Podcasts about age pension

ඕස්ට්‍රේලියාවේ ජීවත් වන ඔබට ඇතැම් රජයේ ගෙවීම් හෝ ප්‍රතිලාභ සඳහා සුදුසුකම් ලැබීමට නම් ඔබ සතු දේපළ සහ ඉතිරිකිරීම් වැනි වත්කම්වල අගය යම්කිසි මුදල් සීමාවකට යටත් විය යුතු වනවා. මෙම සීමාව වත්කම් සීමාවක් හෙවත් asset limit එකක් වශයෙන් හඳුන්වනවා. මෑතක සිදු වූ වත්කම් සීමාවේ ඉහළ යාම් නිසා පෙරට වඩා වැඩි පිරිසකට පූර්ණ හෝ අර්ධ වශයෙන් Age Pension, Carer Payment හෝ Disability Support Pension ප්‍රතිලාභ ලැබීමට හැකියාව ලැබෙන බව Services Australia වෙබ් අඩවිය සඳහන් කරනවා. මේ කෙටි පොඩ්කාස්ට් විශේෂාංගයෙන් අපි කතා කරන්නේ ඒ පිළිබඳවයි.

With a new financial year upon us, Nightlife thought it timely to find out what changes there are to the pension, and the associated benefits. 

The age pension can be a crucial part of the financial mix in retirement, but many retirees aren’t unlocking its full potential. On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Andrew Dinsdale-Scanlon from TelstraSuper Financial Planning to run through the financial strategies that could help Australians maximise their age pension entitlements. 00:00 Introduction 00:41 Overview on maximising the age pension 01:48 Strategies to reduce assets 03:31 Spousal contributions 05:13 Understanding lifetime pensions 08:07 The impact of debt on the age pension 09:49 Conclusion #friendswithmoney #tomwatson #andrewdinsdalescanlon #agepension #superannuation Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR *Proudly brought to you by Telstra Super Disclaimer:Andrew Dinsdale-Scanlon is a financial adviser with Telstra Super Financial Planning Pty Ltd ABN 74 097 777 725 AFS Licence No. 218705. TelstraSuper Financial Planning provides financial advice service to members of TelstraSuper ABN 85 502 108 833. Telstra Super Pty Ltd ABN 86 007 422 522 is the trustee of TelstraSuper and wholly owns TelstraSuper Financial Planning. Advice that Andrew gives is of a general nature and does not take into account the particular circumstances or needs of any specific person and because of that, you should consider your own circumstances before acting on any advice . Additionally, the scenarios discussed are based on the relevant superannuation rates and thresholds for 2024/25 and may change in future years. If you are considering acquiring a financial product from TelstraSuper you should read the relevant product disclosure statement and target market determination before making a decision which are available at www.telstrasuper.com.au. The financial services guide for TelstraSuper Financial Planning is available at www.telstrasuper.com.auSee omnystudio.com/listener for privacy information.

Our first Age Pension episode was a massive hit so we're back with a second instalment.  In this episode of Super Insider, Age Pension expert Justin Bott from Services Australia returns, this time with ART's Education Team Leader, Kane Everingham. Together, they tackle some of the most common – and misunderstood – questions about the Age Pension.   You'll hear simple answers about who qualifies, what the income and asset tests involve, and how you can keep more money in your pocket.  00:00 Age Pension Q&A: What you need to know  02:06 What's the Age Pension?   02:41 Who is eligible for the Age Pension?   03:24 What are the income and assets tests?   05:35 Can I earn an income and still get a pension?   07:51 What happens if I apply for Age Pension before my partner?   09:11 How does my super impact my pension?   09:44 What's a deemed financial asset?   12:45 How does lump sum super withdrawals affect the Age Pension??   14:50 What are some common misunderstandings about the Age Pension?   17:12 Does home ownership change my Age Pension eligibility?   19:10 Can I downsize my home and get the Age Pension?  20:41 Does receiving an inheritance affect my pension?   24:10 Can I gift money or assets without it affecting my pension?   27:40 Can I loan money while receiving Age Pension?  28:45 When's the best time to apply for the Age Pension?   29:55 What do I need to apply for the Age Pension?  If you're confused about how the Age Pension works, wondering if you're eligible, or want to know how your super and other assets could affect your payments, we've made this episode for you.   Jump in and listen now.

In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth discuss how people can retire well before Age Pension age (currently 67yo). Get retirement advice: https://bit.ly/R-plan Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00 Topics covered today: - Getting clear on your retirement goals before you retire - How your investment composition may differ if looking to retire in your 50s or early 60s - Building wealth aggressively to stop working earlier - Can investment properties support your retirement plans? - Finding a better work/life balance as your near retirement Resources for this episode: Drew on LinkedIn: https://www.linkedin.com/in/drew-meredith-88aba620/ James on LinkedIn: https://www.linkedin.com/in/jporeilly?originalSubdomain=au Types of Investment Structures explained: https://www.australianshareholders.com.au/learn-connect/investor-resources/understanding-investments/types-of-investment-structures/ Geared investing in your Super*: https://www.betashares.com.au/insights/gearing-in-super/ * But note the risks! ~~ Resources for the show ~~ Get retirement advice: https://bit.ly/R-plan Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00 Invest with Rask: https://bit.ly/R-invest Access all episodes: https://bit.ly/R-notes Mortgage Broking: https://bit.ly/broke-rask Property Coaching: https://bit.ly/R-P-coach 100-point property checklist (PDF): https://bit.ly/prop-check Accounting: http://bit.ly/3DG5lWS Business Coaching: https://bit.ly/o-coach DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Tiền cấp dưỡng người già (hay còn gọi Age Pension) là một khoản trợ cấp của chính phủ úc để hỗ trợ thu nhập cho những người Úc từ 67 tuổi trở lên, dựa vào thu nhập và tài sản mà họ sở hữu. Làm sao lập kế hoạch tài chính hiệu quả để nhận được số tiền cấp dưỡng người già cao nhất?

Do you know how you'll set up your finances once you've stopped working full time? If you want to understand your options at retirement and how to access your super, this Super Insider episode has been made for you. It's one of our popular Q&A sessions where we unpack how to plan for the lifestyle you've worked your whole life for.   We cover some of our most frequently asked questions like:   0:00 Ready to retire?   1:28 What's the age that I can retire?  3:47 What does preservation age mean?  5:03 How much should I aim to save before I retire?  8:49 How do I start using my super?  13:16 When can I access the Age Pension?   18:33 How will tax affect my income in retirement?  19:46 What's the downsizer super contribution?  22:31 What happens to my super when I pass away?  Whether you're winding down work, or are planning to retire soon, this is the episode that will keep you on track.   Join our community of people keen to live their best retirement. Because the more you know about super, the more you can plan for your future. Subscribe to Super Insider now with the links below ⬇️.   FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ...   RECOMMENDATIONS   For guidance on super balances and retirement planning   How much super do I need?   For information on Age Pension eligibility and rules   Age Pension Services Australia   IF YOU LIKED THIS EPISODE YOU MAY LIKE   Transition to Retirement – your guide to accessing your super while still at work    What happens to super when you die?   WE'D LOVE TO HEAR FROM YOU!   If you found this episode helpful, drop us a comment and let us know the topics or questions you'd like us to cover next. Or email us at podcast@art.com.au. Thank you!   CREDITS    Ruth Weaver, Australian Retirement Trust Education Manager   Adele Fisk, Australian Retirement Trust Financial Adviser     The opinions and comments shared by people in this podcast are theirs alone, and they're not necessarily shared by the Trustee. It uses information that's accurate at the time of publishing.  This is general information only. It's not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you're still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee'), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund' or ‘ART').   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they're paid.  Any information given by the guest speaker is provided as general information only and not financial advice. 

Ever wondered how the Age Pension works and how you qualify? In this episode, host Anne Fuchs sits down with Justin Bott from Services Australia to break down everything you need to know.  Tune in to learn:  the rules for eligibility  how Age Pension payments are calculated  what income and assets are counted  how to claim through Services Australia  what to do if your circumstances change.  Whether you're close to retirement, or just starting to think about it, this episode offers useful tips and insights to help you navigate retirement planning with confidence.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast...    Spotify - https://open.spotify.com/show/1aXYHWZ...     RECOMMENDATIONS    How the Age Pension and super work together  How much Age Pension can you get?  IF YOU LIKED THIS EPISODE YOU MAY LIKE    Income in retirement: how to access your superannuation  Is financial advice worth it?  WE'D LOVE TO HEAR FROM YOU!     If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!      CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager Advice, Guidance and Education    Justin Bott, Services Australia Customer Information Officer     The opinions and comments shared by people in this podcast are theirs alone, and they're not necessarily shared by the Trustee. It uses information that's accurate at the time of publishing.  This is general information only. It's not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you're still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee'), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund' or ‘ART').   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they're paid.  Any information given by the guest speaker is provided as general information only and not financial advice.     

Blake Wendt from Pretzel Wealth answers questions about the age pension.See omnystudio.com/listener for privacy information.

Actuaries Institute's retirement strategy group chairman Andrew Boal joined 6PR Afternoons to talk about how the system works.  See omnystudio.com/listener for privacy information.

Welcome back to another episode of the 360 Money Matters Podcast!  In this episode, we discussed getting the most out of age pension. We talk about who can get it, how it's been changing, and how the government decides who gets it based on what you own and earn. We also share tips on how to maximise the age pension also! Furthermore, we explain that there are limits to gifting money while still qualifying for age pension. That's why it is important to plan early and get advice because living costs can be tough on just the pension. So, think carefully about your money to make sure you're set for retirement. Take charge of your financial future by learning how to maximise your age pension entitlements. Join us now! - This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of AMP Financial Planning – AFSL 232706   Episode Highlights About age pension eligibility Means testing and assessment of assets Strategies for maximizing age pension entitlements Complexities to consider regarding beneficiary impact and fund preservation Understanding spousal contribution and superannuation strategies  Gifting assets and financial structuring   Connect with Billy and Andrew! 360 Financial Strategists    Check out our latest episode here:  Apple Podcast Spotify Google Podcast  

The Age Pension has risen for both singles and couples, but is it really enough to help retirees keep up with cost of living challenges?See omnystudio.com/listener for privacy information.

Notable changes have been introduced this year for pivotal entities such as Centrelink, Age Pension, and Medicare. - Centrelink, ஓய்வூதியம் மற்றும் மருத்துவ காப்பீடு போன்றவற்றில் குறிப்பிடத்தக்க மாற்றங்கள் இந்த ஆண்டு அறிமுகப்படுத்தப்பட்டுள்ளன.

Many retired Australians qualify for some level of the Government Age Pension. If you're one of them, you could potentially use it to top up your super to support your retirement. In this episode, host Shane Hancock chats with financial adviser Steve Lambou about what the Age Pension is, how it works, and the various eligibility requirements. If you'd like a different question answered in the podcast about how you could make the most of your super, we'd love to hear from you. Complete the form at australiansuper.com/story To find out more about AustralianSuper visit australiansuper.com AustralianSuper has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of financial advice to members of AustralianSuper. Advice is provided by financial advisers who are Authorised Representatives of IFS. Fees may apply. Further information is in the IFS Financial Services Guide available by calling 1300 138 848. IFS is responsible for any advice given to you by its Authorised Representatives. This may include general financial advice which doesn't take into account your personal objectives, financial situation or needs. Before making a decision consider if the information is right for you and read the relevant Product Disclosure Statement, available at australiansuper.com/PDS or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at australiansuper.com/TMD. AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898.See omnystudio.com/listener for privacy information.

Maximizing your old age pension and minimizing your old age security clawback in Canada can require careful financial planning and an understanding of the country's pension system. However, staying informed about changes in pension legislation and consulting a financial advisor can help you navigate the complex landscape of maximizing your old age pension benefits in Canada. Listen here today to find out some of the strategies you might want to put into practice. (01:08): What's the difference between Old Age Security and Canada Pension Plan? (02:46): The basics to know to make sure you're getting your OAS (03:41): Eligibility (05:38): How does the OAS clawback work? (06:58): Some ideas on how to ensure that you get your OAS (07:54): Mistakes that people make (09:50): How fee-based accounts can help (10:38): How to deal with dividend income (11:07): Maximizing TFSAs (12:06): Income splitting (12:45): How to deal with capital gains (14:28): Gifting tax-free (15:40): Bonus ideas

*Content Warning: This episode of Doin' Time contains audio images of Aboriginal and Torres Strait Islander people who have died, and discussion of Deaths in Custody. First up on today's show, Marisa interviews Wani Wandian man, longtime activist, and President of the Black Peoples Union, Kieran Stewart-Assheton, who kicks off his interview with a brief explanation of the general aims and work of the BPU as a revolutionary political organisation, and their nonconservative NO campaign in regards to the Voice to Parliament. He goes on to discuss the history of the idea of an Aboriginal advisory committee as a Liberal Party initiative to further undermine First Nations people exercising their Sovereignty, the $25-27M in donations to the Yes23 campaign by mining companies and their affiliates, and the specific kind of Treaty the BPU aims toward... not one with a colonial government who only aims to divide and conquer and further oppress, ending the interview with words of hope. There continues to be a large gap in life expectancy between Aboriginal and non-Aboriginal people, and yet the age of access to the age pension continues to discriminate against Aboriginal people. Next up on the show, Marisa speaks with Gunditjmara woman and VACCHO CEO Jill Gallagher about the Federal Court of Australia, who has dismissed the legal challenge seeking fair and equal access to the age pension for Aboriginal and Torres Strait Islander people, failing to recognise this age pension discrimination.  She goes on to discuss the prevalence of chronic illness and overrepresentation in the criminal justice system for Aboriginal people, why she supports the Voice to Parliament, changing the culture of correctional services in Victoria, and more. Head to www.3cr.org.au/dointime for full access to links and previous podcasts.

一名原住民男子在聯邦法院打官司，他認為由於預期壽命關係，原住民應較非原住民澳洲人提前領取養老金 (Age Pension)，但敗訴而歸。

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

There's a magic number in superannuation that allows retirees to make the most of their own money and the Age Pension. It's called the super sweet spot. This week on the Friends With Money podcast, Money's Tom Watson is joined by journalist Susan Hely to discuss how the sweet spot works. Why should pre-retirees and retires know about it? What is the sweet spot for singles and couples? How does the taper trap work? What are the benefits of the aged pension? Is it still worth having a larger super balance? #friendswithmoney #tomwatson #susanhely #superannuation Listen on Apple Podcasts: https://apple.co/3mV0Cbr Listen on Google Podcasts: https://bit.ly/3qGfsoL Listen on Spotify: https://spoti.fi/3fSPI2h   Website: https://moneymag.com.au   Email: podcast@moneymag.com.au  See omnystudio.com/listener for privacy information.

从今年7月1日开始，澳大利亚政府养老金（Age Pension）领取者的年龄要求将被提高到67岁。那么在未来这一年龄可能被提高到70岁吗？

What exactly is Super? What's its purpose?This is Part 1 of a special joint episode where Cameron is hosted by Matt from Aussie Firebug to participate in a debate about superannuation with CIO of The Motley Fool Australia, Scott Phillips.* What is the purpose of Super? * Is there an alternative to the current Super system? * Thoughts on how we could fix the Super system * Do we actually need to have both Super and the Age Pension? Check out Aussie Firebug hereFollow Cameron and Jonathan on Twitter.Theme music: Happy Swing by Serge Quadrado Music under Creative Commons Licence CC BY-NC 4.0Please leave a comment with your ideas for future podcast conversations and Substack posts.Thanks for reading Fresh Economic Thinking! Subscribe for free to receive new posts and support my work. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.fresheconomicthinking.com

2023 年 1 月 1 日起，Age Pension养老金 发生两项变化，其中一个与出售自住房有关。欢迎点击收听。

I'm so excited for this one today. There's been a few potential Super changes put forth by the Albanese government lately and I wanted to get two different viewpoints on the podcast to debate the pros and cons of the changes. I also wanted to talk about Super as a high-level concept. What exactly is Super? What's the purpose of Super? Is Super fulfilling its job? etc. We have two returning guests joining in today's discussion. CIO of The Motley Fool Australia, Scott Phillips and Economist Dr Cameron Murray. I'm playing moderator between these two as they give their different opinions on some of the following topics:What is the purpose of Super? (00:03:26)Is there an alternative to the current Super system? (00:11:38)Thoughts on how we could fix the Super system (00:19:27)Do we actually need to have both Super and the Age Pension? (00:39:48)LinksCameron Murray - SubstackCameron Murray - TwitterCameron Murray - FacebookScott Phillips - TwitterScott Phillips - Facebookwww.aussiefirebug.com/podcast

Financial guru and podcast favourite Noel Whittaker joins host John Deeks to talk about all things interest rates. Noel explains where the banks got it wrong right from the start and how it's not all bad news for older Australians. Noel delves into financial products that will boost your chances of being eligible for the Age Pension.

Stephanie speaks to Joe about her OCD. Frank has been refused planning permission on his family's land in Waterford.

Rev. Bill Crews chats to Ian Henschke from National Seniors Australia about the barriers to pensioners filling skills gaps.   Currently, those on the Age Pension are allowed to earn a "Work Bonus" of $300 a fortnight for a single person, or $320 a fortnight for a couple. For every dollar earned above that amount, pension payments are reduced by 50 cents on every dollar.  The Work Bonus will be increased from December 1, taking it from $7,800 a year to $11,800 for this financial year. But the measure will expire on July 1.See omnystudio.com/listener for privacy information.

As part of the government's indexation review on a range of welfare payments, the maximum rate of the age pension will increase by 4 per cent.

As part of the government's indexation review on a range of welfare payments, the maximum rate of the age pension will increase by 4 per cent.

이번 시간에는 노인 연금(Age Pension)의 자격 요건 및 금액 산정 기준 등을 비롯해 많은 한인들이 궁금해하는 구체적인 질문에 대해 알아봅니다.

Noel Whittaker recaps the 1 July changes to superannuation, the Age Pension and deeming rates and shares some tips on navigating the economic storm.

Acknowledgement of Country// Headlines// Marisa from 3CR's Doin' Time show caught up with Nerita Waight (Yorta Yorta), CEO of the Victorian Aboriginal Legal Service, about a recent case challenging aged pension discrimination for Aboriginal and Torres Strait Islander people - which is headed for Full Federal Court later this year. The interview highlights the need for fair and equal access to benefits for Aboriginal people who commonly do not reach pension age by virtue of lower life expectancy. Until this life expectancy gap is properly addressed, Aboriginal people must have the right to retire with dignity. Listen to Doin' Time on 3CR on Mondays from 4-5PM.// Ronny Kareni, Canberra-based West Papuan activist, musician and a youth worker, joins us to provide a West Papuan analysis of prime minister Anthony Albanese's meeting with Indonesian president Joko Widodo earlier this week, and the impact of Australia-Indonesia relations on West Papuans. Ronny is a visiting fellow for the West Papua Project at the University of Wollongong and the Pacific Mission for United Liberation Movement for West Papua. You can listen to The Voice of West Papua on 3CR, Tuesdays from 6:30-7:30PM.// Mary Mallett is the CEO of the Disability Advocacy Network Australia (DANA) - the national representative body for a network of advocacy organisations in Australia - that aims to strengthen and support disability advocacy organisations. They join us today to speak about advocacy, how to build strong networks and current projects at DANA.// Dr James Lesh, urban historian and Lecturer in Cultural Heritage and Museum Studies, speaks with us today about heritage policy and climate change adaptation. James' research explores the theory and practice of heritage conservation in the twentieth and twenty-first centuries. He's had appointments at the Universities of Melbourne and Sydney and King's College London, and his latest book Values in Cities: Urban Heritage in Twentieth-Century Australia offers an overview of the Australian heritage movement.// Songs// Better Things - Kee'ahn//Fuschia - Ngaiire//

A Sydney Harbour island is being returned to Traditional Owners - A case by First Nations' Australians against the Federal Government to seek fair and equal access to the Age Pension is returning to court and Nate Jawai played for his new team, Darwin Salties, for the first time yesterday

In this podcast we discuss the impact on the surviving partner's Age Pension when a member of a couple dies. See acast.com/privacy for privacy and opt-out information.

The Age Pension income test punishes older Australians who need or want to work, says Ian Henschke, chief advocate for National Seniors Australia and spokesperson for The Alliance for a Fairer Retirement System. Today, he shares work-related statistics for over-65s, explains the rules relating to income and the Age Pension and says there's a better way. National Seniors is lobbying the government for change and wants your support.

Leon Della Bosca on the Age Pension by YourLifeChoices

অস্ট্রেলিয়ার এজড পেনশনারদের ভাতা বিগত সাত বছরের মধ্যে তাদের সর্বোচ্চ পরিমাণে বাড়তে যাচ্ছে। কিন্তু, পেনশনাররা বলছেন, বৃদ্ধি পেতে যাওয়া অর্থের পরিমাণ যথেষ্ট নয়। প্রতি পক্ষকালে বাড়ানো হচ্ছে ১৪.৮০ ডলার করে। অর্থাৎ, দিন প্রতি বাড়ছে এক ডলারের সামান্য কিছু বেশি অর্থ। অস্ট্রেলিয়ার ২.৬ মিলিয়ন পেনশনারের মধ্যে অনেকেই আজকাল তাদের দৈনন্দিন খরচ মেটাতে হিমশিম খাচ্ছেন।

Australia's aged pensioners are about to get their biggest income boost in seven years. - Pensiunan Manula Australia akan mendapatkan peningkatan pendapatan terbesar mereka dalam tujuh tahun.

Marisa spoke withChris Breen is an activist in the teachers' union, Aeu Sub Branch President at his school, and a member of the Left-wing Group solidarity. He also spoke about Union members' concerns about Mandatory vaccinations in his school. Analysis of the recent Protests was also discussed, as a result of the Pandemic!Marisa then interviewedLee -anne Carter victorian Aboriginal legal service Statewide Community Justice Programs Leader,Wiradjuri and Noongar woman about theLegal challenge launched to secure fair access to the Age Pension for Aboriginal and Torres Strait Islander people.Finally, Marisa spoke with Simone Cameron about thethree members of the Biloela family who were granted a 12-month visa extension. The youngest daughter Tharnicaa was not granted a visa, so the interview focused on human rights violations for this family, and the cruelty that has been shown by the Morison Government, as the family is stuck in Perth.

Australia's aged pensioners are about to get their biggest income boost in seven years. But pensioners say it doesn't amount to much - the increase of an extra $14.80 a fortnight works out to just over one dollar extra a day, leaving many of Australia's 2.6 million aged pensioners struggling to pay their bills. - Dawk fuq il-pensjoni tal-età fl-Awstralja se jieħdu l-akbar żjieda f'seba' snin. Imma l-pensjonanti jgħidu li dan ftit se jkollu effett biex ilaħħqu mal-ispejjeż tagħhom fil-ħajja ta' kuljum.

Povećanje penzije za dolar dnevno neće donijeti olakšanje penzionerima, koji se ionako bore da pokriju račune i rastuće životne troškove.

Australia's aged pensioners are about to get their biggest income boost in seven years. But pensioners say it doesn't amount to much - the increase of an extra $14.80 a fortnight works out to just over one dollar extra a day, leaving many of Australia's 2.6 million aged pensioners struggling to pay their bills. - オーストラリアの老齢年金、ペンションの受給者は、まもなくこの７年間で最大の收入の増額を受けます。しかし、ペンションの受給者たちは「２週間当たり14ドル80セントの増額は１日当たりにするとたった１ドルちょっとになり、あまり意味がない」と述べており、オーストラリアの老齢ペンションの受給者260万人の多くは生活費の支払いに苦しむままとなります。

Australia's aged pensioners are about to get their biggest income boost in seven years. But pensioners say it doesn't amount to much - the increase of an extra $14.80 a fortnight works out to just over one dollar extra a day, leaving many of Australia's 2.6 million aged pensioners struggling to pay their bills. - Աւստրալիոյ տարիքի թոշակառուները անցած եօթը տարիներու ամենամեծ եկամուտի յաւելումը պիտի ստանան:

Преко пет милиона корисника услуга Центрелинка, међу којима је 2,6 милиона прималаца државне пензије, од ове недеље ће добити повећање исплата. Пензионери који су самци од сада ће добијати 14,80 долара више на двонедељном нивоу, а паровима следује повећање од 22,40 долара укупно. Пензионери и економисти се слажу да повећање није довољно, нарочито имајући у виду стални раст животних трошкова.

Người về hưu ở Úc sẽ được tăng thu nhập lên đến 14.8 đô la mỗi hai tuần, được xem là mức tăng lớn. Nhưng những người hưu trí nói rằng tính ra chỉ hơn một đô la mỗi ngày trong khi nhiều người trong số 2,6 triệu người về hưu ở Úc phải vật lộn để trả các hóa đơn của họ.

Listen to the latest Australian news from SBS Gujarati. - SBS Gujarati પર સાંભળો ઓસ્ટ્રેલિયાના તાજા અને મહત્વના સમાચાર.

Following the lead of Queensland LNP Senator Gerard Rennick, Anne & Kev poke around in the stinking rotten carcass of superannuation. They chase away the flies with some fresh economic thinking from heterodox economist and past senate candidate Dr. Cameron Murray.The federal government is well aware that half all Australians think the Age Pension wont be there when they retire. But has the government swallowed their own propaganda about retirement incomes and superannuation?Show NotesFind more of Dr. Cameron Murray's work atFresh Economic Thinkinghttps://www.fresheconomicthinking.comDr. Cameron Murray's book, Game of Mates, is on the reading list for a two-day seminar in MelbourneRethinking Capitalismhttps://sustainable-prosperity.net.au/summer-school/Dr. Steven Hail, articlePrivate super: Paul Keating's innocent fraudhttps://independentaustralia.net/politics/politics-display/private-super-paul-keatings-innocent-fraud,10086Recent article detailing tax concessionshttps://www.abc.net.au/news/2021-07-19/wealthy-australians-exploiting-superannuation-tax-loophole/100303336"somewhere out there, at least one individual, couple or family has managed to squirrel away more than half a billion dollars for their retirement"Credits16 June 2021LNP Senator Gerard Rennick, Qldsuperannuation speechhttps://parlview.aph.gov.au/mediaPlayer.php?videoID=54552522:35:13Wild West by ZitronSound http://bit.ly/2nXGy9WPromoted by MrSnooze https://youtu.be/wTm-WFM0v-gCreative Commons — CC BY-ND 3.0 https://goo.gl/QHshNaMoonshine Town by JR TundraCreative Commons — Attribution 3.0 Unported— CC BY 3.0https://creativecommons.org/licenses/...Music provided by FreeMusic109 https://youtube.com/FreeMusic109Theme music:St. Germain by Alice IvyOne in Ten by UB40 

Old Age Pension | Old Age Security | Canada Pension Plan  Canada Pension Plan  First, what is the Canadian Pension Plan (CPP)? It is a fund that exists and is managed by the Canadian government. Canadians contribute money to the fund with every single paycheck, which shows up as “CPP Contribution”. It's roughly 5% of your salary, up to a maximum of roughly 57-58 grand – however, these numbers may change annually. There's a lot of myths out there. People think that it's severely underfunded, while that is not actually the case. The most recent actuarial valuation put the dollars at about $400 billion, and the actuarial valuation said that it is good for at least 75 years. It's averaged about 11% return in the last while or so. The asset allocation has also dramatically changed. It used to be nothing but bonds back in the 70s and 80s. Over the past while there's been a dramatic shift, first to equities and stocks, and then the last 5 or 10 years there's been a dramatic shift to alternatives. Real estate infrastructure, private equity, and even private debt exist now. Stocks are about a third of the CPP, with traditional bonds accounting for around 10%. The rest is all that other fun stuff that is usually uncorrelated to the stock market. ⭐Full Video and Blog Article on Pension Transfer | Pension Withdrawal  Old Age Security  Old age security (OAS) is a dollar figure that you get when you hit 65. It's based on how many years you've been a resident of Canada regardless of whether you paid into it or not, unless you made too much money in which case the OAS will be clawed back. The claw back starts at around 80k, give or take, and goes up to about 120k. It works in a linear fashion, all the way to the point where you get $0 if you make about 120k. In other words, the more money you make, the more the OAS cheque will be clawed back. Deferring CPP/OAS  If you are deferring your CPP, you are choosing to let it go for a further period of time. You can start taking your CPP as early as age 60 and you can take it as late as age 70. Every month that you take it prior, and every month that you defer is effectively 0.6% more assets that you are getting for the rest of your life. From 60 to 65 that number is 0.6% and from 65 to 70 that number is 0.7%. Think of it this way - if you defer it five years, you know you're adding about 6% or 7% per year. You are adding about 30% to 35% to the amount that you will be collecting for the rest of your life. You can do the same with the OAS. You can defer the OAS up to age 70 – the key with the OAS is you want to make sure that if you reach the age of 65 and are in a situation of getting the OAS clawed back, you should unequivocally defer it because you're not getting it anyways. If you're deferring it, things might change in your life, to the point where you're making less money and are able to collect on that OAS. In the case of OAS, defer it if you are making 120k or more. However, when should you be deferring on the CPP? There are a couple of situations that can impact whether you should take it early or not. First, the most obvious one is if you are still working and you do not need the capital, you should absolutely not take the CPP because you will pay tax on that. You're likely in a relatively high tax bracket, so you don't get the full value of the CPP. Plus, you're not deferring it, so you will not get that 30% to 40% bonus that you get by deferring it. If you don't need the cash and are still working, do not take the CPP. There are a couple of considerations to be accounted for when deciding to take the CPP earlier. If there's any issue with your health that is impacting how long you think you might live, you should consider taking it early. If you're short on cash, and you cannot meet your cashflow on a month to month basis, you should consider taking the CPP. These situations are all very dependent on a good sound financial plan. Without having a strong financial plan, you have no clue whether you should take it or not. A financial plan looks at cashflow, tax situations, and the value of your estate. It looks at all your different taxable needs, a cashflow needs on a year to year basis and spits out a solution for you so that you know where you're taking your money. To make the proper CPP decision and OAS decision, you absolutely need to have a sound financial plan. ⭐ Full Video and Blog Article on How to Prepare a Sound Retirement & Estate Planning Strategy 

澳洲作为一个高福利的国家，养老生活可以说是很多人都向往的了。优质的空气，独天得厚的地理位置，领先于国际的医疗水平...这些都让已经拿到澳洲PR 和绿卡的人骄傲。这不，最近政府又更新了一项惠民政策，而且还是立即实行！加微信2422754438，可与老移民进行一对一的沟通解决移民疑问；想要掌握最新移民资讯，请关注微信公众号：老移民oym－summer（老移民summer）加入国内外最专业的移民交流平台。一起交流移民路上遇到的各种疑难问题。让移民无后顾之忧！据《Dailymail》报道，从3月20日开始，养老金领取者每年将从福利署（Centrelink）多领近350澳元。而根据领取者的情况不同，最多的可以达到每年多领515刀。具体变现为：单身领取者每2周的养老金（Age Pension）及能源补助将从894.40澳元上调到907.60澳元，这样算下来一年下来多了343澳元。领取养老金的伴侣每2周的金额则从1348.40澳元上涨到了1368.20澳元，相当于一年多了515澳元。单身领取养老金者的能源补助为14.10澳元，伴侣则是10.60澳元。在另一方面，政府还将对老年人发放养老金补助（Pension Supplement），用来帮助老年人支持日常开支。同样的也是根据领取者的婚烟状况来的：单身者的补助为每14天67.30澳元，伴侣则是每14天50.70澳元。

澳洲作为一个高福利的国家，养老生活可以说是很多人都向往的了。优质的空气，独天得厚的地理位置，领先于国际的医疗水平...这些都让已经拿到澳洲PR 和绿卡的人骄傲。这不，最近政府又更新了一项惠民政策，而且还是立即实行！加微信2422754438，可与老移民进行一对一的沟通解决移民疑问；想要掌握最新移民资讯，请关注微信公众号：老移民oym－summer（老移民summer）加入国内外最专业的移民交流平台。一起交流移民路上遇到的各种疑难问题。让移民无后顾之忧！据《Dailymail》报道，从3月20日开始，养老金领取者每年将从福利署（Centrelink）多领近350澳元。而根据领取者的情况不同，最多的可以达到每年多领515刀。具体变现为：单身领取者每2周的养老金（Age Pension）及能源补助将从894.40澳元上调到907.60澳元，这样算下来一年下来多了343澳元。领取养老金的伴侣每2周的金额则从1348.40澳元上涨到了1368.20澳元，相当于一年多了515澳元。单身领取养老金者的能源补助为14.10澳元，伴侣则是10.60澳元。在另一方面，政府还将对老年人发放养老金补助（Pension Supplement），用来帮助老年人支持日常开支。同样的也是根据领取者的婚烟状况来的：单身者的补助为每14天67.30澳元，伴侣则是每14天50.70澳元。