Podcasts about step plan

Everyone wants to "scale," but here's the truth, growth isn't free.  More sales, more staff, more moving parts… and if you're not careful, less profit and longer hours. Let's talk about what it really takes to grow your business the smart way. Scaling can be exciting, but it can also drain your time, money, and sanity if you don't have a plan for every dollar you spend. You'll learn how to use your numbers to grow strategically, work on your business instead of in it, and make sure your profits grow right along with your sales. Because what's the point of a bigger business if you're still not getting paid?

Send us a textJoin the Fast Cash Mission Interest List to get a personalized invite.Join the 6 to $6k ChallengeWe share a fast, three-step plan to make $5,000 in a week by packaging a $1,000 mini offer, reactivating warm leads in your DMs and inbox, and proposing logical upsells to past buyers. We also announce a limited 6 to 6K challenge and a 30-day Fast Cash Mission with direct support.• picking a low-lift $1,000 mini offer with a clear outcome• finding and prioritising warm leads in DMs, inbox, and email list• writing short, personalised 2–3 sentence outreach that gets replies• mapping upsells for past clients based on unfinished goals• building a repeatable sales system with small offers• details on the 6 to 6K challenge and Fast Cash Mission• access to DM support, weekly micro tasks, and co-workingJoin the 6 to 6K Challenge: Today, November 9, is the last day. It's $77 and closes at 11:59 PM.Join the Fast Cash Mission interest list: Opens Thursday for one week, invite only via the interest list. If you buy 6 to 6K, we'll apply that cost to the Mission.Join my events community for FREE monthly events.I offer free events each month to help you master your business's growth through marketing, sales, systems, and offer strategy. Join the community here!Support the showApply for the Tiny Marketing Club >>> Join the ClubCome tour my digital home :) >>>WebsiteWanna be friends? >>> LinkedInLet's chat every Tuesday! >>> NewsletterCatch the video podcast on YouTube >>>YouTubeJoin my event group for live events >>>Meetup

Often when my clients hear about a friend/colleague who has made a change to their career, they say "I wish I could be as brave as X". In today's episode of The Career Confidence Podcast, I am talking about:The myth that those who successfully change careers are inherently braver than others is completely misleading. Career changes often stem from a tipping point where individuals can no longer tolerate their current situation. Staying in a job that doesn't fulfil you requires its own form of courage, as it can be emotionally exhausting and draining. Taking small, manageable steps towards a career change is more effective than waiting for a moment of exceptional bravery. Recognising and utilising personal strengths and resources can facilitate a successful transition, making it more accessible than you might think. About Nicola SempleI help people build their career confidence and achieve their career goals.You can book a free no-obligation chat about how I can support you to achieve your career goals: https://nicolasemple.com/chatYou can get my free guide "Back Yourself: Your 7 Step Plan to Build Confidence and Achieve Your Career Goals": https://nicolasemple.com/backyourselfYou can buy my book The Career Confidence Toolkit: Take Control of Your Career and Fulfil Your Potential: https://nicolasemple.com/bookConnect with me on Linked In to carry on the conversation: https://linkedin.com/in/iamnicolasempleA new episode of The Career Confidence Podcast is released every second Friday. Hit the subscribe button and you will be the first to know when a new episode goes live.

Why do so many Christians want to give more—but feel like they can't?Most of us want to be generous, but there are often barriers—spiritual, financial, or even emotional—that hold us back. Today, Ron Blue joins us to unpack five key reasons why Christians don't give more, and how we can begin climbing toward greater generosity.Ron Blue is a financial teacher, author, and co-founder of Kingdom Advisors. He has helped countless Christians apply biblical wisdom to their finances and is best known for his bestselling book, Master Your Money: A Step-by-Step Plan for Financial Contentment.Five Barriers to Generosity—and How to Overcome ThemGenerosity is one of the greatest marks of spiritual maturity, yet many Christians find themselves wanting to give more but feeling unable to do so. Over the years, most believers face five primary barriers to generosity. These form a kind of “pyramid,” with each level building on the one below it. The journey toward greater giving begins with the heart and ends with intentional planning.1. Spiritual Condition: The Foundation of GenerosityBefore generosity ever shows up in our bank accounts, it begins in our hearts. When we grasp who God is, who we are, and the grace that has been extended to us, generosity naturally flows from that understanding.The more we understand God's ownership and our role as stewards, the more we want to give. Spiritual maturity is the foundation—without it, our giving will always feel like an obligation instead of an act of worship.2. Financial Health: Creating Margin to GiveEven when our hearts are in the right place, poor financial habits can make generosity difficult. Many believers simply can't give more because they're weighed down by debt, overspending, or disorganization.It often takes time—sometimes even years—to align our finances with our convictions. That might mean getting out of credit card debt, restructuring a business, or learning to live within our means. When we get our financial house in order, we create margin for generosity to flourish.3. Vision: Seeing Where God Is WorkingPeople don't give to spreadsheets or buildings—they give to vision. When we can picture the impact of our giving, we're motivated to invest more deeply.A clear vision fuels generosity. Ask yourself: Where has God stirred my heart? What Kingdom work do I feel most passionate about? When we see how our resources can change lives—whether feeding children, funding missions, or supporting local ministries—we begin to give with joy and purpose.4. Community: Encouragement from OthersGenerosity rarely happens in isolation. We need relationships that encourage us to live open-handedly. When we surround ourselves with generous people—friends who talk about giving, pray about giving, and celebrate giving—we're inspired to do the same.Scripture reminds us that we are to “spur one another on toward love and good deeds” (Hebrews 10:24). Community reminds us that generosity isn't just an individual act—it's part of how the body of Christ functions together.5. Planning: Giving with IntentionFinally, generosity grows through intentional planning. I've seen it over and over in my work as a financial planner: when people create a plan for their giving, their generosity increases dramatically—sometimes fivefold.A plan brings clarity and purpose. It helps you set a “finish line” for lifestyle and accumulation so you can redirect more toward eternal purposes. Without a plan, even well-intentioned believers often give sporadically or reactively. With one, generosity becomes a consistent and joyful part of life.Moving Toward Greater GenerosityThese five layers—spiritual condition, financial health, vision, community, and planning—build upon each other. Each represents a step toward living and giving as God intended.So, which one are you ready to work on today?The journey toward generosity isn't about guilt—it's about grace. As we align our hearts, habits, and plans with God's purposes, we discover the joy of giving that truly reflects His character.On Today's Program, Rob Answers Listener Questions:I'm considering a reverse mortgage and wondering—if I were to get one—whether my creditors could come after the proceeds.How can younger people today start building wealth? What are some practical strategies to grow financially—and how can we stay positive and motivated when so many in our generation don't seem to think that way?I run a small architecture business, but my income has been inconsistent over the past few years. My financial advisor suggested I take a salaried job to help pay down debt and stabilize our family's finances. If I do that, how should I communicate with a potential employer that I'd like to keep my business on the side—and is that even wise to do?I've been researching digital currencies and the broader move toward electronic money. With more people, including political figures, showing support for it—and with lower fees and more direct transactions—what's your take on where this is heading?My husband is 65 and retired, and I'm 56 and still working. I've heard that a spouse can collect half of the other's Social Security benefit once they reach a certain age. Is that true, and how does it work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

David McKnight focuses on three of the biggest names in personal finance – Dave Ramsey, Suze Orman, and Ken Fisher – and why you should be careful with following their advice. David emphasizes that anyone trying to wring the most efficiency out of their retirement savings should focus on advice that's backed by math… not soundbites. While David Ramsey is the right person for people who are making less than they are spending, the same can't be said for his retirement planning advice. For instance, he claims that 100% of cash value life insurance sucks 100% of the time.  For David, whenever someone gives you advice that claims it should be applied 100% of the time, you should run the other way! Remember: there's no financial strategy that works for everyone all the time. According to an Ernst & Young study, by contributing 30% of your retirement savings to an IUL, you'll dramatically increase your income in retirement over a stock market investing alone.  Citing E&Y, David explains an approach that shields you from the sequence of returns risk and that has a 95% chance of your money lasting as long as you do. David points out that most Americans don't have thousands of dollars lying around in savings accounts just to pay the taxes on a Roth conversion… David sees Dave Ramsey as someone who gives basic advice for people with basic problems and whose advice could potentially be catastrophic if you want to shield your retirement from higher taxes. When it comes to Suze Orman, David looks at her recent advice of keeping 3-5 years worth of living expenses in an emergency fund in retirement. While Orman is trying to safeguard against sequence of returns risk, she seems to be forgetting about inflation eating away at your purchasing power. As David shares his dislike of Orman's advice, he touches upon a resource that can double your sustainable withdrawal rate from 4 to as high as 8%. Ken Fisher, on the other hand, has become the face of the "anti-annuity crusade". The problem with Fisher's approach? He's primarily referring to variable annuities, completely disregarding fixed indexed annuities (which are a totally different animal). David discusses how replacing bonds with fixed annuities "can increase your returns, lower your risks, and give you a better outcome over time." Beware of financial gurus saying "I hate annuities", "100% of life insurance sucks 100% of the time", or "never pay taxes from your IRA"! In his latest book The Guru Gap, David takes a deep dive into the flawed logic of financial gurus, and gives the full story with the math, the context, and the strategies they conveniently leave out in their content and speeches.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey Suze Orman Ken Fisher Ernst & Young

Are you a broke business owner?

David McKnight compares the approach of some of the biggest names in personal finance: Suze Orman, and William "Bill" Bengen (the man who invented the 4% Rule). In a recent interview covered by MSN, Suze Orman declared flat out that the 4% Rule is dead since markets are volatile, interest rates fluctuate, and people are living longer. David shares the "origin story" of how the 4% Rule came to be – and its creator Bill Bengen. Interviewed by MSN, Bengen updated his research and concluded that, based on current data, a 4.7% withdrawal rate is now sustainable. David compares Orman's views on the 4% Rule with those of Bengen. As explained by David, when you purchase a guaranteed lifetime income annuity, you're transferring a portion of your retirement savings to an insurance company in exchange for a guaranteed paycheck for life. Remember: not all annuities are created equal – that's why you need to understand fees, credit ratings, inflation writers and surrender periods. Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Suze Orman William Bengen

Your business isn't growing and it's frustrating.

Content marketing, specifically on YouTube is a great way to generate leads and income. Here's your 5 step plan to getting started! WATCH this episode here: https://youtu.be/5oSfvyBQAJwJoin the YouTube Creator Accelerator: https://courses.latashajames.com/courses/creator-acceleratorThanks to Metricool for sponsoring this episode. Get 30 days free on any Metricool plan with code LATASHA using this link: https://metricool.com/?utm_source=podcast&utm_medium=influencer&utm_campaign=20251024_latasha-james_sign-up_en&utm_content=audio&utm_term=q4Mentioned: Evolved Finance Online Business Reporthttps://evolvedfinance.com/industry-webinar-youre-in/

Making a change to your career doesn't necessarily mean burning down everything you have worked for to date and starting from scratch. In today's episode, I share: How to leverage your professional experience and skills when pursuing new career opportunities.How to reframe your existing expertise to align with new roles. The power of your network and professional relationships to uncover hidden opportunities.Practical approaches for gradual career change. A reframe that helps you see age and experience as an asset, not a barrier to navigating career transitions. About Nicola SempleI help people build their career confidence and achieve their career goals.You can book a free no-obligation chat about how I can support you to achieve your career goals: https://nicolasemple.com/chatYou can get my free guide "Back Yourself: Your 7 Step Plan to Build Confidence and Achieve Your Career Goals": https://nicolasemple.com/backyourselfYou can buy my book The Career Confidence Toolkit: Take Control of Your Career and Fulfil Your Potential: https://nicolasemple.com/bookConnect with me on Linked In to carry on the conversation: https://linkedin.com/in/iamnicolasempleA new episode of The Career Confidence Podcast is released every second Friday. Hit the subscribe button and you will be the first to know when a new episode goes live.

Rents are finally dropping in many Canadian cities, yet finding an affordable, decent apartment still feels impossible. What's going on with the rental market?In this episode, Sabrina Maddeaux sits down with Max Steinman, CEO of RentSync and Rentals.ca, to unpack what's driving the recent rent declines, how rent control policies backfired, and why “financialization” isn't the villain it's made out to be.We dive into how younger Canadians are coping with record-high housing costs, what renters should know about purpose-built rentals vs. condos, and how government policies might actually be making things worse.Tell us your rental horror stories or questions at missingmiddlepodcast@gmail.comCheck out current rent data at Rentals.caSubscribe for more honest conversations about the housing crisis, policy failures, and creative solutions for the Missing Middle of Canada's cities.Chapters00:00 Intro: Why Economists Hate Rent Control00:15 Why rents are falling even as it feels harder than ever to find a place01:00 The “perfect storm” behind today's rental slowdown03:45 How low churn rates and stagnant mobility worsen the crunch05:10 Why Canada's rental experience feels broken07:00 How rent control backfired (and why landlords aren't upgrading units)09:45 Purpose-built rentals vs. condos: What renters need to know13:00 Why vacancy control sounds good but hurts renters long-term16:00 The myth of “financialization” in housing19:00 Why REITs get so much hate, and what people get wrong21:40 How Rentals.ca and RentSync are trying to modernize the rental experience23:10 Closing thoughts and where to find Canada's latest rent dataLinks/Research:The Missing Middle: REITs, Rent & Rage: Canada's Housing Tug-of-War https://www.youtube.com/watch?v=N7_vF7vodwsRentals.ca National Rent Report – The data behind Canada's rent trends, published monthly by Max's team.https://www.rentals.ca/national-rent-reportCan Homes Become Affordable Without Prices Going Down? – Missing Middle Initiative (April 2025) https://www.missingmiddleinitiative.ca/p/can-homes-become-affordable-againSolving the Housing Supply Crunch: A 10-Step Plan for Federal Action – Missing Middle Initiative (August 2025) https://www.missingmiddleinitiative.ca/p/solving-the-housing-supply-crunchFrom 40 to 100 Million: How Will Immigration Impact Canadian Housing? – Missing Middle Initiative https://substack.com/home/post/p-165627719Hosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

For many people, contentment feels just out of reach—always tied to the next raise, the next purchase, or the next season of life. Yet Scripture calls us to something deeper and more lasting: a contentment that doesn't depend on circumstances but rests in Christ Himself.Psalm 23 begins with a stunning declaration:“The Lord is my shepherd; I have all that I need.” — Psalm 23:1 (NLT)David's words remind us that contentment doesn't come from acquiring more but from trusting the One who provides. Just as sheep rest securely under the care of their shepherd, we can rest in God's faithful provision.True contentment isn't about suppressing desire—it's about redirecting it. When we find sufficiency in Christ rather than in money, possessions, or achievements, we're freed from the trap of covetousness and anchored in the truth that in Him, we already have all we truly need.The Ancient Lie of DiscontentmentDiscontentment has plagued humanity from the beginning. In Eden, Adam and Eve had everything they needed, yet the serpent's lie convinced them they lacked something essential. Discontentment still whispers, “God is holding out on you—you'd be better off if you had more.”Today, that same voice is amplified through advertising, social media, and cultural comparison. We scroll through highlight reels and feel our lives don't measure up. But Hebrews 13:5 offers the antidote:“Keep your life free from love of money, and be content with what you have, for he has said, ‘I will never leave you nor forsake you.'”The cure for discontentment isn't having more—it's remembering that God is always with us.The Freedom of “Enough”Contentment is not resignation—it's liberation. It frees us from envy, overspending, and the crushing weight of comparison. Instead of striving endlessly for more, we learn to steward wisely what God has entrusted to us.Proverbs 30:8–9 captures this balanced perspective beautifully:“Give me neither poverty nor riches; feed me with the food that is needful for me…”The wise steward seeks enough—not excess. When we live this way, our financial decisions change. We spend with purpose. We give with joy. We save with peace. Contentment reorients money from being our master to being a tool for God's Kingdom.Think of the widow of Zarephath in 1 Kings 17. With only a handful of flour and a little oil left, she faced famine. Yet when Elijah asked her to make him a cake first, she trusted God's word—and He provided, not with overflowing barns, but with daily sufficiency.Or consider the Macedonian believers in 2 Corinthians 8. Paul wrote,“In a severe test of affliction, their abundance of joy and their extreme poverty have overflowed in a wealth of generosity.”Despite having little, they gave with glad hearts because their contentment was in Christ, not in their circumstances.These examples remind us that contentment and generosity often go hand in hand. When we are satisfied in Christ, we're free to bless others.Trusting the God Who ProvidesAt the heart of contentment is trust. Jesus said in Matthew 6:25–26,“Do not be anxious about your life… Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they?”Contentment flows from believing that God knows what we need and delights to provide for His children. As Elisabeth Elliot once wrote, “The secret is Christ in me, not me in a different set of circumstances.”When Christ becomes our treasure, everything else finds its proper place.That's why Paul could say in 1 Timothy 6:6:“Godliness with contentment is great gain.”Contentment isn't a loss—it's true gain. It's the kind of wealth no market downturn can erase and no thief can steal. Choosing contentment doesn't mean settling for less; it means resting in the sufficiency of Christ.When we stop chasing “more” and start trusting God's daily provision, we discover freedom, peace, and joy. That's the essence of faithful stewardship—not just managing money, but aligning our hearts with the One who promises, “I will never leave you nor forsake you.”On Today's Program, Rob Answers Listener Questions:I own several rental properties and would like to leave one to each of my children. I still want to collect the rental income, but I'd like to avoid probate and ensure a smooth transition when I pass away. How can I set up a trust to do that, and what's the best way to move forward?I got divorced in my mid-50s and had to start over from scratch. I'm now 66 with a little over $37,000 in my 401(k), which I'm eligible to roll over into an IRA. I'd really like to invest that money through a biblically based firm, but most of the ones I've contacted require a minimum investment of $50,000. Do you have any suggestions? And how can I build my savings over the next four years? $37,000 won't last long.I'm retired, and my husband will be retiring soon. We don't have a lot saved, but he does have a 401(k) through work. We're unsure what to do with it or how to ensure we'll have enough to live on in retirement. Can you help us think through the next steps?I work with students, and I've offered to invest $4,000, allowing them to choose some stocks to learn how investing works. Since I'll keep the money but let them make the decisions, what's the best way to buy individual stocks for this kind of project?My daughter's credit score is around 625, and she's committed to improving it. My score is over 800, and I've heard that adding her as an authorized user on my credit card could help her. Can you explain how that works and whether it could affect either of our credit scores?I feel completely lost when it comes to finances, but I want to set my family up for success. Can you recommend a reliable resource or starting point for learning the basics of managing money wisely?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceFidelity | Charles Schwab | Robinhood | Public | Stash | SoFi InvestYour Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonMaster Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron Blue with Michael BlueRedeeming Money: How God Reveals and Reorients Our Hearts by Paul David TrippMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ever look at a bookkeeping quote and think, “Why does this cost so much?”

Money is never just about dollars and cents. It's a window into our hearts, a test of our faith, and even a testimony to the world.Few people have taught that truth more faithfully than Ron Blue. Today, he'll share lessons from his own journey—from Wall Street to biblical stewardship—and explain how our approach to finances transforms us and our relationships with others.Ron Blue is a financial teacher, author, and co-founder of Kingdom Advisors. He has helped countless Christians apply biblical wisdom to their finances and is best known for his bestselling book, Master Your Money: A Step-by-Step Plan for Financial Contentment.From Wall Street to Biblical WisdomRon began his career on Wall Street, later founding his own accounting firm and advising countless entrepreneurs and professionals. But everything changed when he became a Christian and encountered the teachings of Larry Burkett and Howard Dayton. He came to realize that everything that worked in the financial world had its roots in biblical wisdom.For more than forty years, he's witnessed God's redemptive work through money—seeing firsthand how financial decisions reveal the heart and become a powerful entry point for spiritual growth.As the late Billy Graham once said, “When you get your attitude about money right, the rest of life tends to fall into place.”Money Reveals the HeartRon often quotes Larry Burkett's insight that how we handle money is one of the clearest indicators of our spiritual life.Every purchase, every act of giving, every financial habit reflects what—and whom—we trust most.The first and most foundational lesson Ron has seen believers embrace is this: God owns everything.Once that truth takes root, everything changes. We move from ownership to stewardship, from anxiety to contentment, from control to trust. Those who live as stewards tend to develop an eternal perspective—knowing where their true security lies.When couples discuss money openly within that framework, communication strengthens and unity deepens. Money becomes not a barrier but a bridge to a deeper connection.Learning How Much Is “Enough”One of Ron's signature teachings centers on answering the question: How much is enough?Defining financial “finish lines” for lifestyle and accumulation frees believers from endless striving. It helps them determine when to give more, save less, and live joyfully within God's provision. From a worldly view, enough is never enough—but from God's view, it is both possible and freeing.When we truly believe that God owns everything, our financial goals shift. We seek margin—the space to give, serve, and respond to God's call.Money itself isn't the goal—it's a tool to accomplish God's purposes. Whether it's how we educate our children, give to ministry, or plan for the future, the question becomes: How can these resources advance God's Kingdom?When people look at us, they shouldn't see someone better, but someone different—different priorities, values, and goals.When Couples Don't See Eye to EyeNot every couple starts on the same page financially. Ron has seen how honoring the marriage covenant sometimes means yielding financial preferences for the sake of peace and witness. In one case, advising a believing wife to honor her unbelieving husband's wishes about tithing led to that husband's eventual openness to Christ.Even in his own marriage, Ron and his wife, Judy, have relied on third-party counsel to strengthen their communication—reminding couples that it's not their money, but God's money.Money as a Test and a TestimonyFor Ron, money serves three purposes: it's a tool, a test, and a testimony. God often uses money to build our faith because it serves as a test of our trust. But it's also a testimony. Contentment, generosity, and peace in financial life point the world to the sufficiency of Christ. In a culture driven by comparison and consumption, a believer who lives joyfully and contentedly becomes a living witness of God's faithfulness.If we can demonstrate contentment, confidence, peace, and joy, the world will notice—and wonder why. Money even becomes a testimony to the next generation as children watch their parents live open-handedly and find joy in biblical stewardship.When you view money as God's tool, test, and testimony, it reshapes not just your finances—but your faith, marriage, and legacy.Money is a great servant but a terrible master. When we surrender ownership to God, we discover the true freedom of stewardship—peace, purpose, and joy that outlast every market cycle.On Today's Program, Rob Answers Listener Questions:I'm 59 and planning to retire next year. My wife is already retired, and thankfully, our home and vehicles are paid off. We also have a few rental properties that are nearly paid for. My question is—when should I start taking Social Security? And regarding our pensions and investments, should I consider rolling them out of our company plans into something else?My son is thinking about filing for bankruptcy. He has quite a bit of debt—not just credit cards—and I'm worried about what bankruptcy would do to his credit and how long it would take him to rebuild. He hopes to buy a home in the near future. What are his options to avoid bankruptcy, and if he does file, how can he begin to recover his credit?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron Blue with Michael BlueWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How do you get a 70% reply rate on LinkedIn DMs? In this episode, I sit down with Gabe Lullo, CEO of the 8-figure sales development agency Alleyoop, who shares his exact method for filling his sales pipeline every single day. Gabe unpacks the hard truths about modern sales, explaining why most LinkedIn outreach is just noise and how hyper-personalized voice notes can get you a 7x higher response rate. He also breaks down his "calls and content" strategy, why prospecting for one hour daily is more effective than batching it once a week , and the critical difference between being a founder and being a CEO. Check out the company: https://alleyoop.ioBook a 1-on-1 advisory session with me to apply these principles to your business: https://calendly.com/wltb/advisory

Want to keep running strong for decades — without dealing with the same nagging injuries? In this powerful conversation, I sat down with Coach Sara Manderscheid on the Elevate Your Running Podcast to talk all about how to make running a lifelong pursuit. We dive deep into: - How to adapt your training as you age so you can stay strong and confident in every season of life - Why strength and plyometric work are non-negotiable for injury prevention - How to tell the difference between “normal” soreness and red flags that mean you need to pause - The key mindset shifts that turn setbacks into long-term success Whether you're coming back from injury, feeling frustrated by recurring pain, or simply want to make sure you're still running well into your 40s, 50s, and beyond — this episode will help you build a body that's durable, strong, and built for the long run.

Feeling fragmented? This episode guides you through small, practical steps to restore internal wholeness. Learn how to identify misalignments, start keeping promises to yourself, and rebuild self-trust — one intentional choice at a time.You Got This, Ryan

Great leaders don't just give orders, they ask powerful questions! The right question can motivate your team, uncover hidden opportunities, and help you grow your sales and profits faster than ever. Today, we'll talk about how asking, instead of telling, can transform your leadership style. From empowering your team to think for themselves to spotting missed chances for improvement, questions are one of the most powerful tools in your leadership toolbelt. You don't have to be bossy to get results - You just have to start asking better questions.     -----------------------------   CONTACT ME:

There's nothing quite like that moment when you stand outside your classroom after being out. Will you walk into calm or chaos? In this episode, we're sharing six simple strategies to get your classroom back on track after a sub day, whether you've been gone for a few hours or a few weeks. You'll learn a step-by-step approach for resetting routines, reconnecting with students, and addressing behavior concerns in a way that restores calm and strengthens your classroom community. Walk away ready to confidently transition from substitute chaos to smooth sailing...no matter what you find when you open that door!Prefer to read? Grab the episode transcript and resources in the show notes here: https://www.secondstorywindow.net/podcast/resetting-after-a-substitute-teacher/Resources:Joshua Radin: One Day HomeJoin the Teacher Approved Club!Connect with us on Instagram @2ndstorywindow.Shop our teacher-approved resources.Join our Facebook group, Teacher ApprovedLeave a review on Apple Podcasts.Leave a comment or rating on Spotify.Related Episodes to Enjoy:Episode 165, Keeping Students Engaged All Year Long, No Matter the SeasonEpisode 219, How to Build a Classroom Community That Lasts All YearEpisode 223, The Core 4 Routines Every Classroom Needs to Run Like ClockworkEpisode 226, The October Reset Every Teacher Needs

E423- INNER VOICE : A HEARTFELT CHAT WITH DR. FOOJAN AND DR. DONALD MEICHENBAUM ON

So many people feel frustrated and annoyed with themselves because they don't know what they want from their career. In today's episode I share:This is completely normal! There are probably more people who DON'T know what they want than who do know. Embracing career uncertainty lets you embrace personal growth and change. The idea that people must have a singular passion to achieve career satisfaction is misleading. The notion that career clarity is an ongoing process that requires continuous reflection and adjustment based on our evolving circumstances and valuesAbout Nicola SempleI help people to build their career confidence and achieve their career goals.You can book a free no-obligation chat about how I can support you to achieve your career goals: https://nicolasemple.com/chatYou can get my free guide "Back Yourself: Your 7 Step Plan to Build Confidence and Achieve Your Career Goals": https://nicolasemple.com/backyourselfYou can buy my book The Career Confidence Toolkit: Take Control of Your Career and Fulfil Your Potential: https://nicolasemple.com/bookConnect with me on Linked In to carry on the conversation: https://linkedin.com/in/iamnicolasempleA new episode of The Career Confidence Podcast is released every second Friday. Hit the subscribe button and you will be the first to know when a new episode goes live.

Why is your ad revenue flat even when your game's traffic is growing? Margins are getting squeezed by hidden fees, and old strategies of yelling at partners no longer move the needle. In this episode, we sit down with veteran ad monetization consultant Kelly Kang to get her modern playbook for building a resilient and profitable ad strategy from the ground up.Kelly Kang has optimized ad strategies for some of the biggest names in mobile gaming, including Big Fish Games, Aristocrat, and Glu Mobile. She provides a masterclass on auditing your current setup, choosing the right tech stack, and understanding the metrics that truly matter for long-term growth.In this episode, you will learn:The #1 reason your revenue margins are shrinking (and it's not what you think).A 4-point framework to audit your ad stack, from mediation to placements.Why you should track Ad Engagement and Impression Depth over ARPDAU and CPM.The most common (and costly) mistakes studios make when launching and operating ads.Actionable "quick wins" that can immediately boost performance.How to structure and scale your ad monetization team based on revenue, not workload.Episode Chapters (Timestamps):(00:00:26) The Biggest Pain Point: Squeezed Margins & Hidden Fees(00:04:21) The Day-One Audit: A 4-Point Framework(00:07:37) Strategy: Header Bidding vs. Waterfall(00:14:25) The Metrics That Actually Matter (Beyond ARPDAU)(00:17:54) Ad Placement and Format Strategy(00:27:35) Launching a New Game: A Step-by-Step Plan(00:38:29) How to Structure and Scale Your Admon Team(00:49:03) Common Mistakes That Kill Revenue and LTV(00:55:49) Quick Wins to Boost Ad Revenue(01:04:08) The Future of Ad Monetization & AIFollow Us:For more expert insights, subscribe to the Gamemakers newsletter: https://www.gamemakers.com/Connect with our Guest:To learn more about Kelly Kang and her work, visit Game Plan Advisor: https://www.gameplanadvisor.com

New parents often wonder where to start when it comes to investing for their child's future. In this episode, we walk through a 5-step plan to invest for your newborn -- from protecting your family and setting up a 529 plan to teaching your kids how to build wealth on their own. We also feature Naseema McElroy, founder of Financially Intentional, who paid off $1 million of debt and built a $1 million net worth by age 44. She shares how she's teaching her kids about ownership, investing early, and building generational wealth. Finally, we wrap up with a fun money quiz with Calvin, testing his knowledge about investing, scholarships, and how to grow wealth over time. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. Podcast Chapters 00:00 – Generational wealth and the true legacy worth investing in 00:21 – Welcome and episode overview 00:49 – Net Worth Win: Naseema McElroy of Financially Intentional 01:15 – Listener question: how to invest for a newborn 01:40 – Step 1: Secure your own finances first 02:45 – Step 2: Protect your family with life insurance, a will, and credit freezes 04:30 – Step 3: Open a 529 college savings plan 06:30 – Step 4: Consider a UTMA or UGMA custodial account 08:00 – Step 5: Add a custodial Roth IRA once your child has earned income 09:20 – Teaching kids the power of compounding 10:00 – Recap: five steps for investing for newborns 11:10 – Naseema McElroy on paying off $1M of debt 13:20 – Investing for herself and her children 15:20 – Building wealth through retirement accounts and home equity 18:00 – Teaching her kids to invest and own stocks 23:00 – Employing kids in your business for Roth IRA contributions 24:00 – Why starting early matters for generational wealth 25:20 – Naseema's advice: start now, don't wait 26:57 – Money Quiz with Calvin Hill HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to buy a Michigan home without getting dragged into bidding wars or overpaying? In this 47-minute deep dive, I walk you through an A-to-Z playbook for 2025-2026 buyers: how to read the current Michigan market, target the right listings, write a smart low offer, and negotiate seller concessions (closing costs, rate buydowns, repairs) while protecting yourself with inspections and contingencies. If you're shopping anywhere in Metro Detroit, Ann Arbor, Grand Rapids, Lansing, West Michigan, Oakland County, Macomb, Washtenaw, Livingston, or Genesee, this guide will help you spot real opportunities and avoid costly mistakes.MENTIONED LINKS ⬇️→How To Win A Bidding War Guide: https://shorturl.at/39EOW→Michigan Relocation Guide: https://shorturl.at/9IZQ1→Michigan Relocation Checklist: https://www.mihomesbyandrew.com/relocation-checklistCONTACT ME

Want to grow your profits every quarter?

Get MiloTree for free to sell digital products and grow your audience. Sign up here. Struggling to launch your first digital product? If you've got a blog or online audience, selling printables is the simplest way to start earning—without mastering complex tech or spending weeks creating a course. In my latest Blogger Genius Podcast episode with Sherry Smotherton-Short, founder of Printables & More Club, we break down how to get your first printable live in minutes, what sells, and how to turn freebies into tripwire sales. Show Notes: MiloTree Free Plan Printables & More Club Digital Product Empire AI Prompt (Free Download) 6 Purchasing Triggers Test Join The Blogger Genius Newsletterc Become a Blogger Genius Facebook Group Subscribe to the Blogger Genius Podcast: iTunes YouTube Spotify The Problem You want to monetize your audience, but… You're short on time and design skills “Making a full course” feels overwhelming You're unsure what will actually sell The Simple Solution Start with printables: checklists, planners, activity pages, wall art, party kits—small, useful downloads that solve a specific problem for your audience. Use templates to speed up creation, then launch with a freebie → tripwire funnel to validate and sell quickly. Why Printables Work Right Now Low lift, high leverage: Customize a Canva template (fonts, colors, logo) and publish—often in under an hour. Evergreen sales: Once published, they can sell on autopilot for months or years. Niche = pricing power: Generic planners might be $3–$7, while niche planners (e.g., Cub Scouts, ADHD students, cosplay) can command $27–$30+. What Sells: Printable Ideas You Can Launch This Week Niche Planners Social media manager planner, homeschool unit planner, event vendor planner, cosplay build planner. (Niche = higher price.) Checklists & Trackers “Publish a blog post” checklist, budget tracker, habit tracker, kids' sports gear checklist. Kids' Activities (Seasonal wins!) Holiday scavenger hunts, coloring pages, word searches, puzzle packs. Party Printables Theme decor + games (e.g., unicorns, secret agent kits), ready to print and assemble. Wall Art Quote prints, nursery sets, bold geometric scripture posters for a younger aesthetic. Pro tip: Mine your top 3 blog posts and create a hyper-relevant printable for each. Ask: “What's the reader's very next step after this post?” Build that as a checklist or mini-planner. Your 60-Minute Launch Plan (Step-by-Step) 00:00–10:00 — Pick the idea Choose a printable tied to one of your highest-traffic posts (or a pain point you solve). 10:00–40:00 — Customize a Template Grab a Canva template (e.g., from Printables and More Club) and make quick edits: brand fonts/colors, logo, page titles, swap graphics. Keep it simple. 40:00–60:00 — Publish with MiloTree (Free) Create a freebie (e.g., Easter scavenger hunt) to collect emails. Add a tripwire on the thank-you page (e.g., full Easter activity pack). MiloTree hosts/delivers both, and your AI-generated sales page is done for you—free plan available. Funnel That Converts: Freebie → Tripwire Lead Magnet (Freebie): One valuable page (checklist, scavenger hunt, mini-planner page). Tripwire (Paid): Right after signup, offer the bigger, done-for-them pack (e.g., 20-page activity bundle or full planner) at a limited-time price. This works because the freebie pre-qualifies intent—buyers already want more of the same. Tools & Tactics That Make It Easy Templates in Canva: Perfect for non-designers; update in minutes. MiloTree Free Plan: Spin up AI-generated sales and opt-in pages Deliver freebies automatically Add social pop-ups to grow followers Set up tripwires without extra tools (all on the free plan) Optional Digital Planning: Many customers still print PDFs, but some use GoodNotes on iPad; simple PDFs work great. Pricing Hints Starters: $5–$9 for checklists/trackers Bundles/Activity Packs: $9–$19 Niche Planners: $27–$30+ (specific beats generic)   Quick Start Checklist Pick 1 printable tied to a top post Customize a Canva template (fonts, colors, logo) Upload to MiloTree (Free) as a paid product Create a matching freebie to grow your list Add a tripwire offer on the thank-you page Promote the opt-in link in your post + sidebar + social bios Iterate weekly (new seasonal or niche variation) Final Takeaway You don't need a huge course to monetize—you need one helpful printable aligned to a real problem your audience has. Use a template, ship a freebie today, add a small paid upgrade, and let MiloTree handle the delivery and sales page for you. Rinse and repeat, especially for seasonal content. Your first $7 sale is the hardest; the rest compound. Other Posts You'll Love

It's been eight years that "Pat Gray Unleashed" has been a thing! 20-step plan to fix Gaza, as proposed by President Trump. Vice President Vance explains how the government is still on pace to shut down tonight. President Trump posts a meme that upsets House Minority Leader Hakeem Jeffries (D-N.Y.). How former FBI Director James Comey lied to and obstructed Congress. Rep. Eric Swalwell (D-Calif.) threatens anyone who made a deal with the Trump administration. Jimmy Kimmel's ratings plummet after his recent return to the air. More information about the shooter of the LDS church in Michigan. Is the photo online of the Michigan shooter photoshopped? Does it matter? Guns being outlawed in Canada. Larry Ellison and Oracle are big fans of having your data. Digital ID storming ahead in Britain. Years ago, Robert Kennedy warned about the government's use of a national ID system. Secretary of War Pete Hegseth speaking to all of the military generals. Is the U.S. preparing for war with Venezuela? Bill Maher discusses the genocide of Christians in Nigeria. New York City mayoral front-runner Zohran Mamdani refuses to condemn terrorists and refuses to apologize to New York City police. Rep. Ilhan Omar (D-Minn.) tries to redefine Charlie Kirk's legacy. Don Lemon has a message for "white men." Released: Charlie Kirk's letter to Benjamin Netanyahu. Barack Obama's presidential library eyesore. 00:00 Pat Gray UNLEASHED! 00:14 Happy (Belated) 8th Anniversary of Pat Gray UNLEASHED!!! 02:10 20-Step Plan for Eternal Peace in the Middle East? 13:51 Government Shutdown is Imminent?! 17:25 Trump Trolls Hakeem Jeffries & Chuck Schumer 18:35 Hakeem Jeffries is Upset by the Meme 20:26 Chuck Grassley & Ted Cruz VS. James Comey 32:35 New Update on Michigan Church Shooter 44:11 Gun Ownership will End in Canada 49:54 Larry Ellison, Friend or Foe? 55:00 Tony Blair: King of Gaza? 55:53 Digital ID for the UK 59:00 FLASHBACK: RFK Jr. Warns against Digital ID Back in 2022 1:05:28 Generals Meeting with Pete Hegseth 1:06:31 America Invading Venezuela??? 1:10:22 Bill Maher on the Genocide in Nigeria 1:12:06 Michigan Church Shooter HATED Mormons 1:16:32 Zohran Mamdani Refuses to Condemn Hamas 1:20:20 Zohran Mamdani Refuses to Apologize to the NYPD 1:24:52 Dearborn Police Chief on Number of Arab American Officers 1:26:36 Ilhan Omar Refuses to Apologize for her Charlie Kirk Comments 1:28:44 Don Lemon's Message to White Men 1:30:27 5000 Freedom Shirts in Honor of Charlie Kirk Learn more about your ad choices. Visit megaphone.fm/adchoices

Most small business owners are running their business on gut instinct instead of using the best tool in their toolbelt - the Profit & Loss report. Your P&L isn't just a piece of paper; it's the roadmap to growing your sales and profits. It shows you where your money is really going, reveals trends that help you predict the future, and gives you the insight to make smarter decisions. Ignoring it is like trying to hammer a nail with a wrench or bake a cake without using the oven. You're making things harder than they need to be. Today, we'll break down why your P&L is the ultimate tool to grow your business and how to start using it today. -----------------------------   CONTACT ME:

Ready to achieve your first 6-figure year? In this episode of the Seven Figure Educator Podcast, Dr. Erica Jordan-Thomas shares her powerful 3-step strategic planning framework to turn your revenue dreams into reality. From setting clear goals to actionable strategies, this conversation is packed with insights to help you create a predictable and thriving business while making mindset shifts and betting on yourself. **KEY POINTS:** - **Set Your North Star:** Define your annual revenue goal and break it down by quarter and month for clarity and focus. "If your business feels unpredictable, nine times out of ten you're not strategic planning," says Dr. Erica. - **Run the Numbers:** Understand your pricing, adjust as needed, and calculate how many clients you need to hit your monthly targets. Whether your service is priced at $1K or $10K, the math reveals the pathway to success. - **Focus on Strategy:** Prioritize your efforts by identifying how many prospects you need to engage weekly to hit your goals. Dr. Erica explains, "With a 20% conversion rate, you need five calls to land one client. Now, it's about focusing your energy on booking those calls." Dr. EJT also highlights the importance of unwavering belief in your goals, building community, and investing in growth. Entrepreneurship isn't a solo journey—surround yourself with like-minded individuals and take intentional steps to scale effectively. Your first six-figure year starts with a plan—and this episode gives you the roadmap to get there. Remember: "Your business should not be unpredictable. Strategic planning gives you the clarity to execute with purpose." If you're ready to make bold moves, shift your mindset, and bet on yourself, hit play and take notes! Don't forget to subscribe, like, and share this episode with others in your community. Together, we grow stronger. Let's build something amazing! RESOURCES: [⁠⁠⁠⁠MEET⁠⁠⁠⁠] Are you an educator looking to start or grow your education consulting business? Click ⁠⁠⁠⁠here⁠⁠⁠⁠ to book a call with our team and learn more about our programs! ⁠⁠⁠⁠⁠⁠[FREE]⁠⁠⁠⁠⁠⁠ Don't miss my free 5-Day 7-Figure Business School and learn the blueprint to grow a seven-figure education consulting business. I'm going to teach you the psychology of a millionaire, how to identify million-dollar problems, package and price your offers, master my seven-figure sales process, and identify leads to pitch immediately. ⁠⁠⁠⁠⁠⁠Click HERE to sign up now⁠⁠⁠⁠⁠⁠! ⁠⁠⁠⁠⁠⁠[LIVE EVENT]⁠⁠⁠⁠⁠⁠ Join us at Seven Figure Educator Live, a three-day event in Atlanta, Georgia, where you'll experience unparalleled support, community, and fellowship with your fellow educators. ⁠⁠⁠⁠⁠⁠Click HERE to grab your ticket now⁠⁠⁠⁠⁠⁠ and let's make magic happen together in Atlanta!  ⁠⁠⁠⁠⁠⁠[FB COMMUNITY]⁠⁠⁠⁠⁠⁠ Don't miss out on your chance to connect with other education consultants in our free public Facebook group! ⁠⁠⁠⁠⁠⁠Click HERE⁠⁠⁠⁠⁠⁠ and find your 7-Figure community today. ⁠⁠⁠⁠⁠⁠Dr. Erica Jordan-Thomas ⁠⁠⁠⁠⁠⁠ IG | ⁠⁠⁠⁠⁠⁠@e_jordanthomas⁠⁠⁠⁠⁠⁠ LinkedIn | ⁠⁠⁠⁠⁠⁠@erica-jordan-thomas-ed-l-d-86314764⁠⁠⁠⁠⁠⁠  Facebook | ⁠⁠⁠⁠⁠⁠@EJTConsultingLLC⁠⁠⁠⁠⁠⁠  Enjoyed this episode? Like, rate, and subscribe to the 7-Figure Educator podcast! 

Five steps to punching through your paper walls. Support Your Move with a tax-deductible gift: http://yourmove.is/give/ Get conversation starters based on this episode: https://bit.ly/3uUcluH Sign up for exclusive email content every month: https://bit.ly/32SQKoE Find more episodes and other free resources on our website: yourmove.is Check us out on Instagram https://bit.ly/3DZ2q96 See omnystudio.com/listener for privacy information.

In today's episode of The Career Confidence Podcast, I'm joined by Lisa Reynolds, Managing Director of ioda, a learning and development provider that focuses on not just developing their learners' knowledge, skills and behaviours to make them better at their job, but also to help them grow as a person. Lisa gives us an insight into her rather unique career path, her passion for diversity, equity and inclusion, and what it really takes to be an inclusive leader. We also talk about the power of apprenticeships, busting the myth that they are just for school leavers and how you can potentially access an apprenticeship to support your own learning and development. Links Mentioned In This Episode:iodaLisa Reynolds on Linked InAbout Nicola SempleI help people to build their career confidence and achieve their career goals.You can book a free no-obligation chat about how I can support you to achieve your career goals: https://nicolasemple.com/chatYou can get my free guide "Back Yourself: Your 7 Step Plan to Build Confidence and Achieve Your Career Goals": https://nicolasemple.com/backyourselfYou can buy my book The Career Confidence Toolkit: Take Control of Your Career and Fulfil Your Potential: https://nicolasemple.com/bookConnect with me on Linked In to carry on the conversation: https://linkedin.com/in/iamnicolasempleA new episode of The Career Confidence Podcast is released every second Friday. Hit the subscribe button and you will be the first to know when a new episode goes live.

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025's Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind!

How many sales are you losing because you don't answer your phone?

We're going full scientist mode today, because Jonah Rosner is back on the show.If you don't know Jonah, he's the applied sport scientist who went from the Houston Texans to the streets of Brooklyn, translating lab data into PRs for everyday runners.He's walked the talk—he ran 2:57:22 at the Chicago Marathon on October 13, 2024—and he's been on a tear since on social media. He has unpacked what 99% of runners are missing, and then he dropped a durability framework with Stryd (plus a free 10-week plan) to help you fade less and finish stronger in races.In June he launched Brooklyn Running Company's Beginner's Pre-Run Fuel Playbook to make pre-run nutrition stupid-simple. Jonah continued breaking down exactly how he used caffeine to run 2:57, and expanded the fueling playbook with a Science in Sport piece on in-race carbs.If you coach, this is a blueprint you can deploy this week. If you're building for a fall race, this is the clarity you've been hunting: what to measure, what to ignore and what to change by your next long run.Grab a notebook. By the end, you'll have a simple checklist to move the ceiling on your performance—and a plan to chip away at it, session by session.Let's get surgical about speed.Tap into the Jonah Rosner Special.  If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it. Comment the word “PODCAST” below and I'll DM you a link to listen. If this episode blesses you, please share it with a friend!S H O W  N O T E S-The Run Down By The Running Effect (our new newsletter!): https://tinyurl.com/mr36s9rs-BUY MERCH BEFORE IT'S GONE: https://shop.therunningeffect.run-Our Website: https://therunningeffect.run 

A franchise coach gives the complete plan for job loss preparation. In this full episode, certified franchise consultant Giuseppe Grammatico walks you through the 5 critical pillars of preparing for a career transition: mindset, resumes, finances, online presence, and family.DISCLAIMER: The information on this podcast is for general information purposes only. Franchising involves risk and careful consideration should be given before making any decisions.Connect with Franchise Freedom on:Website: https://ggthefranchiseguide.com/podcast/ LinkedIn: https://www.linkedin.com/in/giuseppe-grammatico/ Facebook: https://www.facebook.com/GGTheFranchiseGuide X: https://x.com/ggfranchguide Instagram: https://www.instagram.com/ggthefranchiseguide/ YouTube: https://www.youtube.com/@ggthefranchiseguide Apple: https://podcasts.apple.com/us/podcast/franchise-freedom/id1499864638 Spotify: https://open.spotify.com/show/13LTN5UzA57w2dTB4iV0fm TikTok: https://www.tiktok.com/@ggthefranchiseguide The Franchise Freedom: Discover Your New Path to Freedom Through Franchise Ownership, Book by Giuseppe Grammatico https://ggthefranchiseguide.com/book or purchase directly on ...

In this week's episode of The Career Confidence Podcast, I am joined by Jude Sclater, a leadership coach, author of Think Like A Coach, and former internal coach at Deloitte. She helps managers step up from doing the work to leading the team, without burning out or losing their best people. Her work focuses on practical coaching skills that make everyday conversations more impactful, even when time is short. We talk about how:Coaching skills can empower team members, fostering their development and ultimately benefiting organisational performance. Managers should actively resist the impulse to fix problems and instead encourage team members to find their own solutions. The importance of nurturing a coaching culture within organisations for higher employee engagement and retention. Building relationships through effective coaching enhances team dynamics and can significantly improve overall workplace morale and productivity. Links Mentioned In This EpisodeJude Sclater on Linked InThink Like a Coach Book About Nicola SempleI help people to build their career confidence and achieve their career goals.You can book a free no-obligation chat about how I can support you to achieve your career goals: https://nicolasemple.com/chatYou can get my free guide "Back Yourself: Your 7 Step Plan to Build Confidence and Achieve Your Career Goals": https://nicolasemple.com/backyourselfYou can buy my book The Career Confidence Toolkit: Take Control of Your Career and Fulfil Your Potential: https://nicolasemple.com/bookConnect with me on Linked In to carry on the conversation: https://linkedin.com/in/iamnicolasempleA new episode of The Career Confidence Podcast is released every second Friday. Hit the subscribe button and you will be the first to know when a new episode goes live.

A growing bank balance doesn't always mean a healthy business.

If your traffic fell off a cliff after recent Google updates and AI answers, you're not alone—especially if you're a recipe, YMYL (Your Money or Your Life), or niche blogger who used to win with long posts and ads. But SEO isn't dead—it's evolved. In my latest Blogger Genius Podcast episode, I'm talk to SEO strategist, Steven Schneider, who breaks down exactly how creators can still win in 2025: build visible authority, earn strategic backlinks, improve UX, and shift revenue toward newsletters and products. Show Notes: MiloTree Free Plan Steven Schneider 6 Purchasing Triggers Test Join The Blogger Genius Newsletter Become a Blogger Genius Facebook Group Subscribe to the Blogger Genius Podcast: iTunes YouTube Spotify The Problem Creators Are Facing in 2025 AI is answering queries and compressing clicks—brutal for “quick-answer” niches like recipes. Google is rewarding authority (E-E-A-T) and punishing thin UX (endless scroll, intrusive ads, fluff). Old playbooks (publish more posts, stuff in keywords, hope for ad RPM) don't move the needle. Solution in a sentence: Treat search like a brand + authority channel, not a traffic lottery. Build proof of expertise on every page, earn real mentions/links, and turn all attention into owned audiences and product revenue. What's Working Now (According to Steven) 1) Authority > everything Add clear E-E-A-T signals on every post and key page (not just your About page): Real author byline + headshot 2–3 credential links (culinary school, certifications, LinkedIn) Awards/press mentions (linked) Concise author bio block on each post This helps Google and readers trust that a human expert wrote it. 2) Backlinks with intent (no spray-and-pray) Guest on podcasts (links in show notes = high-quality, relevant). Offer expert quotes to other bloggers/journalists; pitch quick 2–3 sentence tips they can drop in with a link. Vary anchor text (brand, URL, topical phrases) and use reciprocal links sparingly. Paying for “time” vs “links” is a gray area—be selective and ethical. 3) UX that respects the reader Stop the 4,000-word detours; give the answer fast and add optional depth. Keep one H1 per page, logical H2/H3s, strong internal linking, and basic schema hygiene. Recipes/how-to: lead with the steps; put the story below. 4) BOFU content (not just top-of-funnel) Steven's agency prioritizes bottom-of-funnel, high-intent topics that convert to leads or sales—because SEO must tie to revenue. 5) Newsletter > ad RPM Clicks are down, but email still converts. Build a free newsletter, nurture weekly, and sell your own offers (ebooks, mini-courses, templates, memberships). 7-Step Action Plan (Do this in the next 14 days) Add E-E-A-T blocks site-wide Byline, headshot, 2–3 credential links, “Reviewed by” where relevant. Fix on-page structure One H1, clean headings, scannable sections, strong internal links among related posts. Create one “wow” asset (lead magnet or calculator) Examples: Gluten-free flour swap chart (instant, high-value) Meal-prep planner (fillable PDF) ROI/Cost calculator (tools get links + emails) Pitch 10 podcasts in your niche Offer 3 topic angles, a short bio, and a value-packed outline; request a site link in show notes. Run a “quote outreach” sprint Identify 25 relevant posts; email the author a ready-to-paste 2–3 sentence expert tip + your preferred link target (vary anchors). Publish 3 BOFU posts Bottom-of-funnel queries aligned to your product (e.g., “Meal-prep templates,” “Gluten-free baking guide PDF,” “One-hour blogging audit”). Launch or revive your newsletter Weekly format: 1 tip, 1 tool, 1 template. Soft-pitch your product/freebie in each send. Make This Easy (and Free) with MiloTree With the MiloTree Free Plan, you can: Sell one digital product (ebook, template, workshop replay) Offer a freebie/lead magnet with automatic delivery Add a social pop-up to grow followers while you sleep Spin up AI-generated pages (sales + opt-in) in minutes

[Download] 6-Step Plan to Grow in Your Running Journey  Most runners skip one of the simplest, fastest ways to get quicker, smoother, and more injury-resistant — strides. In this episode of the Healthy Runner Podcast, Dr. Duane Scotti breaks down everything you need to know about strides — the most underrated tool in your running toolbox.  Whether you're chasing a marathon PR, training for your first 5K, or just want to make running feel easier, strides can change the game. You'll learn: What strides actually are (and what they are NOT) Why they improve speed, efficiency, and injury resilience at any age How to perform strides step-by-step The biggest mistakes runners make when adding strides How to progress strides safely into your weekly routine If you've ever wondered how to run faster without risking injury — or how to finally make your form feel smooth and powerful — this episode is for you.

Message From Susan Hey everyone, it's Susan, and you're about to hear one of my training tips and tidbits. These are quick, actionable strategies to help you and your dog in everyday life or for dog sport. Often our short videos with tips are created from your most popular segments of podcast episodes. So, let's dive in!   The Step-by-Step Plan That Turns Hesitant Dogs Into Happy Swimmers  I'm sharing my step-by-step plan that turns hesitant dogs into happy swimmers by building confidence one stage at a time. You'll learn how to create positive associations with water, keep the process fun, and set your dog up for success every step of the way. Watch the full video at https://www.youtube.com/watch?v=oexSF-V3ELg 

Are you driving away your profits, literally?

Karl Vaters talks with Luke Simmons, the pastor of Ironwood Church in Mesa, AZ. Recently, Luke and his church elders decided to pursue a very ambitious goal with the aim of helping their large, growing congregation feel smaller and more connected.As a big-church pastor, Luke is not a typical Church Lobby guest, but he and Karl follow each other on X (formerly Twitter) and when Luke posted about this plan it inspired a lot of questions and curiosity. The plan is for the members of their elder team to have one-on-one meetings with 1,000 church members over coffee or a meal this coming year.If those numbers make you feel like this isn't for you, give it a chance. Luke has a heart for people, and he's interested in how to set numerical goals that help us reach non-numerical objectives of discipleship, fellowship, and service.Links:Luke's original X post about elder meeting goalsLuke's original X post about doing one-on-one meetingsFaithful and FruitfulTim Keller on Leadership and Church Size DynamicsDarrell Stetler's Sermon IllustratorFollow Luke on XIronwood ChurchBonus videoHow To Conduct An Annual Leadership Meeting, with Luke SimmonsKarl Vaters talks with Luke Simmons about some of the steps he follows to gain as much as possible from an annual leadership meeting with his church elders. Points include:Get it on the calendar as soon as possibleMake it an overnighterBudget for itSlow down in a relaxed environmentSet the tone with idea prompts in writingWrite a summary afterwardAnd moreLinks:How to Grow Your Small Business: A 6-Step Plan to Help Your Business Take Off (Donald Miller)Luke's original X post about elder meeting goalsLuke's original X post about doing one-on-one meetingshttps://faithfulandfruitful.com/elders-meeting/To get Bonus Content every week, click here to become a Financial Partner, or here to subscribe to the Free Weekly Newsletter.

In this second episode of the 2025 Global Leadership Summit (GLS) Recap Series on Stories from the River, host Charlie Malouf welcomes Steve Ramjit, the Regional Manager of Broad River Retail's North Region.  Steve, who oversees seven stores and has been with Broad River since October 2024, shares his impressions of attending his first GLS, describing it as an incredible, life-changing experience. The conversation not only highlights Steve's journey from Florida to the Carolinas and his background with other furniture retailers, but also touches on the significance of August milestones for Broad River Retail and the excitement around hosting Jon Acuff as a keynote at their upcoming Pioneering the Path - a Purpose 8:28 Experience. Much of the episode centers around Jon Acuff's practical frameworks for goal setting and overcoming procrastination, vital for the Memory Makers as they pursue the ambitious goal of $272 million in revenue for 2025. Steve and Charlie break down Acuff's memorable strategies, such as the "Dream-Plan-Do-Review" model, the importance of positive soundtracks, and the necessity to confront self-doubt.  Insights on leadership, the psychology behind reaching one's potential, and the need for intentional positivity—backed by data—are emphasized as essential tools for Memory Makers to unlock greater productivity and fulfillment. The conversation ends with encouragement to lead with purpose, stop procrastinating, and give one's best both at work and at home, reinforcing the company's commitment to growth and empowerment. Additional resources: Soundtracks: The Surprising Solution to Overthinking by Jon Acuff - https://www.amazon.com/Soundtracks-Surprising-Overthinking-Jon-Acuff/dp/1540900800   All It Takes Is a Goal: The 3-Step Plan to Ditch Regret and Tap Into Your Massive Potential by Jon Acuff - https://www.amazon.com/All-Takes-Goal-Massive-Potential/dp/1540900819   Procrastination Proof: Never Get Stuck Again by Jon Acuff (Available April 14, 2026) - https://www.amazon.com/Procrastination-Proof-Never-Stuck-Again/dp/154090380X  Consistency Over Charisma: Takeaways from Craig Groeschel's Keynote at the Global Leadership Summit - https://www.youtube.com/watch?v=cwNiyzyD-go   Watch this episode on YouTube: https://youtu.be/TxtGAFeenSo  Visit https://www.storiesfromtheriver.com for more episodes. Broad River Retail brought this show to you. Visit https://BroadRiverRetail.com                                Follow us on LinkedIn: https://www.linkedin.com/company/broad-river-retail    

More sales don't always mean more money. In fact, chasing sales without checking the profit first can leave you working harder, longer hours… for nothing.

Are you making sales but still broke at the end of the month?

The 5 Step Plan to Save 63% on Your Taxes.

Watch the YouTube video here to see the step-by-step instructions. If you think you have no idea for a digital product, I promise you do — you're just too close to your own skills to see them. The things that feel normal to you could be worth $10, $20, or even $100 to someone else. In this post, you'll learn how to create and sell your first digital product in just one week — without an online store, without complicated tools, and without spending a cent. We'll use four free AI prompts to help you: Find your best-selling product idea Build it in minutes Set up a sales page instantly Promote it without feeling pushy And the best part? You can do all of this using MiloTree's Free Plan, which lets you sell a digital download, offer freebies, and grow your social media followers — all for free. Show Notes: MiloTree FREEBIE: 4 Prompts to Find Your First Product That Is Already in You FREEBIE: 10 Awesome Digital Products You Can Launch This Week Join The Blogger Genius Newsletter Become a Blogger Genius Facebook Group Nadalie Bardo from Your Pin Coach Subscribe to the Blogger Genius Podcast: YouTube iTunes Spotify Why Digital Products Are the Easiest Way to Make Money Online Digital products are perfect for creators, bloggers, and entrepreneurs because: They cost nothing to create — no inventory, shipping, or overhead. They can sell forever — you make it once and sell it 24/7. They position you as an expert — people pay for your knowledge. With the right process, you can go from idea to first Stripe notification in one week. Step 1: Discover Your Hidden Product Idea Open ChatGPT (free version works) and paste in this: Prompt #1 Act as a business idea coach. I want to start selling digital products with no money. Here's my job, my hobbies, and my life experience: [insert yours]. Give me five simple digital product or service ideas I can start this week for free. I'd like ideas that make people money, save them money, save them time, move them toward happiness, move them away from pain, and/or raise their social status. These are your six buying triggers — the psychological reasons people buy. ChatGPT will connect skills you take for granted with problems people will happily pay you to solve. Step 2: Choose the Easiest, Fastest Product to Make From ChatGPT's list, pick something you can create quickly that solves one small but painful problem. If you're unsure, ask ChatGPT to pick the simplest idea with the most customer appeal. Step 3: Create Your Product in Under 10 Minutes Use this second prompt: Prompt #2 Write me a short, high-value checklist or guide that solves [insert problem] in under 10 minutes. Copy the results into: Google Docs → edit → save as PDF, or Canva → choose a free guide template → paste → customize → download as PDF. Step 4: Get Over the Fear of Selling Nervous about putting your product out there? Try this: Prompt #3 Act as my business coach. I'm feeling nervous about selling my product. Write me a short pep talk about why my product is valuable and how sharing it will help people. Read it before you post — it works like a confidence switch. Step 5: Set Up Your Sales Page (Free & Fast) Go to MiloTree.com and sign up for the free plan. Now you can: Click Digital Download in your dashboard. Name your product, set a price (e.g., $14), and write a short description. Upload your PDF. Click Create Sales Page — MiloTree's AI writes it for you. Customize text, colors, and images. Connect your Stripe account for instant payments. MiloTree even delivers your product automatically after purchase. Step 6: Promote Without Feeling Pushy Here's the final prompt: Prompt #4 Act as a social media marketing expert. Give me five short, engaging post ideas to promote this product without sounding pushy, the top 10 places to share it, and a quick pep talk on why consistent promotion is essential. Remember: you're not begging for sales — you're solving problems. 7-Day Plan to Your First Sale Day 1: Use Prompt #1 to brainstorm ideas Day 2: Pick your simplest, most promising idea Day 3: Use Prompt #2 to create your product Day 4: Format it in Google Docs or Canva Day 5: Use Prompt #3, upload to MiloTree, set up sales page Day 6: Use Prompt #4 for marketing ideas Day 7: Share your link everywhere — even in DMs and texts Final Thoughts The only thing standing between you and your first $100 online is starting. Your skills are more valuable than you think — and someone out there is ready to pay for them.

If you want to hire and keep the best, you need to create a place they want to work. That means strong leadership, a healthy culture, constant hiring, proper training, and never settling for “just a warm body.” The truth is, they don't leave due to money, they're leaving bad bosses, toxic coworkers, and workplaces that don't value them. In this video, we'll cover the mistakes small business owners make when hiring, how to build a reputation that attracts talent, and why appreciation and development matter more than you think. Stop blaming the labor market! It's time to become the place everyone wants to work. -----------------------------   CONTACT ME:

In this episode of The President's Daily Brief:   Israeli Prime Minister Benjamin Netanyahu is weighing a full occupation of Gaza—but the plan is dividing Israel's leadership. Meanwhile, a retired IDF general says victory is possible in 100 days, if Israel follows a bold, controversial path.   Russian President Vladimir Putin may be ready to halt airstrikes on Ukraine in an attempt to avoid new U.S. sanctions as President Trump's deadline looms.   As peace talks stall, Trump is reportedly preparing for the U.S. to “take over” the Gaza aid effort—signaling a major shift in Washington's approach.   And in today's Back of the Brief: New York Assemblyman Zohran Mamdani's Democratic Socialists of America faction is under fire for backing a radical pro–North Korea rally that featured chants of “Death to imperialism.”   To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief DeleteMe: Get 20% off your DeleteMe plan when you text PDB to 64000. Message and data rates apply. TriTails Premium Beef: Visit https://trybeef.com/pdb & get 2 Free Flat Iron steaks True Classic: Upgrade your wardrobe and save on @trueclassic at https://trueclassic.com/PDB #trueclassicpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Looking at your Profit & Loss report isn't just about seeing what happened last month, it's about shaping what happens next.