A Sunny Side Up Life Podcast

Sami is back for season 3 of A Sunny Side Up Life Podcast! In this debut episode, Sami goes over life updates, a brief history of the fight for financial independence for women in America, and actionable steps you can take to have more financial autonomy in your own life, regardless of relationship or socioeconomic status.  In this episode, you'll learn more about: Sami life updates including where she's at with her CFP, net worth, home expenses + more The 1700s practice of coverture and how it still affects women today A quick history of women's fight for financial independence, autonomy, and equal rights in the United States Tips on how to be a financially independent woman, regardless of relationship status, the effects of divorce on women, the importance of life insurance + more  MENTIONED IN THE EPISODE:  Best Egg RESOURCES: 1:1 Coaching With Sami: Apply today Digital Budgeting System: Budget Template SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. HOST BIO:  Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader's Digest, and more.  Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women's lives through her budget coaching and personal finance education content.  When she's not downing caramel coffee or homeschooling her three daughters, she's listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas. FOLLOW SAMI ONLINE: Instagram Threads Facebook YouTube CREDITS: Podcast Support: Weir Digital Marketing

The nebulous idea of “enough” is the topic of conversation in the season 2 finale of A Sunny Side Up Life podcast. Most of us struggle with this concept very early in our lives, as we begin to understand complex topics and facts of life like class, race, and inequity.  But how do we handle not being enough as adults when not reaching “enoughness” has real mental, physical and psychological ramifications?  I explore “being enough” by discussing our inner critic, the power of therapy and trusted confidants, and how social media will never be able to tell the full story. In this episode, you'll learn more about: The concept of enough and how most people look like they have it all together, even when they don't How the idea of enough is a social construct + what led Millennials to think they would never measure up Redefining generational definitions of enough + setting our own precedent of what is enough for ourselves  Why you need to set your goals with blinders on + more MENTIONED IN THE EPISODE:  Celebrate your wins reel Buy Yourself The F*cking Lilies  Brene Brown How Do I Find A Good Therapist? PAST EPISODES YOU'LL ENJOY: MAKING $63K SELLING OUR LAND, HOW FINANCIAL FREEDOM GIVES YOU OPTIONS & ALLOWING YOUR DREAMS TO CHANGE ELIMINATING INTERNALIZED CAPITALISM, MORALIZING PRODUCTIVITY & MENTAL HEALTH + MONEY WITH ALYSSA DAVIES WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

No lie: I used to think people truly meant saving cash when they said, “I'm saving for retirement.” I thought people had a vault with stacks of cash. Boy, was I wrong. In this episode, I go through what saving for retirement actually means, why you need to get started NOW and the power of compound interest. I also chat about different investing accounts, income limits and tax advantages, and where you can go online to start educating yourself about investing. In this episode, you'll learn more about: Why investing is important in the first place How to start investing today + why you should  All about fractional shares, ETFs, Mutual Funds, Index Funds + investing basics The difference between an emergency fund and long-term retirement investing + more MENTIONED IN THE EPISODE EVERYTHING YOU NEED TO KNOW ABOUT EMERGENCY FUNDS Compound interest calculator  Gamestop + Robinhood explained  What is the 4% rule of retirement investing Stash App Acorns App Robinhood Vanguard Fidelity Schwab Edward Jones The Simple Path To Wealth Yahoo! Finance Investopedia  PAST EPISODES YOU'LL ENJOY: CATCHING FIRE (FINANCIAL INDEPENDENCE/RETIRE EARLY), PREPARING FOR A RECESSION & HOW TO PAY OFF YOUR MORTGAGE EARLY WITH ANDY HILL PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT IT'S NOT GET RICH QUICK, IT'S GET RICH CONSISTENTLY ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

It was early 2020 and my husband and I were bright-eyed and bushy tailed when we bought our land.  Acres of East Texas pine trees, quiet neighbors (mostly cows), and a creek.  We planned to build our forever home and get old and gray on that property… until Covid hit and lumber prices skyrocketed. Our dream no longer aligned with what we needed, life happened, and we made a huge decision that changed everything. In this episode, you'll learn more about: How to be stubborn about your goals and flexible about the path to achieve them Whether or not we sold our land at a profit or at a loss What we did and what we're planning to do with the $63K lump-sum Accepting the duality of emotion when it comes to pivoting in your life + more PAST EPISODES YOU'LL ENJOY: MONEY, MARRIAGE, AND MOVING IN TO MIDDLE-AGE WITH DANIEL WOMACK 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

“Who in their right mind has $1,000 just sitting in a savings account!?” That's what I thought when I first started Baby Step 1– back in the Dave Ramsey days– when I had $0 in savings. Fast forward to today: I'm bringing you this episode all about emergency funds and why you probably need more than $1k. And good news… I have $20k in savings now. Let me educate you all about why you need an emergency fund to begin with, how much to keep in it (hint: it's personal to you and your situation), where the heck to keep it, and more! In this episode, you'll learn more about: How much you should have in your emergency fund Hoarding cash in an emergency fund + breaking scarcity mindsets The importance of having a sufficient emergency fund for your lifestyle What to do if you feel guilt around spending your emergency fund money – even when it's actually an emergency + more MENTIONED IN THE EPISODE: The Fed - Dealing with Unexpected ExpensesFederal Reserve Board Ally HYSA WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS PAST EPISODES YOU'LL ENJOY: WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE WHAT TO DO ON PAYDAY ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

Alyssa Davies, content creator and published author, joins the podcast to talk about how she was able to approach her finances from a new perspective and remove the guilt and shame from spending money. We discuss financial trauma, how mental health is tied to personal finance, and why internalized capitalism is something to fight against, not praise. In this episode, you'll learn more about: Different forms of trauma in money  What Coast FIRE is + steps you can take to reach it The intersection of money and mental health + adopting healthy coping mechanisms  Having the tough money conversation with aging parents Why a fully funded retirement is the best gift you can give your kids + more MENTIONED IN EPISODE: https://www.thetraumaofmoney.com/  Alyssa's books Alyssa's courses GUEST BIO: Alyssa Davies is a content creator and a published author living in Calgary, Alberta. She is the founder of the two-time award-winning Canadian Personal Finance Blog of the Year, Mixed Up Money that has over 130k+ followers across social media.  Through her work, she has been featured in many notable publications, including The Globe and Mail, FLARE, Global News, and more. In 2021, she was host of The Dream Team featured on CBC Gem. Alyssa has been a freelance writer for six years and enjoys writing about personal finance, homeownership, and more.  When she's not writing, you can find her enjoying some downtime with her daughter, playing soccer or daydreaming about home decor. GUEST SOCIAL MEDIA:  Instagram YouTube Twitter TikTok Website PAST EPISODES YOU'LL ENJOY: WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS WHY COMMUNITY MATTERS, FINANCIAL FEMINISM & CENTERING WOMEN + NON-BINARY FOLKS IN THE MONEY CONVERSATION WITH REGINA AND ANGELA OF WOMEN'S PERSONAL FINANCE DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH & FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

Can you imagine living in a 32 ft trailer with your partner, kids, and dogs? Would you go stir-crazy? Well… now you don't have to imagine it, you can hear all about it. Kailey Maloney, from @believeandbudget, joins the podcast to talk about how her world transformed with simple living. We discuss embracing the messy moments of life, intentional minimalism, advice for starting your debt free journey, if her and her family plan on staying in the RV for the foreseeable future, and more! In this episode, you'll learn more about: The pros and cons of “living small” What caused Kailey and her family to decide to move into an RV Practical and actionable ways to avoid overspending  How difference seasons of life call for different financial decisions + more PAST EPISODES YOU'LL ENJOY: PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE UNSUBSCRIBING FROM THE HUSTLE CULTURE GUEST BIO: Kailey is a budget expert who found joy in helping others live a lifestyle within their means, but also live their dreams. She fully believes you should listen, step out and find out, and take chances. Living tiny was always on her bucket list and so was traveling the US. Her and her family did it all debt-free! GUEST SOCIAL MEDIA + LINKS: Instagram TikTok Facebook Website ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

The term “trauma” seems to be rampant in 2023… especially on social media.  Being “trauma informed,” experiencing “childhood trauma,” or having a “trauma bond” are phrases used repeatedly to describe certain pivotal and disturbing life experiences and/or mental distress. And while sometimes “trauma” is over exaggerated or used incorrectly, the current spotlight on this pervasive problem has brought, front-and-center, the need to explore it in greater depth. This leads to the question: what about trauma and money? Can you have financial PTSD? Can you experience financial trauma? How valid are these things… or are we, as a society, being dramatic when it comes to this pairing? In this episode, you'll learn more about: What is financial trauma + who experiences financial trauma  The 6 common ways financial trauma manifests itself in your body, mind, and life Ways to address financial trauma and learn healthy coping mechanisms Sami's financial trauma: money examples she had during her childhood, how these experiences shaped her money narrative + more RESOURCES USED: https://www.choosingtherapy.com/financial-trauma/ https://theneighborhoodfinanceguy.com/empowerment-and-financial-trauma/ https://www.forbes.com/sites/briannawiest/2019/04/04/financial-trauma-is-a-reality-for-one-third-of-millennials-this-expert-explains-how-to-recover/?sh=592085c130c2 https://plutusfoundation.org/2022/financial-trauma-impact-creators/ https://www.nerdwallet.com/article/finance/generational-trauma CREATORS TO FOLLOW: https://twitter.com/RahkimSabree https://www.instagram.com/stevenmhughes/ PAST EPISODES YOU'LL ENJOY: FEELING FINANCIAL STRUGGLE, COMBATING INFLATION & HOW TO OVERCOME FEELING OUT OF CONTROL WITH YOUR MONEY SPENDING FUN MONEY WHEN YOU'RE BROKE COMPOUNDING EMOTIONAL INTEREST ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

Being a content creator sounds enticing, right? The glamor of having creative agency, working with big brands, and being paid to simply be you. Unfortunately though, like every job, it's not all ring lights and TikTok trends. In this episode of A Sunny Side Up Life podcast, I chat with @shaybudgets, business owner, social media influencer, goal-setting expert, budget coach and more. We talk about how she started her influencer journey, the realities of juggling a full-time job and working a side hustle, how much YouTube pays, and more.   Shay McMillan began her YouTube channel in 2017 and has amassed an impressive following to over 85k+ subscribers. When she's not creating content and budget coaching, she spends time changing lives as a school-based counselor and enjoying life with her husband.  In this episode, you'll learn more about: How Shay got started on YouTube + how much money she makes monthly on the platform The disingenuous nature of everyone's “highlight reel” on social media Pros and cons of content marketing + the importance of setting boundaries online  Juggling being a full-time employee, budgeting coach, wife, and business owner + what Shay refuses to outsource + more PAST EPISODES YOU'LL ENJOY: EP. 136 WHY YOU NEED MULTIPLE STREAMS OF INCOME EP. 98 HOW TO BE A FREE-THINKER IN AN INFLUENCER'S WORLD ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group GUEST BIO: Shay is a wife, full-time employee, business owner, social media influencer, planner, goal setting expert, organizer, budget coach and more.  She's determined to create and lead a life that she absolutely loves and enjoys. This has always been her mission: to craft her perfect life. This notion started when she was a little girl and followed her as she completed graduate school and obtained a Master's Degree.  She currently works in the helping profession and thoroughly enjoys what she does. When she's not changing lives at her day job, she helps even more people with her social media influencer career outside of her 9 to 5. GUEST SOCIAL MEDIA + LINKS: YouTube Instagram Facebook Website SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators' alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

For decades, finance has been dictated by straight, cis-gendered, white males. The need for something radically different is what pushed Regina and Angela, founders of Women's Personal Finance, to begin their online community for women and non-binary identifying folks.  WPF originated from female friendship and has grown into a force of personal finance education, encouragement, and inclusion. WPF has been featured in The New York Times and Forbes and won the 2021 Plutus Award for Best Financial Content for Women. In this episode, you'll learn more about: The power of female friendship + close-knit community during isolating experiences or environmental barriers Why Women's Personal Finance focuses on a group of people instead of a personality or person Centering women and non-binary folks in the personal finance conversation How divorce or separation is an act of bravery + more MENTIONED IN THE EPISODE: Meet the Women of the Financial Independence Movement PrepperFi PAST EPISODES YOU'LL ENJOY: EP. 2 DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH & FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME EP. 151 WEATHERING THE STORM TOGETHER  EP. 147 LOSING FRIENDS DURING YOUR DEBT-FREE JOURNEY ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group GUEST BIO: The story of how WPF began dates back to 2018, when Angela wrote the blog post ‘Meet the Women of the Financial Independence Movement‘. That post kicked off the beginning of a real place where women could connect and talk about money and all other things important to them and soon after the post was published, Angela created the Women's Personal Finance Facebook community.  Later that year, Regina wrote a guest post on Angela's blog about her newly coined term PrepperFi. Angela and Regina cemented their friendship over the course of Regina's son developing cancer and entering into treatment. Sometimes, great things come out of hardships. The Facebook community has now grown to over 70k members and is known to be one of the best, most supportive places on the internet. With WPF's expanded community and mission supporters, they offer a premium community, WPF Insiders, articles about money written by other women, access to money experts, resources about all things finances, a super neat swag shop, and more. GUEST SOCIAL MEDIA + LINKS: Instagram Twitter Facebook YouTube Woven WPF Insiders Website SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

If you've always wanted to ask these personal finance questions, but have been too scared or embarrassed, this episode is for you. Learn all about sinking funds, goal setting, high yield savings accounts, debt payoff methods and more! In this episode, you'll learn more about: What sinking funds are, how to set them up, and popular things to save for Realistic goal setting and tackling multiple goals at once How HYSA (high yield savings account) will change your saving game The best debt payment method for you + more MENTIONED IN THE EPISODE: EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU! The Simple Path to Wealth: Your road map to financial independence and a rich, free life PAST EPISODES YOU'LL ENJOY: EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE EP. 145 WHAT TO DO ON PAYDAY EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU! ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

Sami is back in season 2 of A Sunny Side Up Life Podcast! In this season 2 debut episode, Sami chats about her journey towards becoming a Certified Financial Planner®, signs you need professional financial help and what to do if you can't afford that professional help. She also catches us up on what she did during her podcast break, the different services Sami provides and to whom and what she's doing to level up her business in 2023. In this episode, you'll learn more about: Steps to take if you can't hire a CFP®, budgeting coach or other financial expert Details on my CFP® including: cost breakdown, time commitment and intensity level How a CFP® is different than other types of financial expert certifications What working with a CFP® or financial expert can do for you and your money + more MENTIONED IN THE EPISODE: https://www.fma.org/finance-certifications https://www.afcpe.org/certification/accredited-financial-counselor/ https://www.businessinsider.com/personal-finance/financial-planner-vs-financial-advisor  PAST EPISODES YOU'LL ENJOY: BLOWING $600K, BREAKING UP WITH DAVE RAMSEY & QUITTING TEACHING FOR THE WORLD OF FINANCIAL COACHING FINANCIAL EMPOWERMENT FOR WOMEN 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

My husband, Daniel Womack, joins A Sunny Side Up Life podcast to talk about his perspective on our debt free journey, budgeting, and different client personal finance situations. Daniel and I have been married for 14 years, together 19 years. Through that time we've gone from half a million dollars in debt to an over three hundred and fifty thousand dollar net worth.  It hasn't always been rainbows and butterflies– and often in the personal finance space, a male partner's perspective is missing. If you're wondering what it's like living with a money nerd and financial coach, this episode is for you! In this episode, we chat about:  Our love story + how we each grew up with money How we ended up in debt + the actions we took to get out of it The biggest money mistakes we've made as a married couple (hint: Keeping Up With The Joneses)  Retiring early, living an intentional life + the difference between wanting to work and needing to work Why you need to budget in cheap fun while you're getting your financial house together so you can have rich fun in the future + more MENTIONED IN THE EPISODE: https://www.youtube.com/watch?v=XTTxJLyNQAE https://www.youtube.com/watch?v=sJjJ6KwyvqU&t=3s SPONSOR(S): Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY! PAST EPISODES YOU'LL ENJOY: EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE EP. 134 DON'T F WITH THE IRS ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

Andy Hill, founder of the award-winning podcast and blog Marriage, Kids, and Money, joins the podcast to talk all things FIRE (Financial Independence, Retire Early) and mortgage free living.. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole's story has been featured in Time, CNBC, Kiplinger's Personal Finance, NBC News and more! We talk about how to prepare for a looming recession, why doing what helps you sleep at night is better than what is financially optimal in some cases and the different types of FIRE. In this episode, we chat about:  What inspired Andy to get into the FIRE Movement + How he's forged his own (balanced) FIRE path How to get the whole family on board with Financial Independence The emotional and psychological benefits to paying off your mortgage early Teaching your kids about money and passing down legacy wealth while your children are alive Coast FIRE vs. traditional FIRE + more MENTIONED IN THE EPISODE: Marriage Kids and Money Podcast: Sami Womack ($350k Net Worth at 33) http://www.marriagekidsandmoney.com/freegift GUEST BIO: Andy Hill is the founder of the award-winning podcast and blog Marriage, Kids, and Money, a platform dedicated to helping young families build wealth and happiness. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year.  In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole's story has been featured in Time, CNBC, Kiplinger's Personal Finance, NBC News and more! When he's not talking money, he enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.  GUEST SOCIAL LINKS: Instagram Facebook Twitter YouTube PODCAST SPONSORS:  Not Another Personal Finance Podcast PAST EPISODES YOU'LL ENJOY: Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality Of Money + Intentional Living With Rachel Rainbolt Deconstructing Money Shame, NavigatingMental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa Vandamme ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today 2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

You've probably heard the saying, "It's not about how much money you have, it's how you manage that money." Well, this episode is a perfect example of why that is 100% accurate. Haley and Justin Brown-Woods from Price Of Avocado Toast Podcast joins A Sunny Side Up Life podcast to talk about their journey into the personal finance space and financial coaching, how their lives have been changed by podcasting and what it takes to work together as a Millennial married couple on money management. In this episode, we chat about:  What Haley and Justin did with a $600K inheritance How tracking your money will transform your life Why Dave Ramsey got the boot from their lives The importance of spending on joy + more GUEST BIO: Haley and Justin Brown-Woods are a married millennial couple from California working to help folks normalize conversations about money through their company, Price of Avocado Toast.  In their early 20's, they received a $600k payout from a wrongful death lawsuit after Justin's grandmother died of mesothelioma. They each grew up in low-income single-mother households and financial education was not a priority. So you could say, they essentially won the lottery.  They spent every last penny of the $600k and then found themselves in over $220k worth of debt in just 3.5 years. In late 2019, they decided to start their journey to financial freedom and they paid off $132k in 18 months. GUEST SOCIAL LINKS: Instagram Facebook Podcast PODCAST SPONSORS: Price of Avocado Toast Budget PAST EPISODES YOU'LL ENJOY: Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality Of Money + Intentional Living With Rachel Rainbolt Deconstructing Money Shame, NavigatingMental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa Vandamme ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today 2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

In this solo episode, Sami deconstructs the harmful narrative of college being the one and only choice after high school and how she is using launching funds as an alternative in her own family.  While statistically college increases income and earning potential over a lifetime, we must consider if this is the right path for our children and the high-stake resources needed to earn a high education degree. If you've ever felt conflicted about saving for your kids' future, this episode is for you. In this episode, Sami chats about: Statistics on student loan debt + earning potential of high school graduates vs. those holding Bachelors Degrees Alternatives to student loan debt and post high school education including trade schools, scholarships, etc. Case study: Sami's college story in comparison to her husband's career  The power of a launching fund instead of a traditional college savings fund and what a launching fund is  529 plans, UTMA, UGMA, traditional brokerage accounts to save for college + more MENTIONED IN THE EPISODE: https://www.veefrugalfox.com/blog/forcing-your-kids-to-go-to-college-is-stupid https://money.com/best-college-savings-account/ https://journeytolaunch.com/episode272/  PAST EPISODES YOU'LL ENJOY: PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT PAYING OFF $211,000 OF DEBT, SAYING NO TO SIDE HUSTLES, + STUDENT LOAN FORGIVENESS WITH NIKA BOOTH ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today 2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

Jannese Torres, nationally acclaimed Latina money expert, educator, speaker, writer and business coach, joins the A Sunny Side Up Life podcast to discuss her path to financial freedom, the realities of passive income, and economic activism. Jannese became an accidental entrepreneur after a job loss led her to create a successful Latin food blog. Now she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero. In this episode, Jannese and I chat about: How a love of cooking transformed Jannese's life Going from $400,000 in debt to over $300,000 net worth The work, time, energy, and money it took for Jannese's blog to make 6-figures passively Having a multi-pronged approach to your business Common misconceptions about passive income + more MENTIONED IN THE EPISODE: https://www.delishdlites.com/ GUEST BIO: Jannese Torres is a nationally acclaimed Latina money expert, educator, speaker, writer and business coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog.  Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  Jannese has been featured in CNBC, NPR, Buzzfeed, Business Insider, and more. She is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero. GUEST SOCIAL + WEBSITE: Instagram TikTok Facebook Twitter Website ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

If you're reading this, you likely currently have or have had credit card debt. So how do we take action to mitigate risk and stop giving huge amounts of money to greedy credit card corporations? Sami gets candid about her own experiences with credit card debt, why people find themselves drowning in it, and ways you can pay down that debt. She also explains the importance of credit scores, emergency funds, and getting your money mindset right before diving into using them strategically. If you're struggling with credit cards in any capacity, this episode is for you. In this episode, Sami chats about: Why people find themselves in credit card debt + why that debt has spiked in the last 3 years  How Sami's family is jumping back into using credit cards strategically + healing financial trauma  The importance of credit scores and why they actually matter  How to pay off credit card debt and 3 proven strategies to mitigate credit card debt risk  Credit card balance transfers, travel hacking, points and rewards + more SPONSOR(S): Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY! MENTIONED IN THE EPISODE: Easy Budget's Debt Snowball Calculator Aunt Kara's IG Capital One Venture X  PAST EPISODES YOU'LL ENJOY: EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE EP. 134 DON'T F WITH THE IRS ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

Nika Booth, award-winning debt expert and woman behind @debtfreegonnabe, joins the podcast to discuss all things six-figure debt free journey, student loans, and Instagram Finfluencer fame.  We talk about the importance of taking care of yourself, avoiding Dave Ramsey or any strict personal finance advice, building in fun money, and making sure your budget fits your life.  @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.  In this episode, Nika and I chat about: How a 35 day furlough lit a fire under Nika to start her debt free journey  The dangers of under-withholding and not filing taxes (hint: don't do this) Why community has been essential during Nika's debt payoff journey Instacart, Mercari, Receptionist and the catch-22 of gazelle intensity + side hustles  Balance, boundaries, and stepping away from chasing the algorithm + more MENTIONED IN THE EPISODE: Don't F With The IRS Mercari Sell Your Sh*t On Mercari Demolish Your Debt Resource Guide GUEST BIO: NIKA BOOTH In 2018, Nika got serious about her debt and became passionate about all things personal finance. Today, she's an award-winning personal finance content creator and a go-to expert on money, debt, and student loan repayment.  @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.  GUEST SOCIAL + WEBSITE: Instagram TikTok Facebook Twitter Website ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

At the end of the day, your budget is a lot like hot weather and articles of clothing: you can only cut so much before it becomes problematic. And that's what we're tackling today on A Sunny Side Up Life Podcast. Sami discusses the unnecessary guilt and shame surrounding things we can't control, like the current inflation rate, and how to combat these feelings and our finances during periods of monetary struggle. In this episode, Sami chats about: Actionable steps to take when you feel out of control with your money How personal finance procrastination relates to a junk closet The importance and power of building consistent habits with budgeting Guilt and shame over money mistakes, being worthy of more than financial struggle, + more SPONSOR(S): Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY PAST EPISODES YOU'LL ENJOY: Facing Your Fears Money Is Emotional  Getting Through The Darkness ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism. With a master's degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.  Today, we discuss putting on your oxygen mask first, normalizing different money habits than what we grew up with, living out loud in front of your kids, and living an intentional life. In this episode, Rachel and I chat about: How to live a natural homeschooling, gentle parenting, simple living life The Bucket System, Launching Funds, + paying off $600k+ in debt Giving your kids a seat at the table when discussing money The intersectionality of money and intentional living What is geo-arbitrage and house-hacking Flipping your perspective on “negative” situations + more SPONSOR(S): Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY! Sage Money: Learn simple personal finance tactics that will honor your needs and dreams through money storying, debt freedom, conscious spending, intentional banking, smart investing, and financial independence.   MENTIONED IN THE EPISODE: Sage Family: Debt Freedom With Sami Womack Shining A Light On Simple Living + Gentle Parenting With Rachel Rainbolt  Sexuality With Amy Lang FIND SAGE FAMILY ONLINE + SOCIAL MEDIA HERE: Rachel's Instagram Page Rachel's Website Rachel's Podcast   Rachel's Courses GUEST BIO - RACHEL RAINBOLT: Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism. With a master's degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.  ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

As someone who has gone from half-a-million dollars in debt to a quarter-million dollars positive net worth in one decade, I've made money choices that have changed the course of my entire life.  In this solo episode, I unpack these decisions, go through my 5 bank account method, and validate doing what's best for you and not what society says you should do. In this episode, I chat about: Our decision to go from 3,200 square feet to 600 square feet The importance of checking your net worth & cash-flowing purchases  Why temporary sacrifices are worth it for long-term happiness How to organize your bank accounts + more SPONSOR(S): Digital Budgeting System: If you want an automated, color-coordinated, simplified, and gorgeous way to organize your money…you're in the right place! This is a simple 6-tab spreadsheet system hosted through Google Sheets, full of formulas + shortcuts. MENTIONED IN THE EPISODE: Creating an Intentional Life In a Consumer Culture 5 Bank Account Method Visual Ally High Yield Savings Account ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

Lexa VanDamme, queer personal finance coach and creator of The Avocado Toast Budget, joins the podcast to discuss her mission: to teach people how to save, pay off debt, invest, and finally feel confident with money. We discuss her entrepreneurial journey, why she thinks Dave Ramsey is old news, and how to succeed with money when living with a mental health disorder. Lexa has been featured on Business Insider, Time, + CNBC and has a social media following of over 500k. In this episode, Lexa and I chat about: How shame and guilt shapes our perception of finance The power of empathy and grace when it comes to spending habits Step-by-step actions to take if you're overspending OR a new budgeter Navigating mental health and money with the magic of automation 3 issues Lexa has with Dave Ramsey + his stagnant Baby Step Program The slippery slope of “real” numbers + more SPONSOR(S): Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY 1:1 Budget Coaching:  1:1 Coaching Sessions are for 12-weeks of fully personalized support. Together we'll organize your bills, spending, debt, and savings goals. I'll help you get a system in place that will set you up for success for years to come. I'll be there to hold you accountable, talk you through building new habits, and help you adopt a positive mindset towards your life!  MENTIONED IN THE EPISODE: Financial Survival Guide GUEST BIO: LEXA VANDAMME Lexa VanDamme is a queer identifying personal finance coach and creator of The Avocado Toast Budget. She joins the podcast to discuss her mission: to teach people how to save, pay off debt, invest, and finally feel confident with money. Lexa has been featured on Business Insider, Time, + CNBC and has a social media following of over 500k. GUEST SOCIAL + WEBSITE: TikTok Instagram Facebook Website ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

Sami is back in season 1 of the new and improved A Sunny Side Up Life Podcast. In this solo episode, Sami talks about the emergence of influencer marketing, why you must be intentional about turning away from materialism, and her personal experience with drowning beneath the weight of things. In this episode, Sami chats about: How Sami got caught up in consumerism through the auction industry The insidious nature of influencer marketing + how to spot it Finding balance between YOLO consumerism + financial responsibility Why figuring out what you need vs. what you think you need is important What you need to do to combat consumerism in your everyday life, working backwards towards your goals, + more SPONSOR(S): Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY! MENTIONED IN THE EPISODE: Taking Stock By Jordan Grumet Journey To Launch Episode 281-Lessons About Living From The Dying And Finding Balance Between YOLO & Protecting Your Financial Future W/ Jordan Grumet PAST EPISODES YOU'LL ENJOY: Your Income Doesn't Define Your Wealth Unsubscribing From The Hustle Culture Learn To Rest Not Quit ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Squad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where we earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

Having fun while on a tight budget is still a must, but the real question becomes how much fun can you afford to have. In this episode, we're digging into how much fun money to plan into your budget when you're broke, and how your mental health plays a huge role in the answer.  1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method

Emotional and mental health are a huge aspect of your life and likewise, this can impact your budget in a big way as well. In this episode, I'm sharing with you a secret way to reach your financial goals even faster...and it has nothing to do with actual numbers.  1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method

Whether you're going through a literal storm of tornadoes or just an emotional storm of self-improvement, you'll need a support system. Often times we feel like we need to armor up and go at it alone, but this couldn't be farther from the truth. Humans are hard-wired for connections and community — yes, even us introverts. In this episode, I'm sharing why you need a support system and what characteristics you should look for in an accountability buddy. Get on the waiting list for 1:1 Coaching https://www.asunnysideuplife.com/coaching Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method  

I've been saying for the past two years that we've been planning on building a custom house — well, our plans have changed! We're buying a house instead. In this episode, I'm sharing why we decided to shift our plan, the details of the new house, and the lessons you can apply to your own financial journey. Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching

If your goal is to become a more positive person and have a more intentional life, then you also have to expect to feel more empathy when hard times happen. The same muscle that allows you to feel the good and the positive, also expects you to take on more of the heartbreak, sadness, and empathy -- it is two sides of the same coin.  In this episode, I'm sharing my thoughts about where the negative thoughts come into play on a positive-living journey.   Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching

My years of Budget Coaching has taught me that you can't just assume someone is doing well financially because you have a high income or that you're doing bad financially because your income is average or lower.  In this episode, I'm sharing with you some of my first-hand experience with coaching clients with $30k per year incomes all the way up to $600k incomes. The truth is if you spend more than you make, the math will never add up, but on the flip side, if you take a slow and steady approach to investing, you could easily win the race towards wealth. 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method  

The thing about being on an intentional living journey is that you're going to grow and change a lot. Unfortunately, this might mean that you'll outgrow some of your friends, and maybe even your family. In this episode, I'll share some advice and encouragement if the people around you aren't supportive of your new lifestyle. Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching

We hear that in order to become wealthy we must hustle, even sometimes to the detriment of our health. However, I'm unsubscribing from the mindset of hustle culture and still growing my wealth more than ever. In this episode, I'm sharing how to break this pattern in your own life.  Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching

Payday can be really overwhelming when you're a newbie budgeted, so on today's episode, I'm breaking down all the basic steps for you!  Have any follow-up questions, send me an email or DM and I'll be glad to answer them.  Instagram: https://www.instagram.com/asunnysideuplife/ Email: asunnysideuplife@gmail.com Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching

You're not alone in your fears. Every fear that you have is valid. However, at the end of your life, what's really going to matter? If you embarrassed yourself TRYING to achieve a goal or if you gave life your all and showed up to be the best version of yourself possible? Today, we're talking about how to push past these fears. Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching

Who will you be 10 years from now? -- The magical part is, it's up to you! In this episode, I'll walk you through how I'm intentionally working towards becoming the best version of myself in 10 years, how I'm taking small action steps this year, and how I'm enjoying the journey along the way. Get my favorite goal planner here: https://www.asunnysideuplife.com/powersheets Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching

The best way to start your New Year's goal-setting process is to look back on the past 12 months with gratitude for the progress you've made and the small moments in the day-to-day. Celebrate how far you've come before you move forward into the next chapter. Get my favorite goal planner here: https://www.asunnysideuplife.com/powersheets Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method 1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching

There will always be seasons where you feel the need to rest and others where you feel the need to hustle — both are necessary and normal. I'm sharing my best advice about productively resting and I'm letting you in on some sneak peeks in A Sunny Side Up Life's future! IN THIS EPISODE, SAMI SHARES ABOUT: A reminder to everyone that seasons of rest and seasons of hustle are normal Advice on how to know when to rest Sneak peek on what's ahead for A Sunny Side Up Life RESOURCES MENTIONED: Start Your Budget Here 5-Day Challenge Digital Budgeting System Worksheets Your Sunny Money Method Course 1:1 Coaching with Sami —> Sami's YouTube Channel 

Today I have the pleasure of speaking with Meghan Tarry: Single mom, Owner of In 2 On Consulting, and coincidentally, one of my best friends. Meghan and I discuss the realities of divorce and bankruptcy, how she overcame personal adversity and dove head-first into the world of entrepreneurship and how she juggles being a single mom. You won't want to miss this episode! IN THIS EPISODE, SAMI SHARES ABOUT: What Meghan went through during the Chapter 11 process How she bounced back after leaving a 17-year relationship What Meghan's business is all about How she juggles being a full-time entrepreneur and motherhood RESOURCES MENTIONED: [Meghan's Instagram] @in2onconsulting Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami's YouTube Channel 

There are, I dare say, millions of “Get Rich Quick” schemes. They sometimes come in the form of #bossbabe MLMs and they sometimes come in the form of going “all in” in bitcoin due to internet hype.  The truth about a real financial journey… you know, for everyday “normal” people, is that it's not about thriving everyday. It's not about getting rich quick.  It's about balance.  It's about the BIG picture.  It's about long-term thinking. Even in your downturns, you have to look at the average trajectory of your journey. Have you made progress? Are you working towards your goals? Where do you think you'll be in x years? It's easy to get stuck in the weeds of negativity and “the grind,” but remember: It's not get rich quick. It's get rich consistently.  IN THIS EPISODE, SAMI SHARES ABOUT: Everyone has good and bad seasons in life, even with personal finances It's important to consider the BIG PICTURE, not zoom in on where you're at right in this moment. Keep perspective Building wealth, fulfilling dreams and achieving a life you want to live is a long-term, consistency-based process There's no ‘get rich quick' scheme — it's about living the life you want to live over time and making habits that are sustainable RESOURCES MENTIONED: Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami's YouTube Channel 

No one likes to admit this, but budgeting is really the first step. It's what you do after that matters, because the reality is that anyone can write a budget. Not everyone knows what to do after-the-fact. This episode is how to keep on keepin' on AFTER you write your budget. How doing the heart work, setting goals and being intentional with your money is the secret sauce to budgeting. Remember — you've still got your training wheels on. Take it slow and steady, remember this is a long-haul game and get excited about the future. IN THIS EPISODE, SAMI SHARES ABOUT: How to keep moving forward AFTER your budget is set up Why going at your own pace is crucial to the journey How to amp up your income and cut back your spending RESOURCES MENTIONED: Join the Sunny Squad Facebook Group Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami's YouTube Channel 

No one has said “I want a crappy life, with crappy things, making no money.” That's why, it is a sticking point for me, that you need money for all the things you truly deserve and all the things you dream of. Things like a paid-off home, travel adventures and a secure future. In order to do that, we have to lay the financial groundwork so to speak. These are 5 steps to financial freedom: Work on your mindset Create a solid written budget Alter on your spending habits Work to stay motivated + stay connected to positive influences Live a life of financial freedom! (happens during the process, not after) IN THIS EPISODE, SAMI SHARES ABOUT: You don't only need money to live, you need money to dream 5 steps you can easily take to reach financial independence How these steps have manifested in her own life RESOURCES MENTIONED: Check out my ETSY shop Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami's YouTube Channel 

I think we all have realized at this point, that our financial situation has the ability to change overnight. With COVID, lockdowns, and crashing stock markets, we aren't as secure as we originally thought. So... what do we do about it? Welcome to the world of multiple income streams and how to leverage them to build security AND wealth. IN THIS EPISODE, SAMI SHARES ABOUT: Defining the different types of income streams you could possible adopt What is passive income anyway? Why we have to break free from working harder and start working smarter RESOURCES MENTIONED: Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami's YouTube Channel 

"We don't buy things with money, we buy them with hours of our lives." -Joshua Becker When you change your mindset to buying things with time instead of money, that's when your entire world changes. Once you realize that life is too short to spend it chasing frivolous things... Once you realize that you, your partner, or both of you, are going to spend time away from your family working each day... Once you realize that it's not money it's time... You'd better have something more than debt and tired feet to show for it! IN THIS EPISODE, SAMI SHARES ABOUT: Changing your mindset from money = money to money = time How your spending habits set the tone for the rest of your financial situation How to take advantage of this scarcity (time) by living your best life  RESOURCES MENTIONED: Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami's YouTube Channel 

Since it's tax day, it's finally time to open up about my story about what happens when you're 3 years behind on property taxes, don't properly pay your business's sale tax, and when the IRS comes after you because you failed to claim all of your income. If you're scared... well, you should be! IN THIS EPISODE, SAMI SHARES ABOUT: Why she was behind on her property taxes What she did to resolve the issues What she learned from this IRS nightmare RESOURCES MENTIONED: Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami's YouTube Channel 

It's financial literacy month, which means my social media feeds are ablaze with tips and information all surrounding personal finance. I love this time of year, because we are coming out of hibernation and setting our sites on how we can improve ourselves. A spring cleaning of our personal finances and emotional lives is a wonderful, fresh way to celebrate spring. With all of that being said, I want to touch on the subject of money and emotions. We have this incorrect notion that money is removed from feeling. It's too cerebral… too analytical, but I am here to tell you that money, specifically personal finance, tells me everything I need to know about a person's priorities and emotions. In this episode, I expand on this idea and how you can improve your financial and emotional wellbeing today! Don't forget: Money is emotional! IN THIS EPISODE, SAMI SHARES ABOUT: Why money and emotions are intrinsically tied  How you can improve your finances to match what you want your life to be TODAY Real life stories surrounding transformations around money and emotions RESOURCES MENTIONED: #debtfreecommunity on Instagram [Free Course] Magic + Money Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami's YouTube Channel 

The future is female, and in this International Women's Month episode on A Sunny Side Up Life, we speak to why this is an absolute truth. The gender pay gap, divorce statistics and the reality of predatory practices like the pink tax, make financial literacy for women not just a luxury -- but a necessity.  We are claiming a seat at the table -- and it's long overdue. IN THIS EPISODE, SAMI SHARES ABOUT: Why collaboration is more impactful than competition The wealth gap, divorce statistics, financial abuse and things that women are faced with on a daily basis The importance of financial literacy Women that empower other women on a daily basis RESOURCES MENTIONED: Divorce statistics for women @brokeblackgirl Financial Abuse statistic @brokeblackgirl `10 Women to follow for Money Advice @delyannethemoneycoach⁠ @herfirst100k @savemycents @veefrugalfox @jasminetillery / @blackpfcommunity⁠ @financiallifocused @thebrokeblackgirl @aunt.kara⁠ @sugarandmoney⁠ @nerdsguidetofi⁠ 1:1 Coaching with Sami —> Sami's YouTube Channel

Did you know that there are more than 2 ways to pay off debt? Most of us have heard of the Debt Snowball Method and the Debt Avalanche Method -- but have you heard of the Most-Hated Debt Method? What about the Highest Monthly Payment Method? In this episode, I'm exploring other options and methods when it comes to paying off your debt and what could work for you and your family during your financial independence journey.  IN THIS EPISODE, SAMI SHARES ABOUT: What method(s) Sami used in her own debt free journey What the best method to pay debt off is  Your different debt payment plan options Others who have successfully used these plans RESOURCES MENTIONED: [affiliate link] Easy Budget's Debt Calculator @easy_budget @veefrugalfox @financiallifocused @ashsavingcash 1:1 Coaching with Sami —> Sami's YouTube Channel

Find all of the shownotes here: https://www.asunnysideuplife.com/blog/podcast/a-year-into-covid This is officially the worst anniversary ever -- and while I'm absolutely not celebrating the year of COVID-19, I am definitely reflecting on it. ⁠ I am thinking of how I learned (even more) the importance of holding my loved ones close. Of not taking for granted what we have, of not hoarding things other people may need (lookin' at you, TP) and, above all, how this season of life will change all others. ⁠ If I can take away one single thing this year, it's to be kind to one another. IN THIS EPISODE, SAMI SHARES ABOUT: How COVID has affected Sami and the world What has changed and remained the same Hard lessons learned during a global pandemic The importance of not taking life for granted RESOURCES MENTIONED: [Podcast] EP. 82 Searching For The Sunny Side Of COVID-19 1:1 Coaching with Sami —> Sami's YouTube Channel

A scarcity mindset is the belief that there will never be enough, resulting in feelings of fear, stress, and anxiety. Does this sound familiar? Is your life in a scarcity state? Do you, “Well, that's just the way it is,” instead of changing your frame of mind and seeking out your own happiness? Do you sit in negativity?  You're not alone and negative thoughts are normal, BUT the reality is that these thoughts and these patterns are holding you back from your potential. They're holding you back from your best life! IN THIS EPISODE, SAMI SHARES ABOUT: How pleasure is not an antidote to scarcity How negativity and doubt are normal parts of the human condition, but we shouldn't live there How to get out of this scarcity mindset and enjoy an abundance mindset RESOURCES MENTIONED: 1:1 Coaching with Sami —> Sami's YouTube Channel

In our society, where money and is the popularized pinnacle of success, it's easy to correlate self-worth with income. Here's your reality check:  Your worth isn't dependent upon the amount of money you make. I want you to read that again.  Your worth isn't dependent upon the amount of money you make. Our worth is not dependent on how productive you, how busy you are, or how much you make for a living— no matter how much our world tries to convince you otherwise. You are worthy by simply existing. IN THIS EPISODE, SAMI SHARES ABOUT: The link between income and worth (and how it's totally made up) Why you need to separate yourself from the correlation of worth and income How to take control of your self-perception in a world where people profit off of your insecurities RESOURCES MENTIONED: 1:1 Coaching with Sami —> Sami's YouTube Channel

Without darkness there would be no light. Without sadness there would be no joy. Without the low times, you wouldn't feel the high ones.  In order to live a full life, you can't experience just happiness, you must go through life events and situations that will make you appreciate that happiness.  The truth is that your struggles are not against you, they are FOR YOU.  They present themselves to give you an opportunity to prove yourself, to strengthen yourself and to figure out your true grit (Thanks, John Wayne).  Sometimes you just have to stay strong through the winters + have faith that spring will come again.  IN THIS EPISODE, SAMI SHARES ABOUT: Why dark times are necessary in your life How to get through these dark times How to rise above them RESOURCES MENTIONED: 1:1 Coaching with Sami —> Sami's YouTube Channel