Podcasts about save more

Join hosts Casey Hiers and Jarrod Bridgeman as they reveal the surprising reason so many dentists flock to their events: the massive, yet often overlooked, financial and business side of dentistry. Learn how a lack of strategic planning in these crucial areas can cost practitioners millions over their careers. Casey and Jarrod pull back the curtain on their selective process for partnering with dentists, emphasizing the commitment needed to truly transform both practice and personal wealth.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

A CNET survey has found the average consumer is paying close to $200 more per year for internet than a year ago. Today, paying for home internet service no longer has to be expensive. New choices have emerged to help you SAVE MORE. Also, bait & switch junk fees have been rampant - on hotels, tickets, services and more. But new rules are helping to change that in some quarters. Clark shares tips for getting the full price before you make buying decisions. Home Internet Options: Segment 1 Ask Clark: Segment 2 All In Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Tips To Save Money on Home Internet in 2025 Airbnb will now show total prices by default What the Rule on Unfair or Deceptive Fees means for you The 12 Best International Carry-ons, Tested and Reviewed What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered what it really takes to elevate your dental practice to new heights? Hosts Casey Hiers and Jarrod Bridgeman pull back the curtain on how Four Quadrants Advisory builds trust and delivers tangible results for dentists.Many dentists are wary of consultants, and for good reason. But Casey and Jarrod explain why Four Quadrants is different: they don't just offer generic advice. Instead, they dive deep into your practice's data and financials, only taking on clients they're confident they can significantly help. Discover how their unique engagement process focuses on boosting profitability, optimizing overhead, maximizing retirement savings, and mastering debt management. This isn't just about your practice; it's about transforming your personal finances and lifestyle too.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Host Jarrod Bridgeman and Brogan Baxter, COO of Four Quadrants Advisory, explore how the dental industry has transformed over 20 years. Once "elementary," challenges now include fierce competition, tech demands, dwindling insurance, and staffing crises. They discuss the immense financial and emotional toll on dentists and how reducing overhead can create crucial financial flexibility.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Hey Mama,   How often do you find yourself searching the internet for more savings tips? Do you think the only way to save is by being more frugal? Are you ready for another way to start saving money?    Then you mama are in the right place! Today you are going to learn 7 non frugal money savings tips that you can easily put in place today.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  116. My Top 3 Budgeting Systems to Live Stress Free on One Income. 124. Base Budgeting: The #1 Way to Live on Less and Save More

Feeling stuck with practice finances? This episode reveals how mindset, not just external factors, is key to improving overhead, cash flow, and savings. Learn to overcome ego and limiting beliefs, avoid the comparison trap, and adopt a coachable, solution-oriented approach for real business and financial growth in your dental practice.Interested in more info on how to Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Is your loyalty to your accountant or financial planner costing your practice serious money? In this episode, we discuss why focusing on objective results, not personal feelings, is crucial when it comes to your financial and business advisors. Learn how emotional connections can cloud judgment, hurt your bottom line, and when it's time to make tough calls for the financial health of your practice.Interested in more info on how to Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Is market volatility shaking up your investments? This episode of The Millionaire Dentist™ explores how recent market swings impact your portfolio and the essential strategies to navigate them. We emphasize building a custom investment approach tailored to your unique goals, highlighting diversification as key to managing risk. Learn why investing for the long term is crucial to beat inflation and avoid costly panic selling during downturns. Tune in for practical insights on protecting and growing your wealth, even when markets are uncertain.Interested in more info on how to Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Hey Mama,    Have you found that after you've paid the bills one week you have plenty remaining and the next you have nothing? Do you find it difficult to budget this way? Are you ready for a way to get out of that cycle?    Great, because that is what we are talking about today. I am going to share with you how you can beat the feast and famine cycle from living paycheck to paycheck. I am going to share with you how you can find consistent numbers that NEVER change unless you rework the budget. Sticking to your budget has never been easier because you are working with the same numbers each and every paycheck!    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.  124. Base Budgeting: The #1 Way to Live on Less and Save More

Hosts Casey and Jarrod relate life's surprises, like car accidents or seasonal allergies, to the unexpected challenges dental practices face—staff turnover, insurance shifts, tax issues, and more. Reactive management isn't enough, and they explain why proactive planning is essential for navigating these inevitable disruptions.Interested in more info on how to Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Join Jarrod, Steve Levy (CPA, JD), and Brodie Hough (CPA) for essential tax strategies. They cover extensions and audit risk (file on time to avoid penalties!), handling large tax payments via IRS plans, hitting prior-year HSA/IRA contribution deadlines (usually April 15th), and why quarterly estimated payments are crucial to avoid big bills later. Tune in for actionable advice for confident tax management.Interested in more info on how to Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Ready to elevate your dental practice? This episode dives into the actionable habits that consistently lead to millionaire status. Discover how to embrace coachability, make smart decisions with data, and finally master delegation. We'll also break down why patient education is your key to growth, not a source of fear.Interested in more info on how to Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Fresh from the Thomas P. Hinman Meeting, Casey and Jarrod dive into the critical aspects of running a successful dental practice. They address the common struggles of managing overhead, navigating insurance adjustments, and optimizing cash flow. Discover why seeking experienced advisors and adopting a holistic approach are essential for building a sustainable and profitable practice and overcoming the resistance to change that can hold dentists back.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

On episode 160 of 'JUST TRISH', an AI video EXPOSES the real reason why Trisha keeps having children with Moses. Plus, unproblematic YouTuber Jenny Nicholson calls out Shane Dawson over his latest conspiracy video. And Trisha calls out Vogue and jeopardizes her ticket to the Met Gala. ✨

#218: Learn to redefine financial freedom by aligning your life with what you truly love. We dive deep into why setting limits can actually create more freedom, how to define what “enough” means for you, the role of entrepreneurship in building a fulfilling life, and more. Grant Sabatier is an entrepreneur, investor, podcaster, and bestselling author of Financial Freedom and Inner Entrepreneur. He is also the founder of Millennial Money (acquired by The Motley Fool) and Clintonville Books, a rare bookstore in Columbus, Ohio. Link to Full Show Notes: https://chrishutchins.com/financial-freedom-grant-sabatier Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Vuori: 20% off the most comfortable performance apparel I've ever worn Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Grant: Website | X Inner Entrepreneur: A Proven Path to Profit and Peace Financial Freedom: A Proven Path to All the Money You Will Ever Need Clintonville Books U.S. Mobile Unlimited Plan Replit The Daily Churn Podcast The Atlantic Article: The Anti-Social Century ATH Podcast Ep #74: A Hospice Doctor's Advice on Making the Most of Your Finances, Relationships and Time with Jordan Grumet Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #181: Making an Easy $3k/mo from Online Deals with Kai Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict Membership Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:18) Grant's Evolving Definition of Freedom (04:57) How to Set Limits in Your Day-to-Day Life (08:52) How Limits Apply to Different People (18:16) Why Grant Recommends Meditation to Everyone (21:06) Finding Your Peace (25:52) How to Define and Find What "Enough" Is (27:47) Why Grant Writes for His Younger Self (34:13) How to Decide Whether to Save More or Earn More (39:51) Balancing the Paradox of Life (45:21) How to Find Your Inner Entrepreneur (54:10) Importance of Community in the Entrepreneurial Journey (56:48) Where to Find Grant and His Work Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

From coaching kids' basketball (and a knocked-out tooth!) to building your dream dental practice, we explore the 'Cinderella story' of unexpected success. Learn why strategy beats talent, and how the right team can propel your practice to multi-millionaire status.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Before hiring an associate or opening a new location, are you truly ready? In this episode of The Millionaire Dentist™, we dive into the critical importance of proper sequencing and planning in dental practice management. Learn how to get your core operations and financials in order, avoid costly "backwards" decisions, and leverage expert advice from accountants and advisors to build a sustainable and profitable practice.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

The right financial advisor can make all the difference for dentists. In this episode, we explore four key factors to consider—from choosing a fiduciary to finding an advisor who understands the unique financial challenges of running a practice. Learn how to align investment strategies with your goals, avoid conflicts of interest, and access resources to build a thriving, financially secure future. Tune in and take control of your success!Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Dentists: Want to maximize your retirement income? This episode features CFP® Will Chrisman discussing the crucial role of Social Security in your retirement plan. Learn the pros and cons of claiming early vs. later, how to integrate Social Security with your finances, and the importance of planning for potential uncertainties. Build a secure financial future!Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Are you a dental practice owner overpaying taxes? Casey and Jarrod discuss powerful tax deductions and strategies with CPA Kevin Rhoton. Learn how to maximize retirement contributions (401(k)s, SEP IRAs, and more), leverage HSAs, and understand the rules around gifts and charitable donations. Kevin also covers mileage tracking and stresses the importance of proactive, year-round tax planning with a trusted CPA.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

They say, "Slow as molasses" but do you think you could outrun a wave of molasses? We've all heard of shoofly pie, but does it really attract flies? Was the molasses flood of 1919 the worst flood in US history or the tastiest flood in US history? How did cattle arrive in the US? Kyle and Jheisson answer these questions and more as they stick to the pages of Wikipedia going from the Great Molasses Flood, to shoofly pie, antebellum, to horses in North America. The students at Wiki U are entering a new semester and it's time to get focused on their studies like never before! We've partnered with Magic Mind to improve our focus and clarity. We jumpstart our day with the Magic Mind Performance shot and the Magic Mind sleep shot helps us drift effortlessly into a deep, restorative sleep! For a limited time Wiki U listeners can get the Magic Mind combo at 45% off by ordering from our special link during the month of January: https://www.magicmind.com/WIKIJANUnlock Your Potential with Magic Mind Performance Shots and Our Special Promo Code!Let me tell you—Magic Mind has completely transformed our days and nights! If you're like us, juggling a million things while trying to stay focused and energized, these little performance shots are a game-changer. And when it's finally time to unwind? Their sleep shots are like a dream come true. Oh, and don't even get us started on those sweet, sweet, promo codes—saving money feels just as good as getting stuff done!Boost Your Day with Magic Mind Performance ShotsMagic Mind's performance shots are our go-to for tackling our endless to-do lists. Packed with natural ingredients, they're our secret weapon for staying sharp and focused all day long. Want to feel like you've unlocked a superpower—goodbye brain fog, hello productivity!Relax and Recharge with Magic Mind Sleep ShotsWhen the day is done, their sleep shots help us wind down like nothing else. Falling asleep is a struggle, but now drifting off is easy. It's like they bottled relaxation and then made it taste good.Save More with Magic Mind Promo CodesHere's the cherry on top: Magic Mind promo codes! Finding a good discount makes us feel like a savvy shopper, and it's so easy to snag a deal on these amazing products with our special little link. Trust me, you'll feel great knowing you're getting all this goodness at a great price. Head over to https://www.magicmind.com/WIKIJAN for 45% of the Magic Mind bundle!   TikTok: https://www.tiktok.com/@wikiuniversity YouTube: https://www.youtube.com/channel/UCmPDDjcbBJfR0s_xJfYCUvwInstagram: https://www.instagram.com/wikiuniversity/Music provided by Davey and the Chains

This episode explores the challenges dentists face nearing retirement. We discuss the urge to ease workload, which can hurt practice performance and its sale value. We emphasize the importance of strong finances and consistent practice performance in the years leading up to retirement to maximize sale proceeds and secure a comfortable future.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Are fireman known for being arsons or is that just a myth? Does it get exhausting to care about people? Is there a negative cost of caring? What exactly is a manifesto? Is Ryan Reynolds the sexiest man alive?! Kyle and Jheisson answer these questions and more as burn their way across Wikipedia from heartthrob Ryan Reynolds to arsonists before finishing off at at the popular phrase "Have a Nice Day"The students at Wiki U are entering a new semester and it's time to get focused on their studies like never before! We've partnered with Magic Mind to improve our focus and clarity. We jumpstart our day with the Magic Mind Performance shot and the Magic Mind sleep shot helps us drift effortlessly into a deep, restorative sleep! For a limited time Wiki U listeners can get the Magic Mind combo at 45% off by ordering from our special link during the month of January: https://www.magicmind.com/WIKIJANUnlock Your Potential with Magic Mind Performance Shots and Our Special Promo Code!Let me tell you—Magic Mind has completely transformed our days and nights! If you're like us, juggling a million things while trying to stay focused and energized, these little performance shots are a game-changer. And when it's finally time to unwind? Their sleep shots are like a dream come true. Oh, and don't even get us started on those sweet, sweet, promo codes—saving money feels just as good as getting stuff done!Boost Your Day with Magic Mind Performance ShotsMagic Mind's performance shots are our go-to for tackling our endless to-do lists. Packed with natural ingredients, they're our secret weapon for staying sharp and focused all day long. Want to feel like you've unlocked a superpower—goodbye brain fog, hello productivity!Relax and Recharge with Magic Mind Sleep ShotsWhen the day is done, their sleep shots help us wind down like nothing else. Falling asleep is a struggle, but now drifting off is easy. It's like they bottled relaxation and then made it taste good.Save More with Magic Mind Promo CodesHere's the cherry on top: Magic Mind promo codes! Finding a good discount makes us feel like a savvy shopper, and it's so easy to snag a deal on these amazing products with our special little link. Trust me, you'll feel great knowing you're getting all this goodness at a great price. Head over to https://www.magicmind.com/WIKIJAN for 45% of the Magic Mind bundle! TikTok: https://www.tiktok.com/@wikiuniversity YouTube: https://www.youtube.com/channel/UCmPDDjcbBJfR0s_xJfYCUvwInstagram: https://www.instagram.com/wikiuniversity/Music provided by Davey and the Chains

Why did the US Civil Aeronautics Administration invent a gun to shoot chickens during WWII? Does anyone remember the Columbia Shuttle disaster or was it lost to history? Is the Goodyear Blimp remote controlled? Are there any jobs where drinking improves performance? Kyle and Jheisson answer these questions and more as they float their way across Wikipedia from chicken guns to the Columbia space shuttle disaster to the Goodyear Blimp. The students at Wiki U are entering a new smester and it's time to get focused on their studies like never before. We've partnered with Magic Mind to improve our focus and clarity. With the Magic Mind Performance shot we jumstart our day and the Magic Mind sleep shot helps us drift effortlessly into a deep, restorative sleep! For a limited time Wiki U listeners can get the Magic Mind combo at 45% off by ordering from our special link during the month of January: https://www.magicmind.com/WIKIJANUnlock Your Potential with Magic Mind Performance Shots and Our Special Promo Code!Let me tell you—Magic Mind has completely transformed our days and nights! If you're like us, juggling a million things while trying to stay focused and energized, these little performance shots are a game-changer. And when it's finally time to unwind? Their sleep shots are like a dream come true. Oh, and don't even get us started on those sweet, sweet, promo codes—saving money feels just as good as getting stuff done!Boost Your Day with Magic Mind Performance ShotsMagic Mind's performance shots are our go-to for tackling our endless to-do lists. Packed with natural ingredients, they're our secret weapon for staying sharp and focused all day long. Want to feel like you've unlocked a superpower—goodbye brain fog, hello productivity!Relax and Recharge with Magic Mind Sleep ShotsWhen the day is done, their sleep shots help us wind down like nothing else. Falling asleep is a struggle, but now drifting off is easy. It's like they bottled relaxation and then made it taste good.Save More with Magic Mind Promo CodesHere's the cherry on top: Magic Mind promo codes! Finding a good discount makes us feel like a savvy shopper, and it's so easy to snag a deal on these amazing products with our special little link. Trust me, you'll feel great knowing you're getting all this goodness at a great price. Head over to https://www.magicmind.com/WIKIJAN for 45% of the Magic Mind bundle! TikTok: https://www.tiktok.com/@wikiuniversity YouTube: https://www.youtube.com/channel/UCmPDDjcbBJfR0s_xJfYCUvwInstagram: https://www.instagram.com/wikiuniversity/Music provided by Davey and the Chains

Dental Service Organizations (DSOs): They're a hot topic in dentistry, but are they a friend or foe for your practice? In this episode of The Millionaire Dentist™, we cut through the hype and provide a data-driven look at the DSO landscape. We discuss EBITDA, DSO multiples, and more.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Dentists, are you feeling the squeeze? The pandemic may have masked serious financial issues in your practice. Now, with inflation and aid drying up, cash flow is tight. This episode tackles the tough realities: rising costs, employee demands, and the need to get your financials in order. We'll explore solutions and highlight resources to help you thrive.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

'Tis the season for holiday cheer and year-end tax planning! We'll discuss the new Beneficial Ownership Information (BOI) reporting requirement, tax-smart strategies for holiday bonuses and parties, and upcoming changes to tax brackets and 401(k) limits. Plus, we'll share advice on equipment purchases and promote upcoming educational events.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Unexpected financial challenges can derail your dental practice. Learn how to avoid costly surprises and maintain financial stability by working with a specialized dental accounting firm. Plus, discover upcoming speaking events hosted by the Four Quadrants Advisory team.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

If you're in the market for a giant screen TV  this holiday season - Clark's got news to help you Save More.   Also - there is one thing that a business can do to make employees happier, and in turn give customers a better experience, and in turn - be more profitable.  Big Screen TVs: Segment 1 Ask Clark: Segment 2 Employer Enlightened Self-Interest: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - TVs Are Online ESA Letters Legitimate? Even large corporations should consider employee ownership. Here's why Should I Refinance My Car Loan? 4 Questions To Ask Yourself Clark Howard's Simple Rule for Refinancing an Auto Loan How To Refinance a Car Loan: A Step-by-Step Guide Auto Loan Refinance Calculator - Clark Howard How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - The travel industry can be unstable. Another cruise line recently shut down. Know Clark's number one rule for booking travel and protecting your money. Clark Stinks: Segments 1 & 2 Travel Booking Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Best International Phone Plans What Should You Do About Phone Data on an International Trip? American Queen Voyages Cancels All Cruises, Shuts Down Operations Best Travel Credit Cards: Top Rewards Picks for 2024 The Only Way You Should Pay for a Cruise Travel Insurance: What You Need To Know Before You Buy Why You Should Never Use a Debit Card To Pay for Anything How To Plan a Trip: Clark's Best Travel Tips To Save Money Should I Buy Additional Insurance From a Rental Car Company? Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Card Car Rental Insurance: What You Need To Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! The percent of income we save, our savings rate  - is the key indicator of financial health. So how are we doing right now?  Also -  How much exercise do you really need to make a difference in your health, and ultimately your wallet?  Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary. American Savings Rates: Segment 1 Ask Clark: Segment 2 Arise From The Couch: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans are saving less and spending more. Could that raise the risk of recession? Bankruptcy filings are on the rise. Here's why an even bigger surge is looming. Why 'Buy Now, Pay Later' Worries Clark Howard My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Car Rental Insurance: Everything You Need To Know How Much Exercise Do You Need? More Than You Think—But Every Little Bit Helps. Donor-Advised Funds: The Benefits and Drawbacks Vanguard Charitable: Home What Is Black? Uber Black Car Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Clark has news for parents and grandparents saving for a child's college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan. 529 Plan Update: Segment 1 Ask Clark: Segment 2 Upside Down Vehicle Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Use the 529 Grandparent Loophole to Maximize College Savings Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Target Date Funds: Clark's Favorite Retirement Investment How To Find and Choose a Financial Advisor Car values plummet, putting car loans underwater More car owners are underwater on loans because of lower trade-in values What Is Gap Insurance? Definition, How It Works, When to Buy How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! There's a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains.  Also, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport.  Future 401(k)s & IRAs: Segment 1 Ask Clark: Segment 2 Airline Baggage Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Do Not Give Your Social Security Number at These Places How Many Bank Accounts Should You Have? - Clark Howard 16 of the Best High-Yield Online Savings Accounts Best Investment Companies for Investors in 2024 How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Best Travel Credit Cards: Top Rewards Picks for 2024 Best Cash Back Credit Cards With No Annual Fee in 2024 Should You Ever Buy Travel Medical Insurance? 6 Best Apps To Save Money on Groceries Flipp – Flyers, Shopping List, Weekly Ads | Flipp Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Casey and Jarrod discuss decision-making. Listen to learn how crucial life decisions can impact your dental practice's financial health. Discover strategies to improve your cash flow, work-life balance, and overall well-being.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

In this episode, Casey and Jarrod are joined by Will Chrisman, AWMA™  to break down the key changes from the Secure Act 2.0 that you need to know, including higher contribution limits for 401(k)s, new student loan matching options, automatic enrollment in retirement plans, and later RMDs. Plus, we'll discuss the new 529 to Roth IRA rollover, and how to work with financial advisors to maximize your retirement savings. Don't miss this essential episode to secure your financial future!Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Dental hygienist wages are soaring, and many are still looking to jump ship. Casey and Jarrod discuss the factors driving this trend and offer practical strategies to manage employee compensation effectively without sacrificing your practice's financial health.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Tired of the dental grind? Join us as we dive deep into the world of dental business models. From insurance-heavy practices to fee-for-service, we'll explore the pros and cons of each approach. Discover how to create a sustainable practice that aligns with your vision, and learn to navigate the challenges of emergency dentistry. Stop complaining and start taking action.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

In this episode, CPA Steve Levy provides essential insights for dental professionals on the importance of tax planning and estimated tax payments. We explore the risks of overpaying or underpaying taxes, the benefits of the pass-through entity tax, and the various methods for making estimated tax payments. Join us as we discuss how proactive tax planning can help you avoid surprises and maximize your deductions.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Tired of feeling burnt out as a dentist? You're not alone. Many dental professionals grapple with overwhelming stress, administrative burdens, and the relentless pace of modern practice. Join us as we dive into the challenges facing today's practitioners and explore the root causes of burnout.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Join Casey and Jarrod as they delve into the crucial step of defining your dental practice's vision and personal goals. In this episode, they explore the importance of understanding what truly matters to you, the trade-offs involved in achieving your aspirations, and the power of seeking professional guidance. Discover how to set clear objectives, stay focused on your path, and create a fulfilling dental career that aligns with your values.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Taking big decisions in dentistry can feel like jumping into a pool blindfolded. In this episode, we'll explore the importance of taking calculated risks and avoiding impulsive decisions. We'll share tips on making informed choices and the benefits of seeking external help for accounting and financial planning. Let's dive into the exciting world of dental risk-taking!Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Episode Overview: In this episode of Furniture Industry News, we cover the latest developments and key topics impacting the furniture industry. From Labor Day sales strategies to the potential effects of upcoming Federal Reserve interest rate cuts, this episode is packed with insights that matter to industry professionals.Key Topics:Labor Day Sales Strategies:Grand Home Furnishings (Roanoke, VA) is launching its new private-label Grand Home Living upholstery line, targeting new apartment complexes to boost sales.Exclusive Furniture (Houston, TX) offers aggressive promotions, including no interest for 60 months, no money down, and no delivery fees, paired with a "Buy More, Save More" deal.Gamble Home Furnishings (Jonesboro, AR) and American Home Furniture & Mattress (Albuquerque, NM) focus on limited-time offers and unique product marketing to create urgency among consumers.Harkness Furniture & Mattress (Washington) employs a multi-channel promotion strategy with TV, print, and digital ads, offering incentives like half-price delivery.Federal Reserve Interest Rate Cuts:The Federal Open Market Committee is expected to cut interest rates by 25 basis points in September. While this is a positive sign, experts caution that significant benefits for the furniture industry may not materialize until 2025, largely dependent on a recovery in the housing market.Ocean Container Rates and Supply Chain Challenges:Spot ocean container rates have declined for the fifth consecutive week, but they remain significantly higher than pre-pandemic levels. Potential port strikes on the East and Gulf Coasts could further disrupt the stability of these rates.High Inventory Levels in Retail:Brick-and-mortar retailers face challenges with high inventory levels, contrasting with the just-in-time delivery systems of e-commerce businesses. Strategies for traditional stores to mitigate financial risks include reducing stock on hand and fostering stronger supplier relationships.Big Lots and Potential Bankruptcy:Big Lots may soon file for bankruptcy, raising concerns about the future of the Broyhill brand. The company's upcoming second-quarter earnings report on September 6th could provide more clarity on its financial situation.Bernhardt Furniture's New Showroom:Bernhardt Furniture is set to open a new 90,000-square-foot showroom in High Point's Design District in April 2025, reflecting its premium brand identity.Stay informed on the latest developments in the furniture industry by subscribing to Furniture Industry News. Don't miss out on future episodes packed with industry insights and analysis.

This episode tackles the tough topic of firing patients and staff in dental practices. We discuss strategies for handling difficult patients, empowering staff, and making strategic termination decisions. We also explore leadership, coaching, and self-care for practice owners.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Happy 4th of July Weekend! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today -  Abandoned Places should NOT include your old 401(k). And big employers don't want them. So new rules place this money at risk. Clark explains what's happening now, and how to safely move your money. Don't let it slip away!  Clark Stinks: Segments 1 & 2 Forgotten 401(k)s At Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an ABLE Account? Why Did My Car Insurance Go Up? Best Free Password Managers: 7 Top Picks How To Make Your Online Accounts Accessible When You Die Best 529 College Savings Plans By State Upside App Review: 6 Things To Know Before You Sign Up Your Old 401(k): Out of Sight, Out of Mind and Out of Money 401(k) Rollover: What You Need To Know & Options 3 Places You Should Never Invest Your Money Best Travel Credit Cards: Top Rewards Picks for 2024 Capital One Venture X Rewards Credit Card: 6 Things To Know Why Clark Thinks These Are the Best 2 Travel Rewards Cards The Platinum Card® from American Express Review Where To Buy the Best Cheap Printer Martin Luther King, Jr., National Day of Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Because of the pandemic, many employees are entering an office environment for the first time, and companies are having to conduct special training to help them adjust. Clark has sage advice for remote workers making the transition into corporate culture.  Also today - After a period of punishing inflation, consumers are  finally in the driver's seat on prices. How? Clark explains our collective power in the marketplace.  Workplace Etiquette: Segment 1 Ask Clark: Segment 2 Consumers Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: We don't know how to behave in the office anymore, bosses say. The solution? Charm school  Why Sharing Your Layoff Publicly Feels So Good - The Wall Street Journal. Credit Card Car Rental Insurance: What You Need To Know Hertz is selling 20,000 electric vehicles to buy gasoline cars instead A Different Kind of Price War: Grocers vs. Big Food Makers Mortgage Recasting: What It Is And How It Works Accessible Travel Website Launches Major Expansion The future of U.S. train travel is here—and it's not on Amtrak Where You Should (and Should Not) Book Your Next Vacation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Clark offers a primer on the 3 basic types of funds - Mutual, Index, and the fastest growing area of investing: ETFs. Also, there is a new rule for health insurers when you need medical preauthorization approval for treatment or a procedure. And it's about time.  Back To Basics: ETFs: Segment 1 Ask Clark: Segment 2 New Rules On Medical Preauthorization: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Invest in ETFs for Beginners  What Is an ETF? Clark.com INVESTOPEDIA - Mutual Funds /  Index Funds /  ETFs Medicare Medical Savings Account (MSA) Plans Health Insurers Must Streamline Prior Authorization Decisions, New Rule Says - The WSJ Businesses Are Making Me Pay the Credit Card Processing Fee. Should I Pay Another Way? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Today, a Red Alert if you have a checkbook in your possession. Check theft is soaring at a time when people are writing fewer checks. Clark explains the weak links in the system, and the safest way to pay your bills. Also, the rising costs of homeowners insurance hits especially hard in areas prone to flooding, fires, and other environmental concerns. Know the additional steps to take concerning insurance BEFORE you buy a home.  Check Fraud Prevention: Segment 1 Ask Clark: Segment 2 Homeowners Insurance - Assessing Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: We Can't Stop Writing Paper Checks. Thieves Love That. NYTimes: Stolen Checks Are for Sale Online. We Called Some of the Victims. The New York Times: What to Know About Writing Checks While Preventing Fraud How To Roll Over a 529 Plan to a Roth IRA The Artist's Way Where to Buy a Vacation Home Safe From Climate Risks Want to know if your future home might flood? These states are requiring disclosure. Climate Check - How Will Climate Change Affect Your Property? Donor-Advised Fund Definition, Sponsors, Pros & Cons, Example Why Big Banks Are a Bad Place for Your Cash How To Sell, Cancel or Get Rid of Your Timeshare Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, Clark encourages you to spend on something of vital importance, because ultimately, it will help you SAVE MORE. Also today - There's a shift taking place in the housing market. Clark provides an update. Investing In Health: Segment 1 Ask Clark: Segment 2 Housing Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your level of physical activity could be a vital sign  15 of the Best Free Workout And Fitness Apps Follow the 'Minute Rule' to make exercise a daily habit [What Is Service Line Insurance and Do I Need It? (Clark.com)] 4 Insurance Policies You Actually Need (and 6 You Don't) Housing market inventory is shifting. Here's what the data shows Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Betterment Review: How It Works, Pros & Cons Wealthfront Review: How It Works, Pros & Cons 5 Best Robo-Advisors in 2024 / Best Financial Advisors in 2024 Fidelity Personalized Planning & Advice Review Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity How to Buy a New Car in 5 Steps // How To Buy a Used Car Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to a SPECIAL EDITION of  the Clark Howard Show, where our mission is to serve and empower you to make better financial decisions in your life. Today, Clark hits on a few key basic strategies to have more money in your life: They are: - SPEND LESS: Need vs. Wants and how to tell the difference - Clark's strategy to start saving TODAY for retirement - regardless of your age - SAVE MORE on transportation - AVOID GETTING RIPPED OFF by protecting your identity and credit Segment 1: Behavioral - Back to basics on needs vs. wants Segment 2; Start saving today for retirement Begin with 1%, or up to an employer match if possible and available  When you get a raise, pretend you didn't and increase your contribution Segment 3: Only buy a car you can afford If you have to take a loan, 42 months maximum Compare loans Consider buying used  Segment 4: Protect your identity Don't ever carry checks or your Social Security card Your credit is the key to your identity -Freeze your credit!  Don't use a debit card Use virtual card numbers online Mentioned on the show: Six Essential Questions to Ask Yourself Before Making a Major Purchase Advice | Fear of missing out can keep you broke. Fight the spending temptation. Why are sales so hard to resist? It's your brain, on discounts How To Save Money: Spend Less & Build Your Savings  /  Save Money Archives How To Save and Invest the Clark Howard Way Avoid the #1 Mistake That Car Buyers Make Clark.com - Buying A Used Car /  How To Buy A Vehicle Should I Ever Buy Extras Car Dealerships Sell in Their F&I Departments? How To Prevent, Report and Repair Identity Theft Do Not Give Your Social Security Number at These Places 7 Items You Should Never Carry in Your Wallet Why You Should Never Mail a Check How to Freeze Your Credit With Experian, Equifax and TransUnion Why You Should Never Use a Debit Card To Pay for Anything The Safer Way To Use Your Debit Card Virtual Credit Cards: An Online Security Measure Worth Taking? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Some reports estimate overall food waste at near 40%! That's MONEY tossed away! There's a simple way to help you SAVE MORE food & thus - stretch your grocery dollars. Also, Clark discusses options for those with I Bonds purchased at inflation's peak, now with diminishing returns, and why I Bonds are still a good deal now.   Reduce Food Waste: Segment 1 Ask Clark: Segment 2 I Bond Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] This fridge hack can slash your food waste Is a Costco Membership Worth It? (Pros and Cons From 10 Readers) Your Guide to DIY Home Security Systems T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up How to Buy a Used Car in 7 Steps Is It A Good Time To Cash In Your I Bonds? 6 Things To Know About Series I Savings Bonds Vehicle History Report Scam: If You're Selling, Listen Up 7 Things To Know Before You Use Zelle 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices