The Budget Bitch Podcast

In this short and sweet episode, I chat with Chartered Professional Accountant - Cindy Kumar @elevatedaccounting We're discussing what can REALLY be written off in a business, why there is so much more to working with an accountant than just taxes, and how working with Cindy can elevate your overall business strategy and financial goals. You don't want to miss this one! Be sure to give us some feedback!  Give us a rating, review, subscribe, and share this episode with someone if you found it valuable. xoxoxFollow me on Instagram: @farrahturcotte.caBook a call with me: https://calendly.com/farrahturcotte  : https://learn.elevatedaccounting.ca/cfo-tax-writeoff https://learn.elevatedaccounting.ca/4-week-reset

In this episode, I chat with Investment and Insurance Advisor - James Kehler @jamesmkehler  We're discussing stats released by Sagen and Stat Canada regarding issues young Canadians are facing today, the housing crisis, AND we react to CBC Marketplace's hidden camera video where they infiltrate they big banks. James also spills the TEA on his time working for a credit union and what went on behind the scenes. You don't want to miss this one! Be sure to give us some feedback!  Give us a rating, review, subscribe, and share this episode with someone if you found it valuable. xoxox Follow me on Instagram: @farrahturcotte.ca Book a call with me: https://calendly.com/farrahturcotte  Book a call with James: https://portfolioplanning.ca/contact/

In this episode, I chat with Self Development Speaker - Sara Fisher @vibinhighclub  We're discussing the law of vibration, what's going on in your brain like the RAS or reticular activating system (a network of neurons located in the brain stem to mediate behavior), manifestation and mantras, and how to step into methods that may help bring more abundance into your life through gratitude and inspired action.  You don't want to miss this one! Be sure to give us some feedback!  Give us a rating, review, subscribe, and share this episode with someone if you found it valuable. xoxox Follow me on Instagram: @farrahturcotte.ca Book a call with me: https://calendly.com/farrahturcotte 

In this episode, I chat with my friend and Greater Vancouver Realtor® - Ingrid Bakke @ingridbakke.realestate  We're discussing all things real estate! Why you might want to work with a realtor, what the process is for buying a home, what are some ways you can prepare to sell your home, AND MORE! We also dive into how Ingrid became a Realtor® - including some of her background and career journey as well as why we love working with first time home buyers! BE SURE TO FOLLOW ME ON INSTAGRAM!  @FarrahTurcotte.ca Links to my favourite financial products and my services (disclamer - some are affiliate links): - Apply HERE to work with me in my money coaching program - KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch - PolicyMe Term Life Insurance Free Quiz HERE - Complete a free mortgage application HERE - Book a free mortgage or budget consult call HERE I love sharing stories and REAL jargon-free content. Let's chat and connect!   

In this episode, I chat with Investment and Insurance Advisor - Tyson Nagasaka (@tyson_nagasaka) about the FHSA (First Home Savings Account) and RRSP (Registered Retirement Savings Plan). I reached out to my audience on Instagram and asked you what you wanted to know. Here are the answers! We chat about the similarities and differences, if one is better than the other, why you should have an FHSA and if the FHSA affects your credit score. Thanks for being here! Links to my favourite financial products and services (disclamer - some are affiliate links): KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch Budget and tracking with Monarch: https://www.monarchmoney.com/ BE SURE TO FOLLOW ME ON INSTAGRAM!  @FarrahTurcotte.ca I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with returning guest and Certified Financial Planner - Vishal Gill (@portfolioplanning) about insurance: from disability, critical illness, to life. We discuss how with new levels in our money game come new devils and how to best protect you and your loved ones. What are all these insurance types? Which ones do I need or not need? Find out more by listening in. Thanks for being here! Links to my favourite financial products and services (disclamer - some are affiliate links): Financial Planning with Vishal: https://portfolioplanning.ca/ PolicyMe Life Insurance: https://policyme.com/home?utm_source=thebudgetb&utm_medium=affiliate&utm_campaign=moneycoach KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch BE SURE TO FOLLOW ME ON INSTAGRAM!  @FarrahTurcotte.ca I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Intuitive Reader @PhalynPowell about all things financial woowoo. We discuss money energy, lack and scarcity mindsets, and how to be in alignment and awareness with how our money energy is being shared with the universe.  Links to my favourite financial products (disclamer - these are affiliate links): PolicyMe Life Insurance: https://policyme.com/home?utm_source=thebudgetb&utm_medium=affiliate&utm_campaign=moneycoach KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with returning guest and Mortgage Professional Marc Fernandez about the Bank of Canada's interest rates, his view on where the market may head, how the current climate affects current and prospective home owners, and what we can do to prepare our cash flow in light of the current circumstances. We also discuss variable vs fixed rates (and wtf that means) as well as how to prepare for home ownership. Links to my favourite financial products (disclamer - these are affiliate links): PolicyMe Life Insurance: https://policyme.com/home?utm_source=thebudgetb&utm_medium=affiliate&utm_campaign=moneycoach KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat about recent financial emergencies in my life that drove home the importance of having an emergency fund. I discuss how to start an emergency fund, how to tackle starting with your first $1000, and how to approach feelings that our small contributions are negligible or pointless. Links to my favourite financial products (disclamer - these are affiliate links): PolicyMe Life Insurance: https://policyme.com/home?utm_source=thebudgetb&utm_medium=affiliate&utm_campaign=moneycoach KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Katie and Katherine, hosts of the 411k Podcast about their personal money stories, what led them to start their own podcast, their greatest money lessons, what they found the most difficult to grasp around finances, and their favourite money books! Links to my favourite financial products (disclamer - these are affiliate links): PolicyMe Life Insurance: https://policyme.com/home?utm_source=thebudgetb&utm_medium=affiliate&utm_campaign=moneycoach KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch EQ Bank: https://join.eqbank.ca/?code=FARRAH3433 BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat about how your relationship with money can affect your money decisions. I talk about common financial fears and questions you can ask yourself to start your journey of healing. Links to my favourite financial products (disclamer these are affiliate links): PolicyMe Life Insurance: https://policyme.com/home?utm_source=thebudgetb&utm_medium=affiliate&utm_campaign=moneycoach KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch EQ Bank: https://join.eqbank.ca/?code=FARRAH3433 BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat about how I'm personally keeping my wedding costs down, tips and things to look out for when setting a wedding budget, hacks for paying for your honeymoon, when to start saving for your wedding, and setting your wedding budget priorities! Links to my favourite financial products (disclamer these are affiliate links): PolicyMe Life Insurance: https://policyme.com/home?utm_source=thebudgetb&utm_medium=affiliate&utm_campaign=moneycoach KOHO Financial: https://koho.onelink.me/Iw0N/budgetbitch EQ Bank: https://join.eqbank.ca/?code=FARRAH3433 To download Walletifai: Apple App Store Google Play Store BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Roya Kachooei, co-founder of Canadian start-up Walletifai (@walletifai) about her journey as a start-up co-founder, what she felt was missing in financial apps, the importance of financial literacy, and how we can leverage technology to make smarter financial decisions in our short term futures. Things you'll hear: Importance of financial literacy. What makes financial literacy so effective. How we can leverage technology to help us with our money management. More about Walletifai and why Roya started it. To download Walletifai: Apple App Store Google Play Store BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Vishal Gill (@portfolioplanning) about his journey from exploring a variety of jobs and careers to ultimately landing on starting his own financial planning business. We also dive into why you need to run your personal finances like a business, common Canadian financial misconceptions, life and disability insurance, why insurance can be difficult to talk about, and Vishal's top lesson he learned in his 20s. Things you'll hear: The most difficult part about getting your personal finances in order. Simplifying life and disability insurance. Common Canadian personal finance misconceptions. BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Theresa Ng (@quarterlifecareers) about her journey from feeling completely lost and overwhelmed at her career prospects, experiencing a quarter life crisis to successfully transitioning into a role in a new industry that she loves.  Things you'll hear: What students in post secondary can do right now How to start a career transition if you're feeling stuck and overwhelmed What a quarter life crisis is and how to navigate What you can do to figure out your next move How Theresa tried her hand in various fields before getting to her current career, as a marketer for Amazon Music BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Rybo (@investwithrybo) about his journey from using student loans/scholarships to purchase items to impress others, to paying off $50K in student loans in 2 years, and to now being a wealth and life coach. Things you'll hear: How Rybo went from trying to impress people with purchases to investing in his future Why consistency is a huge key to personal finance Comparisons of investing to shampoo (lol!) and weight lifting Emotional regulation in spending and financial planning What are key things to know and do when you begin investing What deters people from getting started BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat about emotional spending, psychological research behind emotional spending, and ways you might be able to cope with emotional spending triggers and impulsive purchases. Things you'll hear: Ways to deter emotional spending What emotional spending really means Emotions that contribute to emotional spending Psychological research How to tweak your budget to avoid feelings of complete deprivation BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat about ways you can learn to forgive yourself and free yourself from your past money mistakes in order to learn, grow, and move forward. Things you'll hear: What forgiveness really means Forgiveness vs. forgetting How to use your experience and mistake as a way to propel yourself forward to a brighter future Steps to take towards forgiving yourself BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat about how gratitude affects us psychologically, physically, and socially. And how we can harness gratitude as a way to improve our financial health. Things you'll hear: Ways gratitude impacts our brain and neurological connections How gratitude affects us physically, emotionally, and socially How a shift in gratitude can create a shift in financial health Several gratitude affirmations you can use How gratitude or lack mindsets can affect your spending habits Methods of practicing gratitude BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Sylvia Gallo, Canadian money coach on common Canadian money misconceptions. We HEAR a lot of common myths maybe from friends, family, even strangers. No shame at all! At one point or another these myths were often things both Sylvia and I believed. Things you'll hear: Is it ever too early or too late to save? Should you turn down a pay increase or overtime because of taxes? Is the TFSA just a savings account? Are credit card perks really just to entice us to stay in debt? Should you invest while carrying debt? Is investing only for the wealthy? BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast FOLLOW SYLVIA ON INSTAGRAM!@MoneyWithSyl BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Alyssa Davies, author of The 100 Day Financial Goal Journal and founder of the 2x award winning finance blog mixedupmoney.com.  On my Instagram stories I asked what are your questions on buying a home in Canada and we answer those questions in this episode! Things you'll hear: How can I save a down payment? What % should I put down on a home as down payment? Is it bad to put down less than 20%? Should I live in the city or suburb? Why or why not become a homeowner? How to shop for mortgage rates? Where do your emotions fit in amongst homeownership? What are the hidden costs of home ownership? BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast FOLLOW ALYSSA ON INSTAGRAM!@MixedUpMoney BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Fortune 500 Speaker, Author, and Founder of Ladies Get Paid - Claire Wasserman.  Things you'll hear: How to negotiate salary and full compensation? What can we ask for? What can we do to work on perfectionism and advocate for ourselves? How do we ask for a raise or promotion? Why do we feel scared asking for more? The role race plays in women's pay How to be your own advocate How can we have the awkward conversations asking what our colleagues make? BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast FOLLOW CLAIRE ON INSTAGRAM!@ClaireGetsPaid BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat about what risk related to investing is, why it may be necessary for your money to grow, and what different types of risks there are. Things you'll hear: What is risk? What types of risk are there? Why is risky relevant to investing? How can I minimize my risk? What types of investments are risky? BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I explain chat about all the things that the Big 5 banks won't tell you. There are all kinds of information that are kept quiet and in the fine print leaving you as the consumer uninformed and ill-equipped to find the best banking products to fit your needs. Link to CBC article: Employees' claims of sales pressure spark shareholder lawsuit against TD Bank Things you'll hear: Who are the Big 5 Canadian banks? How do the banks make money? What are some free banking alternatives? How can you reduce your fees? How do banks make money from your investments with them? Why do the financial advisors always push mutual funds on you? What are some common banking practices? BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I explain the beauty that are SINKING FUNDS. Ever wonder why you can't seem to save for larger purchases? Feel like you can't seem to get ahead of "unexpected purchases?" You don't want to miss this episode! Things you'll hear: What is a sinking fund? What are sinking funds used for? How to start a sinking fund? Why you need a sinking fund? Examples of sinking funds What I've used sinking funds for Difference between emergency fund and sinking fund BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Certified Money Coach, Author, and Entrepreneur Khaleila Davis. Khaleila shares her story about how she went from $100k in debt and almost evicted to debt-free in 2 years. She now owns multiple properties, is a published author with her book "Faith and Funds," and through her faith based education she helps those who felt powerless in their knowledge on personal finances, entrepreneurship, leadership and walking in their purpose.  Visit Khaleila's website: https://avaoliviaunlimited.com/ Things you'll hear: The process of learning "how to finance" Bouncing back from being in debt Releasing money shame Entering the "real world" after university How Khaleila went from almost evicted to multiple property owner and certified financial expert BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Liz from Ambitious Adulting who is a Money and Business Mentor.   Liz shares her story from growing up with immigrant parents, buying her first home to now owning multiple properties, taking her side hustle full time, and keys to staying organized and on top of managing your money.  Things you'll hear: How to audit your accounts Money management and making a solid money plan Key financial learnings and takeaways from immigrant parents BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I share with you mindset affirmations to make you rich, dealing with scarcity narratives, and why what you say and think about money MATTERS. Things you'll hear: Key learnings from Jen Sincero's book "You Are a Badass at Making Money" Daily money affirmations to say and think to yourself Why the words you speak matter How your money mindset inherently affects your actions The paralysis that fear causes BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I share with you 5 budgeting techniques that you NEED to know. Things you'll hear: Why it's important to just start somewhere 5 different budgeting methods How to start each of the 5 budgeting methods What budgeting method didn't work for me Why trial and error is key BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE To BOOK a 90 minute Budget Intensive Coaching session with me go HERE! I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat with Financial Coach Hersh Chopra about how to budget and manage finances during a job loss, key areas to focus on in mental health, and how to get back on your feet. Things you'll hear: 10 things you can do to focus on and improve your mental health Budgeting while unemployed and the importance of an emergency fund Self-reflection and self-development techniques How to work on your mindset and re-align your goals Actionable steps to find new opportunities BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE I use SquadCast to record my interviews. If you're interested in using the #1 podcast recording software for remote interviews, help support ya girl by signing up with THIS LINK. I get a small commission which helps me continue to create free content. :) I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I compare and contrast the Canadian TFSA and RRSP - giving you all the pros and cons, similarities, and differences. Things you'll hear: When to have a TFSA vs RRSP or both What is the contribution difference What you can use each program for Why it's important to think about retirement way before it happens BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE I use SquadCast to record my interviews. If you're interested in using the #1 podcast recording software for remote interviews, help support ya girl by signing up with THIS LINK. I get a small commission which helps me continue to create free content. :) I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I chat about my love of shopping second-hand at the thrift store, consignment stores, and on Facebook Marketplace. I share my tips and things to look out for to help make your second-hand shopping experience more efficient, worthwhile, and budget friendly. BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AUDIT WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE I use SquadCast to record my interviews. If you're interested in using the #1 podcast recording software for remote interviews, help support ya girl by signing up with THIS LINK. I get a small commission which helps me continue to create free content. :) I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, Rita-Soledad (@wealthparatodos) and I chat about the generatinoal wealth gap, importance of budgeting and investing, and our tips to propel yourself forward financially EVEN IF you are first generation and are starting with nothing. BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast FOLLOW RITA-SOLEDAD ON INSTAGRAM! @wealthparatodos BOOK A FREE MONEY STRATEGY CALL WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE Things you will learn in this episode: What is generational wealth? Why do we need to budget? How can I start if I had no financial knowledge or help? Significance of finding your money community or tribe Impacts of the generational wealth gap amongst black and coloured folx. I use SquadCast to record my interviews. If you're interested in using the #1 podcast recording software for remote interviews, help support ya girl by signing up with THIS LINK. I get a small commission which helps me continue to create free content. :) I love sharing stories and REAL jargon-free content. Let's chat and connect! 

In this episode, I explain everything you need to know about the RRSP or Registered Retirement Savings Plan for Canadians.  BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE MONEY STRATEGY CALL WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE Things you will learn in this episode: What is an RRSP? Who can have an RRSP? What are the different types of RRSPs? How does an RRSP work? How much money can I add to an RRSP? I use SquadCast to record my interviews. If you're interested in using the #1 podcast recording software for remote interviews, help support ya girl by signing up with THIS LINK. I get a small commission which helps me continue to create free content. :) I love sharing stories and REAL jargon-free content. Let's chat and connect!

In this episode, I chat with Aaron aka @captainflipflops all about his thrifting and buy/resell business. We get REAL about self-sufficiency, side hustling and hobbies, how working in hospitality can transition to entrepreneurship, and the impacts of mindset on your life and finances. He shares his story from growing up in Ontario, being bartender in the UK, all the way to treasure hunting and how it's helped him to break generational curses. BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE MONEY STRATEGY CALL WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE Things you will hear in this episode: How you can create more income with a side hustle. The importance your being kinder to yourself. Impacts of childhood, trauma, and career experiences on your money habits. The beauty of self-sufficiency. I use SquadCast to record my interviews. If you're interested in using the #1 podcast recording software for remote interviews, help support ya girl by signing up with THIS LINK. I get a small commission which helps me continue to create free content. :) I love sharing stories and REAL jargon-free content. Let's chat and connect!

In this episode, I chat with Canadian mortgage broker Marc Fernandez all about the process of getting a mortgage in Canada for first time home buyers.  BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE MONEY STRATEGY CALL WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE I use SquadCast to record my interviews. If you're interested in using the #1 podcast recording software for remote interviews, help support me by signing up with THIS LINK. I get a small commission which helps me continue to create free content. I love sharing stories and REAL jargon-free content. Let's chat and connect! Things you will learn in this episode: What a mortgage broker is and what they do How much of a down payment you'll need Perks and incentives for being a first time home buyer How mortgage lenders take debt into account before approval How you credit history can affect your purchase power and approval What paper work you will be expected to provide How to get a mortgage if you are paid hourly or are self-employed

In this episode, I chat about the 12 things I stopped buying to put more money back in my own pocket and helped me to become credit card debt free.  BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast I love sharing stories and REAL jargon-free content. Let's chat and connect! Things you will learn in this episode: 12 things I stopped buying in order to save more money. Examples of products/services you can cut back on in order to pay off your debt faster.

In this episode, I chat about paying yourself first. What does it mean? How do you do it? And why is it so difficult? BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast I love sharing stories and REAL jargon-free content. Let's chat and connect! Things you will learn in this episode: What paying yourself first means Why paying yourself first is effective How you can start paying yourself first!

In this episode, I have my first guest on the show, Jenna Rodrigues who is on a year long journey to intentionally building habits that will be a part of the rest of her life. We talk about guilt, mindset, ways to build consistent habits, and our personal experiences. Check out Jenna on Instagram: Tiny Habits Project Things you will learn in this episode: Tips for building and maintaining healthy money habits Guilt and how it affects us Our personal experience in how we cope when motivation is lacking Book a FREE CONFIDENTIAL 1:1 Money + Mindset Clarity Call with me: BOOK NOW Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: Money Challenge + Newsletter Sign Up FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect!

In this episode, I talk about how our identity development can affect us and our money habits. I also talk about my experiences as a first generation born to a refugee parent.  Things you will learn in this episode: Experiences of first generation children of refugees/immigrants and identity Collectivist vs. individualistic cultures Cultural psychology and money habit building Importance of identity and bicultural experiences Book a CONFIDENTIAL 1:1 Money + Mindset Clarity Call with me: BOOK NOW Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: Money Challenge + Newsletter Sign Up FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect!

In this episode, I talk about the top 4 lessons I've personally learned from budgeting and the impact it's made on my life and decision-making. Things you will learn in this episode: Impacts budgeting can make on your life  Reaching your goals through budgeting Importance of knowing your why Book a CONFIDENTIAL 1:1 Money + Mindset Clarity Call with me: BOOK NOW Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: Money Challenge + Newsletter Sign Up FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect! ENTER MY GIVEAWAY: For a chance to win a $50 Amazon Gift Card, all you have to do is follow me on Instagram @budgetbitchpodcast, leave a podcast review, then take a screenshot of your podcast review and email it to farrahbuiYT@gmail.com by Friday, June 19th 2020 at 11:59:59 pm Pacific Time.

In this episode, I talk about discussing money with your significant other, why it's important, and what we can do to approach the subject in a constructive and understanding manner. Things you will learn in this episode: Why we must talk about past experiences, childhoods, and previous habits The importance of being open and honest Money and relationship statistics What we can do to maintain respectful and constructive money conversations with our partner Book a CONFIDENTIAL 1:1 Money + Mindset Clarity Call with me: BOOK NOW Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: Money Challenge + Newsletter Sign Up FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect! ENTER MY GIVEAWAY: For a chance to win a $50 Amazon Gift Card, all you have to do is follow me on Instagram @budgetbitchpodcast, leave a podcast review, then take a screenshot of your podcast review and email it to farrahbuiYT@gmail.com by Friday, June 19th 2020 at 11:59:59 pm Pacific Time.

In this episode, I talk about Instagram culture, social comparison anxiety, the desire to be liked by our peers and how we end up buying things out of Insta FOMO to ease our personal discomfort which may end up causing us financial instability. Things you will learn in this episode: Why lifestyle comparison can cause negative effects on mental health, money mindset and financial outcome How Instagram targets ads FOMO effects on personal finance The chemicals our brain produces when we're on social media If you're interested in learning how to be more mindful of the content and ads you see on Instagram - press play! Book a CONFIDENTIAL 1:1 Money + Mindset Clarity Call with me: BOOK NOW Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: Money Challenge + Newsletter Sign Up FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect! ENTER MY GIVEAWAY: For a chance to win a $50 Amazon Gift Card, all you have to do is follow me on Instagram @budgetbitchpodcast, leave a podcast review, then take a screenshot of your podcast review and email it to farrahbuiYT@gmail.com by Friday, June 19th 2020 at 11:59:59 pm Pacific Time.

In this episode, I talk about 6 key things that you NEED to know before you start budgeting. I break down the important strategies to tackle before budgeting, so that you can stick with it and stay consistent to get results. Things you will learn in this episode: The importance of financial goal setting Why hanging onto financial guilt is detrimental to our growth How to make it easier to stick to a budget Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: https://linktr.ee/budgetbitchpodcast FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect! ENTER MY GIVEAWAY: For a chance to win a $50 Amazon Gift Card, all you have to do is follow me on Instagram @budgetbitchpodcast, leave a podcast review, then take a screenshot of your podcast review and email it to farrahbuiYT@gmail.com by Friday, June 19th 2020 at 11:59:59 pm Pacific Time.

In this episode, I talk about self-fulfilling prophecies, negative money mindset outcomes, and how to work on changing your negative money mindset and expectations by practicing using money mantras. I break down the key reasons why we must change our subconscious in order to change our unhelpful money behaviours - this will be key in moving forward in your financial journey. Things you will learn in this episode: What is a self-fulfilling prophecy and how does it affect your behaviour 7 money mantras you can use and practice to build your wealth and prosperity How your childhood expectations and relationships with money may affect your behaviours in adulthood Why and how the subconscious thoughts and expectations you have can impact your real life decision making If you're interested in learning how to welcome wealth and make better financial decisions through having a positive money mindset - press play! Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: https://linktr.ee/budgetbitchpodcast FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect! ENTER MY GIVEAWAY: For a chance to win a $50 Amazon Gift Card, all you have to do is follow me on Instagram @budgetbitchpodcast, leave a podcast review, then take a screenshot of your podcast review and email it to farrahbuiYT@gmail.com by Friday, June 19th 2020 at 11:59:59 pm Pacific Time.

In this episode, I explain 5 easy and simple methods I've personally used to generate and set aside more cash to pay down debt or meet financial savings goals. You may come to find that you have some unknown money laying around that you had no idea about. Things you will learn in this episode: 5 tangible actions you can take starting TODAY to create more cash for yourself How most people have thousands of dollars sitting in their house without even knowing it The power of negotiating If you're interested in learning easy ways to come up with extra cash to pay down your debt - press play! Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: https://linktr.ee/budgetbitchpodcast FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect! ENTER MY GIVEAWAY: For a chance to win a $50 Amazon Gift Card, all you have to do is follow me on Instagram @budgetbitchpodcast, leave a podcast review, then take a screenshot of your podcast review and email it to farrahbuiYT@gmail.com by Friday, June 19th 2020 at 11:59:59 pm Pacific Time.

In this episode, I talk about my personal favourite Canadian savings and investment vehicle - the TFSA. I break down the jargon, explain why EVERYONE needs one and how it can be a HUGE help in reaching your financial goals!  Things you will learn in this episode: What is a TFSA and why you need one How the TFSA is different from an RRSP Who can apply and where Why the TFSA is not just another savings account If you're interested in learning the basics of the TFSA and how using it can build wealth tax-free - press play! Sign up for my free $1000 Money Challenge and weekly Budget Bitch Tip newsletters: https://linktr.ee/budgetbitchpodcast FOLLOW FARRAH ON INSTAGRAM: @budgetbitchpodcast. I love sharing stories and REAL jargon-free content. Let's chat and connect! ENTER MY GIVEAWAY: For a chance to win a $50 Amazon Gift Card, all you have to do is follow me on Instagram @budgetbitchpodcast, leave a podcast review, then take a screenshot of your podcast review and email it to farrahbuiYT@gmail.com by Friday, June 19th 2020 at 11:59:59 pm Pacific Time.