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Christians are no longer following God’s Great Commission . . . to tell people about Him. As a result, the majority of Americans are not evil, but lost and growing more lost! America’s only hope is God’s Clarion Call to the Church!(00:01) God's Call to Ignite American Revival(16:51) Unleashing God's Divine Love(25:28) Igniter's CreedHost Barry Meguiar is a car guy and businessman who hosted the popular TV show, Car Crazy, on Discovery Networks for 18 years. He loves cars, but he loves Jesus even more! Learn more about Barry at IgniteAmerica.com Get your copy of Barry’s book Ignite Your Life: Defeat Fear with Effortless Faith at Amazon, Barnes & Noble, Books-A-Million, and other online booksellers. Learn more about: - Why obedience matters when sharing the Gospel- How we can work God into any conversation- Why 80% of Americans are looking for God- When we can use humor to share God’s message- How the Holy Spirit gives us a voiceCheck out Why Share? on IgniteAmerica.com to learn why it is important for every believer to share their faith. Then visit First Steps which provides practical ways to get started in your faith-sharing journey. Sign up to receive emails that will bring you solid faith-sharing tips and powerful inspiration.
Relevance For Today Episode 374 "The Mantle/Mentorship Mandate Part 1" Welcome to The Mantle/Mentorship Mandate — a powerful four-part series designed to stir the hearts of believers for such a time as this. In this season of revival, the Holy Spirit is calling us to rise up, equip the saints, and pass on the mantle of faith, wisdom, and purpose to a generation hungry for truth. Join Stephen Lewis as he shares Spirit-led insight, biblical teaching, and heartfelt encouragement about what it means to be a spiritual mentor and carry your God-given calling with boldness. Whether you're a seasoned believer or just beginning your walk with Christ, this series will remind you that we're all part of God's Kingdom plan to disciple, empower, and raise up others in love. Relevance For Today Podcast/ TV Spiritual Spotlight Podcast Outlook For A Brighter Day Podcast Kingdom Community TV (Stephen Lewis Under Speakers) #KingdomPurpose #ChristianLeadership #HolySpirit #FaithInAction #BiblicalTeaching #SpiritualGrowth #ChristianLiving #PassingTheMantle #EquippingTheSaints #Ephesians412 #KingdomCalling #MinistryTraining #Revival2025 #BodyOfChrist #FaithCommunity #ChristianEncouragement #SpiritualMentors #ForSuchATimeAsThis
Steve DeWeerdt, and his parents before him, grew the DeWeerdt poultry farm from a small family business into a massive egg production and processing operation. But when Michigan passed a law mandating that all egg producers in the state go cage-free, Steve was faced with a choice: adapt or close up shop. Ultimately, Steve decided to make the transition, and today he takes us through that long process from start to finish, including the race against time to get their farm switched over, and the steep learning curve they faced when they ultimately got there.
If you've ever felt like your business is duct-taped together with freebies, funnels, and half-baked tech, this episode will feel like a breath of fresh strategy. Kristin Dronchi returns to unpack how Kingdom collaboration, clarity of calling, and scrappy-but-smart systems can accelerate your authority and impact—without compromising your values.WHY IT MATTERSThis episode matters now because too many Spirit-led entrepreneurs are stuck in overwhelm, trying to build visibility without vision. Kristin flips the script: start with Heaven's mandate, extract your God-given genius, and reverse-engineer your business from the transformation you're called to deliver.Whether you're launching your first offer or scaling a movement, this conversation will help you trade confusion for clarity—and hustle for Holy Spirit strategy.HIGHLIGHTS:Start with Heaven's mandate. Your territory is already assigned. Your people are waiting. (01:39)Your movement builds authority. When you speak your message boldly, credibility follows. (02:03)Collaborations multiply Kingdom impact. Not audience-hijacking—relationship-building. That's the ripple effect. (02:18)Scrappy doesn't mean sloppy. Kristin shares how to host professional-looking events with minimal tech. (06:59)Lead generation starts with clarity. Don't build an email list for “everyone.” Build it for the ones Heaven highlighted. (16:57)Reverse-engineer your business. Start with the transformation you deliver, then build the funnel backwards. (17:38)Tech overwhelm is optional. Templates, CRMs, and Zoom hacks—Kristin breaks it down step-by-step. (07:49)Affiliate links with integrity. Structure your collaborations to bless others and build trust. (08:54)Bundles aren't just trendy—they're strategic. Kristin gained 100+ new leads in 6 days through a holiday bundle. (13:27)Your framework is your freedom. When you map out your client journey, everything else clicks into place. (16:05)BIO:Kristin Dronchi is a mama, ex-9 to 5'er, Speaker & Founder of The Kingdom Business Revolution—a movement and a podcast equipping Holy Spirit-led women entrepreneurs to build businesses by God's design™ that disrupt darkness, advance the Kingdom, and create eternal impact without being a slave to social media. LINKS for KRISTIN:—FREE MiniCourse: Your Guide to Having Business Meetings with Heavenhttps://businessbygodsdesign.com/business-meeting-with-heaven/Grab it FREE!! Use the coupon code: MYHEAVENLYBOARD—Check out her stuff: https://businessbygodsdesign.com/—Listen to her podcast: The Kingdom Business Revolution JOIN TODAY: FREE 3-Day Challenge: http://SpiritCenteredBusiness.com/KingdomIntelligenceAccess Kingdom Intelligence: Heaven's Answer to AI for BusinessStep easily into Heaven's flow of blessing, abundance, peace and joy in every area of business and life. Activate your spiritual senses to engage with heavenly revelation for strategy and blueprints to move your business to the next level. Learn spiritual technologies to stay a step ahead of challenges so you can ride the ebbs and flows with confidence and peace.Reserve Your FREE Seat Today!http://SpiritCenteredBusiness.com/KingdomIntelligenceCopyright 2025 - Bralynn Newby Int'l, LLC. All rights reserved.TIMESTAMPS:00:00 Collaboration That Builds Connection01:39 Heaven's Mandate & Territory02:03 Speaking Your Movement02:18 Kingdom Collaboration vs. Worldly Strategy06:59 Scrappy Tech That Works07:49 Zoom, CRMs, and Templates08:54 Affiliate Links & Roundtables13:27 Holiday Bundles That Convert16:05 Start With the End in Mind17:38 Reverse-Engineering Your Funnel
1. Not-a-cash-mandate tightens banks' vice grip 2. China 'enemy image' wears thin Presented by Elisa Barwick and Richard Bardon Become a member of the Australian Citizens Party: https://citizensparty.org.au/membership?utm_source=YouTube&utm_medium=link&utm_campaign=membership&utm_content=20251030_cit_rep Donate to support the Citizens Party campaigns: https://citizensparty.org.au/donate?utm_source=YouTube&utm_medium=link&utm_campaign=cit_rep_donation&utm_content=20251030_cit_rep For cheques and direct deposits, call 1800 636 432 Read Dale Webster's article at The Regional "Fatal flaws: what regional Australians need to know about cash plan": https://www.theregional.com.au/post/fatal-flaws-what-regional-australians-need-to-know-about-cash-plan Sign the Cancel AUKUS petition: https://info.citizensparty.org.au/cancel-aukus Sign the Citizens Party Petition to create an Australia Post Bank!: https://info.citizensparty.org.au/auspost-bank-petition Subscribe to the Australian Alert Service: https://info.citizensparty.org.au/subscribe?utm_source=YouTube&utm_medium=link&utm_campaign=AAS_subscibe&utm_content=20251030_cit_rep Sign up for ACP media releases: https://citizensparty.org.au/join-email-list?utm_source=YouTube&utm_medium=link&utm_campaign=join_email&utm_content=20251030_cit_rep Contact your MP (search by name or electorate): https://www.aph.gov.au/Senators_and_Members Visit the Citizens Party Campaigns page for a run down of the branch closure media coverage: https://citizensparty.org.au/campaigns Follow us on: X: https://x.com/CitizensPartyAU TikTok: https://www.tiktok.com/@citizenspartyau Facebook: https://www.facebook.com/CitizensPartyAU Instagram: https://www.instagram.com/CitizensPartyAU YouTube: https://www.youtube.com/CitizensPartyAU LinkedIn: https://www.linkedin.com/company/citizenspartyau Telegram: https://t.me/CitizensPartyAU
TOPIC How to Provoke Miracles 2 [Things That Deny People of Their Miracles] PREACHER Rev. Dr. Ebenezer Okronipa SCRIPTURES Mark 6 Mark 5:1–43 Proverbs 4:5 Romans 10:17 Luke 1:45 2 Corinthians 4:13 John 16:24 John 3:1–2 Luke 8:39 Acts 10:38 2 Chronicles 20:20 KEY POINTS 1. Understanding Miracles Miracles are real and represent the manifestation of God's power at work in human affairs. They are the outcome of the working of God's Word, suspending or overriding natural and man-made laws. Miracles demonstrate that God's power is superior to every limitation of nature or circumstance. 2. The Power of Teaching Teaching brings insight, understanding, instruction, and direction — all of which create an atmosphere for miracles. When faith is built through the Word, the supernatural becomes natural. 3. Why Miracles Are Needed To restore creation to its original order. To destroy the works of the devil and set people free. To bring joy and hope to many. To cause others to believe in God. To bring glory to God, revealing His love and presence among men. 4. How to Provoke Miracles By hearing God's Word — faith comes by hearing (Romans 10:17). By declaring God's Word — your confession activates divine power. By taking action in faith — obedience releases results. By believing in the man of God — connecting to the anointing upon God's servant brings manifestation (2 Chronicles 20:20). 5. Things That Deny People of Their Miracles Lack of faith — without faith, it is impossible to receive. Lack of knowledge — ignorance blocks access to the supernatural. Lack of application of faith — hearing alone is not enough; faith must be acted upon. Lack of aggression — spiritual passivity causes people to miss divine moments. Lack of consistency — many stop believing too soon. Being overly sensual or emotional — focusing on feelings instead of the Word. Failure to press through — miracles require persistence and determination. Examples: The woman with the issue of blood pressed through the crowd until she touched Jesus' garment and was healed. Blind Bartimaeus refused to be silenced and received his sight. “You must train yourself that whenever you enter an atmosphere of miracles, if there's only one miracle, it must be yours.” “There is help for everybody — but not everyone will access it.” Therefore, take your miracle by faith and by force. CONCLUSION Miracles are a vital part of the Christian life — a demonstration of God's power, love, and faithfulness. Every believer can provoke a miracle through faith, action, and persistence. Do not allow doubt, fear, or inconsistency to rob you of what God has already made available. Like the woman with the issue of blood and Blind Bartimaeus, press through and take your miracle!
TOPIC How to Provoke Miracles 2 [Things That Deny People of Their Miracles] PREACHER Rev. Dr. Ebenezer Okronipa SCRIPTURES Mark 6 Mark 5:1–43 Proverbs 4:5 Romans 10:17 Luke 1:45 2 Corinthians 4:13 John 16:24 John 3:1–2 Luke 8:39 Acts 10:38 2 Chronicles 20:20 KEY POINTS 1. Understanding Miracles Miracles are real and represent the manifestation of God's power at work in human affairs. They are the outcome of the working of God's Word, suspending or overriding natural and man-made laws. Miracles demonstrate that God's power is superior to every limitation of nature or circumstance. 2. The Power of Teaching Teaching brings insight, understanding, instruction, and direction — all of which create an atmosphere for miracles. When faith is built through the Word, the supernatural becomes natural. 3. Why Miracles Are Needed To restore creation to its original order. To destroy the works of the devil and set people free. To bring joy and hope to many. To cause others to believe in God. To bring glory to God, revealing His love and presence among men. 4. How to Provoke Miracles By hearing God's Word — faith comes by hearing (Romans 10:17). By declaring God's Word — your confession activates divine power. By taking action in faith — obedience releases results. By believing in the man of God — connecting to the anointing upon God's servant brings manifestation (2 Chronicles 20:20). 5. Things That Deny People of Their Miracles Lack of faith — without faith, it is impossible to receive. Lack of knowledge — ignorance blocks access to the supernatural. Lack of application of faith — hearing alone is not enough; faith must be acted upon. Lack of aggression — spiritual passivity causes people to miss divine moments. Lack of consistency — many stop believing too soon. Being overly sensual or emotional — focusing on feelings instead of the Word. Failure to press through — miracles require persistence and determination. Examples: The woman with the issue of blood pressed through the crowd until she touched Jesus' garment and was healed. Blind Bartimaeus refused to be silenced and received his sight. “You must train yourself that whenever you enter an atmosphere of miracles, if there's only one miracle, it must be yours.” “There is help for everybody — but not everyone will access it.” Therefore, take your miracle by faith and by force. CONCLUSION Miracles are a vital part of the Christian life — a demonstration of God's power, love, and faithfulness. Every believer can provoke a miracle through faith, action, and persistence. Do not allow doubt, fear, or inconsistency to rob you of what God has already made available. Like the woman with the issue of blood and Blind Bartimaeus, press through and take your miracle!
Baby Blue Viper explores narrative, strategy, and the spiritual logic of Bitcoin. Paid subscribers unlock full episodes and deeper analysis — with moments of reflection and tactical insight not available in the free feed, plus early access to future opportunities to connect with the BBV team.Join us in building what cannot be destroyed. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.babyblueviper.com/subscribe
Mike Lomas and Mike Sperrazza are back on The Financial Guys Podcast tackling New York's push toward an all-electric future—and what they call the disastrous consequences that come with it. From looming infrastructure failures and skyrocketing energy costs to the environmental realities behind batteries, wind, and solar, the Mikes break down why the state's “green” policies may be anything but. They also dive into soft-on-crime policies, manipulated crime stats, and how declining law enforcement support is impacting communities across the country. Plus, a little sports banter, absurd political clips, and the kind of blunt common sense that listeners expect.(00:00:49) Transitioning to Electric Buildings in New York(00:02:10) Flaws in Clean Energy Government Initiatives(00:07:28) Ineffective Clean Energy Policies and Crime Strategies(00:14:39) Importance of Support for Law Enforcement Officers(00:17:16) Misleading Crime Statistics Due to Non-Prosecution(00:19:33) Intersection of Rights, Immigration, and Governance(00:22:26) Balanced Approach to Prosecuting Criminals for Accountability(00:28:20) Debates on Smaller Government vs. Health Insurance(00:31:46) Practical Solutions and Gender Stereotypes Debate(00:45:20) Performance Disparity in Basketball Based on Gender
Biblical Myth, Metaphor or Mandate?
The Heritage Foundation, a conservative think tank, has published a Mandate for Leadership since 1981, making policy recommendations to the federal government. The latest edition is part of something much bigger: Project 2025. The newest Mandate is part of a four-pillar project designed to fundamentally change the federal government from the inside. Though President Trump and his team spent his third presidential campaign claiming they had nothing to do with it, Trump is no longer distancing himself from Project 2025. So let's dig in. Our guide to Project 2025 is the former director of factcheck.org and author of A Guide to Project 2025, Eugene Kiely.For more information on Project 2025, you can access the full policy playbook at the link above or by clicking here. You can watch the fourteen hours of instructional videos obtained by ProPublica here. More information about The Heritage Foundation and its stated values and goals can be found at their website. CLICK HERE: Visit our website to see all of our episodes, donate to the podcast, sign up for our newsletter, get free educational materials, and more!To see Civics 101 in book form, check out A User's Guide to Democracy: How America Works by Hannah McCarthy and Nick Capodice, featuring illustrations by Tom Toro.Check out our other weekly NHPR podcast, Outside/In - we think you'll love it! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
October 28, 2025: Companies are re-establishing discipline after years of expansion, excess, and employee-first drift. This episode explores five major shifts reshaping the future of work: Amazon's "lean in on AI" directive following 14,000 layoffs, UPS cutting 48,000 jobs as automation accelerates, the limits of Gen Z's workplace expectations, CEOs pushing to restore a performance culture, and the rise of ultralean organizations focused on output over headcount. Each story reveals how technology, accountability, and efficiency are redefining what it means to be future ready.
ILP# 420 10/26/2025https://lordsofgaming.net/1) ADVANCEDGG Use Code "IRONLORD30" for 10% off https://advanced.gg/pages/partner-ironlords?_pos=1&_psq=ironl&_ss=e&_v=1.02) ILP VALARI PILLOW Use Code "ILP15" valari.gg/?ref=ironlordspodcastroundtable3) ILP MERCH: https://ironlordspodcast-shop.fourthwall.com/collections/allsofgaming.net/4) NZXT & IRON LORDS PC Use Affiliate LINK: https://nzxt.co/Lords5) HAWORTH Gaming Chairs & ILP Use Affiliate LINK: https://haworth.pxf.io/4PKj7M*********************************************************00:00 - ILP#420 Pre-Show24:46 - ILP#420 Intro58:56 - Ninja Gaiden 4 Impressions1:16:41 - Outer Worlds 2 Impressions/Metacritic1:53:12 - Halo Campaign Evolved On PlayStation3:26:01 - Xbox 30% Profit Mandate By Microsoft4:37:12 - Xbox Next Gen TeaseAsus Set Xbox Ally Price5:12:44 - ILP#420 Outro*********************************************************Welcome to The Iron Lords Podcast!Be sure to visit www.LordsOfGaming.net for all your gaming news!ILP Spotify: open.spotify.com/show/6XRMnu8Tf1fgIdGlTIpzsKILP Google Play:play.google.com/music/m/Iz2esvyqe…ron_Lords_PodcastILP SoundCloud: @user-780168349ILP Itunes: itunes.apple.com/us/podcast/iron-…uiR-IgF6cE9EQicIILP on Twitter: twitter.cm/IronLordPodcastILP on Instagram: www.instagram.com/ironlordspodcast/ILP DESTINY CLAN:www.bungie.net/en/Clan/Detail/178626The Iron Lords and the Lords of Gaming have an official group on Facebook! Join the Lords at:www.facebook.com/groups/194793427842267www.facebook.com/groups/lordsofgamingnetwork/Lord COGNITO--- twitter.com/LordCognitoLord KING--- twitter.com/kingdavidotwLord ADDICT--- twitter.com/LordAddictILPLord SOVEREIGN--- twitter.com/LordSovILPLord GAMING FORTE---twitter.com/Gaming_ForteILP YouTube Channel for ILP, Addict Show & all ILP related content: www.youtube.com/channel/UCYiUhEbYWiuwRuWXzKZMBxQXbox Frontline with King David: www.youtube.com/@xboxfrontlineFollow us on Twitter @IronLordPodcast to get plugged in so you don't miss any of our content.
Biblical Myth, Metaphor or Mandate? To support this ministry financially, visit: https://www.oneplace.com/donate/549/29
AP correspondent Donna Warder reports on Argentina's midterm elections and how the outcome could cost the country billions.
Sermon 3: The Mandate of Responsibility II Thessalonians 3:10–12 "For even when we were with you, this we commanded you, that if any would not work, neither should he eat. For we hear that there are some which walk among you disorderly, working not at all, but are busybodies. Now them that are such we command and exhort by our Lord Jesus Christ, that with quietness they work, and eat their own bread." Description: Responsibility is a word rarely loved in today's culture. We live in a society that wants the benefits without the burdens, the privileges without the price. Yet the Christian faith is built upon responsibility—responsibility before God, responsibility to others, and responsibility to oneself. Paul addresses this head-on in Thessalonica. He warns against idleness and issues one of the most practical commands in all of Scripture: "If any would not work, neither should he eat." In "The Mandate of Responsibility." Paul outlines what it means to stand, work, lead, and protect as responsible Christians. Don't forget your FIVE DAY devotional for this sermon
Sermon 3: The Mandate of Responsibility II Thessalonians 3:10–12 "For even when we were with you, this we commanded you, that if any would not work, neither should he eat. For we hear that there are some which walk among you disorderly, working not at all, but are busybodies. Now them that are such we command and exhort by our Lord Jesus Christ, that with quietness they work, and eat their own bread." Responsibility is a word rarely loved in today's culture. We live in a society that wants the benefits without the burdens, the privileges without the price. Yet the Christian faith is built upon responsibility—responsibility before God, responsibility to others, and responsibility to oneself. Paul addresses this head-on in Thessalonica. He warns against idleness and issues one of the most practical commands in all of Scripture: "If any would not work, neither should he eat." In "The Mandate of Responsibility." Paul outlines what it means to stand, work, lead, and protect as responsible Christians. Don't forget your FIVE DAY devotional for this sermon Learn more and support our ministry: cbcgb.co.uk
Send us a textIt's a Whiskey heavy show as we welcome in a guest from our New Orleans Market.Dorignac's Grocery Store is well represented as we look at some of the things people expect government to do, that we should just be doing ourselves.We'll also have Cocktail hour in hour 2 as we learn about the history of the Sazerac, how bitters are made and how sweet the libations can be.Don't miss another episode of Implicit Bias Radio!Support the show
You will learn how to best shine your light and what exactly your mandate is as a disciple of Jesus.
When You're Not Confirmed in Your Role: What Now?You took the leap. A big new role. A new company. A bold career move. And then, a few months in, the call comes: they're not moving forward with you. You're not being confirmed in your position. It's unexpected, it's brutal—and it can shake your confidence to its core.In this podcast episode of Stepping Into The Arena, Karen Gombault breaks down what not being confirmed really means, why it happens more often than people talk about, and how to leave with your leadership identity intact. It's a raw, honest, and powerful conversation for any senior leader navigating transition, misalignment, or professional rejection.If you're carrying shame, questioning your worth, or wondering how to explain it—this episode is for you.5 KEY TAKEAWAYS:Being let go at the end of a confirmation period is not evidence of failure. It's often a misalignment between values, expectations, or evolving business needs.Reframe the story. It's not rejection—it's redirection. You get to own the narrative you carry and share.Mandate shifts and cultural misfit are real. The job you were hired for might not be the job you walked into—and that's on them, not you.Extract the learning. Use this moment to clarify your non-negotiables, your ideal work environment, and what you now know about yourself as a leader.Your leadership identity is intact. Your track record doesn't vanish because one role didn't work out. Walk away with your head held high."The danger isn't that the company asked you to go. The danger is that you made it mean something about yourself and your worth instead of seeing it as an opportunity for growth." – Karen GombaultThis episode is your invitation to rewrite the story. To stop shrinking, and start reframing. To take the data and carry it forward—to a role that truly aligns with who you are and how you lead.RESOURCES & NEXT STEPS:Set up a call to discuss potentially working together:
We begin the series with a look into the life of Musa Kazim al Husseini, one of the most important Palestinians of the Ottoman and Mandate eras. His story reveals the power of what it means to cooperate, resist, remember, and forget. Follow me at @PreOccupationPod on Instagram and TikTok. Enjoy. Support this podcast at — https://redcircle.com/preoccupation-a-not-so-brief-history-of-palestine/donations
20251017-"How Do We Live" - Fulfill Your God-Given Mandate - 4/4- Pastor Yvonne C. Rankine by That KEVIN Show
Why did the British decide to end their Mandate in Palestine less than three decades after it began? What was the UN Partition Plan for Palestine and why did the Zionist leadership accept it whilst the Arab Higher Committee rejected it? How did the displacement of thousands of Palestinians during the War of 1948 affect Gaza? Anita and William are joined once again by Eugene Rogan, Professor of Modern Middle Eastern History at the University of Oxford, to discuss the War of 1948 which led to the creation of Israel and the displacement of 700,000 Palestinians. Join the Empire Club: Unlock the full Empire experience – with bonus episodes, ad-free listening, early access to miniseries and live show tickets, exclusive book discounts, a members-only newsletter, and access to our private Discord chatroom. Sign up directly at empirepoduk.com For more Goalhanger Podcasts, head to www.goalhanger.com. Email: empire@goalhanger.com Instagram: @empirepoduk Blue Sky: @empirepoduk X: @empirepoduk Assistant Producer: Becki Hills Producer: Anouska Lewis Executive Producer: Neil Fearn Learn more about your ad choices. Visit podcastchoices.com/adchoices
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The Mismanaged Mandate- Squandering leads to lack and poverty. We can get back on track by being a good steward over our money, and realigning ourselves with our kingdom purpose.
In this latest edition of the recurring The Two Kens collaborative series, Fong and Kemp explain both the irony of how he died and the Right's insistence on nationwide posthumous empathy and acclaim for him. Using his own words to substantiate their opinions, they make the case that Kirk's inflammatory rhetoric should not now be santized, nor should he be lionized and honored as an American hero and icon of free speech.
Top headlines for Friday, October 17, 2025The U.S. State Department revokes visas for six foreign nationals after they celebrated Charlie Kirk's death, Iran draws global attention for offering cheap sex-change surgeries to tourists while continuing to punish same-sex relationships at home, and Oklahoma moves to end its controversial mandate requiring Bibles in public school classrooms.00:11 State Dept. revokes visas of foreigners who celebrated Kirk death01:00 Iran promotes itself as a tourism destination for trans surgeries01:55 White House faith director responds to Trump's Heaven comments02:35 'Moral plague' behind attacks against faith communities: ADL head03:25 Restoration underway for pub frequented by CS Lewis, JRR Tolkien04:09 Oklahoma drops Bibles in public school classrooms mandate04:56 Tom Ascol named acting president of Founders Seminary05:45 Dallas Jenkins talks 'The Chosen Adventures'Subscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsState Dept. revokes visas of foreigners who celebrated Kirk death | PoliticsIran promotes itself as a tourism destination for trans surgeries | WorldWhite House faith director responds to Trump's Heaven comments | Politics'Moral plague' behind attacks against faith communities: ADL head | Church & MinistriesRestoration underway for pub frequented by CS Lewis, JRR Tolkien | WorldOklahoma drops Bibles in public school classrooms mandate | EducationTom Ascol named acting president of Founders Seminary | Church & MinistriesDallas Jenkins talks 'The Chosen Adventures' | Entertainment
Former State Superintendent Ryan Walters' mandate to place Bibles in Oklahoma classrooms and incorporate biblical teaching is being eliminated.
Radhika Das, IFN Journalist, interviews Laura Frigenti, CEO, Global Partnership for Education (GPE), on GPE's mandate to tackle the growing learning crisis, finance education initiatives and advance its partnership with the IsDB Group
A mandate for Bibles in classrooms comes to an end.The state faces a lawsuit over mental health treatment of inmates.Oklahoma's highway infrastructure is struggling to keep up with the state's growth.You can find the KOSU Daily wherever you get your podcasts, you can also subscribe, rate us and leave a comment.You can keep up to date on all the latest news throughout the day at KOSU.org and make sure to follow us on Facebook, Tik Tok and Instagram at KOSU Radio.This is The KOSU Daily, Oklahoma news, every weekday.
In this episode, we explore the often-overlooked topic of post-wedding dissatisfaction through the lens of a recent bridal session with a client struggling with her wedding photos.Despite having a beautiful wedding day filled with moments she cherished, she found herself grappling with feelings of disappointment once the reality of her pictures set in. I delve into the deeper emotional layers behind this dissatisfaction, drawing connections to body image and social dynamics that can often shape our perceptions, particularly in the age of social media.Central to our discussion is what I've coined the "post-wedding mandate." It emphasizes the importance of actively reorganizing your social media presence after the wedding is over. Just as you might declutter your home post-holiday, it's crucial to allow space for new interests and directions, moving away from the wedding-centric content that can perpetuate feelings of inadequacy.What you'll learn from this episode:Post wedding reflectionsThe impact of social mediaCurating a new chapterFeatured on the show:Follow me on Instagram to learn more about navigating your wedding with grace and ease: https://www.instagram.com/karaghassabeh/Check out **The Bridal Prep Academy:** https://karamaureen.comLet's connect on Facebook: https://www.facebook.com/KaraMaureenBridalCoachingGet your copy of the book, **Whispers to a Bride:**https://www.amazon.com/Whispers-Bride-handle-stress-drama/dp/B0BCRXBQFN/ref=sr_1_1?crid=1UXWJVJOF3MNI&keywords=whispers+to+a+bride&qid=1662643892&sprefix=whispers+to+a+bride%2Caps%2C141&sr=8-1
Recorded live at the Beyond Borders International Festival in Scotland, this episode of Palestine Matters explores the historic role of Britain in shaping the Israel–Palestine conflict - and what responsibility Britain carries today.Host: Diana Safieh, Britain Palestine Project Guests:Sir Vincent Fean – Former British Consul-General in Jerusalem (2010–2014), former Ambassador to Libya, and BPP trustee.William Dalrymple – Historian and bestselling author, widely known for his work on empires and their legacies.
Investing isn't just about returns—it's about reflecting what we truly value.Our faith is meant to guide every area of life, including how we invest. When our hearts are set on God, our investing reflects His priorities—caring for creation, serving our neighbor, and letting what we treasure shape how we steward His resources. Tim Macready joins us today to talk about a “theology of investing.”Tim Macready is Head of Global Advisory at BrightLight, a division of EverSource Wealth Advisors. A Theology of Investing: Bringing Faith to Financial DecisionsMost people view investing as a financial act—an attempt to grow wealth, manage risk, or secure a comfortable future. Yet Scripture invites us to see investing as something much deeper: a spiritual act rooted in stewardship, love, and worship.A theology of investing reimagines financial activity not as separate from faith but as an expression of it. It calls believers to bring their heart, head, and hands together, transforming investing from a pursuit of profit into a practice of discipleship.Theology simply means the study of God and how what we learn about Him shapes the way we live. Applied to investing, it means aligning financial decisions with biblical truths about creation, stewardship, and love for neighbor.Faith is not only a matter of belief—it's a matter of lived action. When we view investing through this lens, we begin to see it as part of our calling to manage God's resources wisely and to use them in ways that bring about human flourishing and reflect His goodness.The Creation Mandate and the Purpose of InvestingThe story begins in Genesis 1–2. Out of His divine goodness, God creates a world filled with potential and beauty, then entrusts humanity with the task of cultivating and developing what He made.Investing participates in that same creation mandate. It takes the resources God has provided and reallocates them so that they become productive—fueling innovation, creating jobs, and contributing to the flourishing of communities. Financial returns become a byproduct of faithful stewardship rather than the sole objective.Through investing, believers join God in bringing order, beauty, and abundance to His creation.Some assume investing is little more than glorified gambling, but the two could not be more different. Gambling is speculation—a zero-sum pursuit driven by chance. Investing, on the other hand, is a form of stewardship. It seeks to grow what God has entrusted by putting resources to work productively in the service of others.Faithful investing recognizes that capital is not an end in itself but a tool for participating in God's creative and redemptive work in the world.Loving God and Neighbor Through InvestmentWhen Jesus summarized the law, He tied together two inseparable commands: love God and love your neighbor (Matthew 22:37–39). Investing offers a tangible way to live out both.By directing capital toward enterprises that meet real needs, create employment, and improve lives, investors can participate in the biblical call to love their neighbor. Investing becomes a form of generosity—an intentional choice to place capital at risk so that others may benefit and communities may thrive.When guided by love, investing ceases to be a self-focused pursuit and becomes a practice of service and shared flourishing.In Matthew 6, Jesus teaches that “where your treasure is, there your heart will be also.” That truth reveals not only that our spending reflects what we love, but also that our hearts are shaped by where we invest.Our financial choices form us. Every investment helps build something—industries, technologies, and cultures. Those choices shape what we value and the kind of world we participate in creating.If the heart is anchored in Christ, investing becomes a means to align one's desires with discipleship, ensuring that financial growth serves God's purposes and the good of others.In modern markets, investing often feels impersonal. Index funds and digital platforms can make financial activity seem detached from real lives. Yet every investment still represents a relationship—people on both sides working, creating, and depending on one another.Recovering this relational awareness reminds believers that investing is not merely an economic transaction. It's a moral and spiritual act that affects individuals and communities made in God's image.From Portfolio to WorshipScripture consistently warns of wealth's dangers—not because money itself is evil, but because it so easily tempts us to trust it instead of God. As C.S. Lewis observed, the comforts wealth provides can dull our sense of dependence on the Lord.Greed, the Bible says, is a form of idolatry (Colossians 3:5). When money becomes our source of security, it quietly replaces the Provider Himself. Biblical investing begins with the opposite conviction: everything belongs to God, and we remain utterly dependent on Him for every good gift.A single strategy or product does not define faithful investing. It is marked by intent—by the desire to align financial decisions with God's purposes.That may mean avoiding investments that exploit others or harm creation, or seeking out opportunities that promote dignity, justice, and flourishing. Sometimes it might even mean accepting lower returns for the sake of love.Ultimately, profit is more than numbers on a page—it represents the fruit of faithful stewardship in a mutually beneficial exchange that honors God and blesses others.When believers see investing as part of their discipleship, it transforms the act itself. No longer about accumulation, it becomes about participation—joining God's ongoing work of renewal in the world.Faithful investing asks deeper questions:How does this investment serve my neighbor?How does it reflect the beauty and justice of God's Kingdom?How does it shape my heart toward or away from Christ?When those questions guide our portfolios, investing becomes more than a financial decision—it becomes an act of worship.On Today's Program, Rob Answers Listener Questions:I'm looking to tap into my home's equity to cover some needed repairs. My roof is nearly 20 years old, and the house also needs painting. I owe approximately $167,000, and the home is valued at around $375,000. I found a company that offers a credit card tied to home equity—no upfront cost —and they claim approval takes only 15 minutes. What do you think about this option?I have two kids in their early and mid-20s, and I'm encouraging them to start investing in a Roth IRA, even if it's just a small amount. Where can they open one without high fees eating into their contributions? We're not very experienced investors, and I've heard you mention Sound Mind Investing—would that be a good place to begin?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Schwab's Intelligent Portfolios | Betterment | FidelityWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
John Luke explains his exit as Duck Commander Store manager, saying he resigned after finding his own replacement, while Korie insists she had to fire him. He also calls out the Robertson clan for “merchandise shrinkage,” which segues into the crew's dive into Exodus. Christian highlights the meaning of Moses' name, “drawn out,” and Zach riffs a T-shirt idea on the spot. Al shows how the Robertson story echoes key elements of Exodus. In this episode: Genesis 1, verse 26; Exodus 1, verses 1–7; Exodus 25; John 4; John 6; Hebrews 8–10; 1 Peter 3, verses 20–21; James 1, verses 2–4 Today's conversation is about lesson 1 of The Exodus Story taught by Hillsdale Professor Justin Jackson. Take the course with us at no cost to you! Sign up at http://unashamedforhillsdale.com/ More about The Exodus Story: Explore God's mercy as he leads Israel out of slavery in Egypt. Exodus is a central narrative of the Bible. It recounts the moment that God reclaims Israel as his people, rescues them from slavery in Egypt, and establishes the Ten Commandments to guide their moral and religious freedom as an independent society. In “The Exodus Story,” Professor of English Justin Jackson picks up the biblical narrative where his course on Genesis ended. Join Professor Jackson in learning about the nature of God's mercy, human freedom, and the relationship between the divine and man. Enroll today to discover the beauty of God reclaiming the Israelites through his mercy and love in “The Exodus Story.” Sign up at http://unashamedforhillsdale.com/ Check out At Home with Phil Robertson, nearly 800 episodes of Phil's unfiltered wisdom, humor, and biblical truth, available for free for the first time! Get it on Apple, Spotify, Amazon, and anywhere you listen to podcasts! https://podcasts.apple.com/us/podcast/at-home-with-phil-robertson/id1835224621 Listen to Not Yet Now with Zach Dasher on Apple, Spotify, iHeart, or anywhere you get podcasts. Chapters: 00:00-06:53 Why Exodus Frames the Whole Bible 06:54-15:25 Pharaoh's Policy of Death vs. God's Mandate to Multiply15:26-23:40 Egyptian Midwives Stand Up for Hebrew Babies 23:41-33:35 Moses Undergoes Humility Training 33:36-41:18 Wandering the Desert for 40 Years 41:19-49:24 Jesus as a Better Moses — Learn more about your ad choices. Visit megaphone.fm/adchoices
High Council members engaged in a live discussion focused on sharing ideas and experiences to strengthen how councils serve their wards and stakes. This podcast is a portion of the livestream discussion. Watch the video and share your thoughts in the Zion Lab community Links The entire conversation and transcript are available in the Zion Lab community Highlights Overview This episode of the Zion Lab live stream from Leading Saints featured a discussion among several current and former Stake High Councilors, focusing on the practical challenges and opportunities of their calling. The participants shared their experiences, best practices, and innovative ideas for magnifying their assignments, effectively bridging communication between the stake and ward levels, and overcoming feelings of inadequacy. Key Insights The Need for Proactivity: The High Council calling can often feel "open-ended," allowing a High Councilor to "do as much as you want" or very little. Leaders are encouraged to be proactive—actively engaging with assigned elders quorum presidencies and ward organizations rather than just attending mandatory meetings. Equality and Insecurity in Calling: New High Councilors frequently feel overwhelmed or insecure when working alongside more seasoned leaders. Counsel was given to overcome this by recognizing that all callings are equal in the sight of the Lord and that the High Councilor's voice and spiritual insights are vital to the council's deliberations. Role as a Spiritual Messenger: High Councilors should see themselves as direct representatives of the Stake Presidency, similar to a General Authority visiting a stake. They are encouraged to be visible, bring spiritual knowledge and instruction, and share a spiritual thought when addressing wards, not merely delivering routine announcements. Mandate to Testify of Christ: Some stakes guide speaking assignments with a General Conference talk, but emphasize that the talk, whether prepared or spontaneous, must be interwoven with a powerful personal testimony of Christ to ensure the Spirit is present. Training and Dissemination of Principles: A core function of the High Council is to receive leadership principles and instruction in the Stake Council. High Councilors are then responsible for taking that training and counsel out to their assigned ward bishoprics and organization presidencies.Leadership Applications Foster Cross-Ward Learning: Stake Presidencies can gain valuable insights and enrich their High Councilors by encouraging them to attend the leadership meetings of the wards where they speak, even if it is not their assigned ward. This exposes High Councilors to diverse operational models among ward councils, creating a cross-training effect. Centralize Administrative Resources: High Councilors should utilize group communication methods, such as shared text threads or digital notes, to quickly share tactical administrative advice, official wording for callings and releases, and handbook references, streamlining the logistical aspects of the calling. Elevate the Message of Love: High Councilors should consistently make a concerted effort to express the genuine love, thoughts, and prayers of the Stake Presidency to the ward members, ensuring the members feel validated, "seen, and prayed for" by their stake leadership. 00:01:36 - Kicking Off: The "Open-Ended" Nature of the High Councilor Calling 00:04:04 - Overcoming Insecurity and Magnifying the Calling 00:06:06 - Advice on Equality and Being a Visible Representative 00:09:38 - The Role of the Spirit vs. Experience in Calling 00:11:23 - Key Role: Training and Teaching Ward Leaders 00:13:07 - Strategies for Stake Engagement: Ward Reporting and Training 00:14:44 - Unique Assignment: Attending Cross-Ward Leadership Meetings 00:16:37 - Close Relationship with Stake Presidency and Financial Duties 00:18:38 - Tactical Tip: Using a High Councilor Text Group for Logistics ...
Celebrating 300 episodes with a game-changing update! If you've been chasing 10,000 steps or wondering why your walking routine isn't delivering the results you hoped for, this episode will change everything. What you'll discover: Why 7,000 steps might be your new sweet spot (and the research that proves it) The 15-minute walking tweak that reduces mortality risk by 20% Why being an "active couch potato" undermines all your hard work The truth about interval walking and how to do it right The missing movement ingredient that walking alone can't provide—and why your future self desperately needs it After 5+ years and 300 episodes of deep-diving into the research, Carolyn is updating her recommendations based on the latest science. This isn't about doing more—it's about being strategic with your movement to build real, lasting health. LET'S TALK THE WALK! Join here for support, motivation and fun! Wellness While Walking Facebook page Walking to Wellness Together Facebook GROUP Wellness While Walking on Instagram Wellness While Walking on Threads Wellness While Walking on Twitter Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com RESOURCES AND SOURCES (some links may be affiliate links) RECOMMENDED WALKING PROTOCOLS UPDATED! Email wellnesswhilewalking@gmail.com for Carolyn's Interval Walking guide Past Wellness While Walking Episodes Mentioned 10,000 Steps: Myth or Mandate? The Benefits of 3,000 or 4,000 Steps Regarding Our Forward-Facing Lives GUIDED Interval Walking Walk (Includes “Brisk” Definition) Add This to Your Walk for Brain Health GUIDED Interval Walk PLUS Cognitive Challenge Research Studies and Secondary Articles Daily steps and health outcomes in adults: a systematic review and dose-response meta-analysis, thelancet.com Objectively measured daily steps and health outcomes, bmjopen.bmj.com How Many Steps a Day to Reduce CVD and CV Death? Physical activity across midlife and health-related quality of life in Australian women plos.org HOW TO RATE AND REVIEW WELLNESS WHILE WALKING How to Leave a Review on Apple Podcasts on Your iOS Device 1. Open Apple Podcast App (purple app icon that says Podcasts). 2. Go to the icons at the bottom of the screen and choose “search” 3. Search for “Wellness While Walking” 4. Click on the SHOW, not the episode. 5. Scroll all the way down to “Ratings and Reviews” section 6. Click on “Write a Review” (if you don't see that option, click on “See All” first) 7. Then you will be able to rate the show on a five-star scale (5 is highest rating) and write a review! 8. Thank you! I so appreciate this! How to Leave a Review on Apple Podcasts on a Computer 1. Visit Wellness While Walking page on Apple Podcasts in your web browser (search for Apple Podcasts or click here) https://www.apple.com/apple-podcasts/ 2. Click on “Listen on Apple Podcasts” or “Open the App” 3. This will open Apple Podcasts and put in search bar at top left “Wellness While Walking” 4. This should bring you to the show, not a particular episode – click on the show's artwork 5. Scroll down until you see “Rating and Reviews” 6. Click on “See All” all the way to the right, near the Ratings and Review Section and its bar chart 7. To leave a written review, please click on “Write a Review” 8. You'll be able to leave a review, along with a title for it, plus you'll be able to rate the show on the 5-star scale (with 5 being the highest rating) 9. Thank you so very much!! HOW TO SHARE WELLNESS WHILE WALKING Tell a friend or family member about Wellness While Walking, maybe while you're walking together or lamenting not feeling 100% Follow up with a quick text with more info, as noted below! (My favorite is pod.link/walking because it works with all the apps!) Screenshot a favorite episode playing on your phone and share to social media or to a friend via text or email! Wellness While Walking on Apple – click the up arrow to share with a friend via text or email, or share to social media Wellness While Walking on Spotify -- click the up arrow to share with a friend via text or email, or share to social media Use this universal link for any podcast app: pod.link/walking – give it to friends or share on social media Tell your pal about the Wellness While Walking website Thanks for listening and now for sharing! : ) DISCLAIMER Neither I nor many of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking. Thanks for listening to Wellness While Walking, a walking podcast and a "best podcast for walking"!
To make sense of the dramatic changes in our nation and in our backyard, host Ali Muldrow is joined by friend of the show, Lisa Graves. The post Project 2025 Is Going Smashingly appeared first on WORT-FM 89.9.
Episode 96: Eddington This week on Philosophy in Film, the gang rides into the dust and disinformation of Ari Aster's 2025 neo-Western Eddington. Set during the upheaval of 2020, the film pits Joaquin Phoenix's stoic, conspiracy-prone sheriff Joe Cross against Pedro Pascal's pragmatic mayor Ted Garcia in a small New Mexico town splintered by mask mandates, social media warfare, and secrets. Craig sounds the warning in Producer's Notes (9:59), rallying the posse to get ready; Alain draws the map of conflict in the Beauclair Synopsis (20:57), threading the political grievance, personal betrayal, and escalating paranoia. Chris then steps into Philosopher's Corner (41:16), tuning into the film's narrative pulse. At The Round Table (54:36), the gang debates whether Eddington mirrors our fractured moment or indulges in fever dreams, before Reviews (1:28:46) and Mailbag (1:37:54) bring listener dispatches from the divide. As always, we tackle the philosophical and non-philosophical standoffs within, as every showdown leaves a mark.
Petula Martyn, Mid West Correspondent, speaks to athletes being screened for Sudden Arrhythmic Death Syndrome at the University of Limerick, the first higher education institution in Ireland to introduce mandatory cardiac screening.
Medical trainees spend years mastering what to do when biology fails — countless protocols, procedures, and split-second decisions. By the end, they're primed to fix what's broken. But what if the mandate of medicine is simpler — and more human?Our guest on this episode is Dr. Jessica Zitter — a physician, author, and filmmaker who has spent her career at the fault line between intensive care and palliative care. Dr. Zitter was initially drawn to the technical choreography in the ICU: numbers to chase, procedures to perform. Yet, along the way, she began to notice the danger we rarely name — that in our devotion to protocol, we might drift away from the person in front of us. Over the course of our conversation, Dr. Zitter shares personal experiences that have shaped her approach to medicine. We talk about moral injury and how it compounds: when systems push us to act against our values, care gets worse, and the hurt deepens. We talk about how bias slips in when power meets prejudice at the bedside and why chaplains — so often sidelined — can be essential guides back to the human being we're treating. Her prescription is simple: treat patients as you'd want your own loved ones to be treated. Ask for the story. Reconstruct the person we've taken apart into smaller pieces.Dr. Zitter is the author of her memoir Extreme Measures, appears in the Academy Award-nominated short film Extremis, and is the director of several documentaries, including 2025's The Chaplain & the Doctor.In this episode, you'll hear about: 2:45 - Dr. Zitter's path to a career in intensive care medicine4:52 - A day in the life of an intensivist17:42 - Dr. Zitter's unexpected pivot to prioritizing palliative care in her work 26:41 - The inspiration for Dr. Zitter's film The Chaplain and the Doctor38:36 - How chaplaincy attends to the soul of the patient and what doctors can learn from this perspective42:51 - Navigating internalized bias as a doctor49:42 - Dr. Zitter's advice for her younger self Visit our website www.TheDoctorsArt.com where you can find transcripts of all episodes.If you enjoyed this episode, please subscribe, rate, and review our show, available for free on Spotify, Apple Podcasts, or wherever you get your podcasts. If you know of a doctor, patient, or anyone working in health care who would love to explore meaning in medicine with us on the show, feel free to leave a suggestion in the comments or send an email to info@thedoctorsart.com.Copyright The Doctor's Art Podcast 2025
Are You Missing Out on Real Estate's Best-Kept Secrets? Imagine investing in properties where: Tenants fix their own roofs You can boost income with a few tech upgrades Most investors are too scared to even look This episode reveals two underground real estate niches that could change your wealth strategy forever: Mobile Home Parks and Parking Lots Special Guest: Kevin Bupp, an investor with over $1 BILLION in real estate transactions under his belt shares how everyday investors are building wealth in places others overlook. Grab your FREE real estate investment white papers and unlock hidden wealth strategies at InvestwithSunrise.com Resources: Text FAMILY to 66866 Call 844-877-0888 Visit FreedomFamilyInvestments.com/GRE Show Notes: GetRichEducation.com/574 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:00 Welcome to GRE. I'm your host. Keith Weinhold, talking about first mobile home park investing and then investing in parking lot assets. What makes them profitable? What gets investors excited about mobile home parks and parking lots? What are the risks and what's the future of both of these real estate asset classes? All with a terrific guest today on get rich education. Keith Weinhold 0:28 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom. Coach, directly. Again, 1-937-795-8989, Corey Coates 1:40 you're listening to the show that has created more financial freedom than nearly any show in the world.This is get rich education. Keith Weinhold 1:56 Welcome to GRE from Burlington, Vermont to Burlington, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you are inside get rich education. We are all firmly in the fall season. Now, autumn, if you prefer. And as we often do, we're discussing residential real estate investing today, but it's two different and distinct niches within that, and I guess they both have to do with wheels, as it turns out, mobile home parks in the first part of the show and then parking assets later today. I think there's a compelling future use case for at least one of those two to speak to our international audience for a moment, but this will actually help clarify things for you. If you're a North American too, though it's called a mobile home, well, it doesn't really have that much to do with wheels. There might not be any wheels on it. And if a resident lives inside one of these for, say, a decade, well then it's probably going to remain attached to that same location on the ground all 10 years. That's why a mobile home is often referred to now as a manufactured home. What it is is it's a factory built residence, constructed on a permanent chassis and then transported to a site. I mean, that's what we're talking about here, and they are a less expensive alternative to traditional homes that have, say, a cast in place, concrete foundation. So therefore, understand, mobile homes are affordable housing, highly affordable housing, and that's really important in this housing affordability crisis. And I've talked quite a bit about that on the show, and the meager national supply of that all types of affordable housing, they are recession resilient. I mean, that's just one reason why we love affordable housing types here at GRE where we're often buying rental property just below an area's median price. You know, people think of mobile home parks MHPS, that they're all crime ridden and that there are slumlords. But that is not true in every case. There are actually nice ones. If you're an MHP investor, you often only own the land beneath the structure, and not the mobile home itself. The resident owns the mobile home itself. So therefore, if there's a leaky roof or a window needs replacement, or flooring needs replacement, that is on the resident to fix, not you. MHP dwellers, they often don't have to pay property tax, though, because, like I said, they don't own the land. The landlord, or the community, therefore, is the one that has to pay the property tax. So there's some thoughts on mobile home parks for you, parking asset, real estate that's still settling into its post pandemic pattern with Return to Office mandates that aren't really fully matured yet. We're still settling in and seeing how that is going to look. And then when it comes to parking lots, you got to wonder about its future. When you consider the proliferation of autonomous cars, will that make parking lots obsolete? I'll have our guest address that longtime GRE listeners, you might remember episode 13 of this show, yeah, almost 11 years ago, that episode was about how autonomous cars will affect your future and your real estate and the very need for parking lots and a lot of what I discussed there in early 2015 that is beginning to come true, but this autonomous car adoption that is way slower than a lot of people thought. I mean, most Americans, they still have not been inside an autonomous car at all. A lot of people are still saying that they don't trust that that should change soon. But as for now, I'm just guessing that fewer than one in 10 Americans have been inside an autonomous car, probably quite a bit less than that. Today's terrific guest has over $1 billion in real estate transactions under his belt. This should be interesting. He is a specific investor in both mobile home parks and parking assets. Keith Weinhold 6:26 Today's guest is a seasoned real estate investor entrepreneur, and he's a prominent voice in the space, because he hosts the real estate investing for cash flow show. He's built a strong reputation as an expert in two niches that have less competition than some other investments, and we'll discuss those two today. They are mobile home parks and also parking asset investments too often overlooked yet pretty profitable niches, and he and I have a lot in common. I'm on the Forbes real estate Council. He is on the Forbes Technology Council. He and I are both native Pennsylvanians. It's been quite a few years. Hey, welcome back to GRE it's Kevin Bupp. Kevin Bupp 7:06 Hey, Keith, thanks for having me back. And yeah, excited to be here, my friend, and excited to finally get caught up. When you referenced that, it was nearly eight years since we last spoke. I was taken back a little bit because A lot's happened in past eight years. Keith Weinhold 7:21 I know that's wild with where things are at. People didn't even know the meaning of the word pandemic when you were last here on the show, Kevin, let's talk about really the case for mobile home parks. I know they can be a strong, cash flowing asset once people are really dialed into them. I think what's interesting is, since you were last here on the show, really, from the pandemic on, it's been a well documented national story where lay people just know about how the supply of housing just is not adequate in order to meet demand, and what that usually means, just talking about the single family space is, of course, they're building, but they're not building fast enough to keep up with population growth and housing demand. But what's so compelling about mobile home parks is, I mean, they're barely even building them anymore, like they are contracting in supply in a lot of areas. So tell us more about the compelling case for mobile home parks. Kevin Bupp 8:16 Yeah, well, you had a big one. You know? It's an asset class that has a diminishing supply, right? We can get into the reasons behind that. But, you know, just from a high level perspective, one of the other factors as it relates to, you know, available homes, available housing for the growing population, is that while they are building stick boat homes, they're not fulfilling the needs of those that actually need affordable housing. So there's not a lot of the average working household can't necessarily afford the starter home any longer, and so mobile home parks are unique. I truly feel they're the best vehicle to help us fill this void of housing, affordable housing that is really needed throughout the entirety of the country. I mean, there's very few markets in this country that are still affordable. There's some places you can still go buy. You can probably go to Flint, Michigan, buy a home for 50 or $60,000 but generally speaking, I think the median home price today, I think it's crested over 400,000 I don't have the exact number, but I do believe over $400,000 and the average starter family, or even folks that are, you know, just working two jobs, making 40, $50,000 a year, they can't afford to purchase that type of home, a $400,000 home. And so again, these mobile homes you had mentioned, they're not building mobile home parks any longer. However, they're still building new mobile homes, and it's kind of interesting what's evolved over the past 10 years. The quality of the product is it's like a night and day difference of what it looked like 1015, years ago, of the homes themselves to what they look like today, and what you get for your money. You know, the average single wide that we might be putting into a community, brand new home, 13, 1400 square feet. Someone could come in and for roughly $80.70 $80 a foot, can buy a brand new home that's never been lived in before, that's unheard of, that's absolutely unheard of when you compare it to the average or the median home price across the US today. So it really is kind of the last frontier, and it's typically any market that we're in, if you take the same comparable quality of an apartment complex in the same, you know, area of town, the same school districts, we're typically about 20% less all in cost to actually own your own home, versus that of even renting the comparable size apartment. So it's a very compelling reason for folks that are looking for an affordable place, but not just affordable, but clean, safe and quiet. I mean, like we run very respectable communities, they're in the really good school districts. They're places that folks are proud to live and raise their families, then, Keith Weinhold 10:22 yeah, that's true. This would really help meet that affordability challenge, another problem that's been so well documented. Talk to us more about what makes mobile home park investing different from investing in single family rentals or even a fourplex or a 20 unit apartment building. Kevin Bupp 10:40 A lot of the fundamentals are similar, and I would say that it's probably more comparable to that of an apartment complex to a certain degree. Just think of it as a horizontal apartment complex, where units aren't stacked on top one another. They're just layout horizontally more wider than they are tall. But the bigger difference is in most instances, we don't actually own the homes, so the residents own the mobile homes, whereas we as community owners own the infrastructure, we own the land. We own the roads, when the sewer lines, the water lines, the common areas, if it has a clubhouse, if it has amenities, so we maintain and we own all that collective area where the folks basically come and they bring their home, they fix it to the ground, and then ultimately pay a slot rent to have their home there on that premise. And so for us, it's very attractive in that the resident that's in their home, if they have a Roofing Leak, they have a plumbing leak, they have their HVAC system go out. They're not calling us like they enter an apartment complex. It's on them, yeah. So they're homeowners. And a couple other really attractive elements of that that come as a result of having residents that live there, not just renters, is that they're very sticky. And so just like in a standard single family subdivision, where you've got folks that might have lived there for generations, you just reference that your parents literally live in the same house, and so they've lived there a very long time. It is quite common to find residents and even multi generations of the same family that live in our communities. And a couple come to mind. We just celebrated a woman's 50th year of living one of our communities in brendalin. And so you've got sticky resident base. There's not a lot of turnover. And then the last big piece of it that is really attractive us is a homeowner mentality is very different than a rental mentality as far as upkeep. And so you got folks that they plant flowers, they ensure that their units have curb appeal, right? They put flags out, they put decorations out during the holidays. It's a lot more warmth than that of what you might find in a traditional rental apartment complex. Keith Weinhold 12:26 So what all does the tenant pay for? You mentioned that they pay for the lot rent. What other expenses do they have? How does that look for them? Kevin Bupp 12:36 Typically, you know, utilities. So they'll have their own individual meter. They'll pay, you know, direct to the utility company, utility provider, water and sewer as well. They'll pay for their water and sewer usage. And that can come in many different forms. Sometimes, where our communities have public utilities, where it's built directly by the utility provider, sometimes it's more of a private system, where we're actually acting and participating as utility provider and building them back for their usage. Really the standard things that you might pay for if you live in a single family home. I think so the areas where it might differ. And honestly, this is really community by community for us, some of our communities, literally, the residents, they pay for the utility use, but outside of that, literally, we mow the grass, we shovel their driveway, we shovel their walkways, we handle all those type of elements, whereas some other communities, the residents we might require that they actually maintain their own grass so they their own grass, so they have to mow it, or hire a a third party vendor to come in and mow it. They might have to actually shovel their own driveway. And a lot of how we run a community really is depend on how it used to be run when we took it over. You know, if it's not broke, we don't fix it. And so a lot of times we don't like shaking things up too much. If they're used to a certain way, we just keep it status quo and continue rolling on of how the prior ownership used to manage it really similar elements of what a folks, an individual living in a single family home, might pay for so very similar. Keith Weinhold 13:48 Okay, so they pay you the rent for the lot. This puts nearly all the maintenance and repair burden on them. So is there any sort of HOA like body here? Kevin Bupp 13:58 Not in our community. You do find some communities, and most of these that have an HOA are typically a community that's gone through more of a co op type arrangement to where the actual individuals only like fractionalized share of the community, the residents that live there, and so then they have a the oversight from an HOA that's managing the daily operations, managing the financing, managing the budget, things like that. But in our communities, no, there is not an HOA, I'd say the one other thing that's typically included in lot rent is they don't have property taxes, right? So we own the land, and so the individuals that live in these units aren't paying individual property taxes. A lot of states require that they have a registration fee, just like you do in your vehicle, that they would have to pay on an annual basis. And then most of them have insurance as well. You know they're covering you're carrying homeowners insurance on the actual dwelling itself. Outside of that, it's, again, just pretty straightforward, Keith Weinhold 14:47 yeah. So here we are in this low competition, low supply niche that we're talking about here we think about communities and nimbyism and building, not in my backyard. ISM oftentimes that's a sentiment that residents of a certain area have, residents say something like, ah, we don't want this new 200 unit apartment building or mobile home park here in our single family home neighborhood, like, that's nimbyism. But in mobile home parks, to me, it seemed like nimbyism is often at a different level. It's at the government or the municipal level, like your town or city, might not want one, because it doesn't generate as much property tax revenue as a new single family neighborhood would. Is that the reality? Kevin, Kevin Bupp 15:31 that's absolutely the reality. And that's why you don't see new parks getting built. I think last year, ones that I know of, there are about a dozen that were built, many more than that. They're actually shut down, you know, for redevelopment purposes. And so that is absolutely huge part of it. In fact, you know, it's frustrating, because pretty much every municipality across the country the topic of affordable housing, it's on the radar, and it's probably one that is discussed quite often. And in all reality, again, these mobile home parks really would help resolve that challenge at most of these you know, municipalities are the shortage of homes, affordable homes, that they're facing across the country. And so, you know, another big piece of it, you mentioned the tax basis, absolutely, you know, the municipality would make, they'd have much better tax revenue from pretty much anything else that could be built there. And so that's a big barrier. But the nimbyism piece of it, I think a big part of that is it's unfortunate. I think it's getting better over time. There's bad operators in our space, just like they're bad operators in the apartment space, just like there's bad operators landlords that have single family homes that just let them deteriorate over time and don't repair things. Unfortunately, we kind of get lumped all the mobile home parks get lumped in that bad bucket. And so while there's, you know, I always joke and say there's mobile home parks that are on the wrong side of town, wrong side of the tracks, right? You don't want to go to and during the daytime. Well, guess what? There's subdivision, the single family home, neighborhoods that are the same thing, and there's apartments that are like that as well. You don't go anywhere near them. And you've got the middle of the road, right? You've got just the good, hard working, blue collar folks that want to send their kids to good public schools. We've got those communities apartments are that way too single family home subdivision, you got white collar stuff. You got some higher end stuff. Unfortunately, we kind of all get lumped in that bad bucket. That's where the assumption that's made by folks that don't understand mobile home communities have never driven through one. They just assume that it's all, you know, basically, drug, sex, rock and roll, the wrong element that we do not want in our neighborhood. We don't want anywhere near us. It's going to devalue our home prices. And for that reason, you just don't see them getting built. It's unfortunate, but it's the truth. Keith Weinhold 17:20 Yeah, I'm just thinking about the mobile home park that I drive past most often. It's sort of walled off. There's maybe an eight or 10 foot high wall around it. I don't know if that's something that the municipality erected to sort of screen its appearance off, or something that the mobile home park built, which is my guess as to who built it, but not all mobile home parks look blighted Kevin Bupp 17:43 absolutely, yeah. And I don't know the case that you just referenced there. I mean, it could be for sound deadening purposes, if it's off of a busy road. It could have been something put up as far as just to kind of shield off so folks that are driving past don't see the community. My guess would be that's probably not the the reason that was built. But in any event, these are, there's, you know, we've got a number of communities, Keith, that if you drove through, and I didn't, if I blindfolded you and you drove in, so you went past the entrance, you went past a sign that said manufactured home community, and I took you down a road, you wouldn't believe that you were actually in a mobile home park. Some of these homes, they're double wide homes, and they look like ranch homes, and so they're actually laid out perpendicular to this, or parallel to the street, and then they have two car site built garages that are attached to them via breezeway. So they look like your traditional ranch style home, but they're absolutely 100% mobile homes that could be moved if you wanted to move them, and for a fraction of the price of what a neighboring single family home might sell for. So there's all different qualities. They all come in different shapes and sizes. But to my point earlier, some of these communities, they're not even affordable. There's actually, there's down here in Florida, we've got what we call lifestyle communities. It's very common out in Arizona as well, where it's a lot of times a second home for snowbirds, you know, retirees that want to come down and want to live an active lifestyle. You know, they want to have two swimming pools. They want to have an activities director. They want to have, you know, shuffleboard and pickleball courts and tennis courts, and they want to live this lifestyle. And those units are anything but affordable. In fact, there's many. There's a community down the road for me that, you know, their lot rent is $1,200 a month, and so you factor that in with probably a house payment. And you know, you might be looking at 2000 to, you know, $2,300 a month, all in for the house and the lot rent. And so not necessarily in the affordable scheme of things, but they come in all shapes and sizes and again, unfortunately, we just get lumped into that bad bucket. It's unfortunate because I do think that we could really help start making a dent in this affordable housing crisis. I don't how it's going to happen any other way. I really don't, because we can't build affordable products at this point in time. It's not possible Keith Weinhold 19:37 a posh an exclusive mobile home park there that you're referencing in Florida. As paradoxical as that sounds, tell us, Kevin, how that really works, because I know you help investors get in to mobile home parks. Does this mean an investor owns a full Park? Or I wouldn't imagine you're just doing it at the level where you just own one lot and then have One dweller pay you the lot rent. So tell us about how it works from the investor angle. Kevin Bupp 20:05 We have fund structures that we typically roll out through sunrise capital investors and any one individual fund will own somewhere between nine to 13 somewhere, typically in that range, mobile home communities. These communities can range in size from maybe as small as 80 or 90 lots to the largest community we own at present time is 780 lots. And so it's quite large. I mean, the size of a small town. But essentially, investors come in and they own a based on their investment. They own a proportionate share of the various properties that are owned underneath that fund umbrella. And so one, an individual, might come with 100,000 and own a smaller proportion share than someone that comes in with a million dollars. But they are owners. They're absolute owners. They participate in the cash flow, they participate in the the upside, and they participate in the proceeds. When we have capital events, either cash out refinances or potential sale events. Keith Weinhold 20:56 Tell us more about why it's so profitable. Why do mobile home park investors get excited, Kevin Bupp 21:01 as with anything, Keith, you know, you got to buy it, right? And, you know, we look at a lot of deals, and a lot of deals don't pencil like, if we bought it for what they're asking, we would make money. We might lose money. And so the money's made on the buy, just like with any other type of real estate investment. But I think the one factor that really has allowed mobile home parks to be an attractive investment vehicle over the past, really, the last decade, it's grown the attention of lots of different private equity groups, institutional investors, that 15 years ago, they weren't in the space, and the biggest reason is a lot of these. It's a very fragmented niche, and so there was no consolidation that existed 10 years ago. There was really only two public traded companies outside that. It was mom and pops, mom and pops, that typically owned one, maybe sometimes two or three communities, but it was just a very fragmented niche. And what you find those fragmented niches that there's a lot of inefficiencies that exist in the operations. There's a lot of inefficiencies that exist with regards to utility management or managerial oversight within the community, or even keeping up with market rents. And so very often, we'll get into a community we just bought one at the end of last year, and right outside of Ann Arbor, you know, great sub market in Michigan. It's it literally has never traded hands. It was built back in the 80s by the gentleman we purchased it from. He was a subdivision developer, but he got into the manufactured housing space, so he built this, what looked like a subdivision, but it was mobile homes and and he basically owned it up until we acquired it last year, but gorgeous community, well maintained, needed some upgrades, different amenities that just were a little worn out and tired. But the biggest element within that community was that the market rents in the local area were roughly $800 a month. $800 a month for lot rent, and when we purchased it from him, the average lot rent throughout the community was $477 so there was a significant loss lease that exists. And we see this quite often with just over time they've owned it, free and clear, they go 567, years out, doing rent increases, and sooner or later, they find themselves in a situation where they are severely below the local market rents. And so there's typically a lot of loss, at least recapture, that we find going into these communities. Sometimes we'll also go in and we'll find there's a lot of waste with the water and sewer cost. It might not be billed back for usage to the residents, to where if you're not paying for something, sometimes you're abusing it. And a lot of times we can go in and put individual meters in and almost send entirely that savings down to the bottom line and find it as additional noi on our PNL. And so it's just inefficiency of operations, and again, quite common, given the mom and pop nature of this asset class. But it's very quickly becoming consolidated. Now it looks very different today than what it looked like as far as the ownership groups. When I go to an industry event 10 years ago, those other guys like us, and then a lot of mom and pops. Now it's, you know, the likes of reps from Blackstone and Carlisle group and and got lots of other institutional groups that are showing up there. So just it's very different world, and probably more akin to that of what the apartment sector looks like, as far as ownership groups and the consolidation that's happening. Keith Weinhold 23:52 You're feeling more of that competition. Kevin and I are going to come back and talk about another, I suppose, real estate investment that has something to do with wheels, and that is investing in parking lots. I'm your host, Keith Weinhold Keith Weinhold 24:07 if you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point because even the word abbreviation is too long. 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While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com. Ted Sutton 25:51 Hey, it's corporate directs Ted Sutton. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 25:59 welcome back to get rich education. We're talking about two real estate investment niches with Kevin bump today, an expert in both mobile home park investing and in parking lot assets. And Kevin, I got to tell you, I am more skeptical about parking lot investing than I am about mobile home park investing, but you can probably help me with this. I think we know that. I mean, gosh, just historically, ever since Henry Ford did his thing. I mean, mass transit adoption is really slow in most US cities. But anymore, one needs to wonder, okay, can autonomous cars disrupt the parking model? A Robo taxi can just constantly stay on the road, dropping off and picking up passengers where, you know, some people foresee a day in the not too distant future that people won't even need to own cars. They'll sort of have a subscription to a car service, but now this is where your expertise is. So I'm sure you thought above and beyond that. So what are your thoughts there, just for the need for parking spaces? Kevin Bupp 27:11 You make a valid point. I think the adoption of that, it's, I think it will be very different from market to market, say, the city, whereas, if you want to maybe look at one area. We have a parking garage today in downtown Phoenix, Arizona. Phoenix is very much a driving city. It's parsed out very far the public transit. It's not great there. And again, it's just it's a wider state, whereas, if you compare it to like a San Francisco, the adoption of Robo vehicles and robotaxis and things like that autonomous vehicles is much, much faster than that of a of a phoenix. But also San Francisco is much a much more consolidated marketplace as far as the urban core. And so for that reason, you know, we look at parking, it's got a there's a couple things also that feed into that. So I want to back up a little bit. One of the major changes that has been really playing out over the past 15 years within the parking sector is that building departments within now, I think it's over 100 cities across the country. Denver just announced last week that they're also adopting this policy. And that policy is that historically, if you were Keith, you're going to go on, hey, I want to build this in downtown. I want to go build this apartment complex, condo complex, mixed use property, whatever it might be. Historically, they would have required you, whether you wanted to or not. They would have made you put in a certain amount of parking per 1000 square feet, every municipality would have a formula. And what, what a lot of these cities realized a couple decades ago is that, based on their, you know, antiquated formulas, they had a surplus of parking available on a lot of these downtown areas. You know, it wasn't being used. And given the developer an opportunity and the choice to say, Hey, do I want to build 20 more parking spaces that aren't going to get used? Or I want to build want to build 10 more apartment units, they're going to choose the apartment units. And so the parking mem requirements have been taken away, have been eliminated in a lot of cities over the last decade plus. And so that's created a shrinking supply of parking because now when developers build something, they're building only as much as they need, sometimes not even as much as much as they really need, because then they can still rely upon other ancillary parking structures within the immediate marketplace. And so, so there's a shrinking supply of parking. And every city that we own in today there's a massive shrinking supply of parking. So that's big piece of it that we know that inevitably, if we get the location right, an area where literally, you wouldn't be able to afford, based on the cost of construction and the cost of lands, they wouldn't be able to afford even building new parking structure, if you so chose to. And now that there's also a shrinking supply, diminishing supply, of this parking that we can be comfortable in our demand for our product, and so to the point of like autonomous vehicles and things of that nature, I do think there will be a time. I don't know how long that time is. I do think that there will be a time where we'll see some sort of impact. I don't know what that is. And so how we underwrite deals is we feel very confident over the next 10 years. We have to have a absolute confidence level over the next 10 years that there's going to be continual demand based on the various factors within this marketplace, the demand drivers that are servicing that garage, like, who's parking there, why they're parking there. But second to that, when we. Buy something. We need to have the air rights. We know that there inevitably will be a higher and better use. So Location, location, location, it's got to make sense today as parking. We got the underwriting has to stand on its own as parking, and we have to have a comfort level that 10 years, there will be sufficient demand throughout the duration of the next decade, in the event things start changing down the road, we know that, literally, the lowest use that it could ever have is its present use, which is parking because it's just a concrete structure, sometimes just an asphalt parking lot, to where, once you go vertical, that's where you're going to be able to unlock a lot of additional potential. And so we don't underwrite the future. We look at that as icing on the cake. But we know, based on the the location, the proximity to, you know what else is happening in that marketplace, that location will be in demand, not just today, but many decades to come. So I'll stop there and see if you have any clarifying questions. Keith Weinhold 30:51 I think about how for the parking lot investor, Jamie Dimon has been really good for you. He is so hard on the return to Office. Mandate? Kevin Bupp 31:01 Yeah, I'd say one thing that's important to make note is, I don't know what the future holds for office I tend to make the argument that wherever picking office building in a marketplace, wherever they're at with occupancy today, I think it's probably as good as it's going to get. We don't have to go down that rabbit hole. But I just I feel like it's been long enough since covid. And don't get wrong, there's gonna be a few companies that are going to be pressed that are going to be pressing, you know, in a big way, to get people back, but I think 80% of them that we're going to go back are already there. And so any parking asset that we look at, if it's got more than 10 or 15% as far as relationship with an office building or multiple office buildings in immediate vicinity, then we typically pass on it. And on top of that, it's got to have a variety of demand drivers. So it just can't be supportive of one or two different demand drivers. We have have at least five. And so it can be a courthouse, municipal buildings, sports arenas. It's got to be a 24/7 city where there's something happening, 24 hours a day, seven days a week, hotel, valet, restaurants, retail, things like that. And office has to be a very minimal part of that makeup, or else we just move on, because I don't know how to fix it. How to fix that problem yet. I don't know what's going to you know what the future holds for your traditional office towers, especially the ones that are, you know, 50, 60% vacant at the present time? Yeah, that's interesting, because when you look at a parking lot and you're evaluating its potential and its current use, yeah, you're basically thinking about, what is that tenant mix. You don't want 100% of it to be for one office building. You would probably want a number of uses. That's correct. Yeah, absolutely. Again, like I said, Five is our minimum. I mean, the more the merrier. And I'd say another big piece of it, if we had to look at the different demand drivers and put a value or a hierarchy of what we feel, what are the highest priority demand drivers, transient is the best. I want to know that the folks that are coming there, there's enough attractions in immediate vicinity, and we need to know what those attractions are, and better understand those attractions. But there's a variety of attractions in the immediate vicinity to where it's going to continually attract transient parking. So it's not just it's not a reliance upon one thing. And so, for example, we just closed on a garage in historic Philadelphia, and so it's a block away from Liberty Bell, two blocks from Independence Hall, any of other museums. I mean, like it's it is we talk about location, location, location. It's there that part of Philadelphia has been in demand by tourism for hundreds of years, and I don't foresee that that changing anytime soon. And so 70% of the makeup of the traffic in that garage is made up of transient traffic, so folks that are visiting the various attractions and immediate vicinity. So even if one of those attractions went away, which most of them are historical, they're not going to go away. If one or two did, it still wouldn't have that significant of an impact on the parking demand. Keith Weinhold 33:36 That's interesting. Okay, a transient customer, not one that's showing up and parking there every day to go to work. And yes, the Liberty Bell, Independence Hall, there's going to be a long term demand to see those sorts of things in person. So that's an interesting way to think about that. And Kevin, while we've been talking about parking, at least in my mind's eye, a lot of times, I've just been thinking about one paved at grade parking area, but we're talking about parking garages as well. Or what are some of the trade offs there between parking garages and an at grade parking lot? Kevin Bupp 34:08 Yeah, I mean, at grade parking lot is, can't get any simpler than that. I mean, typically they're asphalt or sometimes just crushed gravel, but that's it. So as far as future capex requirements, there's not many, right? It's very, very minimal. Whereas a parking garage, especially if it's in a colder environment, where there's snow and you've got salt on the road, salt that's making its way up the concrete, seeping into the cracks, you've got structural rebar issues to worry about, things of that nature. So weather can take a major toll on parking structures if they're not maintained well. Whereas you know the worst that could happen the same weather, you know, the weather takes the same toll on these asphalt parking lots, but it really only equates to maybe a pothole that you have to fill in, and a parking structure could be deteriorated to the point of no return if it's been neglected long enough to where it might be unsafe, structurally where you know now you're you're getting condemned or shut down. So big considerations there, it's interesting. We Own, the one we own in Phoenix, the Phoenix, it's a desert. It's a desert climate. They get very little moisture. And that was that parking garage was built in the 60s, so very long time ago. It's the oldest thing we have in our portfolio, but it better condition has been preserved better than that of of a recent garage we purchased that was built in 1990 that's all the environment that's in. You know, there's really not much that can deteriorate concrete once in the desert. Keith Weinhold 35:22 Was there any last thing on parking lot investing like something that gets an investor really interested in this asset class? What's really compelling and profitable about it? Kevin Bupp 35:33 It's very technology driven business, and what we have found is a lot of these parking assets, of either they're owned by, you know, an individual investor, or if they happen to be owned by an institution, they've never been viewed as the primary investment vehicle. A lot of institutions that own parking garages, they happen to own them by default, because maybe they bought the two office towers years back, and it just happened to come with parking right? And so a lot of times, they've been somewhat neglected, like the PnL has been neglected. They haven't found ways to really extract all the value out of these parking facilities. And so very commonly, we'll go in and we'll find that the technology that's in place is 10 years old. And think about what a computer 10 years ago look like, right? Like it's you're not catching all the license plates. You're not able to log in and adjust pricing in a dynamic manner based on supply, demand factors. And so we can simply go in and just create a more efficient pricing model and find sometimes, you know, 10 15% of additional revenue just from doing those simple things, like literally a few $100,000 worth of upgrades and technology, we can add millions of dollars of value. There's other factors, you know, just simple things folks want to park in a not just clean and safe, but well lit. You know, they want to feel safe in lighting. And we'll find parking facilities that still have old halogen lights. Half of them are burnt out. If you start serving people, they're actually not parking there in the evenings. They're finding somewhere else to go because they don't feel safe. And so just going in and doing a revamp, you know, an upfit with LED lights, making it nice and bright, bright and clean and letting everyone feel safe, we'll find a instant increase in demand and Parkers in the later evening hours. So I mean just little simple operational tweaks that we can make that just have simply been overlooked for many, many years by the prior ownership groups. Keith Weinhold 37:15 That's really interesting, that oftentimes the owner of a parking lot owns that parking lot as an afterthought, because they were in it to purchase the building that accompanies the parking lot. So it would make sense that when you focus on that parking lot, you could really add value and profitability to that lot. Well, Kevin, these have been interesting chats between mobile home park investing and parking lot assets. I think that the commonality here is that you the investor, are just owning a lot, and therefore the maintenance and hassles with these things are really low. This gives our audience an awful lot to think about. So Kevin, are there any last thoughts that you have about this space overall, and then please let us know how our audience can learn more. Kevin Bupp 38:02 No additional thoughts. I don't believe I'd say that if you have an interest, if we've piqued your interest at all, we've written a number of white papers on both asset classes, both parking as well as mobile home parks. You can download all that for free on our website. Invest with sunrise.com We've got a number of other case studies on our website. We're pretty transparent. Well, what we buy, what we've owned, what we've exited out of. We'll go as far as providing appraisal reports and third parties and things like that on our website. So if you just want to get a sense of not just who we are, what we do, but just have a better understanding of the investment thesis behind parking and manufactured housing, there's tons of resources that you can download from the website. Keith Weinhold 38:37 Well, that's a great way to learn more about Kevin, what he does, and then maybe even invest alongside him. Well, Kevin, it's been valuable and eye opening. It's been great to have you back on the show. Kevin Bupp 38:46 Yeah, thanks for having me, Keith. Been a lot of fun, my friend. Good seeing you again. Keith Weinhold 38:57 Yeah? Good stuff from Kevin there. The MHP space becoming more consolidated and corporatized too. You know, single family rentals are different from mobile home parks in that way. I mean, 90% of single family rentals are owned by small mom and pops, which means those people that own between just one and five properties, Kevin used the term loss to lease a few times. That phrase loss to lease being a real estate education show what that term means is really a lot like how it sounds. It is the potential income that a property owner misses out on because the actual rent collected is less than the current market rent. That's what loss to lease means. Though, I like the long term future of mobile home parks more than parking deals. You know, Kevin did, though, have some great answers for why he still likes parking. He focuses on a 10 year horizon. He. Looks for at least five use types for the parking. And then another great point is that in a lot of cases, the land that the parking occupies is its lowest use. So therefore, when they sell the parking area, they can get some nice exit income. That makes a lot of sense. And being two native Pennsylvanians like we are, I am familiar with that part of Philly that he's talking about. In fact, what's funny is that, in producing this show today, I guess cookies are doing their thing. This parking lot deal in Philly just appeared in my Instagram feed next week on the show, it'll be back to no guest. It's going to be all me, and you're going to hear some things that you wouldn't expect to hear Until then, I'm your host, Keith Weinhold, don't quit your Daydream. Dolf Deroos 40:51 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Unknown Speaker 41:19 The preceding program was brought to you by your home for wealth, building get richeducation.com
Raphael Bostic is the president and chief executive officer of the Federal Reserve Bank of Atlanta. In President Bostic's first appearance on the show, he discusses his love of birding, what that teaches him about central banking, the unique role of the Federal Reserve Bank of Atlanta, switching for FIT to FAIT back to FIT, what to do about inflation, the importance of globalization, rising fiscal pressures, and much more. Check out the transcript for this week's episode, now with links. Recorded on September 23rd, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow President Raphasel Bostic on X: @RaphaelBostic Follow the Federal Reserve Bank of Atlanta on X: @AtlantaFed Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel Timestamps 00:00:00 - Intro 00:01:34 - Birding 00:06:07 - Birding's Connection to Central Banking 00:09:05 - Atlanta Fed 00:15:27 - Fed Framework Revisions 00:24:31 - Inflation 00:32:23 - Forecasted Long-Run Federal Funds Rate 00:37:43 - Globalization 00:39:13 - Fiscal Pressures 01:03:39 - Outro
There are several divine callings or missions mentioned throughout the scriptures. As followers of Jesus Christ, we are told to be the salt and light of the world. We are to heal, lift, and liberate. Yet, each of us is unique with our own life experiences, gifts, and talents that play into our own personal mission. In this episode, I share what it means to be a Light Bearer and how to discover your own message and purpose. You are significant in God's grand design!
Trump once said he wanted generals like the Nazis. Today, at his limp MAGA rally, he made his pitch. Photos show military leaders looking stunned, confused, and struggling not to laugh. His approval ratings are collapsing, especially in swing states, as he flails in an Epstein cover-up implicating Mike Johnson, who's blocking the swearing-in of Arizona's new Democratic representative–the vote that could force a House debate on releasing the Epstein files. Trump is the Frankenstein's monster of a 50-year Christian nationalist plan using the prosperity gospel to turn America into a dictatorship, making him the most dangerous enemy from within. The Seven Mountain Mandate reads like a discarded Lord of the Rings draft where Sauron wins. It's a 50-year plan to bring a strongman like Trump to power and turn America into a dictatorship. Conceived in the 1970s by Bill Bright (Campus Crusade for Christ) and Loren Cunningham (Youth With A Mission), it emerged as a white-rage backlash to Civil Rights, bankrolled by Big Oil. Later, televangelist Lance Wallnau popularized it through Ziklag, a network for Christian nationalists worth over $25 million, and passed the torch to third-generation leaders like Charlie Kirk. Kirk's Turning Point USA targeted Matthew Boedy, a University of North Georgia professor, harassing him for speaking against guns on campus. After being placed on a “watch list,” Boedy began researching and wrote The Seven Mountains Mandate: Exposing the Dangerous Plan to Christianize America and Destroy Democracy. The Mandate's strategy is to dominate seven cultural “mountains”: Religion – Shape faith and morality to normalize fascism. Family – Patriarchal households dictate politics; LGBTQ+ people, feminists, immigrants, and academics are silenced, outlawed, and erased. Education – Raise children in a dominance culture where “might makes right” to normalize fascism. Government – Collapse church-state separation, recasting America as a “Christian republic,” not a democracy. Media – Control the narrative so news becomes propaganda. Arts & Entertainment – Capture Hollywood, TV, even TikTok, using culture as a weapon (i.e., attacks on Jimmy Kimmel). Business – The prosperity gospel – “Jesus wants you to fund my jet” – drew greed-driven donors who built the movement across generations. The goal: capture every cultural sphere until society mirrors their theology. Stopping it requires progressives to build their own generational strategy, rooted in empathy, inclusion, and solidarity. To start, see the Gaslit Nation Action Guide at GaslitNationPod.com. We'll see you at the Gaslit Nation Halloween Party on October 22nd at 6pm ET with Sister District as we make calls to must-win state races in Virgina. RSVP here to join us: https://www.mobilize.us/sisterdistrict/event/847185/ Want to enjoy Gaslit Nation ad-free? Join our community of listeners for bonus shows, exclusive Q&A sessions, our group chat, invites to live events like our Monday political salons at 4pm ET over Zoom, and more! Sign up at Patreon.com/Gaslit! Show Notes: The Seven Mountains Mandate by Matthew Boedy https://bookshop.org/p/books/the-seven-mountains-mandate-exposing-the-dangerous-plan-to-christianize-america-and-destroy-democracy-matthew-boedy/1246c2dda176acd7?ean=9780664269210&next=t Trump said Hitler ‘did some good things' and wanted generals like the Nazis, former chief of staff Kelly claims https://www.pbs.org/newshour/politics/trump-said-hitler-did-some-good-things-and-wanted-generals-like-the-nazis-former-chief-of-staff-kelly-claims Progressive House Democrats rebuke DCCC ‘blacklist' of companies working with primary challengers to incumbent Democrats https://www.cnn.com/2019/03/31/politics/dccc-primary-challenger-rule Hillary Clinton's 3-Word Misstep: 'All Lives Matter' https://www.npr.org/sections/itsallpolitics/2015/06/24/417112956/hillary-clintons-three-word-gaffe-all-lives-matter Trump Tells Military Leaders The Enemy Is 'Within' https://www.huffpost.com/entry/trump-speech-military-enemy-domestic_n_68dbf82ee4b003b6c8dc2fe2 Pete Hegseth accidentally flipping a skateboard into his nuts on live TV https://bsky.app/profile/patriottakes.bsky.social/post/3lzy5msbdis2t Sequim Washington anti-fascist protest: https://www.youtube.com/watch?v=wxPBK-5N6UU New: ICE has bought a tool that tracks the locations of hundreds of millions of phones globally, updates every single day. Usually harvested from apps and advertising https://bsky.app/profile/jasonkoebler.bsky.social/post/3m23j4tmzuc2t Shadow Network: The Anne Nelson Interview - Part I https://www.gaslitnationpod.com/episodes-transcripts-20/2022/5/4/anne-nelson-part-01 Clip: https://bsky.app/profile/atrupar.com/post/3m22lragfsl2s Clip: https://bsky.app/profile/atrupar.com/post/3m22rfis56223 Clip: Televangelist Asks His Followers For $54m For Private Jet – NBC Nightly News https://www.youtube.com/watch?v=hiHghDYvpBU