Podcasts about i fund

The Thrift Savings Plan stumbles in March. The only funds to post positive returns were the G, F and I funds. The government securities G fund posted the highest returns for the month, at zero-point-three-seven percent. The small cap stock index investment S fund posted the lowest return, at negative seven-point-nine-three percent. The Lifecycle funds all posted negative returns as well. Year to date, however, every fund in the TSP but the S fund is seeing positive returns.  The I Fund and F Fund are among the biggest winners so far this year with return rates of over 4.6% and 2.7%, respectively. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Thrift Savings Plan stumbles in March. The only funds to post positive returns were the G, F and I funds. The government securities G fund posted the highest returns for the month, at zero-point-three-seven percent. The small cap stock index investment S fund posted the lowest return, at negative seven-point-nine-three percent. The Lifecycle funds all posted negative returns as well. Year to date, however, every fund in the TSP but the S fund is seeing positive returns.  The I Fund and F Fund are among the biggest winners so far this year with return rates of over 4.6% and 2.7%, respectively. Learn more about your ad choices. Visit podcastchoices.com/adchoices

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"The I Fund's evolution is a testament to adapting and optimizing for growth—ensuring federal employees have the tools to secure their financial future."Chapters 0:00 - Introduction0:30 - Overview of the TSP I Fund - Challenges with Emerging Markets - The Role of China and U.S. Interests - Key Changes in the I Fund Benchmark - Transition to MSCI ACWI Index - Comparing C, S, and I Funds - Why Lifecycle Funds Still Matter - Long-Term Growth PotentialConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#RetirementPlanning #OpenSeason2024 #FEHB #FederalEmployees #HealthInsurance #Podcast #FinancialWellness #CDFinancial #HealthMeetsWealth #InsuranceComparisonAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Financial security is not about working longer, it's about having a better plan for your future."Schedule a consultation to tailor a plan that suits your unique financial goals: [Insert Link Here]Chapters0:00 - Podcast Introduction0:45 - Welcome and Background2:30 - Historical Context7:45 -The American Dream from the 50s The Old CSRS9:12 - TSP I-Fund: Why It Needed a Redesign11:05 - New Index and Emerging Markets - What Changed?14:02 - How Changes Affect Long-Term Returns on the I Fund (43 Countries)16:45 - Why High Risk May Not Always Equal High-Reward12:40 - Strategy Considerations for TSP Investors15:15 - Tailoring Your Own Lifecycle Fund20:27 - Health Tip: Staying Nimble and Active22:22 - Recap and Closing ThoughtsConnect with CD Financial for More Insights:Twitter: @CDFinancial_LLCInstagram: @CDfinancial.llcFacebook: CD Financial LLCLinkedIn: CD Financial LLCVisit our Website: https://cdfinancial.orgSubscribe and Stay Updated:Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial:Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: [Insert Link Here]Source: https://www.tsp.gov/funds-lifecycle/l-2070/#RetirementPlanning #FederalRetirement #TSP #InvestmentStrategy #FinancialWellness #podcast #CDFinancialAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

Even One Bibi, Who After the Slaughter of October 7th Then Created the Slaughter of October 8, 2023-October 7, 2024, Is Too Much. The Current Slaughter Is the One You and I Fund and Arm. Who Will Forgive Us? Vice President Harris, Please, Tell Us You'll Fix This. One year ago today, Michael Moore (and the rest of us) awoke to the devastating news that over 1200 civilians — mostly Jews — had been slaughtered in Israel, and lay dead in the streets. On today's episode, Michael not only reflects back on that fateful day, but he also uncovers the uncomfortable truths that surfaced in the days, weeks and months that followed, that led us to where we are today: Our tax dollars funding & arming an off-the-rails Netanyahu and his mass slaughter of innocent Palestinians — and now us Americans on the brink of being dragged by Netanyahu into a war with Iran. Also, only 4 weeks away from November 5th, Michael covers the latest lies and vitriol coming from the American Bibi, Donald J. Trump. Michael reveals the negative effect of our unwavering support of Netanyahu on Michigan voters, and pleads with Vice President Harris to do whatever she can, right now, to end the madness in the Middle East. Or, at the very least, tell the American people, the majority of whom support an immediate ceasefire, that she is going to do right by us and fix this as soon as she holds power. Finally, today is the LAST DAY TO REGISTER TO VOTE in the following states: Arizona Georgia Florida Ohio Texas (no online registration) Arkansas Indiana Kentucky Mississippi (no online registration) Tennessee If you live in any one of the states above — or in Missouri, Oklahoma, Delaware, South Carolina, Oregon or West Virginia whose voter registration deadlines are later this week — check your voter registration online TODAY and make sure you are registered to vote! And if you aren't, or know someone who isn't, get registered NOW. There's only a few hours left. For more of Michael's work, subscribe to his Substack at MichaelMoore.com Write to mike: mike@michaelmoore.com ******************** This episode is brought to you by Shopify. Sign up for a one-dollar-per-month trial period at https://www.shopify.com/moore [all lowercase] and get full access to Shopify's entire suite of features.

New (and positive) I Fund changes coming to your TSP in 2024! The I Fund update during 2024 will include more emerging markets, increasing and diversifying your international exposure.    This is a positive change. In this episode we explain the benefits of the change, what it means for you, and what action is required on your part to take advantage of it.    It now represents 90% of non-US market cap now.   Best way to take advantage of this? Automatic contributions to your TSP each month! When you start in the TSP, you're automatically enrolled in the latest life cycle fund (currently L2065) which includes some L fund.   We encourage you to not succumb to home-country bias and think you don't need any international exposure. There 50% of the world's economy outside of the US you might miss out on without international investments. We talk about this topic and more in our Confident TSP Investing course at militarymoneymanual.com/tsp and learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! (If you're an E-4 or below, just shoot us an e-mail at tsp@militarymoneymanual.com for the promo code!) If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

The I Fund, that is the international stock fund operated by the Thrift Savings Plan. Next year, the Federal Retirement Thrift Investment Board will overhaul how the I Fund goes about making investments. For what this means and why it's important, Federal Drive Host Tom Temin talked with Certified Financial Planner Arthur Stein. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The I Fund, that is the international stock fund operated by the Thrift Savings Plan. Next year, the Federal Retirement Thrift Investment Board will overhaul how the I Fund goes about making investments. For what this means and why it's important, Federal Drive Host Tom Temin talked with Certified Financial Planner Arthur Stein. Learn more about your ad choices. Visit megaphone.fm/adchoices

For Thrift Savings Plan investors, 2023 showed some positive signs. The year also brought some changes to the "I" Fund. For more, Federal News Network's workforce reporter and co-host of the podcast Fed Life, Drew Friedman, talked with certified financial planner Art Stein. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For Thrift Savings Plan investors, 2023 showed some positive signs. The year also brought some changes to the "I" Fund. For more, Federal News Network's workforce reporter and co-host of the podcast Fed Life, Drew Friedman, talked with certified financial planner Art Stein. Learn more about your ad choices. Visit megaphone.fm/adchoices

Another experts predicts the financial futute with absolute certainty, despite the FACT that the future can't be known. Plus, we agree with Bill Gross for the first time. Then, we hear from listeners: Is there a need for an internation fund other than the I Fund in the Thrift Savings Plan? Can taxes be avoided by moving from the Vanguard S&P 500 mutual fund to their S&P 500 ETF? Learn more about your ad choices. Visit megaphone.fm/adchoices

For those considering moving their TSP investments to an IRA, here are mutual funds and ETFs that mirror the C Fund, S Fund, I Fund and F Fund of the Thrift Savings Plan. We also look at the G Fund, which doesn't have an alternative.Join the newsletter: https://robberger.com/newsletter/?utm...

The rocky financial environment of the last year has left some Thrift Saving Fund participants frustrated. With the different options available for TSP participants, the International Fund might be overlooked as compared to other funds. W. Lee Radcliffe is the author of the book TSP Investing Strategies: Building Wealth While Working for Uncle Sam. He has a post on our site headlined “Don't Overlook This Unloved Fund When Investing in the TSP.” He joined the podcast to talk about the TSP and the I Fund. *** Follow GovExec on LinkedIn: https://www.linkedin.com/company/government-executive

January 16, 2023 on ForYourBenefit, host Bob Leins, CPA® welcomes Karen Schaeffer, CFP®. There is certainly a lot to talk about on the topic of TSP. Karen will discuss the following: The new terminology for making investment changes The importance of double checking your beneficiary designations The Mutual Fund Window What's going on with the I Fund? How to make allocation decisions when the market is so volatile For questions or comments, email us in advance at ForYourBenefit@nitpinc.com

November 7, 2022 on ForYourBenefit, host Bob Leins, CPA® welcomes Karen Schaeffer, CFP®, and Kaitlin Schaeffer Yardley, CFP®.  There is certainly a lot to talk about on the topic of TSP.  Join our guests as they discuss the following: The new terminology for making investment changes The importance of double checking your beneficiary designations The Mutual Fund Window What's going on with the I Fund? How to make allocation decisions when the market is so volatile For questions or comments, email us in advance at ForYourBenefit@nitpinc.com

It's Friday, so we have some great questions from listeners starting with:Cass is trying to find the right emergency fund.Mindy wonders what to do with a granchild's earnings.Vince has the ultimate hodgepodge portfolio.Mark is trying to decide on the best small cap value fund.Bree is looking to make some TSP changes.Derek shares his opinions of the future viability and purpose of cryptocurrency.Finally, Leslie asks Don to check out a financial planner. 

  The Thrift Savings Plan is aggressively apolitical, but that may be changing. President Biden signed a recent executive order aimed at ensuring federal agencies consider the risks of climate change in their budgeting, which could change the way the TSP invests. Similarly, members of Congress have targeted China-based funds in the I Fund as something to be removed from the fund's portfolio as a way for the U.S. to make a geopolitical point.   Dallen Haws is a financial planner and host of the “Plan Your Federal Benefits” YouTube channel as well as a podcast at PlanYourFederalBenefits.com. He is also the author of the book Building Wealth in The TSP: Your Road Map to Financial Freedom as a FERS Employee. He joined the show to talk about the recent political wrangling around the Thrift Savings Plans and what feds should do, if anything, about it.

"While in the service, you are pawns of the government. We serve our nation against enemies foreign and domestic...when you decide to exit the military, either transition out or retire- the military is DONE with you." In this episode we cover bad debt and how to pay off debt along with the Blended Retirement System match. -Pay off debt using Debt Snowball (smallest to largest) - Each car should not be more than 25% of your yearly income or no more than 3 months of pay - If in Blended Retirement System, turn on your 5% match. - Contribute into ROTH TSP 70% C Fund/20% S Fund/10% I Fund within your TSP - Stay out of G Fund and Lifecycle Funds Connect with me: www.instagram.com/leadingwithcents www.instagram.com/timmemak

Proof-of-concept funding is often one of the largest barriers entrepreneurs face when attempting to launch a company and access to high value mentors is a critical component of the success of any early-stage company. Winrock International's I-Fund provides both funds for technical assistance and training to enable entrepreneurs to make their ideas, research, and inventions a reality. In this episode, I-Fund Program Manager, Amy Hopper, shares how her team provides a platform for the creation and launch of high-growth companies, spurring economic development, and job creation. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/endeavornorthamerica/message Support this podcast: https://anchor.fm/endeavornorthamerica/support

Amy Hopper is the program officer of the Winrock International's I-Fund, which strives to "provide a platform for the creation and launch of high-growth companies, spurring economic development and job creation (https://www.ifundatwinrock.com/)" in Arkansas. She teaches us what it takes to be a successful entrepreneur. (Spoiler Alert: It involves having grit.)Check out our website: https://www.aimingforthemoon.com/

If you’ve watched an Illinois men’s basketball game on TV or at State Farm Center, you’ve no doubt seen Illinois super fan Lisa Joley going crazy from her courtside seat. She’s one of the biggest Fighting Illini fans and a major supporter of Illinois Athletics as an I FUND member. Lisa talks about her favorite moments sitting courtside for Illinois basketball games – including getting thrown out of State Farm Center - and what it means to be an I FUND supporter.

David Sanders, Director of Innovate Arkansas (IA) at Winrock interviews Amy Hopper, program officer for the I-Fund accelerators. Amy shares the details of the program, including the in-depth customer discovery research that is part of the I-Fund and how proof-of-concept business ideas benefit from listening to customers. The Arkansas I-Fund is currently accepting applications. Learn more at https://www.ifundatwinrock.com/.

Why do people seem so surprised when they discover that even experts fail to accurately and consistently predict the future?Should a caller diversify the funds in his TSP?Should you dollar-cost-average or invest a lump sum?

The Federal Retirement Thrift Investment Board said it's moving forward with plans to move the international fund to a new index. That index tracks Canada, dozens of emerging markets and China. The board's latest decision comes despite opposition from a bipartisan group of senators. But as Federal News Network's Nicole Ogrysko reported, the board said it purposefully made its decision with that political opposition in mind. She joined Federal Drive with Tom Temin to discuss.

The Federal Retirement Thrift Investment Board is reconsidering a decision it made two years ago about its international fund, or I fund. The Thrift Savings Plan was on track to move the I fund to a new index that tracked Canada, emerging markets and China. But a bipartisan group of senators are pushing back on that plan. Federal News Network's Nicole Ogrysko joined Federal Drive with Tom Temin to discuss the debate and walk through some details on how participants are using the new TSP withdrawal options.

Most people know the rule is to buy low, sell high. If you buy that, the problem is knowing when the market has peaked or bottomed out. A growing number of Thrift Savings Plan investors are nervously wondering how much longer the current bull market — 10-plus years without a correction of 20% or more — will last, and can last. So many things could go wrong: Turkey and Syria, Chinese trade and the Hong Kong problem, post-Brexit Europe, or impeachment — a major disaster. Arthur Stein, a Washington, D.C.-area certified financial planner, weighs in on this episode of Your Turn with Mike Causey.

Effective Sept. 15, major changes will take effect in the TSP, changes that will make it more attractive for life-time investors and more convenient for people who need to withdraw different amounts over their retirement. Jessica Klement, NARFE vice president for advocacy and Mark Keen, certified financial planner and adviser gives us the details on this episode of Your Turn with Mike Causey.

On this episode of Your Turn, Arthur Stein, a Washington, D.C.-area financial planner with a lot of active and retired federal clients, discusses what people should not be doing with their TSP accounts. Your Turn with Mike Causey airs at 10 a.m. EDT on 1500 AM in the Washington, D.C. area and www.federalnewsnetwork.com.

When it comes to employer-backed 401k plans, most experts say that the federal Thrift Savings Plan, with its 5% match and super-low administrative fees, is the best deal around. At the end of March, the TSP had 5.6 million participants and was worth $561 billion. Arthur Stein, a Washington area financial planner, spent a day on Capitol Hill last month talking to Senate staffers about their investment options. Most of them were in the TSP, but in some cases, he said they should be investing less. Why? Find out on this episode of the Your Turn radio show. Your Turn with Mike Causey airs at 10 a.m. EDT on 1500 AM in the Washington, D.C. area and www.federalnewsnetwork.com.

So you’ve done well, now what? One of the first things you need to do is recognize your true financial value, living and dead, then have a plan. Having a will alone no longer works for many people. Some need a trust and medical directives. But what kind, and how do you know? Tom O’ Rourke, an estate and tax attorney and former IRS lawyer, answers these questions on this episode of Your Turn with Mike Causey. The Your Turn radio show airs at 10 a.m. EDT on 1500 AM in the Washington, D.C. area and www.federalnewsnetwork.com.

Would you give up a year of sex for a free year of college for your child? A crazy question with a somewhat surprising answer. Don discusses a study with some interesting facts about how parents save for their children's future educational needs. Plus how to emulate the total stock market in the US Government Thrift Savings Plan (TSP).

For the vast majority of federal workers investing in the Thrift Savings Plan is a must, period. Chances are it will provide anywhere from 30 to 50 percent of the income they have in retirement, which is a very big deal. It may be the difference between steak and hamburger or, worst case scenario, cat food. And you don’t have a cat! So if you have a TSP account what did you do in December when the high-flying stock market, after wobbling a couple months, dropped big time? On this episode, financial planner Arthur Stein talks us through the highs and lows of investing in the TSP. He has a number of federal clients including several who are TSP millionaires. The Your Turn radio show airs at 10 a.m. EST on1500 AM in the Washington, D.C. area and www.federalnewsnetwork.com.

When it comes to the federal Thrift Savings Plan, the average annual returns don’t tell you everything because TSP stock funds do not have many “average” years. “The typical ways to view TSP returns is to look at the total return over a certain time period — annually, quarterly, year to date — or over a number of years,” according to financial planner Arthur Stein. He says patterns are easier to spot when returns are ranked by size. Your Turn is a radio show (Wednesday's at 10 a.m. EST) streaming on Federal News Radio or at 1500 AM in the D.C. area.