Podcasts about certified

No Agenda Episode 1816 - "Boomer Knowledge" "Boomer Knowledge" Executive Producers: Sir Onymous of Dogpatch and Lower Slobbovia Dame Kathryn cryptogranny of Bangkok Sir DoubleT Associate Executive Producers: Eli the coffee guy brian warden Clint Loudon Linda Lu, Duchess of jobs & writer of winning résumés Dame Kelly Peace Prize: Sir Onymous JD Taylor Ashley Become a member of the 1817 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Title Changes Sir Scott, Black Knight of the No Agenda Armory > Sir Scott, Black Viscount of the No Agenda Armory Knights & Dames Taylor > Dame TayTay of Durango Ashley > Dame Ashley Little Miss Sunshine. JD > JD Knight of Rivers Edge Double T > Sir Double T of the Nostr-verse. Art By: Darren O'Neill End of Show Mixes: David Denton EOS BPITU Short.mp3 EOS - Steve Jones - FBI Junk.mp3 Nykko Syme EOS Six Seven.wav Sir Joho EOS Experimental noagenda song.mp3 Engineering, Stream Management & Wizardry Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1816.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 11/13/2025 16:45:35This page created with the FreedomController Last Modified 11/13/2025 16:45:35 by Freedom Controller

From 'Reception Perception' (subscribe here): Matt and James try to make sense of this Dolphins team as Jaylen Waddle has been a force since the Tyreek injury. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

We couldn't see the Northern Lights in Austin, Dave received some tough news from his dermatologist, Twitter introduced "Certified Banger" tweets, and Dillon tells a story about Parks.  Support us on Patreon and receive weekly episodes for as low $5 per month: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/circlingbackpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch all of our full episodes on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.youtube.com/washedmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop Washed Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.washedmedia.shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • (0:00) Fun & Easy Banter • (17:20) Northern Lights • (29:45) Dave Got Some Bad News • (41:00) Certified Banger Tweets Are Here • (52:55) Parks Story Support This Episode's Sponsors: Rhoback: https://rhoback.com/ (WASHED20 for 20% off for the Holidays!) Squarespace: Check out ⁠⁠⁠https://squarespace.com/steam⁠⁠⁠ for a free trial, and when you're ready to launch, use OFFER CODE: STEAM to save 10% off your first purchase of a website or domain. Stone Creek Coffee: Head to https://controlfreakcoffee.com/ and use the code WASHED for 20% off your first order TUSHY: Our listeners get 10% off their first bidet order when you use code STEAM at https://hellotushy.com/ Tecovas: Right now get 10% off at ⁠https://tecovas.com/crclbk⁠ when you sign up for email and texts. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Underground Lounge is back with another classic. This time, the crew welcomes Grammy-winning singer, songwriter, and all-around R&B hitmaker Eric Bellinger to the couch for a full-on vibe session. From the moment he walks in, it's clear this one's about good energy, real music, and unapologetic conversation.Eric opens up about his journey from singing in church and earning a football scholarship to USC, to making the bold move to follow his passion for music—a decision that would eventually lead him to writing and performing hits for artists like Usher and Chris Brown. He shares how he first got noticed as a songwriter, what it was like giving away songs that later became global hits, and how he learned to balance being a behind-the-scenes pen with stepping into the spotlight as an artist.The crew dives deep into the evolution of R&B, from the era of slow jams and rain-soaked music videos to today's viral hits, and why the genre is having a real resurgence. Eric breaks down how the club scene, R&B parties, and social media all helped bring that soulful sound back, and why the culture needed it. He also talks about his creative process, the importance of setting the right vibe in the studio, and how a little “trophy smoke” helps him tap into his most inspired zone.From there, things get hilarious. The conversation turns to karaoke horror stories, the real difference between singers and rappers, and why comedians never have panties thrown at them on stage. Eric also opens up about his viral Tiny Desk moment with Usher, explaining how that one surprise performance reset his career and introduced him to a whole new audience.The conversation doesn't stop at music either. The crew gets into the business side—Eric talks about starting his label, mentoring new artists, and staying independent in an industry that's constantly changing. They even explore the rise of AI in music, how it's reshaping the creative process, and why real artistry will always win over algorithms.By the end, it's clear why Eric Bellinger has remained one of the most respected voices in R&B, he's talented, grounded, and still just as passionate about the craft as the day he started. Whether you're a diehard R&B fan, a creative chasing your dream, or just here for the laughs, this episode delivers it all: game, humor, and heart.

Get ready for another electrifying edition of the WOAFM99 Show hosted by our celebrity host, the one and only Oliver Sean (MTV EMA Nominee, Platinum Selling Artist/Producer and Former MTV VJ) Today's episode is all about the music. No interviews, no conversations — just pure sound. Oliver Sean introduces the Top 10 #CertifiedIndie tracks of the week, featuring: Christian Spence – Alone with You Toby S Reeves – No More 8 O'Clock Blues Wattmore – Canadian Whiskey Falcon Junior – When It's Over Daitlin Skyler – After the End Telliodora – Nothing Can Help You Suze Vejo – Simple Road Nothing But Real – Doom Jack and Mary Music – The Storm is Coming Fork in the Road – I Learn the Hard Way From acoustic gems to hard‑hitting rock, this week's lineup proves once again why WOAFM99 is the heartbeat of indie music discovery. ✨ Submissions are now open for Season 30 at woafm99.com. Don't miss your chance to be featured! WOA Entertainment Group  www.woaentertainment.com 

In this episode, Matt is joined by Dan Rees, a seasoned leader in fitness education with over 25 years' experience. Having led multiple major training providers and awarding bodies in the UK, Dan brings a rare depth of insight into what's really going on in the world of fitness qualifications and education.Together, they unpack one of the most important — and misunderstood — topics in the industry today: the difference between being certified and being qualified.In this conversation, they explore:Are standards in fitness education improving — or declining?Why the marketplace is becoming a race to the bottomThe pros and pitfalls of online course deliveryWhy the average career span of a UK fitness professional is just 12 monthsWhat can be done to support longevity and real-world competence in trainersWhy the NHS is calling out for preventative support — and how the fitness industry could (or should) bridge that gapThe systemic barriers to making that connection workIf you're a coach, educator, or someone working within the fitness or healthcare space, this episode offers a candid, behind-the-scenes look at where the industry is heading — and what needs to change to make it sustainable.Want to contact Dan. Details below:Email – dan@emduk.orgLinkedin Dan Rees  If you have a question for the podcast or are interested in working with Matt, you can reach out at: • Email: info@wellnesseducationdubai.com • Website: www.wellnesseducationdubai.com • Instagram: @wellness_education_dubai • Facebook: @mattmarneyfitness • LinkedIn: Matt Marney (Wellness Education Dubai)

On this episode of Coaching Call, Sifu Rafael welcomes Lesley Logan, a globally recognized Pilates expert and co-founder of OnlinePilatesClasses.com. Lesley has transformed the lives of thousands through her innovative approach to Pilates, combining physical mastery with mindfulness and self-empowerment. Certified by the National Pilates Certification Program, she brings decades of experience teaching students and training instructors around the world. In this conversation, Lesley shares how movement is more than exercise—it's a path to self-discovery, resilience, and lasting well-being.Coaching Call is a transformative podcast hosted by Sifu Rafael, master instructor, executive coach, and founder of Speaking Prowess. The show dives into powerful conversations that inspire personal and professional growth, focusing on communication, leadership, and self-improvement. Each week, Sifu Rafael welcomes leaders and experts from all walks of life to share insights that help listeners build confidence, achieve goals, and create meaningful change.Sifu Rafael is a master instructor and the founder of Speaking Prowess, where he combines expertise in communication and leadership to help individuals unlock their full potential. As a professional speaker, solutions expert, and executive coach, he guides clients toward their goals with clarity, purpose, and strategic insight. His mission is to make effective communication accessible to all, empowering personal and professional growth.This episode is brought to you by Sifu's Mind Body Method, a 90-day lifestyle transformation that blends movement, mindset, nutrition, hydration, fasting, journaling, and faith. Learn more at www.sifurafael.com/smbmWatch this and all episodes on YouTube and subscribe at https://www.youtube.com/@sifurafaeltv?sub_confirmation=1

On this episode of Coaching Call, Sifu Rafael welcomes Kirk McCarley, The Seed Sower Coach. With more than 30 years of executive leadership experience across public and private sectors, Kirk has a proven reputation for cultivating growth that exceeds expectations. Enthusiastic yet contemplative, determined yet relaxed, his coaching helps clients elevate self-confidence and realize their full God-given potential.A graduate of the University of North Texas, Kirk is a Certified and Accredited Professional Coach, a Professional in Human Resources (PHR), and SHRM-CP Certified. He also serves as a Production Assistant with ESPN for college football and basketball, and leads group cycling classes as a Certified Spinning Instructor. Married to his wife Cindy for 43 years, Kirk is a proud father and grandfather who makes his home in Florida with rescue dog, Ivy.Sifu Rafael is a master instructor, professional speaker, and the founder of Speaking Prowess, Sifu's Mind Body Method, and the NYC Mastermind Experience, where he combines expertise in communication and leadership to help individuals unlock their full potential. As a solutions expert and executive coach, he guides clients with clarity, purpose, and strategic insight. His mission is to make effective communication accessible to all, empowering personal and professional growth. Learn more about Sifu's Mind Body Method at www.sifurafael.com/smbm.This episode is brought to you by Sifu's Mind Body Method, a 90-day lifestyle transformation blending movement, mindset, nutrition, hydration, fasting, journaling, and faith. Learn more at www.sifurafael.com/smbmWatch on Facebook, LinkedIn, X, and YouTube. Subscribe at https://www.youtube.com/@sifurafaeltv?sub_confirmation=1

Entrepreneur Magazine, The Grio, Black Enterprise, Author Recently Rahkim wrote in Entrepreneur Magazine""I Went Viral for Quitting My Job Because It Was Impacting My Mental Health. Here Are the 4 Things I Did to Prepare for Full-Time Entrepreneurship.Want to 'fire' your boss? You'll need to be prepared."Rahkim Sabree Mission is.............. "To inspire multi-generational growth; spiritually, mentally, and physically through the lens of my words and experiences."From Section 8 to Owning Multiple Homes, Rahkim has grown from being raised in humble dwellings to reaping the benefits of owning his investments.As a speaker Rahkim has graced stages, classrooms, work spaces, and board rooms serving on panels and delivering workshops, seminars, and keynotes. Most notable of which was the TEDx stage in Hartford, CT. Rahkim is always looking for opportunities to spread his message.On the heels of his new book entitled Financially Irresponsible, author Rahkim Sabree says that closing the financial literacy gap can be done with the establishment of a team.Rahkim is a millennial /Gen Z African American man who's accomplished financial goals like attaining the coveted 800 FICO credit score, to purchasing his first home under 30. He mentions, “These were not things discussed growing up in Mount Vernon, NY.”His hope is to inspire others like him to not only become financially literate, but to share what they know with others.Rahkim's book is packed full of advice, tips, guides, and powerful insights that many people are going to find useful and empowering. For more information about the book, please visit here.He can be reached on Instagram @UnlimitedInvestmentInquiries and is looking to connect with celebrities and influencers who share in his passion to spread Financial Literacy awareness.For more information visit his official web site at rahkimsabree.com© 2025 All Rights Reserved© 2025 BuildingAbundantSuccess!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASJoin Me @ Spot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy: https://tinyurl.com/BASAud 

TakeawaysThe lower the exchange certified stocks go, the more dangerous it is for the liquidity of the market.Liquidity is crucial for the stability of financial markets.Futures contracts require underlying assets to guarantee their value.A futures contract is essentially a promise to buy or sell an asset at a predetermined price.Market participants must trust that they can execute futures contracts without issues.The relationship between certified stocks and market liquidity is significant.Understanding futures contracts is essential for navigating financial markets.Market liquidity impacts the overall economy and investor confidence.The dynamics of supply and demand play a critical role in market liquidity.Effective risk management strategies are necessary for dealing with futures contracts. Ice Coffee C Daily Stocks Part of The Exchange Coffee Podcasting Network TAKE OUR LISTENER SURVEY Visit and Explore Covoya!

Register for Thrivefest (it's free!) We begin on November 17th! What does it really mean to show up—on stage, on camera, online—and feel authentic instead of performative? Certified coach, speaker, writer, and retreat leader Dana Del Val joins Kate to unpack "audacious visibility": the blend of presence, clarity, and courage that helps leaders and creatives communicate with impact. We get into: How to become audaciously visible without feeling salesy The #1 shift that makes talks and high-stakes conversations land (hello, audience-first delivery) Why storytelling rewires the stories we tell about ourselves—and how to change them Practical, theater-tested tips for on-camera confidence (Zoom and stage) The power of retreats and intentional time away to reconnect with your spark Navigating polarization with nuance (Dana's podcast Brave Middle Ground) and building real connection again If you're crafting a keynote, prepping for a TED-style talk, or simply want to feel more you in the room, this one's a masterclass in presence. Resources mentioned: Dana's "10 Quick Tips to Be Confident & Camera-Ready," Rediscover Your Spark retreats (Edinburgh!) links to Dana's website and podcast Plus Kate's Thrive Fest (Holiday Edition) free community-wide advent calendar!

No Agenda Episode 1815 - "Attunement" "Attunement" Executive Producers: Sir Kevin, keeper of the Spee Loes Van Opzeeland-Kollof Sir OhioBloke from the Buckeye State Associate Executive Producers: Nathan Parker Eli the coffee guy Sir. Q Linda Lu, Duchess of jobs & writer of winning résumés Anonymous Bitcoin Donation Rubbleizer Donation Sır Kevın Keeper of the Spee Secretary General and Duke of Portland Peace Prize: Sir Kevin, keeper of the Spee United States Marine Corp (turning 250 on Nov 10th) Become a member of the 1816 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Title Changes Sir Kevin, keeper of the Spee > Sır Kevın Keeper of the Spee Secretary General and Duke of Portland Knights & Dames Art By: Jeffrey Rea End of Show Mixes: Bonald Crabtree EOS group7.mp3 deezlaughs EOS 11.6.2025.mp3 EOS - Needle Drop - Sir Michaelanthony.mp3 MVP EOS BlowingUpBoats.mp3 Engineering, Stream Management & Wizardry Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1815.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 11/09/2025 16:38:15This page created with the FreedomController Last Modified 11/09/2025 16:38:15 by Freedom Controller

SENERGY360 founder Brian Johnson began his career in the lumber industry as a certified lumber grader, where he discovered firsthand how conventional building materials could contribute to unhealthy living conditions through issues like mold growth. This early insight sparked his lifelong passion for healthier home construction and ultimately inspired the creation of SENERGY360, a company dedicated to building spaces that support both human and environmental wellness.Today, Brian stands as the only General Contractor in the country to hold triple certification from the Building Biology Institute—an achievement that underscores his expertise in integrating health science with construction. His holistic approach combines modern building technology with natural principles, incorporating circadian lighting, advanced air and water filtration, non-toxic materials, and low-EMF design to create homes that are not only sustainable but truly restorative for the body and mind.SHOWNOTES:

We talk to Shayla who was considering divorce but has now changed her mind, No Phone Screener Friday, and more!See omnystudio.com/listener for privacy information.

We talk to Shayla who was considering divorce but has now changed her mind, No Phone Screener Friday, and more!

We talk to Shayla who was considering divorce but has now changed her mind, No Phone Screener Friday, and more!

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” - Edmund BurkeIt's a familiar thought: If I just had a little more money, life would be better. We've all been there—believing that one more raise, one more purchase, one more upgrade will finally bring contentment. But as many have discovered, that thought rarely delivers what it promises.The question “Can money buy happiness?” isn't new, and neither is the answer. From philosophers to billionaires to biblical writers, the conclusion is the same: wealth can make life comfortable, but it cannot make life complete.Why Money Can't Deliver What It PromisesWe don't know how much Edmund Burke studied Scripture, but his words echo a timeless truth. Paul warned Timothy, “For the love of money is a root of all kinds of evils” (1 Timothy 6:10). When we expect money to solve our problems or satisfy our hearts, disappointment always follows.Financial author Ron Blue explores this in his book, Generous Living: Finding Contentment Through Giving, pointing out a deep disconnect between what we believe and how we behave. Most of us would agree that “money can't buy happiness,” yet nearly every message in our culture insists that it can. The world doesn't just tempt us to spend more—it trains us to depend on more.Advertising drives this message home. Every commercial suggests that joy is only one purchase away. The right car, the latest phone, the perfect vacation—each one whispers that happiness is for sale. But when our hearts attach to things that fade, anxiety soon takes root. Instead of owning our possessions, our possessions begin to own us.John D. Rockefeller, worth billions in today's dollars, once admitted, “I have made many millions, but they have brought me no happiness.” Henry Ford echoed the same sentiment: “I was happier when I was doing a mechanic's job.” And long before them, King Solomon—the wealthiest man of his day—wrote, “He who loves money will not be satisfied with money; this also is vanity” (Ecclesiastes 5:10).Three men, three eras, one truth: money can't satisfy the soul.Two Myths About WealthRon Blue identifies two common lies about money:More money brings more freedom and satisfaction. In reality, more money brings more complexity. As Ron Blue also notes in his book, “Since there are always unlimited ways to spend limited dollars, it doesn't matter whether you make $20,000 or $200,000—you will always have choices to make.” With greater wealth comes greater responsibility and potential stress.More money removes fear and worry. The opposite is often true. The more we have, the more we have to lose. Market downturns and unexpected crises reveal that our sense of security is fragile when it's built on wealth.In those moments, God invites us to a deeper trust—not in our accounts or assets, but in His character. His provision is measured not by our portfolios but by His promises.So how do we break free from financial fear? It begins with a shift in perspective: realizing it's not your money. You're a steward, not an owner. Everything you have belongs to God.Philippians 4:19 assures us, “And my God will supply every need of yours according to his riches in glory in Christ Jesus.” God promises provision, not luxury. He gives enough for His purpose in your life, not necessarily for every preference.Our role is faithfulness—to manage His resources wisely, give generously, and hold loosely what He entrusts to us. Enjoy His gifts, but never expect them to give you peace or identity. Those belong to God alone.Finding Joy That LastsPsalm 37:3–5 gives us the pathway to contentment: “Trust in the Lord, and do good… Delight yourself in the Lord, and he will give you the desires of your heart.”When we delight in God, He reshapes our desires. We stop chasing what fades and start finding joy in what lasts. True wealth isn't measured by net worth but by contentment.So, can money buy happiness? Not the kind that endures. It can buy comfort and convenience—but not peace, purpose, or joy. Those come only from trusting the One who provides.When your hope rests in Christ and not your paycheck, you'll experience what Edmund Burke described centuries ago: true freedom that never fades.On Today's Program, Rob Answers Listener Questions:I'm 30 and trying to be proactive about my financial future. Should I consider getting long-term care insurance this early, or wait until later in life? And would adding annuities make sense at my age?I'm a veteran with a VA loan at 6.75%, and I keep getting offers to refinance through a VA IRRRL. I've only been in my home for about a year, but as a single mom, lowering my payment would really help. Should I go ahead and refinance now, or wait?My employer offers both a traditional 401(k) and a Roth option. If I switch to contributing to the Roth, will my employer match still go there, and would it also be tax-free when I withdraw it?I recently replaced my old truck with a 2023 model, and the seller is offering an extended warranty for $4,000. It sounds comprehensive, but I've read many negative reviews about these plans. Are extended warranties on vehicles generally worth it?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Generous Living: Finding Contentment Through Giving by Ron Blue with Jodie BerndtWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We talk to Shayla who was considering divorce but has now changed her mind, No Phone Screener Friday, and more!

In this episode of The Dirt Bags Podcast, Luke Eggebraaten welcomes Jaden Robison, the visionary founder behind Blue Collar Future, a brand and movement dedicated to empowering the next generation of skilled workers. If you're in construction, the dirt world, or simply believe in the value of hard work and dedication, this episode will fire you up. Tune in, take notes, and get ready to see the future of blue collar through a brand-new lens. Jaden's IG - @jadenrrobison Linkedin - https://www.linkedin.com/in/jadenrrobison Website: bluecollarfuture.com Book a free strategy call with Phaser Marketing: https://calendly.com/d/cm59-rf4-hgq/investing-in-a-new-construction-website?month=2025-05 Huge Thanks to our sponsors: Charlie Huff - Need a certificate of insurance? Done. Adding a new piece of equipment to the fleet? Consider it handled. Got an audit breathing down your neck? Charlie's already on it. This is full-service insurance from people who care and understand—and it shows. Whether you're a one-crew start-up or managing a multi-state operation, Charlie makes sure you're covered right the first time so you can focus on growing, hiring, and hauling. Call (435) 764-4833 or visit https://trupointco.com/ Eljen - Revolutionizing Onsite Wastewater Management Backed by decades of engineering expertise, the Eljen GSF® A42 system uses a layered approach combining geotextile fabric and a plastic core to optimize effluent treatment. This modular leachfield design increases filtration efficiency, reduces the required installation footprint, and protects soil absorption capacity for the long term. Especially effective in space-constrained or environmentally sensitive areas, it offers a reliable, sustainable upgrade to traditional septic systems. Learn more at: eljen.com SludgeHammer - Enhancing Septic System Performance with Advanced Microbiology By introducing a proprietary blend of live bacteria into existing septic tanks, SludgeHammer systems biologically transform waste processing. This method restores failing leach fields, reduces sludge buildup, and supports environmentally friendly water recycling without the need for major system overhauls. Certified for performance and scalability, the solution is ideal for homes, businesses, and larger-scale applications. Discover the details at: sludgehammer.net Thanks for listening!

Enjoy this meditation to raise our vibration, "Focused Breathing-Energy-Light ," with author and meditation teacher, Kevin Schoeninger. This is a great meditation for health and healing, energy and focus, positive mood and openheartedness. It awakens a felt sense of the Life Force within and Infinitely all around. Kevin is Certified as a Personal Trainer, Life Coach, Qigong Meditation Master Instructor, and Holy Fire Karuna Reiki Master Teacher. He has a Master's Degree in Philosophy, specializing in the Phenomenology of Consciousness, and been writing about and teaching these techniques for over 35 years. His latest books are Clear Quiet Mind and Raising Our Vibration: A Guide to Subtle Energy Meditation, which are available on Amazon. https://raisingourvibration.net/Enlightened World Network is your guide to inspirational online programs about the spiritual divinity, angels, energy work, chakras, past lives, or soul. Check out our website featuring over 200 spirit-inspired lightworkers specializing in meditation, energy work and angel channeling https://www.enlightenedworld.online To sign up for a newsletter to stay up on EWN programs and events, sign up here: https://lp.constantcontactpages.com/su/FBoFQef/web Link to EWN's disclaimer: https://enlightenedworld.online/disclaimer/#empathsofinstagram #divineguidance #archangels #lightsourcing #energytransmission

AWadd is joined next on the show by guest Mat Shelton-Eide to talk about the VCU Rams as the team is off to a hot start despite having fresh new faces everywhere. It is time for the Certified NFL Game of the Week as AWadd gives out the NFL game from this upcoming weekend slate he guarantees football fans across the country to enjoy. Frank Maloney with us on the show next as we go out on University Drive talking about all things College Football as the Hoos are rolling and the CFP picture is shaping up. GAMEDAY to wrap up the show as we highlight the biggest sporting events of the weekend.

No Agenda Episode 1814 - "Needle Drop" "Needle Drop" Executive Producers: Aug Sir Schwartz Dame Kathryn Associate Executive Producers: Dame Astrid and Sir Mark - Arch Duchess and Arch Duke of Japan and all the Disputed Islands in the Japan Sea Anonymous Linda Lu, Duchess of jobs & writer of winning résumés Christopher Ryan Peace Prize: Aug Become a member of the 1815 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Art By: Nessworks End of Show Mixes: MVP EOS A.I. Slop Song.mp3 Bonald Crabtree EOS fedpromo.wav Danny Loos EOS In the Morning _ Boom Bap.mp3 Dick Cheney EOS Sha BOOM.mp3 MVP EOS 18 Years of Crackpottery and Buzzkilling.mp3 Engineering, Stream Management & Wizardry Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1814.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 11/06/2025 16:32:30This page created with the FreedomController Last Modified 11/06/2025 16:32:30 by Freedom Controller

EPISODE 229 In a previous blog post and podcast entitled, The New Paradigm of the 4 Cs, I introduced the 4 C's of (1) Connection; (2) Cooperation; (3) Collaboration; and (4) Co-Creation, that are the new world paradigm for building meaningful personal and business relationships that shape the present and the future. Then I discussed the first concept of the 4C's, Connection in another blog post and podcast. In this podcast we go deeper on the second concept of the 4C's of Cooperation. Once connection is established, cooperation follows. Cooperation aligns the actions. Cooperation includes working side-by-side, respecting one another's contributions, differences and agreeing on shared objectives. How can you practice Cooperation of the 4C's in your own life? Experiencing, acknowledging and embracing Cooperation creates a positive impact in your own life and in the lives of those you cooperate with. Out There on the Edge of Everything®… Stephen Lesavich, PhD Copyright © 2025 by Stephen Lesavich, PhD.  All rights reserved. Certified solution-focused life coach and experienced business coach. #four #fourCs #connection #coopertion #collaboration #co-creation #cocreation #business #businesscoach #life #lifecoach #lesavich

Send us a textEmail Lennie at lennielawson2020@gmail.com

Private credit is one of the fastest-growing areas in alternative investments, driven by tighter traditional lending and demand for higher yields. But its rise brings valuation challenges—limited transparency, non-standard pricing, and infrequent market activity. How can these assets be accurately valued? What risks might be overlooked? And how should investors assess performance and liquidity? Hear from a specialist tackling these questions, and explore AICPA resources to enhance your valuation analysis. Key takeaways  •    Industry economics and motivations of stakeholders and constituents •    Applications and limitations of formal valuation and accounting guidance •    Characteristics and valuation implications of payment-in-kind (PIK) features •    Looking beyond carrying values to assess debt instruments Continue reading to learn about key resources available at AICPA-CIMA.com to improve your valuation analyses. Guest: Susan DuRoss, Managing Director, Global Head of Valuation, Harvest Investments Host:  Howard Mah-Lee, CFA, CAIA, ABV, Senior Manager, AICPA Valuation Services Please share your thoughts about the episode -  click here to leave us a review   Want to get involved with future FVS conferences, committees, task forces, or the standing ovation program? Send a message to infoFVS@aicpa-cima.com RESOURCES FOR FURTHER EXPLORATION If you're using a podcast app that does not hyperlink to the resources, please visit our podcast platform to access the show notes with direct links. UPCOMING:  Business Valuation School - Dec 1-5, Live online JUST MISSED:  AICPA FVS Conference, Oct 27-29, 2025  - you can purchase sessions and the handouts.  Please see here Accounting and Valuation guides from AICPA  If you are an AICPA-FVS Section member see below for free access to these guides •    Valuation of Privately Held Companies Equity Securities Issued as Compensation •    Valuation of Portfolio Company Investments of Venture Capital and Private Equity Funds and Other Investment Companies Exclusive content available with AICPA FVS Section membership: Click here to join this active community of your FVS peers. You will get 16 credits of complimentary CPE and access to rich technical content Private credit valuation in alternative investments | FVS webcast archive Valuation of Privately Held Companies Equity Securities Issued as Compensation Portfolio Company Investments of Venture Capital and Private Equity Funds and Other Investment Companies The FVS Valuation Podcast archives •    409A Valuations – What you Need to Know •    SAFEs, Convertible Notes, and Embedded Derivatives LEARN MORE ABOUT THE FOLLOWING AICPA CREDENTIALS: Accredited in Business Valuation (ABV®) – Visit the home page and check out the ABV infographic Certified in the Valuation of Financial Instruments (CVFI®) – Visit the home page and check out the CVFI infographic Certified in Financial Forensics (CFF®) - Visit the home page and check out the CFF infographic This is a podcast from AICPA & CIMA, together as the Association of International Certified Professional Accountants. To enjoy more conversations from our global community of accounting and finance professionals, explore our network of free shows here. Your feedback and comments are welcomed at podcast@aicpa-cima.com

Why do so many Christians want to give more—but feel like they can't?Most of us want to be generous, but there are often barriers—spiritual, financial, or even emotional—that hold us back. Today, Ron Blue joins us to unpack five key reasons why Christians don't give more, and how we can begin climbing toward greater generosity.Ron Blue is a financial teacher, author, and co-founder of Kingdom Advisors. He has helped countless Christians apply biblical wisdom to their finances and is best known for his bestselling book, Master Your Money: A Step-by-Step Plan for Financial Contentment.Five Barriers to Generosity—and How to Overcome ThemGenerosity is one of the greatest marks of spiritual maturity, yet many Christians find themselves wanting to give more but feeling unable to do so. Over the years, most believers face five primary barriers to generosity. These form a kind of “pyramid,” with each level building on the one below it. The journey toward greater giving begins with the heart and ends with intentional planning.1. Spiritual Condition: The Foundation of GenerosityBefore generosity ever shows up in our bank accounts, it begins in our hearts. When we grasp who God is, who we are, and the grace that has been extended to us, generosity naturally flows from that understanding.The more we understand God's ownership and our role as stewards, the more we want to give. Spiritual maturity is the foundation—without it, our giving will always feel like an obligation instead of an act of worship.2. Financial Health: Creating Margin to GiveEven when our hearts are in the right place, poor financial habits can make generosity difficult. Many believers simply can't give more because they're weighed down by debt, overspending, or disorganization.It often takes time—sometimes even years—to align our finances with our convictions. That might mean getting out of credit card debt, restructuring a business, or learning to live within our means. When we get our financial house in order, we create margin for generosity to flourish.3. Vision: Seeing Where God Is WorkingPeople don't give to spreadsheets or buildings—they give to vision. When we can picture the impact of our giving, we're motivated to invest more deeply.A clear vision fuels generosity. Ask yourself: Where has God stirred my heart? What Kingdom work do I feel most passionate about? When we see how our resources can change lives—whether feeding children, funding missions, or supporting local ministries—we begin to give with joy and purpose.4. Community: Encouragement from OthersGenerosity rarely happens in isolation. We need relationships that encourage us to live open-handedly. When we surround ourselves with generous people—friends who talk about giving, pray about giving, and celebrate giving—we're inspired to do the same.Scripture reminds us that we are to “spur one another on toward love and good deeds” (Hebrews 10:24). Community reminds us that generosity isn't just an individual act—it's part of how the body of Christ functions together.5. Planning: Giving with IntentionFinally, generosity grows through intentional planning. I've seen it over and over in my work as a financial planner: when people create a plan for their giving, their generosity increases dramatically—sometimes fivefold.A plan brings clarity and purpose. It helps you set a “finish line” for lifestyle and accumulation so you can redirect more toward eternal purposes. Without a plan, even well-intentioned believers often give sporadically or reactively. With one, generosity becomes a consistent and joyful part of life.Moving Toward Greater GenerosityThese five layers—spiritual condition, financial health, vision, community, and planning—build upon each other. Each represents a step toward living and giving as God intended.So, which one are you ready to work on today?The journey toward generosity isn't about guilt—it's about grace. As we align our hearts, habits, and plans with God's purposes, we discover the joy of giving that truly reflects His character.On Today's Program, Rob Answers Listener Questions:I'm considering a reverse mortgage and wondering—if I were to get one—whether my creditors could come after the proceeds.How can younger people today start building wealth? What are some practical strategies to grow financially—and how can we stay positive and motivated when so many in our generation don't seem to think that way?I run a small architecture business, but my income has been inconsistent over the past few years. My financial advisor suggested I take a salaried job to help pay down debt and stabilize our family's finances. If I do that, how should I communicate with a potential employer that I'd like to keep my business on the side—and is that even wise to do?I've been researching digital currencies and the broader move toward electronic money. With more people, including political figures, showing support for it—and with lower fees and more direct transactions—what's your take on where this is heading?My husband is 65 and retired, and I'm 56 and still working. I've heard that a spouse can collect half of the other's Social Security benefit once they reach a certain age. Is that true, and how does it work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Considering your educational options for becoming a professional homeopath? We were joined by Carli Auer from the North American Homeopathy Examiners (NAHE) to talk about it. In this episode we cover:Why ‘Accredited Program' doesn't always mean what you thinkWhat you need to know about certification and licensing for HomeopathsThe origin story of The North American Homeopathy Examiners (NAHE) and their role in supporting the homeopathy profession through the administration of the Homeopathy Practitioner Licensing Examination (HPLEX). https://homeopathyexaminers.org/Mentioned in this episode: 84: Homeopaths: The Truth Might Change Your Opinion (The Flexner Report)67: An Alternative Route For Student Homeopaths 65: Homeopathy Education- Accreditation MattersWhere homeopathy lives and breathes.Welcome to Strange, Rare & Peculiar — a weekly podcast with Denise Straiges and Alastair Gray of the Institute for the Advancement of Homeopathy and the Academy of Homeopathy Education.This season, we're focusing on truth — what it means to Aude Sapere (“dare to know”) in homeopathy today. From Hahnemann's original insights to the realities of modern practice, research, and education, Denise and Alastair bring over 50 years of experience to conversations that challenge assumptions and invite curiosity.

This week on the WOAFM99 Radio Show, we're turning up the star power as host Oliver Sean—Grammy-nominated artist, chart-topping producer, and former MTV VJ—welcomes the velvet-voiced CroonerEd, joining us live from California! Get ready for an engaging conversation about music, inspiration, and the story behind CroonerEd's latest single “I Wish I Knew.”

Send us a textWelcome to another Listener Q&A with The Team at HR Stories! Today's episode goes into these questions:Can you create a policy about tattoos and piercings?Can we leave details out of the handbook that we want to handle case-by-case?Can a anxiety from a workplace incident be considered a disability and require reasonable accommodation? Support the showOur new book...The Ultimate Guide to HR: Checklists Edition is now AVAILABLE! Go to UltimateGuidetoHR.com to Get HR Right: and Avoid Costly Mistakes. Certified and approved for 3 SHRM Recertification Credits.Join the HR Team of One Community on Facebook or visit TeamAtHRstories.com and sign up for emails so you can be the first to know about new things we have coming up.You can also follow us on Instagram and TikTok at @HRstoriesPodcast Don't forget to rate our podcast, it really helps other people find it!Do you have a situation or topic you'd like the team to discuss? Are you interested in having Chuck or John talk to your team or Emcee your event? You can reach the Team at Email@TeamAtHRStories.com for suggestions and inquiries.The viewpoints expressed by the characters in the stories are not necessarily that of The Team at HR Stories. The stories are shared to present various, real-world scenarios and share how they were handled by policy and, at times, law. Chuck and John are not lawyers and always recommend working with an employment lawyer to address concerns.

Are you missing the warning signs that could derail your retirement? This episode dives into the red flags every retiree should watch for—from advisor relationships and tax time bombs to family communication gaps, outdated estate plans, scams, and risky behaviors. Certified financial planner Joshua Barbin shares practical insights to help you safeguard your future and spot trouble before it starts. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Losing a spouse can shake every part of life—but God promises to walk with you through each next step.When loss turns life upside down, even simple financial decisions can feel overwhelming. But with God's help—and a few practical steps forward—there is hope and healing ahead. Today, Valerie Hogan joins us to share guidance for navigating the financial journey after losing a spouse.Valerie Hogan is an attorney, a Certified Financial Planner (CFP®), a member of Kingdom Advisors, and the co-author of Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More with Miriam Neff. Grief and Finances Are Deeply ConnectedWhen grief hits, clarity often disappears. You may feel pressure to “get everything settled” or, on the other hand, find it impossible to make even small decisions. Both reactions are normal.Grief colors everything. It's difficult to separate financial choices from emotional pain. And that's okay. The key is to give yourself permission not to have all the answers right away.Statistics show that about 80% of women will outlive their husbands. That means most of us will one day find ourselves managing finances alone. And many women, especially from earlier generations, weren't as involved in financial decisions during marriage.After loss, that reality can be intimidating. Suddenly, you're faced with choices about investments, taxes, home maintenance, and budgets—often with less income and more years of life ahead. Those early months matter, but they shouldn't be rushed.Start with This Truth: God Owns It AllBefore any practical steps, I want to anchor you in a truth that has carried me and countless others through difficult seasons: God owns it all.Everything we have belongs to Him, and He is with us as we steward it. Remembering that doesn't erase the pain, but it reminds us we're not alone. It shifts the weight of control off our shoulders and invites God's wisdom into our decisions.That truth gives us permission to move slowly and prayerfully. Stewardship is not about perfection—it's about trust.Steps for Navigating the Early DaysHere are some guiding steps I often share with widows who ask, “Where do I even begin?”1. Take One Step at a TimeYou don't need to fix everything today. Unless a change is absolutely urgent, give yourself space to rest and recover. Grief has a way of making even simple tasks feel monumental. Be patient with yourself.2. Avoid Major Financial Moves Too SoonTry not to make significant financial decisions while emotions are raw. Some women have sold homes, moved away, or invested large sums during intense grief—only to regret it later. Wait until your heart is steadier before making big changes.3. Get Organized, Little by LittleLoss often leaves behind a mountain of paperwork. Start small—maybe one pile, one folder, one hour. Ask a trusted friend or advisor to help if it feels overwhelming. Progress comes one decision at a time.4. Track What's Coming In and Going OutAwareness brings peace. You don't have to overhaul your budget immediately—just begin noticing where money is going. Clarity grows with consistency.5. Lean on Trusted AdvisorsChoose people who will look out for your best interest—those with integrity and experience, not pressure or sales motives. A trusted financial planner, attorney, or advisor can help you think clearly when emotions run high.6. Anchor Everything in PrayerThis is the most important step. God cares deeply when His people are hurting. Invite Him into every conversation, every decision, every bill you open. He is your provider and your comforter.Build a “Personal Board of Directors”Form a personal board of directors—a small circle of wise people you can lean on for different kinds of counsel.You might include:A spiritually mature friend who prays with youA financial professional with integrityAn encourager who helps you stay hopefulA practical helper who can sit with you through paperworkEach one brings something valuable. Just remember: not every encourager is a financial guide, and not every advisor is a prayer partner. Surround yourself with a balanced mix of wisdom and compassion.Know It. Own It. Like It. Change It.In their book Wise Women Managing Money, Miriam Neff and Valerie Neff Hogan use a simple four-part framework that applies beautifully here:Know it—Gather the facts. What do you own? What do you owe?Own it—Accept responsibility for your new role as steward.Like it—Evaluate your current situation honestly.Change it—Begin making small, steady adjustments that align with your goals and faith.You don't need to have it all figured out. Start by knowing where you are—and trust that God will guide each next step.If you've recently lost your spouse, please hear this: there are brighter days ahead. It may not feel that way now, but God will give you strength and wisdom in time. I've seen hundreds of widows rebuild, heal, and even thrive again.Take one step at a time. Pray often. Surround yourself with wise, loving people. And remember—you're not alone.On Today's Program, Rob Answers Listener Questions:A friend once told me they only tip 10% at restaurants, so they don't end up giving a server more than they give to God. Now that's stuck with me—every time I eat out, I think about it. Am I looking at this the wrong way? What's the right, biblical way to think about tipping and giving?I recently set up a trust, and I own two homes—one's paid off and the other still has a mortgage. Both properties are titled in my name. Do I need to transfer or re-deed those homes into the trust, or can I leave them as they are since they're already in my name?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D. Widow ConnectionWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. Liz announces her Hypnosis Download Sale. Use code HOLIDAYS to get 30% off! Includes:         Love to Exercise Healthy Eating Package of of Healthy Eating and Love to Exercise Prepare for Eye Surgery Custom Hypnosis with Dr. Liz Use code HOLIDAYS to get 30% off! Find all downloads at:  http://bit.ly/HypnosisMP3Downloads -------------- Support the Podcast & Help yourself with Hypnosis Downloads by Dr. Liz! http://bit.ly/HypnosisMP3Downloads Do you have Chronic Insomnia? Find out more about Dr. Liz's Better Sleep Program at https://bit.ly/sleepbetterfeelbetter Search episodes at the Podcast Page http://bit.ly/HM-podcast --------- About Dr. Liz Interested in hypnosis with Dr. Liz? Schedule your free consultation at https://www.drlizhypnosis.com Winner of numerous awards including Top 100 Moms in Business, Dr. Liz provides psychotherapy, hypnotherapy, and hypnosis to people wanting a fast, easy way to transform all around the world. She has a PhD in Clinical Psychology, is a Licensed Mental Health Counselor (LMHC) and has special certification in Hypnosis and Hypnotherapy. Specialty areas include Anxiety, Insomnia, and Deeper Emotional Healing. A problem shared is a problem halved. In person and online hypnosis and CBT for healing and transformation.  Listened to in over 140 countries, Hypnotize Me is the podcast about hypnosis, transformation, and healing. Certified hypnotherapist and Licensed Mental Health Counselor, Dr. Liz Bonet, discusses hypnosis and interviews professionals doing transformational work. Thank you for tuning in!

Interview by Spitty   / spittywill   We recently sat down with buzzing Milwaukee artist Certified Trapper for an exclusive “Off The Porch” interview! During our conversation he talked about his experience growing up in Milwaukee, jumping off the porch when he was 15, breaks down some Milwaukee lingo, creating his own sound, getting into making music while in middle school, going to college for music, his style of production, his production influences, dropping over 30 projects in a 2 year span, starting off shooting & editing his own music videos, working with Babytron, upcoming tour with Babytron, Tommy G showcasing his music, the Kia Boys in Milwaukee, lessons he learned by going to jail, wanting to get other artists on his production, comedians from Milwaukee, recording his song “Oi” in Houston, Milwaukee creating its ow sound, reveals some of the biggest life lessons he has learned, signing his deal, upcoming EP, bigger artists showing him love, viral dances in Milwaukee, and much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

The Noonas decided to get into those cosy autumnal vibes this week and discuss a favourite setting for a drama: a coffee shop! What cafe related dramas had them reminiscing about a nice hot beverage together? Check out the episode to find out!  For Links to all the shows discussed: https://bit.ly/4oPaiSq We'd love to hear from you! Send us a message at  certifiednoonas@gmail.com or on our socials (Bluesky and Instagram) @CertifiedNoonas. Like our content and want access to some fun extras? Consider becoming a member of our Found Family and support us on Patreon: patreon.com/CertifiedNoonas. Join our Discord

There may be light at the end of the tunnel for the construction sector with the latest rise in residential building consents. New home consents in the year to September are up 3.6% on the year before. Consents in the month of September are up 7.3%, when adjusting for seasonal effects. Certified Builders Chief Executive Malcolm Fleming told Mike Hosking builders are welcoming the upward trend. He says builders are starting to get more enquiries and more projects. LISTEN ABOVE See omnystudio.com/listener for privacy information.

No Agenda Episode 1813 - "Lunchbox" "Lunchbox" Executive Producers: Daniela Pompeu Duke of San Francisco Nancy Robert Kasondra Associate Executive Producers: Sir Scovee Sir Dixbert Brad Granier the Highland Craigs Sean Homan Eli the coffee guy Michael Shovan Matthew Martell Linda Lu, Duchess of jobs & writer of winning resumes Marina Stroouin Peace Prize: Daniela Pompeu Secretary General: Secretary General Nancy's Son Become a member of the 1814 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Title Changes Sir Dixbert > Baronet Knights & Dames Daniela Pompeu > Dame Pompeu Art By: Capitalist Agenda End of Show Mixes: Bonald Crabtree EOS obama.mp3 In-Q-Tel EOS 1984drh-2.mp3 MVP EOS Ground Troops!.mp3 Engineering, Stream Management & Wizardry Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1813.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 11/02/2025 16:46:04This page created with the FreedomController Last Modified 11/02/2025 16:46:04 by Freedom Controller

In this episode, Miles gains his FPC card, loses a child, and lumbers along, wearily, desperate to catch up to the most recent episode of Happily Ever After. Oh, and Sofiya is there, laughing. If you like the show Consider supporting us Click the links below! Join our livestreams on Twitch https://www.twitch.tv/420dayfiance Join our Discord server https://discord.gg/pr6wE9sK64 Gain access to The Vault and more https://open.acast.com/public/patreon/fanSubscribe/6354533 Buy our merch! https://www.420dayfiance.com/merch Hosted on Acast. See acast.com/privacy for more information.

Certified coach and professor Kathleen Muldoon discusses her article, "The humanity we bring: a call to hold space in medicine." She shares how her experience as a mother in the neonatal intensive care unit transformed her understanding of empathy and reshaped how she teaches future clinicians. Kathleen explains why health care professionals must hold space for patients and themselves, embracing presence, storytelling, and authenticity as tools for healing. Viewers will learn how humanity is not separate from medicine but its foundation, and how connection and compassion can restore both patients and practitioners. Our presenting sponsor is Microsoft Dragon Copilot. Want to streamline your clinical documentation and take advantage of customizations that put you in control? What about the ability to surface information right at the point of care or automate tasks with just a click? Now, you can. Microsoft Dragon Copilot, your AI assistant for clinical workflow, is transforming how clinicians work. Offering an extensible AI workspace and a single, integrated platform, Dragon Copilot can help you unlock new levels of efficiency. Plus, it's backed by a proven track record and decades of clinical expertise, and it's part of Microsoft Cloud for Healthcare, built on a foundation of trust. Ease your administrative burdens and stay focused on what matters most with Dragon Copilot, your AI assistant for clinical workflow. VISIT SPONSOR → https://aka.ms/kevinmd SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended

If you've ever wished your giving could be both simpler and more strategic, there's a powerful tool worth knowing about: the donor-advised fund, or DAF for short.Generosity isn't just about how much you give—it's about the heart behind it. As Paul reminds us in 2 Corinthians 9:7, “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.”Wise stewardship allows us to align our giving with God's purposes, using tools that help us maximize our Kingdom impact. A donor-advised fund—when used rightly—can help you do both: give joyfully and steward resources efficiently.What Is a Donor-Advised Fund?Think of a DAF as a charitable checking account designed to support the causes you care about. You contribute cash, stock, or other assets, receive an immediate tax deduction, and then recommend grants to ministries or charities on your timetable.In other words, it separates the act of giving from the act of distributing. You might contribute during a high-income year or before selling an asset to take advantage of tax benefits, while taking time to decide where those dollars should go prayerfully.Behind the scenes, your DAF is managed by a sponsoring organization. At FaithFi, we recommend the National Christian Foundation (NCF)—one of the largest and most trusted Christian providers, founded by Larry Burkett and Ron Blue. NCF handles the record-keeping, issues the grants, and provides online tools to manage your giving.Suppose you plan to sell a business or a piece of real estate that would normally result in a significant capital gain. By donating it to your donor-advised fund before the sale, you can avoid paying capital gains tax, allowing more of the donation to go directly to Kingdom purposes.You receive an immediate tax deduction for the full value of your gift since it's considered an irrevocable charitable contribution. The funds can be invested for potential growth while you prayerfully decide which ministries to support—or you can give immediately.When you're ready, you simply recommend a grant, such as $10,000, to your church or a mission organization. The DAF sponsor verifies the charity and then sends the gift—either in your name or anonymously.The Benefits of a Donor-Advised FundDonor-advised funds have become the fastest-growing vehicle for charitable giving in America, and for good reason. They combine flexibility, simplicity, and intentionality—all with a focus on Kingdom impact.Here are some of the key advantages:Simplicity – One contribution can fund all your charitable giving, with a single tax receipt and one dashboard to track every grant.Tax Efficiency – Receive your deduction when you contribute, not when you give. Donating appreciated assets can help avoid capital gains taxes, increasing the amount that goes to ministry.Flexibility – Give now and decide later where the funds should go, allowing generosity even as you discern where God is leading.Legacy Planning – Name successors—such as children or grandchildren—to carry on your legacy of generosity.Focus on Mission – Since the administration is handled for you, you can focus your energy on prayerfully deciding where to give.Important Limitations to ConsiderNo giving tool is perfect. Here are a few things to keep in mind:Irrevocability – Once you contribute to a DAF, it's a completed gift—you can't take the funds back.Qualified Recipients – Grants can only be made to IRS-approved charities, not individuals or political causes.Timing of Impact – Funds can remain in the account for years, which may delay charitable impact.At FaithFi, we encourage believers to use DAFs for timely generosity rather than indefinite storage. A DAF is meant to organize your giving, not to hold back what God has already called you to release.Why FaithFi Recommends NCFThere are many donor-advised fund providers—but not all share your faith commitments. That's why we recommend the National Christian Foundation (NCF).NCF doesn't just process gifts; they walk with donors in prayer and biblical wisdom. Their Giving Funds simplify generosity, reduce tax burdens, and amplify Kingdom impact. They can even accept complex, non-cash gifts, such as real estate, business interests, or agricultural assets.More importantly, NCF's team seeks to help every believer become a joyful, generous steward who advances the Gospel through wise giving.To learn more or to open your own Giving Fund, visit FaithFi.com/NCF. You can set up your fund in just minutes. And if you'd like a trusted financial advisor to guide you in the process, visit FindaCKA.com.At the end of the day, a donor-advised fund is just a tool—but in the hands of a faithful steward, it becomes a powerful way to partner with God in His work.When our giving flows from gratitude and trust, every dollar becomes a declaration: God owns it all, and we are His stewards.That's what it means to give with joy, wisdom, and eternal purpose.On Today's Program, Rob Answers Listener Questions:My husband was recently diagnosed with a serious health condition, and we're trying to decide whether it's wise to downsize our home. We currently owe about $198,000, but we're also looking at another house for $137,500. With today's interest rates, we could do a 15-, 20-, or 30-year loan. If my husband's income were to go away, would it be smarter to stay where we are or move to the smaller home with a lower payment?I'm 61 and wondering whether I should withdraw money from my 401(k) to pay off my car loan instead of taking out a new one. I've been looking at my budget and income, and I'm not sure if that's the best move. What do you think?My husband recently passed away. He had an IRA worth a little under $70,000, and I have one too. My financial advisor suggested that I roll his IRA into mine—can I do that, and would that be the best approach? Also, our home is in an irrevocable living trust. Am I allowed to sell it, or does it have to stay in the trust?Our term life insurance policy is set to expire soon. We could cash it out or roll it into a whole life policy, but we already have enough life insurance. With a child heading to college in about a year and a half, we're wondering if there's a smart way to put that money into savings for college without taking a big tax hit.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ron Hughley, Brandon Kiley, and Stephen Serda discuss why the Chiefs' Week 9 game in Buffalo can define the Chiefs' season. When the Chiefs have the ball, they need to just do what they do against this defense. When the Bills have the ball, it's up to Spags to find his best matchups. Subscribe: https://youtu.be/-qF6_wkZkZw Learn more about your ad choices. Visit megaphone.fm/adchoices

No Agenda Episode 1812 - "Champagne Socialist" "Champagne Socialist" Executive Producers: Momentum Finance LLC The Mayor of Cypress anonymous Sir Cristobal Sarah Campbell Associate Executive Producers: Summer Wirth Eli the coffee guy Linda Lu, Duchess of jobs & writer of winning resumes Vladimir Putin Peace Prize: Momentum Finance LLC The Mayor of Cypress Become a member of the 1813 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Knights & Dames James Cachine II > Sir James Cachine II Knight of The Orange Lambda Art By: Rocket Boy End of Show Mixes: Bri EOS Congressional Werewolves.mp3 EOS Mix (Neal Jones) The Mask Thing is Real.mp3 Oystein Berge EOS Send_a_Text_NA.mp3 Sir Joho EOS Deep concern short 2.mp3 Engineering, Stream Management & Wizardry Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1812.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 10/30/2025 16:51:42This page created with the FreedomController Cover Art Last Modified 10/30/2025 16:51:42 by Freedom Controller

What if we stopped investing like bystanders and started investing like owners and “neighbors” in the story of our finances?When you invest like an owner, our portfolios can reflect faithful stewardship and create real-world impact. Robin John joins us today to share practical ways to move from passive investing to purposeful ownership.Robin John is co-founder and Chief Executive Officer at Eventide Asset Management, an underwriter of Faith & Finance. He's also the author of the book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World.Investing vs. SpeculatingMany people confuse investing with speculating. Speculating—like day trading—is often no different than gambling. It's focused on short-term gains, trying to predict what the market will do tomorrow. But investing is about ownership. When you buy a stock, you're buying a piece of a company. You become a co-owner.That means your money is participating in real work—serving customers, employing people, and creating products that impact lives. As Christians, we should invest in companies we believe are doing good for the world, not just generating profits.Speculation is reactive and anxious. Investing, when done faithfully, allows us to rest in the knowledge that our capital is working toward purposes aligned with God's design for flourishing.The Responsibility of OwnershipOwnership changes everything. It confers ethical responsibility.If you owned a neighborhood store, you'd care deeply about how it serves your community, treats employees, and impacts the environment. In the same way, being a shareholder means you share in both the profits and the moral implications of what that company does.That's why Eventide Asset Management believes that Christians must think like owners, not traders. Ownership means engaging thoughtfully with the companies we invest in—voting proxies, engaging in dialogue with management, and ensuring that our capital is stewarded with integrity. Our investing isn't just about earning; it's about embodying our faith in the marketplace.Why Passive Investing Deserves a Closer LookIn recent years, many investors have turned to index funds or “passive” strategies. While these offer simplicity and diversification, I believe we should pause and ask: What are we actually owning?As Christians, we can't do anything passively—not even investing. Romans 12:2 calls us to avoid conforming to the patterns of this world, to renew our minds, and to discern what is good. That means we can't blindly invest in every company just because it's part of a market index.Do we really want to profit from industries like pornography, abortion, gambling, or tobacco? Our calling is to pursue good profits—profits that come from serving others and honoring God.To meet that need, Eventide has created systematic ETFs—investment funds that provide broad market exposure while intentionally excluding harmful industries. They're designed for believers who want to participate in the market without compromising biblical conviction.The Neighbor Map: Loving People Through InvestingIn his book, The Good Investor, Robin shares something he calls the Neighbor Map—a framework that helps us see all the “neighbors” affected by a business.God's command to “love your neighbor as yourself” (Leviticus 19) isn't abstract. It applies to the business world. At Eventide, they have identified six key neighbors every company should serve:Customers – Are the company's products truly good for those who use them?Employees – Are they treated with dignity, fairness, and care?Suppliers – Are business relationships ethical and respectful?Communities – Does the company create meaningful jobs and contribute positively to local life?The Environment – Is creation being stewarded well? Caring for creation is one of the most direct ways to love the poor, because it's the poor who suffer most from pollution and neglect.Society – Is the company contributing to the flourishing of the broader culture?Faithful investing isn't only about avoiding harm—it's also about embracing good. When we invest in companies that love their neighbors well, we participate in God's ongoing work of restoration.As investors, we're not distant spectators. We're partners. At Eventide, they engage directly with the companies we invest in—raising concerns, asking hard questions, and encouraging leadership to act with wisdom and compassion.Their goal isn't confrontation—it's collaboration. Whether it's addressing supply chain ethics, employee safety, or corporate philanthropy, we approach these conversations as co-owners who want to see good companies become even better.Clarity for Every Christian InvestorMany believers are unaware of what their money supports. That's why the team at Eventide created GoodInvestor.com—a free tool that allows you to screen your portfolio and see exactly what you're investing in. You can also connect with advisors who understand faith-based investing and can help you align your portfolio with your convictions.We hope that Christians everywhere would invest with joy, clarity, and confidence—knowing that their capital is serving God's purposes in the world. When we invest, we're not just moving money—we're shaping the world. Every dollar we deploy carries moral and spiritual weight.Our prayer is that more believers would see investing as a form of worship—a way to love God and neighbor through the stewardship of capital. Together, we can build a world that rejoices, where profits are good, people are valued, and creation is honored.On Today's Program, Rob Answers Listener Questions:Back in 2010, my parents set up a life estate warranty deed for their home, adding my siblings and me to the deed. My mom passed away eight years ago, and my dad passed in December 2024. We're preparing to sell the house now, but I keep hearing that we need to use a “life expectancy table” to calculate the home's value for capital gains or losses. Can you explain how that works and what steps we'll need to take for the taxes?I've saved up three months' worth of income—about $2,300 in total—and I still owe around $500 on a HELOC and another $500 on a credit card with interest rates of about 7% and 8.9%. My question is: Should I treat my savings separately from my three-month emergency fund? For example, if something unexpected happens—like a car repair—I don't want to touch my emergency fund. Is there a certain percentage or guideline for how much should be in an emergency fund versus regular savings?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World by Robin C. JohnEventide Asset ManagementGoodInvestor.com (Investment Screening Tool and Advisor Search)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this insightful episode, Dr. Bruce Hoffman discusses the intricacies of modern medicine, the importance of understanding the human body's response to environmental stressors, and the future of healthcare. Dr. Hoffman shares his journey and the development of his New Medical Curriculum, which emphasizes a holistic approach to health and healing.

EPISODE 228 In my previous blog post entitled, The New Paradigm of the 4 Cs, I introduced the 4 C's of (1) Connection; (2) Cooperation; (3) Collaboration; and (4) Co-Creation, that are the new world paradigm for building meaningful personal and business relationships that shape the present and the future. In this podcast we go deeper on the concept of Connection. Connection begins the process. Connection is the foundation of meaningful relationships.  How can you practice Connection of the 4C's in your own life? Without connection, cooperation feels mechanical, collaboration feels forced, and co-creation becomes impossible. When we cultivate genuine connection, we unlock the possibility of deeper, richer, and more transformative relationships as the “Power of We” and the new world paradigm of the 4C's. Experiencing, acknowledging and embracing Connection creates a positive impact in your own life and in the lives of those you connect with. Out There on the Edge of Everything®… Stephen Lesavich, PhD Copyright © 2025 by Stephen Lesavich, PhD.  All rights reserved. Certified solution-focused life coach and experienced business coach. #four #fourCs #connection #coopertion #collaboration #co-creation #cocreation #business #businesscoach #life #lifecoach #lesavich

No Agenda Episode 1811 - "NA Era" "NA Era" Executive Producers: Brandon Mango Bowman McMahon Strike Sir Earhopper Kevin & Torrey Primeau David Koenen Duke SirDrShakey Matthew Burns Associate Executive Producers: Sir Castic Pierre Maas Eli the coffee guy Baron Victor Sir layron Dame Zelda Sir knight DC SDG Linda Lu, Duchess of jobs & writer of winning resumes Rheanne Kosinski Peace Prize: Brandon Mango Bowman McMahon Sir Earhopper Become a member of the 1812 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Title Changes Sir John of South London > Earl Kumar of South London Knights & Dames Brandon Mango > Sir Mr Mango the knight of the sweet tooth David Koenen > Sir David of West-Brabant Matthew Burns > Sir Burns of the Good Future. Art By: Tante Neel End of Show Mixes: Bri EOS They Show The Monsters.mp3 EOSM - SNAP Rant Remix - Sir Michaelanthony.mp3 Mark van Patten EOS Al Gore Rhythm.mp3 Nykko Syme EOS Can't Read a Clock.wav Engineering, Stream Management & Wizardry Mark van Dijk - Systems Master Ryan Bemrose - Program Director Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1811.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 10/26/2025 17:26:43This page created with the FreedomController Last Modified 10/26/2025 17:26:43 by Freedom Controller

No Agenda Episode 1810 - "golfball" "golfball" Executive Producers: Associate Executive Producers: Secretary-General: Become a member of the 1811 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Title Changes Art By: Capitalist Agenda End of Show Mixes: Bonald Crabtree EOS grandpagenda.mp3 MVP EOS Get it Pardner.mp3 Scary Trout EOS Deconstruct The Media V.mp3 Engineering, Stream Management & Wizardry Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1810.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 10/23/2025 17:13:00This page created with the FreedomController Last Modified 10/23/2025 17:13:00 by Freedom Controller

Today's wrestling news, including...WWE's ESPN Deal Is A Certified BUST!Why WWE Released Wes Lee!Swerve Strickland Injury Update!Andrade Debunks INSANE Rumour?!ENJOY!Follow us on Twitter:@AdamWilbourn@AndyHMurray@WhatCultureWWE Hosted on Acast. See acast.com/privacy for more information.

No Agenda Episode 1809 - "Tomahawk Turnaround" "Tomahawk Turnaround" Executive Producers: Dame Sandcat Sir Henry Sir Dan the Man North Idaho Sanity Brigade Associate Executive Producers: Sir Commodore JStroke. Stefan Trockels Eli the coffee guy Lady LeeAn Peter McLay Linda Lu, Duchess of jobs & writer of winning resumes Sarah Nielsen Secretary-General: Secretary General of the Daily Grind. General of Southern Nye County, Land of Hookers and Blow Secretary General of Shangri-La Secretary-general of the Sunshine State Become a member of the 1810 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Art By: Blue Acorn End of Show Mixes: Neal Jones - Andy and Jeff Engineering, Stream Management & Wizardry Mark van Dijk - Systems Master Ryan Bemrose - Program Director Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1809.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 10/19/2025 16:35:51This page created with the FreedomController Last Modified 10/19/2025 16:35:51 by Freedom Controller

On this episode of The Adam and Dr. Drew Show, Adam and Dr. Drew discuss parents who bring infants to Disneyland, why Adam's done giving advice, and the bizarre noise that woke him up. Dr. Drew shares his experience filming in a dangerous part of Los Angeles before the two dive into the latest Israel-Palestine news, the rise of grievance culture in America, and Katie Porter's heated exchange with Bill Maher and Piers Morgan.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.