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During the COVID pandemic, Dr. Mandy Cohen was the face of North Carolina's response to the virus. Later, she would go on to serve as the director of the Centers for Disease Control and Prevention during the Biden administration. Now, she is part of the newly formed Governors' Public Health Alliance, focusing on sharing information about health, emergency preparedness and more. She joins us to talk about all that and the future of public health.
JB White delivers a lively Halloween edition of The RattlerGator Report filled with football fever, political fire, and a few classic JB rants. From Florida–Georgia rivalry week and the latest coaching drama in Louisiana to Trump's “slow reveal” strategy and the reshaping of America's judicial landscape, JB ties it all together with humor and hard-hitting insight. He breaks down how state leaders are flexing new political power under Trump's influence, reflects on the appointment of dozens of new immigration judges, and argues that “the military is the only way” may refer more to lawyers and prosecutors than boots on the ground. Between ads for Soft Disclosure lotion and Bitcoin wallets, JB calls out corruption in Washington, celebrates Trump's global wins, and promises that Team Trump is “flooding the zone” with competence. With college football, faith, and fiery optimism, this episode proves that no one connects Gator pride to geopolitics quite like JB.
Election day for the Mayor's race in New York City,and the Governors races in New Jersey and Virgina are just days away. I give my predictions on who will win as well as some pros and cons we may see as a result. With the government still entrenched in a bitter shutdown fight, I offer an approach to a resolution as well as a path forward to more civility. As a capitalist, I offer the strongest Pro-Zohran Mamdani outlook I can muster. Please help me out by sharing and following on Apple Podcast, Spotify, and YouTube.
On the show this week is Kevin Killough from SD News Watch, Lancaster Management Group's Jasper Diegel as well as D31 Senator Randy Deibert. Plug in as we talk about Governors hunt, poll numbers, front runners, Crabtree, property tax relief, summer studies, announcements and more!@DakotaTownHall@Jakeshoenbeck@MurdocJ Hosted on Acast. See acast.com/privacy for more information.
While Washington stalls, governors are governing. How Democratic governors became the nation's problem-solvers—and why this year's races could redefine Democratic momentum heading into 2026. In this episode, Ofirah Yheskel of the Democratic Governors Association joins Jen Taylor-Skinner to break down the critical gubernatorial races in Virginia and New Jersey—where Democratic women candidates could flip key seats and make history. They discuss why governors have become the front line in protecting healthcare, reproductive rights, and democracy itself, and how this election could set the tone for Democrats heading into 2026. Episode Chapters (00:00) Democratic Governors and the 2021 Election Democratic governors are stepping up to protect reproductive rights, accessible healthcare, and counteract Trump's policies in critical races. (08:41) Democratic Governors Democratic governors' impact on key issues, contrast with Republican counterparts, upcoming elections, and call to action for involvement with Democratic Governors Association. #GovernorsRace #VirginiaElection #NewJerseyElection #AbortionAccess #EconomicJustice #LeadershipMatters #TheElectorette #ElectorettePodcast #WomenInPolitics #DemocraticGovernors #OfirahYheskel #DGA #JenTaylorSkinner Learn more about your ad choices. Visit megaphone.fm/adchoices
In this Halloween-week episode of The Liquidity Event, AJ and Shane gamble their way through Atlantic City stories, poker scandals, and billionaire luck. AJ checks in from self-imposed exile at the Jersey Shore to finish her book (and avoid the casinos), while Shane shares his thoughts on gambling's strange evolution from high stakes to digital dopamine. The duo dives into Governor JB Pritzker's million-dollar Vegas win, a sprawling FBI gambling case that reads like Ocean's Eleven, and the Louvre jewel heist that has everyone rooting for "Flappy." They debate whether Bitcoin counts as investing or just fancy gambling, share their favorite open enrollment hacks, and field a listener question about when it's okay to stop sweating the $6 latte. They wrap up with a surprisingly heartfelt segment on digital estate planning—passwords, personal finance apps, and the love letter your will should be. Timestamps: (00:00) Welcome to The Liquidity Event — AJ live from Atlantic City (02:00) Halloween plans, weddings, and the curse of the off-season boardwalk (04:30) AJ and Shane head to San Diego for the Personal Financial Planning Summit (06:00) Gambling talk — JB Pritzker's million-dollar win (09:00) FBI's "Operation Royal Flush" and NBA gambling scandals (13:00) Ocean's Eleven in real life — marked cards and the legend of "Flappy" (15:30) The Louvre jewel heist and Shane's power tools (17:00) AI gone too far — Sora, deepfakes, and existential dread (18:00) JP Morgan's Bitcoin collateral move — investing or gambling? (20:00) Open enrollment season tips and why life insurance still matters (23:30) FSAStore.com, sponsorship dreams, and practical tax hacks (24:00) Listener question: when did you stop caring about small purchases? (27:00) Behavioral finance, Faulkner envy, and the psychology of frugality (28:00) Digital estate planning and your "password love letter" (33:00) Personal Capital, Mint, and the problem with dying apps (34:00) Closing thoughts — lattes, legacies, and leaving clean spreadsheets
TJ has quite a bit on his mind today, hence a busy show. He starts by talking about the Governors decision regarding SNAP benefits as a result of the Government shutdown, then Gaba and TJ talk about Trump possibly wanting to test nukes. Lastly from Graphic Connection Scott Creagan pays TJ a visit. All on News Radio KKOBSee omnystudio.com/listener for privacy information.
My Story Talk 30 Finding my successor and saying farewell to Mattersey Welcome to Talk 30 in our series where I am reflecting on God's goodness to me throughout my life. Today my subject is finding my successor and saying farewell to Mattersey. From all I have said so far it has been clear that the Lord had abundantly blessed our work for him at Mattersey and there was no requirement that I should retire in 2004 at the age of 65. The system at the time was that my name was put forward for re-election every four years and the next time this was to happen was in 2003. There was little doubt that I would be re-elected if I let my name go forward, but did I want to serve another four years and continue until I was 68? More importantly, what did the Lord want? It was clear that he had been blessing my ministry beyond the College for some years and an increasing number of doors were opening for me, particularly with regard to teaching internationally on the baptism and gifts of the Holy Spirit. Perhaps I would be able to continue teaching in the College but make room for someone else to take over the principalship. The more I thought about this the more I felt it was right. Guidance comes in a variety of ways, sometimes supernaturally and quite dramatically, and at others by an increasing inner conviction that a particular course of action is the right one. I have already described the wonderful way the Lord led us to Mattersey and how, soon after we arrived there he confirmed that the building we were planning was his plan too. But now, as no clear guidance was forthcoming, I decided that we just had to do what we felt was right and ask the Lord to intervene if it was not his will. I wondered if the AoG Conference would agree to let me put my name forward for just one more year, instead of the usual four and decided to talk to my friend Paul Weaver, the AoG General Superintendent about this. A suitable opportunity arose when we both arrived a day early for a PEF meeting in Prague and were both accommodated in the same hotel. Paul assured me that he felt that, if I decided to take that route, no one at Conference would raise an objection, and we started to explore possibilities about who would be my successor. Colleagues had already told me that they couldn't think of anyone suitable, but I realised that, whoever they were, my successor didn't need to be another David Petts. Talking to Paul, I suggested four names who I thought could do the job and he agreed. However, I need to make it clear that it was not my responsibility to appoint my successor, though I would be part of the interview panel and hopefully people would prayerfully consider any suggestion I might make. Having informally agreed these things with Paul, I referred the matter to the Board of Governors and the Executive Council who all agreed with the procedure I was suggesting. As a result, Paul Alexander, a South African who had been a student at Mattersey and who had gone on to found the Africa School of Missions and who had been one of the four names I had mentioned to Paul Weaver, was appointed as Principal with effect from summer 2004. He was, however, expected to work alongside me from 2003 so as to get used to the way we were doing things. I personally felt it a pity that he never really did so, but he did, nevertheless make an excellent Principal and invited me to continue teaching annually on the Master's programme, which I did until 2015. But before Paul finally took over the reins suitable arrangements had to be made to celebrate the years we had spent at Mattersey. The Board of Governors asked me what I would like, and I said that I wanted opportunity to say thank you to all who had made possible the things we had accomplished together over the past 27 years. As a result, we ended up with no less than four celebrations. First there was a sumptuous buffet banquet at the General Conference for all former students, staff and faculty who were able to attend. Then, in the final week of the Summer Term there was a celebration meal for all the present students. This was followed a day or so later by another meal for all the staff and faculty, past and present, who had ever served the College during my principalship. And finally, there was the Graduation Service on the Saturday where Ken Morgan, the Chair of the Board of Governors, expressed appreciation on behalf of the College and handed me a generous cheque. It was also the occasion when the University of Wales conferred upon me the honour of appointing me as an Honorary Academic Fellow of the university. I, of course, expressed my appreciation to all concerned and welcomed Paul Alexander as the new Principal. Two days later we vacated the house we had lived in for 25 years and moved to Devon, grateful to God for all he had done and excited about all he was yet to do. But that's the subject of the next talk. Meanwhile, by way of a summary of our years at Mattersey, I want to read you my final report as Bible College Principal to the AoG Conference held in 2004: Thanks be to God… This is something of a special occasion as this will be the last report that I shall write as the Principal of the Bible College. I intend, therefore, instead of reporting on events in the college over the past 12 months, to look back over the 34 year period of my relationship with the college, and especially the 27 years of my principalship, in order that I might place on record my profound gratitude to God for all he has done, and to those who have helped to make it all possible. My relationship with the college goes back to 1970 when, at the invitation of the Principal, George Jeffreys Williamson, I became a visiting lecturer. It was during that period when, in January 1972, God spoke to me supernaturally in the middle of the night and told me that I was going to live at the Bible College. When David Powell became Principal in 1973 and the college moved to Mattersey, he continued to use me as a visiting lecturer until, in 1976, I was appointed by Conference as a member of the Board of Governors. In 1977 David Powell offered himself for re-election but withdrew his name at the last minute at conference. This led to my sharing the principalship for a year with Alfred Missen and Keith Munday whose experience, expertise and advice were to prove of great value to me. I was finally appointed Principal in 1978 and took up residence at Mattersey in June of that year. … for what he has done The purpose of the college has always been to prepare men and women for Christian service at home and overseas. I feel deeply privileged to have been involved in the training of well over 1000 full-time students during my time as Principal. On leaving college many have gone into church leadership roles and those who have not have been better equipped to serve the Lord in other capacities. In recent years, since we developed our degree programme up to 10 each year have gone into school teaching. Several are now in prominent positions in the Fellowship nationally or regionally. Others are doing a great job for God overseas. We are so grateful that the money we invested by giving scholarships to students from India and Africa has resulted over the years in many churches being planted in those countries. It is because I passionately believe that the training Mattersey provides results in a better-equipped Christian leadership that we have sought from the start to expand the number of students as far as our capacity and ability would allow. As a result I am pleased to report that there are some 500+ students who are currently engaged on courses provided by Mattersey Hall compared with the 48 we started with in 1978. We started the current year with 126 full time BA students, 56 part time MTh students, and 323 students enrolled on our distance learning courses. This growth has only been made possible by the development of both the programme and the campus. As far as the programme is concerned, much has been added over the years. Whereas we originally offered only a two-year diploma programme where all students took all the same subjects, we now provide a varied curriculum with specialist options for training in the specific areas where students are gifted or to which they feel called. Details of these are to be found in the latest college prospectus and there is no need to mention them here. Suffice it to say that Mattersey now offers courses that combine both academic excellence and practical relevance with a spiritual dynamic that reflects our Pentecostal heritage. But the development of the programme has only been possible because of the development on the campus. Thanks to the many gifts we received from churches and individuals, particularly back in the 1980s, the Lord has enabled us to improve the facilities on campus beyond recognition. This may be summarised as follows: 1979 Construction of the Principal's house 1980s Erection of the hall of residence providing 120 individual study-bedrooms for students Purchase of playing field doubling the size of campus to 14 acres. 1998 Erection of new chapel and three new classrooms. We are very grateful to property trust for the help they have given us in providing a mortgage for this and for other assistance they have given from time to time. In connection with all of the above, I wish to place on record my sincere appreciation for the faith of those who have served on the Board of Governors and for the support they have given me over the years. It has not all been easy, but the Lord has stood by us and by his grace we now have a campus equipped with facilities commensurate with the task that we seek to undertake. … for those who have helped Of course, there have been many helpers along the way. It gives me great pleasure to place on record my sincere appreciation to all who have served the College in any way during the course of my principalship. Worthy of special mention are my wife, Eileen, who served as Matron for 21 years; Dave and Beryl Allen who have worked with me full time since 1983; Brian Quar, whose experience in the building industry was most valuable to us in our major building projects; and William Kay, who has encouraged me and helped me to bring the college to its present academic standard. However, I am no less grateful to all who have played their part and accordingly I honour them here. (There then follows a long list). My thanks to them all, and to any whose names I may have inadvertently omitted. …for what the future holds Finally, It seems appropriate to say a word as to what I feel the future holds. As far as the college is concerned, it is clear that the job is by no means finished. I have every confidence in Paul Alexander and I know that he has a vision for further growth and expansion. I entrust to his care the college I have been privileged to lead for 27 years and the gifted and dedicated team who have been working with me. I pray that he will be able to take the college further than I have been able to. May the Lord inspire him and direct him to that end. I believe with all my heart that Mattersey is the best – though not the only – means we have of preparing men and women for the ministry. Potential leaders need to be encouraged to make the most of the great opportunity it offers. As for me, I have made it clear that I am not retiring from ministry. The call of God is as strong as ever. I am relinquishing my responsibilities as Principal in order to be free to serve in a wider capacity. As long as the Lord enables, I shall continue to preach and teach and write. I shall remain a member of the Board of Governors, though now in an emeritus capacity. Paul has kindly asked me to continue to teach some part time courses that relate to the work of the Spirit, and this I have agreed to do. I will be happy to support him in any way I can. Thank you for giving me the great privilege of serving you. When all is said and done, I have only done what it was my duty to do (Luke 17: 10). But it has given me great joy to do it. To God alone be all the glory! Respectfully submitted David Petts, Principal
HOW TO PRAY THE PATRIOTIC ROSARY FOR THE UNITED STATES OF AMERICA -Sign of the Cross -Come Holy Spirit For the Conversion of our Nation's Capital- The Apostle's Creed For the Holy Father Our Father- For Bishops, Priests, Religious Three Hail Mary's- For the Conversion of our Country- Glory Be THE FIRST MYSTERY: (Joyful, Sorrowful, Luminous, Glorious) (For the Presidency of the United States of America)-Our FatherTo be prayed before each Hail Mary: “We plead the Blood of Jesus over Alabama (name a different state for each Hail Mary) and every soul in that state.” Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, GeorgiaFor the Conversion of our Country Glory Be-Oh, my Jesus, forgive us our sins; save us from the fires of hell; lead all souls to Heaven, especially those in most need of Thy Mercy.THE SECOND MYSTERY: (For the Supreme Court of the United States of America)-Our FatherTo be prayed before each Hail Mary: “We plead the Blood of Jesus over (name a different state for each Hail Mary) and every soul in that state.”Hawaii, Idaho, Illinois, Indiana, Iowa, Maine, Kansas, Kentucky, Louisiana, Maryland For the Conversion of our Country Glory Be-Oh, my Jesus, forgive us our sins; save us from the fires of hell; lead all souls to Heaven, especially those in most need of Thy Mercy. THE THIRD MYSTERY: (For the Senate and the House of Representatives of the United States of America) - Our FatherTo be prayed before each Hail Mary: “We plead the Blood of Jesus over (name a different state for each Hail Mary) and every soul in that state.”Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hamshire, New Jersey For the Conversion of our Country Glory Be-Oh, my Jesus, forgive us our sins; save us from the fires of hell; lead all souls to Heaven, especially those in need of Thy Mercy. THE FOURTH MYSTERY: (For the office of the Governors of the United States of America)-Our FatherTo be prayed before each Hail Mary: “We plead the Blood of Jesus over (name a different state for each Hail Mary) and every soul in that state.”New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South CarolinaFor the Conversion of our Country Glory Be- Oh, my Jesus, forgive us our sins; save us from the fires of hell; lead all souls to Heaven, especially those in most need of Thy Mercy. THE FIFTH MYSTERY: (For all County and Municipal Offices of the United States of America)-Our FatherTo be prayed before each Hail Mary: “We plead the Blood of Jesus over (name a different state for each Hail Mary) and every soul in that state.”South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming, Wisconsin For the Conversion of our Country Glory Be- Oh, my Jesus, forgive us our sins; save us from the fires of hell; lead all souls to Heaven, especially those in most need of Thy Mercy.Hail Holy Queen- Sign of the Cross- AmenMay God bless America-May God bless you...
What happens when a documentary storyteller steps into the heart of creative tech? In this episode, Alex talks with Meagan Keane, Director of Product Marketing at Adobe Pro Video, about the tools, trends, and tectonic shifts shaping the future of screen storytelling. From AI and generative workflows to the rise of mobile editing and creative AI agents, Meagan shares Adobe's vision for empowering a new generation of creators, while protecting the values of authenticity and artistry. In a conversation that explores the intersection of storytelling and technology in the fast changing media landscape, Meagan shares how her journey in film shapes her work today and shares powerful advice for anyone creating today. About Meagan Keane Meagan Keane is Director of Product Marketing for Adobe Professional Film & Video. She joined the Adobe Premiere Pro Management team in 2012 and has led business strategy across the Adobe video portfolio since 2019. While Meagan's leadership has guided Adobe video strategies for over a decade, her beginnings were in documentary film. She was a producer across numerous documentary features including High School 911 (2016), Defining Beauty (2011), We Live in Public (Sundance Grand Jury Winner, 2009) and Join Us (2007). Meagan is a thought leader in the film and video industry, recently speaking on behalf of Adobe at the IBC in Amsterdam, the ITVS independent filmmakers summit in San Francisco, “AI on the Lot” conference in Los Angeles, hosting numerous panels at the 2025 Sundance Film Festival. Keane has also recently been quoted in Variety, Hollywood Reporter and Forbes Magazine regarding the future of filmmaking, as well as the growing impact of AI in Hollywood. Meagan sits on the Board of Governors of the Advanced Imaging Society and was named one of PR Daily's Top Women in Marketing in 2023. She loves remaining connected to the film industry, while influencing future innovation in her field. Meagan lives with her family in Marin County, CA and has an MFA in film production from USC's School of Cinematic Arts.
SEASON 4 EPISODE 28: COUNTDOWN WITH KEITH OLBERMANN A-Block (2:30) SPECIAL COMMENT: Donald Trump does not own the White House. Donald Trump does not own the United States of America. Donald Trump does not own the world. NOTHING Trump has done, in sending in thugs and military to attack people that did not vote for him in cities and states that do not support him, is LEGAL. NOTHING Trump has done in having his Nosferatu Stephen Miller threaten Governor Pritzker with “seditious conspiracy," is LEGAL. NOTHING Trump has done in sending so-called “election monitors” to interfere in the voting in California and Jersey on BEHALF of Republican Thugs, is LEGAL. NOTHING Trump has done to let himself say – supposedly jokingly, per the New York Times – “I’m the speaker AND the president," is LEGAL. NOTHING Trump has done in his demolition against, destruction of, attack ON the East Wing of the White House, is LEGAL. Almost NOTHING about Trump administration - his presidency - his forming unilateral DICTATORSHIP, is LEGAL. And it is TIME to CUT HIM OFF FINANCIALLY by taking the one measure that will force an end to this Trumpian madness: for the blue states to follow up on Gavin Newsom’s suggestion, on the suggestion of others including me in this forum, and stop transmitting federal taxes to the national treasury until Trump resigns. We must have a tax payment boycott and it must be led by Governors and other STATE OFFICIALS so that there can be no attempt by Trump or his enablers and flunkies to prosecute or further threaten democracy-loving civilians. De-fund Donald Trump. Now. ALSO: More on these "election observers." Also the targeting of Mike Johnson as the fall-guy. And a media update on Bret Baier, CBS, NBC and the Ballroom, Cheryl Hines and Olivia Nuzzi, and Bill Maher making a jackass of himself. AGAIN. B-Block (36:00) THE WORST PERSONS IN THE WORLD: Kayleigh McEnany trying to sell her audience Hamburger Helper and convince them it's steak. ICE arrests a guy for playing the Star Wars imperial march. Anna Paulina Luna has a debate with a California congressman who doesn't exist. And Andrew Cuomo achieves a new high in low: laughing at a 9/11 racial slur about the man who beat him in the primary. B-Block (48:00) THINGS I PROMISED NOT TO TELL: Before the World Series ends (and I still think that's in five games) it's time to tell the 25th Anniversary edition of Roger Clemens, Mike Piazza, the bat, and how Clemens was actually throwing it at me. C-Block (1:06:00) THINGS I PROMISED NOT TO TELL, CONCLUDED: There are so many ripples in the pond on this Clemens saga - they're still rippling!See omnystudio.com/listener for privacy information.
JOIN US FOR THE MEMBERS-ONLY BONUS SHOW IMMEDIATELY AFTER THIS MAIN SHOW: INSERT HERE: https://youtube.com/live/u-3U9rNwKeMJOIN OUR COMMUNITY! Exclusive Members-only content & perks! Only ~16 cents/day! $5/month! https://www.youtube.com/channel/UC-GqXHAdxVUVMw2F_7h_X3Q/join Trump is rapidly closing in on his 30TH CONSECUTIVE WIN at the US Supreme Court, with another victory likely coming soon on the heels of yesterday's big win in the 9th Circuit Court of Appeals win recognizing Trump's Commander in Chief authority to call out the National Guard even over the objections of Governors and Mayors.American First Legal Foundation, the conservative law advocacy group founded in 2021 by Stephen Miller, Senior Advisory to President Trump, has filed yet another pro-Trump amicus brief with the Supreme Court, this time arguing in defense of Trump's Commander in Chief authority, making many of the same arguments that the 9th Circuit Court of Appeals has already accepted TWICE in upholding President Trump's authority to call out the Guard. Join me LIVE at 11 AM ET as I break down this AFL amicus brief that I'm confident will ultimately win the day at SCOTUS. I also invite each of YOU to join me in our desperate but worthy mission to save our great nation. The easiest way to do that? SUBSCRIBE! SUBSCRIBE! SUBSCRIBE! EVEN BETTER, BECOME A CHANNEL MEMBER! https://www.youtube.com/channel/UC-GqXHAdxVUVMw2F_7h_X3Q/join : -)Episode 1052
Governors Bypass RFK Policies., Dr. Sherri Tenpenny, Zero Accountability in a Failed System, Palladium Metallicum, MAHA Fixes Nutrition Science, Carolyn Gross, Treatable and Beatable, Dickie Pan Runs Again and MORE! https://robertscottbell.com/dem-governors-bypass-rfk-jrs-policies-dr-sherri-tenpeny-book-zero-accountability-in-a-failed-system-palladium-metallicum-maha-fixes-nutrition-science-carolyn-gross-dr-pan-blames-rfk-jr/https://boxcast.tv/view/governors-bypass-rfk-dr-sherri-tenpenny-zero-accountability-in-a-failed-system-carolyn-gross-treatable-and-beatable---10-20-25-lmuhbhjqorufrxr9wryk Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.
In this episode of Season 2, A. Valerie Mirko, Partner at Armstrong Teasdale LLP and leader of the firm's Securities Regulation and Litigation Practice, joins William Nelson, Director of Public Policy and Associate General Counsel at the Investment Adviser Association, to discuss the ongoing government shutdown and two recent speeches by SEC Chairman Paul Atkins on enforcement and corporate governance.Chairman Atkins has announced plans to revamp the SEC's Wells process, aiming to make the agency more transparent in sharing investigative findings and to give firms greater opportunity to respond before enforcement actions move forward.He also signaled a potential shift in the shareholder proposal framework under Exchange Act Rule 14a-8, suggesting the SEC may allow companies to exclude precatory, or non-binding, shareholder proposals - a move that could reshape how corporate governance issues reach the ballot.Finally, Valerie and William explore the implications of the government shutdown, noting that its full impact on rulemaking and policy may take time to unfold.Past Episodes of this Series:From Memecoins to Custody: What Firms Need to Know About Crypto (9/24/25)Corp Fin in Flux: What the SEC's Latest Moves Mean for Issuers and Investors (8/13/25)AI in the Investment Adviser Industry (7/16/25) Harnessing AI: What Attorneys and Financial Industry Professionals Need to Know (6/18/25)SEC Leadership, Crypto Policy, and FINRAs Regulatory Refresh (5/21/25)New Leadership, New Priorities: Paul Atkins at the SEC (4/23/25)How the New Administration and Congress Will Shape the SEC (3/26/25)Reflecting on 30 years of the Private Securities Litigation Reform Act (2/26/25)Insights on SEC Transition and Policy Priorities with Pete Driscoll (2/5/25)Please note, the positions and opinions expressed by the speakers are strictly their own, and do not necessarily represent the views of their employers, nor those of the D.C. Bar, its Board of Governors or co-sponsoring Communities and organizations.
The Portland Trail Blazers’ first game of the 2025-2026 NBA regular season tips off tomorrow at the Moda Center against the Minnesota Timberwolves. The Blazers’ roster this season consists of several exciting new additions, including rookie Yang Hansen. The Blazers selected the 7-foot-1 center from China as the 16th-overall pick in the first round of the NBA draft in June. Less than a month later, ESPN broke the news that Damian Lillard had agreed to return to the Blazers on a three-year, $42 million contract. The Blazers traded Lillard in 2023 to the Milwaukee Bucks, at his request, after Lillard spent 11 years playing in Portland without winning a championship trophy. Lillard’s time with the Bucks ended after he tore his Achilles tendon during the first-round of the NBA playoffs in the spring. The start of the Blazers’ new season coincides with an out-of-court settlement that clears the way for the team’s sale to a group of wealthy investors led by Tom Dundon, the owner of the Carolina Hurricanes hockey team. Last month, the estate of Paul Allen announced it had entered a formal agreement to sell the Blazers to Dundon, pending approval from the NBA’s Board of Governors. Mike Richman, host of the “Locked On Blazers” podcast, joins us to preview the new season and the hopes and uncertainties lying ahead.
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Scott Korzenowski is in for Jason. He talks to former Senate Leader and GOP analyst Amy Koch about Scott Jensen's gubernatorial campaign, and why there's not a major Republican in the race for US Senate yet.
SEND ME A TEXT MESSAGE NOWA former national security hawk faces the same law he once defended.Justice or payback? I dig into what the charges really reveal.Washington loves to preach accountability until the spotlight turns inward.What happens when power starts feeding on itself?Across the ocean, Ukraine's president comes to the White House looking for clarity.He leaves with promises, photo ops, and more questions than answers.Tomahawk missiles, diplomacy, and déjà vu.I break down the mixed messages that define America's foreign policy.Back home, people fill the streets with three words that say everything.NO KINGS ALLOWED!Governors call up troops. Marchers call out hypocrisy.And democracy gets its latest stress test in real time.Three stories, one thread. Power, protest, and the price of pretending.Then I switch gears with News From The Edge of Sanity,the segment where the absurd and the unbelievable take center stage.A few stories so bizarre you'll laugh, shake your head,and wonder how this planet keeps spinning.This definitely is A World Gone Mad.AWorldGoneMadPodcast@gmail.com
Adam Carter is in for Jason. He talks about NOAA's latest predictions for winter - what kind of winter do you prefer? Plus, do you wish your governor wouldn't gamble?
In this episode, William Banks of Syracuse University College of Law and Laura Dickinson of the George Washington Law School join to discuss the history and meaning of the Insurrection Act, which authorizes the president to deploy the U.S. military for domestic law enforcement purposes. Jeffrey Rosen, president and CEO of the National Constitution Center, moderates. Resources Illinois v. Trump (N.D. Illinois, 2025) United States v. Cruikshank (1875) Martin v. Mott (1827) William Banks and Stephen Dycus, Soldiers on the Home Front: The Domestic Role of the American Military (2016) William Banks, “Providing ‘Supplemental Security' – The Insurrection Act and the Military Role in Responding to Domestic Crises,” Journal of National Security Law & Policy (12/15/2009) Laura Dickinson, “Protecting the U.S. National Security State from a Rogue President,” Harvard National Security Journal (1/9/2025) Laura Dickinson, “How the Insurrection Act (Properly Understood) Limits Domestic Deployments of the U.S. Military,” Lawfare (9/12/2024) In our new podcast, Pursuit: The Founders' to Guide to Happiness Jeffrey Rosen explores the founders' lives with the historians who know them best. Plus, filmmaker Ken Burns shares his daily practice of self-reflection. Listen to episodes of Pursuit on Apple Podcast and Spotify. Stay Connected and Learn More Questions or comments about the show? Email us at podcast@constitutioncenter.org Continue the conversation by following us on social media @ConstitutionCtr Explore the America at 250 Civic Toolkit Sign up to receive Constitution Weekly, our email roundup of constitutional news and debate Follow, rate, and review wherever you listen Join us for an upcoming live program or watch recordings on YouTube Support our important work: Donate
Big Show + with Patrick Dumas is on demand! to kick off the hour Patrick and GVP react to game 3 of the ALCS and discuss if the Blue Jays are capable of turning around the series. Later, they have a conversation on the direction of the Flames after a 1-4 start.(24:25) Later on, NHL insider David Pagnotta joins the show! David speaks on the hottest topics around the NHL including the start to the season for Calgary, Board of Governors meetings, injury news, contract updates and more! The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Media Inc. or any affiliate. Get full Flames games and great shows like Quick 60: The Stamps Show, Wranglers Watch and more ON DEMAND.
We hear from a slew of ECB board governors at the IMF Annual Meetings in Washington where they tell us the European economy is on the right trajectory to bringing inflation down and to boost growth but they remain divided over on how to tackle potential future pitfalls. U.S. Treasury Secretary Scott Bessent tells CNBC the White House will act in the U.S.'s best interest as the trade war with China threatens to flare up once again. Bessent said the stock market will not influence any U.S. government decisions. Nestlé posts better than expected Q3 sales with investors anticipating new CEO Philippe Navratil's new strategy for the Swiss food giant. And in tech news, the world's largest contract chip maker, TSMC, posts a near 40% rise in net profit in the third quarter.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A.M. Edition for Oct. 15. Governors from 15 mainly blue states are forming a shadow public-health alliance, in a sign of growing resistance to Robert F. Kennedy Jr.'s agenda. Plus, with the fight against Israel on pause, Hamas launches a violent crackdown on rival militias, seeking to assert its authority in Gaza. The WSJ's Benoit Faucon explains how the infighting could complicate a peace plan that Israel has conditioned on Hamas disarming. And Beijing plays hardball on trade, in a bet that President Trump will fold before launching new tariffs that would roil markets. Caitlin McCabe hosts. Want to know how changes to 2026 Medicare plans could affect you? Check out our explainer. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this video, Patrick Coffin reviews the teaching of the New Testament on capital punishment (since the Old Testament is so obviously supportive) and how consistent and strong the teaching is, rooted in the Bible and the natural moral law. Biblical Record: Civil Authority: Romans 13:1–4 The state bears the sword by divine mandate Personal Example: Acts 25:10–11 Paul accepts death if guilty Criminal Justice: Luke 23:39–43 Jesus affirms the thief's confession of just punishment Divine Delegation John 19:10–11 Authority to punish comes from God Mosaic Context John 19:7 Mosaic law included capital punishment; not abrogated as immoral Divine Precedent: Acts 5:1–11 God directly punishes by death Judicial Authority: 1 Peter 2:13–14 Governors punish wrongdoers as God's agents Theological Analogy: Hebrews 10:28–29 Death penalty as model of divine justice Apocalyptic Symbolism: Revelation 19:11–15 Christ wields the “sword” of righteous judgment Philosophy: Drawing on Edward Feser and Joseph Bessette's book By Man Shall His Blood Be Shed—a rigorous exploration of justice, deterrence, and moral order.
AP's Lisa Dwyer reports on a new alliance by Democratic Governors.
3753 – October 15, 2025 – Healthcare or Governmentcare? – Marxist democrat Governors (15 of them) are teaming up against MAHA … and want to impeach Secretary of Health and Human Resources … RFKJ Marxist democrat senators are dug in to their Schumer shutdown, demanding “government” healthcare (FREE) for illegal aliens. Not for your grandma… not for your sick child with ... The post Healthcare or Governmentcare? appeared first on CSC Talk Radio.
Joe Piscopo is broadcasting from Columbus Citizens Foundation in celebration of Columbus Day. 00:37- Michael Sapriacone, Columbus Parade Chair Topic: Celebration in lieu of the parade, planning for next year's parade 8:44- Emergency Management Topic: Nor'easter and its impact on New Jersey 14:59- Assemblyman Dov Hikind, former New York State Assemblyman and the son of holocaust survivors Topic: Latest in the release of hostages 35:18- Chirstopher Loiacono, President of the Board of Columbus Citizens Foundation Topic: Celebrating Columbus Day 48:26- Carmen Damiani Hacker, Executive Director of Columbus Citizens Foundation 58:49- Joseph Moglia, Grand Marshall of the Columbus Citizens Foundation Columbus Day Parade Topic: Columbus Day 1:09:39- Angelo Vivolo, Former Chairman of the Board and current Board of Governors' member of the Columbus Citizens FoundationTopic: Columbus Day 1:24:26- Consul General Fabrizio DiMichele, Columbus Day Honoree Topic: Columbus Day 1:35:17- Nicole Parker, Special Agent with the FBI from 2010 through October 2022 and a Fox News contributor Topic: At least 4 killed and 16 injured in St. Helena Island, SC shooting 1:47:21- Daniel Hoffman, Ret. CIA Senior Clandestine Services Officer and a Fox News ContributorTopic: Israel-Hamas peace deal and the possibility of a Russia-Ukraine negotiation 2:01:24- Christina Farrell, First Deputy Commissioner of the NYC Office of Emergency Management Topic: Nor'easter response 2:05:10- John Catsimatidis, John is Chairman & CEO of the Red Apple Group, host of "Cats & Cosby" (Monday-Friday 5-6 p.m.) and "The Cats Roundtable" (Sunday 8-10 a.m.) on AM 970 The Answer, and the author of "How Far Do You Want to Go?: Lessons from a Common-Sense Billionaire" Topic: Columbus Day HonoreeSee omnystudio.com/listener for privacy information.
The Mancave Caucus tackles the news of the week! The Peace deal between Israel and Hamas, Trump signs an executive order restoring Columbus Day, Mayors and Governors defying ICE and enforcing the law, Mark Sanchez assaults a truck driver in Indy, and much more!
Welcome to a special series of Art Pays Me interviews with the winners of the 2024 Creative Nova Scotia Awards. Presented annually by Arts Nova Scotia and the Creative Nova Scotia Leadership Council, these awards celebrate artistic excellence across Mi'kma'ki. Alan Syliboy grew up believing that native art was generic. “As a youth, I found painting difficult and painful, because I was unsure of my identity.” But his confidence grew in 1972 when he studied privately with Shirley Bear. He then attended the Nova Scotia College of Art and Design, where 25 years later, he was invited to sit on the Board of Governors. Syliboy looked to the indigenous Mi'kmaq petroglyph tradition for inspiration and developed his own artistic vocabulary out of those forms. His popularization of these symbolic icons has conferred on them a mainstream legitimacy that restores community pride in its Mi'kmaq heritage. Alan still lives and works in Millbrook, NS, where he was born and raised. He creates his art in his studio in Truro, NS. This special episode would not be possible without the support of Arts Nova Scotia and the Creative Nova Scotia Leadership Council, and the fantastic production work of Heist and Keke Beatz.
Let's talk about Trump vs red state governors....
This week on the Mark Levin Show, what's taking place in these blue cities and states, like Los Angeles, Portland, Chicago, is nothing short of breakaway government that defy federal immigration laws and the Constitution. Mayors and governors, such as California's Newsom and Illinois' Pritzker, instruct local police to stand down, allowing riots by illegal aliens, their supporters, Antifa, and other groups to physically attack federal agents like ICE and obstruct deportations of criminals. The Insurrection Act has been used multiple times in our history, since 1808, by Democrat and Republican presidents in cases like this. Not only must law and order be restored, but so, too, must our constitutional system against these new Democrat Confederates. Later, the West is committing suicide through weakness, appeasement, and open borders, allowing a fusion of Marxists and Islamists to exploit democratic systems via immigration. It is very important that we get the hostages out of Gaza, but it's also important that Hamas is destroyed, because they will come back again. It is an ideology that doesn't die, and the West doesn't understand the ideology, or people in the West don't want to deal with it. Anti-Semitism is spreading in Western capitals, including New York. It's a gut cancer and President Trump is the only Western leader fighting it through actions on colleges, funding, and preventing U.S. decline like Britain and France. The insurrection act has been used at least 20 times starting in 1808. President Trump has to use it because we have Democrats who refuse to follow the law. Right now, we have a Democrat party usurping the Constitution. Governors and cities are not in charge of immigration. They don't have the power to prevent ICE from doing their job. The Trump peace plan for Gaza has two phases, which is genius. Phase one, to be implemented immediately through early next week, involves Israel ending its siege on Gaza and withdrawing to an intermediary line covering 52% of the territory, in exchange for the release of all 48 hostages (20 believed alive) and the freeing of nearly 2,000 terrorists and criminals from Israeli prisons, including 250 severe offenders and mass murderers. Phase two is the dirty work, it requires disarming, dispersing, and removing Hamas from Gaza, with governance and demilitarization details still being worked out; failure to execute it voids the agreement. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Welcome aboard Kyber Squadron! This week, Andrés talks about the National Governor's Association and the crisis they face as both Illinois and California's Governors threaten to leave the organization because of their failure to stand up to Trump about National Guard Deployments. Come for the Governor drama, stay for the special edition Star Wars books! Follow us: Twitch: @Sithty_Minutes BlueSky: @sithtyminutes.bsky.social Discord: Sithty Minutes Show Notes: F1 Driver's Championship ROTS Novel Special Edition National Governor's Association National Guard Deployment Episode Pritzker Threatens to Leave NGA Newsom Threatens to Leave NGA Articles of Confederation Failure Renewable Energy Wins!
On today's episode, Andy & DJ are joined in the studio by Author, speaker, and former Force Recon Marine and DoD Contractor, Chad Robichaux. They discuss Trump telling The Post that he'll visit the Middle East after the ceasefire agreement, Candace Owens discussing Charlie Kirk's last text messages, and Trump considering invoking the Insurrection Act against lawless Governors and Mayors.
President Trump heads to Israel to celebrate the return of all hostages and speak on the historic peace deal in Gaza. The Nobel Peace Prize recipient dedicates her award to President Trump. We have the latest polling from the best in the business. Robert Cahaly of the Trafalgar Group is with us as well as Brent Buchanan of Cygnal polling. As the Virginia Gubernatorial race draws closer. Republicans are poised to win the entire ticket. Abigail Spanberger has not distanced herself from Jay Jones because she cannot afford to lose the black voters he brings. Winsome Earle-Sears pushed Spanberger on the demented text messages last night in the debate. Spanberger denounced the texts but didn't call for Jones to drop out. Buchanan has the latest polling data on the full ticket in Virginia and Republicans are poised to win. As for New Jersey, Jack Ciattarelli has all the momentum as polls show him and Mikie Sherrill in a tie. Sherrill is getting bombarded with bad press about her scandal in the Navy and her stock trading habits while serving in Congress. Buchanan urges Republicans to donate across the country in races like this to get our candidates over the finish line and beat the Democrats at the ballot box. Featuring: Robert Cahaly Chief Pollster | Trafalgar Group https://www.thetrafalgargroup.org/ Brent Buchanan President & Founder | Cygnal Polling https://www.cygn.al/ Today's show is sponsored by: Masa Chips You're probably watching the Sean Spicer Show right now and thinking “hmm, I wish I had something healthy and satisfying to snack on…” Well Masa Chips are exactly what you are looking for. Big corporations use cheap nasty seed oils that can cause inflammation and health issues. Masa cut out all the bad stuff and created a tortilla chip with just 3 ingredients: organic nixtamalized corn, sea salt, and 100 percent grass-fed beef tallow. Snacking on MASA chips feels different—you feel satisfied, light, and energetic, with no crash, bloat, or sluggishness. So head to https://MASAChips.com/SEAN to get 25% off your first order. Delta Rescue Delta Rescue is one the largest no-kill animal sanctuaries. Leo Grillo is on a mission to help all abandoned, malnourished, hurt or suffering animals. He relies solely on contributions from people like you and me. If you want to help Leo to continue his mission of running one of the best care-for-life animal sanctuaries in the country please visit Delta Rescue at: https://deltarescue.org/ ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ 5️⃣ Follow The Sean Spicer Show on social media: Facebook: https://facebook.com/seanspicershow Twitter: https://twitter.com/seanspicershow Instagram: https://instagram.com/seanspicershow Learn more about your ad choices. Visit megaphone.fm/adchoices
Voices Against Trafficking and Saving Our Children Guests: Andi Buerger, Eric Caron, Bishop Donna Hubbard, Chris Meek and Blanquita Cullum BIOS: Andi Buerger Andi Buerger, JD, international speaker, author, and survivor of child sex trafficking, advocates globally for victims of exploitation. She founded Beulah's Place, rescuing 300+ at-risk teens, and later co-founded Voices Against Trafficking, uniting voices worldwide to defend human rights. Her books and the internationally distributed Voices of Courage magazine empower survivors and honor human rights champions. In 2025, the Voices of Courage television series debuts, expanding her mission to inspire justice and hope. Website: https://voicesagainsttrafficking.com/ Blanquita Cullum The Honorable Blanquita Walsh Cullum is an award-winning broadcast journalist and former Senate-confirmed Governor of the U.S. Broadcasting Board of Governors, where she chaired major international broadcasting networks. Inducted into the Texas Radio Hall of Fame and named “Champion of Radio,” she has emceed the National Memorial Day Parade in Washington, D.C. for 20 years. President and co-founder of Voices Against Trafficking, she also produces International Reporters Roundtable and serves as an on-air media coach while expanding The Hard Question as a podcast. Bishop Donna Hubbard: Donna Lynne Hubbard, daughter of Barbara “Nayo” Watkins and Charles “Charlie” Hubbard, endured abuse, addiction, and trafficking before encountering Christ while incarcerated. Paroled in 1993, she founded Woman at the Well Transition Center, helping women rebuild their lives. Today, Bishop Hubbard holds degrees and certifications, serves as a flight attendant for American Airlines, and continues to inspire as a mother, grandmother, and great-grandmother whose life story reflects resilience, faith, and transformation. Eric Caron: Eric J. Caron, former U.S. Special Agent and diplomat, led global covert operations combating transnational crime and rescuing children from trafficking. Now Special Liaison for law enforcement at Voices Against Trafficking and co-founder of Stop Child Soldiers Foundation, he consults internationally on human and wildlife trafficking. Recipient of the U.S. Attorney General's Award for National Security and an INTERPOL citation, Eric is the author of Switched On, sharing gripping insights from his distinguished career in national security. Chris Meek: Dr. Chris Meek was at Ground Zero on September 11, 2001, and in its aftermath founded SoldierStrong, a national nonprofit dedicated to helping veterans take their next steps forward by donating revolutionary medical technologies to VA medical centers across the country. He is also the founder of Frontline Foundation, which advocates for the health and rights of America's first responders. He resides in Stamford, CT, with his wife and three children. Video Version: https://www.youtube.com/live/gnSvBFXlLEk?si=1QNy3PJ1AuA5OuPQ Chat with Teresa during Live Show with Video Stream: write a question on YouTube Learn more about Teresa here: https://www.webebookspublishing.com http://authenticendeavorspublishing.com/
Trump is pushing forwards with deploying troops to America's streets – despite opposition from politicians, the public and the courts. How far will he push this? Nikki and Jarv talk through the insurrection act, Governors vs. Governors and more. Back us on Patreon – we need your help to keep going. Get ad free episodes, extra bits and merch: https://www.patreon.com/c/americanfriction We're now on Youtube: https://www.youtube.com/@AmericanFrictionPod Follow us on social media: BlueSky: https://bsky.app/profile/americanfric.bsky.social Instagram TikTok Go to https://surfshark.com/amfric or use code AMFRIC at checkout to get 4 extra months of Surfshark VPN! Written and presented by Nikki McCann Ramirez and Jacob Jarvis. Video and audio editor: Simon Williams. Group Editor: Andrew Harrison. Managing Editor: Jacob Jarvis Executive producer: Martin Bojtos. Artwork by James Parrett. Music: Orange Factory Music. AMERICAN FRICTION is a Podmasters Production. www.podmasters.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices
On Wednesday's Mark Levin Show, the insurrection act has been used at least 20 times starting in 1808. President Trump has to use it because we have Democrats who refuse to follow the law. Right now, we have a Democrat party usurping the Constitution. Governors and cities are not in charge of immigration. They don't have the power to prevent ICE from doing their job. Also, former FBI Director James Comey is a serial liar, leaker, and scoundrel who absconded with government documents, interfered in the 2016 election more than foreign powers, and brought disrepute to the FBI. Comey belongs in court and is lucky to avoid charges for other unethical acts. The democrat talking point is that acting US attorney in the Eastern District of Virginia prosecuting the Comey case has no prosecutorial experience. But in 1961, President John Kennedy nominated his 35-year-old brother, Robert, to be attorney general. RFK had no state or federal courtroom experience of any kind. The Democrat controlled Senate confirmed him. Later, Trump announces that “Israel and Hamas have both signed off on the first Phase of our Peace Plan. This means that ALL of the Hostages will be released very soon, and Israel will withdraw their Troops to an agreed upon line as the first steps toward a Strong, Durable, and Everlasting Peace. All Parties will be treated fairly!” The broad parameters of the deal sound very good. Rep Mike Lawler calls in to discuss the first phase of the Gaza peace plan. Trump has worked tirelessly to get the hostages home, but Hamas cannot remain in power. Lawler also discusses his confrontation with Rep Hakeem Jeffries over the government shutdown. Learn more about your ad choices. Visit podcastchoices.com/adchoices
President Trump and his team are doubling down on efforts to bring the National Guard into Democrat-run cities and to ramp up ICE enforcement. The administration argues that episodes of violence against federal agents constitute a danger. Governors and mayors say local police can handle any issues and argue it's an unconstitutional power play by Trump. William Brangham reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
Retirement isn't just about the numbers. Tim Ulbrich, PharmD and Tim Baker, CFP® and Registered Life Planner, explore how life planning can help you design a retirement filled with purpose, meaning, and fulfillment, not just financial security. Episode Summary When it comes to preparing for retirement, most conversations focus on the financial side—things like income planning, Social Security timing, withdrawal strategies, and tax-efficient investing. But true retirement readiness goes beyond the numbers. In this episode, Tim Ulbrich, PharmD, is joined by Tim Baker, CFP® and Registered Life Planner, to explore how life planning can help you design a retirement that's rich with meaning, purpose, and fulfillment, not just financial security. As you step away from decades of work—often after raising kids, building a career, and living within a structured routine—you enter a new phase of life where the biggest challenges aren't just financial, they're personal. Who are you now? What does your ideal day look like? How do you make this season of life one that aligns with your values and brings you joy? In this episode, you'll learn: What life planning is and how it complements financial planning How to navigate the personal and emotional transition into retirement Practical ways to align your money with your values and goals How to create a vision for a fulfilling and purpose-driven retirement Whether you're approaching retirement or simply thinking ahead, this conversation will help you see how life planning can make the next chapter not only financially sound but deeply satisfying. Mentioned on the Show Your Financial Pharmacist Your Financial Pharmacist on YouTube YFP 394: Crafting a Rich Life in Retirement: Insights from David Zgarrick, PhD Vanguard Study Advisor's Alpha Changes in US Family Finances from 2019 to 2022: The Federal Reserve Board of Governors
The state of Illinois and the city of Chicago are suing to stop the deployment of Texas National Guard troops to the Chicago area. The Trump administration says it needs the National Guard troops to protect federal agents who are carrying out immigration enforcement orders. A bipartisan group of former governors is asking to get involved in the case in support of Illinois and Chicago leaders. Among them are two former Minnesota governors, Democrat Mark Dayton and Arne Carlson, who served as a Republican but has since moved away from the party. Carlson joined MPR News host Nina Moini to share more.
-- On the Show: -- Democrat Mindy O'Neall defeats incumbent Republican Mayor David Pruhs in Fairbanks, Alaska, and Pruhs concedes with grace instead of conspiracy theories -- Illinois Governor JB Pritzker accuses Donald Trump of suffering from dementia while condemning his decision to deploy National Guard troops to Chicago and Portland -- Attorney General Pam Bondi erupts in a combative Senate hearing, dodging questions about Trump and Epstein while lashing out at Democratic senators -- Trump openly suggests rewarding loyal federal workers and punishing others, effectively proposing an unconstitutional spoils system on national television -- Trump baffles Canadian Prime Minister Mark Carney during a press conference with rambling, incoherent remarks about airports, AOC, and a Canada–US “merger” -- Stephen Miller accidentally admits on CNN that Trump has “plenary authority,” exposing the administration's authoritarian mindset before the network cuts him off -- Stephen Miller doubles down on extremist rhetoric and racist remarks while dismissing accusations of incitement -- Trump calls for the jailing of Chicago Mayor Brandon Johnson and Governor JB Pritzker, echoing the rhetoric of 20th-century dictators targeting dissenters -- Former MAGA-friendly podcasters like Joe Rogan, Theo Von, and Adin Ross rapidly distance themselves from Donald Trump as their audiences turn against his presidency -- On the Bonus Show: Mike Johnson warns furloughed workers may not get back pay, the White House says it'll use tariff revenue to pay for food assistance, the Treasury defends minting a Trump coin, and much more...
Susan Guthrie welcomes Patrick Kilbane, J.D., CDFA®, partner at Ullman Wealth Partners and Director of the Divorce Advisory Group, to talk about one of the most overlooked but critical phases of divorce: what happens to your finances after the papers are signed. Instead of stopping at the settlement, Patrick shows you how to step into your financial “2.0” with confidence. We talk about creating clarity around your monthly cashflow, setting up systems to cover everyday expenses, and simplifying your accounts so they're easy to manage. Patrick also shares how to plan ahead during the divorce, not just after, so you negotiate with your future in mind. You'll hear practical strategies for rebuilding credit, organizing your retirement and investment accounts, making smart housing decisions, and avoiding costly mistakes that can derail your long-term security. Patrick's decades of experience as both an attorney and Certified Divorce Financial Analyst make this a must-listen for anyone ready to move beyond survival mode and build a strong, strategic financial foundation for the next chapter of life. What You'll Discover in This Episode How to recognize when it's time to shift from divorce survival to planning your independent future Simple steps to clarify monthly cashflow and set up systems to cover bills and savings Why involving a financial advisor before settlement helps you plan smarter and avoid gaps How strategic planning beyond the settlement sets you up for lasting stability and confidence More About Our Special Guest, Patrick Kilbane, J.D., CDFA®: Pat is a Partner at the firm and serves as both a Wealth Advisor and General Counsel. He brings over a decade of experience helping clients coordinate and implement comprehensive wealth management strategies. In his legal role, he manages all legal matters for the firm and assists clients with navigating their own legal questions by connecting them to trusted resources. Pat also leads our Divorce Advisory Group, where he supports high-net-worth clients before, during, and after the divorce process. Drawing on his extensive background in family law and his Certified Divorce Financial Analyst® (CDFA®) designation, Pat helps clients make informed, confident financial decisions at every stage of marital dissolution. Before joining our firm, Pat built a successful legal career in matrimonial and family law, serving as a Shareholder at two respected statewide firms—GrayRobinson, P.A. and Rogers Towers, P.A.—in Jacksonville. Pat is deeply involved in the Jacksonville community and has served on numerous civic and professional boards. He has received several gubernatorial appointments, including to the Jacksonville Aviation Authority—where he served as Chairman from 2017–2018 and again from 2020–2021—and to the 4th Judicial Circuit Judicial Nominating Commission, where he served as Chairman from 2017–2019. Most recently, he was appointed by Governor Ron DeSantis to the Jacksonville Port Authority in 2024 and to the Florida Elections Commission in 2025. His leadership extends to the Jacksonville Bar Association, where he served on the Board of Governors and as President of its Young Lawyers Section. He is a graduate of Leadership Florida (Class XXXV) and currently serves as President of the Jacksonville Lawyers Chapter of the Federalist Society. Pat previously served as President of the Board of Directors of the Notre Dame Alumni Club of Greater Jacksonville and as a member of the Foundation Board for St. Vincent's Hospital. In 2017, he was appointed by Bishop Felipe Estévez to the Savings and Loan Board for the Diocese of St. Augustine. In 2020, he was elected to the Board of Trustees for Adrian College, which will honor him as its 2025 Distinguished Alumnus. Pat earned his J.D. from the University of Notre Dame and holds a B.B.A. from Adrian College, where he graduated summa cum laude. He is a Certified Divorce Financial Analyst® and co-author of Move Forward Confidently: A Woman's Guide to Navigating the High-Net-Worth Divorce. Website and Book http://ullmannwealthpartners.com Pat's book: Move Forward Confidently: A Woman's Guide to Navigating the High-Net-Worth Divorce. ===================== Take the Most of Your Listening Experience: If this episode resonates with you, be sure to: Subscribe to Divorce & Beyond so you never miss an episode. Share this episode with friends or loved ones who need hope and healing. Leave a 5-star review to help us reach even more listeners. Follow Us Online: Divorce & Beyond: https://divorceandbeyondpod.com, IG: @divorceandbeyond MEET OUR CREATOR AND HOST: SUSAN GUTHRIE®, ESQ., the creator and host of The Divorce and Beyond® Podcast, has been nationally recognized as one of the top family law and divorce mediation attorneys in the country for more than 30 years. Susan is the Chair of the American Bar Association Section of Dispute Resolution and is a sought-after keynote speaker, business and practice consultant, coach and trainer. You can find out more about Susan and her services here: https://susaneguthrie.com Divorce & Beyond is a Top 1% Overall and Top 100 Self-Help podcast designed to help you with all you need to know to navigate your divorce journey and most importantly, to thrive in your beautiful beyond! ***************************************************************************** SPONSOR SPOTLIGHT: HELLO FRESH HelloFresh is now a proud sponsor of Divorce & Beyond! If you've been thinking about cutting back on grocery bills, avoiding food waste, or just getting dinner on the table without the stress — this is your moment, because right now, HelloFresh is offering one free item in every box — for life! That's right — every single box you order includes a free item, forever. And just to give you a taste of what that looks like... I got pineapple upside-down cakes in my first order! I originally discovered HelloFresh during the pandemic and fell in love with learning new recipes and expanding our dinner routine. I let it go for a while — hey, I live in Chicago with world-class restaurants on every corner — but with today's rising costs, HelloFresh is back on my table, and I'm so glad it is. So if you're ready to save time, money, and dinner — go to divorceandbeyond.com/hellofresh and sign up today to grab that free item for life. ***************** YUMIYU Jewelry YUMIYU Jewelry is Susan's favorite source for meaningful, handcrafted jewelry designed to empower women and celebrate individuality. Each piece is made with care, using high-quality materials like real gold and vermeil, and is water-resistant, non-tarnish, and hypoallergenic. During difficult times, like divorce, wearing a symbol of hope or protection—such as a hamsa or an evil eye—can be a comforting reminder to keep the faith and stay strong. As a special gift to my listeners, YUMIYU Jewelry is offering 20% off your purchase! Use the code "BEYOND" at checkout to claim your discount. Explore their stunning collection at yumiyujewelry.com and find your perfect piece today! Link: https://divorcebeyond.com/YUMIYU Code: “BEYOND” for 20% off! ***************************************************************************** SPONSORSHIP OPPORTUNITIES AVAILABLE! If you would like to sponsor the show and reach our large community of those going through and healing from divorce, please reach out to us at divorceandbeyondpod@gmail.com for pricing and details!!! ***************************************************************************** DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.
A Tea with Stuart Grant of Bench Walk Advisors and Erika Levin of Fox Rothschild, where we learn about recent developments affecting the Litigation Finance Industry and what the latest efforts have been to successfully keep open pathways for companies and individuals to access justice. In this episode, we discuss recent efforts by the U.S. Government (both state and federal) and interested parties to quash the industry, what we should be bracing for next, whether some form of regulation might be advisable, and what are some of the false and most harmful myths about third party funding that critics continue to perpetuate. We also discuss in this episode the threat to the rule of law generally.Please note, the positions and opinions expressed by the speakers are strictly their own, and do not necessarily represent the views of their employers, nor those of the D.C. Bar, its Board of Governors or co-sponsoring Communities and organizations.To learn more about or join the D.C. Bar International Law Community, CLICK HERE.
-- On the Show: -- Governors Josh Shapiro, Gavin Newsom, Kathy Hochul, and J.B. Pritzker defy Donald Trump on healthcare, climate, abortion, and immigration -- Eric Trump repeatedly blames everything on an undefined 'they' during a rambling viral video -- David cancels an appearance on Jubilee's Surrounded citing safety, editing concerns, and doubts about debate culture -- Some Democrats are failing to connect with voters, while Zoran Mamdani excites supporters -- Donald Trump's tariffs, bailouts, and trade wars raise everyday costs for Americans and act as a hidden tax -- A new poll shows nearly half of swing-district voters support impeaching Trump less than a year into his second term -- The Friday Feedback segment -- On the Bonus Show: Right-wing reactions to the government shutdown, right-wing reactions to Bad Bunny being announced as the Super Bowl halftime performer, and much more...
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If you are listening to this prior to October 9, 2025, go to the 32BJ Changing the Playbook on Hospital Prices event, where Mark Cuban will be keynoting. Cora Opsahl will also be speaking, and I will be there listening. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. So, trust, simplicity, and a chicken. Yeah, this is where this whole conversation with Mark Cuban and Cora Opsahl winds up. And it is a barnstormer because you know what some really good advice is for anybody trying to do right by patients and taxpayers and plan sponsors? It will take trust. It will take making the complicated as simple as possible. And also if you could pay with a chicken, like in the good old days, that would be messy—I can say with confidence, having grown up in Pennsylvania Dutch country, where there are many, many chickens—but also being able to pay with a chicken could also indicate that healthcare prices are reasonably chicken proportionate and that the doctor-patient relationship is good enough to break bread (or have chicken). That last part is really important, and Cora Opsahl says this at one point in the episode that follows. It doesn't matter how wonderful the transparency or the financing. If the prices are insane and there's no more reasonably priced options in any given market, then yeah. Shane Cerone says in an upcoming show, he says, “We do not have a broken healthcare market. We do not have a healthcare market. There is no market.” Okay … so, you could call this conversation a continuation of the episode with Ann Kempski (EP444), entitled “Two State Healthcare Laws Often Don't Go as Planned.” But it's not just healthcare laws that often don't go as planned. It's some very foundational constructs that we have built the healthcare sector upon that may also not go as planned. The healthcare sector is like a game of pachinko. You chuck an input into the mix, and it will bounce all around into all the perverse incentives and human beings and the non-market that we have. And who the heck knows what is gonna pop out the other side? It's like game theory at its most unpredictable. So, in healthcare, there are many, many examples of when the solution to a problem arguably creates worse problems than the problems the solution was trying to solve for. But we—Mark Cuban, Cora Opsahl, and I—are gonna shake our fists at two such solutions today: high deductible health plans (or just high deductibles in general) and then self-insured employers trying to solve the complexity of the healthcare industry by hiring consultants and middlemen, middle people, and other vendors to navigate the pachinko parlor (that is, our $4.9 trillion healthcare sector) on their behalf. Now, I am not in any way saying the spirit of these two endeavors—high deductibles and hiring consultants and middlemen—weren't wholehearted. They seem just like many other well-intentioned solutions: very logical on their face. What I am saying is there are many ways in the real world for even the most, again, genuine endeavor to turn into a money grab for those so inclined. While at the same time I'm saying all this, I'm also very much saying that there are some amazing consultants and middle folks such as independent third-party administrators, otherwise known as TPAs, and PBMs (pharmacy benefit managers) who are transparent and hold themselves accountable to the fiduciary responsibilities that their clients are held to in real terms—not just in marketing speak with 40 pages of disclaimers following. There are great folks out there, many of whom listen to this podcast and are part of our tribe on the regular. And to you, I say thank you for being here, because it takes all the knowledge and more from every one of the guests featured in these past 487 Relentless Health Value episodes plus treating every day like a school day to make sure that we all are not getting shanked from behind by some innocent-looking contract term that turns out to be anything but. The conversation that follows starts out talking about high deductibles; naturally segues into how third-party intermediaries can actually exacerbate the issues here; then we get into transparency, financing, clinical organizations taking on risk, and the benefits and challenges of direct contracts; then Mark lays out a vision for the future. Okay … I wanna get to this conversation. If you are a new listener here—and you might be because … yeah, Mark Cuban—let me just inform you that this podcast is largely listened to by those who work in the healthcare industry. So, you are going to encounter acronyms. You will also encounter me referencing earlier episodes because surveys say listeners really appreciate these callbacks to go get additional information about any given topic. You can get what amounts to a personalized Master's of Healthcare Administration curriculum if you follow the episode threads long enough. And that was a direct quote from a listener. About the acronyms: They are holy terrors, and we in the healthcare industry are chock-full of them. See the list of acronyms that come up so that you can follow along at home if this is your first day at our rodeo. Also in the show notes is a transcript of this show, along with links to all of the mentioned episodes. Okay … here's my conversation with Mark Cuban, who is Mark Cuban and also CEO and founder of Mark Cuban Cost Plus Drugs. Also, we have Cora Opsahl, who is health fund director of the 32BJ Health Fund and an expert in many things healthcare. Also mentioned in this episode are Shane Cerone; Ann Kempski; Mark Cuban Cost Plus Drugs; 32BJ Health Fund; Preston Alexander; Stanley Schwartz, MD; Elizabeth Mitchell; Kimberly Carleson; Andreas Mang; Jonathan Baran; Claire Brockbank; Dave Chase; Cristin Dickerson, MD; Green Imaging; Kevin Lyons; and Vivian Ho, PhD. You can learn more at markcubancompanies.com and costplusdrugs.com and follow Mark on LinkedIn, Bluesky, Threads, and X. You can follow Cora on LinkedIn. Mark Cuban, a native of Pittsburgh, PA; a graduate of Indiana University; and now a Dallas, TX, resident, has always been an entrepreneur. From selling and trading baseball cards, selling garbage bags and magazines door-to-door, to starting a business buying and selling stamps at age 16, there have been few years in his life when he wasn't starting or running a business. He got a job at one of Dallas's first retail software stores, Your Business Software. He spent nine months doing everything from learning how to code, supporting and installing every type of business software, and of course, making sure the store opened on time. That went well until he made the executive decision to turn over the store opening duties to a peer so he could pick up a check for a sale. He was fired. Mark decided it was time to start on his own. The next day, MicroSolutions was founded. Over the next seven years, MicroSolutions became a national leader in Systems Integration and custom applications for local and wide area networks. Growing to 80 employees, never having a losing month of operations and nearly $36M in annualized sales, in 1990, MicroSolutions was sold to CompuServe. At that point Mark “retired” to investing in public and private companies. His knowledge of the networking industry led to success and brought returns of 80% and more each year. Mark purchased the Dallas Mavericks for $285M. The Mavs would have the second-best record in the NBA during his ownership tenure. Mark sold majority control of the Mavs in 2023 but continues to be actively involved with the team. He first appeared as a “Shark” on ABC's Emmy Award–winning hit business show Shark Tank in 2011 and quickly established himself as one of the most popular and tough Sharks, investing millions of dollars in hundreds of small businesses. He's been nominated nine times for an Emmy for Shark Tank. His last appearance on the program was during season 16 in May 2025. In 2019, Mark co-founded costplusdrugs.com. Its launch on January 19, 2022, with transparent pricing and a limited markup, has fundamentally changed the pricing of medications in the United States. Cora Opsahl is the director of the 32BJ Health Fund, a self-insured Taft-Hartley benefit fund that sets comprehensive design parameters to ensure the 200,000 members and families of SEIU 32BJ have easy and sustained access to affordable, high-quality healthcare. Cora has prioritized a data-driven approach, focusing on reducing trend, solving the affordability challenge on behalf of union members, and, most important, keeping members at the center of every decision. Under her leadership, the 32BJ Health Fund has saved more than $35 million annually—which it has reinvested in new and better benefits, including the first fertility benefit for members—by removing NewYork-Presbyterian hospitals and physicians from its network, transitioning to a new pharmacy vendor and pharmacy group purchasing coalition, and establishing an expanded Centers of Excellence program. In 2024, Cora conducted an innovative medical request for proposal, stipulating that all finalists have a signature-ready contract drafted by the 32BJ Health Fund prior to award. As a result, the Fund negotiated an agreement that brought unprecedented visibility and increased accountability to its benefit. In 2025, the Health Fund is focused on direct-contracting opportunities that allow it to carve out key benefits and ensure quality while managing spend. Cora is regarded as an expert in pharmacy benefit management and was recently appointed to the Board of Governors for the National Alliance for Healthcare Purchaser Coalitions and the Purchaser Advisory Council for the National Quality Forum and Joint Commission. She previously worked at Express Scripts, where she held a variety of roles, ranging from Medicare Part D to operations, strategy, and acquisitions. Cora earned an MBA from Saint Louis University. 06:25 What was the original rationale behind high deductibles? 07:38 How high deductibles are creating a class of functionally uninsured people. 09:29 EP482 with Preston Alexander. 10:20 “We're using health insurance as a proxy for healthcare.” —Mark 12:30 How providers are now in the debt collecting business rather than the healthcare business. 12:55 EP486 with Stan Schwartz, MD. 15:16 “We have a fundamental reasonability problem.” —Cora 16:07 EP425 with Marshall Allen. 18:25 Direct contracting versus self-funded employers. 19:27 EP436 with Elizabeth Mitchell. 19:30 EP480 with Kimberly Carleson. 19:33 EP372 with Cora Opsahl. 23:53 Why the current system doesn't allow the accountability that is needed. 24:39 EP452 with Cora Opsahl. 26:34 How direct contracting gives strength back to independent practices that high deductible plans take away. 27:46 Who pays, what's the price, and where does the power lie? 31:24 EP419 with Andreas Mang. 34:45 How it comes down to power and leverage when controlling healthcare costs. 38:13 EP483 (Part 1 and Part 2) with Jonathan Baran. 38:35 Why putting together a network and just buying healthcare—not discounts—is not as difficult as it seems. 40:10 Why we need to stop talking about disruption and start talking about change. 40:56 EP453 with Claire Brockbank. 41:02 EP484 with Dave Chase. 43:07 EP485 with Cristin Dickerson, MD. 44:32 EP487 (Part 1) with Kevin Lyons. 46:34 EP466 with Vivian Ho, PhD. 47:40 Why it's the incentives that are different between American hospitals and hospitals in a single-payer program. 50:25 The main takeaways from the conversation. 51:08 Why you can't fix the problems in healthcare without transparency. You can learn more at markcubancompanies.com and costplusdrugs.com and follow Mark on LinkedIn, Bluesky, Threads, and X. You can follow Cora on LinkedIn. @mcuban of @costplusdrugs and Cora Opsahl discuss trust and simplicity in #healthcare on our #healthcarepodcast. #podcast #financialhealth #patientoutcomes #primarycare #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation Recent past interviews: Click a guest's name for their latest RHV episode! Kevin Lyons (Part 2), Kevin Lyons (Part 1), Dr Stan Schwartz (EP486), Dr Cristin Dickerson, Elizabeth Mitchell (Take Two: EP436), Dave Chase, Jonathan Baran (Part 2), Jonathan Baran (Part 1), Jonathan Baran (Bonus Episode), Dr Stan Schwartz (Summer Shorts), Preston Alexander
In a stunning upset and breaking news, the Supreme Court couldn't find 5 votes among the MAGA 6 to destroy the Federal Reserve's independence just yet, and for now has rejected Trump's efforts to remove Democratic-appointed Lisa Cook from the Fed Board of Governors without due process or proper reason, and will keep her in the job at least until the Court has oral argument and full briefing in January 2026 or beyond. Michael Popok explains how this ruling, although temporary, actually helps her case factually and legally. Magic Spoon: Save $5 OFF your next order when you go to http://magicspoon.com/LEGALAF Visit https://meidasplus.com for more! Learn more about your ad choices. Visit megaphone.fm/adchoices
In the second of a two-part episode, Morgan Stanley's chief economists talk about their near-term U.S. outlook based on tariffs, labor supply and the Fed's response. They also discuss India's path to strong economic growth.Read more insights from Morgan Stanley.----- Transcript ----- Seth Carpenter: Welcome to Thoughts on the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist. Yesterday I sat down with my colleagues, Mike Gapen, Chetan Ahya and Jens Eisenschmidt, who cover the U.S., Asia, and Europe respectively. We talked about... Well, we didn't get to the U.S. We talked about Asia. We talked about Europe. Today, we are going to focus on the U.S. and maybe one or two more economies around the world. It's Wednesday, October 1st at 10am in New York. Jens Eisenschmidt: And 4pm in Frankfurt. Chetan Ahya: And 10 pm in Hong Kong. All right, gentlemen. So yesterday we talked a lot about China, the anti-involution policy, and what's going on with deflation there. Talked a little bit about Japan and what the Bank of Japan is doing. We shifted over to Europe and what the ECB is doing there – there were lots of questions about deflation, disinflation, whether or not inflation might actually pick up in Japan. So, [that] was all about soft inflation. Mike, let me put you on the spot here, because things are, well, things are a little bit different in the U.S. when it comes to inflation. A lot of attention on tariffs and whether or not tariffs are going to drive up inflation. Of course, inflation, the United States never got back to the Fed's target after the COVID surge of inflation. So, where do you see inflation going? Is the effect of tariffs – has that fully run its course, or is there still more entrained? How do you see the outlook for inflation in the U.S.? Michael Gapen: Yeah, certainly a key question for the outlook here. So, core PCE inflation is running around 2.9 percent. We think it can get towards 3, maybe a little above 3 by year end. We do not think that the economy has fully absorbed tariffs yet; we think more pass through is coming. The President just announced additional tariffs the other day. We had them factored into our baseline. I think it's fair to say companies are still figuring out exactly how much they can pass through to consumers and when. So, I think the year-on-year rate of inflation will continue to move higher into year end. Hit 3 percent, maybe a little bit above. The key question then is what happens in 2026. Is inflation driven by tariffs transitory – the famous T word; and the year-on-year rate of inflation will come back down? That's what the Fed's forecast thinks; we do as well. But as everyone knows, the Fed has started to ease policy to support the labor market. The economy has performed pretty well, so there's a risk maybe that inflation doesn't come down as much next year. Seth Carpenter: Alright, so tariffs are clearly a key policy variable that can affect inflation. There's also been immigration restriction, to say the least, and what we saw coming out of COVID – when people were reluctant to go back to work, and businesses were reporting lots of shortages of workers – is that in certain services industries, we saw some pressure on prices. So, tariffs mostly affect consumer goods prices. Is there a contribution from immigration restriction onto overall inflation through services? Michael Gapen: I think the answer is yes; and I hesitate there because it's hard to see it in real time. But it is fair to say the average immigrant in the U.S. is younger. They have higher rates of labor force participation. They tend to reside in lower income households. So, they're labor supply heavy in terms of their effect on the economy. And yes, they tend to have larger relative presence in construction and manufacturing. But in terms of numbers, a lot of immigrants work in the service sector, as you note. And services inflation has been to the upside lately, right? So, the surprise has been that goods inflation maybe hasn't been as strong. The pass through from tariffs has been weaker. But in terms of upside surprises in inflation, it's common services and in many cases, non-housing related services. So, I'd say there's maybe some nascent signs that immigration controls may be keeping services prices firmer than thought. But may be hard to tie that directly at the moment. So, it's easier to say I think immigration controls may prevent inflation from coming down as much next year. It's not altogether clear how much they're pushing services inflation up. I think there's some evidence to support that, and we'll have to see whether that continues. Seth Carpenter: Alright, so we're seeing higher costs and higher prices from tariffs. We're seeing less labor supply when it comes to immigration. Those seem like a recipe for a big slowdown in growth, and I think that's been your forecast for quite some time – is that the U.S. was going to slow down a lot. Are we seeing that in the data? Is the U.S. economy slowing down or is everything just fine? How are you thinking about it? And what's the evidence that there's a slowdown and what are maybe the counterarguments that there's not that much of a slowdown? Michael Gapen: Well, I think that the data doesn't support much of a slowdown. So yes, the economy did moderate in the first half of the year. I think the smart thing to do is average through Q1 and Q2 outcomes [be]cause there was a lot of volatility in trade and inventories. If you do that, the economy grew at about a 1.8 percent annualized rate in the first half of the year, down from about 2.5 percent last year. So, some moderation there, but not a lot. We would argue that that probably isn't a tariff story. We would've expected tariffs and immigration policies to have greater downward pressure on growth in the second half of the year. But to your question, incoming data in the third quarter has been really strong, and we're tracking growth somewhere around 3 percent right now.So, there's not a lot of evidence in hand at present that tariffs are putting significant downward pressure on growth. Seth Carpenter: So those growth numbers that you cite are on spending, which is normally the way we calculate things like GDP, consumption spending. But the labor market, I mean, non-farm payroll reports really have been quite weak. How do you reconcile that intellectual tension on the one hand spending holding up? On the other hand, that job creation [is] pretty, pretty weak. Michael Gapen: Yeah. I think the way that we would reconcile it is when we look at the data for the non-financial corporate sector, what appears to be clear is that non-labor costs have risen and tariffs would reside in that. And the data does show that what would be called unit non-labor costs. So, the cost per unit of output attributable to everything other than labor that rose a lot. What corporates apparently did was they reduced labor costs. And they absorbed some of it in lower profitability. What they didn't do was push price a lot. We'll see how long this tension can go on. It may be that corporates are in the early stages of passing through inflation, so we will see more inflation further out in a slowdown in spending. Or it may be that corporates are deciding that they will bear most of the burden of the tariffs, and cost control and efficiencies will be the order of the day. And maybe the Fed is right to be worried about downside risk to employment. So, I reconcile it that way. I think corporates have absorbed most of the tariff shock to date, and we're still in the early stages of seeing whether or not they will be able to pass it along to consumers. Seth Carpenter: All right, so then let's think about the Fed, the central bank. Yesterday, I talked to Chetan about the Bank of Japan. There reflation is real. Talked to Jens yesterday about the ECB where inflation has come down. So, those other developed market economies, the prescriptions for monetary policy are pretty straightforward. The Fed, on the other hand, they're in a bit of a bind in that regard. What do you think the Fed is trying to achieve here? How would you describe their strategy? Michael Gapen: I would describe their strategy as a recalibration, which is, I think, you know, technical monetary policy jargon for – where their policy stance is now; is not correct to balance risks to the economy. Earlier this year, the Fed thought that the primary risk was to persistent inflation. Boy, the effective tariff rate was rising quickly and that should pass due to inflation. We should be worried about upside risk to inflation. And then employment decelerated rapidly and has stayed low now for four consecutive months. Yes, labor supply has come down, but there's also a lot of evidence that labor demand has come down. So, I think what the Fed is saying is the balance of risks have become more balanced. They need to worry about inflation, but now they also need to worry about the labor market. So having a restrictive policy stance in their mind doesn't make sense. The Fed's not arguing – we need to get below neutral. We need to get easy. They're just saying we probably need to move in the direction of neutral. That will allow us to respond better if inflation stays firm or the labor market weakens. So, a recalibration meaning, you know, we think two more rate cuts into year end get a little bit closer to neutral, and that puts them in a better spot to respond to the evolving economic conditions. Seth Carpenter: All right. That makes a lot of sense. We can't end a conversation this year about the Fed, though, without touching on the fact that the White House has been putting a lot of pressure on the Federal Reserve trying to get Chair Powell and his committee to push interest rates substantially lower than where they are now. Michael Gapen: You've noticed? Seth Carpenter: I've noticed. From my understanding, a lot of people in markets have noticed as well. There's been some turnover among policy makers. We have a new member of the Board of Governors of the Fed. This discussion about Federal Reserve independence. How do you think about it? Is Chair Powell changing policy based on political pressure? Michael Gapen: I don't think so. I think there's enough evidence in the labor market data to support the Fed's shift in stance. We have certainly highlighted immigration controls, what they would mean for the labor force. And how that means even a slowing, growing economy could keep the unemployment rate low. But it's also fair to say labor demand has come down. If labor demand were still very strong, you might see job openings higher, you might see vacancies higher. You may even see faster wage growth. So, I think the Fed's right to look at the labor market and say, ‘Okay, on the surface, it looks like a no hire, no fire labor market. We can live with that, but there are some layoffs underneath. There are signs of weakness. Slack is getting created slowly.' So, I think the Fed has solid ground to stand on in terms of shifting their view. But you're right, that looking forward into 2026 with the end of Powell's term as chair and likely turnover in other areas of the board. Whether the Fed maintains a conventional reaction function or one that's perhaps more politically driven remains an open question – and I think is a risk for investors. Seth Carpenter: I want to change things up a lot here. Chetan, yesterday you and I talked about China. We talked about Japan. Two really big economies that I think are well known to investors.Another economy in Asia that you cover is India. For a long time, we have said India was going to be the fastest growing major economy in the world. Do you still see it to be the case? That India's got a really bright growth outlook? And in the current circumstance with tariffs going on, how do you think India is fairing vis-a-vis U.S. tariffs? Chetan Ahya: So yes, Seth, we are still optimistic about India's growth outlook. Having said that, you know, there are two issues that the economy has been going through. Number one is that the domestic demand had slowed down because of previous tightening of fiscal and monetary policies. And at the same time, we have now seen this trade tensions, which will slow global trade. But also, directly India will be affected by the fact that the U.S. has imposed 50 percent tariff on close to 60 percent of India's exports to the U.S. So, both these issues are affecting the outlook in the near term. We still don't have clarity on what happens on trade tensions, but what we have seen is that the government has really worked quite hard to get the economy going from domestic demand perspective. And so, they have taken up three sets of policy actions. They have reduced household income tax. The central bank has cut interest rates because inflation has been in control. And at the same time, they have now just recently announced reduction in Goods and Services Tax, which is akin to like consumption tax. And so, these three policy actions together we think will drive domestic demand growth from the fourth quarter of this year itself. It will still be not back up to strong growth levels. And for that we still need that solution to trade policy uncertainty. But I think there will be a significant recovery coming up in the next few months. Seth Carpenter: All right. Thanks for that, Chetan. It's such an interesting story going on there in India. Well, Michael, Chetan, thank the three of you for joining me today in this conversation. And to the listeners, thank you for listening. If you enjoy this show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or a colleague today.