Podcasts about morgenson

Host Marcia Franklin talks with Pulitzer Prize-winning journalist Gretchen Morgenson, then a financial editor and columnist at the New York Times who covered the country's financial crisis since its inception. They discuss the federal government's push to increase home ownership, which Morgenson sees as the underpinning of the financial collapse. The two also talk about various taxpayer-funded bailouts of companies such as AIG, and whether Morgenson sees any light at the end of the tunnel for the slumping economy. Before moving to The Wall Street Journal in November 2017, Morgenson was assistant business and financial editor at the New York Times since May 1998. Prior to that she was assistant managing editor at Forbes magazine. She was also the press secretary for the Forbes for President campaign. In 2002, she won a Pulitzer Prize for her coverage of Wall Street. Don't forget to subscribe to the podcast and visit the Dialogue website for more conversations that matter!  Originally Aired: 09/10/2009 The interview is part of Dialogue's series, “Conversations from the Sun Valley Writers' Conference,” and was taped at the 2009 conference. Since 1995, the conference has been bringing together some of the world's most well-known and illuminating authors to discuss literature and life.

Eric Morgenson is the Vice President of Business Development at Angel Oak. For the past 30 years he's built a successful career in real estate, sub-prime and non-QM alternative mortgage solutions. He's one of the top producers of non-QM loans in the country.   During episode #118 of the Million Dollar Mortgage Experience, Jon and Eric discuss:  How to close more loans with non-QM programs  Why non-QM is in demand in today's market  Details on the different non-QM programs like bank statement 2nd and DSCR  Borrower personas for each type of non-QM program and where to find these clients  Missed opportunities in the mortgage industry  Ideas to find new business and build relationships  Technology and how it will affect mortgage jobs  Manifestation  Habits that contribute to success and happiness  Advice for mortgage brokers   Learn about FundLoans mortgage programs: FundLoans.com/loan-products    Price a loan: fundloans.com/quick-pricer2   Talk with an Account Executive: fundloans.com/our-team

This might be described as a post-2023 election venting session with host Ruth Newman and her occasional co-hosts Victoria Strange and Melissa Morgenson. In it, they call out disturbing national and global trends that they see as empowering and aligning Christian and Muslim fundamentalists with powerful corporate interests which, if left unchecked, will inevitably lead to authoritarianism and fascism. Victoria ticks off 14 characteristics of fascism, developed by political scientist and author Dr. Lawrence Britt, that she fears have taken hold in this country, especially within today's Republican Party.

Pulitzer Prize-winning journalist Gretchen Morgensen, co-author of 'These Are the Plunderers: How Private Equity Runs—and Wrecks—America,' discusses the wide-ranging impacts that private equity firms are having in America, running a large percentage of nursing homes of private equity and hospital emergency departments, media companies and much more. She notes that leveraging companies in order to purchase them and re-sell them at a profit is detrimental to the business, while enriching the wheeler-dealers, leaving a 'circle of pain' after private equity takeovers. Also on the show, Laura Geritz of Rondure Global Advisors says that the entire world is dealing with the inflation problem, but that it impacts smaller companies less, meaning there are good buys among small firms around the globe. She notes that she particularly likes the Mexico market now, dislikes Korea and is working through the complexities of China. Plus, David Trainer of New Constructs revisits an old Danger Zone pick -- a zombie stock that he says is headed to zero -- after a recent earnings surprise made the market consider whether the troubled company remains viable.

July 21, 1996, a NPS Backcountry ranger with 28 years of experience sets off from his remote outpost, on a multi-day hike in the Kings Canyon National Park wilderness.  When he fails to radio in, a massive search kicks off.  Five years later, a gruesome discovery is made.  Join us this week as we investigate the disappearance of Randy Morgenson.   Note on this episode: We recorded this episode in our new, unfinished studio space, so the audio quality might not sound as good as it normally does.  We are working to resolve this issue.   New Patreon Shoutouts: Rylin Jensen, Colleen Elliott, Leila Parker, Karina Bracken.   Want to help the show out and get even more Locations Unknown content!  For as little as $5 a month, you can become a Patron of Locations Unknown and get access to our episodes two days before release, special Patreon only episode (Currently a backlog of 31 additional episodes), free swag, swag contests, your picture on our supporter wall of fame, our Patreon only Discord Server, and discounts to our Locations Unknown Store!  Become a Patron of the Locations Unknown Podcast by visiting our Patreon page.  (https://www.patreon.com/locationsunknown)   Want to call into the show and leave us a message?  Now you can!  Call 208-391-6913 and leave Locations Unknown a voice message and we may air it on a future message!   View live recordings of the show on our YouTube channel: Locations Unknown - YouTube   Want to advertise on the podcast?  Visit the following link to learn more.  Advertise on Locations Unknown   Learn about other unsolved missing persons cases in America's wilderness at Locations Unknown.   Follow us on Facebook & Instagram.  Also check us out on two new platforms - Pocketnet & Rumble.   You can view sources for this episode and all our previous episodes at: Sources — Locations Unknown

In 1996 Backcountry Ranger, Randy Morgenson would pack a bag and head out on patrol. Shock would reverberate through the King Canyon National Park when, one day later,  Randy would go radio silent  our links: https://www.instagram.com/lostinthewoodspodcast/ https://www.patreon.com/lostinthewoodspodcast https://my-store-11745950.creator-spring.com/ https://linktr.ee/ buy us coffee https://venmo.com/code?user_id=2323643837186048330&created=1633816408.531276&printed=1 http://paypal.me/lostinthewoodspod our sources: https://www.strangeoutdoors.com/mysterious-stories-blog/randy-morgenson https://www.backpacker.com/stories/climbing-mt-morgenson-ranger-randy-morgenson-disappearance/ https://www.nationalparkstraveler.org/2009/03/where-world-paul-fugate https://disappearedblog.com/randy-morgenson/ https://www.outsideonline.com/adventure-travel/destinations/north-america/ranger-who-never-returned/ The Last Season by Eric Blehm 

Vice President Of Business Development at Angel Oak Mortgage Solutions Eric Morgenson is on The Loan Officer Wealth Podcast this week! During this exciting conversation, you will learn more about “Non-Agency” Loans and about the tax code! During this incredibly valuable conversation, you will learn:

Backcountry ranger Randy Morgenson was the go to person if someone was lost or missing in Sequoia Kings Canyon National Park, until the day he vanishes. Colleagues search for him in dangerous terrain uncovering unsettling secrets. What happened to Randy? LOOKING FOR MORE PATRICK AND ELLYN? JOIN OUR PATREON! At the $5 level you get 3 FULL BONUS EPISODES PER MONTH! Right now there are over 25 full bonus episode to download and binge right this second! Including our coverage of "See No Evil", "Evil Lives Here", "Snapped", "Who the Bleep Did I Marry" and more!! CLICK HERE TO JOIN!

Gretchen Morgenson is the senior financial reporter in the Investigations unit at NBC News, a position she assumed in December 2019.Previously, Ms. Morgenson spent two years as an investigative reporter at The Wall Street Journal and almost 20 years as assistant business and financial editor and columnist at The New York Times. She won the Pulitzer Prize in 2002 for her “trenchant and incisive” coverage of Wall Street in The Times.Ms. Morgenson began her career in 1976 upon graduation from St. Olaf College in Northfield, Minnesota. She joined Vogue Magazine as an editorial assistant and began writing the personal finance column for the magazine several years later. In 1981 she became a stockbroker at Dean Witter, a job she held for three years. Ms. Morgenson joined Money Magazine as a staff writer in 1984 and moved to Forbes in 1986. She was named assistant managing editor at the magazine in September 1997.Ms. Morgenson is co-author, with Joshua Rosner, of Reckless Endangerment, a New York Times bestseller about the origins of the 2008 financial crisis published in May 2011 by Times Books. Ms. Morgenson has won two Gerald Loeb Awards, one in 2009 for her coverage of Wall Street and another in 2002 for excellence in financial commentary. Ms. Morgenson has also served on two Pulitzer Prize juries, evaluating investigative reporting entries in 2009 and 2010. Ms. Morgenson and her husband live in New York City and have a son.

In this episode a featured guest comes on the show to talk about the disappearance of a Park Ranger, Randy Morgenson, in the Sequioa and Kings Canyon National Park.Works CitedDisappeared Blog. (2021, January 22). Randy Morgenson. Retrieved from Disappeared Blog: https://disappearedblog.com/randy-morgenson/Strange Outdoors. (2018, January 7). The disturbing disappearance and death of Ranger Randy Morgenson in Sequoia and Kings Canyon National Parks. Retrieved from Strange Outdoors: https://www.strangeoutdoors.com/mysterious-stories-blog/randy-morgenson

Host Marcia Franklin talks with Pulitzer Prize-winning journalist Gretchen Morgenson, then a financial editor and columnist at the New York Times who covered the country's financial crisis since its inception. They discuss the federal government's push to increase home ownership, which Morgenson sees as the underpinning of the financial collapse. The two also talk about various taxpayer-funded bailouts of companies such as AIG, and whether Morgenson sees any light at the end of the tunnel for the slumping economy. Before moving to The Wall Street Journal in November 2017, Morgenson was assistant business and financial editor at the New York Times since May 1998. Prior to that she was assistant managing editor at Forbes magazine. She was also the press secretary for the Forbes for President campaign. In 2002, she won a Pulitzer Prize for her coverage of Wall Street. Don’t forget to subscribe to the podcast and visit the Dialogue website for more conversations that matter!  Originally Aired: 09/10/2009 The interview is part of Dialogue’s series, "Conversations from the Sun Valley Writers' Conference," and was taped at the 2009 conference. Since 1995, the conference has been bringing together some of the world’s most well-known and illuminating authors to discuss literature and life.

Mike Faraci and Erik Morgenson, Business Development at Angel Oak Mortgage Solutions discuss how Angel Oak can help meet your Non-QM or "Non-Agency" Needs.

This podcast describes an 8-week joint class project between Nebraska Writing Project teacher-leader Cara Morgenson’s Thematic Issues course for level three English Language Learners at Lincoln High School, Dr. Robert Brooke’s college junior Uses of Literacy students, and Homestead National Monument of America. The project focused on immigration issues in Lincoln, Nebraska, grounded in the historical study of the Homestead Act as a “first wave” of immigration in Nebraska, Morgenson’s students’ first-person accounts of recent immigration to Lincoln, and cooperative work with four local agencies providing support for refugees: Center for People in Need, El Centro de las Americas, Asian Community and Cultural Center, and the Yazidi Cultural Center. The project is an example of the place-conscious educational principle of “spiraling out” from local to regional/national/international issues. Guests Dr. Robert Brooke, Director, Nebraska Writing Project Cara Morgenson, Doctoral Candidate, University of Nebraska-Lincoln Department of Teaching, Learning, and Teacher Education; former Lincoln North Star High School English Language Learners Teacher

A 2015 New York Times article by Gretchen Morgenson, entitled “Ways to Put the Boss’s Skin In the Game”, dealt with a long-standing question about how to make senior executives more responsible for corporate malfeasance? Her article had direct application to compliance programs and compensation for senior management tied to compliance. Morgenson said the issue was “Whenever a big corporation settles an enforcement matter with prosecutors, penalties levied in the case - and they can be enormous - are usually paid by the company’s shareholders. Yet the people who actually did the deeds or oversaw the operations rarely so much as open their wallets.” She went on to explain the economic phenomenon of “perverse incentives” wherein executives are encouraged to take excessive risk because they can profit so much from them, all the while knowing they probably won’t have to pay any fines or face other costly consequences of their actions. To help remedy this situation, the idea has come to the fore about senior managers putting some “skin in the game. Three key takeaways: Perverse incentives are named that for a reason; they really are bad. How can you create positive incentives in your organization? There is a business response to the legal issue. Employ it.  

In what we are jokingly calling an emergency pod, we discuss the just released article Teachers Pay High Fees for Retirement Funds. Unions Are Partly to Blame. by Anne Tergensen and Gretchen Morgenson of The Wall Street Journal. This is the union-focused 403(b) article we have been long hoping for.  Teachers Pay High Fees for Retirement Funds. Unions Are Partly to Blame. Meridian Wealth Management 403bwise.org

Today on Money Matters with Dino, Eric Morgenson from Angel Oak Mortgage Solutions talks with Dino Non-qualified mortgages. What is a non-qualified loan? Well simply, when the borrower's debt to income ratio exceeds more than 35%.   For more information:  Call Dino at 949-720-1616 or send an email at dino@cacoastalloans.com Here are just a few things you will learn: If a loan is not done properly meaning the consumer does not have the income to repay loan, then the lender can be sued for the full amount of the loan, so lenders must be careful. Taxes are not a good indicator of income.  A better indicator than taxes of someone’s income is bank statements and deposits.  Add up 12 months of deposits minus the client expenses and divide by 12, that’s the income.  These are not the same loans that caused the last recession, because there is no sub-prime credit.  The loans are private money and interest rates are based on the risk to the lender.  The more the borrower puts down and the better their credit score, the lower the rate.  When considering Alternative Loans look at the dollar cost average over the life of the loan. What happens when there’s a bankruptcy?  It can be as soon as 2 years out of a bankruptcy.  There are even programs for foreign investors wanting to buy property. For more information:  Call Dino at 949-720-1616 or send an email at dino@cacoastalloans.com

Where has the time gone? It was ten years ago this week that the U.S. financial system was brought to its knees. To help us retrace the events of that period, we’re joined today by Gretchen Morgenson, investigative reporter at the Wall Street Journal. As the financial crisis was unfolding, Morgenson was working for the New York Times, and subsequently co-authored Reckless Endangerment: How Outsized Ambition, Greed, and Corruption Led to Economic Armageddon. There’s no one more qualified to walk us down memory lane and remind us of just how bad things actually were. In case you’ve forgotten, consider this timeline: 9/15/2008: Lehman Brothers files for Chapter 11 bankruptcy protection. On the same day, Bank of America announced its intent to purchase Merrill Lynch for $50 billion.9/16/2008: The Federal Reserve Board authorized the Federal Reserve Bank of New York to lend up to $85 billion to AIG under Section 13(3) of the Federal Reserve Act.9/16/2008: The net asset value of shares in the Reserve Primary Money Fund fell below $1 per share, primarily due to losses on Lehman Brothers commercial paper and medium-term notes. When the Reserve fund “broke the buck,” it caused panic among investors who considered money market accounts nearly the equivalent of bank savings accounts.9/19/2008: To guard against a run on money market funds, the Treasury Department announced that it would insure up to $50 billion in money-market fund investments at companies that paid a fee to participate in the program. The year long initiative guaranteed that the funds' values would not fall below the $1 a share.9/20/2008: The Treasury Department submitted draft legislation to Congress for authority to purchase troubled assets (the first version of TARP).9/21/2008: The Federal Reserve Board approved applications of investment banking companies Goldman Sachs and Morgan Stanley to become bank holding companies.All this in just one week!! An incredible moment in the history of this country, and it was only ten years ago. If you have a money question, just email me! “Better Off” is sponsored by Betterment. "Better Off" theme music is by Joel Goodman, www.joelgoodman.com. Connect with me at these places for all my content: http://www.jillonmoney.com/  https://twitter.com/jillonmoney  https://www.facebook.com/JillonMoney  https://www.instagram.com/jillonmoney/  https://www.youtube.com/c/JillSchlesinger  https://www.linkedin.com/in/jillonmoney/  http://www.stitcher.com/podcast/jill-on-money  https://apple.co/2pmVi50

Gretchen Morgenson graduated in 1976 from St. Olaf College in Northfield, Minnesota with a B.A. degree in English and History. She went to work as an assistant editor with Vogue magazine, eventually becoming a writer and financial columnist. In 1981 she co-authored the book The Woman's Guide to the Stock Market and that same year joined the Wall Street stockbrokerage, Dean Witter Reynolds where she remained until January 1984. She returned to writing on financial matters at Money magazine and in late 1986 accepted an offer from Forbes magazine to work as an editor and an investigative business writer. In mid-1993, she left Forbes magazine to become the executive editor at Worth magazine but in September 1995 took on the job of press secretary for the Presidential election campaign of Steve Forbes following which she was appointed assistant managing editor at Forbes magazine In May 1998 Gretchen Morgenson became the assistant business and financial editor at The New York Times. She has written about the conflicts of interests between financial analysts and their employers who generate income money from the companies that the analysts assess. Beginning in 2005, Morgenson has been focusing on executive compensation packages being paid by American companies that she asserts have reached levels far in excess of what can be justified to shareholders. In 2006, Morgenson broke a story about a Wall Street analyst (Matthew Murray) who was fired shortly after he reported emails to Congress concerning potential violations of SEC regulation AC by the investment bank (Rodman & Renshaw) that he worked for at the time. The emails allegedly documented that the investment bank wouldn't let the analyst lower his rating, or have his name removed from coverage, of an investment banking client. A subsequent article by Morgenson highlighted a letter she obtained from the Senate Finance Committee in which Senator Grassley stated that the investment bank's Chairman (General Wesley Clark) had acknowledged to his staff that the analyst had been fired from the investment bank as a result of reporting the emails to Congress.[5] In 2009, The Nation called Morgenson "The Most Important Financial Journalist of Her Generation".In 2002 she won the Pulitzer Prize for her "trenchant and incisive" coverage of Wall Street. She has appeared on Bill Moyers Journal and Charlie Rose. In November 2017 Gretchen joined the Wall Street Journal as a senior special writer working closely with reporters on issues regarding on money, investing and other financial issues.

Gretchen Morgenson, an assistant business and financial editor and a columnist at The New York Times, has covered the world financial markets for The Times since May 1998. She won a Pulitzer Prize in 2002 for her “trenchant and incisive” coverage of Wall Street. Ms. Morgenson is a financial journalist with Wall Street experience.  Her stint as a stockbroker at Dean Witter Reynolds in New York in the early 1980s gives her stories a depth of knowledge and skepticism uncommon to financial reporting. Upon graduation from Saint Olaf College in Northfield, Minn., in 1976, Ms. Morgenson began her career as an editorial assistant at Vogue magazine. After spending two and a half years on Wall Street, she covered the financial world during stints at Money magazine, Worth magazine and Forbes Magazine. Ms. Morgenson is the author, with Joshua Rosner, of “Reckless Endangerment,” a New York Times best seller about the origins of the 2008 financial crisis published in May 2011 by Times Books. She is also the author of “Forbes Great Minds of Business,” a book of five interviews with business leaders published in 1997 by John Wiley & Sons. She is the author, with Campbell R. Harvey, of “The New York Times Dictionary of Money and Investing” (2002). In 2009, Ms. Morgenson won a Gerald Loeb Award in the “Beat Writing” category in her coverage of Wall Street. This followed her Gerald Loeb Award for excellence in financial commentary in 2002 and the American University School of Communication's Annual Journalism Award for excellence in personal finance reporting in 2000. Ms. Morgenson has also served on two Pulitzer Prize juries, evaluating investigative reporting entries in 2009 and 2010. To find out more about Gretchen, please visit www.nytimes.com/by/gretchen-morgenson.

This much we know: The Equifax data breach is bad. How can the credit bureaus, who have been described as the “plumbing” of our financial system, show so little regard for the people whose data they collect? New York Times columnist Gretchen Morgenson says it’s simple: We are not their customers, we are their product. Morgenson writes the Fair Game column. Her most recent book is Reckless Endangerment: How Outsized Ambition, Greed, and Corruption Led to Economic Armageddon.  In the Spiel, the Jimmy Kimmel test.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This much we know: The Equifax data breach is bad. How can the credit bureaus, who have been described as the “plumbing” of our financial system, show so little regard for the people whose data they collect? New York Times columnist Gretchen Morgenson says it’s simple: We are not their customers, we are their product. Morgenson writes the Fair Game column. Her most recent book is Reckless Endangerment: How Outsized Ambition, Greed, and Corruption Led to Economic Armageddon.  In the Spiel, the Jimmy Kimmel test.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today I want to focus on incentives, looking at senior management and compensation. I thought about this inter-connectedness of compensation in a compliance program, focusing up the corporate ladder when I read a recent article in the New York Times (NYT) by Gretchen Morgenson, in her Fair Game column, entitled “Ways to Put the Boss’s Skin In the Game”. Her piece dealt with a long-standing question about how to make senior executives more responsible for corporate malfeasance? Her article had some direct application to anti-corruption compliance programs such as those based on the US Foreign Corrupt Practices Act (FCPA) or UK Bribery Act. Morgenson said the issue was “Whenever a big corporation settles an enforcement matter with prosecutors, penalties levied in the case – and they can be enormous – are usually paid by the company’s shareholders. Yet the people who actually did the deeds or oversaw the operations rarely so much as open their wallets.”  She went on to explain that it is an economic phenomenon called “perverse incentive” which is one where “corporate executives are encouraged to take outsized risks because they can earn princely amounts from their actions. At the same time, they know that they rarely have to pay any fines or face other costly consequences from their actions.” To help remedy this situation, the idea has come to the fore about senior managers putting some ‘skin in the game’. Her article discussed three different sources for this initiative.  The first was a proxy proposal in front of Citigroup shareholders which “would require that top executives at the company contribute a substantial portion of their compensation each year to a pool of money that would be available to pay penalties if legal violations were uncovered at the bank.” Further, “To ensure that the money would be available for a long enough period – investigations into wrongdoing take years to develop  -  the proposal would require that the executives keep their pay in the pool for 10 years.”  The second came from William Dudley, the President of the Federal Reserve Bank of New York, who made a similar suggestion. His proscription involved a performance bond for the actions of bank executives. Morgenson quoted Dudley from his speech, “In the case of a large fine, the senior management and material risk takes would forfeit their performance bond. Not only would this deferred debt compensation discipline individual behavior and decision-making, but it would provide strong incentives for individuals to flag issues when problems develop.”  Morgenson reported on a third approach which was delineated in an article in the Michigan State Journal of Business and Securities Law by Greg Zipes, “a trial lawyer for the Office of the United States Trustee, the nation’s watchdog over the bankruptcy system, who also teaches at the New York University School for Professional Studies.” The article is entitled, “Ties that Bind: Codes of Conduct That Require Automatic Reductions to the Pay of Directors, Officers and Their Advisors for Failures of Corporate Governance”. Zipes proposal is to create a “contract to be signed by a company’s top executives that could be enforced after a significant corporate governance failure. Executives would agree to pay back 25 percent of their gross compensation for the three years before the beginning of improprieties. The agreement would be in effect whether or not the executives knew about the misdeeds inside their company.”  As you might guess, corporate leaders are somewhat less than thrilled at the prospect of being held accountable. Zipes was cited for the following, “Corporate executives are unlikely to sign such codes of conduct of their own volition.” Indeed Citibank went so far as to petition the Securities and Exchange Commission (SEC) “for permission to exclude the policy from its 2015 shareholder proxy.” But the SEC declined to do and at least Citibank shareholders will have the chance to vote on the proposal.   In the compliance context, these types of proposals are exactly the type of response that a company or its Board of Directors should want to put in place. Moreover, they all have the benefit of a business solution to a legal problem. In an interview for her piece, Morgenson quoted Zipes as noting, “This idea doesn’t require regulation and its doesn’t require new laws. Executives can sign the binding code of conduct or not, but the idea is that the marketplace would reward those who do.” For those who might argue that senior executives can not or should not be responsible for the nefarious actions of other; they readily take credit for “positive corporate activities in which they had little role or knew nothing about.” Moreover, under Sarbanes-Oxley (SOX), corporate executives must make certain certifications about financial statement and reporting so there is currently some obligations along these lines.  Finally, perhaps shareholders will simply become tired of senior executives claiming they could not know what was happening in their businesses; have their fill of hearing about some rogue employee(s) who went off the rails by engaging in bribery and corruption to obtain or retain business; and not accept that leaders should not be held responsible.  Three Key Takeaways Perverse incentives are named that for a reason, they really are bad. How can you create positive incentives in your organization? There is a business response to the legal issue. Employ it.  This month’s series is sponsored by Advanced Compliance Solutions and its new service offering the “Compliance Alliance” which is a three-step program that will provide you and your team a background into compliance and the FCPA so you can consider how your product or service fits into the needs of a compliance officer. It includes a FCPA and compliance boot camp, sponsorship of a one-month podcast series, and in-person training. Each section builds on the other and provides your customer service and sales teams with the knowledge they need to have intelligent conversations with compliance officers and decision makers. When the program is complete, your teams will be armed with the knowledge they need to sell and service every new client. Interested parties should contact Tom Fox. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gretchen Morgenson, a business columnist for the New York Times, discusses her new book "Reckless Endangerment: How Outsized Ambition, Greed, and Corruption Led to Economic Armageddon." To learn more about Ms. Morgenson, visit http://nyti.ms/nwMU6x.

Eighteen months after the economic meltdown, and following successful drives for stimulus and health reform legislation, why has Washington been unable to deliver serious financial reform and rein in Wall Street?  Bill Moyers speaks with financial journalist Gretchen Morgenson for a candid look at the obstacles facing substantive reform of the financial system and what Washington's proposed legislation would – and wouldn't – accomplish. Morgenson, a winner of the Pulitzer Prize, writes the Market Watch column for The New York Times. Also on the program, Bill Moyers takes a closer look at the newly signed health bill and explores why some say that reform is not yet done with The Nation Washington correspondent John Nichols and National Organization for Women president Terry O'Neill.