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Got a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMDave hosts this time. He opens the episode with the obvious question, "What is settlement?" Did you know that settlement dates are completely negotiable? And did you know that some people conduct their own conveyancing?, (although the Trio don't recommend this, as it involves a lot of risks and responsibilities.) If you do your own conveyancing, you will need to research what is required and the relevant legislation. Like real estate licences, they are state and territory based. Cate shares some of the challenges associated with cheap, unreliable conveyancers.Physically, how does settlement happen? Cate and Dave weigh in, and Dave explains how settlements hinge firmly around the broker and the banks. Settlement day is a bit of a magical event. Cate talks through the parties who are involved, how long the actual settlement takes, how it's facilitated and how conveyancers conducted settlements before our online portal, PEXA existed.What is an “ideal” settlement day? What does it look like? The Trio canvas the steps and the paperwork required to get to settlement. From legal transfers to 'funds to complete', bank loan documentation certification and pre-settlement inspections. There are many steps that are important in the lead up to settlement day.When are short settlements advantageous? And why would a buyer consider making a short settlement? Cate explains that many buyers think that a shrewd offer with a short settlement is the key to tough negotiating, but sometimes this isn't the best way to drive a good bargain. What can go wrong at settlement? Tune in to find out! What causes delays? Dave and Cate step through a range of issues that can threaten a smooth settlement, from finance to lost titles, to late subdivisions, caveats and lost titles. There are many elements to manage and be aware of when it comes to property settlements.What happens if the purchaser is at fault and can't give the vendor confidence that they can settle? The answer to this question can be quite ugly, but it's important that purchasers appreciate the gravity of the situation when it comes to obtaining finance in time. And let's assume settlement goes to plan.... what are the next steps? Dave steps listeners through the nitty gritty that borrowers should check straight after offset to make sure they are on course with their mortgage strategy and loan facilities. .... and our Gold Nuggets! Mike Mortlock's gold nugget: "Don't do it yourself! And book the truck for the day after settlement!"Cate Bakos's gold nugget: "Make sure you've got a really good checklist! Give us a yell if you'd like a checklist emailed over to you." Shownotes: https://www.propertytrio.com.au/2024/03/04/settlement-day-what-can-go-wrong/
Australia has one of the highest food allergy rates in the world. According to the Food Authority of NSW (New South Wales), food allergies now affect one in 10 infants and around two in 100 adults in Australia. Sending children with allergies and anaphylaxis to schools can be worrying for many parents, especially for those newly arrived in Australia, who may not be aware of the systems and guidelines in place
Waa qayb kale oo ka mid ah barnaamujyadii barashada Australia. Maantana waxaan ku soo qaadananaynaa barashada afka englishka iyo talaabooyinka aad qaadi karto si aad kor ugu qaado xirfadaada luqadeed.
The award-winning, SBS Audio's multi-platform series "Settlement Guide" has rebranded to "Australia Explained". The series will remain as a weekly podcast and article offering, committed to support new migrants navigate life in Australia. Stay tuned for a wealth of expert advice and firsthand experiences shared by fellow migrants aimed at making your transition to Australia both enriching and fulfilling. - ایس بی ایس آڈیو کی ایوارڈ یافتہ ملٹی پلیٹ فارم سیریز 'سیٹلمنٹ گائیڈ (Settlement Guide)‘ اب 'آسٹریلیا ایکسپلینڈ (Australia Explained)‘ کے نام سے پیش ہور ہی ہے۔ پوڈ کاسٹ اور مضامین پر مشتمل اس ہفت روزہ سیریز کا مقصد نئے آنے والوں کو مصدقہ معلومات کے ذریعے آسٹریلیا کے بارے میں درکار معلومات فراہم کرنا ہے۔ سہل اور خوشگوار تجربے کے ساتھ سنئے آسٹریلیا میں سکونت اور یہاں کی طرزِ زندگی کے بارے میں ماہرین کے مشوروں اور ساتھی تارکینِ وطن کے تجربات ۔
The award-winning, SBS Audio's multi-platform series "Settlement Guide" has rebraded to "Australia Explained". The series will remain as a weekly podcast and article offering, committed to support new migrants navigate life in Australia. Stay tuned for a wealth of expert advice and firsthand experiences shared by fellow migrants aimed at making your transition to Australia both enriching and fulfilling. - Rêzexeleka pir-platform ya SBS Audio ya xelatgirtî "Settlement Guide/Rêberiya Niştcêbûnê" ji nû ve veguherî û bû "Australia Explained/Australya Binase. Dê ew wekî podcast û gotareke heftane bimîne, ku ji bo piştgirtina koçberên nû yên ku jiyana nû li Australya bi rêve bibin. Li bendê bin ku gelek şîretên pispor û ezmûnên ku ji hêla hevalên we yên koçber ve hatine parve kirin bi mebesta ku derbasbûna jiyaneke nû li Australya hem dewlemend û hem jî bikêrhatî be.
Maxay tahay aftida dhawaan Australia laga qabanayo.
Piathë ba määth wenë kɔc cie kɔc ke kuandu atɔ̈ ke nɔŋ ka piɛth ke në kööl ëkë cïï yök ku ciɛŋ piɛth lëu ba yök thïn. Në ye akölkö'l ba piŋ enë, ke yenë ka cennë jam thïn të yïn raan cë ye cök ɣooc pande ku ca lɔ në piiny kɔ̈k yic.
In aad saaxiib yeelato waa mid ka mid ah caqabadaha ugu waaweyn ee aan wajahno marka aan dal cusub soo degno. Waa wax iska dabiici ah in dadku ay nooc taageero ka raadsadaan dad ay isku dhaqan yihiin ama isku meel ka yimaadeen.
Waa qayb kale oo ka mid ah barnaamujyadeenii taxana ahaa ee deganaanshaha, waxaana ku eegaynaa noocyada kala duwan ee goobaha ay degaan ardayda ajaaniibta ah ee dalkan Australia wax ku barta.
Na kɔɔr ba cath ka ba jyɔt në ppiny ke pane Auɛtralia keka kɔɔr ba ye wëlkɛ̈ deetic kub nyic yeŋö adɛ̈ ke lëu ba looi të kɔc yïn ba jɔt. Panë Auɛtralia awɛ̈ɛ̈cë lööŋ kuka yen piath bë nɔŋ të wën yïn yï nyin tääu në kë loi rɔt.
Sanad walba boqolaal kun oo qof oo Australian ah ayaa gobolada dalka u kala guura iyaga oo u guura shaqo, waxbarasho, qoys, hab nololeed ama inay caawimaad bulsho ka helayaan.
In Australia, the quickest way to get an ambulance in a medical emergency, is by dialling Triple Zero (000). Here is a guide on how and when to call an ambulance in all Australian states and territories. - Самый быстрый способ вызвать скорую помощь в Австралии — набрать 000. В новом выпуске рубрики Settlement Guide предлагаем подробную инструкцию, как и когда стоит вызывать службу скорой помощи в Австралии.
Negative gearing waa kalmad inta badan lala xariiriyo maalgashiga guryaha. Waxayna dhacdaa ama la isticmaalaa marka qarashaadka kaaga baxa guri maalgashi ahaan aad u gadatay uu ka bato faa'iidada kaa soo gasha.
Settlement Guide: How to ask for a pay rise in Australia
Dadka Australianka ah ee dibadda u dhoofaya waxay u baahan yihiin tallaalo ay isaga difaacaan cudurada faafa oo aan Australia laga helin laakiin ku badan qaybo badan oo aduunka ah.
Sida uu qorayo sharciga qoyska, xaqa badqabka ilmaha ayaa haga wadahadalka waalidka marka ay lamaanuhu kala tagaan ama ay isfuraan.
Waqtiga hadda la joogo in ka yar 50 kun guryo kiro ayaa dalka oo dhan ka jira. Labo sano ka horna tiradaas ayaa laban laab ahayd. Iyadoo tirade guryaha banaan ayaa taariqiyan ay aad u hooseeyaan, in la helo guri la kiraysato ayaa aad u adkaatay.
Right now, fewer than 50,000 rental properties are available across Australia. Two years ago, that number was almost double. With vacancy rates at a historic low, finding a rental property is tougher than ever. Understanding the process will give you a head start.
Ye ciɛ̈t nadɛ̈ ke yïn nyic dhol piɛth lëu bïïn ɣöt yök në juur ëyic baai enë? Në ye akölkölë yic ke yïn bë piŋ të nɔŋ kɔc nɔŋ nyïc në ye ajuiɛɛrë. Röl cë dɔm yenëkë.
9 kii qof ee Australian ahba mid ka mid ah ayaa qof kale xanaaneeya, dadka daryeela waayeel da' ah oo ay qaraabo yihiin ama saaxiib yihiin, ama qof qaba xaalad caafimaad ama naafo ah. Laakiin inta badan qaar badan oo dadkaas ka mid ah isuma haystaan inay yihiin xanaaneeye, mana oga inay jiraan adeegyo taageero badan oo lacag la'aan ah oo ay heloi karaan.
Rabshada iyo falgaboodyada qoysku waxay Australia ka yihiin arimo daryeel iyo kuwo caafimaad uu waaweyn. Tirakoobyo la sameeyay ayaa muujinaya in 5 tii qof ee Australian ahba labo ka mid ah la kulmeen gacan ka hadal jireed ama xadgudub falgabood ah wixii ka danbeeyay markay 15 sano jirsadeen.
Warbixintan ka mid ah barnaamujyadii deganaanshaaha oo aan ku falanqaynayno wadooyinka xalka iyo sidaad u go'aansan lahayd sida ugu fiican ee aad ula xaali lahayd haddii is qabataan dariskaaga.
Australia, 85 xadgudubyo galmood ama sexual violence ayaa maalin walba celcelis ahaan la soo sheegaa. Daraasado ayaa sidoo kale muujinaya in 3 dii qof oo dhalinyaro ahba midkood uu noloshiisa la kulmo galmo aysan raali ka ahayn.
Australia waxay hoy u tahay 813, 000 oo qof oo ka mid ah 1.97 milyan oo Muslimiinta aduunka oo dhan ku nool. Haddaba maxay Ramadanta iyo Ciidu uga dhigan yihiin Islamka?
ኣብ ኣውስትራሊያ ፍቓድ ከይረኸብካ ዝግበር ንጥፈታት ወሲብ ብናይ ሓቂ ህይወት ድዩስ ብኢንተርነት ዝፍጸም ገበን እዩ ። ኣብ ገለ ገለ ናይ ክፍለ ግዝኣታት ምምሕዳራት፣ እቶም ጾታዊ መጥቃዕቲ ፈጺሞም ተባሂሎም ዝኽሰሱ ቅድሚ ኣብ ጾታዊ ንጥፈት ምስታፎም ኣብ ቤት ፍርዲ ቀሪቦም ነቲ ተግባር ክፍጽሙ ፍቓድ ሓቲቶም ምዃኖም ከረጋግጹ ኣለዎም ። እሞ ደኣ ከመይ ጌርካ ኢኻ ናይ ብፍቓድ ጾታዊ ርክብ ከም እትገብር ከተረጋግጽ እትኽእል ?
Qofka haytiisa ama aqoonsiga la xaday wuxuu inta badan wajahaa cawaaqibyo aad u daran oo ay ka mid yihiin maal ama lacag laga xado, in sumacadii uu dayn ku qaadan karay dhaawac soo gaaro iyo waliba cawaaqibyo sharciyeed.
Dad badan ayaan dalkan Australia ka war qabin cawaaqibka xun ee ka dhalan kara haddii aad iska dhaga tirto ganaax lagu soo diray.
Quburada xanuunka dhimirka ayaa sheegay in qaar ka mid dadka soogalootiga ah ay maraan hubaal la'aan joogto ah.
Halkan waxaan idiinku soo gudbinaynaa talaabo kasta oo aad qaadi lahayd haddii aad shil gaari oo wayn ama mid yar ku gasho Australia. Sida caawimaad loo raadsado iyo xaquuqda aad leedahay haddii shilka aad ku gardaran tahay iyo haddii lagaa gardaran yahayba.
Furitaanku wuxuu ka mid yahay walaaca ugu waayn ee qofku maro noloshiisa. Maadaama qarash lacageed iyo walaac maskaxeed uu ku baxo marka aad maxkamad aaddo. Nidaamka garsoorka Australia ayaa dhiiragaliya dhexdhexaadin iyo xal qoysku ka gaaro khilaafkooda intii la is dacwayn lahaa.
Dadka Australia ee bartay gargaarka degdega ah waa 5% taas oo ah tiro aad u yar. Haddaba muhiimad intee le'eg ayay leedahay inaad barato gargaarka degdega ah (first aid).
The new episode of The Settlement Guide explains what a retirement fund is and what to do if you've lost some of your super. Also, find out how to access your pension fund if you're planning to move abroad and why it's important to determine who will receive the money in the event of your death. - Nova epizoda Vodiča za doseljenike objašnjava šta je penzioni fond i šta treba uraditi ako ste izgubili dio sredstava na vašem "superu". Isto tako, saznajte kako pristupiti vašem penzionom fondu ako se planirate preseliti u inostranstvo i zašto je važno odrediti kome će pripasti novac u slučaju vaše smrti.
Australia's retirement system requires compulsory regular payments by your employer to your super fund. In this episode of the Settlement Guide we'll look at how to find out if you have lost super and how to recover it. Also, what happens to your superannuation if you move overseas or in the event of death? - Sistemi i pensionit në Australi kërkon pagesa të rregullta të detyrueshme nga punëdhënësi juaj në llogarine tuaj të pensionit. Por si gjendet pensioni i humbur, dhe si ta rikuperoni atë? Gjithashtu, çfarë ndodh me pensionin tuaj nëse lëvizni jashtë shtetit ose në rast vdekjeje?
When we think of Australian beaches, sharks often come to mind. On average one fatal attack is reported each year, but in the same period we averaged 122 coastal drowning deaths, with 25 per cent due to dangerous rip currents. Knowing where and when to swim is the best defence against these beach hazards.
In Australia, the quickest way to get an ambulance in a medical emergency, is by dialling Triple Zero (000). Here is a guide on how and when to call an ambulance in all Australian states and territories.
Barnaamijka Settlement Guide ee todobaadkan waxa uu ifinayaa muhimada ay leedahay in aad cagaariso ama aan beereyso hoyga aad degantahay, taas oo mihiin u ah nolasha bani'aadanka.
With another scorching summer approach, authorities are pleading with swimmers to use caution as the number of people drowning has jumped ten per cent since last year. This is a republishing of the Settlement Guide from last year.
In Australia, the quickest way to get an ambulance in a medical emergency, is by dialling Triple Zero (000). Here is a guide on how and when to call an ambulance in all Australian states and territories. - در استرالیا، سریعترین راه برای دریافت آمبولانس در مواقع اورژانسی پزشکی، گرفتن شماره سه صفر (000) است. در این بخش از سلسله برنامه های Settlement Guide به چگونگی و زمان تماس با آمبولانس در همه ایالت ها و قلمروهای استرالیا و همچنین اطلاعاتی در مورد اینکه چه کسی هزینه ها را پوشش می دهد، پرداخته ایم.
Dalkan Australia sida ugu dhaqsaha badan ee aad ambalaas ku heli karto haddii xaalad caafimaad oo degdeg ah kugu dhacdo, waa inaad wacdo lambarka 000.
Guriga miyaad ka guuraysaa? gurigaaga miyaad nadiifinaysaa? alaabta waaweyn ee aaddan u baahnayn waxaa loo yaqaan qashinka adag. Wax ka ogow sida aad si amaan ah oo masuuliyadi ku jirto u qubi karto.
The latest statistics show that in Australia, just over three quarters of women attended antenatal care within the first 14 weeks of pregnancy. Health practitioners say that starting antenatal check-ups early in the pregnancy can make a significant difference. So, why is it important? - Последние статистические данные показывают, что в Австралии чуть более 75% женщин обращались за уходом в течение первых 14 недель беременности. Врачи говорят, что начало осмотров на ранних сроках беременности может иметь существенное значение. Почему это важно?
Young people's behaviours are often shaped by adults and carers around them. By stopping disrespectful behaviour and education through positive role modelling, we can put an end to the cycle of violence. This is a Russian language content. - Как часто мы слышали фразы вроде "мальчики такие мальчики" или "ты просто ему нравишься" в ответ на неуважительное поведение по отношению к девочкам? На первый взгляд такие фразы кажутся безобидными, но в них кроется нормализация гендерной агрессии.
There is no cure when it comes to gambling addiction. But when family and friends of problem gamblers get the right support for themselves, they are more likely to help their loved ones recover. In Australia, help is available in your language. - Лекарства от игровой зависимости не существует. Но если семья и друзья людей, у которых проблемы с азартными играми, сами получают поддержку, они с большей вероятностью помогут близким восстановиться. В Австралии помощь доступна на многих языках. Подробности в новом выпуске рубрики Settlement Guide.
The new episode of Settlement Guide talks about a very sensitive topic, gambling addiction, which affects not only the problematic individual, but also family and friends. Here are instructions on where to get help if your loved ones have a gambling problem. - Najnovija epizoda Vodiča za useljenike govori o vrlo osjetljivoj temi, ovisnosti o kockanju, koje pogađa ne samo problematičnu individuu, nego i porodicu i prijatelje. Ovdje su uputstva gdje potražiti pomoć ukoliko vaši bližnji imaju problem s kockanjem.
حلقة اليوم من بودكاست دليل الاستقرار أو Settlement Guide تتحدث عن الحصول على المساعدة عندما يعاني أحد أفراد أسرتك من مشاكل القمار.
ضمن سلسلة بودكاست دليل الاستقرار أو Settlement Guide نناقش في حلقة اليوم كيفية حماية الحيوانات الأليفة في أستراليا.
Increasingly at the beginning of an event we see a formal ceremony performed by Aboriginal Traditional Custodians. This welcoming ritual is called ‘Welcome to Country'.As we celebrate NAIDOC Week, Settlement Guide looks at what Welcome to Country means and how we can all acknowledge the Traditional Custodians with sincerity. - Ձեռնարկի մը սկզբնաւորութեան, երթալով աւելի ու աւելի կը տեսնենք պաշտօնական արարողութիւն մը կատարուած Ապօրիճին Աւանդական Խնամակալներու կողմէ: Այս բարի գալուստի արարողութիւնը կը կոչուի «Բարի Գալուստ Երկիր»:
Increasingly at the beginning of an event we see a formal ceremony performed by Aboriginal Traditional Custodians. This welcoming ritual is called ‘Welcome to Country'. As we celebrate NAIDOC Week, Settlement Guide looks at what Welcome to Country means and how we can all acknowledge the Traditional Custodians with sincerity. - Ձեռնարկի մը սկզբնաւորութեան, երթալով աւելի ու աւելի կը տեսնենք պաշտօնական արարողութիւն մը կատարուած Ապօրիճին Աւանդական Խնամակալներու կողմէ: Այս բարի գալուստի արարողութիւնը կը կոչուի «Բարի Գալուստ Երկիր»:
NAIDOC Week is always held in July and celebrates the culture, history and achievements of Australia's Indigenous people. As we celebrate NAIDOC week, this episode of The Settlement Guide looks at what the Welcome to Country ceremony means and how it differs from the Acknowledgement of Country . - Sedmica NAIDOC uvijek se obilježava u julu i slavi kulturu, historiju i dostignuća autohtonog stanovništva Australije. Dok slavimo sedmicu NAIDOC, ova epizoda Vodiča za useljenike razmatra šta znači ceremonija Dobrodošlica u zemlju i po čemu se razlikuje od pozdravnog govora Priznanje zemlji.
NAIDOC Week is always held in July and celebrates the culture, history and achievements of Australia's Indigenous people. As we celebrate NAIDOC week, this episode of The Settlement Guide looks at what the Welcome to Country ceremony means and how it differs from the Acknowledgement of Country . - Sedmica NAIDOC uvijek se obilježava u julu i slavi kulturu, historiju i dostignuća autohtonog stanovništva Australije. Dok slavimo sedmicu NAIDOC, ova epizoda Vodiča za useljenike razmatra šta znači ceremonija Dobrodošlica u zemlju i po čemu se razlikuje od pozdravnog govora Priznanje zemlji.