Podcasts about Aspen Institute

In a recent episode of the award-winning Consumer Finance Monitor podcast, Alan Kaplinsky was joined by Nick Bourke, Kate Griffin, and Ballard Spahr partner Joseph Schuster to discuss a groundbreaking new report from the Aspen Institute Financial Security Program: United We Stand: A National Strategy to Prevent Scams. The episode builds on Nick and Kate's prior appearance on the podcast last July, when the report was still in development. Now finalized, the report offers one of the most comprehensive frameworks to date for addressing what has become a systemic threat to American households and the broader financial system. The Scope of the Problem: A Systemic Threat Frauds and scams are no longer isolated consumer protection issues. According to the report, U.S. households are losing an estimated $196 billion annually to scams — roughly $1 billion every couple of days. One in five American adults reports having lost money to an online scam. As Nick Bourke explained, today's scams are: ·                 Technology-enabled ·                 Highly organized and industrialized ·                 Often operated by transnational criminal organizations ·                 Accelerating due to AI and faster payment systems The so-called scam "lifecycle" includes four stages: 1.     Lead – Hooking the victim 2.     Deceive – Building trust (often through impersonation or relationship-building) 3.     Bleed – Extracting funds 4.     Clean – Laundering proceeds, often through cryptocurrency or offshore channels Different sectors see only fragments of this lifecycle; social media platforms may see the "lead," financial institutions the "bleed," and law enforcement the "clean." That fragmentation allows criminals to scale operations while defenders remain siloed. Why Scams Are Rising Despite Heavy Investment As Kate Griffin noted, industry and government are investing heavily in prevention. Yet scams continue to grow. Why? ·                 Fragmentation across sectors: No single actor sees the entire attack sequence. ·                 Outdated reporting infrastructure: Federal systems at agencies like the FBI and FTC remain manual and technologically antiquated. ·                 Regulatory uncertainty: Financial institutions and technology platforms face unclear expectations about what data they can use and share. ·                 Speed of modern payments: Faster money movement means faster losses. Joseph Schuster emphasized that many financial institutions are strongly incentivized to prevent fraud as they often bear reputational and financial risk when scams succeed. But legal ambiguity, especially under statutes like the Fair Credit Reporting Act, can chill data-sharing and innovation. Core Recommendations from the Aspen Report The report outlines both high-level national reforms and granular operational improvements with more than 180 specific ideas. 1. Elevate Scam Prevention to a National Priority The report calls for: ·                 A designated federal lead (or "czar") to coordinate strategy ·                 A whole-of-government approach ·                 Clear national goals and metrics Without centralized leadership, enforcement and regulatory actions remain fragmented.  2. Modernize Law Enforcement Reporting Systems Federal reporting portals, including Suspicious Activity Reports (SARs), the FBI's complaint systems, and the FTC's databases, require modernization. The report recommends: ·                 Streamlined, automated reporting ·                 Backend data interoperability across agencies ·                 Advanced analytics and AI tools for enforcement 3. Establish Clear Duties to Act Paired with Safe Harbors One of the most important themes discussed was the need for: ·                 Clear expectations for banks, telecom companies, and digital platforms ·                 Safe harbors that protect companies when sharing scam intelligence in good faith Countries like Australia have already codified such frameworks. The U.S. has yet to establish similarly coordinated standards. 4. Build a Cross-Sector Information-Sharing Ecosystem Effective scam prevention requires: ·                 Exchange of scam indicators (malicious URLs, compromised phone numbers, device patterns) ·                 Interoperable information-sharing platforms ·                 Privacy-preserving architecture ·                 Legal clarity to mitigate antitrust and consumer reporting concerns Joseph noted that industry appetite for collaboration is strong but clarity and guardrails are essential. 5. Consider a U.S. National Anti-Scam Center The report explores the idea of a centralized "front door", potentially something like stopscams.gov, that would: ·                 Serve as a national reporting hub ·                 Provide victim resources ·                 Facilitate coordination among law enforcement ·                 Support public education campaigns Social Media and Platform Responsibility The discussion also addressed the evolving role of digital platforms. Scam activity frequently originates through: ·                 Paid advertisements ·                 Dating applications ·                 Direct messaging ·                 Fake investment websites Compared to banks, social media companies operate within a less clearly defined regulatory structure. Courts are increasingly developing theories of "platform liability," but statutory clarity is lacking. The report urges policymakers to define reasonable expectations for platforms — paired with safe harbors and practical tools that empower prevention rather than merely assign blame. What Happens Next? The key question: who implements this strategy? Kate Griffin emphasized that this is a whole-of-society problem requiring coordinated action by: ·                 Federal leadership ·                 Congress ·                 Financial institutions ·                 Telecom and digital platforms ·                 Law enforcement ·                 Civil society There have been encouraging developments, including: ·                 Treasury and State Department sanctions targeting transnational scam networks ·                 A joint DOJ–FBI–Secret Service initiative targeting Southeast Asian scam operations o   But much more remains to be done. Nick Bourke suggested that, one year from now, real success would include: ·                 A designated federal anti-scam lead ·                 A congressional commission ·                 Measurable national prevention goals ·                 Corporate adoption of formalized anti-scam strategies Joseph Schuster added that industry innovation is ongoing, particularly in artificial intelligence, biometrics, and authentication, but warned that fragmented state-level regulation could complicate progress. Key Takeaways Alan Kaplinsky closed the episode with several important observations: ·                 Fraud and scams are now a systemic threat, not a niche compliance issue. ·                 Prevention, not just reimbursement, must be the organizing principle. ·                 Coordination matters as much as authority. ·                 Good-faith companies need regulatory clarity, not just enforcement pressure. ·                 Reducing scams strengthens trust in the U.S. financial system and digital economy. The Aspen report reframes the debate. Rather than assigning blame, it calls for aligned incentives, shared responsibility, and coordinated national action. If the title of the report, United We Stand, becomes reality, the United States may finally begin to bend the curve on one of the most costly and fast-growing threats facing consumers today. For more insights on consumer financial services developments, visit Ballard Spahr's Consumer Finance Monitor blog and explore the full Aspen Institute report here. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

"Whatever it is you want most in the world right now is what you need to give." This simple but profound realization, sparked during a silent meditation retreat, serves as the heartbeat for a movement dedicated to reclaiming our shared humanity. In a world optimized for digital efficiency, the true currency of a meaningful life remains the "un-scalable" power of human connection. In this episode of Gratitude Through Hard Times, Chris Schembra sits down with Aaron Hurst, the visionary CEO of the US Chamber of Connection and founder of the Taproot Foundation. While Aaron is a titan of the pro bono world, having catalyzed billions of dollars in social impact, this conversation strips away the professional accolades to explore the raw, essential need for friendship and community. Aaron shares a vulnerable look at his own journey—from the "epiphany of 50" to navigating the profound grief of losing his mother, Bonnie. Together, Chris and Aaron dismantle the myth that technology can replace presence, arguing that the "low barrier to laughter" and the intentional act of welcoming others are the only real antidotes to our modern epidemic of isolation. 10 Memorable Quotes: "Whatever it is you want most in the world right now is what you need to give." "Humanity is what binds us. It's what we create together." "I focus on connection, not conversion." "The act of welcoming is a fundamental human right." "Friendship isn't a luxury; it's the infrastructure of a healthy society." "We have traded meaningful friction for frictionless isolation." "You can't scale belonging without shrinking the room." "My mother had a 'low barrier to laughter,' and that was her greatest gift to the world." "The modern world is designed for capital, not for people." 10 Key Takeaways: The Reciprocity of Need: Aaron's breakthrough realization that if you lack friendship, you must become a friend; if you lack grace, you must extend it. The 1099 Connection Challenge: Much like the real estate world, building community in a "gig" economy requires creating environments where people choose to belong. The "Epiphany of 50": A deep dive into Aaron's personal turning point and how hitting a milestone age forced a re-evaluation of what "success" actually looks like. Legacy of Service: Exploring Aaron's family roots—from his grandfather's blueprint for the Peace Corps to his mother's spirit of care—and how legacy shapes our mission. Diffusion of Innovation in Social Change: Why focusing on the "initiators" (the 15-20% who naturally build community) is more effective than trying to convert the cynical. Low Barrier to Laughter (LBL): The importance of humor and play as tools for resilience, inspired by the life and memory of Bonnie Hurst. Welcoming as a Design Principle: The philosophy behind the US Chamber of Connection—making "welcoming" a measurable and intentional act in every organization. The Myth of Digital Community: Why a Zoom call can never replace the "meaningful friction" of physical presence and shared meals. The Grief of Losing a North Star: Aaron reflects on the "hard time" of losing his mother and how her values continue to guide his work today. Human-Centric Infrastructure: A call to action for leaders to prioritize social health over mere capital accumulation to ensure a sustainable future for the next generation. About our Guest: Aaron Hurst, CEO & Founder Aaron Hurst is a social entrepreneur, author, and the visionary leader behind the US Chamber of Connection. As the founder of the Taproot Foundation, he is credited with creating the $15 billion pro bono service market, engaging tens of thousands of skilled volunteers to help nonprofits thrive. Aaron's work is deeply influenced by his family's legacy in the Peace Corps and the Aspen Institute, driving his lifelong commitment to civic infrastructure. A sought-after speaker and executive coach, Aaron is the author of The Purpose Economy. He resides in a world where he continues to advocate for the power of "earned connection" and the vital necessity of prioritizing humanity in the modern workplace. He is a devoted advocate for the "initiators" of the world, helping them build the bridges that keep us all connected.

We both quit our sports despite being talented. Here's what girls actually need to stay in the game → https://trainhergame.com/momGirls are quitting sports at twice the rate of boys by age 14. But it's not about talent or access.The real reason? Mental game. Fear of judgment, anxiety, pressure to perform, low confidence.In this episode, my co-founder Kristina and I are sharing our personal stories about quitting our sports. Stories we don't usually tell.Kristina was a basketball starter who quit her senior year because she physically couldn't shoot anymore. Not because she lost her skills, but because she couldn't handle the pressure of standing out and the fear of friends getting mad at her for being too good.I turned down college volleyball offers after my senior year because the emotional cost felt unbearable. Between my parents' divorce and perfectionism, I felt like I was failing everyone no matter what I did.We both came back to our sports later. But we shouldn't have had to quit in the first place to find peace.That's why we built The Elite Competitor and the Play, Stay, Lead mission.What You'll Learn:✅ Why girls quit sports at twice the rate of boys (and it's not what you think)✅ The real reason talented athletes walk away from their sport✅ How mental game challenges show up (pressure to be invisible, perfectionism, anxiety)✅ What keeps girls in sports longer and turns them into confident leaders✅ The mission behind everything we do at The Elite Competitor

Finance has a critical role to play in achieving conservation goals. Simply put, saving an ecosystem, or a species, isn't free. Those efforts require lots of scientific research and analysis, tools, infrastructure, and staff. WWF has been at the forefront of a variety of innovative ways to finance those efforts – from Project Finance for Permanence initiatives, to debt for nature swaps, and more. Today we're going to talk about another approach that's gaining steam: impact investing. Impact investing is all about making investments with the goal of advancing social or environmental outcomes – not about maximizing financial returns. Joining Nature Breaking today to explain how it works is Isabelle Foster, WWF's Senior Impact Investing Specialist. Isabelle is part of WWF Impact, our impact investing venture. And she's also a podcast host, having recently launched a limited-series show called Catalyzing Climate Conversations. Her new show is a partnership with the Aspen Institute's Aspen Network of Development Entrepreneurs (ANDE). Stay tuned to hear from Isabelle about how impact investing works, why WWF is investing in companies like EatCloud—whose software platform is helping grocery stores and other businesses divert food from the landfill and instead support local communities—and how these investments advance conservation outcomes on the ground. Links for More Info: Isabelle Foster bio WWF Impact PODCAST: Catalyzing Climate Conversations CHAPTERS: 0:00 Preview 0:30 Intro 1:56 What is impact investing? 5:20 How can impact investing help the planet? 8:02 WWF's approach to impact investing 13:34 Example of success: EatCloud 21:45 Podcast plug for Catalyzing Climate Conversations 27:39 Outro

Narratives about work in the American South have often centered on attracting business through lower labor costs, restrictions on unionization, and deregulation. The Southern economic development model, as this approach has come to be known, promised broad growth and prosperity.That prosperity has not materialized for most. Many workers and communities in the South have been left behind, with some regions experiencing poverty rates well above the national average.Narratives shape public perception, policy, and practice. They can also be challenged and changed. Across the South today, workers, business owners, and communities are advancing a new vision, reframing what opportunity and good work look like and who gets to share in economic success.This was the first of four conversations with members of the Aspen Institute's Job Quality Fellowship who are working in the South. We'll examine narrative challenges around work and opportunity, highlight strategies for change, and explore how to amplify approaches rooted in worker dignity, quality jobs, and community wealth-building.

We'll be back on March 15 with an all-new season of How God Works! In the meantime, we're excited to share one of our favorite episodes — our very first live event.If you ask people what they think about religion, you often get one of two answers: Religion is the source of war, violence, abuse, and hypocrisy OR a route to love, kindness, tolerance, and mercy.Put another way, it's either what divides us or it's the thing that can actually bring us together. In a country deeply divided over social, political, and moral issues that seems to be moving further apart by the day, the answer's not likely to be a simple one. How God Works held its first live event in December to explore just that. Why does something that has the potential to connect us so deeply also have the ability to divide us so profoundly? And, regardless of what we believe, is there something we can learn from what religion gets right to find a way to come together?In a wide-ranging and often moving discussion, Dave spoke to a panel of leading spiritual thinkers and social scientists who have experienced both sides of the issue, including Central Synagogue Rabbi Angela Buchdahl, award-winning author and Christian Historian Diana Butler Bass, The University of North Carolina's Deepest Beliefs Lab director Kurt Gray, and The Aspen Institute's Religion and Society Program's executive director Simran Jeet Singh.

In this episode of Scam Rangers, Ayelet Biger-Levin joins Kate Griffin, Director of Inclusive Finance at the Aspen Institute, to discuss the monumental work of the National Task Force on Fraud and Scam Prevention. Over the past year, Griffin has led a diverse coalition of 80 institutions, ranging from financial giants like JPMorgan Chase and Capital One to tech leaders like Google, Meta, and Apple, to develop a unified strategy against the global scam epidemic.Griffin pulls back the curtain on the "ambitiously pragmatic" approach required to bring competitors and government agencies to the same table. She explores the delicate balance of inclusive finance, explaining how fraud prevention measures can inadvertently create barriers for low-income households. The conversation covers the task force's strategic decision to bypass the "blame game" of liability to focus on immediate prevention, the role of cross-sector information sharing, and the emergence of the Southeast Asian Scam Center Strike Force. This episode provides a high-level look at how policy, private sector action, and human values are converging to dismantle the business model of modern scammers.Key Takeaways: A New Era of Cross-Sector Collaboration The "Yes And" Moment: Griffin highlights that while progress in private sector investment and government policy is worth celebrating, the fight requires sustained, concerted action across the entire scam lifecycle. Neutral Facilitation: The Aspen Institute's role as a neutral third party allowed for "hard conversations" between sectors like telcos and banks that often point fingers at one another. Bipartisan Momentum: Fraud has become a rare point of total bipartisan agreement in Washington; the scammers "do not ask who you voted for," leading to the creation of the Stop Scams Caucus in Congress. The Scam Lifecycle Framework: The task force's recommendations are organized around the scam lifecycle, focusing on suppressing activity, disrupting infrastructure, and empowering victims through better response and support. Pragmatic Policy: The episode details how the task force's work influenced the U.S.'s first-ever national strategy for financial inclusion and continues to brief Capitol Hill on drafting future anti-scam legislation.For more information about the task force visit: https://fraudtaskforce.aspeninstitute.org/Read the national strategy document: https://static1.squarespace.com/static/671a80aa4a84f2359ce4d360/t/690e1fe9c5c80642162575a5/1762533353206/FraudTFReport_Digital_Final+%282%29.pdfFollow Kate Griffin on LinkedIn : https://www.linkedin.com/in/katedgriffin/About the HostAyelet Biger-Levin is the Founder and CEO of RangersAI and the host of Scam Rangers, a podcast exploring the human side of scams and the people working to protect consumers from financial and emotional harm.Through her work at RangersAI and her leadership within the Global Anti-Scam Alliance, Ayelet partners with financial institutions, policymakers, and advocates to elevate scam prevention beyond controls and technology toward trust-based, customer-centric protection.Be sure to follow her on LinkedIn and reach out to learn about her additional activities in this space:https://www.linkedin.com/in/ayelet-biger-levin/RangersAI: https://www.rangersai.com/

Dr. Vince Minjares is a Program Manager of the Aspen Institute Sports & Society Program with responsibility for driving Project Play's school sports and coaching portfolios. His current work addresses systemic issues in youth sport development with a focus on coaching, athlete development, and player health. Current projects include the Million Coaches Challenge, National ACL Injury Coalition and coach development consulting with youth sports institutions. Vincent holds a Ph.D. in Coaching & Pedagogy from AUT University (Auckland, NZ), an M.A. in Education from U.C. Berkeley, and a B.A. in Economics from Claremont McKenna College. In our conversation today we take a deep dive into his journey as a coach and coach educator, look at the current programs he is working on, and discuss the importance of creating an environment that helps us retain our best coaches.  Here are links to some of the items we discussed: National Coach Survey (2022) — with Nike, Ohio St. University, Susan Crown Exchange and Aspen Institute  https://www.aspeninstitute.org/wp-content/uploads/2022/11/national-coach-survey-report-preliminary-analysis.pdf   Million Coaches Challenge Call to Action Statement https://www.millioncoaches.org/calls-to-action/ https://www.millioncoaches.org/   BOOK A SPEAKER: Interested in having John or one of our speaking team come to your school, club or coaching event? We are booking November and December 2025 and Winter/Spring 2026 events, please email us to set up an introductory call John@ChangingTheGameProject.com PUT IN YOUR BULK BOOK ORDERS FOR OUR BESTSELLING BOOKS, AND JOIN 2025 CHAMPIONSHIP TEAMS FROM SYRACUSE MENS LAX, UNC AND NAVY WOMENS LAX, AND MCLAREN F1! These are just the most recent championship teams using THE CHAMPION TEAMMATE book with their athletes and support teams. Many of these coaches are also getting THE CHAMPION SPORTS PARENT so their team parents can be part of a successful culture. Schools and clubs are using EVERY MOMENT MATTERS for staff development and book clubs. Are you?  We have been fulfilling numerous bulk orders for some of the top high school and collegiate sports programs in the country, will your team be next? Click here to visit John's author page on Amazon Click here to visit Jerry's author page on Amazon Please email John@ChangingTheGameProject.com if you want discounted pricing on 10 or more books on any of our books. Thanks everyone. This week's podcast is brought to you by our friends at Sprocket Sports.  Sprocket Sports is a new software platform for youth sports clubs.  Yeah, there are a lot of these systems out there, but Sprocket provides the full enchilada. They give you all the cool front-end stuff to make your club look good– like websites and marketing tools – AND all the back-end transactions and services to run your business better so you can focus on what really matters – your players and your teams. Sprocket is built for those clubs looking to thrive, not just survive, in the competitive world of youth sports clubs.  So if you've been looking for a true business partner – not just another app – check them out today at https://sprocketsports.me/CTG. BECOME A PREMIUM MEMBER OF CHANGING THE GAME PROJECT TO SUPPORT THE PODCAST If you or your club/school is looking for all of our best content, from online courses to blog posts to interviews organized for coaches, parents and athletes, then become a premium member of Changing the Game Project today. For over a decade we have been creating materials to help change the game. and it has become a bit overwhelming to find old podcasts, blog posts and more. Now, we have organized it all for you, with areas for coaches, parents and even athletes to find materials to help compete better, and put some more play back in playing ball. Clubs please email John@ChangingTheGameProject.com for pricing.  Become a Podcast Champion! This weeks podcast is also sponsored by our Patreon Podcast Champions. Help Support the Podcast and get FREE access to our Premium Membership, with well over $1000 of courses and materials. If you love the podcast, we would love for you to become a Podcast Champion, (https://www.patreon.com/wayofchampions) for as little as a cup of coffee per month (OK, its a Venti Mocha), to help us up the ante and provide even better interviews, better sound, and an overall enhanced experience. Plus, as a $10 per month Podcast Super-Champion, you will be granted a Premium Changing the Game Project Membership, where you will have access to every course, interview and blog post we have created organized by topic from coaches to parents to athletes. Thank you for all your support these past eight years, and a special big thank you to all of you who become part of our inner circle, our patrons, who will enable us to take our podcast to the next level. https://www.patreon.com/wayofchampions

On today's Consumer Finance Monitor podcast, we are releasing an episode about a timely and wide-ranging discussion on one of the most significant and fastest-evolving developments in commercial finance: the rapid "consumerization" of small business lending law. In this episode, host Alan Kaplinsky welcomes Louis Caditz-Peck, Executive Director of the Responsible Business Lending Coalition (RBLC), for an in-depth conversation about the proliferation of state small business lending protection statutes, the policy debates driving them, and what they mean for lenders, fintechs, banks, and small business borrowers. From Self-Regulation to State Law: How We Got Here For decades, commercial lending operated under a fundamentally different regulatory framework than consumer credit. The prevailing assumption was that business borrowers were sophisticated, negotiated their transactions, and did not need standardized disclosures or suitability-type protections. That assumption has eroded. As Louis explains, since the financial crisis, and particularly with the growth of online and fintech lending, small business financing has changed dramatically. Community banks have pulled back. Non-bank online platforms have expanded. New products, including merchant cash advances and other revenue-based financing arrangements, have proliferated. At the same time, concerns have grown about: Opaque pricing structures Misleading "interest rate" representations Broker incentives that steer borrowers into higher-cost products Repeated refinancing of unaffordable obligations These concerns led to the development of the Small Business Borrower's Bill of Rights, a set of industry standards first launched in 2015 at the Aspen Institute by a coalition of lenders, small business groups, and nonprofit advocates. What began as a voluntary, self-regulatory effort quickly became a blueprint for legislation. California's SB 1235 in 2018 marked the first major small business truth-in-lending law. Since then, according to Louis, 19 small business financial protection laws have been enacted across multiple states, with California and New York leading the way. The "Consumerization" of Small Business Lending A central theme of the episode is whether we are witnessing the "consumerization" of small business lending. Many of the new state laws borrow heavily from consumer credit concepts, including: APR-style cost disclosures Total cost of financing disclosures Payment schedule requirements Prepayment and fee transparency Restrictions on certain contractual provisions Some states have layered on licensing or registration requirements for small business finance providers. Others incorporate or supplement state UDAP (unfair and deceptive acts and practices) standards, which may apply to certain business-to-business transactions as well as consumer transactions. The policy rationale is straightforward: many "Main Street" businesses are effectively sole proprietorships or closely-held operations without in-house finance or legal teams. Legislators increasingly view these borrowers as closer to consumers than to large corporations with treasury departments and inside or outside counsel. As Alan and Louis discuss, the regulatory shift raises serious operational and compliance challenges, particularly given the state-by-state patchwork of requirements. The Compliance Conundrum: Patchwork and Harmonization A recurring concern is whether the proliferation of state laws imposes disproportionate burdens on smaller lenders and startups, especially compared to large institutions with robust legal and compliance infrastructures. Louis emphasizes that RBLC has actively worked to promote interstate harmonization, particularly between California and New York. For example: Advocating for standardized disclosure forms that can be used in multiple states Aligning definitions and disclosure triggers Encouraging estimated APR calculations for revenue-based financing However, not all states have followed a harmonized approach. Some laws, particularly those focused narrowly on merchant cash advances, have created divergent requirements, complicating multi-state compliance. As Alan notes, the trend presents both risk and opportunity for lenders and their counsel. The regulatory environment is no longer static. Companies offering small business financing must assume that: Cost disclosures will likely be required in more states Registration or licensing may apply Enforcement risk—particularly under state UDAP statutes—will increase Section 1071 and Federal Uncertainty The episode also explores the role of the CFPB under Section 1071 of the Dodd-Frank Act, which requires data collection on small business lending to: 1.     Identify potential discrimination, and 2.     Assess whether certain markets are underserved. The CFPB finalized its 1071 rule in 2023 under then Director Rohit Chopra. Multiple legal challenges followed. Under the current administration, a notice of proposed rulemaking has sought to scale back and slow implementation. At the same time, the Federal Trade Commission has signaled an interest in using its enforcement authority to address unfair or deceptive acts or practices affecting small businesses—underscoring an intriguing tension within federal regulatory policy. As Louis observes, the debate is not simply about reducing or expanding government. It is about how government authority will be used and whether transparency and enforcement will be advanced through rulemaking, litigation, or state initiatives. Merchant Cash Advances and Revenue-Based Financing A particularly nuanced part of the discussion focuses on merchant cash advances (MCAs) and other sales-based financing products. These arrangements typically involve: An advance of funds in exchange for a fixed repayment amount Payments tied to a percentage of daily or periodic sales Variable duration depending on business performance RBLC's position, as Louis explains, is product neutral. The coalition does not advocate banning product categories or imposing rate caps. Instead, it focuses on responsible practices, including transparent pricing and assessment of ability to repay. Importantly, none of the major state lending protection laws impose interest rate caps. The emphasis is on disclosure and market transparency rather than price regulation. Who Is Covered—and Who Is Not? Most state small business truth-in-lending statutes apply to financing of $500,000 or less (with some variation, such as New York's $2.5 million threshold following gubernatorial revision). Coverage often includes: Closed-end loans Open-end lines of credit Sales-based financing/MCAs Factoring (in some states) Banks are generally exempt from these statutes, though non-bank "providers" presenting the offer of credit may still have disclosure obligations even in bank partnership models. As Alan highlights, this raises interesting competitive and policy questions about level playing fields across banks and non-banks. Looking Ahead to 2026 Both speakers agree: this trend is not going away. With significant percentages of small business owners reporting difficulty accessing affordable capital—and a substantial minority reporting harm from predatory practices—state legislators remain motivated to act. The key policy question is not whether regulation will expand, but how. Well-designed transparency frameworks can: Promote price competition Reward responsible innovation Improve borrower decision-making Poorly harmonized or overly rigid frameworks, however, risk increasing compliance costs and reducing credit availability. As Alan notes in his closing remarks, small business finance regulation is becoming a core area of growth for law firms and compliance professionals historically focused on consumer financial services. The line between consumer and commercial finance continues to blur.  Alan noted that the Consumer Financial Services Group which he founded and chaired for 25 years has counseled and represented small business lenders for decades. For lenders, fintechs, banks, and their advisors, understanding these developments is no longer optional—it is essential. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

In this episode of How to Fix Democracy, host Andrew Keen explores America's deepening crisis of trust, both social and political. Joined by Frederick Riley of Weave at the Aspen Institute and Dr, Michael Neblo of the Ohio State University, the conversation examines rising isolation, collapsing confidence in institutions, and the growing divide across communities. From neighborhood-level connection to large-scale democratic reform, they discuss practical, evidence-based ways to restore trust, and why small, everyday actions may be the key to saving democracy.

In this conversation, Haley Glover — senior director of UpSkill America at the Aspen Institute — speaks with Molly Dodge and Jennifer Gasiorek — leaders from Ivy Tech Community College —  about RAND's recent report on the college's Achieve Your Degree (AYD) program. They discuss the importance of employer-supported education, the motivation behind the AYD, what RAND's evaluation tells us about the impact of this work.For more information on the RAND report, check out, "Employers as Partners in the Success of Working Adult Learners: The Achieve Your Degree Program": https://www.rand.org/pubs/research_reports/RRA3681-1.htmlTo learn more about Ivy Tech, visit: https://www.ivytech.edu/For more from UpSkill America, visit: https://www.aspeninstitute.org/programs/upskill-america/

School Phone Bans. School Vouchers & Home School's Dark Side. COVID's Damage to Students. Epstein & Trump's Broken Culture Where No Means Yes. Australia's Social Media Experiment. LGBTQ Kids in the Crosshairs.   These are really wild and stressful times for everyone. And if you have a child in your life, or care about kids, or just care about yourself, this is a special pod that you need to hear or watch.  Trump has been at war with the media, the Pentagon, and Democrats—but there's also been a secret war on our children. And it's been supercharged by ICE. One in four kids in American public schools has a parent who's an immigrant, and right now those children are afraid to go to school. Education Secretary Linda McMahon has gotten little scrutiny while moving forward with plans to totally dismantle the Department of Education. Meanwhile, our kids are still processing COVID trauma, navigating an unregulated tech landscape, and coping with mental health challenges, suicide risk and basic day-to-day stress that touches every family. Especially if you're a parent—and an especially if you're about to head out on winter break with them—you should check out this show and take it with you. In this vital conversation, Paul Rieckhoff sits down with Anya Kamenetz—author of The Stolen Year: How COVID Changed Children's Lives, writer of the Substack newsletter The Golden Hour, and one of America's leading voices on child well-being. They discuss the impact of ICE enforcement on school attendance, the strategic attack on public education, cell phone bans in schools, Australia's social media age restrictions, youth suicide trends, and how parents can cope while raising kids in a political combat zone. And how kids are surviving in real combat zones like Ukraine—and how we can all better cope with all that is coming at us right now.  Anya brings clarity, compassion, and actionable wisdom to one of the most underreported crises in America: the well-being of our children. From mental health first aid to collective resilience, this episode offers both a stark wake-up call and a roadmap for staying vigilant and hopeful. And it's a must for every parent in America especially.  Guest: Anya Kamenetz is an award-winning journalist, author, and thought leader on education, parenting, and child development. She is the author of multiple books including The Stolen Year, and writes The Golden Hour on Substack. She has served as an advisor to the Aspen Institute and the Climate Mental Health Network, and her work has appeared at NPR and beyond. Learn more at https://www.anyakamenetz.net and subscribe to her Substack at https://thegoldenhour.substack.com. Be sure to check out her books: The Stolen Year, The Art of Screen Time, The Test, and DIY U. Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. It's independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -WATCH video of this episode on YouTube now. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We all have the ability to be more compassionate, which is scientifically proven to make us healthier, happier, and more connected. It almost sounds like a miracle cure – and it doesn't even cost anything. So what gets in the way and how do we break down those barriers? Lonnie Ali is the co-founder of the Muhammed Ali Center, which created the Muhammed Ali Index and produced the 2025 Compassion Report. She explains the findings to an audience at Aspen Ideas: Health, joined by Julianne Holt-Lunstad, the director of the Social Connections Lab at Brigham Young University, and Sara Konrath, a social psychologist and professor at Indiana University. They dive into the latest studies on compassion and how to cultivate it in individuals and society at large. Frederick Riley, the executive director of Weave: The Social Fabric Project at the Aspen Institute, moderates the conversation. 

If your daughter has ever said "I suck" after a game and you had no idea how to respond, this one's for you.

Send us a textAspen Institute Senior Fellow Laura Schifter shares about her work at This Is Planet Ed-part of the Aspen Institute's Energy and Environment Program. This Is Planet Ed an initiative to unlock the power of education as a force for climate solutions to empower the rising generation to lead a sustainable and resilient future. In this conversation we discuss why learning about climate action should be part of the content in all classes and we'll share some actionable ideas for classrooms and schools. Links:This Is Planet EdLaura Schifter, Ed.D. Subject to Climate - teacher resources

Tim Ferriss is the author of five #1 New York Times and Wall Street Journal bestsellers, including The 4-Hour Workweek, The 4-Hour Body, and The 4-Hour Chef. His podcast, The Tim Ferriss Show, has surpassed one billion downloads and is widely regarded as the “Oprah of audio.” Named as one of Fortune's “40 Under 40,” Tim is an early-stage technology investor/advisor (Uber, Facebook, Shopify, Duolingo, Alibaba, and 50+ others) and was ranked among the “Top 20 Angel Investors” by Forbes. A Princeton University graduate (BA 2000, East Asian Studies), Tim is a polyglot who speaks five languages to different degrees, a national Chinese kickboxing champion, the first American in history to hold a Guinness World Record in tango spins, and a practiced horseback archer (yabusame) in Japan. His business ventures include bootstrapping a nootropics company (BrainQUICKEN) to millions in revenue before selling it in 2010, launching the audiobook imprint Tim Ferriss Publishing with Amazon Audible (responsible for modern classics like Ego Is the Enemy and The Obstacle Is the Way), and co-creating the hit card game COYOTE (2025) with Exploding Kittens creator Elan Lee—now sold in over 8,000 stores worldwide including Target, Walmart, and Amazon. Known for normalizing vulnerability while achieving massive success, Tim pioneered the remote-work and lifestyle-design movements pre-pandemic, popularized biohacking, and has served as an advisor at Singularity University and a 2009 Henry Crown Fellow at the Aspen Institute. Shawn Ryan Show Sponsors: Upgrade your wallet today and get 10% off at Ridge with code SRS at https://www.Ridge.com/SRS #Ridgepod Go to https://shopbeam.com/SRS and use code SRS to get up to 50% off Beam Dream Nighttime Cocoa—grab it for just $32.50 and improve your sleep today. Sign up for your $1 per month trial and start selling today at https://shopify.com/srs Tim Ferriss Links: The No Book free chapters - https://tim.blog/nobook Everything Tim – https://tim.blog Podcast – https://tim.blog/podcast X – https://x.com/tferriss Instagram – https://www.instagram.com/timferriss YouTube – https://www.youtube.com/timferriss COYOTE Game – https://www.explodingkittens.com/products/coyote Books - https://www.amazon.com/stores/author/B001ILKBW2/allbooks Learn more about your ad choices. Visit podcastchoices.com/adchoices

Since the mid-1900s, the nine-to-five work schedule has often been viewed as the standard. For many workers, this schedule has never worked. Parenting and other caregiving responsibilities, health challenges, the pursuit of education and skills, existing employment, and other factors mean many people do not have a lot of predictability and consistency in their availability. Some may only be able to work a few hours a week and may not know week to week when that can happen. And yet, many obviously need to work to get by and meet their basic needs. While app-based platforms have often been heralded for providing the flexibility workers in these situations need, these jobs have often perpetuated low wages and low job quality standards. In this event — hosted by the Aspen Institute Economic Opportunities Program on January 21, 2026 — we explore how Workforce Investment Boards, labor unions, and businesses are adapting to this context and striving to ensure that those who need a flexible and adaptable work arrangement don't have to endure low quality jobs and low wages.Our speakers include Marcy Chong (Director, Service Employees International Union), Minsun Ji (Executive Director, Rocky Mountain Employee Ownership Center; Executive Director, Drivers Cooperative-Colorado), Wingham Rowan (Project Lead, Beyond Jobs), Nick Schultz (Consultant; Former Executive Director, Pacific Gateway Workforce Investment Network), and moderator Matt Helmer (Director, Job Quality and Worker Well-Being, Economic Opportunities Program, The Aspen Institute).For more information about this event, including a transcript, speaker bios, and additional resources, visit our website. For highlights from this discussion, subscribe to our YouTube channel.Or subscribe to our podcast to listen on the go.This event is part of our Job Quality in Practice series.

Tom Farrey is the founder and executive director of the Aspen Institute's Sports & Society Program, which he launched in 2011 to convene leaders, facilitate dialogue, and inspire solutions that help sports serve the public interest. He is best known for creating Project Play, the program's flagship initiative that develops and shares knowledge to grow youth sports participation. Since 2013, Project Play has mobilized more than 20,000 organizations and helped unlock over $60 million in grants for grassroots programs. A former Emmy-winning investigative journalist at ESPN, Farrey authored the 2008 book Game On: The All-American Race to Make Champions of Our Children and has been recognized as one of the nation's leading voices of youth sports.  In our discussion today, John and Tom discuss their recent US House of Representatives testimony on the state of youth sports in the US, as well as some of the recent initiatives of Project Play including their 63x30 project to get 63% of US kids playing sports by 2030. We also discuss some very doable steps that facility owners and even the US government can take to improve youth sports and get more kids playing.  Learn more at www.projectplay.org BOOK A SPEAKER: Interested in having John or one of our speaking team come to your school, club or coaching event? We are booking November and December 2025 and Winter/Spring 2026 events, please email us to set up an introductory call John@ChangingTheGameProject.com PUT IN YOUR BULK BOOK ORDERS FOR OUR BESTSELLING BOOKS, AND JOIN 2025 CHAMPIONSHIP TEAMS FROM SYRACUSE MENS LAX, UNC AND NAVY WOMENS LAX, AND MCLAREN F1! These are just the most recent championship teams using THE CHAMPION TEAMMATE book with their athletes and support teams. Many of these coaches are also getting THE CHAMPION SPORTS PARENT so their team parents can be part of a successful culture. Schools and clubs are using EVERY MOMENT MATTERS for staff development and book clubs. Are you?  We have been fulfilling numerous bulk orders for some of the top high school and collegiate sports programs in the country, will your team be next? Click here to visit John's author page on Amazon Click here to visit Jerry's author page on Amazon Please email John@ChangingTheGameProject.com if you want discounted pricing on 10 or more books on any of our books. Thanks everyone. This week's podcast is brought to you by our friends at Sprocket Sports.  Sprocket Sports is a new software platform for youth sports clubs.  Yeah, there are a lot of these systems out there, but Sprocket provides the full enchilada. They give you all the cool front-end stuff to make your club look good– like websites and marketing tools – AND all the back-end transactions and services to run your business better so you can focus on what really matters – your players and your teams. Sprocket is built for those clubs looking to thrive, not just survive, in the competitive world of youth sports clubs.  So if you've been looking for a true business partner – not just another app – check them out today at https://sprocketsports.me/CTG. BECOME A PREMIUM MEMBER OF CHANGING THE GAME PROJECT TO SUPPORT THE PODCAST If you or your club/school is looking for all of our best content, from online courses to blog posts to interviews organized for coaches, parents and athletes, then become a premium member of Changing the Game Project today. For over a decade we have been creating materials to help change the game. and it has become a bit overwhelming to find old podcasts, blog posts and more. Now, we have organized it all for you, with areas for coaches, parents and even athletes to find materials to help compete better, and put some more play back in playing ball. Clubs please email John@ChangingTheGameProject.com for pricing.  Become a Podcast Champion! This weeks podcast is also sponsored by our Patreon Podcast Champions. Help Support the Podcast and get FREE access to our Premium Membership, with well over $1000 of courses and materials. If you love the podcast, we would love for you to become a Podcast Champion, (https://www.patreon.com/wayofchampions) for as little as a cup of coffee per month (OK, its a Venti Mocha), to help us up the ante and provide even better interviews, better sound, and an overall enhanced experience. Plus, as a $10 per month Podcast Super-Champion, you will be granted a Premium Changing the Game Project Membership, where you will have access to every course, interview and blog post we have created organized by topic from coaches to parents to athletes. Thank you for all your support these past eight years, and a special big thank you to all of you who become part of our inner circle, our patrons, who will enable us to take our podcast to the next level. https://www.patreon.com/wayofchampions  

„Na Venezuelu zapomeňte, na řadě je Grónsko,“ prohlásil americký prezident Donald Trump po necelém roce v úřadu druhého funkčního období. „Existence Severoatlantické aliance je mu jedno, Aliance ale Spojené státy potřebuje,“ komentuje v Osobnosti Plus Tomáš Klvaňa, šéf středoevropské pobočky Aspen Institute a profesor na New York University v Praze, který napsal knihu Svět podle Trumpa.Všechny díly podcastu Osobnost Plus můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

QUOTES FOR REFLECTION“My chief reason for choosing Christianity was because the mysteries were incomprehensible. What's the point of revelation if we could figure it out ourselves? If it were wholly comprehensible, then it would just be another philosophy.”~Mortimer J. Adler (1902-2001), philosopher, educator, and founder of the Aspen Institute “There has not been a ‘when' when the Father was not in existence. This, then, is true of the Son and of the Holy Spirit. Put another question and I will answer it.Since when has the Son been begotten? Since as long as the Father has not been begotten.Since when has the Spirit been proceeding? Since as long as the Son has not been proceeding but being begotten in a non-temporal way that transcends explanation….” “How is it then that they are not co-unoriginate if they are co-eternal with him? Because they are from him, though not after him. ‘Being unoriginate' necessarily implies ‘being eternal', but ‘being eternal' does not entail ‘being unoriginated', so long as the Father is referred to as origin.”~Gregory of Nazianzus (c. 329-390) in “On the Son” orations 29, chapter 3 “The saints have both their spiritual excellency and blessedness by the gift of the Holy Ghost, and his dwelling in them. They are not only caused by the Holy Ghost, but are in him as their principle. The Holy Spirit becoming an inhabitant, is a vital principle in the soul. He, acting in, upon, and with the soul, becomes a fountain of true holiness and joy, as a spring is of water, by the exertion and diffusion of itself.”~Jonathan Edwards (1703-1758) in “God Glorified in Man's Dependence” “This then is the order of the rule of our faith…: God, the Father, not made, not material, invisible; one God, the creator of all things: this is the first point of our faith. The second point is: The Word of God, Son of God, Christ Jesus our Lord, who was manifested to the prophets according to the form of their prophesying and according to the method of the dispensation of the Father through whom all things were made; who also at the end of the times, to complete and gather up all things, was made man among men, visible and tangible, in order to abolish death and show forth life and produce a community of union between God and man. And the third point is: The Holy Spirit, through whom the prophets prophesied, and the fathers learned the things of God, and the righteous were led forth into the way of righteousness; and who in the end of the times was poured out in a new way upon mankind in all the earth, renewing man unto God.”~ Irenaeus (c. 125-202) bishop of Lyon in The Demonstration of the Apostolic PreachingSERMON PASSAGEJohn 14:15-26, John 15:26, John 16:5-15 (ESV)John 14 – Jesus speaking 15 “If you love me, you will keep my commandments. 16 And I will ask the Father, and he will give you another Helper, to be with you forever, 17 even the Spirit of truth, whom the world cannot receive, because it neither sees him nor knows him. You know him, for he dwells with you and will be in you. 18 “I will not leave you as orphans; I will come to you. 19 Yet a little while and the world will see me no more, but you will see me. Because I live, you also will live. 20 In that day you will know that I am in my Father, and you in me, and I in you. 21 Whoever has my commandments and keeps them, he it is who loves me. And he who loves me will be loved by my Father, and I will love him and manifest myself to him.” 22 Judas (not Iscariot) said to him, “Lord, how is it that you will manifest yourself to us, and not to the world?” 23 Jesus answered him, “If anyone loves me, he will keep my word, and my Father will love him, and we will come to him and make our home with him. 24 Whoever does not love me does not keep my words. And the word that you hear is not mine but the Father's who sent me. 25 “These things I have spoken to you while I am still with you. 26 But the Helper, the Holy Spirit, whom the Father will send in my name, he will teach you all things and bring to your remembrance all that I have said to you. John 15 – Jesus speaking 26 “But when the Helper comes, whom I will send to you from the Father, the Spirit of truth, who proceeds from the Father, he will bear witness about me.” John 16 – Jesus speaking 5 But now I am going to him who sent me, and none of you asks me, ‘Where are you going?' 6 But because I have said these things to you, sorrow has filled your heart. 7 Nevertheless, I tell you the truth: it is to your advantage that I go away, for if I do not go away, the Helper will not come to you. But if I go, I will send him to you. 8 And when he comes, he will convict the world concerning sin and righteousness and judgment: 9 concerning sin, because they do not believe in me; 10 concerning righteousness, because I go to the Father, and you will see me no longer; 11 concerning judgment, because the ruler of this world is judged. 12 “I still have many things to say to you, but you cannot bear them now. 13 When the Spirit of truth comes, he will guide you into all the truth, for he will not speak on his own authority, but whatever he hears he will speak, and he will declare to you the things that are to come. 14 He will glorify me, for he will take what is mine and declare it to you. 15 All that the Father has is mine; therefore I said that he will take what is mine and declare it to you.

Investing in women's sports is an increasingly appealing and sound business decision, but the sector still has a lot of room for growth. When someone like WNBA star Caitlin Clark comes along, audiences boom and the league benefits. But what happens when she leaves? What will help solidify the business of women's sports in the long term? In this panel discussion, industry insiders talk about what works and what's still needed. Carol Stiff, the president of the Women's Sports Network, joins sports investor and Gotham women's soccer team governor Carolyn Tisch Blodgett and sports journalist Christine Brennan for a frank discussion about the ongoing cultural and business transformations spurred by female athletes and leagues. Tom Farrey, the executive director of the Sports and Society Program at the Aspen Institute, moderates the conversation. 

After a recent visit to the US House of Representatives, John has been thinking a lot about the business of youth sports and how we can fix the many issues plaguing it. In this replay of episode 293, John has a discussion with Linda Flanagan a freelance journalist, researcher, and former cross-country and track coach. A founding board member of the NYC chapter of the Positive Coaching Alliance and 2020-21 Advisory Group member for the Aspen Institute's Reimagining Sports initiative, her writing on sports has appeared in The Atlantic, Runner's World, and NPR's education site Mind/Shift, where she is a regular contributor. Previously Flanagan was a national security analyst at the NationalSecurity Program, Harvard University. She is also a mother of three and lifelong athlete. Linda and John discuss her book Take Back the Game: How Money and Mania Are Ruining Kids' Sports, and Why it Matters. We cover how sport has become a business, how much pressure is on parents to do more and more at younger ages, how the fact that sports help kids get into and pay for college is driving much of the mania, and so much more. She has compiled the latest research on the economic and social impacts of sport, as well as research post-COVID. It is a really fun conversation. You can grab Take Back the game here. You can connect with Linda @LindaFlanagan2 BOOK A SPEAKER: Interested in having John or one of our speaking team come to your school, club or coaching event? We are booking November and December 2025 and Winter/Spring 2026 events, please email us to set up an introductory call John@ChangingTheGameProject.com PUT IN YOUR BULK BOOK ORDERS FOR OUR BESTSELLING BOOKS, AND JOIN 2025 CHAMPIONSHIP TEAMS FROM SYRACUSE MENS LAX, UNC AND NAVY WOMENS LAX, AND MCLAREN F1! These are just the most recent championship teams using THE CHAMPION TEAMMATE book with their athletes and support teams. Many of these coaches are also getting THE CHAMPION SPORTS PARENT so their team parents can be part of a successful culture. Schools and clubs are using EVERY MOMENT MATTERS for staff development and book clubs. Are you?  We have been fulfilling numerous bulk orders for some of the top high school and collegiate sports programs in the country, will your team be next? Click here to visit John's author page on Amazon Click here to visit Jerry's author page on Amazon Please email John@ChangingTheGameProject.com if you want discounted pricing on 10 or more books on any of our books. Thanks everyone. This week's podcast is brought to you by our friends at Sprocket Sports.  Sprocket Sports is a new software platform for youth sports clubs.  Yeah, there are a lot of these systems out there, but Sprocket provides the full enchilada. They give you all the cool front-end stuff to make your club look good– like websites and marketing tools – AND all the back-end transactions and services to run your business better so you can focus on what really matters – your players and your teams. Sprocket is built for those clubs looking to thrive, not just survive, in the competitive world of youth sports clubs.  So if you've been looking for a true business partner – not just another app – check them out today at https://sprocketsports.me/CTG. BECOME A PREMIUM MEMBER OF CHANGING THE GAME PROJECT TO SUPPORT THE PODCAST If you or your club/school is looking for all of our best content, from online courses to blog posts to interviews organized for coaches, parents and athletes, then become a premium member of Changing the Game Project today. For over a decade we have been creating materials to help change the game. and it has become a bit overwhelming to find old podcasts, blog posts and more. Now, we have organized it all for you, with areas for coaches, parents and even athletes to find materials to help compete better, and put some more play back in playing ball. Clubs please email John@ChangingTheGameProject.com for pricing.  Become a Podcast Champion! This weeks podcast is also sponsored by our Patreon Podcast Champions. Help Support the Podcast and get FREE access to our Premium Membership, with well over $1000 of courses and materials. If you love the podcast, we would love for you to become a Podcast Champion, (https://www.patreon.com/wayofchampions) for as little as a cup of coffee per month (OK, its a Venti Mocha), to help us up the ante and provide even better interviews, better sound, and an overall enhanced experience. Plus, as a $10 per month Podcast Super-Champion, you will be granted a Premium Changing the Game Project Membership, where you will have access to every course, interview and blog post we have created organized by topic from coaches to parents to athletes. Thank you for all your support these past eight years, and a special big thank you to all of you who become part of our inner circle, our patrons, who will enable us to take our podcast to the next level. https://www.patreon.com/wayofchampions

My conversation with Anya starts at 38 mins and Jason and I being at 1:05 in to today's show after headlines and clips Subscribe and Watch Interviews LIVE : On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 760 awesome, curious, kind, funny, brilliant, generous soul Anya Kamenetz speaks, writes, and thinks about generational justice; about thriving, and raising thriving kids, on a changing planet. Her newsletter on these topics is The Golden Hour. She covered education for many years including for NPR, where she co-created the podcast Life Kit: Parenting. Her newest book is The Stolen Year: How Covid Changed Children's Lives, And Where We Go Now. Kamenetz is currently an advisor to the Aspen Institute and the Climate Mental Health Network, working on new initiatives at the intersection of children and climate change. Anya Kamenetz speaks, writes, and thinks about generational justice; about thriving, and raising thriving kids, on a changing planet. Her newsletter on these topics is The Golden Hour. She covered education as a journalist for many years including for NPR, where she also co-created the podcast Life Kit:Parenting in partnership with Sesame Workshop. Kamenetz is currently an advisor to the Aspen Institute and the Climate Mental Health Network on new initiatives at the intersection of children and climate change. She's the author of several acclaimed nonfiction books: Generation Debt (Riverhead, 2006); DIY U: Edupunks, Edupreneurs, and the Coming Transformation of Higher Education (Chelsea Green, 2010) ; The Test: Why Our Schools Are Obsessed With Standardized Testing, But You Don't Have To Be (Public Affairs, 2016); The Art of Screen Time: How Your Family Can Balance Digital Media and Real Life (Public Affairs, 2018), and The Stolen Year: How Covid Changed Children's Lives, And Where We Go Now (Public Affairs, 2022). Kamenetz was named a 2010 Game Changer in Education by the Huffington Post, received 2009, 2010, and 2015 National Awards for Education Reporting from the Education Writers Association, won an Edward R. Murrow Award for innovation in 2017 along with the rest of the NPR Ed team, and the 2022 AERA Excellence in Media Reporting on Education Research Award. She's been a New America fellow, a staff writer for Fast Company Magazine and a columnist for the Village Voice. She's contributed to The New York Times, The Washington Post, New York Magazine and Slate, and been featured in documentaries shown on PBS, CNN, HBO and Vice. She frequently speaks on topics related to children, parenting, learning, technology, and climate to audiences including at Google, Apple, and Sesame, Aspen Ideas, SXSW, TEDx, Yale, MIT and Stanford. Kamenetz grew up in Baton Rouge and New Orleans, Louisiana, in a family of writers and mystics, and graduated from Yale University. She lives in Brooklyn with her husband and two daughters. ______________________________________ Check out and subscribe to Dr Jason Johnson new youtube channel Dr. Jason Johnson is an associate professor of politics and journalism in the School of Global Journalism & Communication at Morgan State University and author of the book Political Consultants and Campaigns: One Day to Sell. He focuses on campaign politics, political communication, strategy and popular culture. He hosts a podcast on Slate called "A Word" He is a political analyst for MSNBC, SIRIUS XM Satellite Radio and The Grio. He has previously appeared on CNN, Fox News, Al Jazeera, Current TV and CBS. His work has been featured on The Daily Show with Trevor Noah, The Late Show with Stephen Colbert and on ESPN. He has been quoted by The Guardian, The Washington Post, The Washington Times, The Wallstreet Journal, Buzzfeed, The Hill newspaper, the Cleveland Plain Dealer and the Atlanta Journal Constitution. Dr. Johnson is a University of Virginia alumnus and earned his PhD in Political Science from the University of North Carolina at Chapel Hill. On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube  Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page   Gift a Subscription https://www.patreon.com/PeteDominick/gift Send Pete $ Directly on Venmo

Medicare spends as much on falls as it does on cancer—but 30-50% of those fall-related costs are preventable. Amanda Rees watched her grandmother develop a "goose egg" from a fall while gardening, then watched the shame make her stop gardening altogether, spiraling into depression and isolation. A decade of caregiving radicalized how this Princeton-trained engineer thought about aging. So she built Bold, a company now serving 10 million older adults—with a leadership team and cap table that's "very, very female" in a notoriously male-dominated space. But first, she had to stop making herself small. "You're really good at making yourself seem small," someone told Amanda early in her fundraising journey. The irony wasn't lost—she was downplaying a Princeton engineering degree, $100M in energy investment experience, and a decade caring for her grandmother while running a company literally called Bold. She only needed to hear that feedback once. What followed was a masterclass in building with intention. Amanda raised funding from Rethink Impact, the largest fund dedicated to investing in women, and assembled a predominantly female leadership team—not through quotas, but through mission alignment. "Women tend to be the frontline caregivers for a lot of families, and they see it. They understand that's a very real problem," she explains. In this conversation, Amanda dismantles the preparation myth holding women founders back: "If you have the itch and you wanna do it, do it. Don't go get an extra degree or do this thing before I'm ready." She explains why your first pitch will be terrible, why pitch five is the hardest, and how objection handling refines not just your deck but your entire business model. She also shares why she only hires people who'll stay "when things are tough, when the challenges ahead look really big and scary"—because fair-weather teams crumble, and resilience must be embedded from day one. Key Takeaways: Stop waiting to be "ready"—the best data comes from actually doing it, not preparing endlessly Making yourself small doesn't help anyone, especially not you—authenticity beats false modesty Build your team and investor base with people who deeply connect to your mission, not just the opportunity Your first pitch will suck; by pitch fifty you'll be excellent—you just have to survive pitch five The DNA of the people you hire becomes the DNA of your company—choose accordingly When older adults lose independence, it's the shame and isolation that does the damage, not just the physical limitation About the Guest: Amanda Rees is the CEO and Co-founder of Bold, a pro-aging health company serving over 10 million older adults through Medicare partnerships with organizations like UnitedHealth Group. Bold's platform has demonstrated a 46% reduction in falls and 182% increase in weekly physical activity in peer-reviewed research. A Princeton graduate with a degree in biological and chemical engineering, Amanda previously managed a $100M renewable energy portfolio at The Schmidt Family Foundation and has been selected for The Aspen Institute's 2025 class of Finance Leaders Fellows. Health Podcast Network Chapters 00:00 - Introduction at Health Conference 00:55 - From Caregiver to Founder: The Bold Origin Story 03:35 - Keeping Humanity in Fall Prevention 08:12 - Building a Female-Led Company and Cap Table 10:08 - Fundraising Advice: Just Start Pitching 13:41 - The Feedback That Changed Everything: Stop Making Yourself Small 15:21 - AI and the Future of Aging 16:52 - Building Your Team: The DNA of Your Company Guest & Host Links Connect with Laurie McGraw on LinkedIn Connect with Amanda Rees on LinkedIn Connect with Inspiring Women Browse Episodes | LinkedIn | Instagram | Apple | Spotify

In this episode of What's at Stake, Penta partner Bryan DeAngelis and managing director Stephanie Walstrom dive into one of the fastest-growing threats to U.S. economic and national security: fraud and scams. They're joined by Kate Griffin and Erin Borġ of the Aspen Institute's Financial Security Program, co-authors of United We Stand: A National Strategy to Prevent Scams and leaders of the National Task Force on Fraud and Scam Prevention. Kate and Erin unpack Aspen's development of a coordinated, whole-of-ecosystem approach to combating scams, bringing together government agencies, law enforcement, industry, and civil society actors. They walk through the report's major recommendations, from building stronger interagency mechanisms to modernizing data sharing and strengthening private-sector accountability. Together, they explore why scams must now be understood as a national security issue, how early federal responses (like DOJ's new Strike Force on Cryptocurrency Scams) signal growing momentum, and what meaningful progress looks like in both the near and long term. They also discuss how a more integrated national strategy could ultimately reshape the everyday experience of consumers navigating an increasingly complex digital and financial landscape. You can read the United We Stand report here: https://fraudtaskforce.aspeninstitute.org/nationalstrategy

Hope seems like a simple concept, but the feeling can be difficult to hold onto. And when times are difficult and chaos swirls around us, it's more important than ever. How do we find and practice hope when it's elusive? Spiritual and religious leaders rely on centuries of experience and wisdom to continually guide people back to hope, and this episode's discussion from the 2024 Aspen Ideas Festival draws from these experts. Lutheran pastor Nadia Bolz-Weber founded the House for All Sinners and Saints in Denver, and doesn't shy away from unorthodox methods of ministry. Rabbi Sharon Brous is the founder and leader of IKAR, a nondenominational Jewish congregation in Los Angeles. Humanist chaplain Greg Epstein works with the populations at Harvard University and the Massachusetts Institute of Technology. Union Theological Seminary professor and the former director of the Religion and Society Program at the Aspen Institute, Simran Jeet Singh, introduces and moderates the conversation.

Gościem Michała Olszewskiego jest Bartłomiej Kot, dyrektor warszawskiego biura Aspen Institute, ekspert ds. międzynarodowych. Kto siedział przy stole negocjacyjnym, na którym został wykuty 28-punktowy amerykańsko-rosyjski "plan pokojowy" dla Ukrainy? Dlaczego Ukraina nie może wprost zaprotestować przeciw temu planowi? Jakie błędy nasz gość widzi w europejskiej kontrpropozycji? Jaka jest rola Polski w negocjacjach, które właśnie rozpoczęły się w Luandzie, stolicy Angoli? I czy należy się przejmować deadlinem wyznaczonym przez Trumpa na przyjęcie planu przez Ukrainę? Więcej podcastów na: https://wyborcza.pl/podcast. Piszcie do nas w każdej sprawie na: listy@wyborcza.pl.

What is the most powerful way a business can show up for society? What legacy can today's institutions build if every action and interaction was grounded in spiritual attunement and sacred duty? How can today's leaders, entrepreneurs and changemakers build enduring positive movements and become a lighthouse for others? And what four-letter word can orient us, our businesses, and our economy toward a future that makes our people and our planet thrive?Find out from Jay Coen Gilbert, exclusively in conversation with Dr. Hitendra Wadhwa on Intersections Podcast.Jay Coen Gilbert is the Co-founder of B Lab, the acclaimed nonprofit that created the global B Corp certification. Today, this movement includes over 9,500 certified organizations in more than 100 countries, all committed to balancing profit with purpose. He is also the Executive Chair of Imperative 21, a business-led network shifting the narrative toward a just, regenerative economy; and is now actively engaged in racial justice, co-founding White Men for Racial Justice and leading peer learning groups on anti-racism. Along with his B Lab co-founders, Jay has received the Skoll Award for Social Entrepreneurship and the McNulty Prize at the Aspen Institute, where he is a Henry Crown Fellow. Prior to co-founding B Lab, Jay co-founded and sold AND1, a $250M basketball footwear, apparel, and entertainment company. He has also worked for McKinsey & Co, as well as organizations in the public and nonprofit sectors.In this episode, Jay reveals:- The most powerful way a business can show up for society- What can happen if our every action and interaction was grounded in spiritual attunement- A four-letter word today's businesses must build their future on

Walter Isaacson is a Professor of History at Tulane. He has been the editor of Time Magazine, the CEO and Chairman of CNN, and the CEO of the Aspen Institute. He is the author of Elon Musk (2023), Leonardo da Vinci (2017), Steve Jobs (2011), Einstein: His Life and Universe (2007), Benjamin Franklin: An American Life (2003), and Kissinger: A Biography (1992). Isaacson is a graduate of Harvard College and Pembroke College of Oxford University, where he was a Rhodes Scholar. He began his career at The Sunday Times in London and then New Orleans' Times-Picayune. He joined TIME in 1978 and served as a political correspondent, national editor, and editor of digital media before becoming the magazine's 14th editor in 1996. He became chairman and CEO of CNN in 2001, and then president and CEO of the Aspen Institute in 2003. Learn more about your ad choices. Visit megaphone.fm/adchoices

In October, stakeholders representing an unusual combination of sectors — public, private, academic, non-profit and journalism — gathered with insurance industry experts at the 10X Convergence in Jacksonville, Florida, to explore solutions to unsustainable insurance and disaster recovery costs throughout the Interstate 10 region.Insurers continue to cancel homeowners policies across California, Texas, Louisiana, and Florida as exposure to accelerating billion-dollar disasters undermines carriers' ability to pay out claims while remaining solvent. The industry crisis has begun to spread northward, where a widening Tornado Alley sees growing impacts from property-damaging storms.  This is a complex, all-hands-on-deck issue. Insurance practices and building standards have not adapted to the realities of climate change, and have neglected potential to be of powerful mutual support to one another. On the whole, 10X Convergence participants were clear that viable solutions will require a combination of applied climate and economic research with proactive governance and communications strategies, and that this must be matched by industry willingness to innovate its systems of underwriting and community development.  In this podcast, Ten Across journalists Maya Chari and Taylor Griffith take you through the problems and potential solutions discussed by the diverse group of experts at the 10X Convergence.  Relevant Articles and Resources  VIDEO: 10X Convergence Event Wrap Up  “It's harder to get home insurance. That's changing communities across the U.S.” (NPR, November 2025)  “They survived the hurricane. Their insurance company didn't.” (Grist, November 2025)  “Insurance for Physical Climate Risk Management: Lessons from History” (Carnegie Endowment for International Peace, August 2025)  “Next to Fall: The Climate-Driven Insurance Crisis is Here—And Getting Worse” (Senate Budget Committee, December 2024)  Relevant Ten Across Conversations Podcasts  The Future of Insurability: New Approaches and Mindsets Carolyn Kousky on Using Insurance Models to Drive Positive Change  Checking in with Dave Jones on California's Insurance Outlook  CreditsHosts: Maya Chari and Taylor GriffithProducer and editor: Taylor GriffithMusic by: Out To The World, Marten Moses, Lennon Hutton, and Pearce RoswellResearch and support provided by: Duke Reiter, Kate Carefoot, Rae Ulrich, and Sabine Butler  Guest Bios (in order of appearance):  Steve Bowen is the Chief Science Officer and meteorologist at Gallagher Re.  Adam Reeder is a civil-structural engineer and principal investigator at CDM Smith.  Juliet Rogers is the president of Blue Cottage at CannonDesign.  Laura Phillips-Edgecombe is the duPont Fund principal for public spaces and executive on loan to the City of Jacksonville, Florida.  Clint Noble is a member of the City of Jacksonville Environmental Protection Board and professional geologist with CDM Smith.  Dr. Quinton White is founding executive director of the Marine Science Research Institute and professor emeritus at Jacksonville University.  Alex Harris is the lead climate reporter for the Miami Herald.  Pete Nelson is the communications director for the Gulf Research Program at the National Academies of Sciences, Engineering, and Medicine.  Dave Hondula is the director of the Office of Heat Response and Mitigation at the City of Phoenix.  Casi Callaway is the founder and president of Activate Build Connect.  Eric Corey Freed is the director of sustainability at CannonDesign.  Sarina Beges is the associate director of philanthropy and social innovation at the Aspen Institute.  Ashantae Green is the sustainability manager for the City of Jacksonville, Florida.

Aspen Ideas to Go teamed up with our friends at the podcast “Life in Seven Songs” for this special episode recorded live at the Aspen Ideas Festival. Host Sophie Bearman interviews biographer and historian Walter Isaacson about seven songs that tell a story of his life and upbringing in New Orleans. Isaacson was the president and CEO of the Aspen Institute from 2003 to 2018, and is the author of “Leonardo da Vinci,” “Einstein: His Life and Universe,” and “Elon Musk,” among others. His latest book, “The Greatest Sentence Ever Written,” is out on November 17. “Life in Seven Songs” is a production of The San Francisco Standard.

Jerome Loughridge is the inaugural Executive Director of the Aspen-Kern Program on Leadership & Character in Higher Education, a new national initiative of the Aspen Institute. Having previously served as chief of staff at both a major public and a national private research university, Jerome will lead a cohort of US college presidents who are new to their roles as they seek to reclaim the importance of character formation for democratic citizenship and greater human flourishing. Jerome returned to higher education after a fifteen-year career in the energy sector, where he led both private equity-backed and publicly-traded companies across North America. A native of rural Oklahoma, Jerome earned his interdisciplinary BA at Baylor University (Phi Beta Kappa) and attended Harvard University as a Truman Scholar prior to beginning his energy career as an international derivatives trader on the New York Mercantile Exchange (NYMEX). In response to 9/11, Jerome competed for a White House Fellowship – a process that resulted in his being appointed as one of twelve young professionals to the Bush Administration and his assignment as special assistant to Secretary of Defense Donald Rumsfeld. In that capacity, he worked on post-war Iraqi reconstruction, splitting time between the West Wing, the Pentagon and Baghdad. Jerome's post-White House professional roles included leadership of portfolio companies with Connecticut-based Wexford Capital and New York-based Ziff Brothers Investments. Among those were the launch of Great White Energy Services, where he was chief operating officer; the creation of Black Mesa Energy Services, where he was president; the formation of Legend Energy Services, where he was executive chairman; and the establishment of Seventy Seven Energy from Chesapeake Oilfield Services, where he served as president of Great Plains Oilfield and remained as an executive through the company's acquisition. Jerome served as CEO of NextStream, a joint venture between GE-Baker Hughes and private partners to bring new technology to the upstream energy sector. Jerome has held board positions with companies in Dongying, China, and Alberta, Canada, in addition to various firms in the U.S. In March 2019, while serving as an energy-sector executive, Jerome was nominated by Oklahoma Governor Kevin Stitt, and unanimously confirmed by the Senate, as Secretary of Health and Mental Health in order to bring business principles to the work of government agencies. In his volunteer Cabinet role, he was responsible for driving Medicaid expansion in the State and eventually helped lead the Governor's Covid-19 Task Force responsible for Oklahoma's response to the global coronavirus pandemic. Jerome is currently completing a Master of Studies at the University of Oxford where he is reading practical ethics in the Department of Philosophy and the Uehiro Institute Oxford. He chairs the Honors College board at Baylor University and regularly teaches at the collegiate, community and international levels, primarily in East Africa and Latin America, on faith, public policy and leadership. Jerome and his wife live on an acreage outside Oklahoma City and have two boys.

Drawing from his extensive government and private sector experience, Jeff Greene, former Assistant Executive Director for Cybersecurity at the Cybersecurity and Infrastructure Security Agency (CISA), former Chief of Cyber Response and Policy on the National Security Council, Distinguished Fellow at the Aspen Institute and Founder of Salty Coffee Consulting, explored how public-private partnerships strengthen critical infrastructure protection, highlighted emerging threat actors, discussed the latest cybercrime tactics and shared practical strategies businesses can implement to enhance their cyber resilience. Check out the conversation to gain actionable insights from a seasoned expert who has helped shape national cybersecurity policy and learn how to better protect your organization in an increasingly complex digital environment.Watch the original Wednesdays with Woodward® webinar: https://institute.travelers.com/webinar-series/symposia-series/global-cyber-resilience.  ---Visit the Travelers Institute® website: http://travelersinstitute.org/.Join the Travelers Institute® email list: https://travl.rs/488XJZM.Subscribe to the Travelers Institute® Podcast newsletter on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7328774828839100417.Connect with Travelers Institute® President Joan Woodward on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/.

Can art transform our brains for the better? Local arts and health champion, Path with Art, in partnership with Seattle University and Town Hall Seattle, leads a conversation with Susan Magsamen, New York Times bestselling co-author of Your Brain on Art, and director of Johns Hopkins International Arts + Mind Lab, as well as the co-director of the Aspen Institute's Neuroarts Blueprint. Susan shares the latest research demonstrating how individual and public health can be transformed through the arts. When introduced in healing settings, arts engagement is associated with a reduction in the need for pain medication, reduced cortisol levels, decreased length of hospital stays, decreased incidence of depression, increased memory and cognitive function, and improved communication and behavioral skills. This event explores how the emerging science of neuroarts is expanding the horizons of mental wellness and public health, with some of the most exciting developments taking place here in Seattle and across the world. Presented by Town Hall Seattle, Path with Art, and Seattle University.

Inaction is not an option. That is the thesis of United We Stand: A National Strategy to Prevent Scams, a new report from the Aspen Institute. Discussing the report's recommendations and insights on this edition of the ABA Fraudcast is Kate Griffin, director of Aspen's National Task Force on Fraud and Scam Prevention. “The very first call to action is simply that we say that scam prevention needs to be identified as a national priority for us as a country,” Griffin tells ABA's Paul Benda. The ABA Fraudcast will be published every three weeks, at the ABA Banking Journal site and wherever you listen to and subscribe to your favorite podcasts, such as Apple and Spotify. Please subscribe! ABA offers resources to help banks prevent, identify, measure and report fraud, and to serve and protect consumers and their financial data.​

According to the Aspen Institute, the youth sports industry here in the United States is a forty billion dollar a year business. About sixty million kids are playing youth sports, with the average family spending just over a thousand dollars a year on a child's primary sport, which is a forty six percent increase since twenty-nineteen. Sadly many parents are pushing their kids to achieve in sports as a way of addressing their own unfulfilled dreams, and to live vicariously through their kids. Twenty percent of sports parents believe their child could play a Division One sport, and ten percent hold on to the unrealistic dream that their child could go professional. But the reality is quite different. For example, only one in six hundred and ten high school baseball players will get drafted by a major league team, and one in ten-thousand- three-hundred and ninety-nine high school basketball players will go pro. Parents, have you made sports an idol, prioritizing your child's success over their spiritual growth?

Today, Kaitlin Curtice and I talk about getting to the root of what we believe. Kaitlin B. Curtice is an Indigenous poet-storyteller, a public speaker, and the award-winning author of Native and Living Resistance. She has written for Sojourners, Religion News Service, On Being, Oprah Daily, and The Liminality Journal, and her work has been featured on CBS and in USA Today. A citizen of the Potawatomi nation, Kaitlin speaks on topics such as colonialism in faith communities, interfaith relationships, and the intersection of spirituality and identity, and she has collaborated with The Aspen Institute and Chautauqua Institution. She lives near Philadelphia with her family.You can buy Everything Is a Story wherever you buy books. Subscribe to Kaitlin's Substack, The Liminality Journal at kaitlincurtice.substack.com. Follow Kaitlin on IG @kaitlincurtice. Join the Found Family crew on Substack and get your free copy of The Found Family Cheat Sheet. Support the show

Episode Info With a vision of completely transforming the car insurance industry, Alex founded Root in 2015 on the principle that rates should be based primarily on driving behaviors, not demographics. As Founder and Chief Executive Officer, Alex leads the company in revolutionizing this outdated industry using mobile technology and data science to offer personalized car insurance rates to good drivers. Today, Root Insurance is the largest Property & Casualty InsurTech in the country. Throughout his insurance career, Alex has built expertise in pricing and reserving, finance, and mergers and acquisitions. Before founding Root, Alex worked at Nationwide Insurance as a senior strategy consultant for the Property & Casualty lines of the business. Alex is a Fellow of the Casualty Actuarial Society, a Henry Crown Fellow of the Aspen Institute, and a member of the American Academy of Actuaries. Episode Highlights Alex Timm, leveraging his actuarial background and experience in corporate strategy, co-founded Root Insurance to revolutionize the insurance industry by focusing on customer-centric experiences and technological innovation. Root Insurance integrates big data and machine learning to enhance pricing models and customer experiences, notably through partnerships like the one with Carvana. The company prides itself on controlling its technology stack, enabling a seamless insurance purchase process. Alex highlights the importance of diversity and continuous technological investment to address industry challenges and drive innovation. Root Insurance remains committed to transforming the insurance landscape by embedding insurance solutions and refining its technological capabilities. Introduction and Background: Alex Timm, an actuary by training, co-founded Root Insurance on March 14, 2015. His background in the insurance industry is deeply rooted, with his father being an insurance entrepreneur. Timm's passion for math and his experience in corporate strategy at a large insurance carrier led him to identify gaps in customer expectations and technological advancements within the industry. Vision and Innovation: Root Insurance was founded to address the lack of customer-centric experiences in the insurance industry. Timm was driven by the advent of big data and machine learning, aiming to leverage these technologies to match price to risk more effectively . The company has developed a seamless customer experience by embedding insurance directly into the vehicle purchase process, exemplified by their partnership with Carvana. Technological Advancements: Root Insurance controls its technology stack, allowing for seamless integration and a three-click purchase experience. This technological control is a significant advantage, enabling the company to refine pricing models and algorithms continuously. The use of telematics and other data sources is central to Root's strategy, but the company also emphasizes that telematics is just one aspect of their broader technological and pricing strategy. Challenges and Industry Insights: Timm acknowledges the challenges of underwriting profitably and the need for innovation in the insurance industry. He emphasizes the importance of diversity in thought and background to drive innovation. The interview touches on the broader industry context, including the challenges of going public and the need for continuous investment in technology to deploy advanced algorithms. Conclusion: Alex Timm's leadership at Root Insurance is characterized by a commitment to innovation, customer experience, and leveraging technology to transform the insurance industry. The company continues to evolve, focusing on embedding insurance solutions and refining their technological capabilities. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Cameron Kerry, Distinguished Visiting Fellow at the Brookings Institution and former Acting US Secretary of Commerce, joins Kevin Werbach to explore the evolving landscape of AI governance, privacy, and global coordination. Kerry emphasizes the need for agile and networked approaches to AI regulation that reflect the technology's decentralized nature. He argues that effective oversight must be flexible enough to adapt to rapid innovation while grounded in clear baselines that can help organizations and governments learn together. Kerry revisits his long-standing push for comprehensive U.S. privacy legislation, lamenting the near-passage of the 2022 federal privacy bill that was derailed by partisan roadblocks. Despite setbacks, he remains hopeful that bottom-up experimentation and shared best practices can guide responsible AI use, even without sweeping laws. Cameron F. Kerry is the Ann R. and Andrew H. Tisch Distinguished Visiting Fellow in Governance Studies at the Brookings Institution and a global thought leader on privacy, technology, and AI governance. He served as General Counsel and Acting Secretary of the U.S. Department of Commerce, where he led work on privacy frameworks and digital policy. A senior advisor to the Aspen Institute and board member of several policy initiatives, Kerry focuses on building transatlantic and global approaches to digital governance that balance innovation with accountability. Transcript What to Make of the Trump Administration's AI Action Plan (Brookings, July 31, 2025) Network Architecture for Global AI Policy (Brookings, February 10, 2025) How Privacy Legislation Can Help Address AI (Brookings, July 7, 2023)

In this week's episode of The Learning Curve, co-hosts U-Arkansas Prof. Albert Cheng and Center for Public Schools' Alisha Searcy interview Jack Johnson Pannell, founder and head of Trinity Arch Preparatory School for Boys in Phoenix. Mr. Pannell discusses his career as an educational leader, including founding a nationally recognized charter school in Baltimore, and shares how his background in the liberal arts and law has informed his approach to schooling. He explores the enduring value of a liberal arts education, American studies, and legal reasoning in cultivating civic-minded, intellectually engaged students. Pannell also addresses the impact of educational fads like school-to-work programs, social-emotional learning, and 21st-century skills on academic achievement, noting the importance of grounding boys in rigorous, time-tested curricula. Drawing on his experience moderating the Teen Socrates program at the Aspen Institute, he shares strategies for engaging teen boys in meaningful academic and philosophical discussions. Finally, Pannell explains how Trinity Arch Prep uses choice options available in AZ to impart Christian faith and strong academics to develop young men of character, intellect, and civic purpose.

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We say friends are what make life worth living. But if that's true, why are so many of us struggling to find and keep them these days? And what can we do to cultivate better friendships?Join us as we talk to psychiatrist  Robert Waldinger about the importance of friendship to our health and happiness, and to philosopher Samuel Kimbriel about the keys to forming meaningful friendships and the helpful advice spiritual traditions offer. Along the way, we'll also ask what it means to be a good friend… and what that means for society as a whole. Robert Waldinger is Director of the Harvard Study of Adult Development and co-author, with Marc Schulz, of The Good Life: Lessons from the World's Longest Scientific Study of Happiness. Learn more about his work at his website, and about his practice as a Zen priest with the Henry David Thoreau Sangha here. Samuel Kimbriel is Founding Director of the Aspen Institute's Philosophy & Society Initiative and author of the book Friendship as Sacred Knowing: Overcoming Isolation. He is also Editor-at-Large at Wisdom of Crowds. 

In this episode of the Charity Charge Show, we speak with Cordell Carter, executive director of the Project on Belonging and founding director of the Festival of the Diaspora at the Aspen Institute.Cordell's career has spanned philanthropy, policy, leadership development, and international convenings. At the core of his work is one mission: connecting people across cultures, sectors, and geographies to spark collaboration and impact.From his leadership of Aspen's Project on Belonging to the Festival of the Diaspora's global gatherings, Cordell champions cross-cultural connection and mentorship. In this conversation, he offers candid insights on the future of philanthropy, the urgent need for efficiency in nonprofits, and how humility in leadership can transform organizations.He also unpacks why mergers may be the survival strategy nonprofits need, why funders should be bolder with long-term bets, and why partnerships with local governments often unlock new levels of sustainability.Highlights from the ConversationPhilanthropy should be more risk-taking. Foundations are too often risk-averse, forgetting that their role is catalytic, not conservative.Not every nonprofit needs to exist. Duplication drains resources. Funders can and should incentivize mergers and collaborations.Efficiency is survival. Leaders must be willing to cut, restructure, and refocus to protect the mission.Partnerships matter. Local government and community foundations are critical allies for long-term sustainability.Leadership is about humility. Creating upwardly mobile experiences for staff, retaining talent, and being willing to admit mistakes are all essential.Global belonging. The Festival of the Diaspora creates spaces for cross-cultural collaboration, highlighting innovation from often-overlooked leaders.About Charity Charge:Charity Charge is a financial technology company serving the nonprofit sector. From the Charity Charge Nonprofit Credit Card to bookkeeping, gift card disbursements, and state compliance, we help mission-driven organizations streamline operations and stay financially strong. Learn more at charitycharge.com.

Grownups, we've partnered with our friends at Aspen Institute, Geocaching, and Nature Conservancy to encourage the Wowzers in your life to learn how to better take care of our planet by exploring places that WOW! Visit tinkercast.com/planetwow to learn more about our trailblazing, audio-filled, adventure-packed GeoTour to uncover geocaches filled with trackable Planet Wow! trading cards and more WOW surprises! And don't forget to call us at 1-888-7WOW-WOW to share the places on our planet that make you say "WOW!"See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Nini Berndt is a graduate of the University of Florida's MFA program in Fiction. Her first novel is There Are Reasons for This. She teaches writing at Lighthouse Writers Workshop in Denver, where she lives with her wife and son. Evanthia Bromiley is a graduate of the Warren Wilson MFA Program for Writers and the recipient of scholarships from the Aspen Institute, a Lighthouse Fellowship, a Lisel Mueller scholarship, and Elizabeth George and Carol Houck-Smith awards. She is the 2025 Grace Paley Fellow for Under the Volcano international residency in Tepoztlán, Mexico. Her short fiction and creative nonfiction can be found in AGNI, Prairie Schooner, Five Points, and elsewhere. Crown is her debut novel. Learn more about your ad choices. Visit megaphone.fm/adchoices

The promise of the American Dream—work hard, play by the rules, and you'll get ahead—is unraveling before our eyes. In this Back-to-Basics episode, Christian H. Cooper and law professor Khiara Bridges join Nick and Goldy to posit whether economic mobility has ever truly existed, or if the system was rigged from the start. As wages stagnate, homeownership drifts out of reach, and inequality worsens, their conversation exposes how the American Dream has always been selectively granted and systematically denied. Amid today's debates over “competitiveness” and “opportunity,” this episode is a reminder: the American Dream didn't disappear by accident—it's been taken. Understanding how is the first step toward winning it back. Christian Cooper is a derivatives trader, quantitative finance author, and commentator based in New York City. He directs Banking for a New Beginning, a collaboration between the Aspen Institute and the U.S. Department of State that connects central banks in emerging markets—such as Turkey, Tunisia, and Pakistan—with best practices to strengthen their financial systems Khiara M. Bridges is an anthropologist and professor of law at UC Berkeley School of Law, specializing in race, class, reproductive rights, and constitutional law. She is the author of The Poverty of Privacy Rights.  Social Media: @christiancooper Further reading:  The Poverty of Privacy Rights Website: http://pitchforkeconomics.com Instagram: @pitchforkeconomics Threads: pitchforkeconomics Bluesky: @pitchforkeconomics.bsky.social TikTok: @pitchfork_econ Twitter: @PitchforkEcon, @NickHanauer, @civicaction YouTube: @pitchforkeconomics LinkedIn: Pitchfork Economics Substack: ⁠The Pitch⁠

From May 6, 2017: Three months into the Trump presidency, where does the relationship between the president and the intelligence community stand? Donald Trump is no longer quite so regularly combative in his tweets and public comments about the various intelligence agencies, but the White House-intelligence community relationship is still far from normal under this very unusual presidency. Here to ponder the question are former NSA and CIA director General Michael Hayden, former acting and deputy director of CIA John McLaughlin, and former deputy national security advisor for combating terrorism Juan Zarate, who spoke with the Washington Post's David Ignatius in a recent event at the Aspen Institute. To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

Pentagon Press Secretary Kingsley Wilson discusses the recent decision by the Department of Defense to prioritize war fighting over attending conferences like the Aspen Institute. Kingsley emphasizes the importance of focusing on the mission at hand, putting American interests first, and the significant changes underway at the Pentagon under Secretary Pete Hegseth. Former U.S. attorney Bud Cummins joins to discuss the significant developments surrounding the FBI's grand conspiracy investigation into the alleged weaponization of federal agencies. Cummins discusses the implications of classified documents related to politically motivated targeting and the pursuit of integrity within the justice system. Finally, Seamus Bruner breaks down the mortgage fraud allegations made against Senator Adam Schiff, double-dipping on primary residences and the far-reaching implications of these claims. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.