Mamas Partnering with God - Christian Mom, Balance, Faith, Personal Finances, Life Coaching, Hope, Love, Joy

Hey Mama,    Are you struggling financially? Do you dream of a day where you are financially stable so you can start building wealth instead of losing it?    Then this is the episode for you! Today I am sharing 4 ways you can stop struggling financially and start building wealth.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  89. Release the Pressure to Make More Money by Achieving Abundance God's Way: 5 Bible Verses to Apply to Your Budget. 113. Is Budgeting Hard? 3 Steps to a Simple Budget. 116. My Top 3 Budgeting Systems to Live Stress Free on One Income. 119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.

Hey Mama,    Do you ever wonder how you are supposed to make it on one income? Your bills might be paid and you have food on the table, but that's simply just surviving.    I want more for you, you want more for you and your family and it is possible no matter how much income you bring in. So today, I am going to share with you 5 ways a budget can give you the life you are dreaming of.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,   How often do you find yourself searching the internet for more savings tips? Do you think the only way to save is by being more frugal? Are you ready for another way to start saving money?    Then you mama are in the right place! Today you are going to learn 7 non frugal money savings tips that you can easily put in place today.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  116. My Top 3 Budgeting Systems to Live Stress Free on One Income. 124. Base Budgeting: The #1 Way to Live on Less and Save More

Hey Mama,    Do you wish you had more money for those unexpected problems? Are you ready to stop feeling the pressure from living on one income? Is more actually the answer?    Spoiler alert, the answer is no.    In today's episode we are going to go over 3 mindset shifts to help you release the overwhelm, the stress and the pressure that comes with living on one income so that you can start living a joyful life no matter the amount in your account.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    How often do you find that you've missed something that needed to be added to the budget after you've already budgeted everything? That is so frustrating and sometimes it doesn't even show itself until days after you've already been using the budget the way you planned.    Well today we are going to talk about how using a calendar can prevent you from missing these expenses that can easily be forgotten about when it comes to the budget.     So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama!    Do you have too many categories, or maybe not enough categories for your budget? How many times have you sat down to budget, and feel like you have no money because you have so many categories? $10 here, $20 there and you've achieved nothing.    That is what we are going over today. How to decide what categories you need, if you have the right amount and how to pair them with your accounts, so that you can achieve your goals and stick to your budget.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  87. Want an Easy Way to Save Money? Split Up Your Income Into These 8

Hey Mama,    Have you found that after you've paid the bills one week you have plenty remaining and the next you have nothing? Do you find it difficult to budget this way? Are you ready for a way to get out of that cycle?    Great, because that is what we are talking about today. I am going to share with you how you can beat the feast and famine cycle from living paycheck to paycheck. I am going to share with you how you can find consistent numbers that NEVER change unless you rework the budget. Sticking to your budget has never been easier because you are working with the same numbers each and every paycheck!    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.  124. Base Budgeting: The #1 Way to Live on Less and Save More

Hey Mama,    Ever wonder how much money you need monthly to live abundantly on one income? Do you feel like you don't make enough money? Are you ready to be joyful instead of stressed over your income?    These kind of questions are why this episode came to be. I could give you the tactical answer, but the real answer to abundance is not a specific number. It's your mindset. Which is why I am sharing with you 4 mindset shifts you can start working on today so that you can achieve abundance now rather than later.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.   Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  71. Ready to Live Big on a Budget? 3 Signs You Are Living With a Poverty Mindset and How It's Affecting Your Budget. 75. How the Pursuit of Possessions Is Keeping You From Thriving on One Income. 77. 4 Unexpected Reasons You Are Stressing Over Staying on Budget and How You Can Overcome Them. 85. Release the Pressure to Make More Money by Achieving Abundance God's Way: 5 Bible Verses to Apply to Your Budget. 105. Ready to Live Healthy on a Budget? How Gratitude Can Get You There Fast. 

Hey Mama!    Are you sick of living paycheck to paycheck? Do you constantly search the internet for a way to dig yourself out of it? Are you ready for some consistency and extra spending dollars?    That's what you are going to find today. My number one way to budget that allows for consistent numbers in your paycheck and that wiggle room you have long been desiring. It doesn't matter how much income you bring in this system will bring you some much needed relief.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.  Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress 118. Having Trouble Making Ends Meet? Calculate Your Income for Success 119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.

Hey Mama!    Do you feel restricted from all of the money you have tied up in debt? Are you constantly searching for ways to pay down your debt quickly? Are you ready to be free from your debt?    That's great, because that is what we are going over today. In today's episode you are going to learn how to set your budget up to pay down debt quickly without feeling restricted and without accumulating more debt.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress 118. Having Trouble Making Ends Meet? Calculate Your Income for Success 119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.

Hey Mama!    Are you tired of trying to figure out what to serve morning, noon and night? Do you wish groceries were cheaper and less of a hassle to get? Are you ready for a simpler cost effective way to shop for your groceries?    Me too! That is why I have been researching for some better ways to meal plan, not only because I'm tired of having to sit down and come up with a new meal plan every 2 weeks, but also because I am craving some consistency and searching for ways to cut costs. I finally have found some and tried them out and now I'm going to share them with you!    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  34.Looking to Cut Costs? The Benefits of a Bi-Weekly Grocery System.  36.4 Reasons You Can't Stick to Your Grocery Budget and What to Do So That You Can 39. Is Your Grocery Budget Getting the Best of You? 4 Ways to Simple Living in the Kitchen That Also Saves You Money 46. Keep Down the Overwhelm With This Simple Beginners Meal Planning System

Hey Mama!    Have rising prices put you in survival mode? Do you find yourself stressed whenever you look at your finances? Are you ready to put money back into your budget so you can relax?    That is exactly what I have in store for you today. I am going to share with you 3 ways you can use your budget to get out of survival mode. Your budget is a great tool to use if you know what steps to take.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  118. Having Trouble Making Ends Meet? Calculate Your Income for Success 119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.  120. Put Money Back in Your Budget Using These 4 Ways to Cut Fixed Expenses. 

Hey Mama!    Does living on one income feel tight? Do you feel like you have to be restrictive to make it on one income? Are you ready to release the tension and put some money back into your budget?    Mama you don't have to be unhappy to live on one income. You can live stress free and comfortably on one income regardless of the amount in your account. Today I am going to share with you 3 ways you can lower your fixed expenses and put some money back into your budget bringing you some well deserved relief.   So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  Do Your Expenses Out Weight Your Income? 3 Things You Can Do to Level the Playing Field.

Hey Mama, welcome to the one income family podcast!    Are you looking for a way out of the paycheck to paycheck lifestyle you are living? The one where one week you have 50 dollars left to your name and the next you have hundreds? Are you ready for some consistency?    Because today I am going to be sharing with you the method I use that has allowed me to stop living paycheck to paycheck and give me a constant dollar amount to work with each and every time I budget.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress

Hey Mama,   Are you having trouble making ends meet? Do you feel like you don't have enough money to live let alone reach your financial goals? Are you ready to finally get ahead?    Well that my friend is exactly what today is all about! Today you will learn how to calculate your income and set up your budget so that you can live beneath your means and finally reach your goals.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  51. Stay on Budget in Less Time With These 4 Budgeting Systems 79. 3 Ways to Live on Less Than You Make and Reach Your Financial Goals Fast.  

Do you find yourself drowning in financial overwhelm and you're ready for a way out?    Many of us are on this journey trying to figure out how to do the budgeting thing and follow the bible which tells us to steward God's money well. There's parables and verses all over the place guiding and teaching you how to manage the money God has given you. But when you are in the middle of overwhelm the simplest and most powerful verses can be overlooked.   That is why today I am sharing with you 2 of the most powerful ways to help you partner your finances with God.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. Learn what it takes to fix your finances on a Budget Audit. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  35. Seeking God First to Fight the Worries of Living on One Income.  85. Release the Pressure to Make More Money by Achieving Abundance God's Way: 5 Bible Verses to Apply to Your Budget. 89. Struggling to Trust God Will Take Care of You? 5 Ways God Provides Financially 93. Financial Planning With God: Releasing Control So God Can Guide Your Path.

Hey Mama,    Are you stressing over not being able to stick to your budget? Do you worry about the inconsistency of living paycheck to paycheck? Are you anxiously waiting for the next ball to drop, the next unexpected expense?    That is what today is all about! These 3 systems that I am going to share with you will put boundaries in place making it impossible to not stick to your budget without doing it on purpose! It will end the paycheck to paycheck lifestyle and the inconsistency, but most importantly it will put things in place to ease the pressure that unexpected expenses bring.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress 59. Don't Want to Track Your Money? My Simple Financial Tracking System That Takes Minutes and Keeps You on Budget 69. Ready for Some Consistency? How to Budget With Irregular Paychecks 72. Tired of Being Frugal Just to Stick To Your Budget? My Budgeting Method That Makes Sticking To Your Budget Easy! 87. Want an Easy Way to Save Money? Split Up Your Income Into These 8 Accounts.

How often do you find yourself scrambling to pay for yet another unexpected expense? You thought you budgeted for everything, but then something comes your way that you either forgot about like an oil change or didn't know was part of an activity like sports pictures.    I want you to know that you are not alone and there are many ways to tackle this stress, but today we are going to jump into 4 easy steps to pre plan for these unexpected expenses that are caused from simply forgetting about the expense or not knowing the expense is part of an activity that you or your family are a part of.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  103. Do You Spend Your Savings Before It's Needed? Always Have the Cash You Need With Sinking Funds. 113 Is Budgeting Hard? 3 Steps to a Simple Budget. 114. Sick of Budgeting? 3 Things You Can Do to Stay Motivated.

Hey Friend,    Are you sick of budgeting? Does it feel like you just finished the last budget only to have to do it again?    Yet here we are, it's that time again. Time to sit down and work your budget for yet another paycheck cycle, but you don't want to do it. You sit down and stare blankly at your budget and you just feel like you don't know what you should be doing. It feels foreign. It feels impossible and like it's going to take forever!    Well don't worry because you're not alone, I feel you, and that is why I am going to share with you 3 things that help me keep going when all hope seems lost.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Financial Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Financial Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Friend,    Is budgeting hard? Do you find yourself unable to stick to your budget because it just doesn't work? Which then leads  you to constantly searching the internet for a new way to budget. Wasting your precious time, energy and money from the inability to track your finances properly and falling prey to overspending.     Then you, my friend, are in the right place. Today I am going to share with you why budgeting is hard and three ways you can turn your budget around and create a simple budget that doesn't take an overwhelming amount of time to complete.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Xo  Molly    P.S. I am offering free Financial Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Financial Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Friend,   Do you find it difficult to actually stick to your budget? You take the time to sit down and fill out a budget only to find yourself throwing said budget out the window because you've overspent and have no idea how to right the wrong. So what do you do, you go on with life as if that budget never existed and try to wing it the rest of the pay cycle hoping it doesn't affect anything important.     You can now take a deep peaceful breath because I am going to share with you 3 ways you can budget better, preventing the” just wing it and pray it doesn't affect anything important” budget.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.  Xo  Molly    P.S. I am offering free Financial Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Financial Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Friend,    This episode is going to reveal to you what your true financial goals are. Most think of financial goals as saving money, going on vacation, paying off debt, buying big ticket items and creating emergency funds, but there is so much more to it and it's the little hidden financial goals that you don't know you have that make you feel restricted.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today's episode.    Xo  Molly    P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to mollybenell@gmail.com to book your call now.  . . . Next Steps:  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    Welcome to the last episode of 2024 on the one income family podcast. This year has flown by and so much has happened and that is why I decided to do a 2024 goal review. It's important to know where we've been, what we've achieved, what has changed and where we want to go this next year. Goal setting is so important in order to stick to your budget to have something that fuels you through, to have an end to what you are doing so that you don't become burnt out or complacent in the life you are budgeting for. Which is why I wanted to walk you through last year's goals so that you can see the impact they made on my budget and financial journey.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today's episode.    Xo  Molly    P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to mollybenell@gmail.com to book your call now.  . . . Next Steps:  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Merry Christmas!    Christmas can bring expectations and emotions that cause us to become a Grinch instead of a joyful presence. That is why this in episode I bring you 2 tips to help you embrace a joyful heart this Christmas.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today's episode.    Xo  Molly    P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to mollybenell@gmail.com to book your call now.  . . . Next Steps:  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    I know what it's like to get to the end of the Christmas season only to find out that you've already spent all of your Christmas budget. Which is so EASY to do! Especially if you're like me and you want to make sure that everyone gets a gift and feels loved by you. Or you want your Children to be involved and so you let them buy Christmas gifts for everyone as well, meaning you're buying two gifts for everyone.   As we head into the last week before Christmas when we tend to start running low on Christmas funds, I wanted to keep your spirits up and bring you a few things you can do so that you can get those last minute items without having to reach for that credit card.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today's episode.    Xo  Molly    P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to mollybenell@gmail.com to book your call now.  . . . Next Steps:  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,   It's that time of year and Christmas is just around the corner. If you're anything like me, you dream of doing all the things, giving as much as you can and working to instill the spirit of Christmas into your Children while also teaching them about its true meaning, the birth of Christ.    But you have one dilemma, your budget for all things Christmas is Small. How are you supposed to get them the toys they are asking for, do all of the fun family activities or buy the pretty decorations? Have no fear because that is exactly what we are talking about today!    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today's episode.    Xo  Molly    P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to mollybenell@gmail.com to book your call now.  . . . Next Steps:  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,   I know how difficult it can be to do the fun things  on one income. You want to be that mom who creates fun Christmas traditions and memories with your children that they and you remember for a lifetime, but you fear that they will cost too much for you to be able to afford. Let me stop you right there. You can create the best memories on a dime and I am going to show you how right now!    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today's episode.    Xo  Molly    P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to mollybenell@gmail.com to book your call now.  . . . Next Steps:  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    If you live in the United States, this week is Thanksgiving. It's all about being grateful for what we have and blessing God for those things. However, the world we live in is all about selfishness, about how you as an individual are going to make it out in the end. A heart posture based on selfishness will never generate abundance. Instead you need to walk away from the world and lean into gratitude, contentment, patience and love to be able to truly embrace a life of joy and wealth.    And that my friend is what this episode is all about. How a heart posture of gratitude can generate wealth and abundance both physically and emotionally, even when you are living on a budget.    So cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today's episode.    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama!    A couple episodes ago I gave you a way to save some cash fast for Christmas. I gave you a no spend challenge and I got to thinking, if you are saving all of your extra cash for Christmas, (which if you want to learn more about that go check out episode 102) but if you are saving all of your extra cash, how are you supposed to host thanksgiving if you haven't already saved for the holiday?    That my friend is what today is all about! I am going to share with you how I host thanksgiving using only my monthly grocery budget and nothing extra. So plug in your headphones, grab a pen and paper and let's get to it.    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . RESOURCES:  102. Low on Christmas Money? Save Money Quickly Using the No Spend November Challenge.

Hey Mama,   Today we are going to be digging a little deeper into saving money. As a beginner the idea is simply to put money into your savings account each and every month. And while this is a great start it's even more important to make sure each dollar has a job even in the savings account. That's why in this episode you are going to learn about sinking funds and how with their help you will always have the cash you need on hand!    Go plug in your headphones, grab a cup of tea and let's dive in.    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com .  Resources:  96. Is Your Money Spread Thin So You Never Actually Reach Your Goals? How to Budget Your Goals for Success. 97. Are You Spending Too Much Money? How to Know if Your Spending Money Is Keeping You From Reaching Your Goals. 100. Looking To Save and Pay Debt off Quickly? 3 Ways to Stay on Track With Your Savings and Debt Goals.  

Hey Mama,    As we have just started the month of November I thought it would be a good time to introduce a no spend challenge. Whether you have been saving money all year long and are looking for a little cushion for the holidays or haven't started saving at all, this is a great way to get some cash for both Thanksgiving and Christmas.    So grab your headphones, a festive drink and let's dive in.    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    Consistency is a goal when it comes to being able to stick to your budget. It's how you know that you will be able to do the same thing every time it comes to your budgeting, but did you know that there are different ways you can be consistent? Well that is what we are talking about today, the 3 money management systems to work on so that you can be more consistent with your budgeting.    So pop in your headphones, grab yourself a yummy drink and let's get to it.  Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    It's time to strengthen your saving muscle, because you didn't set goals only to watch yourself spend the money needed to reach those goals. You also want to be able to reach those goals in a timely manner, so if you are ready to stay on track with your savings and debt goals then this episode is for you! Today I am giving you 3 ways to reach those financial goals you so badly want to achieve faster.    So go plug in your headphones, grab yourself a fun drink and let's jump in.    Xo Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama, have you ever looked at your budget and thought to yourself that something just feels off, but you go ahead and fill out your budget the exact same way you have been doing it and by the end of the paycycle you find that another budget bit the dust because you just couldn't follow it.    This my friend is normal, and this feeling that something is off is what we are going to be going over today. If something doesn't feel right then things have to change, so in todays episode you are going to learn what it means to have a budget out of alignment with your life so that you can create a budget that you are excited to follow because it is supporting the life you want to live.    So go grab yourself a nice warm drink and a pair of headphones and let's get to it.  Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Welcome to the one income family podcast.    Today we are diving into what I believe is the one of the most important things you need to be doing in order to make it financially on one income and that is planning. I know it takes time and unless you're like me and love to strategize and create a plan it's not very fun, but it is extremely important. You are going to learn how embracing planning will change your finances, will help you stick to your budget and will get you one step closer to your goals.    So go grab your favorite drink and head outside for some fresh air and let's head into today's episode.    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama, welcome to the one income family podcast where we talk all things budging on one income.    Today we are going to jump into what can feel like a losing battle, and that is getting a grip on your spending. Now don't take this to believe that the reason you are off budget is because of your spending and that it's a bad thing to have spending money.    On the contrary, I want you to enjoy your life and having a little spending money is not going to hurt you or your budget. In fact it gives you the freedom to spend that money without worrying if you're going to dip into other more important funds.   But if you're not careful that little bit of freedom can start burning a hole in your pocket and you find yourself giving into the desire even when you've spent all of your budgeted amount for free spending. That is what we are going to talk about today. How to curb that urge so that you're spending money isn't the thing keeping you from reaching your goals.    So go grab your favorite drink and head outside as we head into today's episode.    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Is your money spread thin from trying to reach all of your goals simultaneously? I've been there! A little emergency fund here, a little vacation there and never actually reaching your goals. That's the thing about money and time. There is a set amount and that's not going to change. The hard part is deciding what is actually important. Have you ever sat down and analyzed what is going on in your budget? More than likely there is something in there that is less important and it's taking up space for what is truly important. I've heard it said many times for time management, but it works well for money management as well. If it's not in your budget, it's not truly important to you. That's why today I am going to guide you through prioritizing your goals.    So go grab that stroller and enjoy some time for you and let's get to it.  Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama, I talk a lot about figuring out your priorities and creating a budget that tells your story. What you and your family enjoy and the life you want to live. So I figured it was time to give you an episode that talks about how to do that. How do you find balance in a budget? In other words, how do you set up a budget that doesn't make you feel restricted, but also has safe boundaries in place to keep you from overspending. That's what we are going to talk about today. How to balance your budget in a way that tells all who see it what is important to you and what brings you joy.    It's time for you to go make yourself some coffee and grab a seat as we dive into today's episode.    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Today, we are going to be jumping into the conversation of saving money. Now we all know that we should be saving money, but the big question is what should we be saving for?    I have found there to be 5 constants that each budget should have. How you handle each category and create boundaries and amounts will differ, but by knowing what these categories are, it will take the guesswork out of what you should be saving for?    As we head into fall go grab that stroller so that you can enjoy the last bits of the season and let's get to it.     Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Have you ever wondered how you are supposed to release control when the steps God tells us to take put you right back in the driver's seat? Well that is exactly what this episode is all about. I am going to share with you the thoughts that God has been sharing with me. It's time to learn how to be in control without being in control.  Go grab your coffee and a seat and let's dive in.   Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Setting up a budget for success isn't about the numbers or the categories or even the budget itself. That is why I recorded these 5 tips to help you set up a budget that's going to bring you success. It's going to give you the life you and your family want to live instead of feeling restricted and like you “can't” do anything. It's time to shift your mindset and start seeing what you can and you get to do.    Go grab yourself an iced coffee and enjoy a moment for yourself as we dive into today's episode.  Xo  Molly    P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a Budget Coaching Session . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    How often do you find yourself struggling financially? Have you ever wondered why? Why do you feel like you are struggling financially when all of your bills are covered, you're able to feed your family and other needs are met? Well that my friend is what today's episode is about. God shared with me a truth behind the real reason we are struggling financially and I'm ready to share that with you. To get down in the ugly part of our brains and reveal the ugly truth behind financial struggle on one income.    So go grab yourself a latte and get ready to feel all the feels as I know God is going to do some work in you as He has been doing in me.    Let's get to it.    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Today I am diving into some budgeting mistakes that make your budget feel tight and keep you living paycheck to paycheck. I also  share with you what it is you can do to change your habits and give you a budget that brings peace instead of overwhelm.    So go grab that stroller and a yummy drink and let's get to it.  Xo  Molly    P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a Budget Coaching Session . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . RELATED EPISODES:  40. My Number One Rule That Keeps You From Spending Money You Don't Have! 50. 3 Myths That Will Keep You From Thriving on One Income and What to Do About It. 72. Tired of Being Frugal Just to Stick To Your Budget? My Budgeting Method That Makes Sticking To Your Budget Easy!  

It is so easy to overlook the way God provides for us because it's not usually in the way we want or expect. Plus, in the world's eyes it looks cheap. It looks poor. It looks like we are incapable of taking care of ourselves. It looks vulnerable and reliant upon others and we live in a world that thrives on independence.    Today I wanted to share with you the way God has moved in my life. How He has provided for myself and my family all throughout my life. My hope in sharing these stories with you is that it helps you to open your eyes to how God is working and providing in your life, so that you can start looking for it and get excited the next time it happens.    So go grab yourself a yummy drink and maybe some tissues because I believe God is going to do some work in us today. Let's get to it.    Xo  Molly    P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today. 

Hey Mama,   Sticking to your budget is hard work, but there are things that make it easier on yourself and one of those things is boundaries. Yes I know this is a scary word that brings out all of the feelings, but it's necessary. So in today's episode I am going to share with you 5 signs that tell you, it's time to set some boundaries. Then, I'm going to share with you the next steps to take so that you can create some boundaries that will help you thrive on one income.    So go grab that stroller, pop in your headphones and let's get to it.     Xo  Molly    P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Today we are deep diving into the digital cash envelope system, specifically the accounts you need for success using this system. Technically you can use as many accounts as you want, but there is a minimum needed inorder for the system to run smoothly and make sure that you are saving money along the way as well as making it easier for yourself to stick to your budget.    So go grab a pen and paper and something to keep yourself hydrated with and let's get to it.    Xo  Molly    P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Do you have a goal of eating healthy? Do you feel like you're unable to achieve that goal because you live on one income? I am here to tell you that you can eat healthy on one income.    Today I am going all in on how I feed my family healthy meals on a budget. I could talk about this all day, so I narrowed in on 7 specific habits that help me eat healthy on a budget. So, go grab yourself a pen and paper and let's get to it.    Xo  Molly    P.S. Learn why you are struggling to stick to your budget and create healthy systems to replace it with when you book a Budget Coaching Session. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

How often do you find yourself looking for ways to make more money or to save and become more frugal than you already are? Finances are tight, times are tough and the only answer is to figure out ways to cut more costs or go back to work.    All that those thoughts do is put unimaginable pressure on you! Pressure is not how you are going to enjoy your life or even make a joyful environment for your family and those around you. In this episode I am going to share with you 5 bible verses to help you release the pressure and thought, that more money is the answer.   Go grab that stroller, plug in those headphones and let's get to it.    Xo  Molly    P.S. Want to stick to your budget? Grab a free Clarity call and let's dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    Have you ever wondered why you are always off budget and can never seem to get back on budget? Well you are in luck. This week as I take you through my budget for the month of June I realize that it's time to update my budget. You get to see the things that I planned, how they didn't pan out and what the ultimate decision was that made me realize it was time to update my budget.    There is a big difference between being off budget and needing to rework your categories and that is exactly what you are going to learn. So go grab that stroller, plug in those headphones and let's get to it!    Xo  Molly    P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

Hey Mama,    Have you ever thought about using a digital cash envelope system? Well today I am going to be sharing with you 5 reasons you should. Maybe you've thought that it would be a lot of work, but what I have learned is that it's just as easy as utilizing a single account but with many more benefits. Especially when it comes to living on one income.    So go grab that stroller, pop in your headphones and let's dive into what a digital cash envelope system can do for you.  Xo  Molly    P.S. Want to stick to your budget? Grab a free Clarity call and let's dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com

One of the hardest things to do, is to tell yourself no. Keeping other people accountable and knowing that you have others to keep you accountable makes the hard decisions so much easier.    However, when you are the only one keeping yourself accountable you easily change your mind or rationalize that you can do something else because it won't make that much difference if you say yes this one time. This forms  loose boundaries and you find yourself going from a one time thing to continuously saying yes. Putting yourself into a financial struggle.    This is what episode 82 is all about. Setting strong boundaries and giving yourself the help to say No when you would normally say yes. This episode is going to give you the ability to set strong boundaries and say no to your overspending habits.    So grab yourself a pen and paper because today's episode is chalk full of information that you are not going to want to forget and let's dive in!  Xo  Molly    P.S. Want to stick to your budget? Grab a free Clarity call and let's dive into what is holding you back. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book a FREE Clarity Call . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com