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Latest episodes from The Inner Game with Vishal Khandelwal

Ep. 106 - My Money Advice to People in their 40s and 50s

Play Episode Listen Later Sep 11, 2026 9:42


If you're in your 40s or 50s, money starts to feel different. The stakes are higher, the runway is shorter, and the responsibilities are heavier. You have kids growing up, parents ageing, and no universal social security to fall back on. At this stage, a financial mistake can take years to recover from — if at all. In this video, I share my most important money advice for people in their 40s and 50s. This isn't about chasing quick returns, but about building resilience, protecting your wealth, and creating a plan you can live with for decades. #Investing #PersonalFinance #FinancialPlanning #MoneyTips #InvestingAfter40 #InvestingAfter50 #WealthBuilding #RetirementPlanning #FinancialFreedom #InvestSmart #MoneyAdvice #SafalNiveshak

Ep. 107 - The Teachers We Don't Recognise Until Years Later

Play Episode Listen Later Sep 11, 2026 5:42


In life, our greatest teachers aren't always the ones we expect. Some lessons arrive quietly, in ordinary moments we barely notice. Others come through pain, forcing us to see the truth we've been avoiding. And some are taught by time itself, shaping us slowly, year after year. In this video, I share a story from my own life about how I learned to see these teachers, and how they've changed the way I look at kindness, loss, and the passing years. It's not a motivational speech or a lecture, just a reflection on moments that stayed with me. If you've ever felt like life was trying to tell you something but you were too busy to notice, this one's for you. #LifeLessons #PersonalGrowth #Kindness #Mindfulness #SelfReflection #LessonsFromLife #EmotionalIntelligence #Wisdom #Time #Pain #GrowthMindset #Storytelling #LifeTeacher

Ep. 105 - Nobody Knows Anything (And What Can You Do About It)

Play Episode Listen Later Sep 11, 2026 7:13


In my latest Mastermind Huddle, I shared a simple but powerful idea—Nobody knows anything. Not me, not you, not even the legends of investing. In this video, I explore how embracing uncertainty can make you a better investor and a more adaptable human being. From focusing on process over prediction, to building a margin of safety, to letting go of the pressure of always being right, this mindset can transform how you approach both markets and life. Watch, reflect, and maybe even breathe a little easier knowing you don't have to have it all figured out. #InvestingWisdom #NobodyKnowsAnything #LifelongLearning #InvestingForBeginners #ValueInvesting #InvestorMindset #StockMarketIndia #FinancialWisdom #LifeLessons #InvestingHumility #SafalNiveshak #PersonalGrowth #LongTermInvesting #InvestingTips #MindsetMatters

Ep. 104 - Living Lightly: The Freedom You Forgot You Had

Play Episode Listen Later Sep 11, 2026 4:44


In this episode of #TheInnerGame #podcast I share a short, absurd, and strangely eye-opening story, which is a simple metaphor for something we all do in life, work, and even investing: overestimating our own importance. When we believe we're "holding the roof up," our ego drives us to carry unnecessary weight. We overwork, overthink, and over-control. But the truth is, the hill will stand without us — and that truth is not depressing, it's liberating. If you've ever felt overburdened, this might be the perspective you need to finally breathe. #TheInnerGame #Ego #LettingGo #InvestingWisdom #LifeLessons #MindsetShift #PersonalGrowth #Minimalism #Lightness #WorkLifeBalance

freedom forgot living lightly
Ep. 103 - The One Big Thing I've Changed My Mind On

Play Episode Listen Later Sep 11, 2026 4:33


We're often taught to respect people simply because they're older. It's a deeply ingrained idea, especially in families and cultures where age is equated with wisdom. But what happens when someone older treats others with disrespect? Do they still automatically deserve our reverence? Over time, I've come to rethink this belief. In this episode of #TheInnerGame #podcast, I reflect on one big thing I've changed my mind on: that respect should be based on behaviour, not age. It's not about being rebellious or disrespectful, but about being more thoughtful in how we define what true respect looks like. Listen in for a calm, honest exploration of this quiet shift in perspective, and why it might matter more than we think.

Ep. 101 - This 260-Year-Old Idea Can Change How You Think

Play Episode Listen Later Sep 11, 2026 9:50


Most people never learn how to update their beliefs. They either cling to their original opinions or flip-flop with every new piece of information. But what if there was a better way to think, one that the wisest 1% of people quietly use to make better decisions in life, business, and investing? In this episode of #TheInnerGame #podcast, I explore Bayes' Rule, which is a powerful mental model for everyday thinking. From rethinking your assumptions, to dealing with uncertainty, to avoiding costly mistakes in investing and relationships, Bayes' Rule is the thinking habit you didn't know you needed. No math, no jargon—just timeless wisdom on how to get a little less wrong, every single day.

Ep. 102 - 7 Questions That Could Save You Years of Investing Mistakes

Play Episode Listen Later Sep 11, 2026 10:53


Are you investing in businesses you don't fully understand? Do you find yourself second-guessing decisions after the fact? Before you buy another stock, pause. In this video, I share 7 powerful questions every retail investor should ask before diving deeper into any business. These questions won't give you instant answers, but they will help you build clarity, confidence, and conviction in your investing process. This isn't about predicting the next multibagger. It's about avoiding avoidable mistakes — the kind that cost not just money, but years of compounding. Whether you're just starting out or have been investing for a while, this 10-minute filter will help you separate signal from noise and think like a long-term business owner, not just a stock picker.

Ep. 100 - The Most Important Question I've Ever Asked Myself

Play Episode Listen Later Sep 11, 2026 7:18


In the 100th episode of #TheInnerGame #podcast, I ask a question that's been haunting me gently for years — What if this moment, right now, is already the good old days? Not in hindsight. Not in some perfect version of life. But now ... in the mess, the routines, the small joys, and the things we often overlook. This is not an episode to rush through. It's one to sit with. To breathe through. To return to when you forget how beautiful your imperfect life already is. Thank you for walking with me this far. Here's to noticing what truly matters.

Ep. 99 - If Your Life Was a Stock, Would You Buy It?

Play Episode Listen Later Sep 11, 2026 8:48


We analyze businesses. We study moats, capital allocation, margins of safety, and long-term returns. But how often do we apply that same lens to our own lives? In this deeply personal video, I reflect on a powerful idea: If your life was listed like a stock… would you invest in it? Would you trust its management—you—to allocate well, stay resilient in tough times, and grow meaningfully over the long term? Let's talk about return on time, the moats we build, the emotional debt we carry, and the dividends we forget to pay, both to ourselves and to those we love.

Ep. 97 - AI Won't Make You a Better Investor

Play Episode Listen Later Sep 11, 2026 7:01


Everyone's talking about how AI is changing the game in stock research. Faster summaries, instant data, deeper insights. But here's what nobody's saying: AI can't replace judgement. It can't spot red flags. It can't read between the lines. In this video, I explain why relying on AI tools like ChatGPT to research stocks might make you feel smarter, but can also leave you dangerously overconfident. We explore what AI can do well (summarizing, organizing) and where it falls short (intuition, integrity, foresight). Whether you're a beginner or seasoned investor, this is a reminder of what actually gives you an edge in the market.

Ep. 98 - The One Idea That Changed How I Live Forever

Play Episode Listen Later Sep 11, 2026 4:16


In today's episode of #TheInnerGame #podcast, I share about the idea of optionality—a concept borrowed from investing, where small choices with limited downside can lead to massive upside. But this isn't just about money. It's about how we live. We're taught to optimize, to plan, to chase certainty. But the most meaningful opportunities—relationships, ideas, breakthroughs—often arrive when we least expect them. Optionality is how you make space for those moments. If you've ever felt stuck in a rigid life plan, this conversation might open a few quiet doors in your thinking.

Ep. 96 - Stocks are Not Golden Tickets

Play Episode Listen Later Sep 11, 2026 8:42


So many new investors treat the stock market like a lottery counter. They think they just need to find that one golden stock...and their life will change. But that fantasy has left behind more broken portfolios than success stories. In this video, I share why stocks are not golden tickets, how the Cinderella fairy tale mirrors bull markets, and why the key to wealth lies not in chasing multibaggers, but in avoiding big mistakes and playing the long game.

Ep. 95 - You're Allowed to Start Again

Play Episode Listen Later Sep 11, 2026 6:04


We often talk about starting again in investing, like cutting your losses, rebalancing your portfolio, and moving on from a bad trade. But what about starting again in life? What if the career that once fulfilled you now leaves you empty? What if success feels hollow, even when everything looks great on the outside? What if you've outgrown the version of yourself you once fought to become? In this video, I share my personal journey of hitting reset, not just on my portfolio, but on my identity. From a post-2008 career pivot to the creation of The Sketchbook of Wisdom during COVID, this is a reflection on what it really means to evolve.

Ep. 94 - You Can Beat the Market—and Still Lose Everything That Matters

Play Episode Listen Later Sep 11, 2026 5:43


You can beat the market. You can win the money game. But what if, in the process, you lose the people, the time, the love—and the life—you were doing it all for? In this deeply personal and honest reflection, I share why so many smart investors, despite their financial success, quietly struggle with loneliness, regret, and emotional disconnect. With lessons from the lives of Peter Lynch and Warren Buffett, this video explores the hidden tradeoffs we make in the pursuit of returns, and how to start reclaiming what truly matters. This isn't a lesson on investing. It's a lesson on living. Because the real alpha isn't in your portfolio, but in your presence.

Ep. 93 - The Japan I Saw. The India I Came Back To.

Play Episode Listen Later Sep 11, 2026 10:18


I recently travelled to Japan with my family, expecting beauty, discipline, and grace. What I didn't expect was a quiet, powerful mirror held up to everything I've accepted about life back home in India. This isn't a travel vlog. It's a reflection. On civic sense. On dignity. On how societies choose to function...or not. From an old man sweeping the street in Kyoto to the silence of Japanese trains, and the bow of a chef in Osaka, I saw a culture rooted in responsibility. And it made me painfully aware of what we've normalized in India: broken systems, noise, indiscipline, and the dangerous pride we sometimes take in "managing despite it all." But this is not a complaint video. It's a wake-up call. Because if Japan has chosen dignity, India can too. It starts with the small things...like how we treat public spaces, how we follow rules when no one is watching, and how we raise the next generation. #IndiaVsJapan #CivicSense #IndianSociety #CulturalReflection #TravelWithPurpose #JapanTrip #IndiaCanChange #ResponsibleLiving #IndianMindset #SocialDiscipline #MirrorToIndia #TravelReflections #BetterIndia #VishalKhandelwal

Ep. 92 - Young and Unhappy: A Crisis We Can't Ignore

Play Episode Listen Later May 5, 2025 9:27


Why are so many young people today feeling lost, anxious, or simply... unhappy? This isn't just a Western phenomenon—it's a growing reality in India too. In this video, I reflect on insights from Arthur Brooks's powerful article and blend them with ideas from Charlie Munger, personal observations, and the quiet struggles so many face in today's hyper-connected world. This is not a motivational speech. It's a thoughtful conversation about what truly matters, and how we might reclaim it, not by chasing happiness, but by walking away from what's quietly stealing it. If you're feeling overwhelmed, burned out, or just unsure of what this life is really about...this one's for you.

Ep. 91 - 7 Years. 10% Return. And a Big Life Lesson I Didn't Expect

Play Episode Listen Later May 3, 2025 7:22


We all carry regrets. Some are small. Some sting for years. In this video, I share the story of a decision I made in 2018 — buying an apartment that, in hindsight, was a financial mistake. But more than the numbers, this story is about something deeper: how we deal with choices that didn't work out… and how regret, when seen differently, can become one of our greatest teachers. If you've ever looked back at a job you didn't take, an investment that went wrong, or a relationship you held on to too long — this is for you. Because the truth is: we can't escape regret. But we can choose what we do with it.

Ep. 90 - Why We Overestimate Ourselves — And How It Costs Us

Play Episode Listen Later May 2, 2025 8:49


Why do people who know the least often seem the most confident? In this video, we explore the Dunning-Kruger Effect — a psychological bias that causes people with limited knowledge to overestimate their competence, while those with true expertise often doubt themselves. It's a cognitive trap that shows up everywhere — in workplaces, classrooms, conversations, and especially in investing.

Ep. 89 - Don't Quit Your Job...Until You've Answered These 5 Questions

Play Episode Listen Later Apr 29, 2025 6:19


Thinking of quitting your job to follow your passion or become financially free? I've been there. But before you take the leap, there are 5 questions I asked myself — questions that shaped everything that came next. In this episode, I share the real story behind why I quit my job, the fears I faced, and the surprising truths that most people never talk about. If you're at a crossroads in your career, don't make a decision until you've listened to this.

Ep. 88 - When Money Breaks Relationships: A Quiet Crisis No One Talks About

Play Episode Listen Later Apr 21, 2025 5:57


We don't talk enough about what happens when we lend money to people we love...and they don't return it. It's awkward. It's painful. And it can quietly break relationships. In this episode of #TheInnerGame #podcast, I open up about this very real dilemma—whether or not to help financially, how to deal with silence and broken trust, and why protecting your peace matters. If you've ever struggled with this question, or been hurt by someone close, this one's for you.

Ep. 87 - No One Warns You About This Part of Investing

Play Episode Listen Later Apr 9, 2025 4:58


Most investors don't fail because they lack knowledge. They fail because they lose something far more important than money—their clarity, their patience, their sense of self. In this video, we go deeper than stock picks and market cycles. We explore the inner game of investing—the psychological and emotional discipline that separates the calm from the chaotic, the grounded from the reactive. Inspired by Rudyard Kipling's timeless line—“If you can keep your head when all about you are losing theirs…”—this is a reflection on what truly builds long-term success in markets. If you've ever felt like you're doing everything right and still questioning yourself... if you've ever felt overwhelmed by noise or disconnected from your strategy, this message is for you.

Ep. 86 - Why Are you Still Not Happy? (Even When You're Doing Everything Right)

Play Episode Listen Later Apr 8, 2025 9:37


You've read the books. Built the habits. Optimized your mornings. And still, a voice inside you whispers—“Why does it still feel like something's missing?” In this video for #TheInnerGame podcast, I explore the dark side of the self-improvement and self-help culture that no one talks about. The hidden pressure to constantly upgrade, fix, and optimize ourselves in the name of “growth” can leave us exhausted, anxious, and disconnected from who we truly are. Now, this isn't a rejection of growth, but a return to a gentler, more human way of living. A reminder that your worth isn't measured by your productivity. That sometimes, doing less is the real path to becoming more. If you've ever felt burnt out by the endless chase to be better, this video is for you.

Ep. 85 - Shaken by the Stock Market Crash? Stay the Course.

Play Episode Listen Later Apr 7, 2025 12:16


Staying the course sounds simple — until the market crashes. In this episode of #TheInnerGame podcast, I dive deep into the emotional rollercoaster of long-term investing. When volatility hits and portfolios bleed red, most people run for the exits. But seasoned investors know that turbulence is not a glitch — it's the system. It's the price you pay for long-term rewards. This is not a video about stock tips or market predictions. It's a conversation about resilience. About training your mind to endure uncertainty. About learning to sit still when every part of you wants to run. I explore: – Why volatility is not risk, but opportunity – How to reframe fear when markets turn red – Why doing nothing is sometimes the most powerful action – The emotional cost of compounding (that no one talks about) – What “staying the course” really looks like during downturns

Ep. 84 - Life Begins at 40: How to Turn Your Midlife Crisis into an Awakening

Play Episode Listen Later Feb 25, 2025 12:15


Does life really begin at 40? Carl Jung believed it does—and now, at 46, I finally understand why. In this video, Life Begins at 40: How to Turn Your Midlife Crisis into an Awakening, I dive deep into Jung's philosophy on midlife, the shift from external success to internal fulfillment, and why your midlife crisis might actually be a powerful turning point rather than a breakdown. We spend our 20s and 30s chasing careers, money, and success—following society's script. But at midlife, something changes. The goals that once mattered start to feel empty. This is what Jung called individuation—the process of rediscovering your true self. If you're struggling with midlife changes, feeling lost, or wondering what comes next, this video is for you. Learn how to navigate the second half of life, let go of old identities, and find meaning beyond achievements. Subscribe for more insights on personal growth, midlife wisdom, and finding purpose beyond success. #MidlifeCrisis #LifeBeginsAt40 #CarlJung #MidlifeAwakening #PersonalGrowth #FindingPurpose #SelfDiscovery #Individuation #SuccessVsMeaning #ReinventYourLife

Ep. 83 - My Biggest Lesson from Warren Buffett...is Not About Money

Play Episode Listen Later Feb 24, 2025 6:11


Warren Buffett has spent a lifetime teaching people how to think about money, investing, and wealth-building. But his greatest lesson isn't about stocks or finance—it's about time, regret, and playing the inner game of life right. In this video, "My Biggest Lesson from Warren Buffett...is Not About Money," I reflect on Buffett's latest Berkshire Hathaway annual letter and the subtle but powerful message hidden within. At 95, Buffett—who once made aging look optional—acknowledged time in a way he never has before. The meeting will now end early. He now walks with a stick. And for the first time, it feels like an era is nearing its close. If you're an investor or someone who values life lessons, decision-making, and wisdom, this is a video you don't want to miss. #WarrenBuffett #InvestingWisdom #BerkshireHathaway #CharlieMunger #FinancialFreedom #ValueInvesting #MoneyLessons #LifeLessons #TimeManagement #LongTermThinking

Ep. 82 - The Most Important Parenting Advice That Changed How I Raise My Kids (Forever)

Play Episode Listen Later Feb 23, 2025 6:54


Every parent wants the best for their child—but what if the most important parenting advice is something no one ever tells you? In this video, "The Most Important Parenting Lesson That Changed How I Raise My Kids Forever," I reveal the key lessons about raising kids that go beyond traditional parenting wisdom. I learned it from a beautiful poem "On Children" by Kahlil Gibran. If you're a parent worried about your child's future, struggling with how to raise independent, responsible, and successful kids, this video is for you. Subscribe for more parenting tips, child development strategies, and life lessons that every parent needs to know. #ParentingAdvice #RaisingKids #SmartParenting #LifeLessonsForKids #ChildDevelopment #ParentingMistakes #RaisingSuccessfulKids #TeachKidsMoney #FutureProofParenting #EmotionalIntelligence #KahlilGibran #parentinglessons

Ep. 81 - The Generational Wealth Lie (Why You Shouldn't Leave Too Much Money for Your Kids)

Play Episode Listen Later Feb 22, 2025 6:05


Is leaving behind a massive inheritance really the best thing you can do for your children? In this video, The Generational Wealth Lie (Why You Shouldn't Leave Too Much Money for Your Kids), I break down the hidden risks of generational wealth and why too much money can actually do more harm than good. If you're a parent, wealth builder, or investor planning to leave a financial legacy for your children, you need to hear this. Many wealthy families believe that passing down a fortune ensures financial security, but history shows that generational wealth rarely lasts beyond three generations. Instead of building lasting prosperity, it often leads to entitlement, financial mismanagement, and lost purpose. Subscribe for more wealth-building strategies, money lessons, and financial wisdom to create a legacy that truly lasts. #GenerationalWealth #WealthBuilding #MoneyLessons #InheritancePlanning #FinancialFreedom #RaisingRichKids #WealthAndChildren #FinancialEducation #MoneyMindset #FinancialResponsibility

Ep. 80 - A Big Life-Changing Lesson I Learned Too Late (But You Don't Have To)

Play Episode Listen Later Feb 20, 2025 13:13


Life and investing both come with stress, uncertainty, and difficult decisions. In this video, A Big Life-Changing Lesson I Learned Too Late (But You Don't Have To), I share one critical lesson about stress, money, and investing that took me years to understand—but it can transform your life if you learn it now. Whether you're a young investor trying to grow wealth, a mid-aged investor balancing money management with life's pressures, or an older investor seeking financial freedom while navigating stress and burnout, this lesson will shift your perspective. If you're struggling with investment anxiety, money stress, or feeling overwhelmed while trying to achieve financial security, this video is for you. Subscribe for more life lessons, investing tips, and wealth-building strategies to help you master your money and find peace along the way. #StressAndInvesting #WealthBuilding #MoneyLessons #FinancialFreedom #InvestmentMistakes #CalmInvestor #StressFreeWealth #InvestingTips #MoneyMindset

Ep. 79 - Stop These 5 Wealth-Destroying Habits Before It's Too Late

Play Episode Listen Later Feb 19, 2025 10:23


Are you unknowingly sabotaging your financial future? In this video, Stop These 5 Wealth-Destroying Habits Before It's Too Late, I reveal the most common money mistakes that are silently destroying your wealth-building journey. Whether you're a young investor just starting out, a mid-aged professional trying to grow your investment portfolio, or an older investor seeking financial security, avoiding these bad habits is crucial. I'll break down the 5 toxic financial habits that are keeping you from building wealth, growing your investments, and achieving financial freedom. If you want to grow your net worth, invest smarter, and build a secure financial future, this video will equip you with practical money lessons and wealth-building tips you can apply today. Subscribe for more investing advice, money management strategies, and financial education that will help you secure your future. #WealthBuilding #MoneyLessons #InvestingTips #FinancialFreedom #MoneyMistakes #WealthDrainingHabits #SmartInvesting #FinancialSuccess #WealthManagement

Ep. 78 - It Took Me 25 Years to Realize What I'll Tell You in 8 Minutes

Play Episode Listen Later Feb 18, 2025 7:45


It took me 25 years of mistakes, successes, and hard-earned wisdom to realize the life lessons and money lessons I'm about to share with you—in just 8 minutes. If you're a young person trying to figure out your path, a mid-aged adult feeling stuck, or even an older adult searching for clarity and meaning, this video is for you. These are the key lessons in life I wish someone had told me earlier—about money, wealth, happiness, success, failure, and finding your purpose. In this 8-minute breakdown, you'll discover practical financial advice, money management tips, and life-changing principles to help you build wealth and design a meaningful life. Learn why understanding money early can save you decades, how financial freedom starts with simple daily choices, and why success is often hidden in failure. Whether you're seeking life clarity, financial independence, or just want to know how to live a better life, this video delivers timeless wisdom and personal growth strategies to help you get there. Subscribe for more life advice, wealth-building tips, and mindset shifts that can transform your future. #LifeLessons #MoneyLessons #WealthBuilding #FinancialFreedom #SuccessMindset #PersonalGrowth #KeyLessonsInLife #FinancialAdvice

Ep. 77 - 13 Brutally Honest Lessons to Survive and Grow Through a Market Fall

Play Episode Listen Later Feb 17, 2025 9:17


In today's episode of #TheInnerGame #podcast, I talk about something every investor needs to hear—especially when markets are rough. I have repeated time and again that investing isn't just about numbers, but about understanding how we think, how we react, and how we survive. So, today, I want to share with you 13 thoughts that I am thinking about in the current market downturn. These thoughts have evolved over my experience of being an investor over the past 20+ years and seeing several such and even worse market downturns. And to say the least, these have shaped the way I approach investing at all times, and especially when it seems the markets and my portfolio are falling apart.

Ep. 76 - If I Started Investing While Working Full-Time, I'd Do This

Play Episode Listen Later Feb 16, 2025 8:31


Especially during rising markets, a lot of people ask me if they should quit their jobs to become full-time investors. They say they are not able to devote time to investing while working a full-time job. My answer is always the same—you don't need to. So, if you also have this question—if you've been wondering whether you need to leave your job to become a successful investor—this episode of #TheInnerGame #podcast is for you.

Ep. 75 - Should You Stop SIPs In Small & Mid Cap Funds?

Play Episode Listen Later Feb 13, 2025 5:47


In the investing world, we sometimes need someone brave enough to say, “Hey, something doesn't look right here.” Recently, S. Naren, the Chief Investment Officer at ICICI Prudential Mutual Fund, played that role by talking about the expensive valuations of small and mid cap stocks and the dangers of investing in such funds for the short term. Let's discuss more on this in today's episode of #TheInnerGame #podcast.

Ep. 74 - How to Survive Any Stock Market Crash—and Come Out Stronger

Play Episode Listen Later Feb 12, 2025 7:29


Just like banks go through stress tests to prove they can survive financial shocks, investors face emotional stress tests when markets tank. It's not about numbers anymore, but about the mindset. Market crashes don't just test your portfolio; they expose the cracks in your thinking. They reveal how fragile or resilient your emotions are when your investments take a hit. And that's where the real challenge lies. In this episode of #TheInnerGame #podcast, I introduce something that might change how you see any market crash: The Investor's Emotional Balance Sheet. Let's discuss more.

Ep. 73 - 99% of Investors Don't Know About This Powerful Investing Mindset

Play Episode Listen Later Feb 11, 2025 7:38


Imagine someone offers you a golden hen. A real, egg-laying golden hen. Now, here's the question: How much would you pay for it? Most people would start by asking, “How many golden eggs does it lay? How often? Are the eggs pure gold or just gold-plated?” Congratulations—if you thought that way, you've just tapped into the essence of DCF, or Discounted Cash Flow, which is one of the ways we value a business as investors. Now, DCF isn't just a way to value a hen—or a business. It's a way to think. A mindset. And once you adopt this frame of mind, it changes how you invest forever. Let's discuss this more in today's episode of the #TheInnerGame #podcast.

Ep. 72 - The Real Reason Investors Fail (And What You Can Do About It)

Play Episode Listen Later Feb 10, 2025 7:47


Do you know what the most challenging part of #investing is? It's not picking the right stocks or timing the market perfectly. It's not about mastering financial models or reading complex balance sheets. These things are somewhat important if you wish to pick stocks, but the real challenge, and the one most people overlook, is mastering the inner game. Let's discuss this more in today's episode of the #TheInnerGame #podcast.

Ep. 71 - Why Are We Insecure? And Why That's Okay

Play Episode Listen Later Feb 9, 2025 7:33


We live in strange times. On the surface, it looks like we've got it all—information at our fingertips, opportunities everywhere, and tools to measure, track, and optimize every part of our lives. But beneath all that, something's growing fast. Not confidence. Not clarity. But insecurity. In fact, I can even say that we're living in a bull market of insecurity. A never-ending bull market! Let's discuss this more in today's episode of the #TheInnerGame #podcast.

Ep. 70 - Why You're Suffering (And How Epictetus Can Help)

Play Episode Listen Later Feb 7, 2025 3:31


In this short episode of the #TheInnerGame #podcast, I explore a life-changing idea from the Stoic philosopher Epictetus—the Dichotomy of Control. This concept is a key chapter in my book, Boundless, where I dive deeper into timeless wisdom for modern life. Discover how understanding the simple difference between what you can control and what you can't can transform the way you deal with stress, anxiety, and life's challenges. This ancient wisdom is more relevant than ever in today's chaotic world. Watch till the end to learn how to apply it in your daily life and find lasting peace.

Ep. 69 - The Law That Will Change How You See Life

Play Episode Listen Later Feb 6, 2025 5:37


A simple truth: if something cannot go on forever… it won't. Sounds obvious, right? And yet, we constantly act like it's not true. So, we assume that stock markets will always go up, our relationships will always stay the same, our energy, our health, our youth—always unchangeable, and success, once achieved, is permanent. But then reality hits. Markets crash. Life shifts. People change. And suddenly, we're caught off guard. How to deal with this harsh truth of life? Let's discuss this more in today's episode of the #TheInnerGame #podcast.

Ep. 68 - The Big Lie About Money and Wealth (That No One Talks About)

Play Episode Listen Later Feb 5, 2025 6:35


There's a cruel joke about money that no one tells you until it's too late. It is that if you don't have enough, it controls your life. If you have too much, it can do the same. For most of us, money starts as a solution. A way to escape stress, buy comfort, create options. But beyond a certain point, money can turn into a trap. Not because it's bad, but because it can quietly shift from being a tool… to an obsession. Let's discuss more on this in today's episode of #TheInnerGame #podcast.

Ep. 67 - Markets are Down! So What?

Play Episode Listen Later Feb 4, 2025 4:37


There's a certain kind of video or article that keeps showing up lately. And the headline shouts – “Markets are down 15%! Should you buy or wait?” You've probably seen it too. And every time the market moves a little, the same question comes up: Is this the right moment to jump in? I think this is the wrong way to approach investing. Let's discuss this in today's episode of #TheInnerGame #podcast.

Ep. 66 - The Real Source of Investment Returns

Play Episode Listen Later Aug 20, 2024 6:21


Have you ever noticed how much of our lives revolve around waiting? We wait in line, we wait for the weekend, we wait for that next big thing that we believe will change everything. But there's something about waiting that we don't often talk about. And it is that waiting is not just about passing time — it's about how we endure that time, what we do with it, and most importantly, what happens when we do nothing at all. I discuss this idea of "waiting" in today's episode of #TheInnerGame #podcast.

Ep. 65 - My Reflections on 13 Years of Safal Niveshak

Play Episode Listen Later Jul 9, 2024 4:18


Today is a special day for me and for all of us at Safal Niveshak. This journey, which I started in 2011, today completes 13 years. It's been an incredible journey, and in today's episode of #TheInnerGame #podcast, I want to take a moment to reflect on it, the lessons learned, and what lies ahead. 

Ep. 64 - Charlie Munger's Secret to Handling Failure

Play Episode Listen Later Jul 8, 2024 5:44


In our society, we're often conditioned to chase success and avoid failure at all costs. Success is celebrated, while failure is hidden away, something to be ashamed of. But what if we've got it all wrong? What if, in the grand scheme of life, both success and failure are merely two sides of the same coin? Let's discuss this and a lesson from Charlie Munger on handling success and failure well, in today's episode of #TheInnerGame #podcast.

Ep. 63 - The Biggest Killer of Investment Returns

Play Episode Listen Later Jul 6, 2024 8:49


True wisdom lies not in overestimating our abilities, but in understanding our limitations and acting accordingly. I talk about the dangers of overconfidence in life and investing, in today's episode of #TheInnerGame #podcast.

Ep. 62 - What to Do When the Stock Market Soars: A Guide for Investors

Play Episode Listen Later Jul 5, 2024 7:27


I don't, normally, focus on short-term market movements or how investors should behave in the short term. However, I've been receiving a lot of questions from friends and readers about how to navigate this soaring bull market. And so I thought I will create this episode of #TheInnerGame #podcast to share my thoughts on what you can do in such euphoric times when nothing seems to be going wrong with the economy, the markets, and your portfolio.

Ep. 61 - Never Forget to Fly Your Plane

Play Episode Listen Later Jul 4, 2024 4:52


This is a story from January 15, 2009. It's not my story, but an inspiring one. US Airways Flight 1549 on its way from New York City's LaGuardia Airport to Charlotte, North Carolina, struck a flock of birds shortly after take-off, losing all engine power. Unable to reach any airport for an emergency landing due to their low altitude, pilots Chesley ‘Sully' Sullenberger and Jeffrey Skiles glided the plane in the Hudson River. All 155 people on board were rescued by nearby boats, with only a few serious injuries. This water landing of a powerless jetliner with no deaths became known as the Miracle on the Hudson. Well, I discuss this story and a related lesson in today's episode of #TheInnerGame #podcast.

Ep. 60 - The Silent Force Driving Success in Life and Investing

Play Episode Listen Later Jul 3, 2024 6:18


On a cold morning of 1931, in a small town in the US, a seven-year-old boy was playing with a young girl, when they were unexpectedly attacked by a stray dog. Tragically, the girl was bitten, contracted rabies, and succumbed to the illness. The boy, miraculously, emerged unharmed. Well, I discuss this story and a related lesson in today's episode of #TheInnerGame #podcast.

Ep. 59 – How to Thrive in a World Full of Bad Advice

Play Episode Listen Later Jun 28, 2024 7:38


What others advise me to do in life and investing is never in my control, and so I cannot change what they advise. But what advice I apply to my life and investing is in my control, and so I must ensure that I play just that part well. So, the problem is not the advisor or influencer peddling wrong financial advice. The problem is ‘I' not understanding what is wrong for me and what is not. Yes, that is the problem. I discuss more on this in today's episode of #TheInnerGame #podcast.

Ep. 58 – An Idea to Change Your Life

Play Episode Listen Later Jun 27, 2024 6:12


Imagine you're at a crossroads, standing on the edge of a vast, uncharted territory. You have a map, but it's blank, waiting for you to fill in the details. Now, picture having a few wise mentors who have walked similar paths, guiding you with their wisdom. That sounds comforting, right? Today, in #TheInnerGame #podcast, I dive into this very idea of choosing the right heroes, inspired by a principle that Warren Buffett articulated beautifully, when he said that ‘The best thing I did was to choose the right heroes.' * * * USEFUL RESOURCES: 1. Twitter: https://x.com/safalniveshak 2. Podcasts - a. The Inner Game - https://www.safalniveshak.com/the-inner-game/ b. The One Percent Show - https://www.safalniveshak.com/the-one-percent-show/ 3. Vishal's book - The Sketchbook of Wisdom (English) - https://book.safalniveshak.com/ 4. Free newsletter on money, investing, decision-making, and life - https://www.safalniveshak.com/newsletter/ 5. Online course on Value Investing - Mastermind - https://www.safalniveshak.com/mastermind/ 6. Book Recommendations - a. The Essays of Warren Buffett - https://amzn.to/3L2Kgcz b. Poor Charlie's Almanack - https://amzn.to/3RIPwWk c. The Story of My Experiments With Truth - https://amzn.to/4cgCU1a d. The Complete Book of Yoga - https://amzn.to/45HirzW

Ep. 57 – How Fortunes are Made in the Stock Market

Play Episode Listen Later Jun 25, 2024 4:27


George Baker once said something profound that Thomas Phelps quoted in his book “100 to 1 in the Stock Market” – To make money in stocks you must have “the vision to see them, the courage to buy them, and the patience to hold them.” Of these, patience is the rarest and the hardest to master. But if you can cultivate this skill and practice it diligently, it pays off handsomely in the long run. I discuss this very idea in today's episode of #TheInnerGame #podcast.   * * * USEFUL RESOURCES: 1. Twitter: https://x.com/safalniveshak 2. Podcasts - a. The Inner Game - https://www.safalniveshak.com/the-inner-game/ b. The One Percent Show - https://www.safalniveshak.com/the-one-percent-show/ 3. Vishal's book - The Sketchbook of Wisdom (English) - https://book.safalniveshak.com/ 4. Free newsletter on money, investing, decision-making, and life - https://www.safalniveshak.com/newsletter/ 5. Online course on Value Investing - Mastermind - https://www.safalniveshak.com/mastermind/ 6. What if You Only Invested at Market Peaks? https://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/ 7. Buy and Hold: Simple, NOT Easy - https://www.safalniveshak.com/buy-and-hold-simple-not-easy/  

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