Podcasts about Tep

There's an old saying, "you're so sharp you could cut yourself". Similar to "you're too clever for your own good", meaning sometimes a person tries to be too tricky or clever, which leads them to make a simple task messy or fail completely. And that is the warning being given by the main parties to voters who are trying to rig the system. To be fair, Te Pāti Māori started it this election with the message to their voters in the Māori electorates to give the party their candidate vote, while leaving the party vote entirely up to the individual voter. The understanding being, of course, that anyone voting for a Te Pāti Māori candidate in the Māori seats will be voting for a party from the left block. That strategy could lead to the creation of an overhang where there are more seats in Parliament, and following the message from Te Pāti Māori, more seats in Parliament for a left block. Now supporters of the Coalition Government are asking their voters to do the same thing, split their votes in order to get an overhang. An overhang happens when a party wins more electorate seats than its share of the party vote should entitle it to. This grows the size of Parliament and skews its proportionality. It means the shape of Parliament does not reflect the overall party vote. Don Brash was the first to call for National voters to give their electorate vote to National and party vote ACT or New Zealand First. Harry Mowbray, father of the rich listers, is trying to get a campaign going to do the same thing. If you heard him on Heather du Plessis Allan last night, you'd have heard him explaining how it works. The maths wasn't mathsing for me when I listened to Harry. My brain was trying to crunch the numbers, and the cogs weren't working when I was listening, but my young boss said, well just look at Te Pāti Māori, there's the overhang. The party vote does not entitle them to any seats in Parliament, but they have six electorate seats. When it comes to National, basically it means that if National's going to, according to Harry's calculations, get all of its electorate seats, the party vote would just entitle it to those same electorate seats, whereas if you party vote for New Zealand First or ACT, it will give them more seats that they couldn't get through an electorate. Henry Cooke in the Post has a piece outlining Harry Mowbray's attempt to game the political system. And I like Henry's writing, but the editorial starts, "there's an attempt, a very nascent one, from a very rich right wing man to fundamentally skew the New Zealand election." Well yes, but there's nothing in there about Te Pāti Māori, who, without resorting to seven-year-old playground tactics, started it. Where's the mention about Te Pāti Māori's call to its party faithful? Come on Henry, be fair. There's also a call, a very nascent one, from very left leaning Te Pāti Māori politicians to fundamentally skew the New Zealand election. You could have started the column just like that. So they're both doing it. The fact that we have a political system that allows this is just a nonsense. It just shows the flaws of MMP. It also, and that was something Willie Jackson pointed out and it's something that New Zealand First Winston Peters pointed out, puts the Māori seats at risk. If you're going to play silly buggers was their message, you'll lose the seats. It's all too complicated for me really. I get where voters are annoyed with National. They might think that National hasn't gone far enough, and that's what happened to Labour. Labour had the opportunity to bring in sweeping reformist change with their absolute majority. They chose not to, they chose to squander that, so their supporters were really grumpy and flounced off to the minor parties. If you're a bit cross, but you like your electorate MP who happens to be National, you vote National and then say, oh, I'm going to give my party vote to ACT, that'll toughen them up, that'll teach them a lesson. But doing that sometimes, as Sir John Key warned, can give you unintended consequences and can mean that you are being so sharp you'll cut yourself, and then you'll be sorry. Is anybody thinking that they're being clever, or is it just pure emotion? You're grumpy with the way your party's performed, be it Labour or National, so you're going to give your party vote to the minor parties like the Greens, like ACT, to give them a bit more grunt in coalition talks, or you're trying to be clever and play the system. See omnystudio.com/listener for privacy information.

After a dramatic year of internal party turmoil, voters in New Zealand's northern-most Māori seat will have the choice of four high-profile candidates come November: incumbent and former Te Pāti Māori candidate Mariameno Kapa-Kingi of the newly-formed Te Tai Tokerau Party, Te Pāti Māori's new candidate Aperahama Edwards, Labour's Willow-Jean Prime, and the Green Party's Huhana Lyndon. Reporter Whena Owen heads up north to meet them. Join Jack Tame and the Q+A team and find the answers to the questions that matter. Made with the support of NZ on Air.

Marama Davidson on Greens' super-rich tax, KiwiMart, and working with National After scandal and tragedy saw five Green MPs leave parliament before the end of the term, the Green Party 'reset' in late 2025. Now, the Greens are polling higher than their 2023 general election result and are campaigning to keep their historic three electorate seats. Their KiwiMart policy - a government owned supermarket chain introduced to break up the Foodstuffs and Woolworths duopoly - promises lower grocery prices, but they won't be drawn on a dollar figure saving. And while a wealth tax has been rubbished by both National and Labour, making it unlikely to become government policy, an Ipsos survey found two thirds of New Zealanders support it. Co-leader Marama Davidson joins Q+A for the first leader interview this election season. Commerce Commission boss reveals $360 million bid-rigging problem A Commerce Commission investigation into government procurement has indicated nearly one million dollars a day in public spending is lost through bid-rigging practices. Chair John Small says these contracts can go unnoticed, and it takes whistle-blowers inside the offending firms calling out anti-competitive behaviour in order for any action to be taken. John Small joins Jack Tame to explain the Commission's findings and to reflect on an election period dominated by competition policy, especially around supermarkets. Election 2026: The 'lucky' electorate with a four-way race After a dramatic year of internal party turmoil, voters in New Zealand's northern-most Māori seat will have the choice of four high-profile candidates come November: incumbent and former Te Pāti Māori candidate Mariameno Kapa-Kingi of the newly-formed Te Tai Tokerau Party, Te Pāti Māori's new candidate Aperahama Edwards, Labour's Willow-Jean Prime, and the Green Party's Huhana Lyndon. Reporter Whena Owen heads up north to meet them. Election 2026: How Auckland holds the keys to the next parliament Auckland alone provides $172 billion of GDP and accounts for 37 percent of New Zealand's economy. It's little wonder then that political parties of all stripes will be wanting to convince the city's 1.1 million voters that they have the best vision for the future of the country. 1News business correspondent Jason Walls reports. Join Jack Tame and the Q+A team and find the answers to the questions that matter. Made with the support of NZ on Air.

After National and Labour unveiled their plans to break up the supermarket duopoly, Te Pāti Māori has today added its own policy to the pre-election mix. It will campaign on a $3.1 billion plan for "kai sovereignty", including funding for Māori owned supermarkets if elected. Political reporter Lillian Hanly spoke to Lisa Owen.

Debbie Ngarewa-Packer dropped the C-bomb and got booted from Parliament, while Willie Jackson followed right behind her. We ask whether it's a genuine double standard or pure political theater from Te Pāti Māori. Plus, National is threatening to forcibly break up the supermarket duopoly. We look at whether Nicola Willis has abandoned core party principles just to chase a short-term electoral bounce. Retail NZ Chief Executive Carolyn Young, Jordan Williams, and ex-National MP Maurice Williamson join the show. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tonight on The Huddle, Auckland Councillor Maurice Williamson and former Labour Chief of Staff Mike Munro joined in on a discussion about the following issues of the day - and more! Te Pāti Māori co-leader Debbie Ngarewa-Packer was booted from the House this afternoon for using the c-word during a debate about move-on orders. Is there ever a justifiable reason to use the c-bomb in Parliament? Was this it? Brooke van Velden today revealed she's lost faith in Fire and Emergency NZ after they hid some key details for 12 months. Is this a sign we need more reform in the Public Sector? Do we think ACT will campaign on this? Supermarket owners have voiced concerns over National's bid to break up Foodstuffs if they get elected - not helped by Nicola's comments from earlier today. What do we make of this situation? LISTEN ABOVESee omnystudio.com/listener for privacy information.

With just 57 days to go till election day, which is not long at all, most parties are starting to come out with policies. Even Labour. Capital gains tax and free GP visits seems like an age ago, but at least they came out with something. Te Pāti Māori, major constitutional reform by entrenching Te Tiriti into lawmaking, so they've sort of rustled up a couple of election promises. ACT and New Zealand First are giving their party faithful more of the same. ACT are dishing up getting rid of the Treaty, New Zealand First are doling out sanctions against migrants – so far, so appealing to those who are already there. With National, there's nothing to see here, more of the same, stick with us, we'll come right. Look, the economy's improving already, while firing shots across Labour's bow with misleading attack ads around tax. A feeling I'm picking up, and I'm sure you have too, is that people are getting sick and tired of politics and politicians, which is not great with 57 days to go until we make a really important decision about the direction of our country. There seems to be a pox on all their houses sentiment. As a texter put it, they're going to rule out the parties they simply cannot vote for and put a tick next to the party that remains. It's not really a positive vote, it's more a "the others are worse, so I suppose I'll just have to vote for you". So 57 days to go, less than two months. What issues matter most to you? Have you firmed up your vote? Have you danced around the minor parties and thought, oh well, maybe, maybe. The two main parties haven't really delivered much over the past few years, past few elections. Have a little flirt with the minor parties, no, and then you decide no, I'm not going to. No, they look new and shiny, but really, it's all insubstantial. I'll go back to the main parties. Are there issues that are important to you that you feel one party over another is going to deliver on? Are you going to be voting for yourself or for New Zealand? Do you have the luxury of being able to look at a vote for the wider community or are you just hanging in there by the skin of your teeth and voting for yourself? Are any of you so fed up that you simply won't vote? And I suppose more to the point, if you want to vote, have you made sure you're on the roll because you won't be able to do it on the day? There's a lot of you that will swing left to right and right to left – have you reached a level of dissatisfaction with both the major parties that you're ready to join forces with one of the smaller ones? There'll be a flurry, I imagine, of policies coming out, but 57 days to go is leaving it a bit late for Labour. Chris Hipkins said at a public meeting, the first one that he's done for the entire election campaign, and it was only a few days ago, he said, I'm just getting warmed up. Just starting. Has he left his run too late? Or are you still waiting to hear something that might energise you, that might make you think yes, I feel really positive about putting this tick next to this party, I feel certain that they have the answers, that their way of improving New Zealand is the right way. See omnystudio.com/listener for privacy information.

The September 8, 2026 episode of IPS DEPROGRAM (hosted by Tim / Real Tim Ozman and sponsored by TEP) explores media manipulation, psychological operations ("psyops"), and "concurrent programming" across mainstream news and popular entertainment. The broadcast critiques both official news narratives and popular conspiracy culture ("Trutherville"). Key discussions include analyzing Donald Trump as a historical 9/11 crisis actor reading scripted lines, recurring motifs of duality and witchcraft in cinema and high-profile news stories, debunks of atmospheric chemtrail panics, and Hollywood predictive programming in films by directors such as James Cameron. Ultimately, the broadcast advocates for an "off-world stage" perspective, encouraging listeners to step outside of manufactured binary debates ("pro vs. anti") and cultivate active, critical skepticismDate: Tuesday, September 8, 2026Show Title: IPS DEPROGRAMTopics Discussed* Donald Trump as a 9/11 Crisis Actor: Framing Trump's historic Ground Zero statements as scripted lines given to a crisis actor to help sell a psyop, rather than spontaneous personal lies.* Media Duality, Twins, and Witchcraft Themes: Analyzing recurring “twin” motifs across parallel child-drowning news cases, film releases (Practical Magic, Other Mommy), and historical witch-trial narratives [75–78, 87, 189].* Chemtrail Panics vs. Stratospheric Physics: Debunking online outrage surrounding normal jet condensation trails, clouds, and atmospheric iridescence [38–42, 47].* Hollywood Predictive Programming: Demonstrating how films like Titanic, Avatar, True Lies, and Terminator 2 embedded themes, visuals, and messaging pre-programming societal events like 9/11 [94, 96–99].* The “Off-World Stage” Philosophy: Calling for complete detachment from engineered media narratives and conspiracy rabbit holes (”Trutherville”), advancing a mindset of informed disbelief.* Controlled Opposition & Artificial Dialectics: Explaining how “pro vs. anti” binary positions (such as vaccine or climate debates) serve as government-orchestrated dialectics to keep the public trapped in hyperreality [53–56, 129, 137, 230].5 Key Quotes* “He wasn't lying. He was reading his lines. And the lines that he read were handed to him because they were meant to help sell the PSYOP.”* “The pro versus anti is controlled opposition on both sides in every case... You're serving the dark side, whether you're pro or anti.”* “'I don't know' are the magic words that will break you out of the Truman Show.”* “And the space age was never about vacations to distant exoplanets. It was always about the colonization of your inner space.”* “Every conspiracy theory is a subplot on a script.”

Yeah, so it's not good for Labour in the latest Taxpayers' Union-Curia poll. They've now fallen to 26 percent, which is below the 27 percent they got at the last election. Now, this is not a surprise to me, and it shouldn't be a surprise to you, because we've been saying consistently on this show all year that Labour was going to come down in the polls once the policy started being released. Basically, what's happened up to now is that Labour has said very little. They've been a blank canvas of silence, if you like, which has allowed voters to project whatever they wanted onto Labour. If you like the idea that Labour represents kindness, project it on. They're saying nothing to dispel that notion. If you believe Labour is competent, project it on. If you believe Labour will fix the cost-of-living crisis, healthcare, education, the roads, the economy and, heck, why not the whole world? Go for it. Project it on. But the problem with that small-target strategy is that it becomes increasingly problematic the closer we get to an election. Even though Labour is still not saying very much, everyone else around it is, aren't they? And it's pretty mental, isn't it? The Greens with their Soviet-style supermarket plan and wealth tax. The Opportunity Party with its land tax and plans to raise the youth justice age. Te Pāti Māori with its proposal to establish a Treaty Commission that could stop Parliament from making laws. Because Labour is saying so little, it ends up being tainted by all these other policies. What's more, if there's one thing voters are really hankering for this election, it's vision. It's a plan to get us out of this mess. You could argue this is actually a problem for both major parties, Labour and National. But Labour isn't producing a vision because it's not saying anything. Frankly, I've got to be honest with you: I'm starting to wonder whether Labour is even really campaigning at more than about 60 percent at the moment. Its performance is so lacklustre that I'm beginning to wonder if it's actually in it to win it. Notably, Chris Hipkins hasn't said this time that it's a rogue poll, like he did last time. Instead, he's said there's work to do. And that's because he knows this isn't a rogue poll, is it? This is a trend that started in March, when Labour's polling began to fall, and it hasn't stopped. And this may not be the end of it. Twenty-six percent may not actually be the bottom. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Should young farmers be able to dip into their Kiwisaver to buy their first farm? How would the government support livestock farmers if a foot-and-mouth outbreak erupted? Is New Zealand too reliant on Elon Musk's Starlink for rural connectivity? Locals at Q+A's Rural Issues Debate in Morrinsville ask these questions and more to the panel of candidates: NZ First's Mark Patterson, Greens' Steve Abel, National's Todd McClay, Labour's Jo Luxton, ACT's Andrew Hoggard, and Opportunity's Daniel Eb. Catch the full debate on Q+A's YouTube page, or at TVNZ+. Te Pāti Māori was invited to attend this debate, but they were unable to due to conflicting commitments at Koroneihana. Join Jack Tame and the Q+A team and find the answers to the questions that matter. Made with the support of NZ on Air.

In this special Election 2026 debate, hosted at the Morrinsville Rugby and Sports Club, Jack Tame is joined by NZ First's Mark Patterson, Greens' Steve Abel, National's Todd McClay, Labour's Jo Luxton, ACT's Andrew Hoggard, and Opportunity's Daniel Eb, in front of a live audience of Morrinsville locals, to tackle the biggest issues facing rural and regional New Zealanders today. Candidates share their ideas around the future of dairy farming, New Zealand's Paris Accord targets, gene editing technology, pest control, rural health outcomes and more. Te Pāti Māori was invited to attend, but they were unable to due to conflicting commitments at Koroneihana. Join Jack Tame and the Q+A team and find the answers to the questions that matter. Made with the support of NZ on Air.

This week on the Raw Politics podcast: the coalition eyes drastic change in the public service, Te Pāti Māori eyes drastic change in our constitution, plus why health imperils every governmentThe Government's making no secret of its plan to cull, reshape and redirect government departments and ministries if it gets a second chance after November 7. Today, the Raw Politics panel discusses the scale of the planned abolitions, mergers and straight out headcount cuts ministers want to line up through 2027 and beyond.Join senior political reporter Marc Daalder and political editor Laura Walters at Parliament and Newsroom co-editor Tim Murphy in Auckland for analysis of the radical overhaul planned for the public service in a potential second term. The panel also examines Te Pāti Māori's plans for constitutional reforms and paramountcy of the Treaty and how big an appeal its announcements will have among Māori voters, with the risk of likely coalition partner Labour copping any electoral backlash from voters on the general roll.  Our third topic is the perennial political landmine of the health system, a threat to the prospects of any government. While National and Labour feud over the number of additional nurses in the system under this administration, real world events like a death in an A&E waiting room and a hospital's nurses declaring a state of emergency have the potential to derail any minister's bid to talk up health investments. Finally, we offer recommendations for you to read, watch or listen to over your weekend: Marc: Azaria Howell of Newstalk ZB's scoop on the Brian Roche cutting the public service letter.  Laura: Māni Dunlop of Te Ao Māori News' in-depth explainer on TPM's bottom lines, where other parties sit, and the history and future of constitutional reformTim: Our own Marc Daader's magisterial piece on Newsroom on the latest UN environment report: Global warming will pass 1.5C - what are you going to do about it?Raw Politics will be available wherever you get your podcasts at the end of each week, and to watch on YouTube. 

Te Pāti Māori's call for supporters to split their votes has put one of MMP's strangest quirks back in the spotlight: overhang seats, strategic voting, and whether parties can game the system to change who forms the next government.Jordan Williams is joined by Oliver Hartwich from the New Zealand Initiative to unpack what it all means, why the strategy could backfire, and whether New Zealand's electoral system is heading for a serious credibility problem. From Māori seats and tactical voting to German-style fixes and the case for scrapping MMP altogether, Oliver explains how the rules of the game could shape the election result.Support the show

Willie Jackson: Labour's record on Māori issues Labour lost all but one of the seven Māori seats at the 2023 general election. This year, to rival a controversial tactic from Te Pāti Māori asking voters to engineer an overhang in Parliament, Labour says they want to win them all back. Willie Jackson, a front bench Labour MP and leader of the party's Māori campaign, joins Jack Tame to make his bid for the Māori vote. Should NZ break up the gentailers? Energy boss responds In an election year marked by energy policy, both New Zealand First and the Green Party are campaigning on breaking up the country's four gentailers, citing soaring household energy bills. Malcolm Johns, the CEO of gentailer Genesis Energy, joins Q+A, and previews the potential effects on bills if the government goes ahead with its promised LNG terminal. Election 2026: The new electorate that's 'got issues' Wellington Bays is the new name for what was the second-most left-voting electorate in the country in 2023. In the redrawn lines for Green MP Julie Anne Genter's electorate, residents are grappling with big water bills and a visible spike in homelessness. Reporter Whena Owen meets the candidates vying to take those issues on in parliament in this year's election. War in Iran: NZ must reset foreign policy - expert By some estimates, the war with Iran has now cost the United States more than 180 billion dollars. After peace talks broke down, US President Donald Trump this week announced a complete change in strategy: economic, rather than military, action. Professor Robert Patman from the University of Otago joins Jack Tame six months on from the start of the conflict. Join Jack Tame and the Q+A team and find the answers to the questions that matter. Made with the support of NZ on Air.

Labour lost all but one of the seven Māori seats at the 2023 general election. This year, to rival a controversial tactic from Te Pāti Māori asking voters to engineer an overhang in Parliament, Labour says they want to win them all back. Willie Jackson, a front bench Labour MP and leader of the party's Māori campaign, joins Jack Tame to make his bid for the Māori vote. Join Jack Tame and the Q+A team and find the answers to the questions that matter. Made with the support of NZ on Air.

This week's political noise was all about tax. It's perhaps the key battleground heading into the election, even if the main parties seem determined to make their tax policies as uninspiring as possible. And that's not an accident. Our politicians know something very important about New Zealand voters, we don't like paying more tax. In fact, we tend to regard a tax increase as a personal insult. But here's the catch. We also expect good hospitals, decent schools, functioning roads, reliable infrastructure, police, welfare, superannuation and all the other things governments provide. We want Scandi-level public services at bargain basement tax rates. And that's the challenge the main parties face with their tax policies and managing the public debate ahead of the election. When the public won't make a real choice between services and cost, or accept any significant trade-offs, how do you pretend you've got a solution? National's answer - after a couple of weeks of torturous wordplay - has landed on ‘no new taxes'. This doesn't mean existing taxes won't be increased, and we're all wondering about the planned 12c-a-litre fuel tax hike due in January. Labour is offering a capital gains tax on investment property, expected to raise about $700 million a year once it's up and running, and have confirmed they too would not introduce new taxes. However, Chris Hipkins wouldn't confirm whether Labour would restore interest deductibility restrictions for landlords, a move that would have the effect of increasing the amount of tax landlords have to pay. The minor parties appeal to narrower constituencies so speak more freely and are considerably more ambitious. ACT is about retrenchment, controlled spending and shrinking the state. The Greens want to tax wealth, big companies, banks and large inheritances. Te Pāti Māori wants a $30,000 tax-free threshold and wealth taxes reaching 2.5 percent at the top. New Zealand First wants the first $14,000 tax-free and tax brackets indexed to inflation. And the Opportunity Party wants to blow up the traditional tax model altogether, replacing much of it with a land tax to fund a universal citizen's income. You can argue about whether these are good ideas. But at least they're ideas. The real question is though, under MMP what policy survives coalition negotiations? While many of these ideas are destined for the political equivalent of the recycling bin, they do give us an idea of how a party may negotiate a coalition agreement if they get the chance. For example, the Opportunity Party may drop their land tax policy in return for Labour to broaden their CGT. And then there's the question of whether any of these ideas will raise enough money. A capital gains tax on investment property which delivers $700 million sounds like a lot, until you remember the Government is spending $155 billion a year. It' would be a slim contributor to the gap between Labour's plan to maintain core Crown spending around 33 percent of GDP while revenue sits near 31 percent. To sum up - Labour's proposal isn't remotely big enough to transform the tax base, National's promise of no new taxes isn't an economic strategy, and proposing cuts in spending should mean being prepared to tell voters exactly what you won't be doing. Perhaps we're being offered exactly what the parties think we want. Small tax changes. No nasty surprises. But is it really? This week the results of a survey of 1600 people funded by the Cancer Society and published in the New Zealand Medical Journal found 62 percent of respondents supported the idea of paying more tax for increased healthcare funding. 29 percent were opposed. So maybe, instead of promising what they won't do, we need politicians willing to have honest conversations rather than engage in verbal gymnastics and word-salad. Because if the choice at this election is simply tax a little more, tax a little less, or don't change anything, then frankly, we're just voting for more of the same, and we know where that gets us. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Labour has jumped on the no new taxes bandwagon, promising that if they're elected, there'll be no increase on the fuel excise duty for their first term. I don't know why Labour and National don't just join forces and be done with it and leave the left hand side to the Greens, Te Pāti Māori and the Opportunity Party. The fuel excise duty is due to rise by 12 cents a litre from January, followed by a 6 cents per litre rise in 2028 4 cents per litre in subsequent years. The thing with taxes and excise duties, tariffs, whatever you want to call them, they provide an income. Without money coming in, as Transporting New Zealand pointed out, there'll be no money for new roads, for roading repair and maintenance, and any money saved from not having to pay more for petrol will show up in the cost of living through the increased price of goods because it's going to take longer for trucks to get places. The government's position is that it is unlikely the fuel excise duty will be increased in January, although there'll be discussion around the cabinet table and a decision will be announced soon. National's view is that the increase should be delayed. But the fuel excise duty is set at a flat rate per litre, currently around 70 cents, and that has meant that as inflation and the cost of petrol rises or falls, the excise duty stays the same, and in real terms it means the fuel excise duty has fallen by 21% since the last increase in 2020 while at the same time the cost of repairing and maintaining and building new roads has risen. Finance Minister Nicola Willis told Mike Hosking on the Mike Hosking Breakfast this morning that they don't want to raise the fuel tax at all, but they accept down the line they just might have to. We can't forever put it off. The current circumstances are not only the heightened oil price, but also we are still recovering from that heightened inflation that the oil price has come on, and we recognise that things are still very challenging for people. Ultimately, where we want to get to is that we've got growing economy, low inflation, and actually we can lift the petrol tax in small, modest, regular increments so that we know there is funding going in to maintain your local roads. Because the issue is, if you're not putting more money into roads, you get potholes everywhere, you get bridges that get washed away in major cyclones that can't be rebuilt, you get road closures that can't be fixed up. These are problems that occur for everyone. And so that's what we're conscious of. I think, you know, Chris Hipkins' policy yesterday, it's really just a fig leaf because we're putting him under heat on his tax plan. Like it or not, we need to pay taxes if we expect to keep services running and to build stuff. If we haven't got money coming in, then there isn't the money to spend on the services. And what it's kind of a trust, a pledge of faith between ourselves and the government. Yes, we will pay taxes, you will spend them wisely on the services that we as a community need. And I think we've been let down by successive governments in terms of how they've spent the money. They've spent it thoughtlessly, they've spent it carelessly, they've spent it on vanity projects, pet projects, all the things they accuse councils of doing, governments have done themselves. The last lot were just wanton in their irresponsible, irrational spending. Even taking into account the spending, the necessary spending that needed to be done during COVID, so much of it was wasted, and that's not coming from me, that is coming from my old boyfriend who was the Auditor General, whose comments I just loved, whose reports I just loved because he was able to get the information. He's not my boyfriend, that was in my mind. I just loved his reports, I loved the way he wrote and the way he pulled no punches. So you have an accord between the taxpayer and the government. We will pay taxes, you will spend it sensibly and wisely, and we have been let down, so I think we're a bit anti tax because of that. But we do need to contribute either through taxes, through duties, through tariffs, through GST, whatever you want to call it, we need to contribute to keep the country going. And a fuel tax seems to be one of the fairest. You can also see where it's going. A tax by consumption has always been the fairest way to tax. It's a bit like GST. The more you spend, the more GST you pay, and that seems about right. If you've got the money to spend, then we can take the GST off you. The more fuel I buy, the more road I'll be using, the more tax I will then pay to maintain the roads I'm using, and that seems fair. If you're somebody who does not drive, yes, you might have to pay a little bit more if the fuel tax goes up because the price of goods will go up, because perhaps the buses will go up, public transport, but only a little bit, and you won't have to pay as much as I do if I'm using petrol to get from point A to point B. Of all the taxes, if the fuel tax is ring fenced, this is one I don't mind paying, and accordingly, I don't mind seeing it keep pace with inflation. I think they're doing the wrong thing by saying no raise in the fuel tax. They'll have to get the money from somewhere, and I'd far rather see the transparency that comes from having a ring fenced tax that's paid by road users and is spent on road users. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Te Pāti Māori's high-stakes strategy could reshape Parliament and decide who governs - or could end the party In an election where the margins matter, TPM is focusing its campaign strategy on the candidate vote in all seven Māori seatsFind The Detail on Newsroom or RNZGo to this episode on rnz.co.nz for more details

David Seymour sits down with Moana Maniapoto to discuss a number of party and govt policies and why he has such disdain for everything Māori.There has been cross odd party consensus on two major policies of the week - the rates cap and social media ban. Labour have said they may support these two National-led bills through to select committee to have the issues fully discussed and considered.Te Pāti Māori have entered the tax game, announcing their Kiwi tax plan. Good news for National, I guess? How does TPM's plan align with other parties proposing taxes?++++++++++++++++++++Like us on Facebook.com/BigHairyNetwork Follow us on Twitter.com/@bighairynetworkFollowing us on TikTok.com/@bighairynetworkSupport us on Patreon www.patreon.com/c/BigHairyNewsCheck out our merch https://bhn.nz/shop/Donate to our work https://bhn.nz/shop/donation/

In this episode of Inside Surgery, recorded live at the EAES Congress in Athens, host Dr. Bright Huo is joined by Dr. Stavros Antoniou, Prof. Salvador Morales-Conde, and Prof. Thomas Carus to explore the latest international guidelines on primary groin hernia repair. Together, they unpack the evidence behind the recommendation for laparoscopic repair, and discuss what the data means for surgeons and patients in everyday practice. The panel also tackles the long-standing TAPP versus TEP debate, revealing where the evidence is clear, where expertise matters most, and why the real-world context of care remains crucial.If you enjoy this episode, why not subscribe to Inside Surgery so you don't miss out on future episodes?Would you like to become a part of the EAES family? Become a member via https://eaes.eu/become-a-member

Here is the full third episode of Free to Disagree, our new weekly show with Oliver Hartwich and Damien Grant. Te Pāti Māori have told supporters to give them their electorate vote and send their party vote elsewhere. Oliver and Damien ask what happens if National voters start doing the same, and whether MMP survives it. Next, they discuss coalitions and deficits, and Oliver's argument that every additional party in a coalition makes a balanced budget harder. And finally, Donald Trump scaled back a military exercise with South Korea on Truth Social, and they ask what it means for America's allies in the Pacific. Free to Disagree is a weekly conversation about New Zealand politics and economics with Oliver Hartwich and Damien Grant. Two friends on broadly the same side of politics who find plenty to disagree about anyway. Each week they discuss three big issues, leading up to the election. Free to Disagree lives on its own feed where you will find every episode. So if you are enjoying it, follow the show directly. Search Free to Disagree in your podcast app and follow it there. Apple Podcasts: https://podcasts.apple.com/us/podcast/luxon-survives-his-third-coup-attempt/id6800933200?i=1000783221395 Spotify: https://open.spotify.com/episode/64ImZwofbaKWfhfAIsAVCP?si=fAeQNsygTICNuHQKCHkzVQ&nd=1&dlsi=a877a63fc33f42f2 Produced by The New Zealand Initiative.

Amikor Jézus Fülöp Cézáreájának vidékére ment, megkérdezte tanítványait: ,,Kinek tartják az emberek az Emberfiát?'' Ők ezt felelték: ,,Egyesek Keresztelő Jánosnak, mások Illésnek, mások meg Jeremiásnak, vagy egynek a próféták közül.'' Erre megkérdezte őket: ,,És ti kinek tartotok engem?'' Simon Péter válaszolt: ,,Te vagy a Krisztus, az élő Isten Fia.'' Jézus azt felelte neki: ,,Boldog vagy, Simon, Jónás fia! Mert nem a test és vér nyilatkoztatta ki ezt neked, hanem az én Atyám, aki a mennyekben van. És mondom neked: Te Péter vagy, és én erre a kősziklára fogom építeni egyházamat, s az alvilág kapui nem vesznek erőt rajta. Neked adom a mennyek országának kulcsait. Amit megkötsz a földön, meg lesz kötve a mennyekben is, és amit feloldasz a földön, föl lesz oldva a mennyekben is.'' Ezután meghagyta a tanítványoknak, hogy senkinek se mondják el, hogy ő a Messiás.Olvasmányok, ünnepek a liturgikus naptárban. | Felolvassa: Varga László |

In this episode, Nick talks with Oliver Hartwich about how the 2026 election could break MMP from two sides. Oliver's latest research note traces Te Pāti Māori's call for supporters to split their votes, why current polling could leave National with an overhang, and how the absence of compensation for overhang seats in New Zealand, unlike the German system it copied, could produce a Parliament that does not match the popular vote.

Hands up - who believes Labour when they say none of their political mates will be allowed to introduce their taxes in a future Labour-led Government? This started on Mike's show, with Ginny Andersen on Politics Wednesday saying, "Nah, the Greens aren't going to be allowed to introduce their wealth tax, and nah, Te Pāti Māori isn't going to be allowed to introduce its land tax." A few hours later, on Kerre Woodham's show, Green Party co-leader Chlöe Swarbrick replied: "Nah, we're going to be fighting tooth and nail for the wealth tax." Now tell me, after hearing that, whether you're absolutely, absolutely, absolutely sure Labour won't say yes to the Greens if they're sitting in that coalition negotiation room after November 7, and Chlöe and Marama are sitting on the other side of the table, and everything else has been agreed, and the wealth tax is the only thing standing between Chris Hipkins becoming Prime Minister again or not. And tell me he doesn't say, "Bugger it. All right, you can have your wealth tax," and then decide to deal with all of our outrage later. I think we've seen too many of these concessions to be sucked in now. Just look at the last set of coalition negotiations. Christopher Luxon made it very clear he would not support ACT's Treaty Principles Bill, yet in negotiations he gave ACT the debate and two-thirds of the journey through Parliament anyway, then dealt with the outrage later. Or take National's plan to fund its tax cuts with a levy on foreign buyers purchasing homes here. Winston Peters wouldn't allow it. He wouldn't let foreign buyers back into the market, so Christopher Luxon went, "Okay, bugger it, fine, you can keep your ban," and dealt with the outrage later. The major parties nowadays aren't big enough to dictate to the minor parties what will or won't happen after an election. The Greens are polling at only around a third of Labour's size, yet they're going to have a lot of power. In fact, the power increasingly lies in the hands of the minor parties. So I don't think Labour can say with complete confidence that a wealth tax or a land tax won't happen. And I don't think any of us should believe them when they do. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Tonight on The Huddle, Jordan Williams from the Taxpayers' Union and Jack Tame from ZB's Saturday Mornings and Q&A joined in on a discussion about the following issues of the day - and more! A review has identified the systemic failings in relation to the Mount Maunganui landslide, and some recommendations have been made for Tauranga City Council. Do people need to lose their jobs over this? Are we surprised officials knew the risks? Education Minister Erica Stanford has said more walls are in the works for open-plan classrooms? Do we think this is long overdue? Labour has promised they won't introduce new taxes, besides capital gains, despite Te Pāti Māori, the Greens and Opportunity indicating they want to introduce new taxes. Do we really see Labour and Hipkins sticking to their guns on this? LISTEN ABOVE See omnystudio.com/listener for privacy information.

Labour is adamant it won't support any new taxes - beyond a capital gains tax - and leader Chris Hipkins has confirmed he won't budge. The Greens, Opportunity and Te Pāti Māori are campaigning on supporting a variety of new taxes Newstalk ZB senior political correspondent Barry Soper says Labour may have to team up with any of these other parties - and their stance on taxes could make a coalition negotiation 'impossible'. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Greens co-leader Chlöe Swarbrick says her party will fight tooth and nail for its tax plan as Labour rules out new taxes beyond its capital gains tax. Labour is vowing not to support tax changes proposed by potential coalition partners Te Pāti Māori, the Greens, and Opportunity. Swarbrick told Kerre Woodham she wants collaboration because she says it's clear there does need to be tax reform. She says people are sick of political tit-for-tat, and her party doesn't agree with tinkering around the edges. But Labour leader Chris Hipkins isn't budging, telling Woodham there needs to be a public mandate for major changes. He says parties are free to advocate for things they were elected on, but if there's no public support for that then the status quo prevails. LISTEN ABOVE See omnystudio.com/listener for privacy information.

A Labour frontbencher says a Labour government will not introduce any new taxes, except for a capital gains tax, if it wins the election. Leader Chris Hipkins on Monday ruled out other taxes, such as a streaming tax or tax on high-emissions vehicles. The party's Jobs and Incomes spokesperson Ginny Andersen told Mike Hosking this will be an absolute bottom line in any post-election negotiation. She says tax policies of the Greens, Opportunity, or Te Pāti Māori will not see the light of day. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Helen Clark sat down for a chat with Moana Maniapoto to discuss Winston Peters' role in govt over the decades, and what has changed in politics since she was PM.Te Pāti Māori have released their election 2026 strategy, abandoning the party vote to focus on winning all of the Māori seats.Thousands of beneficiaries missed a winter energy payment because of a legislative change made using the fast-track system.++++++++++++++++++++Like us on Facebook.com/BigHairyNetwork Follow us on Twitter.com/@bighairynetworkFollowing us on TikTok.com/@bighairynetworkSupport us on Patreon www.patreon.com/c/BigHairyNewsCheck out our merch https://bhn.nz/shop/Donate to our work https://bhn.nz/shop/donation/

Lara catches up with Rosetta and Milly to chat about what happened with the National Party last week, how TOP is doing in the polls, and Te Pāti Māori's new strategy. Whakarongo mai nei!

Lara catches up with Rosetta and Milly to chat about what happened with the National Party last week, how TOP is doing in the polls, and Te Pāti Māori's new strategy. Whakarongo mai nei!

Te Pāti Māori is asking Māori voters to split their vote: back its candidates, but give their party vote to another party. Te Pāti Māori co-leaders Debbie Ngarewa-Packer and Rawiri Waititi tell The Hui why they believe the strategy could help deliver a change of government and increase Māori representation in Parliament. Nā Te Māngai Pāho & NZ On Air te pūtea tautoko.

Have you experienced False Hope Syndrome? Without telling you exactly what that is, I'm going to let you know chances are good that you have. I have certainly done so in more than one area of my life! False Hope Syndrome runs rampant in relation to weight loss. Listen in, learn exactly what it is and how to keep yourself safe from falling into the disappointment associated with False Hope Syndrome as you move forward in losing and maintaining weight loss.The Weight Loss Winformation Podcast gives you essential psychological information to help you lose weight and more importantly, to help keep you at a healthy weight for your body! No matter how you are working to lose weight and no matter how much weight you want to lose, Weight Loss Winformation will keep you moving in a positive direction. Let's get started because well… Why Weight? (get it? Pun intended… )?Resources:·      BariAfterare: www.bariaftercare.com·      Connie Stapleton PhD website: www.conniestapletonphd.com·      BariAftercare website: https://www.conniestapletonphd.com/bariaftercare·      BariAftercare Facebook page (for members only): https://www.facebook.com/groups/BariAftercare·      Kevin Stephens: Your Bariatric Buddy   https://www.facebook.com/groups/yourbariatricbuddy/people·      Instagram: @ (Caleshia Haynes)·      Instagram: @therealbariboss (Tabitha Johnson)·      Instagram @drsusanmitchell (Dr. Susan Mitchell)·      Instagram: @lauraleepreston (Laura Preston)·      ProCare Vitamins (10% off with code ConnieStapleton)·      Rob DiMedio: https://www.busybariatrics.com/·      Dr. Joan Brugman: drjbrugman@outlook.com·      Dr. Nestor de la Cruz-Munoz on Linked In: https://www.linkedin.com/in/drdelacruzmunoz/From: How Much Weight Will You Lose After Bariatric Surgery? Nestor de la Cruz-Munoz MD, FACS, DABOMJuly 12, 2026 The Evidence Is Clear — And It's Not What Most Patients Expecto    The AACE/TOS/ASMBS guidelines are explicit: Very few preoperative factors are sufficiently predictive to give a precise individual weight loss number.This means the honest answer is not a number — it's a range.The Real Weight Loss Ranges by ProcedureThe most reliable metric is total weight loss percentage (TWL) — not excess weight loss.Sleeve Gastrectomy (SG)·       23–25% TWL at 1 year·       17–19% TWL at 5 years·       PCORnet (65,000+ patients): 18.8% TWL at 5 yearsRoux‑en‑Y Gastric Bypass (RYGB)·       28–31% TWL at 1 year·       21–26% TWL at 5 years·       20–27% TWL at 10 years·       PCORnet: 25.5% TWL at 5 years·       SM‑BOSS RCT: 27.5% TWL at 10 yearsOne‑Anastomosis Gastric Bypass (OAGB)·       Highest early TWL·       Emerging evidence suggests greater long‑term durability than SG and RYGB·       Randomized TrialsBy‑Band‑Sleeve RCT (3‑year outcomes):·       RYGB: 26.8% TWL·       Sleeve: 19.4% TWL·       Band: 14.0% TWLWeight regain after cessation of medication for weight management: systematic review and meta-analysiso   West S, Scragg J, Aveyard P, Oke JL, Willis L, Haffner SJP, Knight H, Wang D, Morrow S, Heath L, Jebb SA, Koutoukidis DA. Weight regain after cessation of medication for weight management: systematic review and meta-analysis. BMJ. 2026 Jan 7;392:e085304. doi: 10.1136/bmj-2025-085304. PMID: 41500720; PMCID: PMC12776922.o   https://pubmed.ncbi.nlm.nih.gov/41500720/·       The primary anti-obesity medications (AOMs) highlighted in this high-level study are newer incretin mimetics, specifically:o   Semaglutide (a GLP-1 receptor agonist)o   Tirzepatide (a GIP/GLP-1 receptor co-agonist)The Rebound Effect: High-Level EvidenceThis January 2026 systematic review and meta-analysis published in The BMJ synthesized data from 37 studies involving 9,341 participants, providing robust, high-level clinical evidence on what happens after stopping these medications:·       Rapid Return to Baseline: On average, patients return to their baseline weight within 1.7 years after stopping any weight management medication.·       Accelerated Regain for GLP-1/GIP Drugs: For those stopping semaglutide or tirzepatide, the rebound is even faster—returning to baseline weight in just 1.5 years.·       Faster than Behavioral Programs: The rate of weight regain after medication cessation is significantly faster than the regain observed after finishing behavioral weight management programs.·       Reversal of Health Benefits: Stopping these therapies also rapidly reverses their positive, beneficial effects on cardiometabolic markers.·       These findings emphasize that using these medications short-term without a more comprehensive, long-term approach to weight management leads to a rapid reversal of both weight loss and cardiometabolic improvements, and this is the real benefit we can offer to our patients: a long-term plan that can and should be updated on the course of their chronic disease and its natural course. Nothing in obesity treatment should be absolutely static.·      How to overcome past dieting failures. By Kristen A. Carter MSo   https://www.psychologytoday.com/us/blog/health-and-human-nature/202103/false-hope-syndrome-reveals-big-problem-dieting·      Getting Real: Warning Signs of False Hope Syndrome. by Dan J. Tomasulo PhD., TEP, MFA, MAPPo   https://www.psychologytoday.com/us/blog/the-healing-crowd/202209/getting-real-warning-signs-of-false-hope-syndrome·      Expected Weight Loss From Gastric Bypass – Calculatoro   https://www.obesitycoverage.com/weight-loss-surgeries/gastric-bypass/how-much-can-i-expect-to-lose·      Expected Weight Loss (after Sleeve)o   https://www.obesitycoverage.com/gastric-sleeve-reference-manual/

Everything in this election's just been turned on its head in 24 hours for three reasons – and it's not because of National. Firstly, yesterday Chris Hipkins was asked if he'd tell us how he would deal with the Opportunity Party, what the caveats would be. He said the Labour Party were going to listen to the voters on TOP – a very different thing to what he's said previously. Secondly, TOP is looking more and more likely to get into Parliament and could hold the balance of power. Thirdly, Luxon, while wounded, will not face another coup now that the detractors couldn't organise themselves into a single ticket and topple the boss. In this case the old saying is tipped on its head: fool me once, shame on me. Fool me twice, shame you. There are no third chances for a coup pre-election. Which brings us to the state of play. This election is going to be fought, won and lost, on one issue: tax. For Hipkins to woo the Greens, Te Pāti Māori, and Opportunity, they will need to move on tax. Chlöe Swarbrick, Qiulae Wong, and Debbie Ngarewa-Packer are loading the gun, cocking it, and wanting to fire on Kiwi households. So which taxes? I went on TOP's calculator this morning for the land tax. If you're a single divorced mum with a house from your settlement worth $2m, which is not much in Auckland or the deep south, you'll be paying an extra $456 a week. That includes $35k a year in land taxes. If you're a couple with kids living in Beachlands, you'll be paying an extra $30 a week in taxes, including $24k in property taxes. That's before you've factored in taxes on farmland, an effective inheritance tax, a capital gains tax on an extra house (say a retirement rental investment, or a kid you saved to buy your kids), an inheritance tax/gift tax when you die or pass on big assets. When you add to this the fact we don't know how these four left bloc parties will spend your money, and how effective they'll be at doing so, this gets messier than a botched Tory coup. See omnystudio.com/listener for privacy information.

Do you know what? While those self-serving destructive quislings in Wellington are doing their very best to lose the election at the caucus meeting this morning, specially called, do you know who's not meeting? 40 mayors and councillors who were supposed to be attending a signing ceremony of a regional deal between the government, the Queenstown Lakes District Council, the Otago Regional Council and the Central Otago District Council. This is good work. This is perhaps not sexy work, but it's sound, sensible work that's going on, that's going to make life better for the ratepayers of these regions. It was all set to be signed at 10:30am, but now it won't because senior ministers can't attend. And why can't they attend? Because a group of traitorous idiots are attempting to roll the Prime Minister again. That just underlines how arrogant and ignorant these small minded, perfidious group of Nats are. Because they are terrified of losing their accommodation allowances, their travel allowances, their home security allowance, their jacked up Super, terrified of having to find a real job 90 days before an election. They're trying to roll a Prime Minister who at the latest poll was leading a party that was ahead and a party that had every chance of winning an election with a group of centre-right other parties. If there was any last one of us who thought that politicians were there to serve the people, surely this self-serving, self-seeking, self-aggrandising group of Nats has put that idea to the sword. If National had no chance of getting back in, if the leader of the Nats had committed an egregious crime à la McSkimming, if he'd been accused of something truly vile, then sure, get rid of him, utterly grounds for getting rid of him. But to get rid of him because he's not snazzy enough? Not glib enough? Not vibey enough, hasn't got the feels? Knows too much and wants to share it? They think Chris Bishop is snazzy? What a pack of fools. I do not know where my vote will go if the cohort of Nats within the party are stupid enough to roll their boss. If they prevail, they're people who simply cannot be trusted, their word is not good. I know men and women who can do million-dollar deals on the shake of a hand and a word. They are good people, they are sound people and they're the ones getting dicked around by these traitorous, duplicitous liars. “We back our leader," said Chris Bishop yesterday while testing the sharpness of his blade. Erica Stanford four days ago told journalists that they were interviewing their typewriters and that she's behind Luxon while the bagman Penk is alleged to have done the numbers. Ugly, ugly, ugly stuff. If Luxon prevails today, and I really hope he does, Chris Bishop should be relegated straight to the bottom of the list and consigned to history. Christopher Luxon came in and did a jolly good job of uniting a party that was a shambles. It was in absolute disarray. Simon Bridges was dumped, replaced by Todd Muller who retired hurt and then Judith Collins got the hospital pass and then into the 2020 election in which National were decimated. They had to rebuild from the ashes, and Christopher Luxon helped them do that. He might not have the jazz hands, but he had faith in good ministers, let them get on with their work, held them to account. What do they do with their renewed strength, the Nats? They disembowel themselves and eat their own entrails, which makes for really unpleasant viewing. For the lefty voters, oh, you must be thinking this is better than any Netflix drama right now. Grab the popcorn and watch it all unfold and who can blame you? This is an own goal of seismic proportions. If a small group of destructive Nats are responsible for the collapse of the centre right vote and Labour, the Greens, Te Pāti Māori and the Opportunity party gets in, we should make a new crime and charge those snivelling quislings with economic treason. See omnystudio.com/listener for privacy information.

Shubz has been called a kūpapa. The word describes Māori who sided with the Crown in the New Zealand Wars, and it still gets thrown at Māori accused of betraying their own. Shubz gets it for having David Seymour on his show.Shubz hosts "Shubz Says So" on Radio Aotearoa. His method is simple: talk to people you disagree with, in public, without the gotcha. That has meant long conversations with David Seymour, Brian Tamaki, Don Brash and others, and it has cost him standing in parts of his own community.He sits down here with Dane Giraud, host of Free to Speak and a Council member of the Free Speech Union, who knows the same pressure from inside the Jewish community, where the equivalent word is Kapo. Both men arrive at the same question from different directions: what happens to free speech when the heaviest penalty for dissent comes not from the state but from your own people?They cover the gap between kaupapa and kūpapa, why Shubz argues Te Pāti Māori does not speak for all Māori, blood quantum and who gets to decide who counts, how little either side of the Treaty debate often knows about the history, and his argument that funding and self-preservation explain more about who polices the line than culture does.It also goes somewhere harder. Shubz is an advocate against sexual abuse, and he asks why a movement that filled the streets over the Treaty could not turn out for Sam Troth's hīkoi for survivors. He talks about what people brought to him on his own journey around Te Ika-a-Māui, and about being offered money to stop talking.Dane pushes back, particularly on whether a small community is ever right to keep its disagreements in-house. Neither man lands quite where you would expect.Content note: this episode includes discussion of child sexual abuse, including a survivor's account, and strong language throughout. Support is available. Safe to Talk: 0800 044 334 or text 4334. Male Survivors Aotearoa: malesurvivors.nz. Victim Support: 0800 842 846.Mentioned in this episode:Shubz Says So on Radio Aotearoa: https://shubzlive.comThe Road to Healing Aotearoa (Sam Troth): https://www.theroadtohealing.co.nzFree to Speak is the official podcast of the New Zealand Free Speech Union: uncensored conversations on free speech, civil liberties, and the people defending them. Hosted by Dane Giraud.Join the Free Speech Union: https://www.fsu.nz/joinSupport our work: https://www.fsu.nz/donateNewsletter: https://www.fsu.nz/subscribeWebsite: https://www.fsu.nzGot feedback or a guest suggestion? podcast@fsu.nzSupport the showhttps://www.fsu.nz/https://x.com/NZFreeSpeechhttps://www.instagram.com/freespeechnz/https://www.tiktok.com/@freespeechunionnz

In this episode, I sit down with Michael Baker, CPA, Certified Financial Planner, and co-author of Financial Blind Spots, for a conversation about building financial confidence and creating more options for your farm family. Michael shares why so many farmers overlook important financial opportunities, the value of having the right advisory team, and how planning can help protect your family, your farm, and your future. We discuss common financial blind spots, creating a long-term vision, protecting your greatest assets, and why asking better questions leads to better decisions. If you're ready to take control of what you can and make proactive decisions for your family's future, this episode is for you. "Control what you can control. The only way to create possibility is to move forward. Reach out and ask questions. Just ask, ask, and ask. Eventually, you'll know." - Michael Baker, CPA Remember, successful financial planning is a journey — one step at a time. Share this episode with your farm family and community to build confidence and strengthen your financial future together. Resources Mentioned During This Episode Financial Blind Spots: A Deep Dive into Farm Finance A practical guide to building financial confidence. Values-Based Financial Planning by Bill Backrack Align your financial decisions with what matters most. Reid Wilkie, Farm Attorney in Medicine Hat Trusted legal guidance for farm families and transitions. About Our Guest Michael Baker, CPA, CA, CFP, TEP, is the founder of Baker Wealth in Medicine Hat, Alberta. With over 30 years as a professional accountant, Mike has become a leader in transforming financial landscapes, and his goal is clear: to be a visionary in financial planning and tax strategy using life insurance. At the core of his work is a single value: helping others create a life they love. He leads a balanced life and is located in Medicine Hat, AB. Mike has been happily married to Sabrina, the love of his life, for 23 years, and together they raise 16-year-old triplets — a son and two daughters.  An accomplished athlete, he played University football for the Golden Bears and has completed seven Ironman Triathlons, bringing that same discipline and devotion to everything he does. Contact Michael  Visit The Baker Wealth Website  Follow Michael on LinkedIn Follow Michael on Facebook Elaine Froese Resources: Watch this episode on YouTube. Visit the podcast website SPEAKING - book Elaine for your next event COACHING - explore Farm Transition Coaching MEMBERSHIP - become a Farm Family Transition Member FREE STUFF - downloadable tools for your farm transition CONTACT - take the next steps in your transition BURNING QUESTION? Submit it here Farm Family Coach Social Media Links Facebook Instagram LinkedIn X YouTube TikTok Timestamps 00:00 - Introduction to Mike Baker and the topic of financial freedom for farmers 02:37 - Mike's journey from CPA to financial advisor and the book Financial Blind Spots 04:56 - The gap in financial advisory engagement among farm families 07:09 - Building a North Star: setting long-term goals amidst life's uncertainties 10:25 - Key concepts of the "Financial Pyramid" model for farm planning 13:12 - The crucial role of protection and insurance in farm succession 15:22 - How land and asset valuation affect farm transition strategies 18:02 - The longevity risks faced by farm families and the 100-year legacy plan 23:31 - Values-based planning: aligning financial decisions with family priorities 27:41 - Practical advice for an older farm family just starting to plan 32:28 - The importance of health, prevention, and early diagnosis in farm safety 35:01 - Different types of insurance: term, participating whole life, critical illness, and disability 37:46 - The complexity of disability insurance and the importance of definitions 40:30 - The use of key person insurance in farm business continuity 44:23 - Innovative insurance strategies involving land and leverage 48:26 - How to choose and vet a trustworthy financial advisor 50:27 - Next steps for farm families seeking financial clarity and freedom 52:48 - Upcoming farm finance, legal resources, and networking opportunities 54:17 - Closing thoughts: taking one step at a time toward better financial health

Updated Dynasty Rookie Rankings Tierlist (Superflex)Busch and Danny are making an update to their late april initial top 36 tierlist for dynasty rookie drafts following recent camp buzz. These are done from a Dynasty Superflex 0.5 TEP perspective. First Vid: https://youtu.be/zg-o_bLymYkUpdated Rookie Rankings, Dynasty Rankings & a FREE Team Review 2.0!https://FlockFantasy.com/FSE - for 30% off any packagesCode "FSE" and an Annual signup gets you a FREE LIVE Team ReviewFREE Redraft Guide/Projections & Dynasty Rookie GuideTAIL OUR PICKS & GET $50 IN BONUS ENTRIES ON YOUR FIRST $5https://play.underdogsports.com/vgwg/p-fseUsing Promo Code: "FSE" at first deposit and signup + a GIMME PickFor Questions, Team Reviews, DD 2.0's & More:Team Review: https://flockfantasy.com/purchase/review?code=FSETrade: https://flockfantasy.com/purchase/trade-question?code=FSESuper: https://flockfantasy.com/purchase/super-chat?code=FSESubscribe: https://flockfantasy.com/subscribe?code=FSEBuy One Team Review Get the 2nd 50% Off:https://flockfantasy.com/purchase/voucher-bundle?code=FSETimestamps00:00 Intro00:30 Rankings Rules00:50 Jeremiyah Love02:30 Carnell Tate05:05 Makai Lemon07:45 Mendoza vs Tyson11:30 Jadarian Price14:20 Kenyon Sadiq17:00 KC Concepcion20:05 Omar Cooper Jr.22:05 Ty Simpson26:00 Jonah Coleman29:00 Denzel Boston31:25 Eli Stowers35:15 Upside Swings in Round 239:15 Safer Players in Round 242:00 Boom or Bust Swings47:15 TE Upside Swings49:15 Early 3rd RoundersFollow our Flock Leaguehttps://www.youtube.com/@FlockLeagueSocial Platforms:Bush Tiktok: https://www.tiktok.com/@fantasystockexDanny Tiktok: https://www.tiktok.com/@fseladInstagram: https://www.instagram.com/fantasystockexchangeDanny's Twitter: https://twitter.com/dannyfootball59 Bush's Twitter: https://twitter.com/FootballStockFantasy Stock Exchange Twitter: https://twitter.com/FantasyStockEXPodcast Feed:Apple: https://podcasts.apple.com/us/podcast/fantasy-stock-exchange/id1504562615Spotify: https://open.spotify.com/show/45YpJodM1wHNdaOlGftVdl?si=92eaf08b5347494dFor Business inquiries: thefantasystockexchange@gmail.com#FantasyFootball #fantasystockexchange #dynastyrookiedraft Tags: fantasy stock exchange,fantasy football advice,fantasy flock,dynasty fantasy football,2026 fantasy football,fantasy football 2026,superflex rookie rankings,dynasty rookie rankings,dynasty rookie rankings post draft,Makai Lemon,Carnell Tate,Jeremiyah Love,Fernando Mendoza,Ty Simpson,Jadarian Price,kenyon sadiq,omar cooper jr,elijah sarratt,drew allar,eli stowers,nicholas singleton,jonah coleman,denzel boston,kc concepcion,dynasty rankings,nfl,fse

On the Mike Hosking Breakfast Full Show Podcast for Friday 3rd of July, Erica Stanford is expanding the early childhood language push, and Te Ururoa Flavell is calling for a change in Te Pāti Māori leadership. All Blacks coach Dave Rennie joined for a chat ahead of his first test at this helm this weekend. And Kate Hawkesby and Tim Wilson talk the Michelin star hype, Fish and Chip Friday, and Michael Laws standing for NZ First as they Wrap the Week. Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

A former Te Pāti Māori co-leader says the party can't box itself in, and needs to be inclusive. Te Ururoa Flavell believes it's lost its way with infighting, personal attacks, and poor leadership, and change is needed. He told Mike Hosking people on the ground are seriously questioning the direction of the party ahead of the election. Flavell says there'll be some backlash and doesn't believe the party will be able to hold onto the six seats it currently does. But current co-leader Debbie Ngarewa-Packer says she respects Flavell, but he's wrong, and the focus has to be changing the Government. LISTEN ABOVE See omnystudio.com/listener for privacy information.

What if there was a strategy used by ultra-high-net-worth families that could help physicians grow investments more efficiently, reduce taxes, protect assets, and create a lasting legacy?In this episode of Limitless MD, Dr. Vikram Raya sits down with Michael Malloy to discuss one of the most powerful wealth-planning tools you've probably never heard of: Private Placement Life Insurance (PPLI).While many physicians focus on maximizing income, few understand how the ultra-wealthy structure and preserve their wealth. Michael explains how PPLI has been used by affluent families since the 1970s as a sophisticated vehicle for tax planning, asset protection, estate planning, and long-term wealth preservation.Together, Vikram and Michael break down what PPLI actually is, how it differs from traditional life insurance, who qualifies, what types of assets can be held inside a policy, and why some investors refer to it as an "unofficial Roth IRA" for wealthy families.If you're a high-income physician, entrepreneur, or investor looking for advanced strategies to preserve and transfer wealth, this episode offers a fascinating introduction to a financial vehicle that has historically been reserved for the ultra-wealthy.“Would you rather keep a dollar or keep seventy cents? That's really what taxes come down to.”~ Michael MalloyIn This Episode:What Private Placement Life Insurance (PPLI) really isWhy wealthy families have used PPLI for decadesHow PPLI differs from traditional life insuranceThe tax advantages of properly structured PPLI policiesWhy some investors call PPLI an unofficial Roth IRAHow physicians can use PPLI as part of a broader wealth strategyAsset protection and estate planning benefitsPassing wealth to future generations more efficientlyHolding real estate, businesses, collectibles, and cryptocurrency inside PPLIUnderstanding the investment control doctrineWho qualifies for PPLI and typical minimum investment thresholdsCommon misconceptions about advanced wealth planningAbout Michael MalloyMichael Malloy, CLU, TEP, RFC, is the Founder and Chief Advisor of EWP Financial, a global leader in Expanded Worldwide Planning (EWP) and Private Placement Life Insurance (PPLI). With more than 40 years of experience in the insurance and financial services industry, he has built a reputation for helping ultra-high-net-worth families implement innovative wealth preservation, asset protection, and tax planning strategies.A former museum administrator turned pioneering insurance strategist, Michael has dedicated his career to helping successful families navigate complex financial planning challenges across multiple jurisdictions. His expertise spans international tax planning, estate planning, risk management, and advanced asset structuring.Michael is also the author of two respected books, The PPLI Papers and The Wit and Wisdom of Professor PPLI, which help simplify complex wealth preservation concepts for investors and advisors alike.Connect with Vikram:

After a short break to rest and recover, I am back!  This episode is a quick catch-up on where I have been, what I have been working on, and what's coming next on the podcast.In early June, I was in Toronto for the STEP National Conference and Board Meetings... hands down one of the professional highlights of my year.  In this episode, I take you behind the scenes of the conference, share why STEP (the Society of Trust and Estate Practitioners) has had such a profound impact on my career, and explain why the TEP designation matters (especially for clients with complex estate and cross-border considerations).We also get into:How my practice has evolved toward complex, international estate planningEmerging issues in estates and trusts (think: electronic wills, cross-border families, surrogacy, and fraud risks)Highlights from the STEP conference (key sessions, incredible speakers, and the power of professional community)Mentorship, connection, and why building networks in this profession really mattersOn the personal side, I share a bit about choosing rest over burnout, celebrating a major milestone with my articling student becoming a lawyer, and what's ahead this summer (including travel and upcoming podcast episodes).RESOURCES DISCUSSED ON THIS EPISODE:STEP CanadaHERE ARE SOME OTHER WAYS TO CONNECT WITH ME:My website! Email: thetaxchickpodcast@gmail.com@tax.chick (IG) LinkedInBe a "Tax Chick VIP"

"I have always been the big-mouth Māori that says things we're not supposed to say."Corina Shields — better known online as Aunty Heihei (@AuntyHeihei) — returns to Free to Speak to talk with host Dane Giroud about her move from social-media commentary into the producer's chair at Radio Aotearoa, where she now produces "Shubz Says So" with Shubz Live.ABOUT THIS EPISODECorina is a wāhine Māori who built a following by saying the things she believes mainstream and Māori media won't. In this wide-ranging conversation, she and Dane dig into why so many New Zealanders no longer trust the legacy press — and why a wave of citizen journalists and independent broadcasters has risen to fill the gap.They cover her conviction that Te Pāti Māori does not speak for all Māori, the gulf between iwi leadership and the ahikā keeping the home fires burning, and why she argues "racism" has become a lazy label used to shut conversations down rather than have them. Dane brings his own perspective as a Jewish New Zealander on how hate-speech laws can end up silencing the very minorities they claim to protect — by letting the government decide which voices within a community are legitimate.The conversation also turns to a three-week hīkoi across the North Island to communities that rarely get a microphone, the difference between funded and unfunded media, the role of academics versus the people doing the work on the ground, and why Corina decided her voice is more powerful outside Parliament than inside it.A frank conversation about media plurality, hard conversations, and the freedom to disagree.Support the showhttps://www.fsu.nz/https://x.com/NZFreeSpeechhttps://www.instagram.com/freespeechnz/https://www.tiktok.com/@freespeechunionnz

No episódio de hoje do Check-up Semanal, o Dr. Ronaldo Gismondi, editor-chefe médico do Portal Afya e do Whitebook, comenta os principais destaques recentes em Cardiologia, com foco em tromboembolismo venoso, biomarcadores cardíacos, fibrilação atrial, parada cardiorrespiratória e prevenção secundária do AVC.Falamos sobre o estudo MODS e a proposta de um novo protocolo com D-dímero para suspeita de TEP, as potenciais aplicações da razão cTnI/cTnT na interpretação da lesão miocárdica, a comparação entre os escores HAS-BLED, ORBIT e DOAC-score para avaliação de risco hemorrágico na fibrilação atrial, os resultados de longo prazo do estudo COACT após PCR sem supra de ST e as novas estratégias para otimização da pressão arterial após AVC ou AIT.Leia na íntegra os artigos mencionados hoje:Existe diferença no risco de sangramento entre rivaroxabana e apixabana no TEV?A razão cTnI/cTnT na lesão miocárdicaQual o melhor escore para predizer sangramento na FA?Angiografia imediata versus tardia após PCR em IAMSSST – COACT trialOtimização da pressão arterial após a fase aguda do AVC: novas fronteiras

The Education Minister wants higher pay rates for tradies who work as unqualified teachers - but she has to persuade the unions first. The PPTA says schools are in need of more people to teach the trades, and outside educators should be fully qualified if they're to be paid the same as registered teachers. Te Pūkenga CEO Gus Gilmore says it's important to attract the best people to educate young Kiwis interested in going into the trades and it's important to match market demand. "These are very experienced people.. the skills that they have as trained professionals in their field should be rewarded accordingly." LISTEN ABOVESee omnystudio.com/listener for privacy information.

No episódio de hoje do Check-up Semanal, o Dr. Ronaldo Gismondi, editor-chefe médico do Portal Afya e do Whitebook, comenta os principais destaques recentes em Clínica Médica, com foco em tromboembolismo pulmonar, piúria, infecção por Helicobacter pylori, calprotectina fecal e uso de vasopressores por acesso periférico.Falamos sobre uma nova estratégia diagnóstica com D-dímero para suspeita de TEP, a investigação prática da piúria estéril, as atualizações de 2026 no manejo da infecção por H. pylori, a interpretação clínica da calprotectina fecal e as evidências mais recentes sobre segurança do uso de vasopressores em acesso venoso periférico.Leia na íntegra os artigos mencionados hoje:Piúria no diagnóstico clínico: como investigar causas e conduzir o manejo urinárioInfecção por Helicobacter pylori: revisão 2026 do manejo atualCalprotectina fecal: um guia prático para a interpretação do clínicoEventos adversos do uso de vasopressor em acesso venoso periférico

On this week's episode, we step into the operating room to diagnose two very different dynasty fantasy football teams. One roster is in full rebuild mode and desperately needs a long-term recovery plan, while the other is a true contender sitting on the verge of a fantasy football championship.We break down dynasty fantasy football trade strategy, roster construction, player values, rookie picks, win-now moves, and rebuilding tactics to help both teams maximize their future. Which veterans should contenders buy before the season? Which players should rebuilding teams sell for draft capital? And what moves can turn a fringe playoff roster into a championship winner?If you love dynasty fantasy football analysis, roster breakdowns, trade advice, rebuild strategy, contender strategy, rookie pick discussions, and championship-winning fantasy football moves, this episode is packed with actionable insight for every type of fantasy football manager.Contending Roster:ContenderTeam details: Contender/Defending Champ.  12x10 SF, PPR, .25 ppc and .75 TEP. 27 1st (not their own), 27 3rd, 27 4th. Have all 28 and 29 picks.QBs: Caleb Williams, Cam Ward, Malik Willis, Trey LanceRBs: Josh Jacobs, Kyren Williams, Javonte Williams, Jaylen Warren, Tyrone TracyWRs: Puka Nacua, Chris Olave, Michael Pittman, Mike Evans, Tre Tucker, Malik Washington, Ryan Flournoy, JaKobi Lane, Tank DellTEs: Jake Ferguson, Gunnar Helm, Oscar Delp, Cade Otton, DulcichTaxi: Roman Wilson, Tahj Brooks, Sam Roush, Deion Burks, Demond ClaiborneRebuilderTeam details: 12x9 full PPR SFlex no TEP, going into year 2, three 2027 firsts and 3 2027 2ndsQBs: Caleb Williams, Fernando Mendoza, Justin Fields, Anthony Richardson, Jameis Winston, Tyson Bagent, Tanner McKeeRBs: TreVeyon Henderson, Bhayshul Tuten, Braelon Allen, Marshawn Lloyd, Kyle Monangai, Tahj Brooks, Jordan Mason, Tank BigsbyWRs: Luther Burden, Jameson Williams, Rome Odunze, Xavier Worthy, Malik Washington, Brandon Aiyuk, Antonio WilliamsTEs: Brock Bowers, AJ BarnerTaxi: Ted Hurst, Eli Stowers, Eli Raridon, Emmett Johnson, Eli Heidenreich 

Te Tai Tokerau is becoming the new ground zero in a fierce battle for Māori political powerMāori politics has erupted as Mariameno Kapa-Kingi launched a rival party, Te Pāti Māori fractures deepen, and the battle for the Māori vote heats upFind The Detail on Newsroom or RNZ Go to this episode on rnz.co.nz for more details

Te Pāti Māori's internal turmoil has exploded again - with MP Mariameno Kapa-Kingi quitting to launch her own party and fresh questions swirling around the loyalties of two more MPs. Lillian Hanly unpacks the fractures in this week's Focus on Politics.Go to this episode on rnz.co.nz for more details

For our monthly catch up with the Labour Party, Rosetta and Milly chat with Carmel Sepuloni about the Government's proposal to scrap Fees Free, changes to Climate Law announced yesterday, and the latest split in Te Pāti Māori. Whakarongo mai nei!