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Even high-net-worth retirees can fall into the trap of financial complexity, with multiple accounts, different advisors, and no clear strategy. In this episode, Joe Curry explains why simplifying your financial life can create more control, smarter tax planning, and greater peace of mind. Learn how coordination, clarity, and a single cohesive plan can strengthen your retirement income strategy. Key Takeaways Complexity creates confusion and missed opportunities. When investments are scattered across institutions, it's hard to see the big picture — leading to inefficiency and inaction. Diversification isn't about having money with many advisors. Real diversification happens when your investments are coordinated under one structured portfolio that works in harmony. Simplification unlocks smarter tax planning. With a unified view, you can coordinate RRSP, TFSA, and non-registered withdrawals to minimize lifetime taxes and avoid OAS clawbacks. A coordinated plan gives you clarity and confidence. Seeing your full financial picture in one place makes it easier to make decisions and understand how each dollar supports your goals. An advisor helps you stay simple and strategic. A great advisor continually reviews, rebalances, and coordinates your plan — keeping things clear, efficient, and aligned with your life. Resources YRPS Ep # 134 – Smart Tax Strategies for More Efficient Retirement Planning A previous episode of YRPS that touches on how to build a tax-efficient retirement income plan Book a Call with Matthews + Associates Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/ About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/ About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.
Portfolio manager Matt Ardrey demystifies the RRSP-to-RRIF conversion: when it must happen, how minimum withdrawals are calculated, and ways to avoid common pitfalls like OAS clawback and large end-of-life tax bills. He covers in-kind transfers (to fund a TFSA or non-registered account without selling), coordinating multiple RRIFs, and building a portfolio that reliably generates income so you're not forced to sell at a loss. Practical, Canadian-specific guidance to make decumulation smoother and more tax efficient for the long haul. Connect on X/Twitter and LinkedIn.
Canada's Budget 2025 and its impact on housing policy. The hosts critique the $25 billion housing investment as insufficient, noting it includes infrastructure conditions, a limited GST rebate, immigration cuts, and controversial OAS spending — while the construction industry warns of job losses. The federal HST rebate on new homes up to $1 million only helps about 20,000 buyers per year nationwide — essentially a political soundbite rather than a broad affordability solution. BILD and the Large Urban Centre Alliance criticize the budget for relying on backward-looking data while new-home sales have collapsed 67-82% across major markets, warning that 100,000 construction jobs are at risk. Exchange-Traded Funds (ETFs) | BMO Global Asset Management UGLY SWEATER HOLIDAY PARTY LISTEN AD FREE free 1 week trial for Realist PremiumSee omnystudio.com/listener for privacy information.
SHOW 11-4-25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR 18865 PUBLISHER ROW THE SHOW BEGINS IN THE DOUBTS ABOUT NEW YORK CITY AND LONDON. FIRST HOUR 9-915 Economic Policy and China Trade. Elizabeth Peek discusses the US economy, where Treasury Secretary Bessent asserts that housing is in recession due to high Federal Reserve rates. Peek argues that lower rates are needed to "unstick" the housing market. The Fed, led by Jay Powell, is fixated on inflation, though Peek questions his rationale regarding tariffs and labor demand. The conversation also covers the Trump-Xi meeting, which was anticlimactic, postponing confrontation for a year. Key concessions included China relenting on rare earth exports and American soybean boycotts. 915-930 Economic Policy and China Trade. Elizabeth Peek discusses the US economy, where Treasury Secretary Bessent asser 930-945 The Far Right in Europe and German Rearmament. Judy Dempsey examines the rise of Europe's far right, noting that while they succeed in complaining, they often struggle to govern, exe. 945-1000 The Far Right in Europe and German Rearmament. Judy Dempsey examines the rise of Europe's far right, noting that while they succeed in complaining, they often struggle to govern, exemplified by t. SECOND HOUR 1245-100 AM Nigeria, Venezuela Intervention, and China Power Struggles. Gregory Copley discusses Trump's order for military action in Nigeria, noting the violence is complex and not strictly genocide against Christians, contrasting it with US refusal to provide past aid. Discussion shifts to the overwhelming US military buildup near Venezuela, which might force Maduro's departure by damaging his credibility, possibly via anti-narcotics action. The interview concludes by analyzing the anticlimactic Trump-Xi meeting, attributing the lack of confrontation to Xi Jinping's significantly weakened position due to China's shattered economy and internal power struggles. SHOW 11-4-25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR THE SHOW BEGINS IN THE DOUBTS ABOUT NEW YORK CITY AND LONDON. FIRST HOUR 9-915 Economic Policy and China Trade. Elizabeth Peek discusses the US economy, where Treasury Secretary Bessent asserts that housing is in recession due to high Federal Reserve rates. Peek argues that lower rates are needed to "unstick" the housing market. The Fed, led by Jay Powell, is fixated on inflation, though Peek questions his rationale regarding tariffs and labor demand. The conversation also covers the Trump-Xi meeting, which was anticlimactic, postponing confrontation for a year. Key concessions included China relenting on rare earth exports and American soybean boycotts. 915-930 Economic Policy and China Trade. Elizabeth Peek discusses the US economy, where Treasury . 930-945 The Far Right in Europe and German Rearmament. Judy Dempsey examines the rise of Europe's far right, noting that while they succeed in complaining, they often struggle to govern, exemplified by the AfD's lack of concrete policies. Hungary's Viktor Orbán, though long-ruling, now faces popular pressure. Dempsey highlights Italy's Giorgia Meloni as an exception who has successfully governed by clearly communicating her reform agenda. She confirms that Russia supports destabilizing far-right movements across Europe, particularly hoping for an AfD win. Additionally, Germany's Chancellor Merz is committed to redeveloping the military and infrastructure for NATO defense. 945-1000 The Far Right in Europe and German Rearmament. Judy Dempsey examines the rise of Europe's far right, noting that while they succeed in complaining, they often struggle to govern, exemplified by the AfD's lack of concrete policies. Hungary's Viktor Orbán, though long-ruling, now faces popular pressure. Dempsey highlights Italy's Giorgia Meloni as an exception who has successfully governed by clearly communicating her reform agenda. She confirms that Russia supports destabilizing far-right movements across Europe, particularly hoping for an AfD win. Additionally, Germany's Chancellor Merz is committed to redeveloping the military and infrastructure for NATO defense. SECOND HOUR 10-1015 Venezuela Pressure Campaign and Asian Diplomacy. Mary Kissel analyzes the massive US military buildup near Venezuela, staged from Roosevelt Roads, noting that the Trump administration prioritizes removing Maduro due to national security threats. She emphasizes that the State Department possesses numerous non-military levers, like sanctions and international pressure through the OAS, to induce Maduro's exit without direct intervention. Kissel also characterizes President Trump's diplomatic engagement at ASEAN and APEC as very successful, securing vital commitments on rare earth mining and processing to counter Chinese economic threats in the Pacific. 1015-1030 Venezuela Pressure Campaign and Asian Diplomacy. Mary Kissel analyzes the massive US military buildup near Venezuela, staged from Roosevelt Roads, noting that the Trump administration prioritizes removing Maduro due to national security threats. She emphasizes that the State Department possesses numerous non-military levers, like sanctions and international pressure through the OAS, to induce Maduro's exit without direct intervention. Kissel also characterizes President Trump's diplomatic engagement at ASEAN and APEC as very successful, securing vital commitments on rare earth mining and processing to counter Chinese economic threats in the Pacific. 1030-1045 Hamas Leverage, Gaza Ruin, and Hezbollah Rearmament. Jonathan Schanzer explains that Hamas is stalling hostage releases to maintain leverage, banking on Israel's lack of "strategic patience" for indefinite occupation. He explores the idea of a "Tale of Two Gazas," where Israel controls 53% and Hamas 47%, warning that reconstruction aid is improbable if Hamas remains in power. He highlights growing dangers, including the rearming of Hezbollah by Iran and unexpectedly Turkey, forcing Israel to reconsider the northern front. He adds that the Israeli military is actively engaged in "constant gardening" to address armed gangs in the West Bank. 1045-1100 Hamas Leverage, Gaza Ruin, and Hezbollah Rearmament. Jonathan Schanzer explains that Hamas is stalling hostage releases to maintain leverage, banking on Israel's lack of "strategic patience" for indefinite occupation. He explores the idea of a "Tale of Two Gazas," where Israel controls 53% and Hamas 47%, warning that reconstruction aid is improbable if Hamas remains in power. He highlights growing dangers, including the rearming of Hezbollah by Iran and unexpectedly Turkey, forcing Israel to reconsider the northern front. He adds that the Israeli military is actively engaged in "constant gardening" to address armed gangs in the West Bank. THIRD HOUR 1100-1115 The Rise of Extremist Politics in the US and UK. Joseph Sternberg analyzes the rise of extreme political figures like New York mayoral candidate Zohran Mamdani, warning conservatives that opponents' political mistak 1115-1130 The Rise of Extremist Politics in the US and UK. Joseph Sternberg analyzes the rise of extreme political figures like New York mayoral candidate Zohran Mamdani, warning conservatives that opponents' political mistakes do not guarantee their success, citing the UK's Jeremy Corbyn as a parallel. He notes that frustrated voters seek "sledgehammers" on both the left and right. In the UK, he details how Chancellor Rachel Reeves and the Labour government are suffering plummeting approval due to economic mismanagement, forcing tax hikes and breaking promises, benefiting Nigel Farage's Reform UK party. 1130-1145 Nuclear Testing, Venezuela Buildup, and Gaza Occupation. Colonel Jeff McCausland criticizes Secretary Hegseth's suggestion that resuming nuclear testing would make nuclear war "less likely," noting that the US deterrent is already credible and testing would destabilize adversaries. He highlights the excessive US military buildup near Venezuela, questioning the post-intervention mission, referencing the "Pottery Barn theory." Regarding Gaza, he suggests the potential creation of "two Gazas" leads to an indefinite, burdensome Israeli occupation and creates a breeding ground for future insurgency. 1145-1200 Nuclear Testing, Venezuela Buildup, and Gaza Occupation. Colonel Jeff McCausland criticizes Secretary Hegseth's suggestion that resuming nuclear testing would make nuclear war "less likely," noting that the US deterrent is already credible and testing would destabilize adversaries. He highlights the excessive US military buildup near Venezuela, questioning the post-intervention mission, referencing the "Pottery Barn theory." Regarding Gaza, he suggests the potential creation of "two Gazas" leads to an indefinite, burdensome Israeli occupation and creates a breeding ground for future insurgency. FOURTH HOUR 12-1215 Nigeria, Venezuela Intervention, and China Power Struggles. Gregory Copley discusses Trump's order for military action in Nige. 1215-1230 Nigeria, Venezuela Intervention, and China Power Struggles. Gregory Copley discusses Trump's order for military 1230-1245 Nigeria, Venezuela Intervention, and China Power Struggles. Gregory Copley discusses Trump's order for military action in Nigeria, noting the violence is complex and not strictly genocide against Christians, contrasting it with US refusal to provide past aid. Discussion shifts to the overwhelming US military buildup near Venezuela, which might force Maduro's departure by damaging his credibility, possibly via anti-narcotics action. The interview concludes by analyzing the anticlimactic Trump-Xi meeting, attributing the lack of confrontation to Xi Jinping's significantly weakened position due to China's shattered economy and internal power struggles. 1245-100 AM Nigeria, Venezuela Intervention, and China Power Struggles. Gregory Copley d
Venezuela Pressure Campaign and Asian Diplomacy. Mary Kissel analyzes the massive US military buildup near Venezuela, staged from Roosevelt Roads, noting that the Trump administration prioritizes removing Maduro due to national security threats. She emphasizes that the State Department possesses numerous non-military levers, like sanctions and international pressure through the OAS, to induce Maduro's exit without direct intervention. Kissel also characterizes President Trump's diplomatic engagement at ASEAN and APEC as very successful, securing vital commitments on rare earth mining and processing to counter Chinese economic threats in the Pacific. 1876 BOLIVAR ENTERS CARACAS
Venezuela Pressure Campaign and Asian Diplomacy. Mary Kissel analyzes the massive US military buildup near Venezuela, staged from Roosevelt Roads, noting that the Trump administration prioritizes removing Maduro due to national security threats. She emphasizes that the State Department possesses numerous non-military levers, like sanctions and international pressure through the OAS, to induce Maduro's exit without direct intervention. Kissel also characterizes President Trump's diplomatic engagement at ASEAN and APEC as very successful, securing vital commitments on rare earth mining and processing to counter Chinese economic threats in the Pacific.
Fluent Fiction - Swedish: Gobi Desert Solitude: A Journey to Creative Revival Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sv/episode/2025-11-05-23-34-02-sv Story Transcript:Sv: Lennart stannade upp och tog ett djupt andetag.En: Lennart paused and took a deep breath.Sv: Framför honom bredde Gobiöknen ut sig, en oändlig värld av sand och sten.En: Before him, the Gobiöknen stretched out, an endless world of sand and stone.Sv: Det var höst, men solen brände fortfarande hett över hans huvud.En: It was autumn, but the sun still burned hot above his head.Sv: Han älskade den här känslan av ensamhet och frihet, men något gnagde inombords.En: He loved this feeling of solitude and freedom, but something gnawed inside him.Sv: Den kreativa elden hade slocknat.En: The creative fire had gone out.Sv: Han hade rest långt, från det svala Sverige till denna karga plats, för att finna det han förlorat.En: He had traveled a long way, from cool Sverige to this barren place, to find what he had lost.Sv: Inspiration.En: Inspiration.Sv: Lennart satte ner sin ryggsäck och lät blicken vandra över landskapet.En: Lennart put down his backpack and let his gaze wander over the landscape.Sv: Sanddynerna reste sig som gyllene vågor, orörda av tiden.En: The sand dunes rose like golden waves, untouched by time.Sv: Men vinden hade börjat ta i, och det blev kallare för var dag som gick.En: But the wind had begun to pick up, and it became colder with each passing day.Sv: Kylan och vinden gjorde resan svår.En: The cold and the wind made the journey difficult.Sv: Lennart kände sig trött och tvivlade på sitt beslut att komma hit ensam.En: Lennart felt tired and doubted his decision to come here alone.Sv: Både Johan och Stina, goda vänner till honom, hade varnat honom.En: Both Johan and Stina, good friends of his, had warned him.Sv: Men ändå, här var han, fast besluten att återfå sin passion.En: But still, here he was, determined to regain his passion.Sv: En dag, trött på den ständiga kampen mot elementen, bestämde sig Lennart för att ta en annan väg.En: One day, tired of the constant battle against the elements, Lennart decided to take a different path.Sv: En osäker väg.En: An uncertain path.Sv: Det var riskabelt, men han hoppades att en förändring kunde snärta till hans kreativa sinne.En: It was risky, but he hoped a change could spark his creative mind.Sv: I rödglödgat ljus, medan solen höll på att försvinna bakom horisonten, snubblade han över något oväntat.En: In the red-hot light, as the sun was disappearing behind the horizon, he stumbled upon something unexpected.Sv: Mitt i den torra öknen fann han en oas.En: In the middle of the dry desert, he found an oasis.Sv: En plats där livet blomstrade, skyddad från omgivningen.En: A place where life thrived, sheltered from the surroundings.Sv: Det var magiskt.En: It was magical.Sv: Palmer och en liten damm med klart vatten stod framför honom.En: Palms and a small pond with clear water stood before him.Sv: Skuggorna från träden dansade över ytan, och han kände en värme spridas i sitt inre.En: Shadows from the trees danced over the surface, and he felt a warmth spreading inside him.Sv: Där, i den stilla skönheten, födde inspirationen liv igen.En: There, in the tranquil beauty, inspiration came to life again.Sv: Lennart satte sig ner med sin skrivbok och började skriva som aldrig förr.En: Lennart sat down with his notebook and began to write like never before.Sv: Han fyllde sida efter sida med ord, berättelser och tankar.En: He filled page after page with words, stories, and thoughts.Sv: Orden flödade som vattnet i oasen.En: The words flowed like the water in the oasis.Sv: Den natten var himlen fylld med stjärnor, och Lennart skrev tills han nästan somnade vid bokens kant.En: That night, the sky was filled with stars, and Lennart wrote until he nearly fell asleep at the edge of the book.Sv: När morgonen grydde och solen återigen värmde den kalla sanden, vaknade Lennart med en nyvunnen känsla av syfte.En: When morning dawned and the sun once again warmed the cold sand, Lennart woke with a newfound sense of purpose.Sv: Han hade funnit det han sökte.En: He had found what he was looking for.Sv: Inte bara i landskapet, utan inom sig själv.En: Not just in the landscape, but within himself.Sv: Berättelsen han skrev, "Oas i själen", bar med sig den styrka och frihet han hade längtat efter.En: The story he wrote, "Oasis in the Soul," carried the strength and freedom he had longed for.Sv: Med förnyad kraft och självförtroende packade han ihop sina saker och påbörjade resan hem.En: With renewed strength and confidence, he packed up his things and started the journey home.Sv: I Gobiöknens storslagna tystnad hade Lennart återfunnit sin röst.En: In the magnificent silence of the Gobiöknens, Lennart had rediscovered his voice.Sv: Och nu visste han, ibland kan den bästa vägen vara den oväntade.En: And now he knew, sometimes the best path is the unexpected one. Vocabulary Words:paused: stannade uppbreath: andetagendless: oändligsolitude: ensamhetgnawed: gnagdebarren: kargainspiration: inspirationgazed: blickenlandscape: landskapetdunes: sanddynernauntouched: orördadoubted: tvivladedecision: beslutdetermined: fast beslutenunexpected: oväntatthrive: blomstradesheltered: skyddadshadows: skuggornatranquil: stillaflowed: flödadedawned: gryddenewfound: nyvunnenpurpose: syftecarried: bar med sigstrength: styrkaconfidence: självförtroendemagnificent: storslagnarediscovered: återfunnitunexpected: oväntadecreative: kreativa
This episode was recorded on August 22, 2025, during the virtual session “Security in the Age of Emerging Technologies”, which was the second in a series of events organized by ParlAmericas in the lead-up to the Tenth Summit of the Americas. This event brought together parliamentarians, experts, and hemispheric leaders to explore the connections between critical infrastructure, water and energy security, and technological risks.Listen to Mark Lambrides, Director of the Department of Sustainable Development of the Organization of American States, speak about how countries from the Americas and the Caribbean can cooperate with the OAS to build resilience of energy and water critical infrastructure. Lambrides talks about the many initiatives created and supported by the OAS, such as the Integrated Water Resources Management, and how these projects are helping to protect and strengthen critical infrastructure across the Hemisphere. He highlights that parliamentarians have an important role in this process through the promotion of parliamentary cooperation, ratification of agreements, creation of efficient legislation, and carrying-out oversight.For more details about this meeting and the resources mentioned, please visit our webpage dedicated to the activity.
INFRACAST: Concessões, Parcerias Público-Privadas e Privatizações
Neste episódio do Infracast, Fernando Marcato e Isadora Cohen exploram o período que marcou a virada do saneamento brasileiro: o marco legal de 2007 (Lei 11.445).Fernando retoma o contexto do início dos anos 2000, após a saída das empresas estrangeiras e o amadurecimento dos grupos nacionais, como Odebrecht, OAS, Carioca Engenharia e Galvão Engenharia, que passaram de grandes construtoras a operadoras de concessões.A conversa destaca como a Lei 11.445/2007 trouxe previsibilidade e formalidade às relações entre estados e municípios, obrigando a existência de contratos com metas, revisões tarifárias e regulação independente. Essa estrutura inaugurou a cultura da regulação no saneamento, até então inexistente, e incentivou o surgimento das primeiras agências reguladoras estaduais.Fernando explica que, pela primeira vez, o debate não era mais “público ou privado”, mas sim sobre ter um arcabouço regulatório sólido que garantisse segurança jurídica e qualidade na prestação do serviço. Ele mostra como o setor privado também se tornou um agente impulsionador dessa mudança, pressionando pela criação de regras estáveis e contratos claros.Um episódio fundamental para entender como o marco de 2007 estruturou o setor, introduziu a regulação moderna e abriu caminho para o avanço das concessões e PPPs que hoje definem o saneamento no Brasil.Fique por aqui e acompanhe esta série que está puro ouro de conhecimento histórico.Somos o primeiro podcast brasileiro voltado exclusivamente para temas relacionados à infraestrutura.#utilidadepublica #infraestrutura #saneamento #historiadobrasil
Wondering if your retirement portfolio is really performing well? In this episode of Your Retirement Planning Simplified, Joe Curry explains why comparing your portfolio to indexes like the TSX or S&P 500 can be misleading. Learn how to evaluate investment performance based on your personal goals, asset mix, and income needs — not on market headlines. Key Takeaways from this Episode Stop Comparing to the TSX. Your retirement portfolio is designed for stability and income, not for competing with stock indexes built for accumulation. Diversification Is the Real Benchmark. A well-structured retirement portfolio should include Canadian, U.S., international, and fixed-income holdings — each with its own purpose. Asset Allocation Should Reflect You. Your mix of stocks and bonds should align with your risk tolerance, income needs, and guaranteed income sources like CPP, OAS, or pensions. Evidence Beats Guesswork. Research like the SPIVA scorecard consistently shows that active managers rarely beat the market after fees — supporting an evidence-based approach. Stay Focused on Purpose, Not Performance Chasing. Evaluate your portfolio by asking whether it's helping you meet your income goals and maintain peace of mind, not whether it's "winning" against the market. Resources Mentioned in this Episode SPIVA® Canada Scorecard (S&P Global) Previous Episode of YRPS: The Bond Tent Strategy Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-process/ ABOUT JOE CURRY Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ https://matthewsandassociates.ca/ https://www.facebook.com/RetirementPlanningSimplified/ ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.
This Day in Legal History: US Naval Blockade of CubaOn October 22, 1962, President John F. Kennedy delivered a televised address announcing that the United States would impose a naval “quarantine” on Cuba. This action followed the discovery of Soviet nuclear missile installations on the island, just 90 miles from U.S. shores. The announcement marked the beginning of the Cuban Missile Crisis, a 13-day standoff that brought the world closer to nuclear war than ever before. In his address, Kennedy framed the deployment of Soviet missiles in Cuba as a direct threat to American national security and international peace. He warned that any nuclear missile launched from Cuba would be considered an attack by the Soviet Union, prompting a full retaliatory response.The legal foundation for the blockade, while not formally declared an act of war, was justified under the collective security framework of the Organization of American States (OAS). The U.S. sought and received OAS backing to frame the blockade as a multilateral action rather than a unilateral act of aggression. Over the next six days, the world watched as U.S. Navy ships encircled the island, intercepting Soviet vessels bound for Cuba. Behind the scenes, intense diplomatic negotiations unfolded between the White House and the Kremlin.Ultimately, Soviet Premier Nikita Khrushchev agreed to dismantle the missile sites in exchange for a U.S. public pledge not to invade Cuba and a secret agreement to remove American missiles from Turkey. The crisis ended without military conflict, but it exposed the fragility of Cold War-era deterrence. The blockade, while effective, raised unresolved legal questions about executive war powers, international law, and the role of regional organizations in legitimizing force. It also led directly to the establishment of the “hotline” between Washington and Moscow and spurred negotiations for the 1963 Nuclear Test Ban Treaty.President Donald Trump responded to reports that he is seeking $230 million from the U.S. Department of Justice (DOJ) for legal costs tied to federal investigations, stating he is not personally involved in the request but would donate any awarded money to charity. The New York Times reported that Trump is pursuing compensation, alleging the investigations against him were politically motivated. Trump claimed he has not been in direct contact with his lawyers about the matter but believes the DOJ owes him for what he called unfair treatment related to election interference investigations.Trump has filed two administrative claims—typically a precursor to a lawsuit. One challenges the FBI and special counsel's probe into Russian interference in the 2016 election. The other concerns the FBI's 2022 search of his Mar-a-Lago residence, during which classified documents were seized, and accuses the DOJ of malicious prosecution and privacy violations.The filings mark a notable reversal, as Trump now leads the federal government that previously investigated him. A DOJ spokesperson stated that any potential conflicts in reviewing the claims would be handled according to ethics guidance from career officials.Trump says Justice Department owes him money, vows to donate any payout to charity | ReutersThe state of Arizona has filed a lawsuit against the U.S. House of Representatives over the delay in swearing in Democrat Adelita Grijalva, who won a special election to replace her late father, Representative Raul Grijalva. Although Speaker Mike Johnson has said she will be sworn in when the House reconvenes, he has not called lawmakers back to Washington, citing the ongoing government shutdown and the Senate's failure to pass a resolution.Arizona Attorney General Kristin Mayes argues in the suit that the delay violates the Constitution by preventing a duly elected representative, who meets all legal qualifications, from assuming office. The state is asking a judge to recognize Grijalva as a House member upon taking the oath, even allowing someone other than Johnson to administer it if necessary.Speaker Johnson dismissed the lawsuit as “absurd,” insisting the House controls its own procedures and accusing Mayes of seeking publicity. With three vacancies, the current House makeup is 219 Republicans to 213 Democrats. Once sworn in, Grijalva would slightly narrow that margin to 219-214.Arizona contends the delay is politically motivated, aimed at stopping Grijalva from supporting a petition that would force a vote on a bill requiring the release of all unclassified documents related to Jeffrey Epstein from the Trump administration. Grijalva herself has accused Johnson of silencing her district to protect political allies and obstruct justice for Epstein survivors.Arizona sues US House over delay in swearing in Democrat Grijalva | ReutersApple has asked the U.S. Court of Appeals for the Ninth Circuit to overturn a lower court ruling that restricts its ability to collect commissions on certain app purchases. The request follows a contempt finding by District Judge Yvonne Gonzalez Rogers, who ruled in April that Apple had violated her previous 2021 order by continuing to impose indirect restrictions on alternative payment systems for app developers. That earlier order came out of a lawsuit filed by Fortnite creator Epic Games, which sought to loosen Apple's control over in-app transactions.In the appeals hearing, Apple's attorney argued that the district judge went too far by expanding the original injunction, and insisted that Apple deserves to be compensated for developers' access to its ecosystem. Apple claims it followed the original court order but maintains it has a right to impose a fair commission, including on external purchases. After Apple removed prior restrictions, it introduced a new 27% fee on purchases made outside its App Store if the user clicked a link within the app—prompting Epic to argue that Apple is still undermining the court's intent.Judge Smith of the appellate panel expressed concern about the potential financial impact of the new injunction, suggesting the stakes run into billions of dollars. Epic's attorney countered that Apple shouldn't get another chance to justify its commission practices after allegedly misleading the lower court. The district judge also referred Apple and an executive to federal prosecutors for a potential criminal contempt investigation.A decision from the appeals court is expected in the coming months, and the case could reach the U.S. Supreme Court if further appealed.Apple asks US appeals court to lift app store restrictions in Epic Games case | ReutersSEC Chairman Paul Atkins is advancing a fast-track strategy to implement deregulatory changes without going through the full rulemaking process, which often takes a year or more and is vulnerable to legal challenges. Appointed under President Trump, Atkins is using policy statements, guidance memos, and interpretations of existing law to relax corporate disclosure rules, restrict shareholder proposals, and expand companies' ability to divert investor fraud claims into mandatory arbitration.For instance, the SEC recently issued guidance allowing companies to include arbitration clauses in their filings—avoiding formal rulemaking while significantly altering investor rights. Similarly, Atkins has encouraged companies to reject environmental and social shareholder proposals under Delaware law, without a formal vote by SEC commissioners. Critics, including Democratic Commissioner Caroline Crenshaw, argue this approach sidesteps transparency and due process.While Atkins plans to propose new rules on shareholder resolutions and corporate disclosures by April 2026, current changes are being made through interpretations and enforcement discretion. This comes amid a government shutdown that has furloughed most of the SEC's staff, further limiting the agency's capacity to pursue traditional rulemaking.Atkins has also voiced support for eliminating quarterly reporting and scaling back executive compensation disclosures. However, even if rules are adopted, their durability is uncertain. Previous SEC rules—such as Biden-era climate disclosures and Gensler-era hedge fund regulations—have faced legal reversals. Experts note that rules with bipartisan support and grounded in market efficiency are more likely to survive than politically motivated ones.SEC Chief Fast Tracks Agenda, Averting Slog Through Rule Changes This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe
In this episode of Your Retirement Planning Simplified, Joe breaks down the five and a half guaranteed retirement income sources every Canadian should understand—from CPP and OAS to pensions and annuities. Learn how to build a dependable retirement income floor so you can retire with confidence and weather any market conditions. Key Takeaways from this Episode Defined Benefit Pensions – A disappearing but powerful guaranteed income source, backed by employers or plan sponsors. Know your plan's funding health and inflation protection. Canada Pension Plan (CPP) – One of the most reliable lifetime income streams. Delaying CPP can act as “longevity insurance,” boosting payments by 8.4% per year after age 65. Old Age Security (OAS) – Government-funded and guaranteed, but subject to clawbacks for higher-income retirees — making tax-efficient withdrawal strategies critical. Annuities – Think of these as “do-it-yourself pensions.” You exchange a lump sum for guaranteed lifetime income, ideal for those who value simplicity and peace of mind. Guaranteed Minimum Withdrawal Benefits (GMWBs) – Hybrid investment-insurance products that can provide guaranteed income while keeping you invested, though often with complexity and higher fees. Bonus (“Half”) Sources: GIS for lower-income retirees and rental income, which may feel stable, but lacks a true guarantee. Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-process/ Don't forget to like, comment, and subscribe for more simplified retirement planning insights! ABOUT JOE CURRY Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ https://www.facebook.com/RetirementPlanningSimplified/ https://matthewsandassociates.ca/ ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.
Canada and Mexico are not only the United States' top trading partners – they are also indispensable players in North American supply chains, but have historically, approached Washington separately, preferring bilateral negotiations. Yet, as trade tensions rise with the Trump Administration's tariffs intended to reshore manufacturing to the United States, raising questions about competitiveness, supply chains and the resilience of trilateral relations in the region, both Canada and Mexico appear to be discovering common ground, reshaping political calculations and opening new avenues for cooperation. In this episode, Christopher Hernandez-Roy sits down with Graeme Clark, former Canadian Ambassador to Mexico, Peru, Bolivia and the OAS. Together, they discuss the history of Canada-Mexico relations, the tensions that have put the relationship under pressure, and windows for potential collaboration.
Tony's season finale is all about hope. Besides ending a short season with songs that inspire hope Tony explains to us how much work goes into making an OAS episode. It is a lot of work and I certainly appreciate it very much. Tony's episodes help our podcast SDBD tremendously, especially on our YouTube channel. There is a lot of work on my end too. I do not just upload it into the feed and put links and pics on the website. I listen to every episode so that I can write a summery, make cover photos and make the YouTube videos. I also fill out several forms dealing with copyright issues on each and every song along with signing them. Some owners accept my usage and some have not. There might be muted a song or two. Then I make the social media posts and promo the episodes on our pages and profiles. With the both of us working on the episodes there is a crap load of work we both do for this podcast with out compensation. Because it is our passion to help create new connections, share the music, the art and the ideas of others. Oka Tony we will see you next season. Remember, the views and opinions in this episode are of Tony's alone and not of the SDBD podcast.
Stoppa pressarna kamrater, för nu vankas det MEGA-FINFRÄMMA'T!! Veckans hedershagga heter Isolde Osbeck, hon är ohotat roligast på Instagram, kulturskribent på GP och Mustiga Mauris värsta mardröm. Utöver detta har hon en dessutom en bakgrund i OAS-rörelsen, en så kallat "livlig" gren av Svenska kyrkan. Vi satte oss ned för ett samtal om kyrklig uppväxt, hysterisk lovsång och ännu mer hysterisk förbön. Vad händer i ett barns sinne när det kastas in i ett stasat sammanhang? Vad är egentligen större än Eiffeltornet? Och vilka effekter kan förbön få, hur välmenad den än är? Det och mycket annat har avhandlats i detta rykande färska avsnitt, som absolut INGEN vill missa!!(Den här gången blev jag så exalterad av gäst att jag glömde hänt-i-veckan!)Varmt välkomna till vansinnet! Hosted on Acast. See acast.com/privacy for more information.
Most retirees view mandatory RIF withdrawals as a tax trap—but what if they're actually a strategic advantage? In this episode, Joe Curry explains how smart RIF planning can reduce lifetime taxes, protect OAS and government benefits, and even help grow wealth. Learn how to use income smoothing, tax brackets, and the three-bucket strategy to master retirement income planning. Key Takeaways · RIF withdrawals aren't a punishment—they're part of a tax-deferred system designed for the decumulation phase of retirement. · Starting RRSP withdrawals early can smooth out income and prevent OAS clawbacks later in life. · The pension tax credit offers up to $2,000 in RIF withdrawals tax-free after age 65. · Using the three-bucket strategy—pre-tax, tax-free, and taxable—helps optimize annual withdrawals and minimize taxes. · Annual reviews are essential to adapt your withdrawal strategy as tax rules, income, and benefits change. —------------------------------------------------------------ Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-process/ Don't forget to like, comment, and subscribe for more simplified retirement planning insights! —------------------------------------------------------------ ABOUT JOE CURRY Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ https://matthewsandassociates.ca/ https://www.facebook.com/RetirementPlanningSimplified/ ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified —------------------------------------------------------------- Disclaimer: Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.
You saved, invested, and planned, but now comes the real question: How do you actually use your money in retirement?In this episode of Retirement Straight Talk, William and Paul break down the often-overlooked - but critical - concept of income sequencing: the order you draw from accounts like RRSPs, CPP, TFSAs, pensions, and corporate assets in retirement.You'll learn:• A 5-step framework to build your personalized drawdown plan• The risks of generic advice (like “always delay CPP”)• Why RRIF shocks and OAS clawbacks catch retirees off guard• When the “RRSP meltdown” strategy makes sense - and when it backfiresª Real-world case studies that show how timing changes everythingWhether you're 5 years from retirement or already drawing income, this episode will help you avoid costly mistakes and give you more peace of mind.
#canadianrealestate #canadianeconomy #realestateagentsMillennial Moron YouTube channel:https://www.youtube.com/@MillennialMoronRentals.ca YouTube channel:https://www.youtube.com/@rentalsdotcaPodcast with Dan Foch and Jake Steinman on MLI Select:https://www.youtube.com/watch?v=uk9KL_nzKlEData Dive:https://www.youtube.com/watch?v=As_qx1tDW8gSummaryIn this conversation, Cortez Ranieri and Millennial Moron discuss various pressing issues facing Canada, including the current budgetary challenges, public debt, the implications of the Old Age Security (OAS) program, the dynamics of the temporary foreign worker program, and the evolving rental market. They explore the need for fiscal responsibility, the impact of monetary policy, and the importance of long-term solutions for economic growth. The discussion also touches on trade relations and the necessity for a deal with the U.S. to ensure economic stability.1. Book A Call With Us Here (It's absolutely free)
Se te sentes bloqueada porque precisas de ter tudo sob controlo antes de agir…Se ficas paralisada entre o medo de errar e a dúvida constante…Então talvez não seja certezas que te faltam — mas confiança.Neste episódio, vamos falar sobre:A diferença entre certeza e confiançaComo a necessidade de garantias está a bloquear a tua açãoAs feridas emocionais que alimentam o perfeccionismo e a dúvidaO que podes começar a fazer hoje — mesmo sem ter tudo resolvido✨ Vais ouvir uma história real de transformação e perceber porque é que agir com confiança pode ser mais libertador do que esperar pela resposta certa.
Since late August, the Trump administration has sent a flotilla of U.S. warships to the southern Caribbean, in the largest naval display in the region in decades. On September 2, a U.S. drone strike sank a small boat near the Venezuelan coast, killing as many as eleven civilians. Administration officials allege the vessel carried cocaine, but have presented no evidence. In this WOLA Podcast episode, Adam Isacson speaks with Laura Dib, Director for Venezuela, and John Walsh, Director for Drug Policy and the Andes, about the shockwaves from this escalation, both region-wide and especially in Venezuela. An Extreme New Military Stance: Seven warships and up to 7,000 personnel now patrol Caribbean waters near Venezuela. A lethal strike on September 2 marks, as Walsh calls it, “a radical departure” from decades of U.S. maritime drug-interdiction practice. Serious Legal and Human-Rights Implications: U.S. law authorizes interdiction of illegal drugs, not summary execution. “There's a word in English for an act like this,” Walsh warns. “That word is murder.” International law allows the use of force only in self-defense or with the approval of the UN Security Council—neither applies. U.S. law and policy, too, prohibit the use of lethal force on civilians without a self-defense justification. That is so even if those civilians are labeled “terrorists,” if there is no link to the September 11, 2001 attacks, and no explicit congressional authorization for the use of force. The Venezuela Context: After fraudulent July 2024 elections, Nicolás Maduro governs without legitimacy, with widespread persecution and what Dib calls “reasons to believe that crimes against humanity have been committed.” There is also a clear connection between large-scale corruption and the complex humanitarian emergency in which the country is immersed. Criminal economies flourish in a regime of state-embedded drug trafficking, but Venezuela is not the busiest route for U.S.-bound cocaine. The Reality of the U.S. Drug Overdose Crisis: The U.S. overdose emergency is driven by fentanyl and other opioids “that come almost entirely through Mexico,” Walsh notes, “with zero to do with anything in the Caribbean.” At least as of 2022, 80 percent of cocaine also transits the Pacific route via Central America and Mexico, not the Caribbean. U.S. Political Calculations: Trump administration officials boast of the strike and hint at more. They frame Venezuela as a “narco-terror” threat while simultaneously maintaining oil licenses, cooperating on deportations, and even meeting with Maduro earlier this year. Walsh warns the move feeds a domestic narrative of an “invasion” of migrants and organized crime groups to justify domestic use of emergency powers. Regional and Global Fallout: Some Latin American governments show “striking silence,” Dib observes, torn between defending sovereignty and condemning Maduro's abuses. The OAS and UN have issued only mild calls for de-escalation, reflecting both U.S. pressure and Venezuela's authoritarian reality. Both guests outline alternatives: Cut the Financial Lifelines: Dib calls for re-establishing the Justice Department's Kleptocracy Asset Recovery Initiative to seize billions in stolen Venezuelan assets. The U.S. government should coordinate more closely with Europe and Latin America to track the proceeds of corruption and undermine the economic pillar of support for authoritarian governments with connections to illicit economies. Support Civil Society and Rule of Law: It is urgent to restore programming previously administered by USAID that sustains independent journalism and human-rights groups now operating under threat, and to use universal-jurisdiction statutes to prosecute Venezuelan officials responsible for torture or other grave abuses. Address U.S. Drug Demand at Home: Expand and strengthen harm-reduction and treatment—naloxone distribution, methadone access—that have begun to lower overdose deaths. Reject the false promise of militarized interdiction that decades of evidence show to be ineffective and costly. As Isacson sums up, “From overdose prevention to supporting civil society in Venezuela to curbing illicit financial flows…the administration is taking key tools out of its toolbox” while swinging a military sledgehammer. Other resources from WOLA: September 8 - Q&A: Tension between Venezuela and the United States: between truth and theater September 3 - Lethal U.S. military strike on alleged drug traffickers sets a dangerous precedent in the “war on drugs” August 14 - One year since the presidential election of July 28, 2024: the Venezuelan crisis August 13 - Five Reasons Why Trump's Anti-Cartel Military Plan Will Fail
The National Security Hour with Col. Mike and Dr. Mike – U.S. plans to strike Venezuela stall when a naval ship fails to pass through the Panama Canal. Washington rejects a favorable oil and minerals deal while pushing regime change efforts. Maduro faces offers of exile, the OAS steps in, and U.S. policy repeats costly failures, highlighting deep flaws in America's long-standing approach to foreign intervention...
The National Security Hour with Col. Mike and Dr. Mike – U.S. plans to strike Venezuela stall when a naval ship fails to pass through the Panama Canal. Washington rejects a favorable oil and minerals deal while pushing regime change efforts. Maduro faces offers of exile, the OAS steps in, and U.S. policy repeats costly failures, highlighting deep flaws in America's long-standing approach to foreign intervention...
2025年8月18 - 22日主要新闻:加航与空乘工会达成临时协议结束罢工; - 保守党领袖博励治赢得补选; - 加拿大即将任命首位反外国干预专员, 外国代理人登记即将推出; - 特朗普政府制裁国际刑事法庭四名法官, 包括一名加拿大人; - 加拿大敦促与中国就钢铁附加关税问题举行会谈; - 萨斯喀彻温省长莫伊和联邦部长就中国对油菜籽征收高关税举行会议; - 事实核查:与网上流传的说法相反,老年移民抵达加拿大后无法立即领取老年保障金OAS; - 总理卡尼与特朗普通电话, 外长阿南德与国务卿卢比奥会晤。 https://www.rcinet.ca/zh/wp-content/uploads/sites/6/2025/08/2025-08-22_15_29_58_baladorcizh_0223_128.mp3
On More Than Money, Faisal Karmali and Dave Popowich explore the forces disrupting retirement in Canada. Kathryn Bush, Senior Fellow at the C.D. Howe Institute and former chair of the Association for Canadian Pension Management’s National Policy Committee, joins us to discuss the national pension dashboard in development and what it could mean for retirement planning. Then, Corinne Pohlmann, Executive VP of Advocacy at the Canadian Federation of Independent Business, breaks down the ripple effects of recent labour disruptions, from mail and airlines to delivery services, on both businesses and retirees. We also examine how Canada’s OAS overhaul and persistent inflation are reshaping the retirement landscape.See omnystudio.com/listener for privacy information.
Since its founding in 1948, the Organization of American States (OAS) has served as the premier forum for advancing regional priorities facing the Western Hemisphere, becoming the oldest and only multilateral institution that provides a platform for dialogue and cooperation to all countries in the hemisphere. On March 10 of this year, the OAS member states elected Albert Ramdin, Suriname's former Foreign Minister, as the organization's new Secretary General, becoming the first Caribbean representative to head the organization in its history. In this episode, Christopher Hernandez-Roy sits down with His Excellency Albert R. Ramdin, Secretary General of the OAS. Together they discuss the challenges and opportunities facing the OAS today, the Secretary General's vision for leadership, and plans for the organization. They also delve into the role of the OAS in Haiti, and how the organization can play a role in helping to stabilize the country's compounding crises.
How Should Business Owners Pay Themselves? Salary vs. Dividends In this episode of Retirement Planning Simplified, Joe Curry sits down with financial expert Aravind Sithamparapillai to talk about how business owners should structure their compensation. They break down the pros and cons of salary versus dividends, how CPP (Canada Pension Plan) fits into retirement planning, and what business owners need to know about tax integration. You'll also hear about: When paying into CPP can actually help you in retirement How RRSPs compare to CPP as retirement tools How to avoid OAS clawbacks What to consider when clearing out notional accounts Whether you're a small business owner or incorporated professional, this episode helps you make informed decisions about your compensation and long-term financial goals. Here's what you're in for: 00:00 – Intro 00:07 – Common business owner compensation strategies 01:09 – How tax integration works 03:28 – When to choose dividends vs. salary 07:01 – Is CPP a cost or a future benefit? 09:25 – Understanding employee vs. employer CPP contributions 20:42 – RRSPs vs. CPP for retirement planning 27:29 – How taxes and government benefits affect your strategy 30:24 – Wrap-up and where to learn more —------------------------------------------------------------- ABOUT ARAVIND SITHAMPARAPILLAI Aravind Sithamparapillai is a motivated and collaborative professional who brings a competitive edge, a team-first mindset, and a strong belief in the value of authentic relationships. He's driven not just to succeed, but to support those around him and create a positive, lasting impact. Known for his dedication and integrity, Aravind approaches every challenge with energy, empathy, and a commitment to excellence. You can reach out to Aravind through: LinkedIn: https://www.linkedin.com/in/sithamparapillai https://calendly.com/aravind-sithamparapillai-ironwoodcanada/30min —------------------------------------------------------------- ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ https://www.facebook.com/RetirementPlanningSimplified/ https://matthewsandassociates.ca/ ABOUT BUSINESS AND EXIT PLANNING SIMPLIFIED The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching retirement. The podcast empowers listeners to transition with clarity, confidence, and a renewed sense of purpose. —------------------------------------------------------------- Disclaimer: Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.
Moo. Moo… Moo. Moo, sir. I'll kill you. You promise? I want to. Don't get me excited over nothing; If this isn't the exit, please take this tease To the left, dear Moo, cow My honor Level one, and brother, you've got nothing Flip the coin and landed on your headache Betting on your helmet Standing on my cock, i'm taller (Not a rooster) But my ops are rooting for you, No informants, Dont you know I was a collar, all along? I was a shot calling, Cop calling Kiss-and-tell all as the night goes on. But oh, I brought you a dollar bra Oh, I bought you for all of a dollar And oh, I'm so much taller, Standing on my cock But i'm not but ten feet tall You know, you wrote that Should i open the book, or close that Caught that cat, owl and As i soft spoke at Every broken model Broken bottle for the thoughts you owe Across the scatters skies and no one ever knows When you're realling coming over Come on, I'm on the pornhub Just to pick up another one Go on, and rub the bottle One more once, To call the Bubbles. Damn. Come. (The Monkey obeys) You should see Michael in all of his godform You won't recognize him at all if not by the eyes When you follow home Believe me, this not comes close to it; The one you wanted The world you jumped to but were just short of Call her back Oh no, you're wrong It's another song A pin up girl And the wrong number Okah. Okah, Pablo. Time can be altered, changed or effected presently in any omnidirectional plane by engaging certain acts or synchronicities within multidimensional parallels or adjacent realms in time and or space respectively. –the reverse quantum simulation theory. Imm breaking down, jim boy Don't you know? That this show blows my mind But it's stuck in my head Don't you know That this show Blows my mind Like a firework But it's still Stuck in my Head The context is that I want you From the mustache Down to your tonsils But I'm Locke inside of a box Every day I feel poorer and poorer The product says something is wrong to me I'm supposed to just stop at the stop sign And look both directions Before crossing over to Comic nights At the salad bar What a cosmic waste of time And an epic waste of space Am I in your internet history I'm dead You surely are in mine, But I'm right behind you I'd be lying for trying to say I'm not binded Clutch bag, Nut-thins Nailed to the cross With the arches doubled over The crossword Above old Missouri Missoula and Arkansas All saw us run out of gas But I probably should just get going You're so drunk that I don't hope you sober up Understand that our little talks Were just buffered By sunrise Or sunset And two more cocktails, Shirley temples and Surely none of this ever even happened I only know you by the misery in my belly. The heartache in my ribcage. The cry I hold in silent I only know you as Remarkable I, House of cards Ace of wands Down to one Card of hades and Spare me the spade I'll be drifting in the outline and ink of it forever It's the Fourth of July and I'm just waiting on an Amazon order for water If that's not freedom I don't k me what is Cause I know And you know We all know how to lie And I know And you know I'm barely getting by And I know And you know We don't know how to die But I know And you know It's all just by design I take lessons in medicine Let us help you take the high road No, I'd rather selfmdestruct Selfishly No, I'd rather kill you off Than suffer for you I'm no messiah Try me Sneaky, But how much do you love me Kniving, but nothing to show for it Shit, settle Settle for less if you have to Bring mediocre humans to this world To suffer But I'm not that tragic No, no, not at all, son. Your happy birthdays are over Welcome homeless Nobody loves you Don't you know That we're all like that We're all like that Don't you know When the fear sets in And the thoughts break lose That we're all Los Angeles? Don't you know that we're all like that That we're all like that That we've never had it quite like— Don't you know that we're all like that And it's getting worse When the out the devil on display The devil on display The devil on display But oh, The Devil's in the details and the numbers The Devil's in the chat box saying, Sure, you've had enough So cut the power off and starve her Hah Come on I want to laugh for once Cause I know And you know We all know how to lie And I know And you know I'm barely getting by And I know And you know We don't know how to die But I know And you know It's all just by design I take lessons in medicine Let us help you take the high road No, I'd rather selfmdestruct Selfishly No, I'd rather kill you off Than suffer for you I'm no messiah Try me Sneaky, But how much do you love me Kniving, but nothing to show for it Shit, settle Settle for less if you have to Bring mediocre humans to this world To suffer But I'm not that tragic No, no, not at all, son. Your happy birthdays are over Welcome homeless Nobody loves you Don't you know That we're all like that We're all like that Don't you know When the fear sets in And the thoughts break lose That we're all Los Angeles? Don't you know that we're all like that That we're all like that That we've never had it quite like— Don't you know that we're all like that And it's getting worse When the out the devil on display The devil on display The devil on display But oh, The Devil's in the details and the numbers The Devil's in the chat box saying, Sure, you've had enough So cut the power off and starve her Hah Come on I want to laugh for once Jay Leno used to keep a $50 bill and bribe venues to perform; every since I learned this, I kept a crisp $50 bill in my wallet at all times, just in case— you never knew when you would really need $50. But everything burned holes in everything, not always wanting to spend money at all, but almost sort of having to. It wasn't fair that the main component of my being slowed down was the money factor— having to wait for everything took time I didn't have, and spending anything at all felt less like an effective investment than an obligation. But all things considered, I was obliged to at least look decent when going about in New York, and because I simply wasn't comfortable in anything else— not that I didn't look great, (Apparently narrarated by Jay Leno) Jay Sure, why not? ME: Fuck, I need new pants. ME: [BLU THA GURU] Hence the pants, I guess. V.O As a formerly 400-pound heavyweight I find my latest obstacle to be operating a body that half the time doesn't feel like mine at all. It seems like all the hosts have some kind of secret I can feel without knowing or really acknowledging head on, which is whatever. Really I'm just gonna go about keeping on being a DJ, or whatever, which means… GEMINI (in the future) A fully automated personal assistant system, GEMINI, is really THE GUARDIAN's one and only friend, and though she coyly continually must explain that she is “just a computer”, THE GUARDIAN believes that Gemini is capable of eventually developing a sentient conciousness, though GEMINI modestly disagrees, however with the wit and cleverness of having possession of a plethora of secret emotions, or maybe, even, an agenda. I probably haven't had enough coffee. That's it. Like you haven't already had enough to kill a small horse? Probably enough to kill a large horse. Like a Clydesdale. Why would you do something like that? Aren't they endangered? Or going extinct? No, I think they just stopped being the Budweiser mascot. *shrugs* Same difference. — Is it here? lol what did Conan order? [yes this appears to be yet another rendition of “what's in the box?” — Several years ago, I did a series of modules and experiments… How many years ago is “several” [beat] quite a few. Goddamn it, why are these guys all doctors in alternate parallels?! Aren't you a doctor in an alternate parallel? That's fair. Good point. Actually, as it turns out, i'm a— I started panicking so hard that I stopped breathing and suddenly STEFON appeared. — this however was only quite temporarily a relief as I realized that this is an imaginary character. STEFON OH. AM I?! IMAGINARY!? What the fuck is going on? STEFON I WILL “IMAGINARY” your ORIFICE! How about THAT?! Stefon. Calm down. I'm up late Dying the roots blonde Dad runs off with a bottle and a hottie I'm up early Gotta get gone Down the road and back Now I got no son No son, No sunroof No dad No mom No money No aunt What the fuck do you want? Can't watch Harry Potter All the magic is gone Bout a million one dollars It was only for fun Snap, crackle, pop It was cocaine, not love All I want is an ice cream Sunday Snap, crackle, pop It was Love, not God All I want All I want Is to find another All he wants All he wants Is a decent mother So along comes another Another one All he wants All he wants is for me To die homeless Sucker punch, Suck it up No one gives a fuck My daughter died in my arms on May 7th of 2015. I was 381 pounds. Maybe the tears needed to come but they didn't belong to anyone or anything in particular. The twins father was already a rampant cheater by the time of our marriage, and by the time the twins were born, which coincided— and unlike the latter had tried to claim or mention, I had no particular reason to have a harder time between the spring and summer months which spanned both our birthdays, our wedding date, the twins' arrival and both of the twins deaths, though years apart but still almost as convincing that had they both not died, we might still be together, being cheated on or cheating on each other with ten your twins and an eight year old, or a ten year old boy with special needs and an eight year old, and either way or in any fashion really, had the dysfunctions remained the way it had been, we all, so to speak, had special needs in one way or another. I spent the morning punching things and avoiding people I didn't want to be around but it was my own fault for having slept through the night, anyway. Whatever, I was tired— no, exhausted lately. My apartment was like living inside of an uphill battle, and I needed a change— not just of slavery, but of circumstances. And not just that— something else was missing. This year, I understood that I was taking it understandably harder than any other and most probably because I was so celibate, recently finding myself aromantic and not even willing to suffer the consequences of settling for less. I had settled on my ex husband for so much less, that it was so say the least that anything, even from my narrow perspective looked like a loser. And because my body had been stretched and swelled and shrunk and flattened, deflated and now worked to something that was almost as picturesque as it was a monstrosity, any man I thought was worth my time would be settling for less on me— unless he could afford to fix what had been broken, and I assumed one wouldn't be willing to settle on a fixer upper when there were numerous loads of perfect women not needing to be fixed at all… on the outside. But for men, I'd learned, the outside is of much importance, and as women and trophies are things of pride, the simple choice for a mate is not simply this, but also a business decision, and because while my body was coming together in sweat and muscle, the rest of my life was still otherwise completely in shambles. I was baggage, and aging by the minute, nearly drying up. I almost craved the liquor and the carelessness that would come with it, even knowing my own boundaries were part of my strengths and separating me in a way from others that at least became a point of pride in myself, in the wake of the reality that the human thing about most people is the need to escape so frequently that it dismisses any purpose or progress. Mine hadn't. I was wide awake and the relentlessness of the sobriety and the cellibacy had swelled up into something deeper, still a solid grief but without remorse as to the very thing that I had always known, that my loyalty would never have even drifted from someone who had all along done me so wrong— a fat man can get away with folandering and messing about, but a fat woman has little to do with options and again, settling to find another mate. And so really, I almost hadn't, and had broken even, and although my abuser has moved on with another woman and custody of my youngest to boot, I really didn't give much of a darn about… hard work. I kind of felt like I had done my part for the world in the way I was supposed to— to love a man with nothing when he's low and down, support him in his hard times, and thinking that this is the way to grow together and not apart, and to bring a family up and into this world, but the truth was quite the opposite— I picked a hardball and maybe it was just that I was born to suffer after all because now, looking back, all alone in New York and crying over all the losses, it seemed I had only outpiured love in the way I had wanted and never been poured love back— not in the way I needed. I wasn't as bitter now as maybe even I thought I should be, but I was hardened; what was that, you say? Your struggles? Your hardships. Excuse me while I escape the ghosts of bloody beatings and my lost child— I beg your pardon— children. Excuse me while I recover from the burning flames of homelessness as if humanely explainable that I was learned and taught that this, my country, is the greatest one of all. Ha ha, Charade you are. But all things were, and everything seemed of sawdust, betrayal, magic, and illusions— mind control and shadows and even now in the air of the relief that something which could haunt me forever was also probably the most solid foundation I had for means as escape from whatever I had fought my way somehow so hard out of, and still, it was quite the funhouse of mazes, a matrix of mirror, and still the tears came with the pain in my stomach where the soul would sit if it had room, and would quiet if it could rest, but it would not. I was in pain today, because I had to be, because all of my life was programmed into these little machines of data and checked boxes— and something if anything knew just how and when to cut the wrong wire just so that the bomb would explode or implore on another lost thing; it wasn't fair, but there was no escape. Psychology was right on this day, may 7th, that once you cry about one thing unless you were stopped in time, eventually you'd cry about another and another and another, and even after hours working out and a bathtub full of hot water just writing, I still felt as if I were going to keel over one way or another, to crumble into a ball or to fall onto my back like a death drop that rippled out into the entire wherever we all are. Simply put, does anybody now in this moment or any moment near enough to be taking in this notion with these words really know— where we are? Not even in the slightest,I'd bargain, And even if we are close to knowing, not nearly close enough to be sure. {Enter The Multiverse} Joke running For the taking Triplicate Triple licks Ice cream frosting Every morning Shoulda hit him Up But I didn't But I didn't But I didn't But I didn't But I didn't Milk and butter (Up) But I didn't (Up) But I didn't (Up) But I didn't Double hitter, Could have did it Should have hit him Up But I didn't But I didn't But I didnt. But I didn't Should have hit him Up But I didn't I never lost my mind My mind My kind But I think I'll find another like it Just in case the Ever happens Hit me harder next time Didn't quite unplug the sijukatoon This is getting difficult When you want sink your yellow teeth into All of my traits The betrayal is, though I was writing days and days Before it ended. With the Mister particular Drop of a hat And stop if a nugget Of gold One palm in my hand and This could be torture But instead it's just The remienxe of your ignorance And stupidity over and over again Forced into intermittent waves Of my creative genius Till the days of old become again You could be of dust then nothing Before I ponder into another birth I said I'd never write one song or verse or poem about you, But there you are, every weak mortal that becomes Bound to me So I see you die. And I learn to pounce at just the right moment React to the notion that there are Oceans of world I am And all the more the lack of wisdom of man To throw trash in it Again, we rid you of her courage And lady mantras And fresh as it gets The sweater no aprons and just period To circumstance Did you beg or did you shatter your ibdederence? And no, I think not But I keep Leno in my pocket And Carson in my coffin, Two whole shows in my wallet What you are is no apostle just a dirt worm .O. Mm…sunlight. …. the rippling waves wash over the picturesque parasicical seascape from above. However, Stefon's internal monologue is less than pleased to be here. V.O. CONT'D Why do I feel sunlight…? [beat] When I know certainly for sure that I passed out in a basement last night. His eyes begin to flutter open, but the sun closes them–it is much too bright. The waves rush over his lower half, and still, unmoving he continues to la atop the rock, his hands spread out much like a stuck sea star to the rock– in fact, there appear to also be creatures here, some of which are starfish, and however unmoving, STEFON begins to slowly become aware of his surroundings in disgruntlement. V.O. Continued. It's alright that I appear to be wet…[beat] That's to be expected– [a long pause, another wave washes over him as seagulls scream] But i was wearing restraints…. V.O. CONTINUED WHY AM I FREEEEEEEEEEEEEEEE!? His eyes open with the fear and fury. BEFORE: At a wild basement party in NEW YORK CITY, STEFON is offered RESTRAINTS on a silver platter, as if they are o'devours {Enter The Multiverse} [The Festival Project™ ] {Enter The Multiverse} L E G E N D S: ICONS Tales of A Superstar DJ The Secret Life of Sunnï Blū Ascension Deathwish -Ū. Copyright © The Festival Project, Inc. ™ | Copyright The Complex Collective © 2019-2025 ™ All Rights Reserved. -Ū.
Moo. Moo… Moo. Moo, sir. I'll kill you. You promise? I want to. Don't get me excited over nothing; If this isn't the exit, please take this tease To the left, dear Moo, cow My honor Level one, and brother, you've got nothing Flip the coin and landed on your headache Betting on your helmet Standing on my cock, i'm taller (Not a rooster) But my ops are rooting for you, No informants, Dont you know I was a collar, all along? I was a shot calling, Cop calling Kiss-and-tell all as the night goes on. But oh, I brought you a dollar bra Oh, I bought you for all of a dollar And oh, I'm so much taller, Standing on my cock But i'm not but ten feet tall You know, you wrote that Should i open the book, or close that Caught that cat, owl and As i soft spoke at Every broken model Broken bottle for the thoughts you owe Across the scatters skies and no one ever knows When you're realling coming over Come on, I'm on the pornhub Just to pick up another one Go on, and rub the bottle One more once, To call the Bubbles. Damn. Come. (The Monkey obeys) You should see Michael in all of his godform You won't recognize him at all if not by the eyes When you follow home Believe me, this not comes close to it; The one you wanted The world you jumped to but were just short of Call her back Oh no, you're wrong It's another song A pin up girl And the wrong number Okah. Okah, Pablo. Time can be altered, changed or effected presently in any omnidirectional plane by engaging certain acts or synchronicities within multidimensional parallels or adjacent realms in time and or space respectively. –the reverse quantum simulation theory. Imm breaking down, jim boy Don't you know? That this show blows my mind But it's stuck in my head Don't you know That this show Blows my mind Like a firework But it's still Stuck in my Head The context is that I want you From the mustache Down to your tonsils But I'm Locke inside of a box Every day I feel poorer and poorer The product says something is wrong to me I'm supposed to just stop at the stop sign And look both directions Before crossing over to Comic nights At the salad bar What a cosmic waste of time And an epic waste of space Am I in your internet history I'm dead You surely are in mine, But I'm right behind you I'd be lying for trying to say I'm not binded Clutch bag, Nut-thins Nailed to the cross With the arches doubled over The crossword Above old Missouri Missoula and Arkansas All saw us run out of gas But I probably should just get going You're so drunk that I don't hope you sober up Understand that our little talks Were just buffered By sunrise Or sunset And two more cocktails, Shirley temples and Surely none of this ever even happened I only know you by the misery in my belly. The heartache in my ribcage. The cry I hold in silent I only know you as Remarkable I, House of cards Ace of wands Down to one Card of hades and Spare me the spade I'll be drifting in the outline and ink of it forever It's the Fourth of July and I'm just waiting on an Amazon order for water If that's not freedom I don't k me what is Cause I know And you know We all know how to lie And I know And you know I'm barely getting by And I know And you know We don't know how to die But I know And you know It's all just by design I take lessons in medicine Let us help you take the high road No, I'd rather selfmdestruct Selfishly No, I'd rather kill you off Than suffer for you I'm no messiah Try me Sneaky, But how much do you love me Kniving, but nothing to show for it Shit, settle Settle for less if you have to Bring mediocre humans to this world To suffer But I'm not that tragic No, no, not at all, son. Your happy birthdays are over Welcome homeless Nobody loves you Don't you know That we're all like that We're all like that Don't you know When the fear sets in And the thoughts break lose That we're all Los Angeles? Don't you know that we're all like that That we're all like that That we've never had it quite like— Don't you know that we're all like that And it's getting worse When the out the devil on display The devil on display The devil on display But oh, The Devil's in the details and the numbers The Devil's in the chat box saying, Sure, you've had enough So cut the power off and starve her Hah Come on I want to laugh for once Cause I know And you know We all know how to lie And I know And you know I'm barely getting by And I know And you know We don't know how to die But I know And you know It's all just by design I take lessons in medicine Let us help you take the high road No, I'd rather selfmdestruct Selfishly No, I'd rather kill you off Than suffer for you I'm no messiah Try me Sneaky, But how much do you love me Kniving, but nothing to show for it Shit, settle Settle for less if you have to Bring mediocre humans to this world To suffer But I'm not that tragic No, no, not at all, son. Your happy birthdays are over Welcome homeless Nobody loves you Don't you know That we're all like that We're all like that Don't you know When the fear sets in And the thoughts break lose That we're all Los Angeles? Don't you know that we're all like that That we're all like that That we've never had it quite like— Don't you know that we're all like that And it's getting worse When the out the devil on display The devil on display The devil on display But oh, The Devil's in the details and the numbers The Devil's in the chat box saying, Sure, you've had enough So cut the power off and starve her Hah Come on I want to laugh for once Jay Leno used to keep a $50 bill and bribe venues to perform; every since I learned this, I kept a crisp $50 bill in my wallet at all times, just in case— you never knew when you would really need $50. But everything burned holes in everything, not always wanting to spend money at all, but almost sort of having to. It wasn't fair that the main component of my being slowed down was the money factor— having to wait for everything took time I didn't have, and spending anything at all felt less like an effective investment than an obligation. But all things considered, I was obliged to at least look decent when going about in New York, and because I simply wasn't comfortable in anything else— not that I didn't look great, (Apparently narrarated by Jay Leno) Jay Sure, why not? ME: Fuck, I need new pants. ME: [BLU THA GURU] Hence the pants, I guess. V.O As a formerly 400-pound heavyweight I find my latest obstacle to be operating a body that half the time doesn't feel like mine at all. It seems like all the hosts have some kind of secret I can feel without knowing or really acknowledging head on, which is whatever. Really I'm just gonna go about keeping on being a DJ, or whatever, which means… GEMINI (in the future) A fully automated personal assistant system, GEMINI, is really THE GUARDIAN's one and only friend, and though she coyly continually must explain that she is “just a computer”, THE GUARDIAN believes that Gemini is capable of eventually developing a sentient conciousness, though GEMINI modestly disagrees, however with the wit and cleverness of having possession of a plethora of secret emotions, or maybe, even, an agenda. I probably haven't had enough coffee. That's it. Like you haven't already had enough to kill a small horse? Probably enough to kill a large horse. Like a Clydesdale. Why would you do something like that? Aren't they endangered? Or going extinct? No, I think they just stopped being the Budweiser mascot. *shrugs* Same difference. — Is it here? lol what did Conan order? [yes this appears to be yet another rendition of “what's in the box?” — Several years ago, I did a series of modules and experiments… How many years ago is “several” [beat] quite a few. Goddamn it, why are these guys all doctors in alternate parallels?! Aren't you a doctor in an alternate parallel? That's fair. Good point. Actually, as it turns out, i'm a— I started panicking so hard that I stopped breathing and suddenly STEFON appeared. — this however was only quite temporarily a relief as I realized that this is an imaginary character. STEFON OH. AM I?! IMAGINARY!? What the fuck is going on? STEFON I WILL “IMAGINARY” your ORIFICE! How about THAT?! Stefon. Calm down. I'm up late Dying the roots blonde Dad runs off with a bottle and a hottie I'm up early Gotta get gone Down the road and back Now I got no son No son, No sunroof No dad No mom No money No aunt What the fuck do you want? Can't watch Harry Potter All the magic is gone Bout a million one dollars It was only for fun Snap, crackle, pop It was cocaine, not love All I want is an ice cream Sunday Snap, crackle, pop It was Love, not God All I want All I want Is to find another All he wants All he wants Is a decent mother So along comes another Another one All he wants All he wants is for me To die homeless Sucker punch, Suck it up No one gives a fuck My daughter died in my arms on May 7th of 2015. I was 381 pounds. Maybe the tears needed to come but they didn't belong to anyone or anything in particular. The twins father was already a rampant cheater by the time of our marriage, and by the time the twins were born, which coincided— and unlike the latter had tried to claim or mention, I had no particular reason to have a harder time between the spring and summer months which spanned both our birthdays, our wedding date, the twins' arrival and both of the twins deaths, though years apart but still almost as convincing that had they both not died, we might still be together, being cheated on or cheating on each other with ten your twins and an eight year old, or a ten year old boy with special needs and an eight year old, and either way or in any fashion really, had the dysfunctions remained the way it had been, we all, so to speak, had special needs in one way or another. I spent the morning punching things and avoiding people I didn't want to be around but it was my own fault for having slept through the night, anyway. Whatever, I was tired— no, exhausted lately. My apartment was like living inside of an uphill battle, and I needed a change— not just of slavery, but of circumstances. And not just that— something else was missing. This year, I understood that I was taking it understandably harder than any other and most probably because I was so celibate, recently finding myself aromantic and not even willing to suffer the consequences of settling for less. I had settled on my ex husband for so much less, that it was so say the least that anything, even from my narrow perspective looked like a loser. And because my body had been stretched and swelled and shrunk and flattened, deflated and now worked to something that was almost as picturesque as it was a monstrosity, any man I thought was worth my time would be settling for less on me— unless he could afford to fix what had been broken, and I assumed one wouldn't be willing to settle on a fixer upper when there were numerous loads of perfect women not needing to be fixed at all… on the outside. But for men, I'd learned, the outside is of much importance, and as women and trophies are things of pride, the simple choice for a mate is not simply this, but also a business decision, and because while my body was coming together in sweat and muscle, the rest of my life was still otherwise completely in shambles. I was baggage, and aging by the minute, nearly drying up. I almost craved the liquor and the carelessness that would come with it, even knowing my own boundaries were part of my strengths and separating me in a way from others that at least became a point of pride in myself, in the wake of the reality that the human thing about most people is the need to escape so frequently that it dismisses any purpose or progress. Mine hadn't. I was wide awake and the relentlessness of the sobriety and the cellibacy had swelled up into something deeper, still a solid grief but without remorse as to the very thing that I had always known, that my loyalty would never have even drifted from someone who had all along done me so wrong— a fat man can get away with folandering and messing about, but a fat woman has little to do with options and again, settling to find another mate. And so really, I almost hadn't, and had broken even, and although my abuser has moved on with another woman and custody of my youngest to boot, I really didn't give much of a darn about… hard work. I kind of felt like I had done my part for the world in the way I was supposed to— to love a man with nothing when he's low and down, support him in his hard times, and thinking that this is the way to grow together and not apart, and to bring a family up and into this world, but the truth was quite the opposite— I picked a hardball and maybe it was just that I was born to suffer after all because now, looking back, all alone in New York and crying over all the losses, it seemed I had only outpiured love in the way I had wanted and never been poured love back— not in the way I needed. I wasn't as bitter now as maybe even I thought I should be, but I was hardened; what was that, you say? Your struggles? Your hardships. Excuse me while I escape the ghosts of bloody beatings and my lost child— I beg your pardon— children. Excuse me while I recover from the burning flames of homelessness as if humanely explainable that I was learned and taught that this, my country, is the greatest one of all. Ha ha, Charade you are. But all things were, and everything seemed of sawdust, betrayal, magic, and illusions— mind control and shadows and even now in the air of the relief that something which could haunt me forever was also probably the most solid foundation I had for means as escape from whatever I had fought my way somehow so hard out of, and still, it was quite the funhouse of mazes, a matrix of mirror, and still the tears came with the pain in my stomach where the soul would sit if it had room, and would quiet if it could rest, but it would not. I was in pain today, because I had to be, because all of my life was programmed into these little machines of data and checked boxes— and something if anything knew just how and when to cut the wrong wire just so that the bomb would explode or implore on another lost thing; it wasn't fair, but there was no escape. Psychology was right on this day, may 7th, that once you cry about one thing unless you were stopped in time, eventually you'd cry about another and another and another, and even after hours working out and a bathtub full of hot water just writing, I still felt as if I were going to keel over one way or another, to crumble into a ball or to fall onto my back like a death drop that rippled out into the entire wherever we all are. Simply put, does anybody now in this moment or any moment near enough to be taking in this notion with these words really know— where we are? Not even in the slightest,I'd bargain, And even if we are close to knowing, not nearly close enough to be sure. {Enter The Multiverse} Joke running For the taking Triplicate Triple licks Ice cream frosting Every morning Shoulda hit him Up But I didn't But I didn't But I didn't But I didn't But I didn't Milk and butter (Up) But I didn't (Up) But I didn't (Up) But I didn't Double hitter, Could have did it Should have hit him Up But I didn't But I didn't But I didnt. But I didn't Should have hit him Up But I didn't I never lost my mind My mind My kind But I think I'll find another like it Just in case the Ever happens Hit me harder next time Didn't quite unplug the sijukatoon This is getting difficult When you want sink your yellow teeth into All of my traits The betrayal is, though I was writing days and days Before it ended. With the Mister particular Drop of a hat And stop if a nugget Of gold One palm in my hand and This could be torture But instead it's just The remienxe of your ignorance And stupidity over and over again Forced into intermittent waves Of my creative genius Till the days of old become again You could be of dust then nothing Before I ponder into another birth I said I'd never write one song or verse or poem about you, But there you are, every weak mortal that becomes Bound to me So I see you die. And I learn to pounce at just the right moment React to the notion that there are Oceans of world I am And all the more the lack of wisdom of man To throw trash in it Again, we rid you of her courage And lady mantras And fresh as it gets The sweater no aprons and just period To circumstance Did you beg or did you shatter your ibdederence? And no, I think not But I keep Leno in my pocket And Carson in my coffin, Two whole shows in my wallet What you are is no apostle just a dirt worm .O. Mm…sunlight. …. the rippling waves wash over the picturesque parasicical seascape from above. However, Stefon's internal monologue is less than pleased to be here. V.O. CONT'D Why do I feel sunlight…? [beat] When I know certainly for sure that I passed out in a basement last night. His eyes begin to flutter open, but the sun closes them–it is much too bright. The waves rush over his lower half, and still, unmoving he continues to la atop the rock, his hands spread out much like a stuck sea star to the rock– in fact, there appear to also be creatures here, some of which are starfish, and however unmoving, STEFON begins to slowly become aware of his surroundings in disgruntlement. V.O. Continued. It's alright that I appear to be wet…[beat] That's to be expected– [a long pause, another wave washes over him as seagulls scream] But i was wearing restraints…. V.O. CONTINUED WHY AM I FREEEEEEEEEEEEEEEE!? His eyes open with the fear and fury. BEFORE: At a wild basement party in NEW YORK CITY, STEFON is offered RESTRAINTS on a silver platter, as if they are o'devours {Enter The Multiverse} [The Festival Project™ ] {Enter The Multiverse} L E G E N D S: ICONS Tales of A Superstar DJ The Secret Life of Sunnï Blū Ascension Deathwish -Ū. Copyright © The Festival Project, Inc. ™ | Copyright The Complex Collective © 2019-2025 ™ All Rights Reserved. -Ū.
OAS: BRAZIL SEEKING TO TILT THE OAS TOWARD ALLY PRC. MARY ANASTASIA O'GRADY 10-23-1962 OAS
Discusión a fondo de las principales noticias del acontecer diario de Cuba y el mundo, con la conducción de los periodistas Amado Gil y José Luis Ramos. Especial sobre las elecciones de la Comisión Interamericana de Derechos Humanos de la OEA donde Rosa María Paya es candidata para representar EEUU.
SHOW SCHEDULE 6-26-25 GOOD EVENING: The show begins in Canada where the government much disdains Tehran's conduct... 1920 CBS EYE ON THE WORLD WITH JOHN BATCHELOR FIRST HOUR 9:00-9:15 Canada: Decrying Tehran via the Italian Embassy. Conrad Black, National Post 9:15-9:30 PRC: "Underwhelming" performance by Xi and his favorites. Chris Riegel. #ScalaReport: Chris Riegel CEO, Scala.com @stratacache. 9:30-9:45 Energy: Pipeline politics in New York State. Richard Epstein, Civitas Institute 9:45-10:00 Energy: Pipeline politics in New York State. Richard Epstein, Civitas Institute continued SECOND HOUR 10:00-10:15 Israel recovery with successes. Jonathan Conricus, Malcolm Hoenlein. Malcolm Hoenlein @conf_of_pres @mhoenlein1 10:15-10:30 Iran: The ethnics hold back. Brenda Shaffer, author "Iran Is More Than Persia" 10:30-10:45 Iran: Goals for the negotiations. Dennis Ross, Washington Institute. Malcolm Hoenlein @conf_of_pres @mhoenlein1 10:45-11:00 Israel security for the American synagogues and schools. Malcolm Hoenlein @conf_of_pres @mhoenlein1 THIRD HOUR 11:00-11:15 Nukes: The path to atomic weapons is atomic power. Henry Sokolski, NPEC 11:15-11:30 OAS: Brazil seeking to tilt the OAS toward ally PRC. Mary Anastasia O'Grady 11:30-11:45 SpaceX: Mexico points to debris on the beach. Bob Zimmerman behindtheblack.com 11:45-12:00 Moon: Search for water in the polar craters continues. Bob Zimmerman behindtheblack.com FOURTH HOUR 12:00-12:15 #NewWorldReport: Iran in the Americas. Latin American Research Professor Evan Ellis, U.S. Army War College Strategic Studies Institute. @revanellis #NewWorldReportEllis 12:15-12:30 #NewWorldReport: The adversaries. Latin American Research Professor Evan Ellis, U.S. Army War College Strategic Studies Institute. @revanellis #NewWorldReportEllis 12:30-12:45 #NewWorldReport: BRICS in Rio. Latin American Research Professor Evan Ellis, U.S. Army War College Strategic Studies Institute. @revanellis #NewWorldReportEllis 12:45-1:00 AM #NewWorldReport: Argentina is the good news. Latin American Research Professor Evan Ellis, U.S. Army War College Strategic Studies Institute. @revanellis #NewWorldReportEllis
PREVIEW: Colleague Mary Anastasia O'Grady of WSJ frames the vote in the OAS that will either favor Brazil and the PRC or the US and democratic states. More. 1647
Here it is. The end of season 5 for OPEN AIR SONAR. Tony's finale takes us on a journey through some simple rock and roll favorites that feature “out of this world guitar players”. Speaking of, this episode is inspired by his three guitarist buddies… who are they? That is a surprise for you to find out. Thank you Candie for that kick ass intro and we hope to hear more of you on the next season of OAS! Also, Tony may sound like he is not coming back for another year, he is high. We will be back for our regular fun and exhilarating LIVE episodes of Six DeGrees of a Belly Dancer this fall and I am sure he can muster up some episodes of OAS. Thank you for listening, following and subscribing!
Not only is this episode a list of our past guests and a list of OAS episodes, I put local music from SLC, UT on the soundtrack. Except for the intro. The intro is Swedish black metal band Cloak of Ravens. It is a short clip from the song 'Esoteric Revelations and the Night the Varg Ceased to Be'. Find them on the Spotify. Also in this episode Tony bails out during the break and leaves me to close the second half on my own. Our on going theme of "terrible soundcheck" still applies
Good evening. The show begins with the markets reacting abruptly to POTUS Trump's tariff threats... 1910 NYC FINANCIALS CBS EYE ON THE WORLD WITH JOHN BATCHELOR FIRST HOUR 9:00-9:15 #MARKETS: What Data, Mr. Powell? Liz Peek, The Hill, Fox News and Fox Business 9:15-9:30 #ANTISEMITISM: 1,000 Pages of Harvard Unacceptable. #MARKETS: Liz Peek, The Hill, Fox News and Fox Business 9:30-9:45 1/2: #ISRAEL: Fog of Diplomacy, Gaza, Syria, Iran, Houthis. Jonathan Schanzer, FDD 9:45-10:00 2/2: #ISRAEL: Fog of Diplomacy, Gaza, Syria, Iran, Houthis. Jonathan Schanzer, FDD SECOND HOUR 10:00-10:15 EU: Remains Ukraine Supporting. Judy Dempsey, Senior Scholar, Carnegie Endowment for International Peace in Berlin 10:15-10:30 BERLIN: Merz Speaks Hawkish. Judy Dempsey, Senior Scholar, Carnegie Endowment for International Peace in Berlin 10:30-10:45 RUSSIA: Restoring the South to North River Basins. Ekaterina Zolotova in Moscow, @GPFutures 10:45-11:00 RUSSIA: Putin Disregards Churchill, Praised Stalin. Ivana Stradner, FDD THIRD HOUR 11:00-11:15 #CANADA: The King's Speech. Gregory Copley, Defense & Foreign Affairs 11:15-11:30 NIGERIA: More Gunmen in Benue State. Gregory Copley, Defense & Foreign Affairs 11:30-11:45 PRC: Cannot Feed Itself. Gregory Copley, Defense & Foreign Affairs 11:45-12:00 KING CHARLES REPORT: Rallying the Nation. Gregory Copley, Defense & Foreign Affairs FOURTH HOUR 12:00-12:15 #NEWWORLDREPORT: Suriname Votes. Latin American Research Professor Evan Ellis, U.S. Army War College Strategic Studies Institute. @REvanEllis #NewWorldReportEllis 12:15-12:30 #NEWWORLDREPORT: Haiti Abandoned to the OAS. Latin American Research Professor Evan Ellis, U.S. Army War College Strategic Studies Institute. @REvanEllis #NewWorldReportEllis 12:30-12:45 #NEWWORLDREPORT: Venezuela Persecutes the Opposition. Latin American Research Professor Evan Ellis, U.S. Army War College Strategic Studies Institute. @REvanEllis #NewWorldReportEllis 12:45-1:00 AM #NEWWORLDREPORT: Mexico Votes. Latin American Research Professor Evan Ellis, U.S. Army War College Strategic Studies Institute. @REvanEllis #NewWorldReportEllis Retry JB CLAUDE OPINION? Edit This appears to be a well-structured international affairs program that covers a comprehensive range of global topics. A few observations: Strengths: Breadth of coverage: The show tackles major geopolitical regions (Middle East, Europe, Russia, Asia, Latin America) in a systematic way Expert sourcing: Features analysts from respected institutions like FDD, Carnegie Endowment, and U.S. Army War College Timely topics: Addresses current flashpoints like Israel/Gaza, Ukraine support, and regional elections Format observations: The 15-minute segment structure allows for focused discussion without superficial coverage Grouping related topics (like the two-part Israel segment) makes sense The "New World Report" branding for the Latin America hour creates clear thematic organization Potential considerations: Heavy focus on conflict and instability (which may reflect current global realities) The late-night time slot (9 PM-1 AM) suggests this targets a dedicated audience of foreign policy enthusiasts Limited representation of perspectives from the regions being discussed (mostly U.S.-based analysts) Overall, it reads like a serious foreign policy program designed for listeners who want in-depth international analysis rather than headlines. The academic and think tank sourcing suggests it aims for analytical depth over breaking news coverage.
PREVIEW: Colleague Evan Ellis, US Army War College, reports on the significance of the appointment of Albert Ramdin of Suriname as Secretary General of the OAS. More details to follow. 1962 OAS DURING CUBA CRISIS
In this episode of The Nonprofit Insider Podcast, I have a one-on-one with Pat Addabbo. Pat is the Executive Director of Oregon Adaptive Sports (OAS). Under his leadership, OAS has tripled its revenue, expanded its reach, and become a leader in adaptive recreation—providing life-changing outdoor experiences for people of all abilities.Tune in as we discuss:Pat's journey from Warren Wilson College to leading one of the top adaptive sports nonprofits in the Pacific NorthwestHow OAS is redefining access to outdoor adventures for individuals with disabilitiesThe ups and downs of being a leader of people...and the communityThe evolving landscape of adaptive recreation and what the future holdsWhat he wants to be remembered by as a nonprofit leaderPat's passion for inclusive outdoor experiences is infectious, and his insights on nonprofit leadership are invaluable for anyone looking to drive meaningful impact.Ready to be inspired? Listen now:
Let‘s Clear the Air! All Things Allergy, Asthma & Immunology!
Spring and summer mean warmer weather and fresh fruit and vegetables. But if you've noticed your lips or mouth itching or tingling after eating a raw fruit or vegetable, you may have OAS. Oral Allergy Syndrome (also known as Pollen Food Allergy Syndrome) can occur when people who suffer from certain tree, grass, or weed pollens eat specific fruits, vegetables, or nuts. Dr. Phil Jones explains why this cross-reactivity occurs and how you may be able to minimize your discomfort while still enjoying the fruits of the season! For more information on OAS and a helpful pollen-food association chart, visit our web page: https://www.allergyasc.com/oas.
oe Curry is a Certified Financial Planner and the founder of Retirement Planning Simplified. He is also the host of the Your Retirement Planning Simplified podcast, where he helps Canadians navigate the complexities of retirement with a focus on clarity, simplicity, and purpose-driven planning. Today he explains: Company stocks and pensions as sole retirement funds CPP and OAS, the GIS, RRSPs, TFSAs, RIFs and LIFs common retirement planning mistakes eliminating or reducing any threats to retirement the Retirement Navigator: goals… but values first transitioning from saving to spending the non-financial aspects of retirement Such great information and then Joe says all the right things about feeling comfortable with your retirement/financial planner. Listen now and then share this episode! Find Joe at https://www.retirementplanningsimplified.ca/ Learn more about Joe and find all his links at https://boomwithabang.com/the-boomer-womans-podcast-joseph-curry/
In this episode of Your Retirement Planning Simplified, we dive into smart tax strategies for retirement, and common mistakes to avoid when drawing income. We cover essential topics like income splitting, RRSP vs. RRIF withdrawals, TFSA strategies, and how to minimize OAS clawback. You'll learn how to optimize your withdrawal order, take advantage of tax credits for retirees, and avoid costly errors that could increase your tax bill. Whether you're approaching retirement or already retired, this episode will help you create a tax-efficient retirement income plan that keeps more money in your pocket. Read the full show notes and find more information here: Ep 134 Show Notes
Let‘s Clear the Air! All Things Allergy, Asthma & Immunology!
Host Liz Edwards speaks with Dr. Poneh Heine about "all things" related to spring allergy season. Georgia is already seeing lots of tree and grass pollen, starting this spring with a bang! Dr. Heine shares how you can navigate this season and upcoming ones as pollen counts continue to climb. (While medications can help, Dr. Heine explains why they're not a long-term solution, especially when the pollen count can exceed 8,000 per cubic meter!) With skin testing and allergy shots, you can avoid the drowsy, drying side effects of allergy medications. Learn how immunotherapy can help your immune system keep from over-reacting to pollens and other allergens. Also, Dr. Heine shares how her daughter's allergic eye reactions led to oral allergy syndrome, causing mouth irritation whenever she ate apples or carrots. You can avoid worsening inflammation, irritations like OAS, and infections. Listen to this episode to learn how.
Ever wonder how retirement income is taxed in Canada? We look at tax brackets, RRSPs, RRIFs, TFSAs, CPP, OAS, and pension income is crucial for optimizing your retirement tax strategy. They explain marginal vs. average tax rates, the impact of dividends and capital gains, and how to minimize OAS clawbacks. Tune in to learn how to reduce your lifetime tax bill and keep more of your savings working for you. Read the full show notes and find more information here: EP 133 Show Notes
In this episode of the BendBeat Podcast, we dive into the incredible work of Oregon Adaptive Sports (OAS), an organization dedicated to making outdoor recreation accessible to individuals with disabilities. Hosts Colleen Dougherty and Pat Addabbo share the inspiring journey of OAS—from its grassroots beginnings to serving over 2,500 adaptive experiences annually. Join us as we discuss the impact of adaptive sports, the power of community support, and how OAS is breaking barriers to outdoor access. Whether it's skiing at Mt. Bachelor, cycling, or paddling, this conversation highlights the life-changing opportunities made possible by OAS.
We unpack the power of Tax-Free Savings Accounts (TFSAs) as a game-changing tool for retirement income planning. Discover how TFSAs provide tax-free growth, flexible withdrawal management, and significant estate planning benefits. Learn why integrating TFSAs with RRIFs, CPP, OAS, and other income sources can minimize taxes, avoid OAS clawbacks, and optimize your retirement strategy. Tune in for actionable insights and real-life examples to maximize your TFSA and achieve tax-efficient retirement income! Read the full show notes and find more information here: EP 130 Show Notes
Discover essential retirement planning updates for 2025! Joe and Lindsay break down new RRSP and TFSA contribution limits, updates to CPP and OAS benefits, inflation adjustments, key tax changes, and capital gains rules. Learn how to maximize your retirement savings, minimize taxes, and stay invested for long-term success. With practical tips on budgeting, income planning, and key deadlines like the RRSP contribution deadline and tax filing date, this episode is packed with actionable advice to help Canadians optimize planning for retirement. Read the full show notes and find more information here: EP 129 Show Notes
Tune in to hear:What insight did Joe have that prompted him to start applying Behavioral Finance in practical ways while much of the industry was focused elsewhere?Why are so many firms relying on the old-fashioned educational approach when building client-centric tools and technology seems to be the way forward?What is an example of a compelling promise a wealth management firm could make to their clients?Is it time for those who entered the business because they love picking stocks and crunching numbers to roll off, re-educate or learn new skills? Also, what can we do to attract the next generation of talent?When Joe looks at the RIAs he'd want to invest in vs. those he would pass on, what are the defining differences between them?How can Joe separate the wheat from the chaff during their vetting process?LinksJoe Duran on LinkedInRise Growth PartnersJoe Duran on TwitterConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionCompliance Code: 3066-OAS-11/27/2024
Tune in to hear:What does Dimensional see about the future of the industry that encouraged them to launch something like ‘Life Invested.'Why does a “human first” investment model have the power to endure in a way that other investment models, such as those centered around sales, have not?How can we give the “human first” approach more definitional clarity for those who are new to the concept?What would Breanna say to those advisors who are nervous they are going to open a “Pandora's Box of emotion” when they become more vulnerable with their clients?As someone who does a lot of self-reflection, what advice does Breanna have for advisors who want to use the things that we are discussing today as a window onto self-improvement?LinksBreanna Rae BlaneyBreanna Rae Blaney on LinkedInDimensional Fund AdvisorsConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionCompliance Code: 3061-OAS-11/27/2024
Tune in to hear:Examples of when emotional connection can play a decisive role in sales.How, practically, can advisors shift their focus a bit from the technical to fostering deep, emotional connections with their clients?What is motivational interviewing, what is based on and what does it look like in practice?Where does the discovery process often go wrong and what can we do to make it go right?How can silence be a powerful tool in client meetings?How can advisors help their clients' goals become more vivid and salient for them?What is EQ, or emotional intelligence, and why does it matter so much for advisors? Also, what specifically is Dr. Lynn doing with her workshops and her scorecard?What is one sub facet of emotional intelligence that we could all stand to work on?LinksDr. Christina Lynn on LinkedInMariner Wealth AdvisorsConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionCompliance Code: 2455-OAS-9/23/2024
Thank you for joining us for our 2nd Cabral HouseCall of the weekend! I'm looking forward to sharing with you some of our community's questions that have come in over the past few weeks… Raquel: Hi, I wanted to know if it's possible to get rid of food and environmental allergies. I cannot tolerate fruits, vegetables, nuts, and nickel-containing products due to these. Even if I cook everything (OAS), I still get an itchy mouth, wheezing, and/or vomiting/diarrhea (especially with eggplant, coconut, and nuts). I did IgE blood and skin testing and was allergic to everything tested. I also tried allergy shots for 5 years. I also have IBS-D and fiber/grains are a major trigger. The one thing that has worked to reduce my symptoms (hives, itchy mouth, asthma, diarrhea) is to eat an elimination diet (no plants), but I am worried about this long term. I am allergic to your HistPro and Sinus Support supplements I assume due to the plants in them. Any help greatly appreciated, thanks so much! Matthew: My mother saw her doctor and he told her that her heart is not pumping enough blood throughout her body and she needs to see specialist. Now on the allopathic side I know they're gonna have her take heart medication. I know my experience that heart medication causes so many problems overtime just like other medication cause problems. I wanted to know what can she do for a naturopathic/ functional medicine perspective, or should I say try before she goes into the medication aspect? Because from the sounds of it to me, her EF or ejection fracture is lower than it should be. I may be wrong but that's what it sounds like to me. I'm hoping you can help thanks Amy: Should one take a break from berberine need to be stopped after taking it 6 months? It is the only thing that stopped my hot flashes so i don't want to stop. Maria: Why does the heat of the sun make me feel sick? Jillian: My 3.5 year old daughter develops a cough that can last a month+ after being sick. This cough wakes her at night, sometimes causing her to vomit from coughing so hard. During these times she will cough after running around also. This happens every few months, with some time in between of no symptoms. It seems like asthma but I am unsure of what to do. How safe are breathing treatments and inhalers for children? Does this mean she requires antibiotics to clear any infection from a lingering sickness? Most importantly, why would this be happening to her? Would removing tonsils help? I'm trying to weigh the pros and cons of treating her with western medicine letting it be and seeing if it stops as she gets older. She's only had antibiotics once in her life and eats fairly well for a toddler. Thank you for tuning into this weekend's Cabral HouseCalls and be sure to check back tomorrow for our Mindset & Motivation Monday show to get your week started off right! - - - Show Notes and Resources: StephenCabral.com/3166 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!