Podcasts about calsavers

Kevin Busque is the co-founder and CEO of Guideline, a 401(k) management company revolutionizing the retirement space for small and medium-sized businesses. Prior to Guideline, Kevin co-founded Taskrabbit, where he encountered firsthand the complexity and low participation rates of traditional 401(k) plans—largely due to confusing fee structures. After launching Guideline to address those problems head-on, the company has seen remarkable growth, hitting $120 million in ARR by June 2024. In this conversation, Kevin shares pivotal moments that shaped Guideline's trajectory, including a strategic partnership with Gusto. He also explains how his “Do the hard thing first” mindset helped the team build an industry-leading platform and disrupt an entrenched market. – Referenced: ADP: https://www.adp.com/ Aydin Senkut: https://www.linkedin.com/in/aydins/ CalSavers: https://www.calsavers.com/ DoorDash: https://www.doordash.com/ Fidelity: https://www.fidelity.com/ Guideline: https://www.guideline.com/ Gusto: https://gusto.com/ Intuit: https://www.intuit.com/ Jeremy Caballero: https://www.linkedin.com/in/jeremycaballero/ John Zimmer: https://www.linkedin.com/in/johnzimmer11/ Josh Reeves: https://www.linkedin.com/in/joshuareeves/ Mike Nelson: https://www.linkedin.com/in/mnelsonio/ Leah Solivan: https://www.linkedin.com/in/leahsolivan/ Paychex: https://www.paychex.com/ Plaid: https://plaid.com/ Taskrabbit: https://www.taskrabbit.com/ Tomer London: https://www.linkedin.com/in/tomerlondon/ – Where to find Kevin: LinkedIn: https://www.linkedin.com/in/kevinbusque/ – Where to find Brett: LinkedIn: https://www.linkedin.com/in/brett-berson-9986094/ Twitter/X: https://twitter.com/brettberson – Where to find First Round Capital: Website: https://firstround.com/ First Round Review: https://review.firstround.com/ Twitter/X: https://twitter.com/firstround YouTube: https://www.youtube.com/@FirstRoundCapital This podcast on all platforms: https://review.firstround.com/podcast – Timestamps: (00:00) Teaser: “I don't believe in stealth mode” (02:51) Inspiration behind Guideline (07:56) Lessons from a year's research before Guideline (10:44) Identifying market pull for Guideline (14:28) What Kevin learnt before shipping their first product (19:10) How Guideline set their fees up (27:51) The surprising range of Guideline's early customers (31:48) Kevin's insights from the Gusto integration (39:48) Guideline's first year (44:44) Working with Plaid as Guideline's first customer (53:28) Guideline's auto-enrollment feature (57:53) Lucky 8: Kevin's unexpected pricing strategy (62:04) Franchise opportunities (64:49) Kevin's reflections on Taskrabbit (71:36) Will Guideline ever go multi-product? (72:37) Kevin's take on product-market fit (73:30) Guideline's compounding advantage (78:51) The challenges faced by introverted leaders

#BRN #1819 | Roads2Retirement Act IV: CalSavers | #Tunein: broadcastretirementnetwork.com | #Independent. #GetTheFullStory. #JustTheFacts. #Everyday. #AllInOnePlace.

JJ spoke about retirement solutions available to small business owners. He said that the California state mandate requires businesses with five or more employees to offer a retirement plan, else they will be fined. However, in spite of being a cost in terms of time and/or money, it also allows businesses to attract talent because offering good benefits to employees shows that they care about the employees. Also, there is a Federal credit available for the first three years to compensate for the cost incurred in setting up a new retirement plan. JJ suggests that there are many options available and it is important for the business owners to give time to come on a quick call and evaluate the benefits of going with a private company like Human Interest and compare it with the CalSavers state plan.

This week we're discussing CalSavers enforcement notices and what to do if an employer receives one.

This week we're covering a recent change to which employers are required to register with the CalSavers program.

BRN Sunday | Expanding Coverage: CalSavers now available to smallest businesses under new law | Dan Kline, The Street and David Levine and Kevin Walsh, Groom Law Group | Visit www.broadcastretirementnetwork.com­­­­­­­­­­­­­­­­

Richard Tassiello, CEO of the Retirement Strategies Group, talks about his company's focus on corporate retirement plans and the impact of the CalSavers law on California businesses.

Dan Kolosowski serves as Regional Vice President of 401(k) Markets for Transamerica.  In this episode of the Team Business podcast, Dan joins the show to speak about ERC (Employee Retention Credit) and provides valuable information that all employers should understand. Episode Highlights: Dan discusses how CalSavers has led to a flood of new business to Transamerica. (2:02) Dan explains the importance of having a top down approach in encouraging employees to save for retirement. (5:27) Dan mentions that he just published a news article on some of the top retirement articles. (6:46) Dan discusses the differences between doing CalSavers versus a traditional plan and the credits that you can get as an employer when choosing a traditional plan. (8:05) Dan explains that if your company has filed for PPP, it is automatically pre-qualified for ERC. (12:37) Dan expresses his desire to learn about and apply everything that will assist a company owner, particularly a small business. (13:58) Dan talks about the ERC tax credits. (16:28) Dan explains that one caveat to the ERC is that not like the PPP where you have to ask for forgiveness, but it is considered earned income. (22:08) Dan mentions that the next time they chat, he will address R&D tax credits, which he thinks is even more exciting. (24:57) Key Quotes: “I always try to stay in the know with anything that's happening in the marketplace…And I just want to get anything that can help a business owner out, especially small businesses” - Dan Kolosowski  “When I start referring clients over and I know they're in good hands, we're good. It just leads to more business.” - Dan Kolosowski “The one thing the one caveat with ERC. It's It is not like PPP where you have to ask for forgiveness. Okay, you don't have to ask for and never apologize for your passion. So you don't have to qualify forgiveness. It is though, considered earned income.” - Dan Kolosowski Resources Mentioned:   Dan Kolosowski LinkedIn Transamerica Fusco & Orsini Insurance Services Mike Fusco LinkedIn

This week, in addition to a very informative Market Update, we re-run our CalSavers Webinar from early March to help inform producers ahead of the looming June deadline. For more info on CalSavers, visit: https://www.calsavers.com

This week we're covering an upcoming CalSavers registration deadline to be aware of.

Contact:dbahnsen@thebahnsengroup.comwill@calpolicycenter.orgFollow Us:@DavidBahnsen@WillSwaim@TheRadioFreeCAShow Notes:On 'Bloody Sunday,' Harris reflects on the current fight for voting rightsCalifornia's largest pension funds have ties to Russia. That soon may changeThe Hastings con law prof who endorsed deplatforming Ilya ShapiroEmail from UC Hastings Chancellor and Dean David Faigman, et al., in response to heckler's veto of Ilya ShapiroWho should get reparations in California?SCOTUS allows Calsavers to proceedChaos in one of California's largest government unions as VPs lock out Local 1000 presidentCalifornia Union Watch Twitter bot tracks government union dark money California legislators propose new slate of COVID-19 vaccine lawsUC Berkeley must withhold thousands of acceptance letters after state Supreme Court rulingCalifornia leaders introduce legislation to ban police from using rape kit DNA to probe other crimes

This week we are re-running our recent CalSavers webinar, presented by Jonathan Hererra of the CalSavers Team. We'll return with our regular content next week, including a market update that has a few words on how the situation in Eastern Europe may be affecting US Dairy. 

Mike and Ray are thrilled to welcome Dan Kolosowski, Regional Vice President of Transamerica to The Insurance Haus podcast. Dan brings over 15 years of experience to our show and will discuss retirement planning with our audience. We hope to see you soon! Episode Highlights: Dan starts by explaining what CalSavers is. (2:47) Dan explains the shortfalls of retirement in America. (8:48) Dan provides options for retirement plans and their pros and cons. (11:29) Dan shares what he thinks about a company's liability regarding retirement plans. (18:30)  Dan talks about the employer plans and the innovative exchange that Transamerica has created. (21:01) Dan explains the shift in the marketplace towards pooled employment. (24:33) Dan talks about different PEOs and their differences. (25:55) Dan shares some tips on where to get started and how to get in touch with him. (30:04) Key Quotes: “I'm dealing with hundreds of people throughout the year, I haven't seen one business owner yet that said, I want to go CalSavers. So, I think a lot of it is just education. ​​They just don't know that there's another option.” - Dan Kolosowski “When you take a look at cost and efficiencies and kind of everything with what's happening in this market, the market moves so fast. And if you don't keep pace, you just end up losing.” - Dan Kolosowski “If a company out there has an existing plan, and they haven't looked at the retirement plan in a while, have them reach out to you. That's my first step.” - Dan Kolosowski Resources Mentioned:   Dan Kolosowski LinkedIn Transamerica Fusco & Orsini Insurance Services Mike Fusco LinkedIn  Ray Ramirez LinkedIn

Any employer with 5 or more employees in California will be required to offer a retirement plan by 30 June, 2022. Mike Schifferle made some valuable suggestions on how to plan it and the options that employers have. CalSavers is not the only option and may not be the best option.

Are you a California employer with at least 5 employees over the age of 18? Are you aware you must have a retirement plan in place or register with the CalSavers program by June 2022? If you are ready to learn what you must do to comply and avoid penalties for failing to register on time, tune into today's episode to learn all of the facts to help you decide which option is right for you. #ABandP #BizHelpForYouI am also hosting a webinar to discuss both methods that will allow you to meet the requirements, whether starting a 401K plan for your company or using the CalSavers program. I will discuss the facts about each option to help you know which is the right choice for your situation. I have also created a “how-to guide” with step-by-step instructions and screenshots to help you navigate the website if you select to use the CalSavers program for your company.To register: https://affordablebookkeepingandpayro... Save $20 by using code BIZHELP401KTo learn more about Affordable Bookkeeping and Payroll, visit: https://affordablebookkeepingandpayro... I'm Candy Messer, President of Affordable Bookkeeping and Payroll and Podcast Host of Biz Help For You. This channel will share helpful information for you to run a successful business including tips in the areas of bookkeeping, payroll, sales tax, business licenses, and other compliance PLUS information I share from experts in other fields.To find even more helpful information, visit my blog at https://affordablebookkeepingandpayro...

Debbie Charpentier, owner of Charpentier Wealth Strategies (helping customers become comfortable about talking about THEIR money), guides us on business owners participating in the CalSavers program, deciding how badly you want your business to succeed...and how do you recover your business when it loses 10,000 customers?

This week we're covering the CalSavers program requirements and registration deadlines, because it's important to understand how the program works to avoid major penalties for failure to comply.

Sebastian Aza is a Financial Planner and Jessica Johnson is a Pension Consultant. Jessica provides qualified independent assistance relating to qualified plans. As well as assisting financial advisors build/maintain their qualified business plan.  Troy sits down with Sebastian Aza and Jessica Johnson as they explain the CalSavers mandate and what it means for employers. They break down the different types of plans an employer can choose from, as well as important dates and deadlines.  LEARN MORE ABOUT JESSICA JOHNSON: Website: http://hicksfresno.com/ Email: jj@hicksfresno.com LinkedIn: JessicaJohnson  

Please visit my website for the full video transcript: https://tanphan.com/blog Connect with me on LinkedIn: https://www.linkedin.com/in/tanmphan TAN Wealth Management What employers need to know about CalSavers: - What is CalSavers? - Registration deadline - CalSavers Frequently Asked Questions - I am the owner and I have 4 employees, do I need to register for CalSavers? - How can employers register for CalSavers? - What do employers need to do? - What are the benefits to the employers? - Employers' roles - What employers cannot do - What is the cost to the employers - What are the employers' liability - Can the employers contribute to CalSavers? What employees need to know about CalSavers: - What are the options for employees? - What are CalSavers contribution limits? - What are CalSavers income limits? - What is CalSavers vesting schedule? - What are CalSavers accounts investment options? - How much does CalSavers cost? - Can the employer contribute to the employees' accounts? - Can you name beneficiaries on the accounts? - Are the accounts portable? - What are CalSavers distribution rules? - What are CalSavers lawsuits? - Is CalSavers a scam? - If my mom is eligible for CalSavers, what would I advise her to do?

Our guest is DeAnn Chase, founder and principal attorney at Chase Law Group. Today we are going to discuss the CalSavers program. CalSavers is California's new retirement savings program that will offer millions of workers in California the opportunity to get on track for the future. DeAnn is a Business Attorney and Strategic Business Growth Expert who works with entrepreneurs and business owners to create proper legal structures that form the foundation for a successful business. DeAnn has a remarkable ability to cut through the uncertainty and confusion experienced by many entrepreneurs and business owners when it comes to legal issues. She is a frequent speaker to groups large and small, has participated on many expert panels, and has been featured as a guest on many podcasts and radio programs. DeAnn has created a broad range of products and programs that help entrepreneurs and business owners to incorporate manageable legal structures and systems into their businesses. https://chaselawmb.com/ https://www.calsavers.com/ =+=+=+=+=+=+ To Find Out More about our host Joe Terry visit https://www.ForeverMemoirs.com For a comprehensive selection of things to do and places to go in the South Bay of Los  Angeles visit http://www.SouthbayByJackie.com What's Happening in the South Bay, South Bay, Hermosa Beach, Manhattan Beach, Redondo Beach, The South Bay Show, Los Angeles, California, Current Events Calendar, Torrance, El Segundo, Palos Verdes

At least once a year it makes sense to check in on what our friends at the state run retirement plans are up to. Today, I am happy to have Katie Selenski, the Executive Director of CalSavers, the California State Retirement Plan and Dylan Giambatista, the with the new Vermont or Green Mountain Secure Retirement Plan. Katie shares some encouraging data on what they are seeing thus far from CalSavers and Dylan shares the unique approach Vermont took to creating their retirement plan. I learned a lot, hopefully you do as well.  Before we get started, if you are not already on our email list, make sure you take care of that today. We will announcing our next webinar on Pooled Employer Plans shortly. Go to www.401kfridays.com/subscribe today.  Here are the statistics from the CalSavers plan Katie mentioned.    Guest Bios Katie Selenski is the Executive Director of CalSavers, the State of California’s pioneering retirement savings program that provides a path to retirement security for Californians who lack access to a retirement plan at work. Appointed by the State Treasurer in 2017 shortly after legislative passage, Ms. Selenski took CalSavers from concept through design, build, and launch. Ongoing marketing for the three-year rollout aims to engage an estimated pool of more than 250,000 employers and their eight million employees. Prior to taking the helm at CalSavers, Ms. Selenski was the State Policy Director for pension policy at The Pew Charitable Trusts in Washington, D.C., where she advised policymakers in a dozen states and cities. Previously, she was a senior manager with the nonpartisan public sector consulting firm Harvey M. Rose Associates, based in San Francisco, where she advised municipal leaders on a wide array of budget, management, and policy matters, including pensions. Earlier, she was a municipal bond rating analyst at a leading rating agency, a legislative aide in the California Assembly, and the director of an historic statewide youth voter turnout initiative. Ms. Selenski is a graduate of the University of Chicago and the John F. Kennedy School of Government at Harvard University.   Dylan Giambatista is the Director of Outreach & Financial Literacy for the Office of the Vermont State Treasurer, where he is a member of the project management team for the Green Mountain Secure Retirement Plan. Dylan served in the Vermont House of Representatives from 2017 until January 2021. He was a member of the House Education Committee, and was elected Assistant Majority Leader. Prior to his service in the Vermont General Assembly, Dylan was Chief of Staff to the Vermont Speaker of the House. He is a Trustee on the Vermont State Colleges Board of Trustees and serves on several community boards.   401(k) Fridays Podcast Overview Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over 200 prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!

In this episode we talked with Rob Miszti of XYZ Financial Services. We outlined the new California retirement program called CalSavers and it's impact on businesses. We also talked about the different routes for retirement planning and how a rotisserie oven is a good analogy for a dependable savings strategy.Find out more about Rob and XYZ Financial Services:https://www.xyzfinancialservices.com/Facebook: https://www.facebook.com/XYZFinancialServices/LinkedIn: https://www.linkedin.com/in/rob-miszti/________________________________________________________________________________The Gold Mine Podcast is an Auburn Business Ventures production Website: https://www.auburnbusinessventures.com/Information about our meetup: https://www.auburnbusinessventures.com/meetupFacebook: https://www.facebook.com/auburnbusinessventuresInstagram: https://www.instagram.com/auburnbusinessventures/LinkedIn: https://www.linkedin.com/company/auburn-business-ventures/

California Treasurer Fiona Ma, Chair of the CalSavers Retirement Savings Board and Katie Selenski, Executive Director of CalSavers, discuss the history and goals of the program; its current design and launch, which like so much has been affected by the current COVID pandemic; and some lessons learned.  

Dan Dubois, Managing Partner for Retirement DNA, talks about his organization's mission of helping companies prepare their employees for retirement. Dubois underscores the need to develop financial literacy skills as well as highlighting what people need to know about the new CalSavers program.

Tom Frost is a 401(k) advisor is southern California doing something super valuable and honestly very unique. He is the founder of The 401(k) Plan Company. His mission is simple, to help employers provide a better solution and avoid the expensive penalties for not offering a retirement plan. The problem is, there are over 750,000 employers in California alone and he needs more help. Check out his great ideas he is executing. More information on the SECURE ACT and it's impact in California. Look for more information on your specific state here! Cycling (k)its Here --- Send in a voice message: https://anchor.fm/401klub/message

Our Two Cents Podcast Episode 018 https://ourtwocentspodcast.com Tip of the Week: Insurance Expert, Troy Burden discusses Employers need to take out the candy and soda pop machines and replace them with healthy alternatives. (661) 360-1721 Interview: Jessica Johnson, Hicks Pension Services on if you are aware of the CalSavers mandate that will impact all California employers with five or more employees?  (559) 779-8357 http://hicksfresno.com/  

This past July, the State of California rolled out a new program called CalSavers – an affordable retirement savings program for workers who do not have access to a retirement benefit through their employer. This program will help more than 7.5 million Californians and more than 300,000 workers in Silicon Valley to begin saving for retirement and more.  In this episode, Alexandra Bastien, SVCF’s Financial Stability Program Officer, speaks with Bianca Blomquist, Northern California Outreach Manager at Small Business Majority, about the role of philanthropy in supporting outreach for this ambitious new program and promoting financial security for all Californians.  In our Philanthropy Now podcast series, we explore trends in the world of philanthropy, social impact initiatives in Silicon Valley and beyond, and we look at how SVCF promotes innovative philanthropic solutions to challenging problems.  Access the full show notes at siliconvalleycf.org

If you work or own a business in California, you are going to want to hear about this new mandate coming out.

If you work or own a business in California, you are going to want to hear about this new mandate coming out.

When you hear "Americans for Prosperity" you have to ask, "Who's Prosperity?" You won't get it from the Koch Bros. Will drug importation happen? You'll have to ask the Canucks. Don't think they're warming to the idea. Can you see drug price inflation in their future? The U.S. is bad enough. Why inflict pain on others?  Who's starting the Amazon fires? The Switchback's soccer stadium. Good idea? Will the businesses around the stadium prosper?  Will the Switchback's need government assistance in the future?  Calsavers: An idea who's come. Should we have it here in Colorado? Does Trump make up awards that he receives?   Word Du Jour: Lame Duck       

There are three state run retirement plans that are now live.  Despite the fact they have been in the news, there are still a lot of questions about what they are, how they work and how they impact employers and employees who already have a 401(k) or other workplace retirement plan.  To help provide some information and clear up misperceptions I am excited to have Katie Selenski, the Executive Director of CalSavers, the newly launched California state retirement plan join on the podcast.  During our conversation, Katie takes care of the basics and also shares the highlights of some research they did when preparing to launch their plan, some of which might be a bit surprising and other points could help employers with some decisions about their own retirement plans.  We also discuss the profile of the businesses that will benefit from state plans, how wage theft laws provide some protection to employees who participate in them, whether there might be a national plan at some point in the future and what’s next for state plans.   As we did on last week’s episode, Katie answers a written bonus question, we have a full episode transcript,  how to get in touch with Katie and more on the website.  You can find that by going to www.401kfridays.com/calsavers2019.   Guest Bio Katie Selenski was appointed in 2017 by the California State Treasurer to serve as the first Executive Director of the California Secure Choice Retirement Savings Investment Board which operates CalSavers, the state’s pioneering retirement savings program. The program will provide a path to retirement security for millions Californians who currently lack access to a retirement savings vehicle at work. Prior to taking the helm at CalSavers, Ms. Selenski was the State Policy Director for pension policy at The Pew Charitable Trusts in Washington, D.C., where she managed Pew’s efforts to help fiscally distressed states and cities undertake data-driven pension system improvements.  Previously, she was a senior manager with the nonpartisan public sector consulting firm Harvey M. Rose Associates, based in San Francisco, where she advised policymakers on a wide array of budget, management, and policy matters, including pensions. She has also worked as a municipal bond rating analyst, a legislative fellow in the California Assembly, and the director of an historic statewide nonpartisan youth voter turnout initiative. Ms. Selenski is a member of the advisory board of the Aspen Institute’s Leadership Forum on Retirement Savings. She is a graduate of the University of Chicago and the John F. Kennedy School of Government at Harvard University. 401(k) Fridays Podcast Overview Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over 150 prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!

In this episode, Dave and Brian discuss the new "CalSavers" plan! This is actually a great plan that's purpose is to help citizens learn to save money for the future. This new law is going to mandate every employer in the United States to register or bring someone in to help the employees. If you're interested in CalSavers and making money for your future, listen in to this informational podcast episode! Send TFWP your thoughts! To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com

This week we're covering the CalSavers state-sponsored retirement program, which just passed a major hurdle and is closer to going into effect.

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