Podcasts about institutions

In this episode of Good Morning Liberty, hosts Nate Thurston and Charlie Thompson delve into the latest conspiracy theories and ongoing debates surrounding the recent assassination. They explore various viewpoints, examine the official narrative, and discuss the complexities of finding the truth amidst a sea of information. Special attention is given to text messages and public statements from key figures, including Tucker Carlson and Ted Cruz, and how these align with or dispute the overarching story. They also address the challenges of maintaining objectivity and the ethics of discussing someone's death in the media. Tune in to navigate this intricate web of theories, motivations, and potential truths. 00:00 Intro 01:15 Conspiracy Wednesday: Assassination Theories 06:41 Text Message Chain Analysis 10:26 Skepticism and Verification Challenges 21:00 Tucker Carlson and Israel Discussion 24:58 The Erosion of Trust in Institutions 25:35 The Impact of Media and Government Lies 26:40 Navigating Conspiracy Theories 27:15 Personal Reflections and Empathy 28:52 The Role of Influential Figures 29:21 Generational Shifts in Trust 30:38 Tucker Carlson's Perspective 33:02 Private Conversations and Public Perception 35:01 The Complexity of Truth and Motives 37:31 Charlie Kirk's Approach to Discourse 45:33 The Challenge of Finding Truth 46:25 Concluding Thoughts and Reflections

Populists on the right and left say globalization gutted America's middle class. David Brooks says that story is “75% bonkers.” In this episode, he reveals what's myth, what's true, and the deeper crisis shaping our politics today.

Join host Aaron Renn as he sits down with Caleb Morell, author of A Light on the Hill, to explore the rich history of Capitol Hill Baptist Church in Washington, D.C. Founded in 1878, this evangelical church, located just blocks from the U.S. Capitol and Supreme Court, has remained steadfast in its theological convictions while navigating cultural, political, and social changes over 150 years. From its founding by Civil War veterans to its role in the fundamentalist-modernist controversy, urban challenges, and the revitalization under pastor Mark Dever, this episode uncovers what makes this church a unique case study in American Christianity. Learn how Capitol Hill Baptist has maintained its gospel-centered mission amidst D.C.'s evolving landscape, including its response to suburbanization, gentrification, and even a lawsuit against the city during COVID-19.CHAPTERS:(00:01 - Introduction)(00:24 - What Makes Capitol Hill Baptist Unique?)(03:33 - Founding and Early History (1878))(05:42 - Capsule Summary of the Church's History)(09:24 - The Fundamentalist-Modernist Controversy)(14:56 - Suburbanization and Desegregation in the Mid-20th Century)(20:54 - Urban Planning and Parking Lot Disputes)(22:12 - Racial Integration and Social Engagement)(27:31 - The Marion Barry Era and Urban Violence)(32:13 - Mark Dever's Arrival and Church Revitalization)(35:50 - Gentrification and Its Impact)(38:38 - COVID-19 Lawsuit and Church Response)(41:38 - Commitment to Single-Service Gatherings)(45:09 - Political Engagement Over Time)(49:17 - The Importance of Institutions)(52:11 - Closing Remarks)CALEB MORELL'S LINKS:

As America has reeled from the assassination of Charlie Kirk, many have wondered what the future holds.How will this tragedy transform America? Will political violence continue to escalate? What is the path forward?To understand our current political and cultural moment, I sat down with legal scholar and political philosopher Robert George. He's a professor and director of the James Madison Program in American Ideals and Institutions at Princeton University.“We're at an inflection point, and it's very worrying, very dangerous,” George said. “We could easily fall into a cycle of revenge, and then what becomes of us?”For years, he has been contemplating how the age of faith and the age of reason have been succeeded by what he has described as the “age of feelings” and moral relativism.His new book is titled: “Seeking Truth and Speaking Truth: Law and Morality in Our Cultural Moment.”In this episode, we have explored Kirk's legacy, the dangers of ever-growing polarization, and the pernicious ideas that have eroded civil discourse and the foundations of our free society.“If this generation rising today does not adopt a spirit of civic friendship, if they don't value civil discourse, then … this grand experiment in republican government and ordered liberty bequeathed to us by our great founding fathers will be lost,” George said.Views expressed in this video are opinions of the host and the guest, and do not necessarily reflect the views of The Epoch Times.

The RSMS crew digs into a string of terroristic threats that forced lockdowns and class cancellations at multiple historically Black colleges and universities (HBCUs) across the U.S. Institutions such as Alabama State, Hampton, Virginia State, Southern, Bethune-Cookman, Spelman, Clark Atlanta, and Morehouse were affected. Although no credible threat has been confirmed, the timing—shortly after Charlie Kirk’s shooting—has many students and administrators on edge, with heightened security in place. See omnystudio.com/listener for privacy information.

On today’s episode of The Rickey Smiley Morning Show Podcast, the crew tackled breaking news, Hollywood rumors, real-talk about intimacy, and major updates in the Charlie Kirk shooting case. The RSMS crew digs into a string of terroristic threats that forced lockdowns and class cancellations at multiple historically Black colleges and universities (HBCUs) across the U.S. Institutions such as Alabama State, Hampton, Virginia State, Southern, Bethune-Cookman, Spelman, Clark Atlanta, and Morehouse were affected. Although no credible threat has been confirmed, the timing—shortly after Charlie Kirk’s shooting—has many students and administrators on edge, with heightened security in place. Rickey and the crew sat down with a sex and intimacy therapist, who broke down how open communication, honesty, and vulnerability can deepen relationships and help couples keep the spark alive. And during the last hour, the crew revealed that a suspect in the fatal shooting of conservative activist Charlie Kirk is now in custody. The suspect has been identified as 22-year-old Tyler Robinson of Utah, arrested after a tip from someone close to him, according to Utah law enforcement. Authorities say Robinson acted alone, and there are indications in messages and bullet engravings that the shooting was politically motivated. Website: https://www.urban1podcasts.com/rickey-smiley-morning-show See omnystudio.com/listener for privacy information.

In our new podcast, Pursuit: The Founders' Guide to Happiness, Jeffrey Rosen explores the founders' lives with the historians who know them best. Plus, filmmaker Ken Burns shares his daily practice of self-reflection.  The “pursuit of happiness” is one of the most famous phrases in American history. When America's founders wrote it in the Declaration of Independence, they intended it to mean happiness through lifelong learning and self-improvement.  To start our series, Jeffrey Rosen and Robert P. George, the McCormick Professor of Jurisprudence and director of the James Madison Program in American Ideals and Institutions at Princeton University, trace how the meaning of the pursuit of happiness has changed over time. Then, American filmmaker Ken Burns, who has spent his “entire life trying to figure out the United States,” shares how daily self-reflection has given him new perspectives on what the founders faced 250 years ago.    Follow Pursuit: The Founders' Guide to Happiness on Apple Podcast and Spotify.  Stay Connected and Learn More  Questions or comments about the show? Email us at podcast@constitutioncenter.org.  Continue the conversation by following us on social media @ConstitutionCtr.  Explore the America at 250 Civic Toolkit. Sign up to receive Constitution Weekly, our email roundup of constitutional news and debate.  Follow, rate, and review wherever you listen.  Join us for an upcoming live program or watch recordings on YouTube.  Support our important work: Donate

Sometimes the bravest move a nonprofit can make is to change course. Caroline Boudreaux and Leslie Beasley of Miracle Foundation share how they pivoted from supporting orphanages to reuniting children with families—creating a model that's transforming child welfare and proving that the best place for every child is a loving home.   Episode Highlights 05:55 The Miracle Foundation's Mission and Evolution 06:51 Challenges and Transformations in Nonprofit Leadership 08:58 The Importance of Family-Based Care 13:42 Scaling Impact Through Technology and Innovation 20:14 Measuring Impact and Leveraging Data Meet the Guest My guests today are Caroline Boudreaux and Leslie Beasley of the Miracle Foundation. Caroline is the Founder of Miracle Foundation, a globally recognized nonprofit working to ensure every child has the love and stability of a family. Since 2000, she's helped transform thousands of children's lives and earned honors including the United Nations Humanitarian Award and recognition as a Young Global Leader with the World Economic Forum. Leslie is the CEO of Miracle Foundation, leading innovative solutions like the Thrive Scale™, a framework based on the UN Rights of the Child, and ThriveWell, an app designed to strengthen the U.S. foster care system. She brings over 25 years of nonprofit leadership, including founding Open Arms, a social enterprise supporting women survivors of war. Together, they're reshaping global child welfare with a bold vision: a family for every child in our lifetime. Connect with Caroline and Leslie: https://www.miraclefoundation.org/ https://www.instagram.com/themiraclefoundation https://www.facebook.com/TheMiracleFoundation.org https://www.linkedin.com/company/miraclefoundation/ https://give.miraclefoundation.org/campaign/679713/donate?_gl=1*11upmil*_gcl_au*MTI5NTY0ODc2Ny4xNzU1NjQwMzYy*_ga*MTIzMDU5MjY0MS4xNzU1NjQwMzYx*_ga_1REY0HZJCR*czE3NTU2NDAzNjAkbzEkZzEkdDE3NTU2NDA0NjAkajQxJGwwJGgw Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.

Yuval Rooz, co-founder and CEO of blockchain firm Digital Asset, joined me to discuss the Canton Network's unique blockchain that is built for institutions.Topics: - Canton Network's unique public and privacy blockchain - Raising $135 Million - Institutions need for privacy with Blockchain transactions - Zero Knowledge proof- Tokenization of assets- 24/7 Markets- Stablecoin market - Chainlink partnership Show Sponsor -

Institutional CRE investing: A market run by allocation math – and uncertainty My podcast/YouTube guest today is Greg MacKinnon, Director of Research at the Pension Real Estate Association (PREA). PREA represents the institutional real estate community - think pension funds, sovereign wealth funds, endowments, and other fiduciaries managing hundreds of billions on behalf of millions of beneficiaries. These are the investors who typically allocate to real estate as part of their overall investment portfolios and who set the tone for how capital flows through the entire real estate market.   Greg explains how while institutional real estate remains a roughly 10% sleeve in diversified institutional portfolios, the number matters less than the mechanics behind it. When equities rally and private values fall, the real estate slice shrinks—creating a theoretical bid to “rebalance” back to target. In practice, that bid has been clogged by a fund-recycling problem: closed-end vehicles haven't been returning capital as quickly because exits have slowed, which leaves investors waiting for distributions before recommitting. Until that dam breaks more broadly, new capital formation into private real estate remains inconsistent across strategies and managers.   Office: price discovery by compulsion Institutional portfolios built in a world where office was a core holding are still working through the repricing. Unlevered office values are down on the order of ~40% from pre-COVID peaks nationally; with leverage, many positions are effectively wiped out, explaining why owners resist selling and why trades are scarce. That stasis is ending as lenders tire of “extend and pretend,” loan maturities arrive, and forced decisions accelerate. The practical question for CIOs isn't simply “hold or sell” but how fast to harvest, return, and re-underwrite risk elsewhere. Expect more office volume but much of it distress-driven rather than conviction buying.   The rate cut mirage: CRE runs on growth and the 10-year Market chatter obsesses over the next Fed move. Institutional capital takes a broader view. The cost of capital that matters for underwriting – term debt, cap-rate anchoring, discount rates – is tethered more to the 10-year Treasury than the overnight Fed funds rate. A policy cut can coexist with a higher 10-year if inflation risk re-prices, blunting any “cuts are bullish” narrative. More importantly: CRE performance tracks the real economy's breadth and durability. Historically, rising interest rates often coincide with strong growth and healthy real estate. Falling rates tend to arrive with deceleration, which is why “cuts” are not automatically good news for NOI or values. Underwrite your forward cash flows, not the headline.   Policy risk is now an underwriting line item Global capital has long treated the U.S. as the default safe harbor. That advantage compresses when macro policy feels unpredictable – tariffs one week, reversals the next, and public debate over central-bank independence. Some non-U.S. allocators have simply chosen not to live with the noise premium, shifting incremental dollars to Europe. Domestic institutions aren't exiting the U.S., but the signal is clear: political-economy volatility now shows up as a higher hurdle rate, more conditional investment committee approvals, and a stronger preference for managers who can navigate policy in both research and structuring.   Where the money is actually going Facing actuarial return targets and a cloudy macro, institutions are tilting toward “where alpha lives now”: Digital and specialized industrial: data centers; cold storage; and industrial outdoor storage (IOS) – think secured yards for heavy equipment – where supply is constrained and tenant demand is need-based. Housing adjacencies: single-family rental, manufactured housing, student housing, and seniors housing, plus targeted affordable strategies that can layer policy incentives with operating expertise. Selective core logistics and resilient multifamily: still investable but crowded; institutions need an edge in submarket selection, cost basis, or operations to meet return hurdles. Themes in common: operational complexity that deters industry tourists, local expertise that differentiates underwriting, and cash flows less correlated to the office cycle.   The portfolio is changing: from “real estate” to “real assets” Many large investors are reorganizing how they bucket risk. Instead of a hard 10% “real estate” sleeve, they're adopting either a broader real assets mandate (real estate + infrastructure + sometimes commodities) or a private markets sleeve (real estate + private credit + private equity). The goal is flexibility: tilt to where relative value is best without tripping governance wires each time. This structural shift makes it easier for a head of Real Assets to move dollars from, say, mid-risk equity in apartments to long-duration infrastructure when spreads and growth argue for it, and to rotate back when underwriting improves. It's a quiet change with large implications for which managers get funded and when.   “Institutional quality” is a culture, not a class of building Too many sponsors use “institutional quality” as shorthand for a gleaming asset. Institutions define quality as process: governance, repeatability, controls, reporting cadence, and audit-ready data, plus the discipline to say “no” when the numbers don't clear the bar. That's why a best-in-class niche specialist (e.g., Southwest self-storage or cold-chain) can attract blue-chip LPs without owning a single skyline trophy. Conversely, a sponsor with a glossy deck but ad-hoc reporting will struggle to cross the institutional threshold even in “prime” locations.   What to do now (operators and allocators) Own the 10-year, not the headline. Build your assumptions around the 10-year Treasury and the yield curve, not the Fed's short-term rate projections. Stress cash flows under slower growth. Lean into complex operations. Data centers, IOS, cold storage, seniors housing, where capability barriers protect yield. Be distribution-aware. If you're raising from institutions, understand their recycling constraints; design pacing and structures that fit their liquidity reality. Institutionalize the back office. Reporting, controls, and data pipelines are capital-raising assets. Treat them as such. Bottom line: allocations still want to be filled, but the bar is higher and the path is narrower. Those who combine operating edge with institutional process will take disproportionate share when the dam finally breaks.   n.b. Greg and I take a detailed look at what ‘institutional' real estate really means; how it's defined, structured, and operates. It's worth tuning in so you can separate fact from fiction the next time you see the term in a pitch deck.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

Nous sommes en 1552, située dans le Sussex de l'Ouest, en Angleterre. Cette année-là, le roi Édouard VI fonde l'école du Christ's Hospital. Un établissement public qui décide de faire porter une tenue commune aux orphelins et aux enfants défavorisés dont l'institution à la charge. Cette initiative vise, en réalité, à émanciper les enfants, par la scolarisation, en leur offrant des conditions égalitaires, y compris un uniforme simple, composé d'un long manteau, d'un short bleu, de chaussettes jaunes et d'un foulard blanc. Loin des codes vestimentaires élitistes des toges académiques, cet habit symbolise l'humilité et le respect du savoir, marquant l'inscription des enfants dans l'instruction au-delà de leur condition sociale. L'uniforme comme instrument de justice et de progrès est une idée qui sera défendue, deux siècles plus tard, par les gauches radicales. Son histoire est faite de flux et de reflux. Tombé en disgrâce après les guerres mondiales en Europe, il s'est généralisé ailleurs dans le monde, en Afrique, en Asie, en Amérique latine. Dans nos régions, son usage est, depuis quelques années, à nouveau, au centre des débats. Ses défenseurs y voient une réponse au désir d'ordre et de repères institutionnels face à l'affaiblissement des institutions et à la montée des affirmations identitaires. Ses pourfendeurs le perçoivent comme un vestige archaïque. Alors pour tenter de comprendre les uns et les autres, revenons aux origines de l'uniforme scolaire et à l'évolution de son usage. Avec nous : Jean-Claude Kaufmann, spécialiste de la vie quotidienne et pionnier de la microsociologie. « L'uniforme scolaire – Archaïsme ou modernité ? » ; Armand Colin. Sujets traités : L'uniforme, école, Édouard VI , institutions , évolution Merci pour votre écoute Un Jour dans l'Histoire, c'est également en direct tous les jours de la semaine de 13h15 à 14h30 sur www.rtbf.be/lapremiere Retrouvez tous les épisodes d'Un Jour dans l'Histoire sur notre plateforme Auvio.be :https://auvio.rtbf.be/emission/5936 Intéressés par l'histoire ? Vous pourriez également aimer nos autres podcasts : L'Histoire Continue: https://audmns.com/kSbpELwL'heure H : https://audmns.com/YagLLiKEt sa version à écouter en famille : La Mini Heure H https://audmns.com/YagLLiKAinsi que nos séries historiques :Chili, le Pays de mes Histoires : https://audmns.com/XHbnevhD-Day : https://audmns.com/JWRdPYIJoséphine Baker : https://audmns.com/wCfhoEwLa folle histoire de l'aviation : https://audmns.com/xAWjyWCLes Jeux Olympiques, l'étonnant miroir de notre Histoire : https://audmns.com/ZEIihzZMarguerite, la Voix d'une Résistante : https://audmns.com/zFDehnENapoléon, le crépuscule de l'Aigle : https://audmns.com/DcdnIUnUn Jour dans le Sport : https://audmns.com/xXlkHMHSous le sable des Pyramides : https://audmns.com/rXfVppvN'oubliez pas de vous y abonner pour ne rien manquer.Et si vous avez apprécié ce podcast, n'hésitez pas à nous donner des étoiles ou des commentaires, cela nous aide à le faire connaître plus largement. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

What happens when we take justice into our own hands? Author Ben C. Davies joins Purple Political Breakdown to explore the complex reality of systemic injustice and individual response.In this thought-provoking guest episode, we dive deep into the intersection of politics, justice, and human nature with Ben C. Davies, UK-born author of "And So I Took Their Eye" - a debut collection that examines how people seek justice when institutions fail them. Drawing from his experiences living in Guatemala, the UK, and the United States, Davies offers a nuanced perspective that transcends traditional political boundaries.Key Discussion Points:Why both major political parties - Democrats and Republicans, Labour and Conservative - are failing citizensHow wealth inequality and institutional breakdown drive people to seek personal justiceThe difference between community-based support systems (Scandinavian model) vs. American individualismReal-world examples from Guatemala's "eye for an eye" culture and how it manifests globallyThe role of empathy and storytelling in bridging political dividesWhy current immigration rhetoric and foreign aid cuts reveal our disconnect from human consequencesDavies, who teaches at California College of the Arts and co-runs a Guatemalan writing residency, brings unique insights from someone who's witnessed political systems across multiple continents. His book critiques both left-wing and right-wing institutions while exploring what drives ordinary people to take matters into their own hands when systems fail.This episode aligns perfectly with Purple Political Breakdown's mission - examining where our institutions are failing people without partisan agenda, focusing on the human cost of political polarization and the search for authentic solutions beyond traditional party lines.Perfect for listeners interested in political philosophy, social justice, international perspectives on American politics, and the psychological roots of political behavior.Keywords & SEO TagsPrimary Keywords: political justice, institutional failure, wealth inequality, political polarization, bipartisan critique, social systems, political philosophy, international politics perspectiveSecondary Keywords: Guatemala politics, immigration policy consequences, Scandinavian socialism, American individualism, foreign aid impact, political empathy, systemic injustice, cross-cultural politicsAuthor/Book Keywords: Ben C Davies, And So I Took Their Eye, political fiction, California College Arts, Guatemala writing residency, UK author, political storytellingTopic-Specific Keywords: eye for an eye justice, community support systems, tax policy discussion, political institutions critique, human rights advocacy, cultural political differencesIG: @bendaviesauthorwww.bendaviesauthor.comStandard Resource Links & RecommendationsThe following organizations and platforms represent valuable resources for balanced political discourse and democratic participation: PODCAST NETWORKALIVE Podcast Network - Check out the ALIVE Network where you can catch a lot of great podcasts like my own, led by amazing Black voices. Link: https://alivepodcastnetwork.com/ CONVERSATION PLATFORMSHeadOn - A platform for contentious yet productive conversations. It's a place for hosted and unguided conversations where you can grow a following and enhance your conversations with AI features. Link: https://app.headon.ai/Living Room Conversations - Building bridges through meaningful dialogue across political divides. Link: https://livingroomconversations.org/ BALANCED NEWS & INFORMATIONOtherWeb - An AI-based platform that filters news without paywalls, clickbait, or junk, helping you access diverse, unbiased content. Link: https://otherweb.com/ VOTING REFORM & DEMOCRACYEqual Vote Coalition & STAR Voting - Advocating for voting methods that ensure every vote counts equally, eliminating wasted votes and strategic voting. Link: https://www.equal.vote/starFuture is Now Coalition (FiNC) - A grassroots movement working to restore democracy through transparency, accountability, and innovative technology while empowering citizens and transforming American political discourse FutureisFutureis. Link: https://futureis.org/ POLITICAL ENGAGEMENTIndependent Center - Resources for independent political thinking and civic engagement. Link: https://www.independentcenter.org/ Get Daily News: Text 844-406-INFO (844-406-4636) with code "purple" to receive quick, unbiased, factual news delivered to your phone every morning via Informed ( https://informed.now) All Links: https://linktr.ee/purplepoliticalbreakdownThe Purple Political Breakdown is committed to fostering productive political dialogue that transcends partisan divides. We believe in the power of conversation, balanced information, and democratic participation to build a stronger society. Our mission: "Political solutions without political bias."Subscribe, rate, and share if you believe in purple politics - where we find common ground in the middle! Also if you want to be apart of the community and the conversation make sure to Join the Discord: https://discord.gg/ptPAsZtHC9

The S&P 500 just snubbed Michael Saylor, choosing Robinhood and a dating app instead. His response? Drop $217M on nearly 2,000 more Bitcoin—now holding over 3% of the supply. Institutions, Harvard, and even Trump are waking up, but by the time Wall Street gets it, it may already be too late.SPONSORS⛓️ Mining Disrupthttp://www.eventbrite.com/e/1332865469499/?discount=SIMPLYBITCOINThe Worlds Largest Bitcoin Mining Expo!! Dallas, Texas November 11-13, 2025Promo code: SIMPLYBITCOIN for 20% off⚡️ THE ORANGE PILL APPhttps://www.orangepillapp.com - Meet local Bitcoiners- Find local Bitcoin events- Find local merchants that accept Bitcoin- STACK FRIENDS WHO STACK SATS

What does it take to survive 44 years in commercial real estate? Jack M. Cohen has lived through market booms, busts, and everything in between. In this episode of the Property Profits Podcast, Dave Dubeau sits down with Jack to explore why he chooses to back entrepreneurs over institutions, and what today's investors can learn from decades of market cycles. Jack shares how he built his career financing entrepreneurial users of capital and why he believes real estate success comes from creating long-term value — not chasing quick wins. He talks about the importance of patience, relationships, and holding assets through multiple cycles. Along the way, Jack explains why price doesn't equal value, why some investors need to be flushed out of the market, and how true wealth is built over decades. Whether you're new to real estate or a seasoned investor, this conversation will challenge the way you look at deals, financing, and the future of the industry.   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Recorded September 6, 2025 - 913415Follow Average Gary on NostrBitcoin Veterans Summit 2025If you like the show and want to support us, you can stream sats by listening with any podcasting 2.0 app.Follow Rock Paper Bitcoin on Nostr & XFollow Business Cat on Nostr & XFollow Fundamentals on Nostr & X|| Buy Bitcoin for Institutions with sats || Buy it on Amazon with fiat |||| rockpaperbitcoin.fm || Rocky Ridge Supply || Telegram Group ||THANK YOU for listening, dear listener

Institutions and Public Policy for India's Sustainable Development – Perspectives on Governance, Technology, and Finance, is an edited volume in honour of Professor Vinod Vyasulu (Edited by – Sukhpal Singh, Jyotsna Jha, A. Indira and A. V. Arunkumar). The book addresses one of the most urgent challenges of our time – sustainable development. Across the globe economies are grappling with the combined pressures of climate change, inequality, and unsustainable growth. Basic needs remain unmet for large sections of the population, prompting a growing recognition that we must rethink how we define and pursue development. Sustainability is no longer a peripheral concern—it is central, complex, and evolving, requiring new approaches and frameworks. The book brings together diverse perspectives on the critical drivers of sustainable development, namely, governance through institutions, readiness through technology and accessibility to finance. While technology is often seen as a key enabler, its transformative potential depends deeply on the institutional and policy environment in which it is embedded. Institutions—formal and informal—shape development outcomes, and public policy plays a crucial role in aligning these efforts with sustainability goals. Focusing on the Indian context, the book event will have eminent panel members exploring the three interconnected themes of (1) Institutions and Development; (2) Technology and Innovation; and (3) Policy and Governance. In this episode of BIC Talks, Vinod Vyasulu, Ashwani Saith, Chiranjib Sen and Supriya Roy Chowdhury will be in conversation with Gurucharan Gollerkeri. This is an excerpt from a conversation that took place in the BIC premises in Jun 2025. Subscribe to the BIC Talks Podcast on your favorite podcast app! BIC Talks is available everywhere, including Apple Podcasts, Spotify, Google Podcasts, Castbox, Overcast, Audible, and Amazon Music.

We've come a long way in mental health - but we can do so much better.In this episode, I chat with Dr. Ross Ellenhorn, a sociologist, psychotherapist, and the founder of Ellenhorn - the only fully integrated psychiatric and psychosocial program in the U.S. We talk about why removing people from their communities can make recovery harder, why connection is more powerful than institutions, and how the modern world has left us more lonely than ever.Ross also shares his groundbreaking perspective on addiction, why he believes play and dialogue are the keys to feeling alive, and what practical steps anyone can take to move from feeling stuck to building a meaningful life.TOPICS:Connection vs. institutions in addiction and mental health recoveryThe role of play, dialogue, and community in creating meaningWhy modern life fuels loneliness and disconnectionMORE FROM NICK:Book a FREE call here to learn about the Move Your Mind Program: https://tinyurl.com/yc3zmu35Find all links here: https://nickbracks.start.page/Sign up to the website: nickbracks.comConnect with Nick on Instagram, Twitter & LinkedInMORE FROM DR. ROSS: https://www.ellenhorn.com/our-team/ross-ellenhorn/ Hosted on Acast. See acast.com/privacy for more information.

In the 13th episode of the Ask Away series on the Everyday Judaism Podcast, Rabbi Aryeh Wolbe responds to a variety of student questions, exploring the meaning and origin of Amen as an affirmation of truth derived from El Melech Ne'eman, clarifying that the person reciting a blessing does not say Amen but others should to join in the blessing's merit. He addresses whether saying Amen at a communal Motzi is appropriate, discusses the importance of integrity in light of Bernie Madoff's actions, and explains how to overcome negative traits like cruelty or anger through small, consistent steps toward God-like qualities, as taught in Mussar. Rabbi Wolbe also emphasizes the priority of supporting Torah study through non-profits as a form of charity, the value of anonymous giving, and the spiritual significance of the Mishnah recitation after Torah study with a minyan, concluding with a call to verify rabbinic teachings with sources and a blessing for a meaningful week.In this episode of Ask Away we address these questions and topics:Here are the questions asked by the students in the provided transcript of the Ask Away series on the Everyday Judaism Podcast:Ed: What is the origin of Amen, and if it is said after a blessing, does the person who gives/recites the blessing say Amen?Jimmy: When we say the HaMotzi at our dinner table or any of our meals and we all say Amen, are we incorrect?Ed: You said that Jews are not cruel, and if they are cruel, you got to inspect their lineage. Did anybody ever inspect Bernie Madoff's lineage?Anna: If you find yourself with a trait of cruelty, is there no workaround? You just do teshuvah and change your ways, or is there another approach, like becoming a butcher or surgeon for someone who favors bloodletting?Anna: Are non-profits considered poor in the context of the obligation to help the poor?Anna: If someone doesn't ask for charity, but you give to them anyway (e.g., a smile, food, or beverage), is that the same mitzvah as charity, or is it a different mitzvah?Jimmy: What is the good side of the trait of anger? (Combined with an online listener's question about how to be more patient.)Carlos: If we talk about Midrash and Gemara in classes, why doesn't the Rabbi end his classes with Rabbi Chananya ben Akashya Omer?And much more ... Please submit your questions at askaway@torchweb.org_____________The Everyday Judaism Podcast is dedicated to learning, understanding and appreciating the greatness of Jewish heritage and the Torah through the simplified, concise study of Halacha, Jewish Law, thereby enhancing our understanding of how Hashem wants us to live our daily lives in a Jewish way._____________This Podcast Series is Generously Underwritten by Marshall & Doreen LernerDownload & Print the Everyday Judaism Halacha Notes:https://drive.google.com/drive/folders/1RL-PideM42B_LFn6pbrk8MMU5-zqlLG5This episode (Ep. #50) of the Everyday Judaism Podcast by Rabbi Aryeh Wolbe of TORCH is dedicated to my dearest friends, Marshall & Doreen Lerner! May Hashem bless you and always lovingly accept your prayer for good health, success and true happiness!!!Recorded in the TORCH Centre - Levin Family Studio (B) to a live audience on June 15, 2025, in Houston, Texas.Released as Podcast on September 5, 2025_____________Connect with Us:Subscribe to the Everyday Judaism Podcast on Apple Podcasts (https://podcasts.apple.com/us/podcast/everyday-judaism-rabbi-aryeh-wolbe/id1600622789) or Spotify (https://open.spotify.com/show/3AXCNcyKSVsaOLsLQsCN1C) to stay inspired! Share your questions at askaway@torchweb.org or visit torchweb.org for more Torah content.  _____________About the Host:Rabbi Aryeh Wolbe, Director of TORCH in Houston, brings decades of Torah scholarship to guide listeners in applying Jewish wisdom to daily life.  To directly send your questions, comments, and feedback: awolbe@torchweb.org_____________Support Our Mission:Help us share Jewish wisdom globally by sponsoring an episode at torchweb.org. Your support makes a difference!_____________Subscribe and Listen to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.transistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at http://podcast.torchweb.org_____________Keywords:#Torah, #Halacha, #Amen, #JewishBlessings, #Community, #RoshHashanah, #Shabbos, #Compassion, #SpiritualGrowth, #Mussar, #NegativeTraits, #Transformation, #Madoff, #Charity, #TorahStudy, #Institutions, #AnonymousDonations, #JewishOralLaw, #JewishLife, #Practice, #Q&A, #Sponsorship ★ Support this podcast ★

Episode 4760: Seizing The Institutions And Taking Over Nations Independence

Title: The Unconventional Investor: Why Following the Crowd is Costing You Millions With M.C. Laubscher Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley welcomes back MC Lobster, a cashflow investor and entrepreneur. They discuss the importance of diversification in income streams, exploring various investment vehicles beyond traditional methods. MC shares insights from his journey from South Africa to the U.S., emphasizing the opportunities available for those willing to take action. The conversation covers innovative cashflow niches, including agriculture, energy, life settlements, and music royalties, as well as strategies for achieving financial freedom. MC highlights the mindset necessary for successful investing and the importance of accountability in personal and financial growth. Links to watch and subscribe: https://www.youtube.com/watch?v=II3UR8G3eWU Bullet Point Highlights: Mikkel Thorpe helps people relocate overseas and navigate tax issues. The expat lifestyle offers freedom and adventure beyond traditional living. Second residencies provide legal rights to live and work in another country. Tax benefits for U.S. citizens living abroad include the foreign earned income exclusion. Investing in real estate can provide both residency benefits and financial returns. Personal responsibility is crucial for achieving financial independence. Mikkel emphasizes the importance of emotional support during relocation. Countries like Panama offer favorable tax situations for expats. Understanding the legal obligations of living abroad is essential for compliance. Exploring different cultures can lead to personal growth and new opportunities. Transcript: Seth Bradley (00:10.572) What's going on y'all. Welcome back to a new episode of the Passive Income Attorney Podcast. Of course, your favorite place for learning about the world of alternative passive investing so that you can have more freedom, flexibility, and fun. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com and download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate deals, which we'd love to have you on board for.   to help you on your journey to financial freedom. All right, today, let's talk about diversification in a particular way though. Let's talk about the different ways that you can make money. There are so many different ways. Unfortunately, for most of us, we have it in our heads that there's only one way. For my attorneys out there, well,   We just do our attorney thing and that's how we get paid. We have one stream of income, one active stream. Maybe we save for retirement through a 401k or we buy some stocks and bonds or play around on Robinhood or something like that. But we don't think about all the other ways that we can make money. If you've listened to my show before, I've had so many attorneys on here that have leveraged their knowledge, their background, their experience, their education as an attorney.   to catapult them in other aspects of life, in other avenues of business so that they can create multiple streams of income, whether that's through starting a side business, a side hustle, which eventually might become their full-time hustle or investing in real estate, both passively and or actively. There are so many different ways to make money, but there's more ways than just the things that we've talked about so far. There are so many different ways and there's no magic pill.   Right now we talk about syndications a lot on this show, but it's not a magic pill. I'm not preaching to you and telling you if you don't invest in a syndication or invest in syndications, then you're not going to become wealthy or that investing in real estate is the only way to become wealthy. It's not, it's a tried and proven way to become wealthy. And it's my favorite way and a lot of my guests favorite way, but it's not the only way.   Seth Bradley (02:30.814) And our guest today, MC Lobster, who is no stranger to this show. He's been on here before. He's actually our first repeat guest. but I love chatting with him. He's such a great guy. So knowledgeable. he is a true expert at this idea of diversification across so many different types of income that you can create for yourself. And he's on here on the show today, especially to talk about his new book, the 21 best cashflow niches, where we'll   jump into what some of those are. Some of these things you've probably never even heard about. We'll talk about life insurance contracts. We'll talk about agriculture, energy, of course, real estate and all of those things. But inside you, you'll get some new ideas about things that you never even thought you could invest in. MC Lobster is a cashflow investor and a serial entrepreneur. He's the creator and host of the top rated business and investing podcast, the cashflow Ninja.   which has been downloaded over 3 million times in over 180 countries. He's also the president and CEO of Producers Wealth, a virtual wealth creation firm that assists investors and business owners to set up and implement infinite banking. All right, without further ado, the one, the only MC Lobster, let's go. This is the Passive Income Attorney Podcast.   where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley. MC Lobster, what's going on, brother? Welcome to the show.   Great to be back. Great to connect. Looking forward to our conversation.   Seth Bradley (04:25.71) Absolutely, man. You are my first repeat guest. So you have that honor. Awesome, man. Well, for our listeners that haven't heard you on the first episode, maybe just give a quick rundown of a little bit about your background and who you are and, you know, where you come from and all that kind of stuff,   Definitely honored.   M.C Laubscher (04:46.542) Yeah, originally from South Africa, came to the US in 2001 and just blown away with the opportunity in this in this country. I mean, there's literally no place with the upward mobility like the US. You can literally start here with absolutely nothing, which is what I did. Basically a backpack, a suitcase, five hundred bucks, sense of humor, sense of adventure. And I'm an entrepreneur investor. I've started several companies.   failed at a lot of them, they had a lot of success in some of them. I've been an investor since 2001 in real estate. And I have a couple of companies, people know me for the Cash Loan Ninja, which is a podcast that I started six years ago, which has turned into a full blown financial education company. We have podcasts, tools, resources, programs, and now books. And then also,   know, I have a company called Producers Wealth. We help folks all across the United States. In 49 states, set up infinite banking, a cashflow management strategy utilizing an insurance product. And then I also have a company where we do a lot of syndications in the resort and multifamily space called Producers Capital Partners. But I love cashflow. I love talking about cashflow, creating it.   positioning it efficiently and managing it and then multiplying it. So everything cashflow gets me excited.   Is that all you got going on, man?   M.C Laubscher (06:20.8) You know, throw throw throw a family that's very active and love to do stuff in there. I've got a beautiful wife and two young kids to all one for an off and three boy and a girl. So you can just imagine the energy there. So a full time job almost by itself, right?   That's   All right. Yeah. So many hours in the day, man. I don't know how you do it. I know how you do it. I love what you said about upward mobility, man. And I think we take that for granted in the US. So how is that different in other countries for us? don't even think about that sort of thing.   Yeah, so I grew up in South Africa and then I was fortunate enough, I traveled to a number of African countries and then I also traveled to a number of European countries, Latin American countries and Asian countries. And I don't think people realize, like if you're born in the United States, you literally won a lottery ticket. I it's I don't know how else to say it. When I got here, I looked at this and I'm like, wait a second. So there's not really like you could, mean,   You just bring your game, you start where you're at and the sky's the limit where, you know, it's very tough in certain countries. Let's just use Africa as an example, you know, in South Africa, the lack of infrastructure, supportive infrastructure for somebody starting there and maybe folks from other countries can relate like in Brazil is probably the same, a of Latin American countries that don't have the same infrastructure that's in the States. So let's just say you are,   M.C Laubscher (07:53.614) you're born on the lowest economic rung. That happens to folks, right? If you're born in the United States, well, you still have access to stuff. You could go to a library, jump on a computer, learn skills, there's public schools. When you're born in a shanty town in South Africa or in a favela in Brazil, you don't have the same access. And also when you come here, literally,   I mean, you look at all the rags to reach the stories and, funnily enough, a lot of it is immigrants. You see it, a lot of immigrants rise to the top because most of them, whether they're from Africa, the Middle East, Eastern European countries, Latin America, that's kind of what they experienced too. And I've had conversations with them too where they're like, man, you could do anything you want to here. There's nothing holding you back.   and the sky is limit. It's not even the limit. You could go to space if you want like Elon. no, it's an incredible place. It still is. We live in an incredible time in the US is an incredible country, where, you know, it's all what you make of it, and all how you approach it, right?   Yeah, for sure. mean, it's kind of like, the access to information, the access to technology, the access to education. I know that's kind of a, you know, we fight about that all the time, but we have access to those things up to a certain point for free. Whereas other places do not have that access to information, technology, education. And that in itself gives you power. Knowledge is power. It's not just a saying.   Yeah, think think about the time that we live in. Who is it? Who is in Star Trek? Was it like Buck Rogers or Captain Kirk? Was Captain Kirk the guy? So, I mean, I still remember and we had very little TV. I grew up inside everywhere. We had like two TV channels, but one of them had like Star Trek episodes on. And I still remember like he would press a button and talk to someone on the telly on like a like a television screen.   M.C Laubscher (10:01.082) and I always saw, man, that's, that's, it's so cool. They're not even the same galaxy at that stage, but they're talking to one another. I like they're in the same room. We have access to that. And for most part, it's free. We have like access to star Trek technology in the time that we live in for base, for, most, for the most part, it's free. So you have a smartphone and.   you have some service or an internet connection, you're good to go. yeah, and again, the technology, which, you know, it's the frenemy. It's your friend and it's the enemy. It's a frenemy. But for the most part, if you approach it right and utilize it right, now a lot of the opportunities, when I came here in about 2001,   It was just around the internet kind of boom. So most people didn't really know what was happening there yet, but now everybody's in it. and all over the world. So a lot of the opportunity that only existed in the U.S. then too, are now available in other areas for folks to start online businesses and that kind of stuff globally. You know, to bring it back with Africa, I see on my last visit, and it's been a while ago, but I just remember seeing folks walking around with smartphones and that's all they transected bank.   They do everything on their smartphones. They have SIM cards and they buy like airtime. And I'm like, man, what you could do with a smartphone these days. It's quite incredible. So it's starting to open up in other places. yeah, you know, it's quite, we live in remarkable times and sometimes I don't think we appreciate it because we're so used to it. It's like, man, why is my internet taking so long to get on? I'm like, does anybody remember dial-up?   You know, it's like. Yeah, it will dial up, man. It's like, yeah, if we click on a link on our phone or click on a link on our computer and it takes more than like, you know, a snap, we're just like, what is going on? This is ridiculous. I can't get anything done. like, well, what did you get done when you didn't have that?   M.C Laubscher (12:09.986) Yeah. Yeah. Yeah. As like I said, before I came to the States, I remember we had dial up and I would add to download emails. So you would start at dial up and you would basically hit start for your emails to download and you would go and grab a cup of coffee and do whatever you have to do. And like 20, 30 minutes later, your emails would have been downloaded. That's so now it's, it's like this and everything moves quicker, right? So you can, you can disrupt slow, archaic,   markets in any asset class really, really quickly with technology and boy, there's some dinosaurs, especially in the markets that we were operating, real estate being one of them. And I'm in insurance too, mean, both very, very big dinosaurs that's ready for disruption.   Yeah. Yeah. So let's talk about some of those things that you invest in. know you're pretty famous for infinite banking and also in commercial real estate. mean, what are some of the things that, are some of the best vehicles to invest in that you're seeing today and how has that maybe changed recently? I, and I asked that because there's a lot of people out there, you know, they'll listen to one podcast, right? And it'll just be like, you have to do this. If you don't do this one thing, if you don't take this one magic pill,   You're never going to be able to retire, achieve financial freedom, but we all know that that's not true. Hopefully we all know that, but what are, what are some of the investment vehicles that you love and why?   Yeah, I love what you just said. It's the maximalist approach, right? It's because I made my money in single family real estate that that's the only way to do it or multifamily or so. And that's why my show is to just get as many different ideas in business and real estate and commodities, paper assets. We covered crypto and blockchain since 2016, as I thought was was pretty exciting then. Now it's like out of control. But   M.C Laubscher (14:07.562) Actually, this ties into one of the reasons why I wrote my latest book, because most people would say, MC, you've interviewed like the best minds of business and investing and all these different opinions on your show, which was very funny in the beginning because we're so used to echo chambers. You know, I didn't want an echo chamber. So I would have someone on, for example, that hates Bitcoin. And then was someone on that loves it. And that's the only thing. And people are like, I don't understand. I'm like, yeah, you have to you're both sides of the argument.   and then to make a decision. But yeah, I wrote the 21 base cashflow niches, the book where I share, you know, the top 21 that's been shared on my show and I threw in five bonus ones there, but you know, as a marketer, 26 doesn't set as well as 21, right? It's funny how psychology works. Seven's good, 10, 20, 21. And then you gotta go to 50, I guess, or 100 off to that, right?   But anyway, 21 is what I used for the name of the book. Yeah, I mean, there's incredible niches that I don't think people think about. When you invest too, you know, this is just what I've done and I just share what I do. I eat my own cooking without throwing up. But what I initially did when I built the cashflow portfolio is I was very clear on what I was trying to accomplish with each investment. So what do I mean by that? So some investments you're going to buy,   that's going to be tax favorable, right? A little bit of light on the cash flow maybe, good on appreciation or a little bit light there, but really good on taxes. Then there's certain investments that's very strong on cash flow, okay on the taxes and good on appreciation. And then there's some that's purely on appreciation, okay on taxes and okay on cash flow, but it's really driven by the appreciation. And then there's some that   that's really good on all three. Knocks out a ton of taxes, great cash flow and appreciation like real estate is one of those assets that does that. So you have to be very clear when you build out a portfolio and I would advise just this is what I'm doing in the time that we're living in today that you have diversified income streams within a cashflow portfolio because we're living, mean, again, during times of great change   M.C Laubscher (16:29.25) There's going to be disruption. There's going to be chaos. You don't want to be in one. You don't want to put all of your eggs just in one basket. And that's you know, that's the horse that's going to win you the Kentucky Derby. You got to have a stable of horses and have many access to many different income streams. So what are some of the what are some of the coolest ones that I've seen? There are some some, know, if you're looking for taxes, there's some great plays and energy, great plays.   Disclaimer, not a tax accountant or CPA, but when you invest oil and gas, different energy projects, there's a very, very, very good tax incentives from a strong cash flow and so forth. So that's a great tax strategy, by the way, to offset active income, not just only passive income. If you do it properly and you're investing in it. And by the way, in case anybody hasn't checked energy prices.   It's just skyrocket. Try and put gas in wherever you are right now. So energy prices has a great appreciation with inflation, great cash flow and great taxes. the tax play is really good with that one. Then, of course, mean, different types of real estate. But one thing that I would share that was very interesting when I was writing this book is kind of reflecting on the years of and I've done this six years and all the people that I've interviewed. But one thing was very interesting.   So agricultural, the market is big. There's many different things in agriculture. And that's where a lot of folks obviously invest farmland, livestock, produce, that kind of stuff. What I found just fascinating was the portfolio allocations of some of the wealthiest people on this planet in timber, more specifically tea.   And I'm like, wait a second, because I've some friends that work in family offices, too. So when I came across this, I reached out to them and I'm like, I see like, is there a lot of like the some of the families that are working with you invested in this asset class? And they're like, yeah, it's in all of our portfolios. And I'm like, that is fascinating. So teak, which is in the timber category is is there. And then I started looking into this. And it's like institutional companies are buying this hedge funds.   M.C Laubscher (18:58.594) family offices, like Ted Turner is one of the largest investors. And I looked into this and I'm like, why? And then of course, you reach the conclusion that what happens in agriculture, trees grow, they grew five years ago, they're gonna grow five years from now, they're gonna grow 20 to 25 years from now, they're just gonna do what they do if they're in the right climate, in the right country.   And so forth, so it provides stability to a portfolio. So it's a long term play. It's not a get rich quick scheme. Anybody that's in agriculture that has ever invested in that space knows that this is not a Bitcoin where you buy something and the next day it doubles. It's I mean, it's literally you have to hand it over to God. It's nature. It's going to take time to grow before you harvest. And when you harvest, obviously.   you're going to generate some cash flow from it. But I thought that was fascinating that how they build their portfolio there, they have to have things in there that stabilize it. Obviously, it's very big on real estate. There's a lot of energy plays on there. There's a lot of that in there. Another great asset class that can stabilize the portfolio, which I'm personally an investor in too, is life settlements.   And a lot of folks that say, is what is life settlement? So you can actually sell life insurance contracts just like you would sell real estate notes. So why would somebody sell a life insurance contract? Well, there are some folks that, like most Americans, have all their wealth in their homes and in a 401k. And that's it. No diversification. what happened in 2008, 2009? Well.   They were in retirement already and maybe lost the majority of the equity of the value of their house. They got clobbered in their stock portfolio and their retirement accounts. And now they're out of money basically. So what do you do? And now because of the stress, there's an illness too. So you can sell and you realize, I have a life insurance policy that I could sell to an investor. And then obviously the investor can, and this is being underwritten of course, an agent and so forth.   M.C Laubscher (21:21.804) But they have a life insurance policy that they can sell and live out the remainder of their life comfortably. So there's a win-win on both sides of it. I'll give an example. Let's just say you have a million dollar death benefit and a life insurance policy, and you have like $50,000 in cash value. And you're in a very bad situation like these folks are that I just told you. Well, you could go.   to a live settlement company at that stage, if you qualify, not all of them of course qualify, it has to be under underwritten to make sense for an investor to buy that. But let's just say you could get four to five times the amount that you have some, even if you're getting $200,000, $250,000 in cash, the investor would then pay for that. And then now they own the life insurance policy. So eventually when   when the seller then passes away, then obviously the proceeds gets paid out to the investor. So they got money to live out the remainder of their life comfortably. The other folks then obviously got a return on the investment that they made. And there's pools of this, there's funds, it's a security. So there's a lot of undesirable, just disclaimer and I was warned about all this stuff is there's undesirable.   characters in every industry. And as you can imagine, there's probably a lot in that space. Just be aware that if it's in a fund, which is the best way to do it, because you can diversify over a large number of policies and utilize the law of large numbers like insurance companies, it is a security. So there are security laws that apply to all those things. it's essentially for accredited investors that have access to this.   Institutions, they just buy tons of policies on their own. Life insurance companies buy policies from other. They buy policies from other insurers to have on their books as a hedge. Folks like Warren Buffett, Bill Gates, shocker, he's a big investor in that kind of stuff, too. But yeah, it's a very interesting asset class. And again, with the teak, what does it provide?   M.C Laubscher (23:37.87) Well, it provides stability because you're essentially buying your equity upfront. So the only factor is time, which will impact your return, obviously, right? So you could get a very nice return on that, which you kind of know when you buy it, sort of the equity that you have in that policy. And then with Teak, I mean, it stabilizes a portfolio. So between the two of those great plays, settlements, not as much cash flow heavy, but great upside potential appreciation.   So that was the main driver of that, but it stabilizes portfolios. So there's some interesting stuff that I've seen, but those are, you know, I figured I wanted to share some of the stuff that can stabilize a portfolio too, especially during times of craziness where it's not just speculative kind of place.   Yeah, that's fascinating, man. There's so many different things that you've invested in and that there are just to invest in in general and people just don't know about it, right? They get stuck in that, that 401k stocks and bonds bubble. And they think that that's just the only way to invest. And that's why sometimes I'll say, just get into a passive real estate deal, right? Not just because that's the only way to invest, but once you do it once you kind of surround yourself with those types of people that are looking at alternative investments. And then you start your mind just kind of opens up to   all these different things in agriculture, in energy, in, you know, all of those things that you just mentioned that are out there to invest in. And you just start seeing all these opportunities just around you. And then you can kind of start diversifying away from that.   Yeah, you know what another one is, and I cover this in the book too, which would be interesting for your folks at the time that we live in. You know, we had the whole Joe Rogan thing, the Joe Rogan experience controversy, and we had these folks that wanted to pull their music off Spotify. So some folks, if they actually read the story, might have grasped how that side of the business works. But essentially, you can invest in music royalties. And that's another niche on the book, which someone shared on my show.   M.C Laubscher (25:39.118) a couple of years ago, which I found was fascinating. Now, a musician can sell a portion or all of the royalties on their music to an investor. And that's essentially what happened to a lot of those folks that wanted to leave Spotify. They don't even own their royalties or all of it, maybe a small portion or a part of it, but corporations do. They own their music royalties.   So every single time a song gets played somewhere or is used in a movie or something, royalties are paid on that and the investor collects cashflow. Now, do we listen to music when markets crash? Yeah. Do we listen to music when markets boom? Yeah. We always listen to music, you know, whether it's good or bad times. So it's another, it's another interesting aspect of, of that. Now, why would a musician sell their royalties?   And this is fascinating because that side of the business and my brother, my brother is a musician too. So I learned a little bit of that, that side of it and had an insight of that, but why would they sell a portion or all of it? So maybe they need to fund the next album and they don't have a record label backing that. And maybe they just want to do it themselves or, you know, for them to raise money for the next project would be, would be one example of that. So, and of course, if there's   partial ownership of royalties. It's actually the best way to do that because otherwise the musician doesn't have incentives to keep promoting those songs. Right. So you almost want to go like 50 50 with someone to make sure like they've got skin in the game to still promote their albums and the songs and play them at concerts and all that kind of stuff. Otherwise, they're not really going to care because they don't own the rights or the royalties to that music anymore.   So it's fascinating. There's a whole exchange, as you can invest like an investor, but there's so many ways to do it. There's so many ways. see to your point, I see people argue all the time. This one's better, this one's better, this one. I'm like, you can make, it's incredible to see the ways that people can make money and become successful. There's so many ways to do it.   Seth Bradley (27:53.698) Yeah. Are there any, I know you went through quite a few there and I want to give the entire book away, but are there, is there another like really surprising one that kind of stands out in that book where somebody's going to read and they're like, what? That's crazy.   Yeah, I throw in there a different angle on crypto. So I share a strategy in there. I share a crypto strategy and then I share an angle of how to look at it as an investor because most people think cryptocurrency and blockchain and they go, oh, I just buy Bitcoin and it goes up 20 fold and now I'm a millionaire or a doggy coin and I'll be fine.   But there's actually that's very speculative, obviously, and you're a speculator. What the folks, the absolute cash flow ninjas have done is they have approached this as investors in the space. So they have followed what I call the California gold rush strategy. So they looked at this and said, wow, all right, there's gold found in California and San Francisco in that area.   Instead of going to mine or dig or pan for gold, I'm going to be the person selling the shovels, the picks, the equipment. I'm going to be the person selling the clothes like Levi Strauss. I'm going to be the person there that has provides housing, hotels, bars, restaurants, entertainment, brothels, whatever floats your boat. And I'm going to be the person that offers financial services like Wells Fargo.   You take a different strategic approach of investing. So you actually go in as an investor and say, like in the crypto and blockchain space, I'll give you some examples. The folks that have absolutely made a fortune in this space. Yeah, they had some Bitcoin. Yeah, they were early investors in Bitcoin and Ethereum. But guess what? They were early investors in exchanges. You know, I actually was in the Bauschman group of one of the first investors in Coinbase, which is now   M.C Laubscher (29:59.714) They went public. I think he did pretty well. The same with Kraken. He's also one of the earliest investors in Kraken. So he's on exchange. So the same with music. Do you think a lot of people trade crypto when the markets are going up? Absolutely. A lot of people are chasing the pump. Do you think there's a lot of activity on an exchange when crypto wets the bed and corrects? Absolutely. There's a panic selling going on.   Markets go up, down and sideways. They make money regardless. So that's one way of doing it. But think of other things, right? You know, in the cannabis space, everything was like, if you're a lawyer, I mean, you would never run out of work. If you are a tax accountant, you would never run out of work in that space. The same with crypto. So there's so many legal things happening there. And think about estate plans.   You have coins. How are you planning on transferring that to your children or your grandchildren? How does that work? Nobody's figured that out. There's companies that have been started in that space to address that problem. And you could be an investor in that company. How about taxes? You think they're coming off the taxes in crypto? You think if you're investing in a very, very good tax firm globally or locally and so forth that specializes in crypto, you're going to lose money?   going to be busier than ever. So it's a different kind of angle that you're coming in as an investor in the space, less sexy. I prefer it that way, cash flow, taxes, you're a business owner, that kind of stuff. But it's not the Elon Musk doggy coin kind of style that you're investing in the space. It's a little bit more strategic.   Right. Yeah, I love that, man. And you can use that, you know, that strategy across different industries. Like you said, you know, you're, selling, you're selling the picks and the, and the pans for the gold rushers. You're, selling the tools rather than actually going and trying to find the gold. And those are the people that actually got rich during the gold rush, right? People that sold the tool. So just think about, you know, any hot industry that way, like, what can I do? That's kind of that ancillary angle rather than the direct angle. And that could be the   Seth Bradley (32:18.03) the better investment.   Yeah, it's almost like I interviewed Jim Rogers a couple of times on my show and he's very comical, legendary investor. And he always said to me, know, when I asked him about how, how we like some of the big hits that he had and some of his best investments, he said, MC, it's quite simple. All I do is I sit and I just wait until people, the money is just lying on the floor. And then I go and pick up the money. That's all I do.   So and then I asked him about, all right, what is that? What is how does that relate to it? And it's like when you see something that's a no brainer that everybody else is seeing. I mean, like, for example, the legal side and the taxes and crypto kind of a no brainer. Not a lot of people are thinking about it. It was the same way in cannabis, too, where everybody wanted to invest in a farm or a farmer or dispensary or a distribution and all this stuff.   and deal with all the headaches of the federal government and the local government, you could have been the lawyer starting a legal firm dealing with those headaches for them. You would never run out of work and you could probably charge much, much more. And it's the same thing with the tax thing. So that, in my opinion, was it's just that money lying on the floor waiting to be picked up as an investor.   Yeah, perfect man. Nailed it. one last gold nugget before we jump into the freedom for   M.C Laubscher (33:48.362) Absolutely. Yeah, so I would say the big thing is you have to be very, very specific, obviously, why you're doing what you're doing, what you have and why you have it and what it's doing for you from a strategy. And then that's how you build your cashflow portfolio. But don't forget about the other stuff in your economy. There's a way to make your money as efficiently as possible. There's a way to position it.   And then there's a way to invest in this portfolio. And then there's a way to protect all of us with proper asset protection, with proper estate planning and with proper tax strategy. So most folks don't even think about the estate planning, the asset protection and the tax strategy. You're going to wish you have in five years. This will be a sound bite that that you can keep. You're going to wish you have thought about these things and not just on the shiny stuff.   I know because I've made all of those mistakes. I became a much better business owner investor when I started to put it all together and just didn't chase shiny stuff or had tunnel vision.   Yeah. Awesome, man. All right. Let's jump into the freedom for we're to mix it up a little bit because you've already been on the show once.   It's time for the Freedom Four.   Seth Bradley (35:09.422) So what does your morning routine look like?   You know, it varies since I have two very young kids, but there's one, but there's two things that are consistent. So I make sure that I go for a walk 45 minutes to an hour. And I do spend an hour thinking. It's a habit that I've developed over time and that I learned from Keith Cunningham. So he just calls it thinking time. We don't think because it's the hardest thing to do as Andrew Ford would always say,   So I make sure that I block everything off. No computers, no smartphones, nothing, just me and a pad. And I write down, I have certain frameworks I use to analyze things and help me think through things, looking at the dangers that are out there, the opportunities and how I can capitalize on a lot of the stuff. that's, I mean, that's definitely, that's in my morning. The other stuff, it varies because they got two young ones, but those two things are consistent. So.   clear my mind with a walk, get some exercise in, and then thinking for an hour.   Yeah. Yeah. Sometimes we, have these ideal morning routines put together, but it, know, especially when you have kids and you have all these different variables, that's not always possible, but you know, there are a couple of things that you definitely need to carve out and just make sure you do every single day. All right. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   M.C Laubscher (36:40.63) I do it every day and limiting beliefs in the sense of, people talk about the mindset of abundance, you know, and having an abundant mindset, you know, and I intentionally move every single day when I get up, there are some certain elements of scarcity and I transform that into abundance and I do it intentionally. It's actually part of thinking time. You know, I've listened to all the gurus, I get all that.   But I don't wake up in the morning and go, yeah, this is going to be great. Every every person wakes up. This is just how we were built. If we weren't built this way, we wouldn't have survived. So we get up and we scan our environment and we start kind of not in a fearful fear isn't the right word, but it's kind of like fight or flight situation. Like I said, if you're not built that if you weren't built that way, you wouldn't be alive right now. We wouldn't be as a specie.   because otherwise we would have probably the saber-toothed tiger would have probably gotten us. So we were built that way. So I do it intentionally to transform from whatever elements it is of scarcity into abundance. And by doing that and doing that every single day intentionally, it changes your whole day. then you don't have any bad days. So I don't get up drumming my chest saying everything is perfect and rosy and rainbows and unicorns.   I understand that there are certain things that I've got to work out kinks and I have frameworks to do that. And I just make sure that I do it every single day. So overcoming limiting beliefs, we all have some of them. think like the, mean, the biggest one, there are some things like, the biggest one that I've ever came lightly and this is probably over the last three years is,   You know, Dan Sullivan, which is one of my coaches, a strategic coach said, you need to work less and make more money. And I'm like, I don't know how to do I know what's what's the catch here? Yeah. So that was a limiting belief. then I'm like, wait a second, does he have a superpower that I don't have? But then I started to realize that you could structure your day and then have proper systems and processes in place. And that I work four days a week now when I started as an entrepreneur, it was   M.C Laubscher (39:05.866) seven days a week, 10 to 12 hours. Now I work four days a week and it's probably seven to eight hours at most because I have those systems and processes in place. it was, mean, yeah, talk about a limiting belief right there. It was something that I to work out and figure out.   Yeah. Yeah. And it's counterintuitive, right? It's like, wait, work less and make more. That's not how it works. That's not how I was taught growing up. That's not how it works.   It's everything, everything against what you were have been taught in school, right? So it's almost like you have to break down core foundational beliefs and a mindset. You have to double down on that. It's like when Labeque Saki said he makes more money every year and pays less in taxes. When you first hear that and you read the book, you're like, well, how does that, how does that work? So again, beliefs that have to change and then your mindset and then you   learn the game of money and you're like, yeah, that is that's what they do. This is what the castle and then just do they make more money every year, they pay less in taxes, actually get money back from the government, legally, and they work less and then and they make more money.   Yeah, exactly. I had Tom Willwright on the show last month and he said the same thing. That was the his big quote was, you know, the wealthier you get, the less taxes you pay. It's like what? Yeah, but it's 100 percent true, 100 percent true. What do you believe separates successful people like yourself who have taken action and taken control of their life and their own economy from those who get stuck in the nine to five, never take action and maybe never get started with cash flow?   M.C Laubscher (40:50.57) I own all of my outcomes. And I think that's the biggest difference between a lot of folks and people that achieve certain levels of success. I don't blame anyone. Everything that happens is because of me. So even if there is something nefarious done to you, I shouldn't have put myself in that position and I should have seen it coming. So it's my responsibility, not anybody else's.   So I take responsibility for everything that I've done in my past, my present, my future. I own everything. So I was stuck for a while in a deep dark place. We're talking now like 10, 12 years ago and I wasn't going anywhere at that stage. And that was the one switch that I made and I've never looked back since, you know? So I own everything. The good, the bad and the ugly.   Yeah, I love that more than you know, man. Accountability is my number one principle in everything in business and life. Even again, if you if you know inside that maybe it was somebody else's fault, it still doesn't matter. You say, well, what could I have done to change it and to make it better? What could I have done differently? Take accountability for it. Don't blame other people.   Yeah, there's a person that I follow that I was very honored to meet in person, Tim Grover. And he's the guy behind Michael Jordan. mean, he's Michael Jordan's coach, Kobe's coach, know, Dwayne Wade. And he was actually, it's funny that I just saw that he actually worked with the Rams over the past month too, during that. And he's just, I mean, quite incredible because he literally gets you into   This is how a champion thinks. This is what's going in their mind. This is how they're wired. And those folks, mean, it's just so interesting to see. Even if folks don't win, listen to what Tom Brady said, by the way, in his playoff loss before he retired. Where they're like, you you didn't get the ball back and you didn't have another shot. basically you thought you were going into overtime, but then that final play that the Rams got you and he's like,   M.C Laubscher (43:12.386) I shouldn't we shouldn't have been in that situation. I shouldn't have put my team in that situation in the first place. So that's all they think. That's all those folks think. And I know it's sports, but there's so much between sports, obviously, and and business and investing. So you look at the mind of a champion in any industry in any part of part of life. And that's all those folks think, whether it's a whether it's sports, it's a business, a marriage, investments, you know, they own it.   That on the outcomes.   Yeah, for sure. I'm listening to Winning right now, his book on Audible. it's great so far. All right. Last but not least, what does financial freedom mean to you?   You know, freedom is is a is it's it's we're living during interesting times. It's funny how freedom is is being spun. You know, I'm one of those folks that. Nobody grants you freedom, no one. You just you just take it, you're born free and you take it. You know, you can't you can't negotiate it, you can't vote for it, you can't beg for it, you can't plead for it, you just take it.   And you do that by taking action. So financial freedom and the same thing is no one no one's going to give it to you. And you're just going to have to go out and take it. And in the sense is what freedom means to me is having freedom of time, how I spend my time, what I do, having freedom of money. I do things and I spend my time how money no longer becomes a reason why and why I'm not doing something.   M.C Laubscher (44:55.126) relationships, having freedom of relationships. doing cool things with people that I like to do things with and hanging out with people that I want to hang out with. So I don't have to hang out with someone just to hang out with someone. That's what freedom means. then obviously purpose, know, purpose is, yeah, the freedom to pursue what you want to pursue, the stuff that you want to work on, the stuff that you're passionate about.   So you don't do things just to do things and you have to get there by the way, you know, if you if you see all the things that I've had to do to get to the part where I just do stuff that I want to do. It's been a long road. It didn't start with that, but that should be the goal in the end. So we all have to do things that we don't like to do and some way or shape or form. But essentially, when you get to financial freedom, you can just focus on the things that you want to do that you're passionate about, whatever they are. If it's   doing cool things with cool people and cool places. If it's spending time supporting your charities and your church and so forth and being actively involved with that. There's folks that I know that are very wealthy that, mean, they just, and a lot of them, by the way, right now, they're just buying ranches and farms and just living off the land in the middle of nowhere, you know, in different states.   Yeah, I mean, and that's that's it. That's it. That's what they that's what they want to do right now. Get away from all the craziness. They kind of see that things are going to get wilder and crazier in the in coming months and the next couple of years. And they're like, I don't want to participate in this. I'm just going to buy a piece of land in the middle of nowhere and come back when this so when the dust settles. So, yeah, that's that's that's what that's what it means to me. It's it's something that I talk about a lot, too, that I'm pretty passionate about.   Because we are in a fight for it now too. You know, all over the world in many, many, many different ways. So my own little way, I try to, you know, help as many people as I can to get the financial park right. Because if you are financially independent and free, you know, you're not going to be forced into a corner or have your back to the wall and be forced to make decisions that are against your principles, your values, and what you believe in. You're going to tell   M.C Laubscher (47:18.466) people to go pound sand. So I want as many people to be in that position as possible.   man, that was an awesome answer, dude. Let's wrap it up, man. It's been awesome having you on the show. Where can our listeners find out more about you? Where can they get that new book? 21 Best Cash Flow Niches. Tell us all about it.   So cashflowninja.com is everything Cashflow Ninja and the book is called the 21 Best Cashflow Ninjas, Creating Wealth and the Best Alternative Cashflow Investments. It's available on Amazon or cashflowninja.com. And when your listeners purchase a copy of the book, just screenshot a proof of your purchase to my team at info at cashflowninja.com and I'll throw in some bonus goodies. I'll give you a digital version of the book if you wanna read it on Kindle.   A audio version of the book, if you just want to listen to it, driving in your car, working out or hanging out. I've actually curated a library of interviews specifically where people talk about these niches. You'll get access to that and more bonus goodies. So it's available on Amazon dot com, but also at cash learning dot com, you'll be able to buy the book. The twenty one best cash flow and it just creating wealth in the best alternative cash flow investments.   Awesome brother. Well, congratulations on the book launch and it's been awesome having you on the show again. I MC let's catch up soon.   M.C Laubscher (48:37.962) Absolutely. Thank you so much for having me.   All right kiddos, MC Lobster, the cash flow ninja, drop in bombs. As always, he always comes up with all these new ideas, all these new ways to create cash flow and income outside of the box. We're not just talking about real estate. We're not just talking about stocks, bonds and mutual funds. We're talking about agriculture, life insurance contracts, all these different ways that you can create income for yourself. There's more than one way.   to create income that does not involve just lawyering, just doctoring, just engineering, just doing your, just creating your active daily, trading your time for money income. So at the end of the day, look, this is the major key. The major key is to get started. Again, I always say start out with a real estate syndication on the passive side because...   that will open your eyes to opportunities. That's what it did for me. When I started investing in commercial real estate to begin with, it was through a passive investment. And then I invested more and then I invested more. And then my network expanded and to people like MC who exposed my mind to ideas about other types of ways to get started in multiple streams of income. Then I bought into franchises, then I bought into crypto, then I bought into all these different things. But until you get started,   and you get this cashflow train moving, you're gonna be stuck. You're gonna be stuck at your day job with one stream of income, putting yourself and your family's financial future at risk. So I encourage you to just get started. So if you're ready to take action and partner with us on one of our next passive real estate deals, go to passiveincomeattorney.com, join our Esquire passive investor club and get started today. All right, kids, until next time, enjoy the journey.   M.C Laubscher (50:34.616) Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en M.C Laubscher's Link: https://cashflowninja.com/ https://www.amazon.com/Best-Cashflow-NichesTM-Alternative-Investments/dp/1737883414

In this episode of Crazy Wisdom, host Stewart Alsop speaks with Robin Hanson, economist and originator of the idea of futarchy, about how conditional betting markets might transform governance by tying decisions to measurable outcomes. Their conversation moves through examples of organizational incentives in business and government, the balance between elegant theories and messy implementation details, the role of AI in robust institutions, and the tension between complexity and simplicity in legal and political systems. Hanson highlights historical experiments with futarchy, reflects on polarization and collective behavior in times of peace versus crisis, and underscores how ossified bureaucracies mirror software rot. To learn more about his work, you can find Robin Hanson online simply by searching his name or his blog overcomingbias.com, where his interviews—including one with Jeffrey Wernick on early applications of futarchy—are available.Check out this GPT we trained on the conversationTimestamps00:05 Hanson explains futarchy as conditional betting markets that tie governance to measurable outcome metrics, contrasting elegant ideas with messy implementation details.00:10 He describes early experiments, including Jeffrey Wernick's company in the 1980s, and more recent trials in crypto and an India-based agency.00:15 The conversation shifts to how companies use stock prices as feedback, comparing public firms tied to speculators with private equity and long-term incentives.00:20 Alsop connects futarchy to corporate governance and history, while Hanson explains how futarchy can act as a veto system against executive self-interest.00:25 They discuss conditional political markets in elections, AI participation in institutions, and why proof of human is unnecessary for robust systems.00:30 Hanson reflects on simplicity versus complexity in democracy and legal systems, noting how futarchy faces similar design trade-offs.00:35 He introduces veto markets and outcome metrics, adding nuance to how futarchy could constrain executives while allowing discretion.00:40 The focus turns to implementation in organizations, outcome-based OKRs, and trade-offs between openness, liquidity, and transparency.00:45 They explore DAOs, crypto governance, and the need for focus, then compare news-driven attention with deeper institutional design.00:50 Hanson contrasts novelty with timelessness in academia and policy, explaining how futarchy could break the pattern of weak governance.00:55 The discussion closes on bureaucratic inertia, software rot, and how government ossifies compared to adaptive private organizations.Key InsightsFutarchy proposes that governance can be improved by tying decisions directly to measurable outcome metrics, using conditional betting markets to reveal which policies are expected to achieve agreed goals. This turns speculation into structured decision advice, offering a way to make institutions more competent and accountable.Early experiments with futarchy existed decades ago, including Jeffrey Wernick's 1980s company that made hiring and product decisions using prediction markets, as well as more recent trials in crypto-based DAOs and a quiet adoption by a government agency in India. These examples show that the idea, while radical, is not just theoretical.A central problem in governance is the tension between elegant ideas and messy implementation. Hanson emphasizes that while the core concept of futarchy is simple, real-world use requires addressing veto powers, executive discretion, and complex outcome metrics. The evolution of institutions involves finding workable compromises without losing the simplicity of the original vision.The conversation highlights how existing governance in corporations mirrors these challenges. Public firms rely heavily on speculators and short-term stock incentives, while private equity benefits from long-term executive stakes. Futarchy could offer companies a new tool, giving executives market-based feedback on major decisions before they act.Institutions must be robust not just to human diversity but also to AI participation. Hanson argues that markets, unlike one-person-one-vote systems, can accommodate AI traders without needing proof of human identity. Designing systems to be indifferent to whether participants are human or machine strengthens long-term resilience.Complexity versus simplicity emerges as a theme, with Hanson noting that democracy and legal systems began with simple structures but accreted layers of rules that now demand lawyers to navigate. Futarchy faces the same trade-off: it starts simple, but real implementation requires added detail, and the balance between elegance and robustness becomes crucial.Finally, the episode situates futarchy within broader social trends. Hanson connects rising polarization and inequality to times of peace and prosperity, contrasting this with the unifying effect of external threats. He also critiques bureaucratic inertia and “software rot” in government, arguing that without innovation in governance, even advanced societies risk ossification.

In this episode of The Defiant Podcast, we sit down with Fakhul Miah, Managing Director of GoMining Institutional and former Morgan Stanley executive, to explore the rapidly evolving world of Bitcoin mining in 2025.From the rise of AI hyperscalers competing for energy resources to the financial engineering transforming miners into sophisticated operators, this conversation dives deep into the challenges and opportunities shaping the future of the industry.Key topics covered:Why AI is Bitcoin mining's most aggressive new competitorHow miners are evolving with BTC-backed loans and convertible notesThe shifting geopolitics of mining: U.S. vs. Latin America and AfricaWhat $100B in Bitcoin ETFs and sovereign reserves mean for adoptionThe big picture: Bitcoin mining's transformation into a global infrastructure industryWhether you're a crypto enthusiast, investor, or just curious about the intersection of technology, energy, and finance, this episode is packed with insights you won't want to miss.Chapters:00:00 Introduction: Bitcoin Mining Faces a New Kind of Competition00:45 GoMining's Role in Tokenized Bitcoin Mining02:43 The Rise of AI Hyperscalers and Energy Market Disruption03:15 Bitcoin Mining's Flexibility vs. AI's Energy Demands06:15 Why AI Is a Formidable Competitor for Miners08:09 The Power Struggle: Bitcoin Mining's Future Amid AI Growth09:02 Financial Engineering: How Miners Are Avoiding Liquidation12:11 The Evolution of Bitcoin Mining into a Balance Sheet Business16:57 Shifting Geopolitics: Latin America and Africa's Mining Rise20:36 U.S. Mining Dominance: Can It Adapt to Stay on Top?24:50 Institutional Adoption: $100B in ETFs and Sovereign Reserves28:40 Bitcoin's Next Phase: Stability, Risks, and Financialization31:10 Bitcoin as Digital Gold vs. Everyday Currency34:51 The Role of Institutions and Whales in Bitcoin's Future37:00 The Big Picture: Bitcoin Mining's Transformation by 203039:29 What Miners, Investors, and Policymakers Should Focus On42:35 Closing Thoughts: GoMining's Vision and What's Next

In the 13th episode of the Ask Away series on the Everyday Judaism Podcast, Rabbi Aryeh Wolbe responds to a variety of student questions, exploring the meaning and origin of Amen as an affirmation of truth derived from El Melech Ne'eman, clarifying that the person reciting a blessing does not say Amen but others should to join in the blessing's merit. He addresses whether saying Amen at a communal Motzi is appropriate, discusses the importance of integrity in light of Bernie Madoff's actions, and explains how to overcome negative traits like cruelty or anger through small, consistent steps toward God-like qualities, as taught in Mussar. Rabbi Wolbe also emphasizes the priority of supporting Torah study through non-profits as a form of charity, the value of anonymous giving, and the spiritual significance of the Mishnah recitation after Torah study with a minyan, concluding with a call to verify rabbinic teachings with sources and a blessing for a meaningful week.In this episode of Ask Away we address these questions and topics:Here are the questions asked by the students in the provided transcript of the Ask Away series on the Everyday Judaism Podcast:Ed: What is the origin of Amen, and if it is said after a blessing, does the person who gives/recites the blessing say Amen?Jimmy: When we say the HaMotzi at our dinner table or any of our meals and we all say Amen, are we incorrect?Ed: You said that Jews are not cruel, and if they are cruel, you got to inspect their lineage. Did anybody ever inspect Bernie Madoff's lineage?Anna: If you find yourself with a trait of cruelty, is there no workaround? You just do teshuvah and change your ways, or is there another approach, like becoming a butcher or surgeon for someone who favors bloodletting?Anna: Are non-profits considered poor in the context of the obligation to help the poor?Anna: If someone doesn't ask for charity, but you give to them anyway (e.g., a smile, food, or beverage), is that the same mitzvah as charity, or is it a different mitzvah?Jimmy: What is the good side of the trait of anger? (Combined with an online listener's question about how to be more patient.)Carlos: If we talk about Midrash and Gemara in classes, why doesn't the Rabbi end his classes with Rabbi Chananya ben Akashya Omer?And much more ... Please submit your questions at askaway@torchweb.org_____________The Everyday Judaism Podcast is dedicated to learning, understanding and appreciating the greatness of Jewish heritage and the Torah through the simplified, concise study of Halacha, Jewish Law, thereby enhancing our understanding of how Hashem wants us to live our daily lives in a Jewish way._____________This Podcast Series is Generously Underwritten by Marshall & Doreen LernerDownload & Print the Everyday Judaism Halacha Notes:https://drive.google.com/drive/folders/1RL-PideM42B_LFn6pbrk8MMU5-zqlLG5This episode (Ep. #50) of the Everyday Judaism Podcast by Rabbi Aryeh Wolbe of TORCH is dedicated to my dearest friends, Marshall & Doreen Lerner! May Hashem bless you and always lovingly accept your prayer for good health, success and true happiness!!!Recorded in the TORCH Centre - Levin Family Studio (B) to a live audience on June 15, 2025, in Houston, Texas.Released as Podcast on September 5, 2025_____________Connect with Us:Subscribe to the Everyday Judaism Podcast on Apple Podcasts (https://podcasts.apple.com/us/podcast/everyday-judaism-rabbi-aryeh-wolbe/id1600622789) or Spotify (https://open.spotify.com/show/3AXCNcyKSVsaOLsLQsCN1C) to stay inspired! Share your questions at askaway@torchweb.org or visit torchweb.org for more Torah content.  _____________About the Host:Rabbi Aryeh Wolbe, Director of TORCH in Houston, brings decades of Torah scholarship to guide listeners in applying Jewish wisdom to daily life.  To directly send your questions, comments, and feedback: awolbe@torchweb.org_____________Support Our Mission:Help us share Jewish wisdom globally by sponsoring an episode at torchweb.org. Your support makes a difference!_____________Subscribe and Listen to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.transistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at http://podcast.torchweb.org_____________Keywords:#Torah, #Halacha, #Amen, #JewishBlessings, #Community, #RoshHashanah, #Shabbos, #Compassion, #SpiritualGrowth, #Mussar, #NegativeTraits, #Transformation, #Madoff, #Charity, #TorahStudy, #Institutions, #AnonymousDonations, #JewishOralLaw, #JewishLife, #Practice, #Q&A, #Sponsorship ★ Support this podcast ★

Most of us can agree: we are living through a cultural crisis. It doesn't come from a single source—it isn't just algorithms, aesthetics, politics, or the economy. It's the convergence of all these forces, and beneath them, the erosion of institutions that once anchored collective life. Over the past decade, digital platforms, like social media, promised to be a new kind of connective tissue—a democratizing force to replace more slow-moving institutions. But while platforms have transformed our economies and society, they've also hollowed out the very structures that once gave us shared ground. Mike Pepi has long been a sharp voice in this particular debate. Straddling both the tech industry and the worlds of art criticism and cultural theory, he brings a rare perspective. His writing, which has appeared in Frieze, e-flux, Artforum, and The Brooklyn Rail, also takes the form of a compelling new book called Against Platforms: Surviving Digital Utopia that was published earlier this year. In it, Pepi dismantles some of Silicon Valley's most enduring myths, and it's a bracing argument about what we have lost and what's at stake as we hand over so much power, diminishing along the way some of our core institutions. But he also looks at how we might begin to rebuild them. For the art world in particular, the implications of Pepi's ideas are profound.

Institutions are piling into Bitcoin—why now, and how ETFs are making it easy. @FrederickMunawa sits down with @Matt_Hougan, CIO of @BitwiseInvest, to unpack the trends driving this influx, the mechanics of ETF wrappers, and what it means for the market's next leg up.#ETFs #Bitcoin #BitwiseSubscribe to our channel and hit the bell "

Institutions now hold more ETH than the Ethereum Foundation itself. How does this shift power dynamics?We sit down with Tomasz, co-executive director of the Ethereum Foundation, to explore institutional adoption's impact on Ethereum's governance and future.We cover massive ETH accumulation by companies like MicroStrategy, the Foundation's three scaling priorities, and why institutions launching L1s will eventually migrate to Ethereum L2s.Let's get into it.The Rollup---Website: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd9vbF3hJA2n7qoL5?si=f5ab82aaf7e2428dPodcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+8ARkR_YZixE5YjBhThe Rollup Disclosures: https://therollup.co/the-rollup-discl

The meaning behind mass shootings in sacred spaces and how civilization is under fire. Even those who hate Him, involuntarily carry some of God in their souls.  Some of the crazy things that rejecting God makes people do.  Visit the American Alliance of Jews and Christians www.AAJC.org The understandable anger of transgender victims and why so many women are unhappy. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nurses Out Loud – The American Nurses Association defends institutions over patients and nurses, sparking outrage among frontline voices. Nurse Dave and I call out hypocrisy, censorship, and ethical betrayals surrounding CDC reforms, vaccine mandates, and silencing of dissent. I share my open letter demanding accountability, truth, and a return to nursing's duty of serving patients with dignity and courage...

Is the US drifting into Peronism? We trace the playbook, tariffs and import substitution, national champions, censorship-by-intimidation, and a war on independent institutions, and map it onto Trump's America: sacking a Fed governor, menacing J-Powell, firing the head of the Bureau of Labor Statistics, deploying the National Guard, and the Treasury taking a slice of Intel. Along the way, we tell the family story that makes the point better than any chart: two Italian brothers leave Lombardy in 1950, one goes to Argentina (then the world's 7th-richest country), the other to the US. Eighty years later, identical genes, opposite outcomes. Why? Institutions. We uncover why “markets” aren't a moral compass; why an emerging-market test now applies to America; what Turkey teaches about politicos capturing central banks; and how a weaker, politicised dollar would rattle Bretton Woods, push allies away, and turn a stock market priced for perfection into kindling. It's part musical, part macro: from Don't Cry for Me, Argentina to Don't Cry for Me, Oklahoma. We'll explain how it starts, how it ends, and what the rest of us in Europe should do while the richest third-world country in history experiments on the global monetary system. Hosted on Acast. See acast.com/privacy for more information.

Kean Gilbert, Head of Institutional Relations at the Lido Ecosystem Foundation, joined me to discuss the latest on Lido's liquid staking solutions for Ethereum and how institutions are adopting them.Topics: - Institutions getting yield from Ethereum Staking - Ethereum Treasury Companies - SEC's new guidance on Liquid Staking - Staking security and custody - Staking in Ethereum ETFs - Future of Staking Show Sponsor -

Nurses Out Loud – The American Nurses Association defends institutions over patients and nurses, sparking outrage among frontline voices. Nurse Dave and I call out hypocrisy, censorship, and ethical betrayals surrounding CDC reforms, vaccine mandates, and silencing of dissent. I share my open letter demanding accountability, truth, and a return to nursing's duty of serving patients with dignity and courage...

In this episode we discuss recently released articles that detail younger generations' preferences in churches, leadership, and liturgy. We also discuss listener questions on the recent Cracker Barrel rebrand and what to do when you are facing doubts.

So, what's your supply chain of learning? Is it accurate, reliable, and trustworthy? Who are your key teachers, mentors, disciplers? Is your supply chain of learning functioning at the top 10%? 5%? Jesus taught that the Holy Spirit teaches all things—do your approaches reflect that teaching by Christ? join Kevin as we dive into the big question of this episode: what's your crucial supply chain of learning? // Download this episode's Application & Action questions and PDF transcript at whitestone.org.

In this episode of the AgNext Podcast, Pedro and Kim welcome back Dr. Carolyn Lawrence-Dill to talk about the importance of land grant institutions. Learn what makes land-grant institutions unique and why public research universities play a key role in solving complex challenges like sustainability and animal agriculture.About AgNextAgNext is at the forefront of research in animal and ecosystem health, dedicated to enhancing the profitability of the supply chain. Serving as a crossroads for producers, industry partners, and researchers, AgNext drives innovation in sustainable animal agriculture. Our research focuses on advancing the science of animal agriculture to ensure a safe, secure, and nutritious food supply. Our mission is to identify and scale innovations that foster animal and ecosystem health, promoting profitable industries that support vibrant communities. Learn more at ⁠agnext.colostate.edu⁠⁠. Music Credit, Producer, and Artwork Song: Tony Petersen - Dusting the Broom(downloaded from Artlist) Producer: Erica Giesenhagen Artwork: Julia Giesenhagen

Former Labor MP Michael Danby has welcomed the Australian Government's decision to expel Iran's ambassador, following alleged links between Tehran's Revolutionary Guard Corps and recent attacks on Jewish institutions in Sydney and Melbourne. Danby praised ASIO and the AFP for their investigation, noting the use of local criminals to carry out anti-Semitic violence. He warned that Australia's relations with Iran are unlikely to normalise until major political change occurs within the country.

Families are writing universities directly to ask if it's safe to send their children to the United States. Institutions are also facing longer visa backlogs and growing competition from abroad. In this episode of the Changing Higher Ed® podcast, Dr. Drumm McNaughton speaks with Dr. Roger Douglas, Dean for International Programs and Development at St. Martin's University, about how leaders can strengthen international enrollment pipelines, improve retention, and protect graduate research capacity. Topics Covered: The 23-touchpoint recruitment model that keeps students and families engaged until they commit How graduate applicants often choose the first institution to deliver admissions and aid Families' growing concerns about campus safety and how institutions can respond Why outcome-driven marketing and peer-to-peer outreach build more trust than traditional tactics The effect of shrinking U.S. research funding on graduate student pipelines Retention strategies such as host family placements, faculty check-ins, and cultural immersion Three Key Takeaways for Leadership: Presidents and trustees should engage directly with international students to understand barriers and improve the climate. Retention investments—host families, advising, and cultural programming—are as critical as recruitment for revenue stability. Boards must integrate international enrollment into institutional strategy, requiring documented plans, outcome-based marketing, and active policy advocacy. Recommended For:  Presidents, trustees, enrollment leaders, and academic administrators responsible for sustaining institutional revenue, research, and reputation through international education. Read the transcript: https://changinghighered.com/international-student-recruiting-in-higher-education/ #HigherEducation #InternationalStudentRecruiting  #HigherEducationPodcast   

GUEST: Debi Herrera Lira (they/she), Chairperson BC Federation of Students Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Artificial Intelligence Podcast with Jonathan Green! In this episode, we delve into the ever-evolving realm of AI in education, featuring our insightful guest, Niki Skene. Niki is a pioneer in innovation, orchestrating transformative programs in Silicon Valley that immerse global participants in cutting-edge tech environments.Niki provides a thought-provoking narrative on the adaptability challenges faced by traditional education systems in keeping pace with rapid AI advancements. Highlighting the need for an experimental mindset, she advocates for educational paradigms that nurture curiosity and adapt beyond rigid curriculums. She shares experiences from her own programs where participants are encouraged to innovate rapidly without the constraint of long-term commitment to any single project.Notable Quotes:"AI is a category. AI is a technology. AI can do many things... we should behave like we're in a sandbox and learn the mindset of experimentation." - [Niki Skene]"The university catch-up game is failing because the technology was evolving at an exponential pace." - [Niki Skene]"AI democratizes product development... Whether it's building software or designing your logo, it opens new markets." - [Jonathan Green]"Institutions always fight against something that's already here." - [Niki Skene]Niki emphasizes the role of educators in harnessing students' curiosity and guiding them through a landscape where innovation thrives over traditional methods. The discussion touches on AI's potential to revolutionize learning environments and the importance of blending technological advancement with human creativity and emotional intelligence.Connect with Niki Skene:Website: https://www.iacy.com/Explore Niki's projects and workshops aimed at challenging conventional perspectives and fostering intrinsic motivation to embrace change and thrive in an AI-driven future.If you're curious about how AI is reshaping education and want to gain insights into fostering innovation, this episode is a must-listen!Connect with Jonathan Green The Bestseller: ChatGPT Profits Free Gift: The Master Prompt for ChatGPT Free Book on Amazon: Fire Your Boss Podcast Website: https://artificialintelligencepod.com/ Subscribe, Rate, and Review: https://artificialintelligencepod.com/itunes Video Episodes: https://www.youtube.com/@ArtificialIntelligencePodcast

The meaning behind mass shootings in sacred spaces and how civilization is under fire. Even those who hate Him, involuntarily carry some of God in their souls. Some of the crazy things that rejecting God makes people do. The understandable anger of transgender victims and why so many women are unhappy. Partner with us in promoting Biblical values through AAJC: https://www.RabbiDanielLapin.com/pages/american-alliance-of-jews

The great lie of the Epstein scandal isn't just what he did, but how the powerful around him suddenly claimed they couldn't remember him at all. Presidents, princes, billionaires, academics, bankers, and celebrities who once courted his money and shared his jets all reached for the same script when the walls closed in: I barely knew him. It was a coordinated act of survival, not an accident. Institutions like Harvard, MIT, Deutsche Bank, and JP Morgan played the same game, pretending they never saw the red flags. Legacy media, instead of hammering the contradictions, often published these denials straight, allowing amnesia to masquerade as truth. Forgetting became strategy, and strategy became cover.But memory leaves evidence. Flight logs, photographs, donations, and testimonies remain, and every denial only underscores the complicity of those who looked away. The survivors don't get to forget; they live with scars while the powerful rewrite history. What the amnesia act reveals is cowardice: a willingness to erase reality to protect reputation. Epstein built his empire on memory, yet his circle tried to survive through erasure. In the end, their denials brand them more deeply than their associations ever could—because the attempt to forget is itself proof they remembered perfectly well.to contact me:bobbycapucci@protonmail.com

The great lie of the Epstein scandal isn't just what he did, but how the powerful around him suddenly claimed they couldn't remember him at all. Presidents, princes, billionaires, academics, bankers, and celebrities who once courted his money and shared his jets all reached for the same script when the walls closed in: I barely knew him. It was a coordinated act of survival, not an accident. Institutions like Harvard, MIT, Deutsche Bank, and JP Morgan played the same game, pretending they never saw the red flags. Legacy media, instead of hammering the contradictions, often published these denials straight, allowing amnesia to masquerade as truth. Forgetting became strategy, and strategy became cover.But memory leaves evidence. Flight logs, photographs, donations, and testimonies remain, and every denial only underscores the complicity of those who looked away. The survivors don't get to forget; they live with scars while the powerful rewrite history. What the amnesia act reveals is cowardice: a willingness to erase reality to protect reputation. Epstein built his empire on memory, yet his circle tried to survive through erasure. In the end, their denials brand them more deeply than their associations ever could—because the attempt to forget is itself proof they remembered perfectly well.to contact me:bobbycapucci@protonmail.com

New details emerge in the horrifying Minnesota shooting by a trans murderer at a Catholic school; Democrats blame guns, religion, and Trump; and Vladimir Putin makes absolutely clear that he has no desire for peace. Click here to join the member-exclusive portion of my show: https://bit.ly/3WDjgHE Ep.2270 - - - Facts Don't Care About Your Feelings - - - DailyWire+: Join millions of people who still believe in truth, courage, and common sense at https://DailyWirePlus.com  My new book, “Lions and Scavengers,” drops September 2nd—pre-order today at https://dailywire.com/benshapiro Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw - - - Today's Sponsors: Perplexity - Ask anything at https://pplx.ai/benshapiro and try out their new AI-powered web browser Comet at https://comet.perplexity.ai/. ExpressVPN - Go to https://expressvpn.com/ben and find out how you can get 4 months of ExpressVPN free! Birch Gold - Text BEN to 989898 for your free information kit. Good Ranchers - Visit https://goodranchers.com and subscribe to any box using code BEN to claim $40 off + free meat for life! Balance of Nature - Go to https://balanceofnature.com and use promo code SHAPIRO for 35% off your first order as a preferred customer, PLUS get a free bottle of Fiber and Spice. Shopify - Sign up for your $1-per-month trial and start selling today at https://Shopify.com/shapiro - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53  Follow on Instagram: https://bit.ly/3QtuibJ  Follow on Facebook: https://bit.ly/3TTirqd  Subscribe on YouTube: https://bit.ly/3RPyBiB - - - Privacy Policy: https://www.dailywire.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

The great lie of the Epstein scandal isn't just what he did, but how the powerful around him suddenly claimed they couldn't remember him at all. Presidents, princes, billionaires, academics, bankers, and celebrities who once courted his money and shared his jets all reached for the same script when the walls closed in: I barely knew him. It was a coordinated act of survival, not an accident. Institutions like Harvard, MIT, Deutsche Bank, and JP Morgan played the same game, pretending they never saw the red flags. Legacy media, instead of hammering the contradictions, often published these denials straight, allowing amnesia to masquerade as truth. Forgetting became strategy, and strategy became cover.But memory leaves evidence. Flight logs, photographs, donations, and testimonies remain, and every denial only underscores the complicity of those who looked away. The survivors don't get to forget; they live with scars while the powerful rewrite history. What the amnesia act reveals is cowardice: a willingness to erase reality to protect reputation. Epstein built his empire on memory, yet his circle tried to survive through erasure. In the end, their denials brand them more deeply than their associations ever could—because the attempt to forget is itself proof they remembered perfectly well.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

The great lie of the Epstein scandal isn't just what he did, but how the powerful around him suddenly claimed they couldn't remember him at all. Presidents, princes, billionaires, academics, bankers, and celebrities who once courted his money and shared his jets all reached for the same script when the walls closed in: I barely knew him. It was a coordinated act of survival, not an accident. Institutions like Harvard, MIT, Deutsche Bank, and JP Morgan played the same game, pretending they never saw the red flags. Legacy media, instead of hammering the contradictions, often published these denials straight, allowing amnesia to masquerade as truth. Forgetting became strategy, and strategy became cover.But memory leaves evidence. Flight logs, photographs, donations, and testimonies remain, and every denial only underscores the complicity of those who looked away. The survivors don't get to forget; they live with scars while the powerful rewrite history. What the amnesia act reveals is cowardice: a willingness to erase reality to protect reputation. Epstein built his empire on memory, yet his circle tried to survive through erasure. In the end, their denials brand them more deeply than their associations ever could—because the attempt to forget is itself proof they remembered perfectly well.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Sreeram Kannan, Founder and CEO of EigenLabs, joined me to discuss the latest updates around Ethereum staking, restaking, liquid staking and much more.Topics:- EigenLayer's role in the Ethereum ecosystem - Ethereum's growth and adoption - Future of Staking - SEC liquid staking guidance - Ethereum treasury companies - EigenLayer and EigenCloud are supercharging Ethereum yield and developer adoption - Institutions earning yield via staking and DeFi Show Sponsor -

Political economist Chenggang Xu grew up amid the upheaval of China's Cultural Revolution and in the 1970s was beaten, imprisoned, and subjected to years of forced labor by the Chinese Communist Party (CCP).Today, he is a senior research scholar at the Stanford Center on China's Economy and Institutions, a visiting fellow at the Hoover Institution at Stanford University, and author of the new book, “Institutional Genes: Origins of China's Institutions and Totalitarianism.”For decades, Beijing has repeatedly deceived the world about its true intentions, Xu says. So why do we keep falling for it?In this episode, we dive into the origins of the Chinese Communist Party and why Xu believes its model of totalitarianism is distinct from any other regime today.Views expressed in this video are opinions of the host and the guest, and do not necessarily reflect the views of The Epoch Times.

Jeff and Michael are joined by Mushtaq Gunja, Executive Director of the Carnegie Classification Systems and Senior Vice President at ACE, to unpack the sweeping changes to the Carnegie Classifications. They explore how the new system aims to better group institutions, highlight student access and earnings, and shift incentives across funding, accountability, and rankings. The conversation dives into the implications for colleges chasing R1 status, the normative power of classifications, and whether these changes will meaningfully alter institutional behavior or simply create a new hierarchy. This episode is made with support from Ascendium Education Group and the Gates Foundation.Links We Mention2025 Institutional Classifications, Carnegie Classifications of Institutions of Higher Education2025 Research Activity Designations, Carnegie Classifications of Institutions of Higher EducationChapters0:00 - Intro05:50 - The Changing Higher Ed Landscape08:06 - The Impact of the New Classifications10:42 - Anticipating the Normative Effects16:55 - New Funding Criteria18:13 - Shifting to a Focus on Outcomes21:17 - Measuring Access and Earnings24:53 - Encouraging Good Use of the New Classifications34:24 - Considering the Impact on Research Dollars40:28 - Institutional Response to Access and Earnings Designations46:30 - What This Means for RankingsConnect with Michael Horn:Sign Up for the The Future of Education NewsletterWebsiteLinkedInX (Twitter)Threads  Connect with Jeff Selingo:Sign Up for the Next NewsletterWebsiteX (Twitter)ThreadsLinkedInConnect with Future U:TwitterYouTubeThreadsInstagramFacebookLinkedIn  Submit a question and if we answer it on air we'll send you Future U. swag!Sign up for Future U. emails to get special updates and behind-the-scenes content.

Our guest this week is Neil Shearing. Neil is Group Chief Economist at Capital Economics and the author of a new book, The Fractured Age: How the Return of Geopolitics Will Splinter the Global Economy. In addition to managing a team of economists and serving as a voice in the investment community, Neil is an associate fellow at Chatham House, an international affairs think tank. He joined Capital Economics in 2006 from the United Kingdom's Treasury Ministry. He holds economics degrees from the University of London and the University of York.BackgroundBioThe Fractured Age: How the Return of Geopolitics Will Splinter the Global EconomyChatham House“Neil Shearing: What You Might Be Missing About the Current Economy,” The Long View podcast, Morningstar.com, April 16, 2024.Global Economic Fracturing, Tariffs, and AI“America or China? As the Global Economy Fractures, the World Will Have to Choose,” by Neil Shearing, capitaleconomics.com, Aug. 14, 2025.“Trump, Institutions, and the Deafening Silence of the Markets,” by Neil Shearing, capitaleconomics.com, Aug. 6, 2025.“Chinese Overcapacity Is a Disinflationary Gift and a Geopolitical Threat,” by Neil Shearing, capitaleconomics.com, July 21, 2025.“Fiscal Stability Is Now as Much About People as Policy,” by Neil Shearing, capitaleconomics.com, July 14, 2025.“This Trade War Is the Symptom—Global Fracturing Is the Cause,” by Neil Shearing, capitaleconomics.com, July 7, 2025.“'Tariff Man' Returns, US-China Diverging Price Risks—and Is AI Triggering a Jobs Bloodbath?” The Weekly Briefing podcast, capitaleconomics.com, July 11, 2025.“Chip Choke: What Happens if China Throttles Taiwan's Economy,” by Neil Shearing, afr.com, April 26, 2025.OtherHuaweiSmoot-Hawley Tariff ActBIS Triennial Central Bank Survey“America's Biggest Rare-Earth Producer Makes a Play to End China's Dominance,” by Jon Emont, wsj.com, July 15, 2025.

For years, whale oil was used as lighting fuel, industrial lubricant, and the main ingredient in (yum!) margarine. Whale meat was also on a few menus. But today, demand for whale products is at a historic low. And yet some countries still have a whaling industry. We find out why. (Part 2 of “Everything You Never Knew About Whaling.”) SOURCES:Jay Alabaster, doctoral student at Arizona State University's Walter Cronkite School of Journalism.Bjorn Basberg, professor emeritus of economic history at the Norwegian School of Economics.Eric Hilt, professor of economics at Wellesley College.Kate O'Connell, senior policy consultant for the marine life program at the Animal Welfare Institute.Paul Watson, environmental activist and founder of the Sea Shepherd Conservation Society. RESOURCES:“The Soviet Union Killed an Appalling Number of Whales. I Wanted to Know Why,” by Ryan Tucker Jones (Slate, 2022).“Behind the Smile: The Multi-Billion Dollar Dolphin Entertainment Industry,” by World Animal Protection (2019).“Japan to Resume Commercial Whaling, Defying International Ban,” by Daniel Victor (The New York Times, 2018).“Why Is There Not More Outrage About Japan's Barbaric Practice of Whaling?” by Boris Johnson (The Telegraph, 2018).“Margarine Once Contained a Whole Lot More Whale,” by Sarah Laskow (Gastro Obscura, 2017).“3 Million Whales Were Killed in the 20th Century: Report,” (N.B.C. News, 2015).“The Spectacular Rise and Fall of U.S. Whaling: An Innovation Story,” by Derek Thompson (The Atlantic, 2012).In Pursuit of Leviathan: Technology, Institutions, Productivity, and Profits in American Whaling, 1816-1906, by Lance E. Davis, Robert E. Gallman, and Karin Gleiter (1997).“Norway Is Planning to Resume Whaling Despite World Ban,” by Craig R. Whitney (The New York Times, 1992). EXTRAS:“The First Great American Industry,” by Freakonomics Radio (2023).