Million Dollar Mortgage Experience

Ubaldo V. Leon III, known as "Skooter," is a Branch Manager at CrossCountry Mortgage. He is a Top 1% Mortgage Professional in the Nation, recognized for delivering superior mortgage solutions. In episode #128 of the Million Dollar Mortgage Experience, Jon and Skooter discuss Skooter's start in the industry, working with realtors on Selling Sunset and Million Dollar Listing, how to earn a reputation as a trusted advisor, benefits of non-QM loans, closing a $7.5M loan with FundLoans, his biggest challenge (hint: educating), maintaining a good work-life balance, world travel, and raising kids. Connect with Skooter on Instagram @skooterleon.Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Thuan Nguyen is the CEO of Loan Factory, one of the fastest growing mortgage brokerages in the country with over 1,100 loan officers. He closed 11,000 loans in 2020 and 2021 by prioritizing service and efficiency. In episode #127 of the Million Dollar Mortgage Experience, Jon and Thuan discuss moving to the US without knowing any English and eventually starting a business, Loan Factory's business model, adapting to the market downturn by shifting focus from refinances to purchases, strategies for maximizing loan production and navigating market changes, and non-QM loans. Connect with Thuan by searching for “Loan Factory” online. Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

LaDonna is the CEO of Maximum Acceleration, the premier provider of mortgage education where originators go to put their career in high gear. Maximum Acceleration is a cutting-edge NMLS-approved provider of mortgage continuing education. Their mission is to provide the highest quality education at the most affordable prices. In episode #126 of the Million Dollar Mortgage Experience, Jon and LaDonna discuss how LaDonna found her way to leading a continued education company, topics and takeaways from Maximum Acceleration courses, how brokers can excel in today's market, non-QM loans, and meditation & wellness. Connect with Ladonna on maxclass.com or instagram.com/maximumacceleration/ Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Alejandro Szita has been involved with real estate and loans since 2006. He specializes in serving artists and entrepreneurs as he expertly maneuvers the ins and outs of mortgages for self-employed borrowers. In episode #125 of the Million Dollar Mortgage Experience, Jon and Alejandro discuss working with self-employed clients, how P&L loans can be a game changer, why Alejandro chooses FundLoans for non-QM, DSCR for business owners and investors, asset-based loans, working with artists, and how brokers can excel in today's market. Connect with Alejandro on LinkedIn (linkedin.com/in/alejandroszita) or his website prosperity-lending.com Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Alex Sonkin is the Founder of Virtual Family Office Hub as well as The Due Diligence Project, which is a revolutionary platform and a community of elite CPA firms, law firms, family offices, and best-in-class specialty firms. In episode #124 of the Million Dollar Mortgage Experience, Jon and Alex discuss his companies - Virtual Family Office Hub and the Due Diligence Project, how these companies connect CPAs to Fortune 500 companies and successful people to help solve their complex tax issues, common misconceptions about taxes, how Alex's wife founded GoMacro, and a failure that ended in a positive outcome (hint: building a city in Panama). Connect with Alex at LinkedIn (linkedin.com/in/alexsonkin) or his websites DueDiligenceProject.com or VFOHub.com Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Bryce and Brant Aberg are Vice Chairmen at Cushman & Wakefield. Brant oversees institutional leasing throughout San Diego county for over 20 million square feet and Bryce co-leads the west coast capital markets for Cushman & Wakefield.  In episode #123 of the Million Dollar Mortgage Experience, Jon, Bryce, and Brant discuss their career paths getting started at Cushman & Wakefield, tips on negotiation and sales, how to build client relationships, the state of commercial real estate in San Diego, and the future of the economy and real estate. Connect with Brant and Bryce at cushmanwakefield.com  Learn about FundLoans mortgage programs: FundLoans.com/loan-products   Price a loan: fundloans.com/quick-pricer2  Talk with an Account Executive: fundloans.com/our-team 

Eric and Anthony Karnezis are entrepreneurs, thrill-seekers, and philanthropists. Eric shares his life experiences through memoirs and podcasts, hoping to inspire others to persevere through challenges and find their purpose. In episode #122 of the Million Dollar Mortgage Experience, Jon, Eric, and Anthony discuss growing up with parents who were arrested for selling drugs, getting arrested for armed robbery, driving sports cars and motorcycles, getting into Cal Poly San Luis Obispo even as a high school dropout, building a successful credit card processing company, Eric's book, “Golden Scissors,” philanthropy, thrill seeking through paragliding, dirt biking, and driving fast cars. Connect with Eric at erickarnezis.com or @eric_karnezis on Instagram Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

David Cook is a multi-platinum producer, mix engineer, and songwriter based in California and Colorado. He played guitar and sang vocals for a band named “My Favorite Highway,” which signed a major labor record deal with Virgin Records. Since then, he has worked with Kanye West, Tate McRae, and Phil Wickham. In episode #121 of the Million Dollar Mortgage Experience, Jon and David discuss growing up playing music in church, touring with a band and signing a major label record deal, working with Kanye West on Sunday Service, loan processing, how to use your personality and talent to attract new clients, Hydrate Wellness Spa in Encinitas, and Dave's favorite tequila. See David's work at splashofsoda.com  Begin your wellness journey at hydratespa.com  Learn about FundLoans mortgage programs: FundLoans.com/loan-products  Price a loan: fundloans.com/quick-pricer2  Talk with an Account Executive: fundloans.com/our-team 

Preston Caffrey is President of Ocean Equity Solutions, a mortgage brokerage in San Diego as well as the co-founder of We Drink Tequila. During episode #120 of the Million Dollar Mortgage Experience, Jon and Preston discuss Preston's path from tie salesman to successful mortgage broker, originating 67 loans in one month during COVID, the benefits of locking in a low interest rate, the easiest non-QM loan to sell, DSCR real estate investment loans, Jon and Preston's subscription tequila company (We Drink Tequila), characteristics of different tequila types (Plata (Blanco), Reposado, Añejo, and Extra Añejo, and why it's worth spending the extra money for good tequila. Learn more at wedrinktequila.com Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Andy Dane Carter is a real estate expert, investment strategist, author, and keynote speaker.  During episode #119 of the Million Dollar Mortgage Experience, Jon and Andy discuss Andy's transition from a real estate investor to agent, how Andy built a real estate empire in Long Beach using social media, YouTube, and print marketing, selling luxury homes, finding high-end clients, marketing to wealthy clients, tips for brokers to become a preferred lender, a hot take on whether it's a good time to buy or sell, the NAR settlement and how it will impact the industry, and cherishing moments with family and kids. Search "Andy Dane Carter” online to find Andy's social media accounts and website. Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Eric Morgenson is the Vice President of Business Development at Angel Oak. For the past 30 years he's built a successful career in real estate, sub-prime and non-QM alternative mortgage solutions. He's one of the top producers of non-QM loans in the country.   During episode #118 of the Million Dollar Mortgage Experience, Jon and Eric discuss:  How to close more loans with non-QM programs  Why non-QM is in demand in today's market  Details on the different non-QM programs like bank statement 2nd and DSCR  Borrower personas for each type of non-QM program and where to find these clients  Missed opportunities in the mortgage industry  Ideas to find new business and build relationships  Technology and how it will affect mortgage jobs  Manifestation  Habits that contribute to success and happiness  Advice for mortgage brokers   Learn about FundLoans mortgage programs: FundLoans.com/loan-products    Price a loan: fundloans.com/quick-pricer2   Talk with an Account Executive: fundloans.com/our-team

Kimberly Koll is a seasoned real estate professional based in San Diego and the founder of Heritage Homes. During episode #117 of the Million Dollar Mortgage Experience, Jon and Kimberly discuss Kimberly's inspiration to start a real estate career, Heritage Homes (her firm), the NAR settlement, the San Diego luxury market, niches (specifically Kim being a Seniors Real Estate Specialist and certified Military Relocation Professional), and tips for brokers to become a preferred lender (how to stand out). To contact Kimberly, visit her website heritagehomesre.com or call her directly at (858) 231-4997. Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Paul “The Ultimate” Vaden is a former professional boxer with a record of 29 and 3 who held the IBF light middleweight title in 1995. Paul remains the only native San Diegan to grow up to be a professional boxer. Today Paul is a motivational speaker, mentor, consultant and author.  During episode #116 of the Million Dollar Mortgage Experience, Jon and Paul discuss when Paul realized he wanted to be a boxer, Paul's boxing career, becoming a champion, the origin of his nickname, “The Ultimate,” YouTube stars in boxing (Jake Paul vs. Mike Tyson), Ryan Garcia, Paul's secret to success, Paul's company, Answer the Bell, advice for salespeople, and Paul's favorite failure story. Follow Paul at @paul_vaden or find his website at answerthebell.com  Learn about FundLoans mortgage programs: FundLoans.com/loan-products    Price a loan: fundloans.com/quick-pricer2   Talk with an Account Executive: fundloans.com/our-team

Chris and Aleyna Groves are the CEO and COO of Groves Capital, a residential and commercial lender based in San Diego, CA. During episode #115 of the Million Dollar Mortgage Experience, Jon, Chris, and Aleyna discuss running a company together, the secrets to being a successful entrepreneur, the importance of non-QM loans, how to use social media to build your business, tips for mortgage brokers to crush it, self-improvement and healthy lifestyle (exercise, diet, mindset), and supercars. Follow Chris and Aleyna @ceogrovescapital, @aleynagroves, @grovescapitalofficial Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Juan Munoz is a realtor and mortgage broker at First Choice Home Team. He's bilingual and used to work in the private banking world. During episode #114 of the Million Dollar Mortgage Experience, Jon and Juan discuss Juan's career path, advantages of working as both a realtor and broker, the benefits of non-QM loans (especially bank statement 2nd mortgages), dealing with tough competition, automation and AI, and building client relationships. Follow Jordan @calljuanmunoz or find him at 1stchoiceteamrealestate.com. Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Jordan Nutter is a loan officer at NFM Lending and the co-founder of their social media influencer program, called the Creator Collective. She's gained over 250,000 TikTok followers and she's embarking on a nationwide RV tour to teach financial literacy to the masses. During episode #113 of the Million Dollar Mortgage Experience, Jon and Jordan discuss how Jordan went from modeling in NYC and LA to becoming a loan officer, NFM's Creator Collective (a group of LOs using social media to reach borrowers), social media strategy and advice for platforms, how to develop ideas for content, and Jordan's financial literacy RV tour. Follow Jordan @anutterhomeloan and @mobilemortgagemom. Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Logan Mohtashami is a lead analyst for HousingWire and is a regular contributor on their podcast. Logan deciphers complex economic data and translates it into understandable, actionable insights. His passion for data and economics, coupled with his years of direct lending experience, provides industry professionals with critical insights into the ever-evolving mortgage and housing landscape. Jon and Logan discuss the health of the U.S. housing market, Logan's story and how he landed a job with HousingWire, interest rate cut predictions, inflation and unemployment, why the Fed doesn't talk about housing in a positive light, how AI will affect jobs, how the election could affect the economy/rates, and the biggest challenge the U.S. is facing. Follow Logan on Instagram and Twitter: @LoganMohtashami Podcast: housingwire.com/podcast/ Learn about FundLoans: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2

Troy Fontana has transformed thousands of lives over the past 20 years. Troy's unique coaching approach is tailor-made for those genuinely committed to mastering their lives. His company, Elite Coaching Systems, helps people tap into their inner superpowers and achieve lasting change. He's the go-to expert for entrepreneurs looking to skyrocket their profits, relationships, and personal growth. Troy is also an author and speaker. During episode #111 of the Million Dollar Mortgage Experience, Jon and Troy discuss Troy's backstory and career path, his company, breathwork, mastering the art of letting go, how to go from scarcity to abundance, getting in the right headspace, bouncing back from a tough year, boosting confidence. Connect with Troy on Instagram (@troy.fontana) or through his website troyfontana.co. Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

As President of C2 Financial, David leads a team dedicated to maximizing the value C2 Financial offers loan officers who provide their clients and borrowers superior solutions on a platform that empowers them to be a full-service real estate and financial resource. David oversees all company verticals with a vision to continue industry innovation and growth as the #1 Mortgage Broker in the nation. Prior to C2, David was a top performer in the Wells Fargo Commercial and Business Banking Group in southern California. His extensive background in all facets of commercial lending, sales, leasing and experience in the banking industry set him apart as a mortgage executive. During episode #110 of the Million Dollar Mortgage Experience, Jon and David discuss David's career path & role as President at C2, benefits of working at a mortgage brokerage vs. a retail shop, ways C2 is overcoming the current industry challenges, benefits of non-QM loans, technology in the mortgage space (including AI), habits that contribute to David's success and happiness, missed opportunities in the mortgage industry, and setting goals for 2024. You can find David on his Instagram @davidtemko or reach out to C2 at their Instagram @c2financialcorp or website c2financial.com/. Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Jimmy Langley is a man of many talents. From a small town in Northern California, Jimmy dealt with lots of adversity growing up, which made him who he is today. Jimmy is the Founder and Managing Partner of LDG Commercial Real Estate, a boutique firm that focuses on the representation of office, industrial, and retail tenants in the leasing or acquisition of real estate. He also owns Empress Investments, a restaurant group responsible for the very popular Death by Tequila and has funded 18 restaurants around San Diego. He's also involved in the SEAL Future Foundation and Big Brothers Big Sisters of America. During episode #109 of the Million Dollar Mortgage Experience, Jon and Jimmy discuss the state of the commercial real estate market (including the office sector), the SEAL Future Foundation, Big Brothers Big Sisters, Resident Brewing, Death by Tequila, Jimmy's favorite failure story, advice for sales professionals, tips for remembering people's names and showing you're genuine, and the best and worst parts about being Jimmy Langley. You can find Jimmy on his Instagram @leftylangly or any of his websites: ldgcre.com // empressinvestments.com // deathbytequila.com // residentbrewing.com Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Dale Vermillion is an industry-leading trainer, speaker and consultant. He started Mortgage Champions in 1995 and has trained over 1 million mortgage professionals and 600 lenders. Dale's compiled the best practices of the nation's top performers into a practical and proven approach, which has helped countless individuals build lasting relationships with their customers, strengthen and expand their business partnerships, and achieve greater personal and professional success than they thought possible. Dale was named an MPA Housing Industry Icon and a HousingWire Vanguard. During episode #108 of the Million Dollar Mortgage Experience, Jon and Dale discuss how Dale got into the business, an overview of Dale's company called Mortgage Champions, the biggest mistake that loan originators make, why rate is overrated and how to sell in a high interest rate environment, the best way to ask for a referral, the importance of offering non-QM loans to your borrowers, tips for positive sales activity, second mortgages: small commissions lead to big commissions, and Dale's podcast, “Batting 1,000.” You can follow Dale on LinkedIn and Facebook for quick tips on navigating today's market or visit dalevermillion.com to connect with his team about your training, consulting, or speaking needs.  https://www.facebook.com/DaleVermillionOfficial/  https://www.linkedin.com/in/dalevermillion/     Learn about FundLoans mortgage programs: FundLoans.com/loan-products  Price a loan: fundloans.com/quick-pricer2   Talk with an Account Executive: fundloans.com/our-team 

Logan Mohtashami is a renowned expert in the mortgage and housing ecosystem, recognized for his insightful analysis and commentary on the U.S. economy and real estate market. Mohtashami is a lead analyst for HousingWire and is a regular contributor on the HousingWire Daily podcast. With a background spanning over two decades in the mortgage industry, Mohtashami — nicknamed “The Chart Guy” — deciphers complex economic data and translates it into understandable, actionable insights. This knowledge has made him a sought-after commentator and his expertise has been featured extensively in news outlets, including CNBC, where he is a frequent guest. Mohtashami has spoken at industry conferences including National Hispanic Organization of Real Estate Associates (NHORA), New England Mortgage Bankers Conference (NEMBC) and CUNA Lending Council Conference, among several others. His passion for data and economics, coupled with his years of direct lending experience, provides industry professionals with critical insights into the ever-evolving mortgage and housing landscape. During episode #107 of the Million Dollar Mortgage Experience, Jon and Logan discuss the health of the U.S. housing market, rising mortgage rates and home prices, the 10-year treasury yield, de-Dollarization, how this market different than 2008, BRICS and what that alliance means for the U.S., what the Israel/Gaza conflict could mean for the U.S. housing market, U.S. debt and GDP, and the biggest challenge the U.S. is facing right now. Follow Logan on Instagram and Twitter: @LoganMohtashami  For press inquiries: press@housingwire.com Podcast: housingwire.com/podcast/ Learn about FundLoans mortgage programs: FundLoans.com/loan-products Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Courtney Costello is one of San Diego's top real estate agents, a member of the Oppenheim Group, and she was featured on the Netflix show, "Selling the OC." With an extensive background in leasing, interior design, and high-end retail sales, Courtney's curated valuable skills that she uses in negotiations, marketing, and educating clients. During episode #106 of the Million Dollar Mortgage Experience, Jon and Courtney discuss the importance of educating yourself about the market to deliver for your clients, how Courtney started her career in real estate & what she loves about working in this industry, working for Oppenheim Group, filming for "Selling the OC" with Netflix (and soon to be filming for Selling Sunset), the power of passion & transferrable energy, how to avoid negative energy, mastering your mindset – immersing yourself into personal growth, treating every customer with the same luxurious experience, Courtney's podcast “Selling San Diego," how to be direct & honest to win more business, and dealing with rejection. To contact Courtney: Instagram: @courtsmiles Email: courtney@ogroup.com Website: sandiego.ogroup.com/agents/courtney-costello Learn about our new closed-end 2nd bank statement mortgage or any of our loan products: FundLoans.com/loan-products Become an approved broker: fundloans.com/broker-approval Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Dr. Jason Phan is a Naturopathic doctor passionate about alternative medicine, athletic performance, and helping people reach their goals. He started LIVV Natural to offer services like IV nutritional therapy, regenerative injections, hormone replacement therapy, and pain management. During episode #105 of the Million Dollar Mortgage Experience, Jon and Dr. Jason discuss spending your health savings throughout life (rather than at the end), flushing your body of toxins, ideal testosterone levels in men & women, the importance of getting blood work done, men's health (especially cardiac, prostate, hair, confidence, energy), heavy metals in the body, the effects of cold plunges, parasites in your body, the truth about fasting, supplements & peptides, coffee vs. nicotine, drinking water - hydration vs. irrigation, warnings about the effects of sugar on the body, and Dr. Jason's company, LIVV Natural. For 20% off of LIVV products, use code "MDME20" on livvnatural.com. To learn more, visit his YouTube channel (@LIVVNatural).

Joshua Sternberg started Sternberg Law Group in 2009. He's helped thousands of families avoid foreclosure and achieve financial freedom. Josh aggressively advocates for his clients, protecting them from being bullied by big bank antics or predatory lending practices. During episode #104 of the Million Dollar Mortgage Experience, Jon and Joshua discuss how today's market is different (and safer) than the 2008 recession, why adjustable-rate mortgages are popular (plus 40-year I/O loans), how Joshua helps homeowners stay in homes through financial hardships, working smarter - not harder, scaling your business to work less hours, Delegation, outsourcing, automating, and tips for brokers to partner with attorneys. To contact Joshua visit his website or YouTube channel: sternberglawgroup.com/ youtube.com/@sternberglawgroupJLS Learn about our new closed-end 2nd bank statement mortgage or any of our loan products: FundLoans.com/loan-products Become an approved broker: fundloans.com/broker-approval Price a loan: fundloans.com/quick-pricer2 Talk with an Account Executive: fundloans.com/our-team

Mark Dodson is the founder of Mortgage Capital Advisors, a boutique private mortgage banking firm in Atlanta that specializes in jumbo loans and helping self-employed borrowers. During episode #103 of the Million Dollar Mortgage Experience, Jon and Mark discuss Mark's path to becoming a broker, the importance of a good loan processor, doing 2 of Elton John's home loans, strategies for getting new business, the upcoming election year, the benefits of non-QM loans, and why bank statement loans are Mark's favorite type of non-QM loans. To contact Mark, visit mortgagecapitaladvisors.com or call 404-308-8809. Learn about our new closed-end 2nd bank statement mortgage or any of our loan products, go to FundLoans.com/loan-products. Become an approved broker: fundloans.com/broker-approval. Price a loan: fundloans.com/quick-pricer2. Talk with an Account Executives: fundloans.com/our-team.

Mike Moser is a Partner at Retail Insite, a commercial real estate firm in San Diego. He brings over 35 years of experience in the retail arena, including development, site planning, retailer representation, leasing, strategic planning and sales. He has completed over $4,000,000,000 of transactions over his career. During this episode #102 of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux and Mike discuss starting a career in commercial real estate, how to be successful in real estate, trends in real estate and consumers, San Diego retail space and the development of Mission Valley, the future of San Diego, and tips for building relationships. To connect with Mike, visit retailinsite.net. To learn more about FundLoans, visit fundloans.com.

In episode #101 of the Million Dollar Mortgage Experience, Jon Maddux talks with Kyle Bucket, a retired Navy SEAL leader and soon-to-be New York Times best selling author. Since the SEALs, Kyle served as an executive of a publicly traded company and now sits on several company boards. In this episode, Jon and Kyle discuss how Kyle became a Navy Seal after growing up as an Army kid, Navy training, deployments, and climbing the leadership ranks, a crazy story of when Kyle realized he was standing on an improvised explosive device (IED), One More Wave - a company that provides wounded and disabled veterans with customized surfing equipment and a community to surf with, Kyle's new book, "Leadership is Overrated" and his approach to fostering a strong culture, Navy Seal mottos, Identifying people's motivators to feed into them and build people up, and Kyle's definition of leadership - enabling and empowering those you've been entrusted with to lead. To connect with Kyle, visit his website LeadershipIsOverrated.com. Learn more about FundLoans and our industry-leading non-QM loan programs at ⁠fundloans.com⁠.

This is episode #100 of the Million Dollar Mortgage Experience! Jon Maddux talks with Lucee Cesena, the founder of Nobility Consulting Services which helps people turn their dream business into a reality by forming LLCs and getting businesses off the ground. Lucee shares her incredible story of fighting through all the adversity life brought to start a successful business and care for her daughters. During this episode, Jon and Lucee discuss growing up with both parents in Los Angeles gangs, dancing for a Christian biker Church that traveled around the country in Harley Davidsons, how Lucee dealt with a short stint of homelessness while raising two daughters, how reading books changed Lucee's life, tips for mortgage brokers in a tough cycle, the importance of building an online presence, Lucee's consulting business which sets up LLCs and helps people build their businesses, and having the tenacity to succeed even without a college degree. To reach Lucee, find her on Instagram, @luceecesena or visit her website, nobilityconsulting.com. Learn more about FundLoans and our industry-leading non-QM loan programs at ⁠fundloans.com⁠.

In episode #99 of the Million Dollar Mortgage Experience, Jon Maddux talks with Adam Rutz, a former Navy SEAL who is now a real estate agent, founder of Apricot Solar, and heavily involved in multiple charity foundations. In this conversation, Jon and Adam discuss why Adam joined the Navy, how intense being a part of the SEALS really is, Adam's transition to real estate, Adam's internal struggles and how he overcame them, charities that help Navy SEALS after the military, and Adam's renewable energy company that focuses on solar. To reach Adam, find him on Instagram @adam_rutz. Learn more about FundLoans and our industry-leading non-QM loan programs at fundloans.com.

In episode #98 of the Million Dollar Mortgage Experience Podcast, Jon Maddux talks with Shane Colson, an experienced account executive with a demonstrated history of working in the financial services industry. Shane specializes in wholesale non-QM mortgage sales, alternative income mortgage loans, and agency fallout. Before getting into the mortgage industry he was heavily involved in luxury hotel food and beverage service and management. Shane passed the Level I Court of Master Sommeliers exam. During this podcast, Jon and Shane discuss how a hospitality background translates into serving mortgage brokers, Shane's favorite aspects of Non-QM loans, Shane's favorite loan programs (DSCR and Alt-Doc), finding fulfillment in funding loans, what differentiates FundLoans, tips to help brokers close more loans with non-QM, how brokers can find more business, missed opportunities in the mortgage industry, and Shane's Sommelier status. Learn more about FundLoans and our industry-leading non-QM loan programs at fundloans.com.

Eric Iantorno is a highly regarded and award-winning Realtor specializing in San Diego luxury homes. Eric is recognized as the #1 individual agent at Pacific Sotheby's and annually ranks in San Diego's top 3 individual agents by sales volume. Eric has closed some of the highest priced sales ever recorded in San Diego. During this episode, Jon and Eric discuss Eric's career path in real estate, what it's like working with high-end luxury clients, selling a $24 million dollar home in San Diego, how to become a preferred mortgage broker for a luxury real estate agent, self-employed homebuyers, and non-QM Loans. To get ahold of Eric and his team, visit: ericiantorno.com. Learn more about FundLoans, our industry-leading non-QM loan programs, and Jon Maddux at fundloans.com.

John Lloyd is the President and Co-Founder of Fidelis Private Fund, a direct portfolio lender specializing in commercial and residential investment real estate loans in California. Fidelis offers investors the opportunity to invest in a pool of real estate-secured loans generating a competitive rate of return with moderate risk and reasonable liquidity. During this episode #96 of the Million Dollar Mortgage Experience, John Lloyd and FundLoans CEO Jon Maddux discuss John's company, Fidelis Private Fund and how it operates, how John's never lost money for investors, key benefits for long-term investors, the profile of a typical investor, where the market is headed, missed opportunities in the mortgage industry, as well as non-QM loans and bank statement seconds. To connect with John, visit fidelispf.com. Learn more about FundLoans, our industry-leading non-QM loan programs, and Jon Maddux at fundloans.com.

Michael McAllister is the President of Empower LO, a mortgage marketing company that equips loan officers and mortgage brokers with the technology, skills, and team that they need to get more deals using consumer direct internet lead generation tactics. During this episode of the Million Dollar Mortgage Experience, Michael McAllister and FundLoans CEO Jon Maddux discuss Google ads for mortgage marketing, how automated workflows can nurture leads, how to target borrowers for a bank statement 2nd mortgage, how to convert internet leads, why real estate agents get homebuyer leads first, missed opportunities in the mortgage industry. To connect with Michael, visit empowerlo.com. Learn more about FundLoans, our industry-leading non-QM loan programs, and Jon Maddux at fundloans.com.

Alejandro Szita is a mortgage broker who's been involved with real estate and loans since 2006. He specializes in serving artists and entrepreneurs as he expertly maneuvers the ins and outs of mortgages for self-employed borrowers. During this episode #94 of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux and Alejandro Szita discuss how Alejandro became a mortgage broker, why it's important to have a niche as a mortgage broker, how to help self-employed clients with the challenges they face as borrowers, crazy loan stories, and opinions on non-QM loans and bank statement 2nds. To connect with Alejandro, visit prosperity-lending.com/ To learn more about FundLoans and our products, visit fundloans.com.

Daniel Shkolnik is an entrepreneur, developer, and founder & CEO of Atlas West Group — a privately held full-service development and investment firm in San Diego. Daniel's firm specializes in transforming underutilized properties into vibrant multifamily communities. Daniel has more than a dozen years of experience in multifamily and commercial real estate and has completed more than $250 million in transactions throughout his career. During this episode of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux and Daniel Shkolnik discuss Daniel's career path from working in mortgages as a loan officer to grinding on Wall Street to leading a developing firm in San Diego, how Daniel's company identifies opportunistic investments and builds multi-family affordable housing, affordable housing policy (specifically in San Diego), advice for mortgage brokers to get business, how to get started in investing, and the war in Ukraine. To connect with Daniel, visit atlaswestgroup.com To learn more about FundLoans, visit fundloans.com

Mark Wilson, CPA is an entrepreneur and the founder of CWDL, Certified Public Accountants - a rapidly growing assurance, tax, and entrepreneurial services firm. He is the Managing Partner and is responsible for the vision and direction of the practice. CWDL is the recognized CPA firm leading the mortgage banking industry. Prior to this he founded a privately held mortgage bank and served as a CFO for multiple financial service firms. Mark Wilson works with over 100 mortgage companies and has a good pulse on the current market. During this episode of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux and Mark Wilson discuss the importance of offering the right loan products, making profit as a mortgage company (80% are not!), focusing on relationships that matter the most, the difficult reality of layoffs and why they're necessary in some situations, merger & acquisitions (M&A) in the mortgage industry, how to get referrals from accountants (CPAs), reasons to help your borrowers secure a standalone 2nd mortgage, the future of artificial intelligence (AI) and how it will affect our work and personal life, how to pitch the value of a loan instead of the interest rate, what will happen with all the 2.5% rate mortgage from a few years ago, and why non-QM and jumbo loans make sense for a lot of borrowers. To contact Mark, you can reach him via email at mwilson@cwdl.com or phone at (619) 302-1505. To learn more about FundLoans and our Non-QM product offerings, visit fundloans.com.

Todd Duncan is the founder and CEO of the Todd Duncan Group, the most sought-after coaching, training and events company for top mortgage and sales professionals. Todd began his career as a loan originator, financing over 5,000 transactions in 12 years. Now he teaches the power of High Trust and how to win clients for life. He has written 17 books and is a New York Times bestselling author as well as a sought-after, game-changing speaker. During this episode of the Million Dollar Mortgage Experience, Todd Duncan and FundLoans CEO Jon Maddux discuss Todd's start in the mortgage industry, how to win in today's market, how to build relationships, Todd's book "High Trust: Make more money in less time with less stress," talk less & sell more, how to build emotion, the art of following up, how to ask the right questions, the circle of cash flow, and missed opportunities in the mortgage industry. To connect with Todd Duncan, visit toddduncan.com. Learn more about FundLoans and Jon Maddux at fundloans.com.

In this episode #90 of The Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Masud Sarwary, CEO of Foundation Escrow. He tells his captivating story of escaping Afghanistan as a young child and eventually moving to San Diego where he went to college and started a successful career in the mortgage industry before building his Escrow company. During this MDME conversation, Jon and Masud discuss the difference between the 2008 recession and today's environment, the value Foundation Escrow brings to agents, brokers, and borrowers, wire fraud in the escrow industry, escrow technology, how to get more business as a mortgage broker, market predictions, standalone 2nds vs HELOCs, smart investments, Masud's philanthropic involvements and goals, cold plunges, and spending quality time with the people you love. To connect with Masud, find him on instagram @sarwarymasud or check out his website foundationescrow.com.

In this episode #89 of The Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Aron Jimenez, top producing mortgage broker at Secure Choice Lending. Aron grew up in Southern California and is a proud husband & father of two kids. He specializes in helping first-time homebuyers as well as other types of buyers with his smart approach to building relationships. During this MDME conversation, Jon and Aron discuss Aron's path from Wells Fargo personal banker to mortgage broker, building rapport and winning customers for life, the benefit of a strong CRM, adopting social media in mortgage and real estate industry, Aron's recent experience purchasing an AirBnB, how real estate investments can help build wealth, the book "Rich Dad, Poor Dad" and how it can shift your perspective on building wealth, how to use the 1003 to build relationships with your borrowers, and non-QM loans. To connect with Aron, find him on instagram or securechoicelending.com.

In this episode of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux sits down with Rocco Cortese, CEO and Co-Founder of Intersection, a full-service commercial real estate management and capital markets firm based in San Diego. Intersection oversees a portfolio of retail, office, and industrial properties, and the Capital Markets group acquires and capitalizes assets. Rocco has been an active California real estate broker since 1987 and has navigated through multiple cycles of commercial real estate while establishing strong relationships with private and institutional clients. During this conversation, MDME host Jon and Rocco discuss the real estate market in Iceland, Rocco's start in the real estate industry, navigating difficult economic cycles, the labor market in the U.S., the return to the office (or lack thereof) from a commercial real estate perspective, productivity at home vs. in the office, building wealth with real estate investments, tips for mortgage brokers to build their business in difficult times, and how to use debt as a tool to build wealth. To connect with Rocco, email rcortese@intersectioncre.com or visit his website, intersectioncre.com.

In this Episode of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Chris Erickson and Cassidy Lewis, Compass Real Estate Agents based in North County San Diego. They've built a strong following around their vlog-style YouTube channel where they produce videos about living in North County. They also have a podcast called “North County Now” where they cover what to do, where to eat & drink, and real estate tips. During this episode, Jon, Chris, and Cassidy discuss: how the two got started in real estate, how to start a real estate or mortgage YouTube channel and podcast, the fact that much of their leads comes from their YouTube videos, their most popular content, why mortgage brokers should make YouTube videos, North County San Diego real estate predictions, and tips for mortgage brokers to reach out to real estate agents. Watch Chris and Cassidy's YouTube videos Listen to Chris and Cassidy's podcast

Brandon Boyd is a social media director, marketing expert, and loan originator at Secure Choice Lending, a Riverside-based mortgage lender. Brandon has over 7 years of originating experience and a keen eye for creative marketing tactics to help his company close more loans. During this conversation, Jon and Brandon discuss how Brandon went from Calvin Klein store manager to the mortgage industry, the importance of personal branding on social media, finding leads on social media, how to stand out and differentiate yourself, keeping updated headshots, and why you should send out a weekly market update.

In this episode of the Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Phillip Baltazar, whose expertise is driving growth and developing affinity partnerships across direct-to-consumer mortgage platforms. He pivoted to focus on business purpose loans providing real estate financing to developers and investors. Currently, he is an Executive Advisor for Culture Index, a strategic advisory firm that works exclusively with visionary entrepreneurs, business leaders, and management to scale and transform organizations using applied analytics. During this episode, Jon and Phillip discuss Phillip's start in the mortgage lending industry (hint: it started with ballet), his rise to success as the top broker at Lending Tree, the Culture Index survey & what it says about an individual, how Culture Index helps companies put the right people in the right seats on the bus to maximize efficiency and company culture, and one of Phillip's favorite quotes: "Chop wood, carry water." Try the Culture Index survey and free team diagnostics: https://www.reidengroup.com/business_strategy/

Joey Roquet is a vice president and top producer at Secure Choice Lending, a Riverside-based mortgage brokerage. Joey's been involved in the mortgage industry since age 19, and worked his way up from loan assistant to branch manager. He's experienced every loan type, program, and scenario which allows him to help his clients reach their goals while providing the best customer service and experience. Despite most of the industry struggling in 2022, Joey led Secure Choice Lending through significant growth. During this episode, Joey and MDME host Jon Maddux discuss Joey's path through the mortgage industry, what makes his company stand out, how to grow a company during tough times, the importance of culture and hiring right people, how to build relationships by getting back to the basics, how artificial intelligence (AI) will affect the future of mortgage lending, the benefits and drawbacks of non-QM, tips for mortgage brokers, and their optimistic predictions for 2023.

Michelle Berman is an Instagram coach, speaker, and author. She created the Instagram Power Method Course specifically for realtors and loan officers to level up from the basic Instagram 101 courses. She teaches how to reach your ideal clients to generate hot leads off social media, by defining your niche audience, learning from competitors, writing strong captions, using hashtags, and automating the whole process. In this show, Jon Maddux and Michelle discuss why Michelle thinks Instagram is the best social media platform, why mortgage brokers should be using social media, what Michelle teaches in her Instagram Power Method course, how to write captions, how to come up with ideas for content & the specific steps for creating content, how to attract engaging followers and have meaningful conversations on Instagram, different types of posts (stories, highlights, feed, reels) You can find Michelle on Instagram @bermanmediasocial or online at michelle-berman.mykajabi.com/

Matthew Cox is a former mortgage broker who became a secret service most wanted con man. Sentenced to 26 years in Federal prison, he served 12.5 years and is now on parole. He avoided capture for 3 years while he was hunted by the FBI and US Marshalls, and It all started by whiting out a VOR 30-day late. In this episode, Jon Maddux and Matthew Cox discuss Matt's start in the mortgage industry, the first time he committed fraud & how that lead to more, an FBI sting operation, creating fake people & IDs and stealing social security numbers, spending time in prison, the fact that fraud is still prevalent, and Matt's advice to avoid mortgage fraud. Fraud is a constant issue in the mortgage industry and can be particularly prevalent in difficult economic times. This discussion is intended to inform the listener about the techniques that fraudsters may use in carrying out their schemes, as well as the danger that mortgage fraud poses to individuals and businesses throughout the life cycle of a mortgage loan.

In this episode of The Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Clinton Selfridge, a luxury real estate agent at Pacific Sotheby's with over thirty years of experience. After working in New York City, Clinton came to the west coast and cemented himself as one of the top-rated real estate agents in San Diego County. Last year he did over $50MM in home sales. During this episode, Jon and Michael discuss how Clinton got started in the real estate industry, selling a $7MM home as a 25-year-old, what Clinton's high-end luxury clients are like, referral relationships and tips for winning Clinton's business, tips for mortgage brokers, cash buyers, and self-employed buyers. To connect with Clinton, visit clintonselfridge.com/

In this episode of The Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Michael Brainard, a man of many talents. Michael has his PHD and 15+ years of experience as a management consultant, senior executive, coach, manager, entrepreneur, and researcher. From professional boxer to business “rain-maker” to being the senior executive who must leverage talent, Michael knows how to produce business and real-life results. During this episode, Jon and Michael discuss Michael's company (Brainard Strategy), Michael's previous experience as a professional boxer and collegiate wrestler, the roles of teams and mortgage broker teams, the difference between leadership and management, advice for mortgage brokers to motivate their employees or teams, how to cope with competition, and how to build trust and strong relationships with customers, real estate agents, and mortgage lenders.

In this episode of The Million Dollar Mortgage Experience, FundLoans CEO Jon Maddux interviews Jerilyn Shaw, a top producing mortgage broker at C2 Financial. Jerilyn got into the business around 1995 as a teenager when she started working open houses for her dad. She's since made a name for herself in the San Diego mortgage industry. During this Podcast, Jon and Jerilyn discuss her path towards becoming a top producing broker, what Jerilyn likes about working with non-QM lenders, her approach to getting loans, trends in the mortgage industry, the benefits of buying a home in a rising-rate market, Jerilyn's approach to referrals and marketing, being a woman in the mortgage industry, bank statement loans, and Jerilyn's inspiration.

In this episode of The Million Dollar Mortgage Experience Podcast, FundLoans CEO Jon Maddux interviews Tim Callan, financial advisor and co-founder of wealth management firm, Callan Capital. He started the company in 2007 right as the financial markets were imploding, but has since grown the firm to over $1B. During this Podcast, Jon and Tim discuss today's market, volatility, looming recession, inflation, unemployment, interest rates, the Federal Reserve, the inverted yield curve, how the US economy stacks up to the rest of the world, advice for mortgage brokers to build referral relationships with wealth managers, and starting a private wealth management firm during the Great Recession. To learn more about FundLoans or to partner with us, visit fundloans.com