Podcasts about assuming

Dinosaurs. Lasers. Futuristic armour. Evil aliens. What more could you possibly want?This week on The Insanely Dangerous Retropodshow, Dangerous Dave heads back to 1988 to celebrate one of the most gloriously bonkers toy lines of the decade — Dino-Riders!We begin with What Happened Way Back When?, revisiting the music, movies and television of 1988, including Guns N' Roses, Belinda Carlisle, Die Hard, Who Framed Roger Rabbit, Beetlejuice, Red Dwarf and The Wonder Years. Then Retro Headlines remembers some of the major stories making news in Britain and America.

Take 10 with Tim – August 21, 2026 @ 9:15 amMicrosoft Teams1.Paul Skenes with another bad outing on Wednesday – 4 walks and 3 ERs in 4.1 innings against the light-hitting Tigers. Velo was at season average 96.8 mph.a.Would you consider sitting him for his next start? Since July 1, he's posted a 5.67 ERA with over four walks per nine. b.Wants some comps?i.For the season1.Five inning Freddie has a 5.27 ERA for the season and walking 3.7 per nine.2.Aaron Noal has a 5.12 ERA for the season and walking 3 per nine.ii.In the same time frame:1.Dean Kramer – 5.74 ERA and 3.0 BB/92.Kumar Rocker – 5.71 ERA and 3.7 BB/93.Framber Valdez – 5.02 ERA and 4.2 BB/92.Let's draft the Top 10 pitchers off the board next season.a.Jacob Misiorowski – Richb.Tarik Skubal – Timc.Cristopher Sanchez – Richd.Yamamoto – Time.Cam Schlitter – Richf.Dylan Cease – Timg.Chase Burns – Richh.Gerrit Cole – Timi.Zach Wheeler – Richj.Payton Tolle - Tim3.Let's take a look at the standings4.Mercifully, the Dodgers put Edwin Diaz on the IL. Just brutal. Assuming he's the named Closer for the Dodgers entering 2027, do you think his recent struggles will hurt his draft status or will fantasy managers ignore it and take him as a Top 5 Closer?5.After Josh Baez's historic debut, he's 0 for 21 with 7 strikeouts. He's now hitting .182. Since very few fantasy managers got his first game, it's not been great.a.What do you do? Keep playing him or sit him?6.After being let out of Purgotory – aka Colorado, Cal Quantrill has been put back in the rotation and has posted a 2.79 ERA in those 7 starts with a couple of wins. Not many strikeouts though. Thoughts?7.What hitter are you targeting for this weekend's FAAB?8.What pitcher are you targeting for this weekend's FAAB?

When's the last time you had a great sales conversation with a corporate prospect, asked about their budget, and got...nothing?   They want a proposal. They're interested in working with you. But they either can't or won't tell you what they have available to spend.   Now you're left wondering how you're supposed to create the "right" proposal when you don't have enough information.   In this episode of the Sales Maven Show, Nikki shares how to navigate this common corporate sales situation without guessing, overthinking, or walking away from a potentially great client.   You learn why your proposal doesn't have to be perfect. Instead, it can become the starting point for a more productive sales conversation that gets you closer to the right solution for your prospect. The Transformation Before listening, you may find yourself: Struggling to price a proposal when a corporate prospect won't share their budget. Feeling pressure to create the perfect proposal on the first try. Wondering whether a prospect who won't provide a budget is serious about hiring you. Assuming the proposal needs to result in an immediate yes or no. Questioning whether multiple sales conversations mean the deal isn't moving forward. After listening, you learn how to: Create a proposal even when you don't have a clear budget. Give prospects options that make it easier to continue the sales conversation. Use a circle-back call to gather more information and refine your offer. Recognize when a prospect is still engaged, even when the sales process takes multiple conversations. Stay curious and confident as you work toward the right solution for both you and your prospect. What You Learn In this episode, Nikki shares: Why a prospect who won't give you a budget isn't necessarily playing games or wasting your time. How to structure a proposal when you don't know what the prospect is prepared to spend. Why offering two or three options creates a more productive conversation than presenting one solution. Why Nikki recommends presenting proposal options from the highest investment to the lowest. How a circle-back call allows you to gather the information you couldn't get during the initial discovery conversation. Why you shouldn't automatically "bless and release" a prospect simply because they won't provide a budget. How Nikki used multiple proposals and conversations to earn a corporate client. Why an engaged prospect is worth staying in conversation with, even when the sale takes longer than expected. The Proposal Is the Starting Point, Not the Finish Line When a corporate prospect doesn't provide a budget, it's easy to believe you have to somehow figure out the perfect scope and price before sending your proposal.   Nikki encourages you to think about it differently.   The proposal isn't the finish line. It's an invitation to the next conversation.   Your first proposal gives the prospect something tangible to respond to.   They can tell you: "We like this piece." "We don't need that." "What if we added this?" "This is more than we planned to spend." "Could we structure it differently?"   This information gives you something you didn't have before.   Now you're no longer guessing. You're gathering information that allows you to refine the solution and continue the sales conversation. The Two-to-Three Option Proposal Strategy When a prospect hasn't provided a budget, Nikki recommends offering at least two and no more than three options.   One option creates a yes-or-no decision.   Multiple options create a conversation.   When presenting three options, Nikki recommends starting with the highest-investment solution and working down from there.   The goal isn't to create three versions simply for the sake of having options. Each solution should give the prospect a meaningful way to think about what they need, what's most important, and what they're willing to invest in.   Once they respond to the options, you gain valuable information that can guide the next version of your proposal.   And remember, more isn't necessarily better. Too many choices create decision overwhelm, and a confused mind does not buy. Stay Curious and Stay in the Conversation A corporate sale may require more conversations than you expect.   Nikki shares an example from her own business where earning a corporate client took multiple proposals and approximately five to seven conversations.   The prospect continued to engage, provide feedback, bring additional decision-makers into the conversation, and clarify what the organization needed.   This engagement mattered.   Nikki's approach is simple: As long as they're staying in the conversation with you, stay in the conversation with them.   There is a difference between a prospect who continues to engage and one who repeatedly asks for more work without providing useful feedback.   When they're participating in the process, stay curious. Use what you learn to continue refining the solution until you determine whether there's a fit. A Quote Worth Remembering "Stop trying to create the perfect proposal when you don't have the perfect information to do so." Try This This Week Think about a proposal you're currently creating, or one you've been hesitant to send because you don't have enough information.   Instead of asking yourself: "How do I create the perfect proposal?"   Ask: "What can I put in front of this prospect that gives us something meaningful to discuss?"   Create two or three thoughtful options, then schedule a circle-back call to review them together.   Stay curious about their response. What they like, don't like, question, add, or remove gives you valuable information about what it takes to earn their business. Who This Episode Is For This episode is especially valuable when you: Sell consulting, training, coaching, or professional services to corporate clients. Struggle with pricing when a prospect won't share their budget. Create customized proposals for organizations. Feel pressure to close corporate sales quickly. Want your sales conversations and negotiations to feel collaborative instead of pushy. Want to become more confident selling services to corporate decision-makers. Keep the Conversation Going Did today's episode give you a new way to think about corporate proposals and sales conversations? Here are a few places to continue learning: Explore the Sales Maven Society: https://yoursalesmaven.com/sales-maven-society/ Discover more relationship-based selling strategies: https://yoursalesmaven.com Listen to more episodes of the Sales Maven Show: https://yoursalesmaven.com/sales-maven-podcast/ Timestamps 00:25 Why corporate prospects sometimes won't give you a budget 00:56 Setting the stage: Asking about budget during the discovery call 02:02 Why the proposal is the beginning of the conversation, not the finish line 03:11 What may really be happening when a prospect won't share their budget 04:26 Why multiple proposal options create a better sales conversation 05:45 A client example: Using three proposal options to negotiate the right solution 08:24 Why you should schedule a circle back call before sending the proposal 10:43 When a missing budget is not a reason to bless and release the prospect 14:53 Why Nikki stays in the conversation as long as the buyer stays engaged 16:01 Corporate sales may require multiple conversations before the yes 17:40 The two-to-three option rule and avoiding decision overwhelm 18:30 Creating a safe space for an open sales dialogue 19:18 Final reminder: Stay curious, stay engaged, and stop trying to create the perfect proposal About Nikki Rausch Nikki Rausch guides service-based women entrepreneurs who aren't yet comfortable with selling to confidently enroll more clients through natural, relationship-based conversations. Through practical strategies and proven frameworks, you learn how to create consistent business growth while staying true to your values. Whether you're building sales confidence, improving client enrollment, or refining your sales communication, Nikki shows you how to create sales that feel natural and results that feel inevitable.

"Be completely humble and gentle; be patient, bearing with one another in love." — Ephesians 4:2 What if some of the biggest problems in our relationships aren't caused by what people actually did—but by what we expected them to do? In this episode of Everyday Joy, Ash is joined by Kate for an honest conversation about unmet expectations, giving people grace, and learning to make allowance for each other's differences. Together, they unpack Paul's challenge in Ephesians 4:2 to be humble, gentle, patient, and willing to make space for other people's faults. They explore why we can be so quick to judge others by their actions while giving ourselves grace because we know our own intentions. Kate shares what years of living with housemates have taught her about extending grace, assuming the best of people, and "filling the gap with trust" when we don't know someone's intentions. They also explore how this applies to marriage, friendships, family, church, and the workplace. One of the biggest reminders from this conversation is that relationships don't have to be based on agreement—they can be based on understanding. Sometimes making allowance means accepting that someone sees the world differently, communicates differently, or responds differently than we would. If you've ever been frustrated because someone didn't meet your expectations, taken something personally, or found yourself assuming the worst about someone's intentions, this conversation will encourage you to slow down, ask questions, give grace, and create space for people's humanity.See omnystudio.com/listener for privacy information.

What do you do when you've kept your covenants, guarded your heart, served the poor, and lived with absolute integrity—yet your whole world collapses anyway? In this complete, deep-dive masterclass on the Book of Job, we trace the entire arc of human suffering, theological wrestling, and divine revelation, discovering how a man sitting in ashes moved from raw questioning to the ultimate witness: "I know that my Redeemer liveth." Summary of the Video: This comprehensive guide walks step-by-step through the 42 chapters of the Book of Job. We begin in the pre-mortal council, exploring why God allows the "hedge" of protection to be lowered and why "divine restraint" is an act of love designed to build spiritual muscle. We analyze the four crushing waves of loss that wiped out Job's wealth, health, and ten children, offering a compassionate look at Job's grief and the silent ministry of his three friends. We then unpack the core conflict: the breakdown of "Retribution Theology" (the false idea that sin always equals suffering). We follow the three rounds of intense debate between Job and his accusers, exploring Job's desperate plea for a "Daysman" (Mediator) and his prophetic shadows of Jesus Christ. Finally, we study Job's final oath of innocence, Elihu's breakthrough teaching on the refining purpose of trials, God's breathtaking 59 questions out of the whirlwind, and the profound lessons of Job 42—where intercessory forgiveness for his friends unlocked a double restoration of everything he had lost. Key Doctrinal Insights Included: The Hedged Life & Divine Restraint (Job 1–2): Why God permits trials and how agency requires a space for opposition. The Trap of the Prosperity Gospel (Job 4–27): Why assuming suffering is always caused by personal sin leads to self-righteousness and spiritual collapse. Job as a Type of Christ (Job 16–19): How Job's unearned agony, betrayal, and crying blood prefigure the Garden of Gethsemane and Calvary. The Search for the "Daysman" (Job 9 & 19): The Old Testament promise of Jesus Christ as our Advocate and Redeemer. The Refining Purpose of Pain (Job 32–37): Elihu's perspective that suffering is a divine classroom to purge pride. Hearing vs. Seeing God (Job 42): How trials convert secondhand theology into firsthand, face-to-face relationship with the Divine. The Lesson of the Book of Job: You don't need a line-by-line explanation for every trial in your life as long as you know the God who holds you in His hands. When you stop demanding explanations and start seeking His presence, your crucible becomes your sanctuary. Call-to-Action: Have you ever experienced a season where God felt silent, but looking back, you realized He was refining your faith into pure gold? How has the Book of Job changed your perspective on personal trials? Share your thoughts and testimonies in the comments below! Like and Subscribe for more deep-dive scripture study! Chapter Timestamps: 0:00 Introduction 2:16 Theodicy & the Book of Job 14:32 Perfect Job 21:31 Satan's Plan 33:26 Job's Trials & Testimony 50:11 Physical Suffering & Spiritual Doubt 1:01:39 Friends' Company & Job's Lament 1:16:05 Assuming that Suffering Equals Sin (Eliphaz Round 1) 1:27:16 Job's Self-Defense 1:42:41 Justifying the Lord (Bildad Round 1) 2:01:59 Revealing & Reasoning with God (Zophar Round 1) 2:16:38 Death & Resurrection 2:21:52 Job as Mortal Side of Jesus (Eliphaz Round 2) 2:41:46 Job's Testimony (Bildad Round 2) 2:53:59 Wickedness Never was Happiness (Zophar Round 2) 3:01:44 Accusations & Demanding a Day in Court (Eliphaz Round 3) 3:12:13 Innocence or Holiness (Bildad Round 3) 3:22:49 Wisdom & Worthiness 3:36:37 Job's Closing Argument 3:44:31 Elihu Speaks Up 3:53:25 God is Good and Can Be Trusted 4:17:27 God Reveals Himself 4:30:49 Job Repents & Reviews the Lessons Learned 4:47:56 A Double Portion 4:57:12 Conclusion - The Lesson of Job

What if the biggest thing getting in the way of powerful coaching… isn't your client? What if it's your own assumptions?   In this episode of The Shiny Minds Show, I take you inside one of the most important shifts every coach, and every human being, needs to make: learning to recognize when your brain is filling in the blanks before you have the full story.   Your brain is designed to protect you. It constantly compares, deletes, distorts, generalizes, predicts, and creates assumptions based on your previous experiences and conditioning.   The problem?   Your assumption can become your reality before you even realize you are making one.   And when you bring that assumption into a coaching conversation, you may stop truly listening to your client. You may start projecting your own map of the world onto theirs. You may think, “I know where this is going. I know what they need. I know how to fix this.”   But coaching is not about knowing better.   Coaching is about empowering another human being to discover their own truth.   In this episode, we explore some of the mental coaching blocks that can quietly interfere with your ability to be fully present, curious, and effective as a coach.   We talk about:   ✨ Why assumptions are part of your default survival system ✨ How comparisons, deletions, distortions, and generalizations shape your perception ✨ Why coaching from your own personal map can disconnect you from your client ✨ The difference between solving someone's problem and empowering them to solve it themselves ✨ Why the “problem solver” inside you needs to learn when to step back ✨ How integrity shows up in your communication, responsiveness, commitments, and boundaries ✨ Why taking responsibility for the effect of your language is a fundamental part of communication mastery ✨ How to create communication policies that support your own integrity ✨ Why being responsive is different from being reactive ✨ How mastering your coaching mindset ultimately means mastering yourself   And underneath all of this is a bigger invitation:   Become your own delicious self.   Not the version of you created by societal conditioning. Not the version of you trying to please everyone. Not the version of you constantly trying to fix, prove, perform, or protect.   The version of you that knows how to use your mind instead of allowing your mind to run the show.   This is where Neuro-Shine Technology™ comes in.   Through the NST™ philosophy, we combine the power of the mind with the wisdom of the heart to help you become more aware of the automatic patterns running beneath your behavior, and consciously choose a different way forward.   Because when you master your coaching mindset, you don't just become a better coach. You become a more conscious human being.   If you're ready to stop coaching from assumptions and start coaching from curiosity, presence, integrity, and empowerment, this episode is for you.   Watch Episode 85 of The Shiny Minds Show and discover what happens when you stop letting your default programming lead the conversation.   ✨ Keep shining your light.   #TheShinyMindsShow #DrShiny #NeuroShineTechnology #NST #CoachingMindset #LifeCoaching #ICFCoaching #CoachTraining #CoachingSkills #Mindset #CommunicationSkills #EmotionalIntelligence #SelfMastery #ConsciousLeadership #PersonalDevelopment #NeuroLinguisticProgramming #NLP #CoachingMastery #Empowerment #MindsetShift

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3498: Mark Fisher answers the question every lifter eventually asks: how heavy should the weight actually be? He explains what different rep ranges do to your body, why fat loss still comes down to nutrition first, and how to stack heavy sets and moderate sets inside a single workout when time is short. Read along with the original article(s) here: https://markfisherfitness.com/how-heavy-a-weight-should-you-use/ Quotes to ponder: "Assuming your lifting technique stays solid, the easiest way to discuss weight is in terms of how many reps you can lift before your technique fails." "Classically, weights that you can lift for 1-5 repetitions will make you stronger, weights that you can lift for 6-12 repetitions will make your muscles grow, and weights that you lift for 13 or more reps will train your muscular endurance." "Fat loss is always predominately created by your nutrition." Optimal Health Daily is a daily health and wellness podcast where we narrate the best articles on nutrition, fitness, weight loss, and healthy habits, read to you by a professional narrator so you can improve your health a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Meaningful Money Q&A (Episode 58), Pete Matthew and Roger Weeks answer six real listener questions on the money decisions facing UK savers and investors. We cover paying off your mortgage versus investing, gifting surplus income to manage care fees and inheritance tax, and how to buy capital gains tax-free gold. We also explore consolidating pensions before retirement and how LGPS members can weigh up AVCs versus ISAs and AVCs versus APCs. Tune in for clear, practical UK personal finance, pensions and retirement planning guidance - education, not advice. Shownotes: https://meaningfulmoney.tv/QA58    02:18  Question 1 Hi team Been listening for ages and having a psychological meltdown over this. I have approx £20k in my S&S ISA and £20k left on my mortgage.  How can I justify the decision to pull the trigger and pay it off?  Note that I also have £30k approx in a cash ISA and £5k float easy access.  I also overpay the mortgage about £800-£1k per month but that's eased off the last few months, with the money diverted to an early year getaway. I'm aware there isn't a perfect result or conclusion but I'm struggling to get past how to make the decision. In context, I do have a big holiday coming up later in the year (£5k-9k expected spend), but I'm itching to pay this off and get regular investing. It might be that writing this email I'm working it out for myself but I'd be keen to hear your thoughts (not advice!) on how I can think about the situation or other angles maybe I'm not thinking about. Michael 07:33  Question 2 Hi Pete, Roger & Nick, Many thanks for your podcasts.  Listening to you has been a part of my weekly habits for several years and I feel that you have been a "gateway" which has helped me to get a better grip on my future.   Thanks a lot! My question is how much to put aside for care fees when compared with potential IHT liability.  Specifically whether to advise my mum to gift her future surplus income instead of investing in her ISA? Mum is 88, and in reasonably good health. She has £330k in a S&S ISA, £50k premium bonds and owns her property worth £600k. Mum's  monthly spending is £500, her monthly income (from pensions) is £2k.  Leaving mum with surplus income of £1.5k per month. Mum already makes gifts of £100 per month to her two grandchildren from her surplus income and uses her annual gift exemption of £3k per annum. I have LPA (F&A & H&W) for mum.   It is important to me that I treat mum and her finances with respect and stay focussed on mums needs (rather than that of me and my immediate family).  As such I have been transferring mums surplus income into her S&S ISA each quarter, so that Mum has enough money to do whatever she wants to do. I am wondering what is the point in continuing to put more money into mums ISA when she has more money than she needs already. Mum is widowed; has no desire to travel abroad; make any changes to the house; buy a new car or similar.   Mums immediate financial needs are met via her pension income.   Therefore aside from potential care home fees I wonder what is the point in continuing to boost Mums investments via the ISA. Assuming care home (nursing home) fees of £2k per week equates to £104k per annum.   It seems to me that Mum has over 3 years of fees covered before she would need to sell her house. I am an only child and executor for mums will.  Currently mum has left her estate to me in her will.   Mum says she "doesn't want her hard earned money going to the tax man".   My concern is that if Mum's S&S ISA continues to grow then her estate will be subject to IHT when she dies, unless of course the money is eaten up with care fees. With this in mind I wonder whether to advise mum that her future surplus income should be gifted rather than invested. What are your thoughts? Many thanks for your excellent work! Kind regards, The Rusholme Ruffian 14:37 Question 3 Hello Pete and Roger (no d!) Great podcast! I hope all the good karma you give out comes back to you! Quick and short question: I am aware some physical gold holdings are subject to CGT but some, such as gold sovereigns and Royal mint bullion are exempt. So are there CGT exempt gold holdings that one can buy and keep in a GIA to sell later CGT free? Many thanks and keep going! Adam 16:52 Question 4 Hi Pete, Hi Rog My son put me onto your podcast some time ago and I've been working through the back catalogue from 2019 and am currently up to 2023. I have also bought the Retirement Guide book and plan to join the Academy later this year.  Like everyone else, I wish I'd found this years ago!  But hey ho, we are where we are. I'm 57 and plan to retire next year.  My wife gave up work to look after our children and so apart from state pension all our pension funds are those I've been able to accumulate through my various jobs.  I have 4 pensions - 1 DB and 3 DC.  One of the DCs is in drawdown as I had to withdraw the tax free element a couple of years ago for reasons I won't go into (but I was careful not to trigger the MPAA).   I now work in Financial Services and you won't believe the Compliance hoops I would have to get through to change out of the default pension funds and likewise consolidation of the DC pensions - that will have to wait until I actually retire. Having listened to so many episodes, I have loads of questions but the ones spinning through my head the most are:- 1. Can I consolidate a DC in drawdown with my virgin, untouched DCs and does it matter if I wait until I retire to do so? If yes, how would that be presented to me by the provider. 2. With investments all in one person's name, is there anyway that imbalance can be addressed? For example, what options are there to make use of tax allowances which my wife may have to minimise tax. Is it possible to transfer some of my pension to my wife? - I suspect not. Do we need separate cash pots (in case of death of one of us)? 3. In the Home Straight season and in the book you list a number of questions to ask DC providers. Are there any questions I should be asking my DB provider? even if they are just the practicalities. Thanks again for the podcasts and guidance.  Say Hello to Cornwall for me - I'm sure we'll be visiting Fowey more often when do retire.  (Don't suppose you or Roger can recommend a book on the history of Cornwall?) Mark 24:30 Question 5 Hi Pete and Roger, I'm in my early 50s and only now feel like I'm reaching a stage where I have some financial breathing space, but it has also triggered panic that I may be behind and need to make the most of the next 8–10 years. For context, I was a single mother for 24 years. During much of that time I worked part-time on a relatively low salary while contributing to the LGPS. My children have now left home and over the last eight years I returned to full-time work and progressed professionally. I'm now earning just above the higher-rate tax threshold at £62,000. Over the last eight years I have aggressively focused on becoming debt free and paid my mortgage off last year. I currently: - contribute 8.5% into LGPS (part final salary part CARE) - Just opened an AVC £550 per month cost to me - Just opened a stocks and shares investment platform where I can comfortably afford upto £250 per month - save £600 per month into a cash ISA for flexibility/emergency funds - currently hold around £20k in cash isa savings I would ideally like the option to retire around 60, perhaps gradually rather than stopping work completely overnight. My question is: Given my relatively late start to focused financial planning (and lack of understanding) am I broadly approaching this in the right way, and what else should someone in my position be considering over the next decade to build a secure but flexible retirement? I'd also be interested in your thoughts on balancing AVCs versus ISAs at this stage of life, and whether people like me should focus more on flexibility or maximum pension accumulation. Thank you, I've just found your podcast and will be listening help reduce some of the fear around pensions and investments I have. Regards, Lotty 32:12  Question 6 Hi Pete and Roger I'm loving the podcast and it has really helped focus my mind and be more intentional about my finances, having not really saved or invested for the first 40 years of my life. I am a relatively low earner with a salary of £30,000, which means I can only afford to commit around £200 a month for savings and investments, but I do save anything left over at the end of the month too. I could look for a higher paid role, but my current job gives me a lot of flexibility including mostly home working and because I have worked in local government for 20 years I get very good sickness and redundancy benefits, as well as a defined benefit pension which I have been paying into from the start of my employment. This will guarantee me my final salary on retirement, although that assumes I work until 68, which is longer than I want to ideally. [ALARM!} I have built up an emergency fund of 1 month salary and will try and get that to 2 months, but with my sickness and redundancy benefits I don't feel I necessarily need the 3-6 months which is recommended by many. I also have a stocks and shares ISA which I am hoping to build up and not spend until retirement, with the plan of using it to bridge the gap before I draw on my pension. I am now considering making additional contributions to my pension and have two options available to me. One is to make Additional Voluntary Contributions (AVCs) via the Prudential and the other is Additional Pension Contributions (APCs) through the scheme itself. With AVCs my employer will pay in with me, but they don't with APCs. With my employer paying in with me that makes me wonder if AVCs may be a better option. Alternatively, as I don't have much money to put in I may keep my pension contributions as they are and focus on my stocks and shares ISA. I know you can't tell me which route to take, but I am interested in your thoughts and perhaps there are some questions I should be putting to my pension provider to give me more clarity. Apologies for the length of the question. Many thanks, Andrew   Jacksons - https://jacksons.life  Meaningful Academy Retirement Planning: https://meaningfulacademy.com/retirementplanning  Meaningful Coaching: https://meaningfulcoaching.co.uk 

Assuming an old fitness ability would just come back led to a humbling push-up challenge.   Twenty one push-ups, split into three rounds of seven, turned out far harder than expected after time away.   Getting through all three rounds clean took a genuine stretch of showing up again, not one lucky day.   Past ability does not travel forward automatically, it has to be rebuilt through repeated effort.   The day the challenge finally got completed felt like a real win because of everything it took to get there. JOIN THE 5-DAY PODCAST SPRINT (Live Aug 17-21): https://worldclasspodcaster.com/sprint OR text SPRINT to (208) 400-5095 BOOK A CALL WITH PERRY: talktoperry.com JOIN MY FREE COMMUNITY: upsidedownfit.com RESOURCES Best Probiotic for Gut Health: https://bit.ly/probyo Best Focus & Memory Product: https://bit.ly/dryvefocus Daily Success Habits (Free Download): morningsuccesshabits.com WOW! You made it all the way down here. I'm seriously impressed! Most people stop scrolling way earlier. You officially rock, my friend.

What if the story you're telling yourself isn't the whole story?Quiet leaders often spend a lot of time thinking, processing, and trying to understand what's happening around them. But sometimes that thoughtful processing can turn into assumptions... about what someone meant, why they didn't respond, what they're thinking, or what a situation says about us.In this episode of Strength in Numbers, Jilann continues the Quiet Strength: The Power of Heart Postures series by exploring the power of choosing curiosity over assumption. You'll discover how an open heart allows us to pause, ask better questions, and stay open to perspectives we may not have considered.Using the Enneagram's Hornevian Stances - Dutiful, Assertive, and Withdrawn - Jilann explores the different ways we may naturally respond when we're uncertain or trying to make sense of other people. You'll learn how your natural stance can influence the assumptions you make and how curiosity can help you communicate more clearly and lead with greater openness.In this episode, you'll discover:Why we so easily fill in the blanks when we don't have all the informationHow assumptions can affect leadership and relationshipsHow the Enneagram's three Stances influence the way we process uncertaintyWhy quiet leaders can sometimes process internally instead of communicating outwardlyHow to replace assumptions with curiosity and better questionsThree simple questions to help you pause before creating a story about someone elseIf you've ever replayed a conversation, wondered what someone really meant, or realized you may have made assumptions without having all the information, this episode offers a practical way to stay open, communicate more clearly, and lead with greater confidence.Would you like to join us for our next Quiet Strength Gathering? Learn more and sign up here!Keywords: quiet leadership, quiet leaders, Enneagram, Hornevian Stances, Enneagram Stances, curiosity, assumptions, communication, leadership development, relationships, self-awareness, open heart, personal growth, women in leadership, authentic leadership, Strength in Numbers podcast.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3498: Mark Fisher answers the question every lifter eventually asks: how heavy should the weight actually be? He explains what different rep ranges do to your body, why fat loss still comes down to nutrition first, and how to stack heavy sets and moderate sets inside a single workout when time is short. Read along with the original article(s) here: https://markfisherfitness.com/how-heavy-a-weight-should-you-use/ Quotes to ponder: "Assuming your lifting technique stays solid, the easiest way to discuss weight is in terms of how many reps you can lift before your technique fails." "Classically, weights that you can lift for 1-5 repetitions will make you stronger, weights that you can lift for 6-12 repetitions will make your muscles grow, and weights that you lift for 13 or more reps will train your muscular endurance." "Fat loss is always predominately created by your nutrition." Optimal Health Daily is a daily health and wellness podcast where we narrate the best articles on nutrition, fitness, weight loss, and healthy habits, read to you by a professional narrator so you can improve your health a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Double Tap Double Tap - Ep 474 August 10, 2026 Presented by This episode of Double Tap is brought to you by: Foxtrot Mike (Code: WLSISLIFE) C&G Holsters (Code: WLSISLIFE) Gideon Optics (Code: WLSISLIFE) Midwest Industries (Code: WLSISLIFE) Blue Alpha Giveaways!! GAW   Text Dear WLS or Reviews +1 743 500 2171 Public   Show Titles   Dear WLS Question from Ben B from Kansas Ben B (TLDR from last week: Bought a Bergara B14-HMR that wouldn't group and had a crooked-looking scope. After replacing the rail, rings, and checking the scope, a gunsmith finally discovered the rifle's mounting holes were drilled at a 45° angle from the factory. The manufacturing defect that made proper alignment impossible.)Continuation of the story from where it cut off last week- We looked in there and about half the threaded hole in the receiver was visible through the rail. Well shit… We tried a different rail and it was the same. I decided to contact Bergara to see if they would fix it. I started a warranty case with them and they sent an RMA form and asked me to ship the rifle to them. I sent it over and assumed that everything would be straightened out. After several weeks with zero updates, I called and asked for some kind of information. I even gave them exact instructions on how to replicate the problem. They said they would update me when they got it into their system and when they got started on the inspections. After they had it for a month they finally shipped it back and their conclusion was that the rifle was in spec. About a million emails later and both sides being stubborn, I gave up. Obviously they weren't going to fix it and I was at my wit's end. I brought it back to the gunsmith and had him drill and re tap the receiver holes to a big enough size to line it up. In spec my ass. Ever since then the Bergara name has left a bad taste in my mouth. I'm not really on social media and don't know how to get through how bad of an experience I had with them because I think people need to know. I am sorry for the long story but I already left a lot of details out. Just remember you asked for this Shawn Question from Bama Chris I know this will take forever And I'm expecting And answer sometime in about 2029 … Just found out the other day from Savage that my current credit card provider that used to be discover card and is now Capital One is a bunch of anti-gun Cucks … I need to cancel My over 20-year account With this credit card company Actually I have two accounts Cancel them both And find a credit card company That is 2a friendly Any suggestions… This is for Customer-Based Credit line Not Business related Processing. Wouldn't man if it was A car that instead of me getting cash back All of that went towards donations Second Amendment Foundation or other Friendly OrganizationsThanks Five squares second call defense is awesome High Point rules and Jeremy is my spirit animal Question from Anonymous Coward from Kentucky Question from Coward with anonymity from Virginia. I know you have probably said it a hundred times, but I have no experience with 3d printing. What is the best starter printer that's user friendly and capable. Great show, thanks! Question from Peter J from WA Peter J from WA, Dear WLS, I'm interested in either buying a factory ported pistol or having one I own custom ported. Is it really worth the hype? Im debating on either getting a CZ ported P10c or getting my CZ P10F ported. Use case would be more for range but would carry the ported p10c since I carry a non ported one currently. I more than with do what Jeremy or Nick tell me what to do. Thanks Question from eTexNerd from Texas Dear wls, from eTexNerdFirst a big Ole howdy from the upper east side of Texas to Tom Bowers! Question: once Bowers group is running production in Texas, won't I be able to buy his suppressors without federal redtape? I think Texas passed a law to allow intrastate transfer of suppressots made within Texas. I'm a little vague on the legal details but figure Tom being in the industry would know more. Maybe the cartoon savage legal hawk can explain this too. VIVA LA TEJAS! WINNER Question from Anonymous Coward from Texas Dear WLS. from Organiv Nut Milk Producer,Last week I learned about a new trend called ballmaxxing. Assuming one wished to take up this hobby, would you recommend switching from appendix carry to SOB? Gun Industry News Inside Safariland Derya Arms Derya MAX Cadre Derya Arms (Jacksonville, FL) has released the Derya MAX, a proprietary magazine-fed 12-gauge semiautomatic shotgun developed over three years with input from champion-level competitive shooters. It uses a self-cleaning curved gas piston that reliably cycles loads from 7/8 oz target shells to 3″ magnums, incorporates a proprietary MAX Brake and double-buffered recoil system to minimize muzzle rise and felt recoil, and ships with a hard case, tool roll, and magazines. The design targets 3-Gun, IPSC, home defense, and training applications with an adjustable adaptive stock, AR-compatible pistol grip, full-length Picatinny rail, flip-up iron sights, and threaded barrel. The Gist: Recently released (no specific date or retailers stated) Impact: $2,499.00 MSRP Bottom Line: 12 ga; 5/10-round magazine capacity; self-cleaning gas piston; 14″, 18″, or 20″ barrel options; 38″ OAL, 9.5 lb; folding iron sights, full Picatinny rail, mobile chokes (Full/Modified/IC), adjustable stock (12-15″ LOP), MAX Brake + double-buffered recoil system, ships with 2 magazines (6 + D-TAK optic in Factory Exclusive version) Theoutdoorwire SK Guns Relaunches Limited Edition Pancho Villa from La Revolucion Series in Stainless Steel SK Guns has relaunched the first pistol in its La Revolucion series as a limited-edition stainless steel Full Size Government Model Colt 1911 chambered in .38 Super. The highly polished revolver-style 1911 features selective 24k gold plating, intricate historical engravings commemorating Pancho Villa and the Mexican Revolution, and custom Antique Pearl Krinite grips with antique gold peso coin medallions. Limited to 300 units, it marks the 100th anniversary of Pancho Villa's passing (1878-1923). The Gist: Relaunched August 7, 2026; limited to 300 units; follow SK Guns on Instagram and Facebook for production launches Bottom Line: Caliber .38 Super; stainless steel frame, slide, barrel and hardware with selective 24k gold plating; engravings include Monument to the Revolution, “División del Norte” banner “Fusílenlo, después averiguamos”, Durango coat of arms, “REVOLUCION”, “El Centauro del Norte”, Pancho Villa portrait “1878-1923 Centenario”, bandolier with .30-30 cartridges, Mexico coat of arms 1899-1947, and Cannas floral scroll with selective shading; Antique Pearl Krinite grips with replica antique gold peso medallions Eaacorp Girsan Witness2311 CMXX The Girsan Witness2311 CMXX from EAA Corp. is a compensated single-action 2011-style pistol offered in 9mm, 10mm, and .45 ACP. It features an integral barrel compensator, 4.25″ bull barrel, lightening-cut slide, RMSc optic-ready footprint, tuned 4.5 lb trigger, auto firing pin block safety (no grip safety), ambidextrous thumb safety, full accessory rail, and improved high-texture grips with a Cerakote black finish. The Gist: Available for purchase now (listed as NEW on EAA Corp. website) Impact: Starting at $1,149 (MSRP) Bottom Line: 9mm (17+1), 10mm (15+1), or .45 ACP (11+1); 4.25″ bull barrel with integral compensator; RMSc optic ready, fiber optic front sight, tuned 4.5 lb trigger, auto firing pin block, ambidextrous thumb safety, full accessory rail, Cerakote black finish, EAA limited lifetime warranty Walkersgameear Walker's Game Ear Boomies Passive Muffs Walker's Game Ear Boomies Passive Muffs are a toddler-specific (ages 1–3) passive hearing protection product with a certified NRR of 23 dB. The slim, lightweight design features soft ear cushions, impact-resistant materials, and a contoured, stay-put fit engineered for active play and small head sizes without requiring batteries or electronic components. The Gist: Currently available for purchase (listed as new product with Add to Cart option) Impact: $29.99 MSRP Bottom Line: Passive NRR 23 dB; lightweight/contoured for toddlers 1–3 years; soft cushions, impact-resistant, stay-put fit for active indoor/outdoor use; no batteries or switches; SKU GWP-YM2-VAR Before we let you go – Join Gun Owners of America We'd love if you supported the show, join Agency 171 at agency171.com. Lot's of prizes, rewards and kick ass swag. No matter how tough your battle is today, we want you here fight with us tomorrow. Don't struggle in silence, you can contact the suicide prevention line by dialing 988 from your phone. Remember – Always prefer Dangerous Freedom over peaceful slavery. We'll see you next time! Nick – @busbuiltsystems | Bus Built Systems Jeremy – @ret_actual | Rivers Edge Tactical Aaron – @machinegun_moses Savage – @savage1r Shawn – @dangerousfreedomyt | @camorado.cam | Camorado

Cleaning the old Catholic school after dark quickly became a routine. Although the building always felt a little unsettling once the students and teachers had gone home, the strange noises and empty hallways eventually became something they simply accepted.Until one night.While finishing one of the last classrooms, she caught a glimpse of an elderly nun quietly walking past the classroom door. Assuming one of the sisters was still in the building, she stepped into the hallway to apologize for being startled.No one was there. It wasn't until her niece pointed out one small detail about the woman's clothing that the experience became far more difficult to explain.#RealGhostStories #GhostStories #GhostNun #HauntedCatholicSchool #HauntedSchool #Paranormal #Apparition #TrueGhostStory #Supernatural #Ghosts #HauningsLove real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

Introduction: How to Have a Church Service, God's Way (1 Corinthians 14:26-40) BUILD UP believers. (1 Cor 14:26b) ELIMINATE the chaos. (1 Cor 14:27-33a) WOMEN don't preach. (1 Cor 14:33b-35) 1 Timothy 2:12-14 - I do not permit a woman to teach or to exercise authority over a man; rather, she is to remain quiet. For Adam was formed first, then Eve; and Adam was not deceived, but the woman was deceived and became a transgressor. None of this is up for DEBATE . (1 Cor 14:36-40) Sermon Notes (PDF): BLANKHint: Highlight blanks above for answers! Questions and Answers: What Should a Worship Service Look Like? Jeff Miller Download Audio Transcript 00:36You know, just a few days ago, in this very room, it was complete chaos. It was so good. I mean, VBS, it was complete chaos, right? You're going to hear more about it later. We're going to show you a video. But just kids on top of kids, people screaming and throwing. There was slime dripping from the ceiling. Wasn't supposed to, but there was.01:06And it was just, it was chaos and it was beautiful. Which is fine for vacation Bible school, but chaos is not something that should describe Sunday morning. And that takes us to the passage we're looking at today. So I'm going to ask you to please pray for me.01:36Faithfully represent God's Word. That's all we try to do here at Harvest Bible Chapel. We're not preaching our opinion or scratching itchy ears. We just want to represent the Word of God. And I'm asking you to please pray for me to do that faithfully, and I will pray for you to receive what it is that the Lord has said in His Word. All right? Let's just take a moment and pray.02:09Father, when we open the Bible, the question is, is this from God?02:21Father, we have solidly come to that conclusion.02:25We believe that this is your word.02:28When it says things that we like, and when it says things that we maybe struggle to believe, It's your word. And I pray today, Father, for all of us. You eliminate any distractions or preconceived notions and allow us to receive what it is that your word actually says. We pray in Jesus' name. And all of God's people said, Amen. 1 Corinthians chapter 14. Chapters 11 through 14.03:04in 1 Corinthians is all about corporate worship. Right? And we've been talking through this series. We had a little break from Pastor Taylor's excellent message taking us back to the Old Testament. But in this section in particular where we find ourselves, we're talking about speaking in tongues. And you can go back and review those. But tongues, there was a legit miracle gift. And if you study your Bibles, Speaking in tongues was speaking a known language. All right. It was an existing language, but the speaker, they didn't know that language. They didn't study, but they would. It'd be like if I got up and started speaking Mandarin. I don't know Mandarin, but I started speaking Mandarin because there were Mandarin speaking people in the congregation. That's what the gift of tongues was about. We saw. Previously, the tongues was a sign of judgment.04:04Israel had rejected the Messiah. And tongues was God's way of saying, okay, you're going to hear a language you don't understand because you've rejected me. I'm moving on to other people. And it was for the season of transition from the old covenant to the new covenant. We saw in chapter 13, verse eight, he said, tongues will cease. It's going to come to an end. It was only for a season.04:34The Pagan Practice of Tongues. In many pagan religions, there would be this ecstatic screaming of sounds. They weren't real languages. It's just screaming this gibberish. And the Corinthians brought that into church. It's chaos. There's chaos. Look at verse 26, where we left off last time. Verse 26. Paul says, What then, brothers? When you come together, each one has a hymn, a lesson, a revelation, a tongue, or an interpretation. Stop right there. That's not a command, by the way. He's describing the chaos. He's like, here's what your church service is. Everybody shows up, and everybody is like, ooh, ooh, me, I want to teach. I want to speak in tongues. I'm going to sing. And everybody was doing it.05:33And it was just this circus. He says your worship services are just chaos. You have the gibberish. You have misusing the real gift of speaking in tongues. You have the debacle that you've made the Lord's Supper. You have women preaching. You have people showing off. Your services are a complete mess. And it'd be real easy for us to look.06:03and say, wow, yeah, glad we've matured from that. But sadly, many things that are called church services are still a real mess. What have we turned worshiping our Savior God, what have we turned that into? For some churches, it's putting on a concert and giving a pep talk.06:33heresy, screaming gibberish, holy laughter, holy barking, craziness, chaos. So much being done in the name of worshiping the Lord that is anything but actually worshiping the Lord. And you're like, whoa, whoa, whoa, whoa, hang on a second, hang on.07:01Who says what should happen in a church service anyways? Well, I would suggest to you God. The God that we worship has told us how we should worship. So very simply, in this passage we're looking at today, Paul is outlining here's what a worship service should be. That's what this passage is. What should happen in a church service? Paul's like, this is what should happen right here.07:31So, on your outline, how to have a church service God's way. Number one, first thing has to happen, absolutely has to happen. He says it first because this has to be the primary drive. Number one is build up believers. Build up believers. Look at the end of verse 26. He says, let all things be done.08:01For building up.08:07Here's a philosophical slash theological question for you.08:11Who is church service for?08:13Is it for believers or for unbelievers?08:19Biblically, church service is for believers.08:23Now listen, if you're here today and you're not a believer and somebody invited you, we're so glad that you're here.08:29But we're going to tell you to receive Christ. We're going to tell you to believe what the believers here believe. That we are, by nature and by birth, we are alienated sinners from God. And God reconciled us to himself through the death of his son, Jesus Christ. And he commands us. He commands us to turn from our sin and to believe in Jesus Christ. And when you do, you are saved. You are a child of God. That's the gospel.08:59The goal biblically in our worship service should be building up believers. Like, what parts of the service? Well, your Bible says the same thing that mine does. Let all things, all things be done for building up. It's teaching God's truth and teaching believers how to apply God's truth. I'm not going to spend a lot of time on this because we have talked so much about this through 1 Corinthians chapter 14.09:29Church is where you go to give, not go to get. Over and over and over and over and over. Paul says edify, build up, edify, build up. It's just been the theme of this whole chapter. Paul says when you go to church, you should go to church ready to serve other people. That should be your mindset. I'm not here to get, I'm here to give. You're like, well, what about evangelism?10:01I'll study the book of Acts. When believers are built up, they are prepared to reach the lost in their lives. There's lost people in your life, in your sphere of friends, influence. You need to be built up here so you can go to them and share the gospel of Christ. The church is not what's in it for me, but.10:29Everything we do here has to have the mindset of what can we do to build up believers. That's what he says. So number one, how to have a church service God's way, build up believers. Number two, he says, eliminate the chaos. You've got to eliminate the chaos. Here he talks about two gifts. Just for that day that were not used appropriately in Corinth. Tongues, even the legit, They weren't doing that right. And prophesying. And understand again, the New Testament was being written during this day. So prophets were getting new revelation from God. We don't get that now that the Bible is complete. Right? Those blank pages in the back of your Bible aren't for you adding to Scripture. That's not what that's for.11:32But there were two gifts in that day that were being wildly misused, and it was contributing to the chaos. Tongues and prophecy. First, he addresses tongues. Okay? Legit gift of speaking in tongues. How do we do it? How do we do it? Look at verse 27. He says, and let someone interpret.12:02But if there is no one to interpret, let each of them keep silent in church and speak to himself and to God.12:10First of all, speaking in tongues.12:12They're assuming here, Paul's assuming, that someone is present in church who speaks a foreign language.12:19And you see his guidelines.12:20He goes, okay, two or three of you, not everyone, and take turns and you have to have an interpreter for the sake of the people there that don't speak that language. Right? If somebody's here that speaks Mandarin and I got up and spoke Mandarin, like the rest of you are like, what's going on? You need an interpreter to say, here is what is being said. That's how the gift works. Again, we studied all that several weeks ago. But then he says, if you don't have an interpreter, just sit there and pray silently.12:59So let me ask you.13:01If you've been to or seen a Pentecostal or Charismatic church service, is that how it's done?13:07Is that typically how speaking in tongues happens?13:12You're afraid to say, aren't you?13:15All right.13:16No, that's not how people do it.13:20It's chaos.13:22And that's what Paul's saying.13:23Are you going to knock that chaos off?13:25Right? Then he talks about prophesying. Look at verses 29 through 31. Prophesying. He goes, let two or three prophets speak. Let the others weigh what is said. If a revelation is made to another sitting there, let the first be silent. For you can all prophesy one by one so that all may learn and all be encouraged.13:55Stop there. Again, prophesying. Prophesying. He's like, just again, two or three. Right? And let the others discern if what is being said is actually from God. Weigh it. Right? And again, some people were preaching already revealed information. Maybe preaching something from the Old Testament. And in this day, as the New Testament was being written and God was giving revelation, There'd be somebody sitting there in church that God would give a revelation to. And Paul says, if that guy has a revelation, the guy that's speaking the old information, have him sit down. Let new revelation guys speak. Right? Then look at verse 32. He says, and the spirits of prophets are subject to prophets.14:55What in the world does that mean? It means this. The church was chaos, right? So you pull a guy aside that is a... He just can't help it. He comes to church and he's belting it out. I'm going to prophesy. And he's contributing to the chaos. And it's like, you're not supposed to do that. Remember, two or three...15:25What's he gonna say? Here's what he's gonna say. He's gonna say, I can't help it. I can't help it. Oh, and the spirit comes on me. I just can't help it. I just it just comes out. I can't control myself. And and that's why, you know, you want me to be quiet, but I can't be quiet. Because when the spirit's on me, I just can't be quiet. And verse 32, Paul's like wrong. The spirit of prophets are subject to the prophets, meaning this.15:55He's saying, every spiritual gift is used under the complete control of the one who has the gift.16:03The Holy Spirit does not come upon a person and make that person lose control of themselves.16:10That does not happen.16:12Okay?16:13That does not happen.16:15Paul says, your gifts are under your control.16:20Right?16:21So the exact ways these two gifts were used were Corinth specific, but there's a principle that certainly holds for us today. And it's look at verse 33. The first part, he says, for God is not a God of confusion, but of peace. Paul says a service to worship God should represent God's care.16:52God is a God of peace. He's not a God of confusion. He said, listen, church cannot be a free for all. So you have to eliminate any chaos. Worship has to be orderly because otherwise people will not get built up. And that is why we're here is to build each other up. So that's what he's saying here. Eliminate the chaos. You've got to eliminate the chaos.17:20So how to have a church service God's way, build up believers, eliminate the chaos. Number three, he says, women don't preach. Women don't preach. Look at what he says. Now, the second half of verse 33, it actually goes with this section, not the previous section, right? In my Bible, it's actually indented as a new paragraph, and that's appropriate.17:51He says, As in all the churches of the saints, the women should keep silent in the churches, for they are not permitted to speak, but should be in submission, as the law also says.18:08All the churches.18:10All the churches.18:11Do you notice that?18:13All the churches.18:14Was it just a problem in Corinth?18:17Apparently not.18:19All the churches.18:21Was it just a problem in the first century?18:25All the churches.18:26Today.18:27Today.18:29Look, I never.18:31I can't remember a period of my life.18:39Where we as a culture have been so messed up about gender issues.18:43I just don't understand that.18:46One of the first things little kids learn.18:50We're so confused about gender stuff, right? Look at our culture. Gender is fluid. I was born one way, but now I can be another way, right? We have people in prominent positions that can't define what a woman is. And some of the same people saying that men can get pregnant. We have trans men or trans women. I can't ever remember.19:18The man who's dressed like a woman playing woman's sports, whatever that is. We're just so mixed up over gender things. And we in the church are like, well, we're not mixed up over gender issues. We have a big one. Let's talk about it. You know, the big gender issue in the church, can women be pastors?19:49It's a hot button issue. But I want you to hear me. The Bible is clear and it has not changed. Women are not to preach in church. And listen, I want you to hear me out, okay? You put your church clothes on and you showed up. So can you just stay and hear me out? I am not anti-woman. I'm married to one.20:19Without a doubt, my absolute most favorite human on the planet is a woman. And there's not even a close second. Okay, I'm not anti-woman. I'm not anti-woman. My mother, rest her soul, my mother was a woman. My sister, also a woman. We have so many faithful servants of Christ here in this church.20:48at this church.20:49I am not anti-woman.20:51I am not anti-woman.20:55But I'm also very much pro-Bible.21:00And the Bible straightforwardly says that the role of pastor, elder, preacher, shepherd, all the same thing.21:10The Bible clearly says that role is for men.21:17It's not my opinion.21:19That wasn't the consensus of the elder think tank. That's what the Bible says. Now you said you'd hear me out. There are so many arguments for pro-women pastors. So many arguments. I'm just going to share a few of them. Some people argue pro-woman pastor. Some people say, hey, hey, hey, look, Women are equal.21:49All right.21:50That's awfully sexist of you.21:52Women are equal.21:53Yes.21:54Yes.21:56Women aren't equal, but equal does not mean the same.22:02Equal does not mean we all have the same roles.22:04Where you work, I'm sure that you're equal with your boss.22:09But you have different roles.22:11Okay.22:13So yes, equal.22:15Not same.22:18Here's another pro-woman-pastor argument I've heard several times. Like, I know this woman pastor and she's fantastic. I went to this church and they had this woman pastor. She's fantastic. It just doesn't matter how good of a speaker you thought she was. A woman pastor is not a thing. Study your Bibles. There is no teaching in the Old Testament.22:45for installing a woman as a priest. And there's no teaching in the New Testament on how to install a woman as a pastor. In fact, all of the instructions for priests in the Old Testament, for pastors, shepherds, elders in the New Testament, it's directed towards men. Titus 1.6 says that elders, pastors should be the husband of one wife. Assuming, Paul was assuming that this was a, role for men.23:18But as soon as you say that, as soon as you say, well, there's no example of women pastors in the Bible.23:25As soon as you say that, some of you might already be thinking it.23:31Somebody thinks they got the trump card on that.23:33They're like, ah, what about Deborah?23:39You heard that one?23:39What about Deborah?23:43Deborah?23:43If you're unfamiliar with the story, I'll paraphrase it for you. Judges chapters 4 and 5. God called a man named Barak to serve him in leading Israel, and he wussed out. And Deborah had to step up and lead, because the man that God called was a chicken.24:16Oh, by the way, this is in the book of Judges. Deborah wasn't a pastor. All right. She wasn't even a priest. She was a military leader. That's what a judge was. Oh, and by the way, if you're looking in your Bible for examples on how to faithfully love and serve and obey and follow the Lord, I would not suggest going to the book of Judges for examples of that. Have you read the book of Judges? It is the craziest book of the Bible. Everyone did what was right in their own eyes. The stuff that happens is just crazy. But somebody comes along and says, well, Deborah. Deborah wasn't a pastor. Deborah wasn't a pastor. But then our more New Testament minded people, say, oh, I know who, you say no woman pastors, but what about, what about, what about Tequila and Priscilla? And I'm like, well, it's Akila and Priscilla, but I know who you're talking about. Acts chapter 18. These two together taught Apollos the way of the Lord more excellently, but it doesn't say anything in that passage about Priscilla being a pastor. It just doesn't say that. It'd be like if a newer believer came to church today, all fired up, all fired up, and their theology is a little off. And I'm like, hey, why don't you go to lunch with the calls? And Matt and Lexi take this person to lunch and teach them the Word of God. That doesn't make Lexi a pastor, all right?26:13A disciple maker, yes, but not a pastor. Neither was Priscilla. But here by far is the biggest objection that you hear. You know it's coming. When you say, well, you shouldn't have women pastors. The Bible says you shouldn't have women pastors. You know what the number one objection is to that. Well, that was just cultural. You hear that one? That was just cultural.26:43back then. What you have to understand in the first century Corinth culture, the first century Ephesian culture, what you've got to understand about the first century culture is they really hated women back then. Look at what Paul told Timothy, 1 Timothy 2. We're not going to unpack all this, but I just want you to see one thing here. Paul says, I do not permit a woman to teach or to exercise authority over a man. Rather, she is to remain quiet. Exactly what he says here. 1 Corinthians 14. Look, for Adam was formed first, then Eve. And Adam was not deceived, but the woman was deceived and became a transgressor. Now, we're not going to unpack all that, but just one thing I want you to note. Paul's reasoning. Paul's reasoning that the woman is not to teach, or preach in church? His reasoning, is it cultural or is it theological? What's his reason? It's theological. And I've had people come at me hard wanting to argue this, and I show them this passage, and their answer is, well, it looks theological, but, but, no, no, no, Corinthian culture. Like, no, no, no, but, look, his reasoning is theological. You can study that yourself. Look at verse 34 again.28:11Back in 1 Corinthians 14. Look at the last phrase here. He says, they are not permitted to speak, but look at this, but should be in submission as the law also says. As the law also says. Again, is his reasoning culture or theological? Like, well, what law? Authority was established at creation. Genesis 3, verse 16.28:43Women are not to be in authority over men, but in submission. And as soon as you say submission, people ready to throw down. Cash me outside, right? You're ready to fight. Because people think that when we say submission, what we mean is weakness. And we've preached this, we've taught this so many times, submission is not weakness.29:11Jesus Christ was in perfect submission to his father for every single thing that he did. You would not dare call him weak. Submission is strength. It takes strength to trust God by submitting to God's established authority. That takes strength. So we talk about women pastors, women not being pastors. We're not talking about issues of equality or talent or ability. We're just we're talking about roles. It's just roles.29:41God says, here's things that I want men to do, and here's things I want women to do. It's just that. And I got to tell you, church, I agree with the late, great John MacArthur, who many times I've heard him teach. The most obvious evidence that a church has abandoned the Word of God is when they have a woman pastor. He goes on. Look at verse 35.30:13He says, if there's anything they desire to learn, let them ask their husbands at home.30:19For it is shameful for a woman to speak in church.30:26It's shameful for a woman to speak in church.30:28The word shameful means it's a blemish on the church.30:32Not what it says.30:33Speak in church.30:34Speak.30:36Look at the context of the passage.30:37That's why we study the Bible in its context.30:40When it says speak, It's not like a woman walks in the door here. Hi, hi, where's your bathroom? It's like, keep your mouth shut, woman! Take your pagan ways out of here! You are not to speak. Look at the context. What's he talking about? He's talking about teaching and preaching in the church service, right? That's the obvious context. Yes, women can teach women. The Bible says, Titus chapter 2. Children.31:11He's talking here that a woman should not be up here preaching to the whole congregation. You have questions? He says, don't just shout them out in church. Men, don't do that either, all right? If you have questions, ask them in small group, ask them in Bible study, ask them in precepts, ask them whatever. Just not during church service, right? He says, ask your husbands. So husbands, You may be ready to answer some questions, especially after this sermon. If you don't have a husband, if you don't have a husband, a brother, a parent, a small group leader, an elder, yeah, if you're not married, I'm sure any of our elders would be glad to take a phone call from you and answer a question. See, God has a plan for order.32:10roles in the church. Faith means I trust God by doing things His way. And I know, look, I know. I know I'm going to get some texts and I'm going to get some emails because people are going to want to argue this. Right? And in Paul's day, as he wrote this letter and sent it off, He knew that people were going to want to argue this. Which is why I can honestly say I'm so thankful for this last section. Number four, Paul says none of this is up for debate. He knows as soon as you say, look, women should not be pastors. Women should not be preaching in church. People want to fight. And Paul says it's not up for debate.33:09liberal, church-minded, charismatic, feminist objections. And he goes pretty hard in the paint in the end of this. All right? So brace yourself. Look at verse 36. He says, or was it from you that the Word of God came? Or are you the only ones that has reached? See, Paul knew there were people going to read this, and they're like, I really think we should all speak in tongues. And I really think women should be pastors. And Paul's like, oh, oh, are you the authority? Oh, I'm sorry. Did somebody die and make you the expert? That's what Paul's saying. No. Look at verse 37. He says, if anyone thinks that he is a prophet or spiritual, he should acknowledge that the things I am writing to you are a commandment.34:09of the Lord. Listen, if you're spiritual, if you're really mature in your faith, you're going to acknowledge that this is from God. It's not cultural. It's not man's opinion. It's not something to be argued. Paul says God is commanding all of this. Verse 38. Pretty straightforward verse. Look at verse 38. He says, if anyone does not recognize this, he is not recognized.34:41Paul says, if you refuse to accept this, we refuse to accept you.34:50That's pretty straightforward.34:53Paul's saying, listen, a woman pastor is not a pastor.34:58And you're like, well, I think she is.34:59Paul's like, well, we don't recognize you.35:05Paul says, a church without order is not a church.35:08You can call yourself what you want.35:10But if you're calling yourself a church, but you're not having a worship service that follows an order and follows these biblical guidelines for teaching and for roles, because you're just not a church.35:27If anyone does not recognize this, he is not recognized.35:30So, verse 39, so my brothers, Earnestly desire to prophesy and do not forbid speaking in tongues. That's the call back to everything that we've talked about in this section. Prophecy, tongues, they were legit gifts in those days. The way that God used them. And that's what Paul's saying here. He goes, yeah, there's legit gifts here. Do them appropriately. Do it right. Do it right. And verse 40.36:04All of this was the introduction. Here's the sermon. Verse 40 is really the thesis of the whole passage. Paul says, but all things should be done decently and in order. Decently. The word decently means beautifully. It means in order. You're like, well, how are, What does that mean? You know, it would be like a man looking at his wife. Say, you know, you're put together perfectly. Everything is just in the right place. And you, everything is just, you're beautiful because there's just such an order and structure to you. Man, don't say that.37:05Everything just fits together on you. Maybe not, but you see the point. Everything fits together. Like, it's all working. It's all in harmony. It's so beautiful. That's what he's saying your worship service needs to be. Everything should fit together. Everything should be harmonious, beautiful. Your Bible might translate it decent.37:34It says, in order, in order, sequence, not chaos. Sequence, not chaos. God is beautiful. God has perfect harmony. And God rules the universe with clear order. So a worship service absolutely must reflect the God that we worship.38:04So our worship team makes their way up. I'd like you to bow your heads with me please. Father in heaven, sometimes your ways are hard to explain. But you haven't commanded us to explain you. You've commanded us to obey you. And your word is very clear.38:35that when we come together to worship, there are things that must happen, there are some things that must not happen.38:46And I'm sure as we go through this, I'm sure some point of this message, for every single one of us, probably each of us have experienced some point of tension.39:01Father help us to be like the Bereans look closely at your word are these things true and resolve that we're all called to submission ultimately Father we're called to submission to you and your word so I pray Father for Harvest Bible Chapel that as we gather for worship I pray Father that there is building up I pray that people are encouraged and edified.39:35And I pray, Father, that you look at all of this and you would regard it as beautiful.39:45You deserve everything we can give you.39:50You deserve so much more than that.39:53But let our hearts, Father, worship you in spirit and in truth.39:59We pray in Jesus' name.40:01Amen. Small Group DiscussionRead 1 Corinthians 14:26-40What was your big take-away from this passage / message?All things must “be done for building up” (1 Cor 14:26). List some ways “building up” happens in church.What arguments have you heard for having a woman pastor? What does 1 Cor 14:33-35 say about women preaching in church?BreakoutPray for one another.

ABOUT THE NEWWe are a people of love and excellence who are result-oriented, spirit-led, word-rooted, prayer-driven, and kingdom-conscious. Led by Pst. Shola Okodugha, we are on a divine assignment; to raise a movement of people who will shape culture through the spirit of faith and love, bringing great joy to cities and nations.——Partner with us to spread the influence of God all over the world. Give - https://pay.squadco.com/TheNewglobal——BROADCAST DETAILSMinister: Date: ——Stay ConnectedSubscribe to the latest content: http://bit.ly/subscribethenewliveWebsite: http://wearethenew.org/Instagram: https://www.instagram.com/wearethenew_global/#TheNewLive #SholaOkodugha

Cleaning the old Catholic school after dark quickly became a routine. Although the building always felt a little unsettling once the students and teachers had gone home, the strange noises and empty hallways eventually became something they simply accepted.Until one night.While finishing one of the last classrooms, she caught a glimpse of an elderly nun quietly walking past the classroom door. Assuming one of the sisters was still in the building, she stepped into the hallway to apologize for being startled.No one was there. It wasn't until her niece pointed out one small detail about the woman's clothing that the experience became far more difficult to explain.#RealGhostStories #GhostStories #GhostNun #HauntedCatholicSchool #HauntedSchool #Paranormal #Apparition #TrueGhostStory #Supernatural #Ghosts #HauningsLove real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

Episode OverviewIf you've been scheduled for a VA Compensation & Pension (C&P) exam for depression, you may be wondering what to expect. Many veterans feel anxious about the process, but understanding how the exam works can help you prepare.In this episode, we explain the purpose of a C&P exam for depression, what the examiner is evaluating, common questions you may be asked, and how your symptoms may affect your VA disability rating. We also discuss common mistakes veterans make before and during the examination.Topics CoveredWhat Is a C&P Exam? The purpose of a Compensation & Pension examination  Why the VA orders mental health C&P exams  Difference between diagnosis, nexus, and severity evaluations  Who performs the examination Conditions That May Be Evaluated Major Depressive Disorder (MDD)  Persistent Depressive Disorder (Dysthymia)  Depression secondary to another service-connected disability  Depression related to chronic pain or physical limitations  Depression associated with military trauma or life events What the Examiner ReviewsThe examiner may review: Your VA claims file (if provided)  VA treatment records  Private mental health records  Service treatment records  Personnel records  Prior C&P examinations  Lay statements from you, family members, or friends Common Questions You May Be AskedThe examiner may ask about:Military History Your military service  Stressful experiences during service  Changes in behavior during service Mental Health Symptoms Depressed mood  Loss of interest or motivation  Anxiety  Irritability  Feelings of hopelessness  Guilt  Difficulty concentrating  Memory problems  Panic attacks  Emotional numbness Sleep Insomnia  Oversleeping  Nightmares  Fatigue Daily Functioning Personal hygiene  Household responsibilities  Ability to manage finances  Driving  Shopping  Cooking Employment Ability to work  Missed work  Conflicts with supervisors  Difficulty concentrating  Reduced productivity Relationships Marriage  Family interactions  Friendships  Social isolation Safety QuestionsThe examiner may ask about: Suicidal thoughts  Previous suicide attempts  Thoughts of self-harm  Homicidal thoughts These questions are a routine part of nearly every mental health examination.Mental Status ExaminationDuring nearly every mental health C&P exam, the examiner documents observations including: Appearance  Eye contact  Behavior  Speech  Mood  Affect  Thought processes  Memory  Attention  Judgment  Insight  Orientation  Concentration VA Rating ConsiderationsThe VA generally evaluates depression based on occupational and social impairment, rather than simply counting symptoms.Ratings commonly include:0%10%30%50%70%100%The overall severity of functional impairment is often more important than any single symptom.Tips Before Your ExamConsider the following: Be honest and accurate.  Describe your symptoms on your worst typical days—not your best day.  Do not exaggerate symptoms.  Do not minimize symptoms because of military culture or pride.  Answer the questions asked without trying to guess what the examiner wants to hear.  If you don't understand a question, ask for clarification.  If symptoms fluctuate, explain how often they occur and how severe they are. Common Mistakes Veterans Make Saying "I'm fine" out of habit  Downplaying symptoms  Forgetting to discuss how symptoms affect work and relationships  Assuming the examiner has already read every medical record  Focusing only on the diagnosis instead of discussing functional limitations  Trying to memorize answers instead of speaking honestly Can You Bring Evidence?Depending on the circumstances, you may bring: Medication lists  Recent treatment records  Private mental health evaluations  Symptom journals (if applicable) However, not every examiner will accept or review documents during the examination, so it's generally best to ensure important evidence is submitted to the VA as part of your claim.Key TakeawaysA C&P exam is not a therapy session or a treatment appointment. Its purpose is to gather information that helps the VA evaluate your claim. The examiner assesses your symptoms, reviews relevant records, and evaluates how your depression affects your occupational and social functioning.Being honest, specific, and prepared can help ensure the examination accurately reflects your condition.DisclaimerThis episode is for educational purposes only and is not legal or medical advice. Every VA disability claim is unique, and the outcome depends on the individual evidence in the record. If you have questions about your specific case, consider consulting an accredited VA representative or attorney.

#RingRust with my musicular #Summerslam chat! & #TagMeIn as I wish a #HappyBirthday to the guy who wrote a great theme song for Windham & Rotunda, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:41 Pay-Per-Review: WWE's Summerslam 1a 0:07:24 Musicular Interlude 1 0:15:51 Pay-Per-Review: WWE's Summerslam 1b 0:17:31 Musicular Interlude 2  0:24:39 Pay-Per-Review: WWE's Summerslam 1c 0:27:29 Musicular Interlude 3 0:36:30 Pay-Per-Review: WWE's Summerslam 2a 0:38:41 Musicular Interlude 4 0:45:18 Assuming the Intermissionary Position 0:50:18 This Week's Macho Fact 0:59:51 Wrestler Birthdays...  1:01:22 Musicular Interlude 5 1:10:57 This Week's 3-Way Dance-Off: When It Comes Crashing Down On the Birthday Boy! 1:23:44 Pay-Per-Review: WWE's Summerslam 2b 1:26:24 Musicular Interlude 6 1:33:20 Pay-Per-Review: WWE's Summerslam 2c 1:35:57 Musicular Interlude 7  1:43:42 Podcast Extra 

There's a Tom Waits line I had thought was from his VH1 Story Tellers album (though I can't find the exact moment now) where he discusses that a rooster will wait until one is between sung phrases to crow. In my memory, it was about his song “Chocolate Jesus”. The point being—sometimes art coalesces without any intentional will one can detect. Maybe it's coincidence. Or it's a vibe people are tuning into. Maybe it's one of those phone calls in The Sims that would let you know something like, “the owls are not what they seem.” (Super useful, thanks.)This week's read submissions are like that. They amplify, reflect, and oppose one another. I enjoy seeing accidental harmonies, though the dissonance and randomness of submissions other weeks is amusing in its own way. The reminder of commonality is linked to a reminder of how unique our own time here.To that effect, here's perhaps my favorite lines ever penned on this gap between individual experience, language, and collective understanding:“Moreover, in this extremity of solitude none could count on any help from his neighbor; each had to bear the brunt of his troubles alone. If, by some chance, one of us tried to unburden himself or to say something about his feelings, the reply he got, whatever it might be, usually wounded him. And then it dawned on him that he and the man with him weren't talking about the same thing. For while he himself spoke from the depths of long days of brooding upon his personal distress, and the image he had tried to impart had been slowly shaped and proved in the fires of passion and regret, this meant nothing to the man to whom he was speaking, and who pictured a conventional emotion, a grief that is traded on the market- place, mass-produced. Whether friendly or hostile, the reply always missed fire, and the attempt to communicate had to be given up. This was true of those at least for whom silence was unbearable, and since the others could not find the truly expressive word, they resigned themselves to using the current coin of language, the commonplaces of plain narrative, of anecdote and of their daily paper. So, in these cases, too, even the sincerest grief had to make do with the set phrases of ordinary conversation. Only on these terms could the prisoners of the plague ensure the sympathy of their door-porter and the interest of their hearers.”— Albert Camus, The PlagueBut you must be the judge of the submissions for yourself.Thanks so much for listening and/or reading. I am so glad to have you here.If you enjoyed this episode, please share it with your network and help it find more of those who will love it.Sincerely,Ross Kenyon Curator of Climate Workers Anonymous-------------------------------Thank you for listening to and reading Climate Workers Anonymous. Subscribe to Substack below, and be sure to subscribe in whichever podcast app you use. An amazing rating and review on those podcast apps does a world of good. Would you please do that for me now? Here's Apple Podcasts, Spotify, and YouTube.If you'd like submit your anonymous hopes, fears, or experiences to Climate Workers Anonymous, you can use this Tally survey or email climateworkersanonymous[at]protonmail.com, though I believe the Tally survey is more secure. Do not communicate anything you wouldn't want a hacker to have access to, including an email address that could be linked to you if you email the account on Protonmail. Get full access to Climate Workers Anonymous at climateworkersanonymous.substack.com/subscribe

Suddenly social media algorithms and even mainstream slop media are promoting content suggesting women are begging men to start asking them out on dates again. Women in their late 30s are asking where the real men are and saying that they were sorry to have been taken advantage of by feminism. Assuming this were true, why should anyone accept such behavior as acceptable, or be empathetic, sympathetic, or compassionate? Shouldn't these people be shamed for poor choices, especially so young women know this is not acceptable behavior? Can shame actually be a positive motivator in society?*The is the FREE archive, which includes advertisements. If you want an ad-free experience, subscribe below.

⚖️ Understanding the Importance of a Marital Settlement Agreement | Los Angeles Divorce

#RingRust with my musicular #aewRedemption & #Summerslam chat! & #TagMeIn as I celebrate a rather prolific WWE band, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:03:53 Pay-Per-Review: All Elite Wrestling's Redemption 1 0:06:04 Musicular Interlude 1 0:16:15 Pay-Per-Review: All Elite Wrestling's Redemption 2 0:17:49 Musicular Interlude 2  0:25:57 Pay-Per-Review: All Elite Wrestling's Redemption 3 0:27:11 Musicular Interlude 3 0:37:56 Pre-Per-View: WWE's Summerslam 1 0:39:13 Musicular Interlude 4 0:48:54 Assuming the Intermissionary Position 0:54:45 This Week's Macho Fact 1:05:26 Wrestler Birthdays...  1:07:19 Musicular Interlude 5 1:16:20 This Week's 3-Way Dance-Off: Breakin' Out of Trouble! 1:29:56 Pre-Per-View: WWE's Summerslam 2 1:31:22 Musicular Interlude 6 1:38:56 Pre-Per-View: WWE's Summerslam 3 1:39:45 Musicular Interlude 7  1:49:30 Podcast Extra 

An ordinary traffic cutoff led to an unplanned trip that ended with tires already in stock.   The real shift was less about chasing an outcome and more about quietly assuming it was already handled.   Small, unremarkable moments are usually where an assumption actually gets tested, not some big dramatic sign.   The same idea applies to health goals, where noticing small openings matters more than waiting for proof.   Assuming something is already true changes how ordinary moments in a normal day get responded to. BOOK A CALL WITH PERRY: http://talktoperry.com TEXT ME: (208) 400-5095 JOIN MY FREE COMMUNITY: http://upsidedownfit.com The Legacy Continues with Syona: https://sharesyona.co/?url=perrytinsley RESOURCES Best Probiotic for Gut Health: https://bit.ly/probyo Best Focus & Memory Product: https://bit.ly/dryvefocus Daily Success Habits (Free Download): morningsuccesshabits.com WOW! You made it all the way down here. I'm seriously impressed! Most people stop scrolling way earlier. You officially rock, my friend.

Photo: Becket In this Legal Spirits Short Take, Center Director Mark Movsesian discusses a new federal lawsuit challenging New York's Medical Aid in Dying Act. Catholic healthcare providers argue that the state's statutory regime will require them to counsel patients about medically assisted suicide, even though their religious commitments prohibit them from participating in the practice. New York has not yet responded, and important questions remain about what the law actually requires. Assuming the plaintiffs' account is correct, Mark considers whether the counseling obligation substantially burdens their religious exercise, whether the law's different treatment of hospices undermines its general applicability, and whether New York could protect patient access to legal end-of-life options through less restrictive means. Listen in! The post Legal Spirits 080: A Short Take on Religious Objections to New York's Assisted-Suicide Law appeared first on LAW AND RELIGION FORUM.

The Retirement Readiness Assessment: https://bit.ly/RetirementReadinessAssessment What would you do differently if you truly believed tomorrow wasn't guaranteed? After losing my son Markham, my relationship with time changed forever. I stopped assuming there would always be another day to say "I love you," pursue what matters most, or become the man I want to be. In this deeply personal episode, I share why I'm taking a two-day retreat to reflect on grief, purpose, faith, legacy, relationships, and how I want to spend the years I have left. If you've been putting off what matters most or wondering how to live with greater intention, I hope my story encourages you to stop waiting and start living fully today.#retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About [Get the FREE Downsizing Guide] How to prepare to downsize your home https://learn.retirementtransformed.com/downsizing-guide-optin USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are copyrighted and owned by ©Retirement Transformed and cannot be used without permission.

In this episode, Heather continues her new coaching series by bringing you inside another real coaching session with Elevate member Kelly McNamara of Kelly Mac Studios. You can explore Kelly's beautiful work at http://kellymacstudios.com/. Kelly has built incredible momentum in her business, but as projects near the finish line, she finds herself procrastinating. Together, she and Heather uncover a simple yet profound mindset shift: joy isn't the same as fun. Through this powerful coaching session, Heather helps Kelly reframe how she thinks about motivation, fulfillment, and the meaningful work that often lies beyond the exciting parts of building a business. It's a conversation that may completely change the way you approach your own work and the satisfaction you find in it.  Key Takeaways:    Joy and fun are not the same thing. You don't have to enjoy every task to experience fulfillment in your business. Not every stage of a project will feel exciting. The energy at the finish line naturally looks different than the excitement of the beginning. Appreciation creates joy. Focusing on what a task represents—not just how it feels—changes your experience. Beware of the stories your brain creates. Assuming something is "wrong" because work isn't fun can lead to unnecessary frustration. Finishing is just as valuable as starting. Great businesses are built by people who follow through, even when motivation fades. Motivation isn't required to take action. Discipline and appreciation can carry you across the finish line. Redefining your expectations changes everything. When you stop expecting constant excitement, ordinary work feels much lighter. Every business includes unglamorous tasks. Those responsibilities are often evidence that your business is growing. Small mindset shifts create massive results. Sometimes changing one definition changes your entire experience. The goal isn't to love every task. The goal is to appreciate the opportunity to build the business you've always wanted. What if the work you've been resisting isn't the problem... but the meaning you've attached to it? One simple shift in perspective can turn frustration into fulfillment. This coaching session might completely redefine how you experience your business. Press play and discover why joy isn't found in the easy moments—it's found in appreciating the entire journey.  How to Support the Podcast: Subscribe to the podcast on iTunes or wherever you listen to podcasts. Please like, share, and leave a review. If you like the content, please share with your friends by posting on social media so that we can reach and impact more people. Join our next free coaching workshop: www.getcoachedbyheather.com Connect: Heather Lahtinen: Website, Facebook, Instagram   

Not speaking is not the same thing as not having something to say. In this episode, I'm joined by Elizabeth Vosseller, founder of Spelling to Communicate and Executive Director of I-ASC, the International Association for Spelling as Communication. And we are talking about communication. Not the easy kind. Not the "say what you mean with your mouth and everyone understands what is happening" kind. We are talking about what happens when a person has thoughts, language, ideas, preferences, humor, opinions, and vocabulary, but cannot reliably use speech to share them. Elizabeth explains that Spelling to Communicate (S2C) is a method of teaching communication to nonspeaking people. And nonspeaking is the word we want here, not nonverbal. Because nonverbal means without words. And the people Elizabeth works with are not without words. They may have no speech, very few spoken words, or lots of speech that is not reliable or communicative. They may script, loop, say the opposite of what they mean, or struggle to get their bodies to do what their brains are asking them to do. Which brings us to one of the biggest themes in this conversation: communication is motor. Speech is motor. Typing is motor. Pointing is motor. Signing is motor. Getting an idea out of your brain and into the world requires the body to participate. And for some kids and adults, that is where things get complicated. Elizabeth walks us through praxis, which is the process of having an idea, making a plan, executing the plan, and adapting when something does not go the way it was supposed to go. For people with apraxia or dyspraxia, the idea may be there. The plan may be there. But the message between the brain and the body may not move smoothly. And if we do not understand that, we can make some very big mistakes. We can look at a child who is not following a direction and assume they are being noncompliant. We can look at a child who is hitting, grabbing, bolting, or making sounds and assume the behavior is intentional in a way it may not be. We can look at a nonspeaking child and assume there are no words inside. That is a dangerous assumption. Elizabeth and I also talk about rich language environments, spelling, reading, communication regulation partners, and why support does not automatically mean influence when the support is trained, careful, and ethical. This conversation is especially close to my speech therapist heart because it asks us to slow down and separate language from speech, communication from behavior, and intention from motor access. Which is not always easy. But it matters. Because when we assume a child has nothing to say, we may stop offering them enough to think about. When we assume a behavior tells the whole story, we may miss what the body is struggling to do. And when we assume speech is the only real path to communication, we may miss the person who has been there the whole time. Key Takeaways Nonspeaking is different from nonverbal. Nonspeaking means a person cannot use speech reliably and effectively. Nonverbal means without words, which can wrongly suggest a person does not have language, thoughts, or vocabulary. Spelling to Communicate (S2C) teaches nonspeaking people to use pointing to letters as a motor-based way to communicate. Communication depends on the body. Speech, typing, pointing, signing, and texting all require motor planning and motor execution. Praxis involves having an idea, making a plan, executing the plan, and adapting when something does not work. Apraxia and dyspraxia can create a breakdown between what a person intends to do and what their body is able to do on demand. A purely behavioral lens can lead adults to misunderstand kids whose bodies are not reliably following their intentions. Rich language and literacy exposure matter, even when a child is not speaking. Communication regulation partners provide motor coaching, sensory feedback, and regulation support when they are properly trained. Assuming competence means being careful about what we say, what we offer, and what we believe may be possible. About Elizabeth Vosseller Elizabeth Vosseller is the founder of Spelling to Communicate and Executive Director of I-ASC. Since 1995, she has worked clinically with individuals with complex communication and sensory-motor differences across hospital, university, and private settings. Her work focuses on motor-based access to communication, advancing education, training, and research for nonspeaking individuals. About Your Host, Gabriele Nicolet I'm Gabriele Nicolet, toddler whisperer, speech therapist, parenting life coach, and host of Complicated Kids. Each week, I share practical, relationship-based strategies for raising kids with big feelings, big needs, and beautifully different brains. My goal is to help families move from surviving to thriving by building connection, confidence, and clarity at home. Complicated Kids Resources and Links Website: https://www.gabrielenicolet.com Schedule a free intro call: https://calendly.com/gabrielenicolet/free-15-minute-1-1-session YouTube: https://www.youtube.com/@complicatedkids/featured Tell the Story (Anti-Anxiety Tool for Kids): https://www.gabrielenicolet.com/tell-the-story Blog: https://www.gabrielenicolet.com/blog Live Workshops: https://www.gabrielenicolet.com/live-workshops On-Demand Workshops: https://www.gabrielenicolet.com/workshop-replays Instagram: https://instagram.com/gabriele_nicolet Facebook: https://facebook.com/gabriele.nicolet LinkedIn: https://www.linkedin.com/in/gabrielenicolet/ Free "Orchid Kid" Checklist: https://www.raisingorchidkids.com/orchid-kid-check-list-sign-up/ Enjoying the Show? If Complicated Kids has been helpful, the best way to support the podcast is to follow, rate, and leave a quick review. It helps other parents find the show, and it means a lot. If there's a topic you'd love to hear covered on a future episode, you can always reach out at podcast@complicatedkids.com. I love hearing what's on your mind and what would support your family. Thank you for being here.

For two young sisters, the old hunting shack on their grandfather's farm was the perfect place to play.Hidden out in the fields, it became their summer hideaway until one afternoon, when someone knocked on the door. Assuming it was their brother trying to scare them, they came up with a plan to surprise him instead. But when one sister stepped outside, there wasn't a soul in sight.The other turned back toward the corner of the shack... and froze. Standing silently inside was a man she had never seen before, his appearance so disturbing that she bolted for the house in terror.No one believed what she'd seen, dismissing it as a child's imagination. Years later, after another family member experienced the same mysterious knocking in that very shack, the terrifying encounter suddenly became much harder to explain.#RealGhostStories #GhostEncounter #HauntedShack #Apparition #ParanormalExperience #TrueGhostStory #Unexplained #SpiritEncounter #HauntedPlaces #GhostStory #Supernatural Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

All of us have experienced loss and disappointment. We have buried loved ones. We live with shattered dreams and unmet expectations. Our lives have not turned out the way we had hoped, leaving us disoriented and confused. When these waves hit, our natural instinct is to bury our pain and put on a brave face. After all, "the show must go on." But Psalm 42 gives us a completely different blueprint for processing grief. In this Sunday's sermon, we are going to look at the raw, unfiltered honesty of a psalmist who is drowning in sorrow. We will learn how to navigate the dark valleys of life so that our hearts come out softer and our souls closer to our Lord.1. The sermon mentioned that the reasons why so much grief is unprocessed is because we equate grief with weakness, don't have time to grieve, or don't know how to grieve. Which of these reasons resonate most with you? Are there other reasons you could think of? 2. The psalmist had the emotional awareness to not only feel his pain but to articulate and describe with apt descriptions. How emotionally self-aware are you when it comes to noticing and articulating negative feelings? 3. The psalmist doesn't just feel his feelings but also diagnoses them and finds the "why?" When you experience a wave of grief or disappointment, how easy or difficult is it for you to pinpoint the exact root and cause? 4. When you compare your prayers to the brutal honesty of the psalmist, who accuses God of not only forgetting him but treating him as an enemy, how honest are you? Assuming that you are not as honest as the psalmist, why do you believe this is the case? 5. When you consider the birth, life, death, and resurrection of Jesus, how does the Gospel motivate us to feel our grief, diagnose our grief, and carry our griefs to God? Which of the three steps do you believe you most need to practice? 6. The sermon talks about how unprocessed grief does not disappear but goes underground. What griefs in your life have not been fully processed in your life? Which do you believe God is calling you to address?

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Welcome back to another episode of the unSeminary podcast. Today we're joined by Aaron Stanski, founder and CEO of Risepointe. For more than 15 years, Aaron and his team have partnered with growing churches and Christian schools across North America, helping them design facilities that remove barriers to growth and create environments where more people can encounter Jesus. In this conversation, Aaron shares some of the most common (and costly!) mistakes churches make during construction projects, along with practical strategies to avoid them. Don’t build today’s problem into tomorrow’s building. // One of the most common mistakes Aaron sees is phasing projects incorrectly. Churches may be tempted to build a larger auditorium while postponing essential components like increased parking, children’s space, or student ministry areas, assuming they’ll complete them in a future phase. Unfortunately, that second phase often gets delayed for years, leaving the church with a building that limits growth from day one. Instead of designing around what leaders hope they’ll afford later, Aaron encourages churches to build a complete project that fully supports their next season of ministry, even if that means reducing the overall size of the expansion. Create a long-term plan first. // Before drawing floor plans or establishing budgets, churches should develop a long-range vision for their campus. A master plan doesn’t mean building everything immediately. It simply provides clarity about where the church is heading. Once that long-term vision is established, leaders can determine the next right step that fits their current budget and ministry needs. Without that roadmap, churches can solve one immediate problem only to create another one a few years later. Short-term savings can become long-term expenses. // Budget pressure may lead churches to remove features or simplify systems in order to reduce construction costs. Aaron cautions that these decisions frequently create much larger operational expenses over the life of the building. Whether it’s HVAC controls, building systems, or maintenance-related decisions, saving a small amount during construction can result in years of higher operating costs. Churches need to evaluate every cost-saving measure through the lens of long-term stewardship rather than immediate affordability. Your facility should serve your mission—not become your mission. // Buildings are simply tools for ministry. The goal isn’t completing a construction project; it’s creating environments that help people take steps toward Jesus. Once the ribbon-cutting ceremony is over, the real work begins. Healthy churches continually evaluate guest experience, signage, gathering spaces, children’s environments, and overall functionality. Facilities should continue evolving alongside ministry rather than remaining frozen in time. Plan for growth before it arrives. // One surprising reality Aaron sees is that solving a facility constraint often produces immediate attendance growth. Sometimes this comes from new guests, but often it’s because existing attenders begin attending more consistently once parking, seating, or children’s capacity improves. Churches that don’t anticipate this surge can quickly find themselves facing another capacity challenge. Planning for success means considering what happens if the project works exactly as intended. Know when to start the conversation. // Aaron recommends churches begin facility planning long before they’re completely full. His general guideline is simple: when your largest service consistently reaches about 80 percent capacity, it’s time to begin exploring your options. That doesn’t mean starting construction immediately, but it does mean beginning strategic conversations, gathering data, and creating a long-term plan before your building becomes a lid on ministry growth. Courage is part of every construction project. // Building projects can feel intimidating because they involve significant financial commitments and countless unknowns. Aaron encourages leaders not to let fear drive their decisions. Throughout his career, he’s watched God repeatedly provide for churches that prayerfully stepped forward in faith while remaining focused on the mission rather than the building itself. The goal isn’t constructing impressive facilities—it’s creating spaces that help more people hear the gospel and experience life change. To learn more about Risepointe and download their free guide, Top 10 Mistakes Churches Make in Construction Projects, visit risepointe.com/unseminary. You can also schedule a free “Ask the Architect” conversation to discuss your church’s facility needs and long-term strategy. Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Episode Transcript Rich Birch — Hey friends, welcome to the unSeminary podcast. So glad that you have decided to tune in Listen, I know that today’s episode is going to be particularly helpful to a lot of churches. I am consistently interacting with churches, asking questions about the things that we’re talking about today. It’s a real pain point that I know many of you are leaning in on. You’re going to want to stay tuned right to the the end.Rich Birch — Excited to have my friend and really an incredible leader and expert in this whole area of developing our facilities and using them to ultimately see people take steps closer to you, really leveraging architecture, interior design, graphic design, branding, all of that stuff.Rich Birch — Aaron Stanski is the founder and CEO of Risepointe. With 15 plus years of church design, leadership, and project management experience. He works not not only with churches, but also schools and nonprofits in a wide variety of contexts. Excited to have you on the show, Aaron. Welcome back.Aaron Stanski — Thank you, Rich. Excited to be back, man. This is fun.Rich Birch — Yeah, so good to see you again. And I wanted to get you back on because I feel like, man, this is a conversation that we’ve got to keep in front of people and keep thinking about these things. But for folks that don’t know, give us a picture of Risepointe and maybe particularly the types of churches that you help when you’re like, hey, here’s the kind of churches. Aaron Stanski — Yeah. Rich Birch — How do you think about that?Aaron Stanski — Yeah, I mean, Risepointe, I mean, we’re we’re an architecture and design firm. So we have architects, interior designers, graphic designers that work directly for us. And we work with churches and Christian schools um all across the U.S. and Canada. And for us, I mean, the typical churches or schools that we work with, are ones that are about growth and are about um what we call like the you know personal ownership of evangelism.Aaron Stanski — They are churches that are like, hey, it’s not about us. It’s about it’s about people who aren’t at our church yet. It’s not even necessarily about our students and raising up those students, but it’s about families that are considering what would it look like to you know grow up their their child in Christian education. And so yeah, for us, it’s about churches and schools that are growing and wanting to have an impact on the kingdom. So.Rich Birch — Yeah, it’s so good. And I know, you know, our facilities are such a key part of what we do. You know, it’s a critical piece of the puzzle. And, you know, it’s it’s not, it can be an accelerant. It can be, or or it can hold us back. It can be the kind of thing that can help us reach more people, connect more guests, or the kind of thing that hinder us from that.Rich Birch — And you’ve been doing this for 15 plus years. When a church first comes to you, let’s say they’re wrestling with these issues. What do most leaders think, not realize that they’re walking into? Aaron Stanski — Oooh. Rich Birch — Like they’re they’re like, hey, I think we got to like do something here to fix this. What what do they what do they stumble on that’s like, hey, maybe they they’re not aware of?Aaron Stanski — Oh, interesting. That’s a great question, Rich. I mean, I think most churches, like when they call Risepointe, I mean, they understand they’re talking to an architect. They understand that construction is going to be difficult or pricing and budgeting.Aaron Stanski — And we’re going to get into a lot of that here in the podcast. I think one of the things that they might not realize when they’re first starting is, you know, just the mental load that it’s going to take to carry a project through to completion.Rich Birch — that’s good.Aaron Stanski — I mean, it’s easy to think about, oh, yeah, we’re going to have some extra meetings or, oh, yeah, Risepointe is going to be running some things. But there’s just going to be an extra load when it comes to decisions that have to be made, conversations that have to be made with your congregation, your leaders, your staff.Aaron Stanski — And that that mental load over time can take a toll and it can certainly add to the stress if you’re not careful. So.Rich Birch — Yeah, that’s good. I don’t know what the stat is, but I remember hearing that there’s some just a giant number of percentage of lead pastors, particularly or senior leaders who transition after… Aaron Stanski — Yeah. Rich Birch — …you know, within 18 months of opening a new building because of that mental load.Aaron Stanski — Yeah. Rich Birch — You know, how does that kind of show up in maybe how you interact with them? Aaron Stanski — Yeah. Rich Birch — Or how do you lead them in a way to try to reduce that mental load?Aaron Stanski — Yeah, I don’t know. I mean, I’ve heard that I’ve heard that statistic referenced. I haven’t been able to find it actually myself.Rich Birch — Yes. Yes. Me too.Aaron Stanski — Fortunately, most the vast majority of executive pastors and senior pastors that work with us, like they don’t quit once it’s over.Rich Birch — Yes.Aaron Stanski — So…but I don’t know if that’s us doing something right or if like just as a culture and as a as churches, we’ve figured out like, hey, we’re going to support them. We’re going to make sure they have the right administrative support.Rich Birch — Right.Aaron Stanski — We’re going to make sure we you know bring some other people around them. um So I have no, maybe we should add that to like the XP ah survey or something next year, figure that out.Rich Birch — Survey. Yeah, that’s true. Yeah, that’s true. Yeah. Yeah. It was funny in that survey you referenced, we, we did, we do survey every year and there was, I was thinking about this morning as we were prepping for that. There’s an interesting dichotomy found in this year’s study where executive pastors had higher confidence that they were going to start a project this year. And I think it was like 80, it’s a high percentage, 80 some odd percentage versus finished projects. Rich Birch — So there was this like tension of like… Aaron Stanski — Yeah. Rich Birch — …yeah, yeah, we got stuff rolling.Aaron Stanski — Yeah.Rich Birch — Are we going to be able to finish it though? Aaron Stanski — Yeah.Rich Birch — Is it going to be a problem? Who knows, you know, whether we’ll be able to do that.Aaron Stanski — Oh, yeah. That’s good. I mean, they’re the prag you know they’re the pragmatists.Rich Birch — Yes.Aaron Stanski — They’re like, we we’re the ones that are going to have to get this done. And, you know, like we got vision stuff flying around here, but we also have like Sunday coming.Rich Birch — Yes.Aaron Stanski — So, yeah, I love that. That’s great.Rich Birch — Yeah, so good. So you’ve put together a new resource that I want to make sure people pick up at. You can just get it at Risepointe.com/unseminary. We’ll link to that. That’s Risepointe with an E, but it’s called “Top 10 Mistakes Churches Make in Construction Projects”.Rich Birch — Now, I don’t want to give it all away but let’s talk about maybe a couple let’s talk about a couple of them. Aaron Stanski — Sure. Rich Birch — What a couple top mistakes that you see churches make when they’re thinking about construction projects?Aaron Stanski — Yeah. I mean, at some point I should probably write a book on this topic, Rich. Rich Birch — Sure. Aaron Stanski — Not because, not because I know the right things to do, but probably cause I’ve, I’ve done most of these things myself. Rich Birch — Love itAaron Stanski — So if you’ve done some of these things, don’t feel bad, just join the club. I think I should have like a punch card or something like people can like punch out if they’ve made some of these mistakes, but…Rich Birch — Right.Aaron Stanski — One of the things that we discovered is, you know, rarely, you know, when we make one of these mistakes, rarely is it like the first time that it’s ever happened in the history of church construction projects.Aaron Stanski — Right. Rich Birch — Right.Aaron Stanski — Like, and rarely is it like some like random, unique one off thing. Most of the time we can look back and say like, oh, yeah. I kind of saw that thing coming. And so hopefully like some of these things will just like help, you know, some churches hedge off like what some of those things are.Aaron Stanski — But yeah, I mean, I'll I’ll jump right into the first one. And the first one that we see a lot is churches that try to phase the project. And that’s a, you know, that ends up being, you know, can be a big construction mistake. And one of the biggest that they make. primarily because we think phase two is coming. So we’re just going to phase the project.Rich Birch — Right.Aaron Stanski — We’re going to get this done and completed. And then three years later, we’re going to go into another campaign or we will have paid off the debt and we’re going to fix the, you know, finish the project. You know, we’ve worked with dozens of churches that spent decades in misaligned buildings because they had this approach, you know?Rich Birch — Yes. Let’s start with, I think this is great. In fact, I’ve heard you talk about this one and I have parroted this to other people when they’ve talked about their buildings. So first explain, what do you mean by phased? Aaron Stanski — Yeah.Rich Birch — Clearly pull that apart when you’re, you know, what what is the mistake that we could step into?Aaron Stanski — Yeah, so, ah because there’s two different ways that you can look at phased. Sometimes you can look at the project and go, hey, we’re going to do this first and then this second, and the construction team is going to do phase one, phase two, and then we’re done.Aaron Stanski — The construction error that I’m talking about is when we say, Hey, um, we’re going to go ahead and build the thousand seat auditorium in phase one, knowing that we don’t have enough room for the kids or parking or students and think, well, we’ll just come back in phase two and add in the parking that we need or the kids space. Um, that’s the, that’s the part that I’m talking about.Rich Birch — Yeah. And in fact, actually, I know a church that’s in this exact spot. They did not build any kind of youth space. They’ve got a great, you know, the rest of the building, but now they’re like, oh my goodness, we’ve got to go back now and redo this.Rich Birch — So why is this such a problem? Why not? Isn’t this a great way to playing the devil’s advocate? Isn’t this just a great way to save resources? We can’t do it all now. So isn’t this an a logical thing to do?Aaron Stanski — Yeah, I mean, you’re we either spend money building something that we can’t fully occupy, which is poor financial stewardship, or we end up like stuck and it hurts that first time guest experience, right?Aaron Stanski — Like I tell churches, I mean, look at the drawings that you have on paper and say, yes. Like we can do a decade or more of ministry in that space as it’s designed. Or like you got to fix it. Either fix it, or don’t spend the millions of dollars. I mean, that would be my, that would be my encouragement just to make sure we’re spending the resources the way we, the way we should, you know?Rich Birch — Yeah, that’s good. That’s good. And so how do I know, you know, like, because like I think this is one of those things that, you know, it’s like a, it’s a bit of a counterintuitive idea because I think lots of people actually think this is the way you do it.Rich Birch — How, what’s the better alternative then? How do we kind of pull that apart. Aaron Stanski — Yeah. Rich Birch — Double click on that, expand that a bit more to help us think more clearly on that?Aaron Stanski — Yeah, I think, you know, what we do want to have is a long term plan, right? Skipping the long term plan, that’s going to be another one of these construction fails if you don’t do it. Rich Birch — Yep.Aaron Stanski — So if we have a long term plan and say, okay, here’s what it’s going to look like on our campus if we continue to grow and we continue to trust God and here’s what, yeah, maybe here’s what phase two and phase three looks like and we’re planning for expansion. That’s great. But when it comes down to like the construction and the budget, if we just like lop something off so that we can move forward with the project, we could be we could be introducing a lid that that we don’t know about yet. Right?Rich Birch — Yeah.Aaron Stanski — And so I think what we want to do is establish that long term plan and really dial that in first and then scale it back to something and say, OK, this is a great project. It’s going to set us up for the next run. It’s the step of faith God’s calling us to do. And this thing is going to last us 10 years if we if we you know if we get it done correctly.Rich Birch — Is this, again, I’m not the expert friends at all. So I may not be so thinking about this correctly. So correct my thinking on this. Is a better way… So let’s say we’re thinking about exactly what you’re talking about. We’ve got like a 300 seat auditorium and you know we need we’re thinking we need to triple the whole thing.Rich Birch — And so we, like you say, go to a thousand seats. And so we know that then in rough terms, we would have to triple the kids ministry space, triple the you know, the parking, triple, the, you know, the crush space, the lobby space, that sort of thing.Aaron Stanski — Correct.Rich Birch — You start doing this work and then you’re on the design and you’re like, okay, but we can’t afford all all that. What I’ve seen is churches get all the way through and then they’re like, okay, they literally, they do all the design and then they’re like, okay, well, we can’t afford this.Rich Birch — They try to scope it and they just cut off the student wing or they cut off whatever.Aaron Stanski — Right.Rich Birch — Are we better to think about, okay, We eventually we want to get to triple, but let’s, let’s go from 300 to 600 and scale all those parts up that way and design a plan that then we could come back 10 years from now and maybe add the third. Is that more, is that a better idea?Aaron Stanski — Yeah, it’s a better idea because you’ll build less square footage in the first phase. Rich Birch — Right. Aaron Stanski — It’ll be more it’ll be more achievable. I think understanding what we can afford and can’t afford at the beginning… Rich Birch — Right. Aaron Stanski — …designing something to the budget, I mean, that’s really critical, right? Rich Birch — Right. Aaron Stanski — And so, yeah, I mean, I think if we just get into like, hey, what’s the vision and what would we love to have someday?Rich Birch — Right.Aaron Stanski — We’d love to have a thousand seats and stuff. Well, that’s great. um But what can we afford and what’s what’s that right next step? um Because, yeah, we have to scale the kids, the students, the parking, the guests, like all of that stuff with those number of seats.Rich Birch — Isn’t it interesting? Like we would never approach the building of our own personal house. This is the way that we sometimes do with the church. It’s me speaking with, this is not Aaron, but I, you you know, I do think we forget the, like what’s actually affordable step.Rich Birch — And we would never do that with our own home. It’s like, sure. I would love a five car garage and like, you know, this amazing, whatever insert, you know, whatever the play space and all this stuff. I, I just kind of, so like, I’m going to renovate the kitchen and I’m going to, you know, make these few changes with what I can actually afford.Rich Birch — It’s interesting that we do that. Well, you talked about the ah skipping the long-term plan is maybe one of these or something around that.Aaron Stanski — Yeah.Rich Birch — Let’s talk about that. How do we think that about the long-term plan?Aaron Stanski — Yeah. I mean, I think sometimes it’s tempting to just kind of try to solve some immediate space needs as quickly as possible. We’re running hard. Some of us are launching campuses or we’re trying to plant a church down the road and we’re out of seats. And it’s tempting to say like, hey, can we just blow this wall out and add 200 seats? Like it it feels like that’s just the next thing to do.Rich Birch — Right.Aaron Stanski — you know I’ve talked, you know a lot of pastors, they just want the problem to go away.Rich Birch — Right.Aaron Stanski — And I get it. And like the thought of, like let’s spend some time like planning out the future, like this feels like a waste of time to them a little bit. And I mean we’ve rushed few you know we’ve rushed through some projects at Risepointe’s only to be ready to start construction and realize, like oh shoot, like the problem shifted, or we’re just going to introduce this other problem. And so, I mean, I think, you know, sitting down, taking the time and it doesn’t have to take a long time.Aaron Stanski — I mean, ah you know, we’ll come in and do a needs analysis for church in like 30 days.Aaron Stanski — So like we’re not talking about like, let’s spend a year like blue sky dreaming about all the possibilities. But I am saying let’s spend let’s spend a good amount of time like thinking about it, planning it so that we know we’re not you know causing more problems than we’re fixing.Rich Birch — Yeah, that’s good. That’s good. What’s the tension there on, and you know I picked this up from you in a previous conversation and it it has stuck with me, is that you know all of our buildings are built in kind of a particular kind of cultural moment and a philosophy of ministry moment. Rich Birch — They’re an expression of that. And but then ministries change, right? And our ministry looks different. How do we balance that reality of like, we’re kind of want to make it work for today, but then we also want to design, have some sort of conception long-term that’s like, Hey, we could imagine a future where things might change a little bit. How do we, how do we work? How do we make that happen?Aaron Stanski — Yeah, I mean, you know, some of some of it’s prescribed pretty clearly in the Bible and it hasn’t changed for thousands of years.Rich Birch — Right.Aaron Stanski — And so like the gathering together of the saints and the singing and taking care of the widows and orphans and the opening up of the word and you know inviting the Holy Spirit to participate. And so some of those things um are just going to stand the test of time.Rich Birch — Right.Aaron Stanski — I think a little bit what you’re talking about in the expression of it is you know some of the design choices and some of the things that feel relevant or good. I think we have to be careful not to chase trends you know too often in doing some of that. But I would say there’s like a wrong there’s a strong resurgence right now in you know getting back to churches that feel like churches, in walking into spaces that feel holy and not just black boxes and some of those.Aaron Stanski — And so we want to pay attention to some of those things. And we also, ah yeah, we just don’t want to be too trendy, you know. We don’t want to chase trends, especially with architecture and steel and concrete because those things are expensive to to change.Rich Birch — Yes, yes, absolutely. Yeah, that’s interesting. Okay, so what maybe what’s another one in these top 10 mistakes? Again, friends, we want you to drop by and pick it up. But what’s another one of these we could unpack for folks?Aaron Stanski — Yeah. As I was thinking through, you know, some of the mistakes that I’ve even I’ve made, I think sometimes when we’re in construction and budgets are tight and we’re tired, we get to a point where we want to ignore, you know, maybe the long term costs for some of the decisions that we make and we want to sell it out short. Aaron Stanski — I was talking to a church last week. Right. I mean, they you know, they made a decision that saved them 20 grand on the construction project, but it cost them like 10 times that every five years in ongoing maintenance.Rich Birch — Wow. Right.Aaron Stanski — And so you look back and you’re like, well, shoot, why did we do that?Rich Birch — Right.Aaron Stanski — You know, why did we try to save, you know, $1,500 per kids, you know, room in trying to like, we’ll just put one thermostat in and make all the rooms hot or all the rooms cold and we’ll just run the air conditioning or run the, run the heater. Like long-term, like you’re spending way more money in those scenarios. So that’s one of the things is like, man, what are, what’s the ongoing operational and maintenance costs of these decisions going to be?Aaron Stanski — And I mean, sometimes it’s like, oh, this thing looks really cool, or we really want to have that.Rich Birch — Right.Aaron Stanski — And that’d be an awesome feature. And you just have no idea like, oh, man, every week someone’s going to have to go out there like with a machine and like a chemical or something to keep that thing ah functioning or looking the way ah we want it to look.Rich Birch — Right.Aaron Stanski — So.Rich Birch — Yeah. Well, and that that I can see, mean I feel like I’ve been in that conversation around even the, you know, the system controls and stuff where we’re like, man, every one of these thermostats we put in is going to cost X amount of dollars. But the long-term, you know, ah flexibility and just, you know, ability to actually reduce the cost, you know, can be amazing if we get more sensors and more stuff in there. But it seems like we’re just pinched. Rich Birch — Why why does that happen? Is it rush at the, you know, we’re just not slowing down enough when we make all those decisions. We’re not asking the questions. We don’t have the right partner at the table. Help me understand why, why do we end up making these short-term, long-term, you know, trade-offs or maybe we’re saving a dollar today, costing us 10 tomorrow. Where does that actually come from?Aaron Stanski — Yeah, I mean, I think it comes a little bit from, you know, some decision fatigue definitely happens. And then, you know, maybe not counting all the costs and, you know, potentially like we’ve missed some things or, oh, yeah, we got to get the furniture in here. And the like, and so we’re right up against like what we feel like is the top lid for what we want to spend. Aaron Stanski — And then you get into some of these things, you’re like, man, we just need to value engineer, you know, some stuff out of this project. And at that point, you know, you’re saving, you know, you’re trying to save pennies. But you’re you’re sacrificing a lot of functionality. Aaron Stanski — I mean, I think in those situations, we would say we would typically take a longer term approach and say hey before we make that decision, let’s talk about those consequences, and let’s figure out if there’s another area that we might that we that we might want to save some money on. Or another decision that we could make that would still get you to where you want to be financially but isn’t going to cost you you know the the pain every year kind of moving forward.Rich Birch — Yeah, that’s good. Yeah, that’s, man, I feel like that one, I feel like I can feel that one a little too close to home. I feel like i’ve been in that conversation in the past. Maybe one more. What’s one more top 10 mistake? Aaron Stanski — Yeah.Rich Birch — And then again, we want people to pick up the whole thing.Aaron Stanski — Yeah. Oh, man. There’s a few different ones on here that I could certainly do. You know, one of the one of the mistakes I see and I’ll kind of end with this one. It’s it’s number 10 on the list. But, you know, I called it treating the building as as the mission. Aaron Stanski — I’ll state the obvious, like yeah and most of the you know all the churches that listen to your podcast would not say like the building is the mission, right? The goal is never simply to complete the building project. Aaron Stanski — The goal is to create spaces that support discipleship and outreach and worship and community impact, right, when it’s all done. But I think we also subconsciously potentially treat the building as the mission when we get to grand opening and say, man, I’m so glad I’m done. Like that’s it, like mission accomplished.Rich Birch — Right.Aaron Stanski — Like you’re building your spaces, how you’re inviting guests in. I mean, it’s never done, right?Rich Birch — Right.Aaron Stanski — I think, you know, I mean, I think McDonald’s has renovated every restaurant in America at least five times since the last time Burger King has ever done a remodel.Rich Birch — Right. Right.Aaron Stanski — And so they one of those environments is nice and I want to take my seventh grade boys over there after we play laser tag after church or whatever.Rich Birch — Yes.Aaron Stanski — And one of those I don’t. Rich Birch — Right. Aaron Stanski — And so I mean I think you know trying to figure out how are we going to constantly improve, move signage, change where the guest services spot is, like experiment with kids, check in and move them around and update the carpet and use some accent paint and buy some awesome lobby furniture and um kind of see it as sort of a repetitive thing. Aaron Stanski — And then i would also say that a lot of churches, like they hit that finish line and, you know, because of the financial stress of it and stuff, they’re like, and we made it. Unfortunately, like if you continue to grow, you’re going to have to do another project at some point… Rich Birch — Yes. Aaron Stanski — …or you’re going to want to launch a multi-site. And if you’re still carrying the debt of that first project, you’re not going to have the finances to do it. And so I think it’s also like saying, hey, you know, this building wasn’t the end, and we’re going to aggressively pay down the debt. Rich Birch — That’s good. Aaron Stanski — We’re going to aggressively um open the doors to our community and let as many people use it as we can. And so, ah so yeah, that’d be one of the, one of the end ones.Rich Birch — That’s good. Yeah, I can see that. and And I think it’s great. This part of why I love you is like, I feel like there’s a lot of folks that are in your seat that do what you do for a living, who do see the building as the mission. Even the way they talk about it, they’re like, hey, this is the most important thing. But actually, it’s just a tool to serve, which is part of why I love Risepointe, love your team, love love what you’re doing.Rich Birch — Talk to us about, I think the idea there, I’ve also experienced this, I’ve seen churches with this where they build the building and then I literally, close to a church where they built a new campus and then that campus grew by 50% in the first 10 weeks after they launched and then they were scrambling. They were like, oh my goodness, now we’ve got to like do the next thing. Rich Birch — How do we how do we plan for this one? Assuming like it might actually work like people will show up. Aaron Stanski — Yeah. Rich Birch — You know how do we how do we plan on the front end thinking about, you know, beyond okay so that we get the thing open and then a bunch of new people show up.Aaron Stanski — Yeah, and and not just thinking that if you build it, they’ll somehow magically come, right?Rich Birch — Right, that’s the tension of those two. Yes, for sure.Aaron Stanski — Because that’s the tension of those two things. Rich Birch — Yeah. Aaron Stanski — So I mean, I think having the right, you know, strategic design partner or like a partner to walk alongside you in some of that, whether that’s like someone, you know, on the church growth ah side of the equation… Rich Birch — Yep. Aaron Stanski — …that can speak into some of that strategy or the multisite strategy side of the equation, I mean, those are going to be very important voices.Rich Birch — Yep.Aaron Stanski — you know Like you mentioned, we want your facility to serve your mission, not ah be a lid. ah Sometimes when we take the lid off, we open, we solve a problem, right? Uh, and that’s kind of stating the obvious.Aaron Stanski — But we’ve worked with churches where, you know, they’re running three or four services, you know, they’re maxed out. And so, yeah, we go and we double the number of seats. We open a bunch of things. And instead of coming once every six weeks, everyone starts coming once every three weeks because there’s more parking spots and more seats.Rich Birch — Right.Aaron Stanski — And so that’s when you get that immediate 50%, you know, bump. And it’s not from, you know, reaching more people necessarily. It’s it’s literally just your attendance pattern changing.Rich Birch — Right.Aaron Stanski — So when you’re sitting down and having these conversations, I think it’s really important that you look at some of those trends. You’re looking at your attendance data, and you’re, you know, you’re sort of measuring, you know, what do we think this thing’s going to do?Rich Birch — Yeah, it’s so good. That’s fantastic. I love I love this. So we’ve got, you know, there’s a multiple, there’s other ones that we want people to check out. Again, we’ll put a link in the show notes, but it’s just Risepointe.com/unseminary. You can pick that up. There are “Top 10 Mistakes Churches Make in Construction Projects” from the mouth of someone who sees a lot of these, we don’t want people to make these mistakes.Rich Birch — How early in the process should a church reach out to you? So my my sense is that we have churches reaching out too late in the process. But how early, like if we start thinking, hmm, you know, we’re filling, you know, things are filling up. We’re thinking about, we got to fix the kids ministry space. How when in that process should they say, hey, I got to talk to Aaron and the team at Risepointe?Aaron Stanski — Yeah. I mean, I think like if you talk to any salesperson in the, you know, on the planet, they’ll tell you like, well, you got to talk to me right away. Rich Birch — Yes. Aaron Stanski — The sooner, the better, like the sooner you’re planning to buy a car or the sooner you should call me. Rich Birch — Right. Yes.Aaron Stanski — I mean, I think ah having the conversation and the right strategic triggers to know when you need to start like the design process and the construction process, that’s the key.Aaron Stanski — So, you know, if you call Risepointe, you’re not, you know, we’re not starting architecture. We’re not selling you services or anything like that. So I think bringing bringing either us in or another trusted expert, you know we say when you reach 80% capacity at your largest service, you need to have the conversation started.Rich Birch — That’s good.Aaron Stanski — You know, you can be at 80% capacity at your largest service and be launching your first, second service, right? And that’s very different than adding your fourth or fifth on a Saturday or something like that. But in general, we we say that that’s usually that tipping point… Rich Birch — That’s good trigger. Aaron Stanski — …where we want to at least say, what is the strategy? What is the plan? What are the triggers so that the facility itself doesn’t become a lid to our growth?Rich Birch — Yeah, that’s good. That’s I like that’s a really good I like a good tripwire like that. I think there’s a lot of churches that are at that spot. And actually, you can go on the Risepointe website and actually schedule like an initial call, right? Rich Birch — Yeah.Rich Birch — You can drop by there. Why don’t you to tell us a little bit about that? What am I committing to? If I click the schedule to call button, what what does that mean?Aaron Stanski — Yeah, we’ve got a little “Ask the Architect” series and stuff that’s that’s rolling as well. But it basically just means you get to talk to someone who’s a church guy or gal first, but who’s an architect or a design professional. And they just want to meet you and hear a little bit about like your church and your story and where are you at and what are some of the questions that you have? What are some of the things that you’re wrestling with?Aaron Stanski — A lot of times we’re pulling up examples from other churches and kind of like walking you through some ideas or pointing you in a direction that might be helpful. But yeah, on that call, we really want to get into what’s what’s going on at your church specifically. What are some of the concerns? What are some of the things that you’re seeing or not seeing? And sometimes there’s some a homework assignment coming out of it.Aaron Stanski — Like, right. Hey, let’s go get your attendance data. Let’s take a look at some of these things. Let’s try to figure out what’s going on. Let’s have someone take a picture in the parking lot because you’re never in the parking lot on a Sunday morning.Rich Birch — Right.Aaron Stanski — You’re backstage or whatever. And ah but, yeah, it’s a great first step in you know trying to figure out you know what you need to do with your facility.Rich Birch — Yeah, that’s fantastic. I’ve had, you know, multiple friends who have done that. I just be so thankful for your team’s interaction with them and just some helpful guidance in that, even that initial call to be like, hey, here’s a couple of things. Here’s a couple questions that they would ask that have you think about that, Yeah, it’s not like ah we’re committing to anything today. It’s necessarily a conversation to get the ball rolling. I think that could be super helpful. Rich Birch — Well, friends, again, we want to send you to Risepointe.com/unseminary to pick up a copy of this 10 Mistakes. I think it’s a super helpful resource that you could even just kick around with your leadership team. Hey, let’s talk about these ones. Could be great. Any kind of final words, just as we wrap up today’s episode, we want to make sure that people hear about when we’re thinking about construction projects.Aaron Stanski — You know, I would, you know, I’d say construction is ah scary and it can be expensive and it’s not what most of us went to school to do. So I would just say, like, take courage.Rich Birch — That’s good.Aaron Stanski — Like man, the number of times that we’ve seen the Lord like just show up in unbelievable ways ah when His churches stepped out in faith and said, hey, like we’re going to you know we’re going to go take something on. And so I would just say like have courage. Do not be afraid. And you know, like, yeah, make it, you know, it’s not about the building, right? It’s about it’s about lost people and and sharing the gospel. Aaron Stanski — And so, um yeah, if my mistakes can help you out in any way, I would love to love to share those with you.Rich Birch — I love it. So good. Well, Aaron, this is a great, great conversation today. Appreciate you coming back on and and helping us think through some of these issues. Again, we want to send people to Risepointewithane.com to schedule that call or, you know, pick up the mistakes. Anywhere else we want to send them online to track with you or with your firm?Aaron Stanski — Nah, man, that’s fine. I mean, they can find us on socials and stuff like that if they want to see like nerdy pictures of like church construction being built and like…Rich Birch — Mid build guys walking around…Aaron Stanski — …mid-build stuff, concrete getting poured or whatever. Rich Birch — Yes. Aaron Stanski — But but no, it’d be great.Rich Birch — Guys in hard hats, people in hard hats walking around… Aaron Stanski — Yes. Yes. Rich Birch — …you know, half built buildings. That’s good. Thanks so much, Aaron. Appreciate you, that sir. Thanks for coming on today. Aaron Stanski — Yeah, thanks, Rich. Bye.

#RingRust with my musicular #IndependenceRage #aewRedemption & #Summerslam chat! & #TagMeIn as I illustrate what WWE stands for, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:05:49 Pay-Per-Review: Ohio Valley Wrestling's Independence Rage 1 0:07:39 Musicular Interlude 1 0:19:58 Pay-Per-Review: Ohio Valley Wrestling's Independence Rage 2 0:20:51 Musicular Interlude 2  0:32:27 Pay-Per-Review: Ohio Valley Wrestling's Independence Rage 3 0:33:38 Musicular Interlude 3 0:43:18 Pre-Per-View: All Elite Wrestling's Redemption 1 0:45:03 Musicular Interlude 4 0:53:39 Assuming the Intermissionary Position 0:58:10 This Week's Macho Fact 1:09:54 Wrestler Birthdays...  1:11:55 Musicular Interlude 5 1:21:40 This Week's 3-Way Dance-Off: When WWE Stood For Walk with Elias! 1:34:34 Pre-Per-View: All Elite Wrestling's Redemption 2 / WWE's Summerslam 1 1:36:14 Musicular Interlude 6 1:42:34 Pre-Per-View: WWE's Summerslam 2 1:44:04 Musicular Interlude 7  1:51:48 Podcast Extra 

A fixed-rate loan is great, but a fixed-rate loan you don't have to rate lock is even better.In this video, Rob Beardsley and Craig McGrouther explain why assuming the seller's existing 5.8% fixed-rate loan was a key advantage for this investment.They discuss how the loan assumption removes interest rate uncertainty before closing, why lower leverage helps protect downside risk, and how multiple exit strategies provide flexibility if market conditions change.Learn more about LSCRE at www.lscre.com~

The Invite Part 2: Why Caretaking Kills Sexual DesireWelcome to Part 2 of our multi-part deep dive into A24's film The Invite. (If you haven't listened to Part 1 or seen the movie yet, major spoiler alert!) In this continuation, Lauren and Trey take an honest, unflinching look at the four lead characters to ask the ultimate psychosexual questions: Would you date them? Would you sleep with them? And what do their dynamic flaws reveal about modern long-term relationships?Lauren and Trey dismantle the hidden poisons that quietly destroy intimacy inside monogamous marriages. They explore why "caretaking" acts as a massive anti-aphrodisiac and how women's "erotic self-focus" gets shamed in long-term dynamics.From confronting the toxic "supposed tos" of marital sex to analyzing Esther Perel's famous framework; we will have many marriages in our lives, whether with the same partner or new ones. This episode is a masterclass in stepping out of "poor me" victim triangles and choosing true relational flourishing.Key TakeawaysAnalyzing Seth Rogen's miserable, back-pain-riddled character, Lauren explains why stepping into a "sweet mommy" or caretaker role completely kills erotic charge. Drawing on Esther Perel's work, she breaks down why primal sexual desire cannot exist where maternal or paternal caretaking takes over.The Male Isolation Epidemic: Trey reflects on his own male friendships, prompting Lauren to address the tragedy of male social conditioning. They dissect how culture discourages emotional vulnerability between straight men, forcing husbands to rely on their wives as their sole source of emotional anchor, connection, and touch.Lauren unpacks Esther Perel's cornerstone philosophy. As humans evolve over decades, relationship containers must either be consciously rebuilt from the inside or uncoupled. Assuming a partnership will stay the exact same through parenthood, career shifts, and perimenopause is a recipe for resentment.If you and your partner are caught in a loop of rejection, caretaking, or living on relational crumbs, it's time to rewrite your agreement. Let's work together to build a relationship container based on mutual desire and authentic agency.Request your free 15-minute consult at sexedforyou.com/freeconsult.About ThemLauren and Trey are partners living in Central Virginia, where Lauren owns and operates Sex Ed for You. She provides comprehensive sexuality education and embodied coaching to individuals, partners, and parents.Through a biopsychosocial approach, Sex Ed for You works to restore positive and respectful approaches to sexuality and sexual relationships, while increasing the possibility of pleasurable and safe sexual experiences, free of coercion, discrimination, and violence (World Health Organization).Sexual health is fundamental to the overall health and well-being of individuals, couples, and families, as well as to the social and economic development of communities and countries (World Health Organization). When individuals are blocked from sexual health, they are often stunted in their ability to develop sensual play, embodied connection, and enjoyment.Learn More & ConnectLearn more about Sex Ed for You: ⁠https://www.sexedforyou.com⁠Schedule a FREE CONSULT with Lauren: ⁠https://www.sexedforyou.com/freeconsult⁠Learn more about partnered communication and relational education on Instagram: ⁠https://www.instagram.com/sex_ed_for_you/⁠Subscribe to the YouTube channel for conversations about sex, partnership, communication, and love: ⁠https://youtube.com/@thepartnershippodcast⁠Important RemindersThis is not a “how to” podcast, but rather a “how they” podcast. Lauren and Trey share personal experiences, perspectives, and reflections, inviting listeners to learn from what resonates, question what doesn't, and decide what feels aligned for their own lives.Lauren is not a therapist. She is a Certified Holistic Sexuality Educator and Embodied Intimacy and Relationship Coach.

Send us Fan MailVitamin K refusal has crossed 5%. That's one in twenty babies, and the curve is bending the wrong way. Ben and Eli work through a new Pediatrics case review that opens with a warning shot, that hemorrhagic presentation in an infant should no longer be a diagnostic mystery, alongside a JAMA letter tracking refusal from 2.9% in 2017 to 5.2% in 2024. Eighty-one times the risk. Intracranial hemorrhage in most late-onset cases. Twenty percent mortality. They talk about the halo effect on other refusals, the ICD code you should be using, and why this conversation belongs in the obstetrics office, not the nursery.----Vitamin K Deficiency Bleeding After Refusal: A Sentinel Event in a Misinformation Era. Jacobs JW, Booth GS, Wheeler AP, Adkins BD.Pediatrics. 2026 May 1;157(5):e2026075994. doi: 10.1542/peds.2026-075994.PMID: 41916583 No abstract available.Trends in Vitamin K Administration Among Infants. Scott K, Miller E, Culhane JF, Greenspan J, Handley SC, Lo JY, Knake LA, McKenney KM, Burris HH, Dysart K.JAMA. 2026 Jan 20;335(3):272-274. doi: 10.1001/jama.2025.21460.PMID: 41359326 Free PMC article.Babies Are Bleeding to Death as Parents Reject a Vitamin Shot Given at Birth https://www.propublica.org/article/more-parents-decline-vitamin-k-shot-newbornsSupport the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below.Enjoy!

#RingRust with my musicular #IndependenceRage chat! & #TagMeIn as I fail to label these songs as exlpicit, in the #3wayDanceOff! ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:22 Pre-Per-View: Ohio Valley Wrestling's Independence Rage 1 0:05:37 Musicular Interlude 1 0:14:14 Pre-Per-View: Ohio Valley Wrestling's Independence Rage 2 0:14:40 Musicular Interlude 2  0:22:58 Pre-Per-View: Ohio Valley Wrestling's Independence Rage 3 0:23:30 Musicular Interlude 3 0:34:43 Battle Royale With Cheese: the Untold Story of Danhausan! 0:36:35 Musicular Interlude 4 0:46:58 Assuming the Intermissionary Position 0:52:04 This Week's Macho Fact 1:00:23 Wrestler Birthdays...  1:02:10 Musicular Interlude 5 1:11:27 This Week's 3-Way Dance-Off: It's Not Swearing... It's Their Last Name! 1:25:54 Battle Royale With Cheese: This Wrestling News Website *Won't* Damage Your Computer! 1:27:27 Musicular Interlude 6 1:36:17 Battle Royale With Cheese: Total Nonstop Action Smark Ball! 1:37:48 Musicular Interlude 7  1:44:53 Podcast Extra 

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer real listener questions on UK pensions, retirement planning, tax and ISAs. They cover pension contributions for a spouse, starting a career in financial planning, reducing workplace pension fees with a SIPP, navigating the 60% tax trap, retiring abroad with UK pensions, and upcoming ISA rule changes from April 2027. A practical episode for UK savers, investors and future retirees looking to make clearer, more confident financial decisions. Shownotes: https://meaningfulmoney.tv/QA55    01:26  Question 1 Thanks Roger and Pete for the wealth of information you share and all the time you put in to share on finance and pensions. I have listened to a lot of your podcasts on my treks to and from work and finally took the plunge to retire early at 52 to enjoy life and get away from the desk for 8-9 hours a day. I had a DB pension which allowed me to take early whilst my wife has various pensions from previous jobs but all have the rule to take from 57 onwards. So my question is to help 4-5 years down the line. Could I put £300 a month (or the equivalent of 300 minus government contribution) into my wife's pension to continue to take account of government contributions and take the opportunity of her being on below the £12k tax threshold after giving up work? Is this possible or would this be classed as pension recycling as the government would presume the cash invested is from the lump sum I got from my defined benefit pension or is there a way to prove the money is from pay before I retired? Many thanks for your advice and support giving many people greater confidence with pensions and finances. Wayne 04:10  Question 2 Hello Pete & Roger, Thanks for all the great content and information - you are both much better than any AI chatbots! Apologies for the long back story but here goes: My name is Michael, 33 and I live in central Scotland. I have worked in a tech startup for the last 6 years but felt like a change around 18 months ago so I began sitting my CII exams. To date I have passed RO1 - RO5 and also recently passed CF6. I am sitting RO6 in April this year - wish me luck! I have recently secured an opportunity to work self employed for a specialist mortgage firm and start in early May as a trainee mortgage advisor. I have been offered a set monthly payment for 6 months then a 70/30 split after that. I would hope to have achieved CAS within that 6 month period. If I pass RO6 in April, I will have my diploma. My goal is to work as a financial planner but since I've done self study, I don't have any real experience of the financial services industry. I am very ambitious but also trying to be realistic about how to sensibly map out a route to being a successful financial planner relatively quickly. To throw a spanner in the works, a family friend who is a 62 year old IFA with £30m aum is interested in discussing me joining him and eventually taking over the business. It sounds exciting but also a little scary to me. He is only a one man band. For now I've accepted the mortgage trainee position but not sure if I am doing the right thing. The owner of the mortgage company now lives in Dubai and is looking to also remove himself from his business - he has 8 admin staff who WFH from across Scotland and he is the main adviser, specialising in BTL, bridging and commercial finance. They are only authorised for mortgages by the FCA. After that dissertation, my questions are: 1. From your experience and perspective, are mortgages a decent place to start or can you end up getting stuck there? 2. Since I have no real industry experience, only exams - is my head in the clouds thinking I could be a full fledged financial planner within 2 years? 3. If I started with the mortgage firm and got CAS as a self employed mortgage advisor, could I then also be an appointed representative for a different financial planning firm at the same time or is that not actually feasible in the real world? Once again, sorry for the huge essay but I guess context is needed. Once again thanks for all that you do, not much good content out there around these topics so keep up the good work! Regards, Michael   12:36  Question 3 Hi Pete & Roger, Firstly a very big thank you for all that you do for this community. I am learning lots from you guys and feel more confident with my finances. I'm 46 years old and currently have two pensions. My first pension is in a defined benefit plan from my steelwork apprenticeship days whereby I only paid into it for approx 6 years before moving jobs. I was able to track this down late last year and was pleasantly surprised to see that this had gone from an annual amount of £2650 in July 2007 to £4400 as of October 2025. I have been told to leave this as it is as it will grow over time with inflation. My other pension is a defined contribution plan with Royal London (RL). I am a higher rate tax payer and currently pay 10% of my £58,000 annual salary into this fund and my employer pays 5%. I would like to finish at 58 given I had a serious neck injury at 41 and don't know how long my body is going to work for me)! This pot is currently worth £105,000 and I am deliberating whether to increase my contributions in order to achieve my retirement age goal. I also have a stocks and shares ISA which is currently worth £36,000. I pay £250 a month into this but don't know if it would be more tax efficient to put this £250 into my pension instead? However, I am also mindful that the pension age may increase so by having a pot of money invested in the stocks and shares ISA I can draw this down when I like and also not bear any tax implications. Having looked into the fees which RL charge (0.71% for our employers scheme) I believe I would be able to achieve my goal quicker were I to move this into a SIPP and invest in a global ETF. I have discussed this with my employer and have asked if they would consider offering an alternative SIPP option. I feel I am meeting some resistance with this and don't believe a decision will be made anytime soon. In the interim, my compounding is being eaten away by the fees which I am currently being charged and my goal is moving further away from me. I found a pension fee calculator online and at the current rate I am investing I stand to lose approx £50,000 if I keep this with RL. I am aware that I can partially transfer my RL pension. However, to keep the employer contribution I would need to keep the RL pension open with a minimum amount of funds and then transfer the employer contribution across to my SIPP.  What is the best way to go about this to make it the most fee/tax efficient?  Should I transfer the employer contribution as soon as it is paid to RL, or would it be no different to do it on an annual basis?  I am assuming the longer I have money in the SIPP the more growth it will obtain therefore the former would be the sensible default. Am I approaching this correctly? Is there something else which I could consider? Thank you kindly, Paul   20:30 Question 4 Hi Pete and Rog - great show and love the books (but not finished them yet). Thanks for demystifying the complex world of personal finance and financial planning. I'm in the fortunate position where my projected salary and bonus will increase again for tax year 2026/27 and will take me well over the £125k tax threshold before adjustments. My 'problem' so to speak is that even after using my current year maximum pension allowance and previous years unused maximum pension allowance I can only get my adjusted income to be around £115k. Tough life I know! I can either make a large Gift Aid donation to get below £100k or use less of my unused maximum pension allowance to keep above £125k. Am I missing any other income adjustment options? What is the actual impact of not being able to hit the £100k adjusted income, and being in the £125k additional tax bracket, from a tax payment perspective in real money terms? I have some small cash savings and stocks outside of ISAs as we put most of these in my wife's name as she is a basic rate tax payer. We don't need the childcare tax scheme and not aware of any other reason to keep under £100k except to save tax and avoid the 60% effective tax rate between £100k and £125k. Don't want to let the tax tail wag the dog, and happy to give to charity, but in real terms is there actually much difference in the tax payment amount in pounds and pence (as long as I kept out of the £100k - £125k range)? Many thanks, Simon   25:33 Question 5 Hi, Fairly new listener to the podcasts, been binge watching them recently, ended up here via the meaningful money YouTube channel. Both are thoroughly enjoyable to watch and are teaching me a lot about the financial world - along with 2 other YouTube channels I like Damien talks money and James shack. Anyway my question if you have time and it's selected would be about retiring abroad. My current situation - male, 42, living north east England, working full time for NHS and will have 2 NHS db scheme pensions in retirement (1 in 2008 scheme at 65 and 1 in 2015 care scheme at state pension age).  I have 2 stocks and shares ISAs,  with about £95000 between them, 1 stocks and shares Lisa with about £4500 in it (for retirement not house purchase), about £21000 in premium bonds which I use as an emergency fund. Our house is paid off so no mortgage payments so at the minute can add to these savings at £500+ a month comfortable. My wife is 34 and here on spouse visa and hopefully will be eligible for indefinite leave to remain and citizenship soon (it will save us a lot in visa fees and stuff when it happens).  She currently works a part time job 16hr per week at minimum wage to fit around child care for our 2year old son. 1st question is would this part time work count as a qualifying year for the state pension as it's below the personal tax allowance? We have a rough plan of retiring early hopefully once our son is grown up and finished with schooling and university and moving back to my wife's home country in Asia for the better weather and lower cost of living.  As a rough plan we think when I'm 60 and wife 52 but could move later depending on family commitments. Now if I stay in NHS all that time I should have 10 years in the 2008 NHS scheme and 24 years in 2015 scheme and with conservative planning on spreadsheets will get £8000 per year from 2008 scheme and £14000 from the 2015 scheme taking at the normal pension age for these schemes.  My wife will benefit from a spouse's pension for length if I die 1st of roughly 1/3 of these figures.  I have the option of exchanging some of this pension for tax free lump sum up to 25% and the calculation is for every £1 I reduce the pension by I get £12 lump sum. Question 2 - everyone at work always talks about you got to take the maximum lump sum to avoid paying tax, but I'm not so sure as the pensions linked to inflation over the long run there could end up being a big gap between your pension with and without the lump sum.  What's your thoughts on this, if I didn't need a large amount  of cash for a specific thing surely it's better to go for the larger pension even if you end up paying for tax or am I wrong . When we move I will have a full NI record for the state pension but my wife won't and depending on your answer to the 1st question might have 20 years contribution say. Question 3 - if we move abroad before she has a full record can we make voluntary payments for extra year's while resident in another country? I see you can pay about £900 for a year in this country but I'm not so sure if where already living abroad. Assuming my savings continue to grow and the stock market doesn't complete collapse, I will use these savings to bridge the gap from 60 to 65 and then the state pension age.  And fund the move with the sale of our house which will also give us a cash buffer hopefully too. Question 4 - when moving abroad can I keep my stocks and shares ISA - I know you can't contribute more to it, but keeping it open to grow, receive dividends, withdraw money, the government website says you can but a lot of the provider websites are vague and some say they don't allow it.  Is it a case when the time comes I'll have to transfer my isas to 1 of the more expensive providers say who are more likely to allow this? Now I already know that the country I'm moving to doesn't have a reciprocal agreement so our state pension will be frozen at the level that we claim it and have based all our plans and number crunching on this. And that the country I move to may charge tax on money I draw out of my ISA when I transfer it over, and on my pension (although with the double taxation treaty hopefully not) and will seek advice of accountants over there nearer the time as currently there is some work arounds involving spouses but these may not be there in 20 years time. My last question -  would be about if I die 1st probably more likely me being older and male, is more for my wife inheriting my UK based assets - the bank accounts and isas, NHS pension.  The NHS pension should be easy she's already my nominee on record and will go through with her the forms and website for claiming it.  But the isas and bank accounts are the main worry - will it be easy for her to transfer them over to her (I'm assuming the joint accounts will be pretty much automatic) but will the single accounts be easy? Can she keep the money in the ISA still in an ISA but in her name? Would having her own ISA make this transfer easier? And most importantly is this something you think can be done online/over the phone from abroad or will it involve a trip back to the UK and back and forward to branches assuming they haven't all been shut. Thank you for taking the time to read this email, sorry it's so long, and no worries if it doesn't get chosen for the podcast. Keep up the good work Kind regards, Mark 38:15  Question 6 Change to ISA rules from April 2027. Audio question from Holly.  

Grab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $27): https://www.titaniumu.com/blueprintWant to work directly with me to close more deals? Go Here: https://www.titaniumu.comWant the Closer's Formula sales process I've used to close 2,000+ deals (FREE) Go Here: https://www.kingclosersformula.com/closeIf you're new to my channel my name is RJ Bates III. Myself and my partner Cassi DeHaas are the founders of Titanium Investments.We are nationwide virtual wholesalers and on this channel we share EVERYTHING that we do inside our business. So if you're looking to close more deals - at higher assignments - anywhere in the country… You're in the right place.Who is Titanium Investments and What Have We Accomplished?Over 10 years in the real estate investing businessClosed deals in all 50 states​Owned rentals in 12 states​Flipped houses in 11 states​Closed on over 2,000 properties​125 contracts in 50 days (all live on YouTube)​Back to back Closers Olympics ChampionTrained thousands of wholesalers to close more deals_________________________________With over 4,000 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW!    https://www.youtube.com/@RJBatesIII_________________________________RESOURCES FOR YOU:If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com(FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/closeGrab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/titaniumprofitsSupport the show

Learn what's in a rare bipartisan housing bill in Congress, then find out whether a credit card payment plan beats buy now, pay later. Why did a housing bill with overwhelming bipartisan support suddenly stall on the president's desk? Hosts Sean Pyles, CFP©, and Elizabeth Ayoola are joined by senior news writer Anna Helhoski, and mortgage writers Abby Badach Doyle and Kate Wood to unpack the 21st Century ROAD to Housing Act. It's a nearly 400-page bill designed to ease the national housing shortage by cutting federal red tape around permitting, expanding small-dollar mortgages, limiting large institutional investors from buying more single-family homes, and creating incentives — not mandates — for local governments to build more housing, including manufactured homes and accessory dwelling units. Then, Sean and Elizabeth are joined by credit cards Nerd and NerdWallet spokesperson Sara Rathner to help a listener named Emma decide how to pay off a large purchase without draining her savings. They walk through how to compare the fees on a credit card issuer's payment plan against your card's regular APR, how these plans differ from third-party buy now, pay later services, and whether either option can help — or hurt — your credit score. Locked Out: 3 Outdated Myths About Manufactured Homes: https://www.nerdwallet.com/mortgages/news/locked-out-manufactured-homes-affordable-housing-crisis Best 0% APR Credit Cards of July 2026: https://www.nerdwallet.com/credit-cards/best/zero-percent Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/ Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Canadians investing in U.S. real estate often assume the financing process works just like it does at home—but that assumption can lead to costly mistakes. In this episode, Glen Sutherland sits down with cross-border mortgage expert Chris Micucci to break down the biggest lending misconceptions Canadian investors make and explain how U.S. investment financing really works. From DSCR loans and reserve requirements to closing costs, corporate structures, wire transfers, and choosing the right lender, you'll learn the practical lessons that can save you thousands of dollars and prevent deals from falling apart. Whether you're buying your first U.S. rental or expanding your portfolio, this episode will help you avoid the mistakes that catch many Canadian investors off guard. glensutherland.com/lenders The 13 Lending Mistakes Canadians Make: 1. Thinking you qualify based on your personal income Many Canadians assume U.S. lenders care about salary, T4s, tax returns, or employment. For DSCR loans, the property qualifies—not you. 2. Assuming you need perfect personal finances to buy Canadians often believe they need extensive financial documentation. In reality, many U.S. investment loans primarily focus on the property's cash flow and your down payment funds. 3. Believing Canadian mortgage rules apply in the U.S. Many investors expect pre-approvals, qualification rules, and lending policies to work the same way they do in Canada. They don't. 4. Getting pre-approved before finding the property In Canada, you're approved for a dollar amount. In the U.S., you're generally approved for a specific property that cash flows. Many Canadians misunderstand this difference. 5. Buying properties that are too inexpensive Ironically, smaller loan amounts are often harder to finance because many lenders prefer larger loans and higher-value properties. 6. Being surprised by U.S. closing costs Many Canadians experience sticker shock because title fees, lender fees, appraisals, escrow deposits, and other costs are itemized instead of hidden in the mortgage. 7. Waiting until the last minute to transfer money International wire transfers can be delayed by compliance reviews or audits. Waiting until the week of closing can jeopardize the deal—and potentially your earnest money deposit. 8. Waiting too long to set up your U.S. entity and EIN Many investors don't realize that obtaining an EIN can take weeks, especially during busy IRS periods. Waiting can delay financing and closing. 9. Setting up the wrong ownership structure Some Canadian tax structures work well legally but are difficult—or impossible—for many U.S. lenders to finance. Structuring without considering lending requirements can create expensive delays. 10. Not having enough reserve funds Many first-time investors budget only for their down payment. Most lenders also expect to see several months of mortgage reserves in a U.S. bank account. 11. Shopping only by interest rate A lower rate isn't always the better loan. Points, lender fees, closing costs, and how long you plan to hold the property all matter. 12. Comparing different loan products as if they're identical Many investors compare refinance quotes, construction loans, fix-and-flip loans, and purchase loans without realizing they're completely different products. 13. Using lenders who don't understand Canadian investors One of the biggest mistakes is working with lenders who primarily serve Americans. They may quote attractive terms initially, only for underwriting to discover you're Canadian and change the loan shortly before closing

She was home alone in the middle of the afternoon when she heard someone come through the front door.The keys rattled. The door opened. Heavy boots crossed the house and moved into the kitchen. Assuming it was her husband or son stopping home early, she called out but got no response. A few moments later, the footsteps started down the hallway and stopped directly outside the bathroom door.Certain someone was standing there waiting to scare her, she yanked the door open. Nobody was there.After searching the entire house and calling both her husband and son, she learned neither of them had been home. The front door was still locked, yet she remains certain she heard someone enter the house, walk through the kitchen, and stop just outside the bathroom.Years later, it's still one of the most unsettling experiences she's ever had.#GhostStories #Paranormal #RealGhostStories #PhantomFootsteps #HauntedHouse #Supernatural #UnexplainedMysteries #ParanormalExperience #TrueGhostStories #ListenerStory Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Enterprises have been slogging through the AI adoption journey, but cybersecurity threat actors have been too. As the time from vulnerability discovery to breach effectively goes to zero, the new cybersecurity playbook is all about how fast you can recover. We Meet:  Anneka Gupta is the Chief Product Officer at Rubrik Credits:This episode of SHIFT was produced by Jennifer Strong with help from Emma Cillekens. It was mixed by Garret Lang, with original music from him and Jacob Gorski. Art by Meg Marco.

Episode Chapter Summaries Chapter 1: The Roar of Madison Square Garden (00:00 – 02:57) Anne welcomes voice talent and business coach Tom Dheere back to the show. Tom explains his exhaustion, revealing that his neighborhood turned into a massive celebration zone after the New York Knicks won the NBA Championship. Anne shares a parallel memory of experiencing the World Cup celebration in Italy. They note how easy it is to get swept up in a major public triumph, sparking a deep conversation about the hidden work required behind a massive, visible victory. Chapter 2: What is Your Personal Championship? (02:58 – 04:31) Anne and Tom explore how success is rarely an accidental event. Tom challenges listeners to establish their own custom definition of "winning the championship." For a new voice actor, a title might mean booking their first paid gig, securing a national commercial, qualifying for SAG-AFTRA, or generating enough revenue to transition from a full-time day job to part-time creative work. Chapter 3: The Micro-Decision Metric & The Astronaut Analogy (04:32 – 08:25) Tom delivers a powerful perspective shift: your life and your VO career are not highlight reels. True career growth is built entirely on the micro-decisions made in the quiet moments between the milestones. Tom uses an excellent analogy comparing two college students who both want to be astronauts. Assuming equal talent and resources, the student who chooses to stay at their desk studying night after night while friends head to the pub is the one who ultimately makes it to space. Anne relates this to her personal struggle with college calculus, explaining how facing difficult, un-glamorous work builds mandatory professional humility. Chapter 4: Repetition, Homework, and the "Miyagi" Effect (08:26 – 10:25) Anne and Tom discuss the necessity of balancing the quantity of your practice with the quality of your execution. Tom references the classic Karate Kid metaphor: when Mr. Miyagi forces Daniel to paint the fence repetitively, it feels tedious and useless until that exact physical muscle memory becomes his primary shield in battle. Anne notes that this is exactly why she assigns heavy homework to her students, explaining that the real growth happens in the isolated, un-directed hours spent experiencing diverse scripts, handling audio editing, and analyzing text independently between coaching sessions. Chapter 5: Defining a Perfect VO Day & Tracking Patterns (10:26 – 14:43) Tom reveals the very first exercise he gives to his consulting students: detailing what a "perfect voiceover day" looks like, and then breaking down the 82 pre-season steps needed to make that day a reality. They treat auditions like individual games in a long season. Tom highlights why tracking your auditions is vital—not to obsess over your booking ratio, but to gather meta-data. By analyzing his past "thumbs up" ranking scores on Voice 123, Tom discovered a pattern: his primary booking keyword is "upbeat." He now uses that data to specifically filter and prioritize incoming casting notices. Chapter 6: Audition Desperation & The Character Accent Myth (14:44 – 20:20) Anne shares that her highest-booking auditions are consistently the ones she didn't over-analyze or obsess over, allowing her to deliver a natural, storytelling-focused read. Tom explains the corporate psychology behind this: buyers can smell performance desperation. He calls out a major cultural trend where new talent obsess over pitch adjustments and complex accents for animation or gaming, warning that dialects mean nothing if the underlying performance lacks real human connection. Tom uses his background narrating over 70 audiobooks to explain that a heavy accent should never get in the way of a compelling story. Chapter 7: The Production Team & The 3 Ps of Success (20:21 – End) Using basketball as a launching point, Anne and Tom examine the many moving pieces that contribute to a successful voiceover career and production. Together, they discuss the importance of teamwork, adaptability, and professionalism, and why the most successful voice actors learn to balance artistic fulfillment with business realities. Drawing on more than 38 years of combined full-time experience, they conclude with a powerful framework for career longevity: Passion, Practice, and Persistence—the 3 Ps that have helped sustain their own careers and countless others. Top 10 Boss Takeaways Define your own title: Success in the voiceover marketplace is personal. Do not measure your worth against someone else's trophy room; identify the specific professional milestones that equal a win for your business. Ditch the highlight reel mindset: Landmark moments like booking a major corporate client or launching a new website are rare. Your real business is formed by the quiet, un-glamorous work you execute on a rainy Tuesday morning. Master your micro-decisions: Longevity is built incrementally. Choosing to practice copy analysis, market your services, or clean your studio booth instead of succumbing to distractions is the daily habit that separates astronauts from dreamers. The lesson is in the doing: Do not rely on your coach to hand-hold your development. True vocal authority is forged through repetitive script interaction, self-direction, and navigating audio editing hurdles independently. Treat auditions like game tape: Use your submissions as a tool to collect raw data. Track where your auditions originate, identify the performance specifications, and look for structural trends over a 60-to-90-day window. Let the algorithm guide your focus: Platforms like Voice 123 reward positive listener interactions. Analyze your "likes" or shortlisted notices to discover your signature vocal keywords, and use that data to target similar copy. Drop the desperation: The harder you try to force a performative "announcer" melody onto a script, the faster a client will pass on your file. Ground your energy, lean into the narrative truth, and read without artificial worry. Acting outweighs accents: A casting director will instantly forgive an imperfect dialect if the character feels deeply connected, present, and humanly engaged. Prioritize psychological truth over vocal impressions. You are a player, not the whole team: Remember that a voice actor is one specific cog in a much larger production wheel. Show up to sessions directable, pleasant, organized, and ready to collaborate with engineers and directors. Harness the power of the 5-year wall: If you can commit to the industry, learn from your failures, and actively market your booth for longer than five consecutive years, your statistical probability of long-term commercial success skyrockets.

Face To Face   We all want to get it right when we study the Bible, but sometimes the biggest hurdle is assuming we already have all the answers. In this fan-favorite classic episode of The Daily Grace Podcast, we tackle the subtle danger of reading Scripture with a rigid mindset. We share honest stories about overcoming the fear of stepping outside familiar theological camps, letting go of pride, and rediscovering a genuine curiosity for the Word. Tell Us What You Think Unlock a 10% off coupon! And get first access to new sales, Bible studies & books! Join for free here! Subscribe to our Podcast Newsletter!  Connect with us:  The Daily Grace Co. | Facebook | Instagram | Daily Grace Blog | 

There's a body of research that says the clothes you wear don't just change how others see you — they change how you see yourself. Kelly traces this idea from her conversation with Denver high school principal Steve Day back to a foundational psychology study, and lands somewhere unexpected: that identity might be less something you earn and more something you assume. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices