Psychological feature that arouses an organism to action toward a desired goal.
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Lead NBA Writer at NBC Sports Kurt Helin joins Afternoon Drive. He talks about his report on the Cavs interest in LeBron James, why making the move might not make sense for Cleveland, LeBron's stance on his legacy, and more.
Ran and Emerald return to Natlan to meet up with Dainsleif and jump into the latest chapter of the Archon Quest! Motivated siblings? Reviving nations? Hyperstasis interstellar space travel? It's all here! Also enjoy some very special announcements regarding the show in general! Thank you very much for listening!BlueSky: @TheResonanceDiscord: discord.gg/theresonanceWebsite: https://shows.acast.com/theresonanceSupport Us on Ko-fi: https://ko-fi.com/theresonanceMusic Used:Voyage Suite by HOYO-MiXDainsleif Boss Theme (Genshin Impact Fanmade OST) by HeosminOriginal Music by HOYO-MiX Hosted on Acast. See acast.com/privacy for more information.
Jim talks with Thomas Schindler about heliogenic civilization as a vision for a regenerative future. They discuss the current multipolar trap shitshow of global civilization, M3 money supply & GDP growth requirements, the doubling of energy demand, exit to planet as an alternative to traditional business exits, biomimicry & biological approaches to manufacturing, solar energy as a fusion reactor, nature's material production vs human industrial production, construction systems using earth blocks & natural materials, bioregional self-sufficiency, feminine scaling vs traditional growth models, the Oslo Project as an inverse Manhattan Project, deep ecology & Arne Næss's philosophy, governance structures, education systems as symptoms of industry, coordination among farmers in Kenya, project governance & preventing OpenAI syndrome, Bernard Lietaer's alternative currency experiment, biological computing possibilities, solar energy & hydrogen electrolysis, ocean floor mining & environmental impacts, copper vs aluminum for electrical transmission, material constraints on renewable energy transition, and much more. Episode Transcript Thomas Schindler's website In service of Life. | Thomas Schindler's Substack Project MIRACLE Auroville Earth Institute Carbon Crusher Bind-X Thomas is co-founder of delodi.net, a mission-driven software studio and the engine behind the not-for-profit initiatives MOTHERLAND, GITA, IRM, and Project MIRACLE. The throughline of his work lies in reimagining how societies generate value—shifting from extractive models to regenerative, life-centered systems that empower local communities. He's particularly focused on helogenic civilization frameworks, bio-regional material commons, infrastructures of generosity, systemic change methodologies, and the intersections of technology, culture, and ecology. Motivated by the conviction that aligning collective creativity, open protocols, and local agency is essential to address today's ecological and existential challenges, he writes, speaks, convenes and assemblies to catalyze these conversations and collaborations.
Looking for your next property deal? The best opportunities often come from landlords who are struggling with their investments. In this week's episode of The Property Rebel, Arsh reveals two powerful strategies he's used for over 10 years to identify distressed landlords across the UK - and how to approach them with win-win solutions. Key strategies covered: How to spot motivated landlords using popular rental websites like SpareRoom The calculation method to identify properties losing money each month Why local authority landlord forums are goldmines for finding distressed sellers What to say when you first contact a struggling landlord How to structure your approach for maximum success What you'll learn: The telltale signs of a landlord ready to sell below market value Simple spreadsheet calculations to assess property profitability Where seasoned landlords gather to vent their frustrations How to position yourself as the solution to their problems Whether you're looking for rent-to-rent opportunities, lease options, or straight purchase deals, these proven methods will help you find motivated sellers who actually want to do business. Ready to find your next deal? Listen to the full episode for the complete step-by-step approach that's helped Arsh and his mentees secure countless below-market-value properties. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
In this episode, Stephen Martin discusses the intersection of dyslexia and motivation, sharing seven key strategies to enhance motivation for dyslexic thinkers and those with ADHD. He emphasizes the importance of emotional object permanence, consistency in efforts, the role of narrative thinking, and the significance of creativity. Additionally, he explores the impact of dopamine-driven rewards, nutrition, and sleep on motivation, providing actionable insights for listeners.TakeawaysDyslexia and ADHD often coexist, affecting motivation.Emotional object permanence means 'out of sight, out of mind.'Visual reminders can help maintain focus on goals.Consistency is key; 80% of success comes from routine.Narrative thinking can help dyslexics navigate challenges.Creativity is not just artistic; it's problem-solving.Dopamine-driven rewards can motivate but must be managed.Nutrition and diet significantly impact motivation and focus.Sleep quality directly affects motivation levels.Implementing these strategies can lead to significant life changes.Keywordsdyslexia, motivation, ADHD, emotional object permanence, visual reminders, creativity, dopamine, nutrition, sleep, strategies, adults with dyslexia, support for adults.If you want to find out more visit:truthaboutdyslexia.comJoin our Facebook Groupfacebook.com/groups/adultdyslexiaFollow the RightSiders Supplement Journeyrightsiders.org/wait-list
Join us as Stacy Stafford preaches from 1st Peter 3:13-17 with a title of "Built Different: Motivated"
In the dying days of the Roman republic, a remarkable woman steps out of the shadows and beyond the boundaries imposed on her sex, driven by an unstoppable ambition. Kaarina Parker's stunning debut novel, told in the compelling voice of this brilliant woman from history, brings Fulvia and the society in which she lived vividly to life. Born into a wealthy but unimportant family, Fulvia is raised in the peace of the Etruscan countryside but longs for a life of excitement and influence. When her father dies and her inheritance is threatened, she makes her way to the city of Rome to secure her future. Motivated by both passion and opportunism, Fulvia marries Clodius, a hedonistic young senator. They are perfect partners - risk takers, scornful of convention and eager for change. Although Clodius is heir to a leading aristocratic family, he has spent his life criticising the rules of his class and championing the common people. As a wife and mother, Fulvia fulfils her role in a society that denies women any influence outside the home - but she is also a ruthless political strategist, intent on seeing her husband rise through the ranks of Rome's governing body, the senate. And, through him, wielding her own authority. But Rome is a dangerous place, and power can become notoriety overnight. Fulvia soon learns just how high the stakes really are, and that her ambitions may come at a terrible cost. In this episode Gregory Dobbs chats to Kaarina Parker about her passion for Roman history, the hedonsim of the late Roman Empire, and how Fulvia, a young woman from the provinces, rose to become one of its most influential citizens.
In the dying days of the Roman republic, a remarkable woman steps out of the shadows and beyond the boundaries imposed on her sex, driven by an unstoppable ambition. Kaarina Parker's stunning debut novel, told in the compelling voice of this brilliant woman from history, brings Fulvia and the society in which she lived vividly to life.Born into a wealthy but unimportant family, Fulvia is raised in the peace of the Etruscan countryside but longs for a life of excitement and influence. When her father dies and her inheritance is threatened, she makes her way to the city of Rome to secure her future.Motivated by both passion and opportunism, Fulvia marries Clodius, a hedonistic young senator. They are perfect partners - risk takers, scornful of convention and eager for change. Although Clodius is heir to a leading aristocratic family, he has spent his life criticising the rules of his class and championing the common people. As a wife and mother, Fulvia fulfils her role in a society that denies women any influence outside the home - but she is also a ruthless political strategist, intent on seeing her husband rise through the ranks of Rome's governing body, the senate. And, through him, wielding her own authority. But Rome is a dangerous place, and power can become notoriety overnight. Fulvia soon learns just how high the stakes really are, and that her ambitions may come at a terrible cost.In this episode Gregory Dobbs chats to Kaarina Parker about her passion for Roman history, the hedonsim of the late Roman Empire, and how Fulvia, a young woman from the provinces, rose to become one of its most influential citizens.
Tired of being the engine behind every homeschool day? In this episode, we talk about raising self-motivated learners—kids who take ownership of their education. I'll share practical steps to shift your role from teacher to coach, and how to build independence one small habit at a time. Show notes are at https://www.4onemore.com/314
How does one transform a personal crisis into a groundbreaking business that has the potential to change lives? This question lies at the heart of this episode, as we explore the journey of entrepreneurship through the lens of resilience, innovation, and a relentless drive to make a difference.Our guest, Martha Carlin, transitioned from a career in accounting to founding BiotiQuest after her husband's early Parkinson's diagnosis. Motivated to find solutions outside traditional medicine, Martha uncovered the power of the microbiome and developed specialized probiotics, leveraging years of research and personal investment to help improve lives—including her husband's.This episode provides an inside look at Martha's incredible story, the unique science behind her products, and the significant challenges small health businesses face in the era of digital marketplace giants. It's a must-listen for anyone interested in health, entrepreneurship, or what it truly takes to pursue a mission-driven business in today's digital world. To get the latest from Martha Carlin, you can follow her below!https://www.linkedin.com/in/marthacarlin/https://biotiquest.com/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood
What if reading the Bible felt less like a chore and more like a conversation with God? In today’s episode, I’m joined by Zach Windahl, author of The Bible Simplified. His passion for Scripture was shaped after he fell away from his faith while attending a Christian college. (Yes, you read that right.) Zach was influenced by the deconstruction movement, but when he hit bottom, he decided to study the Bible for himself like never before. His life was forever changed. Motivated by his desire to help others understand the Bible, Zack founded the brand Sunday, which became the #4 best-selling consumer product in the US!! Zach helps us see the Bible not as a rulebook, but as one beautiful, life-giving story. Together, we talk about how understanding the Bible’s context can deepen our relationship with Jesus. If you’ve ever wanted to make Bible reading feel approachable and meaningful, this conversation is just what you needed! And remember, I'd love to connect more on Instagram, where you'll find me at @donnaajones. Xo, Donna PS. - Don’t forget to subscribe so you don’t miss a single episode! And be sure to rate and review the podcast to be entered for your chance to win the $200 book bundle giveaway!! Listen in to learn more:(00:17) - Discovering Faith in Daily Chaos (13:00) - Understanding the Bible History and Context (25:53) - Exploring Faith Through Scripture Interpretation (30:49) - Empowered by Daily Scripture Study Donna’s Resources: Order a copy of my new book - Healthy Conflict, Peaceful Life: A Biblical Guide to Communicating Thoughts, Feelings, and Opinions with Grace, Truth, and Zero Regret. It is available anywhere books are sold– here is the link on Amazon. If you need a helpful resource for someone exploring faith and Christianity or simply want to strengthen your own knowledge, you’ll want a copy of my book, Seek: A Woman’s Guide to Meeting God. It’s a must for seekers, new believers, and those who want to be more confident in their faith! Connect with Zach Instagram: https://www.instagram.com/reel/DJ9H9agymON/?hl=en Website : The Bible Simplified Connect with Donna Instagram: @donnaajones Website: www.donnajones.org Donna’s speaking schedule: https://donnajones.org/events/ Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Adam Gillman is the Co‑founder and President of Hiya Health, a children's wellness company that reimagines kids' vitamins by delivering sugar‑free, transparency‑focused nutrition through clean, science‑backed products. A seasoned entrepreneur, Adam has built and scaled consumer‑facing businesses in health and fitness, including CycleHouse. Motivated by his experience as a father, he teamed up with Darren Litt to disrupt the gummy vitamin market, creating Hiya's signature chewables using real food ingredients and recycling‑minded packaging. Under his leadership, Hiya has grown into a fast‑scaling, subscription‑based brand that drew the attention of USANA, which acquired a controlling stake in late 2024. In this episode… Many brands invest heavily in influencer marketing, yet few see consistent, scalable growth. Despite having access to creators and content, campaigns may fall short due to misaligned messaging, lack of authenticity, or a focus on short-term wins. How do you build a long-term influencer strategy that converts and drives sustainable revenue? Adam Gillman, an expert in DTC growth strategy, shares how his team scaled a wellness brand by rejecting surface-level influencer tactics and instead focusing on creator relationships rooted in trust, relevance, and storytelling. Adam emphasizes selecting influencers not by follower count but by credibility with niche audiences, especially in sensitive markets like children's wellness. He advises brands to set clear creative guardrails while allowing influencers freedom in tone and delivery and to always tie campaigns to measurable, ROI-driven offers. By prioritizing authentic partnerships over ad placements and building a strong subscription model, Adam reveals a playbook for long-term customer retention and predictable growth. In this episode of the Minds of Ecommerce podcast, Raphael Paulin-Daigle interviews Adam Gillman, Co-Founder and President of Hiya Health, about scaling with influencer-led marketing. Adam shares how authenticity outperforms reach, why UGC isn't always effective on-site, and how a subscription-only model lessened Hiya's market risk. Other highlights include creator compliance strategies, performance-focused partnerships, and long-term brand loyalty.
If You Don't Feel Motivated to Workout.. Watch This Video
Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest. Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education. Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com Speaker 1 1:59 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:15 Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue. Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall. I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy Ken McElroy 8:57 good to be here, Keith, thank you. It's been 10 years, man, since we've been doing Keith Weinhold 9:01 this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro. Ken McElroy 10:15 There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win. Keith Weinhold 14:01 Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix? Ken McElroy 14:54 Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease. Keith Weinhold 19:48 Wow, that's about the steepest concession I've ever heard of in my life. Ken McElroy 19:54 Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market. Keith Weinhold 21:12 Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition? Ken McElroy 23:10 It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean. Keith Weinhold 25:46 Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that. Ken McElroy 26:13 There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people, Keith Weinhold 29:27 1 million new renters, with every 1% drop in the home ownership rate Ken McElroy 29:32 was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340 Keith Weinhold 29:46 350 million in 300 Yeah, about 145 million houses, Ken McElroy 29:51 45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know, Keith Weinhold 30:54 I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold. the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866. To learn about freedom. Family investments, liquidity fund again. Text family to 66866 Naresh Vissa 33:25 this is GRE real estate investment coach. Naresh Vissa listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 33:32 Welcome back to get worse education. We're talking with seasoned investor Ken McElroy, and he's also been one of the most recurrent guests here on the show. He's just consistently got some of the very best perspectives in the entire nation on the real estate market. And Ken the Fred data, which pulls their numbers from Kay Shiller, it shows that the value of a mid tier single family home in Phoenix, Metro wide, has basically been flat for the last year and a half. I know your wife, Daniil, deals with single family rentals there in Phoenix. Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets Ken McElroy 34:20 it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy. Keith Weinhold 35:26 You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that. Ken McElroy 35:36 It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly. Keith Weinhold 39:22 Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that. Ken McElroy 40:29 That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years. Keith Weinhold 43:05 That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom, Speaker 2 43:22 so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs. Keith Weinhold 45:37 This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together. Ken McElroy 45:59 Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out. Keith Weinhold 48:36 It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place. Ken McElroy 48:47 Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event. Keith Weinhold 49:48 You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show. Ken McElroy 50:09 Yeah, for sure. Keith, always great. Man. Good seeing you. Keith Weinhold 50:18 Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 51:59 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 52:22 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text GRE TO 66866 The preceding program was brought to you by your home for wealth building, get richeducation.com
Historian Augustine Sedgewick became a father in the summer of 2017. At the time, media events like the Bill Cosby trial were publicly challenging ideals of masculinity and fatherhood. Motivated by care for his son, Sedgewick began to research the history of masculinity and the figure of the dad. His new book Fatherhood approaches the topic through historical examples, from figures like Aristotle and Henry VIII to the work of Sigmund Freud. In today's episode, Sedgewick tells NPR's Steve Inskeep that men – like women – face impossible standards as parents, but are less likely to talk about them.To listen to Book of the Day sponsor-free and support NPR's book coverage, sign up for Book of the Day+ at plus.npr.org/bookofthedayLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
Do you want to start your private practice, but feel intimidated by the financial aspect of starting a business? This episode is for you!Today I'm joined by Becky Spence, an SLP who made an incredible pivot from owning a thriving private practice to becoming a certified tax advisor specifically for healthcare professionals and small business owners. Becky started her private practice, Achieve Therapy, back in 2014. After business boomed during the pandemic, thanks to her teletherapy, she experienced a bit of sticker shock despite paying estimated taxes throughout the year. She decided to head in a new direction to help SLPs, OTs, and other small business owners understand their finances, maximize tax deductions, and more!In this episode, Becky shares financial tips for setting up your business to thrive financially, including what our community needs to know about tax savings! As a speech-language pathologist turned tax advisor, Becky has a unique perspective on problem-solving and empowering others to succeed. Her journey into tax advising began when she faced the challenges of understanding tax systems and deduction strategies for her own private practice. It became clear that many start-ups and small business owners needed tailored, accessible support in this area. Motivated by this, she earned her tax advising certification to help fill this gap. Now, Becky combines her passion for helping others with an expertise in tax advising to support small business owners. Her goal is to simplify financial complexities, assist in maximizing deductions, and help create effective business plans and growth strategies. By offering personalized guidance and practical implementation, she helps business owners gain the confidence and clarity they need to focus on what matters most: growing and thriving in their ventures.In Today's Episode, We Discuss:Bridging the gap between clinician and CEOExperiencing major growth during the pandemicWho Becky works with and what exactly she helps withTwo tax deductions SLPs may not know aboutCreating your own retirement plan so you can comfortably leave your job If Becky's story resonated with you and you're feeling curious (or maybe even a little panicked) about your finances, I highly recommend booking a free 15-minute discovery call with her at SpenceTaxAdvising.com.Whether you want to start a private practice or grow your existing private practice, I can help you get the freedom, flexibility, fulfillment, and financial abundance that you deserve. Visit my website www.independentclinician.com to learn more.Resources Mentioned: Connect with Becky: http://SpenceTaxAdvising.comFind Becky on Facebook: https://www.facebook.com/spencetaxadvisingFollow Becky on Instagram: https://www.instagram.com/spencetaxadvisingWhere We Can Connect: Follow the Podcast: https://podcasts.apple.com/us/podcast/private-practice-success-stories/id1374716199Follow Me on Instagram: https://www.instagram.com/independentclinician/Connect on Facebook:
Sean "Diddy" Combs has strategically framed the federal sex trafficking and racketeering charges against him as racially motivated, asserting that his prosecution is an unjust targeting of a successful Black man. His defense team contends that the government's actions, including the alleged mishandling of confidential materials and purported leaks of sensitive information, exemplify a biased legal pursuit. They argue that these prosecutorial tactics not only infringe upon Combs's constitutional rights but also perpetuate systemic racial disparities within the criminal justice system. This defense narrative aims to shift public perception by highlighting potential prejudices influencing the case.Critically examining this approach reveals potential pitfalls. While raising concerns about racial bias is valid, especially given historical injustices, employing such a defense in this context may be perceived as a diversion from the gravity of the allegations. The charges against Combs are severe, involving multiple accusations of sexual misconduct and exploitation spanning decades. By focusing on claims of racial bias without substantive evidence directly linking prosecutorial actions to discriminatory intent, the defense risks undermining its credibility. Moreover, this strategy could detract from broader efforts to address genuine instances of racial injustice, as it may be viewed as leveraging systemic issues for personal exoneration rather than contributing to meaningful reform.to contact me:bobbycapucci@protonmail.comsource:Diddy claims prosecutors are targeting him with a 'racist' law as he seeks to dismiss prostitution charge | Daily Mail OnlineBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
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I hope that you will listen in to this episode of By Their Side as I had the incredible opportunity to sit down with two dedicated CASA volunteers, Patty and Denise! Both have incredibly rich experiences in the field, and they join me to share their personal journeys and insights into their important work. Denise, who I collaborate with at Voices for CASA Children, speaks about her motivation to join CASA after advocating for her daughter with special needs, and her story is truly a powerful reminder of the power of using personal experiences to drive meaningful change! Patty, on the other hand, came to CASA after moving to Arizona and was inspired by a high-profile community initiative. Her involvement was further fueled by a life-changing event, and she has since made a profound impact through her volunteer work. We discuss how both volunteers have dealt with complex and challenging cases, how they overcame their initial challenges, and the rewarding aspects of their roles. One especially poignant theme in our conversation is the significant role that CASA volunteers play in providing stability and support for children in the foster care system. Patty and Denise shed light on the personal connections they form with the children they advocate for and how these powerful relationships have a positive impact on the youth. They also touch upon the unique challenges of working with placements, including group homes, and the importance of persistence and empathy in their advocacy. In addition, Patty and Denise stress the fact that the system often fails by not ensuring consistent therapeutic relationships, which are needed for emotional healing. They both describe the importance of humility and teamwork, with Patty even recounting having rebuilt trust after a heated exchange with a group homeowner. They encourage potential CASAs to ask questions, seek support, and understand that while the commitment is significant, the impact on a child's life is incredibly profound! I am so excited for you to hear their stories and learn more about the heart and dedication behind CASA work. If you have any questions or want to dive deeper into the conversation, be sure to jot them down because I will actually be hosting a listener Q&A with Denise and Patty soon! Until then, thanks for tuning in! Highlights: [1:41] - Motivated by advocating for her daughter, Denise joined CASA to help other children. [2:54] - After retiring and surviving the Las Vegas mass shooting, Patty joined CASA to make a meaningful impact. [5:16] - Denise stresses that every single case is different and complex in its own unique way. [6:28] - Patty found her first case challenging but learned valuable lessons about advocacy and communication. [9:10] - Denise stresses the importance of identifying herself as a volunteer with no personal stakes. [10:24] - Denise explains that initial skepticism from families tends to fade as they see her consistent support. [12:48] - Denise recalls a child's surprise at her continued presence despite many changes and moves. [15:24] - Hear how Denise builds relationships with kids by taking them out and spending casual, quality time together. [16:29] - Hear how Patty allowed a child to guide outings, leading to excitement and trust through consistent promises. [19:11] - Patty advocates for normal experiences in care, addressing challenges while supporting a child's self-worth. [21:27] - Patty recounts stepping in for a last-minute Heart Gallery event and building a close relationship with a child. [22:37] - Schools tend to appreciate when Denise communicates with them, improving support for children in care. [23:31] - Patty describes the challenge of preparing a teenager for adulthood with practical skills. [26:25] - Frustration with the system's inefficiencies and a child aging out unprepared are major challenges that Denise faces. [27:46] - Patty describes a case, involving supporting a teenager eager for independence. [30:53] - Patty describes an emotional moment showing how meaningful and impactful being a CASA can be. [32:36] - Denise stresses the importance of consistency and showing up to build trust with traumatized kids. [35:25] - Patty argues that the system fails to properly foster youth by not providing stable, lasting therapeutic relationships. [38:01] - Kids might initially resist therapy until they experience consistency and emotional safety from a trusted adult. [39:21] - Denise reflects on how therapy became effective once the child had a long-term therapist and room to emotionally grow. [41:01] - When unsure, Denise consults trusted team members and fellow CASAs. [43:44] - Hear how Patty uses empathy and assertiveness to advocate for others. [45:56] - Hear how Patty had a heated discussion with a group homeowner and then apologized and rebuilt a strong, collaborative relationship. [48:32] - Denise begins positively with case managers, offering help to ease their workload and build trust with them. [51:15] - Denise reflects on having discovered that a six-year-old child enjoyed visits with her mom, despite what the team believed. [53:41] - Patty stresses the importance of asking questions and embracing support, highlighting CASA's impact on children and families. [56:16] - Denise recommends attending an info session to understand CASA's meaningful and rewarding commitment. Links & Resources: Voices for CASA Children - Website National CASA/ GAL Association for Children
Have you ever wanted to just start over, to hit control, alt, delete on your life and start from scratch? A few years ago, my wife Mel and I asked ourselves a terrifying question: What if we let it all go and started over? The answer sent us down an unexpected path, one that taught us a lot about freedom, burnout, and the science of change. In this episode, I unpack our story, explore the psychology behind the Fresh Start Effect, and reveal why the timing of change might matter more than the tools.For more go to: www.scottmlynch.comLevel up your life by joining my Patreon where you'll get exclusive content every week and more badass offerings (rips t-shirt in half, Hulk Hogan style, and runs around the room). And/or…Unlock practical and tactical insights on how to master your mindset and optimize your happiness directly to your inbox.If you're a glutton for punishment and want more swift kicks in the mind follow me on social:InstagramYouTubeLeave a review and tell me how I suck so I can stop doing that or you can also tell me about things you like. I'd be okay with that, too.Produced by ya boi.Past guests on The Motivated Mind include Chris Voss, Captain Sandy, Dr. Chris Palmer, Joey Thurman, Jason Harris, Koshin Paley Ellison, Rudy Mawer, Molly Fletcher, Kristen Butler, Hasard Lee, Natasha Graziano, David Hauser, Cheryl Hunter, Michael Brandt, Heather Moyse, Tim Shriver, and Alan Stein, Jr.
Michael speaks with retired Secret Service agent and ABC News contributor Don Mihalek about the alarming rise in politically motivated violence following the targeted killings of Minnesota lawmakers. Mihalek explains how grievances, political polarization, and easy access to personal information—fueled by the internet and dark web—are creating unprecedented threats to public officials. He warns that local leaders, once considered safe from such dangers, are increasingly vulnerable "soft targets." The conversation explores the shifting threat landscape, the burden on law enforcement, and the troubling implications for civic participation and democracy. Original Air Date June 16, 2025.
Q&A Time! What's happening to your muscles when you rest between sets?Do you need 1g of protein per lb of body weight if you're only training 1-2 days per week? What motivates us to stay consistent when we aren't feeling it?What does it mean to live with integrity?Is working with bands as good as weights?How do you keep a positive mindset when you're injured? Check out our FREE programs: https://www.digitalbarbell.com/freeOur program pricing and options: https://www.digitalbarbell.com/optionsTo see how many calories we recommend for fat loss, grab our free calculator: https://www.digitalbarbell.com/calorieandmacronutrientcalculatorTry a free 5-week workout program: https://www.digitalbarbell.com/armsandabs
Episode page with links and moreDuring my most recent visit to Japan (as part of a tour hosted by Katie Anderson), we spent time in several remarkable organizations where the focus wasn't just on performance or process… but on people.One company in particular introduced me to a word I hadn't encountered in this context before: kaiteki.Roughly translated, kaiteki means “comfort,” “ease,” or a “pleasant working environment.” But what stood out was how deeply embedded this idea was in the company's culture–and how it shaped their entire approach to leadership and improvement.
What if your team actually wanted to hit their numbers, show up early, and go the extra mile?That's not a dream — it's the power of gamifying work.In this episode, you'll learn:The psychology behind workplace gamificationHow to turn routine tasks into motivational scoreboardsReal-world examples of clinics that boosted morale and metricsSimple steps to implement fun, effective systems todayWant to bring this strategy into your clinic?Book a free call with Dr. George Birnbach to implement these ideas and grow your practice:
#190: Katie Austin is a fitness icon and featured Sports Illustrated model. In this refreshingly real conversation, Katie opens up like never before about the insecurities she struggled with growing up and how she learned to see fitness as a way to fuel joy, not punishment. We dive deep into: What to do when you're lacking motivation to work out, how long you actually need to exercise to get real results, Katie's protein routines and hacks, and the surprising shift in mindset that transformed her confidence and career. Katie is rewriting the wellness rules so you not only actually love your body more, but can make the most of your entire life.This episode is brought to you by Nordstrom x Acast Creative.Head to Nordstrom in stores, online at nordstrom.com, or download the Nordstrom app. For Detailed Show Notes visit theeverygirlpodcast.com Hosted on Acast. See acast.com/privacy for more information.
When the weather cools down, getting those exercise sessions in becomes a whole lot harder for many. Host Amelia Phillips and neuroscientist Paul Taylor discuss the proven strategies to hack your brain into feeling more motivated. These strategies are based on research around the neuroscience of behaviour change, and when done correctly will make exercise (or at least getting out the door TO exercise) feel a whole lot easier. Marcus Pearce episode (with Exceptional Life Quiz): https://podcasts.apple.com/au/podcast/healthy-her/id1477160157?i=1000701729309 Previous episode with Paul: Is Mummy Brain a real thing? https://podcasts.apple.com/au/podcast/healthy-her/id1477160157?i=1000463803138 Discover your values online assessment: https://personalvalu.es/ About the guest: Paul Taylor is a sought after neuroscientist, keynote speaker, exercise physiologist, author of the book Death By Comfort. He is also about to be awarded his PhD in Psychology. Book: https://www.booktopia.com.au/death-by-comfort-paul-taylor/book/9781922611505.html Website: https://www.paultaylor.biz/ LinkedIn: linkedin.com/in/paultaylor1971/ Instagram: @paultaylor.biz About the host: Amelia Phillips is an exercise scientist, nutritionist, and published researcher (BSc, MNut) with a career spanning 26 years in health. She is the co-founder of Vitality360, a functional health platform that helps people gain deep insights into their health and make targeted changes for lasting vitality.A respected media presenter, Amelia has been featured on Channel 9’s hit show Do You Want to Live Forever? and is dedicated to helping people build a life of energy, connection, and purpose at any age or stage of life.Instagram: @_amelia_phillipsHave a question? Email: ap@ameliaphillips.com.auFind out more at: www.ameliaphillips.com.auDiscover Vitality360: https://v360.health CREDITSHost: Amelia Phillips Guest: Paul Taylor Audio Producer: Darren RothMusic: Matt Nicholich Production Partner: Nova Entertainment Pty Ltd Healthy Her acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures. See omnystudio.com/listener for privacy information See omnystudio.com/listener for privacy information.
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Gresham Harkless shares a moment of clarity about the difference between planning and moving forward in faith. He reflects on how he frequently gets lost in weighing his options, when in reality, the problem lies in his reluctance to take action. Motivated by a message from Charaiá Rush, he highlights the idea that faith requires action, even when the path isn't clear. Gresham realizes he's been postponing certain steps, thinking he needed to achieve a goal first, when in fact, those steps are meant to come before the breakthrough. Furthermore, Gresham recognizes that movement, no matter how small or unsure, is how trust is expressed, and that progress comes not from waiting but from engaging with purpose. Blue Star Franchise: http://bluestarfranchise.com Browse the Franchise Inventory: https://bluestarfranchise.com/franchise Is franchising right for you? Check this out to see: http://bluestarfranchise.com/assessment Franchise CEO (A CBNation Site - coming soon) - http://franchiseceo.co Check out our CEO Hack Buzz Newsletter–our premium newsletter with hacks and nuggets to level up your organization. Sign up HERE. I AM CEO Handbook Volume 3 is HERE and it's FREE. Get your copy here: http://cbnation.co/iamceo3. Get the 100+ things that you can learn from 1600 business podcasts we recorded. Hear Gresh's story, learn the 16 business pillars from the podcast, find out about CBNation Architects and why you might be one and so much more. Did we mention it was FREE? Download it today!
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Journey to a Million Miles: Driver Services Revealed: Your Ultimate Support Network Join Tim Cicciarelli as he explores Stevens Transport's resources for driver success, focusing on the journey to a million miles. Special guest Rachel Easley, Director of Driver Services, delves into crucial support systems like payroll assistance, CDL management, and DOT physical coordination. Highlighting the vital role her experienced team plays, Easley assures drivers receive timely help, enhancing focus on safety and efficiency. Discover how Stevens Transport's robust network empowers drivers to excel in their careers with ease and support, turning logistical challenges into seamless operations. Stevens Transport is proud to welcome Shane Weeks as our new Vice President of Operations. Shane Weeks brings more than 20 years of proven leadership in the transportation industry. Please join us in warmly welcoming Shane Weeks to the Stevens Transport leadership team. We're excited about the future and what we'll achieve together. Become a Team Driver for Stevens Transport Discover the transformative world of team driving with Stevens Transport in this insightful discussion. Learn how driving with a partner boosts efficiency, earning potential, and safety, while allowing for nearly constant travel and the enjoyment of America's stunning landscapes. Understand how federal regulations intersect with teamwork logistics, enabling over 5,500 miles a week. Insights on rest strategies, like bunk bed sleeping arrangements, are shared. Stevens Transport explains the advantages of choosing your driving partner and how this approach can elevate your trucking career. Explore team driving's benefits and start your journey to success now. Earn More/Team Up - https://vimeo.com/1020240977 Behind the Wheel: How Stevens Transport Transforms Lives Tim Cicciarelli chats with Chansten Bowman about completing his lease with Stevens Transport, highlighting the journey of dedication and the support from mentors like Ryan Turner and Johnny Cox. Chansten reflects on the freedom of being an independent contractor, the guidance available through Stevens Transport, and the importance of resilience and a second chance. He shares experiences that underscore the value of a family-operated business, emphasizing Stevens Transport's commitment to supporting drivers in building successful independent careers. Navigating New Beginnings: Lessons Learned From Starting Over in Trucking Tim Cicciarelli sits down with new Stevens Transport driver, Anthony Jewett, to discuss his journey into trucking. Motivated by his late uncle's advice and the desire to provide for his three sons, Anthony shares insights from his background as a corrections officer and semi-pro football player. Despite a challenging start, including a sidelining accident, Anthony's tenacity leads him back to Stevens Transport for a fresh start. Hear about his training experiences and determination to succeed, reflecting the company's strong focus on safety and excellence in driver training. Pilot/Flying J Rewards App: https://pilotflyingj.com/rewards Become a Driver for Stevens Transport For questions on whether you meet our driver qualifications, please call our Recruiting Department at 1-800-333-8595 or visit: www.stevenstransport.com/drivers/ Stevens Transport 9757 Military Parkway, Dallas, TX 75227 http://www.stevenstransport.com/ http://www.becomeadriver.com/ Driver Recruiting: 1-800-333-8595. Apply Here: https://intelliapp2.driverapponline.com Paragon Leasing Technician Careers: https://www.stevenstransport.com/careers/fleet-maintenance-jobs/ Stevens Transport on Facebook: https://www.facebook.com/StevensTransport
Bill Bruch denounces the rise of left-wing political violence, pointing to the recent shootings of Minnesota Democrats who supported immigration reforms, and warns that calls for violence are replacing discourse. https://www.clarkcountytoday.com/opinion/opinion-political-motivated-violence-from-the-left-is-replacing-discourse-at-a-troubling-rate/ #Opinion #BillBruch #PoliticalViolence #MelissaHortman #JohnHoffman #NoKings #Trump #ICEProtests #LawAndOrder #DHS
Green Bay Police Chief Chris Davis released a 13 minute video answering questions about ICE raids. See omnystudio.com/listener for privacy information.
How To Stay HUNGRY and MOTIVATED! - My STory!
In this hour, Adam Crowley and Dorin Dickerson wonder how interested the Steelers actually are in giving T.J. Watt a new contract. Also, what makes the Steelers' offensive line so important this season? June 13, 2025, 7:00 Hour
In this after show from 2015 I was fresh dealing with some people that I believed had a shared psychosis. I now understand that people like this are weaponized by others that are not crazy but professionals motivated to suppress and manipulate the truth and reporting. Looking back now I can see the pattern of attacks on me and seem to be motivated by my friendship and promotion of David McGowan. From this time way back in 2015 until today there is an effort to leech off of Dave's legacy and good work. Some of it can be traced directly back to people employed by US Govt intelligence. Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.
Mike Mulligan and David Haugh were joined by Chicago Bears linebacker, Ruben Hyypolite II on his path to the NFL and the Chicago Bears
EP:83 Bonus: How Manifestation and Positive Thinking will change your life: It's all in the Science.In this enlightening bonus episode of the "Shoe Dares Wins" podcast, hosted by Michelle, the focus shifts to understanding the power of manifestation and positive thinking. While Michelle confesses her initial skepticism, she delves into the concept from a scientific perspective, exploring how mindset, neuroscience, and psychology play crucial roles in turning dreams into reality. Motivated by her brother's suggestion and her curiosity sparked by Napoleon Hill's book "Think and Grow Rich," Michelle sets out on a journey to unpack the mechanisms of the brain's role in achieving goals.The episode navigates through various elements that underpin the practice of manifestation, including the reticular activating system, neuroplasticity, and dopamine's impact on motivation. Michelle explores how these elements can rewire the brain's pathways and facilitate success when coupled with a positive mindset. She emphasizes the importance of specificity in goal-setting, highlighting the need to replace vague aspirations with concrete, achievable targets. Throughout the episode, Michelle shares compelling examples of successful women who have embraced manifestation, such as Oprah Winfrey, Sarah Blakely, and Lady Gaga, showcasing how conviction and focused desire can lead to remarkable achievements.
Starkville | Brewers Manager Pat Murphy joins us this week in Strarkville. He talks about how he motivated the team after a slow start, adapting to losing some key players during the offseason, old school vs new school style of managing, how the Brewers front office doesn't interfere with how he runs the team, dedicating the season to Bob Uecker and much much more.Strange But True: A strange, but true special pop-up that you have to hear to believe in a game between the White Sox and Tigers last week.Trivia: Question from Shawn Foster- 8 players debuted after 2000, have more than 300 career homers and played for 6 or more games- can you name 4 of the players?Follow Jayson on Twitter: @jaysonstFollow Doug on Twitter: @DougGlanvilleHosts: Jayson Stark & Doug GlanvilleProducer: Brian Smith Hosted on Acast. See acast.com/privacy for more information.
Today we will continue our Sustainable Leaders series and have a Talk Story with Blanch McMillen also known as AuntyBlanche. I have been meaning to meet this amazing woman and share her story for a while, and today is the day. She is the founder of Hui Mahi'ai'Āina, a homeless community program that provides village style housing, essential facilities, and long-term support for those facing hard times in Hawaii. Affordable housing for the state of Hawaii is one of our top sustainable initiatives. We are needing solutions to our problems, not bandaids and quick fixes, today we will talkabout solutions that provide hope, promise and a future!Aunty Blanche is a lifelong supporter of Waimanalo, whose unwavering dedication to her community has made her acornerstone of hope and support for Native Hawaiians facing economic hardship. Deeply rooted in faith and compassion, she views herself as “God's instrument,” teaching love and ‘ohana (family) to all those she helps.Motivated by the struggles of her people—many of whom are unhoused and unable to afford living in their ancestralhome—Aunty Blanche took action. During the COVID-19 pandemic, she canvassed the Windward Coast to find and support those in need. With the help of volunteers, she established a homeless encampment on seven acres of vacant land, providing shelter, food, and medical support to over 60 people at Hui Mahi'ai 'Aina. She collaborates with nonprofits, churches, and local groups to keep her community safe, healthy, and housed.Contact Information: Website: Home - HuiMahi'ai 'Āina www.huimahiaiaina.org Email: anuhea00@gmail.com Phone: (808) 482-5883Address: 41-092 Oluolu St, Waimanalo, HI 96795Drop-Off Donation TimesMon – Sat: 9am – 5pmSunday: 9am – 12pmYou can reach Smart Living Hawaii at: Website: www.smartlivinghawaii.orgInstagram: @smartlivinghawaii_orgFacebook: @SmartLivingHawaii.orgIntro/Outro Music Compliments: Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/mountaineer/gotcha
Telegram founder Pavel Durov has effectively been under house arrest in France since he was arrested there ten months ago. For the first time, he explains why. (00:00) Being Arrested in France (10:50) France's Attempt to Humiliate and Tarnish Durov (17:21) How Telegram Makes Money (22:06) Did Anyone Defend Durov? (31:56) Europe's Mission to Make Privacy Illegal Paid partnerships with: SimpliSafe: Visit https://simplisafe.com/TUCKER to claim 50% off & your first month free! Beam: Get 30% off for a limited time using the code TUCKER at https://ShopBeam.com/Tucker Identity Guard: Get a 30-day free trial and over 60% off when you sign up at https://IdentityGuard.com/Tucker XX-XY Athletics: Use code TUCKER25 for 25% off at https://thetruthfits.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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In this episode, we dive into the often-overlooked connection between oral health and overall well-being. Our guest, Heather Paul, a certified biological dental hygienist and orofacial myofunctional therapist with over 30 years of experience, shares her powerful journey from conventional dentistry to holistic wellness. Motivated by her daughter's severe allergies and shocking discoveries about ingredients in food and oral care products, Heather set out to revolutionize the way we care for our mouths. From uncovering hidden toxins in mainstream dental hygiene to creating clean, safe, and effective alternatives, she reveals how true health begins in the mouth—and how your oral care choices can impact your entire body. © Light Body Radio-Podcast, 2025. All rights reserved. This podcast features background music by ScottHolmes Music. We have obtained the necessary licenses for the use of this music. Our license was renewed on May 7, 2024, and we have been using ScottHolmes Music since 2017. Unauthorized use or distribution of this podcast, including but not limited to the background music, is strictly prohibited and may result in legal action. For more information or to request permissions, please contact scott@scottholmesmusic.com.
Bible StudyDon't just take our word for it . . . take His! We would encourage you to spend time examining the following Scriptures that shaped this sermon: .Sermon Notes“How can anyone remain interested in a religion which seems to have no concern with nine-tenths of his life?” — Dorothy Sayers1. God Is a Worker – And We Are Made in His ImageThe Bible opens with God working—creating the world (Genesis 1:1–2:2).As God's image bearers, we too are designed for creative, fruitful work.Work is not an afterthought or consequence of sin—it's part of our identity.2. God Made a World That Needs WorkGod created a good, but unfinished world—full of potential.Humans are commissioned to “fill the earth and subdue it” (Genesis 1:28).We are called to develop culture, build communities, and steward creation.3. Work Has Inherent DignityWork existed before the fall—it is not a curse but a gift.All kinds of work (paid, unpaid, creative, routine) matter to God.Meaningful work is vital to human flourishing and reflects God's character.Sermon ApplicationDiscussion Questions:Describe your attitude towards your work (whether paid or unpaid, inside or outside the home). Are you positive? Negative? Motivated? Bored? Delighted? Frustrated?Can a hobby be considered work according to Genesis 1-2? Why or why not?Is it easy for you to connect your faith to your work? In what ways might knowing God's original design for work from Gen 1-2 help strengthen that connection?Why is work important for human dignity?Additional Resources by Timothy Keller by Vern PoythressQuestions?Do you have a question about today's sermon? Email Randy Forrester ().Audio & VideoYou can listen to the sermon by using the player below or via the St Andrew's Sermon Podcast on and .
Creativity and Imagination: Man's ability to Create something uplifts the human spirit. Imagination fuels creativity. Imagination leads to the thoughts that become ideas — and thoughts become things. Inspiration from Nature: As Monarch butterflies need the milkweed plant, Evana Henri needs Wild Aspen from Colorado forests to make her Wild Aspen Exfoliators.. Wild Aspen is sustainably and responsibly sourced from Colorado forests. Harvesting is part of a forestry plan to prevent wildfires and revitalize forests. Sourcing Practices (from their website): Partner with local, reputable suppliers. Suppliers are government-approved and follow U.S. Forestry guidelines. These efforts support both the environment and forest health. The Origin of the Idea: Most sponges are synthetic, made from crude oil (non-renewable). Contain toxic chemicals and microplastics. Pollute water, soil, and the broader environment. Evana and her husband have scientific backgrounds. Motivated by love for the planet. Focused on solving the "Dirty Sponge Problem": About the Business: Sustainable sourcing of natural materials. Reducing global plastic pollution. Visit: www.darzeescrubs.com Named "Darzee" after the little bird in The Jungle Book by Rudyard Kipling. Committed to: Coming Soon: Turmeric-infused Wild Aspen Face & Body Exfoliator Check the FAQ and Our Story sections on their website for more details. Metaphor of Transformation: Like the Monarch butterfly's metamorphosis, wrapped in a jewel-green chrysalis with golden threads… Evana and her husband transform Wild Aspen into eco-friendly scrubs for the body and face. KUNDALINI YOGA Kundalini Yoga FEEL YOUR ABUNDANCE. KID FRIENDLY YOGA! Remember to use an orange https://youtu.be/jRegtSKAZDI?si=wAKsXcr8BKTqCXkJ Fine Wine & Spirits Typical flavors of Tequilla for food pairing: Blanco - unaged or slightly in neutral oak. Pair with fish, cheese, light meals such as shrimp salad. Reposado means rested - it is aged in barrels from a few months to two years.. pair with Mexican food..easy. Anejo- smokey and smooth- grilled meats on the barbeque.. portabello mushrooms, corn on the cob.. big flavors so barbeque flavors are the perfect match. A rare fine Tequilla is available from Zacatecas, Casa Endemica. Organic and Sustainable farmed. FURTHER RESOURCES: www.Darzeescrubs.com Short video on Tequilla production:https://youtube.com/shorts/aueylrQFLM0?si=3QbNZ6Md6lF7UZtO https://lascruces.gov/arts-and-leisure/museums/branigan-cultural-center/ CONTACT Valerie Hail valerie@allinourminds.com www.allinourminds.com
The Science of Flipping | Become a real estate investor | Real Estate Investing like Robert Kiyosaki
In this episode of The Science of Flipping, I sat down with Jason from MotivatedSellers.com, one of the top lead generation companies in the game. We got real about what it actually takes to convert a motivated seller lead—spoiler alert: it's way more than a couple calls and a text. Jason breaks down why 27% of their leads close within a year, but 64% of those don't go under contract until 90+ days after the lead comes in. We dive deep into real data, proper expectations, why follow-up is everything, and how you can stop blaming the leads and start closing more deals. If you're running PPC, buying pay-per-leads, or thinking about lead gen in any serious way—this episode is your wake-up call.
The 11 Personnel crew is back—and while Kentucky football recruiting might feel quiet, there's a lot to unpack. Nick and Luckett dive into why UK only has one commitment, what's behind the slow start, and how the staff plans to flip the script. Plus, we talk schedule release strategies, Stoops' mindset this offseason, and try to inject a little fun into a summer that's otherwise been… bleak. Buckle up, it's recruiting season.
The 11 Personnel crew is back—and while Kentucky football recruiting might feel quiet, there's a lot to unpack. Nick and Luckett dive into why UK only has one commitment, what's behind the slow start, and how the staff plans to flip the script. Plus, we talk schedule release strategies, Stoops' mindset this offseason, and try to inject a little fun into a summer that's otherwise been… bleak. Buckle up, it's recruiting season.
On today's show, we chat with two time guest, Ben Fuller!Music has taken Ben Fuller's life and made it into something he never would have dreamed. Ben grew up in Southern Vermont on his family dairy farm working along-side his father. He'd pass the time by singing classic country tunes as he witnessed first-hand the hard work and dedication it took to run a farm. After generations of hurt in his family, Ben turned to cocaine and alcohol at a young age. Motivated to change, he moved to Nashville to pursue a career as a country singer in late 2018. A family friend invited Ben over for a meal and then to church the next morning, where he was radically transformed by the power of God. Today, Ben lives completely sober, while sharing his story of hope, redemption, and healing in Jesus' Name through his songs. Ben was nominated for the 2023 K-LOVE Fan Awards (Breakout Single of The Year - “Who I Am”) and the 2023 Dove Awards (New Artist of the Year). In 2024, he was nominated for the Dove Award for Bluegrass/Country/Roots Recorded Song of the Year (“If I Got Jesus”). His debut single, “Who I Am” went #1 on multiple Christian radio charts, while “If I Got Jesus” has amassed over 48M streams as well as 1.4B short form views and 2.1M creations on TikTok. Additionally, Ben has performed at the Grand Ole Opry and the CMA Festival, and has toured with Casting Crowns, Zach Williams, Big Daddy Weave, CAIN, We Are Messengers, and others.Provident Entertainment and chart-topping singer-songwriter Ben Fuller are excited to announce the release of his highly anticipated new album, Walk ThroughFire, available worldwide on June 6. The new project features Fuller's most personal and powerful music to date, including the brand-new single, “Since Jesus, ” out today and availableon all streaming platforms. Written by Ben Fuller, Ethan Hulse, and Sam Martinez, and produced by Martinez, “Since Jesus” is a bold declaration of transformation and faith. Following the success of his previoussingle “If It Was Up To Me” featuring multi-platinum country icon Carrie Underwood, Fuller's latest release showcases his signature blend of vulnerability, authenticity, and soul-stirring conviction. 'Since Jesus' is my favorite track on the album, ” says Fuller,“ and the message is simple: my life has dramatically changed since I met Jesus and the journey He has taken” me on. Walk Through Firemarks a milestone moment in Fuller's journey, both musically and spiritually. The record blends elements of rock, classical, and country, and represents Fuller at his most honest and unfiltered. From the first prayer to the final production, he played a hands-on role in every step of the process. “God walked everywhere when He was on this earth. He was never in a hurry, ” Fuller shares about the album's theme. “He meets you where you are—whether at your highest high or your lowest low. I'm thankful that I had to walk through fire to get to where I am today. It was time to throw out my old boots, the ones covered in sin and shame, and put on new ones as I started my walk with God."@bendfullerchristianmusicguys.com@christianmusicguys
Struggling to get sellers to say yes on the phone?In this video, I'll show you exactly how I get sellers to say yes, even when they tell me they're not motivated, not ready, or just want to “think about it.”You'll learn:– Why most wholesalers get rejected before they even make an offer– How to instantly build trust and connection with any seller– The secret to pulling real motivation out of probate, foreclosure, and absentee leadsWhether you're new to cold calling or tired of lowball offers getting ghosted, this training breaks down what actually works to get contracts locked in with high-margin potential.Resources:
Anthony Rivera is the CEO and Founder of Vetavize Inc., a highly decorated former Navy SEAL renowned for his exceptional ability to tackle complex challenges. With over 11 years of service, including multiple combat deployments, he earned the prestigious designation of Master Training Specialist, establishing him as an expert in Navy medicine and healthcare curriculum. Recognized as the 2016 “Sailor of the Year" by the Chief of Naval Operations office, Anthony's leadership and impact set him apart among over 400 SEAL candidates at the Naval Special Warfare Training Command. Motivated by his personal experience, Anthony established a consultancy to assist veterans in obtaining the disability ratings they deserved, personally aiding over 7,000 veterans. In 2024, he assembled a specialized team of experts in product design, AI, and data science to build what would become the Vetavize platform. In January 2025, the company launched its first automated solution—featuring a virtual advisor that streamlines the VA claims process, supported by a U.S. patent filing for its proprietary use of automation. The platform is now scaling to onboard thousands of veterans, aligning their critical needs with mission-focused sponsors and veteran organizations across the country. His long-term vision positions Vetavize as the gold standard for post-military life, connecting veterans to the benefits, resources, and support they've earned. Vetavize: https://vetavize.com/ Today's Sponsors: Black Rifle Coffee: https://www.blackriflecoffee.com Cleared Hot Coffee Blend: https://shop.clearedhotpodcast.com/products/cleared-hot-brcc-coffee LMNT: https://www.drinklmnt.com/clearedhot
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