The Numbers Game

What happens when you build a property portfolio too fast and lose it all before you're 25?Chris Christofi - entrepreneur, author, and CEO of Reventon - went from $348,000 in debt to leading one of Australia's top property and financial services companies. With over $3.2 billion in property sales and 3,400+ clients helped, Chris shares the mindset, strategy, and resilience behind his 20 years in business.We also dive into his philanthropic mission, from the Vinnies CEO Sleepout to raising $1M+ through his Lead With Kindness campaign. If you want to scale a recession-proof portfolio and live with relentless purpose, this episode is for you.On this episode, we discuss:(00:00) Intro(01:37) How Reventon Started With $348K in Debt(03:02) The Sales Hustle That Started at Age 10(05:57) Chris's View on the Property Market in 2025(07:54) The Reventon Formula and Learning From Losing It All(11:11) What Drives Chris Christofi After 20 Years in Business(13:53) The Two Questions Chris Always Asks(15:36) Lessons From Elite Athletes and Top Business Minds(17:08) Execution Beats Perfection: The Power of Taking Shots(17:52) How Reviewing the Last 20 Years Changed His Strategy(22:10) How Divorce Forced a Personal and Business Reset(24:43) Why Chris Is So Passionate About Ending Homelessness(26:24) A Million Dollars Raised: The CEO Sleepout & Giving Back(28:59) Juggling Business, Philanthropy, and Being a Present Dad(38:45) Chris's Personal Property Investment ExperimentConnect with Chris Christofi:PersonalChris's WebsiteInstagramFacebookLinkedInBusiness (Reventon)Reventon WebsiteReventon InstagramPodcast – Relentless: Life On Your TermsWatch on YouTubeListen on Apple PodcastsListen on SpotifyPhilanthropyLead With Kindness CharityBook – Your Path to Wealth: Brick by BrickBuy on AmazonCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Insurance premiums have skyrocketed - but why? In this episode, we break down what's behind the soaring costs, why older income protection policies are being priced out, and how to structure your cover to stay protected without blowing your budget. From real-life case studies to smart tax hacks, we cover everything you need to know to protect your biggest asset: yourself.On this episode, we discuss:(00:00) Intro(00:07) Why Have Insurance Premiums Skyrocketed?(01:40) The 4 Main Types Of Personal Insurance(02:36) How Income Protection Works (And Why It's Crucial)(05:58) Why Older Policies Are Being Priced Out(09:59) What You Really Need To Cover: Mortgages, Education, Income(12:08) How To Get Cheaper Premiums Without Sacrificing Coverage(16:21) Case Study: Truck Driver's Life-Changing Insurance Payout(18:08) Case Study: Stroke Victim With Only Default Cover(30:50) Super Hack: Use Your Super To Pay Insurance PremiumsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Thinking tax planning is just paperwork? Think again. In this episode, we unpack why proactive tax planning is a must for business owners—not just to save tax, but to boost cash flow, avoid nasty surprises, and build a stronger financial future. We break down structures, trust distributions, company loans, and real strategies to keep more money in your pocket.On this episode, we discuss:(00:00) Intro(00:11) Why Tax Planning Isn't Boring—It's Crucial(04:59) Family Trust Risks And ATO Crackdowns Explained(07:33) What's Actually Your Money? Planning Cash Reserves(11:04) Loans From Companies: What Directors Get Wrong(14:47) The Right Way To Use Offsets(18:04) Are You Happy With What You're Earning? A Brutal Check-In(19:42) Business Planning Vs Personal Wealth Planning(23:55) What A Tax Planning Meeting Actually Covers(25:25) Legal Ways To Push Back Income And Reduce Tax(30:04) What Real Value Looks Like: Advice That Pays For ItselfCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Burnout is hitting business owners harder than ever. In this episode, we dive into the harsh realities behind the stats: why so many founders feel trapped in their own businesses, the difference between being a consultant and a business owner, and how to build a team without burning cash or yourself. If you're wearing five hats and going nowhere fast, this one's for you!On this episode, we discuss:(00:00) Intro(00:11) Why Business Owners Are Trapped Doing Everything(04:21) Is Burnout A Badge Of Honour?(05:22) Consultant Vs Business Owner – Which One Are You Really Built To Be?(08:40) Scaling Without The Chaos(09:29) Finding Your Zone Of Highest Impact(11:23) Why Most Small Teams Underperform(13:32) Sales Hires Can Be Risky(14:05) Baby Steps To Growth(17:20) Is Blitzscaling right for you?(17:41) Build A Team Of A-Players Starting With Hire #1(20:12) Jason's Lessons From Rapid Growth(22:24) Plan Or Panic - The Trap Of Short-Term Thinking In Business(23:24) Do You Actually Want To Grow? The Case For Staying Small And Profitable(24:54) Fire Your Worst Clients And Earn More Doing LessCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

How do you build long-term wealth without trying to time the market? Today we break down the power of dollar cost averaging and why it's a proven strategy for growing your investments, especially in volatile times. We unpack how it works, why superannuation does it so well, and how rebalancing and automation can help you stay disciplined and reduce risk.On this episode, we discuss:(00:00) Intro(01:21) What Is Dollar Cost Averaging and Why It Works(02:02) Why Timing the Market Rarely Works(02:44) The Courage Problem: Why Most Investors Miss Buying the Dip(03:48) A Real Example: Investing $200K Without the Risk(06:03) Why Superannuation Is the Ultimate Dollar Cost Averaging Machine(06:56) Big Change Ahead - Weekly Super Contributions from 2026(08:50) Why Losses Hurt More Than Gains Feel Good(09:59) Marty's Numbers - Why Consistency Beats Trying to Time the Market(11:40) The Risk of Picking Stocks vs. Market-Wide Funds(12:05) What Is Rebalancing and How Does It Work?(13:25) How to Stay Balanced When One Investment Outperforms(16:32) The Hidden Tax Impacts of ETFs and Managed Funds(17:23) Why Dollar Cost Averaging Is Perfect for Business Owners(18:03) Warren Buffett's Take: Just Keep Investing(21:41) Supercharging Super: Using Salary Sacrifice to Build Wealth(22:48) Why 90% of Day Traders Lose - and How to Avoid ItCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Are you pouring time, money, and energy into something that just isn't working? Today we talk about the “dead horse” strategy and why people cling to bad ideas, failing partnerships, underperforming staff, or side hustles that should've ended long ago. We share real stories, hard-earned lessons, and practical tools to help you spot the signs early and move on before it costs you big.On this episode, we discuss:(00:00) Intro(00:18) What Is the “Dead Horse” Strategy?(01:29) Marty's Real Estate Side Hustle That Distracted the Business(03:12) Jase's Gin Business Detour and the Emotional Cost of Persistence(04:33) The Sunk Cost Trap: When You've Invested Too Much to Quit(06:01) Buying More on the Dip: The Investor's Version of a Dead Horse(06:43) Relationships with Referrers: When the Leads Just Don't Come(08:10) Setting Expectations and Knowing When to Walk Away(10:25) Letting Go of Team Members Sooner: Why It's Crucial for Growth(13:14) How Business Maturity Forces Harder, Faster Decisions(14:51) Case Study: The Fall of Godfreys and Failure to Pivot(17:34) How to Spot a Dead Horse in Business Before It's Too Late(20:23) Don't Go It Alone: Accountability Buddies and Advisory Boards(21:15) Have a Crack—But Know When to Cut Your LossesCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Adam Sullivan's incredible rise in business revenue came with some serious financial lessons. Today we dive into Adams financial rollercoaster - how he scaled to $1.5M a month, bought an $11M mansion, and nearly came undone by Division 7A loans, tax traps, and flashy spending. We unpack the real costs of pulling money from your company, how fringe benefits tax can sting, and why financial literacy is essential for every business owner.On this episode, we discuss:(00:00) Intro(00:27) Who is Adam Sullivan? $1.5M a Month Business Story(02:51) The Trap of Treating Company Money as Personal Money(04:37) Division 7A Loans Explained Simply(08:53) Why Business Owners Get Stuck in Dangerous Tax Cycles(10:19) The Hidden Risk of Pulling Money From Your Company(11:23) When Using Division 7A Loans Actually Makes Sense(14:55) The True Cost of Buying a Lamborghini Through Your Business(16:51) Fringe Benefits Tax (FBT) Explained: What It Could Cost You(18:29) Why Financial Education Matters for Business Owners(20:08) Selling the $11M Mansion: How Adam Escaped the Debt Spiral(22:34) The Dangers of New Money and Lack of Financial LiteracyCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Dreaming of owning a holiday home? Today we break down the true costs, hidden traps, and emotional pull of buying a weekender and why the numbers often don't stack up. We explore smarter alternatives for lifestyle and wealth building, and share real strategies to enjoy more holidays without the financial stress.On this episode, we discuss:(00:00) Intro(00:35) Why buying a holiday home might not make sense in 2025(01:55) The emotional appeal vs. the financial reality(04:30) Life is busier now — who really uses their holiday house?(09:17) Tax headaches and ATO audit risks for holiday homes(11:10) New government levies and regulations targeting short-term rentals(12:59) Holiday Home Numbers Breakdown(16:38) When buying a holiday home actually makes sense(17:52) The hidden costs of Airbnb management(19:14) Simplifying wealth strategies and lifestyle choices(22:31) Changing work habits and where we choose to live(23:38) Why consolidating your assets might be the real freedom moveCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

HELP debt is now a $80 billion problem for Australia, and it's only getting bigger. Today we dive into how HECS/HELP debt really works, why it's impacting borrowing capacity, and whether the system needs a major rethink. From free money myths to the true cost of uni, we unpack the long-term financial consequences and what needs to change.On this episode, we discuss:(00:00) Intro (00:38) What is Australia's $80 billion problem? (04:05) 7.5% of your income gone to HELP repayments (05:15) The impact of HELP debt on borrowing capacity (07:00) Government wipes 20% of HELP debt-fair or not? (08:10) Is the real issue the cost of education? (09:00) Are uni campuses over-engineered and overpriced? (10:40) Should education be delivered inside businesses? (13:45) A look into homeschooling and self-directed learning (15:45) The lack of financial education at school (16:45) Would we make different uni decisions with better money knowledge? (18:00) What if higher education was actually affordable? (22:05) How the 20% HELP debt wipe will actually workCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Today we unpack one of Australia's hottest property topics: negative gearing. We dive into what it actually is, how it works, and why it may not be the game changer many think it is. We also explore some bold new ideas to reform the system, including an interesting proposal to simplify how property profits are taxed.On this episode, we discuss:(00:00) Intro(00:55) Should We Scale Back Negative Gearing?(02:05) Why Negative Gearing Still Dominates Investor Thinking in Australia(03:20) How Much It's Costing the Government—and Who Gains(04:55) The Overlooked Risks of Scrapping Tax Incentives(06:15) Common Misunderstandings Around Negative Gearing(08:45) Marty's Pitch for a Simpler, Fairer System(15:10) Nick's Big Reform Idea(22:35) Why No Tax Break on Your Home Loan?(24:30) The Tax Deduction That Can Cost You Later(26:00) How Gains Shrink Once Depreciation Is Factored InCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Thinking about financing your next car? We break down the real cost of car loans and why they could be one of the biggest threats to your long-term wealth. We compare the impact of car debt vs. property debt and explore smarter strategies that could save you hundreds of thousands (or even make you millions) in the long run.On this episode, we discuss:(00:00) Intro(00:55) Are Car Loans Destroying Wealth?(06:29) How Car Loans Reduce Home Buying Power(09:59) How Holding Onto Car Loans Could Cost You Over $1 Million in Long-Term Property Growth(12:00) The Shift From Emotional To Strategic Car Buying And Why No-Debt Is His Rule(15:26) How Branding And Culture Can Push Us Into Over Leveraging On Vehicles(16:42) Nicks Take On What Retirees Actually Value(17:37) The Hidden Cost Of Constantly Upgrading Your Car(19:45) Tips For Smarter Car Buying(23:40) When Does A Car Loan Make Sense?Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

What happens if you die without a will? We get into the real-life consequences of not having your estate plan sorted -family fallouts, lost inheritances, and fortunes in limbo. We go through what makes a valid will, how to get one done properly, and why putting one in place now could save your loved ones years of pain later.On this episode, we discuss:(00:00) Intro(00:48) Why Most People Put Off Making a Will(02:57) A Real-Life Family Fallout Over a Will Change(06:38) $3M Estate Dwindled Down By Legal Fees(08:20) What Actually Goes Into a Will?(10:58) Capital Gains Tax & Inheritance, What Happens with Shares, Property, and Tax When Someone Dies(13:45) Why a DIY Will Could Cost You Everything(15:23) Dealing with State Trustees(17:32) When No Will Could Mean the Wrong Person Gets the Money(19:05) Life Insurance vs. Will(21:52) Inheriting Property with a Mortgage: What Happens Next?Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Are you a hunter or a farmer when it comes to business and sales? In this episode, we break down two sales styles—hunters who chase new deals and farmers who nurture and grow existing clients—and why both are essential for a thriving business. We share real-world examples from accounting, financial planning, and mortgage broking, plus insights on hiring, training, and balancing your team for maximum growth and long-term success.On this episode, we discuss:(00:00) Intro(02:12) Hunters vs. Farmers Explained – The key sales styles that drive business success(04:37) Are You a Hunter or a Farmer? Nick, Jason, and Marty break down their sales styles(08:38) Why Every Business Needs Both Hunters & Farmers(09:05) The Biggest Mistake in Sales Hiring, How choosing the wrong role can hurt your business(13:15) How Great Farmers Generate Referrals – The power of strong client relationships(14:35) Can You Train a Hunter to Be a Farmer? The challenge of shifting sales mindsets(16:21) Why Retaining Clients Is More Profitable Than Finding New Ones(20:07) The Best Sales Approach for Mortgage Brokers & Accountants(22:58) How Sales Leaders Build Winning Teams – Role-specific hiring and training strategies(26:53) The Key to Business Growth: Value-Driven SellingCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

How much do you need to retire, and are you on track to get there? We break down the simple formula to calculate your retirement number, the power of tracking your net worth, how to do it, and the key financial habits that will set you up for long-term success. Whether you're in your 20s, 40s, or nearing retirement, this episode will help you take control of your financial future.On this episode, we discuss:(00:00) Intro(00:28) How Much Do You Need to Retire?(01:02) Understanding Retirement Goals(02:42) Personal Retirement Plans(04:57) Calculating Retirement Needs(07:09) Tracking Net Worth(08:41) Financial Planning and Budgeting(15:36) Balancing Lifestyle and Financial Goals(28:26) Business and Retirement StrategyCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Should Australia raise the GST and lower income tax? Today, we dive into one of the most controversial tax reform ideas, exploring how increasing GST while cutting income tax could simplify the system, boost business, and create a fairer economy. We compare Australia's tax system to other countries, discuss capital gains tax, corporate tax loopholes, and economic impacts, and break down why no politician is willing to touch this topic. Is it time for a change? Let's debate!(00:00) Intro(0:40) Should We Raise GST? The Big Debate Begins(04:01) Higher GST, Lower Income Tax – Would It Work?(05:58) Capital Gains Tax & Property Prices – What Needs to Change?(08:48) The Real Reason Big Businesses Pay Little to No Tax(10:44) How Australia's Tax System Compares to Other Countries(11:59) The Surprising Tax Rates in the UK, Germany & France(16:08) Why No Politician Will Touch GST Reform(18:51) Could Tax Simplification Boost the Economy?(20:14) The Real Reason Australian Property Prices Are Skyrocketing(22:51) Would Raising GST Cause Inflation to Spiral?(24:32) Is This the Only Way to Fix Australia's Broken Tax System?Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

How do you stand out in a crowded industry and “murder the competition”? Today, we break down the wild success of Liquid Death, the canned water brand that turned a boring product into a billion-dollar business with edgy marketing and cult-like branding. We explore how bold branding, niche positioning, and creative marketing can apply to any business—even in industries like finance, accounting, and mortgage broking. If you're looking for ways to make your business unforgettable, this one's for you!On this episode, we discuss:(00:00) Intro(00:51) Liquid Death: A Bold Branding Move(01:51) Personal Experiences with Edgy Branding(04:49) Applying Bold Moves to Your Business(10:58) Challenges in Service-Based Industries(13:11) Unique Branding Videos mentioned in the episode:https://youtu.be/11bIc363B5U - Liquid Death Storyhttps://dai.ly/x9du4nu - Superbowl Ad https://youtu.be/tubgk9IYFHs?si=BK0uU5xbbxdn2jtr – Sparkling Water Hot Tubhttps://youtu.be/11bIc363B5U - Golf UROClub Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Thinking about buying property with your super? We go through the ins and outs of Self-Managed Super Funds (SMSFs), including why more people are setting them up, the benefits and tax advantages of owning property within an SMSF, and key compliance rules. We look at financing options, lending challenges, and strategies for business owners looking to rent their premises from their own super fund.On this episode, we discuss:(00:00) How to Buy Property Using a Self-Managed Super Fund(00:46) Why Self-Managed Super Funds Are Growing in Popularity(01:24) Why Major Banks Stopped Lending to Self-Managed Super Funds(02:00) Benefits of Owning Property in a Self-Managed Super Fund(03:08) What Is a Self-Managed Super Fund & How Does It Work?(05:50) Should You Buy Commercial Property in Super or Your Own Name?(09:51) How Much Super Do You Need to Buy Property?(11:29) Can You Rent Your Business Premises from Your Super Fund?(14:43) What Property Improvements Are Allowed in a Super Fund?(16:48) What Happens When You Sell Property in a Self-Managed Super Fund?(19:47) Can You Keep a Self-Managed Super Fund If You Move Overseas?(21:25) Is It Harder to Get a Loan for a Self-Managed Super Fund Property?(23:00) Why Some Lenders Charge Higher Interest for Super Fund Loans(24:19) Who Should (and Shouldn't) Set Up a Self-Managed Super Fund?(24:37) How to Keep a Self-Managed Super Fund CompliantCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Is residential property investment still the best way to generate passive income, or is commercial real estate the smarter play? In this episode we get into the real challenges of investing in houses vs. commercial properties, using a real-life case study of a couple who built an $8M portfolio. We break down the pros, cons, and financial realities of both strategies—so you can decide which path leads to true financial freedom.(00:00) Intro(00:21) Residential vs. Commercial Property: The Big Debate(01:56) How One Couple Built an $8M Property Portfolio(03:23) The Real Problem with Residential Property Investment(06:00) Why Commercial Property Could Be the Better Bet(08:53) The Pros & Cons of Commercial Property(12:45) The $300K Passive Income Plan – Can It Work?(16:27) Common Myths About Investing in Commercial Real Estate(22:50) Why More Investors Are Selling Their Residential PropertiesRESOURCES MENTIONED https://www.afr.com/wealth/personal-finance/how-this-millennial-plans-to-get-wealthy-even-as-a-forever-renter-20240902-p5k76h Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Australia's property market is booming and now ranks among the world's most expensive. We compare property prices and wage growth between 2000 and 2025, looking at whether these trends can be sustained. what needs to change, and what strategies can actually help you own property.On this episode, we discuss:(00:00) Intro(00:21) How buying a home in 2000 compares to today's market(02:59) Property prices vs wage growth: 2000 to 2025 comparison(05:25) Australia's global ranking in housing costs(09:18) The growing gap between property prices and wages(17:00) Housing affordability and challenges for young Australians(19:04) Managing property debt effectively(25:59) Future outlook: navigating the housing marketCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 217 of The Numbers Game. In this episode, we reflect on our predictions from 2024 and get some new predictions in for 2025! Jason's prediction about AI becoming more embedded in business operations and daily activities proved accurate as well as Nick's notable prediction about Donald Trump's return to office. What will 2025 hold? Take a listen as we share our two cents!On this episode, we discuss:Reflecting on Predictions We Made for 2024AI Integration in Daily LifeEconomic Predictions and ReflectionsElon Musk and Political PredictionsEconomic Climate and Business ChallengesLooking Ahead to 2025AI AgentsEconomic Predictions for 2025Future of Property MarketTech's Impact on Real Life ExperiencesBusiness Strategies and AI EfficienciesCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 216 of The Numbers Game. In this episode, we dive into the power of vision boards and goal setting. We share our thoughts and experiences of vision boards, from initial skepticism to surprising success stories, and discuss how they can help clarify long-term goals while mapping out the practical steps needed to achieve them⁠.On this episode, we discuss:Vision BoardsThe Power of VisualisationFinding Alignment in What You WantJim Carrey's Vision Board StoryReflecting on Achievements and Future GoalsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 215 of The Numbers Game. In this episode, we look at the challenges facing small business owners around the Christmas period. Marty shares his personal experience with business cash flow struggles and how he managed to bridge the gap and push through to the New Year. We also look at key points to help your long term business success, such as the importance of managing cash flow, proactive planning, and seeking financial advice.Welcome to Episode 215 of The Numbers Game. In this episode, we look at the challenges facing small business owners around the Christmas period. Marty shares his personal experience with business cash flow struggles and how he managed to bridge the gap and push through to the New Year. We also look at key points to help your long term business success, such as the importance of managing cash flow, proactive planning, and seeking financial advice.On this episode, we discuss:Surviving Tight Finances at EOYPersonal Business Struggles and SolutionsUnderstanding Your Year to Plan for the Peaks and TroughsFinancial Planning and AdviceThree Impact Points to Help You Through ChristmasCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 214 of The Numbers Game. In this episode, we welcome Nick back to the pod and catch up on his new journey into fatherhood. Nick shares his fresh experiences as a new dad and we get into broader discussions about the costs of raising children, the pros and cons of private versus public education and the economic and social factors shaping modern parenthood.On this episode, we discuss:Unexpected Challenges of ParenthoodDeclining Birth RatesEconomic Pressures and Childcare CostsEducation Costs and ChoicesPrivate vs Public Schooling DebateFinancial Planning for ParenthoodCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 213 of The Numbers Game. In this episode, we welcome back Producer Tommy to discuss how the increasing AI presence is changing the way we operate our businesses. We also look at the importance of being AI-curious to prepare your business for the rollout of future AI products. As Marty says, AI + EQ = opportunity.On this episode, we discuss:Adrian Portelli's Big Play on The BlockMarty's Business Insights and AIThe Power of Authenticity in SalesIdentifying and Leveraging Key StrengthsThe Role of Financial Literacy in BusinessThe Impact of AI on BusinessEmbracing AI and Future OpportunitiesCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 212 of The Numbers Game. In this episode, we dive into American politics and gun culture through the eyes of our guest, Producer Tommy, who recently returned from filming a documentary across the United States⁠. This episode provides valuable insights into the complexities of gun culture, politics, and social dynamics in the United States, encouraging listeners to look beyond the statistics and consider the human stories behind these controversial topics. Join us for a thought-provoking discussion that challenges preconceptions and offers a unique Australian perspective on some of America's most pressing issues.On this episode, we discuss:Tommy's Experience in the U.S. During Election BuildupDocumentary on American Gun CultureReflections on Gun Violence and Cultural DifferencesTrump's Return to Power and Its ImplicationsEconomic Comparisons: U.S. vs AustraliaCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 211 of The Numbers Game. In this episode, we get into financial wellbeing, exploring what it truly means beyond getting wealthy. We take you through the various stages of financial health - from turmoil to understanding and ultimately to flourishing. This episode is packed with valuable insights and practical tips to help you take control of your finances and build a stable financial future. Whether you're just starting your financial journey or looking to refine your approach, there's something here for everyone.On this episode, we discuss:What is Financial WellbeingManaging Finances and Planning for the FutureFinancial Shocks and PreparednessStages of Financial WellbeingFinancial Wellbeing Score and ToolsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 210 of The Numbers Game. In this episode, we look at the increased activity in the property market and how buyers should prepare themselves! Marty shares some exciting insights about the Melbourne market, highlighting a significant uptick in pre-approvals and property listings. We chat about getting organised, understanding your maximum borrowing capacity, and the steps involved in obtaining a pre-approval. We also look at the importance of acting now to take advantage of the current buyer's market and being in a strong position when making offers.On this episode, we discuss:Market Insights and Rate PredictionsImportance of Pre-ApprovalPre-Approval Tips and ProcessCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 209 of The Numbers Game. In this episode, we get into business strategy and strategic frameworks. We explore the importance of personal and professional development, revisiting your strategy, and stepping outside your business to challenge and refresh your thinking. We discuss understanding your business's purpose and its impact on decision-making, effective delegation to prevent burnout and create a "rising tide" in your business, and the critical importance of continuous learning and strategic thinking time for business owners.On this episode, we discuss:The Importance of Training and EducationChallenges Faced by Small BusinessesThe Four Levers for Business SuccessPersonal and Professional GrowthDreaming Up Your Ideal BusinessDefining Your Ideal BusinessFinding Enjoyment in Your BusinessAnalysing Your Current SituationVision vs. RealityDeveloping New StrategiesLeadership and CommunicationCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 208 of The Numbers Game. In this episode, we dive into a controversial proposal: allowing first-time homebuyers to access their superannuation for a house deposit. We look at the political motivations, potential impacts on the housing market, and pros and cons of the proposed changes. We also explore current avenues for accessing super for property investments, the fairness of the system, challenges faced by first-time homebuyers, and the sustainability of using retirement funds in this way.On this episode, we discuss:Buying a House with SuperannuationImpact on Future GenerationsSuperannuation vs Property InvestmentAddressing the Housing Supply IssueThe Role and Purpose of SuperannuationChallenges of Property InvestmentProposed Solutions for First Home BuyersCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 207 of The Numbers Game! Today we get into the points of difference that set successful businesses apart from the competition. We cover key strategies such as understanding your customer, the importance of getting the basics right, the value of great team dynamics, and how to leverage unique offerings to thrive in challenging markets.On this episode, we discuss:The Importance of Point of Difference in BusinessNick's Perspective on Business BasicsStrategies for Business GrowthUnderstanding Competition and InnovationReal-Life Examples of Point of Difference Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 206 of The Numbers Game. In this episode we are joined by Adam Diamond from Juno Advisory. With over 15 years of experience in the SME space, Adam brings a wealth of knowledge from his background in HR and business growth. He shares his own journey of building Juno Advisory over the past three years, offering practical insights on leadership, accountability, and the power of consistent effort in business success. Discover how your business can overcome growth challenges, make the most of expert advice, and build your dream team.On this episode, we discuss:Adam Diamond's Background and Business Philosophy Challenges and Successes in Business Growth The Importance of Implementing Advice and Collective Intelligence Operational Reporting and Time Management Investing in Staff and Overcoming Growth Challenges Recruiting and Supporting Leadership The Importance of Accountability Embracing Change in Business Stages of Business Growth Clear Direction and LeadershipConnect with Adam Diamond on LinkedIn or you can visit their websiteCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 205 of The Numbers Game. In this episode, we explore self-managed super funds (SMSFs). We go through the statistical growth of SMSFs, the advantages of property investment within these funds, and important considerations such as legal structures, risk profiles, and financial planning. We also touch on the challenges and opportunities in SMSF lending, including recent shifts in interest rates and refinancing options.On this episode, we discuss:Self Managed Super Funds (SMSFs) ExplainedPersonal Investment StoriesGrowth and Popularity of SMSFsSetting Up an SMSFImportance of Financial AdviceBorrowing and Bare Trusts in SMSFsRefinancing and Loan ConsiderationsInvestment Strategies and Long-Term PlanningCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 204 of The Numbers Game. This episode gets into the ever-fluctuating stock market and how to handle its volatility like a pro. Nick gives us insights into balancing defensive and growth assets and looks at common mistakes investors should avoid. We look at the importance of having a calculated, disciplined approach to investing, and regularly rebalancing your portfolio. Get ready to structure your investments to weather market storms and achieve long-term financial success.On this episode, we discuss:Dealing with Market FluctuationsUnderstanding Asset AllocationBalancing Defensive and Growth AssetsAsset Allocation Mistakes and Their ConsequencesThe Importance of Professional AdviceCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 203 of The Numbers Game. If you were to start your business over, what would you do differently? In this episode, we look back over what we did in our early days of business ownership vs what we would do if we were to start over today. We chat through the balance of investing in infrastructure to set your business up for long-term success while having a rock-solid proof of concept and cash flow. We go through some of the areas we found to be the most helpful for us that we hope will help resource you in your own business journey! On this episode, we discuss:• The Importance of a Business Plan• Financial Management and Reporting• Digital Marketing and SEO• Identifying Your Ideal Customer• The Value of Mentorship and Coaching Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 202 of The Numbers Game. In this episode, we get into the rental and investment property markets. We explore the challenges facing landlords and tenants alike, from dangerously low vacancy rates to soaring interest. We break down the numbers, comparing the financial landscape for property investors in 2021 to the current situation in 2024, looking at the huge shift from positive to negative cash flow⁠ for landlords. We outline strategies for investors to hold properties for future gains, as well as exit plans for those who would rather avoid the current financial stress⁠!On this episode, we discuss:Investor Panic and Market PressuresRental Market ChallengesFinancial Struggles of LandlordsStrategies for Property InvestorsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 201 of The Numbers Game. Tax time can be stressful enough without the changing legislation and additional pieces to be on top of after a significant change in life etc. in this episode, we go through some common tax mistakes that are easy, but costly, to overlook. Learn about the complexities of home office claims, vehicle expenses, rental property deductions, and the importance of keeping accurate records to avoid issues with the ATO.On this episode, we discuss:Home Office Claims Vehicle Expenses and Logbooks Rental Property Deductions Income Matching and Cryptocurrency Medicare Levy and Private Health InsuranceCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Today we celebrate 200 episodes with a live show at the Inovayt HQ! We look back to 2021, when we first started, and reflect on how the world has changed. Get ready for some laughs, reflections, and bold forecasts! Cheers to the next hundred episodes!On this episode, we discuss:Reflecting on the JourneyShoutouts and AnnouncementsJase Wants to RebrandMarty's Numbers Recap 2021 vs 2024Nick Roasts JaseProperty Prices in 2021 vs 2024AI and Future PredictionsChoosing How to Spend Your TimeJase's Huge Investment MistakesReflections on Podcasting JourneyWatch the full episode on YouTubeCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 199 of The Numbers Game. In this episode, we dive into maximising serviceability for your home loan as interest rates continue to climb. Nick shares insights on how recent tax cuts can positively impact borrowing capacity and explains the role of APRA in regulating the banks and why a 3% buffer is applied to home loans despite already high interest rates.On this episode, we discuss:APRA's Lending Regulations and Serviceability BufferMaximising Borrowing Power with Recent Tax CutsInterest Rate PredictionsExploring Non-Bank Lenders for Better Borrowing OptionsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 198 of The Numbers Game. In this episode, we get into the rise of private lending in Australia. We chat about the benefits and risks, and explain how private credit can be a game-changer for business opportunities and investments when traditional lending is not an option. You'll gain insights into navigating these financial trends and making informed decisions in a challenging market, including the importance of having a clear exit strategy and consulting professionals before pursuing private lending.On this episode, we discuss:Interest Rates and Economic IndicatorsRecession Concerns and Economic ResilienceOpportunities in Challenging MarketsRise of Private Credit in AustraliaUnderstanding Private LendingPrivate Lending Strategies and RisksMainstream vs. Private LendingCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 197 of The Numbers Game. In this episode, we get tactical and break down how you can master the new fin year! We explore the importance of strategic planning and vision sharing with your team, leveraging technology and AI, improving customer relationships, and the need for regular budget check-ins to ensure you stay on track. Get intentional and have your best (fin) year yet!On this episode, we discuss:Planning and Strategy DaysBudgeting and Financial PlanningSeasonality and Sales CyclesLeveraging Technology in BusinessStreamlining Business with AILeveraging Technology for EfficiencyThe Importance of Real-Time DataCustomer Relationship ManagementThe Power of Google ReviewsCompliance and Risk ManagementProactive Financial PlanningCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 196 of The Numbers Game. Is it too early to start planning your retirement? When is the right time? In this episode, we dive into all things retirement planning. We go through the real impact of property ownership on retirement and how changing the way you view your home and a bit of early planning could make your retirement look vastly different. As entering the property market is getting more difficult, we also chat about how you can consider your future generations and help them get a step up through your retirement.On this episode, we discuss:Aussie Property and Retirement PlanningTax Implications of Working from HomeGenerational Wealth and Guarantor LoansDownsizer Contributions and SuperannuationCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 195 of The Numbers Game. Today Marty dives into an issue that faces us all, dealing with anxiety and stress in business. We explore our own personal strategies for coping with stress, recognising anxiety triggers, and the value of self-care.On this episode, we discuss:Dealing with Anxiety in BusinessPersonal Experiences with AnxietyDaily Rituals and Self-CareManaging Business StressThe Importance of Self-CareCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 194 of The Numbers Game. This episode is all about making sure you're paying the least amount of tax legally possible, specifically through the use of bucket companies. We take you through strategies and examples for using bucket companies to reduce tax liabilities, protect assets, and grow family wealth!On this episode, we discuss:What is a Bucket Company?The Tax Benefits of Bucket CompaniesReal-Life Examples and Tax PlanningAdvanced Bucket Company StrategiesCan You Trade Out of a Bucket Company?Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 193 of The Numbers Game. In this episode, we are joined by special guest Clementine Boshevski's, founder of Salt Lab. Clementine shares her entrepreneurial journey, from starting a gym to creating Salt Lab, and her incredible resilience in the face of losing $1.5 million dollars worth of stock in a devastating warehouse fire. Discover the wellness benefits of magnesium, the importance of building a community, and the strategies that led Salt Lab to international expansion.On this episode, we discuss:Clementine's Background and the Birth of Salt LabChallenges and Breakthroughs in Product DevelopmentThe Importance of Magnesium and Its BenefitsMarketing Strategies and Business GrowthResilience in BusinessThe Biggest Challenge: Warehouse FireRebuilding and Community SupportBalancing Family and BusinessFuture Plans for Salt Lab Connect with Clementine Boshevski, Founder of Salt Lab Pty Ltd, on LinkedIn, Insta, or you can visit their website  Check out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 192 of The Numbers Game. In this episode we dive into the intersection of money and technology, focussing on tech giant, Apple, and their recent “buy now, pay later” feature. We get into how these smart moves Apple is making could dominate the market, at the same time, the concerns it raises around the impact on spending habits and financial literacy, especially for the younger generation.On this episode, we discuss:The Rise of AppleApple's Financial InnovationsConcerns About Financial LiteracyModern SpendingApple's Market Strategy and Future InnovationsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 191 of The Numbers Game! In this episode, we get into buying and financing businesses in Australia. We explore the fundamentals of acquiring a business, including the importance of due diligence, evaluating your readiness, financial planning, and the critical role of professional advice. Marty provides a detailed overview of the financing process, outlining the criteria lenders look for, and the difference between secured and unsecured loans. Whether you're considering buying a franchise or expanding your existing business through acquisitions, this episode goes through the whole process so you can make informed decisions. On this episode, we discuss:Guide to Buying and Financing a BusinessEvaluating Business ReadinessChallenges and Rewards of Business OwnershipFinancing Options and StrategiesOpportunities in Mergers and AcquisitionsSteps to Buying a BusinessCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 190 of The Numbers Game. Today we dive into business marketing and personal branding. We look at the world of YouTube sensation Mr. Beast and follow his journey from a single YouTube follower at age 12 to over 151 million subscribers at 25. We exploring his marketing genius, the importance of engaging with your audience and the power of consistency in content creation.On this episode, we discuss:Mr. Beast's JourneyMr. Beast's Marketing StrategiesSmall Business MarketingThe Importance of ConsistencyThe Importance of a Marketing PlanPresentations as a Marketing ToolUnderstanding your Business and Measuring ROICheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 189 of The Numbers Game. In this episode, we zoom in on Australia's current property market dynamic. We untangle the web of property taxes Victoria has introduced and explore the implications of supply and demand issues with rental properties. There are some good-looking opportunities emerging in the Melbourne market that we compare against some overheated markets in other states. This episode is peppered with practical tips for understanding property taxes, leveraging market cycles, and making informed investment decisions.On this episode, we discuss:Victoria's Property MarketInvestment Strategies and Market CyclesProperty Taxes in VictoriaPotential Opportunities in the Melbourne Property MarketThe Perth Property MarketForecast on the Melbourne Property MarketThe Effect of Diminishing Landlords in MelbourneThe Property Growth in PerthThe Property Market in Other Australian StatesThe Property Market on the Mornington PeninsulaThe Overall Future of the Melbourne Property MarketCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 188 of The Numbers Game. Today, we get stuck into luck and its role in our professional lives. We look into the relationship between hard work and luck, and how creating the right team and partnerships can influence your trajectory. Whether it's being open to new opportunities, networking intentionally, or the way we present ourselves to the world, we may have more control over our 'luck' than we think!On this episode, we discuss:Luck and ControllablesJase's Career JourneyThe Role of Luck in Your CareerYoung LuckSkill LuckPerformance LuckTeam Luck and High Performance CulturePartnership LuckCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 187 of The Numbers Game. The new fin year is just around the corner and the stage 3 tax cuts will come into effect. Jase helps us understand how much more you'll see in your pocket and gives us strategies to put that money to work, benefiting your long term financial health. On this episode, we discuss:Stage 3 Tax CutsStrategies for Extra SavingsThings to Watch out for with your Help DebtCredit Card and High-Interest DebtSuperannuation and Long-Term PlanningInvesting in ETFs and Managed FundsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to Episode 186 of The Numbers Game. In this episode, we are joined again by our producer, Tommy Jackett who brings us a personal story of Identity Fraud. He shares the lessons and challenges faced in the aftermath, the lack of support available, and the crucial role of services like Equifax in protecting your identity. We  look at how easily identity theft can occur and share practical tips for safeguarding your personal information. A must listen!On this episode, we discuss:Tommy's Identity Theft ExperienceReporting Identity Theft Presented Various DifficultiesThere Are Limitations When it Comes to Tracking Stolen ItemsThe Process of Discovering and Addressing Fraudulent Activity Was ChallengingEquifax Played a Role in Credit Checks and Prevention of Further Identity TheftImportance of Taking Measures to Protect Oneself From FraudCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.