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Over the past five years, the cost of homeownership has seen a significant increase, making it more challenging for many individuals and families to afford buying a home. Several factors have contributed to this trend:Rising Home Prices: One of the primary drivers of increased homeownership costs is the surge in home prices across many regions. Demand for housing has outpaced supply in numerous areas, leading to bidding wars and inflated prices.Interest Rates: While interest rates remained historically low for several years, they have started to rise in recent times. Higher interest rates mean increased mortgage payments, making homeownership more expensive.Property Taxes: Property taxes have also increased in many areas, driven by rising home values and budgetary needs of local governments. These taxes add to the overall cost of homeownership.Insurance Costs: The cost of homeowners insurance has been on the rise, particularly in regions prone to natural disasters such as hurricanes, wildfires, and floods. Insurance premiums can significantly add to the financial burden of owning a home.Maintenance and Repairs: As homes age, they require more maintenance and repairs. The cost of materials and labor for home improvement projects has increased over the past few years, making it more expensive for homeowners to keep their properties in good condition.Regulatory Costs: Compliance with building codes, zoning regulations, and other legal requirements can add to the cost of homeownership, especially for new construction or renovations.These cumulative increases in homeownership costs have made it increasingly difficult for many people to afford to buy a home. As a result, homeownership rates have stagnated or declined in some areas, particularly among younger generations who may struggle to save for a down payment and qualify for a mortgage in the face of these rising costs. Additionally, the disparity between income growth and housing costs has widened, exacerbating affordability challenges for low- and middle-income households. Overall, the combination of factors contributing to the rising cost of homeownership has made it a significant financial challenge for many individuals and families.In this episode, we explore the issue.(commercial at 9:15)to contact me:bobbycapucci@protonmail.comsource:The average US house now requires a salary of $106k-a-year - $50k more than in 2020.... how much is needed in YOUR hometown? | Daily Mail Online
US Author, Publicist and Entrepreneur - Charles D'Amico - considers the American Dream (Part One) The Black Spy Podcast, Season 14, Episode 0001 In this week's Black Spy Podcast Carlton discovers how Charles D'Amico became an award winning author, a publisher, and an entrepreneur. Carlton and Charles explore Charles' up bringing, analyse what Americans consider to be the middle class and discuss the advantage ‘elite' schooling provides, both academically, and no less importantly in terms of post education employment connections and opportunities. The guys consider the importance of a strong work ethic, opportunity of employment and indeed luck - in order to attain success. In short, Carlton and Charles consider the celebrated American Dream. Furthermore, Charles outlines his award winning Neil Baggio series of novels, as well as his two book publishing companies which provide budding authors with the opportunity to have their books published and propagated. Carlton also seeks to gain an inside view of the geo-politics of book publishing, in what is a world of mass domestic and foreign information warfare and psychological operations designed to orientate the public to think in certain ways. Finally, Carlton and Charles discuss Charles fast food empire and the state of politics in the USA today. Hence this is another extremely wide ranging debate over two superb episodes. So, once again, the Black Spy Podcast provides listeners with another entertaining and interesting podcast. Please don't forget to subscribe for free, to never to miss a Black Spy Podcast episode. To contact Firgas Esack of the DAPS Agency go to Linked In To contact Carlton King by utilising any of the following: To donate - Patreon.com/TheBlackSpyPodcast Email: carltonking2003@gmail.com Facebook: The Black Spy Podcast Facebook: Carlton King Author Twitter@Carlton_King Instagram@carltonkingauthor To read Carlton's Autobiography: “Black Ops – The incredible true story of a (Black) British secret agent” Click the link below: https://www.amazon.co.uk/dp/BO1MTV2GDF/ref=cm_sw_r_cp_awdb_WNZ5MT89T9C14CB53651 Carlton is available for speaking events. For this purpose use the contact details above.
So the episode we watched may have been garbage, but we debuted something so great, you'll have to listen to believe! That's right, we won't tell you where it falls in the episode! I guess you'll just have to listen to the whole thing!Episode Title: The American Dream Original Airdate: January 12th, 1985-----Airwolf Years Opening Theme Song by: Steve Corning, http://thinkfishtank.comAirwolf Years Closing Theme by: Lee Hutchings (Instagram: @leehutchings84)Airwolf Years Logo Design by: Luke Larsson, http://www.meaningfullymaed.comFollow us on Facebook: https://www.facebook.com/ciampakleinInstagram: @airwolfyearsTwitter: @AirWolfPodEmail us: letusblowyourmind@gmail.comCall our Hotline: (207) 835-1954Rate and review us on Apple Podcasts!-----The Airwolf Years is a proud member of The Podfix Network. Check us out and all the other amazing podcasts at www.podfixnetwork.comInstagram: @official_podfixTwitter: @podfixFacebook: https://www.facebook.com/podfixnetwork
La fashion week newyorkese. Un successo nato da una cravatta con il nodo extralarge e 50.000 dollari: l'avventura di un designer che ha rivoluzionato il casual chic e reso glamour la moda a stelle e strisce.Una serie ideata e prodotta da Dr Podcast Audio Factory.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #TheAmericanDream #carownership #autoindustry W18E2
Anyone born before the year 2000 remembers spending countless Saturdays roaming the halls of their local shopping mall. Kids across the nation reveled in jealousy of those lucky few that grew up near the Mall of America. The legendary Mall of America is complete with theme parks, restaurants, and hundreds of stores. Since the ribbon cutting of the Mall of America many other real estate investors have tried to mimic the colossal project. One such attempt has just recently begun its belabored opening in late 2020. The American Dream Meadowlands had all the potential in the world. The problem: it took 26 years for developers to complete the project.
"I like to describe wisdom as the self-reflection of past experiences. It’s like, what are you extracting out of these moments to make you a wiser person." - Tu Pham Tu Pham (@tupham918 ) is an accountant turned real estate Investor who successfully achieved his American dream by retiring from his 9-5 at the age of 30. The crazier thing, he submitted his two weeks in March 2020, in the middle of a global pandemic. Tu was also the first guest on the Discover More Podcast, where he courageously announced his vision on our first interview. Now, just one year later, he has even more than he predicted, and we are remarkably excited to have him back in the studio. In this week’s episode, Tu shares the mindsets that enabled him to achieve this goal, including the transformational powers of vision and belief. Further, we discuss the challenges of retiring in such an uncertain time, as well as the importance of self-reflection and mentorship. Please check out Tu's favorite book “Twelve Universal Laws of Success” by Herbert Harris. We’d really appreciate it if you could leave us a rating and review on Apple Podcasts, as it really helps the podcast grow. We hope you enjoy this episode of Discover More, with us and Tu Pham. Thank you.
Happy Martin Luther King Jr. Day – I want to bring a some of the brilliance that this man of God displayed in one of his speeches. This speech occurred after President Kennedy was assassinated. Martin Luther King Jr. was a brilliant man. I myself have a minor in philosophy from Delaware State University, “Go Hornets!” So, when I was reading this speech it really highlighted to me how brilliant MLK Jr. was. He was not just the figure head of a movement. There was some deep thinking that was involved in producing arguments for desegregation of this country. This speech was given on February 5, 1964 at Drew University in Madison, New Jersey. It was titled, “The American Dream” “I would like to use as a subject from which to speak tonight, the American Dream. And I use this subject because America is essentially a dream, a dream yet unfulfilled. The substance of the dream is expressed in some very familiar words found in the Declaration of Independence. “We hold these truths to be self-evident: that all men are created equal; that they are endowed by their Creator with certain inalienable rights; that among these are life, liberty, and the pursuit of happiness.” This is a dream.” I love how MLK knew the words of the Declaration of Independence. He was an active participant in the processes of the nation. “Several months ago, a great, intelligent, vigorous young man stood before the nation and he said, “The issue of Civil Rights is not merely a political issue, it is not merely an economic issue; it is at bottom a moral issue. It is as old as the scriptures and as modern as the Constitution. It is a question of whether you will treat your neighbors as you would like to be treated.” And on the heels of that great speech, he presented to the Congress of our nation, this comprehensive package of Civil Rights legislation, the most comprehensive and the strongest Civil Rights bill ever presented by any President. Since that time, a dark moment has come to our nation - - that young man has been assassinated. Now he belongs to the ages. But it is tragic indeed that the question of Civil Rights is still being debated. And it will be debated in the Senate to the point of a filibuster probably. This is tragic indeed, for I am convinced that one of the greatest tributes that a nation can pay to the late President Kennedy is to see that this bill, that he recommended to the Congress, will pass and pass without being watered down at any point. Also...(applause)...and I would also like to say that there is need for legislation not only on the Federal level but also on the local level or within cities and states." ”If the American Dream is to be a reality, secondly we must get rid of the notion once and for all that there are superior and inferior races. This idea still lingers around in some situations and in some circles. Certainly the intellectual disciplines, the anthropological sciences, have made it very clear that there is no truth in this. Great anthropologists like Ruth Benedict, Margaret Mead, the late Melvin Herskovitz and others have made it clear that as a result of their long years of study in these various areas, there is no truth in the idea of superior and inferior races. There may be superior and inferior individuals academically within all races. But there are no superior and inferior races. But in spite of this, the notion still lingers around. There was a time when people tried to justify this or tried to give some validity to this argument by turning to the Bible. And there again, it is a strange thing to see how individuals will use or misuse the Bible and religion to justify their prejudices and crystallize the status quo. And so from some pulpits around the nation it was argued that the Negro was inferior by nature because of Noah’s curse upon the children of Ham. The apostle Paul’s dictum became a watchword, “Servants, be obedient to your master.” Then one other brother had probably read the logic of the great philosopher Aristotle, and you know Aristotle did a great deal to bring into being what we now know in philosophy as formal logic. And in formal logic you have the syllogism with its major premise and minor premise and conclusion. And this brother decided to put his argument of the inferiority of the Negro in the framework of an Aristotelian syllogism. He could say as his major premise, all men are made in the image of God. Then came the minor premise: God, as everybody knows, is not a Negro. Therefore, the Negro is not a man. This was the type of reasoning that prevailed." "Now on the whole I think people have gotten away from that; not altogether though because I heard the other day where someone in Mississippi said that God was a charter member of the White Citizen’s Council...(laughter)...But on the whole we’ve moved away from these arguments. Now it’s done on subtle sociological grounds. “The Negro is not culturally ready for integration, and if you integrate schools and public facilities, you will pull the white race back a generation.” And then other arguments come out. You see, the Negro is a criminal. And these arguments go on ad infinitum. And the individuals who come forth with these arguments never go on to say that if there are lagging standards in the Negro community, they lag because of segregation and discrimination. And criminal responses are not racial, they are environmental. Poverty, ignorance, social isolation, economic deprivation breed crime whatever the racial group may be. And it is a tortuous logic for you to use the tragic results of segregation as an argument for the continuation of it. It is necessary to get to the causal basis.” “One of the great debates of history has been over this whole question of ends and means. There have been those individuals who have argued that the end justifies the means. Sometimes the whole systems of government have gone down this path. I think this is one of the great weaknesses and tragedies of Communism; it is right here, that often the attitude that any method, any means can be used to bring about the goal of the classless society. This is where the nonviolent philosophy would break from Communism or any other system that argues that the end justifies the means, because in a real sense the end is pre-existent in the means. And the means represent the ideal in the making and the end in process. And somehow in the long run of history, immoral means cannot bring about moral ends. And so the nonviolent philosophy makes it possible for individuals to work to secure moral ends through moral means." "Now, there is another thing about this philosophy -- I guess it’s one of the most misunderstood aspects. It says that it is possible to struggle passionately and unrelentingly against an unjust system and yet not stoop to hatred in the process. The love ethic can stand at the center of a nonviolent movement. And people always ask me, “What in the world do you mean by this? How can you love people who are bombing your home, and people who are threatening your children, and people who are using violence against your every move?” I guess they have a point. I’m not talking about emotional bosh at this point. It is nonsense to urge oppressed people to love their oppressor in an affectionate sense. This isn’t what we are talking about." "Fortunately the Greek language comes to our aid in trying to discover the meaning of love in this context. There are three words in the Greek language for love. One is the word “eros.” Eros is a sort of aesthetic love. Plato used to talk about it a great deal in his dialogues, a yearning of the soul for the realm of the divine. It has come to us to be a sort of romantic love, and so in this sense we have all read about eros in the beauties of literature. In a sense Edgar Allen Poe was talking about eros when he talked about his beautiful Annabelle Lee with a love surrounded by the halo of eternity. In a sense Shakespeare was talking about eros when he said, “Love is not love which alters when it alteration finds, or bends with the remover to remove. It is an ever-fixed mark that looks on tempest and is never shaken. It is a star to every wandering barque.” You know, I can remember that because I used to quote it to my wife when we were courting. That’s eros...(laughter)...Then there is “philia.” The Greek language talks about this kind of reciprocal love, a sort of...a love that develops out of the fact that you, you like the person. You love because you are loved. This is friendship." "There is another word in the Greek language. It is the word “agape.” Agape is more than friendship, agape is more than aesthetic or romantic love. Agape is understanding, creative, redemptive good will for all men. It is an overflowing love that seeks nothing in return. Theologians would say that it is the love of God operating in the human heart. And when one rises to love on this level, he loves every man, not because he likes him but because God loveshim. And he rises to the level of loving the person who does the evil deed while hating the deed that the person does." "And I think that this is the kind of love that can guide us through the days and weeks and years ahead. This is the kind of love that can help us achieve and create the beloved community. I think this is what Jesus meant when he said, “Love your enemies,” and I’m so happy he didn’t say, “Like your enemies,” it’s pretty difficult to like some people. Like is an affection. It has sentimental qualities and, frankly, it is difficult to like, I find it very difficult to like Senator Thurmond and Senator Eastland and the things that they are doing on this Civil Rights issue and the way they are voting, I really don’t like it. But Jesus says, “Love them” and love is greater than like. Love is understanding, creative, redemptive good will for all men. And I seriously say that I think this can stand at the center of the nonviolent movement and help bring about the new America, the great America." Speech transcript source: https://depts.drew.edu/lib/archives/online_exhibits/King/speech/TheAmericanDream.pdf
Ron Coury is a well-known name to longtime members of the Southern Nevada business community. A former U.S. Marine, Coury has worked as a casino dealer, real estate agent, founder of a limousine service and partner in bars, restaurants, major graphics and glass companies, and automobile dealerships. “remember to words: mental fortitude. Possessed the determination to persevere in the face of adversity. Believe in the project you have undertaken, don't let failure be an option. So that mental fortitude that empowers you to not take defeat in stride but rather to resist it, find a way through it or around it. And demonstrate some tenacity to achieve the ultimate goal you drained of”…[Listen for More] Click Here for Show Notes To Listen or to Get the Show Notes go to https://wp.me/p6Tf4b-74n
The teach us about MONEY, but the real payoff comes from managing your TIME...
Watchmen Minute 051 - The American Dream Minute 051 starts with The Comedian telling Nite Owl to get his hands off him and ends with people at Eddie’s grave leaving. Guests: Victoria Cope and Gary Roby from Harry Potter Minute Find us online: Twitter: https://twitter.com/WatchmenMinute Facebook: https://www.facebook.com/watchmenminute/ Website: http://watchmenminute.libsyn.com/ Merch: https://www.teepublic.com/user/watchmenminute Visit http://moviesbyminutes.com/ to find other ‘Movies by Minutes’ podcasts. Travis Bow - https://twitter.com/thatTravisBow Eric Nash - https://twitter.com/luckymustard Music: Ride of the Valkyries by Richard Wagner Composed by Richard Wagner
In this episode you will hear the one person that she wants to read her book and why. ET The Hip Hop Preacher is a well known motivational speaker out of Detroit whom was homeless and eventually took thirteen years to get a four year degree. As you will hear in this conversation Shayla is extremely passionate about sharing her story to the world so that another young girl will not have to go through the same trials that Shayla experienced throughout her life. Towards the end of this conversation Shayla talks about the importance of discipline and applied knowledge. The more Shayla talks to me and reveals her story the more I realize how impactful this conversation could be to someone who is currently living through what Shayla made it through. Proud of Shayla for turning her mess into a message and writing a book about it. Google Shayla Norris author of Humble PieSitting down with Shayla Norris, the author of Humble Pie was enlightening. I truly believe that after you hear Shayla's story you will look at your life at minimum, slightly different. Shayla Norris shares her truth. Few Topics you will hear in this story- Humble Pie- Shame - Life as a convicted felon- Support of her husband- The power of God - The benefits of Knowing God - I'm Not Perfect (Gospel Song) - Confession - Spiritual Battle in The Courtroom Let me know your thoughts and hit me up on Instagram @billionairebrownonline !!Want To Be Guest On Our Podcast? Send email to billionairebrownonline@gmail.com (we will email you back)The Billionaire Brown ExperienceFor the latest on Mr. Brown visit https://www.facebook.com/BillionaireBrown/follow Shayla Norris on instagram @iamshaylanorrisLost Within by A Himitsu https://soundcloud.com/a-himitsuCreative Commons — Attribution 3.0 Unported— CC BY 3.0 http://creativecommons.org/licenses/b...Music promoted by Audio Library https://youtu.be/DHNZeIy4kjs–––• F.A.Q:How to use musichttps://goo.gl/zNKFGu–––• Main Playlists:Artists: https://www.youtube.com/channel/UCht8...Genres: https://www.youtube.com/channel/UCht8...Moods: https://www.youtube.com/channel/UCht8...
Next Step #189: MLK's "American Dream" serves as a backdrop for our discussion on happiness. Recent finding suggest religion adds value to the Happiness Hypothesis, how about for you? Fr. Vazken shares thoughts on the Sayat Nova Dance Group and their 25th Anniversary Concert, the MLK/In His Shoes 9th Anniversary Hike, Team In Her Shoes to fight breast cancer, and upcoming plans to bring awareness to issues of domestic violence. Fr. Artoon Sempadian passes away - today's song "Hayrik" is dedicated in his memory. Links to today's topics:Happiness Hypothesis & Religion: http://www.religionandsociety.org.uk/research_findings/featured_findings/religion_adds_value_to_the_happiness_hypothesis Sayat Nova Dance Group of Boston: http://www.sayatnova.com/ Team In Her Shoes: https://www.facebook.com/pages/Team-In-Her-Shoes/292120147471155Dr. King's "American Dream" Speech: Fr. Artoon Sempadian passes away: http://www.legacy.com/obituaries/fresnobee/obituary.aspx?n=artoon-sempadian&pid=155538890 Song: "Hayrik" by Norayr Kartashyan Produced by Suzie Shatarevyan for epostle.netLook for The Next Step on blubrry.com
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