Podcasts about assuming

A fixed-rate loan is great, but a fixed-rate loan you don't have to rate lock is even better.In this video, Rob Beardsley and Craig McGrouther explain why assuming the seller's existing 5.8% fixed-rate loan was a key advantage for this investment.They discuss how the loan assumption removes interest rate uncertainty before closing, why lower leverage helps protect downside risk, and how multiple exit strategies provide flexibility if market conditions change.Learn more about LSCRE at www.lscre.com~

The Invite Part 2: Why Caretaking Kills Sexual DesireWelcome to Part 2 of our multi-part deep dive into A24's film The Invite. (If you haven't listened to Part 1 or seen the movie yet, major spoiler alert!) In this continuation, Lauren and Trey take an honest, unflinching look at the four lead characters to ask the ultimate psychosexual questions: Would you date them? Would you sleep with them? And what do their dynamic flaws reveal about modern long-term relationships?Lauren and Trey dismantle the hidden poisons that quietly destroy intimacy inside monogamous marriages. They explore why "caretaking" acts as a massive anti-aphrodisiac and how women's "erotic self-focus" gets shamed in long-term dynamics.From confronting the toxic "supposed tos" of marital sex to analyzing Esther Perel's famous framework; we will have many marriages in our lives, whether with the same partner or new ones. This episode is a masterclass in stepping out of "poor me" victim triangles and choosing true relational flourishing.Key TakeawaysAnalyzing Seth Rogen's miserable, back-pain-riddled character, Lauren explains why stepping into a "sweet mommy" or caretaker role completely kills erotic charge. Drawing on Esther Perel's work, she breaks down why primal sexual desire cannot exist where maternal or paternal caretaking takes over.The Male Isolation Epidemic: Trey reflects on his own male friendships, prompting Lauren to address the tragedy of male social conditioning. They dissect how culture discourages emotional vulnerability between straight men, forcing husbands to rely on their wives as their sole source of emotional anchor, connection, and touch.Lauren unpacks Esther Perel's cornerstone philosophy. As humans evolve over decades, relationship containers must either be consciously rebuilt from the inside or uncoupled. Assuming a partnership will stay the exact same through parenthood, career shifts, and perimenopause is a recipe for resentment.If you and your partner are caught in a loop of rejection, caretaking, or living on relational crumbs, it's time to rewrite your agreement. Let's work together to build a relationship container based on mutual desire and authentic agency.Request your free 15-minute consult at sexedforyou.com/freeconsult.About ThemLauren and Trey are partners living in Central Virginia, where Lauren owns and operates Sex Ed for You. She provides comprehensive sexuality education and embodied coaching to individuals, partners, and parents.Through a biopsychosocial approach, Sex Ed for You works to restore positive and respectful approaches to sexuality and sexual relationships, while increasing the possibility of pleasurable and safe sexual experiences, free of coercion, discrimination, and violence (World Health Organization).Sexual health is fundamental to the overall health and well-being of individuals, couples, and families, as well as to the social and economic development of communities and countries (World Health Organization). When individuals are blocked from sexual health, they are often stunted in their ability to develop sensual play, embodied connection, and enjoyment.Learn More & ConnectLearn more about Sex Ed for You: ⁠https://www.sexedforyou.com⁠Schedule a FREE CONSULT with Lauren: ⁠https://www.sexedforyou.com/freeconsult⁠Learn more about partnered communication and relational education on Instagram: ⁠https://www.instagram.com/sex_ed_for_you/⁠Subscribe to the YouTube channel for conversations about sex, partnership, communication, and love: ⁠https://youtube.com/@thepartnershippodcast⁠Important RemindersThis is not a “how to” podcast, but rather a “how they” podcast. Lauren and Trey share personal experiences, perspectives, and reflections, inviting listeners to learn from what resonates, question what doesn't, and decide what feels aligned for their own lives.Lauren is not a therapist. She is a Certified Holistic Sexuality Educator and Embodied Intimacy and Relationship Coach.

Send us Fan MailVitamin K refusal has crossed 5%. That's one in twenty babies, and the curve is bending the wrong way. Ben and Eli work through a new Pediatrics case review that opens with a warning shot, that hemorrhagic presentation in an infant should no longer be a diagnostic mystery, alongside a JAMA letter tracking refusal from 2.9% in 2017 to 5.2% in 2024. Eighty-one times the risk. Intracranial hemorrhage in most late-onset cases. Twenty percent mortality. They talk about the halo effect on other refusals, the ICD code you should be using, and why this conversation belongs in the obstetrics office, not the nursery.----Vitamin K Deficiency Bleeding After Refusal: A Sentinel Event in a Misinformation Era. Jacobs JW, Booth GS, Wheeler AP, Adkins BD.Pediatrics. 2026 May 1;157(5):e2026075994. doi: 10.1542/peds.2026-075994.PMID: 41916583 No abstract available.Trends in Vitamin K Administration Among Infants. Scott K, Miller E, Culhane JF, Greenspan J, Handley SC, Lo JY, Knake LA, McKenney KM, Burris HH, Dysart K.JAMA. 2026 Jan 20;335(3):272-274. doi: 10.1001/jama.2025.21460.PMID: 41359326 Free PMC article.Babies Are Bleeding to Death as Parents Reject a Vitamin Shot Given at Birth https://www.propublica.org/article/more-parents-decline-vitamin-k-shot-newbornsSupport the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below.Enjoy!

#RingRust with my musicular #IndependenceRage chat! & #TagMeIn as I fail to label these songs as exlpicit, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:22 Pre-Per-View: Ohio Valley Wrestling's Independence Rage 1 0:05:37 Musicular Interlude 1 0:14:14 Pre-Per-View: Ohio Valley Wrestling's Independence Rage 2 0:14:40 Musicular Interlude 2  0:22:58 Pre-Per-View: Ohio Valley Wrestling's Independence Rage 3 0:23:30 Musicular Interlude 3 0:34:43 Battle Royale With Cheese: the Untold Story of Danhausan! 0:36:35 Musicular Interlude 4 0:46:58 Assuming the Intermissionary Position 0:52:04 This Week's Macho Fact 1:00:23 Wrestler Birthdays...  1:02:10 Musicular Interlude 5 1:11:27 This Week's 3-Way Dance-Off: It's Not Swearing... It's Their Last Name! 1:25:54 Battle Royale With Cheese: This Wrestling News Website *Won't* Damage Your Computer! 1:27:27 Musicular Interlude 6 1:36:17 Battle Royale With Cheese: Total Nonstop Action Smark Ball! 1:37:48 Musicular Interlude 7  1:44:53 Podcast Extra 

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer real listener questions on UK pensions, retirement planning, tax and ISAs. They cover pension contributions for a spouse, starting a career in financial planning, reducing workplace pension fees with a SIPP, navigating the 60% tax trap, retiring abroad with UK pensions, and upcoming ISA rule changes from April 2027. A practical episode for UK savers, investors and future retirees looking to make clearer, more confident financial decisions. Shownotes: https://meaningfulmoney.tv/QA55    01:26  Question 1 Thanks Roger and Pete for the wealth of information you share and all the time you put in to share on finance and pensions. I have listened to a lot of your podcasts on my treks to and from work and finally took the plunge to retire early at 52 to enjoy life and get away from the desk for 8-9 hours a day. I had a DB pension which allowed me to take early whilst my wife has various pensions from previous jobs but all have the rule to take from 57 onwards. So my question is to help 4-5 years down the line. Could I put £300 a month (or the equivalent of 300 minus government contribution) into my wife's pension to continue to take account of government contributions and take the opportunity of her being on below the £12k tax threshold after giving up work? Is this possible or would this be classed as pension recycling as the government would presume the cash invested is from the lump sum I got from my defined benefit pension or is there a way to prove the money is from pay before I retired? Many thanks for your advice and support giving many people greater confidence with pensions and finances. Wayne 04:10  Question 2 Hello Pete & Roger, Thanks for all the great content and information - you are both much better than any AI chatbots! Apologies for the long back story but here goes: My name is Michael, 33 and I live in central Scotland. I have worked in a tech startup for the last 6 years but felt like a change around 18 months ago so I began sitting my CII exams. To date I have passed RO1 - RO5 and also recently passed CF6. I am sitting RO6 in April this year - wish me luck! I have recently secured an opportunity to work self employed for a specialist mortgage firm and start in early May as a trainee mortgage advisor. I have been offered a set monthly payment for 6 months then a 70/30 split after that. I would hope to have achieved CAS within that 6 month period. If I pass RO6 in April, I will have my diploma. My goal is to work as a financial planner but since I've done self study, I don't have any real experience of the financial services industry. I am very ambitious but also trying to be realistic about how to sensibly map out a route to being a successful financial planner relatively quickly. To throw a spanner in the works, a family friend who is a 62 year old IFA with £30m aum is interested in discussing me joining him and eventually taking over the business. It sounds exciting but also a little scary to me. He is only a one man band. For now I've accepted the mortgage trainee position but not sure if I am doing the right thing. The owner of the mortgage company now lives in Dubai and is looking to also remove himself from his business - he has 8 admin staff who WFH from across Scotland and he is the main adviser, specialising in BTL, bridging and commercial finance. They are only authorised for mortgages by the FCA. After that dissertation, my questions are: 1. From your experience and perspective, are mortgages a decent place to start or can you end up getting stuck there? 2. Since I have no real industry experience, only exams - is my head in the clouds thinking I could be a full fledged financial planner within 2 years? 3. If I started with the mortgage firm and got CAS as a self employed mortgage advisor, could I then also be an appointed representative for a different financial planning firm at the same time or is that not actually feasible in the real world? Once again, sorry for the huge essay but I guess context is needed. Once again thanks for all that you do, not much good content out there around these topics so keep up the good work! Regards, Michael   12:36  Question 3 Hi Pete & Roger, Firstly a very big thank you for all that you do for this community. I am learning lots from you guys and feel more confident with my finances. I'm 46 years old and currently have two pensions. My first pension is in a defined benefit plan from my steelwork apprenticeship days whereby I only paid into it for approx 6 years before moving jobs. I was able to track this down late last year and was pleasantly surprised to see that this had gone from an annual amount of £2650 in July 2007 to £4400 as of October 2025. I have been told to leave this as it is as it will grow over time with inflation. My other pension is a defined contribution plan with Royal London (RL). I am a higher rate tax payer and currently pay 10% of my £58,000 annual salary into this fund and my employer pays 5%. I would like to finish at 58 given I had a serious neck injury at 41 and don't know how long my body is going to work for me)! This pot is currently worth £105,000 and I am deliberating whether to increase my contributions in order to achieve my retirement age goal. I also have a stocks and shares ISA which is currently worth £36,000. I pay £250 a month into this but don't know if it would be more tax efficient to put this £250 into my pension instead? However, I am also mindful that the pension age may increase so by having a pot of money invested in the stocks and shares ISA I can draw this down when I like and also not bear any tax implications. Having looked into the fees which RL charge (0.71% for our employers scheme) I believe I would be able to achieve my goal quicker were I to move this into a SIPP and invest in a global ETF. I have discussed this with my employer and have asked if they would consider offering an alternative SIPP option. I feel I am meeting some resistance with this and don't believe a decision will be made anytime soon. In the interim, my compounding is being eaten away by the fees which I am currently being charged and my goal is moving further away from me. I found a pension fee calculator online and at the current rate I am investing I stand to lose approx £50,000 if I keep this with RL. I am aware that I can partially transfer my RL pension. However, to keep the employer contribution I would need to keep the RL pension open with a minimum amount of funds and then transfer the employer contribution across to my SIPP.  What is the best way to go about this to make it the most fee/tax efficient?  Should I transfer the employer contribution as soon as it is paid to RL, or would it be no different to do it on an annual basis?  I am assuming the longer I have money in the SIPP the more growth it will obtain therefore the former would be the sensible default. Am I approaching this correctly? Is there something else which I could consider? Thank you kindly, Paul   20:30 Question 4 Hi Pete and Rog - great show and love the books (but not finished them yet). Thanks for demystifying the complex world of personal finance and financial planning. I'm in the fortunate position where my projected salary and bonus will increase again for tax year 2026/27 and will take me well over the £125k tax threshold before adjustments. My 'problem' so to speak is that even after using my current year maximum pension allowance and previous years unused maximum pension allowance I can only get my adjusted income to be around £115k. Tough life I know! I can either make a large Gift Aid donation to get below £100k or use less of my unused maximum pension allowance to keep above £125k. Am I missing any other income adjustment options? What is the actual impact of not being able to hit the £100k adjusted income, and being in the £125k additional tax bracket, from a tax payment perspective in real money terms? I have some small cash savings and stocks outside of ISAs as we put most of these in my wife's name as she is a basic rate tax payer. We don't need the childcare tax scheme and not aware of any other reason to keep under £100k except to save tax and avoid the 60% effective tax rate between £100k and £125k. Don't want to let the tax tail wag the dog, and happy to give to charity, but in real terms is there actually much difference in the tax payment amount in pounds and pence (as long as I kept out of the £100k - £125k range)? Many thanks, Simon   25:33 Question 5 Hi, Fairly new listener to the podcasts, been binge watching them recently, ended up here via the meaningful money YouTube channel. Both are thoroughly enjoyable to watch and are teaching me a lot about the financial world - along with 2 other YouTube channels I like Damien talks money and James shack. Anyway my question if you have time and it's selected would be about retiring abroad. My current situation - male, 42, living north east England, working full time for NHS and will have 2 NHS db scheme pensions in retirement (1 in 2008 scheme at 65 and 1 in 2015 care scheme at state pension age).  I have 2 stocks and shares ISAs,  with about £95000 between them, 1 stocks and shares Lisa with about £4500 in it (for retirement not house purchase), about £21000 in premium bonds which I use as an emergency fund. Our house is paid off so no mortgage payments so at the minute can add to these savings at £500+ a month comfortable. My wife is 34 and here on spouse visa and hopefully will be eligible for indefinite leave to remain and citizenship soon (it will save us a lot in visa fees and stuff when it happens).  She currently works a part time job 16hr per week at minimum wage to fit around child care for our 2year old son. 1st question is would this part time work count as a qualifying year for the state pension as it's below the personal tax allowance? We have a rough plan of retiring early hopefully once our son is grown up and finished with schooling and university and moving back to my wife's home country in Asia for the better weather and lower cost of living.  As a rough plan we think when I'm 60 and wife 52 but could move later depending on family commitments. Now if I stay in NHS all that time I should have 10 years in the 2008 NHS scheme and 24 years in 2015 scheme and with conservative planning on spreadsheets will get £8000 per year from 2008 scheme and £14000 from the 2015 scheme taking at the normal pension age for these schemes.  My wife will benefit from a spouse's pension for length if I die 1st of roughly 1/3 of these figures.  I have the option of exchanging some of this pension for tax free lump sum up to 25% and the calculation is for every £1 I reduce the pension by I get £12 lump sum. Question 2 - everyone at work always talks about you got to take the maximum lump sum to avoid paying tax, but I'm not so sure as the pensions linked to inflation over the long run there could end up being a big gap between your pension with and without the lump sum.  What's your thoughts on this, if I didn't need a large amount  of cash for a specific thing surely it's better to go for the larger pension even if you end up paying for tax or am I wrong . When we move I will have a full NI record for the state pension but my wife won't and depending on your answer to the 1st question might have 20 years contribution say. Question 3 - if we move abroad before she has a full record can we make voluntary payments for extra year's while resident in another country? I see you can pay about £900 for a year in this country but I'm not so sure if where already living abroad. Assuming my savings continue to grow and the stock market doesn't complete collapse, I will use these savings to bridge the gap from 60 to 65 and then the state pension age.  And fund the move with the sale of our house which will also give us a cash buffer hopefully too. Question 4 - when moving abroad can I keep my stocks and shares ISA - I know you can't contribute more to it, but keeping it open to grow, receive dividends, withdraw money, the government website says you can but a lot of the provider websites are vague and some say they don't allow it.  Is it a case when the time comes I'll have to transfer my isas to 1 of the more expensive providers say who are more likely to allow this? Now I already know that the country I'm moving to doesn't have a reciprocal agreement so our state pension will be frozen at the level that we claim it and have based all our plans and number crunching on this. And that the country I move to may charge tax on money I draw out of my ISA when I transfer it over, and on my pension (although with the double taxation treaty hopefully not) and will seek advice of accountants over there nearer the time as currently there is some work arounds involving spouses but these may not be there in 20 years time. My last question -  would be about if I die 1st probably more likely me being older and male, is more for my wife inheriting my UK based assets - the bank accounts and isas, NHS pension.  The NHS pension should be easy she's already my nominee on record and will go through with her the forms and website for claiming it.  But the isas and bank accounts are the main worry - will it be easy for her to transfer them over to her (I'm assuming the joint accounts will be pretty much automatic) but will the single accounts be easy? Can she keep the money in the ISA still in an ISA but in her name? Would having her own ISA make this transfer easier? And most importantly is this something you think can be done online/over the phone from abroad or will it involve a trip back to the UK and back and forward to branches assuming they haven't all been shut. Thank you for taking the time to read this email, sorry it's so long, and no worries if it doesn't get chosen for the podcast. Keep up the good work Kind regards, Mark 38:15  Question 6 Change to ISA rules from April 2027. Audio question from Holly.  

I adhere to a strict policy of truth. Much of my adult life has been invested in seeking truth in both my professional and personal lives. This is heavily influenced by my belief that truth will not only set society free of tyranny, but it also begets a clarity that positively reinforces an individual's confidence in themselves and allows others in society to have confidence in the truth teller. Assuming people relish a thinking society. My wife has said that I am too honest, too truthful. This is not a recommendation to lie, rather not to overshare the messy details of my thinking processes. It's a situational thing.

Grab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $27): https://www.titaniumu.com/blueprintWant to work directly with me to close more deals? Go Here: https://www.titaniumu.comWant the Closer's Formula sales process I've used to close 2,000+ deals (FREE) Go Here: https://www.kingclosersformula.com/closeIf you're new to my channel my name is RJ Bates III. Myself and my partner Cassi DeHaas are the founders of Titanium Investments.We are nationwide virtual wholesalers and on this channel we share EVERYTHING that we do inside our business. So if you're looking to close more deals - at higher assignments - anywhere in the country… You're in the right place.Who is Titanium Investments and What Have We Accomplished?Over 10 years in the real estate investing businessClosed deals in all 50 states​Owned rentals in 12 states​Flipped houses in 11 states​Closed on over 2,000 properties​125 contracts in 50 days (all live on YouTube)​Back to back Closers Olympics ChampionTrained thousands of wholesalers to close more deals_________________________________With over 4,000 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW!    https://www.youtube.com/@RJBatesIII_________________________________RESOURCES FOR YOU:If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com(FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/closeGrab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/titaniumprofitsSupport the show

Learn what's in a rare bipartisan housing bill in Congress, then find out whether a credit card payment plan beats buy now, pay later. Why did a housing bill with overwhelming bipartisan support suddenly stall on the president's desk? Hosts Sean Pyles, CFP©, and Elizabeth Ayoola are joined by senior news writer Anna Helhoski, and mortgage writers Abby Badach Doyle and Kate Wood to unpack the 21st Century ROAD to Housing Act. It's a nearly 400-page bill designed to ease the national housing shortage by cutting federal red tape around permitting, expanding small-dollar mortgages, limiting large institutional investors from buying more single-family homes, and creating incentives — not mandates — for local governments to build more housing, including manufactured homes and accessory dwelling units. Then, Sean and Elizabeth are joined by credit cards Nerd and NerdWallet spokesperson Sara Rathner to help a listener named Emma decide how to pay off a large purchase without draining her savings. They walk through how to compare the fees on a credit card issuer's payment plan against your card's regular APR, how these plans differ from third-party buy now, pay later services, and whether either option can help — or hurt — your credit score. Locked Out: 3 Outdated Myths About Manufactured Homes: https://www.nerdwallet.com/mortgages/news/locked-out-manufactured-homes-affordable-housing-crisis Best 0% APR Credit Cards of July 2026: https://www.nerdwallet.com/credit-cards/best/zero-percent Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/ Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Canadians investing in U.S. real estate often assume the financing process works just like it does at home—but that assumption can lead to costly mistakes. In this episode, Glen Sutherland sits down with cross-border mortgage expert Chris Micucci to break down the biggest lending misconceptions Canadian investors make and explain how U.S. investment financing really works. From DSCR loans and reserve requirements to closing costs, corporate structures, wire transfers, and choosing the right lender, you'll learn the practical lessons that can save you thousands of dollars and prevent deals from falling apart. Whether you're buying your first U.S. rental or expanding your portfolio, this episode will help you avoid the mistakes that catch many Canadian investors off guard. glensutherland.com/lenders The 13 Lending Mistakes Canadians Make: 1. Thinking you qualify based on your personal income Many Canadians assume U.S. lenders care about salary, T4s, tax returns, or employment. For DSCR loans, the property qualifies—not you. 2. Assuming you need perfect personal finances to buy Canadians often believe they need extensive financial documentation. In reality, many U.S. investment loans primarily focus on the property's cash flow and your down payment funds. 3. Believing Canadian mortgage rules apply in the U.S. Many investors expect pre-approvals, qualification rules, and lending policies to work the same way they do in Canada. They don't. 4. Getting pre-approved before finding the property In Canada, you're approved for a dollar amount. In the U.S., you're generally approved for a specific property that cash flows. Many Canadians misunderstand this difference. 5. Buying properties that are too inexpensive Ironically, smaller loan amounts are often harder to finance because many lenders prefer larger loans and higher-value properties. 6. Being surprised by U.S. closing costs Many Canadians experience sticker shock because title fees, lender fees, appraisals, escrow deposits, and other costs are itemized instead of hidden in the mortgage. 7. Waiting until the last minute to transfer money International wire transfers can be delayed by compliance reviews or audits. Waiting until the week of closing can jeopardize the deal—and potentially your earnest money deposit. 8. Waiting too long to set up your U.S. entity and EIN Many investors don't realize that obtaining an EIN can take weeks, especially during busy IRS periods. Waiting can delay financing and closing. 9. Setting up the wrong ownership structure Some Canadian tax structures work well legally but are difficult—or impossible—for many U.S. lenders to finance. Structuring without considering lending requirements can create expensive delays. 10. Not having enough reserve funds Many first-time investors budget only for their down payment. Most lenders also expect to see several months of mortgage reserves in a U.S. bank account. 11. Shopping only by interest rate A lower rate isn't always the better loan. Points, lender fees, closing costs, and how long you plan to hold the property all matter. 12. Comparing different loan products as if they're identical Many investors compare refinance quotes, construction loans, fix-and-flip loans, and purchase loans without realizing they're completely different products. 13. Using lenders who don't understand Canadian investors One of the biggest mistakes is working with lenders who primarily serve Americans. They may quote attractive terms initially, only for underwriting to discover you're Canadian and change the loan shortly before closing

#RingRust with my musicular #WrestlingNews chat! & #TagMeIn as I reference some wrestling references... & some of the best songs made for & about him, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:36 All the News That's Right on the Mark: Injury Has Ben Doing JONAH Good! 0:06:11 Musicular Interlude 1 0:17:32 Slamming Wrestling News On Its Back: the Skinny on Rhea Ripley's Title! 0:18:25 Musicular Interlude 2  0:26:19 All the News That's Right on the Mark: When It Comes to 5 Time World Champions, It Don't Matter If You're Black or White! 0:28:23 Musicular Interlude 3 0:38:57 Slamming Wrestling News On Its Back: Chicago's All Elite Once Again! 0:40:54 Musicular Interlude 4 0:49:46 Assuming the Intermissionary Position 0:57:06 This Week's Macho Fact 1:07:04 Wrestler Birthdays...  1:08:37 Musicular Interlude 5 1:20:53 This Week's 3-Way Dance-Off: Jim Johnston & Jimmy Hart Just Sorta Looking Around a Bit! 1:34:03 All the News That's Right on the Mark: the Greatest Wrestling Alive Versus Mexico! 1:35:59 Musicular Interlude 6 1:42:27 Slamming Wrestling News On Its Back: Snakes Can Retire, Apparently! 1:43:39 Musicular Interlude 7 -= EXPLICIT =-

In this episode of The Team Engagement Podcast, host Shawn Richards speaks with Anya Cheng, Founder and CEO of Taelor, about communication, psychological safety, and growth mindset.Anya shares leadership lessons from her experience at Taelor, Meta, eBay, Target, and McDonald's. She explains why leaders should help people use their strengths, communicate openly, and stop creating stories based on assumptions.What you'll learn:• Why psychological safety does not remove accountability • How leaders can help people succeed through their strengths • Why growth mindset means starting before you feel fully ready • How assumptions create emotional stress • Why better communication supports healthier teamsConnect with Anya:Website: https://taelor.style LinkedIn: https://www.linkedin.com/in/anyacheng

Employment Remains on Solid Ground Employment continues to be one of the most important indicators for both the economy and the stock market. A healthy labor market means more people are earning income, saving, investing, and contributing to overall economic growth. Those factors typically create greater demand for investment assets and provide support for stock prices. Conversely, rising unemployment often leads consumers to spend savings rather than invest, placing pressure on financial markets. The Federal Reserve closely monitors employment data when making interest rate decisions, making each monthly jobs report an important release for investors. However, it’s important to understand that the headline jobs report is based largely on surveys, making it what economists refer to as “soft data.” Because it relies on estimates from survey respondents rather than complete reporting, the data is often revised in subsequent months. The latest report was encouraging overall. More jobs were created than lost, the unemployment rate declined, and wage growth remained healthy at 3.5% year over year. While average hours worked declined slightly, rising wages combined with fewer hours worked still represents a positive development for workers. One surprising detail within the report was a decline in leisure and hospitality employment. Given the increased tourism and temporary hiring associated with the World Cup, many economists believe this portion of the report may ultimately be revised higher. To gain a clearer picture of labor market conditions, it helps to compare the survey-based data with “hard data,” such as initial unemployment claims. Unlike survey estimates, unemployment claims are based on actual filings submitted through state unemployment offices and are generally considered more reliable. Initial jobless claims have remained relatively stable throughout the year, while continuing unemployment claims have gradually declined. Together, these indicators reinforce the view that the labor market remains stable, not overheating, but not weakening either. A stable employment environment supports continued wage growth, consumer spending, savings, and investment activity. Those trends create a constructive backdrop for financial markets heading into the second half of the year. Corporate Earnings Will Drive the Next Phase of the Market Strong corporate earnings have been one of the primary drivers behind the stock market’s performance this year, and they are expected to remain a major theme throughout the remainder of the year. Corporate America has consistently exceeded expectations, helping fuel market gains. As a result, analysts have steadily raised earnings forecasts throughout the year. Earnings per share (EPS), a measure of how much profit a company generates for each outstanding share of stock, has seen meaningful upward revisions after remaining relatively flat throughout much of 2025. While this reflects confidence in the strength of American businesses, it also raises the bar. Investors will be watching closely to see whether companies can continue delivering results that justify today’s elevated expectations. Another important metric to monitor is operating margins. Markets are currently pricing in record profit margins over the coming year. If companies continue operating efficiently while maintaining strong profitability, stocks could continue benefiting from solid earnings growth. However, if expectations prove too optimistic, investors should be prepared for periods of increased market volatility. With midterm election uncertainty also entering the picture, earnings season will likely play an even larger role in determining market direction during the second half of the year. Why Gas Prices Haven’t Fallen as Fast as Oil Prices Although oil prices have retreated following the recent conflict in the Middle East, many drivers have noticed that gasoline prices have not fallen nearly as quickly. The explanation lies in how gasoline is produced, distributed, and taxed. The United States consumes more than 130 billion gallons of gasoline each year—more than any other country in the world. While crude oil prices rose sharply during the conflict and have since moved lower, retail gasoline prices typically respond more slowly. Gasoline is a refined petroleum product, meaning the cost of crude oil represents only one portion of the final price consumers pay at the pump. Refining costs, transportation expenses, distribution, and taxes all contribute to the total cost per gallon. As crude oil prices climbed, gasoline prices gradually followed. Now that crude prices have declined to levels closer to where they were earlier this year, gasoline prices are expected to follow, but historically, they tend to lag. Assuming geopolitical tensions do not escalate again, motorists could begin seeing more relief as the summer progresses and into the fall. Regional price differences also illustrate how much additional costs affect gasoline prices. States throughout the South and Midwest generally enjoy some of the nation’s lowest gasoline prices due to their proximity to Gulf Coast refineries. Meanwhile, states such as California, Washington, Hawaii, Nevada, and Oregon typically experience significantly higher prices. While crude oil costs are essentially the same nationwide, higher state taxes, increased transportation expenses, and greater distribution costs contribute to substantially higher prices at the pump. In Hawaii, for example, distribution costs alone exceed the cost of refining the gasoline. Understanding these components helps explain why gasoline prices often remain elevated even after oil prices begin to fall. Greg Powell, CIMA® President and CEO Wealth Consultant Email Greg Powell here Bobby Norman, CFP®, AIF®, CEPA® Managing Director Wealth Consultant Email Bobby Norman here Trey Booth, CFA®, AIF® Chief Investment Officer Wealth Consultant Email Trey Booth here Ty Miller, AIF® Vice President Wealth Consultant Email Ty Miller here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post Reports Are In first appeared on Fi Plan Partners.

#RingRust with my musicular #tnaSLAMMIVERSARY, #ForbiddenDOOR, #WWENOC & #NXTGAB chat! & #TagMeIn as I commemmorate another legendary #WWEHOF'r... & some of the best songs made for & about him, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:34 Pay-Per-Review: WWE's Night of Champions 0:06:26 Musicular Interlude 1 0:18:00 Pay-Per-Review: Total Nonstop Action Wrestling's Slammiversary 1 0:20:57 Musicular Interlude 2  0:29:24 Pay-Per-Review: Total Nonstop Action Wrestling's Slammiversary 2 / NXT's Great American Bash 1 0:31:53 Musicular Interlude 3 0:42:31 Pay-Per-Review: NXT's Great American Bash 2 0:43:41 Musicular Interlude 4 0:53:32 Assuming the Intermissionary Position 0:59:23 This Week's Macho Fact 1:08:54 Wrestler Birthdays...  1:10:24 Musicular Interlude 5 1:20:17 This Week's 3-Way Dance-Off: Improving His Baseball Swing, By Dropping His Elbow! 1:33:14 Pay-Per-Review: AEW x NJPW's Forbidden Door 1 1:35:25 Musicular Interlude 6 1:42:26 Pay-Per-Review: AEW x NJPW's Forbidden Door 2 1:44:42 Musicular Interlude 7

She was home alone in the middle of the afternoon when she heard someone come through the front door.The keys rattled. The door opened. Heavy boots crossed the house and moved into the kitchen. Assuming it was her husband or son stopping home early, she called out but got no response. A few moments later, the footsteps started down the hallway and stopped directly outside the bathroom door.Certain someone was standing there waiting to scare her, she yanked the door open. Nobody was there.After searching the entire house and calling both her husband and son, she learned neither of them had been home. The front door was still locked, yet she remains certain she heard someone enter the house, walk through the kitchen, and stop just outside the bathroom.Years later, it's still one of the most unsettling experiences she's ever had.#GhostStories #Paranormal #RealGhostStories #PhantomFootsteps #HauntedHouse #Supernatural #UnexplainedMysteries #ParanormalExperience #TrueGhostStories #ListenerStory Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Enterprises have been slogging through the AI adoption journey, but cybersecurity threat actors have been too. As the time from vulnerability discovery to breach effectively goes to zero, the new cybersecurity playbook is all about how fast you can recover. We Meet:  Anneka Gupta is the Chief Product Officer at Rubrik Credits:This episode of SHIFT was produced by Jennifer Strong with help from Emma Cillekens. It was mixed by Garret Lang, with original music from him and Jacob Gorski. Art by Meg Marco.

Episode Chapter Summaries Chapter 1: The Roar of Madison Square Garden (00:00 – 02:57) Anne welcomes voice talent and business coach Tom Dheere back to the show. Tom explains his exhaustion, revealing that his neighborhood turned into a massive celebration zone after the New York Knicks won the NBA Championship. Anne shares a parallel memory of experiencing the World Cup celebration in Italy. They note how easy it is to get swept up in a major public triumph, sparking a deep conversation about the hidden work required behind a massive, visible victory. Chapter 2: What is Your Personal Championship? (02:58 – 04:31) Anne and Tom explore how success is rarely an accidental event. Tom challenges listeners to establish their own custom definition of "winning the championship." For a new voice actor, a title might mean booking their first paid gig, securing a national commercial, qualifying for SAG-AFTRA, or generating enough revenue to transition from a full-time day job to part-time creative work. Chapter 3: The Micro-Decision Metric & The Astronaut Analogy (04:32 – 08:25) Tom delivers a powerful perspective shift: your life and your VO career are not highlight reels. True career growth is built entirely on the micro-decisions made in the quiet moments between the milestones. Tom uses an excellent analogy comparing two college students who both want to be astronauts. Assuming equal talent and resources, the student who chooses to stay at their desk studying night after night while friends head to the pub is the one who ultimately makes it to space. Anne relates this to her personal struggle with college calculus, explaining how facing difficult, un-glamorous work builds mandatory professional humility. Chapter 4: Repetition, Homework, and the "Miyagi" Effect (08:26 – 10:25) Anne and Tom discuss the necessity of balancing the quantity of your practice with the quality of your execution. Tom references the classic Karate Kid metaphor: when Mr. Miyagi forces Daniel to paint the fence repetitively, it feels tedious and useless until that exact physical muscle memory becomes his primary shield in battle. Anne notes that this is exactly why she assigns heavy homework to her students, explaining that the real growth happens in the isolated, un-directed hours spent experiencing diverse scripts, handling audio editing, and analyzing text independently between coaching sessions. Chapter 5: Defining a Perfect VO Day & Tracking Patterns (10:26 – 14:43) Tom reveals the very first exercise he gives to his consulting students: detailing what a "perfect voiceover day" looks like, and then breaking down the 82 pre-season steps needed to make that day a reality. They treat auditions like individual games in a long season. Tom highlights why tracking your auditions is vital—not to obsess over your booking ratio, but to gather meta-data. By analyzing his past "thumbs up" ranking scores on Voice 123, Tom discovered a pattern: his primary booking keyword is "upbeat." He now uses that data to specifically filter and prioritize incoming casting notices. Chapter 6: Audition Desperation & The Character Accent Myth (14:44 – 20:20) Anne shares that her highest-booking auditions are consistently the ones she didn't over-analyze or obsess over, allowing her to deliver a natural, storytelling-focused read. Tom explains the corporate psychology behind this: buyers can smell performance desperation. He calls out a major cultural trend where new talent obsess over pitch adjustments and complex accents for animation or gaming, warning that dialects mean nothing if the underlying performance lacks real human connection. Tom uses his background narrating over 70 audiobooks to explain that a heavy accent should never get in the way of a compelling story. Chapter 7: The Production Team & The 3 Ps of Success (20:21 – End) Using basketball as a launching point, Anne and Tom examine the many moving pieces that contribute to a successful voiceover career and production. Together, they discuss the importance of teamwork, adaptability, and professionalism, and why the most successful voice actors learn to balance artistic fulfillment with business realities. Drawing on more than 38 years of combined full-time experience, they conclude with a powerful framework for career longevity: Passion, Practice, and Persistence—the 3 Ps that have helped sustain their own careers and countless others. Top 10 Boss Takeaways Define your own title: Success in the voiceover marketplace is personal. Do not measure your worth against someone else's trophy room; identify the specific professional milestones that equal a win for your business. Ditch the highlight reel mindset: Landmark moments like booking a major corporate client or launching a new website are rare. Your real business is formed by the quiet, un-glamorous work you execute on a rainy Tuesday morning. Master your micro-decisions: Longevity is built incrementally. Choosing to practice copy analysis, market your services, or clean your studio booth instead of succumbing to distractions is the daily habit that separates astronauts from dreamers. The lesson is in the doing: Do not rely on your coach to hand-hold your development. True vocal authority is forged through repetitive script interaction, self-direction, and navigating audio editing hurdles independently. Treat auditions like game tape: Use your submissions as a tool to collect raw data. Track where your auditions originate, identify the performance specifications, and look for structural trends over a 60-to-90-day window. Let the algorithm guide your focus: Platforms like Voice 123 reward positive listener interactions. Analyze your "likes" or shortlisted notices to discover your signature vocal keywords, and use that data to target similar copy. Drop the desperation: The harder you try to force a performative "announcer" melody onto a script, the faster a client will pass on your file. Ground your energy, lean into the narrative truth, and read without artificial worry. Acting outweighs accents: A casting director will instantly forgive an imperfect dialect if the character feels deeply connected, present, and humanly engaged. Prioritize psychological truth over vocal impressions. You are a player, not the whole team: Remember that a voice actor is one specific cog in a much larger production wheel. Show up to sessions directable, pleasant, organized, and ready to collaborate with engineers and directors. Harness the power of the 5-year wall: If you can commit to the industry, learn from your failures, and actively market your booth for longer than five consecutive years, your statistical probability of long-term commercial success skyrockets.

The real horror in Ravenloft wasn't ghosts, vampires, or eldritch patrons. It was Riverside updating its interface five minutes before recording. Suddenly the buttons moved, the fonts shrank every time someone mentioned the layout, and Tyler entered a state of existential panic usually reserved for failed concentration checks. By the end of the night, we had learned two important lessons. First, change is terrifying. Second, apparently none of us can remember how to spell Ricky-Ticky-Tavi. Show Notes In Part 2 of our review of Ravenloft: The Horrors Within, we tackled the remaining subclasses and discovered that the second half of the book delivered some of the strongest player options in the entire release. Between ghost-powered rogues, shadow puppies, and undead warlocks, there was plenty to like. We started with the Phantom Rogue and found ourselves impressed by how well the subclass grows over time. While the early levels still feel sparse, Tokens of the Departed remains one of the coolest thematic mechanics in the game. Collecting fragments of souls and consulting them for answers creates exactly the kind of spooky roleplaying we want from Ravenloft. Next came Shadow Sorcery, and to everyone's relief, the beloved Hound of Ill Omen survived the transition to 5.5. The shadow puppy is back, the subclass still delivers incredible battlefield control, and several improvements make it one of the standout options in the book. This may finally be proof that Wizards remembers sorcerers are allowed to have nice things. We wrapped up with the Undead Patron Warlock, which continues to deliver strong flavor and solid mechanics. Form of Dread remains fantastic, and the subclass still excels at making enemies regret standing anywhere near the warlock. Meanwhile, we somehow spent far too much time debating damage dice, exhaustion mechanics, and whether exploding yourself counts as a valid combat strategy. By the end of the review, we came away feeling far more positive about the second half of the book than the first. Not every option is perfect, but there are several subclasses here we'd happily bring to a full campaign. Assuming, of course, that the recording software doesn't change its layout again first. Links Ravenloft: The Horrors Within (affiliate link) RPGBOT.store - Pish Pash, My Memory is Trash! Other Stuff Rikki Tikki Tavi Roxane but it gets faster Spirited Away Content from RPGBOT.net DnD 5e Dark Gifts Guide Key Takeaways Phantom Rogue starts slowly but becomes increasingly interesting at higher levels. Tokens of the Departed remains one of the most flavorful mechanics in the game. Shadow Sorcery successfully preserved the fan-favorite Hound of Ill Omen. The shadow puppy is still the best boy. Shadow Sorcerer is one of the biggest winners in the book. Undead Patron Warlock retains its strong theme and useful combat tools. Form of Dread continues to be one of the coolest transformation abilities available to warlocks. Several subclasses benefited from updates that fixed earlier Unearthed Arcana concerns. The second half of the book contains more hits than misses. Software updates remain more frightening than anything found in Ravenloft. Welcome to the RPGBOT Podcast. If you love Dungeons & Dragons, Pathfinder, and tabletop RPGs, this is the podcast for you. Support the show for free: Rate and review us on Apple Podcasts, Spotify, or any podcast app. It helps new listeners find the best RPG podcast for D&D and Pathfinder players. Level up your experience: Join us on Patreon to unlock ad-free access to RPGBOT.net and the RPGBOT Podcast, chat with us and the community on the RPGBOT Discord, and jump into live-streamed RPG podcast recordings. Support while you shop: Use our Amazon affiliate link at https://amzn.to/3NwElxQ and help us keep building tools and guides for the RPG community. Meet the Hosts Tyler Kamstra – Master of mechanics, seeing the Pathfinder action economy like Neo in the Matrix. Randall James – Lore buff and technologist, always ready to debate which Lord of the Rings edition reigns supreme. Ash Ely – Resident cynic, chaos agent, and AI's worst nightmare, bringing pure table-flipping RPG podcast energy. Join the RPGBOT team where fantasy roleplaying meets real strategy, sarcasm, and community chaos. How to Find Us: In-depth articles, guides, handbooks, reviews, news on Tabletop Role Playing at RPGBOT.net Tyler Kamstra BlueSky: @rpgbot.net TikTok: @RPGBOTDOTNET Ash Ely Professional Game Master on StartPlaying.Games BlueSky: @GravenAshes YouTube: @ashravenmedia Randall James BlueSky: @GrimoireRPG Amateurjack.com Read Melancon: A Grimoire Tale (affiliate link) Producer Dan @Lzr_illuminati

#RingRust with my musicular #tnaSLAMMIVERSARY, #ForbiddenDOOR, #WWENOC & #NXTGAB chat! & #TagMeIn as I commemmorate the most legendary #WWEHOF'r... & his Japanese-released EP, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:45 Pre-Per-View: WWE's Night of Champions 1 0:06:30 Musicular Interlude 1 0:14:20 Pre-Per-View: WWE's Night of Champions 2 / Total Nonstop Action Wrestling's Slammiversary 1 0:15:58 Musicular Interlude 2  0:24:47 Pre-Per-View: Total Nonstop Action Wrestling's Slammiversary 2 0:26:25 Musicular Interlude 3 0:36:22 Pre-Per-View: NXT's Great American Bash 0:38:22 Musicular Interlude 4 0:46:10 Assuming the Intermissionary Position 0:52:10 This Week's Macho Fact 1:00:06 Wrestler Birthdays...  1:01:40 Musicular Interlude 5 1:11:18 This Week's 3-Way Dance-Off: I Bet He's Still Putting Over Every Younger Wrestler In Hardcore Heaven! 1:24:13 Pre-Per-View: All Elite Wrestling's Forbidden Door 1 1:26:17 Musicular Interlude 6 1:33:06 Pre-Per-View: All Elite Wrestling's Forbidden Door 2 1:34:47 Musicular Interlude 7 1:43:15 Podcast Extra 

The real horror in Ravenloft wasn't ghosts, vampires, or eldritch patrons. It was Riverside updating its interface five minutes before recording. Suddenly the buttons moved, the fonts shrank every time someone mentioned the layout, and Tyler entered a state of existential panic usually reserved for failed concentration checks. By the end of the night, we had learned two important lessons. First, change is terrifying. Second, apparently none of us can remember how to spell Ricky-Ticky-Tavi. Show Notes In Part 2 of our review of Ravenloft: The Horrors Within, we tackled the remaining subclasses and discovered that the second half of the book delivered some of the strongest player options in the entire release. Between ghost-powered rogues, shadow puppies, and undead warlocks, there was plenty to like. We started with the Phantom Rogue and found ourselves impressed by how well the subclass grows over time. While the early levels still feel sparse, Tokens of the Departed remains one of the coolest thematic mechanics in the game. Collecting fragments of souls and consulting them for answers creates exactly the kind of spooky roleplaying we want from Ravenloft. Next came Shadow Sorcery, and to everyone's relief, the beloved Hound of Ill Omen survived the transition to 5.5. The shadow puppy is back, the subclass still delivers incredible battlefield control, and several improvements make it one of the standout options in the book. This may finally be proof that Wizards remembers sorcerers are allowed to have nice things. We wrapped up with the Undead Patron Warlock, which continues to deliver strong flavor and solid mechanics. Form of Dread remains fantastic, and the subclass still excels at making enemies regret standing anywhere near the warlock. Meanwhile, we somehow spent far too much time debating damage dice, exhaustion mechanics, and whether exploding yourself counts as a valid combat strategy. By the end of the review, we came away feeling far more positive about the second half of the book than the first. Not every option is perfect, but there are several subclasses here we'd happily bring to a full campaign. Assuming, of course, that the recording software doesn't change its layout again first. Links Ravenloft: The Horrors Within (affiliate link) RPGBOT.store - Pish Pash, My Memory is Trash! Other Stuff Rikki Tikki Tavi Roxane but it gets faster Spirited Away Content from RPGBOT.net DnD 5e Dark Gifts Guide Key Takeaways Phantom Rogue starts slowly but becomes increasingly interesting at higher levels. Tokens of the Departed remains one of the most flavorful mechanics in the game. Shadow Sorcery successfully preserved the fan-favorite Hound of Ill Omen. The shadow puppy is still the best boy. Shadow Sorcerer is one of the biggest winners in the book. Undead Patron Warlock retains its strong theme and useful combat tools. Form of Dread continues to be one of the coolest transformation abilities available to warlocks. Several subclasses benefited from updates that fixed earlier Unearthed Arcana concerns. The second half of the book contains more hits than misses. Software updates remain more frightening than anything found in Ravenloft. Welcome to the RPGBOT Podcast. If you love Dungeons & Dragons, Pathfinder, and tabletop RPGs, this is the podcast for you. Support the show for free: Rate and review us on Apple Podcasts, Spotify, or any podcast app. It helps new listeners find the best RPG podcast for D&D and Pathfinder players. Level up your experience: Join us on Patreon to unlock ad-free access to RPGBOT.net and the RPGBOT Podcast, chat with us and the community on the RPGBOT Discord, and jump into live-streamed RPG podcast recordings. Support while you shop: Use our Amazon affiliate link at https://amzn.to/3NwElxQ and help us keep building tools and guides for the RPG community. Meet the Hosts Tyler Kamstra – Master of mechanics, seeing the Pathfinder action economy like Neo in the Matrix. Randall James – Lore buff and technologist, always ready to debate which Lord of the Rings edition reigns supreme. Ash Ely – Resident cynic, chaos agent, and AI's worst nightmare, bringing pure table-flipping RPG podcast energy. Join the RPGBOT team where fantasy roleplaying meets real strategy, sarcasm, and community chaos. How to Find Us: In-depth articles, guides, handbooks, reviews, news on Tabletop Role Playing at RPGBOT.net Tyler Kamstra BlueSky: @rpgbot.net TikTok: @RPGBOTDOTNET Ash Ely Professional Game Master on StartPlaying.Games BlueSky: @GravenAshes YouTube: @ashravenmedia Randall James BlueSky: @GrimoireRPG Amateurjack.com Read Melancon: A Grimoire Tale (affiliate link) Producer Dan @Lzr_illuminati

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

Type 1s, known as the Administrator (source: Awareness to Action Enneagram) care deeply about doing things right. They're clear, they're specific, and they genuinely want the person in front of them to improve. But that same commitment to high standards can sometimes get in the way of the feedback actually landing. In this episode, we're walking through what Type 1s are already doing well and a few things worth adjusting so their feedback inspires rather than overwhelms.What You'll Hear in This EpisodeUnlike some types who soften feedback to the point of losing the message, Type 1s don't have that problem. Their challenge is almost the opposite. The inner critic that drives their own high standards can quietly seep into how feedback is delivered, in tone, body language, and the sheer volume of things they want to address at once. This episode helps Type 1s channel their gift for seeing what should be into feedback that motivates real change.A Note Before You Go InBefore the conversation, check in with your inner critic. Type 1s have an inner voice that is louder, harsher, and more relentless than most, and what feels like honest, measured feedback on the outside can sometimes be that inner critic talking. Ask yourself: is this feedback honest and helpful, or is it starting to bleed into perfect and harsh? That check-in can set the whole tone.3 Things to DO as a Type 1 When Giving FeedbackLead with positive intent and say it out loud. It might feel obvious to you that you're coming from a place of care, but the other person doesn't always know that. Don't skip the setup. A quick "I'm bringing this up because I want you to succeed" changes how everything that follows is received.Be specific and factual, not evaluative. There's a difference between "the report was missing the Q3 projections" and "the report wasn't good enough." The first is actionable. The second stings without direction. Type 1s naturally gravitate toward specifics, just make sure the inner critic isn't swapping facts for judgment.Offer a clear path forward. You have a rare ability to see what should be - use it. Don't just address what went wrong; give the person a concrete next step. That "good to great" instinct is a gift. Use it to look forward. 3 Things to AVOID as a Type 1 When Giving FeedbackLetting frustration show up in your tone or body language. Your words might be measured and thoughtful, and they usually are, but feelings can come through in your face and your voice without you realizing it. One Type 1 leader we worked with laughed about how his team called it his "resting [you know what] face." He had no idea he was doing it. Just something to be aware of and occasionally soften.Stacking all the things at once. Your standards are high, and there's probably a lot you could address. But delivering a long list of everything that needs to be fixed can feel overwhelming and even hopeless on the receiving end, like I can't do anything right, so why try? Prioritize the most important thing. Let the rest go for now and come back to it after the first priority is addressed.Assuming the goal is obvious. You know you're giving this feedback so they can improve. They might not feel that in the moment. Saying it explicitly isn't redundant, it's what makes the feedback land as support rather than criticism.A Phrase to Try"I'm bringing this up because I know you're capable of excellence. You can meet this standard...and I'm here to help you get there."Say it at the start, wrap up with it, or both. It reminds the other person, and yourself, why this conversation is happening.Resources + Next StepsAre you a Type 1 with something to add, push back on, or a real-world example to share? We'd love to hear from you at enneagrammba.com/contact. And if you work for or with a Type 1 and want to share what you genuinely appreciate about how they lead and give feedback, we want to hear that too.If you want to keep building your communication and leadership skills by type, grab the Enneagram Manager's Prompt Pack - a practical, downloadable guide organized by real workplace situations so you always know what to say and how to say it. Find it at enneagrammba.com.And if this episode got you thinking about how your team gives and receives feedback, that's exactly what we dig into in our workshops, company retreats, team building events, industry conferences, and more. Head to enneagrammba.com to explore your options and start the conversation.Enneagram MBA is a team training and leadership development company based in the Louisville metro area. We help organizations build self-aware, high-performing teams using Enneagram insights.Have a request for a future episode? Drop a text here! 

https://youtu.be/xkCGHOYkdC0 Grant McKinstrie, CEO of Digital Position, is passionate about helping eCommerce brands grow by combining customer insights, data-driven marketing, and emerging technology. With more than two decades of experience in digital marketing, Grant has built a team that helps brands increase revenue through SEO, paid media, conversion optimization, and customer-focused growth strategies. We explore Grant’s DP Growth System: Ask AI where consumers congregate, Immerse yourself in their communities, Create content they crave, Engage them on Reddit and Quora, Have influencers create videos, and Turn craved content into ads. Grant explains why understanding customer conversations is more valuable than relying on assumptions, how online communities reveal unmet needs and buying signals, and how businesses can transform those insights into content, influencer partnerships, and advertising campaigns that drive measurable growth. He also shares how AI is changing marketing, the challenges of scaling an agency, and why innovation remains one of the most important drivers of long-term business success. — Build Yourself a Growth System with Grant McKinstrie  Good day. Steve Preda here with the Management Blueprint Podcast, and today my guest is Grant McKinstrie, the CEO of Digital Position, a full-stack agency that builds a growth system for e-commerce brands. Grant, welcome to the show.  Thank you so much for having me. Good to be here.  Well, it’s great to have you here. And I’d like to start by asking you: What is your personal ‘Why’, and what are you doing to manifest it at Digital Position?  Well, specifically when we think about the eCommerce space, there’s so much crap being sold out there. And also, in terms of what AI has done to the industry, it has allowed a lot of people to start a lot of different businesses, sell a lot of stuff, do a lot of dropshipping, and all these different things. It’s about trying to find the gems. It’s about finding the good people to work with and the businesses that are worth growing at the end of the day. There’s so much good stuff out there that gets pushed down because either they haven’t worked with a good agency or they just don’t know how to market themselves well enough.  And I think the drive behind trying to find those people who are genuinely nice to work with and brands that are absolutely worth promoting and bringing out into the world is awesome and very rewarding. Being able to do that is incredibly fulfilling. That’s not to say that we’re perfect in every way, shape, or form. And it’s not like every single business we work with is perfect either. We do what we can. But all in all, I want to be able to help market products, people, and businesses that are absolutely worth getting out into the world and getting more people to know about.  Yeah. That’s so interesting that you say that because I had a client in this space where you are, and they were a little conflicted because some of the brands they represented, they were not really proud of. And I think it really impacted their culture in turn. They felt that they were not operating with integrity with all of their clients, and that created internal friction. And it kind of held them back to some degree. So that’s fascinating that you talk about this. And I also noted on your website that your average client tenure is over four years, which I think bears testament to this. Yeah. In a large majority of cases, I mean, we’ve had certain clients for six years and, in some cases, even eight years. So when you have tenures like that, they certainly last a long time. And sometimes it just doesn’t work, and we’re also very willing to openly admit that. I don’t want anyone to think, “Oh, if we sign up with you, it’s four years, and then we’re just constantly paying you for, I don’t know, whatever reason it might be.” But genuinely, we’re here to see how we can legitimately grow the business and actually bring you profit dollars that you weren’t seeing otherwise.  Because so many businesses that we come across are just not able to allocate their marketing spend efficiently. And they’re just… I don’t know. Not to get too much into the nitty-gritty of things, but in a general sense, 95% of the businesses we talk to are essentially burning money. And in most cases, they’re being worked through an agency churn-and-burn system. And it hurts to see. Literally, I had a pitch two hours ago before this call where every single platform they were on was just burning money. They were trying to remarket to people who already knew about the brand and spending money on people who already knew about them and were already going to purchase from them.  And the agency was trying to tell them, “Hey, all of our metrics are great.” But the business is suffering because of it. It happens all the time. It generally results in tough conversations for us because agencies have such a bad reputation. And we’re always trying to pick up the pieces and revitalize that relationship. Which has its highs and lows in many ways. But we’re out here doing the best we can. Okay, so that’s a great segue because this podcast is all about frameworks—how to do something that maybe other entrepreneurs are trying to do, don’t know how to do, but you figured out. So do you have some kind of framework? Maybe it’s about getting an eCommerce company up and running on advertising and advertising profitably. Maybe it’s some other area in your business that is easy to explain in three to five steps. Does anything come to mind?  The biggest thing that we have realized lately is what we have deemed community engagement. One, because of AI, you can scrape information so easily across the internet, and you can get fed so much crap that AI is just going to automatically generate for you. But what really matters at the end of the day is: who is your audience, where the heck do they hang out, and what are they talking about?  So we are constantly looking to inject ourselves into Reddit threads, Facebook threads, YouTube comments, Quora—wherever those people possibly are. Get into the subreddits. Get into those Facebook communities. Get into the comments of influencers or whoever is relevant within that space, and talk to them. See what they’re talking about within those threads. Engage with them. Have a conversation so that you can understand what actually makes this person tick. What do they truly care about? What do they call things? What are they talking about on a daily basis?  So that when you start creating content that resonates with those people, you know exactly how to connect with them. Because, as I mentioned earlier, so many people are creating commoditized products and content because of AI, because it’s making it that much easier to do. Nobody is truly trying to connect with the consumer at the end of the day. And therefore, you’re going to have so many people who become numb to anything being thrown in their face unless they actually feel like they’re being spoken to.  So the biggest thing is to get to know the person on the other side of the screen. Go to where they hang out. Go to where they’re engaging. And listen to them. I think a lot of people forget that and want to go straight into data, metrics, spreadsheets, and all this stuff. When there is a human-to-human interaction happening within marketing every single day. And that is what you need to continue to focus on. Okay, so maybe that’s the beginning of the framework. So get to know the person—or the customer—or both.  Yeah. And it sounds really simple. It’s funny, when you put it that way, it’s just: listen to the person you’re trying to sell to. But it’s incredible how infrequently that actually happens. Because a lot of people will talk about, “My product is the best. My product is so good because it does this cool little thing that nobody else does.” But who really cares unless it’s actually solving a problem that somebody has? And unless they’re able to understand exactly how it’s going to make them feel in that moment when that problem is solved or how it connects to their core persona or whatever it might be. It’s a very simple framework. But it is the most important thing that a lot of people tend to neglect.  No, I love it. I love it. So what does the actual framework look like? I understand you go to Reddit, you go to Quora, and you listen. But what is the process? How do you even know which part of Reddit you should go to, what you should listen to, and who the customers are? Give me the rundown. What do you do when a new customer walks through the door and you want to figure out how to make them successful?  Yeah, of course. So I think Reddit is just the easiest example. I think it’s what a lot of people are familiar with, but it also provides value because it’s related to all the LLMs and what they like to cite as sources as well. Funny enough, one of the best ways to start is if you have a brand, a service, or something that you’re looking to build. Feed that into AI—Claude, ChatGPT, whatever works for you—and have it help you understand: “Hey, what subreddits should I be participating in?” If I want to sell vegetable seeds, for example—and that’s an example from a client we’ve worked with—or if I want to get more into gardening, where should I go?  It will point you to gardening, DIY gardening, seasonal gardening, and all these different places that have communities of people who are very specific when it comes to anything you want to know about gardening. Then you jump in there and see people talking about: “When should I start planting my tomatoes?” Or: “When should I do any transplanting?” Or: “How do I need to handle my watering schedule?” And then you have layers and layers of threads, topics, and information that you can gather from. People are giving it to you for free and telling you exactly how they handle those things.  And that turns into content. That turns into ways for you to engage with those people. It turns into ads because if you’re able to understand what their pain point is, then you can make an ad out of that. At the same time, you can pull a lot of that information using AI. But the biggest impact still comes from truly engaging with those people. So you said that when you figure out what those communities are talking about in their Quora or Reddit communities, then you can engage with them. You can create content, you can create ads, and you can engage. And I’m just wondering, are there other forms of engaging with customers other than through content and ads? Good question. So yeah, that’s the main part. You can directly comment within those Reddit threads, or you can start creating your own content within those Reddit communities. If you start to see a trend of multiple people asking, “How do I start planting my tomato seeds?” Or, “Where do I even start with this?” Then you can create an entire guide on your website. Build a blog post around it. Or you can get together with an influencer who’s able to make a video around it and show the entire process through a visual element as well. So you’re not just doing written content, but video too. And then you can even run ads around that.  Because one of the biggest things, for example, with this brand that I’m kind of alluding to, is that every single ad and every single piece of content they were putting out beforehand was very disconnected from the true gardener at the end of the day, or the true DIY gardener. Because everything they showed was a picture of this beautiful, perfect pepper or tomato that nobody ever experiences unless you’re operating a commercialized system with all of the technology they have access to. But somebody in their backyard is not going to have a perfectly round tomato or a perfectly formed pepper. And therefore, no one knows how to get there. So you have to show them the step-by-step process.  What soil do you need to buy? What seeds should you buy? And then you become part of that system because: “Oh, I need to buy seeds. Okay, I’m going to go to this company and buy seeds from them.” And they also helped me throughout this entire process by becoming the subject matter expert on what to do with tomato seeds. It becomes this kind of system that you naturally inject yourself into as you create content that connects with that person. Because the biggest thing was recognizing that all of the content they were putting out beforehand made people think: “Well, my food is never going to look like that if I plant it in my backyard.” Yeah. “But how can I get there so that I feel a lot less stressed about even starting?” And you’re providing this entire guide for me to follow so that I can become a better DIY gardener.  Yeah. I love it. It’s a great approach to basically figure out where to go, talk to the people, and then communicate with them and create helpful guides for them. And the influencer video—that’s also very clever. So that’s how you help drive growth for your clients. But how do you drive growth in your own business?  Yeah, good question. Funny enough, man, it is so much harder to do it for yourself when you are so focused on other people. Reflecting inward is always tough. But what we have recognized lately is that you have to have a good freaking offer. Because so many agencies in this space say the same stuff. I sat on Instagram for two hours one day and rifled through every single ad from marketing agencies in the space.  And everybody says the same thing: “You’re doing your ads wrong.” Or: “You have no idea what’s happening with your attribution.” Or: “Google Ads is making you lose money.” Or: “Meta Ads sucks.” And all these different things. And everyone is saying: “You should let us do a free audit for you.” Or: “Come talk to us and we’ll help show you what’s wrong.” It’s like, okay, there’s a pretty big gap there. I have to spend all this time talking to you just to figure out whether you’re a legitimate business and whether you’re actually going to solve my problem. And you’re not really offering anything other than: “Hey, let’s sit down and talk about it.” When everybody else is doing the exact same thing. So the offer across the industry is generally weak.  There are a few agencies that have well-built offers. What we personally figured out through A/B testing is that we don’t even try to lead with the marketing conversation. Because in some cases, businesses find it difficult to admit: “Hey, our marketing sucks.” Or: “Marketing is our problem.” But a lot of people can identify whether their website sucks. They can look at it and say it’s old or that it’s not converting well. It’s generally easier for people to make that connection than the marketing connection.  So we’ve built an offer around A/B testing. For just about any eCommerce business doing over $1 million in annual revenue, we’d love to do a free A/B test for them. We will build a landing page of their choosing. It could be their homepage. It could be a product page. It could be whatever. We will create a mock-up ourselves and come to the call with it. We’ll show them our version alongside theirs. They can decide whether it seems better or not. And if they want to move forward, we’ll implement it on their site for free. Then we’ll run an A/B test until we reach statistical significance and can determine whether our page or their page performs better.  Either way, there’s no cost to them. We just want to show that we’re capable of providing value. We want to demonstrate that we can create something better than what they currently have. If it works out, awesome. Let’s continue the conversation. If not, no harm, no foul. We weren’t able to improve it for them, and it doesn’t make sense to continue the conversation.  Yeah. That is impressive. So you’re actually building a competing site, and you show them that you could do a better job than they are, essentially. Yeah, exactly. Yeah. And it’s… I don’t know. There’s somebody that I interact with who always says, “There are no sacred cows. There’s no ego in all of this.” It’s just, “We genuinely want to show that we can provide value in any way, shape, or form here.” It has garnered a lot of interest because it’s low friction. It’s, “Hey, at the very least, when we come to the call, we are going to show you something, and hopefully you like it.” And 100% of the time we’ve done this, everybody has loved it.  So it’s been a great source of driving more leads, more conversations, and more at-bats for the business. Simply by having an offer that people want to see value from, as opposed to: “Hey, we’re going to do an audit. There’s going to be a long turnaround time. Then we have to figure out the next steps. Then there’s going to be this big price tag,” or whatever it is. Whereas we’re just going to do something for you for free. If it works, great. If not, you didn’t lose any sleep over it.  Yeah. Love it. That’s pretty cool. And I think what’s really cool about it is that you do it without disrupting their existing business. Exactly. So they don’t feel like, “Okay, maybe it’s at no cost to me. Maybe it’s a marketing thing.” But at the same time, if you’re interfering with my customers, that’s actually a negative. Because it can create damage. That’s my reservation about people who offer to drive business for me. Yeah. But then they want to use my LinkedIn profile, and they can spoil my reputation online. And I’m never going to allow it. Because it interferes with my business. So I love that you found a way around that. That’s pretty cool.  Absolutely. Yeah, and we’re hoping that it just continues to grow. Fortunately, AI has allowed us to move a lot faster with this because I think that historically would have been a major holdup. Mocking up a page is not a very easy task. But because we’re able to understand the business and generate something relatively quickly through our experience and understanding of how a page should be structured, it works out really well. Yeah. Love it. So switching gears here, let me ask you this: What is something that you’re actively trying to figure out in your business?  Ooh, boy. Scale. I think the ability to scale something like this is where I’m trying to figure out what is going to break next. Historically, we’ve struggled to figure out things like: “Oh, we need a really good offer to drive cold outbound leads.” We have historically been a referral-only business. And while that’s worked, it certainly isn’t as sustainable long term as building a proper, predictable cold outbound system.  Now that we have something that is starting to work, and we’re seeing more leads come in, the question becomes: How do we scale this without the business breaking if we suddenly see a significant increase in leads? Because realistically, in the past, it’s been rare that we’ve had so many leads in the pipeline that we didn’t know how to handle them. But we’ve also recognized that the type of service we provide is elevated. We consider ourselves a boutique service. We know we’re not the cheapest in the market. But what we do know is that we can absolutely drive additional profit dollars to your business. Because we’re looking at the full marketing picture.  We’re not just focusing on PPC. We’re not just focusing on SEO. We’re not just focusing on organic social. We’re looking at how all of those things work together. And then we’re looking at the business as a whole and trying to drive an actual P&L impact. Not just say: “Oh, ROAS in Google Ads is good, so everything must be great.” No. That’s not always the case. As I mentioned earlier, that can happen while you’re still burning money because you’re simply retargeting people who already know about your business.  So the goal is understanding that we provide an elevated service and finding the right talent to help deliver it. So that as we continue to scale, we’re able to maintain the level of service that we know we’re capable of providing. And making sure that the people leading those client conversations are able to deliver on that promise every single time as well. Hopefully that answers the question, for the most part.  So if you have the deals coming through, the cold outreach is working, and your offer is working, is it just a question of finding the talent, or are there other things that could break?  Yeah. I think it’s hiring and talent for sure. And then the other piece is continuing to maintain the operational speed behind it as well. Because expectations in the industry are changing dramatically. We went from bi-monthly reporting to weekly reporting, and now people want to know how things are moving every single day. AI has sped things up to the point where people’s expectations are changing at a rate that we need to keep up with. And that is certainly one of the more difficult things to navigate.  Especially when there are 30 to 1,000 new AI tools coming out every single day. Then you need to figure out: “What’s the best one that I’m going to be able to utilize long term, instead of just dumping it and moving to a new one next week?” So yeah, the operational piece has been very interesting over the past couple of years. It went from everybody using ChatGPT, to all of these different AI transcription tools. We moved into Notion. Now we’re using Vector, which is popping off right now. Claude has obviously made a lot of strides as well. And it’s about figuring out how we continue to pivot across all of these different tools. And I’m barely scratching the surface with those examples.  We also have to make sure that the entire team is able to adapt to these changes over time. Because for so long, you could stick with a single tech stack and a handful of tools for years, and not much would change. But now, because of AI, things are adapting, changing, and improving incredibly quickly. And the expectations of the client are moving just as fast. So you need to be able to keep up with that. I’ve always wondered about this thing that Steve Jobs said: The two primary functions of a business are marketing and innovation. And you are doing one of the two primary parts of the business. You could even argue that marketing is innovation as well. So the two things converge. How is it possible for an agency to innovate for multiple clients on a continual basis?  Yeah. That just comes down to trusting the team and having the right people in the right place. And that’s why I think hiring is one of the biggest things that we need to focus on. Because AI has raised the floor for so many people. But it has also really shined a light on the people who are able to work alongside it efficiently, speed up their processes, and use their experience to make decisions really fast. It is more powerful than ever to have a creative mindset and the experience of seeing how things impact multiple different clients. And to understand how you can shift strategy at any point in time. It also requires having that childlike curiosity mindset.  Being willing not to accept everything as fact. Being willing to pivot at any point in time. It’s truly about making sure that the people around you are willing to adapt and accept that they are not going to be right all the time. But they’re willing to keep trying, keep learning, and keep figuring out what the next step is. And not fall into complacency. Because if you do, AI has probably already rocked your world at this point. So the biggest thing is having people around you, a support system, procedures, and training that allow that to happen naturally. And trusting that they will be able to follow that and see the vision—or at least try.  That’s fascinating. If there’s a company trying to figure out what to do, how to make sense of all these different platforms, SEO moving to GEO, AI, Reddit, Quora, rising advertising costs, TikTok, and all these other platforms coming online—and their head is spinning—what do you recommend they do? How do they select an agency? Of course, they should go to you. But how should they select an agency? What criteria should they use to select someone, whether that’s you or somebody else?  Yeah. I mean, really, it just comes down to being growth-minded. And maybe I’m not fully understanding the question, but if you have any passion or drive to grow what you’re doing, you need to surround yourself with people who are constantly looking to push the envelope. Whether that be an agency or an in-house team. And in some cases, it might not make sense for you to have an agency. That really depends on your brand guidelines and how closely you hold them to your chest. Because sometimes bringing in an outside agency can be very difficult.  It takes time to get them up to speed. If you’re looking to develop your own internal style of content because you have a lot of protection around the brand, then building that internally is going to make a heck of a lot more sense. Because they’re constantly going to be able to talk in your language. As opposed to an agency that wants to be an arm of your business, but at the end of the day, it’s difficult for that to always be the case. We try to live and breathe that as much as we can, but we also understand there are limitations. So I would say if you are a brand with extremely tight brand guidelines, then you need to train internally and make sure that is built into the culture and into the marketing team.  Otherwise, everything you put out from that point forward is going to be disjointed from what the brand actually means or is trying to stand for. Therefore, you need to have that in-house and you need more control over it. Otherwise, if you understand that other people have great ideas, and you want to leverage that, and you appreciate that they’re looking at hundreds, if not thousands, of brands and seeing how they succeed in the market, then an agency can be a beautiful way to go. And it’s generally more cost-effective in most cases. You’re going to have an agency with maybe three to five people—sometimes even more—overseeing your account.  And in many cases, that’s for the same cost as a single internal employee. So being able to leverage the minds of five different people with five different viewpoints of the world, and five different pairs of eyes looking at your website, versus just one… In my opinion, you’re going to win every time. Assuming you have the right team behind you. Yeah. That makes a lot of sense. So essentially, you’re outsourcing your marketing function to an expert team. This is all they do. And they’re held to a high standard because they work with a lot of companies in a fast-moving environment. It’s similar to having an internal attorney versus using a law firm with high-flying attorneys who operate at the cutting edge. You can never really replicate that cutting-edge environment, which helps nurture those people on the other side. Yeah. Love it. So if you’re listening to this and you want to take your marketing to the next level, and you want an expert team at your service to figure out how to grow your brand across multiple channels—content, advertising, customer engagement, and all that stuff—then reach out to Grant. But where can they find you, Grant?  You can reach out to us through digitalposition.com. Feel free to connect with me on LinkedIn. I’m happy to chat with anybody. I’m more than happy to share anything I’ve learned along the way, whether you’re another agency, a brand, or whatever it might be. I firmly hold the belief that there is a massive sea of people out there to reach. And I’m happy to share any learnings that I’ve had. Because, boy, there’s so much to digest in this world, and I’m happy to share whatever I know. But yeah, digitalposition.com for anyone who would possibly want to work with us or chat. Otherwise, I’m on LinkedIn and happy to connect there as well.  Well, Grant McKinstrie, CEO of Digital Position, a full-stack agency that builds growth systems for eCommerce brands. Thanks for coming and sharing your experience and your view of the world. And if you enjoyed listening, make sure you follow us on YouTube and Apple Podcasts because every week I come with an exciting entrepreneur who is sharing the best of what they know. So thanks for coming, Grant, and thanks for listening.  Thank you so much for having me. Important Links: Grant’s LinkedIn Grant’s website

#RingRust with my musicular wrestling news chat! & #TagMeIn as I conclude my celebration of the wrestling epicness of every wrestler's favourite Nu Metal band, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:05:08 Slamming Wrestling News Radio On Its Back: Wrestling With the Stutterer! 0:08:38 Musicular Interlude 1 0:19:18 Bleeding Wrestling News Radio Dry: Tessa Blanchard Takes Her Ball & Goes Home... Again! 0:20:25 Musicular Interlude 2  0:30:02 Slamming Wrestling News Radio On Its Back: the King of the Ring Was Born in Bawwwwwwstawn! 0:32:48 Musicular Interlude 3 0:42:57 Bleeding Wrestling News Radio Dry: Alex's Winsoring fWill's Ospreay! 0:44:14 Musicular Interlude 4 0:51:31 Assuming the Intermissionary Position 0:55:42 This Week's Macho Fact 1:06:50 Wrestler Birthdays...  1:08:30 Musicular Interlude 5 1:18:40 This Week's 3-Way Dance-Off: Downstait 3: Electric Boogaloo! 1:30:40 Slamming Wrestling News Radio On Its Back: メジャーリーグレスリング! 1:32:53 Musicular Interlude 6 1:39:43 Bleeding Wrestling News Radio Dry: Tasha Steelz Herself For Slammiversary! 1:41:26 Musicular Interlude 7

 Professor Dani Rodrik, of Harvard University, and the author of “Shared Prosperity in a Fractured World: A New Economics for the Middle Class, the Global Poor, and Our Climate”, joins us today to discuss the three, five-alarm issues facing the globe: fighting climate change, saving democracy, and eradicating poverty.  Assuming that there is generally global consensus that these issues are paramount, he believes that the outdated policies that focus on one of these issues alone worsens the trade-offs between each of them.  He is calling for a bold new vision of globalization, one in which we accelerate the green transition to achieve a sustainable planet, shore up the middle class in order to restore democracy’s foundations, and hasten economic revitalization in the developing world to put an end to poverty.  It’s a sweeping agenda.  Are the leaders atop the major nations of the world up for the challenge?  We’ll discuss this topic today.

Face To Face   We all want to get it right when we study the Bible, but sometimes the biggest hurdle is assuming we already have all the answers. In this fan-favorite classic episode of The Daily Grace Podcast, we tackle the subtle danger of reading Scripture with a rigid mindset. We share honest stories about overcoming the fear of stepping outside familiar theological camps, letting go of pride, and rediscovering a genuine curiosity for the Word. Tell Us What You Think Unlock a 10% off coupon! And get first access to new sales, Bible studies & books! Join for free here! Subscribe to our Podcast Newsletter!  Connect with us:  The Daily Grace Co. | Facebook | Instagram | Daily Grace Blog | 

In this episode, we kick things off by examining a brutal new wave of financial distress hitting the transportation and logistics sector. Over the past ten days, trucking companies, truck dealers, and logistics providers have filed for bankruptcy protection while hundreds of workers faced layoffs nationwide. Notable filings include Laredo-based Triple RRR Carriers, a cross-border trucking company that operated a fleet of 177 power units, and Dallas-area logistics provider Alan Ritchey Inc., which will lay off 232 employees beginning in September. Next, we shift to the truckload sector where a strategic acquisition is poised to expand growth opportunities across the Southeast. Chattanooga-based F2F Transport announced that it has been acquired by LRT Group, a Fort Payne, Alabama-based transportation holding company focused on building transportation-based businesses. The move is expected to create new opportunities for growth and expanded service offerings, including increased access to dedicated freight opportunities for F2F's network of owner-operators. Finally, we explore a closely watched freight index that is signaling a positive inflection point may finally be on the horizon. According to a Monday report from Cass Information Systems, a positive inflection in freight shipments now appears likely after 40 months of year-over-year declines. The multimodal shipments component of the Cass Freight Index dipped just 1.2% year over year in May, the smallest decline in 18 months. Assuming historical seasonal trends, the index is projected to log a 1.8% year-over-year increase in the back half of 2026. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

The Dazai no Sochi--the head of the Yamato government in Kyushu--was a powerful position, with a lot of autonomy with lucrative opportunities.  The people in this position were often powerful members of the court capable of representing the sovereign.  They would often go on to become quite powerful in their own right.  So who were the movers and shakers that held this prestigious position during Uno no Sarara's reign?  This episode, we take a look at those who held the position and those who supported them. For more, check out our blogpost:  https://sengokudaimyo.com/podcast/episode-151 PS:  Hang around to the end (or check the end of the transcript) for information on some possible updates coming to the show. Rough Transcript Welcome to Sengoku Daimyo's Chronicles of Japan.  My name is Joshua and this is Episode 151: The Dazai no Sochi of the late 7th century   Tsukushi no Masaru was busy.  A new boss was coming in, and he wanted to make sure everything was prepared.  The Dazai may have been about as far as one could get from the capital and still be in Yamato, but it was also the first—and sometimes only—encounter some would have with the archipelago, so there was no excuse to be slacking off.  Of course, this was hardly his first new boss, though for as long as he'd been on the job, each one could well be his last.  He was getting a bit long in the tooth, after all.  Twenty-nine years was a long time to be working in the same position.  As Masaru paused, he thought back on some of the people he'd served.  There was Soga no Akae—he was ambitious.  Apparently he'd been in some rather compromising positions before coming out, but he'd done well enough when he went back.  Shame that he backed the wrong horse. That did bring a chuckle to old Masaru's throat, though.  He remembered when Prince Kurikuma had come out there, to the the Dazai, , and there were still people around who told stories of him.  When those Afumi court stooges had showed up to try and conscript the barrier guards, Prince Kurikuma and his sons just stared them down.  Everyone had been afraid that it would end in bloodshed, or at least that there would be consequences for defying the court, but Kurikuma was adamant, and the messenger had left with his tail firmly between his legs. Then there was Shima. By the time he came, Masaru already knew how everything was supposed to work. He may not have been in charge, but that wasn't his ambition.  It was enough for him to be good at what he did.  He didn't need to go all the way to the Palace and deal with the politics there—there were enough politics out here already.  Shima, though, he was clearly suited for that Palace life.  He was a capable administrator, but Masaru could tell he was ambitious.  When he left, everyone knew that he would be going on to bigger and better things. And now there was another Prince coming out. So they would get the government offices prepared and greet him with proper fanfare.  They'd bring him in and hold the ceremonies, and then they would get down to work.  A stream of officers would present him with what they were working on and what had to happen.  Masaru would be there to help make sure that everything was running smoothly and nothing got too out of hand.  And that was the way things worked out on the edge of the realm.   Welcome back to Sengoku Daimyo.  We are still covering the reign of Uno no Sarara, and, similar to last episode, we are going to continue to talk about the people who made up Yamato at this time.  This episode, more specifically, we are going to be turning away from the capital, in Asuka, and looking all the way over to Tsukushi—modern Kyushu—and at the people who served as Dazai no Sochi, or head of the local government out there, as well as the bureaucrats and staff that worked for them—at least as far we know.  Many of them went on to have considerable careers that took them well beyond Kyushu.  At the same time, we'll take a look at some of the things that happened under their rule as what Aston translates as the "Viceroy of Tsukushi". After that, I have a special announcement about the podcast at the end of the episode, so if you are interested in learning more about what we plan on doing, please listen all the way to the end to hear about some plans for the future. And with that out of the way, let's begin. So we are talking about the position of Dazai no Sochi or the Viceroy of Tsukushi.  Often these people are referred to only as being of the "Tsukushi no Dazai" or the "Tsukushi no Ohomochi".  The term "Sochi" appears later, and we first see this term applied to Prince Kawachi, in 689.  It seems to show up with two different characters, which might be a term from the later Taihou code that was retroactively applied or may refer to an evolution of the position over time.  I'm honestly not sure.  There is still plenty of confusion over what was meant in some of the references. We've discussed this position before on the podcast: This was the sovereign's representative to the world outside of the archipelago.  Not only did the Dazai no Sochi  oversee all of Tsukushi—all of Kyushu— and extensive defensive forces stationed there and in the outlying islands, but they oversaw all diplomatic and trade missions to and from the archipelago.  Envoy missions would come to Tsushima, where they would get a local pilot and send word ahead.  They would then be received at the government center, the Dazai, near modern Fukuoka and Hakata bay.  For most envoys, this was as close as they would ever get to Yamato proper.  They would offload their goods there and be put up at the government supplied quarters in Wogohori.  They would be wined and dined there, entertained as appropriate to their status, while word was sent on to the capital.  In rare cases, envoys would be sent on another journey through the inland sea to Naniwa, and then on to Asuka, but otherwise their journey would end at the Dazaifu.  Any return gifts would come back with the correspondence from the capital, and thus be handed out to the envoys and their escorts before the mission was sent back home to Silla, Tamna, or wherever they had come from. Being the middle man in this operation offered a lot of power and authority, but it also would have been quite lucrative.  While diplomatic missions brought gifts for the court, they also brought  trade goods, of which the Dazai no Sochi could have first  pick.  This is on top of the fact that this position often came with a stipend equaling the labor of hundreds of individuals.  Many of the Dazai no Sochi would serve limited terms, eventually returning to Asuka, where we see them take on powerful positions. Take, for example, our first Dazai no Sochi, Tajihi no Mabito no Shima. Tajihi no Shima was born, we are told, in or around 624 to Tajihi no Maro and a daughter of Ohotomo no Hirafu.  Tajihi no Maro, Shima's father was a powerful noble in the court of Ohoama, aka Temmu Tennou, and he had enough standing that he was one of the named individuals who provided eulogies for Ohoama on the occasion of his passing.   The Tajihi family were quite well placed: they were descendants of Hinokuma no Takata no Miko, aka Senka Tennou, Shima's great-grandfather.  This earned them the kabane of "Mabito", or "True Person" because of their royal lineage.   Tajihi no Shima was placed in charge of the Dazai from at least 682.  His predecessor that we know about is Prince Yagaki, who was dismissed around 676, and we don't know who filled the gap between him and Shima. Shima had quite the run.  We don't know exactly when he returned to the court in Asuka, but it cannot have been later than 689, when we see Awada no Mahito in the position.  A year later, in 690, Shima was made Udaijin, or minister of the right.  That's a huge deal and we will talk about that in a bit, but what did Shima actually oversee during his tenure as Dazai no Sochi? We have quite a few events attributed to him, this reign.  In 686, we see the Tsukushi no Dazai sending tribute in the form of human beings:  Common men and women of Goguryeo, Baekje, and Silla, along with 62 priests and nuns.  We aren't told where these men and women came from, but I suspect that they were refugees or captives from all the fighting on the peninsula.  That they were given as tribute suggests to me that they were enslaved—or at the very least they were not free.  If they were uneducated, they were likely put to work as labor, perhaps building out the new capital or opening new farmlands.  Later we see the various missions from Silla around the death of Ohoama, and the back and forth that went on, there, and in 688 the Tsukushi no Dazai entertained Kara, a Minister of Tamna, aka modern Jeju island, who had been sent by the king of that small country.  You may recall that Tamna, while late to the game, may have been one of the last holdouts of an early Japonic speaking people outside of the archipelago. Being the Tsukushi no Dazai, Shima would not have only been concerned with foreign envoys, but also with two other groups of Hayato—specifically the Ohosumi no Hayato and the Ata no Hayato.  Little is known about them, other than that Yamato considered them to be distinct ethnic and cultural groups living in the far south of Kyushu.  We've talked before about how southern Kyushu maintained a significantly different material culture through Kofun period until more recent times.  We also have indication that they had a distinctive shield and even art style—the famous "Hayato shields" appear to have been appropriated by the court, along with a contingent of Hayato men that were expected to act as an exotic guard for the sovereign and the court.  The earliest reliable evidence we have for them is a record from 682.  There are some questions as to whether or not they were related to the groups previously called Kumaso or even the Tsuchigumo, but there is no clear historical or archaeological  evidence linking them other than the common cultural finds in Kyushu more generally. The Ata and Ohosumi Hayato may have been distinct clans or lineage groups living in Ohosumi and the area of modern Satsuma.  We have a record in 687 of the Ata no Hayato attending Ohoama's funeral and presenting a eulogy.  The chiefs who came brought 337 others—a sizeable contingent—and they were all given presents by the court.  Later, we would see presents given out to 174 Hayato by Shima's successor in the Dazai, Awada no Mahito, and then in 692 we know that the court sent priests to preach Buddhism to Ata and Ohosumi.    In 695, Hayato of Ohosumi were entertained in the capital, and they even held a wrestling match for the Queen and her attendants in the area west of Asukadera, by the site of the famous Tsuki tree. So the Hayato would have been another group that Shima no doubt dealt with on a somewhat regular basis in his capacity as Dazi no Sochi—and then later on when he returned to Asuka and took up his new role as Udaijin.   And as I mentioned, that appointment was a Big Deal.  The position of Udaijin had been vacant since Nakatomi no Kane, one of the infamous leaders of the Afumi court, was non-consensually removed from the position—and this plane of existence—when he was executed in 672, at the closure of the Jinshin no Ran.  After that, Ohoama appears to have been gun-shy about sharing power with anyone outside the royal family.  The position had been left vacant for about 18 years.  So what made Uno no Sarara take up Shima as Minister of the Right?  And what about the Minister of the Left, or the Sadaijin? Well, we don't have a Sadaijin, but we do have a Dajodaijin in the form of Prince Takechi, Ohoama's first-born son.  The Dajodaijin was the Prime Minister in charge of the entire Dajokan, the Council of State, made up of the ministers of the left and right and the 8 bureaus of the government.  The Sadaijin and Udaijin served under the Dajodaijin, in that hierarchical order, with the Sadaijin generally being considered higher in precedence.  So it looks like, in this case, they had the Dajodaijin, Prince Takechi to run the Council and Shima, as Udaijin would have been responsible for ensuring the administration of the eight bureaus was properly carried out. That Shima was appointed just under Prince Takechi again shows the power and influence he likely had and the trust he must have had from Uno no Sarara.  Remember, the Crown Prince, Kusakabe, had died before he could take the throne.  Uno was enthroned as Queen, while the Crown Prince, Karu, was still a minor.  Whereas Ohoama had his wife and many sons to help him run things, Uno no Sarara was running thin.  As had been seen with Prince Ohotsu, there was always the threat that one of Ohoama's other sons could be propped up on the throne.  Uno had to look after Karu's birthright, but there was no guarantee that he would make it to adulthood in times before modern medicine.  It appears that Prince Takechi was actually considered the next in line, just in case something happened to Karu before he could ascend the throne, which makes sense that Prince Takechi was also trusted as Dajo Daijin.  Shima's place as Udaijin must have been indicative of similar trust that he would look after the royal family's interests.  This was no doubt helped by the role he played as Dazai no Sochi. As Udajin, Tajihi no Shima went on to have a rather incredible career.  He was given 4 cho of land for his residence.  This appears to be around 10 acres or so—a not inconsiderable amount of land, and it probably refers to the amount of land he was granted in the new Fujiwara capital city.  Later, in the Nara capital of Heijo-kyo, Prince Nagaya's residence was about that size and Fujiwara no Nakamaro's residence is thought to have been about twice that.  This would have given Shima space for multiple buildings, sprawling gardens, servants quarters, quarters for his wives and children, and much more. Tajihi no Shima would continue in his role as Udaijin, and would eventually, be promoted to the position of Sadaijin, a post he held only briefly, as he passed away almost a year later. He was not forgotten, however.  It is thought that he was the model for one of the suitors of Kaguya Hime in the famous story of Taketori Monogatari—the tale of the Bamboo Cutter.  Taketori Monogatari, also known as Kaguya Hime Monogatari, is considered the oldest known story in the Monogatari form.  It was probably written in the late 9th or early 10th century, with references to it appearing in works as early as 909 CE.  This suggests that Tajihi no Shima and others were still remembered, at least in part, over a century later. Shima is also thought to have been the patron of the famous poet, Kakinomoto no Hitomaro, one of the famous 36 immortal poets.  We'll have to include Hitomaro in a later episode, though we might come back to him after this reign, as he isn't mentioned in the Chronicles, but we do have some fragmentary biographical information thanks to his inclusion in the Man'yoshu.  In fact, he's probably one of the most famous poets in the Man'yoshu who is not otherwise mentioned.  We are told that he was the court poet during the reign of Uno no Sarara, so it makes sense that Shima may have very well been his patron and helped him get his start. Now while Shima was back in Asuka, making it big in the court, the position of Tsukushi no Dazai had to be filled, and we are told that the mantle was taken up by Awada no Mahito no Ason.  This name is a bit tricky, as it seems to have two kabane:  Mahito and Ason.  Since his father is said to have been Kasuga no Awada no Omi no Kudara, the assumption seems to be that "Mahito" was his name, rather than his kabane.  Although it was likely pronounced "Mabito" at the time, I'm going to go with the modern pronunciation of "Mahito" in part to distinguish it from the kabane.  A quick side note:  When reading names from this period, we usually see the kabane coming right after the family name, as the kabane is basically a rank for the family and not the individual.  But we do occasionally see the kabane tacked on at the end of a name, as in Awada no Mahito's case.  I would also like to quickly draw your attention to his father's name:  Kudara.  That can also be read as Baekje.  Was this an indication that his father or an ancestor came from the continent, perhaps from Baekje?  Or just that he had close ties to that kingdom?  I couldn't find anything specific, but it seems interesting that he was put in place at the Dazai, where dealing with the continent would have been an important part of his duties. Awada no Mahito was not just a noble of the court, and even if his father was of Baekje descent, that may not have been the main thing that gained him the position.  It may have also had to do with an earlier incident.  We are told that in 653 Mahito was one of those who traveled with the 2nd envoy to the Tang court as a scholar monk.  He would later return to secular life, but that experience must have been a big feather in his cap, helping him land a good position at court.  In fact, in 685, we are told that he was Jikikwoushi rank—a fairly respectable position for anyone at the time—and he apparently tried to get his father raised to the same rank as he was.  Aston translates the record as saying he was willing to give his rank to his father, but it is unclear to me if this means he was offering to give up his rank altogether.  At the very least it seems that he felt awkward outranking his father—a good, filial attitude, it would seem.  However, Ohoama didn't care.  In the past, rank may have been given to entire families, but now the court was giving rank to individuals, and the rank Mahito had earned was his, not his father's.  And so his request was denied. Four years later, Ohoama was gone and Awada no Mahito was sent to the Tsukushi no Dazai.  We are told that he was in that position as of 689.  If that was the position of Dazai no Sochi, however, he didn't hold it for long, as Prince Kawachi was raised up to that position that same year, and here we have a bit of a conundrum.  Mahito is only mentioned as "Tsukushi no Dazai" while Prince Kawachi is specifically mentioned, at least twice, as Tsukushi no Dazai no Sochi.  There are some who suggest that Mahito may have been the Dazai Daini, an assistant to the Dazai no Sochi—effectively the second-in-command it would appear.  This makes some sense, when you consider it, and he may even have been acting Dazai no Sochi until Prince Kawachi was appointed. Of course, because our records are quite lackluster, and we are never actually told when Tajihi no Shima left the position, it is possible that Awada no Mahito was actually the Dazai Sochi for many years leading up to 689, and that Shima had returned to Asuka some time ago.  This is the problem with the way things are written—sometimes they mention a name and sometimes just a position, and rarely do they mention when someone stepped down. Still, Mahito oversaw a few things that we can be somewhat sure about as they happened after he is first mentioned in the position, though it was all in the same year.  For one thing, he is the one who presented gifts to the 174 Hayato in the first month of 689.  This included cloth, ox hides, and deerskins.  He was also there when the Queen sent relief to the Barrier Wardens whose terms were up.  These were the Sakimori, a position set up to defend the archipelago and repel any potential invasions.  I would assume they were regularly rotated out, especially if they were expected to man the fortifications out on some of the islands.  It is interesting that we don't often see them referenced, so it isn't clear to me why the reference was made here—it may have just been a note in one of the sources the Chroniclers were using. Later that same year, we also see garments being given out—likely meaning official court clothing—to the Tsukushi Dazai and others.  This was probably to bring them all in line with the latest formal wear being used in the court in Asuka.  We also know that in the 6th month of that year they entertained the Silla envoys, who were given various presents. And then, two months later, Mahito is out and Prince Kawachi comes in.  At the same time that Prince Kawachi is being made the Dazai no Sochi, our previous Dazai no Sochi, Tajihi no Shima, had his rank and fief increased.   I doubt this was a coincidence, and it is one of the things that, for me, lends credence to the idea that Shima had just then returned to Asuka and Prince Kawachi was his replacement, suggesting that Mahito had really just been in an acting capacity while the change over was taking place. Unfortunately, if we were looking for more information about Prince Kawachi's background, we would be disappointed.  Although he is a prince, probably descended from Nunakura, aka Bidatsu Tennou, we don't have a lot about him.  He—or someone with the same name, since we do see these Princely titles get reused, it seems—is found in the reign of Ohoama traveling with Ohotomo no Yasumaro and Fujiwara no Ohoshima to go entertain Gim Jisyang of Silla.  Later we see a Prince Kawachi delivering eulogies during Ohoama's funeral.  That suggests he held an important position, and that he was somewhat familiar with the continent, but we don't get a whole lot more.  Our next evidence is when he was appointed to the post of Dazai no Sochi in 689, a position he would hold until his death in 694—which may also explain why we just don't see too much of him in the record.  A promising career may have been cut short, as happened all too often back in that day and age. Still, as Dazai no Sochi, he had plenty to keep him busy.  Not a month after he arrived, Isonokami no Maro and Ishikawa no Mishina arrived at the head of a delegation.  They were there to deliver patents of rank to members of the Tsukushi government and to inspect the fortifications at the edge of the archipelago.  These were the same fortifications being manned by the newly arrived Sakimori. Speaking of the members of the Tsukushi government, it took a lot of people to make the Dazaifu work, not just the Sochi giving people orders about what they should do.  There were numerous assistants helping to keep everything running.  Some of them would have just been dealing with the Sochi's own residence, while others were clerks, guards, and more.  It really was a miniature version of the court in Asuka, and would have required a lot of people to tend to it.  And we know of at least one of them:  Tsukushi no Fubito no Masaru, whose imagined thoughts we heard at the top of the episode.  In 691, Masaru was recognized for 29 years of service as a secretary to the Tsuksuhi no Dazai.  Twenty-nine years in place suggests to me that he would have likely been one of the longest serving members of the Tsukushi government center.  He would have known where all the bodies were buried—perhaps quite literally.  While the Dazai no Sochi was often a temporary appointment, sometimes just for a few years, they would have likely leaned on Masaru for his expertise.  This is just like how modern government appointees like ambassadors may come and go, including for political reasons, but they rely on permanent staff, including a lot of locals, to provide the institutional knowledge they need to do their jobs.  One can assume that if Masaru had been successful for 29 years he knew how things were supposed to work.  And so I hope that his superiors made sure to remember that when Secretary's day rolled around. Prince Kawachi didn't make it 29 years, but he made it five.  He might have gone even longer, but he died in office in 694 and was posthumously raised in rank for his service.  History is full of stories, but in real life, the stories don't always follow the expected narratives.  As much as we'd like to think otherwise, good, moral people do not always triumph and sometimes those who do awful things are never punished.  And some times stories come to abrupt ends.  Of course, looking back, it just is what it is.  Prince Kawachi's life becomes little more than a footnote.  And yet, what if he had gone on?  Would he have followed Tajihi no Shima to help become one of the grand ministers of the court?  Unfortunately, we will never know.  He could have been a rising star, but we just know about his passing. Five months after Prince Kawachi's untimely death, he was followed in the post by Prince Mino.  Prince Mino would continue in the position, it seems, through the end of the reign in 697—or at least nobody else was appointed until 700, when Isonokami no Maro—apparently the same one who had previously come out to inspect the fortifications during Prince Kawachi's tenure—was appointed.  Although he came into the position in the next reign, we'll still touch on him, as he was another notable figure at this time. Looking back at Prince Mino, however, we seem to run into a problem—there are too many Princes Mino in the record.  If you just use the English translations, you'll find several references to Prince Mino, but if you look at the original text, you'll see that there are at least three different spellings.  For one it means "Beautiful Field" and another is just "Three Fields".  A third "Mino" is spelled with characters that don't necessarily create obvious meaning, and may just be a phonetic spelling. It is possible that all of these Princes Mino are the same.  Spelling wasn't standard, and different characters could be used for the same name.  On the other hand, we have one set of characters being used to describe a Prince Mino who supported Ohoama during the Jinshin no Ran, while another, the "Three Fields" Prince Mino, describes one of the sons of Prince Kurikuma, who was with his father in Tsukushi when the Afumi court came calling.  Since travel wasn't necessarily an overnight endeavor—unless you were Ohoama, rushing through the mountains to the east—it would seem that the Prince Mino in Tsukushi is unlikely to be the same one as the Prince Mino who joined Ohoama's forces back in the Home Provinces. So let's make the assumption that Prince Mino—Prince "Three Fields" Mino—is one person and the others are separate.  What do we know about him? Well, he appears to have had experience with Tsukushi and the government out  there, since he would be the son of Prince Kurikuma, a former Tsukushi Dazai no Sochi.  We talked about Prince Kurikuma before, back in numerous episodes, but particularly in episodes 128 and Episode 144, as well as references in betweend. Prince Kurikuma was not only a significant factor in the outcome of the Jinshin no Ran, denying the Afumi court the resources of all of the defenders at the Tsukushi fortifications, he shows up in local legends in Tsukushi still today.  So he definitely seems to have had an impact on the region.  It also suggests that Prince Mino had connections in the area through his father. After his father's posting as Dazai no Sochi ended, Prince Mino appears to have returned with him to Asuka.  He is described as a key member in Ohoama's court.  He was one of the Princes mentioned in the audience at the Daigokuden in 681, when Ohoama instituted the commission to bring together the various court sources that we presume would eventually lead to the creation of the Chronicles—the Nihon Shoki and the Kojiki.  Later, he become a daibu, a high official, of the Household Bureau, responsible for the household of the sovereign, the sumera no mikoto.  This meant the upkeep of the palace, the kitchens, and the various servants waiting on the sovereign and his family.  This also means that he was likely close to the movers and shakers of the court. One of the projects under his purview appears to have been the laying out of a new palace and a new capital city.  In 682 he headed up the investigations at the place called Nihiki, determining that it would be a good location for what would eventually become Fujiwara-kyo—a project still underway in Queen Uno's reign.  He was also sent out to Shinano two years later to look for a site for a second capital.  It ended up not happening, but he spent a couple months and eventually came back with a map of the region.  It may be that the Fujiwara-kyo project took up a lot of Mino's time and effort, because we then don't hear from him for another decade, during which Ohama passed away and so much more happened.  Assuming he was still involved with the Fujiwara capital project, however, we see that in 691 there was a ceremony held for the tranquility of the new capital—a Chin-sai or, what we would today call a "Ji-chin-sai".  This is a "land pacification ceremony" done when breaking ground on a new building or other project.  So it looks like planning and land clearing had taken some 10 years, but it was finally ready to get started.  Later that same year we hear of them laying out the residences of high ranking nobles, like the Udaijin, Tajihi no Shima, and we also see the Queen inspecting the roads.  Then, a year later in 692, they were holding the land pacification ceremony for the new palace.  The queen would move into the new palace in the very last months of 694. But by that time, Prince Mino was on to his next assignment.  He had been appointed Tsukushi Dazai no Sochi earlier that year following the death of Prince Kawachi.  Not much more is said of Tsukushi for the next three years of the reign, but we do see the Hayato visiting Asuka, presumably with Prince Mino's assistance. We don't have a clear idea of when Prince Mino retired—it's certainly not in the Nihon Shoki—but we know that he did because he was succeeded in the role by none other than Isonokami no Maro, who would take up the position in 700.  Prince Mino, on the other hand, returned to the court, where he would eventually pass away in the year 708. And that was the last Dazai no Sochi who held the position during this reign, but I do want to talk about the one who came after Prince Mino just a bit—though more because this was an up-and-coming court noble whom we should be watching. Isonokami no Maro was born, by all accounts, in the year 640.  Despite his name he was actually born to a family that we know somewhat well from much earlier on: The Mononobe.  In fact, his father is apparently Mononobe no Muraji no Umaro, and he appears to be descended from the main line of the Mononobe family, which had declined ever since Mononobe no Moriya had been defeated and killed by Soga no Umako and others. And it seems that the Mononobe curse of being on the losing side in a contest for power hit Maro during the Jinshin no Ran, because we see him, at that time referenced as Mononobe no Muraji no Maro, along with two servants, or Toneri, serving Prince Ohotomo—aka Koubun Tennou—up to the very end.  In fact, when Ohotomo fled and the Afumi court deserted him, only Mononobe no Maro and the servants stayed with him when he eventually strangled himself. And one would think that would be it.   You were with the rival for the throne in the most contentious fight in recent memory.  You couldn't protect him and you were on the wrong side.  Sure, Ohoama was going to pardon you because he couldn't just rid himself of half of the court and hope things would still run smoothly—that would be a surefire recipe for disaster, and nobody wanted the government crippled like that.  However, you can't imagine that those on the losing side would be given any position of trust or authority. And yet, in 676, we see that Mononobe no Maro was sent to Silla.  And he wasn't just helping out: he was sent as the chief envoy of Ohoama's court.  That is quite the turnaround in four years, and we don't really know why, but it has been speculated that Ohoama was actually impressed.  While other members of the Afumi court fled and abandoned Ohotomo to his enemies, Maro and the two toneri with him did not, staying with Ohotomo until the bitter end, and likely conveying what had happened to the other side once it was all over.   That kind of loyalty was impressive, especially back then. It is also thought that Maro may have benefited from the fact that Enoi no Okimi, who was also descended from the Mononobe family, fought on the side of Ohoama.  This is a common scenario we see throughout Japanese history, where different members of the same family fight on different sides of a conflict, often meaning that no matter who wins the family can still claim to have been on the winning side.  When Okimi passed away in 676 he was posthumously recognized as the ujigami, or clan head, of the Mononobe, leading some to suspect that a bit of his shine may have rubbed off on Maro as well. In 684, when the various kabane were being rectified by Ohoama's court, the Mononobe no Muraji were included as Ason, or Asaomi.  There is some thought that around this time is when Maro changed his name to Isonokami, which is a name that was previously used by members of the Mononobe, including one of the brothers to Mononobe no Moriya.  We see him mentioned as Isonokami no Maro in 686, as one of those giving a eulogy for Ohoama: specifically he gives the eulogy on behalf of the Houkan, or Nori no Tsukasa, the Judicial officers.  He is mentioned right after Fuse no Miushi, whom we talked about last episode, who would go on to become a Dainagon and, later, Udaijin, or Minister of the Right. The first connection between Isonokami no Maro and Tsukushi was in 689, and we noted it earlier—he came out to inspect the fortifications as well as to hand out patents of rank to the court officials working out there on the edge of the realm.    He would return to Asuka in time to be a part of Uno no Sarara's official enthronement ceremonies.  There he is named Mononobe no Maro, and is in charge of the shields.  Given what we know of the role of the Mononobe as the early soldiers of the court, it makes sense that he would play this role, and that they would use the name Mononobe rather than Isonokami.  In the same way, the ritual was conducted by Fujiwara no Ohoshima, but he is recorded as Nakatomi no Ohoshima, probably because these were roles specifically for the Mononobe and Nakatomi, rather than for the Isonokami and the Fujiwara. This is another thing that can be quite frustrating when researching Japanese history—names can change at the drop of a hat, and people often had various ancestral names and titles that could be pulled out for various political or ceremonial reasons.  If you don't have the history or understand the nuance it can be easy to just think that it is a different person altogether.  And when you don't have much information, sometimes you have to ask yourself which is it? Maro would stay close to Queen Uno, even accompanying her to Ise shrine, and then, in the following reign, he would succeed Prince Mino as Dazai no Sochi in the year 700.  It isn't clear, however, if he left for the Dazaifu immediately, since in 701 he is noted as having been promoted from the office of Chunagon to Dainagon, and in that same year he went with Royal Prince Osakabe to pay respects at the house of the late Udaijin, Tajihi no Shima, who had just passed away.  He then left for Tsukushi in 702—or possibly headed back.  But in 703, he was once again back in Asuka, paying condolences on the death of the next Udaijin, Abe no Miushi—aka Fuse no Miushi, the same one whom Maro had pronounced a Eulogy with during the funeral ceremonies for Ohoama.  Isonokami no Maro would go on to take the mantle of Udaijin, and then eventually Sadaijin as well.  He would be raised up to the second rank, along with the famous Fujiwara no Fubito, who took the vacated position of Udaijin.  This meant that technically Maro was the senior of the two, though many people think that Fujiwara no Fubito held most of the actual power.  Regardless of that, Isonokami no Maro nonetheless would go on to become the highest ranking court noble before his eventual death in 717.  At that point he was 78 years old, by the reckoning of the day, and he had seen multiple sovereigns, several bloody conflicts, and the creation of two permanent capitals—Fujiwara kyo and Heijo kyo, in modern Nara.  He went from being a supporter in the Afumi court, on the wrong side of the Jinshin no Ran to become the highest ranking court noble in the land.  He would be granted the head of the Mononobe family and would continue to prosper as Isonokami.  It was truly a remarkable career over an incredible span of time. And there you have it.  A look at some of those that were sent out to the Dazaifu in Tsukushi.  In later years, the post of Dazai no Sochi would be seen more as a burden than a blessing, but at this point it was still a lucrative and powerful position.  Several of those involved in the Dazaifu or who held the position as Dazai no Sochi would go on to even more powerful positions back in Asuka.  Whilst this posting did move you further away from the politics—perhaps not always a bad thing—it also put you atop a structure where one had considerable power, authority, and autonomy, at least at this point. Next episode we'll get back to the court in Asuka and take a look at a little more of what is going on.  Before I end this, however, a quick administrative note about the podcast.  This creation is a labor of love.  It was started largely as a way to get myself to regularly dive into the Chronicles and really see what was going on.  In particular, I was excited about the Asuka period, because I don't think we really have enough of a sense of what life was like and what was going on back then.  It was clearly a very dynamic time, and yet we tend to see it through the lens of later Nara and Heian court culture, which was still very much evolving.  The stories that I *didn't* know about were what drew me to this project, and I hope that we've all learned a bit more as the project has continued. And we are reaching the end of the area that is covered by the main Chronicles, the Kojiki, the Nihon Shoki, and the Sendai Kuji Hongi, which have been our main guides through this period.  But that doesn't mean we are bringing things to a close. Next we have the Shoku Nihongi and many other grecords, and I am going to keep up with the project and the schedule as best I can.  In fact, it looks like I may be able to devote even more time to it in the near future as some drastic life changes are coming for me, such that I will no longer be working a 9-to-5 job while also trying to get this podcast out like clockwork twice a month—not to mention my other passion, teaching traditional Japanese martial arts here in the DC region at a local not-for-profit dojo.  This is happening as we are also in the process of building a house, traveling, and more.  But it does mean that we are going to be looking into alternative sources of funding beyond just donations.  We are eternally grateful to everyone who has donated, but I may end up doing something that I've been putting off for a while: allowing advertisements.  I want to do this so that we can continue to offer this for podcast for free, but hosting, staying up to date on sources, etc. does cost money.  I'm not looking to make a huge profit, but if we can at least get the podcast paying for itself, that would be a good start. Before I do that I'll look to find a way that we can get subscribers on Patreon and elsewhere ad-free copy.  I just need to figure that out, but once I do, I'll let you all know. So there you have it.  We aren't going to stop the podcast, but we may be adding a bit more to it in the future.  I hope, though, that we can do more beyond the historical chronicles.  For instance, did you know that we have an English translation of a 17th century cookbook up on our website, SengokuDaimyo.com?  I would love to redact those recipes and maybe provide some cooking videos for anyone who would want to try them.  A shoutout to Max Miller of Tasting History, who reached out to us about using a couple of our translations for his episodes on historical Japanese cooking – Max is a great guy and his series and cookbook are well worth following.  But there's a lot more to explore: one of my favorites so far that we've tried is "keiran", or "eggs": doughy balls filled with brown sugar and cooked in a miso based soup.  I don't know if there is anything like that still being served in Japan, but it's a strange and pleasant recipe and I would love to do that again and record it for everyone to try. All of this is in the works, and nothing will change immediately, but I wanted to keep you all in the loop.  Thank you so much for listening, I can't tell you how much it means. And of course, as always, if you like what we are doing, please tell your friends and feel free to rate us wherever you listen to podcasts.  If you feel the need to do more, and want to help us keep this going, we have information about how you can donate on Patreon or through our KoFi site, ko-fi.com/sengokudaimyo, or find the links over at our main website,  SengokuDaimyo.com/Podcast, where we will have some more discussion on topics from this episode. Also, feel free to reach out to our Sengoku Daimyo Facebook page.  You can also email us at the.sengoku.daimyo@gmail.com.  Thank you, also, to Ellen for their work editing the podcast. And that's all for now.  Thank you again, and I'll see you next episode on Sengoku Daimyo's Chronicles of Japan.

 Questions? Comments? We love feedback! Email us at info@baishavaad.org Rav Yosef Greenwald, Rav of K'hal Dexter ParkQuestion: A gift package of food is delivered to someone's office. Assuming it's for him, the person eats it. Afterwards, he discovers it was meant for the office next door. Does he have to pay for the food he ate?Answer: If it was an honest mistake that was no fault of his own, he is not liable as a mazik or a gazlan. However, he still is not fully exempt from liability.The Gemara discusses a case where someone inherits a barn full of cows from his father. He assumes all of the cows belonged to his father and he slaughters and eats one of them. Unbeknownst to him, that cow belonged to someone else and was only being kept in his father's barn.   The Gemara says that although the son is not a mazik, he is still liable because he derived enjoyment from someone else's property. He does not have to pay the full market value of the cow, but he has to pay the value of the pleasure he had. Chazal assessed this to be two-thirds of what the meat would have fetched in the market. So too, in this case the man who ate his neighbor's food would be liable to pay that basic amount. Question: Who does he have to pay that amount to? The man who the package was intended for or the one who sent the package? Answer: If it was a package that the office next door paid for, he would have to pay them. If they weren't paying for it, he would have to pay whoever did lay out the money for it. 

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

Send us Fan MailWhat if one of the biggest missing pieces in teacher retention is how we support mentor teachers?In this episode, Becca talks with John Pascarella, professor of clinical education at USC and Chief Academic Officer of the USC Race and Equity Center, about why mentor teachers are often asked to support new teachers without the training, role clarity, compensation, or coaching they actually need.They unpack why being a great teacher does not automatically make someone a great mentor, how mentoring adults requires a different skill set, and why schools need to stop treating mentorship like informal volunteer work.This conversation is for instructional coaches, school leaders, district leaders, and teacher leaders who want to strengthen new teacher support, improve teacher retention, and build more effective mentoring systems in schools.John's Info:Faculty profile  |  CCTE Policy Brief (free download, includes my brief on mentor teachers)  |  Learning Policy Institute (Stanford University)Buy "The Resistance Solution" here!Let's Stay Connected!Website  |  Instagram |  Twitter |  Linkedin |  Facebook |  Contact Us

Welcome to the third episode of Group Dentistry Now & Black Talon Security's Dental Cyber Watch Live. As dental groups rush to adopt artificial intelligence, many are spending on tools no one uses and feeding patient data into platforms no one controls. The result is wasted budget, hidden liability, and growing security exposure. In this episode of Dental Cyber Watch Live, Bill Neumann (CEO, Group Dentistry Now) sat down with Gary Salman (Co-founder and CEO, Black Talon Security) and Matthew McGaw (founder, DSO Compass; co-founder, Relay) to unpack the promise and peril of AI in dentistry. The clear message for DSOs of every size: AI is transformative, but only when paired with governance, training, and due diligence. Here are the key takeaways. Shadow AI: The Risk You Can't See Shadow AI is the unmonitored use of large language models — ChatGPT, Gemini, Claude — by employees without policy, oversight, or controls. Staff turn to these tools to work faster. The problem is that no one is watching what data goes in. Salman described the scope at a recent DSO event with roughly 20 leaders, representing practices from 10 to 200-plus locations. Most reported a mix of LLMs already in use across their teams. Few had standard operating procedures governing what could be entered. Fewer still had any technology to monitor that activity. The exposure is real. Information uploaded to a free model may be anonymized, but it can resurface when others ask similar questions. "When the product's free, you're the product. They're not doing you a favor." — Gary Salman, Black Talon Security For an organization handling protected health information, that is a compliance event waiting to happen. The fix doesn't require shutting AI down — it requires structure: enable privacy settings so platforms don't train on your data, write SOPs that define what can and cannot be entered, and train staff on why it matters. The AI Graveyard: Paying for Tools No One Uses The "AI graveyard" is where promising technology goes to die. It's the software a DSO bought with enthusiasm, then abandoned because of poor implementation, failed training, low adoption, or clunky integration — while the subscription keeps billing. McGaw pointed to two familiar culprits: "shiny object syndrome" and the "Hawaiian shirt guy effect," where a charismatic salesperson wins the room and the product never fits the problem. Neumann offered a grounded example. Some automations at Group Dentistry Now worked well. Others proved clunky and were better handled manually. A buried tool isn't just a wasted subscription. It drains training hours, erodes staff confidence in future rollouts, and makes the next investment harder to champion. The escape route is unglamorous but reliable: plan, implement, and train before you scale. Roll out to a small group, confirm adoption, refine the workflow, then expand. Design Backward, Build Forward The smartest framing of the conversation came from a concept Salman credited to Andy Farina of Destination DSO: design backward, build forward. Understand the problem you're solving first, then align products to it — never the reverse. Most purchasing runs backward. A leader sees an exciting tool, then invents a reason to need it. McGaw captured the trap: "Sometimes the problem that they think they have to solve isn't always the problem that is really the problem." Salman's advice for separating substance from hype was blunt: "Stay away from the shiny penny and buy the gold." Before any AI purchase, leaders should define the problem, set clear criteria for success, evaluate fit against those criteria, and only then buy. Vendor Due Diligence — and Who's Really Liable Many DSO leaders misunderstand a critical point: under HIPAA, breach liability sits with the healthcare entity — the DSO — not the software or technology provider. Assuming the vendor carries that risk is a dangerous shortcut. That makes cyber due diligence non-negotiable. Before signing with any AI vendor, ask: How do they access, store, and share data? Who, specifically, has access to it? What security measures protect it? Salman's larger point: security should be the first question in any technology evaluation, not the last. Too often it's raised only after the contract is signed and the data is already flowing. Building AI Securely The throughline of the discussion was AI governance, risk, and compliance treated as a foundation, not an afterthought. For organizations handling patient data, that distinction separates innovation from exposure. Leaders should expect real safeguards from any tool touching PHI: scrubbing confidential data like dates of birth, Social Security numbers, and patient health information on upload; annotating sources so answers can be traced; flagging possible hallucinations; and hashing files to protect their integrity. Pair those safeguards with disciplined implementation, and today's investment doesn't become tomorrow's graveyard occupant. Protecting What You've Built AI is a genuine opportunity for DSOs willing to pair ambition with discipline. The risk isn't the technology — it's deploying it without control. Three steps to start now: Audit current AI usage to learn which tools your team uses and what data flows into them. Establish AI governance and SOPs before the next tool goes live. Make vendor security due diligence standard, with security as the opening question. Is your DSO adopting AI faster than it can secure it? Get these fundamentals in place, and AI stops being a liability waiting to surface — and becomes the advantage it promised to be for your practice and your patients. Get the MAX Surgical Specialty Management Case Study: https://dso.pub/4v8OwfP  

#RingRust with my musicular #BattleRoyaleWithCheese chat, as I pit #Wrestlecrap Against #KayfabeNews! & #TagMeIn as I continue to celebrate the wrestling epicness of every wrestler's favourite Nu Metal band, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:03:38 Battle Royale With Cheese: Join the Dark Order, Bruv! 0:05:32 Musicular Interlude 1 0:14:01 Battle Royale With Cheese: Let's Just Say... Wrestlemania Tickets Are Hella-Expensive, Yo! 0:15:23 Musicular Interlude 2  0:21:31 Battle Royale With Cheese: We'll Vinnie-Ru the Day He Retires, Bro! 0:22:53 Musicular Interlude 3 0:32:46 Battle Royale With Cheese: Viva La Rudo Administración Spacio Aeronáutica, Defending the United Mexicool States! 0:33:55 Musicular Interlude 4 0:41:48 Assuming the Intermissionary Position 0:48:56 This Week's Macho Fact 0:59:00 Wrestler Birthdays...  1:00:20 Musicular Interlude 5 1:11:09 This Week's 3-Way Dance-Off: Hawt Mess! 1:24:36 Battle Royale With Cheese: WRESTLING!? DURING A WRESTLING SHOW!?!? 1:26:09 Musicular Interlude 6 1:35:06 Battle Royale With Cheese: Jive Turkey Hair Transplants! 1:36:32 Musicular Interlude 7 1:44:13 Podcast Extra 

SUMMARY: If the cost of public AI continues to rise, because of various market shortages, should CIOs start looking at backup plans to better own their AI journeys and futures?SHOW: 1035SHOW TRANSCRIPT: The Enterprise AI Show #1035 TranscriptSHOW VIDEO: https://youtu.be/ngBBpP2LgdoSHOW SPONSORS:ShareGate - ShareGate Protect. Microsoft 365 Governance, we got this!Nasuni - Activate your data for AI and request a demoOutShift by Cisco - “Scaling Out Superintelligence”  The Internet of Cognition architectureSHOW NOTES:THESIS: Between pending IPOs (Wall St. demands), high user-demand, GPU/TPU shortages, Data Center shortages, Model prices increasing (open models fading away), the cost of using AI is going to get more expensive over time. Should CIOs start thinking about a Backup plan to their current AI adoption that has lower cost alternatives?Topic 1 - Assuming you could get access to GPUs/TPUs/Accelerators, and suitable data center space to host them, what would be your thinking as a CIO if you felt like you needed to own some aspect of your AI roadmap/journey? Topic 2 - Assuming the normal “Shadow AI” backlash that you'd receive for offering something that wasn't “frontier” level, how would you go about trying to communicate that within your organization?Topic 3 - What metrics or KPIs would you initially target to try and get buy-in that your approach was acceptable and moving towards the company goals?FEEDBACK?Email: show @ the enterprise ai show dot comeBluesky: @TheEntAIShow.bsky.socialTwitter/X: @TheEntAIShowInstagram: @TheEntAIShow

Too many preps and not enough time? Let's make your planning period actually work for you.Reserve your spot in the Unit Planning Lab here: https://khristenmassic.thrivecart.com/unit/?ref=podcastPlanning for the next school year? If your day is organized by class period, your planning calendar should be too. Grab my Editable Class Period Calendar here: https://khristenmassic.com/secondarycalendarpodGet the Planning Period Reset Toolkit—a free set of quick-start tools to help you protect your time, focus faster, and finally finish something… even during chaotic school days. https://khristenmassic.com/resetShop my Teachers Pay Teachers store: https://www.teacherspayteachers.com/Store/Khristen-Massic-Cte-Teacher-CoachSummer's calling, but before you dash out the classroom door, host Khristen Massic wants you to hit pause—and try a 10-minute end-of-year reset for teachers. This episode of The Secondary Teacher Podcast locks in on a step most teachers skip: actually recording what worked in your classroom before summer vacation nukes the memory of it. Let's face it, secondary teachers juggling multiple preps live in two extremes. You're either mapping out next year before the students' chairs are cold, or you completely shut your teacher brain down until the “oh no, school starts next month” panic hits.Khristen has been in those shoes. She admits she used to mentally check out for weeks, only to return to campus with fuzzy memories about what actually worked during the year. You know the drill—at the start of the year, she'd remember that IDEO shopping cart video lesson being a legendary multi-day event. Reality? It was just four short clips, barely one class period. And every time, the same thing happened: video ended, discussion fizzled (because let's be honest, week one kids don't exactly light up for deep debates), and with too much class time left on the clock, she'd let them get out their phones. Now, with cell phone bans tightening up classroom routines, that's not even an option.The classic mistake? Assuming you'll remember the details come next year. In truth, if you haven't written down exactly what happened—the details, the logistics, what actually worked and why—you're setting yourself up to scramble again. That's why Khristen is flipping the script. Forget a full curriculum overhaul or an all-day reflection session. All you need is a timer and a willingness to spend ten focused minutes jotting down the realities of what went down in your room.The beauty of this 10-minute end-of-year reset for teachers is in keeping it small and honest. Don't try to fix the whole school year in one go. Pick one class, one unit, or one familiar project. Anchoring your reflection on “what worked well enough that I would absolutely use it again?” and “what do I need to remember about how it actually ran?” beats more abstract reflection questions every time. Khristen warns that remembering the logistics—like how long a lesson really takes, or that students won't talk much in the first week—can save you major headaches come August.This approach is especially gold for secondary classroom teachers managing multiple preps at once. You don't have time to micromanage color-coded Google Drives or overhaul your entire resource library every June. What you do need: scattered, real-world notes about what went right (and what tripped you up) so planning in July or August starts where you left off, not from a blank slate.Once you've built some reflection into your routine, there's an easy add-on: Khristen suggests a light system cleanup inspired by a pared-down 5S process. Delete duplicate files, label resources, organize one folder—just enough to clear the cobwebs. Every tiny system reset now will pay off for your future self when the back-to-school madness swings back around.If hearing all this makes you think, “Hey, everyone else seems so on top of things and I'm barely treading water”—guess what, you're not alone. Khristen was the type to check out for half the summer too, and losing track of what made her classroom tick only made the August scramble worse. This episode is your permission slip to ditch perfection and make room for small teacher tips that actually stick.So, if you're a middle or high school teacher balancing way too many preps (or just sick of the annual August amnesia), this episode is for you. The 10-minute end-of-year reset for teachers, paired with bite-sized systems cleanup, is your new secret weapon for work life balance in the secondary classroom. No need to go all-in, just go honest and go small.This year, don't let summer wipe away lessons hard-won. Pause for those 10 deliberate minutes—future you will be damn glad you did.Hit reset, don't regret it.

What if the distance you feel in your marriage isn't about love at all, but about a bank account that has quietly run low? In episode three of the Summer of Intimacy series, Christa dives into one of Gottman's most powerful research findings, positive sentiment override, and the hidden force that erodes it faster than almost anything else: mental load. If you have been quicker to snap, quicker to assume the worst, or quicker to feel alone even when your spouse is right there, this episode will give you the language for what is actually happening and a way back toward each other. Plus, Christa shares how she and Wes put last week's love maps questions into practice on a real date this week, and how you can do the same. The Awakening Intimacy waitlist is now open, link in show notes. Show notes:⁠ Get on the waitlist so you can get info about our Awakening Intimacy Intensive! ⁠Get your E + M Love Map Questions Freebie here!⁠ Stay tuned for our Summer Intensives, Awakening Intimacy (track 1) and Awakening Adventure (track 2) beginning the week of July 13! Scroll down on our podcast page to find episodes on intimacy ⁠⁠here!⁠⁠ https://www.enneagramandmarriage.com/pod Find more about your type, the pod, freebies, and SO much more at our website right here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.EnneagramandMarriage.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Love what you're learning on E + M? Make sure you leave us a podcast review so others can find us, too⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get Christa's Best-Selling Book, The Enneagram in Marriage, here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://a.co/d/df8SxVx Learn more about your ad choices. Visit podcastchoices.com/adchoices

Stand-up comedian and ‘Gangster Chef' Jourdain Fisher joins the show this week to discuss POV videos, the Love Island Cancellations, and what constitutes a ‘serious relationship.' Check out Jourdain's new special “Bits & Pieces” on YouTube starting June 23rd! Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

As we learn that Serena Williams is returning to pro tennis, we take this opportunity to discuss what it is that drives pro athletes to come back? After years of nagging injuries, and some one-sided losses, Serena is coming back. She's not the first and won't be the last. Assuming money isn't the driver -- what is?YouTube: youtube.com/15goodminutesBlueSky: @15goodminutes.bsky.socialemail: rusty@15goodminutes.comTwitter: twitter.com/15goodminutes

Type 3s are probably the most comfortable type when it comes to giving feedback: direct, efficient, and genuinely invested in bringing people along toward success. But that same drive that makes feedback feel natural can also cause it to miss the mark. In this Starting Monday episode, we're breaking down three things Type 3s should keep doing and three things worth reconsidering, so your feedback actually lands.What You'll Hear in This EpisodeType 3s are wired to go far and go fast. That energy is an asset in feedback conversations...until it isn't. When efficiency skips the human element, even the most well-intentioned feedback can feel abrupt, harsh, or like a performance management move rather than genuine investment. This episode walks through small but meaningful tweaks that can make your feedback land the way you actually intend it to.3 Things to DO as a Type 3 When Giving FeedbackLead with genuine belief in their potential. You already see what people are capable of. Make sure they know that before you get into the issue. That context changes everything about how the feedback is received.Be direct and specific about what needs to change and what success looks like. This comes naturally to you, so keep leaning into it. Bonus: ask what success looks like for them too. When you can align your definition of success with theirs, the feedback becomes something you're both working toward together.Keep it future-focused. Type 3s naturally have a "jump and the net will appear" mentality, bring that same energy to feedback. Frame the conversation around where you're headed, not just what went wrong. That forward-facing message is more motivating for the other person and honestly more natural for you.3 Things to AVOID as a Type 3 When Giving FeedbackRushing through the emotional part to get to the action items. Even a simple "I know this might be hard to hear..." creates space for the other person to feel like you get them, not just manage them. Emotions that come up aren't a detour. They're often important information.Assuming everyone else loves direct feedback as much as you do. Some types, think 2s, 9s, maybe 7s, need a little more relational cushioning before they can actually hear what you're saying. A small amount of rapport-building upfront makes the feedback that much more effective. It's not a waste of time. It's what makes the directness work.Delivering feedback in passing. The hallway-between-meetings efficiency instinct is real for Type 3s, but what feels like getting it done can feel like an ambush to the other person. Give feedback its own space, even if it's brief, so it can actually move the needle.A Phrase to Try"I'm telling you this because I think you have what it takes, and I don't want anything to get in the way of that."Put it at the beginning, the end, or both. It signals exactly why you're having this conversation, and for a Type 3, that's genuinely true.Resources + Next Steps1) Have something to add? If you're a Type 3 and want to push back, validate, or add something to the list (or if you work with a Type 3!) and want to share what you appreciate about how they give feedback, we'd love to hear from you at enneagrammba.com/contact.2) If you want to keep building your leadership communication by type, grab the Enneagram Manager's Prompt Pack, a practical, downloadable guide organized by real workplace situations so you always know what to say and how to say it. Find it at enneagrammba.com/resources.Enneagram MBA is a team training and leadership development company based in the Louisville metro area. We help organizations build self-aware, high-performing teams, using insights from the Enneagram.Want to be notified when Claude responds?NotifySonnet 4.6Have a request for a future episode? Drop a text here! 

There's a body of research that says the clothes you wear don't just change how others see you — they change how you see yourself. Kelly traces this idea from her conversation with Denver high school principal Steve Day back to a foundational psychology study, and lands somewhere unexpected: that identity might be less something you earn and more something you assume. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Assuming the best and believing God's promises

Trusting Your Path Into Alignment | With AVP Pro Corinne Quiggle In this episode, we dive into making your own alignment path. Episode 108 features Corinne Quiggle, and we explore creating your identity and path. We talk about inspired living, manifestation, letting go, & more. This conversation breaks down spiritual alignment and how to shift from Contrast into flow state. In this episode we discuss: • Using tools as emotions • reframing • The inspired athlete energy • FOPO •Manifesting This conversation is for: • athletes • individuals • entrepreneurs Corinne Quiggle's Links: • Instagram: https://www.instagram.com/corinnequiggle/ • Other: https://avp.com/player/corinne-quiggle/

In this episode, Heather sits down with longtime Elevate member Susie Inverso of Crimson Cat Studios to unpack a sales conversation that didn't go quite as expected. What started as a discussion about pricing an end-of-life pet session quickly revealed something deeper: the assumptions we make about our clients' finances, decisions, and ability to invest. Together, they explore how those hidden thoughts can affect confidence, communication, and ultimately, sales.  Key Takeaways: Don't spend your clients' money for them. Assuming what someone can or can't afford often sabotages the sales conversation before it begins. Your thoughts affect how you communicate. Hesitation, uncertainty, and assumptions are often felt by the client, even when unspoken. Clients are capable of making their own decisions. Your job is to present the options clearly—not decide what's best for their budget. Disappointment is part of business. Trying to avoid it often creates more stress than simply allowing it. Self-trust creates confidence. Believing you can handle any outcome changes the energy of every conversation. Not every "no" is permanent. Sometimes it's a timing issue, not a rejection. The timeline is often different than you expect. People may need time to think, process, and make decisions. You become unstoppable when you're willing to feel anything. Fear of disappointment, rejection, or failure loses its power when you stop avoiding those emotions. Hope is more useful than control. A flexible thought like "I might be surprised later" creates openness and possibility. Everything doesn't have to happen today. Sometimes the best thing you can do is trust the process and keep moving forward.  How many sales have you lost because you decided for your client before they decided for themselves? What if the thing holding you back isn't pricing—but the story you're telling about money? This conversation reveals a subtle mindset trap that almost every photographer falls into. Press play and discover the thought that changed everything. How to Support the Podcast: Subscribe to the podcast on iTunes or wherever you listen to podcasts. Please like, share, and leave a review. If you like the content, please share with your friends by posting on social media so that we can reach and impact more people. Join our next free coaching workshop: www.getcoachedbyheather.com Connect: Heather Lahtinen: Website, Facebook, Instagram 

-If all things to according to schedule, Nebraska will play Arkansas tonight at 8:30 on ESPN, the 4 th game of the day---so we all knowhow this goes in terms of things going longer than expected and weather coming into play-No matter what happens, it's an exciting day for the university…as we get ready for Husker baseball tomorrow at Haymarket ParkAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

An assumption and some Belle lore.

Peter Mauch notes that Tojo acted as a tyrant by assuming multiple cabinet positions. After losing four carriers at Midway, Tojo utilized propaganda and censorship to hide the truth from the public. (10/16)1941-42 -43

This is the first 15 minutes of our latest Patreon episode which you can join at www.patreon.com/keepitweirdpodcast!   As Bob Marley always said... No, Woman, No Cap FAM. Welcome to another edition of ASK ME EVERYTHING where Handsome Joe and I sit down to answer questions sent in by YOU, our lovely listeners - we tell stories, we shoot the shit, and we genuinely have a good time doing it. This week we answered: What is the fastest way you've seen a coworker get fired? Assuming athletes would be nude in the modern Olympics like they were in ancient greece, which event would be the worst to watch? You are teleported back to 2001 terminator style and end up in the middle of times square. What do you do or say to convince people you aren't on drugs? If you could choose anyone alive or dead OR EVEN fictional to be the next President of the United States who would you choose and why?   We also chatted about UFO disclosure, loving & hating Gen Z, historical knowledge and Joe even tries to test my military knowledge and we ALL know how I feel about that. IF YOU EVER WANT TO SUBMIT A QUESTION FOR ASK ME EVERYTHING PLEASE DO! We'd love to do more of these this year but we can't record one without questions sent in BY YOU so you can comment on the episodes with questions, you can DM us here with questions and you can even email us at keepitweirdpodcast@gmail.com with the Subject "ASK ME EVERYTHING" I'll be back with you in a couple weeks with your May WEIRD REPORT! I hope you're having the absolute best warm up to Summer EVER! -//

Today's funny podcast is basically what happens when sleep deprivation, trivia questions, and pesto sauce collide headfirst at 70 MPH.The gang kicks things off talking about The Boys, confusing CGI timelines, and whether anybody actually understands what's happening anymore in prestige television. Rafe is emotionally spiraling over loose plot threads, Moon checked out seasons ago, and somehow the conversation becomes less coherent from there. Which honestly feels impressive.Then it's time for another chaotic round of Match Up With The Morons — the game where confidence matters way more than intelligence. Moon and Learn square off in a trivia battle featuring fireworks origins, Roman numerals, and the single most dramatic pesto-related answer reveal in modern broadcasting history. There's also an alarming amount of discussion about the attractiveness of the green M&M. Which… yeah. That tracks for this show.Highlights include:Moon accidentally stumbling into the correct pesto answer like a drunk raccoon finding a winning lottery ticketLearn reverse-engineering Roman numerals in real time while actively losing her sanityAn unexpectedly passionate debate over the rarest M&M colorRafe emotionally describing Japanese math-rock like he's reviewing perfume commercialsKing Scott confidently remembering the year Coca-Cola launched as if he personally attended the ribbon cuttingAnd just when everyone thinks the show can't possibly derail harder, somebody on the text line claims Oklahoma borders Mexico. At which point the entire room briefly experiences collective brain failure.This episode of the funny podcast has everything:CGI confusion. Toe jams. Sexy sangria commentary. Mount Rushmore debates. Teddy Roosevelt “in the crevice.” Babushka lore. And enough incorrect geography to get the entire show banned from a middle school classroom.Honestly, this might be one of the most accidentally educational episodes we've ever done. Assuming your education was delivered by raccoons fighting behind a Waffle House dumpster.If you love a funny podcast full of sarcastic chaos, weird news energy, pop culture confusion, and friends aggressively roasting each other for nearly three hours straight, congratulations — you found your people. Subscribe, leave a review, and send this episode to someone who still thinks parsley and basil are basically the same thing.Follow The Rizzuto Show → linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → 1057thepoint.com/RizzShowHear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.