Podcasts about financial finesse

If the tumbling leaves of fall indicate anything let it be this: It's time to move! It's time to start thinking about what you want in the new year and preparing to achieve those goals. Today's guest is Majd, an employee who has built a longstanding relationship with Financial Finesse having spoken with 17 coaches since her first call. After explaining why now is the perfect time to start planning for 2025, Majd details her experience of calling Financial Finesse for the very first time, what she thinks of our coaches and the services she receives from us, how working with Financial Finesse broadened her understanding and relationship with money, and her advice for first-timers who are finally ready to call a financial coach. We also unpack the plethora of considerations when moving across state lines, the mistakes many make when changing jobs mid-year, common misconceptions about multi-state tax returns, and the importance of always having a healthy stash tucked away for rainy days. Key points from this episode:Why it's never too early to plan for your future. What prompted today's guest, Majd, to call Financial Finesse for the first time. Examining her living circumstances when she made the work move to Atlanta from L.A. and how to approach a big move.Common mistakes that people make when changing jobs mid-year. Everyday misconceptions about multi-state tax returns. How working with Financial Finesse has improved Majd's relationship with money.Her thoughts about financial coaching before and after receiving our services. What to consider when deciding between buying and renting when moving to a new city.The importance of establishing a healthy emergency fund before a big move. Majd's advice for making that first call to a financial coach. Quotes:“California does not offer a state tax deduction for contributing to the 529 plan, but Georgia does. So, if you're going to try to do something and make a contribution, why not have it optimized — from a tax perspective — by taking advantage of the state that does offer good deductions?” — Alesha Isaacs [12:48]“[Working with Financial Finesse has] changed things in the fact that I know that I have someone that I can trust.” — Majd [14:03]“[With Financial Finesse] I just feel empowered in the sense that if I need help with something, I know that there's someone to turn to, and I know there's someone that's going to take the time to explain things in a simple way.” — Majd [14:33]“I don't want to be driving to places that I think are basic necessities; I want to be able to walk. That's how I pretty much chose the area [where I live].” — Majd [19:26] Links mentioned in today's episode:Alesha Isaacs on LinkedInJulie Everett on LinkedIn Submit Your Questions via EmailFinancial Finesse

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3003: Kelley Long shares practical advice for navigating the complexities of hiring a tax professional. Whether you're a self-employed entrepreneur or have straightforward tax needs, she clarifies the roles of tax preparers, EAs, and CPAs, and offers actionable tips to ensure you find the right expert to save time, money, and stress. Read along with the original article(s) here: https://www.financialfinesse.com/2017/04/26/how-to-find-a-good-tax-preparer/ Quotes to ponder: "Pretty much anyone can call themselves a tax preparer, although the IRS has started to regulate that by requiring people who accept payment for preparing taxes to have a PTIN." "If time is money, then the money we pay our accountant to prepare and file our taxes is money well spent." "The sad fact is that there aren't a lot of CPAs out there that actually want to do income taxes for regular families who just have jobs, kids, a house, and a few charitable donations." Episode references: Illinois CPA Society: https://www.icpas.org National Association of Enrolled Agents: https://www.naea.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3003: Kelley Long shares practical advice for navigating the complexities of hiring a tax professional. Whether you're a self-employed entrepreneur or have straightforward tax needs, she clarifies the roles of tax preparers, EAs, and CPAs, and offers actionable tips to ensure you find the right expert to save time, money, and stress. Read along with the original article(s) here: https://www.financialfinesse.com/2017/04/26/how-to-find-a-good-tax-preparer/ Quotes to ponder: "Pretty much anyone can call themselves a tax preparer, although the IRS has started to regulate that by requiring people who accept payment for preparing taxes to have a PTIN." "If time is money, then the money we pay our accountant to prepare and file our taxes is money well spent." "The sad fact is that there aren't a lot of CPAs out there that actually want to do income taxes for regular families who just have jobs, kids, a house, and a few charitable donations." Episode references: Illinois CPA Society: https://www.icpas.org National Association of Enrolled Agents: https://www.naea.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3003: Kelley Long shares practical advice for navigating the complexities of hiring a tax professional. Whether you're a self-employed entrepreneur or have straightforward tax needs, she clarifies the roles of tax preparers, EAs, and CPAs, and offers actionable tips to ensure you find the right expert to save time, money, and stress. Read along with the original article(s) here: https://www.financialfinesse.com/2017/04/26/how-to-find-a-good-tax-preparer/ Quotes to ponder: "Pretty much anyone can call themselves a tax preparer, although the IRS has started to regulate that by requiring people who accept payment for preparing taxes to have a PTIN." "If time is money, then the money we pay our accountant to prepare and file our taxes is money well spent." "The sad fact is that there aren't a lot of CPAs out there that actually want to do income taxes for regular families who just have jobs, kids, a house, and a few charitable donations." Episode references: Illinois CPA Society: https://www.icpas.org National Association of Enrolled Agents: https://www.naea.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2436: Kelley Long outlines an 8-step financial planning guide tailored for newlyweds to align their financial goals and foster open communication about money. From budget-setting and emergency savings to drafting essential documents and automating finances, these steps provide a practical framework to build financial security as a team while strengthening marital bonds. Read along with the original article(s) here: https://www.financialfinesse.com/2015/09/16/the-8-step-diy-financial-plan-for-newlyweds/ Quotes to ponder: "Discuss your earliest financial memories, your fears about money, your personal definition of financial security. This is a judgment-free zone and 100% honesty is essential." "Having this account in place is one of the foundations of financial security." "A financial plan is just that: a plan. In order to make sure you're staying on plan, it's important to revisit once a year or so to measure progress, celebrate successes and adjust for changes." Episode references: NOLO Estate Planning Resources: https://www.nolo.com Life Happens Insurance Calculator: https://lifehappens.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2972: Tania Brown demonstrates how automating finances can simplify life while fostering better money habits. By setting up tools for budgeting, bill payment, savings, retirement contributions, and tax-efficient investing, she outlines a low-effort system that helps busy individuals achieve financial security and peace of mind. Read along with the original article(s) here: https://www.financialfinesse.com/2018/03/26/how-to-put-your-finances-on-auto-pilot/ Quotes to ponder: "My ability to save doesn't have to do with willpower or self-control. Instead, it's all about the systems I have in place to make my pool of money look as small as possible." "The best part is that her time and effort spent on money will be minimal going forward." "Your habits surrounding how you spend and save money are much more impactful than the knowledge you may have about how money works." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2972: Tania Brown demonstrates how automating finances can simplify life while fostering better money habits. By setting up tools for budgeting, bill payment, savings, retirement contributions, and tax-efficient investing, she outlines a low-effort system that helps busy individuals achieve financial security and peace of mind. Read along with the original article(s) here: https://www.financialfinesse.com/2018/03/26/how-to-put-your-finances-on-auto-pilot/ Quotes to ponder: "My ability to save doesn't have to do with willpower or self-control. Instead, it's all about the systems I have in place to make my pool of money look as small as possible." "The best part is that her time and effort spent on money will be minimal going forward." "Your habits surrounding how you spend and save money are much more impactful than the knowledge you may have about how money works." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2972: Tania Brown demonstrates how automating finances can simplify life while fostering better money habits. By setting up tools for budgeting, bill payment, savings, retirement contributions, and tax-efficient investing, she outlines a low-effort system that helps busy individuals achieve financial security and peace of mind. Read along with the original article(s) here: https://www.financialfinesse.com/2018/03/26/how-to-put-your-finances-on-auto-pilot/ Quotes to ponder: "My ability to save doesn't have to do with willpower or self-control. Instead, it's all about the systems I have in place to make my pool of money look as small as possible." "The best part is that her time and effort spent on money will be minimal going forward." "Your habits surrounding how you spend and save money are much more impactful than the knowledge you may have about how money works." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2376: Building a strong network of financially-minded friends can greatly enhance your journey to financial independence. Cynthia Meyer emphasizes the value of forming a supportive, judgment-free group that offers encouragement, confidence, accountability, and opportunities for growth, as shared experiences and collective wisdom can help you stick to your financial goals and navigate challenges more effectively. Read along with the original article(s) here: https://www.financialfinesse.com/2016/01/11/can-your-friends-help-you-become-financially-independent/ Quotes to ponder: "Much like starting a new diet or fitness program has a higher chance for success if you do it with a friend, engaging your friends in financial habit changes could greatly increase the likelihood you'll stick to it." "Encouragement, confidence, accountability, and opportunity - these are the four pillars that a group dedicated to financial independence can offer." "Take it from the late Vince Lombardi: confidence is contagious!" Episode references: What Your Financial Advisor Isn't Telling You: https://www.amazon.com/What-Your-Financial-Advisor-Telling-ebook/dp/B00QPI6TQU Better Than Before: https://www.amazon.com/Better-Than-Before-Habits-Procrastinate/dp/0385348630 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2913: Kelley Long explores how a common money belief spending based on what you can afford instead of what you truly need can keep people in debt. She highlights how small, seemingly insignificant decisions, like choosing convenience over saving money, reflect a mindset that often leads to financial struggle, regardless of income. Her personal journey from paycheck-to-paycheck living to financial stability shows the power of shifting one's approach to spending and saving. Read along with the original article(s) here: https://www.financialfinesse.com/2018/11/06/this-money-belief-is-what-keeps-many-people-in-debt/ Quotes to ponder: "Every dollar I don't spend today is a dollar that can help me stop working sooner." "Spending according to what you need. It's a mindset." "Just because you can squeeze $450/month out of your budget in order to make a car payment doesn't mean you need that nice of a car." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2913: Kelley Long explores how a common money belief spending based on what you can afford instead of what you truly need can keep people in debt. She highlights how small, seemingly insignificant decisions, like choosing convenience over saving money, reflect a mindset that often leads to financial struggle, regardless of income. Her personal journey from paycheck-to-paycheck living to financial stability shows the power of shifting one's approach to spending and saving. Read along with the original article(s) here: https://www.financialfinesse.com/2018/11/06/this-money-belief-is-what-keeps-many-people-in-debt/ Quotes to ponder: "Every dollar I don't spend today is a dollar that can help me stop working sooner." "Spending according to what you need. It's a mindset." "Just because you can squeeze $450/month out of your budget in order to make a car payment doesn't mean you need that nice of a car." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2913: Kelley Long explores how a common money belief spending based on what you can afford instead of what you truly need can keep people in debt. She highlights how small, seemingly insignificant decisions, like choosing convenience over saving money, reflect a mindset that often leads to financial struggle, regardless of income. Her personal journey from paycheck-to-paycheck living to financial stability shows the power of shifting one's approach to spending and saving. Read along with the original article(s) here: https://www.financialfinesse.com/2018/11/06/this-money-belief-is-what-keeps-many-people-in-debt/ Quotes to ponder: "Every dollar I don't spend today is a dollar that can help me stop working sooner." "Spending according to what you need. It's a mindset." "Just because you can squeeze $450/month out of your budget in order to make a car payment doesn't mean you need that nice of a car." Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement isn't just about stepping away from the workforce. It's about securing your financial future, maintaining peace of mind, and ensuring that you can truly enjoy the next chapter of your life. In today's episode of Financial Wellness at Work, Financial Finesse coaches Julie Everett and Linda Robertson chat with Jill, a newly retired employee, about why thoughtful retirement planning is a crucial part of financial wellness and how to approach it with confidence. You'll hear how expert guidance from our coaches helped Jill navigate complex financial decisions, the key financial and emotional factors to consider as you approach retirement, and why it's essential to have a clear vision of your ideal retired life. We also delve into strategies to “get caught up" on your retirement savings, no matter where you are in your financial journey, and explore activities that can make your retirement more fulfilling. Ready to take control of your retirement? Tune in to start planning for a future you'll love!Key points from this episode:The multifaceted relationship Jill has had with Financial Finesse over the years.Key tips and insights about retirement benefits that Linda has shared with her.An overview of Linda's career journey and what led her to Financial Finesse.How Jill has been enjoying her retirement since leaving the workforce on July 31st.Essential steps to help you approach retirement with confidence.Ways that the expert financial guidance Jill received has transformed her life.Important takeaways for someone approaching retirement and tying up loose ends.Answering a listener-submitted question about getting “back on track” in your 50s.Why it's never too late to start saving and learn how to live on less.Reasons to start exploring the hobbies and activities you'll enjoy in retirement.Quotes:“Even though I consider myself a somewhat educated person, I needed a hands-on talking through of my personal scenario to make some important financial decisions.” — Jill [6:52]“[It's important to know your lifestyle, health, and] what you're going to need because the calculators are great but you have to input information into them – You need to take some time and evaluate what you want your retirement life to look like.” — Jill [17:51]“No matter where you are in your financial life, there are always things you can do to get caught up.” — Linda Robertson [20:11]“Picking up the phone, having a conversation, working on something continuously with the same person who knows your story and goals, and supplementing it with additional ideas can help [build confidence] that the path you're on is the right path for you.” — Julie Everett [26:29]Links mentioned in today's episode:Julie Everett on LinkedInLinda Robertson on LinkedInFinancial FinesseEmail Us Your Financial Wellness at Work Questions

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2881: Vekevia Tillman-Jones outlines three situations where using a debit card can backfire, leading to financial headaches like overdraft fees and increased vulnerability to fraud. She offers practical alternatives to help you manage these risks while still sticking to a cash-based approach. Read along with the original article(s) here: https://www.financialfinesse.com/2018/02/20/3-times-you-should-avoid-using-your-debit-card/ Quotes to ponder: "Trying to spend those held dollars before the hotel releases it could lead to an overdraft in your account, even though the hold eventually goes away." "Sometimes it seems like the internet is just one big hackathon with thieves stealing your info no matter how hard you work to protect it." "Credit card companies are also much quicker with crediting your account back to make you whole from unauthorized transactions." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2881: Vekevia Tillman-Jones outlines three situations where using a debit card can backfire, leading to financial headaches like overdraft fees and increased vulnerability to fraud. She offers practical alternatives to help you manage these risks while still sticking to a cash-based approach. Read along with the original article(s) here: https://www.financialfinesse.com/2018/02/20/3-times-you-should-avoid-using-your-debit-card/ Quotes to ponder: "Trying to spend those held dollars before the hotel releases it could lead to an overdraft in your account, even though the hold eventually goes away." "Sometimes it seems like the internet is just one big hackathon with thieves stealing your info no matter how hard you work to protect it." "Credit card companies are also much quicker with crediting your account back to make you whole from unauthorized transactions." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2881: Vekevia Tillman-Jones outlines three situations where using a debit card can backfire, leading to financial headaches like overdraft fees and increased vulnerability to fraud. She offers practical alternatives to help you manage these risks while still sticking to a cash-based approach. Read along with the original article(s) here: https://www.financialfinesse.com/2018/02/20/3-times-you-should-avoid-using-your-debit-card/ Quotes to ponder: "Trying to spend those held dollars before the hotel releases it could lead to an overdraft in your account, even though the hold eventually goes away." "Sometimes it seems like the internet is just one big hackathon with thieves stealing your info no matter how hard you work to protect it." "Credit card companies are also much quicker with crediting your account back to make you whole from unauthorized transactions." Learn more about your ad choices. Visit megaphone.fm/adchoices

Liz Davidson shares her journey growing up with entrepreneurial parents and the lessons she learned from their experiences. She discusses her current business, which provides workplace financial coaching as an employee benefit. Liz emphasizes the importance of financial security and how it can positively impact an individual's overall well-being. She also talks about the value of her company's benefit and how it is appreciated by employees. The coaching helps employees become more financially secure, which in turn improves their confidence, productivity, and overall quality of life. Financial planners at Financial Finesse are full-time certified financial planners with at least 10 years of experience. They come at things from a coaching perspective, empowering and enabling clients to make the best possible decisions. The focus is on developing skills that allow clients to make better day-to-day decisions about their money. Financial Finesse works compatibly with financial advisors and helps employees understand the questions to ask when considering financial products and services. They also provide resources for employees in different life stages and financial situations. Takeaways Growing up with entrepreneurial parents can have a significant impact on a person's mindset and approach to business. Financial coaching as an employee benefit can greatly improve employees' financial well-being and overall quality of life. Financial security enables individuals to have more freedom, choice, and peace of mind. Providing employees with resources to improve their financial situation can lead to increased employee satisfaction and productivity. Financial coaching can have a positive ripple effect on various aspects of an individual's life, including physical and mental health. Financial Finesse differentiates from financial planners by taking a coaching perspective and empowering clients to make their own decisions. Financial Finesse works compatibly with financial advisors and helps employees understand the questions to ask when considering financial products and services. Financial Finesse provides resources for employees in different life stages and financial situations. Developing a financial identity and aligning financial behaviors with that identity can make managing money more automatic. Automating bill pay, investing, and saving can help reduce decision fatigue and make financial management easier. Financial success is a journey with setbacks, but with the right mindset and recovery from setbacks, anyone can win the money game. Liz Davidson has been widely recognized as the pioneer of workplace financial wellness. In 1999, she established an unbiased financial wellness company with the mission of helping employees from all walks of life to reduce their financial stress, gain the confidence needed to make informed decisions and ultimately seek out financial advice to grow and protect the wealth they've accumulated. Today, Financial Finesse is the largest independent provider of financial coaching as an employee benefit, providing financial wellness programs to millions of Americans throughout the country. Liz holds an MBA from the Anderson School at UCLA.  Get in Touch With Liz:   Social media and website information: www.financialfinesse.com X: @Fin_Finesse Instagram: @thefinancialfinesse LinkedIn: Financial Finesse Book Recommendations: “Conversational Capacity: The Secret to Building Successful Teams That Perform When the Pressure is On” by Craig Weber                                                          “Switch: How to Change Things When Change Is Hard” by Dan Heath, Chip Heath         “Mindset: The New Psychology of Success” by Carol S. Dweck                                                       “The Big Short” by Michael Lewis                                                         “My Sister's Keeper” by Jodi Picoult Podcasts:    Your Money Minute, CNBC Stacking Benjamins Show, Joe Saul-Sehy & OG Everyone's Talkin' Money, Shannah Game

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2839: Cynthia Meyer draws insights from philosophers like Henry David Thoreau to highlight the importance of mindful financial decisions. By tracking expenses and challenging unnecessary spending, she illustrates how adopting a simple and intentional approach can lead to greater financial independence and fulfillment. Read along with the original article(s) here: https://www.financialfinesse.com/2016/03/14/9487/ Quotes to ponder: "And you may ask yourself, Well - How did I get here?" "Most end up living their lives on desperate terms to meet someone else's obligations, instead of by their own design." "Take control of your financial life and start making the decisions today that will enable you to do what you want to do in the future." Episode references: Walden: https://www.amazon.com/Walden-Woods-Henry-David-Thoreau/dp/0785822224 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2839: Cynthia Meyer draws insights from philosophers like Henry David Thoreau to highlight the importance of mindful financial decisions. By tracking expenses and challenging unnecessary spending, she illustrates how adopting a simple and intentional approach can lead to greater financial independence and fulfillment. Read along with the original article(s) here: https://www.financialfinesse.com/2016/03/14/9487/ Quotes to ponder: "And you may ask yourself, Well - How did I get here?" "Most end up living their lives on desperate terms to meet someone else's obligations, instead of by their own design." "Take control of your financial life and start making the decisions today that will enable you to do what you want to do in the future." Episode references: Walden: https://www.amazon.com/Walden-Woods-Henry-David-Thoreau/dp/0785822224 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2839: Cynthia Meyer draws insights from philosophers like Henry David Thoreau to highlight the importance of mindful financial decisions. By tracking expenses and challenging unnecessary spending, she illustrates how adopting a simple and intentional approach can lead to greater financial independence and fulfillment. Read along with the original article(s) here: https://www.financialfinesse.com/2016/03/14/9487/ Quotes to ponder: "And you may ask yourself, Well - How did I get here?" "Most end up living their lives on desperate terms to meet someone else's obligations, instead of by their own design." "Take control of your financial life and start making the decisions today that will enable you to do what you want to do in the future." Episode references: Walden: https://www.amazon.com/Walden-Woods-Henry-David-Thoreau/dp/0785822224 Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're looking to improve your financial well-being, it's important to understand the impact of your financial attitudes or “money scripts” on your future. In today's episode, you'll discover that, with the right support and financial plan in place, you can rewrite these money scripts and take control of your financial destiny! Julie Everett is joined by co-host and financial coach Jim Jacobucci, along with special guest Tom Bekas, a former college athlete, entrepreneur, and Client Services Associate at Financial Finesse. Tom shares how he has leveraged his unlimited access to Financial Finesse's team of experienced CFP financial coaches, recounting how his first call with Jim helped him challenge the money beliefs that were holding him back. We also explore the power of a financial plan to combat debt and help you achieve your financial goals, as well as how financial coaching has enabled Tom to build a healthier relationship with money. Tuning in, you'll learn actionable strategies to rewrite your money scripts, create a solid financial plan, and take your next step toward financial freedom!Key points from this episode:An introduction to today's co-host, Jim Jacobucci, and our guest, Tom Bekas.How Tom has taken advantage of the free coaching provided by Financial Finesse.When he first learned about personal finance and challenging his “money scripts.” Insight into the relationship that Jim and Tom have built since their first coaching call.The importance of having a financial plan in place to combat debt and grow your savings.Practical tips to help you regain control of your finances.The tangible impact that financial coaching had on Tom's relationship with money.Tom's shame-free advice for listeners who are experiencing financial stress.Jim's perspective on the emotional toll that money can have on us.Quotes from this episode:“Coming up with a budget was huge for me because I had money coming in, but I didn't really know where it was going. Having a plan in place to know where my money is [and] where it's going allowed me to have additional money to pay off my credit card debt.” — Tom Bekas [9:07]“I'm not as emotionally attached to money as I once was. Money comes, money goes, but having a plan and knowing where that money is going when it does come in is super powerful.” — Tom Bekas [13:58]“Pick up the phone. Make the call. [Financial coaches] are not judging you on the other side. They have actually been through a lot themselves – and they can help you get to a place where you can become financially free.” — Tom Bekas [17:35]Links mentioned in today's episode:Tom Bekas on LinkedInJim Jacobucci on LinkedInJulie Everett on LinkedInFinancial Finesse

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3265: Scott Spann highlights the importance of starting early with retirement savings and the benefits of gradual increases through strategies like automatic contribution rate escalation. He uses Sharon's story to demonstrate how small, consistent efforts can lead to significant financial security and flexibility later in life. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/26/can-you-really-save-more-tomorrow/ Quotes to ponder: "It is just too easy to convince ourselves that we can save more tomorrow when we have a better job, when we pay off those loans, or when those other life challenges disappear." "Sharon's secret to success over the past two decades was to put any salary increases into savings without giving herself a chance to spend it." "It may be tough to go from saving 5% to 15% in one move, but going from 5% to 6% is quite painless, especially if the increase can be timed to coincide with an annual raise." Episode references: Nudge: Improving Decisions About Health, Wealth, and Happiness: https://www.amazon.com/Nudge-Improving-Decisions-Health-Happiness/dp/014311526X Employee Benefit Research Institute: https://www.ebri.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3265: Scott Spann highlights the importance of starting early with retirement savings and the benefits of gradual increases through strategies like automatic contribution rate escalation. He uses Sharon's story to demonstrate how small, consistent efforts can lead to significant financial security and flexibility later in life. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/26/can-you-really-save-more-tomorrow/ Quotes to ponder: "It is just too easy to convince ourselves that we can save more tomorrow when we have a better job, when we pay off those loans, or when those other life challenges disappear." "Sharon's secret to success over the past two decades was to put any salary increases into savings without giving herself a chance to spend it." "It may be tough to go from saving 5% to 15% in one move, but going from 5% to 6% is quite painless, especially if the increase can be timed to coincide with an annual raise." Episode references: Nudge: Improving Decisions About Health, Wealth, and Happiness: https://www.amazon.com/Nudge-Improving-Decisions-Health-Happiness/dp/014311526X Employee Benefit Research Institute: https://www.ebri.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3265: Scott Spann highlights the importance of starting early with retirement savings and the benefits of gradual increases through strategies like automatic contribution rate escalation. He uses Sharon's story to demonstrate how small, consistent efforts can lead to significant financial security and flexibility later in life. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/26/can-you-really-save-more-tomorrow/ Quotes to ponder: "It is just too easy to convince ourselves that we can save more tomorrow when we have a better job, when we pay off those loans, or when those other life challenges disappear." "Sharon's secret to success over the past two decades was to put any salary increases into savings without giving herself a chance to spend it." "It may be tough to go from saving 5% to 15% in one move, but going from 5% to 6% is quite painless, especially if the increase can be timed to coincide with an annual raise." Episode references: Nudge: Improving Decisions About Health, Wealth, and Happiness: https://www.amazon.com/Nudge-Improving-Decisions-Health-Happiness/dp/014311526X Employee Benefit Research Institute: https://www.ebri.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2799: Michael Smith of FinancialFinesse.com debunks four common myths about retirement, emphasizing the continued relevance of Social Security, the insufficiency of relying solely on Social Security, the manageable cost of medical insurance premiums, and the feasibility of achieving retirement with consistent savings efforts. His insights encourage proactive financial planning to secure a comfortable retirement. Read along with the original article(s) here: https://www.financialfinesse.com/2015/09/18/four-retirement-myths-im-hearing/ Quotes to ponder: "Social Security should still be a piece of your retirement foundation. Don't discount the importance of Social Security." "Most of us will need a part time job, distributions from our retirement plans or withdrawals from our savings and investment accounts, combined with Social Security, to live the lifestyle that we want." "Retirement is possible for everyone. It just requires some effort." Episode references: Healthcare.gov: https://www.healthcare.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2799: Michael Smith of FinancialFinesse.com debunks four common myths about retirement, emphasizing the continued relevance of Social Security, the insufficiency of relying solely on Social Security, the manageable cost of medical insurance premiums, and the feasibility of achieving retirement with consistent savings efforts. His insights encourage proactive financial planning to secure a comfortable retirement. Read along with the original article(s) here: https://www.financialfinesse.com/2015/09/18/four-retirement-myths-im-hearing/ Quotes to ponder: "Social Security should still be a piece of your retirement foundation. Don't discount the importance of Social Security." "Most of us will need a part time job, distributions from our retirement plans or withdrawals from our savings and investment accounts, combined with Social Security, to live the lifestyle that we want." "Retirement is possible for everyone. It just requires some effort." Episode references: Healthcare.gov: https://www.healthcare.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2799: Michael Smith of FinancialFinesse.com debunks four common myths about retirement, emphasizing the continued relevance of Social Security, the insufficiency of relying solely on Social Security, the manageable cost of medical insurance premiums, and the feasibility of achieving retirement with consistent savings efforts. His insights encourage proactive financial planning to secure a comfortable retirement. Read along with the original article(s) here: https://www.financialfinesse.com/2015/09/18/four-retirement-myths-im-hearing/ Quotes to ponder: "Social Security should still be a piece of your retirement foundation. Don't discount the importance of Social Security." "Most of us will need a part time job, distributions from our retirement plans or withdrawals from our savings and investment accounts, combined with Social Security, to live the lifestyle that we want." "Retirement is possible for everyone. It just requires some effort." Episode references: Healthcare.gov: https://www.healthcare.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Who do you turn to when a financial crisis hits? During this episode, Jennifer joins us to share her story of building a relationship with an expert before finding herself in a time of crisis. Starting with her transition from working in academia to taking on a corporate role, Jennifer shares the highlights of her path to creating more financial security. We touch on the mental health challenges that often accompany periods of financial stress and emphasize the importance of having access to the necessary support at every level. Jennifer offers a candid look at what motivated her to seek out financial advice, and the gratitude she feels for doing so before an unexpected layoff. Join us to hear her story. Key points from this episode:Welcoming year-long Financial Finesse user, Jennifer, to the podcast.What motivated her to reach out in January of 2023 after moving and switching positions.Her transition from working in academia to Corporate America.Jennifer's path to buying a house and what she is most excited about.What was most beneficial for her about having financial advice during a layoff.The menu of benefits available at Jennifer's current workplace.Mental health challenges that often arise because of financial stress. The benefit of having a resource to share with those who are in need.Why it is preferable to have an existing relationship with a financial professional when a crisis arises.Where Jennifer would have gone if her company did not have a relationship with Financial Finesse.What to expect from upcoming episodes.Quotes:“The concept that in two years I have been able to move, change roles, financially plan, and buy a townhome that is four times the amount of space I was living in, is bonkers to me.” — Jennifer [4:45]“Progress doesn't have to be linear.” — Julie Everett [5:01]“I think I would have been more paralyzed with fear if I had never talked to [a financial advisor] prior to receiving a layoff or a termination.” — Jennifer [6:41]“For me, knowing and understanding that if I lost my job I could have six months, I would probably still be panicking, but I wouldn't necessarily have to, I wouldn't be out of money, was huge for my mindset.” — Jennifer [7:46]Links mentioned in today's episode:Julie Everett, CFP® on LinkedInLinda Robertson, CFP® on LinkedInEmployee Benefit Research InstituteFinancial Finesse

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2232: Erik Carter outlines key priorities for managing personal finances, emphasizing the importance of establishing an emergency fund first, taking advantage of employer retirement matches, and paying off high-interest debt. He offers a clear roadmap to balance saving, investing, and debt repayment for optimal financial health. Read along with the original article(s) here: https://www.financialfinesse.com/2013/06/06/what-comes-first-saving-investing-or-paying-off-debt/ Quotes to ponder: "Building an emergency fund should be your first priority but how much is enough? Experts suggest having anywhere from at least $1k to 3-12 months of necessary expenses." "If you get a match in your employer's retirement plan, this should be your next priority. Otherwise, you're leaving free money on the table." "Credit card rates are typically much higher than any investment returns, so pay them off before investing, starting with the highest interest balances." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2767: Discover a little-known strategy for maximizing your Health Savings Account (HSA) with insights from Rynda Chappell-Wilk. Learn how to accumulate a substantial tax-free balance over the years and use it strategically during retirement to avoid higher taxes and preserve your other investments. Read along with the original article(s) here: https://www.financialfinesse.com/2017/10/17/the-health-savings-account-strategy-that-not-enough-people-are-talking-about/ Quotes to ponder: "Qualified HSA withdrawals do not have to be taken in the year in which the expense was incurred." "If you max out your HSA over a period of many years, you can build up quite a nice balance of tax-free money." "Assuming you can afford to pay your medical expenses out of pocket before you retire, accumulating funds in an HSA account can be a great option to consider!" Episode references: Affordable Care Act (ACA): https://www.healthcare.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2767: Discover a little-known strategy for maximizing your Health Savings Account (HSA) with insights from Rynda Chappell-Wilk. Learn how to accumulate a substantial tax-free balance over the years and use it strategically during retirement to avoid higher taxes and preserve your other investments. Read along with the original article(s) here: https://www.financialfinesse.com/2017/10/17/the-health-savings-account-strategy-that-not-enough-people-are-talking-about/ Quotes to ponder: "Qualified HSA withdrawals do not have to be taken in the year in which the expense was incurred." "If you max out your HSA over a period of many years, you can build up quite a nice balance of tax-free money." "Assuming you can afford to pay your medical expenses out of pocket before you retire, accumulating funds in an HSA account can be a great option to consider!" Episode references: Affordable Care Act (ACA): https://www.healthcare.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2767: Discover a little-known strategy for maximizing your Health Savings Account (HSA) with insights from Rynda Chappell-Wilk. Learn how to accumulate a substantial tax-free balance over the years and use it strategically during retirement to avoid higher taxes and preserve your other investments. Read along with the original article(s) here: https://www.financialfinesse.com/2017/10/17/the-health-savings-account-strategy-that-not-enough-people-are-talking-about/ Quotes to ponder: "Qualified HSA withdrawals do not have to be taken in the year in which the expense was incurred." "If you max out your HSA over a period of many years, you can build up quite a nice balance of tax-free money." "Assuming you can afford to pay your medical expenses out of pocket before you retire, accumulating funds in an HSA account can be a great option to consider!" Episode references: Affordable Care Act (ACA): https://www.healthcare.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2726: Erik Carter of FinancialFinesse.com explains often overlooked aspects of financial planning, beyond the basics of debt, savings, and retirement. He highlights critical but commonly neglected areas such as life insurance, investment diversification, umbrella liability insurance, long-term care insurance, and estate planning, illustrating how being proactive in these areas can safeguard your financial future. Read along with the original article(s) here: https://www.financialfinesse.com/2013/02/21/whats-probably-missing-from-your-financial-plan/ Quotes to ponder: "Too often, people just have whatever their employer provides to them, which is usually equal to their salary. The bad news is that if you need to provide income to dependents, this won't be enough." "One of the biggest investment mistakes I see is having too much in company stock." "Just as we don't like to think about death, we don't like to think about having to spend time in a nursing home someday. But if we live until age 65, the odds are more likely than not of needing long-term care at some point in our lives." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2726: Erik Carter of FinancialFinesse.com explains often overlooked aspects of financial planning, beyond the basics of debt, savings, and retirement. He highlights critical but commonly neglected areas such as life insurance, investment diversification, umbrella liability insurance, long-term care insurance, and estate planning, illustrating how being proactive in these areas can safeguard your financial future. Read along with the original article(s) here: https://www.financialfinesse.com/2013/02/21/whats-probably-missing-from-your-financial-plan/ Quotes to ponder: "Too often, people just have whatever their employer provides to them, which is usually equal to their salary. The bad news is that if you need to provide income to dependents, this won't be enough." "One of the biggest investment mistakes I see is having too much in company stock." "Just as we don't like to think about death, we don't like to think about having to spend time in a nursing home someday. But if we live until age 65, the odds are more likely than not of needing long-term care at some point in our lives." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2558: Explore the intersection of pop music and financial advice with Michael Smith's witty commentary in "Don't Take Financial Advice From Pop Music." As Smith dissects a hit song's carefree lyrics, he presents practical tips on making sound financial decisions. This episode offers not just laughs but also valuable strategies for planning, commitment, and simplifying daily financial choices. Read along with the original article(s) here: https://www.financialfinesse.com/2015/02/27/dont-take-financial-advice-from-pop-music/ Quotes to ponder: "When I dance, people think I'm either having a seizure or in some sort of pain." "Plan tomorrow's day before you go to bed tonight." Episode references: Entrepreneur Article on Decision Making: https://www.entrepreneur.com/topic/decision-making Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2558: Explore the intersection of pop music and financial advice with Michael Smith's witty commentary in "Don't Take Financial Advice From Pop Music." As Smith dissects a hit song's carefree lyrics, he presents practical tips on making sound financial decisions. This episode offers not just laughs but also valuable strategies for planning, commitment, and simplifying daily financial choices. Read along with the original article(s) here: https://www.financialfinesse.com/2015/02/27/dont-take-financial-advice-from-pop-music/ Quotes to ponder: "When I dance, people think I'm either having a seizure or in some sort of pain." "Plan tomorrow's day before you go to bed tonight." Episode references: Entrepreneur Article on Decision Making: https://www.entrepreneur.com/topic/decision-making Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2691: Mark Dennis of FinancialFinesse.com sheds light on the complexities of borrowing from your 401(k). He outlines the seductive ease of tapping into retirement savings for immediate financial needs but cautions against the long-term repercussions such actions may have on one's financial health and retirement planning. Dennis meticulously explores the benefits and pitfalls, emphasizing smarter alternatives to safeguard one's financial future. Read along with the original article(s) here: https://www.financialfinesse.com/2017/10/23/is-it-ever-ok-to-borrow-from-your-401k/ Quotes to ponder: "Plundering our retirement piggy banks can be tempting when a financial emergency arises, but this type of short-term fix may have some long-term consequences that are more expensive than we realize." "Once you dip into your retirement stash and use it to relieve some type of financial pain, you can begin to slide down a slippery financial behavior slope." "Bottom line: make sure you have carefully considered all other alternatives before you undo much of the hard work you have already invested in growing your retirement nest egg." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2691: Mark Dennis of FinancialFinesse.com sheds light on the complexities of borrowing from your 401(k). He outlines the seductive ease of tapping into retirement savings for immediate financial needs but cautions against the long-term repercussions such actions may have on one's financial health and retirement planning. Dennis meticulously explores the benefits and pitfalls, emphasizing smarter alternatives to safeguard one's financial future. Read along with the original article(s) here: https://www.financialfinesse.com/2017/10/23/is-it-ever-ok-to-borrow-from-your-401k/ Quotes to ponder: "Plundering our retirement piggy banks can be tempting when a financial emergency arises, but this type of short-term fix may have some long-term consequences that are more expensive than we realize." "Once you dip into your retirement stash and use it to relieve some type of financial pain, you can begin to slide down a slippery financial behavior slope." "Bottom line: make sure you have carefully considered all other alternatives before you undo much of the hard work you have already invested in growing your retirement nest egg." Learn more about your ad choices. Visit megaphone.fm/adchoices

Artificial intelligence is a hot topic everywhere these days, including the financial services industry. We check in with artificial intelligence early adopter Liz Davidson, founder and CEO of Financial Finesse, who tells us about their award-winning AI-powered virtual financial coach named Aimee, and how AI really is turning into a game-changer for many retirement plan advisors.Financial Finesse is making great strides in this area, and she explains how they're doing it and why AI has so much potential to provide safe and accurate financial education to plan participants.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2655: Erik Carter of FinancialFinesse.com illuminates the often-overlooked conflicts of interest in the financial planning industry, drawing from his extensive career to explore how financial incentives can shape advice. He advocates for unbiased financial guidance, suggesting options like employer-provided financial education or independent advisors who charge flat or hourly fees, to ensure that financial advice serves the client's best interests, not the advisor's financial gain. Read along with the original article(s) here: https://www.financialfinesse.com/2012/01/19/3317/ Quotes to ponder: "It is difficult to get a man to understand something when his salary depends upon his not understanding it." "Unfortunately, they have a conflict of interest. This is the main issue that I have with most of the 700,000 people who call themselves financial advisors." "The way they are compensated means that most of us will never have access to unconflicted financial advice." Episode references: Let's Make a Plan: https://www.letsmakeaplan.org/ EconoMe Conference YouTube Channel: https://www.youtube.com/channel/UCaZHcGgBO42McWZPaSIJhYw Hello Nectarine: https://hellonectarine.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2088: Kelley Long with FinancialFinesse.com shares invaluable insights on choosing the right tax preparer to navigate complex tax situations efficiently. Whether you opt for a tax preparer, an EA, or a CPA, Long's expertise illuminates the path to finding a professional that best suits your financial intricacies, potentially saving you time and optimizing your tax outcomes. Read along with the original article(s) here: https://www.financialfinesse.com/2017/04/26/how-to-find-a-good-tax-preparer/ Quotes to ponder: "If time is money, then the money we pay our accountant to prepare and file our taxes is money well spent." "Just because someone is a CPA doesn't mean they do taxes, but if a tax person is a CPA, you can bet that they have a decent depth of knowledge." Episode references: National Association of Enrolled Agents: https://www.naea.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2462: Scott Spann of FinancialFinesse.com outlines five critical questions for effective retirement planning, urging individuals to consider their aspirations, lifespan, costs, savings needs, and withdrawal strategies. This holistic approach emphasizes the importance of integrating lifestyle goals with financial realities to ensure a fulfilling and financially secure retirement. Read along with the original article(s) here: https://www.financialfinesse.com/2015/09/21/5-retirement-questions-you-need-to-ask/ Quotes to ponder: "The sad reality is that most people spend more time planning a vacation or a major purchase than how they will spend their retirement years or how much it will cost." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1231: Tania Brown of Financial Finesse.com offers practical advice on preparing for a potential layoff, highlighting the importance of financial readiness and emotional resilience. From fattening your savings to understanding your unemployment benefits, Brown guides readers through seven essential steps to mitigate the financial and emotional impact of job loss, providing a roadmap to navigate this challenging period with confidence. Read along with the original article(s) here: https://www.financialfinesse.com/2017/12/19/7-steps-to-prepare-for-a-potential-lay-off/ Quotes to ponder: "The more prepared you are for the layoff, the easier it will be to find a job and the less impactful the layoff will be on your finances." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2619: Tania Brown's practical advice on family food spending showcases easy, non-extreme strategies to save money. She emphasizes the importance of meal planning, using time-saving kitchen equipment, and embracing challenges like a six-month home dining experiment. Her approach offers a balanced and sustainable way to manage food expenses without sacrificing enjoyment or quality. Read along with the original article(s) here: https://www.financialfinesse.com/2017/09/26/ways-to-save-on-food-that-dont-require-extreme-couponing/ Episode references: Emeals meal planning service: https://emeals.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Laura, head of DE&I at Financial Finesse, shares inclusive ways companies can improve the quality of life and financial wellness for their employees and what you need to be asking for in the workplace. 401ks, pensions, childcare, we dig in! Hosted on Acast. See acast.com/privacy for more information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2587:  Vekevia Tillman-Jones offers a compassionate yet practical approach to balancing the desire to help others with maintaining one's own financial health. Her article provides creative strategies for supporting loved ones without compromising your financial stability, emphasizing the importance of time and resources management. Read along with the original article(s) here: https://www.financialfinesse.com/2018/09/06/ways-to-help-others-without-hurting-your-own-finances/ Quotes to ponder: "Sometimes all a person really needs is a caring friend to empower them to get on their feet and hold them accountable for taking the steps to helping themselves." "Helping others and giving back can bring great joy and a sense of purpose, so keep that up but remember to make sure you are financially sound first." "Be an ear to your friend or family member and offer them guidance or help them find resources available so they can be better equipped to help themselves." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2414:  Kelley Long's insightful journey reveals how shifting her perspective on wealth and releasing negative attitudes towards financially comfortable individuals led to significant improvements in her financial life. She emphasizes the power of positive financial thinking and how small, mindful changes can lead to greater financial freedom and happiness. Read along with the original article(s) here: https://www.financialfinesse.com/2017/08/23/how-my-money-attitude-was-keeping-me-poor/  Quotes to ponder: "When I stopped to think about how I'd watched my annual income more than double over the first ten years of my career and yet I was still living the same paycheck-to-paycheck lifestyle, it was like a lightning bolt of understanding struck me." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1190:  Kelley Long, in her insightful article, emphasizes the hidden value in jobs with seemingly lower salaries. She illustrates how premium benefits, health insurance, retirement plans, financial wellness benefits, professional development support, and life insurance can collectively outweigh a higher salary in terms of overall compensation. Read along with the original article(s) here: https://www.financialfinesse.com/2017/04/05/why-a-lower-paying-job-may-still-be-worth-more/ Quotes to ponder: "It's not the only thing that matters when I took a new job many years ago for a couple thousand more per year, only to find that my actual take-home pay was lower because my new employer didn't offer the premium benefits I'd enjoyed at my first job." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2561: Kelley Long from FinancialFinesse.com emphasizes the importance of focusing on net worth, retirement readiness, and emergency funds over obsessing about credit scores. These three key financial indicators offer a more comprehensive and meaningful assessment of financial health, guiding towards true financial freedom and stability. Read along with the original article(s) here: https://www.financialfinesse.com/2016/06/22/3-numbers-that-matter-more-than-your-credit-score/ Quotes to ponder: "Life happens and when it does, having cash that's easily accessible takes away much of the financial stress." Learn more about your ad choices. Visit megaphone.fm/adchoices

Kelley Long with Financial Finesse talks about how gratitude can bring you wealth Episode 2512: Can Being Grateful Actually Make You Wealthier? by Kelley Long of Financial Finesse on How Your Attitude Affects Your Wealth After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor's. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They've helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2018/11/21/can-being-grateful-actually-make-you-wealthier/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices