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Financial peace can feel confusing when you're used to pressure and constant scanning. This episode explores why exhaustion around money isn't a discipline problem, but an identity-level misalignment—and what peace actually feels like in your body and leadership.What does financial peace actually feel like?Not a number in an account.Not a milestone reached.Not finally “having enough.”Financial peace is an internal shift.Many high performers live with subtle financial pressure—even when their income is stable and their strategy is sound. There is still scanning. Forecasting. A low-grade vigilance that never fully turns off. And over time, that pressure feels normal.This episode moves from theory into embodiment.Because burnout around money is rarely about math. It is about identity misalignment. When financial stability becomes fused with authority, belonging, and self-worth, peace feels risky. Softening can feel unsafe. Calm can feel wrong.We explore:• The difference between financial control and financial peace• Nervous system regulation around money• Identity load and authority• The grief of releasing “the strongest one” identity• Why calm can initially feel like withdrawal• How peace frees mental bandwidth and emotional energy• Leadership without financial dominance• Money as tool, not identityFinancial peace is not having enough.It is no longer needing money to regulate your identity.When that shift happens:• Conversations lose their edge• Planning becomes thoughtful instead of urgent• Risk feels strategic instead of personal• Joy and delight return as reclaimed capacityPeace does not dull your ambition.It removes the bracing that was draining you.This is Renewed Momentum. Not adrenaline. Not urgency. Clean forward movement rooted in internal security.Today's Micro Recalibration:Picture a financial conversation you've been avoiding. Imagine entering it without needing to prove anything. Notice your body. Where do you soften?Ask gently: If money is just a tool, who am I without it regulating me?If you lead others, notice this: when you talk about money, does the room feel safe—or activated? What would 5 percent more calm look like this week?Financial peace begins in your body. And when it does, everything else follows.Explore Identity-Level Recalibration → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Learn about The Recalibration Cohort→ Join the next Friday Recalibration Live experience → Take your listening deeper! Subscribe to The Weekly Recalibration Companion to receive reflections and extensions to each week's podcast episodes. → Follow Julie Holly on LinkedIn for more recalibration insights → Download the Misalignment Audit → Subscribe to the weekly newsletter → Books to read (Tidy categories on Amazon- I've read/listened to each recommended title.) → One link to all things...
Washington Post personal finance columnist, Michelle Singletary, tells the moving story of how a visit to her grade school by the Reverend Jesse Jackson inspired her life and career as described in her column, “How the Rev. Jesse Jackson Taught Me to Keep Hope Alive." Then Ralph welcomes Professor Eric S. Fish from U.C Davis School of Law to explain how grand juries are no longer rubber-stamping frivolous cases brought to them by the Trump Administration. Plus, Ralph gives us his take on Trump's marathon State of the Union speech and the Democratic response.Michelle Singletary writes the nationally-syndicated personal finance column “The Color of Money,” which appears in the Washington Post on Wednesdays and Sundays. In 2021, she won the Gerald Loeb award for commentary. She has written four personal finance books, including, What to Do With Your Money When Crisis Hits: A Survival Guide and The 21-Day Financial Fast: Your Path to Financial Peace and Freedom.The Trump administration's destruction of diversity, equity, and inclusion—they misunderstand what that means. It doesn't mean that you're giving jobs to people who are unqualified. It means that you recognize that the playing field wasn't even, and let's even this playing field. I liken it to a football team. You can't have a football team of all quarterbacks and win. You have to have a quarterback, a running back, a linebacker, you have to have a good kicker. It's the same thing—your team has to encompass people that represent all kinds of abilities to have a winning team. So DEI isn't a giveaway. It isn't charity. It recognizes that when you have people from different backgrounds and different perspectives and different skill levels, you have a winning team.Michelle SingletaryEric S Fish is professor of law at the UC Davis School of Law. Professor Fish's primary research is in criminal law, with particular focus on the ethical duties of participants in the criminal process, the structure of immigration crimes, and the system's emphasis on administrative efficiency. He has also served as a public defender, first with the San Francisco Public Defender's Office, and later as a Federal Defender in San Diego.This has been a really remarkable series of rejections of the Trump administration's prosecutions by ordinary people serving on grand juries, and one that is largely unprecedented in modern American history. I can't think of another example of grand juries rejecting such high-profile cases (and so many of them). Nothing really comes to mind. So in a certain sense, one might say this is the grand jury's original purpose…Initially they were a democratic institution of governance. They were a local check on the colonial oppression of the British (at least in the early colonial period). They refused to indict prosecutions under the Stamp Act, under the revenue laws. They were a tool of anti-colonial resistance to British oppression, and this seems at least broadly analogous to that—local grand juries in places like Minnesota, Chicago, Washington, D.C. are rejecting the Trump administration's attempts to prosecute its political enemies and bring trumped-up charges against protesters.Eric S. FishAll in all, [the State of the Union address] was fodder for political scientists for years to come. A dictatorial serial law violator, self-enriching chronic liar, cruel, vicious to vulnerable people and people without power (which is a majority of the people) elected dictator. This speech—which went for one hour and 48 minutes, the longest State of the Union speech ever—will be analyzed for a long time with the question at the center of the analysis being: How could so many tens of millions of voters be taken in by Trump's mouth, his lies, his false statements, his fantasies, his fake promises, his lack of any kind of record, whether as a businessman where he used bankruptcies as a strategy…and his record as a politician in his first term? That's the question we have to ask ourselves. And it's too easy to say that the Trump voters couldn't stand the Democrats who abandoned them. That's not enough. They could have not voted for Trump. They could have written in a vote. They could have voted for the Green, Libertarian, or other minor parties. They can't use the Democrats as a 100% excuse for voting for Trump. And a lot of them didn't. They just liked Trump. They liked his prejudices. They liked his lies. They liked his fantasies. They liked his fake promises.Ralph NaderNews 2/27/26* Our top stories this week come to us from our southern neighbor, Mexico. First, on February 22nd, Mexican authorities announced they had successfully conducted an operation resulting in the death of Nemesio Rubén Oseguera Cervantes, aka “El Mencho,” who headed the powerful Jalisco New Generation Cartel (CJNG). In retaliation, the cartels launched a wave of violence throughout the country. Bafflingly, given the obvious enmity between the cartels and the government of Claudia Sheinbaum, Elon Musk implied that Sheinbaum is in the pocket of the very drug cartels with whom she is practically at war. Reuters reports Musk “responded to a 2025 video of Sheinbaum discussing cartel violence and alleged that she was ‘saying what her cartel bosses tell her to say.” Reuters notes that Musk did not provide further evidence. In fact, much of the strength of the Mexican cartels would actually be more accurately attributed to the United States. As USA Today writes, Mexican officials recovered a rocket-propelled grenade launcher, 10 long arm [rifles], handguns, and grenades, from El Mencho's weapons stockpile. Mexican Defense Minister, Ricardo Trevilla Trejo estimated that about 80% of the recovered weapons were purchased in the United States and smuggled into Mexico. This represents just the tip of the iceberg of the so-called “iron river” of firearms flooding Mexico's black market from the U.S. As opposed to the lax gun laws in the states, gun ownership in Mexico is “tightly restricted…[and] There is only one military-run gun store in the country.”* Meanwhile, President Sheinbaum is bucking American pressure by continuing to send humanitarian aid to the tiny, embattled island nation of Cuba. AP reports that last week, “Two Mexican Navy ships laden with humanitarian aid docked in Cuba…two weeks after…President Donald Trump threatened to impose tariffs on countries that sell oil to the island.” These ships carried 800 tons worth of bundles of “Made in Mexico” goods, including rice, beans, amaranth and crackers — complemented by a bottle of oil, large cans of sardines and canned peaches. Another 1,500 tons of powdered milk and beans are expected to be sent to Cuba in the coming days. The U.S. has taken a more bellicose line with Cuba than it has in quite some time, even taking naval action in the waters surrounding the island, making Mexico's support that much more critical.* In another Cuba story, a diplomatic incident is unfolding this week regarding a Florida-registered speedboat. According to the island's government, the boat, carrying 10 passengers, entered Cuban territorial waters and opened fire on Cuban soldiers. The Cubans responded in kind, killing four people aboard the craft and wounding six others. According to the Cuban authorities, most of the passengers “have a known history of criminal and violent activity.” These include Amijail Sánchez González and Leordan Enrique Cruz Gómez, both wanted by Cuban authorities based on their involvement in “the promotion, planning, organization, financing, support or commission of…acts of terrorism.” The Cubans also claim to have arrested one Duniel Hernández Santos, who was supposedly “sent from the United States to guarantee the reception of the armed infiltration.” They claim Hernández Santos has confessed. American authorities have so far evinced confusion more than anything else, with Secretary of State Marco Rubio saying “We're going to figure out exactly what happened.” This from AP.* Whatever cloak and dagger games the administration may be playing in the Caribbean, they have been pointedly unsubtle about their saber rattling regarding Iran – and the reaction from Congress has been meager. While anti-war members in the House and Senate are pushing war powers resolutions, namely Representatives Ro Khanna and Thomas Massie along with Senator Tim Kaine, not even the nominal opposition party is supporting these efforts. According to Capital & Empire, Democrats are seeking to “dampen momentum” and even “prevent the Iran war powers vote from advancing.” Democrats Josh Gottheimer and Jared Moskowitz, both arch Iran hawks, have publicly stated they will not back the war powers resolution, and many others have sought to split the difference, saying Trump should only move on Iran after consulting with Congress. As the Hill notes, the Senate did pass a war powers resolution restricting the president's use of military force against Iran without congressional approval during Trump's first term, with eight Senate Republicans backing the Democrats in support of the bill. It is hard to imagine such a bipartisan show of force this time around.* In more disappointing congressional news, on Tuesday the House voted down the bipartisan ROTOR Act, which would have beefed up aviation safety standards, NPR reports. This bill was drafted in the wake of the deadly midair collision over Washington D.C. last year. This bill, principally authored by Senator Ted Cruz, who chairs the Senate Commerce Committee which oversees transportation, would have required wider use of Automatic Dependent Surveillance–Broadcast – safety technology designed to transmit an aircraft's location to other aircraft. The Senate unanimously passed the bill in December, with the support of the Defense Department – now styling itself the Department of War – but the Pentagon yanked its support just before the House vote, citing “unresolved budgetary burdens and operational security risks.” The final House vote was 264 in favor and 133 opposed, 132 Republicans and Democrat Lizzie Fletcher of Texas. Despite the lopsided majority in favor, the bill needed a two-thirds vote to pass and was therefore defeated by the minority.* In another aviation related story, FBI Director Kash Patel is embroiled in a new scandal based on his alleged misuse of the FBI's Gulfstream jets for personal travel. CNN reports Patel's frequent jetsetting has even caused delays or issues in high-profile investigations, such as the assassination of rightwing commentator Charlie Kirk and the Brown University shooting last December. According to a letter authored by Senator Dick Durbin, Patel's incessant misuse of the official FBI planes for personal travel “has even frustrated White House and DOJ senior staff.” This story hits particularly hard at the present moment, with images of Patel chugging beer in the locker room celebration of the Olympic men's hockey team going viral. The FBI then had to spend days running cover for Patel, claiming the director was in Italy for “long-planned official business,” which just happened to coincide with the occasion.* Our next two stories concern AI. First, a new Public Citizen report documents how the AI industry is deploying a veritable army of lobbyists on Capitol Hill, absolutely dwarfing not only their opposition, but practically every other industry as well. According to this report, more than one quarter of all federal lobbyists are now lobbying on AI issues, representing a rise in lobbyist activity on AI issues of more than 265 percent over the past three years. This report finds the Chamber of Commerce hired the most AI lobbyists in 2025 at 91, followed by Microsoft at 63, Meta at 55, Intuit at 51, and Amazon at 48. This meteoric rise in AI lobbying activity is sure to give the industry massive firepower in the halls of Congress, ensuring a favorable regulatory environment for years to come. This will be particularly critical for data centers, which have faced a rash of local opposition. Per this report, that particular subset of the AI lobbying industry has expanded by a staggering 500 percent since 2023.* For all its newfound political clout however, the AI business seems to have found itself a formidable new opponent – Pope Leo XIV. This week, Pope Leo addressed priests from the Diocese of Rome and implored them to resist “the temptation to prepare homilies with Artificial Intelligence.” The pontiff argued “Like all the muscles in the body, if we do not use them, if we do not move them, they die. The brain needs to be used, so our intelligence must also be exercised a little so as not to lose this capacity.” He added that “to give a true homily is to share faith,” and that AI “will never be able to share faith.” This from Vatican News.* Turning to media news, this week, Paramount submitted a new offer to purchase Warner Bros. Discovery. According to the Hollywood Reporter, Paramount's new bid amounted to $31 per share and, following a period of consultation with the Warner board of directors, this offer was deemed “superior” to the proposed deal with rival bidder Netflix. This triggered a clause in the Netflix merger agreement giving the streamer four days to submit a new, superior offer. However, that same day Netflix issued a statement officially declining to submit a new, higher offer, with representatives writing “the price required to match Paramount Skydance's latest offer,” means “the deal is no longer financially attractive.” With Netflix out of the way, Paramount, led by Trump-aligned billionaire scion David Ellison, will now proceed with their acquisition of Warner Bros., including their prodigious intellectual property back catalogue and the cable news titan, CNN. A friendly relationship with the Trump administration means regulators are unlikely to hold up this deal. The Ellisons have already acquired CBS News, installing Bari Weiss as “editor-in-chief.” It seems likely they will follow a similar playbook regarding CNN.* Our final stories this week concern the continuing fallout of the Epstein scandal. This week saw the arrest of former British-U.S. ambassador Peter Mandelson, joining Andrew Mountbatten-Windsor (formerly Prince Andrew) in the collection of high profile British individuals arrested in connection with the Epstein scandal. Meanwhile, at Harvard, former University President Larry Summers will resign from his academic and faculty appointments, including his University Professorship, at the Ivy League school following the conclusion of this academic year. Until then, he will remain on leave, per the Crimson. Summers regularly exchanged messages with Jeffrey Epstein about topics ranging from women, to politics, to Harvard-related matters as late as July 2019, the day before Epstein's final arrest. But the most noteworthy Epstein-related news this week came from Chappaqua, New York. On Thursday and Friday, Bill and Hillary Clinton testified about their relationships with the late financier and sexual predator. After much wrangling, these potential blockbuster hearings were held behind closed doors on the Clintons' home turf. What exactly was said remains shrouded in mystery. According to the BBC, House Oversight Committee Chair James Comer said he hopes to make videos of both Hillary and Bill Clinton's depositions publicly available soon. Robert Garcia, the Democratic Ranking Member on the committee, said a “new precedent” had been set by calling a former president to testify and demanded that Trump be called to testify before the committee next. We shall watch this space.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe
About the Guest(s):Amy Irvine is the CEO and Founder of the Rooted Planning Group. She is a seasoned financial planner dedicated to delivering insightful and practical financial guidance. Amy has significant expertise in the areas of financial planning, investment strategies, and insurance, having made impactful contributions to the field through her work and educational endeavors. Her commitment to enhancing clients' financial literacy and planning is evident in her engagements and educational content, such as the Money Roots podcast.Episode Summary:In this episode of the Money Roots podcast, Amy Irvine, CEO of Rooted Planning Group, explores the essential aspects of insurance planning. Building on a prior conversation about property and casualty insurance with expert Megan Dowd, Amy provides listeners with actionable insights to refine their understanding and management of insurance policies. This episode serves as a guide to discerning various types of insurance, aiding in wise decision-making to safeguard one's assets and enhance personal financial planning.Amy dives deep into critical components of property and casualty insurance, including considerations for home, automobile, and specialty coverage like flood or earthquake insurance. Emphasizing the importance of evaluating risks, Amy encourages listeners to reflect on their liability exposure and coverage adequacy. The discussion extends to life, health, disability, and long-term care insurance, highlighting key factors such as deductibles, coverage types, and strategic planning for future needs. Incorporating SEO keywords like "insurance planning," "liability coverage," and "financial protection," this episode is a comprehensive resource for anyone aiming to fortify their financial resilience.Key Takeaways:Understand the difference between actual cash value and replacement cost in property and casualty insurance for better asset protection.Evaluate liability risks, especially if owning attractive nuisances like pools or trampolines, to adjust coverage accordingly.Regularly review life and health insurance policies to ensure they align with current life situations and financial goals.Consider specialty insurance options like umbrella policies or identity theft protection for comprehensive coverage.Disability insurance and long-term care insurance are crucial for long-term financial security, requiring careful consideration of coverage terms and elimination periods.Notable Quotes:"Pause for a moment and ask yourself, where are all the potential risks in my life?" – Amy Irvine"Replacement value covers the cost to replace something at today's prices." – Amy Irvine"Liability coverage is one of the most important components of an auto policy." – Amy Irvine"Think about your future living arrangements, your caregiving preferences, your funding sources." – Amy Irvine"These checklists can be incredibly valuable when reviewing your overall financial plan." – Amy IrvineResources:Rooted Planning Group:
If you want more meaning, trust, and genuine connection in your work, community, and finances, this episode is for you.Welcome to another episode of the Circle of Hope Podcast! In this heartfelt conversation, I dive deep with my longtime investment advisor, and now friend, Tyler Downing, exploring the art of cultivating trust, mentorship, and authentic connection, both professionally and personally. This isn't just about investments, this is about finding your Circle of Influencers and building relationships that help you (and those around you) thrive.Over the past eight years, Tyler and I have journeyed from a straightforward business meeting to sharing mentorship, volunteering with youth, and supporting each other's growth. We reveal how trust is built (and rebuilt!) in finance, coaching, youth sports, and everyday life. Tune in for practical insight, candid stories, and a warm reminder that authentic relationships are your greatest asset in business and beyond.Watch This If:Want to know how to pick advisors you actually trust with life's biggest decisionsWonder how connections can evolve beyond business into friendship and collaborationLead, coach, or mentor—and want to help others and learn from them in the processCare about the impact of service and volunteering on youth, teams, and your own growthKnow that joy and satisfaction flow from giving back, building trust, and being intentionalEpisode Highlights (with Timestamps):00:00 Intro—Setting the stage for relationship-based business11:04 Learning from teaching—and why connection is always a two-way street15:20 How business relationships become personal—and vice versa26:00 Intentionality in choosing your circle and creating safe, fun environments34:27 Trust in Finance: my debt-free journey, choosing advisors, and non-negotiable values58:54 Balancing professional and personal relationships for real growth1:07:46 Celebrating our circle: joy, energy, and the value of showing up1:08:27 Final words & invitation: Bringing hope and connection to life What You'll Learn:The “Trust Equation” for building lasting relationships in life and businessHow intentionality and openness turn colleagues into trusted alliesWays serving (as a mentor, coach, or advisor) multiplies your personal joy and impactHow to invest in your own “Circle of Influence” for ongoing growthPractical tips for choosing trustworthy professionals, and becoming oneResources: Dave Ramsey's Financial Peace (https://www.ramseysolutions.com/money/financial-peace)Book: Scarcity Brain by Michael Easter (https://www.goodreads.com/book/show/75494984-scarcity-brain)Website: Ramit Sethi “I Will Teach You To Be Rich” (https://www.iwillteachyoutoberich.com/)Book: The Trusted Advisor by David H. Maister, Charles H. Green, and Robert M. Galford (https://trustedadvisor.com/books/the-trusted-advisor)Contact Information:Guest: Tyler DowningWebsite: http://www.rlcwm.comLinkedIn: https://www.linkedin.com/in/tyler-downing-cfp%C2%AE-575b7213/ Host: Valerie HopeWebsite: https://www.valeriehope.comInstagram: https://www.instagram.com/valeriehope/LinkedIn: https://www.linkedin.com/in/valeriehope/Facebook: https://www.facebook.com/YouTube: https://www.youtube.com/@ConnecttoJoyProduction Support: Lucy Hope - Podcast Editing, Copy, and Publishing. #CircleOfHopePodcast #ConnectionMatters #TrustedAdvisor #Mentorship #financial #AuthenticRelationships
In this compelling episode of the Meditative Prayers podcast, Dr. Tim Clinton, a distinguished host renowned for his insightful perspectives, invites listeners on a reflective journey centered around the theme of Sacrifice. Available on Pray.com, this episode delves deep into the essence of Sacrifice, a profound concept deeply intertwined with the fabric of our Christian community. Throughout our spiritual odyssey, there are pivotal moments where making Sacrifices takes precedence over personal accomplishments. These Sacrifices not only deepen our faith but also strengthen our bonds with others, guiding us closer to our individual aspirations. With the unwavering guidance of the Divine, we find the resilience to endure and the courage to make Sacrifices, ultimately infusing our journey with renewed purpose and hope. Drawing inspiration from sacred texts, we embark on a soul-stirring exploration of this transformative human experience. For those seeking solace and direction in their journey of Sacrifice and faith, we extend a sincere invitation to explore the Pray.com app. Through a simple download, embark on a transformative path rooted in the enduring presence of the Divine. Together, let us embrace the extraordinary potential for Sacrifice within us, finding profound inspiration and resilience in our shared spiritual voyage. Join us in this enlightening episode as we delve into the depths of Sacrifice and unearth the profound sense of fulfillment it bestows upon each of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of acknowledging our spiritual aspirations—a topic deeply resonant within our Christian community. Along our spiritual journey, there come moments when acknowledging our progress and receiving validation becomes a significant longing. These instances not only deepen our faith but also rejuvenate our connections, propelling us closer to our individual dreams. The comforting truth remains steadfast: with the Lord as our unwavering guide, we possess the inherent capacity to recognize these aspirations, uncovering refreshed hope and clarity in our journey. Drawing profound inspiration from sacred scriptures, we embark on an introspective journey into this transformative aspect of the human experience. For those seeking guidance in acknowledging their spiritual aspirations along their faith journey, we extend a sincere invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative path of faith and resilience, firmly rooted in the constant presence of the Divine. Together, let us wholeheartedly embrace the remarkable potential for acknowledgment within us, finding endless inspiration and fortitude during our collective spiritual pilgrimage. We invite you to join us in this enlightening episode as we venture toward a profound understanding of acknowledging our spiritual aspirations and uncovering the extraordinary sense of validation that resides within each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of service—a concept deeply intertwined with our Christian faith. Throughout our spiritual journey, there are moments when engaging in meaningful acts of service becomes a paramount desire. These moments not only deepen our connection to God but also strengthen our bonds with others, propelling us toward our collective mission. The reassuring truth remains constant: with the Lord as our steadfast guide, we have the innate ability to engage in impactful service, bringing about transformation in our lives and communities. Drawing deep inspiration from sacred scriptures, we embark on an exploration of this transformative aspect of human experience. For those who seek guidance in serving others along their path of faith, we extend a heartfelt invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative journey of faith and resilience, deeply rooted in the unwavering presence of the Divine. Together, let us wholeheartedly embrace the incredible potential for service within us, finding boundless inspiration and strength during our shared spiritual pilgrimage. We invite you to join us in this enlightening episode as we venture toward a profound understanding of engaging in service and discovering the extraordinary sense of fulfillment that resides within each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of recognizing our spiritual journey—an endeavor that deeply resonates within our Christian community. Throughout our spiritual odyssey, there are moments when acknowledging our progress and experiencing personal recognition becomes a significant longing. These moments not only deepen our faith but also enrich our connections, propelling us toward our individual aspirations. The comforting truth remains steadfast: with the Lord as our unwavering guide, we possess the innate capacity to recognize these aspirations, uncovering renewed hope and purpose in our path. Drawing profound inspiration from sacred scriptures, we embark on an exploration of this transformative human experience. For those seeking guidance in recognizing their spiritual journey along their path of faith, we extend a heartfelt invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative journey of faith and resilience, firmly grounded in the steadfast presence of the Divine. Together, let us wholeheartedly embrace the remarkable potential for recognition within us, finding limitless inspiration and strength during our shared spiritual voyage. We invite you to join us in this enlightening episode as we journey toward a profound understanding of recognizing our spiritual aspirations and discovering the extraordinary sense of recognition that resides within each of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of obedience to God—an essential aspect within our Christian community. Throughout our spiritual journey, there are moments when obeying God's will becomes our paramount desire. These moments not only deepen our faith but also strengthen our relationship with Him, guiding us toward our individual callings. The comforting truth remains unchanging: with the Lord as our unwavering guide, we possess the inherent capacity to follow His commands, discovering renewed faith and direction in our journey. Drawing profound inspiration from sacred scriptures, we embark on an exploration of this transformative aspect of human experience. For those seeking guidance in obeying God's will along their faith journey, we extend a heartfelt invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative journey of obedience and trust, firmly grounded in the presence of the Divine. Together, let us wholeheartedly embrace the incredible potential for obedience within us, finding boundless inspiration and strength as we submit to God's will during our shared spiritual pilgrimage. We invite you to join us in this enlightening episode as we venture toward a profound understanding of obedience to God and discover the extraordinary sense of fulfillment that resides within each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
This sermon, part two of the “Dollars & Sense” series, teaches that God cares deeply about how we handle money and that the basics—budgeting, getting out of debt, living on less than you make, saving, and giving—still work when practiced faithfully. Drawing from Scripture and practical principles (including Dave Ramsey's Financial Peace approach), it emphasizes that money is a tool, not a master, and that wise planning leads to peace and freedom. The message challenges listeners to trust God with their finances, commit to biblical habits, and experience joy and generosity as a result.
ChatGPT In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of experiencing prosperity in our spiritual journey—an endeavor deeply resonant within our Christian community. Along the path of faith, there are moments when attaining prosperity and embracing abundance becomes a paramount longing. These moments not only enrich our faith but also rejuvenate our relationships, propelling us toward our individual dreams of prosperity. The comforting truth remains unwavering: with the Lord as our steadfast guide, we possess the inherent capacity to manifest these aspirations, uncovering renewed hope and purpose in our journey of prosperity. Drawing profound inspiration from sacred scriptures, we embark on a voyage to explore this transformative human experience. For those seeking guidance in realizing their spiritual aspirations along their faith journey, we extend a heartfelt invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative journey of faith and resilience, deeply anchored in the unwavering presence of the Divine. Together, let us wholeheartedly embrace the remarkable potential for prosperity within us, discovering boundless inspiration and fortitude during our collective spiritual pilgrimage. We invite you to join us in this enlightening episode as we journey toward a profound understanding of experiencing prosperity in our spiritual aspirations and uncovering the extraordinary sense of fulfillment that resides within each of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
Is clutter holding you back from financial progress? In this episode of The New Money Habits Podcast, Coach Nino Villa and Maria Casillas explore the powerful connection between physical clutter, financial disorganization, and mental overwhelm. When your environment is chaotic, your money often follows — but the good news is that small, intentional changes can create massive momentum. Nino and Maria break down how clutter silently drains your productivity, increases stress, and makes it harder to stay consistent with your financial goals. More importantly, they share practical strategies you can implement right away to regain control and create lasting habits. In this episode, you'll learn: Why clutter compounds over time — both financially and emotionally How organization can reduce stress and improve decision-making Simple ways to identify and eliminate financial clutter Time management strategies that support stronger money habits How teaching kids financial organization sets them up for long-term success If you're ready to simplify your life, sharpen your focus, and build a clearer path toward financial stability, this episode will give you the tools to start today. Join the New Money Habits Community Join our free community and connect with others building healthier money habits Become a member starting at $5/month Start your 7-day free trial today Helpful Resources Mentioned in This Episode Watch on YouTube: Full video version of this episode Payday Power Planner (FREE): Streamline your budgeting processhttps://www.newmoneyhabits.com/budgeteers/helpful-tools Food Number Calculator (FREE): Simplify food budgeting and planninghttps://www.newmoneyhabits.com/budgeteers/helpful-tools Submit Your Questions: Email us at podcast@newmoneyhabits.com Join Our Free Facebook Group:https://www.facebook.com/groups/newmoneyhabits Schedule a Free Call with Coach Nino:https://www.newmoneyhabits.com/budgeteers/contact Online Course: How to Create a Better Budget: Your Foundation to Financial Freedomhttps://www.newmoneyhabits.com/bootcamp Music CreditsThis episode features music by Summer School. Connect With UsFollow @newmoneyhabits on social media for more insights, tools, and updates.
In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of experiencing blessings in our spiritual journey—a topic deeply resonant within our Christian community. Throughout our walk with faith, there are moments when encountering blessings and experiencing divine favor becomes a fervent desire. These moments not only deepen our spiritual connection but also rejuvenate our relationships, guiding us closer to our personal dreams. The comforting truth remains unwavering: with the Lord as our constant companion, we possess the inherent capacity to embrace these blessings, uncovering fresh hope and purpose along our path. Drawing profound inspiration from sacred texts, we embark on a journey to explore this transformative aspect of human existence. For those seeking guidance in encountering blessings along their spiritual journey, we extend a heartfelt invitation to explore the Pray.com app. By simply downloading it today, you can embark on a journey of spiritual growth and resilience, firmly rooted in the enduring presence of the Divine. Together, let us wholeheartedly embrace the remarkable potential for blessings within us, discovering boundless inspiration and fortitude as we journey together in faith. We invite you to join us in this illuminating episode as we delve into a profound understanding of encountering blessings in our spiritual journey and uncovering the extraordinary sense of fulfillment that dwells within each of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
EVEN MORE about this episode!Money is energy—and when you change the frequency, everything shifts. In this powerful episode of the Ask Julie Ryan Show, Julie Ryan is joined by real estate investor and conscious entrepreneur Jason Yarusi to explore how spiritual alignment, higher consciousness, and energetic awareness can transform financial stress into sustainable success.Jason shares his personal journey from unfulfilling, transactional work to purpose-driven investing, revealing how shifting from problem-focused thinking to solution-based awareness opens the door to abundance, clarity, and joy. Together, we explore how thoughts and spirits carry frequency, why your mind works like a television channel you can consciously change, and how mastering your energetic responses—rather than reacting to external circumstances—creates lasting momentum in both money and life.This episode also weaves together inspiring real-world stories, from rebuilding real estate ventures after Hurricane Sandy to remarkable personal transformations fueled by discipline, vision, and daily aligned action. You'll gain practical tools—using music, awareness, and intentional focus—to break negative cycles, elevate your vibration, and redefine true wealth as a balance of financial freedom, purpose, and fulfillment.If you're ready to align your energy with prosperity and live from a higher frequency, this conversation will change how you see money—and yourself.Guest Biography:Jason Yarusi is a visionary entrepreneur, real estate investor, and transformational coach devoted to helping others awaken their true potential. Known for blending practical success strategies with spiritual alignment, Jason leads live events, coaching programs, and the Multifamily Live podcast, where he inspires audiences to expand beyond fear, embrace abundance, and embody their soul's highest purpose. His work reminds us that real wealth is not just measured in financial gain, but in living empowered, connected, and fully alive.Episode Chapters:(0:00:01) - Manifesting Wealth Through Higher Consciousness(0:07:21) - Harnessing Frequencies for Positive Change(0:13:37) - Family Business Transformation Through Real Estate(0:17:18) - Path to Real Estate Success(0:21:55) - Navigating True Wealth and Family Success(0:30:00) - Setting Priorities and Saying No(0:35:17) - Effective Daily Prioritization for Success(0:39:11) - Daily Actions for Long-Term Success(0:50:03) - Managing Money for Financial Peace(0:56:19) - Transformation Through Taking Action➡️Subscribe to Ask Julie Ryan YouTube➡️Subscribe to Ask Julie Ryan Español YouTube➡️Subscribe to Ask Julie Ryan Português YouTube➡️Subscribe to Ask Julie Ryan Deutsch YouTube➡️Subscribe to Ask Julie Ryan Français YouTube✏️Ask Julie a Question!
Today's economy doesn't just create wealth. It creates the ability to show off wealth, and that visibility inflates expectations so quickly that even high-achieving parents often feel behind, overwhelmed, or financially stretched. Today, I break down why expectations rise faster than real progress, how that impacts family decisions, and why the small behaviors you repeat consistently are far more important than dramatic financial moves. If you've ever felt like your life looks "successful" on paper but still feels stretched or pressured in real time, you'll want to hear this episode. Connect with Paul If you're a family with multiple kids who feel like your money should be working harder but aren't sure where to start, I do complimentary 30-minute financial reviews. Schedule a meeting here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn. Resources Featured in This Episode: Getting the Goalpost to Stop Moving Uncovering Core Values for Financial Clarity and Emotional Balance You Can Do Most Things, But Not All: A Realistic Approach to Family Goals and Money
You make good money… so why do you still feel broke?If you're a high-earning woman who looks successful on paper but still feels behind financially, this episode is for you. In this eye-opening conversation, Rebecca Whitman sits down with Budget Besties—Shana & Vanessa, best friends, business partners, and master financial coaches helping women stop wondering “Where did my money go?” and start building wealth with clarity and confidence. They reveal why overspending isn't the real issue, why budgeting feels emotional (even when you're smart and capable), and how disorganization—not discipline—is quietly draining your bank account. Most importantly, they share how to create a simple, automatic system that allows you to save, spend, and invest without sacrificing your bougie lifestyle. This episode proves you don't need to hustle harder, restrict yourself, or give up travel, dinners, or luxury to feel financially secure—you just need the right system. ✨ WHAT YOU'LL GET FROM THIS EPISODE • Why making more money doesn't automatically create financial peace• The real reason budgeting feels emotional, overwhelming, and exhausting• How disorganization quietly leaks money every single month• A simple automatic system that builds wealth for you• How to enjoy a bougie lifestyle without guilt, shame, or sabotage• The first step to feeling calm, confident, and in control of your finances
Freedom Through Passive Profits | Start an Etsy Business, Sell Digital Products, Make Passive Income
So… I did a thing. I decided to homeschool my son this year. And before you picture me color-coding lesson plans and building a chicken coop, hear me out - this decision came straight from my heart. Every child thrives differently, and over the summer, we realized that our youngest really needed something more individualized… more one-on-one. As a former teacher, I saw the signs - he was starting to slip through the cracks. And when he asked to be homeschooled, I just couldn't say no. But as I started researching curriculums and joining homeschool communities, something really stood out - so many moms want to homeschool but feel like they can't afford to. They want to be home, but they still need to help provide. And that's when it hit me - what I've built with digital products on Etsy is exactly what so many of these families are searching for. A way to teach their kids, be present, and still contribute financially - without sacrificing their sanity. So in today's episode, I'm opening up about our decision to homeschool, how I've built a business that gives me this freedom, and how you can do it too. Because yes - homeschooling and income can absolutely coexist… peacefully and purposefully. xo, Jacqueline | LEARN FROM ME | Etsy Profits PRO - Course + Coaching Program www.jacqueline-butler.com/etsyprofitspro Canva Crash Course www.jacqueline-butler.com/canva Midjourney Beginner's Guide & 130+ Prompts www.jacqueline-butler.com/midjourney | OTHER STEPS | Join My Email List & Get a FREEBIE! www.jacqueline-butler.com/freeguide FREE 5-Step Starter Guide: www.jacqueline-butler.com/starterguide FREE Facebook Community: www.jacqueline-butler.com/freegroup Website: www.jacqueline-butler.com Get In Touch: jb@jacqueline-butler.com Instagram: www.instagram.com/jacquelinebutler.co Facebook: https://www.facebook.com/jacquelinebutler.co TikTok: www.tiktok.com/@jacquelinebutler.co | MY FAVE RESEARCH TOOLS | eRank https://erank.com?fpr=jackie31 Insight Factory https://insightfactory.app/ Alura https://www.alura.io/?via=jacqueline
In this episode, Zweli is diving into the world of weddings and the not-so-glamorous side of being a bridesmaid or groomsman. Zweli shares his own experiences and asks the question: is it okay to pull out of a wedding when you can't afford it? We hear from listeners, who've been in similar situations, and discuss the pressure to spend money on expensive dresses, makeup, and activities. It's a conversation about setting boundaries, being honest with friends, and prioritizing your own financial peace. Join us as we explore the complexities of wedding etiquette and the importance of self-care. Spend weekday afternoons with Zweli. He keeps you in the loop with everything from music and movies to sport and pop culture. Hear what the Word on the Street is, test your skills with the high-pressure 6 Out of 6, and get ready to be entertained. Thank you for listening to an Afternoons with Zweli podcast Listen live on Primedia+ weekdays from 12:00 to 15:00 (SA Time) toAfternoons with Zweli broadcast on 947 https://www.primediaplus.com/station/947 For more from the show go to https://buff.ly/FeeL6wYor find all the catch-up podcasts here https://buff.ly/pRBikjo Subscribe to the 947 Weekly Newsletter herehttps://buff.ly/hf9IuR9 Follow us on social media 947 on Facebook: https://www.facebook.com/947Joburg/ 947 on TikTok: https://www.tiktok.com/@947joburg 947 on Instagram: https://www.instagram.com/947joburg 947 on X https://x.com/947 947 on YouTube: https://www.youtube.com/@947JoburgSee omnystudio.com/listener for privacy information.
Amanda went on The Catholic Woman Podcast, hosted by Marie Hanson, for a wide-ranging conversation about money, faith, and what it actually takes to find financial peace today.In this episode, Amanda shares the real story behind a major money fight early in her marriage, how she and Jonathan paid off debt and stayed out of it, and why debt freedom is only the beginning—not the finish line. They talk candidly about budgeting as a skill Catholics need to relearn, the moral and practical challenges of credit cards, and why debt keeps families tied to the past instead of free to respond to God's call.We also mention some of the realities young families are facing right now: an increasingly unaffordable housing market, the student loan crisis and the pressure many couples feel when they're trying to do “everything right” and still feel stuck while sharing stories of God's very specific providence along the way.This episode is especially for anyone feeling overwhelmed or unsure how to move forward financially while staying faithful.Resources mentioned:• Catholic Budget Guide: https://walletwin.com/catholicbudgetguide/• Learn more about WalletWin and Catholic Money Academy: https://walletwin.comIf this conversation encouraged you, share it with a friend—and don't forget to leave a 5-star review to help more Catholics find it.
Preaching Service This final lesson in the Financial Peace course addresses common financial questions with a focus on biblical stewardship, practical wisdom, and long-term financial health. It emphasizes the importance of emergency funds in safe, accessible accounts like money market or high-yield savings accounts, highlighting the value of liquidity and modest interest without sacrificing security. The sermon advocates for 15-year fixed-rate mortgages over 30-year terms, demonstrating through math that the long-term cost of interest is significantly higher with longer loans, and encourages investing the saved monthly payment after payoff to build wealth. It warns against refinancing unless the total cost is lower, cautions against leasing cars due to their high long-term expense and risk, and challenges the cultural obsession with monthly payments by promoting total cost analysis. The teaching concludes with a strong critique of credit scores, arguing they reward debt rather than financial freedom, and urges believers to prioritize biblical principles—debt freedom, prudent planning, and stewardship—over metrics designed to promote borrowing.
Preaching Service This final lesson in the Financial Peace course addresses common financial questions with a focus on biblical stewardship, practical wisdom, and long-term financial health. It emphasizes the importance of emergency funds in safe, accessible accounts like money market or high-yield savings accounts, highlighting the value of liquidity and modest interest without sacrificing security. The sermon advocates for 15-year fixed-rate mortgages over 30-year terms, demonstrating through math that the long-term cost of interest is significantly higher with longer loans, and encourages investing the saved monthly payment after payoff to build wealth. It warns against refinancing unless the total cost is lower, cautions against leasing cars due to their high long-term expense and risk, and challenges the cultural obsession with monthly payments by promoting total cost analysis. The teaching concludes with a strong critique of credit scores, arguing they reward debt rather than financial freedom, and urges believers to prioritize biblical principles—debt freedom, prudent planning, and stewardship—over metrics designed to promote borrowing.
This sermon emphasizes the importance of proactive estate planning as an act of stewardship, wisdom, and love for family and future generations. Centered on biblical principles of order and responsibility, it guides listeners through essential tools such as healthcare proxies, wills, and trusts, highlighting how they safeguard loved ones, prevent family conflict, and ensure assets are distributed according to one's wishes. The speaker underscores the financial and emotional burdens of probate, especially in New York State, and explains how strategic use of beneficiaries, joint ownership, and trusts—particularly irrevocable trusts—can bypass probate, minimize tax liabilities through stepped-up cost basis, and protect assets from creditors or Medicaid. With a pastoral tone, the message urges believers to act while in good health, communicate openly with heirs, and prioritize long-term planning over short-term convenience, all rooted in faithful stewardship of God's blessings.
This sermon emphasizes the importance of proactive estate planning as an act of stewardship, wisdom, and love for family and future generations. Centered on biblical principles of order and responsibility, it guides listeners through essential tools such as healthcare proxies, wills, and trusts, highlighting how they safeguard loved ones, prevent family conflict, and ensure assets are distributed according to one's wishes. The speaker underscores the financial and emotional burdens of probate, especially in New York State, and explains how strategic use of beneficiaries, joint ownership, and trusts—particularly irrevocable trusts—can bypass probate, minimize tax liabilities through stepped-up cost basis, and protect assets from creditors or Medicaid. With a pastoral tone, the message urges believers to act while in good health, communicate openly with heirs, and prioritize long-term planning over short-term convenience, all rooted in faithful stewardship of God's blessings.
The holiday season isn't just about spending—it's about finding peace of mind. In this episode, Miguel Gonzalez shares how to reset your mindset, reduce money stress, and end the year feeling calm and confident about your finances. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #FinancialPeace #HolidayBudget #MoneyMindset #StressFreeHolidays #GratitudeAndGoals #FinancialWellness #CortburgSpeaksRetirement #RetirementPlanning #YearEndPlanning #MindfulMoney #HolidaySpending #WealthPlanning #FinancialFreedom #EndOfYearChecklist #CortburgAdvisors #MiguelXGonzalez #HolidayStress #IntentionalSpending #MoneyTipsWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
In this episode of "Next Steps 4 Seniors: Conversations on Aging," host Wendy Jones is joined by Bill Feldmaier and Mike Laske from Greenleaf Trust to discuss achieving financial peace of mind in retirement. They highlight the importance of comprehensive financial planning, organizing scattered assets, involving family in financial literacy, and working with fiduciary advisors. The conversation emphasizes proactive planning, clear documentation, and professional guidance to reduce anxiety, ensure smooth wealth transfer, and protect seniors’ legacies. Greenleaf Trust’s client-first approach and community involvement are showcased, encouraging seniors to seek expert help for a secure and confident retirement. For more information on Next Steps 4 Seniors, contact us at 248-651-5010 or at www.nextsteps4seniors.com Learn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.
This sermon presents a biblically grounded, practical framework for understanding insurance not merely as a financial product but as an expression of stewardship and trust in God's provision. It emphasizes that insurance is a wise tool for managing risk and protecting assets, family, and long-term financial peace, especially in a world where unexpected events can quickly deplete savings. The speaker outlines eight essential types of insurance—health, auto, renter's, homeowner's, life, disability, umbrella, and long-term care—explaining their purpose, recommended coverage levels, and how they align with responsible financial planning, particularly in light of one's life stage, net worth, and dependence on income. While cautioning against underinsuring due to cost concerns, the sermon advocates for term life insurance over cash-value policies, promotes adequate liability protection, and highlights the importance of planning for future needs like long-term care, all while stressing that true security ultimately rests in faith in God's provision, not in human systems alone.
This sermon presents a biblically grounded, practical framework for understanding insurance not merely as a financial product but as an expression of stewardship and trust in God's provision. It emphasizes that insurance is a wise tool for managing risk and protecting assets, family, and long-term financial peace, especially in a world where unexpected events can quickly deplete savings. The speaker outlines eight essential types of insurance—health, auto, renter's, homeowner's, life, disability, umbrella, and long-term care—explaining their purpose, recommended coverage levels, and how they align with responsible financial planning, particularly in light of one's life stage, net worth, and dependence on income. While cautioning against underinsuring due to cost concerns, the sermon advocates for term life insurance over cash-value policies, promotes adequate liability protection, and highlights the importance of planning for future needs like long-term care, all while stressing that true security ultimately rests in faith in God's provision, not in human systems alone.
Why This Episode Is a Must-Listen Retirement is no longer just about stepping away from work. It's an opportunity to redefine purpose, rediscover joy, and design a life aligned with your values. In this episode of Inspired Money, three thought leaders unpack what it means to retire mindfully, covering everything from emotional health, financial habits, to building a portfolio of passions and community ties. Whether you're planning your next chapter, already retired, or simply rethinking your approach to money and fulfillment, this conversation will help you set a new course. Meet the Expert Panelists Vicki Robin is a renowned social innovator, author, and speaker best known for co-authoring the groundbreaking personal finance classic, Your Money or Your Life, which has inspired readers worldwide to rethink their relationship with money and pursue financial independence. An advocate for sustainability and localism, she also authored Blessing the Hands That Feed Us and hosts the podcast series What Could Possibly Go Right?, where she explores emerging solutions for societal challenges. https://vickirobin.com Jordan Grumet, MD, is a hospice doctor, author, and host of the Earn & Invest podcast, blending his expertise in medicine and finance to explore financial independence, wealth building, and living meaningfully. With a deep understanding of both personal finance and end-of-life care, he empowers others to make intentional, regret-free financial decisions. https://www.earnandinvest.com Ellen Langer is a pioneering Harvard psychologist known as the "mother of mindfulness," whose 40+ years of research revolutionized understanding of how mindful awareness (without meditation) shapes health, aging, decision-making, and human potential. She is the author of 13 books, including the bestseller Mindfulness and The Mindful Body, and her award-winning work has earned her Guggenheim, Staats, and Liberty Science Genius honors. https://www.ellenlanger.me Key Highlights Challenging Retirement Stereotypes Jordan Grumet reframes retirement from a period of slowing down to a time of "unlimited choice." He notes, "Instead of working for other people, you get to work for yourself—making decisions about what fills you up, excites you, and connects you to others." The episode explores how retirees can pivot from old assumptions and design lives abundant in purpose and connection. Mindfulness as a Tool for Fulfillment Ellen Langer's research shows that simply noticing new things—being actively present—invigorates both mind and body. "Mindfulness is the very simple process of active noticing," she says, and this practice can turn routine experiences into sources of joy, health, and new passions later in life. Community & Belonging Over Consumption Vicki Robin emphasizes the importance of context and connection: "The activity of creating community is so often approached from a consumer perspective—'I want community'—not the hard work of micro actions that let people know you care." The episode shows that real fulfillment comes from cultivating relationships and community, not just individual pursuits. Emotional Health & Financial Freedom The panelists agree: regrets at life's end aren't about money, they're about missed connections and opportunities for self-fulfillment. Jordan Grumet shares, "Our regrets are that we didn't become a better version of ourselves, and money's only loosely tied to that." The episode offers practical strategies to spend purposefully and let go of financial scarcity to live more fully. Call-to-Action Here's one thing to do this week: Create your own "Portfolio of Passions." Take five minutes and write down three activities that give you energy, three that bring you connection, and three that spark curiosity. Put that list somewhere you'll see it. Then commit to trying just one of those things in the next seven days. Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money
This sermon presents a biblically grounded, practical case for prioritizing retirement savings as a form of faithful stewardship, emphasizing that planning for the future is not a lack of trust in God's provision but a responsible use of the resources He provides through labor and wisdom. Drawing from key Scripture passages—Matthew 25's parables of the wise and foolish virgins and the talents, 1 Timothy 5:8 on caring for one's household, and Ecclesiastes 7:11–12 on wisdom and wealth—the preacher illustrates that financial foresight, investing, and disciplined saving are consistent with biblical principles of prudence, responsibility, and care for others. The central teaching is that consistently investing 15% of one's income in tax-advantaged accounts, particularly through diversified growth stock mutual funds, can yield a sustainable, lifelong income through compound growth, with historical evidence showing the stock market's long-term reliability despite short-term volatility. The message is especially urgent for younger listeners, who can leverage time to build substantial wealth with modest contributions, while older individuals are encouraged not to despair, as meaningful progress is still possible with disciplined action. Ultimately, the sermon calls believers to view retirement planning not as a worldly pursuit but as a spiritual discipline of faithfulness, preparation, and love for family and future generations.
This sermon presents a biblically grounded, practical case for prioritizing retirement savings as a form of faithful stewardship, emphasizing that planning for the future is not a lack of trust in God's provision but a responsible use of the resources He provides through labor and wisdom. Drawing from key Scripture passages—Matthew 25's parables of the wise and foolish virgins and the talents, 1 Timothy 5:8 on caring for one's household, and Ecclesiastes 7:11–12 on wisdom and wealth—the preacher illustrates that financial foresight, investing, and disciplined saving are consistent with biblical principles of prudence, responsibility, and care for others. The central teaching is that consistently investing 15% of one's income in tax-advantaged accounts, particularly through diversified growth stock mutual funds, can yield a sustainable, lifelong income through compound growth, with historical evidence showing the stock market's long-term reliability despite short-term volatility. The message is especially urgent for younger listeners, who can leverage time to build substantial wealth with modest contributions, while older individuals are encouraged not to despair, as meaningful progress is still possible with disciplined action. Ultimately, the sermon calls believers to view retirement planning not as a worldly pursuit but as a spiritual discipline of faithfulness, preparation, and love for family and future generations.
James has devoted his life to assisting clients, friends, and family by protecting their assets through insurance and estate planning. James has been in the world of finance and insurance since 1979. As James matured right along with his clients, James became painfully aware of the need that comes at the other end of rainbow, when remaining assets are passed to the next generation. His focus expanded beyond just protection and accumulation to the distribution of wealth after the passing of loved one. With over 45 years of experience James has nearly seen it all.Learn More: tvrshield@gmail.com or call 775-233-2203Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-james-kroshus-president-of-treasure-valley-retirement-shield-discussing-achieving-financial-peace-of-mind
James has devoted his life to assisting clients, friends, and family by protecting their assets through insurance and estate planning. James has been in the world of finance and insurance since 1979. As James matured right along with his clients, James became painfully aware of the need that comes at the other end of rainbow, when remaining assets are passed to the next generation. His focus expanded beyond just protection and accumulation to the distribution of wealth after the passing of loved one. With over 45 years of experience James has nearly seen it all.Learn More: tvrshield@gmail.com or call 775-233-2203Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-james-kroshus-president-of-treasure-valley-retirement-shield-discussing-achieving-financial-peace-of-mind
The sermon presents a biblically grounded, step-by-step approach to personal financial stewardship, emphasizing that true peace comes from obedience to Scripture and disciplined financial habits. It outlines six concurrent steps—after eliminating debt and building an emergency fund—centered on investing 15% of income for retirement, saving for children's college (if desired), and paying off a mortgage early, all rooted in the principle of financial independence rather than retirement as an age. The speaker stresses that retirement is defined by a financial threshold, not a calendar year, and uses compound interest and long-term investing to illustrate how early, consistent action leads to sustainable security. While cautioning against greed and get-rich-quick schemes, the sermon affirms that wealth should be built not for personal indulgence but for generous giving, supporting missions, and helping future generations, all within a framework of faithful stewardship and contentment, with the ultimate goal of honoring God with all that He provides.
The sermon presents a biblically grounded, step-by-step framework for achieving financial freedom through disciplined stewardship, emphasizing obedience to God's principles over worldly financial habits. Central to the message is the necessity of breaking free from debt by first establishing a $1,000 emergency fund, creating a detailed budget that prioritizes essentials and long-term goals, and applying the debt snowball method to systematically eliminate liabilities. Key theological themes include the biblical call to flee from debt, the importance of self-control over impulses, and the principle of planning ahead—illustrated through Jesus' teaching in Luke 14 about counting the cost before building a tower. The speaker underscores that financial peace comes not from wealth but from aligning one's finances with God's wisdom, including saving for future needs, avoiding credit card misuse, and trusting in divine provision rather than material security. Ultimately, the journey leads to a life of freedom, peace, and generosity, where financial decisions are rooted in faith, discipline, and a commitment to honoring God with all resources.
Welcome to Orrville Christian Church!Chapter Timecodes & Key Points:0:00 – Introduction & Holiday Context – Discusses Christmas services, preparing homes, and the metaphor of a cluttered garage representing spiritual life.1:53 – Spiritual Clutter – Distractions, neglected priorities, and unattended sins slowly creep in, affecting our relationship with God.3:37 – Malachi 3 Overview – Encourages honest reflection on self-deception and drifting spiritually; God calls for a return to Him.4:09 – The Three C's of Malachi 3 – Constant: God's unchanging character and people's unfaithfulness.7:20 – Confrontation – God challenges Israel on tithes and offerings; the principle of returning to God through giving.9:37 – The Challenge – Practical teaching on tithing: first fruits, Levitical tithe, festival tithe, and poor tithe.15:06 – Trust & Obedience – God calls for trust in adverse conditions; returning the whole tithe demonstrates faith.16:07 – Biblical Principle of First Fruits – Proverbs 3:9-10 emphasizes honoring God with the first and best of finances.18:09 – Practical Illustration with Apples – Visualizing financial stewardship and prioritizing giving back to God.21:46 – Practical Takeaways – Enroll in Financial Peace University, start a 90-day tithing challenge, and grow in generosity.26:22 – Closing & Prayer – Encouragement to put God first, live for His mission, and give with faith and joy.Scripture References:Malachi 3:6-12Exodus 3:14Proverbs 3:9-10 -----------------------------------------------------------------------------------------------------We're so glad you're here! Visit us online at www.orrville.church Or connect with us on:• Facebook: https://www.facebook.com/orrvillechristian.church/ • Instagram: https://www.instagram.com/orrvillechristian/• YouTube: https://www.youtube.com/@orrvillechristianchurch5959 If you'd like to partner with us in giving, you can give online here: https://www.occgive.com/ As our guest, please feel no pressure to give—this is for those who call OCC home. Let us know you're listening! Fill out a Connection Card: https://www.orrville.church/connect We'd love to meet you in person! Join us any Sunday at 8:30, 9:45, or 11:00 AM
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This sermon presents a biblically grounded framework for achieving financial peace through faithful stewardship, emphasizing that true financial health begins with spiritual alignment and obedience to Scripture. It argues that financial struggles stem not from external circumstances but from poor stewardship, lack of contentment, and disobedience to God's principles—particularly the dangers of debt, the necessity of budgeting, and the call to prioritize heavenly treasures over earthly accumulation. The message underscores that God owns all things, and believers are entrusted with managing resources wisely by working diligently, spending less than they earn, saving for emergencies, and giving generously, all while rejecting the bondage of debt and the idolatry of money. Practical steps are introduced, including calculating net worth, creating a budget, and building an emergency fund, all rooted in the conviction that financial discipline is an act of faith and a reflection of one's relationship with Christ.
In this episode, Nicole sits down with financial advisor Connie Williams of Edward Jones to explore what financial wellness really looks like for busy firm owners. They discuss common behavioral money traps, how to build lasting financial security, and practical ways to prioritize your own financial health without neglecting your clients. Whether you're just getting started or looking to optimize your retirement planning, this episode is packed with relatable insights and strategies. Enjoyed this episode? Join a network of like-minded women at http://cpamoms.com/start and get the support you need to build the practice you want.
In this episode of More Than Roommates, Derek, Gabrielle, and Scott unpack four marriage trends—crisis of resilience, digital disconnect, financial anxiety, and blurred lines between work and home—and offer practical ways to push back with biblical wisdom. We hope this episode helps you move from “roommates” to a joy-filled, God-honoring marriage. Scriptures:1 Cor 7:28John 16:33MT 7:24-27Col 3:231 Cor 10:31Jeremiah 17:5-8 Questions to Discuss:1. Where have we expected marriage to be “easy,” and how can we build grit (perseverance + hope) together this month?2. What are our top two phone/tech boundaries for date nights, evenings, and weekends? (Be specific: chargers, baskets, Focus modes, no-phone zones.)3. What's driving our financial anxiety—math, lifestyle, or comparison? What's one action we'll take this week (budget meeting, cut a subscription, set a savings/giving goal)?4. How are our work/home lines blurred right now? Name one habit to protect family time (e.g., no email after 6pm, a daily shutdown ritual, office hours).Resources:Financial Peace university
In this episode: The mindful money method, overcoming a scarcity mindset, using bridge thoughts, envisioning our future selves, living debt-free, and the power generosity on the journey to FI with Liz Carroll, the mindful money coach.On today's episode,I am joined by my friend, Liz Carroll, who shared her journey towards financial independence. Liz was inspired to become financially independent after reading Financial Peace by Dave Ramsey, when she was 30 and working for AT&T. Her plan to become financially independent within 20 years included college educating their children and creating enough passive income.Liz introduced us to the Mindful Money Method, which is all about awareness, clarity, and vision to create a spending plan that aligns with our values and desires. She also talked about overcoming scarcity mindset and the importance of envisioning our future selves. Guest BioLiz Carroll is a mindful financial coach and founder of The Mindful Money Method. She is passionate about empowering women to take control of their finances and achieve financial independence. She has helped countless women realize their financial goals through her Mindful Money Method, which focuses on awareness, clarity, and vision to create a plan that aligns with their values and desires.Resources & Books MentionedFinancial Peace by Dave RamseyConnect with Liz CarrollWebsite: https://www.mindfulmoneymethod.com/LinkedIn: https://www.linkedin.com/in/money-coachInstagram: @mindfulmoneycoachesKey TakeawaysThe Mindful Money Method is all about awareness, clarity, and vision to create a spending plan, a safety net, and aligning our finances with our values and desires.Overcoming scarcity mindset is key to achieving financial independence. Liz recommends completing sentences like "Rich people are..." to uncover hidden beliefs and emotions around money.Envisioning our future selves can help us make better financial decisions in the present.Being debt-free allows us to be more present and make decisions for our future selves.
Hey Mama, Where are you at in your financial journey? Are you sticking to your budget or are you struggling, stressed and overwhelmed? The world we live in today thrives on independence and because of it we can be so easily swayed to try and achieve anything in our own strength. But God wants us to be dependent on Him to allow Him to work through the struggle with us just as we did when we were little kids. It's so much easier to do something when you have help vs trying to do it on your own. That is why today we are going to be walking through how partnering with God gives you confidence and peace in your budgeting and the steps to take so that you can start doing it today. So go get your drink, open your heart to God and let's dive in. Much Love Molly P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence. . . . Next Steps: . Book a Call . Join The Community . Become an Insider . Questions? Email me at mollybenell@gmail.com
Pastor Jeremy Burroughs shares a message on September 7th, 2025. NEXT STEPS Have you made a decision to follow Jesus? You may be wondering what's next on your journey. We're here to help! https://www.yourcatalystchurch.com/pages/next-steps CONNECT WITH US Have a question or want more information about Catalyst Church? Contact our team so we can connect you with the right person to help you through your journey. https://yourcatalystchurch.churchcenter.com/people/forms/112015
Kris Krohn and Carson dive into the financial realities of marriage, planning, and long-term investing. From managing a "sleep well at night" account to leveraging real estate and life insurance, Kris explains how to balance growth with peace of mind. They share candid stories about family decision-making, financial trust, and ensuring security through smart planning. This episode lays out both the strategy and heart behind creating generational wealth.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3641: April Dykman examines the internal conflict between overindulging and over-restricting with money, offering a deeply personal look at how both behaviors can sabotage financial peace. Her reflections encourage listeners to pursue a balanced approach that aligns spending with their core values rather than emotional reactions. Read along with the original article(s) here: https://www.getrichslowly.org/the-balance-between-splurger-and-miser/ Quotes to ponder: "I don't like how I feel when I spend money, but I don't like how I feel when I don't spend money either." "I'm constantly searching for balance between being a miser and a splurger." "I've begun to see that spending in alignment with my values can lead to greater happiness." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Thomas-Stanley/dp/1589795474 Early Retirement Extreme: https://www.amazon.com/Early-Retirement-Extreme-Philosophical-Advanced/dp/145360121X Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices