Podcasts about consolidate

Every empire follows the same script, but this isn't the version you're used to. It's not about overextension, debt, or even manipulating the money - those are all symptoms. The real disease? Consolidate power, crush liberty, and the rest is history. And now, it's our turn. This episode is a warning for the ages about the story of empires. Because liberty must die for empires to thrive. The post Liberty OR Empire: You Can't Have Both first appeared on Tenth Amendment Center.

Retirement Isn't Just for Chads & KarensLet's be honest—when most folks picture retirement, it's usually a straight couple named Chad and Karen sipping Chardonnay in Scottsdale. Cute for them. But what about you—still fabulous at 67, maybe rocking a part-time gig at a queer-owned café because your bank account missed the memo that you were done working?On this week's Queer Money, we're ditching the tired, hetero retirement fantasy and giving you the real tea on how queer folks can retire fabulously (and actually afford it). We're serving up a 5-step no-BS framework to take you from “fabulously stressed” to “financially fierce.”Whether you're figuring out your retirement number, learning how to pay your future self first, or just trying to make peace with the word “budget,” we've got you. Because your golden years shouldn't be basic—or broke.Retirement isn't one-size-fits-all, especially for our community. So let's stop trying to live someone else's dream and start planning for yours. The goal? A future that fits you like your favorite pair of perfectly broken-in jeans. Or leather pants. We don't judge.

In today's episode, I'm diving into a topic that's top-of-mind for anyone who's switched jobs: what should you do with your old 401(k) plan? I discuss five key reasons why moving them into an IRA could simplify your financial life, from consolidating accounts for better control to gaining access to a broader range of investment options, reducing fees, optimizing Roth and after-tax funds, and making it easier to work with a financial advisor.  Whether you're planning your next career step or just want to make your retirement savings work harder for you, this episode is packed with practical advice to guide your decision. Stick around until the end, and don't forget to tune in next week when I cover situations where rolling over your 401(k) might not be the best choice! You will want to hear this episode if you are interested in... [00:00] Vested retirement funds offer four options: keep them in the plan, or withdraw and pay taxes [04:46] Rolling over a 401(k) to an IRA offers more control and access to your retirement funds, preventing forgotten accounts as you change jobs [06:41] Consolidate investments for simplicity and control; update records if keeping old retirement accounts [12:05] Convert Roth contributions to a Roth IRA to start the five-year period and ensure future gains grow tax-free, especially for after-tax funds in a 401(k) without in-plan Roth conversions [13:13] Rollovers to an IRA can facilitate Roth conversions and allow financial advisors to manage retirement accounts. Consolidate Old 401ks for a Smoother Future When you change jobs, it's important not to leave your old retirement accounts behind. For many Americans, the primary vehicle for saving for retirement is their employer-sponsored 401(k) plan. But what should you do with that 401(k) once you've moved on? Rolling it into an Individual Retirement Account (IRA) may be the smart move, offering control, flexibility, potential cost savings, and tax advantages. Let's walk through five compelling reasons why a 401(k) rollover into an IRA might make sense for you. 1. Greater Control and Account Consolidation One of the biggest headaches of changing jobs multiple times is having various retirement accounts scattered across different institutions. Not only is it difficult to keep track of these accounts, but there's the risk that you might forget about them entirely. By rolling old 401(k)s into a single IRA, you consolidate your investments, making it easier to manage and monitor your retirement savings. With all your funds in one place, you'll have more control over your asset allocation and will be better positioned to implement a cohesive investment strategy. Additionally, consolidating accounts reduces the administrative burden of managing multiple logins and statements. 2. Expanded Investment Choices and Flexibility Most employer-sponsored 401(k) plans offer a fairly limited menu of investment options, typically ranging from a dozen to twenty funds. These may or may not align with your preferred asset allocation strategy, and some plans are more limited than others. By rolling over your 401(k) into an IRA at a major discount broker like Schwab, Fidelity, or Vanguard, you unlock a much broader universe of investment possibilities, mutual funds, exchange-traded funds (ETFs), stocks, bonds, CDs, and more. This flexibility lets you fine-tune your portfolio, properly diversify, and better tailor your investments to your risk profile and retirement timeline. 3. Potential for Lower Investment Costs 401(k) plans, particularly those from smaller employers, often feature higher administrative and fund expenses, sometimes reaching 1% or more in annual fees. These extra costs chip away at your investment returns over time. With an IRA, especially when investing in low-cost ETFs or mutual funds, you can often significantly reduce the expense ratios you pay. Over decades, even a modest reduction in annual fees can translate into thousands more in retirement savings due to the power of compounding. 4. Managing Roth and After-Tax Contributions Many 401(k) plans now offer a designated Roth component as well as avenues for after-tax contributions. When you roll over your account, this is a valuable opportunity to ensure your Roth and after-tax money are treated with optimal tax efficiency. For example, rolling Roth 401(k) funds into a Roth IRA starts the five-year clock for tax-free withdrawals on earnings, which is critical for planning your retirement withdrawals. Additionally, an IRA rollover can be structured to split after-tax contributions into a Roth IRA, giving those funds tax-free growth potential rather than the more limited advantages offered inside the 401(k). 5. Access to Professional Management If you want professional help managing your retirement investments and financial planning, rolling your assets into an IRA is almost always a prerequisite. Advisors generally cannot manage assets held within a former employer's 401(k) platform, but with funds consolidated in an IRA at a major custodian, they can actively manage your investments, make ongoing adjustments, and assist with tax planning and distributions as you transition into retirement. Assess Your Situation Before Moving While rolling over your old 401(k) to an IRA offers considerable advantages, it's not always the perfect solution for everyone. Each situation is unique, and certain protections or features (such as early withdrawal options or creditor protections) may be stronger inside a 401(k) for some individuals. Be sure to review your specific circumstances carefully, ideally, with a trusted financial advisor, before making any big moves. A well-considered rollover could make your road to retirement much smoother, giving you more control, lower costs, and better investment options along the way. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Schwab Fidelity  Vanguard Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

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The rapid eye movement (REM) phase preserves newly acquired memories, but deeper non-REM sleep helps to adapt and update them, according to “heroic” day-long electrode recordings in rats.

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 2 May 2025. The topic for this week is: Misconceptions around merging multiple super funds you may have. While merging funds may provide fee savings, there are a fact of lesser known reasons why you might have more […]

Feeling stuck doesn't mean you're broken—it just means you need a new way in. Dr. David Snyder breaks down personal transformation into something simple: play, energy, and practice. Through language, movement, and daily rituals, he shows how to drop limiting beliefs and step into confidence. You don't need years of therapy—just a willingness to feel, explore, and let go of the noise in your head. It's not about fixing yourself; it's about finally showing up as who you really are.Standout Quotes:• “Seriousness is the kiss of death. You're putting too much pressure on yourself because you're thinking about the end game.” – Dr. David Snyder• “If we're not having fun, we're not doing something wrong.” – Dr. David Snyder• “Imagination connects us to heaven. Feeling connects us to the earth.” – Dr. David Snyder• “There's no such thing as a random feeling in our bodies. If the charge is still there, the universe is going to make damn sure we deal with it at some point.” – Dr. David Snyder• “Experiences are common. The stories are what make them unique to us.” – Dr. David SnyderKey Takeaways:• Practice language patterns slowly and playfully to build neural flexibility, trying word association drills that push your communication skills.• Explore energy practices like Pulling Down the Heavens, doing 36 repetitions of each step to build internal power and awareness.• Examine your current life challenges as potential growth opportunities, asking "What is this experience trying to teach me?"• Consolidate your daily energy work by circulating through the microcosmic orbit and grounding in the Lower Dantian.• Prioritize enjoyment in your personal development practices - if you're not having fun, you're likely doing something wrong.Episode Timeline:[00:25] What killer influence training really feels like[04:09] The drill that scrambles your brain for good[06:52] Why your mind blanks during real conversations[10:40] Qigong moves that supercharge your energy fast[18:43] Clearing stuck energy without burning out[24:01] Are your struggles a sign or just old baggage?[29:28] How to work with David Snyder in real timeTo learn more about Dr. David Snyder and everything about NLP, visit:Website: https://www.nlppower.com/YouTube: https://www.youtube.com/@DavidSnyderNLPInstagram: https://www.instagram.com/davidsnydernlp

Season Nine is content created as training for driving instructors, but we have decided to share it as a podcast season, as it gives a different perspective. In this episode, Kev and Tracey talk about ways to consolidate and remember what you have learnt in driving lessons - so that you know what to do.Would you like to feature in a future Q&A podcast? Do you have a story that others might relate to? You can record a question about driving nerves or confidence that you would like us to answer on our Speak Pipe page. If you have a question, then there are likely to be others with the same or similar question so ask away and let's start helping more people to build their driving confidence! https://www.speakpipe.com/TheDrivingConfidencePodcastFind out more about how we can help transform the way you feel about driving and follow us on social media:The Drive Calm Journal:A Twelve-Week Prompt Journal for Anxious Drivers - available to buy in all formats on Amazon: https://amzn.eu/d/hdrzRKjGet help from Kev and Tracey at Confident Drivers:Sign up for our free weekly newsletter that includes a tip of the week plus the latest news and podcast episode: Sign up HereTry one of our most popular tools, the Confident Drivers Coaching Wheel, to help you identify your driving strengths and weaknesses and see if you are driving test-ready: https://confident-drivers.newzenler.com/courses/coachingwheel-testreadyAre you ready to stop the search on social media and start taking action to overcome your driving concerns? Our Nervous Drivers Calming Kit has the online tools and video guides you need to master your driving anxiety. Get immediate access, starting from just £27Nervous Drivers Calming Kit: https://confident-drivers.newzenler.com/courses/nervous-drivers-calming-kitDo you know that you would like some individual support from us, to create a personalised plan with our help and added accountability to take action? Then our Driving Confidence coaching will help, we offer four different levels of help to suit your needs.One-to-One Driving Confidence Coaching:https://www.confidentdrivers.co.uk/drivingconfidencecoachingLeave us a Tip / Buy us a coffee:https://driving-confidence-podcast.captivate.fm/supportFollow or contact us on Social Media:Facebook: https://www.facebook.com/confidentdriver/Instagram: https://www.instagram.com/confidentdrivers/YouTube: https://www.youtube.com/channel/UCtVucIvyC_2AX33zNL7-yoQPodcast NewsletterIf you would like us to keep you up to date with podcast episodes, click the most appropriate link for you:

Three Douglas County elementary schools have been voted on to be closed and consolidated into other schools in the district.

Spring is finally here! With renewed energy and brighter, warmer days, you might be motivated to do spring cleaning. Of course, this time of year is a great time to organize, refresh, and clean around your home, but this season, take some time to do the same with your finances.   Links: Learn more about checking your credit score with the Better Checking Account app Set up automatic savings goals with the Goal Builder tool in online and mobile banking Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.    This season is an excellent time to do a lifestyle refresh, especially regarding your finances. For those feeling motivated to tackle a new project, channel that seasonal energy to review and reorganize your current financial situation for a few ways to save yourself some dough. Here are five ideas to help you spring-clean your finances this season.   Review your budget. Take some time to look closely at your expenses and income. Have you been spending more than anticipated? Do you need to tweak a few budget items to adjust for recent economic changes? Look through where you're spending money and re-allocate your budget if necessary. This responsible action puts you in charge of your financial decisions.   Check your credit report. Get a copy of your credit report from all bureaus. At the very least, get one copy, even from one bureau. Look over it. Check your score, lines of credit, and any changes or updates made over the last quarter. Reviewing your report is a great way to determine any changes you need to make to improve your score and to see if any past changes have impacted it. For those with a Triangle Better Checking account, you can access your credit score and report through the dedicated Better Checking app. If you haven't registered yet, check the link in the show notes on how to get started.   Automate savings. If you haven't been regularly transferring money into a savings account, take some time to set up automatic savings. It's easier than you think. Use tools like Triangle's Goal Builder within online and mobile banking to set goals that make building that savings account much easier. The tool automates saving a portion of income into a set category over time so you can set it and forget about it, giving you reassurance and confidence in your financial management. Consolidate debt. Look into all the existing rates on your car, home, credit cards, and more. If you think those rates you're currently paying are higher than you'd like, do some shopping around for lower rates. If you are in a good position to refinance or do some debt consolidation, take the opportunity to restructure your debts and free up some money.  Review subscriptions and memberships. If you're juggling a lot of subscriptions, take control. Note how much you're paying and whether or not you're using them. If you're paying for some that you're not using, now's a good time to cancel or downgrade your plan to a free tier if available.  If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day everyone! 

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This Day in Maine for Friday, April 18th, 2025.

Send us a textWorking with a CPA effectively requires understanding both what to do and what to avoid to create a productive professional relationship that benefits your business.• Be organized when providing documents rather than dropping off unsorted boxes• Avoid piece-mailing documents and instead provide complete packages when ready• Consolidate questions and communications to respect your CPA's time• Ask questions to understand your tax situation and learn from your CPA• Plan ahead for taxes and save a portion of profits throughout the year• Set clear expectations about which specific services you need from your CPA• Respect their time as a professional service provider who bills for consultations• Don't wait until the last minute to submit documents during busy season• Never ignore tax deadlines or expect your CPA to care more about your business than you do• Understand that CPAs cannot eliminate all taxes, only help minimize them legally• Keep business and personal finances completely separate• Budget for CPA fees as a regular business expense• Don't assume your CPA handles everything without specific agreements• Feel comfortable switching CPAs if the relationship isn't working wellIf you've found this episode helpful, please leave us a review!!!Create a STAN Store - Click here to try it out!Here's where you can find us! Follow along on Instagram for lots of free content for business owners daily!Shop our business guides!Our Instagram PageOur family page

Consolidate and Control Ai VCAST COVERS: Real FED ID (morph into ID2020) to travel? New administration same globalist playbook. Is Trump's role to kill the dollar? Symbolism: Bring the dire wolf back with DNA manipulation and Trump is considering taking the wolf off the endangered species list. World War 3 talk. Is it all theater to create chaos and bring in the NWO? Meta helping China build their Ai according to a whistle blower. Why are we finding out about this? Does US FED RES leaders run China's FED RES BANK? Oracle being considered to buy TikTok to protect Americans yet is already working with the CCP sharing data against their citizens. Remember Trump's Ai Stargate with Oracle. Proposed 1 Trillion Dollar Military Budget. Remember the Deagel report. US troops in Panama. Trump said we have secret weapons. Are all the leaders working on bio digital convergence under the guise of health and sustainability? It all smells like a movie script to burn it down. Are our leaders compromised by Isre@l's honey traps? More..

In this engaging simple step on the Uncommon Wealth Podcast, host Phillip Ramsey delves into the often-overlooked mantra of "set it and forget it" in financial advising. He challenges this traditional mindset and offers practical advice on how to take a more hands-on approach to personal finance management. Phillip's insights aim to equip listeners with the tools needed to better manage their 401ks and other investment accounts, emphasizing the importance of maintaining a clear view of one's financial situation.Phillip shares the benefits of consolidating old 401k accounts and how rolling these over can simplify financial management and potentially enhance growth. Throughout the episode, listeners are encouraged to reevaluate their financial strategies, focusing on the impact of dollar cost averaging and the significance of consistent contributions. Phillip's expertise shines as he breaks down complex financial concepts into easily digestible advice, underscoring the necessity of staying engaged with one's finances.Key Takeaways: Avoid the "set it and forget it" approach; always stay informed about your financial status. Consolidate old 401k accounts for better visibility and easier management. Rolling over 401ks can simplify the process of making contributions and tracking growth. Dollar cost averaging is a powerful strategy for consistent investment growth over time. Proactive financial management is crucial in navigating and succeeding on your financial path.Notable Quotes: "You should never forget about your money. You actually should be way more in tune to your money than I think a lot of people would like you to be." "Consolidating old IRAs or old 401ks and rolling them over helps you see exactly how much money you have." "The more that you can fund that consistently fund an account, the better chance it has to be growing." "My challenge to you is try to figure out all your old 401ks, consolidate them, and roll them over either into your own IRA or your current 4

Since returning to office, President Trump has moved quickly to reshape the federal government. His actions, which have moved to put more power under his purview, align with a belief in some conservative circles of the unitary executive: an idea that the president and the president alone controls all actions undertaken by the executive branch. This episode: White House correspondent Asma Khalid, political correspondent Susan Davis, and national justice correspondent Carrie Johnson.The podcast is produced by Bria Suggs & Kelli Wessinger and edited by Casey Morell. Our executive producer is Muthoni Muturi.Listen to every episode of the NPR Politics Podcast sponsor-free, unlock access to bonus episodes with more from the NPR Politics team, and support public media when you sign up for The NPR Politics Podcast+ at plus.npr.org/politics.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Join us for the second episode with Colonel (Retired) John Antal and Lieutenant Colonel Lisa Becker (host). COL(R) Antal is passionate about waking leaders and Soldiers up to the realities of today's battlefield. In this episode, they pick up where they left off in episode 87 with FM 3-0's imperatives. Listen in to hear the relevance of these imperatives to recent and on-going conflicts. - Designate, weight, and sustain the main effort. - Consolidate gains continuously Check out COL(R) Antal's work here: https://theconvergence.castos.com/?search=antal https://www.academia.edu/115562878/21_COMMAND_POST_MAXIMS_Mission_Command_Tactics_for_the_Employment_of_Command_Posts_in_the_Modern_Battlespace https://www.academia.edu/115562498/The_Ten_Rules_of_Masking https://www.academia.edu/42306862/Thinking_about_the_Future_Battlespace_by_John_Antal

Enjoying the Ecommerce Coffee Break Podcast? Here are a few ways to grow your business: https://ecommercecoffeebreak.com/level-up/ ---In this episode, we explore the critical yet often overlooked post-purchase customer journey. Discover how to streamline your tech stack, optimize order tracking, handle returns efficiently, and turn post-purchase touchpoints into powerful retention opportunities. Our guest, Aaron Evett from Redo, shares strategies for unifying disconnected tools, reducing support costs, and converting refunds into exchanges—helping eCommerce brands maximize customer lifetime value while enhancing the overall shopping experience. Topics discussed in this episode: Why post-purchase experience drives customer retention. How disconnected tools hurt customer experience. What unified post-purchase solutions look like. How to use tracking emails for upselling. Why returns can be retention opportunities. How to convert returns into exchanges. What return policy display strategies work best. How AI transforms e-commerce support. Why integrated tools reduce staffing needs. How optimized returns double customer lifetime value. Links & Resources Website: https://www.getredo.com/ Shopify App Store: https://apps.shopify.com/xiva LinkedIn: https://www.linkedin.com/company/redo-tech X/Twitter: https://x.com/redo_hq Get access to more free resources by visiting the show notes athttps://tinyurl.com/yn7styhj MORE RESOURCESDownload the Ecommerce Conversion Handbook for store optimization tips at https://tinyurl.com/CRO-ebook Best Apps to Grow Your eCommerce Store: https://ecommercecoffeebreak.com/best-shopify-marketing-tools-recommendations/ Become a smarter online seller in just 7 minutes Our free newsletter is your shortcut to ecommerce success. Every Tuesday and Thursday in your inbox. 100% free. Unsubscribe anytime. Sign up at https://newsletter.ecommercecoffeebreak.com Rate, Review & Follow Enjoying this episode? Help others like you by rating and reviewing my show on Apple Podcasts. Rate here: https://podcasts.apple.com/us/podcast/ecommerce-coffee-break-digital-marketing-podcast-for/id1567749422 Follow the podcast to catch all the bonus episodes I am adding. Do not miss out. Hit that follow button now!

Episode Summary:In this episode, John Fontenot explores a thought-provoking topic: the potential consolidation of Product Management (PM) and User Experience (UX) roles due to advancements in Generative AI. He examines the overlap between these two disciplines, the evolving responsibilities of PMs and UX designers, and how organizations may react to increased efficiency through AI.Key Takeaways:1. Understanding the Unique Roles of PM and UX Designer (00:25 - 02:32) PMs focus on business objectives, prioritization, roadmaps, stakeholder management, and go-to-market strategies. UX designers specialize in information architecture, interaction design, prototyping, and usability testing. Despite distinct roles, there is a significant overlap, particularly in customer research, solution ideation, and user flow testing.2. Will AI Eliminate the Need for Both Roles? (02:35 - 06:50) AI can increase efficiency, but does it replace UX or PM roles entirely? Many organizations underutilize UX designers, treating them primarily as visual designers. AI efficiency gains should ideally allow both roles to focus on higher-level strategic work rather than replacing either.3. The Risk of Role Consolidation (06:55 - 09:25) Companies with limited UX investment might see AI as an opportunity to eliminate UX roles, shifting responsibilities to PMs. Similarly, strategic UX professionals who engage with stakeholders and business objectives could replace PMs in certain organizations. PMs focused only on execution (e.g., writing JIRA tickets) may find their roles at risk in the future.4. The Need for Cross-Skilling (09:30 - 13:40) PMs should develop UX skills (e.g., using Figma, understanding usability principles) to become better collaborators and future-proof their careers. UX designers should engage more in strategy, business alignment, and product thinking to solidify their role. Organizations benefit when both disciplines embrace AI efficiencies while maintaining their unique expertise.5. Future-Proofing Your Career (13:40 - End) PMs and UX designers should leverage AI as a tool rather than fearing replacement. Developing cross-functional skills ensures career longevity and adaptability. A collaborative approach leads to better business outcomes and personal career growth.Final Thoughts:John concludes by urging PMs and UX designers to embrace AI-driven efficiencies while strengthening their core competencies. By adapting and evolving, professionals in both fields can safeguard their careers and contribute more effectively to their organizations.Resources Mentioned: Interaction Design Foundation Courses Path2ProductConnect with Us: LinkedIn: John Fontenot Twitter: @productfont Instagram: @product.fontThank you for listening! If you enjoyed this episode, please subscribe and leave a review.

Class is back in session, ladies!    Once again, Sarah's sharing study notes from her graduate courses at Concordia University Irvine's Townsend Institute for Counseling and Leadership. In this episode on focus and productivity, drawn largely from Michael Hyatt's Free to Focus: A Total Productivity System to Achieve More by Doing Less, she covers how to:    STOP. This is where we Formulate, Evaluate, and Rejuvenate.  CUT. This is where we Eliminate, Automate, and Delegate.  ACT. This is where we Consolidate, Designate, and Activate.  “Putting some of these concepts into action has helped me so much with focusing my work and productivity – and letting go of the ‘hustle-productivity-do-all-the-things-at-once' culture,” says Sarah.   “We stress ourselves out about doing 'all the things' and just need a reminder that it's okay to not do 'all the things.' We aren't called to do that. We're called to serve each other in love because we are forgiven children of God, and that in itself gives us a lot of freedom.”  Connect with the Lutheran Ladies on social media in The Lutheran Ladies' Lounge Facebook discussion group (facebook.com/groups/LutheranLadiesLounge) and on Instagram @lutheranladieslounge. Follow Sarah (@hymnnerd), Rachel (@rachbomberger), and Erin (@erinaltered) on Instagram! Sign up for the Lutheran Ladies' Lounge monthly e-newsletter here, and email the Ladies at lutheranladies@kfuo.org.

Hotel Pacifico was created by Air Quotes Media with support from our presenting sponsor TELUS, as well as FortisBC. 

The FTN "Fast Break" Podcast covers all things hoops! New episodes every Monday & Thursday during the NBA season!On today's episode, Zac and Adam discuss Miami suspending Jimmy Butler again, the Jazz consolidating first round picks in a trade with the Suns and the major injury news of the week. Then they close out the episode with games to watch this weekend and Stock Up/Stock Down.Popular Links on https://ftnfantasy.comNFL Rankings Page: https://ftnfantasy.com/fantasy/nfl/rankingsProjections: https://ftnfantasy.com/nfl/projectionsADP tool: https://ftnfantasy.com/fantasy/nfl/adp-explorationUnderdog ADP Tool: https://ftnfantasy.com/fantasy/nfl/underdog-adpNFL Dynasty Fantasy Football: https://ftnfantasy.com/fantasy/nfl/nfl-dynastyMLB Homepage: https://ftnfantasy.com/mlbNFL Homepage: https://ftnfantasy.com/nflPGA Homepage: https://ftnfantasy.com/pgaNBA Homepage: https://ftnfantasy.com/nbaPrizepicks Tool: https://ftnfantasy.com/dfs/nba/prizepicks-predictions-toolDFS Optimizer: https://ftnfantasy.com/dfs/nfl/optimizerTools Page: https://ftnfantasy.com/tools/Prop Shop: https://ftnfantasy.com/bets/prop-shop

How are Trump's appointees planning to dismantle the federal government so as to make the rich richer?Also- Do we care more when a CEO is shot and less when it's just a bunch of children? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Scott Bauer looks at Bitcoin, saying he doesn't want a “straight candle up or down,” but more of a sideways “stair-step” movement. He would buy the dip on gold, expecting a move higher, eying the $3K level. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Financial institutions commonly have to deal with multiple vendors even for a single device like an ATM. This can cause significant strain on resources, time and management as banks have to handle all of these vendors at once. In such cases, it may be worth it for banks to consider working with one vendor for a variety of technology needs from ATM installation to security, digital tools and more.In today's episode of the Bank Customer Experience Summit podcast, Bradley Cooper, editor of ATM Marketplace spoke with Brian Alfano, COO of Oregon Community Credit Union and Scott Fieber, chief strategy officer at Cook Solutions Group to learn more about the pros and cons of moving away from many vendors to one.During the podcast, the panelists provided expert insights into the following topics:What are the biggest problems with managing multiple tech vendors?What are the primary advantages of moving to one vendor?How can banks strategize to get the best deal?What's the cost factor in all of this?What solutions does Cook Solutions Group provide?Listen to the podcast in full above.

Ep 253: The UHC CEO murder, Joe pardons Hunter, Herr Trump looks to consolidate North America, French government collapses, martial law in South Korea, Candace Owens banned, and my NFL picks

This Day in Legal History: 13th Amendment RatifiedOn December 6, 1865, the United States formally abolished slavery with the ratification of the 13th Amendment to the Constitution. This historic amendment declared that "neither slavery nor involuntary servitude, except as a punishment for crime whereof the party shall have been duly convicted, shall exist within the United States, or any place subject to their jurisdiction." Its passage marked the culmination of decades of abolitionist struggle and the bloody Civil War, which had torn the nation apart over the issue of human bondage. The amendment was first passed by Congress on January 31, 1865, but required ratification by three-fourths of the states to become law. This final step was achieved when Georgia, the 27th state needed for approval, ratified it. Although President Abraham Lincoln had issued the Emancipation Proclamation in 1863, freeing slaves in Confederate-held territories, the 13th Amendment went further by permanently outlawing slavery throughout the entire country, including states loyal to the Union.The amendment also laid the groundwork for subsequent constitutional changes aimed at achieving racial equality, including the 14th and 15th Amendments. However, it was not the end of systemic racial oppression. In the years that followed, practices like sharecropping and the rise of "Black Codes" sought to perpetuate the subjugation of African Americans. The amendment's exception clause—allowing involuntary servitude as punishment for crimes—also became a basis for exploitative practices in the penal system, with effects still debated today.Nevertheless, the ratification of the 13th Amendment remains a cornerstone of American history, symbolizing the nation's legal commitment to freedom and human dignity. It was a monumental step in the ongoing journey toward civil rights and justice in the United States.The U.S. Supreme Court is examining United States v. Miller, a case involving the IRS and a bankruptcy trustee, which centers on whether sovereign immunity allows the IRS to keep payments made by a company before bankruptcy. The dispute arose from All Resort Group Inc.'s payment of $145,000 to cover its directors' personal tax debts three years prior to its bankruptcy filing. The trustee argues these payments were fraudulent transfers since the company was insolvent at the time, and the IRS should return the funds like any other creditor.Justices across ideological lines expressed skepticism of the IRS's claim that state fraudulent transfer laws and extended lookback periods, typically used by bankruptcy trustees, are inapplicable due to sovereign immunity. Justice Kavanaugh warned that reversing lower court rulings in favor of the trustee could enable fraud by allowing debtors to misuse company funds while shielding the IRS from clawback actions.The IRS maintains that the trustee's actions exceed the two-year lookback period allowed under bankruptcy law and that sovereign immunity blocks state law-based extensions. Critics argue that siding with the IRS could undermine bankruptcy trustees' avoidance powers, giving the government an unfair advantage over other creditors.Justices, including Barrett, Kagan, and Jackson, questioned the IRS's reasoning, suggesting it contradicts bankruptcy law's intent to treat the government like other creditors in such cases. Legal experts noted that Utah's fraudulent transfer laws, used to extend the recovery period, align with federal principles, challenging the IRS's "peculiar" stance.IRS Climbing a Steep Hill in Bankruptcy Trustee Clawback DisputeOpenAI plans to request the centralization of eight copyright and Digital Millennium Copyright Act (DMCA) lawsuits into a multidistrict litigation (MDL) in New York and California, according to statements made to a federal judge. These lawsuits allege that OpenAI infringed on copyrights during the training of its large language models. Plaintiffs include prominent names like The New York Times, comedian Sarah Silverman, and author Ta-Nehisi Coates. OpenAI assured the court it will continue participating in discovery while the request is reviewed by the Judicial Panel on Multidistrict Litigation. Notably, one DMCA claim by Intercept Media Inc., alleging OpenAI removed copyright management information from its content, recently survived a motion to dismiss. However, OpenAI successfully defended against a similar suit from Raw Story Media Inc. and Alternet Media Inc.The company has also sought to merge suits filed by The New York Times and Daily News LP. OpenAI is represented by Morrison & Foerster LLP, Latham & Watkins LLP, and Keker Van Nest & Peters LLP, while the authors are represented by the Joseph Saveri Law Firm LLP and Cafferty Clobes Meriwether & Sprengel LLP. The case underlines ongoing legal challenges for AI companies related to copyright and content use.OpenAI to Seek to Centralize Eight Copyright Lawsuits Against ItHouse Democrats are divided on a Senate-passed bill to add 66 judgeships to federal district courts, with some wary of granting Donald Trump the opportunity to appoint new judges during his presidency. The JUDGES Act, which aims to address judicial shortages in heavily burdened districts, represents the first major expansion of the federal judiciary since 1990. While some Democrats, such as Reps. Doris Matsui and Eric Swalwell, emphasize the urgent need for additional judges in their states, others, like Rep. Jerrold Nadler, oppose the timing, accusing Republicans of strategically advancing the bill after Trump's election win.The legislation proposes phasing in new judgeships over the next three presidential terms, beginning with 11 appointments in 2025 and another 11 in 2027. Courts in states with Democratic senators would receive 37 permanent seats, while those in Republican states would gain 26 permanent and three temporary positions. Supporters argue that the measure addresses pressing judicial workloads, such as in California's Eastern District, where judges face one of the nation's highest case-to-population ratios. However, critics suspect political maneuvering, with Rep. Zoe Lofgren questioning why Republicans waited until after Trump's victory to advance the bill. House Judiciary Chairman Jim Jordan hopes to pass the measure quickly, and experts note Republicans may secure enough Democratic support despite objections. The judiciary's policymaking body and federal judges back the bill, though its timing and implications for Trump's influence over the judiciary remain contentious.House Democrats Split on Bill to Add Judges After Trump Win (1)Donald Trump announced David Sacks, venture capitalist and co-founder of Craft Ventures, as his pick for the newly created position of AI and Crypto Czar. This role will oversee federal policy on artificial intelligence and cryptocurrency, with a focus on boosting U.S. leadership in these sectors. Sacks, a prominent Trump supporter and Silicon Valley figure, has ties to Elon Musk and was a key fundraiser for Trump's campaign. He is also set to lead the Presidential Council of Advisors for Science and Technology.Sacks' responsibilities will include crafting a legal framework to provide clarity for the crypto industry, a sector Trump has pledged to support after previously criticizing it. He will also influence the regulation and adoption of AI, countering Biden-era executive orders on AI oversight, which Trump has criticized as stifling innovation. Despite holding investments in crypto and enterprise software, Sacks will not be required to divest his assets, though conflict-of-interest rules will limit his involvement in specific decisions. Known for advocating free speech and opposing "Big Tech bias," Sacks aligns with Trump's broader deregulatory agenda. His appointment, alongside crypto advocate Paul Atkins to lead the SEC, signals a strong focus on deregulation for digital assets and tech industries.Trump Names David Sacks as White House AI and Crypto Czar (2)This week's closing theme is by Ludwig van Beethoven – a composer of some note.Ludwig van Beethoven, one of the towering figures of classical music, revolutionized the art form with his innovative compositions and bold vision. Born in Bonn in 1770, Beethoven's life spanned the Classical and Romantic eras, and his works embodied the bridge between these two periods. Despite his struggles with hearing loss, he composed some of the most enduring and transformative music ever written. Among his celebrated symphonies, the Symphony No. 7 in A Major, Op. 92, stands out for its infectious energy, rhythmic innovation, and emotional depth. Premiered in 1813, the symphony's exuberance earned it a special place in audiences' hearts, with the second movement, Allegretto, becoming an instant favorite.This week, we spotlight Franz Liszt's masterful piano transcription of Beethoven's Symphony No. 7. Liszt, a virtuoso pianist and composer of the Romantic era, was renowned for his transcriptions, which brought orchestral works to the solo piano repertoire, allowing a wider audience to experience their brilliance. His transcription of the Seventh Symphony captures not only the rhythmic vitality and dramatic contrasts of Beethoven's original but also its delicate nuances and grandeur.The second movement, in particular, shines in Liszt's version, with its solemn, almost hymn-like theme resonating deeply on the piano. Its hypnotic pulse and poignant melody reveal the emotional core of Beethoven's vision, even in a solo performance. This piece embodies the interplay of intensity and elegance that defines Beethoven's work and showcases Liszt's genius as both interpreter and innovator.Without further ado, Ludwig van Beethoven's Symphony No. 7 in A Major, Op. 92. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Both the right and the left are pushing to join with Canada that fits the Club of Rome 10 regions.

Hour 4: Time for Stefanski to consolidate power + Can Cavs ever be No. 1 team in CLE? + Mitch, Please! full 2102 Wed, 04 Dec 2024 15:14:13 +0000 w9Odp97VnpsMDvO8AGmf8mBttdD3ECA5 sports The Ken Carman Show with Anthony Lima sports Hour 4: Time for Stefanski to consolidate power + Can Cavs ever be No. 1 team in CLE? + Mitch, Please! The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False

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Today, Shannon Weinstein chats with Savannah Chaffin, an enrolled agent and expat tax expert in Vienna, Austria. Savannah shares her experiences navigating the complex world of international taxation, from lifestyle changes and cost of living to the intricate tax obligations US citizens face abroad.   Key topics include the importance of thorough research, consulting financial planners, understanding foreign tax systems, and reporting foreign income. This episode is packed with practical advice for anyone considering or already living an expat life. Tune in for valuable insights and real-life stories to help you manage your international move.   Savannah Chaffin is an Enrolled agent and self-declared "expat tax nerd", passionate about helping fellow expats navigate tax and finances when living abroad. She is the founder of Alveus Tax and co-founder of Passport to Wealth.   LinkedIn: https://www.linkedin.com/in/s-chaffin/  Website: https://www.passportwealth.com/    What you'll hear in this episode: 03:44 Decision to move made quickly and spontaneously. 06:46 Foreign income must be reported on US taxes. 12:28 Consolidate accounts and find a suitable bank. 14:30 Find familiar US tax preparer for complexity. 22:14 Switzerland taxes global wealth, not income. 25:11 Earned income exclusion: $126,500 in 2024 taxes. 26:39 Use physical presence test to adjust contributions. 31:02 Consider legalities: residency, taxes, visas abroad.   If you like this episode, check out: Simple S Corp Salary Guide for Beginners Why You Want to Avoid Tax Extensions Moving to a Tax-Free State - Worth it?   Want to learn more so you can earn more? CFO Power Session: https://www.keepwhatyouearn.com/power-sessions Visit keepwhatyouearn.com to dive deeper on our episodes Visit keepwhatyouearncfo.com to work with Shannon and her team Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

Kevin Green points to a wedge pattern forming in the S&P 500 (SPX) but believes we're still leaning on a bullish trend. Part of that bull charge will have to come from mega cap tech. When it comes to yields, Kevin sees signs of "yields up, equities up" for the markets. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Are you putting off creating your course because you're not an expert in all areas? Don't have the time? Maybe you're not tech-savvy or you worry about how to organize all your content so it makes sense and isn't boring.   These were some of therapist Robyn Firtel's concerns when she set out to create her successful online course Overcoming Love Addiction. With almost 25 years of experience, she knew her clients would heal more quickly if they received a foundational education to make the most of their time in counseling sessions with her.    That's where I came in! Robyn trusted me to support her in areas where she was less sure.    In this episode, we'll walk you through some of the most common hesitations to creating an online course and how to overcome them, including: ✔️ How to create a format that works with your strengths; ✔️ Where having a custom solution can sometimes make the most sense for you and your audience–no cookie-cutters here;  ✔️ Ensuring your course content matches your approach and your promise and enhances your client experience; and  ✔️ How the right support can help you feel confident and realize your vision in surprising ways.   Robyn has such a beautiful message. I learned skills in our collaboration that have stayed with me and changed my life too.    It's time to get your brilliant course out to the people who need it!   I care about you and your message! Are you ready to push through your resistance and receive expert support? Apply for Done-For-You (coursecreationboutique.com/course) and let's GET IT DONE together!

Have you been asking yourself if loan consolidation might be something you want to do with your debt? In this episode I walk you through the questions to ask yourself before you follow through with a loan consolidation application or a balance transfer with your credit card company.  When it comes down to it loan consolidations can be a great way to make your payments more realistic but is it the best thing for you?  There are many things to consider when getting a loan consolidation and I give you all the information you need.  I also introduce you to the "Prince Charming Effect" of what loan consolidations do for us and it's one of the most important pieces of thinking through if you are trying to be rescued or not.  You will get all the info you need to consolidate or not consolidate! 

Three of Rupert Murdoch's kids are taking him to court in Nevada, with the fate of News Corp on the line. But for Rupert that is only one challenge to his chosen successor Lachlan's control of News Corp. That's not all we cover in a big episode of Equity Mates:Apple's latest iPhone announcement including their AI launch Some of the more exciting, less covered aspects of the Apple launch (and an investment idea Ren's running with as a result)Celebrating two Australian exports taking on the world The pros and cons of consolidating multiple ETFs into one all-world ETFInvestor cheat sheet results as we look at Caledonia's portfolio —------Want to get involved in the podcast? Record a voice note or send us a message on our website and we'll play it on the podcast.—------Sign up to our daily news email to get the news moving markets delivered to your inbox at 6am every weekday morning. Short, sharp, to the point, it'll get you up to speed in less than 5 minutes. —------Want more Equity Mates?Listen to our basics-of-investing podcast: Get Started Investing (Apple | Spotify)Watch Equity Mates on YouTubePick up our books: Get Started Investing and Don't Stress, Just InvestFollow us on social media: Instagram, TikTok, & LinkedIn—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Summary The meeting record transcript covers a comprehensive discussion on effective planning and time management strategies tailored for busy professionals, particularly surgeons. The speaker shares personal experiences, insights, and practical tips on various aspects of planning, including the importance of dedicated growth days, consolidating tasks and information in one place, utilizing planners and journals, managing emails, delegating tasks, and minimizing drama. The key takeaways emphasize the significance of being proactive, prioritizing self-care, and adopting a mindset of being the leader and creator of one's life rather than a mere reactor. The speaker also highlights the value of self-reflection, goal-setting, and aligning daily actions with long-term aspirations. Chapters Introduction to Planning The speaker introduces the topic of planning one's life, acknowledging its importance and the common challenges faced by busy professionals, particularly surgeons, in effectively managing their time and tasks. The speaker encourages self-reflection on the reasons for not planning effectively and shares personal experiences and insights. The Importance of Growth Days The speaker emphasizes the critical role of dedicated growth days, which are days off from work, to allow for rest, rejuvenation, and creative thinking. The speaker suggests scheduling two growth days per month and treating them as non-negotiable appointments with oneself. Consolidating Tasks and Information The speaker recommends consolidating all tasks, information, and paperwork in one central location, such as a designated box or folder. This approach helps maintain a clear overview of pending tasks and reduces the risk of forgetting or overlooking important items. Utilizing Planners and Journals The speaker discusses various planning tools and techniques, including the Bullet Journal, the Purpose Planner, and creating specialized pages for tracking goals, habits, and progress. The speaker emphasizes the importance of finding a system that aligns with one's personal preferences and strengths. Email Management The speaker provides strategies for effective email management, such as unsubscribing from unnecessary emails, creating folders for organization, and setting aside dedicated time for email processing. The goal is to minimize the time spent on email and reduce the potential for distraction. Delegating Tasks The speaker highlights the importance of delegating tasks to others, whether it's family members, colleagues, or hired assistants. Delegating effectively can free up valuable time and energy, allowing for better focus on priorities. The speaker also discusses common pitfalls in delegation and the need to develop effective delegation skills. Minimizing Drama The speaker emphasizes the significance of minimizing drama and unnecessary stress in one's life. Drama is often a result of overthinking, mind-reading, and engaging in unproductive thought patterns. The speaker encourages adopting a mindset of focusing on facts and avoiding unnecessary emotional turmoil. Self-Reflection and Goal-Setting The speaker discusses the value of self-reflection and goal-setting, suggesting monthly exercises to identify areas for improvement, set intentions, and align daily actions with long-term aspirations. The speaker also shares personal experiences and examples of how self-reflection can lead to positive changes and a more fulfilling life. Action Items Schedule two dedicated growth days per month, treating them as non-negotiable appointments with oneself. Consolidate all tasks, information, and paperwork in one central location, such as a designated box or folder. Find a planning system that aligns with personal preferences and strengths, whether it's the Bullet Journal, the Purpose Planner, or another tool. Implement effective email management strategies, such as unsubscribing from unnecessary emails, creating folders for organization, and setting aside dedicated time for email processing. Identify tasks that can be delegated to others, whether it's family members, colleagues, or hired assistants, and develop effective delegation skills. Adopt a mindset of minimizing drama and unnecessary stress by focusing on facts and avoiding unproductive thought patterns. Engage in monthly self-reflection exercises to identify areas for improvement, set intentions, and align daily actions with long-term aspirations.

Macron uses Paris Olympics to consolidate power The Duran: Episode 1983

How can perioperative clinicians and supply chain work together to optimize supply consumption and documentation to support enhanced patient care? Find out in today's Vendor Spotlight™ featuring Jen Nichols, BSN, RN, Clinical Consultant for Cardinal Health™ Presource® Solutions and Debbie Davis, Vice President of Product and Marketing Strategy for Cardinal Health™ WaveMark™ Solutions. We'll highlight the common challenges associated with procedure cards and uncover the ways that procedure cards and custom packs can be optimized to eliminate waste, increase efficiencies, and drive savings.  As health systems seek ways to reduce waste, manage supply expenses, and ensure product availability, hear Cardinal Health™ Presource® and WaveMark™ Solutions experts share how perioperative leaders are empowered to work alongside Supply Chain to:  Help identify process improvements and ensure safety standard compliance Consolidate procedural supplies, maximizing case pick process efficiency Optimize packs and align with changing procedural needs Generate insights with advanced analytics to optimize procedure cards Reach out to your Cardinal Health™ representative for additional solutions to help drive efficiencies and innovation in the OR, or request more information on their website. #operatingroom #ornurse #scrubtech #vendorspotlight #cardinalhealth #supplychain #efficiency #productivity

One of the reasons many of us started a business was time flexibility.  But how many of us are really taking advantage of it?Maybe you're starting earlier than you want, or working later, because patients 'need' those time slots.Or you're spending 30 hours a week at the office but only seeing 12 patients.Or working straight through your lunch.Or adding patients at times you would rather be home with your family.We've all been there!  But it's ok to be a little selfish in your business!In this 'sode we go through how to build a schedule that really works for your life.  How to prioritize what's most important during this season.  How to make your weekly schedule more consistent and organized.  And how to make each day more productive.One of our greatest gifts as a business owner is the ability to change our schedules to suit our lives...and yet many times we're just working the same old hours!Optimize for what's important, consolidate your work times and embrace the time flexibility of owning a business!  'Lighten the Load' in Your BusinessIf you're a business owner (or wannabe), we know how difficult the journey can be.  We've worked with 600+ businesses to make the process easier, help you avoid mistakes and build a business that works for you.  Head to our Business Resources (www.pelvicptrising.com/business) to see how we can help!About UsNicole and Jesse Cozean founded Pelvic PT Rising to provide clinical and business resources to physical therapists to change the way we treat pelvic health.   PelvicSanity Physical Therapy (www.pelvicsanity.com) together in 2016.  It grew quickly into one of the largest cash-based physical therapy practices in the country.Through Pelvic PT Rising, Nicole has created clinical courses (www.pelvicptrising.com/clinical) to help pelvic health providers gain confidence in their skills and provide frameworks to get better patient outcomes.  Together, Jesse and Nicole have helped 600+ pelvic practices start and grow through the Pelvic PT Rising Business Programs (www.pelvicptrising.com/business) to build a practice that works for them!  Get in Touch!Learn more at www.pelvicptrising.com, follow Nicole @nicolecozeandpt (www.instagram.com/nicolecozeandpt) or reach out via email (nicole@pelvicsanity.com).Check out our Clinical Courses, Business Resources and learn more about us at Pelvic PT Rising...Let's Continue to Rise!

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Ep 96. From Chaos to Clarity: Emilie's Guide to the TACO MethodThis week on The Coast Podcast, Emilie and Whitney dive deep into a game-changing productivity hack: the TACO Method! Join in this conversation as they explore how this simple yet powerful system can revolutionize your daily grind and help you reclaim your time.From label-loving inbox organization to outsourcing, Emilie breaks down each step of the TACO Method—Terminate, Automate, Consolidate, and Outsource. Whether you're swamped by your to-do list or just looking to boost your efficiency, this episode offers real-world tips to streamline your tasks and free up your mental bandwidth.In this episode:- Mastering your to-do list with the TACO Method.- Real-life strategies for effective inbox management.- The benefits of automation for both business and personal tasks.- Transforming overwhelming tasks into manageable chunks through consolidation.- Outsourcing essentials to elevate your productivity game.Don't miss out on this mini episode packed with actionable insights designed to get you organized and efficient. Listen now and join the TACO revolution!Connect with Emilie: Instagram: @emilieigiven (https://www.instagram.com/emiliegiven_/) Website (https://www.shesagiven.com/) Connect with Whitney: Instagram: @whitpopa (https://www.instagram.com/whitpopa/) Website (https://www.popaandassociates.com/) Connect with The Coast: Instagram @coastpodcast (https://www.instagram.com/coastpodcast/) Website (https://www.coastpodcast.com/)

It's been quite the strategic & interesting week for liberals!   In a shocking turn of events (but at the same time, not shocking at all), George Soros' son Alex Soros and former Vice Chair of Hillary Clinton's 2016 Presidential Campaign, Huma Abedin are tying the knot after less than a year of dating. Plus,  more and more Democrats are calling for President Biden to drop out of the race -- exposing a new side of the Democratic Party that many Americans are shocked to see.   On this episode, Sean and Rachel are at the kitchen table to discuss why they believe the seemingly spontaneous Soros-Abedin pairing seems a bit fishy given ties between the Soros & Clinton families, and why the current chaos surrounding Democrats is revealing things Rachel and Sean have been calling out for years.   Follow Sean & Rachel on X: @SeanDuffyWI & @RCamposDuffy Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we investigate the necessity of working in harmony with our environment and our own resource constraints. We are joined by Laura Mae Martin, Google's productivity expert and author of Uptime, who shares invaluable insights on productivity, efficiency, and creative flow.Laura recounts her journey at Google, where she transitioned from a sales role to coaching executives and developing productivity strategies from scratch. In a world teeming with tools and technologies, she argues for the need to be selective about the tools we use and deliberate in our approach to productivity. She introduces her five-step funnel framework—Create, Capture, Consolidate, Close, and Calm—that facilitates creative work from ideation to execution while emphasizing the importance of downtime.We also discuss the strategy of zero-based calendaring, which encourages designing your week from a blank slate to prioritize tasks that truly matter. This approach, alongside thoughtful planning and creating buffers in your schedule, can help manage the overwhelming demands of modern work life.Five Key Learnings from the Episode:1. Work in Harmony: Emulate the serene and focused approach of master artisans to produce high-quality work more efficiently.2. Five-Step Funnel: Apply Laura's framework—Create, Capture, Consolidate, Close, and Calm—to streamline your creative process.3. Zero-Based Calendaring: Rethink your schedule from scratch to ensure it aligns with your true priorities.4. Buffers for Productivity: Allocate specific periods free from interruptions to allow for deep, focused work.5. Downtime Equals Uptime: Integrate adequate breaks and periods of calm into your schedule to fuel creativity and prevent burnout.Mentioned in this episode: Maker's Schedule, Manager's ScheduleGet full interviews and daily content in the Daily Creative app at DailyCreative.appMentioned in this episode:NEW BOOK! The Brave Habit is available nowRise to important moments in your life and work by developing the habit of bravery. Available in paperback, ebook, or audiobook wherever books are sold. Learn more

This episode is brought to you by Equity Multiple. Dedicated to assisting physicians in simplifying their investment journey, Equity Multiple enables passive investment in vetted, professionally managed commercial real estate. Learn more at www.equitymultiple.com. This week Doug Crouse discusses the importance of managing your funds for closing. It's vital to avoid consolidating money right before closing due to potential bank holds. If you do need to consolidate funds, do it well in advance. Avoid moving large sums into a new bank account without transaction history, as this can appear suspicious and cause delays. Ensure the funds are in an account with established history to prevent issues. Thanks for listening, and we'll talk to you next time. If you have questions, Doug is available at DougCrouse.com

Join me today as I share some ways that we thrive through power outages learned by spending days without power over the years. Some of these tips are things no one thinks to tell you. Featured Event: SelfRelianceFestival.com Sponsor 1: HollerRoast.com Sponsor 2: The Wealthsteading Podcast Livestream Schedule Tuesday: 9:30am Live with Jack Spirko and John Willis Wednesday: 2pm all about Chickens with Dalia Monterosso of Chickenlandia Friday: 9:30a, Homestead Happenings with the Tactical Redneck Tales from the Prepper Pantry Green beans are GONE! Bone broth every day. Cant wait to get my jars back Freeze drying eggs and other abundance Air drying wild herbal teas Might actually pick and freeze some wild raspberries this week. Might Looking back at pulling the roof from the prepper pantry and redoing it so things are moisture tight in the next few months Weekly Shopping Report Our first stop on this Friday's shopping trip was Home Depot, primarily for bird seed. There is still no tag on the 2x4x8 studs, but the online price is still $3.73. Our only other stop was Aldi. They have run out of 70% cacao chocolate again. I saw more trays of salmon than usual, in lesser amounts per tray; it's priced per pound, so that's not "shrinkflation," apparently just a packing choice. Other meat choices looked a little sparse, with no pork butts and not a lot of ribs; fewer trays of ground beef as well. Lunch meat remains in good supply. Over in Produce, there was a big box of cantaloupe, but they all looked sorry, so we passed on those. The bananas (and other fruits and Bidens) looked good. Staple prices were: bread (20 oz. white): 1.29; eggs: $1.79; whole milk: $2.83; heavy cream: $5.29; OJ: $3.29; butter: $3.59 (-); bacon: $3.99; potatoes: $4.49; sugar: $2.99; flour: $2.35; and 80% lean ground beef: $4.09. A gallon of untainted regular gasoline remains at $3.599. Operation Independence Chicken Processing and the PURGE Main topic of the Show:  Seventeen years ago, when I came to the Holler Homestead, some of the first things we did to the place was get set up to thrive through power outages. Back then they were rare and often repaired within an hour or two but growing up in a place where ice storms blew through every few years and no one was really set up for them - well that had set a foundation for things I wanted to make certain were handled no matter where I chose to live. So much has changed from the early days, including how much time it takes to get things up and running when the power goes out, frequency of power outages, and how gracefully we weather these times. Yesterday, I sold off two inverters that I had. They were intended to turn my car into a generator in the event of a power outage so that I could cool things down in my fridges and freezers and not have to panic pressure can all the meats here. As I watched them find a new home, I realized that we have not done a show with tips on how to thrive (not just survive) through power outages. Especially the kind that last a long time. This show is for folks who are on grid but who want to do better when the grid goes down. Embrace the suck (Which is that you will be putting more effort into comfort during a power outage) Emotional boosts: rechargeable light bulbs, lanterns, hot coco and a way to make it, story time or other entertainment, having a known plan Have a plan - make sure everyone knows the plan and their roles, be cross trained, bonus points if it is documented (Mine isn't) Tips Reduce what you cool or heat (Why I have a wood stove) Use what you have: camping supplies, the propane grill outside, your tent for sleeping in the summer at night, etc. Inverter/generator is a game changer BUT While they are in use take everything from the fridge that you plan to use for the day and keep it in a small cooler Countertop ice maker is a game changer Consolidate fridges and freezers so they are full Use paper plates and dish bins bins and wash 1-2 times a day WHILE IT IS STILL LIGHT OUT Top off battery operated devices while driving if you will be driving (Cigarette chargers with multiple USB Ports). Bonus points if you have power bricks Fast to cook meals, or low and slow in an insulated bin (or rock pot) What can you function stack? Woodstove is a crockpot and water heater   Some things to consider for long term resilience What do you have that ONLY works with electricity and which of these things need to be handled to keep everyone thriving? (HVAC, Cooking, Drying, Lighting, Internet Equipment, Entertainment, Medical Equipment, Animal Habitat like aquariums or ponds) Can you shift to an alternative? (Gas, Wood, Camping Gear, Regenerative technology, Hard copies, do without) Can you use a battery supply for the things that you NEED? (Built in battery (A rechargeable device), Power bricks, battery bank, solar device) Can you find a way to regenerate the things that take power? (Hydro, wind, solar, gases, wood, gravity, hooking up a bike, composting. Etc. A word on communications. Mostly make it fun. Make it a great week! GUYS! Don't forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.    Community Follow me on Nostr: npub1u2vu695j5wfnxsxpwpth2jnzwxx5fat7vc63eth07dez9arnrezsdeafsv Mewe Group: https://mewe.com/join/lftn Telegram Group: https://t.me/LFTNGroup Odysee: https://odysee.com/$/invite/@livingfree:b Resources Membership Sign Up Holler Roast Coffee Harvest Right Affiliate Link  

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This episode is brought to you by Equity Multiple. Dedicated to assisting physicians in simplifying their investment journey, Equity Multiple enables passive investment in vetted, professionally managed commercial real estate. Learn more at www.equitymultiple.com. This week, Doug clarifies the often misunderstood concept of loan contingency in real estate offers. Learn the difference between a loan commitment and a clear to close, and why understanding this distinction is crucial when writing offers.  Doug explains what it means to meet your loan contingency and what realtors should expect during the process. Tune in to gain valuable insights into navigating loan approvals and ensuring a smooth path to closing. If you have questions, Doug is available at DougCrouse.com

From the recent death of an employee on the job raising concerns about driver safety, to a program meant to bolster employment that's falling short of its goals, and a controversial appointment to the board, the Chicago Transit Authority continues to struggle. Reset talks through these issues, and some possible solutions, with Block Club Chicago's Manny Ramos, Chicago Sun-Times' Lauren FitzPatrick, and Commuters Take Action's Morgan Madderom. For a full archive of Reset interviews, head over to wbez.org/reset.