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A @Christadelphians Video: [Inspiring] **Thought-Provoking & Insightful Video Summary** Join **We**, the Christadelphians, as we dive into the **outstanding** and often overlooked topic of **Bible translators and diversity** in this **revealing** expositional study. Have you ever wondered why there are so many versions of the Bible? This session unpacks how translation committees—and their diverse backgrounds—profoundly shape the Scriptures we read today. We explore the **wonderful** advantages of committee translations (guarding against bias, considering many opinions, catching errors) alongside the challenges (majority rules, less consistency). Using vivid examples from Jonah and Micah, we see how even a single Hebrew word like *olam* can be translated differently, affecting our understanding of prophecy and the Messiah. This is a **must-watch** for anyone seeking a richer, more informed approach to Bible reading.**Chapters** 00:00 - Introduction: Why translators and diversity matter 02:05 - The committee's influence: Majority rules and what gets lost 04:30 - A personal translation experiment (Jonah 1:1-4) 07:10 - Comparing the KJV, NIV, ESV, and NASB on Micah 5:2 10:30 - The Hebrew word *olam*: “Forever” or “ancient times”? 12:50 - How the NIV translators handled Micah 5:2 (and the minority view) 14:30 - Advantages of translation committees (4 key benefits) 16:00 - Disadvantages of committees (less consistency, less freedom) 17:30 - Conclusion & next session: Guarding against bias through diversity**Bible Verse Category**
Is SWELTERING weather MELTING milestones?
Is it Time for a New Approach to Emotional Suffering? Advantages and Disadvantages of DSM Diagnoses Hosts: Kevin Cornelius, LMFT Dr. David Burns Episode Summary In this thought-provoking episode, Dr. David Burns and host Kevin Cornelius, LMFT explore a topic that shapes nearly every corner of modern mental health care: psychiatric diagnosis. For decades, the Diagnostic and Statistical Manual of Mental Disorders (DSM) has defined how clinicians diagnose, treat, and research emotional suffering. But what if many of these diagnostic categories don't represent distinct medical diseases? What if they are simply normal human emotions—like sadness, anxiety, or shame—occurring on a spectrum? Dr. Burns draws on decades of clinical experience, research, and insights from TEAM-CBT to question the assumptions behind psychiatric labeling. While diagnoses can sometimes reduce stigma or help people access care, they can also unintentionally shape identity, medicalize everyday emotional struggles, and distract from the real drivers of emotional pain. This episode offers a nuanced conversation about labels, measurement, therapy, and what actually helps people recover from depression and anxiety. In This Episode You'll Learn What the DSM is—and why it became so influential How the DSM functions as the "diagnostic bible" of psychiatry Why the system was originally designed for research standardization, not necessarily for everyday clinical treatment The difference between true mental disorders and normal emotional experiences Examples of genuine brain disorders such as schizophrenia and bipolar I disorder Why many DSM diagnoses describe normal emotions taken to an extreme How everyday struggles became medical diagnoses Shyness becoming "social anxiety disorder" Chronic worry becoming "generalized anxiety disorder" Why time-based thresholds (like "14 days of depression") can be arbitrary The unintended consequences of diagnostic labels How labels can reinforce feelings of shame or defectiveness Why diagnoses can sometimes lead to over-medicalization and medication-focused care Why measurement matters more than diagnosis in therapy Dr. Burns explains how simple mood scales can quickly assess a patient's emotional state Research showing that DSM diagnoses often add little predictive value for treatment outcomes A surprising research finding After lengthy diagnostic interviews, clinicians were only 3–5% accurate at estimating patients' feelings in the moment What this reveals about the limits of traditional diagnostic approaches Why focusing on thoughts may be the key According to cognitive research, negative thoughts drive emotional suffering Effective therapy focuses on identifying and transforming these thoughts Hope for people who feel defined by a diagnosis Why diagnoses do not determine your ability to recover How targeted cognitive techniques can sometimes produce rapid improvements—even within a single session Benefits of Diagnosis (According to Dr. Burns) While the episode critiques diagnostic labeling, the conversation also highlights situations where diagnoses can help: Access to insurance coverage Eligibility for disability or academic accommodations Temporary relief from self-blame Clear communication in research studies Key Takeaway Mental health diagnoses can sometimes be useful administrative tools—but they should never define who you are. Real healing often comes from understanding the specific thoughts, moments, and experiences that drive emotional pain, and learning practical methods to change them. Mentioned in This Episode Dr. Burns' article: "Is It Time for a New Approach to Emotional Suffering?" (Psychology Today) TEAM-CBT approach to psychotherapy Brief Mood Survey and other measurement tools used in therapy Memorable Quote "We treat humans, not disorders." Connect & Learn More Read Dr. Burns' latest articles on Psychology Today Explore more tools and resources at FeelingGood.com Learn about TEAM-CBT training and techniques If you enjoyed this episode, please consider subscribing, sharing the podcast, or leaving a review. It helps more people discover tools for overcoming depression and anxiety. Let Us Know What You Think of This Episode Please use this link to take a very brief survey and share your opinion with us about this episode Contact Information Kevin Cornelius, LMFT is a Level 5 Certified Master TEAM-CBT Therapist and Trainer and the Clinical Director of Feeling Good Institute--Silicon Valley. He specializes in the treatment of trauma, anxiety, depression, relationship problems and insomnia. You can reach Kevin at kevin@feelinggoodinstitute.com and visit his website at www.tools4change.me. You can reach Dr. Burns at david@feelinggood.com. Feeling down in these turbulent times? Take a ride on our Feeling Great app. Feeling Great feels wonderful! You owe it to yourself to feel GREAT! Give the Greatest Gifts of ALL--Love and Happiness!
Hr 3 - Jim Wyatt discusses the Titans schedule + Titans rest advantages/disadvantagesSee omnystudio.com/listener for privacy information.
Hr 3 - Jim Wyatt discusses the Titans schedule + Titans rest advantages/disadvantagesSee omnystudio.com/listener for privacy information.
Gordon Chang and Piero Tozzi analyze the upcoming U.S.-China summit in Beijing, noting Trump's "built-in disadvantages" and Chinese arrogance. They discuss internal Taiwanese political divisions regarding China policy and highlight recent multilateral military exercises as a significant "planting of the flag" before negotiations. (7/16)January 1942
The Gardening with Joey & Holly radio show Podcast/Garden talk radio show (heard across the country)
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Send us Fan MailDr Grashow is a senior research scientist at the Harvard T.H. Chan School of Public Health and Director of Epidemiological Research Initiatives for the Football Players Health Study at Harvard University. Her work focuses on the long-term health effects of sport—particularly concussion and repetitive head impacts—in elite athletes. 01:50 – Pretext: What is Concussion and CTE03:20 - Participation in Professional American-Style Football and Suicide Mortality: 1979–2019: Reasoning behind looking at this data05:50 – Main Findings of The Study10:50 –Stigma of Concussion and Mental Health Challenges12:30 – Trends and Explanation Between Sports17:00 – Caregiver Burden and Effect on Wife's 21:00 – Frequent Concerns and Reports from Caregivers 25:00 – Advantages and Disadvantages of Studying Professional Athlete Population28:00 – Assessing and Data Collection of Caregivers33:30 –Testosterone Levels in Athletes Episode 82: Perceived Chronic Traumatic Encephalopathy and Suicidality in Former Professional Football Players (NFL) With Dr Rachel Grashow Social media:Twitter: @first concussionFacebook: Headfirst: A concussion podcastInstagram: Headfirst_ Concussion Email: headfirstconcussion@gmail.com
Is open source the true future of Artificial Intelligence? In this episode of the BRAVE Southeast Asia Tech Podcast, Jeremy Au sits down with Eugene Cheah, CEO and Co-Founder of Featherless AI. They dive deep into the architecture of the RWKV model, the intense global competition between open source and closed source AI, and how China is aggressively pushing an open source strategy to bypass chip constraints. Recorded with a focus on the Southeast Asian tech ecosystem, this episode breaks down the immediate impact of AI on the global south, specifically highlighting the vulnerability of the BPO and call center industries in the Philippines. Eugene also shares his extraordinary journey from building UIlicious to securing a $1M investment in San Francisco with no pitch deck, and his ongoing work with the Linux Foundation and the World Trade Organization to bridge the global AI language divide. Discover tactical insights into startup bootstrapping, macroeconomics, and the entrepreneurial mindset required to navigate the hyper-competitive deep tech space. Tune in to learn how to future-proof your business and stay ahead of the AI curve in Southeast Asia. 00:00 - Introduction & Featherless AI 02:59 - From UIlicious to AI Research 05:45 - RWKV & the Transformer Alternative 07:13 - Spinning Out Featherless as a New Company 09:10 - Fundraising in San Francisco 16:15 - Open Source vs. Closed Source AI 21:52 - China's Open Source AI Strategy 23:57 - Advantages & Disadvantages of Open Source 28:06 - Inference as a Service & Model Variety 32:13 - The Future of AI: Reliability & Specialization 36:35 - Personal Growth & Navigating AI Politics 39:01 - Policy Advice for Southeast Asia & Global AI Impact 43:39 - Multilingual AI & Closing the Global Divide 48:44 - Being Brave: Founding Story & Closing Reflections Watch, listen or read the full insight at https://www.bravesea.com/blog/eugene-cheah-featherless-ai-open-source-ai Get transcripts, startup resources & community discussions at https://www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter X : https://x.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts #Singapore #China #Philippines #AI #ArtificalIntelligence #MachineLearning #Technology #TechNews #VentureCapital #Startup #Podcast #southeastasia #techpodcast
What if you could build a skull base practice outside academia, without sacrificing complexity, income, or fulfillment? On this episode of the BackTable ENT Podcast, Dr. Kibwei McKinney from SSM Health St. Anthony Hospital in Oklahoma City joins guest host Dr. Dennis Tang to discuss building a rhinology and skull base surgery practice outside academia. --- Get the BackTable app https://www.backtable.com/app --- Timestamps 01:30 - Introduction and Career04:55 - Private Practice vs. Academics10:38 - Defining Skull Based Surgery15:10 - Patient Pool and Logistics in Academics vs Private Practice19:03 - Marketing and Referral Sources24:58 - Case Management and the O.R. in Private Practice29:30 - Balanced Workload and Intentional Care32:10 - Billing and Coding38:55 - Lifestyle Benefits of Private Practice44:21 - Strategic Advice and Advantages or Disadvantages of Private Practice.47:38 - Common Misconceptions50:00 - Advice and Closing Thoughts --- More about this episode Dr. McKinney walks through his training journey, from dedicated research years to time in private-practice rhinology and a skull base fellowship, before ultimately starting his academic career in Oklahoma. He shares how shifting family priorities and the growing push for clinical productivity led him to step away from academia and into an employed private-practice model focused exclusively on rhinology and skull base surgery, without ER call. Along the way, he dives into what that transition really looks like, including the autonomy he's gained, the role of marketing support, how he builds referrals through direct communication, and the operational differences of working without residents. He also touches on postoperative care structure, billing and coding, insurance challenges, and the impact on his overall lifestyle. Check out this episode to hear Dr. McKinney's perspective on why skull base surgery in private practice can be not only technically feasible and financially viable, but also emotionally sustainable, creating space for truly patient-centered care and the ability to pursue the work with genuine passion. --- Resources Dr. Kibwei McKinney https://www.getcare.ssmhealth.com/find-a-doctor/doctor-details/kibwei-mckinney-md
Welcome to PGX: Raw & RealPGX: Raw & Real is simple. I sit with people who've lived through something and/or made it big.This isn't meant to be inspiration or a template for life (for that, you can check out PGX Ideas).This space is different. It's their story, as they experienced it.In this episode, I spoke to Ashish Chanchlani - Content CreatorTimestamps:0:00 – Trailer00:40 – Latent Apology4:21 – What happened at the Police Station?14:50 – Samay is better than Ricky Gervais18:24 – Why Ashish Avoids Relationships22:30 – Can Long-distance relationship work26:07 – Love vs Lust Explained30:56 – The Real Problem With Indian Weddings36:40 – what makes a relationship work48:10 – Creator Life BTS52:25 – Disadvantages of Fame57:40 – Dealing With Public Judgment1:02:10 – If He Could Restart Everything…1:07:30 – Advice for Young Creators1:12:45 – Industry Dark Secrets1:18:20 – Dark Side of Content Creation1:24:10 – What Happened after controversy1:30:05 – What Success Actually Means1:36:40 – Personal Philosophy ShiftEnjoy.— Prakhar___________________________________________________________________________________________________Watch NextIf you're looking for human stories & emotion, go to PGX Raw & Real → https://www.youtube.com/playlist?list=PLa6DgTttATAc0hftp0aZtUvCgVSKO8hbxIf you want ideas, insight, and perspective, go to PGX Ideas → https://www.youtube.com/playlist?list=PLa6DgTttATAcNdrNSG8Hh78TK-5A0EJbC___________________________________________________________________________________________________Learn with MeMaster the art of Conversation → https://www.artofconversation.in/___________________________________________________________________________________________________Guest - Ashish ChanchlaniInstagram: https://www.instagram.com/ashishchanchlaniX: https://x.com/ashchanchlaniYouTube: @ashishchanchlanivines ___________________________________________________________________________________________________PGX SocialsInstagram → https://www.instagram.com/pgxpodcast/X (Twitter) → https://twitter.com/pgxpodcastLinkedIn → https://www.linkedin.com/in/prvkhvr/Clips Channel → https://www.youtube.com/@PGXClips___________________________________________________________________________________________________Follow meTwitter: https://twitter.com/prvkhvrInstagram: https://www.instagram.com/prvkhvr/LinkedIn: https://www.linkedin.com/in/prvkhvr/___________________________________________________________________________________________________#prakharkepravachan #prakhargupta #ashishchanchlani #ekaki #latent #pgx #raw #real
Disadvantages of Investing in a Fund of Funds Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. While a fund of funds investment approach may have benefits, there are disadvantages. Here is a list: The returns on a fund of funds range widely. It's rare that a fund of funds makes more than 25% IRR. It's just difficult to do with the funds spread across so many investment theses. Fund of funds are expensive. Consider the management fees and carried interest before committing to one. Too much access. Some fund of funds offer access to anything and everything. With so much choice, it can be difficult to build a winning fund of funds. Exits often come through the secondary market. These give very poor returns. Before investing in a fund of funds, check for references with other investors who have been in the fund. Talk with those who have been in it for a substantial period of time, say three years or longer. This should provide guidance on how well they work. A fund of funds has benefits and disadvantages. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.
Resources & LinksAkashic Records Training1:1 ProgrammesAppointmentsFree ebookConnect with Elis: Website | Instagram + Facebook: @akashicrecordswithelisMentioned in this episode: Episode 81 - Do you want to learn how to read, heal and clear in your own Akashic Records?In this Meet the Grads conversation, Suzie Ridley shares how Akashic Records training can open a grounded, practical pathway for spiritual development, and introduces Elise, an Akashic Records reader and QHHT practitioner based in Jersey. If you have been feeling the nudge towards the Records, or you are curious about how different soul-based modalities work together, this episode offers clear insight and real-world perspective.Suzie and Elise explore what it feels like when the Akashic Records “find you”, including recognising the right teacher, trusting the magnetic pull, and building a relationship with your own Records before stepping into service. Elise shares how she blends QHHT with Akashic Records readings, why both can support healing and soul expansion, and what it looks like to let your offerings evolve in a way that stays grounded and embodied.In this episode, you'll learnHow to recognise a true energetic “yes” when a modality or teacher is meant for youThe key differences between QHHT and an Akashic Records reading, and how to choose what fits your needs right nowWhy root chakra support and nervous system foundations matter for intuitive work and clear guidanceHow business guidance from the Records can simplify decisions, especially around visibility and platformsFollow Wisdom from the Akasha on Spotify and Apple Podcasts, or subscribe on YouTube, so you never miss an episode. New episodes are released every Friday at 7AM GMT +0.Timestamps[00:00] Introduction & Upcoming Free Akashic Records Workshop (April 12th)[00:37] Announcing Level One Akashic Records Training (Starting April 21st)[00:56] Meet the Grad: Elis Joudalova[01:26] Elis's Background: QHHT & Akashic Records Practitioner[02:38] How the Akashic Records Found Elis[05:36] Elis's Fast-Track Journey Through Level One & Two[07:06] Comparing QHHT and Akashic Records Modalities[08:22] The Importance of Root Chakra Work for Practitioners[11:28] What to Expect in a QHHT vs Akashic Records Session[12:30] Powerful Healing Through QHHT Sessions[13:58] Essential Self-Care Practices: Nature & Ecstatic Dance[15:22] The Power of Ecstatic Dance for Spiritual Development[17:48] How to Connect with Elise & Her Services[19:36] Working with Akashic Records Business Guides[20:14] Choosing the Right Social Media Platform for Your Business[23:08] Trusting Akashic Guidance in Your Practice[24:26] Recognising the Calling to Become a Practitioner[28:46] Future Plans: Akashic Clearings & Beyond Quantum Healing (BQH)[30:33] Respecting Sacred Practices While Evolving for Modern Times[31:53] Answering the Call to Service[33:21] Turning "Disadvantages" into Strengths as a Reader[34:29] The Magnetic Center: Finding Your Soul-Aligned Clients[35:43] Working with Neurodivergent & Highly Sensitive ClientsWisdom from the Akasha is the podcast for spiritually curious people navigating awakening, growth, and real-life challenges with a grounded, embodied approach. Hosted by Suzie Ridley of Akashic Readings and Healing, an Akashic Records Teacher, practitioner and researcher, each episode is a deep dive into esoteric topics and spiritual development for soul expansion.Guided by her work in the Akashic Records, Suzie shares reflections and practical suggestions you can bring into everyday life, where the mystical meets the tangible. With thousands of hours in the Akashic Records and clients around the world, her intention is to offer a fun, helpful resource that supports clarity, intuition, and meaningful, sometimes miraculous shifts.Connect with Akashic Readings and HealingWebsiteYouTubeInstagramPinterest
Affordable Interior Design presents Big Design, Small Budget
Betsy Helmuth discusses the benefits of a premium membership, springtime decor, and recaps the previous episode on buying art online. She highlights the pros and cons of shopping for rugs online, budget tips, preferred sources, trending styles, and warns against viscose rugs. Plus, she introduces her YouTube channel and social media links. Timestamps: 0:00 Premium membership benefits 1:32 Springtime greetings and setting 1:55 Recap of previous episode on buying art online 2:39 Spotlight on shopping for rugs online 4:00 Advantages of buying rugs online 6:24 Disadvantages of buying rugs online 10:32 Budget considerations for rugs 13:26 Preferred rug shopping sources 18:52 Classic and trending rug styles 21:59 Warning against viscose rugs 23:54 Shipping and return policies 25:06 Introduction of YouTube channel and social media links 26:41 Thank yous and closing remarks - Buying rugs online offers a vast selection and easy price comparison but comes with challenges in color accuracy and tactile experience. - For high-quality rugs, expect to spend between $600 and $3000, and avoid rugs made with viscose due to their susceptibility to staining. - When choosing a rug, consider classic patterns like geometric or Persian styles for longevity and avoid solid colors to minimize visible stains. Links: Uploft.com AffordableInteriorDesign.com Submit your design questions to be featured on the show Become a Premium Member and access the bonus episodes Click here to become an interior designer with Uploft's Interior Design Academy. Get Betsy's book: betsyhelmuth.com/book For more about our residential interior design services, visit ModernInteriorDesign.com For our commercial interior design services, visit OfficeInteriorDesign.com Follow Us: Instagram: @uploftinteriordesign Facebook: facebook.com/UploftIntDes TikTok: tiktok.com/@uploftinteriordesign LinkedIn: linkedin.com/company/uploft-interior-design If you enjoy the show, please spread the word and leave a review on iTunes! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Aaron Golub is a professional speaker, entrepreneur, and leadership consultant who made history as the first legally blind Division I athlete to play in a college football game while competing at Tulane University, where he was later named team captain and went on to become an NFL free agent. Born legally blind, Aaron learned early that success requires a different relationship with adversity. Instead of focusing on what he couldn't control, he built his mindset around maximizing what he could. His journey reflects a powerful truth: when you commit to doing what others won't, you give yourself the opportunity to achieve what others can't. Rather than viewing his blindness as a limitation, Aaron now sees it as one of his greatest advantages. His story challenges how we think about setbacks and reminds us that life doesn't just happen to us — often, it happens for us. Today, Aaron works with organizations, teams, and leaders to build resilient cultures and leadership strategies that thrive in adversity. His work has been featured on major platforms including Good Morning America, CBS, NBC, Sports Illustrated, The New York Times, NPR, and Entrepreneur. As the title of his TEDx talk suggests, Aaron Golub is truly a Diamond in his Disadvantage. In this conversation, we explore how perspective, discipline, and ownership of the controllables can transform adversity into opportunity. @aaronjgolub
New research out this morning has found significant disparities in life outcomes for those New Zealanders who are blind or visually impaired.
Julie discusses the four social instincts and how they are represented in the political sphere. Then she talks about the three disadvantages of altruism, including waste, codependency, and social games. Social games are played by political people where they pretend to be the rescuers and have to have others to be the victims.Clip Used: Starfleet Academy - This Show Is Pure TortureBy: The Critical DrinkerFollow Us:YouTubeTwitterFacebookBlueskyAll audio & videos edited by: Jay Prescott Videography
In this episode, spiritual director John Bruna gives his commentary on the disadvantages of self-centeredness. He gives a variety of practical techniques to slowly overcome this habitual pattern through recognizing more accurately how we exist in the world. John also mentions that the more we can come to know our Buddha Nature and be guided by our primordial wisdom, the less we will suffer. This episode was recorded on December 24th, 2025.Welcome to the Way of Compassion Dharma Center Podcast. Located in Carbondale, Colorado, the Way of Compassion Dharma center's primary objective is to provide programs of Buddhist studies and practices that are practical, accessible, and meet the needs of the communities we serve. As a traditional Buddhist center, all of our teachings are offered freely. If you would like to make a donation to support the center, please visit www.wocdc.org. May you flourish in your practice and may all beings swiftly be free of suffering.
If you have an American Airlines card issued by Barclays, it won't be a Barclays card for much longer, as AA cards will transition to Citi instead. So what does that mean for you? We'll answer some common questions about this transition in today's podcast episode.Barclays AA cards: planning the transition to CitiRead more about the Barclays to Citi transition here.(01:03) - April 24, 2026, the bank that issues your AAdvantage® credit card is changing from Barclays Bank Delaware to Citibank, N.A. (Citi)(02:15) - $99 cards(02:45) - Silver to GlobeSee our episode about the Globe card here.(03:24) - Barclays vs Citi Companion Certs(11:45) - Should we cancel our Barclays cards before the changeover?(16:38) - Disadvantages to cancelling BEFORE(23:07) - Should we apply for Citi AA cards before the changeover?(24:25) - What are Nick and Greg going to do?Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles
In this IPS Finance Comments Show, economist V. Nagappan shares a must-follow checklist for anyone active in the share market. The discussion helps investors evaluate whether they are managing risk properly, tracking the right financial indicators, and avoiding common investment mistakes. The episode also addresses an important question many investors are asking today – Will gold be taxed in the future? Along with this, Nagappan explains the advantages and disadvantages of different asset classes, including equities, gold, and other investment options, to help viewers build a balanced and practical investment strategy. This video is especially useful for long-term investors looking to stay disciplined and informed in changing market conditions.
Not your parents' portfolio: Kyle Bergacker talks alternative investments, especially accessing private markets. Private markets have changed substantially over the last two decades, he argues, and now people have investment vehicles through some of the private capital giants. He explains how to access them and why investors may be interested in them, including “illiquidity” payouts and tax advantages. On the downside, the money will be tied up for a longer time frame.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Topics discussed: What Mike Giardi is watching for in the Pats-Chargers game | Jeremy Springer's game plan (The Drive) // Sharing our NFL Wild Card round picks in this week's Afternoons Pick-Six parlay // Our official predictions for Patriots-Chargers on Sunday (Odds and Ends)
here we're diving into a topic that continues to shape our society: the concept of white privilege and its profound impact on racial tension and social fragmentation. While many of us might consider privilege a distant theme, understanding it is crucial for fostering a cohesive community, especially in a world increasingly characterized by division and discord.When we talk about white privilege, we're referring to a set of unearned advantages that white individuals experience simply because of their race. Coined by activist Peggy McIntosh in her groundbreaking 1988 essay, she likened it to an "invisible knapsack" filled with the benefits and rights often taken for granted. Imagine carrying around a bag of privileges—but only some people have access to it. This unawareness of that bag can perpetuate inequalities and increase the rifts between communities.Now, what happens when the concept of white privilege remains unacknowledged? Studies reveal that it escalates racial tensions and instigates social fragmentation.Become a supporter of this podcast: https://www.spreaker.com/podcast/racism-white-privilege-in-america--4473713/support.
Send us a textThis week, Dr. Chastain and Ginger go over:Advantages of pastures turn-outs for horsesAdvantages of barns and stables for horsesReasonable combinations of pasture time and stall confinementLink to show notes: BetterAnimalHandling.com
Is IBC with Lafayette a good choice? In this videos, Caleb Guilliams and Alden Armstrong review Lafayette Life Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more! Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide 00:00 Introduction 01:06 Lafayette Life Company Overview (History, Structure, and Financials) 02:14 Key Financial Metrics 06:00 Lafayette Life and Infinite Banking (IBC) Positioning 07:21 Lafayette Life's Product and Design Strategy 08:44 Cash Flow Design 13:24 Front-Load Design 16:30 How Loans Work with Lafayette Life 18:30 Paid-Up Additions (PUA) Flexibility 21:34 Summary of Lafayette Life (Advantages and Disadvantages) 26:22 Agent Perspective and Conclusion ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
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How to unlock the power of groups through collective communication.They say teamwork makes the dream work. But as Colin Fisher knows, unlocking the power of groups requires a specific kind of collective communication.Fisher is an associate professor of organizations and innovation at University College London School of Management and author of The Collective Edge: Unlocking the Secret Power of Groups. His research reveals the dichotomy of group dynamics: "Groups can be the pinnacle of human accomplishment," he says. "But groups also have these tendencies to restrict us, to take away our individuality, and to sometimes make us the worst versions of ourselves.” The key, he argues, is fostering communication that maximizes the creative synergy of collaboration while minimizing the pressure to conform.In this episode of Think Fast, Talk Smart, Fisher joins host Matt Abrahams to share evidence-based strategies for effective teamwork, from selecting the ideal group size to fostering psychological safety. Whether with our coworkers, our families, or our friends, Fisher's insights reveal how collective communication can make or break group success.To listen to the extended Deep Thinks version of this episode, please visit FasterSmarter.io/premium.Episode Reference Links:Colin FisherColin's Book: The Collective EdgeEp.174 Fix Meetings: Transform Gatherings Into Meaningful MomentsEp.124 Making Meetings Meaningful Pt. 1: How to Structure and Organize More Effective Gatherings Connect:Premium Signup >>>> Think Fast Talk Smart PremiumEmail Questions & Feedback >>> hello@fastersmarter.ioEpisode Transcripts >>> Think Fast Talk Smart WebsiteNewsletter Signup + English Language Learning >>> FasterSmarter.ioThink Fast Talk Smart >>> LinkedIn, Instagram, YouTubeMatt Abrahams >>> LinkedInChapters:(00:00) - Introduction (02:19) - Advantages and Disadvantages of Groups (03:53) - What Makes Teams Successful (05:37) - The Ideal Group Size (06:33) - Building Psychological Safety (08:49) - Launching a Team for Success (13:10) - Making Meetings More Effective (16:25) - The Final Three Questions (23:13) - Conclusion ********This episode is sponsored by Grammarly. Let Grammarly take the busywork off your plate so you can focus on high-impact work. Download Grammarly for free today
In this episode I speak with Gary Burnett about two of his articles: "Escaping the Maze: Enhancing Teamwork and Collaboration in Higher Education through a Gamified Virtual Reality Experience" and "You're My Only Hope: An Exploration of the Advantages and Disadvantages of Lecturers as Holograms"
With cruise ships soaring in popularity and consistently promising an idyllic mix of luxury and endless excitement, is the experience genuinely as advertised? We'll uncover the facts, outlining the key information and vital precautions needed before you jump aboard. - Dengan semakin polulernya bertamasya dengan kapal pesiar besar yang mengusung citra kemewahan dan hiburan non stop, perlukah kita mempertanyakan: apakah pengalaman berlayar tersebut benar-benar seindah yang diiklankan? Dan hal-hal penting apa saja yang harus diketahui sebelum 'terjun' ke dalam dunia pelayaran modern ini?
John Maytham speaks to Laura Nkula Wenz, Urban Geographer and Lead of the African Literary Cities Project at the University of Cape Town, about the balance between the benefits and disadvantages of hosting events in urban spaces Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
The Atlanta Falcons and San Francisco 49ers will face off in Primetime Sunday night. With both teams battling Injuries, here's some key advantages on both ends that could decide the outcome. --Voicemail call in: (219) 413-9405Instagram: @TheRunPodcastFacebook: PodcastTheRunYouTube: The Run with Manny WilsonTheRunUSA.com--Use the Promo Code: THERUNPODCAST for $20 OFF your first ticket purchase with SeatGeek. https://seatgeek.onelink.me/RrnK/teamseatgeek Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Falcons and Bills square off in a matchup that could expose each team's biggest strengths and weaknesses. Expect talk on what Atlanta must do to stay balanced against Buffalo's explosive offense, plus which players could swing the game based on statistics. --Voicemail call in: (219) 413-9405Instagram: @TheRunPodcastFacebook: PodcastTheRunYouTube: The Run with Manny WilsonTheRunUSA.com--Use the Promo Code: THERUNPODCAST for $20 OFF your first ticket purchase with SeatGeek. https://seatgeek.onelink.me/RrnK/teamseatgeek Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Trap Talk Reptile Network Presents Ep. 689New Breeder On The Block Recap w/ Herbert Of HB Reptiles Live JOIN TRAP TALK FAM HERE: https://bit.ly/311x4gxFOLLOW & SUPPORT THE GUEST: / hb_reptiles TRAP TALK CO-HOST: / villarino_reptiles_ SUPPORT USARK: https://usark.org/MORPH MARKET STORE: https://www.morphmarket.com/stores/ex...SUBSCRIBE TO THE TRAP TALK NETWORK: https://bit.ly/39kZBkZSUBSCRIBE TO TRAP TALK CLIPS: / @traptalkclips SUBSCRIBE TO THE TRAP VLOGS:https://www.youtube.com/channel/UCKxL...SUPPORT USARK: https://usark.org/memberships/Follow On IG: The Trap Exotics https://bit.ly/3hthAZuTrap Talk Reptile Podcast
The Survivor Specialists are digging deeper into episode 2 with OnceUponAnIsland ! We're discussing journey tweaks, tribe disadvantages, and more! Make sure to check out our Survivor 49 episode 2 recap here: https://youtube.com/live/fqYSHcm9098 Become a patron: https://www.patreon.com/thespecialists #Survivor #Survivor49 #SurvivorCBS #SurvivorRecap Want to create live streams like this? Check out StreamYard: https://streamyard.com/pal/d/5742935964385280
Dr. Simon Engelke speaks with Yann Vincent, CEO of Automotive Cells Company (ACC) to explore the strategic vision and challenges of strengthening Europe's battery independence through sustainable manufacturing, regulatory navigation, and future expansion plans. ACC is a European battery manufacturer backed by Stellantis, Mercedes-Benz, and TotalEnergies. They build gigafactories to power Europe's clean mobility shift and to strengthen the continent's battery independence and industrial resilience.What we cover in this episode: Yann Vincent's personal insights on leadership and his transition from automotive to battery manufacturingACC's origin story and its vision for Europe's battery independenceBattery cell costs, local supply chains, chemistry choices, and EU regulationsThe impact of electric vehicle (EV) demand on expansion plans and ACC's financing strategiesACC's sustainability efforts, potential moves beyond automotive into energy storage and next-generation battery technologiesThe importance of local supply chains and partnerships with European battery material suppliersChallenges of competing with Chinese manufacturers, the need for European sovereignty in battery production, and the role of government support and regulations Chapters:00:00 Introduction to ACC and the European Battery Landscape02:58 Yann Vincent's Background and the Formation of ACC05:26 Current Status and Future Plans of ACC08:08 Yann's Personal Motivations for Transitioning from Automotive to Battery Cell Production14:02 Challenges in Battery Cell Costs and Competition with China16:49 The Importance of European Battery Supply Chains for the European Car Industry18:11 How Europe Can Catch Up with China in Battery Cell Manufacturing23:50 Tariffs vs. Subsidies as Regulatory Support27:24 Competitive Advantages and Disadvantages of a Fully European Battery Material Supply Chain30:06 Navigating Battery Chemistry and Market Trends35:09 Balancing Manufacturing with R&D36:37 Is Regulation a Competitive Advantage or a Burden? Sustainability in Battery Production38:48 How the European Financing Ecosystem is Responding to the Battery Industry46:09 Market Demand Dynamics and Future Expansion Plans50:18 Thoughts on Expansion Approach52:52 Similarities and Differences Between Battery Manufacturing and Car Manufacturing54:32 Future Outlook for ACC and the Battery Market
Hr 2 - Biggest advantages/disadvantages in UT-UGA + NFL Wk 1 overreactionsSee omnystudio.com/listener for privacy information.
Hr 2 - Biggest advantages/disadvantages in UT-UGA + NFL Wk 1 overreactionsSee omnystudio.com/listener for privacy information.
MIAMI TICKETS HERE SEPTEMBER 6TH 2025 https://www.eventbrite.com/e/behind-the-likes-tour-miami-tickets-1511196672929?aff=oddtdtcreator HOUSTON TICKETS HERE SEPTEMBER 27TH 2025 https://my.thehobbycenter.org/7807/7814?_gl=1*ia43py*_gcl_au*MTgwMTUyMDA5NC4xNzU0NTg1NTIy SCHEDULE 35 Use code: BEHINDTHELIKES at https://linktr.ee/s35_ to get 15% off your order now! Get 15% off all orders with code [BEHINDTHELIKES] at Schedule35.co - That's 15% off at Schedule35.co and use code [BEHINDTHELIKES]. PATREON HERE : https://patreon.com/BehindTheLikesPodcast?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink FOLLOW NEW PAGE HERE @WinterandChy MERCH HERE behindthelikespodcast.com Follow US ON YOUTUBE : @WinterandChy follow us on INSTAGRAM : @behindthelikespod Follow WINTER: @Wiintrr Follow CHY: @chy.f
Nebraska has played in Week 0 twice recently—both losses—as they lost to Northwestern in Ireland and to Illinois on the road in Bret Bielema's first game Bill was with the team for Week 0…and as we look to Farmageddon this weekend in Dublin…what are the biggest pros and cons to playing Week 0 vs. in Week 1? Show Sponsored by MIDWEST BANKOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
The United States and China are locked in a race for dominance in artificial intelligence, including its applications and diffusion. American and Chinese AI firms like OpenAI and DeepSeek respectively have captured global attention and major companies like Google and Microsoft have been actively investing in AI development. While the US currently boasts world-leading AI models, China is ahead in some areas of AI research and application. With the release of US and Chinese AI action plans in July, we may be on the cusp of a new phase in US-China AI competition.Why is AI so important for a country's global influence? What are the strengths of China's AI strategy? And what does China's new AI action plan tell us about its AI ambitions? To discuss these questions, we are joined by Owen Daniels. Owen is the Associate Director of Analysis at Georgetown's Center for Security and Emerging Technology and a Non-Resident Fellow at the Atlantic Council. His recently published article in Foreign Affairs co-authored with Hanna Dohmen -- titled China's Overlooked AI Strategy -- provides insights into how Beijing is utilizing AI to gain global dominance and what the US can and should do to sustain and bolster its lead.Timestamps[00:00] Start [02:05] US Policy Risks to Chinese AI Leadership [05:28] Deepseek and Kimi's Newest Models [07:54] US vs. China's Approach to AI [10:42] Limitations to China's AI Strategy [13:08] Using AI as a Soft Power Tool [16:10] AI Action Plans [19:34] Trump's Approach to AI Competition [22:30] Can China Lead Global AI Governance? [25:10] Evolving US Policy for Open Models
It's summertime, and for many of us that means a recreational trip to the beach or coast. Worldwide, billions of people live year-round near a coastline, and these settings can be responsible for everything from buffering storms and preventing sea-level rise to fishing, flourishing tourism, and trade. For all these reasons, the acceleration of coastal erosion is an important topic to understand. A couple years ago, we sat down with Jane Willenbring, a geoscientist who says that by studying what coastlines looked like long ago, we can better understand where they are headed and how to protect them. No matter where you live, we hope you'll tune in to better understand the forces behind coastal erosion.Have a question for Russ? Send it our way in writing or via voice memo, and it might be featured on an upcoming episode. Please introduce yourself, let us know where you're listening from, and share your question. You can send questions to thefutureofeverything@stanford.edu.Episode Reference Links:Stanford Profile: Jane Kathryn WillenbringConnect With Us:Episode Transcripts >>> The Future of Everything WebsiteConnect with Russ >>> Threads / Bluesky / MastodonConnect with School of Engineering >>> Twitter/X / Instagram / LinkedIn / FacebookChapters:(00:00:00) IntroductionRuss Altman introduces guest Jane Willenbring, a professor of Earth systems at Stanford University.(00:01:30) What Causes Coastal ErosionThe natural processes that build up or break down coastal regions.(00:02:58) When Coastlines GrowWhere and how coastal buildup can still occur, especially near rivers.(00:04:11) Measuring Coastal ErosionThe technological and geological measurements used to track change.(00:06:12) Dating Coastal RockUsing cosmic radiation to help measure long-term erosion rates.(00:07:48) Archaeology & Shifting SettlementsHow ancient coastal settlements reflect environmental change.(00:09:03) Tectonics vs. ErosionDifferentiating between sea level rise and tectonic land uplift.(00:10:09) Infrastructure at RiskThe dangers of coastal erosion to critical infrastructure.(00:12:12) Science Meets PolicyWhy long-term erosion timelines complicate policymaking.(00:14:11) Real-World ResponsesExamples of successes and failures due to policy inaction.(00:15:14) Disadvantages of Building BridgesThe unintended effects of building bridges and barriers.(00:16:11) “Unzipping” LandscapesHow rivers and streams carve landscapes from the inside out.(00:17:47) Sea Level Rise & Coastal ChangesThe mechanics of sea level rise and how it increases erosion.(00:19:25) Beaches as Natural DefensesWhy wide beaches are crucial to the protection of coastlines.(00:20:42) Cliff Collapse & BeachesWhat happens when sand is lost due to erosion or human intervention.(00:22:11) The Social Impacts of Coastal ErosionThe effects of coastal erosion on different socioeconomic classes(00:24:11) Public Health Risks of Coastal ErosionThe different health and infrastructure risks posed by unmanaged erosion.(00:26:05) Vegetation, Kelp, & Green SolutionsThe potential for vegetation and kelp to help soften coastal impact.(0028:43) Conclusion Connect With Us:Episode Transcripts >>> The Future of Everything WebsiteConnect with Russ >>> Threads / Bluesky / MastodonConnect with School of Engineering >>>Twitter/X / Instagram / LinkedIn / Facebook
Global Investors: Foreign Investing In US Real Estate with Charles Carillo
Thinking of using the BRRRR method to build your real estate portfolio? Before you Buy, Rehab, Rent, Refinance, and Repeat… listen to this episode. In this Strategy Saturday episode, Charles Carillo breaks down the biggest mistakes investors make when using the BRRRR strategy — from underestimating rehab costs to refinancing disasters and overleveraging. If you're a new or growing real estate investor, this episode will help you avoid costly pitfalls. Topics Covered: Why BRRRR strategies fail for beginners How hard money loans can backfire The dangers of market timing during refinancing What overleveraging really does to cash flow Why BRRRR is best left to experienced investors Referenced Episodes: SS185: Avoiding Over-Leveraging in Real Estate Investing - https://youtu.be/Hr4YoXIDaNc Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/ ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/
In this podcast episode, Reid talks with a returning guest – Luke Magnan, co-founder and CIO of Combined Ratio Solutions. Luke believes that core insurance software should be accessible and affordable, much like the dependable Honda Civic. Tune in to hear Luke's vision: to empower insurance companies by simplifying their operations without breaking the bank (and more).Episode HighlightsCatching up on Combined Ratio's mission (00:50) Carriers running IT as an engineering shop (11:42) How to become the industry standard (12:39) Aspiring to be the Honda Civic of Policy Systems (19:34) The relationship between the insurance industry and tech experts (26:12) The next big move in the industry (28:56) The role of Salesforce in insurance (34:00) Practical solutions over cool tools (39:36) A concept for large companies to consider (43:49) How keeping exits out of the conversation opens up opportunities (47:25) Disadvantages of private equity and venture capital (53:51) Thoughts on AI (58:41)
If you'd like a free copy of the book, just email us at team@thewealthelevator.com and tell us how you found us.In today's podcast, we delve into the financial implications of buying a home to live in versus renting and investing. The host introduces the concept of the 'wealth elevator' as described in their book, which categorizes different financial stages and offers tailored advice. They discuss why individuals in high-priced areas or early stages of wealth building might benefit more from renting and investing in rental properties instead of purchasing a home. Practical insights from personal experience are shared, including saving strategies and the impact of leveraging rental income. The discussion also touches on the pros and cons of homeownership, while advising listeners to consider their individual financial situations before making a decision. Listeners are encouraged to join the Wealth Elevator community for personalized advice and strategies for financial independence.00:00 Introduction to Home Buying Discussion00:06 The Wealth Elevator Concept00:51 Personal Experience with Home Buying01:46 Financial Advice and Wealth Building02:41 When to Buy a House04:03 Renting vs. Buying Debate04:48 Investment Strategies and Returns09:33 Flexibility and Mobility Considerations13:56 Disadvantages of Home Ownership15:44 Conclusion and Final Thoughts Hosted on Acast. See acast.com/privacy for more information.
Some investments are flashier or more exciting than others. But do you really need flashy and exciting to meet your financial goals? In this episode of Financial Clarity for Doctors, hosts Corey Janoff and Rachelle Vanderzanden and Corey Janoff talk about alternative investment strategies and whether you may need them as part of your investment strategy. This episode covers some basics of alternative investments including: Advantages and disadvantages of these kinds of tools. Advantages include diversification and potentially higher returns. Disadvantages include potential for greater losses, higher costs, lack of liquidity, and less regulation than more traditional investments. Different types of alternative investments (hedge funds, structured notes, private equity, etc.) How to evaluate whether these may be an appropriate addition to your plan. As always, whether a particular strategy makes sense for you depends on your financial status, goals, and even personality. Most folks will not need complicated alternative investments to meet their goals, but it can be something to consider for folks who are willing to take on more risks and costs to explore something a little different (and potentially exciting if you are successful). For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.
John in Boston is in the 32% tax bracket. Should he do Roth conversions? Flight Deck Dad and Irish Girl in Pensacola have a lot of tax-free pension income. Should they do Roth conversions? Bert and Ernie in New Jersey wonder if they should convert to Roth or take advantage of zero percent capital gains tax rates. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for all of them today on Your Money, Your Wealth® podcast number 529. Plus, Michael and his wife in Bellevue are 34, in the 24% tax bracket and wonder if they should contribute to tax-free or tax-deferred accounts, and if they should slow down on retirement savings and start a bridging account for the years between when they want to punch the clock in their early to mid-50s, and when they can access their retirement savings. Then, for something completely different, Frenchie from Maine writes back in: What are the disadvantages to paying off her mortgage ASAP, and what's the tax efficiency of a money market compared to bond funds? Free financial resources & episode transcript: https://bit.ly/ymyw-529 WATCH How to Break Through Retirement Barriers on YMYW TV CALCULATE your Free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:00 - We're in the 32% Tax Bracket. Should We Do Roth Conversions? (John, Boston, MA) 06:19 - We Have Large Tax-Free Pension Income. Should We Do Roth Conversions? (Flight Deck Dad & Irish Girl, Pensacola, FL) 16:03 - Watch How to Break Through Retirement Barriers on YMYW TV, Calculate your free Financial Blueprint 16:52 - Should We Do Roth Conversions or Take Advantage of 0% Capital Gains Tax? (Bert & Ernie, NJ) 25:53 - In the 24% Bracket. Should We Contribute to Tax-Free or Tax Deferred Accounts? (Michael, Bellevue, WA) 29:49 - Schedule a Free Financial Assessment at any of Pure Financial Advisors' 12 nationwide locations or online 31:04 - Disadvantages to Paying Off the Mortgage ASAP? Tax Efficiency of Money Market vs. Bond Funds? (Frenchie, ME) 36:23 - Outro: Next Week on the YMYW Podcast
Think 10,000 steps is just a trendy number? It might be the missing piece that's holding you back from dropping stubborn fat, balancing your hormones, and staying strong well into your 60s and 70s.In this episode, I'm breaking down why daily walking—yes, walking—is one of the most powerful tools for men over 40 to transform their bodies, improve energy, and stay out of the danger zone of chronic disease.This one's straight from one of my Friday coaching calls inside the Over 40 Alpha Brotherhood, where I go deep into the REAL science behind step counts, metabolic health, testosterone, recovery, and fat loss. I'm sharing how I use daily walking to combat back pain, boost recovery, and burn hundreds of extra calories every day—without more workouts or stricter dieting.This one's practical, science-backed, and 100% doable. Let's walk the walk, brothers.“ Sitting for long periods is a new smoking. Lack of daily movement is linked to weight gain, heart disease, shorter lifespan, and back issues.”Timestamps:08:47 - Disadvantages of sedentary lifestyles and why walking is a longevity tool11:26 - NEAT defined: burning calories outside the gym 14:26 - Origins of “10,000” – the 1965 Japanese Manpo-kei pedometer 16:14 - Scientific studies show that 7,500-10,000 steps/day lead to lower mortality risk 18:01 - Big studies: more steps, fewer heart-disease deaths 21:50 - Post-meal 10-minute walks for blood-sugar control 24:51 - Sarcopenia, muscle maintenance & strength balance 28:25 - Dog-walking myth: why you still need dedicated step time 30:08 - Sitting is the new smoking – metabolic fallout of desk life 33:03 - Micro-breaks, squats & stand-up desks to break sitting marathons 35:55 - Tracking tools: why Funk swears by WHOOP & other wearables 37:00 - Morning routine hacks: garbage drop-off or neighborhood lap 42:15 - Everyday hacks: use stairs, park further away, walking meetings & more 46:52 - Community 10k-step challenge & mutual accountability
This week we're sharing our personal interview from the Triumph Weekly Podcast on the Life Network, where we dive into the world of biohacking. We discuss what biohacking truly is, debunk some common myths surrounding it, and explore how data can be a powerful tool to optimize our health and well-being. Throughout the conversation, we share our personal morning and evening routines, offering insights into how we structure our days for peak performance. Additionally, we touch on tips for supporting a healthy circadian rhythm, and how making small, strategic adjustments can have a big impact on energy, focus, and overall health. Whether you're a seasoned biohacker or just getting started, this episode is packed with practical advice for anyone looking to level up their wellness journey.SHOW NOTES:0:39 Welcome to the podcast!2:07 Triumph Weekly on Life Network4:25 Our interview with Karie Johnson6:53 What we believe biohacking actually is8:13 Misconceptions about biohacking10:55 Biological Dentistry & our Parents11:42 Disadvantages of conventional medicine13:35 Renee's journey with chronic fatigue15:41 Lauren's #1 wearable tracker17:20 What's your data personality?19:42 Renee's #1 wearable tracker20:48 Basic biohacks on a budget23:41 The do's and dont's of Intermittent Fasting27:00 Lauren's morning routine28:24 * PIQUE TEA *30:21 Favorite ways to support lymphatics31:08 Renee's morning routine33:07 HRV Biofeedback33:48 Lauren's nighttime routine35:41 Renee's nighttime routine37:05 Tips for supporting hormone health in early womanhood38:05 Tips for supporting circadian rhythm40:15 Advice for navigating societal pressures and trauma for women43:20 Optimizing for genetic predispositions46:03 Major differences in men vs women's health51:01 Thanks for tuning in!RESOURCES:Life NetworkTriumph Weekly PodcastIG: GoLifeNetworkIG: Karie JohnsonPique Tea coffee alternatibve & clean teas!Levels CGMOURA RingRebounderVibration Plate: Power PlateOptimal HRV BandOur Sponsors:* Check out Effecty and use my code BIOHACKERBABES for a great deal: https://www.effecty.com* Check out Puori: https://puori.com/BIOHACKERBABESSupport this podcast at — https://redcircle.com/biohacker-babes-podcast/donationsAdvertising Inquiries: https://redcircle.com/brands
David, Matt, and Rhonda Answer Your Questions! What's the One-Minute Drill work? How does it work? What's Memory Rescripting? How does it work? How can I endure boring and irrelevant college work? Aaron asks: How do you do the One Minute Drill? Aaron asks how and why Memory Rescripting helped a college student overcome her fears of public transportation (e.g. agoraphobia). Gray asks: How can I endure having to do boring work in college and beyond? Two questions from Aaron W. C. who is a Licensed Master Social Worker in Idaho, and said, “I look forward to the podcast.” 1. Hi Dr. Burns, Can you share how you do the one-minute drill? In When Panic Attacks, you only mentioned the name but not how it works. Thank you, Aaron W. California David's reply We'll explain and demonstrate it on the podcast. It's a partially helpful tool for troubled couples who argue and fail to listen. 2. Hi Dr. Burns, I completed rereading When Panic Attacks yesterday night. I have a question about one of the case examples you mentioned. In the book, you mention a patient that has a phobia of taking public transportation. She did the reimagination exercise of picturing herself castrating the men that harmed her roommate and branded the man that hurt her as a child. If remember right, the book does not link using the "reimagination exercise" to overcoming her fear of taking public transportation. How did the reimagination exercise help her overcome the fear of taking public transportation? I have reread the book two times this year! Thank you, Aaron W. California---LMSW (Idaho) David's reply I am happy to include your question on an upcoming Feeling Good Podcast. Can I use your first name? Thanks! I can answer two of your questions, and can even demonstrate the one-minute drill, and discuss its uses and limitations. Best, david 3. Gray asks about feeling better about post-secondary education Hi David, I struggle with intense anger, frustration, and depression while doing college coursework, with recurring thoughts like, “This is pointless,” “This work is for nobody, ” "I'm just working to work," "I'm being hazed," and “I profoundly don't care!” I'm interested in law school because I'd love being a lawyer, but I worry that I won't be mentally healthy in that environment. Many lawyers say 80+% of law school is irrelevant and doesn't adequately prepare you to practice law or even to pass the Bar, so I expect similar frustrations would resurface. I've looked into this very carefully and I'm convinced that the basic substance of my thoughts has bulletproof empirical grounding (outside of STEM, for sure). How could I manage these distortions when I'm in the midst of law school homework? P.S. I'm quite hostile to appeals about how I would actually learn important things in class or about developing resilience for its own sake, so I'd prefer to avoid that line of thinking unless it's really important. Thank you, Gray David's reply Can you give me an example of one of your negative thoughts. They always contain some truth, by the way. Perhaps you're trapped in a Hidden Should Statement. Are you wanting to feel happy about having to do boring homework, or are you wanting not to have to do boring homework? What's your goal, in other words. All therapeutic failure, just about, is due to a failure of agenda setting. In other words, reducing resistance is the key prior to crushing distortions. Warmly, david There is certainly a great deal of irrelevant stuff one has to plow through to get a college or graduate degree, for sure. So there seems to be a lot of wisdom in your negative thoughts and feelings. I guess my question would be, what type of help, if any, are you looking for? Best, david Gray responds Subject: Re: Feeling better about post-secondary education My hidden should statements are something like "I shouldn't have to do this." and" I should be able to prove myself by doing real work instead". I am hoping to be able to do lots of boring/irrelevant homework and be okay about it, not even necessarily happy. Then I could go to law school and be in passable mental health. Thanks again! Gray David Replies Well, you're right on all counts, including “I shouldn't have to do this.” In fact, you DON'T “have to” do it. And if you do stick with it, there's no rule that says you have to stop whining and complaining! I made the choice of going to medical school and hated it. Worst medical student they had. But I had to complete medical school and psychiatric residency in order to become a psychiatrist. Don't think I learned much of anything in medical school or psychiatric residency that ever really helped any of my patients at that time. But now I have a life I really enjoy, although there are still negatives I have to put up with. Warmly, david One last thing to add. The boring, trivial work does not upset you. Only your distorted thoughts can upset you. The truth in your thoughts is real but does not upset you. You are saying that you SHOULD NOT have to do trivial boring work. Where did you get that idea. Did you think you were entitled to a universe that conforms to your demands? Why should the world be the way you want it to be? There's an irritating voice in your brain that keeps telling you that you should have to do this and you shouldn't have to do that. That voice is your enemy, your source of angst, and not the actual work. So, your first step is to make a decision, perhaps two Cost-Benefit Analyses. The first might be the Advantages and Disadvantages of loudly protesting and insisting it SHOULDN'T be this way. There will be many advantages and a few disadvantages as well. Now balance the Adv against the Dis on a 100 point scale at the bottom, putting the higher number under the column that feels the more desirable or impactful. For example, if the ADV are a lot greater, your two numbers might be 70-30. Then you might do a second CBS listing the Advantages and Disadvantages of ACCEPTING the fact that school often sucks. There may be some advantages and a few disadvantages as well. Now balance the Adv against the Dis on a 100 point scale at the bottom, putting the higher number under the column that feels the more desirable or impactful. For example, if the DIS of acceptance are a lot greater, your two numbers might be 25-75. Send me your two analyses when you're done! If you come to the unlikely decision that acceptance is preferably to shoulding on yourself, there are lots of strategies that might help. But I'd need to know where you stand first, or the methods would be a waste of time. Anger, unlike most negative feelings, is highly addictive, and most people don't want to let go of it. You could also do Positive Reframing of your anger and negative thoughts, which is super powerful, but this is getting a bit long. Best, david David follow-up for podcast audience: As far as I can tell, Gray didn't respond to my email. Sad!