Podcasts about Henk

Eén op de drie kinderen praat online met vreemden. Op straat zou je in paniek raken, online haalt iedereen z’n schouders op. Astrid Oosenbrug zit aan tafel, en ze draagt een complete garderobe aan petten: medeoprichter van DIVD, CEO van DIVD Academy, interim-directeur bij HackShield en Public Affairs & CSR Officer bij ESET. We beginnen bij HackShield, de gratis game die kinderen van 8 tot 12 tot Cyber Hero opleidt, en belanden al snel bij Roblox. Randal bekent dat hij zichzelf binnen een half uur betrapte terwijl hij stiekem naar zolder liep om zijn eigen poppetje op de loopband te laten farmen. Hoe houd je jong hackerstalent op het goede pad? Bij de DIVD Academy gaat dat over ethiek: je kunt aantonen dat je in een systeem zit, maar je past geen cijfers aan. Astrid legt uit waarom Victor met maga2020! wel mocht inloggen maar verder niets aanraakte, hoe moneymuling werkt, en waarom het datalek bij Clinical Diagnostics voor sommige vrouwen letterlijk levensbedreigend is. Plus: meidenhuizen, dark patterns en het eindeloze kat-en-muis-spel om schermtijd. Over Astrid Oosenbrug Astrid Oosenbrug is medeoprichter van DIVD (Dutch Institute for Vulnerability Disclosure, bekend van onder meer de Kaseya-zaak in 2021) en medeoprichter en CEO van DIVD Academy. Ze is interim-directeur bij HackShield en doet Public Affairs & CSR bij antivirusbedrijf ESET. Van 2012 tot 2017 was ze Tweede Kamerlid voor de PvdA en gold ze als het meest digitale Kamerlid; tot juni 2025 was ze bijna zeven jaar voorzitter van COC Nederland. Ze keert in deze aflevering terug om twee lijnen te verbinden: kinderen veilig en ethisch leren omgaan met internet, en de strijd voor een veiliger en eerlijker net. LinkedIn: https://www.linkedin.com/in/astridoosenbrug/ Website: https://www.divd.nl/who-we-are/team/people/astrid-oosenbrug/ Sponsor: Red de AI Wet Kim van Sparrentak neemt het op tegen de techbro’s om duidelijke regels te maken voor kunstmatige intelligentie. Red de AI Wet besluiter je hier.In deze aflevering 0:00:00 Het meest digitale Kamerlid en een waslijst aan petten0:02:18 HackShield uitgelegd: gamen om Cyber Hero te worden (8-12 jaar)0:05:48 Roblox als verslavingsmachine, en Randal die zichzelf betrapt0:09:06 Dark patterns: waarom zelfs het klikgeluid is uitgedacht0:11:14 Meidenhuizen: gezellig, met een zieke wereld eronder0:13:39 Eén op de drie kinderen praat online met vreemden0:17:26 Kat-en-muis met schermtijd: de Word-truc en de Unix-computer0:25:32 Interim-directeur bij HackShield: governance en de stekker eruit0:28:46 Een onbetrouwbare overheid en de preventieparadox0:32:13 Gedrogeerd en gefilmd: 80.000 Nederlandse IP-adressen0:35:21 Waar meld je het als je per ongeluk klikt?0:46:31 DIVD Academy: van digitaal belletje trekken tot ethisch hacken0:58:39 Rebootcamp met de politie en ronselen via Discord0:59:55 Werkt een social-mediaverbod voor jongeren?1:06:33 Trumps wachtwoord en de grens van responsible disclosure1:08:09 Vraag Arnoud Wokker: moet programmeren en AI een schoolvak worden?1:13:28 Moneymuling: hoe kinderen ongemerkt witwassers worden1:21:02 Clinical Diagnostics: als een datalek levensbedreigend wordt Genoemd in deze aflevering HackShield Future Cyber Heroes, gratis game cyberweerbaarheid voor 8-12 jaar DIVD, vrijwilligers die kwetsbaarheden opsporen en melden DIVD Academy: The Ethical Hacker, gratis online hackcursus Offlimits, meldpunt online misbruik (voorheen Helpwanted) ATKM, autoriteit om kinderporno en terreurmateriaal te melden Stichting Cyberbrein, Henk van Ee begeleidt jonge cyberbreinen Effectevaluatie HackShield (Saxion), onafhankelijk onderzoek naar het lespakket Datalek Clinical Diagnostics, achtergrond bij het bevolkingsonderzoek-lek Tips van de tafel Astrid Oosenbrug: zet bij games als Roblox de chatfunctie uit; kies waar mogelijk voor “alleen mensen die je kent”. Astrid Oosenbrug: per ongeluk op iets verkeerds geklikt? Meld het laagdrempelig bij Offlimits of de ATKM in plaats van het weg te klikken. Randal Peelen: maak schermtijdafspraken samen mét je kind en leg uit waaróm, in plaats van alleen te verbieden, want een verbod lossen ze creatief op. Jurian Ubachs: spreek elkaar aan op gedrag dat niet oké is, ook bij een grap; wacht niet tot het slachtoffer dat zelf moet doen.See omnystudio.com/listener for privacy information.

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.

Carolina en Ysolde kregen allebei een donorkind in de jaren ‘00. Carolina via het AMC en Ysolde vond een bekende donor via een online platform. Carolina's dochter is inmiddels volwassen en weet wie haar donorvader is. Carolina vertelt hoe dat proces is verlopen en hoe dat voor haar is. Het gesprek wordt spannend wanneer we bespreken welke plek de familie van donorskant inneemt en welke woorden je die familieleden geeft; daar zijn we het niet over eens. Ysolde ontdekte dat de - inmiddels overleden - donorvader van haar dochter een massadonor was en dat haar dochter heel veel sibbelingen heeft. Ze vertelt ons hoe ze hierachter kwam, wat het voor haar betekent en hoe ze haar dochter hierin begeleidt. Deze episode werd mede mogelijk gemaakt door Stichting Donorkind, de Stichting Vrienden van Fiom, OneWish, en een aantal vrijgevige luisteraars. Zonder hun steun hadden we deze serie niet kunnen maken. Luistertip: De Kwak Kwaakt met donor Henk en Rudi: https://dekwakkwaakt.nl/episode-109-donor-henk-en-rudi/ Heb je onze website al gezien? Hier vind je naast alle afleveringen van deze podcastserie, ook alle afleveringen van onze donorkindpodcast De Kwak Kwaakt terug: www.dekwakkwaakt.nl Heb je vragen? Mail dan naar dekwakkwaakt@gmail.com ofstuur ons een berichtje op insta @dekwakkwaakt Wist je al dat ? * Ester professioneel vadervinder is en al voor heel watdonorkinderen hun biologische vader vond. Meer informatie vind je op www.socht.nl * Eefje donorkindcoach is voor donorkinderen (ookvolwassenen) en hun ouders. En dat ze ook familieopstellingen begeleidt. Meerinformatie vind je op www.wijs-coaching.nl Vind je dit een interessante podcast en wil je graag dat we er meer maken? Je kan ons helpen door vriend van de show te worden via ⁠www.vriendvandeshow.nl/de-kwak-kwaakt⁠

De verkeersboetes gaan gewoon wéér omhoog! Verder een gesprek met de voorzitter van de autoverhuursector over de elektrificatie van het wagenpark (en meer). Ferrari-dealer Kroymans vertelt waarom het eerste elektrische model, de Luce, gewild is (ondanks de felle kritiek). En Wouter test de Volvo EX60. We zenden vandaag uit in Enterprise Service Center op Schiphol. Autonieuws De verkeersboeters worden wéér duurder en de politie introduceert nieuwe auto's. Autoverhuur Zijn huurauto’s in de toekomst alleen nog elektrisch? En mogen verhuurbedrijven straks ook auto’s delen? Te gast is Henk van den Helder, voorzitter van Bovag Verhuur- en Deelautobedrijven. Ferrari Luce Het was even schrikken begin deze week toen de Ferrari Luce gepresenteerd werd. Sander van den Bey, directeur van Ferrari-dealer Korymans, vertelt meer over het eerste elektrische model. Volvo EX60 Wouter test de Volvo EX60. Contact? Een vraag of opmerking? Mail naar autoshow@bnr.nl Reageer op X, DM ons via Instagram of plaats een reactie op Spotify! Meer luisteren? Breek de week | Onze midweekse podcast waarin we het belangrijkste autonieuws bespreken. Luister hier. Auto Update | Het laatste autonieuws in de BNR Ochtendspits met Noud Broekhof. Abonneer hier. Over De Nationale Autoshow De Nationale Autoshow is al decennialang hét autoprogramma op de Nederlandse radio. Iedere vrijdagmiddag live te horen op BNR, tussen 15:00 uur en 16:00 uur, en altijd terug te luisteren als podcast. Over de makers Meindert Schut is journalist, dagvoorzitter en hoofdredacteur van zakenblad Quote. Hij is autoliefhebber en al meer dan 15 jaar de vaste presentator van De Nationale Autoshow. Meindert rijdt in een Volvo en hij heeft ook een Porsche 911 in bezit. Wouter Karssen is één van de oprichters van Autoblog.nl en sinds het najaar van 2011 medepresentator van De Nationale Autoshow. Hij is vaak onderweg om de nieuwste auto's te testen en deelt graag zijn scherpe mening. Ook Wouter rijdt in een Porsche 911. Redactie Noud Broekhof is journalist en verantwoordelijk voor De Nationale Autoshow. Hij verzorgt de auto- en mobiliteitsupdates in de BNR Ochtendspits en presenteert de midweekse Breek de week-podcast. Noud rijdt Volvo en heeft ook een Volkswagen Up.See omnystudio.com/listener for privacy information.

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.

Vandaag in de studio: Henk Spaan, Suse van Kleef, Danielle Kliwon en Frans Thomése. Koeman heeft gewoon geen zin in Veerman, bobo's moeten op de tribune blijven en welk land heeft op papier de beste opstelling tijdens het WK. Deze podcast wordt mogelijk gemaakt door Staatsloterij. Tourdata en kaartverkoop voor de Hard Gras Theater tour: brocastmedia.com/hardgras Bekijk de podcast ook op ons YouTube-kanaal. Probeer het zelf of geef Hard gras cadeau! https://www.hardgras.nl/#ABONNEMENTSee omnystudio.com/listener for privacy information.

Henk maakt zich weer eens vrolijk over de staat van Europa. Of eigenlijk: hij probeert het, maar het lachen vergaat je een beetje als je hoort hoe politiek inmiddels vooral bestaat uit verdragen, adviesbureaus en mensen die “heel bezorgd” kijken bij talkshows terwijl er ondertussen geen woning bijkomt.In deze aflevering van Alweer een Podcast leggen Henk en Jelmer de democratie op de operatietafel. Waarom verliezen middenpartijen overal terrein? Waarom worden boze burgers steeds bozer? Waarom mogen grote bedrijven belasting ontwijken terwijl de gewone man een boete krijgt omdat z'n vuilniszak verkeerd staat?Verder:Engeland als openluchtmuseum van mislukte politiekWaarom Nigel Farage en de Groenen allebei een probleem zijnDe wonderlijke carrièrekansen van beroepsactivistenD66, verdragen en de nationale hobby: onderzoeken laten doenWaarom niemand meer nieuws kijkt, behalve om zich kwaad te makenHoe pensioenfondsen “ethisch” beleggen door eerst miljarden te verbrandenEn waarom saffraan ineens geopolitiek belangrijker is dan mensenrechtenKortom: een vrolijke wandeling langs politieke onmacht, bestuurlijke schijnheiligheid en het langzaam verdwijnen van gezond verstand. Gelukkig hebben we Henk nog. Dat scheelt weer een adviesrapport van KPMG.

Het heeft even geduurd, maar hé: het nieuwe seizoen van Spellquest verschijnt nog vóór GTA6. Gliïtar, Glengello en Henk worden door Agent A er opnieuw op uit gestuurd, maar zijn duidelijk niet de gelikte spionnen waar op werd gerekend. Luister of kijk snel!Helpen om de podcast in stand te houden? Steun ons op Patreon! Volg ons ook op Twitter, of kom gezellig meekletsen op Discord. Abonneren? Dat kan hier!Apple PodcastsAnchorSpotifyOvercastPocket CastsStitcherCastboxGoogle Podcasts

Fr. Henk van Meijel, S.J.

Deze week bewijzen Henk Westbroek en Jelmer Gussinklo dat je zonder voorbereiding moeiteloos een half uur kunt vullen met onderwerpen waar je eigenlijk beter van weg kunt blijven.Het gaat onder meer over Ali B, Peter Gillis en het blijkbaar uitstervende begrip “consequenties”. Over Lil Kleine — de Trump van de Nederlandse popmuziek — die nog steeds overal welkom is zolang de streams maar hoog genoeg zijn. Al zijn die streams volgens Henk vooral afkomstig uit een Oost-Europees telefoonmagazijn.Verder:waarom moderne polo's na zeven wasbeurten uit elkaar vallen;waarom kattenvoer duurder is dan biefstuk;proefdiervissen op het menu in Utrecht;balsamico van 130 euro per flesje;de smerige ondergang van de Marsen waarom Nutella technisch gezien een hazelnootpasta met marketing is.Ook aandacht voor moeders die allemaal “mama” heten, schildpadden die verkeerd gevoerd worden en oude Volvo-diesels die langer leven dan hun eigenaren.Kortom: een podcast over de teloorgang van kwaliteit, fatsoen en chocola. Met koffie aan het einde. Zoals het hoort.

Het seizoen zit erop voor SC Cambuur en dus is het tijd om terug en vooruit te blikken met Henk de Jong. Is hij er écht klaar mee of zien we hem in de toekomst toch nog ergens anders terug als hoofdtrainer? In gesprek met LC-journalist Jonathan Ploeg en oud-Cambuurspeler René van Rijswijk gaat het met De Jong over de avonturen op het party-eiland Ibiza. Ook de huldiging bij de Oldehove komt nog even aan bod. En hoe kijkt hij eigenlijk terug op het seizoen? De Jong vertelt daarnaast over zijn toekomstige rol als assistent van zijn opvolger Johan Plat. Wat kan hij de Volendammer bieden? Wat is er inmiddels bekend over de invulling van zijn rol? Het gaat ook over de eerste aanwinst van de club voor komend seizoen. En wordt De Jong nou wel of niet bondscoach van WK-ganger Curaçao? Volgens oud-voetballer en tv-coryfee Johan Derksen zou er een lobby gaande zijn om hem op de bok te zetten. Wat is daarvan waar? Staat hij überhaupt open voor het hoofdtrainerschap?See omnystudio.com/listener for privacy information.

Chanel Nº 5 is 105 jaar oud Hoe is het om het hantavirus te krijgen? Sintezza Lalla Weiss over lot van Roma en Sinti in de Tweede Wereldoorlog Zanger Henk Wijngaard vijftig jaar in het vak en nog altijd populair

Fr. Henk van Meijel, S.J.

Met vandaag: Ruth Jager, advocaat van zangeres Ellen ten Damme, een van de slachtoffers van Ali B.| Bij lokale verkiezingen in Engeland is de verwachting dat de Green Party hun beste verkiezingsresultaat ooit gaan behalen. | In New York opent in het Center for Architecture een tentoonstelling over de huizen van Gerrit Rietveld. Fotograaf Arjan Bronckhorst stelde de expositie samen. | Henk Wijngaard (‘Met de vlam in de pijp') zit 50 jaar in het vak en is still going strong. | Presentatie: Lucella Carasso.

Vandaag in de studio: Suse van Kleef, Frans Thomése, Ivo Victoria en Henk Spaan. Henk en Suse pleiten voor de komst van Sierhuis bij Feyenoord, Frans spuugt zijn koffie uit als het over Paes gaat en Ivo was incognito in de Arena. Deze podcast wordt mogelijk gemaakt door Staatsloterij. Tourdata en kaartverkoop voor de Hard Gras Theater tour: brocastmedia.com/hardgras Bekijk de podcast ook op ons YouTube-kanaal. Probeer het zelf of geef Hard gras cadeau! https://www.hardgras.nl/#ABONNEMENTSee omnystudio.com/listener for privacy information.

Het heeft even geduurd, maar hé: het nieuwe seizoen van Spellquest verschijnt nog vóór GTA6. Gliïtar, Glengello en Henk worden door Agent A er opnieuw op uit gestuurd, maar zijn duidelijk niet de gelikte spionnen waar op werd gerekend. Luister of kijk snel!Helpen om de podcast in stand te houden? ⁠Steun ons op Patreon⁠! Volg ons ook ⁠op Twitter⁠, of kom gezellig meekletsen ⁠op Discord⁠. Abonneren? Dat kan hier!⁠Apple Podcasts⁠⁠Anchor⁠⁠Spotify⁠⁠Overcast⁠⁠Pocket Casts⁠⁠Stitcher⁠⁠Castbox⁠⁠Google Podcasts

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.

Met deze keer: de macht van Big Tech in Europa. Steenrijke Amerikaanse techgiganten bepalen wat wij hier in Europa zien op sociale media en vormen zo ons wereldbeeld, zegt onze gast. Waarom is dat zo zorgelijk? Wat willen Elon Musk, Peter Thiel en Mark Zuckerberg met Europa?  Hajar Yagkoubi bespreekt dit met Roxane van Iperen, schrijver voor o.a. Vrij Nederland en van de internationale bestseller ‘T Hooge Nest. Voor de maand van de filosofie schreef ze het essay Ik zie wat ik geloof: Big Tech als architect van de nieuwe werkelijkheid. Hoe komen we volgens haar los uit de wurggreep van Big Tech? Oók checken we weer in bij Yf Reykers, hoofddocent Internationale Betrekkingen aan de Universiteit van Maastricht, voor onze rubriek Europa op Eigen Benen. Komen we steeds meer los van Amerika door militaire coalities buiten de NAVO te vormen? Tips en verwijzingen uit deze aflevering:  - Hajar tipt het essay van Roxane van Iperen, ‘Ik zie wat ik geloof: Big Tech als architect van de nieuwe werkelijkheid' - Roxane tipt ‘Ik ben Aizaak' van Lammert Voos en ‘Het geschenk' van Gaea Schoeters - Stefan tipt vanuit Japan ‘Free the map' van Henk van Houten Hajar Yagkoubi is presentator en spreker, o.a. bij NPO radio 1 en Eva Stefan de Vries is Europa-verslaggever voor o.a. Pauw & de Wit, BNR, Haagsch College en vaste duider voor Café Europa Roxane van Iperen schrijft romans, essays en opiniestukken voor o.a. Vrij Nederland, brak internationaal door met haar bestseller ‘Het Hooge Nest' en voor de maand van de filosofie schreef ze het essay ‘Ik zie wat ik geloof: Big Tech als architect van de nieuwe werkelijkheid' Yf Reykers is hoofddocent Internationale Betrekkingen aan de Universiteit van Maastricht De podcast Café Europa is een initiatief van Haagsch College en Studio Europa Maastricht Deze podcast wordt mede mogelijk gemaakt door Nieuwspoort.

[01:30] Gustaaf Peek over filmmaker Ramón Gieling [15:00] Muziekjournalist Jean-Paul Heck over Prince [57:08] Audiodoc: Journalist Maarten Dallinga over Henk van Os

Kunsthistoricus Henk van Os was een gedreven directeur van het Rijksmuseum in Amsterdam en begenadigd verteller over kunst- en cultuurgeschiedenis. Dat laatste deed hij in het Avro-televisieprogramma Beeldenstorm en het Vara-programma Museumschatten. Hij wist een groot en breed publiek aan zich te binden met zijn aanstekelijke en informatieve verhalen over de kunst. In deze aflevering van Wat blijft audiodoc volgt journalist Maarten Dallinga zijn spoor terug en praat met:    *Zijn zoon Pieter van Os, journalist bij NRC, met wie hij ook een briefwisseling onderhield. *Kees van Twist, vriend, voormalig directeur van het Groninger Museum en hoofdredacteur kunst & cultuur bij de Avro waar Henk van Os het programma Beeldenstorm maakte. *Caroline Bunnig, kunsthistorica, goede vriendin en oud-leerling van Henk van Os.

Voor aflevering 55 gingen we langs bij bedenker en maker van tentoonstellingen, Harry Hoek van M&H Expo.Op dit moment is zijn reizende tentoonstellingRedesign Rietveld te zien (t.m. 31 mei '26) in ABC Architectuurcentrum Haarlem. Hij woont sinds kort in de stad, na jaren in Rotterdam te hebben gewerkt. Haarlem is een heerlijke plek om te wonen, en in het bijzonder het nabijgelegen 't Wed, eenmeertje waar hij zo nu en dan in de ochtend zwemt. Op dit moment is Henk aan het nadenken over hoe hij de huidige tentoonstellingverder kan laten reizen, dus zoekt hij instellingen die ruimte hebben om de vitrinekasten met op Rietveld geïnspireerde ontwerpen te kunnen plaatsen. De tentoonstelling Verticale Steden - die bestaat uit ruim 100 modellen van hoge gebouwen - is ook een reizende expositie die hij heeft samengesteld. Deze toonde hij kort geleden op de school waar zijn dochter werkt. Dat plaatsen van kleinere tentoonstellingen, die ook educatief interessant zijn, is iets waar nu ook zijn focus op ligt, meer dan in het ontwikkelen van nieuwe tentoonstellingen. Want dat heeft hij in het verleden veelvuldig gedaan. Proeftuin voor deze exposities was voor Harryaltijd het gebouw van zijn werkgever: de Openbare Bibliotheek in Rotterdam, waar hij jarenlang op de afdeling Kunst en Architectuur werkte. Zijn eerstetentoonstelling daar was er een over het speelgoed Meccano. Dit was zo'n succes dat hij besloot om tentoonstellingen te gaan maken voor de bieb met als thema 'the non-sophisticated arts', zoals hij dat zelf noemt. Van alles kwam er in die jaren voorbij; poppenhuizen, miniatuurkermissen, Barbie en Chinese vliegers (zie de foto). Die tentoonstellingen gingen ook reizen, want het was eigenlijk zonde om een expositie waar zoveel tijd in zat, af te breken en op te ruimen. Na de introductie van de eerste plastic meubelen, die Harry vreselijk vond, maakte hij - op schaal 1 op 3 - een tentoonstelling over Rietveldmeubelen. Ook legde hij een gigantische verzameling Zwarte Beertjes-pockets met Dick Bruna-omslagen aan, een tentoonstelling die nog door Azië is gereisd. En dan het volgende project: papieren vliegtuigjes, waarvoor hij een jaar lang heeft zitten vouwen. Een tentoonstelling over klerenhangers? Harry heeft hem gemaakt. Hij verzamelt trouwens zelf alleen 'vernuftig opvouwbare voorwerpen'. 'Doe iedere dag wat met iets waar je passie ligt', dat is Harry's belangrijkste tip voor makers.

Nederlandse tankopslagbedrijven staan in een wereld van geopolitieke spanningen voor grote uitdagingen. Ondertussen zit de sector OOK nog eens MIDDENIN de transitie naar duurzamere vormen van energie EN moet de sector zich volgens experts gaan opmaken voor grote concurrentie uit onder andere China. Hoe spelen tankopslagbedrijven daarop in? Willem-Henk Streekstra, directeur van de Vereniging van Nederlandse Tankopslagbedrijven (Votob) is te gast in BNR Zakendoen! Macro met Mujagić Elke dag een intrigerende gedachtewisseling over de stand van de macro-economie. Op maandag en vrijdag gaat presentator Thomas van Zijl in gesprek met econoom Arnoud Boot, de rest van de week praat Van Zijl met econoom Edin Mujagić. Ook altijd terug te vinden als je een aflevering gemist hebt. Blik op de wereld Wat speelt zich vandaag af op het wereldtoneel? Het laatste nieuws uit bijvoorbeeld Oekraïne, het Midden-Oosten, de Verenigde Staten of Brussel hoor je iedere werkdag om 12.10 van onze vaste experts en eigen redacteuren en verslaggevers. Ook los te vinden als podcast. Economenpanel Het bestand tussen Iran en de Verenigde Staten leidt niet tot een opening van de Straat van Hormuz. En: De economie gaat minder hard groeien, voorspelt het internationaal monetair fonds. Dat en meer in het economenpanel met: -Heleen Mees, econoom, auteur en columnist bij de Volkskrant - Edin Mujagić, econoom en fondsbeheerder bij beleggingsfonds Hoofbosch Luister l Economenpanel Zakenlunch Elke dag, tijdens de lunch, geniet je mee van het laatste zakelijke nieuws, actuele informatie over de financiële markten en ander economische actualiteiten. Op een ontspannen manier word je als luisteraar bijgepraat over alles wat er speelt in de wereld van het bedrijfsleven en de beurs. En altijd terug te vinden als podcast, mocht je de lunch gemist hebben. Contact & Abonneren BNR Zakendoen zendt elke werkdag live uit van 11:00 tot 13:30 uur. Je kunt de redactie bereiken via e-mail. Abonneren op de podcast van BNR Zakendoen kan via bnr.nl/zakendoen, of via Apple Podcast en Spotify. See omnystudio.com/listener for privacy information.

Fr. Henk van Meijel, S.J.

Victor Lucas interviews Bitmap Bureau's Mike Tucker and Henk Nieborg about the creation of Terminator 2D: No Fate, the history and the future of the studio and much more! Enjoy this brand new episode of Vic's Basement! Vic's Basement and all of the content on EPN is brought to you by ‪@PNPGamesOfficial‬! Support the work … Continue reading "Episode 329 – Making TERMINATOR 2D: NO FATE with Bitmap Bureau's Mike Tucker and Henk Nieborg – Vic's Basement"

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J. - celebrantDeacon Robert Kinghorn - homilist

In de FC Afkicken Daily van donderdag 26 maart bespreken Bart Obbink, Stan Wagtman en Kenneth Lentze het laatste voetbalnieuws! Met vandaag onder meer het datalek bij Ajax, Henk de Jong die komend seizoen een stap terug doet bij Cambuur, Pascal Bosschaart die vertrekt bij Feyenoord en de cruciale WK-kwalificatie wedstrijden van vanavond, inclusief Suriname! (00:00) Intro(02:00) Datalek bij Ajax(06:54) Bounida kiest voor Marokko(11:15) Henk de Jong volgend jaar assistent trainer bij Cambuur(13:52) Bosschaart en Feyenoord uit elkaar(15:41) Suriname neemt het op tegen Bolivia(20:16) Welk land neemt het op tegen Nederland?(21:59) Italië aast voor WK deelname(24:53) Overige wedstrijden In de podcast verwijzen Bart, Stan en Kenneth naar: Nieuw bij UFC op Eurosport - Fight Club: https://youtu.be/6ce7jaMB47E?si=px8YXKJGIPZAh9Aw Het stuk van Stan over Suriname: Suriname gaat voor WK-droom: 'Spelers stralen voor ons, niet in Oranje' https://www.nu.nl/voetbal/6390180/suriname-gaat-voor-wk-droom-spelers-stralen-voor-ons-niet-in-oranje.html RØDEBen je zelf op zoek naar de beste podcast apparatuur voor in de studio of onderweg? Check: https://rode.com/en-nlSee omnystudio.com/listener for privacy information.

De artsen van Real Madrid die de verkeerde knie van sterspeler Kylian Mbappé onderzoeken. De terugkeer van twee volksclubs naar de Eredivisie: ADO Den Haag en SC Cambuur. Henk de Jong doet een stapje terug bij de club uit Leeuwarden. Het mooiste voetbalshirt van het komende WK. Wie heeft er nou zitten slapen met die spelerspaspoorten van Indonesië? Het zijn de onderwerpen die voorbij komen in de AD Voetbalpodcast van donderdag 26 maart met Sjoerd Mossou en Etienne Verhoeff. Beluister de hele AD Voetbalpodcast nu via AD.nl, de AD App of jouw favoriete podcastplatform.Help Koeman hier: https://www.ad.nl/voetbal/help-koeman-wie-zou-jij-opstellen-bij-oranje-in-pittige-oefenwedstrijd-tegen-noorwegen~a7ecb062/ Bestel het boek De vraag van Vandaag hier: https://webwinkel.ad.nl/product/de-vraag-van-vandaagSupport the show: https://krant.nl/See omnystudio.com/listener for privacy information.

In een nieuwe aflevering van Voetbalpraat bespreken Milan van Dongen, Sanne van Dongen, Danny Koevermans en Marciano Vink het laatste voetbalnieuws, waaronder El Clásico in de UEFA Women's Champions League en het besluit van Henk de Jong om als assistent-trainer de VriendenLoterij Eredivisie in te gaan met SC Cambuur. Learn more about your ad choices. Visit podcastchoices.com/adchoices

(1:24) Richard de Mos leidde zijn partij Hart voor Den Haag naar een monsterzege in de gemeenteraadsverkiezingen, en hij is niet de enige. Terwijl landelijke partijen steeds meer worstelen hun gemeenteraadszetels te behouden, lijken lokale spelers precies te weten waar ze moeten zijn: dicht bij de buurt, dicht bij de ergernissen, dicht bij de kiezer. We hebben het over die opmars van lokale partijen en de spanning tussen lokale zorgen en landelijke idealen met Henk te Velde, hoogleraar Nederlandse Geschiedenis.    (12:30) Aletta Jacobs (1854-1929) is hét icoon van de Nederlandse feministische geschiedenis. Ze was de eerste vrouw die mocht studeren, de eerste vrouwelijke arts van Nederland en ze streed voor het vrouwenkiesrecht. Toch heeft ze in het collectieve geheugen een stoffig imago. Dat wordt op kop gezet in de gloednieuwe ALETTA de musical van Theater Oostpool. Aletta-historicus Mineke Bosch was bij de première en vertelt over deze nieuwe Aletta-interpretatie.    (27:35) De Spaanse koning heeft deze maand toegegeven dat er veel misstanden zijn begaan door de Spanjaarden die het huidige Mexico veroverden. Ruim 500 jaar na deze conquistadores is dit de eerste keer dat Spanje een stap in de richting van excuses zet. Hoe hebben de Spanjaarden zich in Mexico misdragen, en wat betekent het voor Mexicanen dat Spanje nu toch deze stap zet? We vragen het Wil Pansters, hoogleraar sociale en politieke antropologie van Latijns-Amerika en in het bijzonder Mexico aan de Universiteit Utrecht.    (37:35) OVT-recensent Nadia Bouras bespreekt twee boeken, en twee films die te zien op het Movies that Matter Festival (20-28 maart):  Stakkers en wolven. In de schaduw van Gaza - Lotfi El Hamidi  De donkere kamer (Een geschiedenis van migraine) - Celia Svedhem (vert. Hans Kloos)  Cutting through rocks - Sara Khaki, Mohammadreza Eyni  Voix Invisibles - Bart van den Aardweg    (52:20) Het recht van de sterkste #7: Jorrit Steehouder, historicus en expert op het gebied van de Europese eenwording over Jean Monnet — de stille architect van de Europese Unie.    (1:08:40) OVT Doc: Amrita Sher-Gil  “Europa is van Picasso, Matisse, Braque en vele anderen. India behoort alleen mij toe.” Met deze woorden beschreef Amrita Sher-Gil (1913–1941) haar positie in de kunstwereld. Ze wordt beschouwd als een van de grootste vrouwelijke avant-gardekunstenaars van het begin van de 20e eeuw. Een pionier op het gebied van moderne Indiase schilderkunst. Uniek is haar transculturele stijl; een vermenging van Europese technieken en Indiase thema's. Amrita betekent ‘onsterfelijkheid', toch overleed ze op 28-jarige leeftijd. Wie was deze eigenzinnige kunstenaar? En wat moeten we weten om haar werk te begrijpen?  Een portret gemaakt door Laura Stek, met Barnita Bagchi, Annemiek Rens en Laxmi Manuela.    Meer info: https://www.vpro.nl/ovt/artikelen/ovt-22-maart-2026   (https://www.vpro.nl/ovt/artikelen/ovt-22-maart-2026%20 )

Fr. Henk van Meijel, S.J.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Ralph Exton, Executive Director of the Water Environment Federation, about World Water Day, March 22nd, and the importance of water governance. WEF is a UN Water Partner, focusing on water access and gender equality. Justin and Ralph discuss the Value of Water Campaign and the Circular Water Economy. Ralph mentions other water organizations that the WEF promotes and supports. They discuss how water governance is a board-level issue, along with cybersecurity and financial risk. They explore ways organizations can participate in World Water Day. Listen for ideas on elevating water governance in your organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] Public registration is open for RISKWORLD 2026, which will be held from May 3rd through 6th in Philadelphia. Visit RIMS.org/RISKWORLD to register. [:27] About this episode of RIMScast. We will be joined by Water Environment Federation Executive Director Ralph Exton. He's here to talk about the circular water economy ahead of March 22nd, which is World Water Day. This is probably my favorite topic! But first… [:59] RIMS Virtual Workshops. The next RIMS-CRMP Exam Prep Course will be on April 21st and 22nd, and then again on June 9th and 10th. Registration links are in this episode's notes. [1:13] On April 15th, we have a virtual workshop covering "Emerging Risks", led by Joseph Mayo. Register today and strengthen your risk knowledge. RIMS members always enjoy deep discounts on the virtual workshops. [1:30] Webinars. The "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management" Webinar, spotlighting women leaders in risk and construction, was rescheduled to March 20th. [1:42] The registration link is in this episode's show notes. You will have to register again if you have previously done so. [1:48] On April 16th, Zurich and World Travel Protection will present "Navigating the New Global Risk Landscape: Lessons for Business Travelers in Unstable Times". Register for these and other webinars by visiting RIMS.org/webinars and the links in this episode's show notes. [2:05] On with the Show! Our topic is water risk management, and we are joined by the Executive Director of the Water Environment Federation, Mr. Ralph Exton. He has decades of professional experience with water risk. [2:19] He is here to discuss what the Water Environment Federation refers to as the Circular Water Economy, WEF's Value of Water Campaign, responsible water risk management, and World Water Day 2026, which emphasizes water access and gender equality. Let's get to it! [2:40] Interview! Ralph Exton, welcome to RIMScast! [2:48] Ralph Exton, Executive Director of the Water Environment Federation, joins us for this World Water Day episode of RIMScast. [3:29] Ralph Exton's career started with water. As a newly graduated mechanical engineer, his first assignment was to manage and supervise the water operations at an industrial facility. He says he had no idea what he was doing. He had wanted to work on robots. [4:57] Ralph says it did not take long. Once you understand how important water is to an industrial operation, you realize how important water quality is to the environment. Everyone knows how important water is from a personal standpoint. [5:28] When you understand those bigger factors, it becomes inherent in the way you think about your job and career. Ralph tells people, once you get your hands wet in water, they'll never be dry. [5:55] Ralph's entire career has been water. The early part of the career was operational and industrial. Then he worked for water technology companies, and eventually for the largest water technology and servicing companies in the world. He lists some of the global companies. [6:37] Ralph says that a couple of years ago, he was at a point in his career where he wanted to give back more and be more directly focused on the impact he could have on water and the environment. [6:52] Ralph had spent a lot of time with the Water Environment Federation as a customer, a volunteer, and a board member. All those things throughout his career helped him considerably. It's such an important organization for making connections in the water sector and for learning. [7:24] Ralph says that when the opportunity came up to be part of the organization that has been so important to his career for all those years, he jumped at it and was fortunate to be selected for this position. Ralph joined WEF in mid-2024. [7:47] Ralph says he is thrilled with the opportunity for direct contributions to water and the environment. It has been fantastic. The organization has always done super important things. He gets to be a part of making those things a reality now, and it's great. [8:17] World Water Day, March 22nd, is a big day for Ralph and for the WEF. This year, it emphasizes water access and gender equality. WEF is a strong supporter of water access, criminal justice, and gender equality. WEF is very proud to be a UN Water Partner. [9:06] Access to clean water and sanitation is directly correlated with a higher level of education, gender equality, and economic stability. If you have one, you're going to get the other. [9:24] In particular, ready access to clean water and toilets is crucial for women, especially at school age. If women aren't carting water all day long, they have more hours to spend with access to schooling and to join the workforce. [9:51] Ralph says there's also a very high correlation between women in the workforce and economic well-being, not only of the family, but also economic well-being within the regional and national economies. The theme for this year's Water Day ties it all together. [10:42] This is core to some of the work WEF does. WEF has a program called Charities of Choice. [10:54] WEF supports and promotes several not-for-profit organizations that focus on philanthropic and charity work, domestically and in developing countries, that provide services that ensure that the water environment is enhanced or preserved and public health is protected. [11:20] Ralph shares a couple of examples. Global Water Stewardship works to resolve sanitation issues in the developing world by educating people and engineering sustainable centralized solutions that keep waterways clean and communities healthy. [11:38] Water for People is an international nonprofit based in Denver, Colorado. Their goal is to bring water, sanitation, and hygiene services to everyone and to make the solutions last. [11:55] Engineers Without Borders builds a better world through engineering, through projects that empower communities to meet their basic human needs and equip leaders to solve some of the world's most pressing water challenges. [12:14] Operators Without Borders looks to provide certified volunteer water and wastewater operators who can support utilities in developing countries, following emergency or disaster situations, to ensure that safe drinking water and wastewater services are resumed quickly. [12:48] Ralph says WEF largely provides a platform and access to tens of thousands of people around the world who are part of WEF membership. WEF also has grants for water-related emergencies. [13:42] Ralph says volunteer work is probably the biggest thing people can do to help. Making donations to any of these organizations is super important. Feet on the street is a big cost component of this work. [14:10] The other cost component is training. If you send people to a location to solve a problem, and then they leave and don't provide training to the community, the solution won't last. Volunteers participating in some of these projects are a big help in making projects sustainable. [15:06] Ralph says you can provide someone a meal, or you can teach them how to grow that meal. There are short-term and long-term aspects. Long-term, you have to make sure they have the infrastructure, training, knowledge, and resources to provide for themselves. [15:51] The Value of Water campaign highlights the state-by-state economic benefits of investing in water infrastructure. The campaign is a coalition of the U.S. Water Alliance, the WEF, and other organizations. The WEF is on the Value of Water campaign steering committee. [16:27] We're at a pivotal moment regarding water infrastructure. A recent study was on the U.S. water infrastructure, but the issue is global. [16:46] The U.S. water infrastructure gets scored every couple of years on an A through F system. We don't score very well. The recent research has a powerful message. The funding gap is $1.8 trillion in water infrastructure between now and 2044. [17:30] Ralph says that's an opportunity. The latest report from the Value of Water campaign shows what's possible if we invest in water. Every $1 million directed towards water infrastructure generates $2.5 million in economic growth. There is a return on this investment. [18:13] That kind of return builds stronger communities. It creates meaningful jobs and helps drive innovation. [18:26] The report identifies that implementing circular water principles is going to be key. These strategies help transform linear systems into regenerative systems, where water is reduced and recovered, and constituents can be pulled from the water and recovered. [19:00] WEF is committing to advancing this approach as they help to shape a resilient and inclusive future. [19:14] The 2025 Value of Water Campaign Report is publicly available. The link is in this episode's show notes. [19:36] A Quick Break! RIMS is once again supporting the FERMA Global Risk Manager Survey 2026. [19:47] Now in its second consecutive global edition, the survey, led by FERMA, brings together insights from Europe, the U.S., Latin America, Asia Pacific, and Africa, offering an international perspective on how the risk management profession is evolving. [20:03] Surveys are anonymous, and the final report is free. The deadline to participate is March 31st. A link is in this episode's show notes. [20:12] RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. [20:29] Booth sales are open now. General registration and speaker registration are also open right now. Marketplace and hospitality badges are now available. Links are in this episode's show notes, and be sure to check out RIMS.org for more information. [20:48] The Second Annual RIMS Texas Regional Conference will be held in San Antonio from August 10th through August 12th. [20:55] The call for submissions for educational sessions is open through March 18th. Check out the link in this episode's show notes and make a pitch! Hopefully, you get selected, and we see you in San Antonio! [21:07] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [21:26] Let's Return to Our Interview with Water Environment Federation Executive Director Ralph Exton! [21:44] Justin says Henk Ovink, Special Envoy for International Water Affairs for the Kingdom of the Netherlands, has twice been a RIMScast guest to cover World Water Day. Ralph and Henk work in the same circles and have crossed paths. [22:19] In Justin's first interview with Henk Ovink, Mr. Ovink pointed out how Heineken was one of the first companies to use its industrial sludge as an energy source to keep its plants going. Ralph says plenty of companies now are pillars of the Circular Water Economy. [23:08] Ralph says, if you recover energy, nutrients, and valuable metals from waste, as opposed to burying it in a landfill, you unlock a lot of economic opportunities that way. [23:40] The waste that's generated at many waste treatment plants can be converted into enough fuel to power all the pumps and equipment that's needed to treat the water itself. You create a microeconomic opportunity right there that doesn't rely on electricity from the grid. [24:06] Ralph says it has become a growing scenario. WEF is trying to do its part to promote as many of those opportunities as it can. They give out several awards every year for Utilities of the Future that are doing this type of thing. WEF highlights these companies at annual events. [24:44] The more organizations, whether utilities or industries, that do this, not only does it help the environment, but it also creates economic opportunities. [24:56] There will always be byproducts and sidestreams that come off of these processes, by which you can generate economies around them, whether you're extracting a nutrient from waste or pulling energy from that waste.  [25:18] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period will open on April 1st, 2026, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [25:42] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [25:57] General Grant applications will open on May 1st, 2026, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [26:09] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [26:18] Let's Conclude Our Interview with Water Environment Federation Executive Director Ralph Exton. [26:56] Ralph says the notion of circularity started with the Ellen MacArthur Foundation. They're about building economies around implementing circular processes. The WEF is focused on circularity in terms of water. They refer to it as the Circular Water Economy. [27:42] The WEF leads the way for the public and private sectors to optimize and recover valuable resources from water and wastewater in ways that help fight climate change, support equitable economic development, and ensure water access. This is the Circular Water Economy. [28:26] The circular water economy practices help keep products and materials in use. They regenerate natural systems and design out waste and pollution from the equation. The model helps to build a just and sustainable society. The WEF is working to lead that. [28:42] There are three core principles of the Circular Water Economy. [28:45] These are: 1. Reduce. Minimize water usage and waste through efficient practices. 2. Recover. Extract valuable resources from wastewater. 3. Regenerate. Restore natural ecosystems. Recharge aquifers through sustainable water management practices. [29:13] The benefits of following those core principles include reducing water pollution, preserving ecosystems, lowering water treatment and extraction costs, supporting green jobs, and enhancing water security with equitable access to water resources. [30:18] The WEF did a report last year on the economic opportunities that can be unlocked by implementing Circular Water principles. A link is in this episode's show notes. [30:39] The WEF started the Circular Water Economy with the principles of circularity and circular economies, with a focused effort on water. The WEF felt that between water and waste, they could churn out a lot of economic opportunity with a focus on the sector they support. [31:14] The WEF believes that the Circular Water Economy will make the biggest impact in the next five years. It's one of their three core strategic pillars. [31:32] March 22nd is World Water Day. This episode is coming out six days ahead. People have time to participate in local World Water Day activities, volunteer, or donate. [32:03] Ralph says the most important reminder he can give the RIMScast audience is that water is more than an enterprise or utility risk; it's a human risk. When water systems fail, other things fail. Operations fail, supply chains fail, and workforce stability is disrupted. Public trust is ruined. [32:50] Ralph says women, families, and communities absorb that impact first, which has direct economic consequences. [33:00] The most resilient organizations elevate water subjects to the boardroom, treating it with the same rigor as they would cybersecurity. Water needs to be at the same level as cybersecurity and financial risks. [33:20] Water governance is no longer optional; it's foundational to resilience and equality. The theme of World Water Day this year speaks to that. [33:41] Justin says there are so many ways for RIMS and WEF to collaborate. Justin looks forward to getting Ralph on a webinar about water management. Justin thanks Ralph for informing our audience about World Water Day and why water risk management is central. [34:16] Special thanks again to Ralph Exton, Executive Director of the Water Environment Federation, for joining us here today on RIMScast. I've got links to WEF.org and the Circular Water Economy in this episode's show notes. [34:31] Be sure to check out the links in this episode's show notes for prior RIMScast coverage of water risk and World Water Day. Remember that World Water Day is observed globally on Sunday, March 22nd, 2026. Everyone deserves access to clean water. [34:50] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [35:19] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [35:37] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [35:54] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [36:11] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [36:25] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [36:38] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Texas Regional Conference 2026 Education Content Submission — Deadline March 18, 2026! RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | April‒June 2026 Cohort | Led by James Lam RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management magazine | Contribute RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Story, featuring John Button RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy FERMA Global Risk Manager Survey 2026 WEF.org 2025 Circular Water Economy White Paper Report 2025 Value of Water Campaign Report 2025 Industrial Water Solutions Columbus, OH 2026 Industrial Water Solutions Chicago, IL 2026 WEF Summit-Financing the Future of the U.S. Water Sector Podcast Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam PrepApril 21‒22, 2026 | June 9‒10 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops "Risk Appetite Management" | March 25‒26 "Claims Management" | April 7‒8 "Emerging Risks" | April 15 | Register Now! Upcoming RIMS Webinars: "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management" | March 20 | Presented by RIMS "Navigating the New Global Risk Landscape: Lessons for Business Travelers in Unstable Times" | April 16 | Presented by Zurich and World Travel Protection RIMS.org/Webinars   Related RIMScast Episodes: "Water and Women in Risk with Sarah Mikolich" "Environmental Bias with Eloise Copland" "World Water Day, IoT, and Water Damage Reduction with John Dempsey" "World Water Day 2022 with Henk Ovink, Special Envoy for International Water Affairs for the Kingdom of the Netherlands" "Earth Observations, Acronyms, and Risk with Dr. Shanna McClain of NASA" (2021) "Combating Water Scarcity with AquaShares Founder James Workman" (2020)   Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) 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RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Ralph Exton, Executive Director, Water Environment Federation   Production and engineering provided by Podfly.

In 1958, Henk Vrolijks worked as a seaman on the migrant ship 'Johan van Oldenbarnevelt' and travelled around the world in 81 days. Henk (86) reminisces about his work on board, his time on the ship, and his first impression of Australia. He also has a moving story about his friend and colleague who drowned in the swimming pool, and nearly got a burial at sea. - Henk Vrolijks was in 1958 werkzaam als matroos op het migrantenschip Johan van Oldenbarnevelt en reisde in 81 dagen de wereld rond. Henk (84) vertelt o.a. over zijn werkzaamheden, zijn verblijf en eerste indruk van Australië. Ook heeft hij een aangrijpend verhaal over een vriend en collega die verdronk in het zwembad en bijna een zeemansgraf had gekregen.

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.

Flush season is here. Protein solids are up. Global milk production is up. So… Where's all the skim milk powder? In this episode of The Milk Check, host Ted Jacoby III and the Jacoby team sits down with Martijn Goedhart and Henk-Jan Bouwman of Cefetra Dairy for a European perspective on the volatility rippling through global dairy markets. We talk through how traders got caught short and why the spring flush might not loosen up the skim milk powder/nonfat dry milk market. Plus, are we pricing U.S. out of the export market? We'll get you up to speed on: Why skim solids are being pulled away from dryers and into protein streams How hand-to-mouth buying turned into a short squeeze What record-high butter stocks in Europe mean for upside potential Tune in to hear how Europe and the U.S. are navigating one of the most volatile stretches in recent memory. L If you're making sourcing or coverage decisions right now, don't miss The Milk Check episode 94: The Dryer's Getting Robbed. Got questions? We'd love to hear them. Submit below, and we might answer it on the show. Ask The Milk Check TMC-Intro-final Ted Jacoby III: [00:00:00] Coming up on The Milk Check. Martijn Goedhart: You have supply growing, and then you think, “Oh, we’re gonna build stocks.” But then, demand caught up. And quite viciously. Ted Jacoby III: Welcome to the Milk Check from T.C. Jacoby and Company, your complete guide to dairy markets, from the milking parlor to the supermarket shelf. I’m Ted Jacoby. Let’s dive in. This week we are excited to have two special guests, Martijnjn Goedhart and Henk-Jan Bouwman from Cefetra Dairy in the Netherlands. We’ve been working closely with these guys for some time and we thought it would be a great idea given all the craziness and dairy markets going on in the United States, to ask them to give us a little bit of perspective on what’s going on in Europe so we can get a feel for how the global markets are affecting our U.S. dairy markets. Martijn, Henk, thanks for joining us today. Martijn Goedhart: Thanks for having us, Ted. Henk-Jan Bouwman: Thank you, Ted. Ted Jacoby III: I feel like what’s going on in nonfat right now more has an origin in the U.S., but I also noticed that you guys started to feel that maybe this market was gonna be a little bit shorter than we expected over in Europe before we realized it in the U.S. [00:01:00] Tell us about the skim milk powder market in Europe and what’s been going on the last month. Martijn Goedhart: In Europe, we’ve been overwhelmed by milk production growth since the second half of 2025, due to bluetongue, late calving, second peak, as some of us call it. And that has resulted in good outputs, and that output needs to go to the commodities. So, we’ve seen butter stocks build up significantly, and everyone assumed that that would mean that the skimmed stocks were also building up because that’s basically the other product you’re gonna produce when you do butter, right? A few things we, I think, overlooked is like the general protein trend in the world and the demand for protein, both on the whey side as well as on the milk side nowadays. So a lot of protein has ended up in other products than your typical skimmed nonfat production bucket. Adding to that, Europe has been the most competitive source in the world market for a long time. Demand wasn’t great because buyers were buying hand-to-mouth because they would basically wait for that carry to come toward them and buy at the lowest price at the last moment. But [00:02:00] now we see that the exports out of Europe have been great. And that’s been keeping the market clean. I think some traders speculated on lower prices and got caught short, basically needed to cover. And that’s where we are at now. And I think more than ever, if you look at NZX (New Zealand Exchange), this all started with a firmer GDT (Global Dairy Trade), with China stocking up a bit. So, if you look at NZX, CME (Chicago Mercantile Exchange) and EEX (European Energy Exchange), those markets are starting to correlate better than they did before because everyone’s looking at the developments of the other exchanges and then draw their conclusions for their own home base. And yeah, that cocktail, together with some U.S. developments that we’re gonna dive into, has caused record-high volatility over the last few weeks. Ted Jacoby III: So, Martijn, you’re telling a story that sounds very familiar ‘ cause that’s exactly what we’ve seen here in the U.S. We’re not making anywhere near as much nonfat dry milk as we expected because the protein demand is forcing those skim solids into other places. What are those other places in Europe? Where is that protein being used and what is it being made into in Europe right now? Martijn Goedhart: I think there’s two main [00:03:00] streams. Bear in mind that the milk pressure in Europe was so high that you need to burn milk, and the way to do that is to produce casein. So, I think casein production has increased by like double-digit numbers, that’s not because it was such a nice valorization, you can just dry more milk per hour. And considering the liquid markets over the last few months, during our low season, liquid milk was trading way below the commodity equivalent, proving that there’s a surplus of liquid milk that can’t be processed by drying it or churning it. So, that’s one part. The other part is, it’s the same in the U.S. We’ve been around here for a few days now, but in Europe, you see the same: everything is protein fortified, extra protein, in basically everything you can buy. So, a lot of protein that is processed in line before it even reaches the other class. So, like the dryers basically. Ted Jacoby III: Martijn and Henk, do you guys think that the skim milk powder market in Europe has tightened up primarily because everybody who was living hand-to-mouth saw the market started going up, and they decided they wanted to buy more now because they wanted to get the product at a lower price before the price [00:04:00] went higher, and then they just started chasing the market? Or do you think demand has shifted and there’s a true increase in the demand for the product? Henk-Jan Bouwman: There’s two things to touch upon here, Ted. One is, you’re absolutely right: people were buying hand-to-mouth, and they were actually rewarded for doing that because everybody believed that the price of tomorrow was better than the price of today. And for a fairly long period of time, they got rewarded for that. That also led to traders being short, as Martijn touched upon. From a demand perspective, yes, there’s actually quite some demand, and people also realize that they have to turn to Europe to find their cheapest skim. That also creates a bit of a demand pull towards European skim, which makes the price go up. And we’ve seen that, in particular, in low heat in comparison to medium heat. But in general, export markets for us are pretty strong, and, I would say, pretty much all the demand ends in European skim milk powder of origins. Josh White: Is anybody extending days in inventory? Do we think that there’s a short squeeze driving international clients to buy a couple extra weeks, a month, more than that of product? The nature of your question, Ted, [00:05:00] is what’s caused us to tighten up on that product? Is it truly demand for nonfat dry milk, or is it just reduced production overall? And I think maybe it’s both in a way. On the one hand, Martijn mentioned that the catalyst of this was actually a GDT event where China stepped in and bought more. And I think that we’ve been talking about the disappearance of China as a structural buyer of milk powder for quite some time. But their stocks to use ratio has been reported to be fairly low, and maybe they felt it was time to extend some days of inventory. At the same time, you evidenced what’s happening in the U.S., And Martijn alluded to it a little bit in Europe as well, that the pull for dairy protein in general is actually vacuuming some solids away from the dryer, and particularly the SMP or the nonfat dryer. So, is it both? Are we seeing people look to build a little bit more safety stock at the same time that our production is down a bit because protein demand overall is robbing our supply. Henk-Jan Bouwman: There’s a, there’s a couple of things to touch upon, Josh. One is in this whole upward movement, there were quite some international buyers [00:06:00] who still had demand open, for instance, for Q2 and Q3, and decided to step in and said, “Hey, this is a moment to buy, to cover that demand, because I am anticipating an upward movement.” So, in that sense, I’m completely with you. Producers did the same, as well. For them it was also attractive to lock some forward sales. And that has led to lesser availability of skim in EU. And that basically also caused the rally to continue. Martijn Goedhart: I think the difference with the U.S., as I understand it, is we have never not been able to buy product during this whole volatility. So, producers were always offering, customers would like step in, step out. If they really need it, they would book. They were also cautious. And we went up, then we went down, then we went up again. But in that down movement, customers were like, “Yeah, you see, so it’ll come off again.” So, that didn’t prompt them to build any length. I think producers did fairly well in putting a fundament below their sales book for the flush that’s upcoming. Traders are holding a fair bit of cash product right now for the next three, four months. It’s not tight as [00:07:00] such, but you see that certain buyers need certain origins that are scarce. So, it’s very much about the origin, the spec, and the product that you have, whether you can monetize on those higher prices. Ted Jacoby III: It seems to me, just listening to you guys talk about Europe, that the U.S. and Europe are both experiencing a very similar phenomenon in our supply chain. Demand for protein is pulling skim solids away from the dryer, first and foremost, which means on a skim milk powder / nonfat dry milk supply-demand balance, you’re reducing the supply even though we are both experiencing pretty significant increases in milk production. The traditional math is: more milk means more skim milk powder. It didn’t happen this time around, and it caught people by surprise. The demand for protein in Europe, just like in the U.S., is exceptional right now. But then that makes me ask the question: if we have less skim solids, in the form of skim milk powder and nonfat, in the global supply chain, is this increase in price directly proportional [00:08:00] to reduced supply, so we got more people buying because they want to get in the front of it. So, you got this bubble. But you also have had this slow decrease in overall skim milk powder demand going on. Like a slow creep every year. I’m not sure if it’s about 1%, but we’ve all kind of felt it that the global demand for skim milk powder has been just slowly weakening, but this sudden supply crunch was a bigger issue than the slow decrease in demand, and it caused this price bubble that’s just gonna take some time to work itself out. And if the protein continues to take the skim solids away from the dryers, it may be a really long time before it works itself out. Martijn Goedhart: Q4 of global SMP export has been very strong, but Q3 and Q2 were relatively weak. I’d have to look at how the balance looks at the end of the year. Also, the export figures have been more volatile than Ted Jacoby III: Yeah. Martijn Goedhart: Before. So, I think everyone thought like, “Okay, demand is sluggish. We have so much milk in the U.S. We have so much milk in Europe. [00:09:00] New Zealand’s season is looking good.” So, in your mind, you extrapolate that demand. Then, you have supply growing, and then you think, “Oh, we’re gonna build stocks.” But then, demand caught up. And quite viciously. So, that’s the thing I think people underestimated. We’re in a situation where we don’t see any old stocks or inventories building up. Josh White: So I wanna throw three thoughts out. On the first hand, we know our global milk supply is year over year up significantly. Martijn Goedhart: Yeah. Josh White: On a solids basis, protein and fat are up significantly. We’re talking about the overflow valve, the powder stocks not being very robust, and that on the end-user level, globally, people didn’t have a lot of additional days of inventory. So, that would suggest on one hand, maybe we need all this milk. Maybe we need it. Demand for protein and other products is up enough that we need all this milk. But then on the other hand, I think there’s probably two things that we need to be careful that we don’t overreact to. There’s seasonality in our products. We know that the northern hemisphere heavy milk production season is upon us. We’ve [00:10:00] started in California. We’re gonna continue to see our daily milk volumes increase seasonally in the U.S. as we get into the second quarter. Another thing that I’m wondering being, you guys with more international trade experience coming out of Europe is: buying seasonality. So, Ramadan every year moves up a little bit; Chinese New Year, there’s usually a surge leading up to it. And it’s gotten to the point where that was almost a collision with the traditional holiday season of December. Is it possible that we just robbed demand from the first quarter, and everyone tried to get in front of some of that demand in the late third and early fourth quarter, and that we’re about to go into a unique seasonal period where customers have now gotten scared. They’ve extended a few days in inventory, the structural demand won’t be there at the same time that the northern hemisphere flush is upon us. I mean, is it possible that we were just short squeezed based on seasonal issues in the first quarter, and we’re gonna resolve that with plenty of product in the second quarter? One final note I think that we [00:11:00] shouldn’t forget is that our year over year comparables are against a disease-infested 2024. We had bird flu in the U.S.; we had bluetongue to in Europe. How much are we actually over 2023 going into 2024. Ted Jacoby III: On 2023 versus 2024, I think Europe, you guys were down like a half a percent to 1% in 24. Does that sound about right? Martijn Goedhart: 23, 24 was pretty much flat. Ted Jacoby III: Mm-hmm. Martijn Goedhart: And 24, 25 we added like a hundred thousand metric tons. So, like, 6%, 7%. 24, 25. Ted Jacoby III: So you guys had a couple of flat years, followed by a year where you added quite a bit. Martijn Goedhart: Yeah. Ted Jacoby III: Which actually is pretty similar to what happened in the U.S. Yes. We had some disease like avian flu , and bird flu hit California ,and we were down in some places and up in others, but overall we were flat. But the solids were up a little bit. Martijn Goedhart: Yeah. Yeah. Ted Jacoby III: While dairy prices were decent, I didn’t feel like we were facing a massive supply scarcity in those two flat years, which is one of the [00:12:00] things that has me very perplexed about what’s going on now. Because it’s one thing to say, Hey, there’s all this new demand for protein. All the skim solids are going to protein, and that’s why there isn’t any skim milk powder in nonfat. Okay, let me phrase this a different way. That means that we are suddenly being faced with massive increases in demand for protein. The price of protein today is a lot higher than it was a year and a half ago when we were dealing with flat supply.  So, why is protein demand so much higher now compared to a year ago? Is it completely and solely demand driven? As amateur economists , like all traders are, that math doesn’t seem right. Martijn Goedhart: Last year, we had significant competition among our export customers from Iran and Belarus, in terms of SMP. The Iran exports were surging. I think it was like 150,000 tons of skim, something like that, that suddenly shows up. Europe is doing about 700. So, that has an impact when you’re talking to [00:13:00] buyers. But that disappeared just as quickly as it appeared. Which yeah, that 150,000 tons, or whatever it was, it will turn back to the next cheapest origin, which was Europe. So, demand didn’t grow, but shifted towards another origin being EU. Henk-Jan Bouwman: Yeah, I think in general, overall competitiveness of EU skim milk powder is a lot better than last year, even in comparison to a bigger skim producing regions. As Martijnn touched upon, being based in the Middle East, I saw a lot of competition coming out of origins, which were a bit more nontraditional. Iran was one of them. What happened is their overall competitiveness finished really, really quickly due to a couple of things. One of them being disease. So, they had foot-and-mouth disease in Iran. Two, their overall ability to import a sufficient amount of feed, and three, their competitiveness due to a currency standpoint, which quickly changed. That, indeed, meant that the material that was supplied by Iran is now being supplied by Europe. Diego Carvallo: It’s a fascinating situation. Some of those [00:14:00] solids that are going into MPCs are definitely reducing the demand for skim, unless it’s coming from a different end-user application. If we’re seeing the MPCs going into sports nutrition, it’s definitely new demand that is finding a new end-user. It’s a combination of a lot of the things that we have discussed in this call: the whole market being short and getting super used to being hand-to-mouth for years, where you could buy product cheaper a month from now, so, why would you buy it? Especially if you have high interest rates, right? So, that’s part of it. The other factor is definitely the whole market was shocked by the impact of the UF pull of the additional MPC production and the amount of solids that we’re not going into a dryer that everybody expected would go right. Also a few additional manufacturing productions, a few key plants in the U.S., this is starting to look like more of a fundamental shift than a short squeeze. [00:15:00] And three weeks ago, everybody was saying, “Yeah, short squeeze, it’s an amazing short squeeze. It’s gonna come down.” Right? And now that same rhetoric has been changing to, “Actually, this is not that much of a short squeeze, but it is more of a there are not that many solids.” There’s a new big plant in Texas. There’s a new big plant in New York. There’s a lot of solids that are being pulled, and nobody was taking that into account. Everybody was expecting after the bird flu in California, we’re simply gonna go back to producing the same amount of nonfat that we were producing two years ago. And if you look at the data, it’s not correct, you know, Josh White: We also gotta give credit to substitution and other things. And what I mean by that is like calf milk replacer industry in the U.S. Historically, we’ll toggle for the cheapest protein between whey and milk powders. For sure, we’re seeing that appetite pick up for nonfat dry milk right now. Whereas two years ago there was a lot of WPC 34 on the market. All of that’s gone [00:16:00] because of the whey movement. I think the utilization is shifting quite a bit. We’ve talked about where it’s more difficult to track where milk solids are being consumed into a lot of protein enhanced beverages and things along those lines. That’s becoming more difficult. We’re saying demand’s not great globally, but if you pick up feed demand because they can’t buy the whey products they bought before, that is more demand for milk powder. And by far the cheapest dairy protein right now is nonfat dry milk. The big question I have is seasonally in the second quarter, are we going to catch up? Are we gonna be able to catch up globally or not? I think the whole market’s really struggling to try to form an opinion on that. Mostly because we can’t really measure and put a finger on just how much new protein-related demand there is in that difficult to measure space that I alluded to earlier. Diego Carvallo: Particularly in the U.S. right? In Europe doesn’t seem like that situation is as strong as it is the U.S. It seems like in the U.S., you have all of these new [00:17:00] cheese plants and UF plants, Class I plants, et cetera. It seems like, at least in the U.S. that inventory building is gonna be more difficult than in other regions. Josh White: And the European dryers are full right now, correct? Martijn Goedhart: Yes. Josh White: And the California dryers are full right now. Midwest dryers are nowhere near full. The answer to that might be a little bit easier than we’re making this discussion. We’ve added a whole lot of cheese capacity. There’s plenty of milk, but a lot of it’s being processed into cheese. Ted Jacoby III: Are there many new dairy plants of any kind in Europe right now? Martijn Goedhart: Not coming online this flush as far as I know. Not surprisingly, but most of the investment obviously is in WPC and WPI, I think Friesland has a big plant coming up, but it’s 2027, am I right, Henk-Jan? Henk-Jan Bouwman: Their latest expansion is 27. Yes. Ted Jacoby III: So we’re not really seeing any milk solids going to new places in Europe. It’s all still within the traditional milk sheds going to the usual suspects. Martijn Goedhart: Yeah. Yeah. Ted Jacoby III: Okay. Let’s switch topics to butter. The [00:18:00] U.S., a year ago, a year and a half ago, we were around $3 butter. It came down into the 2s, $2.50ish, and then the bottom dropped out, and it went all the way down to, I think, $1.28 at one point in the U.S. Now it’s back up in the $1.70s. But Europe dropped even more from an even higher precipice. Where have we been over the last year and where’s the butter market now in Europe, and what’s it doing? Martijn Goedhart: Yeah, well, butter was the main driver of the volatility that we see right now because €7 butter prices, the fed and the milk would already pay an above break-even price to farmers. And then your skim return is just bonus, right? Friesland just released their yearly report and they’ve been paying like, I think 56¢ on average, which is, well it’s a bit debatable, but I would say at least 16¢ above break-even. And then they get even a bit more profit share. That has like sparked that extra milk output, because every liter you produce is making you money as a farmer. You wanna get your components up, you wanna squeeze the maximum out of the milk. That’s how we ended up in this situation and the vicious correction at the other end of it that [00:19:00] we’ve seen. We’ve seen inventories build up and anecdotally we’ll also hear that all the chilled storage is full. That’s still the case. Those stocks haven’t disappeared. And also we’ve imported quite a bit when the spread with the U.S. and before New Zealand was significant enough to do so. That product is arriving now. And that adds to the supply pressure. However, that market has been stable for the last few months. I would say it’s been volatile, but we’re at the same levels than one and a half, two months ago. So that also shows that price correction ultimately also triggers extra demand. It’s an elastic product, especially on the consumer side. However, it’s also capped in terms of upside because those stocks are there. The liquid equivalent, cream, if you would buy cream today, you’d make it into butter. You’d be like at €3.30–€3. 40 cost price where the market is trading at €4.20–€4.30. So, there’s like a thousand euro. Ted Jacoby III: So the multiples in cream are low. Martijn Goedhart: It has been like this during our whole down season, which is very atypical. You could [00:20:00] argue that that multiple is only gonna weaken because milk starts flowing. Ted Jacoby III: Mm-hmm. Martijn Goedhart: The main discussion we have is like, is all that bearishness already priced in? And have we hit the bottom? Have we hit a level at which people are happy to buy? Or is there more to come? Ted Jacoby III: So you guys aren’t really seeing much upward-ness in the butter market in Europe right now? Martijn Goedhart: No. No. If you look from a, let’s say, traditional supply and demand theory, we have record-high stocks and record-high stocks, they basically kill any prolonged upside to a market, I would say, until you work through it. Ted Jacoby III: What about the cheese market in Europe? Is the cheese market high or low right now? And how’s it acting? Martijn Goedhart: It’s surprisingly tight. You would think that especially over the past few years, quite some capacity has been added to the European landscape. You would reckon that this extra milk would flow into the cheese plants, and you can’t find demand for it, so you’d have to move your cheese, and you’d see supply pressure from producers. But, the opposite is true actually. The cheese that’s supplied is very fresh. Within the range of what you can supply, it’s on the fresher side. That [00:21:00] indicates that there are no older stocks or backlog in terms of supply. I think producers have done a good job in capturing those moments when they were competitive on the world market by getting to make cheese disappear out of Europe. And then the last few weeks there were some production disruptions, some factory outages, and that even caused a bit more tightness in the cheese market. But it has stabilized ever since. It has been stable like butter. We’ve seen the bottom for now, and it went up a bit. The only thing is that in cheese there are no inventories. That makes you think that there’s more upside in cheese when milk growth starts to slow compared to butter because there’s no inventory holding it back. Ted Jacoby III: Why isn’t there any inventory? Was Europe doing some really good exporting for a while? Martijn Goedhart: Yeah, that’s the main reason. Big producers did big sales of gouda at some point or mozz when they were competitive, just to keep that supply chain clean. Butter, you can freeze, carry if the market pays for it. Ted Jacoby III: Mm-hmm. Martijn Goedhart: Cheese, you can only do it on paper, but not in reality. You need to get rid of it. Ted Jacoby III: Right. Josh White: How far out do we think the [00:22:00] international cheese buyer is covered right now? Because that was a big topic coming into the first quarter is how much of the cheese business, particularly in contestable markets, did Europe win away from the U.S. Ted correct me if I’m wrong, but our exports have been fine, haven’t they? Ted Jacoby III: Our exports have been fine. That’s actually a good way to put it. We experienced a real nice pop in exports last year. I would say this year, second half of Q4 into Q1, we’ve experienced exports that were relatively similar to last year. Maybe a hair behind. And I think we’ll start seeing those numbers soon, but I wouldn’t be surprised that when we finally see January export numbers, we’re down like 5% versus last year, when last year was a really, really, really good number. I’d almost say down 5% is unexpectedly good relative to how good it was last year. Martijn Goedhart: Josh, coming back to your coverage question, I think both our markets have seen massive carries right over the last few months. So, that’s not a very interesting structure for buyers to cover long. Our market was [00:23:00] trading like spot plus two months maximum. And producers would only make big sales if they have the product already, if they feel it already a little. So, I would suggest that cheese buyers in Europe, as well as around the world, are relatively shortly covered, just the same as with nonfat. Henk-Jan Bouwman: Yeah, I see the same in my export markets where basically all the inquiries we are getting for cheese, are relatively close to home, so maybe one maximum two months out from a shipment perspective. Ted Jacoby III: Mm-hmm. Josh White: So, Ted, are you interpreting this though, that the pressure’s gonna be on more so in the U.S. to win that business going into the second quarter? Based on what you just heard from our European friends? How are you digesting this discussion? Ted Jacoby III: That’s a great question. I would say yes, but price action makes me wonder if the U.S. is trying to price itself out of this market. Martijn Goedhart: Take cheddar for example. EU is about $300 per ton elevated over U.S. So, in certain applications, such as process cheese, I think, by default the U.S., will win that export business. Ted Jacoby III: Even [00:24:00] at current futures prices for April and May of a $1.80? Martijn Goedhart: Little bit of a different story. But that also depends on the outcome of European flush and the effect of that flush on cheddar pricing in Europe. Ted Jacoby III: I would agree with you that about three weeks ago, we were cheaper, but after this rally, I don’t know if that’s still true. Josh White: The point Ted’s driving home right now is the big carry in the Class III cheese markets in the U.S., you’re concern is pricing out the second quarter? Ted Jacoby III: That’s exactly right. I’m concerned we’re in the middle of pricing ourselves out of the market. Josh White: Are we putting ourselves in a spot where we’re the best priced cheese product. We know, out of the U.S., our daily milk volumes are gonna increase. We know that a lot of that milk’s gonna go into cheese. We know that we’re gonna have to compete for cheese business. But even despite the fact that Europe’s relatively balanced, it feels like on cheese, are we putting ourselves in the global market in a position where Europe may win? Martijn Goedhart: It’s gonna be a good fight, Josh.  None of the origins can afford to lose a lot of export business over the flush. We need to get those volumes [00:25:00] moving. So, the products where we compete, we will compete. Ted Jacoby III: Mm-hmm. And here’s what’s likely to happen. The U.S. having a little bit more mature and developed futures market means that as Europe goes out there and makes sure they get that business, the U.S. at some point will say, rather than going and exporting this cheese, I’m just gonna put it in a warehouse and hedge it out on the futures because there’s a carry in the futures market right now and I can make 10¢ just sitting on it for a month or two. If we are gonna have to go head to head with Europe, to get that export business, we might not get as much as we did last year in the second quarter, because in the second quarter we really did get a lot of that cheese export business. Martijn Goedhart: I agree. Only, to what extent can you actually carry it, physically, without refreshing, Ted? Because in Europe, that’s a bit of an issue. Ted Jacoby III: In the U.S., there’s a number of strategies, a lot of it being rolling your inventory. So, you take your working inventory and you just start rolling it because I don’t think there’s a huge difference between 30-day-old cheddar and 90-day-old cheddar to a lot of people. There are strategies to [00:26:00] manage through higher inventory levels. But at a certain point, even that working inventory carry, it starts to max out the warehouse, start to get full, and then they just gotta sell it. Martijn Goedhart: Right. Ted Jacoby III: What’s interesting is, I think that a lot of people went into 2026 thinking, “We’ve gotta make sure we’ve got a home for this cheese, because there’s a lot more cheese, and the U.S. market demand is not that great. It’s very flat. And so, if we’re gonna make 4% or 5% more cheese, we’re just gonna have to export it.” Martijn Goedhart: Yeah. Ted Jacoby III: And so, they weren’t even looking at that equation. But I think what’s happened in the last month with this volatility in the market, it’s gonna have the inverse effect of getting everybody to actually sit on that cheese and keep it at home, and you’d think it would be the opposite, but no, I think we’re gonna end up bringing more cheese home and letting you win some of those battles. Josh White: Ted, can we talk a minute about the milk production outlook in both regions and how that’s shifted a bit over the past month or two? I’ll start within the U.S. We generally believe that the margins have not been squeezed to a point where we’re gonna see a massive [00:27:00] supply response, a negative supply response in the U.S. for the foreseeable future. Ted Jacoby III: And the bounce off The bottom, if anything, we may be back into a place where we’re encouraging more production. Josh White: We’ve got some big comparables. There’s maybe some vulnerabilities in the market. We’ve obviously been surprised with disease and other things in the past, so it’s not imminent, of course, but the math says we should expect to continue to have a good amount of milk out of the U.S. going forward. How does that look out of Europe presently? Martijn Goedhart: I would say almost copy paste Josh. Skimmed has bounced back. Butter has stabilized. Cheese has stabilized up to a point where if I look at the valorization of gouda at €3,300/MT you’re well above the 40¢/kg mark, which is basically the pain point for European farmers. And then I’m taking into account sweet whey. Not even WPC, right? So, if you have your WPC return, that’ll add another few cents at least. So yeah, we didn’t go deep enough to encourage any decline in milk production. The big question is how that’s gonna turn out this year: if we see the same curve or more [00:28:00] corrected to normal seasonality. But from a margin perspective, I think, just like Ted said, we bounced off the bottom, and it didn’t hurt enough or long enough for anything structural to change in 2026. Josh White: Hey, Martijn, would you add a little bit of color to what you just mentioned a moment ago? The two flush situation coming from the bluetongue outbreak and issue. Martijn Goedhart: In early 2025 in Europe, there were cases of bluetongue and that spread quite quickly across Western Europe. Spring started, early temperatures went up, and mosquitoes that spread the virus sting cows and then they get infected. It has an effect on calving. A lot of calves are not born in the right way, and also the cows, the output goes down, and it’s harder to get them pregnant. So, some cows, they first have to get over the bluetongue disease before they would start to calve. Some cows would calve late and that means that the milk also starts flowing late. Where you’d typically see a peak, in March, April, and then in eastern Europe, it’s a bit later, but now you’ve seen a similar peak because margins were good, but a longer [00:29:00] plateau at that level as well. Those cows get dried off later as well. So, are they gonna calve later again or is it like maybe some like refreshing of cows in the system, and the new ones will be set up according to the normal season? It’s a big question mark. We don’t know. Even the co-ops are struggling with that. Ted Jacoby III: So, you could have a flush that does not hit the peak it usually does, but it’s just longer. Martijn Goedhart: Yeah. If it’s the same as last year, that’s what’s gonna happen. If we somehow move back to a normal seasonal pattern, then you’ll see a higher peak than last year, but a bigger decline in the second half of the year. Josh White: If we’re talking about demand being okay and large amounts of milk in both Europe and the U.S. likely to continue, is there anywhere in the world that is suffering on their milk production? Do any of us have an idea of what’s going on with milk production in China? Martijn Goedhart: I think margins there are low. It’s been flat until now, the output, but it’s hard to get consistent numbers from China. But margins are still very low. So, that would not incentivize [00:30:00] growth. Ted Jacoby III: Milk production in China popped over a two year period, about five, six years ago. Then held steady for a couple of years, then it pulled back. Now, after that pullback, it’s flatlining again. Josh White: What we’re basically concluding from this is that we’re gonna have a lot of milk still, but, with the exception of some risk maybe on the cheese side and maybe in the butter situation in Europe, the rest of the products don’t seem to have concerning inventory levels as of right now. Ted Jacoby III: I would agree. I think there’s enough supply, but there seems to be surprisingly good demand, especially for protein. All right guys, we’re wrapping up here. Lightning round question. Do you think what’s happening in the nonfat market is a result of increased demand or less supply? Josh, you go first. Josh White: I wanna say both. We’re experiencing more demand across the entire curve that is both pulling more nonfat supply and is also pulling away skim solids from the dryer. Ted Jacoby III: Martijn? Martijn Goedhart: I agree with Josh. Some of it is fundamental SMD but a big part of it is demand waiting too long and needing to deliver. Ted Jacoby III: Henk? Henk-Jan Bouwman: yeah, I’m with you [00:31:00] guys. Ted Jacoby III: I do not want a chicken out like you and say both, so I’m trying to decide which one. I think it’s very subtle, but this is actually demand driven more than supply driven. Martijn Goedhart: Yeah. Ted Jacoby III: Yeah. All right guys. Thanks for joining us again. We really appreciate all the time that you guys spent tuning in and listening to us.  Keep milking those cows, and we’ll keep showing up and telling you what we’re seeing out there. Ted Jacoby III: We’ll be back in two weeks for a market update with the Jacoby team. Looking forward to seeing you then. All right guys. Hey, Martijn. Henk, thank you so much for joining us today. Really appreciate the conversation. Martijn Goedhart: Thanks guys. Huge pleasure. Henk-Jan Bouwman: Thank you very much. Martijn Goedhart: Cheers.

Fr. Henk van Meijel, S.J.

mona keijzer / caroline van der plas / koning willem-alexander / jorrit bergsma / govert schilling Hosted on Acast. See acast.com/privacy for more information.

Fr. Henk van Meijel, S.J.

Fluent Fiction - Dutch: Valentine's Blossoms: A Flower Farmer's Bold Gesture Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2026-02-14-08-38-20-nl Story Transcript:Nl: Het was een koude winterdag op de bloemenboerderij.En: It was a cold winter day at the flower farm.Nl: Overal waren rozen, tulpen en andere kleurrijke bloemen te zien.En: Everywhere, there were rozen, tulpen, and other colorful flowers to be seen.Nl: De lucht was gevuld met de zoete geur van verse bloemen.En: The air was filled with the sweet scent of fresh flowers.Nl: Het was Valentijnsdag en de markt was druk.En: It was Valentijnsdag and the market was busy.Nl: Mensen liepen haastig rond, op zoek naar het perfecte cadeau voor hun geliefden.En: People hurriedly moved around, searching for the perfect gift for their loved ones.Nl: Maarten stond achter zijn kraam en observeerde de menigte.En: Maarten stood behind his stall observing the crowd.Nl: Hij was een beetje nerveus.En: He was a bit nervous.Nl: Zijn collega Henk lachte en gaf Maarten een vriendelijke duw.En: His colleague Henk laughed and gave Maarten a friendly nudge.Nl: "Kom op, Maarten!En: "Come on, Maarten!Nl: Vandaag is dé dag!"En: Today is the day!"Nl: zei Henk met een knipoog.En: said Henk with a wink.Nl: Maarten glimlachte zwakjes.En: Maarten smiled weakly.Nl: Hij had een speciaal boeket gemaakt, alleen voor Saskia.En: He had made a special bouquet just for Saskia.Nl: Elke week kwam ze naar de markt en elke keer stopte ze bij zijn kraam.En: Every week, she came to the market, and each time she stopped at his stall.Nl: Ze lachte altijd vriendelijk en praatte enthousiast over bloemen.En: She always smiled kindly and talked enthusiastically about flowers.Nl: Maarten bewonderde haar vrolijkheid en positieve energie.En: Maarten admired her cheerfulness and positive energy.Nl: Maar vandaag was de markt extra druk.En: But today, the market was extra busy.Nl: Maarten kon Saskia nergens zien.En: Maarten couldn't see Saskia anywhere.Nl: Overal waren mensen die hem de weg versperden.En: Everywhere, people blocked his view.Nl: Hij zuchtte diep en voelde de twijfel opborrelen.En: He sighed deeply and felt doubt rising.Nl: Moest hij wachten op het perfecte moment of gewoon durven en zijn gevoel uiten?En: Should he wait for the perfect moment or just dare to express his feelings?Nl: Henk zag zijn aarzeling en fluisterde: "Jij kunt dit, Maarten.En: Henk saw his hesitation and whispered, "You can do this, Maarten.Nl: Neem de gok.En: Take the gamble.Nl: Soms moet je gewoon de stap nemen!"En: Sometimes you just have to take the step!"Nl: Maarten haalde diep adem, omklemde het kleurrijke boeket stevig en begon zich een weg te banen door de menigte.En: Maarten took a deep breath, gripped the colorful bouquet tightly, and started to make his way through the crowd.Nl: Hij zocht naar Saskia, zijn ogen scande de omgeving.En: He searched for Saskia, his eyes scanning the surroundings.Nl: En daar, tussen de mensenmassa, zag hij haar.En: And there, among the crowd, he saw her.Nl: Haar gezicht verlichtte zodra ze hem zag naderen.En: Her face lit up as soon as she saw him approaching.Nl: Met een laatste duw wurmde Maarten zich door de menigte tot hij voor Saskia stond.En: With a final push, Maarten squeezed through the crowd until he stood before Saskia.Nl: Zijn hart klopte snel.En: His heart was pounding.Nl: "Dit is voor jou," zei hij en overhandigde het boeket aan haar.En: "This is for you," he said and handed her the bouquet.Nl: Saskia's ogen twinkelden bij het zien van de bloemen.En: Saskia's eyes sparkled at the sight of the flowers.Nl: "Oh, Maarten, wat prachtig en speciaal," zei ze glimlachend.En: "Oh, Maarten, how beautiful and special," she said with a smile.Nl: "Ik heb altijd bewonderd hoe je bloemen samenvoegt."En: "I've always admired how you arrange flowers."Nl: Verbaasd keek Maarten haar aan.En: Amazed, Maarten looked at her.Nl: Ze had hem al die tijd opgemerkt?En: She had noticed him all this time?Nl: Hij voelde een warme gloed door zich heen stromen.En: He felt a warm glow spreading through him.Nl: "Dank je," zei hij zacht.En: "Thank you," he said softly.Nl: "Ik hoopte dat je ze mooi zou vinden."En: "I hoped you would like them."Nl: Saskia glimlachte nog breder.En: Saskia smiled even wider.Nl: "Ze zijn perfect, net als jouw talent."En: "They are perfect, just like your talent."Nl: Op dat moment besefte Maarten dat hij meer zelfvertrouwen had dan hij ooit gedacht had.En: At that moment, Maarten realized he had more confidence than he ever thought he possessed.Nl: Het was de moed om risico's te nemen die hem dichter bij Saskia had gebracht.En: It was the courage to take risks that had brought him closer to Saskia.Nl: De drukte van de markt leek ineens minder overweldigend.En: The market's hustle and bustle suddenly seemed less overwhelming.Nl: Het was een bijzondere dag op de bloemenboerderij, een dag vol onverwachte mogelijkheden en nieuwe, bloeiende gevoelens.En: It was a special day at the flower farm, a day full of unexpected possibilities and new, blossoming feelings. Vocabulary Words:cold: koudewinter: winterfarm: boerderijcolorful: kleurrijkefresh: verseair: luchtcrowd: menigteignored: genegeerdenthusiastic: enthousiastroad: wegblocked: versperdendare: durvenfeelings: gevoelwhispered: fluisterdehesitation: aarzelinggamble: gokbreathe: ademgripped: omklemdeway: wegsparkled: twinkeldenamazed: verbaasdpossibilities: mogelijkhedenbustle: drukteoverwhelming: overweldigendglow: gloedadmire: bewonderconfidence: zelfvertrouwenrisks: risico'sspecial: bijzondereblossoming: bloeiende

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.

Fr. Henk van Meijel, S.J.