Podcasts about you can retire early

Why This Episode Is a Must-Watch Discover the journey to financial freedom through passive income strategies with insights from experts in real estate, online businesses, and dividend investing. Whether you're aiming to build wealth, diversify income streams, or simply explore new investment strategies, this episode is packed with valuable lessons and actionable advice that can help you take control of your financial future. Meet the Expert Panelists Justin Donald, known as the "Warren Buffett of Lifestyle Investing" by Entrepreneur Magazine, is the founder of The Lifestyle Investor and a leading expert in low-risk cash flow investing. He is a Wall Street Journal and USA Today bestselling author of The Lifestyle Investor: The 10 Commandments of Cash Flow Investing for Passive Income and Financial Freedom, and he has helped countless individuals create wealth and achieve financial independence through his straightforward investment strategies. Lane Kawaoka, PE transitioned a licensed engineer to full-time real estate investing and authored The Wealth Elevator: Real Estate Syndications, Accredited Investor Banking, and Tax Strategies for First-Gen Millionaires. As the founder of the Passive Investor Accelerator & Mastermind and Simple Passive Cashflow, Lane helps middle-class investors build wealth through syndications in multi-family apartments, RV parks, and mobile homes, offering access to deals once reserved for the wealthy. Nick Loper is an author, entrepreneur, and the host of the award-winning Side Hustle Show podcast, where he shares practical strategies and business ideas to help people earn money outside their day jobs. As the founder of Side Hustle Nation, Nick is passionate about empowering aspiring entrepreneurs to create extra income streams and take control of their financial futures. Deacon Hayes is a personal finance expert, speaker, and founder of Well Kept Wallet , a platform dedicated to helping people make money, save money, and achieve financial independence. Known for paying off $52,000 of debt in just 18 months, Deacon is the author of You Can Retire Early!, a practical guide to financial independence, and has been featured in outlets such as Forbes, CNN Money, and US News & World Report. "For most people, they build their wealth via concentration and then ultimately grow it through diversification." - Justin Donald Key Highlights: Real Estate Investing: Lane Kawaoka shares his journey from engineering to real estate investing, emphasizing that today's market requires creative strategies for property investing due to higher prices. Digital Income Models: Nick Loper discusses the potential of digital assets like online content, income from blogs, and affiliate marketing. He emphasizes the importance of diversifying traffic sources and income channels. Tax Strategies: Deacon Hayes highlights the importance of understanding tax implications and finding a tax strategist to optimize returns across different passive income streams. Building a Passive Business: Justin Donald talks about creating an online presence and leveraging AI for newsletters and other digital content to maximize reach and engagement. Call-to-Action Challenge for this week: Pick one passive income idea that resonated with you today and take the first step. That could be: ✅ Researching your first dividend stock and setting up a brokerage account ✅ Looking at real estate if you're interested in property investing ✅ Brainstorming a digital product or affiliate marketing strategy to start an online income stream Whatever it is—start small, but start today. Let us know in the comments or on social media what passive income path you're exploring!   Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I get to interview Deacon Hayes about paying off $52k worth of debt in only 18 months, how he completely paid off his mortgage by 37, then went on to build a successful online business that reached more than six figures a month.    Deacon Hayes is the founder of Well Kept Wallet, a podcast and website all about money.    He is also the author of the book “You Can Retire Early.”   Please enjoy a wide-ranging conversation with Deacon Hayes of Well Kept Wallet.    Connect with Deacon Hayes:   Website:https://wellkeptwallet.com/ Instagram: https://www.instagram.com/wellkeptwallet/  X: https://twitter.com/wellkeptwallet In this episode, you will learn about:   [00:00-08:45] Deacon and I discuss debt repayment and wealth building.    [08:46-28:47]  Transition to self-employment and building an online business.    [28:48-48:46]  Deacon shares his experience writing “You Can Retire Early” and how he was able to pay off his mortgage at 37.   [48:47-59:21] Exploring alternative paths to financial independence & the pros and cons of real estate investing.   [59:22-] Achieving fitness goals through accountability and small habits. Key quotes:   “I decided to focus on growing the online business because I knew that's what I was good at.” - Deacon Hayes   “One of my beliefs is, if you want to feel inspired, work to inspire others.” - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

What does it take to become an everyday millionaire? If I had a dollar for every time someone asked me how to get to millionaire status, I'd probably be a multi-millionaire by now. Deacon Hayes, former financial advisor, founder of Well Kept Wallet, and author of You Can Retire Early, knows a thing or two about millionaire status. Over the last few years, he's dedicated himself to becoming debt-free and educates people just like you on how to do the same. Recently, he became so inspired to teach you how to become an everyday millionaire that he wrote a rap song all about it. In this vualt episode, Deacon shares his top tips to help you step into everyday millionaire status, and even gives us a little sneak peek of his song.LinksWell Kept WalletYou Can Retire EarlyEveryday Millionaire SongYou Can Retire Early Podcast EpisodeEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you'll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify's entire suite of features.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you're listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' MoneyDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Deacon Hayes is the Founder of WellKeptWallet.com which helps people make money, save money, and pay off debt. He has been a contributor for the US News & World Report, Clark Howard and more. He is also the author of the book, You Can Retire Early! Everything You Need to Achieve Financial Independence When You Want It.https://wellkeptwallet.com/everyday-millionaire-song/

What does it take to become an everyday millionaire? If I had a dollar for every time someone asked me how to get to millionaire status, I'd probably be a multi-millionaire by now. Deacon Hayes, former financial advisor, founder of Well Kept Wallet, and author of You Can Retire Early, knows a thing or two about millionaire status. Over the last few years, he's dedicated himself to becoming debt-free and educates people just like you on how to do the same. Recently, he became so inspired to teach you how to become an everyday millionaire that he wrote a rap song all about it. In this episode, Deacon shares his top tips to help you step into everyday millionaire status, and even gives us a little sneak peek of his song.LinksWell Kept WalletYou Can Retire EarlyEveryday Millionaire SongYou Can Retire Early Podcast EpisodeEpisode SponsorsGo to http://www.Ladderlife.com/mymoney to see if you're instantly approved for life insurance to provide for your family if the unthinkable happens. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney .Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you're listening to this.Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify's entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let's Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today I'm talking about semi-passive income with Deacon Hayes. Deacon is the founder and CEO of Wellkeptwallet.com and he talks about his 13-year journey to creating a recurring revenue-based business that more than provides for his family. Deacon shares how he got his start, the trial and errors he had to go through to grow his business, and what it's like now. Deacon offers up suggestions for how to get way more done without all kinds of obstacles coming up along the way (worth listening to the conversation just to hear how he came across this teaching and how you can apply it to your life too!) Finally Deacon shares about the opportunities that have come up to sell his company and yet when he listens to his conscience and tunes into the goals he's had for the website from the beginning he notices how not all buyers share his same interests and goals. Sharing with us how this journey for him hasn't just been about the money and cashing out, which is really touching and important to consider. I loved learning about how Deacon thinks about quality time and freedom and the fact that he loves what he does and that is worth more than most people ever talk about. Enjoy! Deacon Hayes is the Founder of WellKeptWallet.com which helps over 500,000 people per month make money, pay off debt, and invest. He has been a contributor for the US News & World Report, Investopedia, Clark Howard, and more. He is also the author of the book, You Can Retire Early! Everything You Need to Achieve Financial Independence When You Want It. He shared this - So, I had this mentor and he said something that's really insightful to me. He said to me: "Deacon, you should be retiring towards something not away from something". Because I think what most people when they want passive income, they're like I want to get away from this - this job that I hate, this commute, this lifestyle, you know, that I'd rather live something else. And, I think of the challenges is you get away from it, and you're like, now what? Versus being really clear in painting that picture of what would I want to be retired towards? Well, I want to have meaningful work. I want to have flexibility in my schedule. I want to be able to travel. I want to be able to be there for my kids' activities. These are things that are going towards. And, so then you start to create that passive income or that lifestyle or that business that then provides what you want to go towards. And then when you get there, you're like "Oh this is awesome..."

Join Apple Crider (Young Smart Money) and Deacon Hayes (Well Kept Wallet) as they chat about paying off debt and creating a healthy outlook on finances. Deacon helps people make money, save money, and pay off debt. He shares how he transitioned from talking to millionaires to the average person, the common roadblocks that people face financially, and the most effective strategies that get people success. Did you know you can cut your spending without changing your lifestyle? Head to the podcast to learn more! By the end of this episode, you will avoid comparing yourself to others, learn to utilize deadlines, and invest in your interests. TONOR Q9 USB Microphone Kit   20% off code: *SmartMoney20* ** Amazon Link: https://www.amazon.com/dp/B07JMYG6LF Website Link: https://www.tonormic.com/collections/usb-microphones/products/tonor-q9-usb-microphone-kit ~ About Deacon Hayes: Hi! My name is Deacon Hayes and I am a personal finance expert, speaker, and podcaster. I founded Well Kept Wallet in 2010 initially to share my story on how I paid off $52,000 of debt in only 18 months. I was so excited about the process that I decided to become a Financial Planner with Ronald Blue and Company. After a few years of working with high net worth individuals, I realized I wanted something more. I wanted to reach the average person who was looking to better their financial lives. I then switched gears to figure out how to help people make money, save money and pay off debt; but this time through this website. I have had the privilege to be a writer for US News and World Report as well as Clark Howard. I also have been featured in many news publications including Yahoo Finance, US News & World Report, Forbes, CNN Money, and more. In 2017, I got a publishing deal with Adams Media (a division of Simon and Schuster) where I wrote the book: You Can Retire Early! Everything You Need to Achieve Financial Independence When You Want It. ~ You can find Deacon Hayes on… Twitter: https://twitter.com/deaconhayes LinkedIn: https://www.linkedin.com/in/deacon-hayes-767b7b3/ Website: https://wellkeptwallet.com/deacon-hayes/ YouTube: https://www.youtube.com/channel/UC5tJ29CLYZsqUE40dlgWXMw For all resources mentioned in the show check out *www.applecrider.com/resources* ( http://www.applecrider.com/resources ) For more personal finance and entrepreneurship subscribe to my YouTube channel -- *www.youtube.com/applecrider* ( http://www.youtube.com/applecrider )

Deacon Hayes is the founder of WellKeptWallet.com, which reaches over 1,000,000 people per month. He has been a contributor for the US News & World Report, Investopedia, Clark Howard and more. He is also the author of the book, You Can Retire Early! Everything You Need to Achieve Financial Independence When You Want It.   “Opportunities are like buses, there’s always another one coming.” Deacon Hayes   My Worst Investment Ever Life before the devastating investment Hayes lived and worked in Phoenix, Arizona before his big fall and his subsequent rise from the ashes. Like most Americans, he had his fair share of debt but had so far managed to find a balance with his income. However, he loved his job and his life and lived by his philosophy of following his passions. Until he came across the opportunity that changed his whole life. Real estate fad covers country in early 2000s The early 2000s were times of great financial stability. It was a time of prosperity and growth in the world of finance with all markets from the stock market to currency exchange achieving record highs. The real estate market, in particular, was doing really well, with that being described as the age of the real estate boom. With emotions running high, Hayes decided to take a risk on the market. Investing for him meant the possibility of having a debt-free life, and it was too good an opportunity to pass. So having done his homework he decided to buy not one but two condos. Investor gives in to ARM loans’ allure The first mistake that Hayes made was taking a huge risk on multiple investments without being fully informed about the real estate market. He had a payment option ARM (adjustable rate mortgage) plan. In a nutshell, this would allow him to make a small minimum investment with variable interests which seemed like a good idea. In retrospect, giving in to this allure is the worst mistake he made given how much he ended up losing. Financial crisis begins in 2007, put all his net worth at risk Between 2007 and 2008, half of the U.S. suffered the worst market crash in real estate history. For a number of reasons, property values plummeted while interest rates shot through the roof. Hayes, alongside many other Americans, felt this major blow. And as a result of his poor risk management, he was at risk of losing not just his two condos but a majority of his net worth. When it rains, it pours So here was Hayes, in his early 20s, hundreds of thousands of dollars in debt and had lost up to 95% of his net worth. Sounds pretty bad huh? Well, it got worse for him. See the land that his two troubled condos were built on was on a lease that ran out soon after the market crash. This meant that his Homeowners Associated (HOA) fee payments would go up. And boy did they go up; by more than 300% to be exact. Struggling to stay afloat while drowning in debt For the next several years (a decade to be exact), it was an uphill battle to keep financially afloat. Despite having double income through his wife and some investments in the stock market, he did not have enough money to rescue let alone sustain his properties. He was also in constant conflict between dumping the seemingly rotten investments and finding ways to save them. He tried everything from cutting costs to paying off the loans to finding multiple tenants for the property. Unfortunately, it wasn’t enough. He lost one condo a few years after the crash through foreclosure after failing to find someone to buy it. The other one went soon after, and despite finding a buyer and escaping bankruptcy, he ended up selling it at a loss of $40,000. Ten years later, Hayes is finally free. It was a rough several years, and he lost a lot; there is no doubt. But he also learned a lot from his experiences on risk management and how to avoid loss. Lessons learned Here are some of his lessons so you too can avoid making bad investments and losing more than you are ready to. Do your research Investing is more than just having a gut feeling that a market will go up. You need to research. Learn as much as possible about the risks, rewards, and everything that could go devastatingly wrong. And only after understanding the good, bad and the ugly should you take out that check book. Minimize your risks Risks are inevitable when it comes to investments. However, unnecessary risks are purely out of choice. It is important to minimize your risks as much as possible when investing, especially in real estate. The best way to do this is by making a decent-sized deposit with rates that favor you. That way, you will manage to pay off the mortgage sooner and with less interest. If this means getting one investment at a time, then do it. Some risks are just not worth taking. Don’t go all-in on a new investment Whether it is a new company in the stock market or some new investment fad, it is never a good idea to give it all you have. It doesn’t matter how good the deal seems. Instead, invest a little at a time as you get to understand the market through different financial seasons. Don’t bite off more than you can chew Avoiding loss is all about taking risks that you can manage. Hayes made a huge mistake buying two condos at the same time when his income could not cover both. This left him vulnerable to the major loss he suffered as it became harder to save both condos with limited resources. Don’t make decisions out of excitement or emotion Never mix money with emotions. It really doesn’t matter how excited you are at the prospects of big wins. Take the feelings out of it, think critically about it, and make a sound decision based on fact. You don’t have to invest in all fads; opportunities never stop coming As Richard Branson so famously said, “opportunities are like buses, there’s always another one coming”. So don’t panic and enter a market because you are afraid of missing out on the investment (a phenomenon known as Fear of Missing Out [FOMO]). Take as much time as you need to be ready for that major move. And if the chance passes you by don’t regret anything, a greater opportunity is sure to follow. Andrew’s takeaways From this story one lesson stands out the most; you do not have to take every opportunity that comes your way. It doesn’t matter how promising or even how cheap it is. Here, you have to fight your instinct to follow the hype and go with your emotions. It will take a lot out of you but it will also save you a lot of disappointment and loss down the line. Actionable advice Beware of the fear of missing out (FOMO). There is nothing worse than getting into an investment simply because it is a trend and you want in on it. Instead, take as much time as you need to understand the market and your options. If after your research and time to think it still seems like a good idea then go for it. No. 1 goal for next the 12 months For Hayes. The future seems bright with his successful online. He hopes to have reached 2 million readers on his website as a way to enlighten more people on how to handle debt for a healthy financial life. Parting words   That brings us to the end of Deacon Hayes’ incredible story. I hope you learnt enough from his loss to secure yourself big wins in future. In a nutshell, not all opportunities are worth going after. Deacon Hayes   Andrew’s books How to Start Building Your Wealth Investing in the Stock Market My Worst Investment Ever 9 Valuation Mistakes and How to Avoid Them Transform Your Business with Dr. Deming’s 14 Points Andrew’s online programs Valuation Master Class Women Building Wealth The Build Your Wealth Membership Group Become a Great Presenter and Increase Your Influence Transform Your Business with Dr. Deming’s 14 Points Connect with Deacon Hayes LinkedIn Connect with Andrew Stotz astotz.com LinkedIn Facebook Instagram Twitter YouTube My Worst Investment Ever Podcast Further reading mentioned Deacon Hayes  (2017) You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It  

Deacon Hayes - Co-Founder of Well Kept Wallet, the financial education company that provides personal finance resources, author of the book You Can Retire Early, and the creator of the course “Dept-Free in 18 Months” -  shares his extremely beneficial journey towards being a servant leader, entrepreneurial bread winner, husband, and father. Deacon shares how he moved from being an employee into being self-employed, what it took to build up his business successfully, and the power of applying your God-given talents and experiences in the service of others.   Show Notes: How did Deacon Hayes discover his calling and get focused on it Getting out of $52,000 of consumer debt in 18 months was Well Kept Wallet’s starting point What did it feel like for Deacon Hayes’ and his wife to be free from debt America has a “payment lifestyle” that keeps people accustom to debt bondage Deacon Hayes explains how he used his “Debt Elimination Chart” What was his transition from employee to self-employment like How did Deacon and his wife prepare for him to leave his job What was the market like for Well Kept Wallet when he dove in “The 100 Startup” by Chris Guillebeau and “The ONE Thing“ by Gary Keller are books that benefited Deacon and he recommends How does Deacon apply his method of achieving his goal targets What is the top habit that has impacted Deacon’s discipline Financial stress and selfishness can ruin relationships Be intentional about how you use the money that God allows you to use What has been the most character-building moment that Deacon has learned from in his entrepreneurship calling What would Deacon do differently as a father Why is it mission-critical to push yourself forward into your calling in life You may have more than one calling to live up to What are the three key pearls of wisdom Deacon would share to make men become their best   3 Key Points: Be on the same page with your spouse when creating your plan to leave your day job for entrepreneurship. Experiment with low cost / low risk concept to test demand and prove the market for your business first before investing heavily in it. If you don’t have the cash right now, you can’t afford it     Sharable Quotes: “For me, a calling is basically finding what my God-given talents are, and then being able to put those to work to serve others well” – Deacon Hayes “Declutter your life before you go into business for yourself.” – Deacon Hayes “Keys to becoming debt-free...map out a path, create your game plan and most importantly, set deadlines...” – Deacon Hayes   Resources Mentioned:heedyourcalling.com com com Linkedin: Deacon Hayes Twitter: @deaconhayes “You Can Retire Early” book by Deacon Hayes Debt-Free in 18 Months course from Well Kept Wallet    

Deacon and his wife combined finances shortly after marriage – only to find $52,000 in consumer debt was weighing them down. They made the choice – and a plan – to pay down that debt in 18 month. Moving past debt freedom, Deacon began focusing on complete financial independence. In his book, “You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It” he describes the three ways to financial independence: Real estate Stock market Entrepreneurship Listen in as Deacon shares each way and how it can help you achieve financial independence.   For more information, visit the show notes at http://moneytreepodcast.com/3-paths-financial-independence-deacon-hayes 

My guest on today’s episode is Deacon Hayes with Well-Kept-Wallet, and author of You Can Retire Early. Show notes:  2:20 how they acquired debt 4:00 how they paid off the debt 6:14 how deacon got into blogging 7:50 how much his blog makes 11:16 financial goals 13:40 deacon’s philosophy on borrowing money 16:00 how deacon pays cash to see the world 18:43 how much deacon puts per month in his toddler’s college fund 20:45 how to practice minimalism while having kids  23:15 how to avoid being paycheck to paycheck 25:05 How Deacon and his wife get on same page with finances 27:50 challenges/rewards to Deacon’s career 30:00 how Deacon refocuses after having “down months” 33:00 Deacon’s goal for 2018 35:11 Deacon’s philosophy on networking with competitors You Can Retire Early: https://amzn.to/2EgmMRy 

Author Deacon Hayes joins us to discuss his new book, "You Can Retire Early!" This financially independent entrepreneur details the steps we can all take to achieve early retirement. Location independence and financial freedom can be ours for the taking.

Deacon and his wife combined finances shortly after marriage - only to find $52,000 in consumer debt was weighing them down. They made the choice - and a plan - to pay down that debt in 18 month. Moving past debt freedom, Deacon began focusing on complete financial independence. In his book, “You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It” he describes the three ways to financial independence: • Real estate • Stock market • Entrepreneurship Listen in as Deacon shares each way and how it can help you achieve financial independence. For more information, visit the show notes at http://moneytreepodcast.com/179      

Early Retirement? I always thought that sounds like something only for silent velcro millionaires or tech bros – but it can be achievable without a windfall. We talk about the keys of starting with your values, budgeting, and using frugality to build up an income stream where you don’t have to have a traditional job. We have two folks who are early retired or FIRE’d (Financially Independent/Retired Early) on to share the basics of building an early retirement plan. It’s a long episode, but a good one, I think! Resources You can get Deacon at Well Kept Wallet’s “Debt Free in 18 Months” course for free if you follow this link. Get his excellent book “You Can Retire Early” if you want to learn more! Douglas Tsoi’s Financial Freedom Course at Portland Underground Grad School Paula Pant at Afford Anything’s rental case studies and rental calculations My favorite book about financial independence: The Simple Path to Wealth  (amazon affiliate link) Learn more about your ad choices. Visit megaphone.fm/adchoices

Finances is such a huge component of living your life to the fullest. But in my experience, it's often one of the most overlooked. Not because men don't believe it's not important but because it's often complex and challenging to get your money to work for you. One of the most commonly asked questions I get is, "What book would you recommend for personal finances?" Although there's a ton to choose from, there hasn't been one that I consistently feel good about recommending. That is until now. My friend, Deacon Hayes, the author of You Can Retire Early joins me to talk about developing a personal financial plan, how to sift through all the financial noise, three investment vehicles to consider (including a quick conversation on Cryptocurrency), and how you too can retire early. SHOW HIGHLIGHTS What is "retirement" and how is it changing The importance of finding your why Knowing the right time to retire How to develop a personalized plan When and if to hire a financial advisor Three must-avoid pitfalls of financial planning Software available to help you build wealth Why Cryptocurrency should fall into your plan How to sift through all the noise The most effective way to pay off debt Three investment categories you should invest in The power of the right environment How to deal with financial setbacks Commonly held financial myths DEACON HAYES Today, my guest is personal finance blogger and author Deacon Hayes. I actually met Deacon years ago when I launched my first podcast many of you don't even know about. We've since had the opportunity to talk about blogging, podcasting, and of course money (which is something we're both passionate about). Deacon has been featured in Yahoo Finance, US News, Investopedia, CNN Money, and many more and has recently wrote a book, You Can Retire Early. You're going to hear in this conversation why Deacon is well-qualified to talk about money and finances and learn through his approach that the financial conversations and planning needed aren't really as complex as many institutions would have you believe. Get the note pads and your dusty old financial plans out and learn how you can retire early. Please leave us a review at http://orderofman.com/itunes Shownotes: http://orderofman.com/145 Website: http://orderofman.com

This may surprise you, but there are youngins out there that we can learn from! My guest today is only 34 years old, but he knows quite a bit about retirement. Deacon Hayes is the author of a new book called You Can Retire Early and he has a fantastic website full of resources that can help you start planning your early retirement. Don’t let his age fool you, Deacon is full of great retirement advice. Listen to today’s show to hear about some innovative ways to prepare for your retirement. Find your why It’s not just me! I’ve been telling you guys all along that you need to find your why. Deacon Hayes agrees that finding your why is so important. Deacon advocates early retirement, but having a reason to get out of bed and have a goal is important to everyone. Whether you're 35 or 65 you need to focus on your why to help you stick to your financial goals. Without your why behind you, it’s easy to lose focus and get off course. Listen to this conversation to hear Deacon’s point of view on finding your why. Retire towards something, not away from something Do you have antiquated ideas about retirement? Just like workplaces, retirement is evolving. These days retirement doesn’t mean that you stop working and sit on your couch watching the news for the rest of your life. Like me, Deacon feels that retirement is an opportunity to live your life with purpose. He says that you should retire towards something, not away from something. Deacon shares with me a wealth of excellent information on today’s show about how retirement is changing and the traditional way of spending our golden years may be a thing of the past. I think you’re going to like what he has to say, so listen in to hear more!   Do you really need millions of dollars in the bank to retire? So now that we know that you won’t be spending your retirement the same way that your parents and grandparents did, how will you fund this new form of retirement? Maybe you don’t need to have millions of dollars saved up in your 401k. I love talking to Deacon since he really thinks outside the box. Listen to this discussion to hear about some innovative ways of making money in your twilight years. How to deal with life outside the paycheck Since Deacon advocates early retirement and finding different ways of making money, how does he deal with the instability of not having a steady paycheck? It’s tricky when you are living life outside of the box, but by diversifying your income streams you can find a bit more stability when hard times hit one sector. Listen to our discussion to find out how to handle your finances without a biweekly paycheck. Deacon has some great strategies that you can use to transition into a life without a steady paycheck. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN [1:22] Welcome Deacon Hayes HOT TOPIC SEGMENT [2:44] The webinar replay is available, email me your questions and comments PRACTICAL PLANNING SEGMENT [4:03] Let’s meet Deacon Hayes [4:32] How does Deacon define retirement [11:32] Build a nest egg but also build skill set [12:01] What will Deacon’s retirement look like? [13:29] How do you deal when you don’t have a consistent income [17:12] Understanding the choices that we make that impact your long-term financial goals THE HAPPY LAB SEGMENT [22:58] Turn things off and be with the people you love TODAY’S SMART SPRINT SEGMENT  [23:54] Sit down and write 5 things that you are going to stop doing in 2018 Resources Mentioned In This Episode Deacon’s website - WellKeptWallet.com BOOK - You Can Retire Early! By Deacon Hayes Ask Roger a question Work with Roger 3-video Series: 5 Minute Retirement Makeover Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page

No matter where you are financially. No matter how much money you earn. You CAN retire early. We cash in with expert Deacon Hayes founder of Well Kept Wallet and author of "You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It" Deacon gives us the steps we need to take to achieve financial freedom at any age. Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast A helpful, educated team in our community that enjoys helping you live a financially healthy life https://home.familyfirstny.com See omnystudio.com/policies/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn how to develop a personalized plan to retire early and live a life of financial freedom. I share three paths from my book “You Can Retire Early”: buying real estate, investing in the stock market and starting a business.

Deacon Hayes from WellKeptWallet.com on the show today and I could not be more excited! Why? Well, I often tell people Deacon is the “Dad” of Money Peach because it was a meeting with Deacon over a cup of coffee in the corner of Starbucks where the idea for Money Peach was born. Fast forward over the past few years and Deacon and I are great friends AND now we are also in the same niche within our businesses. However, what makes our relationship so unique is we have never viewed each other as competition, but rather as allies who are consistently trying to help one another out. Deacon started his blog (Well Kept Wallet) in 2010 and since then has grown his blog into a healthy 6-figure business, multiple streams of income, and now the release of his new book, “You Can Retire Early”. Deacon is my favorite kind of entrepreneur - the kind who has consistently worked his butt off for years, has gone through a ton of ups and downs, and is now seen as an overnight success….seven years in the making. Deacon shares how he has done it all and holds nothing back for you to learn and get you to take that next step in whatever it may be. All the show notes, links, and anything Deacon and I mentioned can be found at https://www.moneypeach.com/session66