The Broke Generation

Welcome back to episode 3 of The Wardrobe Project mini series! For our final episode I'm talking about the other side of the coin: what happens when you complete a year long experiment to not buy a single item of clothing? How does it feel? Did anything change? And what is life like on the other side of an obsession with clothes? I tell all in this final episode of the series. Mentioned in this episode Podcast episode: What's it like to buy again after a year long wardrobe freeze?: https://open.spotify.com/episode/7cokG9nD8HHgHXsCeA3hIo?si=cd9d5345eaec4c1b If you've enjoyed this mini series I'd so appreciate you snapping up a preorder of the book! Your receipt will get you access to an upcoming webinar and the ability to enter the prize draw that's coming very soon. Stay tuned for more info! Preorder your copy below or Google search "The Wardrobe Project Emma Edwards" for local results in your region. Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org Preorder in the US: https://shorturl.at/9KNyb Preorder in Canada: https://shorturl.at/PgcJx PLUS follow @thewardrobeprojectbook on Instagram for all preorder incentive updates, workshops and launch events plus exclusive clothing content.See omnystudio.com/listener for privacy information.

In episode 2 of The Wardrobe Project Mini Series, I'm taking you through 10 things that drive irrational clothing purchases, and why we're so often left feeling like we have nothing to wear despite staring at a wardrobe full of clothes. From emotional soothing, to dopamine-seeking, to misattributing the feelings of shopping, there are so many nuggets to explore in this episode. If you enjoy it, you'll love my new book, The Wardrobe Project, coming November 2025. Preorder your copy below or Google search "The Wardrobe Project Emma Edwards" for local results in your region. Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org Preorder in the US: https://shorturl.at/9KNyb Preorder in Canada: https://shorturl.at/PgcJx PLUS follow @thewardrobeprojectbook on Instagram for all preorder incentive updates, workshops and launch events plus exclusive clothing content.See omnystudio.com/listener for privacy information.

WELCOME TO THE WARDROBE PROJECT MINI SERIES, BABY! In celebration of launching my upcoming second book, The Wardrobe Project, this mini series will give you a little taster of the contents of the book and the year challenge I set myself to not buy clothes. In this first episode we're breaking down the 5 key things that made me want to investigate my clothes buying habits, from money leaks and emotional spending hanging around after my debt pay off, to lockdown confidence challenges and cognitive dissonance around sustainability. Preorder your copy of The Wardrobe Project below, or Google search "The Wardrobe Project Emma Edwards" for local results in your region. Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org Preorder in the US: https://shorturl.at/9KNyb Preorder in Canada: https://shorturl.at/PgcJx PLUS follow @thewardrobeprojectbook on Instagram for all preorder incentive updates, workshops and launch events plus exclusive clothing content.See omnystudio.com/listener for privacy information.

Everyone's talking about "locking in" and setting up their September to December sprint. So as always I'm here to be your brain-obsessed behavioural guide to designing your own lock in that doesn't leave you borrowing inspiration from everyone's TikToks. In this episode, I cover: How to get double the progress for half the effort by borrowing motivation from another goal Choosing your focus areas with intention How to stay the course for the rest of the year (and why most of your energy shouldn't be spent trying to go hard for 12 whole weeks) Why the energy you bring to your lock in matters, and why it might be different depending on where you are in the world. The importance of reflecting as you go through your lock in PREORDER THE WARDROBE PROJECT! Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org Preorder in the US: https://shorturl.at/9KNyb Preorder in Canada: https://shorturl.at/PgcJx Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.See omnystudio.com/listener for privacy information.

In this solo episode I'm taking you through 5 powerful money conversations to have with people in your life that will rock your relationship with money, shatter your limiting beliefs and shift your self-understanding into lightbulb moment territory. Come on retreat with us this November 20th - 23rd in Samford, Queensland! Spend 4 days at our luxury retreat centre and have meaningful money conversations, like these, alongside money workshops, yoga, crafts, pool swims, saunas, naps, and delicious feeds from a private chef. Reserve your spot here: https://www.yogablewellbeing.com/themoneysleepover Mentioned in this episode: @tashinvests PREORDER THE WARDROBE PROJECT! Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org Preorder in the US: https://shorturl.at/9KNyb Preorder in Canada: https://shorturl.at/PgcJx Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. See omnystudio.com/listener for privacy information.

In this solo episode I’m sharing why September is my FAVE month for working on your financial goals, and offer you a hot little plan to see you to the end of 2025. Highlights: Why motivation is higher in September than January, and why landmarking our pursuits of change is helpful The power of a shorter runway to success The value of imminent reward The 3 Ps of short deadlines: procrastination, priorities and perfectionism A plan for your next 4 months A mindset to keep you motivated JOIN SMART SPEND-TEMBER FOR JUST AU$28! https://thebrokegeneration.com/product/smart-spendtember/See omnystudio.com/listener for privacy information.

In this solo episode I'm taking you three behavioural turning points that fundamentally changed my finances forever. From identifying cycles that are keeping you stuck to always investigating the beliefs that your behaviour is upholding, this punchy ep is a masterclass in owning your own financial mindset and making positive change. PREORDER THE WARDROBE PROJECT! Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org Preorder in the US: https://shorturl.at/9KNyb Preorder in Canada: https://shorturl.at/PgcJx Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.See omnystudio.com/listener for privacy information.

Welcome back to another week in our wallets, where we take you through what we spent in a week, why, and how we felt about it after. Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. Where to find Victoria Instagram: https://www.instagram.com/bad.bitch.money/?hl=en Newsletter: https://substack.com/@victoriashakeshaft Book: Know Your Worth, Victoria Vivente (9781923022430) — Readings BooksSee omnystudio.com/listener for privacy information.

In this final episode of my mini-series with financial advisor Jess Brady, we dive into the crucial but often overlooked topic of risk management and insurance. Jess shares her personal experience of becoming uninsurable and making insurance claims, highlighting why timing matters when it comes to protecting your financial future. We explore the different types of insurance available and how to balance protection with affordability. Highlights: Why protecting your wealth is just as important as growing it The three key risk categories: income, assets, and expenses Jess's personal story of becoming uninsurable and claiming on income protection The reality of insurance claims processes and what insurers actually do A shocking private health insurance story that cost over $7,000 out of pocket You will learn: How to objectively assess the financial risks you face in life The different types of insurance available and when you might need them Why getting insurance while young and healthy is crucial for your financial future How to find and work with insurance specialists rather than going it alone The importance of understanding what you're NOT covered for in any insurance policy Join the September cohort of The Greenhouse here: https://courses.jessicabrady.com.au/TheGreenhouseMoneyGrowingProgramxTBG Where to find me: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

In this second episode of my mini-series with financial advisor Jess Brady, we explore the concept of a "Freedom Fund" and why investing doesn't have to be about becoming ultra-wealthy. Jess breaks down how to reframe investing as a tool for creating choices and opportunities in your life, rather than just chasing passive income. We discuss the psychological barriers that keep people from starting their investment journey and introduce Jess's six-step investment framework. Highlights: Why Jess calls it a "Freedom Fund" instead of an investment portfolio The difference between "freedom from" and "freedom to" in financial planning How investing $5 can be a gateway to building wealth over time The shocking story of a gas station worker who built an $8 million portfolio Why market volatility preparation matters more than perfect timing You will learn: How to reframe investing as a tool for creating life choices rather than just wealth accumulation The psychological barriers that prevent people from starting and continuing their investment journey Why consistency in investing matters more than sophisticated strategies How to prepare mentally for market downturns with a "sleep at night plan" Join the September cohort of The Greenhouse here: https://courses.jessicabrady.com.au/TheGreenhouseMoneyGrowingProgramxTBG Where to find me: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb Preorder my new book, The Wardrobe Project, coming November 26th! Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org Preorder in the US: https://shorturl.at/9KNyb Preorder in Canada: https://shorturl.at/PgcJx **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

In the first instalment of this three-part mini series, financial adviser and educator Jess Brady shares candid insights into her journey, experiences, and expertise. This episode sets the tone for an inspiring and practical series, where Jess unpacks lessons learned from building a career in finance, running her own business, and empowering others to take control of their money. Episode 1 focuses on your money memoir – all of those experiences and memories that form your relationship with money. Together we discuss the power of understanding your history with money and how it can unlock the softer skills of personal finance. Join the September cohort of The Greenhouse here: https://courses.jessicabrady.com.au/TheGreenhouseMoneyGrowingProgramxTBGSee omnystudio.com/listener for privacy information.

In this episode we dissect the dynamic between a trust fund kid and a minimum wage worker, as depicted in a recent video by @Cut on Instagram: https://www.instagram.com/reel/DMx7GErP_QE/?igsh=MXZjcXVuNzVwb29qbg%3D%3D We explore why the rich feel the need to be vague when asked about their wealth, whether financial transparency more broadly is always a good thing, and the ways in which money doesn't guarantee happiness. See omnystudio.com/listener for privacy information.

In this voice-note style ramble, I unpack how the elusive idea of being "cool" can impact the way we spend our money, particularly if we've got old wounds from not being one of the cool kids in high school. From expensive hobbies to dressing for who you wished you were, there's still something so idealised about being "cool" even as an adult, and as years rattle by and we we ride the ups and downs of life, can "coolness" catch us out at any age? Where to find me: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

New episode style alert! Join us as we take you through a week in our wallets: what we spent, why, and how we felt afterwards. You might love it, you might hate it, but we'll never know if we don't give it a whirl. Whack this on while driving, cleaning the kitchen or on your walk around the block when you hit your limit on work BS. Like it? Slide into our DMs to let us know you want more! See omnystudio.com/listener for privacy information.

This solo episode tackles the familiar feeling of wanting to self-soothe with spending - those moments when you're hurtling toward an "I need a little treat" purchase. I'm sharing 10 practical alternatives that combine behavioural redirects (techniques to help you move through the urge) and behavioural replacements (activities to focus on instead). Whether you're stress shopping, doom scrolling into purchases, or feeling that "fuck it, I'm just gonna order it" moment, this episode provides a toolkit to intercept those spending runways before they take off. The goal isn't to never spend again, but to regain control when your decisions don't feel like your own. Key takeaways Learn to identify and name the emotions driving your spending urges Use movement and physical activity to shift your mental state Apply the "Tomorrow Rule" with positive, permission-focused language Channel creativity and use what you already own instead of buying new Create pause points between feeling the urge and taking action Build visual anchors that connect you to your bigger financial goals Replace the "see-want-buy" cycle with healthier behavioural patterns Complete small satisfying tasks to get dopamine hits without spending Understand that strong feelings don't equal facts about what you need Mentioned in this episode: https://www.allrecipes.com/recipe/241038/microwave-chocolate-mug-cake/ Where to find me: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

Content warning: this episode discusses themes of cancer, mortality and fertility. Welcome to another episode of That's Juicy and this week we have a very special guest, friend and colleague of mine, Chloe Adams from PocketSmith. Chloe joins us to share her experience of being diagnosed with ovarian cancer in her thirties, despite having said two weeks prior that she was the healthiest she's ever been. We discuss how such a life altering diagnosis affects your money mindset, your outlook on the future, and big life decisions, and explore how being financially prudent when you're healthy can pay off big time if you find yourself dealing with a serious illness. I'm pleased to give one spoiler alert that this episode has a happy ending and Chloe is now cancer free. Mentioned in this episode: Chloe's article for the Ovarian Cancer Foundation NZ: https://ovariancancerfoundation.org.nz/ovarian-cancer-story/ova-achiever-my-struggle-with-ovarian-cancer-at-32/ PocketSmith: the personal finance software for all walks of life www.pocketsmith.com/thebrokegeneration See omnystudio.com/listener for privacy information.

The title of this episode is far more intellectual than the contents of it. You have been warned. Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. Where to find Victoria Instagram: https://www.instagram.com/bad.bitch.money/?hl=en Newsletter: https://substack.com/@victoriashakeshaft Book: Know Your Worth, Victoria Vivente (9781923022430) — Readings Books See omnystudio.com/listener for privacy information.

Welcome back to another Emma's Dilemma episode where I address burning dilemma's from listeners. Today we have an absolute zinger: should I spend all my money now so I don't have regrets later? Good question. Should you? Watching the world collapse around us naturally creates a fear response in our minds, so it's tempting to make decisions like this to feel like you're empowered and in control. But, while you'd be avoiding some regret, you're not avoiding all regret – and that's the reality we need to get our minds to understand. In this episode, I take you through: Why it feels like there's no point doing anything good with your money How the brain seeks psychological relief The impact of acting on fear-responsive thoughts A decision framework to help you act from a place of power rather than fear The importance of reframing fear-based thoughts to protect your money mindset over the long term. Got a dilemma? Email podcast@thebrokegeneration.com or drop it into the Broke Gen Baddies Facebook group: https://www.facebook.com/share/g/16ZLKbV364/ Where to find me: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

Join us as we share our best life hacks for surviving and thriving in chaos, as we do best. From Victoria's "end of trip" routine to Emma's lanyard obsession, we hope you'll find something in this episode that'll make your life a little easier. Plus, we discuss this year's upcoming Prime Day sale and share our best advice for savvy sale shopping. Products mentioned in this episode*: Kindle in "matcha green": https://amzn.to/44qv8Pq Underwear drawer organisers: https://amzn.to/45N1VAB iPad keyboard: https://amzn.to/4eAMf5R Shoe caps: https://amzn.to/44wh8Uq Bulk dishwasher tablets: https://amzn.to/3ZW2pAM Emma's favourite spinning cleaning brush: https://amzn.to/4lFOWFxSee omnystudio.com/listener for privacy information.

It's that time of year again! Let's check in with how I'm getting on with the 25 goals I set for 2025, and whether I'm moving in the right direction to tick them off.See omnystudio.com/listener for privacy information.

This episode is a recast of my annual guided mid year money review that is PERFECT for taking stock of where you're at as we close out the first half of 2025 and look ahead to what's to come. Even if you've heard this 5-step review process episode before, I encourage you to listen again with this year in mind. These things are always different every time we do them! The goal of this guided mid year money review is to get you to farm the data from the first half of the year and deploy your learnings into the second half of the year. Often we approach goal setting from a best-case-scenario mindset, which can set us up to fail. By anchoring ourselves in the mid point of the year, and using the real data of Jan - June in our finances to inform what's possible for Jul - Dec, we can set goals and intentions with context, and that set us up for success. Where to find The Broke Generation Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.See omnystudio.com/listener for privacy information.

We're back with another 20 minute timer episode – this time we're trying to share our best travel hacks, but end up spending way too long talking about our Qantas plane food bingo before our booking in the recording studio was up. We'll finish giving you our best hacks another day, promise! See omnystudio.com/listener for privacy information.

It's Gemini season, which means it's my birthday month, and so it's time for one of your favourite episodes: the birthday ep! Usually, I do something like 30 things I've learned by 30, but now I'm 34, it's getting HARD to come up with 34 things. So instead, I'm taking you through 5 big lessons from my thirties in general, now that I'm well and truly settled in, buckled up and hurting towards my mid thirties at pace. Highlights: How your 20s are different to your 30s Why your values matter more than anything The opportunities of your 30s that are not to be missed Why we shouldn't be trying to stop comparison altogether, but instead manage it better The benefits of seeing compounding efforts pay off See omnystudio.com/listener for privacy information.

We set a 20 minute timer and yap about the recent news around Buy Now Pay Later becoming available for food delivery in the US, what this means from a social and financial perspective, and the broader context of our culture of convenient food delivery.See omnystudio.com/listener for privacy information.

Welcome to a new segment of the podcast, Emma's Dilemma! In these bitey eps I'll be answering your dilemmas with my behavioural and psychological wisdom. This week we're unpacking the dilemma of whether or not to use a voucher or a store reward, what to do when a considered purchase ends up being really disappointing, and what happens when you're on a wardrobe no-buy but you hate everything you own. Got a dilemma? Send it to podcast@thebrokegeneration.com with Emma's Dilemma in the subject line. Mentioned in this episode: https://thebrokegeneration.com/blog/episodes/financial-red-flags-in-a-relationship-with-respect-victoria/ Where to find me: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

Earlier this year, The Guardian published an article on Jo Nemeth: the woman who lives without money. Instead of engaging in paid work and using that income to pay for goods, services and shelter, she contributes to an intergenerational household with unpaid labour. In this episode, we unpack the concept of living without money, including whether it's a giant leap forward to a society less hamstrung by late stage capitalism, or whether it's a sinister step backwards to a time when women lived without money under the control of their male partners. Read the full article here: https://www.theguardian.com/lifeandstyle/2025/feb/01/meet-the-woman-who-lives-without-money-i-feel-more-secure-than-when-i-was-earning See omnystudio.com/listener for privacy information.

In this episode I share 6 tips on what to do when life is life-ing and all you want to do is avoid, sabotage, and spend all your money on things you know you don't need. I take you through a recent personal experience of feeling too overwhelmed to do the right thing for my finances and how I got myself out of that without shame or guilt. Highlights: Treating your emotions like they're a toddler having a tantrum Understanding the role of your sabotage behaviour Observing what your mind wants to do and why Using strategic permission to hold two truths at once and gradually shift your behaviour when you're ready. See omnystudio.com/listener for privacy information.

We're baaaaaaack! Well, kinda. While we're not back for a proper new season of The Comments Section, we've got a few special edition yaps that we'll be dropping for your listening pleasure over the coming weeks. Not a full meal, but a tasty morsel that leaves you wanting more (we hope). In this episode, we're building on a topic we discussed at Victoria's recent book launch in Perth: is "Temu culture" destroying our relationship with money? Spoiler alert: yes. Highlights: The dangerous 'aestheticification" of our every aspect of our lives Are fast homewares just as bad as fast fashion? Are our clothes really wearing out, or are we just not mending them? The sinister meaning behind Temu's tagline "shop like a billionaire" Where to find Emma Website: https://thebrokegeneration.com/See omnystudio.com/listener for privacy information.

In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms. Episode Highlights: The reality of social media credit card points discourse versus actual travel rewards How having children with special needs changes financial priorities and perspectives Navigating home loans for diverse relationship structures and non-traditional buyers Why understanding what you want your life to look like should inform property decisions Government schemes that can help first home buyers and single parents enter the market Where to find Jess: Instagram: @lendingsolved Website: https://www.lendingsolved.com.au/ Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupbSee omnystudio.com/listener for privacy information.

In this follow-up episode, I share four more behavioural hacks to make managing money feel easier and more enjoyable. I explore psychological approaches that can transform your relationship with budgeting and saving while still living a life you love. Episode Highlights: Why building small joys into your budget is essential for long-term financial success Creating a "dream budget" as a tool to identify what you truly value The "ins and outs" method for balancing financial priorities each month How visual connections to your goals can trigger powerful behavioral changes When taking a strategic "budget break" might actually benefit your financial journey Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupbSee omnystudio.com/listener for privacy information.

Earlier this year, The Guardian published an article on Jo Nemeth: the woman who lives without money. Instead of engaging in paid work and using that income to pay for goods, services and shelter, she contributes to an intergenerational household with unpaid labour. In this episode, we unpack the concept of living without money, including whether it's a giant leap forward to a society less hamstrung by late stage capitalism, or whether it's a sinister step backwards to a time when women lived without money under the control of their male partners. Read the full article here: https://www.theguardian.com/lifeandstyle/2025/feb/01/meet-the-woman-who-lives-without-money-i-feel-more-secure-than-when-i-was-earning Hosted on Acast. See acast.com/privacy for more information.

Earlier this year, The Guardian published an article on Jo Nemeth: the woman who lives without money. Instead of engaging in paid work and using that income to pay for goods, services and shelter, she contributes to an intergenerational household with unpaid labour. In this episode, we unpack the concept of living without money, including whether it's a giant leap forward to a society less hamstrung by late stage capitalism, or whether it's a sinister step backwards to a time when women lived without money under the control of their male partners. Read the full article here: https://www.theguardian.com/lifeandstyle/2025/feb/01/meet-the-woman-who-lives-without-money-i-feel-more-secure-than-when-i-was-earning See omnystudio.com/listener for privacy information.

In this episode I share 6 tips on what to do when life is life-ing and all you want to do is avoid, sabotage, and spend all your money on things you know you don't need. I take you through a recent personal experience of feeling too overwhelmed to do the right thing for my finances and how I got myself out of that without shame or guilt.Highlights:Treating your emotions like they're a toddler having a tantrumUnderstanding the role of your sabotage behaviour Observing what your mind wants to do and whyUsing strategic permission to hold two truths at once and gradually shift your behaviour when you're ready. Hosted on Acast. See acast.com/privacy for more information.

Hello fabulous listeners, this "episode" is a quick but important update from me about where I'm at with the podcast, the future of the show and a decision I've made for how to move forward. I appreciate you all SO much, and would love if you had a listen to this quick message so you know what to expect from here. Hosted on Acast. See acast.com/privacy for more information.

See omnystudio.com/listener for privacy information.

We're baaaaaaack! Well, kinda. While we're not back for a proper new season of The Comments Section, we've got a few special edition yaps that we'll be dropping for your listening pleasure over the coming weeks. Not a full meal, but a tasty morsel that leaves you wanting more (we hope). In this episode, we're building on a topic we discussed at Victoria's recent book launch in Perth: is "Temu culture" destroying our relationship with money? Spoiler alert: yes.Highlights:The dangerous 'aestheticification" of our every aspect of our lives Are fast homewares just as bad as fast fashion?Are our clothes really wearing out, or are we just not mending them?The sinister meaning behind Temu's tagline "shop like a billionaire"Where to find EmmaWebsite: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money!Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you'll also get your free Financial Values workbook.Where to find VictoriaInstagram: https://www.instagram.com/bad.bitch.money/?hl=enNewsletter: https://substack.com/@victoriashakeshaftOrder Know Your Worth: https://amzn.to/3Hfwncc Hosted on Acast. See acast.com/privacy for more information.

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In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms.Episode Highlights:The reality of social media credit card points discourse versus actual travel rewardsHow having children with special needs changes financial priorities and perspectivesNavigating home loans for diverse relationship structures and non-traditional buyersWhy understanding what you want your life to look like should inform property decisionsGovernment schemes that can help first home buyers and single parents enter the marketWhere to find Jess:Instagram: @lendingsolvedWebsite: https://www.lendingsolved.com.au/Where to find The Broke GenerationWebsite: https://thebrokegeneration.com/?v=518f4a738816Instagram: https://instagram.com/the.brokegenerationTikTok: @the.brokegenerationOrder my book, Good with Money! https://amzn.to/4jnBupb Hosted on Acast. See acast.com/privacy for more information.

We're baaaaaaack! Well, kinda. While we're not back for a proper new season of The Comments Section, we've got a few special edition yaps that we'll be dropping for your listening pleasure over the coming weeks. Not a full meal, but a tasty morsel that leaves you wanting more (we hope). In this episode, we're building on a topic we discussed at Victoria's recent book launch in Perth: is "Temu culture" destroying our relationship with money? Spoiler alert: yes. Highlights: The dangerous 'aestheticification" of our every aspect of our lives Are fast homewares just as bad as fast fashion? Are our clothes really wearing out, or are we just not mending them? The sinister meaning behind Temu's tagling "shop like a billionaire" See omnystudio.com/listener for privacy information.

In this follow-up episode, I share four more behavioural hacks to make managing money feel easier and more enjoyable. I explore psychological approaches that can transform your relationship with budgeting and saving while still living a life you love.Episode Highlights:Why building small joys into your budget is essential for long-term financial successCreating a "dream budget" as a tool to identify what you truly valueThe "ins and outs" method for balancing financial priorities each monthHow visual connections to your goals can trigger powerful behavioral changesWhen taking a strategic "budget break" might actually benefit your financial journeyWhere to find The Broke GenerationWebsite: https://thebrokegeneration.com/?v=518f4a738816Instagram: https://instagram.com/the.brokegenerationTikTok: @the.brokegenerationOrder my book, Good with Money! https://amzn.to/4jnBupb Hosted on Acast. See acast.com/privacy for more information.

Welcome to episode 3 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring the importance of building connections with likeminded people when building your financial confidence.Highlights:The concept of your "financial window" from Emma's bookWhy your perspective sometimes needs to be stretched to achieve new thingsWhy talking about money is important for breaking down barriers and taboos-The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose.We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover Hosted on Acast. See acast.com/privacy for more information.

Welcome to episode 2 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring your "money eras" and why it's valuable to consciously view your money in seasons. What will be your next money era, and how can you make it happen?Highlights:How we can get stuck in a rut with money, sometimes we need an overhaulThe role of upgrading your mindset along with your lifeAre you just “coasting” / living on autopilot?-The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose.We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover Hosted on Acast. See acast.com/privacy for more information.

Welcome to episode 2 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring your "money eras" and why it's valuable to consciously view your money in seasons. What will be your next money era, and how can you make it happen? Highlights: How we can get stuck in a rut with money, sometimes we need an overhaul The role of upgrading your mindset along with your life Are you just “coasting” / living on autopilot? - The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose. We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover See omnystudio.com/listener for privacy information.

Welcome to a 3-part mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In episode one, we're giving you a taster of the types of money conversations we'll be having at the retreat and the type of vibe you can expect, by discussing the concept of a "silent dream". You know, that thing you always kinda wanted to do but think it's too late or that it'll never happen. Highlights: What is a "silent dream" and how do we uncover ours? The things people regret not doing when they reach end of life Time is passing – why don't we act? The comfort zone of missed opportunity - The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose. We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover Hosted on Acast. See acast.com/privacy for more information.

In this top loved episode I'm chatting about one of your FAVE topics on the pod: clothing spending. Oh, it's such a beast, isn't it?! If you relate to the feeling of outsourcing your identity to consumption, you'll love this episode. GET YOUR TICKETS TO MASTER YOUR STYLE MASTER YOUR SPENDING! https://www.trybooking.com/events/landing/1379832?embed Join the waitlist for next round of The Wardrobe Project: https://mailchi.mp/7dbdeba873ab/atq5ho25bz?mc_cid=d857a7f281&mc_eid=9e962acd97 Episode highlights: Increasing your readiness to change by broadening your understanding of your clothing spending behaviour Why unmet expectations are at the core of the clothing spending cycle Using The Tomorrow Rule to trick your brain into making better buying decisions Using The Rule of 5 when buying clothing to help you make better decisions Focusing on what you're gaining, not what you're giving up The power of behavioural rehearsal ORDER GOOD WITH MONEY: https://amzn.to/4bC6QV8 GET THE NEWSLETTER: the weekly money psychology and mindset newsletter (that just so happens to have fun bits like a hot & not list, things I didn't buy, and fun updates from behind the scenes. Head to www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration See omnystudio.com/listener for privacy information.

Money management doesn't have to feel restrictive or complicated. In this episode, I share 9 practical financial behavior hacks that have transformed my relationship with money and can help make your finances simpler too. Highlights: Why matching your budget to your actual environment is crucial for financial success The "lazy gal budget" method that eliminates mental gymnastics around spending The power of having small financial goals to guide your decisions Finding the "yes" when you have to say no to yourself financially Mentioned in this episode: Expense streamlining calculator: buymeacoffee.com/thebrokegen/e/310925 Melbourne Style and Spending event tickets: https://www.trybooking.com/events/landing/1379832?embed Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

Welcome to a new series of the podcast called That's Juicy! where I nab a chat with experts in a range of fields and squeeze the juice out of what they do best, to equip you with the knowledge you need in life and money. This week we're joined by long-time friend of the show, Emily Wallace, who is a prolific Buyer's Advocate here in Melbourne. She knows the property buying process for first and family home buyers like the back of her hand, and in this episode of That's Juicy, she shares her best advice on navigating the confusing world of real estate. Highlights: The surprising factor that makes someone a "difficult buyer" Why having rental experience doesn't always make you a better property buyer The hidden value of asking about vendor circumstances A dollar value example of the power of buying off-market. You will learn: How to apply the property triangle framework to make better buying decisions Practical strategies for managing outside opinions during your buying journey Insider tips for building relationships with real estate agents Effective negotiation techniques that create win-win situations for buyers and vendors Where to find Emily: https://wallaceadvocates.com.au/ Instagram: @emily_wallace_ba TikTok: @buyersadvocatemelbourne Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

In this episode, I share why developing a monthly money reflection practice can transform your relationship with money. Instead of waiting until year-end to review your finances, I'll show you how regular reflection can lead to faster improvements and more intentional financial decisions. Highlights: Why I believe monthly reflection yields better results than solely annual reviews Research on reflection improving performance by 18% My simple framework to make reflection a sustainable habit How to adapt my LILAC framework for monthly money check-ins You will learn: How to set up your own monthly money reflection ritual Practical ways I use to review my numbers without judgment Questions I ask that go beyond the numbers to uncover patterns How I use reflection insights to set meaningful intentions My tips for overcoming common reflection challenges Resources Mentioned Monthly R.A.P. Template - Get my reflection and planning template Join the Broke Gen Baddies Facebook Group Melbourne Master Your Style Master Your Spending Event Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.See omnystudio.com/listener for privacy information.

Welcome to the final episode in our 3 part style & spending mini series! Today we're finishing off with the aspect of your style that comes entirely from your mindset. From breaking up with your fantasy self, to finding acceptance for who you are and changing the way you see yourself, we'll leave you inspired to silence that inner critic and start seeing style differently. Get your event tickets here: https://www.trybooking.com/events/landing/1379832?embed Join the Wardrobe Project waitlist here: https://mailchi.mp/7dbdeba873ab/atq5ho25bz Download Carted and start your wishlist today: https://www.carted.com/ Where to find Maddy: Instagram: @_madaboutfashion TikTok: @madaboutfashion Website: www.mad-aboutfashion.com.au Where to find Emma: Website: https://thebrokegeneration.com/?v=518f4a738816See omnystudio.com/listener for privacy information.

Welcome back to the Master Your Style, Master Your Spending mini series, celebrating our upcoming Melbourne event this May, hosted by me, Emma Edwards, and my cohost and stylist, Maddy Forster. In this episode we're delving into your spending and buying patterns, including vulnerably sharing our own, in order to understand the cycles we might be stuck in, and how we can break them. Get your event tickets here: https://www.trybooking.com/events/landing/1379832?embed Join the Wardrobe Project waitlist here: https://mailchi.mp/7dbdeba873ab/atq5ho25bz Download Carted and start your wishlist today: https://www.carted.com/ Where to find Maddy: Instagram: @_madaboutfashion TikTok: @madaboutfashion Website: www.mad-aboutfashion.com.au Where to find Emma: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.See omnystudio.com/listener for privacy information.