Podcasts about governors

LIBOR has been at the forefront of our attention since 2012, when it was revealed that financial institutions were manipulating the rate for their own gain. The UK Financial Conduct Authority is set to discontinue LIBOR by the end of 2021, and it's important we are ready for the transition. In this edition of the AFP Conversations Podcast, Tom Hunt, director of Treasury and Payments Services at AFP, speaks with David Bowman, senior associate director at the Board of Governors of the Federal Reserve System. Bowman serves as the Board's senior staff liaison to the Alternative Reference Rates Committee. In this episode, Bowman provides an update on the status of the LIBOR transition, what needs to be done before year end, and advice for corporates approaching their banks about rate alternatives. This episode expresses personal opinions that do not necessarily reflect those of the Federal Reserve.

Julie Leonhardt, "Find Your Voice", Co-Founder and Chief Executive Officer at Vuse App returns to Global Luxury Real Estate Mastermind with Michael Valdes Podcast #194 Julie Leonhardt and I worked together for years at another firm, and we both continued our career paths in greater horizons. She founded an incredible app called "Vuse", which gives realtors the tools to create amazing property videos at a fraction of the cost. More About Julie Leonhardt:  Julie Leonhardt is Co-Founder and CEO of Vuse, a real estate social content creation and marketing app that empowers real estate professionals to create social-ready content, in minutes, on their smartphone. She is passionate about questioning the status quo, unleashing creativity and human potential, and leading teams to push the limits to exceed expectations and grow exciting, dynamic businesses. She has deep relationships across the real estate and real estate technology space. Julie has a track record of strategically leading teams and organizations to create new ways of doing business to increase success. She has been a leader at the world's two most renowned luxury real estate brands, and worked as a commercial real estate finance attorney at two leading Wall Street firms. She was named to Housingwire's 2019 Woman of Influence list and has been covered by or published pieces in Entrepreneur, Real Trends, Thrive Global, Authority Magazine and Mansion Global. Julie is a graduate of Westmont College and holds a Juris Doctor degree from Fordham University Law School. She is fluent in Spanish and lives on a small NJ farm near New York City. About Michael Valdes:  Michael Valdes is the President of eXp Global. He is currently the only Latino President of a publicly traded real estate company in the country (Nasdaq: EXPI). In his first year of joining, he has led a team that has opened 12 countries in 12 months without ever getting on a plane which is a feat that has never been done in the industry. This model has successfully touched the lives of thousands of people across the globe and given them an opportunity to change their lives. Michael was the former Senior Vice President of Global Servicing for Realogy Corporation. In that role he oversaw the international servicing platform for all Realogy brands including Century 21, Coldwell Banker, ERA, Better Homes & Garden, Corcoran, Climb and Sotheby's International Realty in 113 countries. He had been with Realogy in a variety of roles for 15 years. Prior to that, Mr. Valdes was Director of Private Banking at Deutsche Bank for a decade where he oversaw a book of business of just under $1 billion. He has the distinction of being the first Director in the United States of Latino descent. Mr. Valdes is the Chair of the AREAA Global Advisory Board and co-host of the 2020 AREAA Global Luxury Summit. He is also a current member of the NAHREP Corporate Board of Governors. Additionally, he is a the Executive Chair of eXp Latino and former member of the Realogy Diversity Board as well as the Executive Chair of the ONE VOZ, Hispanic ERG. He is a former Board Member of Mount Sinai Hospital in Miami Beach as well as the Shanti Organization in San Francisco. Michael was also a Board Member of Pink & Blue for 2, an organization started by Olivia Newton-John to promote breast and prostate cancer awareness. Michael is also the host of "The Global Luxury Real Estate Mastermind" podcast which focuses on interviewing global leaders in the industry. It is currently distributed in over 90 countries and has over 10 million impressions. He is also a current member of the Forbes Real Estate Advisory Council. He currently resides in New York City and has a home in Miami.

(1) the Dems are NOT in Disarray; (2) Jan 6 Committee Heats Up; (3) House Budget Chair Retirement; (4) Wind Farms; (5) Goodbye Iowa Dem Caucus; (6) Gov Races; and (7) Trumpworld Ivanka.

TOPICS by TIMECODE2:02 Ted Cruz defending the Davos-linked CEO of Southwest on mandates is just the latest example of why GOP will only point to Democrats and do NOTHING to defend your liberty6:42  “High Class Problem”? Elites are Doing Fine as USA Turns Into Banana Republic. Massive (10,000) strike at John Deere over stagnant wages as inflation soars and wealth concentrates even more into the 0.1%.  And if supply chain chaos and inflation weren't bad enough, Biden threatens the 15% to 30% of unvaxed with unemployment. Here's what's happening with food, gas, energy — by design56:08 Pilots, Vaccines, Plane Crashes & Injecting 5 YEAR Olds. As Fauci is asked on CSPAN about adverse effects and LONG term risks, he says “rare, very rare”. Yet the chief technical pilot for Boeing's 737 MAX was just indicted for 6 counts of fraud for deceiving safety regulators at FAA when only 2 planes crashed out of 8,600 flights. It was “very rare”. Why are we forcing pilots to get injected? Kids down to the age of 5 are next & Canadian province plans to inject ALL kids down to the age of 51:07:02 INTERVIEW: Gitmo in the Heartland: America's “Communication Management Units” CMU. The prisons were built for “terrorists”.  But along the terrorists are “domestic terrorists” — dissenters and political prisoners — railroaded by a corrupt justice system, now held incommunicado.  The wife of one prisoner, Dana Gottesfeld, joins.  FreeMartyG.com1:29:28 Biden White House tells state Governors in a private call to get ready to give the experimental TrumpShots to kids down to the age of 5.  They've already manufactured 65 MILLION kid-sized doses BEFORE FDA “approval” — just like Trump1:42:17 John Deere strike, 10,000 workers strike over wage stagnation.  We've only seen this concentration in wealth once before in history…1:51:32 Gallup poll shows Americans reverting back to wanting less govt — except for Democrats.  Yet mainstream media pushes hatred of the unvaxed — says Republicans hate unvaxed more than Democrats?2:01:22 Former George W Bush speechwriter, now a Democrat, wants to run for Lt Gov on gun control — in TEXAS!  Concealed carry permits are skyrocketing in most states2:07:00 Biden's Marxist (literally) pick for top banking regulator, refuses to release her thesis “Karl Marx's Economic Analysis and the Theory of Revolution in the Capital”Find out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughZelle: @DavidKnightShow@protonmail.comCash App at:  $davidknightshowBTC to:  bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Mail:         David Knight         POB 1323         Elgin, TX 78621

TOPICS by TIMECODE 2:02 Ted Cruz defending the Davos-linked CEO of Southwest on mandates is just the latest example of why GOP will only point to Democrats and do NOTHING to defend your liberty 6:42  “High Class Problem”? Elites are Doing Fine as USA Turns Into Banana Republic. Massive (10,000) strike at John Deere over stagnant wages as inflation soars and wealth concentrates even more into the 0.1%.  And if supply chain chaos and inflation weren't bad enough, Biden threatens the 15% to 30% of unvaxed with unemployment. Here's what's happening with food, gas, energy — by design 56:08 Pilots, Vaccines, Plane Crashes & Injecting 5 YEAR Olds. As Fauci is asked on CSPAN about adverse effects and LONG term risks, he says “rare, very rare”. Yet the chief technical pilot for Boeing's 737 MAX was just indicted for 6 counts of fraud for deceiving safety regulators at FAA when only 2 planes crashed out of 8,600 flights. It was “very rare”. Why are we forcing pilots to get injected? Kids down to the age of 5 are next & Canadian province plans to inject ALL kids down to the age of 5 1:07:02 INTERVIEW: Gitmo in the Heartland: America's “Communication Management Units” CMU. The prisons were built for “terrorists”.  But along the terrorists are “domestic terrorists” — dissenters and political prisoners — railroaded by a corrupt justice system, now held incommunicado.  The wife of one prisoner, Dana Gottesfeld, joins.  FreeMartyG.com 1:29:28 Biden White House tells state Governors in a private call to get ready to give the experimental TrumpShots to kids down to the age of 5.  They've already manufactured 65 MILLION kid-sized doses BEFORE FDA “approval” — just like Trump 1:42:17 John Deere strike, 10,000 workers strike over wage stagnation.  We've only seen this concentration in wealth once before in history… 1:51:32 Gallup poll shows Americans reverting back to wanting less govt — except for Democrats.  Yet mainstream media pushes hatred of the unvaxed — says Republicans hate unvaxed more than Democrats? 2:01:22 Former George W Bush speechwriter, now a Democrat, wants to run for Lt Gov on gun control — in TEXAS!  Concealed carry permits are skyrocketing in most states 2:07:00 Biden's Marxist (literally) pick for top banking regulator, refuses to release her thesis “Karl Marx's Economic Analysis and the Theory of Revolution in the Capital”   Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation through Zelle: @DavidKnightShow@protonmail.com Cash App at:  $davidknightshow BTC to:  bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7 Mail:          David Knight          POB 1323          Elgin, TX 78621

Today on TruNews, Rick Wiles considers the Biden COVID economy, and explores the causes of the so-called ‘supply chain meltdown', as cargo ships back up and shipping containers stack up. Is this mess because of vaccine mandates, or because Transportation Pete Buttigieg is still on maternity leave learning to breast-feed? Later, Kerry Kinsey and Doc Burkhart provide a rundown of the latest in Corona Crazy news, as police and fire departments around the country are saying ‘No Jab', while Democrat mayors and governors say ‘No Job!' Rick Wiles, Kerry Kinsey, Doc Burkhart. Airdate 10/15/21

Today Matthew Carr shares how he keeps his team focused on growth by eliminating obstacles and simplifying the day-to-day tasks that undermine success. Listen in as Deborah and Matt discuss the importance of listening to customers and employees, why workplace culture goes beyond organizational walls, and how Matt is focused on creating a “final employment destination” for his employees. Matthew Carr is currently the President at Beck Flavors. Matt has made growth and making Beck Flavors a top workplace his top priority. Beck Flavors looks to double it's size over the next 3-5 years. During his time as President, Beck Flavors has been named to the Inc 5000 list and has been awarded a Top Workplace by the Saint Louis Post-Dispatch. Matt led the initiative to design and build a state-of-the-art manufacturing facility to accommodate Beck Flavors growth. That facility opened in April of 2021.   Matt has a Bachelor of Science Degree from the University of Tulsa and brings experience in marketing, strategic planning, and program development.  His volunteer work is long and varied.  He was appointed by President George W. Bush and Secretary of Commerce Carlos Gutierrez to the District Expert Council in 2007. He has also volunteered at Cardinal Glennon Children's Hospital since 2003, has been a member of the Bob Costas Gala Committee since 2008, serves on the Board of Governors for Cardinal Glennon. He also had experience on the boards of Saint Martha's Hall and Rohan Woods School.  Matt and his wife of 18 years Ashley have a son Jack (15) and a daughter Taylor (11).   You can connect with Matt via LinkedIn: https://www.linkedin.com/in/matt-carr-980ab37/   Are you a CEO dealing with change? Part inspiration, part strategy, I've created this resource for CEO's who leading their team through a rapid transition and looking for a resource and guide to help them stay confident, focused, and a mentor for others. You can download it here: https://mailchi.mp/coviellocm/the-ceos-compass See omnystudio.com/listener for privacy information.

Sara welcomes Jerry Torres, a documentary filmmaker and former CEO of a major defense contractor, to discuss what he's learned from interviewing cartel leaders in El Salvador. Torres explains horrific realities like cartels operating aggressively in American cities, trafficking migrants all the way to their new homes in the U.S., the human "down payment" for getting smuggled into the U.S., and how some of our border agents are part of the problem.Sara also discusses how governors are approaching the border crisis since the Biden administration refuse to confront it and the long-term danger we face from China clearly dominating cybersecurity and artificial intelligence.Please visit our great sponsors:My Pillowhttps://mypillow.com/carterGet BOGO Free Giza Dream Sheet Sets with code CARTER.The Association of Mature American Citizenshttps://amac.us/carterThe benefits of membership are great, but the cause is even greater.Tunnel to Towershttps://T2T.orgDuring this 20th anniversary year of 9/11, help America to NEVER FORGET. Donate $11/month to Tunnel to Towers at T2T.orgUniversal Coinhttps://universalcoin.com/SaraVisit online or call 1-800-UCB-GOLD for a no-cost no-obligation Gold Info Kit.

In this episode, Managing Partner of XPAN Law Partners, Rebecca Rakoski, and Senior Account Manager at Contango IT, Schellie Percudani, talk about cybersecurity, especially for small businesses. Today, Rebecca and Schellie talk about business privacy and security practices, cost-effective steps that you can take to protect your business, and the importance of cybersecurity insurance. Why do small businesses have to worry about cybersecurity? Hear about ransomware attacks and how to react to them, data privacy laws and how they impact your business, and the value of hiring lawyers, all on today's episode of The Healthy, Wealthy & Smart Podcast.   Key Takeaways “What we all have in common between the small businesses and the large businesses is we're all human.” “You're only as good as your last backup.” “You can't have privacy without security.” “You definitely don't want to be fudging any kind of information. You definitely want transparency.” There are four basic things that you can do as a business owner: enable multi-factor authentication, provide security awareness training, monitor and patch your systems, and enable software and hardware encryption. “Encryption is your Get Out Of Jail Free card in most jurisdictions.” “60% of small businesses will go out of business within 6 months of a data breach without liability insurance.” “The first thing that businesses need to do is take a proactive posture.” “If you look at data breaches, if it's not caused by an employee in the company, it's caused by an employee at one of their vendors.” “Make sure you put yourself in a legally defensible position.”   More About Schellie Percudani Schellie is a Senior Account Manager at Contango IT located in Midtown, Manhattan. With 75 people, Contango IT services their clients through 4 key areas of technology. IT Service/Support - We offer unlimited onsite and remote support for all covered users and devices with up to 60-90 second response time. In that same fixed monthly price, we also include asset management, budgeting breakdowns, disaster recovery planning, compliance requirement review and planning, technology road mapping, and a lot more. IT Infrastructure / Cabling - Moving offices? Contango IT handles the technology side of the move through Cabling and IT setup. Cybersecurity - 45 people strictly in Cybersecurity keeps Contango IT on top of the biggest buzz In technology. Risk? Compliance? Reach out, looking to help in any way possible. Even if it is just second opinion or advice. Custom Programming - Front-end or Back-end development, Android, iOS, Web-based and much more. Winners of the Microsoft Best Use of Technology Award and the NYU Stern New Venture Competition Any technology questions, reach out! With hundreds of clients over 4 services, Contango IT has seen it before.   More About Rebecca Rakoski Rebecca L. Rakoski is the managing partner at XPAN Law Partners. Rebecca counsels and defends public and private corporations, and their boards, during data breaches and responds to state/federal regulatory compliance and enforcement actions. As an experienced litigator, Rebecca has handled hundreds of matters in state and federal courts. Rebecca skilfully manages the intersection of state, federal, and international regulations that affect the transfer, storage, and collection of data to aggressively mitigate her client's litigation risks. Rebecca is on the Board of Governors for Temple University Health Systems, and an adjunct professor at Drexel University's Thomas R. Kline School of Law and Rowan University.   Suggested Keywords Healthy, Wealthy, Smart, Cybersecurity, Small Business, Privacy, Security, IT, Insurance, Legal, Hacking, Ransomware, Malware, Data, Technology, Data Breaches, Encryption   To learn more, follow Schellie and Rebecca at: Website:          https://www.contangoit.com                         https://xpanlawpartners.com Twitter:            @XPANLawPartners                         @RRakoskiesq Instagram:       @schellie00 LinkedIn:         Schellie Percudani                         Rebecca Rakoski, Esq.   Subscribe to Healthy, Wealthy & Smart: Website:                      https://podcast.healthywealthysmart.com Apple Podcasts:          https://podcasts.apple.com/us/podcast/healthy-wealthy-smart/id532717264 Spotify:                        https://open.spotify.com/show/6ELmKwE4mSZXBB8TiQvp73 SoundCloud:               https://soundcloud.com/healthywealthysmart Stitcher:                       https://www.stitcher.com/show/healthy-wealthy-smart iHeart Radio:               https://www.iheart.com/podcast/263-healthy-wealthy-smart-27628927   Read the Full Transcript Here:  00:02 Hello, Rebecca and Shelly, welcome to the podcast. I'm very excited to have you on to talk all about cybersecurity. So welcome, welcome.   00:13 Thank you for having us.   00:14 Yes, thank you. And   00:16 so this cybersecurity this for me as a small business owner, is brand new to me. Although it probably shouldn't be, but it is, but that's why we're talking about it today. But before we get into it, can you guys give a little bit more detail about yourself and what you do so if the listeners understand why I'm talking to you guys today?   00:41 So I, Rebecca McCroskey, I'm a co founder and managing partner of x Pam law partners, we're a boutique cybersecurity and domestic and international data privacy law firm, which is a really fancy way of saying we help organizations with their cybersecurity, and data privacy needs, right? I have been a practicing attorney for almost four years. I hate to admit that sometimes I'm like, I'm dating myself. But what's great is we really help businesses, small startups, all the way that big multinational corporations because right now businesses are it's, it's really a brave new world that we're facing today. And businesses are getting attacked literally from all different sides. And so we started x pant to really help businesses understand what their legal obligations are, and what their legal liabilities are. And I tell my clients, my job is to avoid those problems for you, or do my best or put you in the best position to address them if and when it becomes an issue. So that's   01:48 what I do in a nutshell. Great, thanks, Shelly. How about you?   01:53 Yes, my name is Shelly perky. Donnie, I am an account manager with contango it and we help businesses and our end organizations if I could speak, we help them manage their day to day it to help build a strong security posture. We also help them with cybersecurity, we have 45 people strictly in cybersecurity, we have 25 penetration testers, eight ethical hackers. So we have a strong, you know, posture to help businesses build a posture so that they at the end, I wouldn't say that they're not going to be attacked, but they are prepared for anything that could happen. And so we help them with that. Got it.   02:43 Well, thank you both for being here to talk about this, because we are seeing more and more things in the news lately about ransomware and cyber attacks. And so oftentimes, we think of that as only happening to the big businesses, right? So why should small businesses, which a lot of listeners that listen to this podcast, are entrepreneurs or small business owners? Why should we have to worry about this?   03:10 So, you know, from a legal perspective, obviously, anybody who's ever come into contact with the legal system knows, it's not just for large businesses. So from a legal perspective, you're going to be subjected to liability from your people who whose information you're collecting, call them data subjects, you can, you're going to have contractual obligations with your vendors and third parties that you use and share data with. So put that and then just put that aside for a moment, then you also have small businesses have a reputation. And in the small business community, I am myself a small business, I'm a small law firm, Chief law firm. And you know, your reputation is everything. And so part of your reputation nowadays is how you're handling security and privacy. What are you doing the data. And so it's really important for small businesses to realize it's not just the big guys, we hear about them in the news, the colonial pipelines and the JPS foods and the Equifax is of the world. What you don't know is that every single day law firms like mine are getting a call from small businesses going help. We just clicked on a bad link, we just got ransomware, what do we do? And that happens all the time. It really you hear about the big guys, but it's the little guys that are really, you know, bearing the brunt of it, I think.   04:32 Now, I would agree. And what we all have in common between the small businesses and the large businesses is we're all human. And like Rebecca said, it's human error. Somebody clicked on an email, and they didn't know you know, they weren't trained. Hey, this is a spoofing and phishing email. This is what they look like, this is what you need to look for. And so that's where we come in, and it's we're all human and we all make mistakes. It's just no Like, you know, you this is what to look out for.   05:04 Got it. And so what are some of the issues facing businesses today, when it comes to cybersecurity?   05:12 What ransomware is obviously one of the biggest issues, right. And for your listeners who don't know what ransomware is, it is, what happens is somebody clicks on a bad link, download the bad, you know, attachment to a file, and the ransomware is downloaded to the system. Depending on how sophisticated the hackers are, they can either deploy it immediately, which means your system starts to, they start to encrypt your files, or it can be that they sit in there and wait for Oh, I don't know, the most inopportune moment that your business has. And then they deploy the ransomware. I've had clients where they deploy ransomware, or they first delete backups before they deploy the ransomware to really add insult to injury there. So but so that's one of the big things and then the your entire system gets encrypted and you can't unencrypted it without the encryption key which you then have to pay for the ransom part of it. And, you know, we hear about the big ransoms, again, the 4.4 million from colonial the 11 million from JBS. But you know, I was speaking with a colleague the other day, and a law firm got ransomware for $50,000. Now, that's a lot to a small business, it's a lot to any business, but they try to make it it's almost like it's commercials with what they think that they can afford and pay and so that they'll pay because they want you to pay the ransom. So that's I think, I think that's probably the   06:35 number one I would say so too. And then you now you're on their list, because you've paid your   06:41 SIR now. Wow, they paid   06:44 from now you're on a list of this hacker of like, Well, you know, was easy to get in before. Yeah. So let's see how we can get in again.   06:55 Right? Oh, my goodness. Hang in and you know Rebecca's right.   06:59 And that's where you know, also patching and monitoring your systems having a good strong it. posture is important. Because they see that stuff, they see little inklings of, Oh, well, something's going on here. somebody's trying to get in, you know, so they can see that. And you know, you're only as good as your last backup, and where is your backup being stored? And you know, is that in a secure location? Because if not, guess what? It doesn't matter. Because your information is gone.   07:33 Oh, my gosh, yeah, that makes so much more sense. Now, even just explaining what ransomware is. I didn't realize so they hold the encryption key ransom. And that's what you're paying for.   07:46 Correct you in order to get your data back, you have to pay to get the encryption key. And people think Well, okay, so I'll pay the ransom. And I'll get the encryption. I'll get the encryption key. And it's like, like magic? Yeah. You do, to some extent, although there used to be honor amongst thieves. It's not always the case anymore. No. But the other thing is to keep in mind encryption is not perfect. So you're not going to get it back exactly the way it was before. And a lot of laws have been changed now. So the fact that you were ransomware, it is in and of itself, a reportable event for a data breach. So that's another aspect to it. I mean, we're talking more about the technical aspects with the ransomware. But this is the other part where you know, I always say like, ransomware is like three explosions. The first one, oh, my God, my computer has exploded, but yeah, my computer's, what do I do? And then the second one, which is how are we going to, you know, get back up and running. And then the third is really the legal liability that flows from it and holding it together.   08:55 Also to I mean, Rebecca, are you finding that now, too, they're not only holding it, they're selling the data? Yeah. So they're still older data copied it, they're giving you back access to it, but now they're gonna sell it?   09:12 Yes. So what it comes down to is yes,   09:15 there's a lot to do. At that point to now you've got to tell your clients, hey, I've been   09:23 hacked. And that's where that whole reputation part comes in, you know, where you're, you know, these are people who are interesting information to you data. You know, I mean, as a law firm, we obviously hold our clients data. But you know, if you're a business, you could be holding personal information of your clients and business partners. You could be holding sensitive data on your employees or social security, financial information, information about their beneficiaries, which could be kids and things like that. So it really is a problem that just expands exponentially. It's a rabbit Well, I guess you're falling down that rabbit hole for a while.   10:04 You're like Alice in Wonderland.   10:07 Right? Oh, my gosh. Well, now you mentioned Rebecca about laws? And does that? Could you talk a little bit more about like certain data privacy laws and how that works? And if you're a small business, what does that mean?   10:24 Sure, so different. So there are two sets of laws that you need to really be businesses need to be concerned about, right. So one of them are your your data breach notification laws, which won't really be triggered unless and until there is a data breach, there are 50 states, there are 50 different laws, it's super fun for businesses who have to deal with us, then you have data privacy laws, and because nobody can seem to get their act together to come up with a federal law, we are stuck with, again, a patchwork of laws. So different states have passed different laws. And that is in and around a data subjects rights, about the data that's being collected about from them. So for example, California has a law, Virginia passed the law, Colorado passed a law recently, I know there's a proposed one in New Jersey in New York, Pennsylvania, Texas. So you name the state, and it's probably considering Washington State has tried to have made several passes into data privacy law. And what's interesting about this privacy laws is it they're usually, there's usually a threshold, sometimes small businesses will meet that threshold, but you need to understand that and it's all about the data that you're collecting. So the data you're collecting is going to trigger or not trigger requirements under some of these laws. That same data is the attractive nuisance, if you will, to the hacker they want to, they want to so you know, I always say you can't have privacy without security. So they really do go hand in glove.   12:00 What would be like an app if you know this at the top of your head, but an example of data privacy law from one of those states that has them on the books like what would be an example.   12:13 So California has the California consumer Privacy Act, the ccpa, which was amended in November, when the good citizens of California had a ballot initiative to pass the California Privacy Rights Act or the cpra. And those types of so in and around that you have different rights, the right to deletion, the right to correction, or right to a ratio of three, you know, the right to be forgotten is what's commonly known as, or just some of the rights that you're entitled to. And so businesses that fall under the within the purview of the ccpa, which is in effect right now, the cpra, which will go into effect in 2023. And so if you are a data subject, and the business is is under those laws, you can, you know, say to the pay, I want to know what you're doing with my data, hey, I need you to correct or delete my data. And the business has a set statutory period of time to respond to that data subject Access Request. It's about transparency. So anybody who saw all those updated privacy policies online, that's all driven by privacy laws, there's one in Europe called the GDPR, the general data protection regulation. And it really is in and around transparency, and data collection, storage and sharing practices. So that's, I could go much deeper, but I don't want to put anyone to sleep as I talk about loss.   13:42 I think I think that's really helpful just so that people get an idea of like, well, I don't even know what that is, you know, and if you're a small business owner, you've got a million other things on your plate, because you probably don't have a dedicated IT department, you don't have a dedicated cybersecurity department, oftentimes, you're a solopreneur. Or maybe you have less than 10 employees, you know, so all of a sudden, all of this stuff has to come on to somebody. So I think just getting an awareness out there that it exists, is really important so that you can maybe look it up in your own individual state.   14:20 Yeah, and one thing I would say and I know that this is a problem amongst entrepreneurs and startup is within the startup community is that they think well, we can do this ourselves. We can like cut and paste the privacy policy online and somebody Shelley's laughing at me over here. But you know, the purpose of these laws is to provide information about what that business is doing with data. So if you're borrowing it from somebody else, you could be in trouble twice because you're now you're not accurately reflecting what your laws are, what you're doing with the data. And you've basically taken this information and maybe obligating yourself under other laws of regular So for people who are listening, I know nobody likes talking to lawyers. I swear we're not that bad. But hiring a dedicated privacy or security attorney who understands this is really important because you told what to, you know, have an Ono moment on top of it. Oh, no moment when you're you know,   15:19 exactly. You definitely were Rebecca Sade is absolutely correct. There are people that do that they try to manipulate it and do it themselves. What they don't realize is once you're hacked, it's not just, Oh, no, they've got my information. Now I have to pay this ransomware. But guess what, oh, if you weren't following those privacy acts, you're also gonna get fined on that data, too. So you definitely don't want to be fudging any kind of information. You definitely want transparency.   15:47 Yeah. So hire lawyer. I'm a big fan of lawyers. I hire lawyers for for everything, because I don't I'm not a lawyer. I don't know how to do any of it. And I want to make sure that I am protected. So I 100% get it. Now, what? So we're talking about the pitfalls of what could happen if you have a breach, or issues facing businesses. So what can businesses do to help with cyber security? What are some things we can have in place to give us some protection and peace of mind?   16:20 Well, I would like to answer that this is Shelley, I'm someone who's there for simple and very effective basics that you could do as a business owner. And they're very cost effective. In fact, you know, you already have some of them in hand, as far as like Microsoft Office 365, all you have to do is enable your multiple factor authentication, that's a huge one, it's like leaving your light on in your house, if you're going out to dinner, they're gonna move on to the next house, because you have that layer of protection. And then, you know, security awareness training, educating your employees, educating yourself a lot of spoofing and phishing email looks like, that's huge that you know, it, it makes them aware. And that also, you know, it shows your employees that you're protecting them, you're protecting your clients, you know, it shows stability. And then also, you know, monitoring and patching your systems, you know, making sure that someone has an eye on what's going on. I'm looking for those little ticks that someone may be trying to get into your system, because a lot of people that you can have websites, you can tell by is your website going slower, that's usually a sign that someone might be trying to hack into your system. You know, so it's little things like that. And then also, you know, software and hardware encryption, that's a huge one. A lot of people, I know we have all our devices, it's our fingerprint or face that opens it. But if your hardware is not encrypted, they could just steal your laptop, pull out the hard drive, plug it in somewhere else, and guess what the data is theirs. And it's just the simple things that can help a business.   18:10 Yeah, so So to recap, the multiple factor identification that I get, and I do security awareness training, what what are these emails look like? What not to click on? monitoring and patching systems? So when you say patching systems, what exactly does that mean?   18:27 Well, that's where someone is patching in and they're, you know, they're making sure that your system is secure. And it's going somewhere in that secure like firewall, everything like that. So that is exactly   18:39 the basic there. There are systems like so for example, the Equifax data breach was a vulnerability in an Apache struts operating system. And when they found this vulnerability, it was it was a problem. People write code, people make mistakes, you need to fix it. Once they discovered the problem. They went, they were like, Oh, you need to apply this patch. It basically fixes the code. Well, if you don't apply the patch, if you don't have somebody who can help you do that you're not you're leaving your back door   19:11 open or even Yeah, or even like software, like it needs to be updated. So they're patching and updating, they're constantly monitoring, updating any software so like have you ever had where your phone doesn't work and because you haven't upgraded your system? Well that's kind of like it is for monitoring and patching. They make sure that everything is up to date everything is to code   19:34 right because if you're not patching and updating like Shelly said, you can actually leave a hole Yeah, and you're not the it's a lot easier for them to get in because you would not that system isn't being supported anymore by the Microsoft's or the Googles because they've moved on. You got to move on with them. Otherwise, you're you're gonna have a problem.   19:52 Got it. Got it. Okay, that makes a lot more sense.   19:55 They could do that themselves. Like oh, I can do this. I can do this. But as they're growing Their business, they don't have time to focus on that. And that's how little cracks happen.   20:04 Got it? Okay, that makes a lot of sense. And number four was making sure that your software and your hardware was encrypted. Right? And does that. I mean, this might be a stupid question. But does it come that way?   20:19 No, that's not a stupid question. I mean, a lot of us think that because, you know, I mean, we're on a computer right now that if I shut it and locked it, I opened it again, I could put my finger on it, it would open it, I wouldn't have to type my password in. But if my hard drive wasn't encrypted, didn't have that same protection on it, where someone could steal it, and then just pull out the hard drive, because these people are very talented, plug in the hard drive. So you need to make sure that your hard drive has that same protection with your fingerprint of code that, you know that if they would have to, they wouldn't plug it in somewhere else, they're gonna have to know that code, because it's not going to work.   21:06 Keep in mind, too, that encryption, like we're always talking about is, in most jurisdictions, if you have an encrypted hard drive, if even if they get it, they can't access it. It's not a data breach. So I like to say encryption is your get out of jail free card in most jurisdictions, okay. There are 50 of them. There's a lot, but in most of them, that's your get out of jail free card. So it's one of the biggest, that multifactor I guess, are probably two of the biggest bang for your buck. There they are. And how do you   21:37 know if your software and hardware is in is encrypted? Again, perhaps another silly question, but I just don't know.   21:43 So first of all, I don't encrypt my own hard drive. I know a lot about technology. But I, you know, I don't go to my dentist for brain surgery. professionals, who are IT professionals, like Shelley's company, and I say, here, encrypt my hard drive, and they take care of it for you. So having it's really important   22:06 night. Yeah, I can. And does that literally mean you hand your computer over to someone and say, encrypt my hard drive? Not necessarily No, no, okay.   22:16 No, no, no, a lot of times what you know, like our text can do, they can come in, they can work in remotely in and you know, just like when they have when we monitor and patch, they do it remotely. You know, if you don't even know what's going on. It's just and it shouldn't, it shouldn't interrupt your day, it should then to wreck your workflow. It should be seamless. And usually, you know, it's something that, you know, our techs are very, you know, highly educated, I love text, I always think, Oh, my gosh, what they do is so cool, because they can just, they can fix everything, and they just go in and they're they're magicians.   22:56 Got it? Got it. Okay, how it should be you.   22:59 I mean, a lot of times, and this is true, too. I think Rebecca, a lot of rules now are making sure that you actually have a credible IT team. Because if you don't, you can now get fined. Or   23:14 Yeah, there are different laws where you can if you're not doing the things you're supposed to be doing, if you're not monitoring if you don't have your asset, you know, management, those kinds of things. I mean, one of the classic examples of that is is HIPAA. Now they don't say you have to have it on teaching but they do say you have to encrypt your heart you know, encryption, or they say you show it or they say you have to monitor monitor your devices and let's face facts, do you want to be I don't want to be monitoring my devices, I want my IT guys or gals to be monitoring my devices, I want to be practicing law. So that's the beauty of it is that it's it's Charlie says it's running seamlessly in the background, and you're doing what you should be doing much with running   23:55 your business. Got it? All right. Now let's move on to so let's say you have all of this in place. You've done your basics for cybersecurity. Do you have to have cyber security insurance? Or can you just say, Well, I did all this. So what do I need the insurance for? No,   24:15 that's like driving around without your seatbelt on. Like, you know, I, I frequently wanted to ram the car in front of me, but I don't I don't do that. So cyber insurance. When I will tell you this as when I started my own law firm. The first thing I bought was malpractice insurance. The second thing I bought was cyber liability, a separate standalone cyber liability policy. They are getting more expensive, but for a small business depending on the data you're collecting, they can be very reasonable. But I sleep at night because I know that if something goes horribly wrong, it's there. All of the things you're doing. me that all The good cyber practices that Shelly and I have been talking about that just means they're going to cover you when the when the stuff hits the fan. Because if you're not doing all of that, you've probably told they've sent you a questionnaire with your cyber liability policy and you filled it out and you're like, Oh, do I have multi factor authentication? Oh sure. I encrypt my hard drive. If you lie to them, they don't cover you. But if you're doing all these good cyber practices, and you have insurance, it's you know that every single one of my clients first thing I ask, Where is your data? What is it doing? Where is your cyber liability policy? Those are the   25:35 those are the big three Yeah. Okay. To help you too, because how are you going to get that money out? Right, how do you get that money back? How do you recoup your business? I mean $50,000 is a lot Oh yeah. And you know, you're a small business and yeah, you you could take a hit you can take a loan but wouldn't it be better if somebody covered it for you it's kind of like you You get a car accident you know, it was like that rental car where your car is getting fixed. You would like to get a new car that new car smell   26:11 Yeah, cyber liability insurance is absolutely critical for small business every this statistic might be a little bit old, but I will pull it out anyway for just as an example 60% of small businesses will go out of business within six months of a data breach without live liability insurance. So that's an I know that statistic has gone up it's a it's a little stale, but I think that's about a year old and every year they put out new stats I just haven't brushed up on my statistics today. But   26:41 well that is true because as many business owners as I talked to in everything, you would not believe how many of them I've had friends that had successful businesses and everything was going great. They got hacked, and they just couldn't recoup the money that they need it breaks my heart because they never thought it would happen to them because they weren't trading money they weren't doing anything like that. It was just common goods like e commerce that they were just like, yeah, and then something happened.   27:09 I mean, I get a call at least once a week from a crime business person literally tears I don't know what am I going to do? I have a little bit of a policy or something. It's like a rider on my my general liability policy, but now it's going out because it runs out like that and so quick, and they're like now what do I do? I don't I don't have an answer for them. They're gonna have to you know, they have to pay for it out of pocket. A lot of them can't It is really heartbreaking.   27:37 Yeah. Oh my goodness. Well, so you know, we talked about some issues facing businesses today. basics for cybersecurity, the need for cybersecurity liability, which I am in the process of getting after speaking with Celli a couple of weeks ago, so I'm there I'm doing it I'm in. You don't have to I You don't have to tell me twice when it comes to important insurances, I will get it. So is there anything else that you guys wanted to let the listeners know when it comes to cybersecurity for their businesses?   28:14 Um, I think the first thing that businesses need to do is take a proactive posture. So doing the technical things that Shelley's talking about, shoring up some of their legal obligations, like I'm talking about with, you know, appropriate privacy policies, contract language and things like that. The other thing is, they have to also be aware of their vendors, which I think is another big issue facing organizations if you look at data breaches, it's not caused by an employee in the company it's caused by an employee at one of their vendors. And so you know, it's a big issue and so I would say that for all small businesses, all of the technical aspects and then make sure your your legal, you put yourself in a legally defensible position because unfortunately, these things are going to happen. And you want to make sure that you not just survive but thrive after after an event like this.   29:09 Yeah, and I agree with Rebecca, those are the key things that you need to do as a business owner, but it's also helping yourself to educate been growing your business and I know at times it can be scary because like, Oh my goodness, I got to talk to a lawyer. That's more money. Oh, I gotta have someone you know, outsource it person. When I've had my cousin, he knows computers, he knows everything. You know, everything's going but if you're looking to move your business to that next level, and you're looking to flourish, you really just like anything else, you need to make sure you understand and you are doing what is required of you to do to help your business flourish.   29:53 Got it. Well, this was great. I mean, hopefully people listening to this, it will set a match under them. To get them to really take a look at this in their business because like you said when you're a small business owner you've got a million things going on. But this is super important and I think something that people really need to focus on so I thank you for bringing this topic to me Shelly and for bringing Rebecca on because I think this is really great and I do hope that all the listeners out there will now start to take a better look at their businesses and are they protected Do they have the right things in place so thank you thank you now where can people find you? if they have questions? If God forbid they have a breach and they need a lawyer or they need someone to help do an IT assessment of their business so where can people find you? So   30:47 I obviously have a website expand law partners com Also you can follow us on Twitter and on LinkedIn please connect you can connect connect with me personally and my business we put out for small businesses out there who have a lot of questions we are constantly pushing out different topics raising issues bringing attention to different ones so please act x Pam law partners connect with us and hopefully will will provide you with some of that information that Shelley was talking about   31:23 excellent Shelly Go ahead.   31:24 You can reach me at contango it calm is our website I can also link in with me you know I love to meet new people and I always like to offer any kind of advice or second opinions I can help with if I if there's anyone I can point you into the direction to you know help your business I would love to do that.   31:46 Excellent. Shelley is a great super connector for sure. So definitely reach out to them now ladies one last question and I asked everyone this is knowing where you are now in your life in your career. What advice would you give to your younger self?   32:01 see somebody asked me this I'm gonna have to steal from my prior answer was start my law firm earlier. I wish I had done it earlier. I cherish the time I spent at a large law firm but I love what I do now. I love helping businesses so this I would do it earlier. So amazing. I would become an ethical hacker. Love that. I want to change my answer. That's a great answer. I love it.   32:35 I love it. Well, ladies, thank you so much for coming on the podcast sharing all this vitally important information. I do appreciate it. Thank you so much for having us. Pleasure and everyone. Thank you for listening. Reach out to these ladies if you are a small business because you may need some cyber help. Thank you for listening, have a great couple of days and stay healthy, wealthy and smart.

Leading up to the recent Tokyo Olympics. athletes Annet Negesa of Uganda and Maximila Imali of Kenya both had their Olympic dreams crushed because of rules set by the track and field global governing body, World Athletics. They are just two—of many—elite women athletes who have been told their natural testosterone levels, if not lowered through medication or surgery, disqualify them from competition at the highest levels of sport. Join us for an in-depth conversation about intersex biology and the history of sex testing in women's athletics ahead of the Tokyo Olympics. About the Speaker In February 2021, Eliza Anyangwe became the editor of As Equals, CNN's ongoing gender inequality project. She began her career working for nongovernmental organizations Action Against Hunger and then the Pesticide Action Network, where she was Organic Cotton Officer, but has spent more than a decade in media, working for The Guardian, The Bureau of Investigative Journalism, and most recently The Correspondent, where she was managing editor. The Guardian Opinion series she commissioned and wrote for, a "Week in Africa," was longlisted for a One World Media award. In 2016, Eliza founded The Nzinga Effect, a media project focused on telling the stories of African and Afro-descendant women, and delivered that work through partnerships with organizations such as The Serpentine Galleries and The British Council. In 2018 she was awarded a development reporting grant by the European Journalism Centre to tell stories about the African women breaking taboos and carving out space to talk about sex and sexuality.  Eliza has written for The Independent, Financial Times, Al Jazeera and Open Democracy; has appeared on broadcast programs, including "Newsnight," "BBC World Service," PRI's "The World," and the podcast "Our Body Politic"; and has spoken at events, among them SXSW, D&AD Festival, The Google News Initiative Summit, the International Journalism Festival, Africa Utopia, The Web We Want Festival and the Next Einstein Forum. Eliza is a contributing author to Africa's Media Image in the 21st Century, published by Routledge. SPEAKERS Eliza Anyangwe Journalist; Editor, As Equals, CNN Gender Inequality Project; Twitter @elizatalks; Instagram @Elizatookthis Michelle Meow Producer and Host, "The Michelle Meow Show," KBCW TV and Podcast; Member, Commonwealth Club Board of Governors; Twitter @msmichellemeow—Co-Host John Zipperer Producer and Host, Week to Week Political Roundtable; Vice President of Media & Editorial, The Commonwealth Club—Co-Host In response to the COVID-19 pandemic, we are currently hosting all of our live programming via YouTube live stream. This program was recorded via video conference on October 4th, 2021 by the Commonwealth Club of California. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chuck talks with OnMessage Co-Founder Brad Todd and President of Brilliant Corners Research and Strategies Cornell Belcher about competing messages heading into 2022.

“We believe rural communities will achieve longer-term, more durable success if they look inside their boundaries for opportunities to invest in and focus on,” says Daniel Paul Davis, vice president and community affairs officer at the St. Louis Fed. Davis joins Andrew Dumont, senior community development analyst at the Federal Reserve Board of Governors, as they discuss a new book they co-edited, Investing in Rural Prosperity.

All Local Morning for 10/13/21 See omnystudio.com/listener for privacy information.

Global financial markets are constantly factoring in risks, such as cyber threats and the current pandemic. But is there something special about climate change that market participants are only starting to understand? This episode of LaSalle Street explores the challenge of climate change risk, including whether the emerging risk is being properly priced into financial markets and if risk-management strategies need to change to account for the complexity and projected duration of climate change. The discussion delves into key issues such as whether there should be a price on carbon and if corporate disclosures can play an essential role in managing climate risk. Robert Engle and Dick Berner, co-directors of the Volatility and Risk Institute at New York University (NYU) Stern School of Business, join Alessandro Cocco, vice president of the Financial Markets Group at the Chicago Fed. Engle is a professor emeritus of finance at NYU Stern and the recipient of the 2003 Nobel Prize in Economics. Berner is a clinical professor of management practice in the Department of Finance at NYU Stern. He served as the first director of the Office of Financial Research and chief or senior economist at Morgan Stanley, Mellon Bank, and the Board of Governors of the Federal Reserve System.

Beau Blankenship, "If you don't succeed, you don't eat", Former Running Back for Jacksonville Jaguars & Real Estate Advisor shares his story on Global Luxury Real Estate Mastermind with Michael Valdes Podcast #193 Beau Blankenship was a professional football player who used the discipline he learned on the field and transferred it to building a successful real estate business on the Florida coastline. He tells how he went from being a player on a team to being the "coach" for his team now and the lessons he learned along the way. More About Beau Blankenship:  “My name is Beau Blankenship and I've had the wonderful privilege of enjoying the unique, eclectic lifestyle of the 30A scenic highway for over 16 years as my family vacationed here year after year. Knowing the potential of this surrounding area, I have always had a passion for increasing awareness to the significance of investing smart, and placing your hard earned money where it counts and where it will thrive. My zeal for Real Estate has multiplied over the years and I now own ENGEL & VOLKERS in Santa Rosa Beach FL upon completing my professional football career.   As a former Running Back and Track and Field member, the discipline I acquired as an athlete translates in how I perform for my clients. By delivering originality, enthusiasm, leadership, and die-hard dedication, any of my clients are certain to be in good hands. Raised in the charming town of Norman, Oklahoma I've learned the value in building and maintaining solid relationships. I actively listen to my client's needs and wishes including the ones they don't verbally acknowledge and do my utmost best to meet those needs. I practice an open-door policy to make you feel comfortable and ensure you have a responsive, transparent, personalized experience and will work diligently to deliver the best selling or buying opportunities in the scenic 30A area. Thank you for allowing me the opportunity to earn your trust with this significant investment.” About Michael Valdes:  Michael Valdes is the President of eXp Global. He is currently the only Latino President of a publicly traded real estate company in the country (Nasdaq: EXPI). In his first year of joining, he has led a team that has opened 12 countries in 12 months without ever getting on a plane which is a feat that has never been done in the industry. This model has successfully touched the lives of thousands of people across the globe and given them an opportunity to change their lives. Michael was the former Senior Vice President of Global Servicing for Realogy Corporation. In that role he oversaw the international servicing platform for all Realogy brands including Century 21, Coldwell Banker, ERA, Better Homes & Garden, Corcoran, Climb and Sotheby's International Realty in 113 countries. He had been with Realogy in a variety of roles for 15 years. Prior to that, Mr. Valdes was Director of Private Banking at Deutsche Bank for a decade where he oversaw a book of business of just under $1 billion. He has the distinction of being the first Director in the United States of Latino descent. Mr. Valdes is the Chair of the AREAA Global Advisory Board and co-host of the 2020 AREAA Global Luxury Summit. He is also a current member of the NAHREP Corporate Board of Governors. Additionally, he is a the Executive Chair of eXp Latino and former member of the Realogy Diversity Board as well as the Executive Chair of the ONE VOZ, Hispanic ERG. He is a former Board Member of Mount Sinai Hospital in Miami Beach as well as the Shanti Organization in San Francisco. Michael was also a Board Member of Pink & Blue for 2, an organization started by Olivia Newton-John to promote breast and prostate cancer awareness. Michael is also the host of "The Global Luxury Real Estate Mastermind" podcast which focuses on interviewing global leaders in the industry. It is currently distributed in over 90 countries and has over 10 million impressions. He is also a current member of the Forbes Real Estate Advisory Council. He currently resides in New York City and has a home in Miami.

In the final week of Hispanic Heritage Month, Jayzen is pleased to welcome Dr. Ilan Shapiro to the show. Throughout his career, Dr. Shapiro has been an outspoken health advocate for the Hisapnic community and has worked tirelessly to create health policy that is both accurate and accessible. During and before the COVID-19 pandemic, he's been a featured commentator on CNN, NBC, Univision, Telemundo and EstrellaTV and other international channels to share critical evidence based information for the community. Currently, Dr. Shapiro serves as AltaMed's Medical Director of Health Education and Wellness, helping to create and implement programs and services that expand access to care and improve outcomes for the community. Early in his career, after graduating as Honorary Valedictorian with his medical degree, he worked for the Mexican Secretary of Health as the liaison between Mexico and the World Health Organization (WHO). Dr. Shapiro was recently recognized by the City of Los Angeles, the California State Assembly and the Los Angeles Times en Español as a one of the Héroes de la Pandemia. Guest Bio Ilan Shapiro, MD Medical Director, Health Education and Wellness, AltaMed Dr. Shapiro is a tireless advocate for health care equality, with a deep affinity for innovation and public health policy, especially relating to the Latino population. Currently, Dr. Shapiro serves as AltaMed's Medical Director of Health Education and Wellness, helping to create and implement programs and services that expand access to care and improve outcomes for the community. One of his biggest accomplishments at AltaMed has been the development of a dedicated AltaMed health and wellness facility. The center uses the latest technology, as well as traditional evidence-based principles and a hands-on approach, to teach members healthy habits relating to nutrition, fitness, and chronic condition management, a reflection of the combination of technology and innovation efforts to bridge new offerings for underserved communities. As part of his educational efforts, he has been featured on CNN, NBC, Univision, Telemundo and EstrellaTV and other international channels to share critical evidence based information for the community. After graduating as Honorary Valedictorian with his medical degree, he worked for the Mexican Secretary of Health as the liaison between Mexico and the World Health Organization (WHO). He has created binational public health programs to improve the health of Hispanic communities on both sides of the border. In 2011, he was invited to join the White House Hispanic Policy Group and help educate and raise awareness for the Affordable Care Act and continue serving as an Advisor for the Foreign Affairs and Health Mexican Ministries. Dr. Shapiro is also a recent recipient of the Othli Award, an honor presented by the Consul of Mexico to recognize individuals working to improve the lives of Mexican nationals living in the United States and abroad. In addition to his work at AltaMed, Dr. Shapiro serves on the Board of Governors at L.A. Care Health Plan. He currently acts as the regional director for the National Hispanic Medical Association. Links To learn more about Lead With Your Brand and the Career Breakthrough Mentoring program, please visit: LeadWithyYourBrand.com To book Jayzen for a speaking engagement or workshop at your company, visit: JayzenPatria.com

Scott Melbye Uranium Royalty Corp Interview with Scott Melbye Director at Uranium Royalty Corp #UraniumRoyaltyCorp #ScottMelbye STOCK TICKERS: - TSX-V: URC & NASDAQ: UROY Hi, and welcome to the show! On today's My Future Business Show I have the pleasure of welcoming to the show, Director at Uranium Royalty Corp Mr. Scott Melbye to talk about uranium, what it is, what it does, what it's used for, and how you can invest in it with Uranium Royalty Corp. Scott has been a director at Uranium Royalty Corp since April of 2017 and has been the Chief Executive Officer and President of the Company since October 2019. He has over 37 years of experience in the nuclear energy industry and has held leadership positions in various uranium mining companies and industry organizations. He has served as an Executive Vice President of Uranium Energy Corp. since September of 2014, where he is responsible for uranium marketing and sales and strategic growth objectives. Previously, Scott was the Vice President of Commercial at Uranium Participation Corporation (now Sprott Physical Uranium Trust) from 2014 to 2018, and concurrently served as an advisor to the Chairman of Kazatomprom, the national uranium company of Kazakhstan, until March of 2018. Prior to that, Scott held the position of Executive Vice President of Marketing at Uranium One Inc. from 2011 to 2014, and, from 1989 to 2010, held various positions at Cameco Corporation, including President of their global marketing subsidiary, Cameco, Inc. Scott is currently the President of the Uranium Producers of America and is a past Chair of the Board of Governors of the World Nuclear Fuel Market. He holds a Bachelor of Science Degree in Business Administration from Arizona State University. During the call, Michael shares his views on energy policy, including the benefit of embracing carbon-free clean (nuclear) energy, investing in this resource, uranium market fundamentals, royalty investments, the global geopolitics of energy, what exactly is uranium and what it's used for, and why have uranium stocks attracted so much investment recently. This is an insightful call that starts to lift the lid on uranium, and explores the topic through a different lens. To learn more about Uranium Royalty Corp., or to contact Scott directly, click the link below. Disclosure of Material Connection: This is a “sponsored post.” The company who sponsored it compensated My Future Business via a cash payment, gift, or something else of value to produce it. My Future Business is disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

On Monday's Mark Levin Show, it's not indigenous people's day, its Columbus Day and NBA coach Gregg Popovich says that Biden's proclamation is appropriate because acknowledging Christopher Columbus is to acknowledge the new world genocide he presided over. Popovich likely got his erroneous information from communist Howard Zinn's " A People's History of the United States" which was written to indoctrinate college students. Then, the first step to liquidate a people is to erase their history. That's why the left teaches this propaganda in every institution they have commandeered since the beginning of the American Marxist takeover of this country. AG Merrick Garland's memo targeting parents that protest critical race theory being taught at school meetings is proof that the conservative anti-Marxist movement is making an impact. Later, Texas and Florida now have COVID rates that continue to drop and Governors Abbott and DeSantis have done a great job tackling the surge of the delta variant. This is why red states are growing while blue states are losing population. Democrats want to impose national standards all over the country to eliminate free thinking Governors. Free states like Florida and Texas have no state income tax and Democrats hate that because it competes with their huge Washington iron fist spending plans. Afterward, Victor David Hanson joins the show to explain how Amazon claimed his book was out of stock when it wasn't. Hanson explained that the relentless attack on the middle class and on the information they receive is part and parcel of why he wrote "The Dying Citizen" in the first place.

On Monday's Mark Levin Show, it's not indigenous people's day, its Columbus Day and NBA coach Gregg Popovich says that Biden's proclamation is appropriate because acknowledging Christopher Columbus is to acknowledge the new world genocide he presided over. Popovich likely got his erroneous information from communist Howard Zinn's " A People's History of the United States" which was written to indoctrinate college students. Then, the first step to liquidate a people is to erase their history. That's why the left teaches this propaganda in every institution they have commandeered since the beginning of the American Marxist takeover of this country. AG Merrick Garland's memo targeting parents that protest critical race theory being taught at school meetings is proof that the conservative anti-Marxist movement is making an impact. Later, Texas and Florida now have COVID rates that continue to drop and Governors Abbott and DeSantis have done a great job tackling the surge of the delta variant. This is why red states are growing while blue states are losing population. Democrats want to impose national standards all over the country to eliminate free thinking Governors. Free states like Florida and Texas have no state income tax and Democrats hate that because it competes with their huge Washington iron fist spending plans. Afterward, Victor David Hanson joins the show to explain how Amazon claimed his book was out of stock when it wasn't. Hanson explained that the relentless attack on the middle class and on the information they receive is part and parcel of why he wrote "The Dying Citizen" in the first place.

The days are quickly ticking down to next Monday's deadline when most Oregon and Washington teachers, health care workers and public employees need to be fully vaccinated against COVID-19. Elected officials especially in more conservative swaths of the Pacific Northwest remain fearful of a "mass exodus" of firefighters and health care professionals.

Legislative standoffs are nothing new at the Capitol, but the scope and scale of the current stalemate is as dramatic as it is head-scratching: the drama over raising the country's debt ceiling is over for now only, as the government faces another potential shutdown in December; House Democrats are holding up President Biden's infrastructure legislation; and the Democratic Party is still at loggerheads over how to structure its domestic policy bills. Meanwhile, with less than a month until Election Day, the Governors' races are getting tighter in New Jersey and especially Virginia, where public opinion about Democrats is weighing on candidate McAuliffe's standing in the polls. As Democrats in Washington struggle to get anything done, Public Strategies' Howard Schweitzer, Mark Alderman, and Towner French discuss what all the major players do and don't want out of the domestic spending bills and opine on the two gubernatorial races.

GOP Congressman Andy Biggs of Arizona joined the program to talk about the Republican Governors who visited the border on Wednesday and their 10 point plan to solve the border crisis.  See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

It was another week of deadlines and deal making on Capitol Hill, culminating in a Senate Vote on Thursday to raise the country's debt limit by $480 billion, thereby pushing the prospects of a default to December. Eleven Republicans, led by Senate Minority Leader Mitch McConnell, voted with the Democrats to overcome a filibuster - a move that prompted criticism of McConnell from some of his fellow Republicans but also kept the country solvent, at least for a few more weeks. In Virginia, polls are tightening in the gubernatorial race between Democratic former Governor Terry McAuliffe and Republican newcomer Glenn Youngkin. The race is considered a test case for the 2022 midterms and beyond. What issues are resonating with voters, and will Virginia continue to trend blue? And a look at the latest polls. There is not great news for President Biden this week as his approval numbers continue to slide, and – perhaps not surprising but still noteworthy - new polling from the University of Virginia reveals just how many Americans are ready for a national divorce over politics. Tom Bevan, co-founder and president of RealClearPolitics, Carl Cannon, Washington bureau chief, and Susan Crabtree, national correspondent join Andrew Walworth on today's RealClearPolitics Takeaway podcast.

My guest today is Paul "Willie Green" Womack a producer, engineer and sonic artist, Paul "Willie Green" Womack has built a discography boasting names such as Wiz Khalifa, The Alchemist, The Roots, Billy Woods, ELUCID and many more, and established himself as one of the top names in independent Hip-Hop & R&B. Currently residing in Brooklyn NY, Womack is a member of the AES Board of Governors, and is an active educator and lecturer. Working from his studio The GreenHouse Recording Co., Willie Green is a leading voice in both music creation and audio education. Thanks so much to Anders at Adam Audio for making our introduction. Get access to FREE mixing mini-course: http://MixMasterBundle.com THANKS TO OUR SPONSORS! https://RecordingStudioRockstars.com/Academy Use code ROCKSTAR to get 10% https://JZmic.com Use coupon ROCKSTARS to get 50% off select mics Spectra1964 is having a bundle sale! Save $$ hundreds on the STX600 and the BBDI combo at https://www.Spectra1964.com http://MacSales.com/Rockstars http://iZotope.com/Rockstars use code ROCK10 for 10% off https://www.youtube.com/user/adamaudiospeakers http://UltimateMixingMasterclass.com Hear guests discography on Spotify: https://open.spotify.com/playlist/27zPEheqWW6RgqZrruGmbR?si=3a58d1901f0e4ea5 If you love the podcast, then please leave a review: https://RSRockstars.com/Review CLICK HERE FOR COMPLETE SHOW NOTES AT: http://RSRockstars.com/318

The Debt Ceiling is the big talk all over DC and we take a look at the issue, the strategies and how things might play out. The Lieutenant Governor of Idaho issued several executive orders while the Governor was out of the state. Drama? Yes. But what's more? They are about to run against each other for the state's top job! Prof. Matthew Browne (Decoding the Gurus) joins us to discuss Australia's lockdown strategy and how they might emerge from a "zero COVID" mindset now that they are reaching higher vaccine rates.

The Black Lives Matter and Stop AAPI Hate movements, among others, have brought international attention to widespread social injustices that have been ignored by society for far too long. As a result, many individuals have been inspired to make positive changes toward a safer and more inclusive world. But pursuing equity and justice can be a complex and confusing undertaking. Good intentions do not necessarily lead to good outcomes. Inspiration can easily be derailed by feelings of confusion, the trap of performative allyship, and misguided attempts to take action. When it comes to helping instead of harming, the hardest part can often be figuring out where to begin. Michelle MiJung Kim will unpack hot button issues—cancel culture, inclusive language, representation, and more—in a way that is accessible to people regardless of their current understanding of inclusive practices. Join us for an in-depth conversation Michelle MiJung Kim, followed by a book signing for her new tome, The Wake Up: Closing the Gap Between Good Intentions and Real Change. SPEAKERS Michelle Mijung Kim Author, The Wake Up; Co-founder and CEO, Awaken Michelle Meow Producer and Host, "The Michelle Meow Show," KBCW and Podcast; Member, Commonwealth Club Board of Governors; Twitter @msmichellemeow—Co-Host John Zipperer Producer and Host, Week to Week Political Roundtable; Vice President of Media & Editorial, The Commonwealth Club—Co-Host In response to the COVID-19 pandemic, we are currently hosting all of our live programming via YouTube live stream. This program was recorded via video conference on September 28th, 2021 by the Commonwealth Club of California. Learn more about your ad choices. Visit megaphone.fm/adchoices

As painful as it is to watch patriots lose their jobs for not bowing down to Pfizer fascism, there might be a silver lining … if we harness it. Governors of red states should work to secure jobs for those people and rebuild various work fields on red state values, beginning with the military. I offer a plan for the National Guard. Next, I offer the latest information on what we know about the origins of this virus and how the people who likely created it are the same ones who are pushing both the shots and the therapeutics, which both exacerbate the virus that they purposely designed this way.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we talk about the Orthodox movement in Guatemala, Facebook trouble, Governors on the wrong side of COVID, weird campaign add, and more! Dustin' off the Degree Led by ‘Father Revolutionary,' Indigenous Guatemalans turn to Orthodox Christianity News In 2019, Almost All of Facebook's Top Christian Pages Were Run By Foreign Troll Farms “Mercury Retrograde” Has Nothing to Do With Facebook Going Down Governor with Worst-in-Nation COVID Rate Calls for More “Fasting and Prayer” As Gov. Little visits the border, Lt. Gov. McGeachin signs executive order banning Idaho schools, universities from requiring COVID-19 vaccines, tests Madison Cawthorn Releases a Historically and Theologically Incoherent Christian Nationalist Election Ad Three Swiss Guards resign following Vatican vaccine mandate France Catholic Church abuse scandal: 216,000 minors sexually abused, report finds Michele Bachmann Says Conservatives Must Build ‘Parallel Institutions' to Protect Them From the ‘Monstrous' Biden Administration It's October, So the GOP is Already Saying the Left Wants to “Cancel Christmas” Support This episode is brought to you by: Henry K Danielle M Pat Acks from the Humanists of Idaho SoJo Beatriz A Zoe Darryl G Arthur K Samuel C Erik from Wyoming Jennifer N Erica B Jonathan N Richard G Balázs Rebecca P And by our $1 patrons and those who want no reward. Contact information, show notes, and links to Social Media and the like can be found at https://atheistnomads.com Theme music is provided by Sturdy Fred.

This week we talk about the Orthodox movement in Guatemala, Facebook trouble, Governors on the wrong side of COVID, weird campaign add, and more! Dustin' off the Degree Led by 'Father Revolutionary,' Indigenous Guatemalans turn to Orthodox Christianity News In 2019, Almost All of Facebook's Top Christian Pages Were Run By Foreign Troll Farms "Mercury Retrograde" Has Nothing to Do With Facebook Going Down Governor with Worst-in-Nation COVID Rate Calls for More "Fasting and Prayer" As Gov. Little visits the border, Lt. Gov. McGeachin signs executive order banning Idaho schools, universities from requiring COVID-19 vaccines, tests Madison Cawthorn Releases a Historically and Theologically Incoherent Christian Nationalist Election Ad Three Swiss Guards resign following Vatican vaccine mandate France Catholic Church abuse scandal: 216,000 minors sexually abused, report finds Michele Bachmann Says Conservatives Must Build 'Parallel Institutions' to Protect Them From the 'Monstrous' Biden Administration It's October, So the GOP is Already Saying the Left Wants to "Cancel Christmas" Support This episode is brought to you by: Henry K Danielle M Pat Acks from the Humanists of Idaho SoJo Beatriz A Zoe Darryl G Arthur K Samuel C Erik from Wyoming Jennifer N Erica B Jonathan N Richard G Balázs Rebecca P And by our $1 patrons and those who want no reward. Contact information, show notes, and links to Social Media and the like can be found at https://atheistnomads.com Theme music is provided by Sturdy Fred. Download episode

Testimony in Congress citing harmful effects of Facebook/Instagram on children. Consumer prices still rising. Governors meeting to discuss migrant situation at US border. Halloween and COVID.

A celebrated revolution brought freedom to a group of enslaved people in northern India. Or did it? Join us for a conversation with Dr. Laura Murphy, who will join us live from the United Kingdom to talk about the fascinating story of Freedomville, a town founded by slaves in India.  Millions of people today are still enslaved, and nearly 8 million of them live in India, more than anywhere else. Murphy reveals the story of a small group of enslaved villagers in the Indian state of Uttar Pradesh who founded their own town of Azad Nagar―Freedomville―after staging a rebellion against their slaveholders. International organizations championed it as a non-violent "silent revolution" that inspired other villagers to fight for their own freedom. But Murphy, a leading scholar of contemporary global slavery who spent years researching and teaching about Freedomville, found that there was something troubling about Azad Nagar's success.  Freedomville's enormous struggle to gain and maintain liberty shows us how realistic radical change is, and how a global construction boom is deepening and broadening the alienation of impoverished people around the world. About the Speaker Laura T. Murphy is professor of human rights and contemporary slavery at the Helena Kennedy Centre for International Justice at Sheffield Hallam University in the UK. She is the author of The New Slave Narrative: The Battle over Representations of Contemporary Slavery, Survivors of Slavery: Modern-Day Slave Narratives and Metaphor and the Slave Trade in Western African Literature. Her work has been funded by the National Endowment for the Humanities, the British Academy, the National Humanities Center, and the Department of Justice. SPEAKERS Laura Murphy Professor of Human Rights and Contemporary Slavery, Helena Kennedy Centre for International Justice, Sheffield Hallam University (UK); Author, Freedomville: The Story of a 21st-Century Slave Revolt; Twitter @LauraTMurphy Michelle Meow Producer and Host, "The Michelle Meow Show," KBCW and Podcast; Member, Commonwealth Club Board of Governors; Twitter @msmichellemeow—Co-Host John Zipperer Producer and Host, Week to Week Political Roundtable; Vice President of Media & Editorial, The Commonwealth Club—Co-Host In response to the COVID-19 pandemic, we are currently hosting all of our live programming via YouTube live stream. This program was recorded via video conference on September 23rd, 2021 by the Commonwealth Club of California. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Overview: How far would you go to fight for your dreams? For Dillon Shije, running has always been a part of his culture and tradition and now he's on a journey to become the first medical doctor in his community. Dillon's love for running and his Native American Community has literally taken him to the White house. He has been featured in the news, magazines and in a documentary Life was not always has not always been great for Dillon. A dark time in his life led him to depression after suffering from injuries.  Dillion shares why there is a need for mental health practitioners specializing in helping Native Americans, and others from diverse backgrounds. If you need inspiration for chasing your wildest dreams, this episode is for you.  Episode Highlights: The spiritual aspect of running Becoming one of the top Native American runners in the country in high school How resilience got him into the University of Colorado Being honored at the White House and meeting President Obama How a nerve impingement impacted his running career Battling depression and seeking therapy Using education as a tool to empower the community His goal for young Native Americans in the country Why he wants to be a doctor    Guest Bio Dillon is a prior Professional Runner and Division I Cross Country National Champion (honored at the White House during the Obama Administration) and advocate for visibility for Indigenous Runners and Athletes. Dillon Shije is currently a Wilma Mankiller Fellow with the National Congress of American Indians specializing in Government Relations. He also serves the All Pueblo Council of Governors as a Health Policy Advisor to the 20 Pueblo Indian Tribes of New Mexico and Texas. Prior to this,Dillon was a Partner in an Impact Consultancy called Zia Impact. He is also the  founding Board Member of Pueblo Development Commission. He is a Councilman and an enrolled tribal member and looks forward to a lifetime of serving his home community and relatives in all capacities. Dillon holds dual Bachelors degrees in History and Integrative Physiology from the University of Colorado - Boulder and Pre-Med Postbaccalaureate work from the University of New Mexico. Connect with Dillon  Visit his website here Instagram @thenativerunner Runner's Run Article: My Run Streak Helps Helps Me Build Endurance Run to the East- Documentary  Did you enjoy today's episode? Please subscribe and leave a review. If you have questions, comments, or possible show topics, email runningischeaperthantherapyolb@gmail.com. To subscribe and review use one links of the links below  Apple Spotify Google  Get a copy of the book  Running Is Cheaper Than Therapy: A Journey Back to Wholeness

Natalie Hamrick, "The Nuances of Message", Vice President of Brand Growth for @properties shares her story on Global Luxury Real Estate Mastermind with Michael Valdes Podcast #192 Natalie Hamrick, VP of Brand Growth for @properties, sits down with me to discuss global growth, marketing and branding. Her enthusiasm is infectious and global knowledge is exemplary. More About Natalie Hamrick:  Accomplished and goal-driven executive with extensive experience in all aspects of marketing and communication, new business development, brand management, and client engagement within luxury real estate and goods industries. Armed with proven success in capturing business opportunities; overseeing promotional operations; and conceptualizing strategic initiatives to strengthen market position and increase revenue. Effective at establishing long term relationships and strategic alliances with external and internal stakeholders and partners to expand client base and gain repeat business. About Michael Valdes:  Michael Valdes is the President of eXp Global. He is currently the only Latino President of a publicly traded real estate company in the country (Nasdaq: EXPI). In his first year of joining, he has led a team that has opened 12 countries in 12 months without ever getting on a plane which is a feat that has never been done in the industry. This model has successfully touched the lives of thousands of people across the globe and given them an opportunity to change their lives. Michael was the former Senior Vice President of Global Servicing for Realogy Corporation. In that role he oversaw the international servicing platform for all Realogy brands including Century 21, Coldwell Banker, ERA, Better Homes & Garden, Corcoran, Climb and Sotheby's International Realty in 113 countries. He had been with Realogy in a variety of roles for 15 years. Prior to that, Mr. Valdes was Director of Private Banking at Deutsche Bank for a decade where he oversaw a book of business of just under $1 billion. He has the distinction of being the first Director in the United States of Latino descent. Mr. Valdes is the Chair of the AREAA Global Advisory Board and co-host of the 2020 AREAA Global Luxury Summit. He is also a current member of the NAHREP Corporate Board of Governors. Additionally, he is a the Executive Chair of eXp Latino and former member of the Realogy Diversity Board as well as the Executive Chair of the ONE VOZ, Hispanic ERG. He is a former Board Member of Mount Sinai Hospital in Miami Beach as well as the Shanti Organization in San Francisco. Michael was also a Board Member of Pink & Blue for 2, an organization started by Olivia Newton-John to promote breast and prostate cancer awareness. Michael is also the host of "The Global Luxury Real Estate Mastermind" podcast which focuses on interviewing global leaders in the industry. It is currently distributed in over 90 countries and has over 10 million impressions. He is also a current member of the Forbes Real Estate Advisory Council. He currently resides in New York City and has a home in Miami.  

Sam and Emma host Max Chafkin, features editor and writer at Bloomberg BusinessWeek, to discuss his recent book The Contrarian: Peter Thiel and Silicon Valley's Pursuit of Power. Sam and Emma start off by taking a look at Kyrsten Sinema's interaction with organizers from LUCHA Arizona before she went to hide in a restroom, as opposed to engaging with them directly, as well as the disparity between the outraged reaction to the video and the video itself. Sam and Emma are then joined by Max to discuss Peter Thiel, the "contrarian posture" that's animated his life and his investments, as well as how that informed his interactions with Gawker, Facebook, and PayPal. Max discusses whether Thiel should be considered a "good investor", despite betting against the future, leaning in so far into his contrarian sensibilities that he accurately predicted the 2008 financial crash but botched his hedge fund investments afterwards, leading directly in to him transitioning the fund into a family office, as well as directly into his conflict and legal action with Hulk Hogan against Gawker. Max then details Thiel's "small" nest egg of $1 million that served as the basis for his wealth acquisition, as well as his appetite for competition when it serves him, as well as his absolute distaste for it when it doesn't. They then dive into Thiel's relationship with former President Trump, as well as his pet project of railing against "PC culture", a phenomena that he believes is the animating force of American politics. They then end on Thiel's interactions and partnerships with Glenn Greenwald (who, in fact, Thiel's company Palantir spied on years ago), JD Vance, and the new social media platform Rumble, and how Thiel's investments in these people and companies are symbolic, and that one can draw real comparison to Thiel's political project and that of the Koch brothers: transforming a section of the Republican Party through significant financial investment. Sam and Emma are then joined by David Dayen, executive editor at The American Prospect, to discuss his recent scoop "USPS Begins Postal Banking Pilot Program" as well as his report from last Friday "The Progressive Caucus Wields Power". David begins by outlining the parameters of this new postal banking pilot program through USPS, and how, if fully implemented, this program could significantly aid "unbanked" and "underbanked" people who fall prey to predatory banking schemes as a result of a lack of access to financial services. He goes on to explain the uneasy peace between Trump USPS holdover Louis DeJoy and the USPS union, who, on this one particular issue, are aligned on working toward implementation for its potential for revenue growth for the USPS (DeJoy's interest), as well as for expanding the services of USPS to people who really need them (the union's interest). David then explains whether further implementation will require additional Congressional approval (maybe so, maybe not), how Biden should prioritize a pro-postal banking advocate for a Board of Governors vacancy that remains, the Congressional support this policy already has, and what full implementation would really look in the long term. Sam, Emma, and David end on their discussion of the Progressive Caucus showing its might in blocking the bipartisan infrastructure bill from going to a vote away from the two track structure, the history of the CPC when it was a 6-person working group started by a young anonymous backbencher named Bernie Sanders (I-VT), Pramila Jayapal's ascendance in the ranks of the CPC leading to its growing power, and whether more of these stands may result in the future as a result of this one's success. And in the Fun Half, Sam and Emma correct the record on Senator Blumenthal's Finsta flub from Thursday, and propose that the next Big Tech "disruption" should be these companies being broken up by the government. They then check in on the Facebook whistleblower report from 60 Minutes last night, Nick Clegg being referred to as a "tobacco executive" on CNN by Brian Stelter (which he tries extremely hard to differentiate from, with middling results), Fox and Friends's incredible concern about the labor shortage before Christmas (it's October! Steve Doocy can't get his favorite coffee! A fate worse than death!), and the MR crew ends the day by taking a time machine to 2010 to see what Kyrsten Sinema's thoughts on reconciliation and the filibuster were then (Different!) Plus, your calls and IM's! Become a member at JoinTheMajorityReport.com Subscribe to the AMQuickie newsletter here. Join the Majority Report Discord! http://majoritydiscord.com/ Get all your MR merch at our store https://shop.majorityreportradio.com/ (Merch issues and concerns can be addressed here: majorityreportstore@mirrorimage.com) You can now watch the livestream on Twitch Check out today's sponsors: Grove: Companies around the world produce two billion pounds of new plastic every day. Yet no matter how much we put in our recycling bin, just nine percent of plastic actually gets recycled. At Grove Collaborative, they believe it's time to stop making single-use plastic. Grove is the online marketplace that delivers healthy home, beauty, and personal care products directly to you! It takes the guesswork out of going green — Every product is guaranteed to be good for you, your family, your home, and the planet. Choosing products that are better for you AND the planet has never been easier. For a limited time when our listeners go to Grove.com/MAJORITY you will get to choose a FREE starter set with your first order. Go to Grove.com/MAJORITY to get your exclusive offer! That's Grove.com/MAJORITY. Support the St. Vincent Nurses today as they continue to strike for a fair contract! https://action.massnurses.org/we-stand-with-st-vincents-nurses/ Subscribe to Discourse Blog, a newsletter and website for progressive essays and related fun partly run by AM Quickie writer Jack Crosbie. https://discourseblog.com/ Subscribe to AM Quickie writer Corey Pein's podcast News from Nowhere, at https://www.patreon.com/newsfromnowhere Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! Subscribe to Matt's other show Literary Hangover on Patreon! Check out The Letterhack's upcoming Kickstarter project for his new graphic novel! https://www.kickstarter.com/projects/milagrocomic/milagro-heroe-de-las-calles Check out Matt Binder's YouTube channel! Subscribe to Brandon's show The Discourse on Patreon! Check out The Nomiki Show live at 3 pm ET on YouTube at patreon.com/thenomikishow Check out Jamie's podcast, The Antifada, at patreon.com/theantifada, on iTunes, or at twitch.tv/theantifada (streaming every Monday, Wednesday, Thursday and Friday at 7pm ET!) Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattBinder @MattLech @BF1nn @BradKAlsop  

The Intersection of Family and Business Law Kristina Feher, Feher Law   – The Sharkpreneur podcast with Seth Greene Episode 698 Kristina Feher Kristina Feher is the managing member of Feher Law, P.L.L.C. in St. Petersburg, Florida. Kristina practices in the areas of bankruptcy and family law. Kristina received her B.S. in Criminology from Barry University and her law degree from Thomas M. Cooley Law School in Lansing, Michigan. Kristina is a St. Petersburg native.   Kristina serves as a Trustee to the St. Petersburg Bar Foundation. She is currently the Chair of a 6th Circuit Grievance Committee reviewing attorney discipline matters. She serves as a 6th Judicial Circuit Representative for The Florida Bar's Voluntary Bar Liaison Committee. She is also an Adjunct Professor for St. Petersburg College's Paralegal Studies Program. She served as a Secretary for the Florida Association for Women Lawyers Board of Directors (FAWL), a Chapter Representative, representing Pinellas County, on the FAWL Board of Directors for 2019-2020. She served as President of the Pinellas County Chapter of the Florida Association for Women Lawyers from 2018-2019. She previously served as a 6th Circuit Representative for The Florida Bar Young Lawyers' Division Board of Governors.    Listen to this illuminating Sharkpreneur episode with Kristina Feher about the intersection of family and business law. Here are some of the beneficial topics covered on this week's show: ●    How many people plan for what they want to happen and need help planning for what could happen. ●    Why many businesses aren't being bought by new owners right now. ●    How business stress can contribute to marital stress and vice versa. ●    Why the biggest mistake a business owner can make while closing a business is closing the door and walking away. ●    How people are still liable for their business debts even if they close their business.   Connect with Kristina: Guest Contact Info Facebook facebook.com/feher-law-217298365289233 LinkedIn linkedin.com/in/Kristina-feher-98a0a120 Links Mentioned: feherlaw.com   Learn more about your ad choices. Visit megaphone.fm/adchoices

Given the discriminatory practices of certain Governors and their states, Michael is making an offer to ALL Health Care Workers who were fired who want to start their own business.As a CPA, he will set up your business and accounting system for FREE (excluding legal fees and software costs).If interested, send him an email at michael@crushingyourfear.comAbout the Crushing Your Fear PodcastBioMichael is an Entrepreneur who has started multiple revenue generating companies both in the US and Europe. He currently hosts two Podcasts (Crushing Your Fear and Craft Beer Storm) and has learned to conquer Fear through leaving the past behind, learning from it and adopting Gratitude and a Positive outlook for the future. On his Crushing Your Fear Podcast, Michael explains "We live in a Society of Fear. Everywhere we turn, fear is there. Most people we know are affected by fear in one form or another. We ourselves are consumed by fear - we can't move forward - we wont take chances - we "fear' what others may "think" of us - and on and on and on. Enough! There is another way. We explore different areas in society, flush out the manipulation and empower you to overcome fear. Our guests are experts and give you the insight and tools needed to identify and conquer fear. So join us and Crush Your Fear..."Michael BearaHostCrushing Your Fear Podcastmichael@crushingyourfear.comWebsite: http://www.crushingyourfear.com/Instagram: @crushingyourfearFacebook: @crushingyourfearTwitter: @crushingfearTik Tok: @crushingyourfearSubscribe to our Podcast!iTunes: https://podcasts.apple.com/us/podcast/crushing-your-fear/id1465751659Stitcher: https://www.stitcher.com/podcast/craft-beer-storm/crushing-your-fear

Without a debt ceiling increase getting passed by Congress, the US government will run out of funds by October 18th, according to Treasury Department officials. Not one, but now two Federal Reserve Board of Governors members will be stepping down unexpectedly. They had come under scrutiny for personal trades and investments made during the pandemic, while overseeing the central bank's policies. In related news, a Wall Street Journal investigation found that 131 federal judges may have broken the law by hearing cases in which they had direct financial interests of some kind, such as shares in companies or their family members holding shares. Get into crypto with $10 bonus when you buy or sell $100 of Bitcoinhttps://www.gemini.com/share/Eyem0i Give your body the premium experience with space age antioxidant C60https://go.c60purplepower.com/FULCRUM10/ Learn more https://www.fulcrumnews.com/about Get our newsletter! https://www.fulcrumnews.com/subscribe 30 day podcast fundraiser! https://www.facebook.com/donate/1005614110253673/ Show community & discussion https://facebook.com/FulcrumNews https://minds.com/fulcrum_news

 “If you recruit a thousand of your earliest supporters and champions and customers, as investors and owners of the business, they're going to be more loyal customers and more passionate brand ambassadors. And that is going to do good things for your revenue and help you win as a company and thrive over the coming years.”  -Jonny Price   Episode Description: Most people believe that investmenting is only for the rich and famous. That used to be the case; however, today doors have opened for fundraising and investment opportunities for the average investor.  Wefunder is a Public Benefit Corporation that focuses on small businesses, startups, and the public. Their mission is to fix capitalism and help founders take their shot. With as little as $100 dollars, a person can invest in a company he or she believes in and contribute to a greater good. To date, Wefunder has 1,367,945 angel investors and over $5 billion raised in venture capital.    This episode is aimed at under-represented founders and entrepreneurs, who face prejudice in the industry because of status, ethnicity, gender, and a myriad of other reasons. Join Justine and Jonny Price, the VP of Fundraising at Wefunder as they walk you through the mission of the company, who can raise money through it, the restrictions and limitations that are present- and how you can benefit from it. Investing and fundraising is hard work- and often risky- but for an entrepreneur with a burning passion and a noble cause everything can be conquered. Tune in as Jonny shares THREE THINGS THAT CAN DETERMINE YOUR SUCCESS!   Connect with Jonny:  Prior to becoming the VP of Fundraising at WeFunder, Jonny Price led the growth of Kiva US, where he served as Director until 2017. This trained him in many aspects of crowdfunding and fundraising. Jonny was also appointed by the Central Bank of the United States, Federal Reserve System Board of Governors as a member of the Community Advisory Council.    Facebook Twitter LinkedIn   Connect with Wefunder:  Website Facebook Twitter Instagram LinkedIn YouTube   Connect with Justine:  Website Facebook Instagram LinkedIn   Connect with NextGenChef: Website  Facebook  Twitter  Instagram  YouTube NextGenChef App (Apple) NextGenChef App (Android)    Episode Highlights: 01:45 What is Wefunder 04:24 Investments Made Easy!  07:00 Who Can Raise Money Thru Wefunder 10:08 Restrictions and Limitations

Dr Ananta Singh Raghuvanshi, "Learning is earning", Tedx speaker & Senior Executive Director at Experion Developers shares her story on Global Luxury Real Estate Mastermind with Michael Valdes Podcast #191 Dr. Ananta Singh Raghuvanshi is one of the most prolific speakers and experts in the global real estate industry. She has held senior leadership positions at some of the most prestigious development companies in the world. Her vision and lens are truly global, and it was a pleasure to have her on the show. More About Dr. Ananta Singh Raghuvanshi:  Dr Ananta Singh Raghuvanshi is a Tedx speaker and PhD in Real estate marketing . She is a women leader who has dedicated 31 years to the Indian Real Estate industry . Her coveted assignments have been Executive Director DLF, Chief Executive EmaarMGF, Country Head - India Damac . She is currently the Senior Executive Director for Experion Developers. She is devoted to helping women entrepreneurs achieve their dreams , as the Founder President Elect for Naredco MAHI under the aegis of Ministry of Housing & Urban affairs, Govt of India. About Michael Valdes:  Michael Valdes is the President of eXp Global. He is currently the only Latino President of a publicly traded real estate company in the country (Nasdaq: EXPI). In his first year of joining, he has led a team that has opened 12 countries in 12 months without ever getting on a plane which is a feat that has never been done in the industry. This model has successfully touched the lives of thousands of people across the globe and given them an opportunity to change their lives. Michael was the former Senior Vice President of Global Servicing for Realogy Corporation. In that role he oversaw the international servicing platform for all Realogy brands including Century 21, Coldwell Banker, ERA, Better Homes & Garden, Corcoran, Climb and Sotheby's International Realty in 113 countries. He had been with Realogy in a variety of roles for 15 years. Prior to that, Mr. Valdes was Director of Private Banking at Deutsche Bank for a decade where he oversaw a book of business of just under $1 billion. He has the distinction of being the first Director in the United States of Latino descent. Mr. Valdes is the Chair of the AREAA Global Advisory Board and co-host of the 2020 AREAA Global Luxury Summit. He is also a current member of the NAHREP Corporate Board of Governors. Additionally, he is a the Executive Chair of eXp Latino and former member of the Realogy Diversity Board as well as the Executive Chair of the ONE VOZ, Hispanic ERG. He is a former Board Member of Mount Sinai Hospital in Miami Beach as well as the Shanti Organization in San Francisco. Michael was also a Board Member of Pink & Blue for 2, an organization started by Olivia Newton-John to promote breast and prostate cancer awareness. Michael is also the host of "The Global Luxury Real Estate Mastermind" podcast which focuses on interviewing global leaders in the industry. It is currently distributed in over 90 countries and has over 10 million impressions. He is also a current member of the Forbes Real Estate Advisory Council. He currently resides in New York City and has a home in Miami.  

This is no longer a #BorderCrisis, this is a coordinated invasion & Congress needs to get to the bottom of who assisted the illegal immigrants currently under a bridge in Texas. They did not make this trek from Haiti without help. Support the show: https://patreon.com/wdshow See omnystudio.com/listener for privacy information.

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Now making appearances on the film festival circuit, "Boy Culture: The Series" is a follow-up to the 2006's Boy Culture—the movie of the novel by the same name first published in the mid-1990s. In six brand-new 15-minute episodes, the series tells the story of X, portrayed by Derek Magyar, his roommate Andrew (Darryl Stephens), and their struggles.  Join us for an exclusive conversation with Matthew Rettenmund, author of the book and the series, for a look at tackling controversial topics, filmmaking during a pandemic, his career as an LGBTQ author, crowdfunding a budget, and much more. Besides Boy Culture, Rettenmund is the author of Encyclopedia Madonnica, Blind Items: A (Love) Story and MLVC 60. He has forgotten more information about Madonna than most of us will ever know. He was also the founder and longtime editor of Popstar! magazine, and he blogs regularly at boyculture.com. Note: This program contains EXPLICIT language. SPEAKERS Matthew Rettenmund Author, Boy Culture, Blind Items & Encyclopedia Madonnica 20; Blogger, Boyculture.com; Twitter @mattrett John Zipperer Producer and Host, Week to Week Political Roundtable; Vice President of Media & Editorial, The Commonwealth Club of California—Co-host Michelle Meow Producer and Host, "The Michelle Meow Show" on KBCW/KPIX TV and Podcast; Member, Commonwealth Club Board of Governors; Twitter @msmichellemeow—Co-Host In response to the COVID-19 pandemic, we are currently hosting all of our live programming via YouTube live stream. This program was recorded via video conference on September 16th, 2021 by the Commonwealth Club of California. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the Zeoli Show, New Jersey Governor Phil Murphy has completely cut out the New Jersey legislator under his term as he has decided to completely ignore the science and World Health Organization and imposed a mask mandate for all school aged children. These totalitarian Governors just continue to push for more power over us issuing meaningless mandates according to science!  Photo: Getty Images See omnystudio.com/listener for privacy information.

Tonight, we have with us returning guest, John Embree, CEO of the United States Professional Tennis Association, often referred to as the “USPTA”. John is a tennis industry veteran, having been President for Prince Americas and also spending 17 years at Wilson Sporting Goods where he held a variety of positions including Vice President/General Manager in the Racquet Sports Division. John also serves on the Board of Governors of the International Tennis Hall of Fame, something that both John and my Co-Host and Hall of Famer, Steve Flink, have a common interest in. Tonight, John discusses the many initiatives the USPTA has in its sights regarding the tennis teaching profession. Find "Court-Side with Beilinson Tennis": Tennis Channel Podcast Network: https://www.tennis.com/pro-game/podcasts/10/ Facebook: https://www.facebook.com/courtsidewithbeilinsontennis Instagram: https://instagram.com/court_side_with_beilinson Twitter: https://twitter.com/Court_Side_w_BT Website: https://www.beilinsontennis.com/ 

Let's step into the lab with Steve Hoffman (Captain Hoff) who is the Captain & CEO of Founders Space, one of the world's leading startup accelerators. Founders Space was ranked the #1 incubator for overseas startups by Forbes and Entrepreneur Magazines. Hoffman was the founder and Chairman of the Producers Guild Silicon Valley Chapter, served on the Board of Governors of the New Media Council, and was a founding member of the Academy of Television's Interactive Media Group. While in Hollywood, Hoffman worked as a TV development executive at Fries Entertainment. After that, he went on to pioneer interactive television with his venture-funded startup, Spiderdance. In this episode, you will learn how to think outside of the box as an entrepreneur, create a profitable startup business, and make even more money by expanding overseas. HIGHLIGHTS OF THE EPISODE: 2:48 - Background of the guest 5:28 - Innovation helps everywhere 7:12 - Value with both incubator and accelerator 16:16 - The programs we offer 26:24 - A great team to succeed 32:50 - The network effect 36:37 - The platforms for innovation 44:19 - Multiple sources to stay on top of innovation KEEPING IT REAL: 7:48 - The hardest thing entrepreneurs do and their first job 9:42 - The biggest fallacy in entrepreneurship 12:50 - Being a little naive in entrepreneurship is a good thing 20:49 - The borrowing of ideas 26:50 - 2 ways to breakthrough as a startup 47:43 - The five forces NOTABLE QUOTES (KEY LESSONS): “This is the biggest fallacy in entrepreneurship. Everybody thinks you have that brilliant idea, that epiphany, that thing that could change the world before you dive in. Well, that's totally backward. It's actually the opposite of what you should be doing in your head. In the beginning, it is usually wrong, partially wrong. It might not be totally wrong. You might have an idea where to go, you haven't got there yet and if it's something totally new that nobody's done before. Then, whatever you are imagining you haven't done either and you won't actually know it works until you start doing it.” “In order to be an entrepreneur, you have to be a little crazy. You have to just dive in not knowing everything because you can't know everything. And actually, the people who know everything, the industry experts, they're usually stuck, trapped in a box by their own knowledge.” CONNECTING WITH THE GUEST Website Facebook Twitter Linkedin Instagram

Governors of 27 states (thus far) have announced that they would oppose President Biden's announced dictate that any company with 100 or more employees must force vaccines or weekly testing. Biden has announced that he would "roll over" governors who get in the way...but are the storm clouds of rebellion gathering? Also today: Fauci stumped on CNN over "natural immunity." And - UK shocker: Vax passport dropped amid widespread rebellion in parliament.

Women's Sports are "Unnecessary" in Afghanistan? | New York Governor to BAN Gas Vehicles  | Joe Biden to FORCE Private Companies to MANDATE Vaccine | Radical Pro-Mask Teacher RESIGNS after Cussing at Student  | DeSantis WINS BIG Against Mask Mandates in Schools For REAL NEWS Download "Merica! Now News" App http://bit.ly/MericaJoey Please Support me here https://www.patreon.com/join/JoeySalads This is the Joey Saladino show where Joey goes over everything in the news. This is a Republican / Conservative News Commentary show. See omnystudio.com/listener for privacy information.

Vox's Dylan Matthews joins Matt and Jerusalem to talk about whether the Federal Reserve can use monetary policy to fight climate change and how the ideal Fed Chair may not exist. Plus, a new study about the effectiveness of masking against Covid-19 reignites the debate on public health messaging around the pandemic. Also, Matt wants experts to stay in their lanes.  Resources: “Will Biden Make a Historic Mistake at the Fed?” by J. Bradford Delong (Project Syndicate; Sep 1, 2021) “Strengthening the Financial System to Meet the Challenge of Climate Change” by Lael Brainard (Board of Governors of the Federal Reserve System; Dec 18, 2020) “The Planet Depends on the Next Federal Reserve Chair” by David Dayen (The American Prospect; Aug 27, 2021) “The Planet Needs Jerome Powell” by Robinson Meyer (The Atlantic; Sep 1, 2021) “On Maximizing Employment, a Case for Caution” by Raphael Bostic (Policy Hub: Macroblog; Oct 26, 2018) White paper: “The Impact of Community Masking on COVID-19: A Cluster-Randomized Trial in Bangladesh” by Mushfiq Mobarak et al. (Innovations for Poverty Action; Sep 1, 2021) Hosts: Matt Yglesias (@mattyglesias), Slowboring.com Jerusalem Demsas (@JerusalemDemsas), Policy Reporter, Vox Dylan Matthews (@dylanmatt), Senior Correspondent Credits: Ness Smith-Savedoff, Producer & Engineer Erikk Geannikis, Producer, Talk Podcasts As the Biden administration gears up, we'll help you understand this unprecedented burst of policymaking. Sign up for The Weeds newsletter each Friday: vox.com/weeds-newsletter. The Weeds is a Vox Media Podcast Network production. Want to support The Weeds? Please consider making a contribution to Vox: bit.ly/givepodcasts About Vox Vox is a news network that helps you cut through the noise and understand what's really driving the events in the headlines. Follow Us: Vox.com Facebook group: The Weeds Learn more about your ad choices. Visit podcastchoices.com/adchoices