On The Money with Jerry and Nick Royer Podcast

While the holiday season is upon us, new challenges are hitting your pocketbook beyond having to just buy those presents. There's inflation that's gone higher than it has in decades and then there's also the challenges of getting those gifts due to supply shortages. What's this all mean to you? What can you do about it? Find that out on this episode! Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.https://group10financial.lpages.co/checklist-challenge/- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer  

So many retirees are getting to retirement and they come to find out there are some things happening in their financial life that's causing them unnecessary problems. Things that are causing their retirements to potentially be “Off-Track”. During this podcast, we go into 5 quick tips to help get you back “On-Track” and confident about your financial future. Here's what we talk about:- Where are you potentially wasting money each and every month?- Does your Net Worth really matter? And what is “Net Worth” anyway?- What kind of debt can kill even the best retirement plan?- What should you do with your income as it grows?FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.https://group10financial.lpages.co/checklist-challenge/- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer  

What keeps you up at night? What's on your mind at 2 in the morning? Well, after doing our radio show for close to 9 years now, we get lots of phone calls from our listeners, and the same 5 questions keep coming up. The same 5 questions that keep people up at 2AM. What are those questions and what can you do about it? FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.https://group10financial.lpages.co/checklist-challenge/- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer  

There’s a lot changing in the world! New government proposals that are circulating the rumor mill could dramatically change the future of retirement. And many people (even celebrities) are making some adjustments that’s getting a little attention. On this Podcast Jerry and Nick talk about: - Some new Government proposals that could dramatically change the future of your retirement plan. - What could happen to those RMD’s in the future? Could it move up to age 75? What’s that mean to you?- There might be changes coming that allows some people to not have to take RMD’s in the future if they qualify. Who might that effect?- Why is Gene Simmons from the rock band KISS (after 36 years) leaving his 16,000 square foot estate in California?Enjoy the show! FREE GIVE: Book- Defuse: The 7 Steps To Saving Your 401k from the IRS. https://group10financial.com/book/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world. - Discover how much of an impact inflation has had on just a simple Thanksgiving meal. - What the real inflation rate is that you should use when planning for retirement. - How to make sure you are factoring in enough so that your income keeps pace with you throughout your entire retirement. Enjoy the show! FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

Elections, pandemics, market volatility, and future uncertainty seems to be the talk of all of the 24/7 news networks. But what does this really mean to you and your money? What plans should you have in place? Jerry and Nick share their outlook and tips on what you can do during this exclusive interview on the Mary Flynn Show. During this interview you’ll learn about: What to do if you’ve been laid off and why if you aren’t at your job your 401k shouldn’t be either. Why trying to time the market around election time can be a bad idea. What we are seeing in the Dividend World, Real Estate World, and what the outlook may be over the next 10 years.Enjoy the Show!FREE GIVE: "Will the Election Rattle Your Retirement?" Whitepaper - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

What’s on everyone's mind right now? The Elections and how it could affect the economy and your finances. What’s it mean to your pocketbook? Jerry and Nick bring the stats and the historical point of view with about 100 years of MATH backing it up. They help bring some certainty to an uncertain world. On this Podcast you’ll discover: - What we can learn from other elections over the past century - How stock market returns vary between election years and non-election years - The 2 plans that are VITAL to have in place regardless of what happens in Washington or Wall Street Enjoy the Show!FREE GIVE: "Will the Election Rattle Your Retirement?" Whitepaper - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

What’s a Robo-Advisor anyway? A good guy or a bad guy? Jerry and Nick talk about the pro’s, con’s and strings attached of technology in the financial planning and retirement planning. On this Podcast you’ll discover:The good, bad and ugly of technology handling your money. What we can learn from movie like 2001 A Space Odyssey, Star Trek and the Terminator. What technologies you should be using when it comes to planning for retirement.Enjoy the show! FREE GIVE: Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode, Jerry and Nick talk about the future of taxes in retirement and they provide some pro-tips that are direct from their book Defuse - The 7 Steps To Saving Your 401k from the IRS. On this podcast you’ll discover:- What taxes will likely be in the future and how it could affect your retirement.- The 3 types of tax buckets and which one is the most advantageous for you.- The concept of paying taxes on the Seed vs. The Harvest and how to make it work for you.- One unique strategy that can help you still give to your charity and still get a tax benefit from doing so.Enjoy the show! FREE GIVE: Book- Defuse: The 7 Steps To Saving Your 401k from the IRS. https://group10financial.com/book/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode Jerry and Nick talk about the crazy things they’ve seen in 2020. From t-shirts to cruise ships to dividends being cut out and companies closing down, what’s all of this mean to your pocket book? What can you do about it?On this Podcast you’ll discover:The 5 likely scenarios that could affect your retirement.What could happen to commercial real estate.Will social security run out sooner than originally expected?How the FED’s actions will change the retirement picture for a long time.The things you should be doing now to prepare!Enjoy the show! Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.https://group10financial.lpages.co/checklist-challenge/ - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode Jerry and Nick get in their On The Money Time Machine and they go Back To The Future to 1985. A time when: Ronald Reagan was PresidentThe San Francisco 49ers defeated the Miami Dolphins during Super Bowl XIXThe song We Are the World was recordedLegendary basketball coach Bobby Knight throws a chair across the courtBoxer Mike Tyson makes his professional debut with a 1st round knockoutCoca-Cola debuts New Coke which turned into an epic failureThe movie Back to the Future opens and is the highest-grossing film that year. What can we learn from 1985? What financial mistakes can we get into if we try to solve 2020 problems with 1985 solutions? You’ll discover this and more on this weeks Podcast.Enjoy the show! CLICK HERE...To get your FREE copy of the On The Money Retirement Toolkit - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode, Jerry and Nick talk about the lessons that you can learn from some of the greats like Ben Franklin, Yogi Berra, and Mark Twain. You’ll hear about how some of their wisdom from years past can tie into helping you achieve a solid financial future. You’ll find out:How your retirement may be more than just the size of your bank account.Where many retirees are inadvertently wasting money that’s potentially costing them thousands.If inflation is really a factor to be concerned about and what you can learn from the Big Mac Index.Enjoy the show! CLICK HERE...To get your FREE copy of the On The Money Retirement Toolkit - Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/ - Follow us on Facebook - Follow us on Twitter Disclaimer

On this episode of the On the Money with Jerry and Nick Royer Podcast we talk about the financial things that you typically can see and the dangerous hidden things you oftentimes can’t see financially. It’s those can’t sees that can derail you and this is what we will talk about on this episode. You’ll find out:How to identify the CAN’T SEES of your current retirement plan that can act like termites burrowing into your Financial House.What you can do to get rid of those CAN’T SEES before they infest what you’ve spent a lifetime to build.What tests can be done to help make sure you don’t have any CAN’T SEES.Enjoy the show! CLICK HERE...To get your FREE copy of the On The Money Retirement Toolkit- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this episode of the On the Money with Jerry and Nick Royer Podcast we talk about the new reality in the ongoing pandemic. With companies going out of business or cutting back just to survive, lay offs and furloughs are skyrocketing and it may be getting worse in the months to come. So how do you survive it? That’s what we talk about this week.You’ll find out: What companies have filed for bankruptcy and what the trend is showing us The 10-Steps to take to survive being either furloughed or laid off What TO DO and what NOT TO DOCLICK HERE to get your FREE copy of the 10-Step Layoff Survival Guide!- Schedule Your Complimentary Worry Free 5-Step Retirement Review by calling 407.960.4052 or CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this episode of the On the Money with Jerry and Nick Royer Podcast we have sent our team to talk with the Man and Woman “On The Street”. What’s concerning them, what’s on their mind from their own mouth. That’s what you’ll find out on this weeks Podcast. You’ll find out:The limitations on retirement accounts and what you can do about it.What kind of taxes can you expect to pay in retirement.What happens if you retire and start taking money from your accounts, but then go back to work. Is there a downside? What does “Risk Tolerance” really mean and why should you care…especially during the ongoing pandemic? FREE GIVE: #1 Take the On The Money Checklist Challenge and discover once and for all if you are On-Track for a rock solid retirement…or not. Click here to find out how to get the 35-point checklist shipped directly to your door at no cost.https://group10financial.lpages.co/checklist-challenge/ Enjoy the show!- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

The $2 trillion dollar CARES Act is taking affect across America and the checks are starting to hit peoples bank accounts, but what does this really mean for your wallet? That’s what this weeks Podcast is all about. You’ll discover: How The Coronavirus Aid, Relief, and Economic Security Act is affecting your finances.What changes have been made to Required Minimum Distributions for 2020?Whose going to be getting the stimulus checks and how much can you expect?If you are getting social security will you still get a payment?And we go to the mailbag to answer a few of your questions on the CARES Act as well.Enjoy the show!- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Be sure to tune into this special edition of the On the Money with Jerry and Nick Royer Podcast where you’ll hear from an expert from Johns Hopkins about what seniors need to know about the Covid-19 pandemic. On this podcast, Jerry and Nick are joined by special guest Dr. Alicia Arbaje who will answer your most pressing COVID-19 questions, like: - Why do the number of COVID-19 cases continue to rise? - What has doctors the most concerned about this disease? - What can baby boomers do to help keep themselves safe? - What can you do NOW to help prepare for the worst?FREE GIVE:Get your Free Market Recovery Toolkit shipped to your door and get instant access to our E-mail Market Updates and Video Alerts delivered to your inbox at no cost.https://group10financial.lpages.co/on-the-money-retirement-toolkit/ Enjoy the show! - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - CLICK HERE to Schedule a 15-Minute Call Using Our Online Calendar - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer Dr. Alicia Arbaje and Johns Hopkins are not affiliated with, and do not endorse the firm and or advisor hosting this podcast.

During the ongoing Coronavirus crisis, scams are running rampant. They know you’re home, they know you're worried, and new scams are taking advantage. We talk about these scams and how you can protect yourself. On this Podcast, Jerry, Nick along with their Co-Host Mark Elliott talk about: - The new IRS stimulus check scam - How online scammers are targeting vulnerable internet users. - The illegal robocalls that are hitting homes. - Scams that are promoting fake Coronavirus home test kits and vaccinations. - Donation scams FREE GIVE: Get your Free Market Recovery Toolkit shipped to your door and get instant access to our E-mail Market Updates and Video Alerts delivered to your inbox at no cost.https://group10financial.lpages.co/on-the-money-retirement-toolkit/ Enjoy the show!- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

With the country shut down, unemployment on the rise, and the markets acting incredibly volatile, what should you expect, and what should you do? That’s the topic of this podcast with Jerry and Nick Royer, along with their co-host Mark Elliott.We talk about:What is Price Dislocation, and how is it causing the market prices to appear inaccurate?What are the 3 types of market crashes, and which type is this one? What can we learn from the history books about situations similar to this?How long does a market decline like this one usually last, and how long does it typically take to recover?What should you be doing with your free time, and what shouldn’t you be doing?Is Recession a 100% probability? Enjoy the show!- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

It’s election year and what to expect is on everyone's mind, so Jerry and Nick have gone to their Washington Insider Jeff Bush. He’s from the Washington Update and has a lot of insight into the elections and how it’s going to affect the markets. We talk about:What he’s learned from being a Washington Insider and a Washington OutsiderHow the markets may react depending on which democratic runner gets the nod and who eventually wins in November.What he’s seeing in the other races like the Governors races and other local races.What states to be on the look out for this election cycle and the importance of the Florida vote. Enjoy the show!Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546Check out our website: Group 10 Financial/Follow us on FacebookFollow us on TwitterDisclaimer

On this weeks podcast, Jerry and Nick talk about the Coronavirus on the Mary Flynn Show. How’s it affecting the market and should you be worried in the long-term?We talk about:How this compares against other similar situations like SARS, the Swine Flu, and the Zika Virus.How to setup your investments to weather both good and sour markets.Why it’s important to have both Red Money (risk) and Green Money (not at market risk).Enjoy the show!- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast, Jerry and Nick interview Nobel Laureate, American Economist, Best-Selling Author, and Yale Professor Robert Shiller! We talk with Robert about: - What the outlook for the economy is. - His take on how to properly diversify. - Investments and strategies that retirees should be considering. - How annuities could possibly fit into a retirement plan.FREE GIVE: https://group10financial.lpages.co/on-the-money-retirement-toolkit/ Enjoy the show!- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world. - Discover how much of an impact inflation has had on just a simple Thanksgiving meal. - What the real inflation rate is that you should use when planning for retirement. - How to make sure you are factoring in enough so that your income keeps pace with you throughout your entire retirement. FREE GIVE:https://group10financial.lpages.co/on-the-money-retirement-toolkit/ Enjoy the show!Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Happy Halloween!!!Jerry and Nick are joined by their co-host Mark Elliott as they play Financial Trick or Treat. They will talk about the types of things that can end up in your financial bag and whether or not these are Tricks to avoid or Treats to enjoy!Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Jerry and Nick are interviewed for their Money Monday Financial Segment on WBZW’s Mary Flynn Show.They talk about the Financial Landmines that can blow up everything you took a lifetime to accumulate. Fortunately, Jerry and Nick have been through this (a few hundred times) and they see the same landmines blowing up retiree after retiree. But the good news is they know how to avoid these things. The next hour could help change the next 20-30-40 years of your financial life, and help you avoid those landmines. Jerry and Nick also answer one of the questions they get all the time, “When Can I Retire?” That’s all coming up on this Podcast, just push play! FREE GIVE:https://group10financial.lpages.co/on-the-money-retirement-toolkit/Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast, Jerry and Nick welcome back New York Times Best-Selling Author David Bach! David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books including: The Automatic Millionaire, Smart Women Finish Rich, and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show several times and is considered one of America’s most trusted financial experts. We talk with David about:- The best advice he would give those planning to retire or who are already retired.- The lesson he learned from his Grandma Rose that affected the course of his life.- What got him into investing.- How to increase your financial intelligence so you can make better decisions. FREE GIVE:https://group10financial.lpages.co/on-the-money-retirement-toolkit/ Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Listen to Jerry and Nick's awesome Money Monday Interview on the Pete Paquette Show as they talk about: - What the inverted yield curve is and does it really mean we are headed towards a recession? - The biggest fears plaguing most retirees. - The 3 Love Stinks Money Truths- The 5 reasons you don’t need a financial advisor (and a few reasons why it makes a lot of sense) FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https://group10financial.lpages.co/on-the-money-retirement-toolkit/Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast, Jerry and Nick talk about all of the news lately on the Inverted Yield Curve. What is it? What’s all the noise about? Is it something you should be worried about? You’ll learn: - What is the Inverted Yield Curve. - Why the news and media sources are so concerned about this. - Why this signal has given many false alarms over the years. - Why some of the top Economists (including the former Fed Chairman) aren’t worried and telling people this may be another wrong signal.- What you should know and what you should be doing with your financial strategy to prepare.Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast, its Part 2 of Jerry and Nick’s podcast on doing that mid-year check up on those financial resolutions you’ve made. We cover the last 9 things you should be checking up on with your money so you can finish well into the end of the year.FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https://group10financial.lpages.co/on-the-money-retirement-toolkit/Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast, Jerry and Nick revisit the financial resolutions we made in January for Part 1 of this two part Podcast. On this show we cover the first 7 things you should be checking up on with your money so you can finish well into the end of the year.FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https://group10financial.lpages.co/on-the-money-retirement-toolkit/Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Jerry and Nick talk about how to avoid making mistakes when moving your IRAs, 401ks, and 403b accounts. Making a mistake with this can result in potentially thousands of dollars in tax penalties! Not Good! You’ll learn: - What mistakes people commonly make when doing a rollover of their IRAs, 401ks, and 403b accounts. - What the 60-day rollover rule is and why it could devastate your retirement savings if you ignore it. - The 5 Simple Steps to follow so that you can avoid these 60-Day rollover mistakes. FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https://group10financial.lpages.co/on-the-money-retirement-toolkit/Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast, Jerry and Nick talk about when you should start planning for retirement and what the 5 phases are too planning for it. You’ll learn: - Why it’s not too early to start planning in your 50s. - Why waiting until the day you retire may not be the best idea. - Why retiring too soon could put you in a healthcare and Medicare pickle. FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https://group10financial.lpages.co/on-the-money-retirement-toolkit/Enjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast, Jerry and Nick welcome back New York Times Best-Selling Author David Bach! David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books, including The Automatic Millionaire, Smart Women Finish Rich and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show several times and is considered one of America’s most trusted financial experts. We talk with David about:- What books he suggests for your summer reading list.- What his eye opening “Latte Factor” is and how you can apply it to your life immediately.- Why you should share the “Latte Factor” and the “Cigarette Factor” with your kids so they can become financially successful!- What’s Jerry’s money making machine?FREE GIVE: On The Money Retirement Toolkit…CLICK HEREEnjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Listen to Jerry and Nick's awesome interview on the Pete Paquette Show as they talk about: - The 12-Strategies To Generate Income in Retirement - Demystifying the Financial Jargon out there- The 5 Phases To Planning For RetirementFREE GIVE: On The Money Retirement Toolkit…CLICK HEREEnjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast, Jerry and Nick talk about how to transition from your work life to your retired life. The fact is that retirement is like 20-30 years of unemployment, are you ready to live through that? Are you sure that you can retire and STAY retired? This podcast also covers: - The 4-Step Retirement Income Plan- The 3 options available for creating income in retirement.FREE GIVE: On The Money Retirement Toolkit…CLICK HEREEnjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

The markets have had a bit of a decline lately and 2019 has had its fair bit of big swings up accompanied by increases in volatility. Jerry and Nick put the current market decline in perspective including what are the 3 downside risks and the 5 positive things happening in the markets right now.They also talk about how this is a great opportunity to create a financial plan that can weather both good and sour markets. FREE REPORT: What To Do In A Down Market Guide…CLICK HEREEnjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Jerry & Nick Interviewed on the Debbie O'Brien Show on The Financial Redzone, Diversification and Getting Rid of Obsolete Financial Thinking!- Jerry and Nick talk about the 3 Key Levels of Diversification that people should use when creating their retirement plan.- They talk about the Financial Redzone and how to prepare so you don’t fumble at a time when you can’t afford a Financial Turnover.- Why you should throw old outdated strategies and go Against the Grain with strategies fit for today’s financial world.FREE GIVE: On The Money Retirement Toolkit…CLICK HEREEnjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Jerry and Nick pull some questions from out of the mailbag and tackle the following questions:- What can you do to stay safe and earn better than the measly 1%-2% that the banks are offering?- What accounts should you spend first when you retire? Should it be the ROTH? Should it be the 401k or the IRA? What should be spent first? Jerry and Nick give you the 4-Step Process.- How do I know if I’m really diversified? If I have 8 different accounts am I diversified? Jerry and Nick dive into what is True Diversification and what isn’t.FREE GIVE: On The Money Retirement Toolkit…CLICK HEREEnjoy the show! Resources In Today's Episode:- Free Resource Download Page- Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546- Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Topic: In-Service Distributions: Can I Move My 401k Before I Even Retire?- Most Americans have been told the lie that they can’t do anything with their 401ks until they leave their job or retire. If you are over 59 1/2, this may not be the truth at all!- Discover the unique strategy that 64% of Americans with 401ks can use to take control of those accounts and rollover the funds tax-free to another pre-tax account EVEN IF they are still working at their company.- How you can start creating your own retirement plan now with your 401k and 403b funds and not have to wait until the day you retire to do it. FREE GIVE: On The Money Retirement Toolkit…CLICK HERE

Are People Really Retiring On Cruise Ships???There’s a growing trend of retirees leaving the workforce, downsizing, and then moving on-board some of the worlds most famous cruise ships. But why are they doing this? Whats this cost? What are the pros and cons of moving on a cruise ship as opposed to staying in your home or moving into an assisted living facility? This new group of trendsetters may surprise you and show you a unique alternative in the world of retirement.Enjoy the show! Resources In Today's Episode:- Free Resource Download Page - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Do You Have A 5-Star Retirement Plan?? You’ve heard of 5-Star Hotels and 5-Star Restaurants, but can you create a 5-Star Retirement Plan? On this weeks podcast Jerry and Nick talk about the 5 parts to that 5-Star Retirement Plan and how you can score yourself to know if you have a 1-star plan, 3-star plan, or maybe even a 5-star plan. Tune in and then download all of the resources at our Free Resource Download Page.Enjoy the show! Resources In Today's Episode:- Free Resource Download Page - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

There’s captive advisors and independent advisors…does it really matter who you end up working with? Jerry shares his story from around 50 years ago where he learned this lesson the hard way. Does it matter? Well in this weeks podcast you’ll find out why it most likely does. You’ll discover why you should seek out an independent advisor versus a captive one and why you should work with someone who is dually licensed and able to do more. Look at it this way…if they are captive, so are you.Click here to download the Free Report...The Value of An Objective Opinion.Enjoy the show! Resources In Today's Episode:- Free Resource Download Page - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

On this weeks podcast Jerry and Nick tackle the myths about all sorts of investments out there. They touch on the Myth of the Average Return and why the market rarely hits the average return. They go after the most publicized Buy and Hold strategy and why it's possibly not the best for the future given the fact that we’re 10 years into this rising market. Tune in and then download all of the resources by CLICKING HERE!!!Enjoy the show! Resources In Today's Episode:- Free Resource Download Page - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

In this week's episode, you’ll find out the lessons Jerry and Nick learned during a recent conference they attended in Nashville. They judged the IARFC National Financial Plan Competition and left with several valuable lessons. One of which is why retirees and pre-retirees should have a K.I.S.S. financial plan. Another takeaway is that studies show asking a lot of questions about your situation can result in a plan you feel more certain about during retirement. But what questions should you be asking anyway? Jerry and Nick lay them out for you.Enjoy the show! Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

How can you be sure that you are picking the right financial advisor for you? Do you know what to ask? We do and that's what this podcast is all about. We will arm you with 11 key questions to ask to make sure you have the right partner helping you with your retirement planning.The truth is that the financial person who gets you to your golden years may not be the right one to get your through them. We also help clear up the confusion over the difference between Fiduciary advisors and those that aren't.Enjoy the show! Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

There are a few financial ideologies...aka: financial rules...that have been around for years and have been part of the foundation of financial planning. But just like anything, over time even the best rules can be rules no longer. Times change and sometimes rules have to change too. - Is your financial ideology the best in today's economy? How often should it change? - Everyone is unique & different...what is your financial ideology? Is it that same as you spouse or partner? - Is your current advisor talking to you about the different rules? Should you be concerned?Enjoy the show! Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Welcome to class! That's right...you have entered the doors of the On The Money Retirement University and your professors today are Jerry & Nick Royer...and today's class is Medicare 101. This is probably one of the most important classes you could attend because we will be teaching you the basics and the nuts & bolts of Medicare...- What is Medicare? What does it cover? - What steps should you follow to make the right Medicare choice for you?- How can you get all the quotes you need to help "demystify" the cost of Medicare Supplements and how to pick the right option for you? - What is AUTOmatic and what is NOT automatic when enrolling for Medicare?Class is in session! Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Are you paying unnecessary taxes? Our 30th President, Calvin Coolidge, once said..."Collecting more taxes than is absolutely necessary is legalized robbery"! We can't change Washington today and we have little control over the future but we can make sure we are not paying more than we should.This podcast will show you how. We will also be talking about:- What red flags you should be looking for on your 1040 form to see if you're possibly paying too much in taxes.- What are the 2 big tax myths that most people falsely believe.Enjoy the Show! Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

FOUND from the archives...a lost episode of Jerry & Nick's Interview on the Debbie O'Brien Show. On the 2-hour broadcast (ok well only about 1 hour and 12 minutes since the other 48 minutes was commercials...you know how it is), they talk about the 16 Financial Resolutions to make for 2019.You should have seen Debbie's pen smoke from all the notes she took.Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

Nobody wants to retire broke, busted and disgusted!!!Are you concerned about running out of money during retirement?If so, this weeks podcast was done just for you! We talk about a study done across the country of 1,500 retirees that showed that the #1 concern of pre-retirees and retirees is how to handle their retirement income needs, and not run out of money during retirement.Retirement planning is income planning! The mystery is how to correctly take what you've saved and make it last. In just 12 minutes we talk about: - How to know what type of income you want in retirement...Guaranteed Income? What If Income? A combination of the two? - Should you have a year-by-year distribution strategy in place? - Do you know how you'll get income from your investments in retirement? - Is the current stock market a reliable place to get your retirement income?Enjoy the Show! Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer

"When can I retire?" "If I retire, can I stay retired?"After doing a survey of our radio listeners these were the two biggest questions that ran through their heads. So on this podcast we dive right into this dilemma. You'll find out: - When can you retire and know if your money will last? - If your income will be reliable even if you live into your 90's? - What is the Spousal "Income Cliff" and why couples should be worried about this. - What are extra costs that get overlooked that you have to know about in retirement. Resources In Today's Episode: - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial/- Follow us on Facebook- Follow us on TwitterDisclaimer