Podcasts about exemptions

Episode 305-BACK TO BASICS Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 9 Gun Lawyer — Episode 305 Transcript SUMMARY KEYWORDS Gun laws, New Jersey, Machine guns, Handguns, Rifles, Shotguns, Assault firearms, Legal exemptions, Carry permits, Firearm ID, Second Amendment, Defensive use, CDC data, Gun rights, Application errors SPEAKERS Evan Nappen, Speaker 2 Evan Nappen 00:18 I’m Evan Nappen, and welcome to Gun Lawyer. So, my cohort in crime, Teddy, will not be joining us on the show today because Teddy is a brand new daddy. That’s right, he’s a father of a beautiful baby girl, which of course makes me a grandfather. Oh my God, I can’t even believe I’m saying that. She is just cute as a button, and I’m not just saying that because it’s my granddaughter. She really is. Her name is Alianna, and we are all so excited and happy about this. I can’t even begin to tell you. But Teddy has got his hands full with his beautiful wife and his beautiful new daughter, so I will be flying solo today with you. Evan Nappen 01:17 at I want to talk about is something important for gun owners in New Jersey to know, and even outside New Jersey. And that is the basics of how New Jersey bans all guns, and then creates a legal system that essentially allows and permits possession by exemption. I think this is why the entire foundation of New Jersey gun laws can eventually be completely wiped out because it takes what is a constitutional right and just reverses how that right is supposed to work. But nonetheless, the law is something you need to understand in New Jersey. And for those who don’t live in New Jersey, you want to understand this so you don’t ever see this happen in your jurisdiction. Evan Nappen 02:18 he place to begin is under New Jersey law, under N.J.S. 2C:39-5 (Unlawful possession of weapons.). Now, the 39-5. gun laws in New Jersey are where you see basically every firearm banned. Then the exemptions get created in two ways that essentially permit limited possession. It’s really insane when you think that a constitutional right is treated in this way, but yet it is. So, let’s take a look, beginning with 39-5., 2C:39-5. Now, subsection a. is a ban on machine guns, and what it says there is that any person who knowingly has in his possession any machine gun or any instrument or device adaptable for use as a machine gun, without being licensed to do so pursuant to (2C:)58-5, is guilty of a crime of the second degree. So, the only way to possess a machine gun in New Jersey is if you have a 58-5. machine gun license, and the machine gun license historically has been an impossibility to obtain. Page – 2 – of 9 Evan Nappen 03:51 But interestingly, I think we’re going to see some serious challenges because the way New Jersey structured this law, the machine gun license required you first to get a carry permit. At the time, virtually no one could get a (New Jersey permit to) carry. Now, over 100,000 Jerseyans and non-residents do have carry permits, and the standard that you’re left with the machine gun license is quite bizarre of having to show somehow it’s in the public interest for you to have it. And that’s absolutely contrary to Bruen, but for now, the number one thing to keep in mind is the machine gun prohibition does not have any other exemptions within New Jersey law. Only this license is the exemption. And when I say no other exemption, I’m talking about for an otherwise law-abiding citizen to possess. There are exemptions for certain military, police, etc. There’s exemptions even for dealers, but we’re not focused on that. We’re focused on other normal, law-abiding, average citizens. So, forget about it for machine guns. Evan Nappen 05:02 But let’s move now to the b. section of 39-5. Now that’s one that applies to a hell of a lot of folks in New Jersey. The b. section of 39-5 is handguns. Listen to how New Jersey bans handguns. New Jersey’s law says: Handguns. Any person who knowingly has in his possession any handgun, including any antique handgun, without having first obtained a permit to carry the same as provided in (2C:)58-4., is guilty of a crime of the second degree. Let that sink in, folks. The only way you can lawfully possess a handgun, possess. We’re not even talking about carry. The only way to lawfully possess that handgun on the face of the statute that prohibits the possession of a handgun is if you have a (New Jersey) permit to carry a handgun. Evan Nappen 06:06 Now I know there are a lot of folks out there that don’t have permits to carry that simply acquired a handgun with a permit to purchase a handgun. So, how can this be? How can you lawfully possess that handgun if you don’t have a carry permit when the statute requires you to have a carry permit? And if you don’t have a carry permit, you’re guilty of unlawful possession of a handgun right on the face of the statute, which is an extraordinarily serious offense. Unlawful possession of a handgun in New Jersey is a second-degree crime. New Jersey doesn’t use the term felony. They use the term crime, but it’s the equivalent of a felony. You can think of it in that way. It carries up to 10 years in State Prison, and it has a minimum mandatory three and a half years under what is called the Graves Act. Where if you’re convicted of unlawful possession of a handgun after a trial, a judge has absolutely zero discretion and must impose at least three and a half years as a minimum component of your sentence with no ability to be paroled. You do every day of that three and a half years before you’re even eligible for parole. Evan Nappen 07:31 So, since you have to have a carry to possess it, what about everyone who doesn’t? Well, the answer to that lies in the exemptions, and we’ll get to the exemptions in a moment because we’re going to talk about exemptions. But right now, we’re just talking about the statute itself that mandates a (New Jersey) carry permit in order to legally possess a handgun. Under subsection c., is rifles and shotguns, and there it says: any person who knowingly has in his possession any rifle or shotgun without having first obtained a firearm purchaser ID card in accordance with (2C:)58-3, is guilty of a crime of the third degree. So, that makes it a third degree crime, up to five years in State Prison, if you have a shotgun or Page – 3 – of 9 rifle without a firearm ID card. The law goes further to say, unless otherwise permitted by law, any person who knowingly has in his possession any loaded rifle or shotgun is guilty of a crime in third degree. So, what about those that possess rifles or shotguns without a firearms ID card? Well, on the face of this statute, you’re looking at up to five years in State Prison. However, we’re going to discuss the exemptions, and the exemptions are critical in understanding how these possessory laws actually work. Even though the exemptions are technically a defense that you, as a law-abiding citizen, can be put to the proofs where you have to prove the defense. Evan Nappen 09:03 Then there’s subsection d. of 39-5. Subsection d. is “other weapons”, and that says: any person who knowingly has in his possession any other weapon under circumstances not manifestly appropriate for such lawful uses as it may have, is guilty of a crime of the fourth degree. So, that’s up to a year and a half in State Prison for any “other weapon”, anything that may be construed as a weapon, if it’s possessed under circumstances not manifestly appropriate for such lawful uses as it may have. Look at that vague, ridiculous language there. So, anything that can be construed to be a weapon, and then the circumstances not manifestly appropriate become subject for a jury trial. So that 12 people who aren’t smart enough to avoid jury duty get to decide whether those circumstances were manifestly appropriate or not. Isn’t that cute? And you need to further know that New Jersey case law, through Kelly and Montalvo, they found that the so-called circumstance is not manifestly appropriate for such lawful uses as it may have. In Kelly, the court specifically found that self-defense was not a manifestly appropriate lawful use. Imagine that! You cannot preemptively arm yourself with a weapon under Kelly. Self-defense doesn’t cut it. But then Kelly got modified with Montalvo. If it’s in your home, if it’s in your home and you have it for self-defense, then the court actually finally came to its senses, at least on that, and said, yeah, self-defense possession in your home is manifestly appropriate circumstances, but not outside the home. So, we still need a case that says outside the home, where you’re lawfully allowed to use self-defense, where you have a right to self-defense. That even outside the home, it’s a manifestly appropriate use for any other weapon. We’ll talk more about that one in the future. Okay, but there you go. Those are the prohibitions. Evan Nappen 11:32 Then, of course, we have the infamous subsection f., and that’s where assault firearms are banned. It says: any person who knowingly has in his possession an assault firearm is guilty of a crime of the second degree. Again, that draconian Graves Act, up to 10 years, minimum mandatory three and a half. Except if the assault firearm is licensed pursuant to (2C:)58-5. And by the way, that’s the same license as a machine gun license, which virtually no one could ever get. Or rendered inoperable, and that render inoperable period went from May of ’90 to May of ’91. And you had to do a rendered inoperable form. If you didn’t do it then, you’re out of the box. You couldn’t do it. Or if it was registered. Again, that registration period expired back in ’90. It may have ’90 to ’91 as well. So, assault firearms became prohibited with no way of making them lawful after May of ’91, unless you could somehow get an assault firearm license, which was a de facto impossibility, a de facto ban. Evan Nappen 12:52 In fact, as determined in the federal court decision Coalition versus Florio that I brought, it was determined that it was a de facto ban. So, that license is known, you know, essentially it was viewed as Page – 4 – of 9 fake in so many words. You know, yeah, good luck. Like it was just structured to be an impossibility and even recognized as such by essentially by the court. So, if you had an assault firearm, there was nothing that could be done there. Exemptions that we’re going to discuss next do not apply to assault firearms. he exemptions only apply to B, C, and D. So remember, B. is the ban on handguns unless you have a (New Jersey) carry permit. C. is a ban on rifles and shotguns unless you have a firearms ID card, and D. is a ban on “other weapons” without manifest lawful purpose. Evan Nappen 13:52 However, what the statute in 39-5 does not reference, but you need to know, is that under N.J.S. 2C:39-6, you will find an entire host of exemptions. There’s exemptions for law enforcement, military, all kinds, tons of exemptions. But the exemptions that have the most bearing to the average, law-abiding citizen, they’re found in subsection e. and subsection f. of the exemptions. Let me read you what these exemptions say. The exemptions say that nothing in subsection b., c., and d. of 39-5, so that is handguns, rifles and shotguns, and other weapons under the 39-5 ban, shall be construed to prevent a person keeping or carrying about the person’s place of business, residence, premises or other land owned or possessed by the person, any firearm, or from carrying the same, in the manner specified in subsection g., which is unloaded and in a case or in the trunk, or in a securely wrapped package, from any place of purchase to the person’s residence or place of business, between the person’s dwelling and place of business, between one place of business or residence and another when moving, or between the person’s dwelling or place of business and place where the firearms are repaired, for the purpose of repair. For the purposes of this section, a place of business shall be deemed to be a fixed location. Evan Nappen 15:42 So, subsection e. of 39-6 exempts law-abiding citizens in New Jersey for possession of handguns, rifles and shotguns, and other weapons in their home, and you do not need a (New Jersey) carry permit. You do not need a firearms ID card. You do not need to have manifest lawful purpose, so-called. As long as you are simply possessing in your home, you are exempted from those requirements under 39-5. It is a law that allows possession by exemption unless one has licenses, and if you have licenses, then you’re exempt under the face of the statute. And if you have a license and you’re within exemption, you have double protection, essentially. And the exemption under subsection e. applies to home. It applies to place of business. Now that means a business you actually own. It’s not just the place you work. It’s got to be your place of business that you own. The courts have narrowly interpreted it to mean that. Not even a place you just manage. You’ve got to be an owner. It’s got to be your business. But if it is, then you have exemption there. You’re exempted for moving between your residences while moving, etc. That’s the exemption under subsection e. Evan Nappen 17:22 Then there’s an exemption under subsection f., and f. again exempts b., c., and d. of 39-5; handguns, rifles and shotguns, and other weapons under 39-5. ere the exemptions say that those prohibitions shall not apply to any member of a rifle or pistol club organized in accordance with the rules prescribed by the National Board for Promotion of Rifle Practice, in going to or from a place of target practice, carrying firearms necessary for target practice, provided the club has filed a copy of its charter with the superintendent and annually submits its list of members to the superintendent, and provided further that Page – 5 – of 9 the firearms are carried in a manner specified in subsection g., which is, of course, cased and unloaded. Evan Nappen 18:08 Here’s another exemption under f. under subsection (2). A person carrying a firearm or knife in the woods or fields, or upon the waters of the state for the purpose of hunting, target practice, or fishing, provided that the firearm is or knife is legal and appropriate for hunting and fishing purposes in the state, and the person has in the person’s possession a valid hunting license, or with respect to freshwater fishing, a valid fishing license. Number three, a person transporting any firearm or knife while traveling directly to or from place for purpose of hunting, fishing, provided you have a valid license, or directly to or from the target range, or other authorized place, for the purpose of practice match target trap skeet shooting expeditions. Provided during that whole time you’re transporting, you’re transporting pursuant to subsection g. Evan Nappen 19:18 So, the takeaway here is how New Jersey bans essentially all guns, and how the matrix is set up so that there are exemptions. Exemptions that we’ve just talked about. But keep in mind that the exemptions are a defense. The burden becomes on the defendant to have to prove that you’re within those exemptions. Otherwise you see bans. Bans that have only exemptions by way of licensing, unless you fall within those specific statutory exemptions. I think that structure is frankly disgusting as to how a constitutional right is and has been treated by New Jersey. But because of that structure, I also believe that we have a fantastic opportunity now as we see the empowerment of the Second Amendment to finally take out and take down the very foundation of New Jersey’s oppressive gun laws. Evan Nappen 20:36 By the way, I want to give you just a little heads up about a threat that is apparently lurking. This is weird and odd. I can’t hammer it down any more than what I’m going to tell you right now. But the news aggregate source called the Daily Caller, some of you may be aware of it, had an article that says “Anti-2A Group Plots New Gun Ban in New Jersey”. (https://dailycaller.com/2026/08/26/anti-2a-group-plots-new-gun-ban-in-blue-state/) This is August 26, 2026, by Harold Hutchison, who is a Second Amendment reporter that says the gun-control organization March for Our Lives, that’s the group headed up by that A one a hole of David Hogg. His group sent out an email fundraiser announcing plans to pass a weapons ban in New Jersey. And reading this is just bizarro. Remember Hogg has made his entire life and career over being a perpetual victim from the Parkland atrocity, and he’s an insane Left wing activist. By the way, if you’ve ever seen the stuff that he puts out. But anyway, this group uses this term “weapons of war”, “weapons of war”, and says, “The proposed weapons ban in New Jersey is a vital step toward getting weapons off our streets and protecting our neighborhoods from preventable tragedy.” This is a fundraiser being done by this group. Evan Nappen 22:49 When you look at the actual screenshot here from March for Our Lives, here’s what this screenshot says. From March for Our Lives. “We’re bumping this to the top of your inbox because we have a genuine, high-impact opportunity to push real gun safety forward — and we can’t afford to miss it. Right now, New Jersey lawmakers have a chance to pass critical legislation banning weapons of war from Page – 6 – of 9 our communities. When our generation first marched in 2018, people told us we were just angry kids who didn’t understand how politics worked. But together, we’ve proved that hope isn’t just a feeling — it’s an action.” And then it goes on to say, “From helping establish first-ever White House Office of Gun Violence Prevention to passing landmark federal legislation, we’ve seen what happens when young people organize and demand a better future. Passing this weapons ban in New Jersey isn’t just about one state — it sets a benchmark for the entire nation and proves that progress is unstoppable when we stand together.” Then it all says, “Will you take 10 seconds to add your name and show support for the NJ weapons ban today?” Evan Nappen 24:19 Okay. I’ve got to tell you, folks. I have no clue what the hell they’re talking about. First of all, New Jersey already has the most egregious assault firearm ban on the books and that has just taken a death punch by the Third Circuit Court of Appeals en banc with the magnificent decision wiping it out under the Second Amendment with both mags and guns. Now, granted, it is stayed at the moment because the Supreme Court has also taken up this issue. But what the hell are they talking about? New Jersey’s law is on its deathbed. It’s on life support, barely. Soon to die, and they’re talking about legislators in New Jersey promoting some weapons ban that they’re fundraising on. This is either complete fraud, which who knows with those people, or absolute mistake that they’ve confused states, I guess. Or maybe, just maybe, something else is cooking up in the New Jersey legislature. Maybe they’re tipped off to it, and I can’t find it anywhere. Maybe they’re going to try doing a kicking and screaming routine, just like they did after Bruen permitted carry and made it so New Jersey had to issue carry permits. And maybe now we’re going to see some evil plan after New Jersey’s assault firearm law bites the dust. So, this is maybe a load of B.S. nonsense. But then again, maybe it’s something out there, and we should be ready. hey may be trying to pull another Carry Killeresque maneuver on us. I don’t know, but stay tuned. As soon as we hear about anything that we can pin down, we’ll be sure in letting you know about it on the show. Evan Nappen 26:36 Hey, I want to tell you about our good friends at WeShoot. WeShoot is an indoor range in Lakewood, New Jersey. It’s the range where Teddy and I shoot, and where we train. You’ll love it at WeShoot. It is the greatest range in New Jersey. We just can’t get enough of WeShoot. I know you will really appreciate having a tremendous resource right there in Lakewood, where you can get your training, get your certificates, practice, have state-of-the-art range facilities, a great pro shop, awesome deals on guns and gear. As a matter of fact, they are offering, as we speak, the Canik Mete MC9LS, which is the 2026 Signature Series called “Drip”. It’s pretty cool. You’ve got to see the graphics on the Drip. They also have a Mossberg Silver Reserve Field. Now this is Mossberg’s over and under, very cool, and it’s a great way to get into an over and under shotgun. They also have Precision Firearms, PF15F. That’s your AR-type platform right there at WeShoot. You can go there, check out these guns and so many others. They’re also running their great programs. They have their range safety officers. They’re there with amazing skilled trainers. I’ve got to tell you, folks, make sure you check out WeShoot. You can find them online at weshootusa.com. weshootusa.com. And I know you’re gonna love their website. They’ve got beautiful photography. They really do take extra pride in what they post and how they make their website. You need to check it out and see what I’m what I’m talking about. And their instructors are just fantastic. I have always admired just the unbelievably great professionalism, courtesy, just the way they Page – 7 – of 9 treat their customers. You will be treated like gold at WeShoot. WeShoot is the best. o to WeShootUSA.com. Evan Nappen 29:22 Hey, I also want to not only shamelessly plug my book, which is New Jersey Gun Law, the Bible of Jersey Gun Law. The indispensable guidebook to helping you navigate New Jersey’s insane matrix of gun laws. It’s all set up in a question and answer format. I also want folks to know that the DOJ has opened up the Federal Relief from Disabilities Program. I’ve been waiting 33 years to be able to do this again, and that is be able to get people’s gun rights restored. That have had federal firearm prohibitors. This will restore your federal gun rights, and it is great. We really owe it to the Trump administration for reopening this program that was killed in ’93 by Chuck Schumer. For 33 years, people have been unable to regain their Second Amendment rights under federal law, if they had prohibitors. o, if you or anyone you know might be eligible, go to my website, go to EvanNappen.com. You can buy my book there. You can also read about the federal relief from disabilities. This is very hot, big stuff going on because the online portal is going to open shortly, and you want to be ready. You want to have counsel, and there’s a lot that has to get done so that we can get you in. They’re talking about probably a million people needing to get their rights restored, and it’s going to be quite a logjam. So, the sooner you’re in, the sooner you can get your rights back. I’d highly, highly recommend taking action and checking it out. Go to evannappen.com, and I’ll be happy to speak to you about your specific situation and if it’s applicable for you. Evan Nappen 31:40 Hey, I have some good news, and the good news is that the CDC, you know, the CDC, who’s currently headed by Robert Kennedy, and CDC that is now under the Trump administration. Well, guess what they did, folks? They restored defensive gun use data after Biden scrubbed it and covered it up because they didn’t want that really great important information being out there about how many lives guns save, so the corrupt Biden administration just said we’re not going to talk about it. We’re going to wipe it out. We’re not going to put that out there anymore. We’re only going to talk about guns are bad, and not ever talk about why guns are good. Well, it’s a new day. It’s a new administration, and that information has now been put back. I’m talking about an article here from Ammo and. (https://www.ammoland.com/2026/08/cdc-restores-defensive-gun-use-data/?utm_source=Ammoland+Subscribers&utm_campaign=b4aea4936c-RSS_EMAIL_CAMPAIGN&utm_medium=email&utm_term=0_6f6fac3eaa-b4aea4936c-21268623) Evan Nappen 32:56 We love AmmoLand, and this article is by John Crump, who is also one of my favorite authors at AmmoLand. John says that under the Biden administration they had removed the data, and the studies have shown that guns were used in self-defense between 60,000 times and 2.5 million times each year. Think about that, folks. 60,000 to 2.5 million times each year, guns are used in self-defense. So, even at the low range, that dwarfs the number of guns used in murders, which is approximately 15,000. Okay, dwarfs it at the lowest numbers. It approaches or exceeds the total number of gun deaths per year, which is around 40,000, according to Pew. The wide range of estimates is because of different methodologies used. So, the lower figure is drawn on the National Crime Victimization Survey, while the higher figures primarily stem from surveys conducted by criminologist Gary Kleck in the 1990s. Page – 8 – of 9 Evan Nappen 34:41 Now, a National Academies of Sciences report commissioned by the CDC itself in 2013, this is a CDC commission study. Referenced this range of 60,000 to 2.5 million defensive gun uses annually. But in 2022, with pressure from anti-gun groups such as the Gun Violence Archive, the Newtown Action Alliance, and GVPedia, in a private meeting, the CDC scrubbed the website of defensive gun use information. Through a Freedom of Information Act, they revealed that the removal was purely political, folks, and this is all according to emails that Senator Grassley obtained. One of these things here argued, and this is quoting from that email in the article by Mr. Crump, and it says. Get a load of this. This is from the antis here. “That 2.5 million number needs to be killed, buried, dug up, killed again, and buried again.” Mark Bryant, executive director of Gun Violence Archives, wrote to the CDC in one of his emails. See that? They don’t like it, man, when you’re showing that guns save lives. We can’t have truth out there. We can’t have the actual information about how people don’t want to be victims but would prefer to be defenders and live. Right? That’s Biden’s administration for you. That’s the corrupt, evil Biden administration for you, removing that information. Trump and his administration have put that data back public so you can see it and you can read it. Keep in mind that’s the CDC removing specific numeral range and the link from their own research, folks. But now, under Trump and Secretary Kennedy, the CDC is returning the statistics to its firearm injury and death page. The restored language again makes it clear, points it out that defensive gun use varies by studies, and it ranges from 60,000 to 2.5 million per year. That is awesome, and that information belongs out there. Evan Nappen 37:43 Hey, let me tell you about this week’s GOFU. GOFUs, as you know, are Gun Owner Fuck Ups. It’s where gun owners make expensive mistakes, real mistakes that I hear about and try to help them. But it’s a chance where you can avoid them for free, and this week’s GOFU has to do with references on your gun application. When you need references, please clear your references in advance. Make sure your references know you’re going to use them as a reference. I’ll tell you, we may have mentioned this before in the past, but it can’t hurt to mention it again. They’re going to get an email requesting to know how long they’ve known you and whether they have any issues with you owning guns. I get cases where people don’t bother to clear it, don’t realize the person is anti-gun and doesn’t think anyone should have a gun, or has some problem being a reference. You don’t want to have that problem. Evan Nappen 38:48 Yet recently, I’ve heard of even a worse problem, and this one is just mind-boggling. I’m still going to put it out there as a GOFU for folks because don’t ever do this. Don’t make up false references. Yeah, I’m not kidding. Do not fill out a gun application with fake references. I can’t believe I even have to say this. But do not fill out a gun application and make up phony references because your phony references are going to be contacted, and that’s called falsification of the application. It’s a crime to do that. Third degree. You’re looking at five years in State Prison. Plus, it’s really stupid, and you’ll get denied your gun license. I mean, okay, do you have to write that one down? Not to put fake references on your application? I hope not, but it’s a GOFU. Make sure you’re good about your references and clear them in advance. Only put real ones down, folks. Page – 9 – of 9 Evan Nappen 39:54 This is Evan Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 2 40:05 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E305_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. Email Evan Your Comments and Questions  talkback@gun.lawyer Join Evan's InnerCircleHere's your chance to join an elite group of the Savviest gun and knife owners in America.  Membership is totally FREE and Strictly CONFIDENTIAL.  Just enter your email to start receiving insider news, tips, and other valuable membership benefits.   Email (required) *First Name *Select list(s) to subscribe toInnerCircle Membership Yes, I would like to receive emails from Gun Lawyer Podcast. (You can unsubscribe anytime)Constant Contact Use. Please leave this field blank.var ajaxurl = "https://gun.lawyer/wp-admin/admin-ajax.php";

It's Wednesday, August 19th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark, Timothy Reed, and Adam McManus 40 European hate crimes against Christians Christians in Europe faced dozens of hate crimes in July. The Observatory on Intolerance and Discrimination Against Christians in Europe recorded 40 cases last month. Vandalism was the most common incident. In one case, authorities arrested an Islamic-State sympathizer who was planning an arson attack on a church in Hamm, Germany. The highest number of recorded incidents occurred in Germany, followed by France, Italy, and the United Kingdom.   Ebola virus has killed 2,300 people in Congo This year's Ebola outbreak in the Democratic Republic of Congo is now the deadliest in the country's history. Over 2,300 people have died as of Sunday. And cases have reached about 5,000.  Christian aid groups like Samaritan's Purse are on the ground in Congo. Franklin Graham, president of the Christian relief group, said, “Samaritan's Purse has been on the frontlines of fighting Ebola for more than a decade, and we aren't going to stop now. We are going to do everything we can to help save lives. We want people to know that God loves them, and they are not alone.”  You can donate to Samaritan's Purse relief effort in Congo through a link in our transcript today at TheWorldview.com.  Trump gives $2 billion to Christian non-profits for disaster relief Here in the United States, the Trump administration announced nearly $2 billion in health and humanitarian assistance to faith-based organizations this month.  This includes over $500 million in disaster response funding for Samaritan's Purse and a consortium jointly led by World Vision and Compassion International.  The U.S. Department of State noted, “This historic announcement is the largest allocation of global health foreign assistance to faith-based organizations in over 20 years.” Conservative kicked out of school board meeting over filthy books Texas conservative Bonnie Wallace is suing the Houston Independent School District for removing her from a school board meeting. Wallace, who is a member of Protecting Texas Children, had sought to shine light on the immoral and inappropriate materials children are subjected to in schools. When she stepped up to the podium at first, she said this which was captured on video. WALLACE: “Before you purchase new books, you need to get rid of the 500 filthy books that you have. If there's children in the audience, they need to leave.” BOARD MEMBER: “Ma'am, Point of Order. This is a public hearing.” WALLACE: “I understand that.” BOARD MEMBER: “You will not be allowed to read things that are not appropriate.” WALLACE: “Oh, not appropriate? Then, why are they in your schools?” After she cited the first vulgar reference from a children's book in the school library, the board member said this. BOARD MEMBER: ”Absolutely not! Ma'am, you are now out of order. This is your first warning. One more word, and you will be removed.” After Bonnie Wallace read a second vulgar passage from the book in the children's library, the school board member asked for a police officer to remove her from the meeting. BOARD MEMBER: “Officer, please remove this woman from the podium.” WALLACE: “If you don't like it, remove it so the children don't have access to it!” BOARD MEMBER: “Thank you very much.” Grant Stinchfield, a conservative talk show host on Real America's Voice, was understandably outraged. STINCHFIELD: “That woman you see there, being walked out, simply read one of the books in the school library. Now, if it's not appropriate for a school board meeting, how is it appropriate for our children?” In her lawsuit, Wallace alleged, “This was textbook viewpoint discrimination: Such conduct is ‘an egregious form' of content regulation that the First Amendment almost never tolerates.” Isaiah 5:20-21 says, “Woe to those who call evil good, and good evil; who put darkness for light, and light for darkness. … Woe to those who are wise in their own eyes, and prudent in their own sight!” Planned Parenthood closes Albuquerque, New Mexico abortion mill Planned Parenthood shut down its Northeast Heights abortion facility in Albuquerque, New Mexico last month.  It's the latest closure as the abortion giant consolidates locations in the state.  Bud Shaver, executive director of Abortion Free New Mexico, told LifeNews, “Despite New Mexico leaders pouring taxpayer money into abortion and using government policy to prop up the industry, abortion facilities are still consolidating and closing.” Vaccination rate for kindergartners dropped slightly Vaccination rates for kindergartners dropped slightly during the 2025-2026 school year.  The Centers for Disease Control and Prevention reports the rate dropped by one percent overall.  Exemptions from one or more vaccines rose to 4.2 percent, up from 3.6 percent the previous year. Christian men, mainline Protestants, and Catholics dissatisfied with church And finally, the American Bible Society released the latest chapter of its State of the Bible: USA 2026 report.  The survey found some population groups struggled with church attendance compared to others. These include Christian men, young adult Christians, mainline Protestants, and Roman Catholics. Gen Z men reported the lowest satisfaction with the churches they attend. Overall, weekly and monthly church attendance remain unchanged from two years ago. The survey did note an uptick in people attending church about twice a year. That amounts to about eight million more Americans attending a church service in 2025 compared to two years earlier. Psalm 84:2 and 10 says, “My soul longs, yes, even faints for the courts of the LORD. My heart and my flesh cry out for the living God. … For a day in Your courts is better than a thousand. I would rather be a doorkeeper in the house of my God than dwell in the tents of wickedness.” Close And that's The Worldview on this Wednesday, August 19th, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

The American Academy of Pediatrics is blaming the Trump administration for lower vaccination rates of children in the U.S. AP correspondent Donna Warder reports.

South African yacht crew often hear one simple statement: yachties do not pay tax.But earning money overseas does not automatically remove the obligation to declare that income, submit tax returns, or prove that an exemption applies.In this episode of Rich AF, Charl Minnaar speaks with Jamie Hadley-Grave CA(SA), Founder of Hadley-Grave Accounting & Tax, about the South African tax rules affecting yacht crew working around the world.Jamie explains how SARS determines tax residency and why many South Africans working at sea may remain liable to declare their worldwide income. He breaks down the difference between the foreign employment income exemption and the seafarer exemption, including the different qualifying periods and day requirements attached to each.The conversation also looks at what makes a vessel commercially qualifying, why commercial registration alone may not be sufficient, and how private use, charter activity, salary, bonuses, and crew tips can affect an individual's tax position.For crew relying on an exemption, documentation is critical. Jamie explains why passport stamps, signed employment contracts, payslips, bank statements, seaman's discharge books, charter certificates, and proof of commercial activity may be needed when dealing with SARS.They also discuss what can happen when yacht crew have not submitted returns for several years, including administrative penalties, provisional tax, underpayment penalties, and interest.The message is not to panic or continue avoiding the problem. It is to understand which rules apply, gather the right evidence, and address the situation before SARS comes looking.In this episode:• How SARS determines South African tax residency• Worldwide income and the obligations of South African tax residents• The foreign employment income exemption• The seafarer exemption• The 183-day and 60-day requirements• Private, commercial, and charter yacht operations• How salary, bonuses, and yacht crew tips are treated• The evidence crew may need to provide to SARS• Late tax returns, administrative penalties, and provisional tax• Why crew should become compliant sooner rather than laterGuest:Jamie Hadley-Grave CA(SA)Founder, Hadley-Grave Accounting & Taxhttps://hadleygraveaccountingtax.co.za/Instagram: @jamiehadleygraveHost:Charl MinnaarThe Yachting InvestorPrefer to read? Head to Yachting News on the website:https://www.yachtinginternationalradio.com/yachting-news

How bankruptcy exemptions actually save your home & car

State Assemblyman Pat Burke on his bill preventing entities being granted property tax exemptions benefiting private development project without local approval full 353 Tue, 11 Aug 2026 08:30:00 +0000 qckPrjeKIUulGaSmDyTZyKfJpSNTdaqd buffalo,news,new york state,wben,erie county,pat burke,north aud block WBEN Extras buffalo,news,new york state,wben,erie county,pat burke,north aud block State Assemblyman Pat Burke on his bill preventing entities being granted property tax exemptions benefiting private development project without local approval Archive of various reports and news events 2024 © 2021 Audacy, Inc.

Oklahoma does not tax Social Security benefits, and retirees can claim a ten-thousand-dollar exclusion for other retirement income. Timing your claim strategically - and coordinating spousal benefits - can significantly increase lifetime income. To learn more, visit https://www.meliagroup.com/social-security-analysis/ Melia Advisory Group City: Tulsa Address: 5424 S Memorial Dr Website: https://www.meliagroup.com/

Welcome to your weekly UAS News Update, have three stories for you this week: two more drones just got exemptions from the FCC's foreign drone ban, Axon Vision and ParaZero team up on a new non-destructive counter-drone system, and the FAA approves a drone system that can trigger avalanches on purpose. Let's get to it.The FCC just granted Conditional Approval to two more drone systems. That's Exedy Globalparts' Ayre CX and Parallel Flight Technologies' Firefly. That brings the total number of exempted drone companies to 17. Back in December, the FCC put nearly all foreign-made drones on its Covered List. That blocked new FCC approvals over national security concerns. But since March, the agency has been approving individual drones almost every month. And there's a bigger change too. As of July 21st, these approvals no longer expire at the end of 2026.Manufacturers can now keep them indefinitely, as long as they follow their onshoring plans. For everyday consumer pilots, nothing changes right now. These are commercial and industrial drones, not camera drones. And DJI and Autel still can't get new models approved under this system.Axon Vision and ParaZero Technologies have announced a new counter-drone setup. It combines Axon's ForceField detection system with ParaZero's DefendAir interceptor. DefendAir uses a net to capture rogue drones instead of shooting them down. The companies are marketing this as a non-destructive option for airports, power plants, and other sensitive sites. They say it was tested during a trial in Israel. Now, the report is a company press release, so treat the performance claims with some caution. Instead of one-size-fits-all kinetic responses, companies are building modular systems that can switch between destructive and non-destructive interception depending on the environment. What's interesting here is that “non-destructive” involves using a net to take down a rogue drone, which still poses a threat to both the drone and people on the ground while falling. The FAA has approved Drone Amplified's MONTIS system for avalanche mitigation. This lets ski resorts and transportation agencies use drones to deploy explosive charges. The goal is to trigger small, controlled avalanches before unstable snow builds into something dangerous. This won't replace helicopters or artillery towers. But it gives crews another tool, especially when weather grounds manned aircraft. It also means fewer people need to physically enter high-risk avalanche terrain. MONTIS shares engineering with the company's IGNIS platform, which is already used for prescribed burns. Drone Amplified developed this with explosives partners Austin Powder and CIL Avalanche, along with help from the Alaska Department of Transportation. It's a solid example of drones taking on jobs that are genuinely dangerous for humans.And the conversation continues on Post flight where we discuss these stories uncensored in the Premium Community, link is in the description. We'll see you for the live Q&A on Monday. Have a good weekend!https://dronedj.com/2026/07/27/fcc-drone-ban-exemption-update/https://www.suasnews.com/2026/07/axon-vision-and-parazero-introduce-new-forcefield-configuration-fornon-destructive-counter-uas-interception/https://dronedj.com/2026/07/15/montis-avalanche-drone-amplified-faa/

New planning rules aimed at making it easier for homeowners to extend and adapt their homes have come into effect.The changes mean people can now build larger home extensions, bigger garden sheds and home offices, and in some cases detached modular homes in their back gardens without applying for planning permission.TD for Limerick County and Minister of State at the Department of Agriculture, Food and the Marine, Niall Collins, and Labour TD for Limerick City, Conor Sheehan, joined the show.Image via Live95's photo library. Hosted on Acast. See acast.com/privacy for more information.

Many homeowners and real estate investors pay more in property taxes than they should. A missing exemption, incorrect property record, inflated assessment, or ownership change could cost you hundreds—or even thousands—of dollars. In this episode, Tiffany shares six legal tax strategies that may help you lower, freeze, defer, or challenge your property taxes. You'll learn how to check your homestead exemption, find errors in your property record, prepare a strong assessment appeal, and avoid costly mistakes involving LLCs, trusts, and property classifications. You'll also learn why deadlines matter and how a simple ten-minute review could improve your cash flow and support your larger tax planning goals. Before you pay your next property tax bill, listen to this episode and check the record behind the number.   Next Steps:

Host: Cindy Allen Published: July 24, 2026 Length: Not provided Presented by: Global Training Center Summary In this episode of Simply Trade: Cindy's Version, Cindy Allen returns after a two-week break to unpack one of the most operationally challenging tariff transitions of 2026. Using Taylor Swift's “Sad, Beautiful, Tragic” as the lens, she explores a trade environment defined by abrupt deadlines, overlapping authorities, and relationships that may be moving beyond their free-trade era. Cindy explains the transition from the temporary Section 122 duty to new Section 301 tariffs tied to how 60 economies address forced-labor imports. She examines the 10% and 12.5% tariff structures, the treatment of most-favored-nation duties for certain countries, general and country-specific exclusions, Section 232 carve-outs, and the importance of proper tariff stacking. The official action became applicable to most covered entries beginning July 24, 2026. The episode also looks ahead to Section 338 tariffs on selected Canadian products, continuing IEEPA refund activity, potential court challenges, and the uncertain future of USMCA. For importers, customs brokers, programmers, and trade teams, Cindy's message is practical: review every tariff number, examine every applicable annex, document the analysis, and give implementation partners some grace. This Week in Trade • The temporary Section 122 tariff ended as the new Section 301 forced-labor tariff regime took effect. • Section 301 treatment now varies by country, with 10% or 12.5% rates and special MFN calculations for certain trading partners. • General, country-specific, use-specific, and Section 232 exemptions make product-level classification and origin reviews essential. • Section 338 tariffs of 50% on selected Canadian products are scheduled to take effect on August 19, 2026. Main Topic / Discussion A Layered Section 301 Implementation Cindy breaks down the new Section 301 duties imposed in connection with foreign forced-labor import prohibitions. The headline rate is only the beginning: importers must determine the correct country treatment, whether the rate is additive or calculated net of MFN duties, and whether the product qualifies for a general or country-specific exemption. Classification, Exemptions, and Tariff Stacking The extensive annexes require careful HTS classification and product review. Exemptions include certain raw materials, products that could cause economy-wide disruption, goods unavailable in sufficient quantities from domestic or alternative sources, and products already covered by Section 232. Cindy also emphasizes the importance of following CBP's reporting sequence so each trade remedy appears on the correct tariff-stacking level. Errors in sequencing or combining duties can create problems during refund, reconciliation, protest, or liquidation activity. Canada and Section 338 New Section 338 tariffs add another layer to the changing U.S.–Canada relationship. Cindy considers whether the measures will remain negotiating leverage or take effect as scheduled—and what they could signal for the future of USMCA. The “Sad, Beautiful, Tragic” Connection Taylor Swift's song becomes a metaphor for trade relationships, predictable implementation, and a free-trade environment that may be slipping away. Cindy closes by acknowledging that international trade has entered a fundamentally different era—one requiring closer review, faster adaptation, and stronger coordination across compliance teams. Key Takeaways • Do not assume every country receives the same Section 301 treatment. Confirm the country of origin, HTS classification, applicable rate, MFN interaction, and corresponding annex. • Review both the general exclusions and every applicable country- or use-specific exclusion before determining duty liability. • Validate tariff stacking and entry-line reporting with your customs broker and software provider to reduce refund, reconciliation, and liquidation problems. • Assess exposure to the upcoming Section 338 tariffs on Canadian products now, rather than waiting until the scheduled August 19 effective date. Resources & Mentions • Global Training Center • USTR Final Section 301 Action on Forced-Labor Import Prohibitions • CBP Trade Remedies • CBP IEEPA Duty Refund Information • White House Fact Sheet: Additional Tariffs on Canada Credits Host: Cindy Allen Guest(s): N/A Producer: Lalo Solorzano

The geography tells the story. South Carolina saw more than a thousand cases centered on an insular religious community in Spartanburg County. Utah is now the epicenter with 441 cases across 22 of its 29 counties, tied partly to an FLDS community, though state officials point to statewide erosion of coverage rather than any single enclave. National kindergarten MMR coverage has fallen from 95.2 percent in 2020 to 92.5 percent in 2025, below the herd immunity threshold, and religious exemptions have risen roughly fivefold since 2010. The heart of the video is Amy Maxmen's Wired piece, in which six Utah pediatricians describe treating these children: the labored breathing, the barking cough, the spinal taps to check for meningitis. Hawk is candid about his own frustration with parents who declined vaccination and then beg doctors to save their child, and he keeps returning to the fact that the kids had no say. SUPPORT & CONNECT WITH HAWK- Support on Patreon: https://www.patreon.com/mdg650hawk - Hawk's Merch Store: https://hawkmerchstore.com - Connect on TikTok: https://www.tiktok.com/@mdg650hawk7thacct - Connect on TikTok: https://www.tiktok.com/@hawkeyewhackamole - Connect on BlueSky: https://bsky.app/profile/mdg650hawk.bsky.social - Connect on Substack: https://mdg650hawk.substack.com - Connect on Facebook: https://www.facebook.com/hawkpodcasts - Connect on Instagram: https://www.instagram.com/mdg650hawk - Connect on Twitch: https://www.twitch.tv/mdg650hawk ALL HAWK PODCASTS INFO- Additional Content Available Here: https://www.hawkpodcasts.comhttps://www.youtube.com/@hawkpodcasts- Listen to Hawk Podcasts On Your Favorite Platform:Spotify: https://spoti.fi/3RWeJfyApple Podcasts: https://apple.co/422GDuLYouTube: https://youtube.com/@hawkpodcastsiHeartRadio: https://ihr.fm/47vVBdPPandora: https://bit.ly/48COaTB

Thanks to this week's episode sponsor Masterson Farms!And thanks to our studio sponsor Biotech Innovations.  Learn more about them at www.biotechinnovationsag.com.

If you own a home, you may be paying far more in property taxes than you have to. In this episode, Tiffany explains seven legal forms that can lower, freeze, or even eliminate your property tax bill. You'll learn about homestead exemptions, senior freezes, appraisal protests, disabled veteran benefits, and other tax strategies that many homeowners never use. She also shares common mistakes that cost people thousands of dollars every year and explains the deadlines that matter most. This episode delivers practical tax tips, tax planning, and tax reduction strategies that can help you keep more of your money. Don't assume your county will tell you what's available. They won't. Listen now and make sure you're not leaving money on the table. Next Steps:

In this essential Part 1 of our series on Estate Reclamation, we welcome back Russell Paul Arthur, a certified practitioner of sovereign law and the creator of the Grace Sovereignty Academy. Russell explains the lawful procedure of reclaiming your estate—the net worth of everything you own, earn, and owe—back from the control of the Crown Commonwealth. We explore the deception of property registration, the reality of the "public estate," and how the "citizen" functions as a legal franchise that keeps your assets in bondage. This episode provides the foundational knowledge needed to transition your assets from public control to private sovereign authority. ⏱️ Complete Chapter Points & Timestamps 0:03 Welcome to the Awakening Podcast and the Sovereign Man Podcast 0:36 Russell Paul Arthur's Bio and Credentials 1:05 Welcome Back, Russell 1:17 Today's Presentation: Estate Reclamation Explained 2:04 Disclaimer and Advisory Statement 4:15 What Exactly is an Estate? Definition and Components 5:55 Everything is Taxable Under Crown Estate Control 6:16 The Public Estate: Registered Citizens and Crown Authority 6:47 Registration at Public Agencies (HM Land Registry, DVLA, Companies House) 8:42 Registration Means Handing Over Paramount Authority and Control 9:49 Roman Civil Law: The Historical Roots of Modern Legal Systems 10:06 Roman Empire Across Europe and British Isles 10:19 Roman Civil Law Brought to Africa and West Asia 10:35 No Equity in Civil Law—Predetermined Penalties and Punishments 11:17 The Public Domain: An Area of Control and Extortion 12:00 The Public Domain Doesn't Exist in Reality—Only in Fiction 12:26 Venue and Jurisdiction as Mental Containment Fields 13:03 The United Kingdom as a Corporate Enterprise 13:22 HM Land Registry, Companies House, Ministry of Justice, DVLA 15:07 Corporate Officers and Hidden Controllers 15:59 The Illusion of Democracy and Voting 16:34 Everyone is Stuck in the World of Business (Busyness) 17:16 Citizenship is Deception and Fraud 17:45 Birth Registration: How They Create Legal Bondage 18:00 The General Registrar and the Creation of the UK Citizen 18:20 You Become Legally Bonded to the UK Citizen 19:00 Voluntary Acts and the Bonded Surety System 20:01 Becoming a General Member of the Public 21:00 You're in the Public Venue and Jurisdiction 23:00 Building Your Estate Over Time in Fiction and Fraud 30:06 Status Correction and Legal Joinder 31:30 Estate Reclamation: Claiming Back Your Entire Estate 31:49 Implied Trust Arrangements with Public Agencies 32:08 Companies House and Legal Titles (Director, Chairman, Secretary) 32:46 HM Revenue & Customs and the Taxpayer Status 33:16 Language is Important When Transitioning to Sovereignty 34:27 Creating a New Private Estate in the Sovereignty Movement 35:10 Private Estate Never Registered or Incorporated 35:32 Multi-Jurisdictional Private Estate Structure 36:10 Corporations in the Public Domain and Tax Codes 36:32 Private Estate as a Charitable Missionary Entity 37:02 Tax Relief and Exemptions for Charities 37:44 Transferring Funds from Public to Private with Tax Relief 38:27 VAT and the Extortion System 38:49 VAT Registration and the End User 39:16 The Joke of VAT and Taxation 40:24 Calculating Total Tax Burden (70-80% Over Lifetime) 42:56 Creators Funds and VAT (Patreon, Buy Me A Coffee) 44:17 Most People Operating as Registered Citizens 45:02 Everything You Think is Yours is Registered in Your Name 50:01 Resident as Another Legal Title and Status 50:25 Everything Built in the Name of the Citizen 51:53 Estate Dissolution and Liquidation in Courts 78:52 What We're Doing Inside Grace Private Society 85:09 Public Trust Arrangements and Crown Estate Control 86:39 Closing Discussion and Fair Payment System 87:05 The 10-Week Trial System 87:37 10% Completion Rate and Serious Commitment Required 88:12 Buyer Beware: Many False Sovereigns Out There 88:25 Freedom Comes from Within 88:59 The Importance of Good Teachers and Guidance 89:14 Shall We End It There? 89:20 Final Links and Contact Information 89:36 End of Episode TOTAL DURATION: 89 minutes 37 seconds

Italian citizenship by marriage has specific timing rules, document requirements, and a B1 Italian language requirement that spouses of Italian citizens should understand before starting the process. For those connected to Italian citizenship by descent, dual citizenship, or marriage registration in Italy, the application can involve details that are easy to overlook, especially when language test exemptions may be relevant. In this episode of the Italian Citizenship Podcast hosted by Italian attorney Marco Permunian and dual citizen expat podcaster Rafael Di Furia, we'll learn more about Italian citizenship by marriage, the B1 language requirement, and possible exemptions.For help with the Italian citizenship process and more information about Italian Citizenship Assistance visit ICA's website:https://ItalianCitizenshipAssistance.comTo contact Italian Attorney Marco Permunian and his team of dual-citizenship experts and attorneys you can use the contact form on the Italian Citizenship Assistance website:https://italiancitizenshipassistance.com/contact/To see more from  @RafaelDiFuria  about life in Italy and life as a dual-citizen expat check out his YouTube channel and website:Http://YouTube.com/RafaelDiFuriaHttp://RafaelDiFuria.com

News and Updates: Religious Exemption from AI at Work: A North Carolina software engineer secured a faith-based workplace exemption from using AI, citing her Unitarian Universalist beliefs. Employment lawyers warn Pope Leo's encyclical could trigger a wave of similar requests, and employers who dismiss them risk Title VII discrimination lawsuits. Estonia Gives Students ChatGPT: Estonia distributed free, customized ChatGPT accounts to nearly 20,000 high school students, using a Socratic version that refuses to complete homework for them. Stanford and OpenAI are measuring the cognitive impact, with early results expected later this year. Amazon AI Shopping Search: Amazon's updated app now generates AI images of clothing and home goods as you describe them in the search bar, helping users find real products that match what they're envisioning — similar to a feature Google launched in AI Mode last year. Anthropic Engineers Inside the NSA: The Financial Times reported Anthropic embedded roughly six engineers inside the NSA to deploy its Mythos cyber model for offensive operations — the same model it calls too dangerous to release publicly — while simultaneously suing the Pentagon over military use of its other AI models. Microsoft Build 2026 Highlights: OpenClaw stole the show with a live demo proving new Microsoft Execution Container guardrails successfully blocked an AI agent from deleting user files. Microsoft unveiled an agent-first PC vision called Project Solara, with Jensen Huang declaring the PC has evolved from a personal computer to a personal AI. Microsoft MAI Models Disappoint: Microsoft launched four new in-house AI models at Build 2026 — covering reasoning, image generation, transcription, and voice — but independent testing found none outperform competitors, with Claude and Gemini still leading across every category tested.

Prime Minister Anthony Albanese says Australian small businesses will will receive 'generous' exemptions from capital gains tax after changes were announced in the last budget. The Prime Minister's announcement on follows weeks of sustained criticism from industry groups, with some concerned about what it means for future growth. Australian correspondent Murray Olds says economic uncertainty and competition from One Nation were some key factors behind this change. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Federal officials released the final rules for Medicaid requirements this week. Hiding among the nearly 400 pages of regulations is a significant change that could make it harder for Montanans to stay on the public health insurance program.

College sports has become a runaway freight train in recent years. Money and greed (as always) have emerged as the primary villains.  Everyone involved wants more. Several years ago, the NCAA began to allow student-athletes to transfer schools as often as the average student.  Prior to that, athletes were required to sit-out one full year after transferring schools.  It was supposed to encourage college athletes to think hard prior to making the decision to transfer.  Colleges also claimed that this was done to give the student-athletes enough time to acclimate themselves to the academic rigors of their new college environment. R-i-g-h-t! Today’s new NCAA Transfer Portal is becoming busier by the year Upwards of 50% of some sport’s athletes are putting their names in the Transfer Portal.  They are in search of more money and playing time elsewhere. These athletes want the right to transfer as easily as all other college students.  The processing of transferring by athletes seems to take place at blazing speed, though. An average college student has to prepare an application, supply academic performance (grades) along with a mountain of paperwork prior to being admitted as a transfer student at most major universities.  The process usually takes several months. Wouldn’t it be nice to know how (and why) these “ASAP” Transfer Portal college athletes get their paperwork processed by their new universities within just a matter of days or weeks? Then there’s the new wheel of fortune game called Name, Image, and Likeness The federal courts have allowed college athletes to be compensated based on their theoretical NIL value. The original concept of NIL sounded downright noble.  Our theoretical college football player simply wanted to have a little spending money to be able go out and enjoy an occasional burger and shake down at Arnold’s. Within years, the compensation being offered to athletes for their (cough) NIL rights has exploded.  Some players are receiving offers of hundreds of thousands of dollars from top college football, basketball, baseball, and even softball programs. The athletic conferences say they don’t like this, either.  However, they spend much of their time renegotiating television and media contracts to generate even more cash to pad their own pockets. That’s why the College Football Playoffs have risen from two teams to four to 12 today.  The conferences are battling with each other today trying to expand the football playoffs from 12 to 24 teams.  Why? More television money, of course. The athletic conferences, schools, administrators, coaches, players, and, of course, the media companies are focused on more and more money for college athletics.  The former systems are broken.  No one is showing much in the way of self restraint or leadership in attempting to resolve growing problems. Who is going to help control this mess?  Did someone say “Congress?” Of course!  Let’s ask America’s legislative body to intervene since the college sports community cannot seem to regulate its fast-growing greed. We know that the 435 House and 100 Senate members rarely agree on anything. Well, they do seem to find enough votes (usually after midnight) in late December to raise their own pay.   They won’t object when a motion for a multi-week recess is raised, either. Heaven forbid if any member of the House or Senate dares to propose a vote concerning (gasp!) term limits. So, why should anyone believe that the US Congress will be able to regulate college sports? Over the past year, the US House of Representatives has tried and recently failed.  A bill entitled the “Student Compensation through Rights and Endorsements” Act was floated.  The “SCORE” Act slithered its way through the halls of Congress at snail-like speed.  The House of Representatives couldn’t even muster enough support to force a full floor vote on the measure a few weeks ago.  That bill is now officially dead. But never fear!  The US Senate wants to “Protect” college sports! Move over, House of Representatives!  A bipartisan bill drafted by Senators Ted Cruz of Texas (R) and Maria Cantwell of Washington (D) finally emerged this past week.  It is now being contemplated by the extremely deliberative (slow moving) body called the US Senate. This bill is called the “Protect College Sports Act of 2026.”  You can read it by clicking here. The 111-page document was introduced in the Senate on Wednesday, June 3. Former University of Alabama football coach Nick Saban and several other heavyweights of college sports testified before the Senate in support of the measure.  The President is also in favor of the proposal.   Advocates believe there is a chance that it could pass by August 1, 2026.  That is less than 60 days after it was introduced to the Senate. Personally, I think there is a higher probability of seeing Charlie Brown finally kick that football that Lucy is holding this fall! Let’s review several of the primary portions of the Protect College Sports Act of 2026: Name, Image, and Likeness – The agreement would serve to put NIL under federal jurisdiction.  That is needed, because many states have already implemented a variety of different enforcement provisions and loopholes.  The proposed federal legislation would require NIL agents for athletes to be registered with the government and cap their fees at 5%.  Athletes must disclose their NIL compensation above $600 per year. Medical coverage for athletes – Colleges would be required to pay for out-of-pocket medical costs for athletes for five years following the athlete’s final competition for the school. Transfers – Each athlete would receive one transfer without losing athletic eligibility.  Subsequent transfers may be considered in the event of coaching changes, discontinued sports at a school, and for graduate students. Academics – The legislation requires athletes to complete their eligibility within five years beginning with the earlier of (a) high school graduation or (b) turning age 19.  Exemptions would exist for military service, religious missions, etc. Coaching changes – The Senate proposal would prohibit college head coaches from leaving their school prior to the end of the season to coach, recruit for, or otherwise take over at a different FBS (large division) program. Yes, this is now being called the Lane Kiffin provision. Local television for football and basketball teams – There must be at least one free local television broadcast outlet televising football and basketball games for major universities within their local market. Anti-trust protection television rights for schools and conferences – This would afford college athletics to function in the same way in which the NFL, NBA, and other national professional sports leagues operate.  However, at least 75% of the current FBS schools must sign-off on this provision for it to become effective. Bars major athletic conferences ($1 billion or more in annual revenues) from merging or acquiring each other – The Senate legislation wants to preserve and promote regional rivalries and stop major universities from changing athletic conference affiliations. College football season must end by January 8 – This provision is intended to allow for a smoother transition for students (and transfers) prior to the start of the spring semester. What I like: Restricting athletic transfers to only one time is a winner. This will keep players and the coaches from shopping around so much.  Instead, there should be increased focus on player development (and, perhaps, academics).   The proposed provision for medical coverage for athletes continuing for five years following their college participation seems like a solid idea.  The schools earn revenue from athletic competitions.  They should be required to provide catastrophic insurance coverage for athletes who are injured while playing for the school. A hard cap on five years of college eligibility is also very smart.  There is a significant physical and mental difference between an 18-year old football player coming out of high school and a 24-year old who may have been granted a sixth year of eligibility. The football season ending by January 8 is a definite winner!  Cut the regular season to 11 games if you need more time for the playoffs. (Yes, I realize that won’t happen) Local “free” television coverage for local teams sounds good. This is what the NFL does during Monday Night Football games on ESPN.  The local market’s ABC affiliate generally provides coverage for viewers who are not ESPN subscribers.  When considering this provision for college football, would all Louisiana cities not named Baton Rouge also be considered “local” for LSU football games?  Taxpayers in other Louisiana cities would also like to watch LSU (the state’s flagship public university) football games on their local TV station.  Expect a battle over this issue. I’m not so sure about… Many people are asking why we haven’t dropped the entire NIL charade and consider the players to be paid employees of the university.  The primary authors of the Senate legislation intentionally omitted this issue.  That’s because the recent House legislation dared to address this thorny issue. Arguments on the subject caused the entire bill to go down in flames. Perhaps the Supreme Court will eventually decide the matter. Another roadblock will be in getting 75% of the current 136 member FBS (major college) group of football schools to agree on the anti-trust protection issues. The Big Ten Conference and SEC (much like the House and Senate) can’t seem to agree on just about anything in recent years. With regard to college coaches leaving for other schools, shouldn’t there also be a provision that coaches cannot be fired prior to the end of the team’s season, too? I think the minimum NIL amount for reporting purposes should be raised from $600 per year to $1,200.  That would be only $100/month for an athlete.  Spend more time reviewing the larger NIL transactions. Finally, I believe that most rational adults would prefer not having the federal government getting involved in issues such as this.  Can you imagine the resulting circus of governmental regulatory requirements and exorbitant administrative costs to implement this bill if signed into law? The Senate deliberation of the proposed Save College Sports Act of 2026 might serve as a much needed wake-up call right now. The major athletic conferences should voluntarily come together ASAP to address and implement several of this bill’s best provisions. They could end the push for unwanted federal oversight and regulation by simply taking this matter into their own hands.   Hey, Big Ten and SEC!  It’s time to lead and end your petty turf wars before the Senate addresses these problems for you.  Time to get to work! The post The US Senate…Tackles College Sports??? appeared first on SwampSwamiSports.com.

Governor JB Pritzker has ordered the state to pause processing of tax exemptions for data centers in Illinois until the state legislature passes protections for consumers, first.

Governor JB Pritzker has ordered the state to pause processing of tax exemptions for data centers in Illinois until the state legislature passes protections for consumers, first.

Governor JB Pritzker has ordered the state to pause processing of tax exemptions for data centers in Illinois until the state legislature passes protections for consumers, first.

Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to be redirected to Mortgagenomics Canada Podcast YouTube ChannelCLICK HERE to be redirected to the blog version of this episode.CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

Child and adolescent psychologist Deirdre Brandner told Tom Elliott these results are not surprising.See omnystudio.com/listener for privacy information.

A round-up of the main headlines in Sweden on May 22nd 2026. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presenter/producer: Kris Boswell.

From June, foreign workers will need to earn 90% of the Swedish median monthly salary to get a work permit but the government's yet to present which jobs will be exempted. And: Two Swedes are self-isolating at home due to the hantavirus outbreak linked to the MV Hondius cruise ship.Also: We take a look at research on how Swedish language skills and religious or cultural symbols influence Swedish employers in the recruitment process.Plus: We get the latest on the Eurovision Song Contest in Vienna, where Sweden's Felicia will perform in Saturday night's grand final.

Preview for Later: Russia's Recruitment for a New Drone Army GUEST: John Hardie John Hardie explains Russia's initiative to train drone operators at a vocational school. Recruits are offered high pay and frontline exemptions to operate long-range attack drones, though actual combat deployment risks remain uncertain.1952

Schools are pushing to be exempt from Official Information Act requests. The Secondary Principals' Association is seeking legal advice, after an Auckland law student sent an onerous request to nearly 2500 schools. Darfield High School Principal Andy England says requests like these burden already-stretched principals. "It meant digging through board minutes and conversations and outlining policies and procedures that are publicly available, in most cases, for the sake of somebody doing a bit of a research project." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Speaking about the new economic forecast and the proposed exemptions for modular homes, John Cummins, Minister of State at the Department of Housing for Local Government and Planning.

Missouri Military Minute - Bill for disabled veterans tax exemptions by Minnesota News Network

Rural Health News is a weekly segment of Rural Health Today, a podcast by Hillsdale Hospital. News sources for this episode: National Association of Rural Health Clinics, “Congress Takes Steps to Exempt Health Care Workers from New H-1B Fee,” April 16, 2026, https://www.narhc.org/News/33042/Congress-Takes-Steps-to-Exempt-Health-Care-Workers-from-New-H-1B-Fee.  Congress.gov, “Text - H.R.7691 - 119th Congress (2025-2026): H-1Bs for Physicians and the Healthcare Workforce Act of 2026,” https://lawler.house.gov/uploadedfiles/lawler_169_xml.pdf. Rural Health Research Gateway, “Identification and Characteristics of Under-Resourced and High-Need Rural Counties,” April 13, 2026, https://www.ruralhealthresearch.org/alerts/708. Rural Health Research Gateway, “County-Level Differences in Health Professional Shortage Areas by Rurality, Age, and Disability Status,” April 9, 2026, https://www.ruralhealthresearch.org/alerts/693. Kayla Robbins, “A Therapy Office on Wheels Is Reaching Homeless Youth Left Behind,” April 9, 2026, https://invisiblepeople.tv/a-therapy-office-on-wheels-is-reaching-homeless-youth-left-behind/. Rural Health Today is a production of Hillsdale Hospital in Hillsdale, Michigan and a member of the Health Podcast Network. Our host is JJ Hodshire, our producer is Kyrsten Newlon, and our audio engineer is Kenji Ulmer. Special thanks to our special guests for sharing their expertise on the show, and also to the Hillsdale Hospital marketing team. If you want to submit a question for us to answer on the podcast or learn more about Rural Health Today, visit ruralhealthtoday.com.

In the third part of this five-part podcast series, Karen Tynan (shareholder, Sacramento) and Robert Rodriguez (shareholder, Sacramento), who are co-chairs of Ogletree's Workplace Violence Prevention Practice Group, examine the exemptions to California's workplace violence prevention law, SB 553. Karen, who is also chair of the Workplace Safety and Health Practice Group, and Robert cover key exemptions for healthcare facilities, law enforcement agencies, the Department of Corrections and Rehabilitation, teleworking employees, and the often-misunderstood “small business” exemption—which requires fewer than 10 employees, no public access, and IIPP compliance. The speakers also explain that employers bear the burden of proving any exemption as an affirmative defense.

On this episode of the AAF Exchange: the global economic outlook, volatility in energy markets, and Trump's tariff exemptions. AAF President Douglas Holtz-Eakin and Trade Policy Analyst Jacob Jensen join us to discuss. Apple: podcasts.apple.com/us/podcast/the-…st/id1462191777 Spotify: open.spotify.com/show/7aWwYw3EKPmTqLQMbRGR2e

Brands, Exemptions, & The 5 Year Rule bonus 1262 Wed, 15 Apr 2026 13:36:21 +0000 Nxw9v9mGxZMWsXDvOQiZVkXToxvezmIw sports Sports Daily sports Brands, Exemptions, & The 5 Year Rule Wichita's popular morning local sports talk radio show is Sports Daily with Jacob Albracht and Tommy Castor. Listen live M-F 7a-11a on KFH! 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link=https%

The Trump administration is letting oil and gas industry workers off the hook when it comes to protecting endangered whales off the southern coast of the United States. This all began last week, when the Endangered Species Committee, also known as the “God Squad,” voted to grant a rare exemption from the Endangered Species Act for Rice Whales. Anna Kramer has been covering this story for NOTUS, and joins us with the latest.Last week, Xavier University of Louisiana won the 2026 NAIA National Cheer and Dance Championship. The Gold Rush clinched victory over 14 other teams. The team previously finished in second place in 2024 and 2025. At the helm of the squad is competitive cheer head coach Glenn Caston. He was named NAIA National Coach of the Year in 2022 and 2024, has coached nine national championship teams and has nationwide experience as a cheer and dance clinician. He joins us with more on his career and the big win.The state legislature is considering several bills during the current session that deal with Taylor Opportunity Program for Students (TOPS) and other financial aid programs for postsecondary education. The non-partisan advocacy group Better Louisiana says this is an opportunity for lawmakers to find ways for these programs to work together to better serve the state's citizens and help meet Louisiana's workforce needs.Better Louisiana Chief Policy Officer Barry Erwin tells us where the organization stands on several bills. —Today's episode of Louisiana Considered was hosted by Karen Henderson. Our managing producer is Alana Schreiber. We receive production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell. You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Become a member, keep us ad free! Plus, you get access to our world-class community chat, and live sport chat groups. Become a supporter for a small monthly pledge at Patreon.Show notesToday the Spotlight falls on Therapeutic Use Exemptions, or TUEs, that are given to athletes when they have a medical condition that requires the use of an otherwise banned substance. Last week, the International Testing Agency published the record of TUE applications for 56 sports, going back six years, and we cast our eye on some of the notable drugs, sports and cases. We explore why Growth Hormone TUEs are prevalent in gymnastics, why stimulants top the list of substances, and open up some philosophical conversations about whether TUEs should be allowed at all?Also in the show, a 'triathlon' of sports news, starting with cycling recaps of Milan San Remo where Pogacar produced an extraordinary display of dominance to win one of the two monuments missing from his resume, and from the Cape Epic, where women raced shorter distances than men this year, and we explore how the rationale for this is a little shaky. From the track, we look back at the World Indoor Championships from Poland, and in the pool, a World Record in the 50m warrants some musing on how records are fallen despite tech bans.And finally, Gareth notes with some pleasure that NFL superstars where humbled by flag football specialists, reminding us that getting to the top of any sport is not an automatic right!LinksThoughts on cycling and the need to question as read out by GarethCameron McEvoy's 50m freestyle world recordThe original ITA TUE DashboardPaper from the Olympics showing prevalence < 1% in the GamesThe study on methylphenidate's performance enhancing effectsDoes gymnastics training inhibit growth in young girls?Intensive training and growth in female gymnastsJon Pike's philosophy article on TUEs in sportWorld Boxing's statement on Lin Yu-Ting's eligibilityWatch some NFL starts get bamboozled in flag football Hosted on Acast. See acast.com/privacy for more information.

Temporary housing is a major issue across Maui, especially for residents trying to rebuild after the Lahaina fires.  Maui County has expanded how it handles building permits for temporary dwellings, and created a new way to calculate water usage. Starting January 1, 2026, anyone applying for a building permit or new or additional water service must use a new water-use calculation method that estimates daily demand instead of just counting plumbing fixtures, which will change how meter sizes and impact fees are determined. There's a third tool that Maui agricultural landowners can use the agricultural exemption under HRS 46-88 for qualifying non-dwelling farm buildings, with required details, to avoid a full building permit. Today's episode explains the trifecta:  temporary building permits, the new water usage form, and agriculture exemptions. 

Temporary housing is a major issue across Maui, especially for residents trying to rebuild after the Lahaina fires.  Maui County has expanded how it handles building permits for temporary dwellings, and created a new way to calculate water usage. Starting January 1, 2026, anyone applying for a building permit or new or additional water service must use a new water-use calculation method that estimates daily demand instead of just counting plumbing fixtures, which will change how meter sizes and impact fees are determined. There's a third tool that Maui agricultural landowners can use the agricultural exemption under HRS 46-88 for qualifying non-dwelling farm buildings, with required details, to avoid a full building permit. Today's episode explains the trifecta:  temporary building permits, the new water usage form, and agriculture exemptions. 

Should families be allowed to send their children to public school without their MMR vaccine due to religious, medical or other reasons? Chad opens the show with that topic along with data on how many Minnesota kids in schools are unvaccinated.

I breakdown psyops, the Iran conflict the Shield of the America's, the war on the cartels and the medical fraud in pediatrics exposure and school exemptions for vaccinations. School exemptions for vaccinations in Ohio: https://storage.googleapis.com/production-websitebuilder-v1-0-1/601/146601/Q3I9XbJl/ba34e4f2cdac46c7b625521eebd714a6?fileName=Ohio%20K12%20Vaccine%20School%20Exemption%20Form.pdf   Book Websites: HERE and HERE. https://www.moneytreepublishing.com/shop PROMO CODE: “AEFM” for 10% OFF, or https://armreg.co.uk PROMO CODE: "americaneducationfm" for 15% off all books and products. (I receive no kickbacks).  https://www.thriftbooks.com/ Q posts book: https://drive.proton.me/urls/JJ78RV1QP8#yCO0wENuJQPH

This week on The Tax Factor, Paul Noble and Sarah Stenton kick things off with a roundup of the Top 3 tax stories making headlines, setting the scene for a discussion of some of the most talked-about developments in tax this week. Paul and Sarah begin with discussing Income Tax exemptions for major sporting events, including the Winter Olympics and the forthcoming Glasgow 2026 Commonwealth Games, explaining why these exemptions are introduced and how they operate in practice. They then examine the Netherlands’ proposed wealth tax, exploring the potential impact of taxing unrealised gains and what it could mean. The conversation also covers the rise in zero-hours contracts, highlighting the tax and policy considerations linked to changes in the UK workforce.See omnystudio.com/listener for privacy information.

Montana Revenue Director Brendan Beatty joins Voices of Montana to walk us through the new homestead and long‑term rental reduced‑rate programs, who qualifies, and how to apply, stressing the March 1 application deadline, which was extended to March 20 shortly […] The post The X's and O's Behind the Homestead/Long-Term Rental Exemptions first appeared on Voices of Montana.

A round-up of the main headlines in Sweden on January 28th 2026. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presenter/producer: Kris Boswell.

Send us a textAttention, amazon seller! This video details a significant update to Amazon's Prepaid Return Label Program, especially impacting those who sell on Amazon and deal with heavy products. Effective February 8th, 2026, this change ensures the program applies to all items regardless of value, eliminating the previous high-value exemption for US sellers. Stay informed about this crucial aspect of shipping and logistics to maintain your online selling operations.Stop eating return costs, schedule a strategy call and fix your margins before it hits harder: https://bit.ly/4jMZtxu#AmazonReturns #FBMSellerTips #BulkyProducts #AmazonSellerUpdate #ReturnLabelPolicy--------------------------------------------------------------------------Want free resources? Dowload our Free Amazon guides here:Amazon PPC Guide 2026 is here!: https://bit.ly/4lF0OYXAmazon SEO Toolkit 2026: https://bit.ly/4oC2ClTQ4 Selling Playbook: https://bit.ly/46Wqkm32025 Ecommerce Holiday Playbook: https://bit.ly/4hbygovAmazon Crisis Kit: https://bit.ly/4maWHn0TIMESTAMPS00:00 – Amazon Changes Return Policy for All Sellers00:15 – High-Value and Bulky Items No Longer Exempt00:44 – Which Products Still Qualify for Exemptions01:18 – Why You Should Rethink Product Sizing02:01 – How Safety Claims Help FBM Sellers Reduce Loss02:46 – What to Do If You're Losing Money on Returns03:26 – Final Tips: Avoid Return Costs and Protect Margins________________________________Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast:My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

The “Billion-Dollar Asset” That Still Had to Be Sold A story Bruce shares in our retirement class teaching always stops people in their tracks. A family inherited an NFL team worth just under a billion dollars. The asset was valuable. The legacy was real. But the planning wasn't there. When estate taxes came due, the heirs didn't have the liquidity to pay the bill. And because the wealth was tied up in an illiquid asset, they had to sell the team. https://www.youtube.com/live/6lCgo4y3LYs Most families will never own an NFL franchise. But plenty of families do own a business, a portfolio of real estate, land that's been in the family for generations, or investments that look substantial on paper but aren't easy to convert into cash quickly. And that's where this topic becomes personal: if you don't plan ahead, your family may be forced into decisions you never intended—simply to satisfy a tax obligation. This is why we're talking about how to avoid estate tax legally—so your wealth can serve your heirs and your purpose, not become a burden or a fire sale. The “Billion-Dollar Asset” That Still Had to Be SoldWhat You'll Learn About How to Avoid Estate Tax LegallyThe Practical Building Blocks of Estate Tax PlanningEstate Tax vs Inheritance Tax Difference: Start With the Right DefinitionsFederal Estate Tax Exemption 2026 and Why the Rules Don't Stay PutEstate Tax Exemption 2025 vs 2026: Timing MattersEstate Tax Rate 40 Percent: The “One-Time Loss” That Creates Long-Term DamageWhy Do Estate Tax Planning Strategies Matter Even If You're Under the Exemption Today?Estate Planning for Married Couples vs Surviving Spouse: The Quiet ShiftHow to Avoid Estate Tax Legally With Annual GiftingDo I Have to Report Gifts Under 19,000?When Do You Have to File Form 709 Gift Tax Return?Lifetime Gift Tax Exemption 2026: Larger Gifts and Long-Term TrackingGiving With Warm Hands: Why Legacy Planning Is Bigger Than Tax PlanningEstate Liquidity Planning: What Happens if an Estate Is Mostly Real Estate and Taxes Are Due?How Can Life Insurance Provide Liquidity for Estate Taxes?Irrevocable Trust Estate Planning StrategiesHow to Avoid Estate Tax Legally: Life Insurance for Banking vs Life Insurance for Estate Tax529 Plan Superfunding: Gifting to Reduce Estate Size (and the Control Question)The Most Important Takeaway on How to Avoid Estate Tax LegallyListen to the Full Episode on How to Avoid Estate Tax LegallyBook A Strategy CallFAQWhat is the difference between estate tax and inheritance tax?How does the estate tax exemption work?Should I do estate tax planning if I'm under the exemption today?What is the annual gift tax exclusion?Do I have to report gifts under the gift tax exclusion?When do you have to file Form 709?What happens if an estate is mostly real estate and taxes are due?How can life insurance provide liquidity for estate taxes?Which states have estate or inheritance taxes? What You'll Learn About How to Avoid Estate Tax Legally If you've ever wondered, “Will my legacy go to my family…or to the IRS?” you're asking the right question. In this blog, we're going to walk you through the core ideas from our podcast episode on estate and inheritance taxes—what they are, how exemptions work, why the rules change, and what families can do now to protect generational wealth. You'll learn: The estate tax vs inheritance tax difference (and why it matters) How the federal estate tax exemption 2026 conversation impacts planning today Why a married couple's plan can change dramatically when one spouse dies How annual gifting works (and why people confuse it) When Form 709 may come into play Why estate liquidity planning can be the difference between preserving an asset and losing it How life insurance and trusts are commonly used to create options and control Quick note: we're not attorneys. We sit in these meetings with attorneys. We collaborate with estate planning professionals constantly. Our goal is to give you a clear framework so you can make wise decisions and ask better questions with your CPA and attorney. The Practical Building Blocks of Estate Tax Planning Estate Tax vs Inheritance Tax Difference: Start With the Right Definitions One of the biggest sources of confusion we see is people using “estate tax” and “inheritance tax” like they're interchangeable. They're not. Here's the simple distinction: Estate taxes are settled by the estate. The money comes out of the estate before everything is fully distributed. Inheritance taxes are settled by the beneficiaries. The tax bill is tied to what they receive. There's also the state-level reality: not every state has inheritance tax, and state estate taxes can be entirely different from federal rules. That's why one of the first questions we encourage families to answer is: “Which taxes apply in my state, and which apply federally?” When you get the definitions right, you avoid planning in the wrong direction. Federal Estate Tax Exemption 2026 and Why the Rules Don't Stay Put When we recorded this episode, we were in December 2025, and Congress had just changed a tax bill that was expected to sunset at the start of 2026. That shift is a perfect example of why families can't build a legacy plan on the assumption that today's rules will remain tomorrow's rules. Here's what matters more than any single number: tax law can change quickly, and thresholds can move. That's why planning is less about guessing the future and more about building a structure that is resilient no matter what Congress does next. Estate Tax Exemption 2025 vs 2026: Timing Matters A detail that surprises many families is that timing can change what exemption applies. If someone passes away in one year, that year's rules apply. If they pass away the next year, the next year's exemption applies. We don't control the timing of life. But we can control the readiness of our plan. Estate Tax Rate 40 Percent: The “One-Time Loss” That Creates Long-Term Damage A federal estate tax hit can be significant. In our conversation, we referenced how quickly the dollars add up when large estates exceed the exemption threshold. But the bigger point we want you to see is this: It's not just the dollars paid in tax once. It's the generational opportunity cost of losing that capital. When your family loses money to unnecessary taxes, your family also loses what that money could have produced across decades: businesses that could have been started real estate acquisitions that could have created cash flow education and training that could have expanded a child's capacity family philanthropy that could have multiplied impact economic stability that could have protected future generations Bruce tells clients: when the money is gone, you can't make money on that money anymore. That's not just a financial statement. It's a legacy statement. Why Do Estate Tax Planning Strategies Matter Even If You're Under the Exemption Today? This is where most families get lulled to sleep. They see a high exemption and think, “We don't need to worry about estate taxes.” Two realities can make that assumption dangerous: Exemptions can change Your plan changes when one spouse dies Estate Planning for Married Couples vs Surviving Spouse: The Quiet Shift Even if you don't consider yourself “ultra-wealthy,” your planning needs to account for the fact that most couples will not pass away at the same time. A couple may look comfortably under a combined exemption threshold—then one spouse dies and the surviving spouse's position changes. Planning that felt safe becomes exposed. We see this across many areas of tax planning, not just estate taxes. The financial world often treats “married” and “single” very differently. That's why it's so important to build your plan while you still have options, flexibility, and time. How to Avoid Estate Tax Legally With Annual Gifting One of the simplest tools families can use is consistent, intentional gifting. In our episode, we talked about an annual gifting amount of $19,000 per person, per recipient, per year. The specific number can change over time, so always confirm the current annual exclusion with your CPA. But the concept is what matters. Here's why annual gifting is so powerful: It reduces the size of your estate over time It can move assets into the next generation in a planned way It can be used to build capability, not entitlement—if you pair it with purpose and guidance Do I Have to Report Gifts Under 19,000? In many situations, gifts under the annual exclusion amount don't require filing a gift tax return. That's why families like it: it's simple and consistent. Where it gets complicated is when you go above the annual threshold. When Do You Have to File Form 709 Gift Tax Return? If you exceed the annual exclusion amount, you may need to file a gift tax return (often IRS Form 709). Filing doesn't necessarily mean you owe tax immediately. It can mean the gift is tracked against lifetime gifting limits. Your CPA is the right person to guide you on the reporting mechanics for your situation. The takeaway: gifting can be one of the cleanest ways to reduce your estate—especially when you do it proactively and consistently. Lifetime Gift Tax Exemption 2026: Larger Gifts and Long-Term Tracking Beyond annual gifting, there is typically a lifetime gifting framework that tracks larger transfers. This is where families often say, “I'm confused,” and they're not alone. The important part isn't memorizing every detail—it's understanding the two-tier structure: annual gifting can be simple and repeatable larger gifts may require reporting and coordination with lifetime limits Again, this is why we encourage families to coordinate with their CPA and estate planning attorney.

A measles outbreak in South Carolina has reignited a debate many thought was settled decades ago—but this time, it's different. At a packed school board meeting, a teacher's family raises alarms, a gubernatorial candidate calls for re-examining vaccine exemptions, and parents are left asking uncomfortable questions. With over 430 reported measles cases, including infections among vaccinated individuals, this episode dives into vaccine efficacy, religious exemptions, herd immunity, and the lingering trust gap left behind by COVID-era government messaging. If vaccines work, why are vaccinated teachers getting sick? If mandates expand, where does it stop? This isn't an anti-vaccine discussion—it's a conversation about transparency, risk, trust, and whether public health policy still matches reality.

A measles outbreak in South Carolina is sparking intense debate over vaccination policies, religious exemptions, and vaccine efficacy.

**This episode was recorded before Victor Davis Hanson's December 30 medical operation** Whether it's some within the Minneapolis Somali community racking in millions of dollars from government grants for fraudulent businesses or severely unqualified illegal aliens obtaining commercial truck driving licenses, these groups were “categorized by officials as on the victimized, oppressed side of the lecture. And therefore, they were not completely audited. Because, if they had been audited, the cries of racism, nativism, etc., prejudice, bias would've been voiced. And people didn't want to be exposed to that,” argues Victor Davis Hanson on today's edition of “Victor Davis Hanson: In His Own Words.” These non-meritocratic DEI recipients are thrown into a self-perpetuating system that encourages them to continuously engage in illegal activity as they will never face consequences for their actions. When audits stop, deterrence dies—and corruption thrives. (00:00) Introduction to DEI Issues (00:56) Fraud and Exemptions in DEI (02:39) The Self-Perpetuating Cycle of Victimization (04:29) The Downfall of Meritocracy (05:23) The Future of DEI

President Donald Trump loves tariffs. But according to a new analysis from Politico, more than half of US imports right now are not subjected to them. To find out why, we spoke to Paroma Soni. She's a data and graphics reporter at Politico, where she covers trade, immigration, agriculture and politics.And later in the show, two mass shootings occurred over the weekend — one in Sydney, Australia and another at Brown University in Rhode Island. We talk to Talib Reddick, president of Brown University's Undergraduate Council of Students.In headlines, peace discussions continue on how to end Russia's war in Ukraine, Republicans scramble to pass healthcare legislation before the end of the year, and some GOP members want to introduce new affordability legislation to save their seats in the midterms. Show Notes:Check out Paroma's piece – https://tinyurl.com/2kvmep2fCall Congress – 202-224-3121Subscribe to the What A Day Newsletter – https://tinyurl.com/3kk4nyz8What A Day – YouTube – https://www.youtube.com/@whatadaypodcastFollow us on Instagram – https://www.instagram.com/crookedmedia/For a transcript of this episode, please visit crooked.com/whataday Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.