Podcasts about assuming

For one young couple in a small town in Arkansas, a fun night of amateur ghost hunting turned into something they never expected: a haunting that followed them home. It began with curiosity. Obsessed with paranormal shows like Ghost Hunters and Paranormal State, they decided to test their luck at a local abandoned church and graveyard known for its ghost stories. The night itself was creepy but uneventful—or so they thought. Days later, life returned to normal… until she saw it. Standing in the kitchen late at night, glass of water in hand, she caught sight of a dark figure just behind her. Assuming it was her boyfriend, she laughed nervously—until she turned and realized no one was there. The air grew heavy, her heart raced, and she fled down the hall without looking back. That was only the beginning. Months later, the shadow returned. This time, it stood silently in the corner, watching. No lunges, no chaos—just calm, unnerving stillness. And somehow, that made it worse. It wasn't random. It felt intelligent, almost like it was studying her. The strange part? Neither of them had experienced anything like this before their trip to the church. She couldn't shake the feeling that they had brought something back with them. Something curious. Something territorial. Something that wanted them to know they weren't alone. #TrueGhostStory #RealHaunting #ShadowFigure #ArkansasHaunting #ParanormalActivity #GhostEncounters #SupernaturalEncounter #HauntedChurch #CreepyTrueStory #Ghosts #ParanormalPodcast Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

For investors looking to make sense of housing-related assets amidst changes in Fed policy stance, our co-heads of Securitized Product Research Jay Bacow and James Egan offer their perspective on mortgage rates and the market.Read more insights from Morgan Stanley.----- Transcript ----- James Egan: Welcome to Thoughts on the Market. I'm Jim Egan, co-head of Securitized Products Research at Morgan Stanley.Jay Bacow: I'm Jay Bacow, the other co-head of Securitized Products Research at Morgan Stanley.Today we're talking about the Fed, mortgage rates and the implications to the housing market.It's Monday, September 15th at 11:30am in New York.Now Jim, the Fed is meeting on Wednesday, and both our economists and the market are expecting them to cut rates in this meeting – and continue to cut rates at least probably two more times in 2025, and multiple times in 2026. We've talked a lot about the challenges and the affordability in the U.S. homeowners' market, in the U.S. mortgage market.Before we get into what this could help [with] the affordability challenges, how bad is that affordability right now?James Egan: Sure. And as we've discussed on this podcast in the past, one of the biggest issues with the affordability challenges in the U.S. housing market specifically is how it's fed through to supply issues as the lock-in effect has kept homeowners with low 30-year mortgage rates from listing their homes.But just how locked in does the market remain today? The effective rate on the outstanding mortgage market, kind of the average of the mortgages outstanding, is below 4.25 percent. The prevailing rate for 30-year mortgages today is still over 6.25 percent, so we're talking about two full percentage points, 200 basis points outta the money.Jay Bacow: And that seems like a lot. Has it been that way in the past?James Egan: If we look at roughly 40 years of data ending in 2022, the market was only 100 basis points outta the money for eight individual quarters. The most it was ever out of the money was 135 basis points. We have now been more than 200 basis points out of the the money for three entire years, 12 consecutive quarters. So, this is very unprecedented in the past several decades.But Jay, our economists are calling for Fed cuts, the market's pricing in Fed cuts. How much lower is the mortgage rate going for these affordability equations?Jay Bacow: We actually don't think that the Fed cutting rates necessarily is going to cause the mortgage rate to come down at all. And one way we can think about this is if we look at it, the Fed has already cut rates 100 basis points over the past year, and since the Fed has cut rates 100 basis points in the past year, the mortgage rate is 25 basis points higher.James Egan: Okay, so if I'm not going to be looking at Fed funds for the path of mortgage rates going forward, I have two questions for you.One, what part of the Treasury term structure should I be looking at? And two, you talked about the market pricing in Fed cuts from here. What is the market saying about where those rates will be in the future?Jay Bacow: So, mortgage rates are much more sensitive to the belly of the Treasury curve. Call it the 5- and 10-year portions than Fed funds. They have a little bit of sensitivity to the third year note as well. And when we think about what the market is expecting those portions of the Treasury curve to do, I apologize, I'm going to have to nerd out. Fortunately, being a nerd comes very naturally to me.If you look at the spread between the 5- and the 10-year portion of the treasury curve, 10 years yield about 50 basis points more than the 5-year note. So, you think about it, an investor could buy a 10-year note now. Or they could buy a 5-year note now and then another 5-year note in five years, and they should expect to get the same return if they do either one.So, if they buy the 10-year note right now at 50 basis points above where the 5-year note is. Or they buy the 5-year note, right now, the 5-year note in five years would have to yield 100 basis points above to get the average to be the same. Well, if the 5-year note in five years is 100 basis points above where the 5-year note is right now, mortgage rates are also probably going to be higher in five years.James Egan: Okay, so that's not helping the affordability issues. What can be done to lower mortgage rates from here?Jay Bacow: Well, going back to my inner nerd, if you brought the 5- and 10-year Treasury yields down, that would certainly be helpful. But mortgage rates aren't just predicated on where the Treasury yields are.There's also a risk premium on top of that. And so, if the mortgage originators can sell those loans to other investors at a tighter spread, that would also help bring the rate down. And there are things that can be done on that front. So, for instance, if the capital requirements for investors to own those mortgages go down, that would certainly be helpful.You could try to incentivize investors in a number of different ways, that's one front. But in reality, a lot of these fees are already sort of stuck in place. So, there's only so much that can be done.Now, Jim, let's suppose. I am wrong. I've been wrong in the past. A lot of times with you. I thought the Patriots were gonna beat the Giants in both Super Bowls. Somehow Eli Manning proved me wrong.However, if the mortgage rate does come down, how much does it have to come down for housing activity to start picking up?James Egan: So, this is a question we get asked roughly six to seven times a day…Jay Bacow: How did Eli Manning beat the Patriots?James Egan: How far mortgage rates have to come down in order to really get housing sales started again. And because of the backdrop of today's housing and mortgage markets that we laid out at the top of this podcast, it's really difficult to empirically point to a mortgage rate and calculate this is where rates have to fall to.So, what we have been doing instead is looking at historic periods of affordability improvement, and seeing how much do we need to get that affordability ratio down to get a sustainable growth in sales volumes from here.Jay Bacow: All right. And how much do we have to get that affordability ratio down?James Egan: So, a sustainable increase; historically, we've needed about a 10 percent improvement in the affordability ratio…Jay Bacow: Alright, help me out here. I think about mortgage payments as more of a function of the rate level. So, if we're in the context of like 6.25, 6.5 right now, how far does the mortgage rate need to drop to get a 10 percent improvement? Assuming that there's no change in borrower's income or home prices.James Egan: In that world, we think you need about 100 basis point move. It would take the 30-year mortgage rate to call it, 5.5 percent.Jay Bacow: All right, so if mortgage rates go to 5.5 percent, then we're going to immediately see housing activity pickup.James Egan: That is not exactly what we're saying. What we've seen is the 10 percent improvement is enough to get sustainable growth in sales volumes. A year after you start to see that real improvement, the contemporaneous moves can be up, they can be down. Given what our economists are saying for the labor market going forward, what they're saying for growth in the United States, we do think you can see a little bit of contemporaneous growth.If you start to see that 100 basis point move in mortgage rates now, we think you'll get about a 5 percent increase in purchase volumes as we move through 2026 with the potential for upward inflection in 2027 from that 5 percent growth number – again, if we get that move in mortgage rates.Jay Bacow: Alright, so we expect the Fed to cut rates about 150 basis points over the next year and a half. It doesn't necessarily have to bring the mortgage rate down. But if the mortgage rate does go down to in the context of 5.5 percent, we should start to get a pickup in housing activity maybe the year after that.Jim, always a pleasure talking to you.James Egan: Pleasure talking to you too, Jay. And to all of you regularly hearing us out, thank you for listening to another episode of Thoughts on the Market.Jay Bacow: Please leave us a review or a like wherever you get this podcast and share your Thoughts on the Market with a friend or colleague today.James Egan: Go smash that subscribe button.

Breaking the habit of mind reading could transform your relationships forever. We've all done it—someone speaks with a certain tone or gives us a look, and suddenly we're convinced we know exactly what they're thinking. But what if our assumptions are completely wrong?When we respond to what we think people mean rather than what they actually say, we create an invisible dance of disconnect that spirals relationships downward. I've caught myself countless times filling in blanks with someone's tone, energy, or our history together, only to discover later I was completely off-base. This episode unpacks how these assumptions create needless conflict and offers practical ways to interrupt this damaging pattern.The solution begins with awareness. Notice how often you're responding not to someone's words but to what you believe they're implying. Then practice pulling the emergency brake on those assumptions with phrases like "I'm wondering if I hurt your feelings" or "Did I miss something?" These vulnerable questions create space for honest dialogue rather than defensiveness.What's been most transformative in my own journey is realizing the spiritual dimension of mind reading. When I claim to know with certainty what someone else means or intends, I'm essentially placing myself in God's position—the only one who truly knows the heart. This perspective has helped me approach interactions with genuine humility and curiosity rather than presumption.Ready to transform your relationships? Start noticing your mind reading habits today and practice replacing assumptions with questions. Your connections will grow stronger through vulnerability and honest communication. And if you're looking for more support, check out my new time management course or book a one-on-one coaching session to work through these relationship patterns together.--------------------------------------------------------------------------------------Want to join Jenna's Bible Habit group- become a $9/month sponsor of our podcast & you get access to the Private Group, monthly calls & more - Click this link to start patreon.com/TheHabitLab You can start at any point in the year!

It's Festive Friday and Alonso is here to help review another Christmas movie we missed from 2024, Festival of Trees. ABOUT FESTIVAL OF TREES:Jacquie's future as a designer could rest on winning the annual "Festival of Trees" competition, but coming up with the perfect design means she needs to remember what Christmas is really all about.AIR DATE & NETWORK FOR FESTIVAL OF TREES:November 24, 2024 | UpTVCAST & CREW OF FESTIVAL OF TREES:Kate Miner as Jacquie MillerGreg Perrow as Brandon HollidayJosie Davis as Alice StewartSarah Hayter as HeatherBRAN'S FESTIVAL OF TREES SYNOPSIS:The movie kicks off with a local morning show doing a story about the Festival of Trees. They bring on designer Alice Stewart, who has won the festival for the past few years. Jacquie is at home watching it, rolling her eyes.Jacquie wants to compete in the Festival of Trees this year. First, she needs a sponsor, so she goes to pitch Lowery & Lowe. He says he needs to run it by his other teammates and asks to keep her portfolio—which happens to be the only one she has.At the opening ceremony for the Festival of Trees, it becomes clear that Alice and Jacquie know each other—and they definitely don't like each other.While she hasn't officially been accepted into the competition, Jacquie gets to work. She bumps into Alice's assistant, who shames her at every turn, then informs her that Lowery & Lowe is sponsoring Alice this year. That means they won't be going with Jacquie.While processing that news, a guy comes up and asks her for advice. She's not in the mood and just hands him her entire basket.She's feeling really down, and it only gets worse—she gets a call from the committee with bad news. They cannot accept her design due to plagiarism. Jacquie is shocked—she worked so hard on it. Apparently, someone else submitted the exact same design before she did. She has until noon tomorrow to submit a new design.So Jacquie and her assistant Heather go searching for inspiration and end up at a Christmas tree farm, where they bump into the guy from the shop. His name is Brandon, and he owns the place. He encourages her to make a tree that speaks to the everyman, not just the uppity elite.To spark ideas, Jacquie visits the children's hospital that the Festival of Trees benefits. There, she meets a little girl named Rachel. Rachel shares what she loves about Christmas, which inspires Jacquie to create a tree completely inspired by the children. Each kid will get their own ornament based on their likes and interests. Jacquie and Heather head down to the hospital to interview the kids.Later, Jacquie goes to pick out her own tree to get into the Christmas spirit. Brandon delivers it, and they spend some time together—the sparks are flying—until he takes a call and says, “I'll be there in 15 minutes, honey.” Assuming he's already in a relationship, she decides to call it a night.The next day, when Jacquie goes to show Rachel her ornament, she's surprised when Brandon walks in. Turns out, Brandon is Rachel's dad—and “honey” was who he was talking to the night before!Festival time arrives, and Jacquie's tree is a masterpiece. She notices Alice has stolen her old design, but she doesn't care—she likes hers more.Brandon and Jacquie admire the tree together when she realizes it will be auctioned off, meaning the kids won't get their ornaments. Heather tells her to let it go—they've already done something amazing.To her surprise, Jacquie ends up winning! She and Brandon celebrate with a kiss. Her business takes off. They head to the hospital to give the kids the drawings of their ornaments, only to be shocked when they see the actual tree there. And the good news keeps coming—Rachel has been given the all-clear!The movie ends with snow falling and another kiss.

Forbes magazine, the bastion of conservative American business journalism, called it "a filth-spattered lens of depravity and dysfunction". Crisis Zone By: Simon Hanselmann Published: 2021 296 Pages Briefly, what is this book about? A very non-traditional household navigates the pandemic using violence and porn production.  Who should read this book? I would not recommend this book to anyone. It is without a doubt the grossest, crudest work I have ever read. Though Forbes reviewed it and said: In the deluxe and beautifully designed Fantagraphics edition, Crisis Zone ends up looking like a children's book produced in an institution for the criminally insane.  Assuming we have a future ahead of us, Crisis Zone will be the keepsake to remind us what we became in [2020]. But even they had to admit that it was “a filth-spattered lens of depravity and dysfunction”. Specific thoughts: A strong case against a certain lifestyle. 

#RingRust with my #WorldsCollideLasVegas, #Fightland & #Wrestlepalooza chat... & I offer mercy to your earginas, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:06:05 Pre-Per-View: AAA's Worlds Collide Las Vegas 1 0:06:56 Musicular Interlude 1 0:13:56 Pre-Per-View: AAA's Worlds Collide Las Vegas 2 0:14:32 Musicular Interlude 2 0:22:55 Pre-Per-View: AAA's Worlds Collide Las Vegas 3 0:23:25 Musicular Interlude 3 0:33:27 Pre-Per-View: Fightland 1 0:34:18 Musicular Interlude 4 0:41:28 Pre-Per-View: Fightland 2 0:41:46 Musicular Interlude 5 0:51:48 Assuming the Intermissionary Position 0:57:28 This Week's Macho Fact 1:04:08 Pre-Per-View: Fightland 3 1:04:30 Musicular Interlude 6 1:13:02 Pre-Per-View: WWE's Wrestlepalooza 1 1:14:11 Musicular Interlude 7 1:24:38 This Week's 3-Way Dance-Off: No Mercy on Your Earginas! 1:36:00 Pre-Per-View: WWE's Wrestlepalooza 2 1:36:29 Musicular Interlude 8 1:43:45 Battle Royale With Cheese: Ricochet Versus... a Speak& Spell!? 1:45:50 Musicular Interlude 9 1:55:04 Battle Royale With Cheese: Darby Allin Versus... Gravity! 1:56:35 Musicular Interlude 10

French Prime Minister Bayrou is expected to resign, having lost a parliamentary vote of confidence related to fiscal proposals. Assuming someone can be persuaded to take the job, that means five French prime ministers in under two years. Political turnover, debt, demographics, etc. invite parallels to 1990s Italy—but in drawing such parallels, it is worth remembering that Italy managed its debt position perfectly well over that period.

It's The Ranch It Up Radio Show! Join Jeff Tigger Erhardt, Rebecca Wanner AKA BEC and their crew as they talk about Disposition, Color and Confirmation, that's Froelich Legacy Quarter Horses.  Plus industry news you need to hear, market reports and analysis, sales and events you need to know, and lots more on this all new episode of The Ranch It Up Radio Show.  Be sure to subscribe on your favorite podcasting app or on the Ranch It Up Radio Show YouTube Channel. Season 5, EPISODE 253 Blue Roan Quarter Horses For Sale: Superior Bloodlines, Disposition, and Conformation For over 77 years, the Froelich Legacy Quarter Horse program has been dedicated to raising Quarter Horses with the kind of conformation, color, and disposition that make them stand out in any setting. From ranch work to the show pen, our horses are bred to perform with steady minds, strong builds, and eye-catching color. Breeding Legacy: Blue Roans Before They Were Cool Our roan program began with the AQHA stallion McKeag, whose influence established us as respected breeders of rare and beautiful Blue Roans. McKeag's legacy continues through his son FQHR McLovin, who has proven to pass on an even stronger disposition than his sire. Customers often remark that McLovin foals are “born broke” with a natural work ethic—colts and fillies that simply need to be taught the buttons.  Our Current Stallions FQHR McLovin – A direct McKeag son carrying forward his sire's stamp with even more disposition and trainability. His foals are known for their honest minds and ability to go straight to work. Siring horses that have excelled in versatility and having sired a 6-time world champion in roping.  FQHR Conagher – A younger stallion quickly making his mark. His foals show outstanding conformation, muscle definition, and personable, loving natures that make them a joy to raise. LHR Smart Sugar Boon – A powerful performance cross on foundation blood. His pedigree ties back to legends like Peptoboonsmal and Smart Little Lena, bringing athleticism and cow sense while maintaining the kind of mind we demand in our program. Our focus today is on producing horses with balanced conformation, proven genetics, and minds that fit any rider. Whether for ranch work, arena competition, or simply a trusted partner to ride, Froelich Legacy Quarter Horses are bred to handle the job and look good doing it. Annual Quarter Horse Production Sale: 3rd Saturday of September The Froelich Legacy Quarter Horses program proudly offers Blue Roan Quarter Horses for sale each year during the annual production sale, traditionally held on the third Saturday in September. These horses are more than just beautiful—they bring together the ideal combination of athletic ability, trainability, and color that discerning buyers want. The breeding philosophy is simple: breed Quarter Horses we love to ride—selecting bloodlines from the greats to produce horses with the perfect balance of cow sense, athletic ability, and a steady temperament. Whether pulling calves to the branding iron, roping in the arena, or enjoying a relaxed evening trail ride, these colorful Quarter Horses continually prove their versatility. Contact Froelich Legacy Quarter Horses For more information about the Froelich Legacy Quarter Horses program and to learn how disposition, color, and conformation are top priority, CONTACT US TODAY or visit our website HERE! Cattle Industry News Livestock Market Report & Outlook From Dr. Andrew Griffith The latest livestock comments from Livestock Marketing Specialist Dr. Andrew Griffith who said prices were strong for every class of animal offered on the market, which tends to bring optimism to all involved.  This optimism leads to thoughts of expanding herd sizes to capitalize on the strong market.   He continued by saying fed cattle traded unevenly steady last week.  To put this market into perspective he asked the question, how many finished cattle does it take to purchase a new pickup truck? Assuming a 1,400-pound steer and an $80,000 pickup truck, it would take 23 head to have equal value. Using similar elementary math, it would have taken 27 head to purchase a similar yet slightly lower-priced truck in 2024, and it would have taken 25 to 26 head to purchase a similar pickup truck in 2021. This comparison means absolutely nothing other than the value of a finished steer has increased more than a pickup truck in relative terms. However, it is a rather small increase, relatively speaking. He wrapped up by saying how these relative prices change over time is not all that important. What is important is if cattle feeders are making money or not. REFERENCES: https://www.nationalbeefwire.com/1971-livestock-comments-dr-andrew-griffith 2025 Cow Prices Forecast To Hit Record Highs Annual cow prices are projected to reach a new all-time high of $143/cwt in 2025, up $14 from 2024 and a sharp $41 increase from 2023. Monthly cow prices in 2025 have climbed steadily, rising from $126 in January to a record $157/cwt in July, highlighting a strong and consistent upward trend throughout the year. For perspective, prices were just $62 in 2019, meaning values have surged $81/cwt over six years or a 131% increase. Looking further back, cow prices were $43 in 2003, rising steadily over the next decade to peak at $107 in 2014 and $103 in 2015. That historic run was followed by a multi-year downturn before the current rally pushed prices to unprecedented levels.  REFERENCES: https://www.nationalbeefwire.com/u-s-cattle-report New World Screwworm Soaring In Mexico Mexico's official count shows that New World screwworm is continuing to spread rapidly in the country, keeping the U.S. border closed to cattle imports and redirecting production to the Mexican packing industry. According to Mexican government data viewed earlier and cited by the Reuters news agency, Authorities had a tally of 5,086 cases through August 17, 53% more than July's total. The infestations were mostly afflicting cattle, though cases were also reported in sheep, horses and dogs. USDA last month reinstated a ban on Mexican livestock imports — the third halt since late 2024 to imports of cattle to U.S. feedlots and packers. The agency announced a $750-million sterile fly production facility in Texas to combat the flesh-eating parasite, which had been eradicated in North America for decades before a rapid march northward starting two years ago in Panama. In Texas alone, USDA estimates a screwworm outbreak could cost the state $1.8 billion in livestock deaths and other costs. REFERENCE: https://meatingplace.com/screwworm-soaring-in-mexico-report/ Featured Experts in the Cattle Industry JW Froelich – Froelich Legacy Quarter Horses https://froelichranch.com/ Follow on Facebook: @FroelichQuarterHorses Mark Vanzee – Livestock, Equine, & Auction Time Expert https://www.auctiontime.com/ https://www.livestockmarket.com/ https://www.equinemarket.com/ Follow on Facebook: @LivestockMkt | @EquineMkt | @AuctionTime Kirk Donsbach – Financial Analyst at StoneX https://www.stonex.com/ Follow on Facebook: @StoneXGroupInc Shaye Wanner – Host of Casual Cattle Conversation https://www.casualcattleconversations.com/ Follow on Facebook: @cattleconvos Contact Us with Questions or Concerns Have questions or feedback? Feel free to reach out via: Call/Text: 707-RANCH20 or 707-726-2420 Email: RanchItUpShow@gmail.com Follow us: Facebook/Instagram: @RanchItUpShow YouTube: Subscribe to Ranch It Up Channel: https://www.youtube.com/c/RanchItUp Catch all episodes of the Ranch It Up Podcast available on all major podcasting platforms. Discover the Heart of Rural America with Tigger & BEC Ranching, farming, and the Western lifestyle are at the heart of everything we do. Tigger & BEC bring you exclusive insights from the world of working ranches, cattle farming, and sustainable beef production. Learn more about Jeff 'Tigger' Erhardt & Rebecca Wanner (BEC) and their mission to promote the Western way of life at Tigger and BEC. https://tiggerandbec.com/ Industry References, Partners and Resources For additional information on industry trends, products, and services, check out these trusted resources: Allied Genetic Resources: https://alliedgeneticresources.com/ American Gelbvieh Association: https://gelbvieh.org/ Axiota Animal Health: https://axiota.com/multimin-campaign-landing-page/ Imogene Ingredients: https://www.imogeneingredients.com/ Jorgensen Land & Cattle: https://jorgensenfarms.com/#/?ranchchannel=view Medora Boot: https://medoraboot.com/ RFD-TV: https://www.rfdtv.com/ Rural Radio Network: https://www.ruralradio147.com/ Superior Livestock Auctions: https://superiorlivestock.com/ Transova Genetics: https://transova.com/ Westway Feed Products: https://westwayfeed.com/ Wrangler: https://www.wrangler.com/ Wulf Cattle: https://www.wulfcattle.com/

#RingRust with my #ROHDBD, #wweClash & #WorldsCollideLasVegas chat... & I celebrate a #WWEHOF EP that I've yet to have played thusly, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:41 Pay-Per-Review: Ring of Honor Wrestling's Death Before Dishonor 1 0:06:15 Musicular Interlude 1 0:15:26 Pay-Per-Review: Ring of Honor Wrestling's Death Before Dishonor 2 0:16:27 Musicular Interlude 2 0:26:04 Pay-Per-Review: Ring of Honor Wrestling's Death Before Dishonor 3 0:26:57 Musicular Interlude 3 0:36:21 Pay-Per-Review: Ring of Honor Wrestling's Death Before Dishonor 4 0:37:07 Musicular Interlude 4 0:43:13 Pay-Per-Review: WWE's Clash in Paris 1 0:44:36 Musicular Interlude 5 0:52:31 Assuming the Intermissionary Position 0:55:37 This Week's Macho Fact 1:04:03 Pay-Per-Review: WWE's Clash in Paris 2 / Pre-Per-View: AAA's Worlds Collide Las Vegas 1:05:13 Musicular Interlude 6 1:16:51 This Week's 3-Way Dance-Off: Which Of Those 3, Would I Give To This #WWEHOF'r? 1:27:00 Battle Royale With Cheese: Akāla Satnam Singh! 1:28:26 Musicular Interlude 7 1:37:07 Battle Royale With Cheese: Another Amurrican Nightmarish Tattoo!? 1:37:57 Musicular Interlude 8 1:47:07 Podcast Extra 

Things Discussed: Bryce: NO CEILING. Most talented quarterback in the history of the program. Offense will need to mitigate pass pro, Link was okay against a Keyshaun James-Newby. Think it'll be like 2023 offense. OL? Crippen's kind of game: more of a mental test than a physical one, because New Mexico had to slant and stunt etc. Will need to use Bryce's legs in Oklahoma. Chip: Made Michigan's normal stuff work. Everything is packaged now. Did a good job of keeping Bryce calm. Defense: UNM wasn't running sustainable offense. Payne and Etta took advantage of physical matchups, a little disappointed in the other DTs (UFR is coming at noon). What UNM was doing was playing 2-3 TEs to get Michigan's 5-2 personnel on the field so they could spread them out and attack Guy. Jyaire: Really good but for two bad plays. Eyes on Cole Sullivan and Nate Marshall. OKLAHOMA: Mateer is a Tate. He's going to have to make plays because their OL has some if's: both Ts should be back—sounds like those were both precautionary—but they might have to play a 2nd true freshman at RG (moving the RG to LG). Oklahoma offense is an RPO-fest: They find where you're outleveraged and make that guy's life hell. Can they do that against the Amoeba?

Welcome to QNEWS and a segment from the Darling Downs Radio Club. It's 7 September where we are, and only four weeks until Daylight Saving starts. First piece of news: we had our Annual General Meeting last Monday, easily made quorum, and everything went smoothly. The motion to replace and update the Rules was passed without dissent, and we have a full committee with three new members joining the team. The rogues gallery is online at the website, and you can check out the new club officers. The meeting also updated our member schedule with two new member classes: family membership for up to two adults and up to two children for $55 and a new junior member category - if you're under 17, it's only $10 to be a member of the club. The membership system is updated and you can join or renew right now. And thanks to everyone who joined or renewed during the special membership drive last month: as you can see, you did get a bargain. Hello, I'm Geoff Emery, VK4ZPP, and I've been thinking. This past week has seen the Sun continue a range of electro-chemical gyrations with results being both seen and received on Earth. Sunspot Cycle 25 is certainly maintaining the interests for all those who follow space weather and for radio amateurs as well. Now that we have officially entered Spring time, I would imagine that many people are preparing for the warmer seasons and checking and prepping gear that has been stored during the Winter. It has been a strange period with the southern highlands of Queensland receiving a rare smattering of snow and parts of the interior plagued by flooding. Now we get to prepare for the annual cyclone season. Life is full of action. I am committed in family matters so my social calendar is something to look forward to in the future. But for many of us, students and parents and others who enjoy their radio, I have a question. How do you record the events that you wish to enjoy so they don't slip by until it is rush to prepare? Being of the old school, so to speak, I use paper records to keep track of appointments and events. The ubiquitous calendar fixed with a big magnet to the fridge door is the main household source of these reminders. For good measure, I use a pocket diary so that details are available when I indulge in sports such as shopping. Not everyone uses a smart phone and sometimes the old methods provide a level of redundancy that a lost piece of electronics might lose. The reason I ask the question is, I believe that a consistent platform to inform our community would be helpful. There are events on the amateur calendar which go from local to international and these need integrating with personal events such as sports, other recreations and medical visits, for instance. Would it be a help if we had a platform to distribute regular detailed updates and what would it be? Email was the go to in previous years but the use of social media platforms seems to have replaced a lot of email correspondence and how many people still regularly log into web sites to check things like this? Our broadcast news carries a certain level of events and the print schedule of the magazine goes against efficient updating. Then once we have made a choice of method, there comes the necessity of having a coordinator who can extract the information and compile the necessary posts to get out to members. Assuming that the mechanics could be sorted there is the reluctance that seems to be inflicted on our communications hobby of getting the information from the sources to the distribution point. Ask our News Editor how easy it is and you will understand my point. For what it is worth, do you think we could benefit by a simple system of notification that would allow the best planning for us all? I'm Geoff Emery, VK4ZPP, and that's what I think, how about you?

In this episode of The Re-Mind Podcast, Dr Ashleigh Moreland and David Masterton unpack the sneaky ways assumptions shape our reactions, relationships, and inner narratives. From an empty water jug in the fridge to old family programming, they explore how quickly we jump to conclusions—and how curiosity can completely change the story.In this episode:Why assumptions often reveal more about our programming than the present momentHow reactivity passes down through families if we don't interrupt itA powerful parenting reframe: curiosity over criticismStories of how a simple question turned frustration into gratitudeWhy assumptions are “wrong.com lenses” that distort realityHow to model healthier responses for kids and partnersAsh and Dave invite you to pause, ask better questions, and notice how your assumptions are shaping your relationships—and your peace of mind.Reflection prompts:Where in your life do you assume the worst?How could curiosity shift your perspective in those moments?What assumptions have you inherited that it's time to let go of?Like, subscribe, and share this episode with “the most assuming person in your life”

This is a free preview of a paid episode. To hear more, visit www.splitzoneduo.comIn this subscriber special (join us!), Alabama beat writer Matt Stahl of AL.com joins Alex to talk about exactly how bad things are right now in Tuscaloosa. Coming off a 14-point loss to FSU, we had a lot of questions, like:* How seriously is the Alabama beat taking the possibility of a coach firing?* What about Kalen DeBoer's management of the program has been so wrong?* Did Bama do anything to make this worse for itself from a PR perspective?* Was some of this slipping before Nick Saban rolled out of town?* Assuming things don't get REALLY bad and Bama doesn't want to pay $60 million, what intermediate changes could be made?* How is the NIL situation at the moment?* Just how low is DeBoer's approval rating after five losses in 10 games?Thanks to Matt for joining us. Find him on Bluesky.Producer: Anthony Vito

Has something in this episode resonated with you? Get in touch! We must be strategic about harnessing teachable moments to ensure they enhance rather than distract from our learning objectives. Even experienced educators can get swept up in exciting classroom discussions that inadvertently create inequitable learning environments.• The satisfaction of engaging students in rich, spontaneous discussions can sometimes lead us away from our lesson objectives• Developing a "prompt or park" decision framework helps manage student curiosity without sacrificing focus• An "I Wonder Board" provides space to acknowledge student questions while staying on track with lesson goals• Creating schema requires focused attention on the "one thing" students need to learn• When we allow discussions to drift, we create inequitable situations where some students walk away with necessary background knowledge while others don't• All learning should build toward summative tasks, so distractions that don't serve this purpose should be parked• Assuming students have background knowledge because "they learned it last year" is risky—hope is not a strategyBe intentional about teachable moments because in those wonderful engaging experiences, we might be distracting students from essential learning. Until next time, happy teaching!Lead the Shift That LastsThe only whole-school transformation pathway that builds trust, develops teacher thinking, and equips leaders to lead sustainable change from within while building a deep understanding of human cognition and evidence-based practice. We are now taking bookings for 2026 to support those who are Leading Learning Success. Click the link to book your discovery call. https://www.jocelynseamereducation.com/leadinglearning Quick LinksJocelyn Seamer Education HomepageThe Resource RoomYoutube channelFacebook Page#jocelynseamereducation #literacy #bestpractice #earlyprimaryyears #primaryschool #primaryschools #primaryschoolteacher #earlyyearseducation #earlyyearseducator #structuredliteracy #scienceofreading #classroom #learning #learningisfun #studentsuccess #studentsupport #teacherlife #theresourceroom #theevergreenteacher #upperprimary #upperprimaryteacher #thestructuredliteracypodcast #phoneme #grapheme #phonics #syntheticphonics

By David Stephen The theme for the 2025 International Day of the World's Indigenous People was Indigenous Peoples and AI: Defending Rights, Shaping Futures. On July 29, 2025, OpenAI introduced study mode. A new way to learn in ChatGPT that offers step by step guidance instead of quick answers. Google [August 6, 2025] announced the provision of $1 billion to support AI education and job training programs and research in the U.S. Why is it unlikely for an individual to know everything about an area of medicine in 2 weeks? Just the knowledge, without practical, as much as a resident, in that timeframe? Assuming there is a good tutor, all forms of learning methods and facilities, why does learning still take time? Digital Schools, can they help? If the purpose is to pass an exam, or for findings, curiosity, or tasks, what are the chances of knowing enough to recall - or comprehending more? Why is it easy to read the news, understand and sometimes remember the [gist of] reports after many months? Even in cases where stories are sometimes new, it is possible to digest and recall. This is different from learning [say] advanced geometry or physiology. What are the limitations of learning, for humans, that the promise of a new learning resource may not solve? Also, there is something to learning that might make it seem easy or difficult. Timeframe, objective, subject type, prior experience, situations and so forth, may determine the procession of learning. There is, however, something about all learning, it is the ability to possess that knowledge, and use it - socially, casually, professionally or otherwise. If the reason to acquire knowledge is already possible without the necessity to acquire it, learning may lose its spark. There is already a lot of buzz about AI Tutor: all patient, ever available, all explaining, all knowledge areas, sequential, never complaining, all supportive, same pace, descriptive at any level, switch ready per language, subject, even in personal needs or emotions, anything to be asked and so forth, AI - all possibility - Tutor. The solution of AI Tutor is the solution of AI Worker or AI Staff. AI can do a lot of the things it can instruct. In cases that it cannot, it can assist someone that may have no expertise, for a task that does not require total precision - excluding the need for a professional. Aside from the work replacement of the same AI, AI Tutors are unoriginal in terms of moving knowledge forward in how humans learn. What is Learning in the Brain? When an individual is learning [say] harmonic numbers, what is the process like, in the brain? This question means that in reality, there is the topic, and in the brain, there is what the topic is. What does it mean that the thing in reality gets to the brain and stays there? What does it mean to be familiar with it to solve problems in different directions and to answer questions around it, unaided? These questions are not about memory encoding, consolidation, retrieval, engrams, prediction and much else. Simply, what in the brain, is the [construction or architecture of the] topic and what is the process like? What would have been human-centered artificial intelligence solution for learning or tutoring could have been an accompanying display, to show that this sensory information [sight or auditory], is relaying this way in the brain, it is using a particular attribute of [responsible] components within the brain, and it is not sticking yet because the components are not finding a configuration [or assembly] and so forth. Because of the abstractions [in the topic], it is best to learn it in a certain way, then give sometime, add in another, do some activity and so forth, aiming at the attributes [of the components] at the time. This would be like learning and showing a parallel of what is occurring in the mind to the closest approximation [conceptually]. It may indicate that instead of getting discouraged, blaming oneself or feeling bad about not ...

#RingRust with my #ForbiddenDoor, #wweHeatwave, #ROHDBD & #wweClash chat... & I wish my favourite Monday Night MILF a #HappyBirthday, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:21 Pay-Per-Review: All Elite Wrestling x New Japan Pro Wreslting x World Wonder Stardom x CMLL's Forbidden Door 1 0:07:50 Musicular Interlude 1 0:18:01 Pay-Per-Review: All Elite Wrestling x New Japan Pro Wreslting x World Wonder Stardom x CMLL's Forbidden Door 2 0:19:06 Musicular Interlude 2 0:26:10 Pay-Per-Review: All Elite Wrestling x New Japan Pro Wreslting x World Wonder Stardom x CMLL's Forbidden Door 3 0:27:14 Musicular Interlude 3 0:35:52 Pay-Per-Review: All Elite Wrestling x New Japan Pro Wreslting x World Wonder Stardom x CMLL's Forbidden Door 4 / NXT's Heatwave 1 0:37:28 Musicular Interlude 4 0:46:09 Pay-Per-Review: NXT's Heatwave 2 0:47:08 Musicular Interlude 5 0:53:45 Assuming the Intermissionary Position 0:56:38 This Week's Macho Fact 1:04:55 Pre-Per-View: Ring of Honor Wrestling's Death Before Dishonor / WWE's Clash in Paris 1 1:06:17 Musicular Interlude 6 1:17:44 This Week's 3-Way Dance-Off: Happy Birthday, to My Favourite #WWEHOF Monday Night MILF! 1:30:29 Pre-Per-View: WWE's Clash in Paris 2 1:31:00 Musicular Interlude 7 1:39:00 Battle Royale With Cheese: Does Tripsopolis Need Your Blood? 1:41:20 Musicular Interlude 8 1:51:00 Podcast Extra 

Thank you for joining us for our 2nd Cabral HouseCall of the weekend! I'm looking forward to sharing with you some of our community's questions that have come in over the past few weeks…   Anonymous: Hi Dr. Cabral, My OATs test came back with normal markers for bacteria and fungus. I was on an extremely low carb diet when I took the test and was wondering if that could cause a false negative. I have taken herbal Antimicrobials and garlic in the past which sometimes eliminates the bloating and brain fog and does so within a few days but only at double doses and only working temporarily. I have a few mild chronic fungal infections, IBS, cognitive symptoms, and MCAS. Do you think the issue is more likely related to an overgrowth or intestinal permeability caused by MCAS? How should I begin treatment since I am sensitive to many supplements? My food sensitivity test unfortunately showed a false negative to all foods.                                                                                                                                                                Zonia: Hello Dr. Cabral, Thank you for all your insightful information! My husband has lipoma's all over his body ranging from dime size to 1/2 tennis ball. His mom has them too, but very few. He started getting them removed by the dozen and I understand they can regrow. How can we help prevent the regrowth? Also, we have twins (B/G)and are there any labs that can determine if either have the genes or how to minimize the chances they will have any? Thank you in advance!      Chris: Hi Dr Cabral, regarding magnesium intake and supplemental H2: The tablets we have include 80 mg of magnesium for 8ppm H2. If you were going to rely on H2 tablets for your exclusive molecular hydrogen source, how many tablets would you take per day to maximize H2 benefits while maintaining advisable magnesium levels and not too much? Assuming 2 scoops of DNS at breakfast (50mg magnesium) + 2 Full Spectrum Magnesium caps at dinner (250mg). I've been varying from 1-3 H2 tablets/daily throughout the week. I stopped taking a scoop of your very delicious & effective Calming Magnesium before bed (300mg) in order to prioritize the benefits of Molecular Hydrogen, however, would love to add this back in if its not too much Magnesium with everything else. Thank you always.           Anonymous: Hi! I have a couple questions. Might have to submit two for the length. First is about thyroid. My thyroid labs are showing normal TSH .56, low free T4 1.33, low total T3 114, high reverse T3 17.20 & TPO high at 25. Does this indicate Hashimoto hypothyroidism? Is this fixable or will I be on supplements or meds for ever? Is TPO specific to the thyroid or is this indicative of autoimmune issues in general? Im curious what even causes these issues to begin with Thank you so much!                                                                                                                                                                    Anonymous: Hi again, 2nd question. I have a hard time gaining muscle & showing tone. I'm a petite person, and have never really shown muscle tone even in high school despite being in sports.After my third baby I lost muscle. I can tell by my body composition changes.I weigh less but look and feel like it's no muscle & more fat. A PT once was shocked at my glute weakness comparing it to the elder. If I ever take a break in exercising, for about two weeks or more I feel much weaker than before I even started, seems like my strength is decreasing rapidly if I get sedentary for even 2 weeks. Could this have an underlying cause or is this just how some of us are? Should I accept the fact that maybe I won't ever build or show much muscle tone? For reference, 33 y/o female, possible hashimotos and lipedema.       Thank you for tuning into this weekend's Cabral HouseCalls and be sure to check back tomorrow for our Mindset & Motivation Monday show to get your week started off right! - - - Show Notes and Resources: StephenCabral.com/3488 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!  

Bible Prophecy Under the Microscope-Episode 54 Gary continues going through Daniel 9 and the 70 weeks prophecy. He connects the events of Daniel 9:24-27 to the rest of the Bible and proves that a gap is not necessary, but a reassessment of the timing of certain events might be. Assuming these events are still in our future has created all sorts of strange interpretations in history.

#RingRust with my #tnaEmergence #Triplemania #FightNight #wweHeatwave & #ROHDBD chat... & I *conclude* celebrating the most prolific band of wrestling fans, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:05:00 Pay-Per-Review: Total Nonstop Action Wrestling's Emergence 1 0:08:07 Musicular Interlude 1 0:17:01 Pay-Per-Review: Total Nonstop Action Wrestling's Emergence 2 / AAA's Triplemania XXXIII 1 0:20:15 Musicular Interlude 2 0:27:59 Pay-Per-Review: AAA's Triplemania XXXIII 2 / Ohio Valley Wrestling's Fight Night 1 0:31:08 Musicular Interlude 3 0:40:53 Pay-Per-Review: Ohio Valley Wrestling's Fight Night 2 / Pre-Per-View: NXT's Heatwave 1 0:43:09 Musicular Interlude 4 0:51:10 Assuming the Intermissionary Position 0:56:07 This Week's Macho Fact 1:04:26 Pre-Per-View: All Elite Wrestling x New Japan Pro Wreslting x World Wonder Stardom x CMLL's Forbidden Door 1 1:06:05 Musicular Interlude 5 1:16:52 This Week's 3-Way Dance-Off: Even *More* of Wrestling's Most Prolific Rock Band! 1:30:43 Pre-Per-View: All Elite Wrestling x New Japan Pro Wreslting x World Wonder Stardom x CMLL's Forbidden Door 2 / Ring of Honor Wrestling's Death Before Dishonor 1:32:03 Musicular Interlude 6 1:38:56 Battle Royale With Cheese: Don't Kross a Killer 1:40:43 Musicular Interlude 7 1:47:50 Podcast Extra 

Bottom Fishing for bargains. Consolidation, Digestion - awaiting the next catalyst. Saudi SWF takes a hit. The Jackson Hole confab is around the corner. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Labubus - Beanie Babies ? - US Debt - wretched - Good fishing this weekend - Chip Trackers Markets - Bottom Fishing - Consolidation, Digestion - waiting for the next catalyst -  Saudi SWF takes a hit - Validations - to the MOON - Casual Dining take a hit Weekend Fishing - Marlin, Roosterfish and Yellowfin Tuna - 2 bucket list items The CONFAB - August 21 to August 23 - Theme: Labor Markets in Transition: Demographics, Productivity, and Macroeconomic Policy - Powell to speak Friday at 10am - Historically: ---- 1989: Alan Greenspan became the first Fed Chair to formally participate in the program, establishing a tradition of Fed leadership using the event to signal policy direction (Volker stopped by in 1982) --- 2010: Ben Bernanke used the symposium to signal QE2 --- 2014: Mario Draghi, ECB President, hinted at aggressive stimulus to combat Europe's sluggish growth, influencing currency markets --- 2020: Jerome Powell announced the Fed's new “average inflation targeting” framework, allowing inflation to run above 2% temporarily to support employment growth More Jackson Hole - Many are saying this is the be the defining moment in Powell's Career - Certainly the last one attending that he will be chair - Odds are that he will look to continue the Fed independence and data dependency talk US Debt - The federal government's gross national debt topped $37 trillion for the first time in history last week, and the U.S. has room to add trillions of dollars more to the debt following the enactment of the One Big Beautiful Bill Act (OBBBA). - OBBBA included a $5 trillion debt limit increase to avert a potential stand-off over the borrowing limit ($41 trillion limit) - US Debt to GDP = 100% - Every American owes $111,045 (Assuming spread evenly) - 25 years ago it was $19,000 er person LabooooBooo - Labubus, the quirky monster plush dolls made by Pop Mart, have exploded into a global phenomenon, doubling as collectibles and fashion accessories for adults. - In the first half of 2025, Labubu-related products generated a staggering $418 million in global sales for Pop Mart, with nearly 40% of revenue last year coming from outside mainland China. The company says sales in the first six months of this year are on track to more than triple, fueled by what's become a full-blown international craze. - The thrill of the hunt. Labubus are only available through online purchases and in-store pickups, if you can find one in stock. Adding to the scarcity factor is the blind-box packaging – you never know which character you'll get. - Some collectors chase elusive "secret" editions, with odds as low as 1 in 72. Investing - A better Way? - Powerball jackpot grows to estimated $643 million after no one won Monday night's drawing - Next drawing - Wednesday night - The jackpot is a new high for 2025 - he highest Powerball jackpot ever was $2.04 billion, won on November 7, 2022 by a single ticket sold in California. - The winner, Edwin Castro, opted for the lump sum payout of $997.6 million Energy Needed - Google and Kairos Power will deploy an advanced nuclear reactor to help power the tech company's data centers on the Tennessee Valley Authority grid. - The Hermes 2 reactor developed by Kairos will dispatch 50 megawatts of electricity, enough to power about 36,000 homes. - TVA will purchase the electricity from the reactor, making it the first utility in the U.S.

Ian Altman discusses common mistakes in long-term sales engagements, emphasizing that sellers often focus on price concessions rather than mutual benefits. He highlights that longer engagements can attract more stable, permanent talent, benefiting both parties. Altman suggests presenting long-term deals as mutually beneficial, incorporating flexibility with rolling termination clauses. He shares a client success story where 90% of short-term clients eventually extended engagements. Altman advises sellers to align with clients' interests, reduce administrative burdens, and lock in pricing to ensure better outcomes and less hassle.Biggest MistakesOffering price discounts for longer-term deals.Assuming that only the seller benefits from long-term agreements.Not recognizing that long-term agreements can be mutually beneficial.Proposing something that isn't in the client's best interest.Best PracticesConsider how the long-term engagement benefits the client.Incorporate flexibility into long-term agreements, such as rolling termination clauses.Lock in rates for longer periods to provide stability and avoid frequent renegotiations.Discuss how to measure success together with the client.Share data on how longer-term engagements have benefited other clients.Focus on why longer-term agreements are beneficial to the customer, not just the seller.Build in comfort for the customer to address their concerns about longer-term commitments.

Taylor Swift, if you're reading this (and you probably are), watch out - Jane is coming for your man! Jane and Jamal also discuss A-Level results, airport security, and p*cky b*ts. Plus, Scottish crime writer Val McDermid discusses her upcoming Karen Pirie novel Silent Bones and shares her thoughts on the addition of that bum bag... You can listen to the playlist here: https://open.spotify.com/playlist/3qIjhtS9sprg864IXC96he?si=uOzz4UYZRc2nFOP8FV_1jg&pi=BGoacntaS_uki If you want to contact the show to ask a question and get involved in the conversation then please email us: janeandfi@times.radio Follow us on Instagram! @janeandfiPodcast Producer: Eve SalusburyExecutive Producer: Rosie Cutler Hosted on Acast. See acast.com/privacy for more information.

#RingRust with my #BloodAndThunder #FightNight & #NWA77 chat... & I *continue* celebrating the most prolific band of wrestling fans, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:36 Pay-Per-Review: Major League Wrestling's Blood & Thunder 1 0:06:22 Musicular Interlude 1 0:15:10 Pay-Per-Review: Major League Wrestling's Blood & Thunder 2 0:16:11 Musicular Interlude 2 0:23:57 Pay-Per-Review: Major League Wrestling's Blood & Thunder 3 / Pre-Per-View: Ohio Valley Wrestling's Fight Night 1 0:25:25 Musicular Interlude 3 0:34:20 Pre-Per-View: Ohio Valley Wrestling's Fight Night  0:35:17 Musicular Interlude 4 0:41:10 Pre-Per-View: National Wrestling Alliance's 77th Anniversary 2 0:42:07 Musicular Interlude 5 0:52:42 Assuming the Intermissionary Position 0:57:39 This Week's Macho Fact 1:05:53 Pre-Per-View: National Wrestling Alliance's 77th Anniversary 3 1:06:17 Musicular Interlude 6 1:14:57 This Week's 3-Way Dance-Off: Even *More* of Wrestling's Most Prolific Rock Band! 1:27:06 Pre-Per-View: National Wrestling Alliance's 77th Anniversary 4 1:27:40 Musicular Interlude 7 1:36:13 Pre-Per-View: National Wrestling Alliance's 77th Anniversary 5 1:36:33 Musicular Interlude 8 1:45:21 Battle Royale With Cheese: Yet *Another* Streaming Service For Wrestling!? 1:47:31 Musicular Interlude 9

For many years, legal scholars have declared that the nondelegation doctrine is dead. Professor Cass Sunstein once quipped that the nondelegation doctrine had only “one good year” and more than 200 “bad ones.” But that has changed recently. In 2024, the en banc Fifth Circuit held that the Federal Communications Commision’s (FCC) Universal Service Fund is unconstitutional on nondelegation grounds. It was one of the only times since 1935 that a court has done so, and it appears that 2024 (and beyond) may turn out to be good years for the nondelegation doctrine. Contrary to the FCC’s argument, the en banc Fifth Circuit concluded that the Universal Service Fund operates as a tax, which only Congress has the power and authority to require. Regardless of the public policy that it seeks to advance, Congress cannot delegate this power to the FCC or to any other executive branch agency. The nondelegation doctrine has not been entirely dead for the last hundred years; courts often construe statutes so as not to invalidate them under the nondelegation doctrine. The en banc Fifth Circuit rejected that approach. Does the canon in the common law of agency, mentioned by the Fifth Circuit, known as delegata potestas non potest delegari (Latin for “delegated power may not be delegated”), have any impact on the original meaning of the nondelegation doctrine? Assuming the nondelegation doctrine is valid, what are the standards that courts should look to when determining whether a statute is sufficiently intelligible? Do words like “in the public interest” or instructions for the agency to “provide reasonable regulations” provide sufficient guidance to agencies? What kind of principles can be applied that are also judicially enforceable? If the Supreme Court affirms the Fifth Circuit, what will be the impact on other statutes? To discuss these important questions and others, Jeff Beelaert, a partner at Stein Mitchell, and Trent McCotter, a partner at Boyden Gray, will join us. Featuring: Jeffrey Beelaert, Partner, Stein Mitchell Trent McCotter, Partner, Boyden Gray PLLC Moderator: Devin Watkins, Attorney, Competitive Enterprise Institute

This episode delves into a powerful model for encouraging behaviour change, applicable to both managing others and self-improvement, by focusing on three critical factors: Trigger, Incentive, and Ability. It challenges common, ineffective management approaches and provides insights into fostering new habits and desired actions by making the 'right' thing the 'easy' thing.Uncover why naive management approaches, such as mandating rules or blaming individuals, are ineffective at solving underlying behavioural problems or creating new, lasting habits.Learn about the Trigger, Incentive, and Ability model, a set of principles that can be applied to encourage specific actions in others or to facilitate self-betterment and incorporate new behaviours into your own life.Understand that Incentives are the critical factor in deciding what actions to pursue, driven by the question, "what's in it for me?". It's crucial for incentives to be clear and understood; an unclear incentive is effectively no incentive at all. Beneficial incentives tend to be more effective from a scientific standpoint.Discover the importance of a clear Trigger, which is the cross point or moment at which a decision to act is made. Assuming triggers will be self-generated is often a flawed management practice, especially when encouraging new behaviours.Explore how Ability goes beyond just skill, encompassing clarity on how to do something and the reduction of friction and variability in the desired behaviour. The goal is to reduce cognitive overload and make the desired action the easiest option, thereby facilitating habit formation.Realise the interconnection between Ability and Incentive, as a lack of clarity in how to perform a task (Ability) can make the incentive unclear because the reward for completion becomes uncertain.Learn that the investment in encouraging behaviour change should focus on creating a better trigger, a better (and clearer) incentive, and higher ability (lower friction, higher skill) to ensure people engage in the desired behaviour.

WATCH the video on Substack by clicking the play button above or on YouTube (here).STREAM audio only on Apple Podcasts (here), Spotify (here), or your favorite podcast player app.Last week we did a check-in on how the answers to the tactical questions for 2025 we posed back in January were faring (here). This week we go through our Big Themes for 2025 which we had also highlighted back in January (here). We look at what's in and what's out through the lens of macro frameworks, public policy implications, and finally corporate strategy and energy sub-sector outlooks. We will publish our final summer Super-Spiked next week before taking a 2-week hiatus until after Labor Day. BIG THEMES FOR 2025* Energy scenario normalization * Power surge: This generation's super-cycle * Energy sources and technologies MACRO FRAMEWORK IMPLICATIONS * Net Zero and “The Energy Transition” are out. Energy policies that will drive GDP growth and meeting energy's natural hierarchy of needs are in. * Solving for everyone on Earth someday becoming energy rich is in. Assuming people will choose to stay poor is out. * OPEC Research is in. Energy macro agencies and oil companies that were driven by “net zero” narratives are out (for now). What to watch: * BP Energy Outlook (Sep), IEA WEO (Oct) * Africa's significant TAM (total address market): Up to 60 million b/d of desired oil demand versus 5 million b/d todayPOLICY IMPLICATIONS * Energy policy that drives long-term affordability, reliability, and security are in. Policies that start with counting CO2 are out. * IRA is out. Meeting AI demand is in. * Some of the above is in. All of the above was never in. * Regions that are long energy resource should all be in, but some are still out (California) or not sufficiently in (Canada). What to watch: * US natural gas midstream infrastructure * Canada oil and natural gas export infrastructure * Reliability, affordability reforms in California, Western Europe CORPORATE IMPLACATIONS * Companies exposed to power value chain are in. Natural gas is in. Oil value chain is still out. * Solar + batteries are still in. Wind is out. * Nuclear is in. “Green” hydrogen is out. Geothermal hoping to be in. * IPPs are in. SMID oils (E&P, OFS) are out, though SMID OFS diversifying into power are in. * Companies driving new technology development in regions that are short energy resource are in… * …Companies that exist to exploit rich-world government subsidies in the name of CO2 accounting are out.

#RingRust with my #Summerslam, #tnaEmergence & #Triplemania chat... & I *continue* celebrating the most prolific band of wrestling fans, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  RECORDED LIVE @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:05:42 Pay-Per-Review: WWE's Summerslam 1 0:07:51 Musicular Interlude 1 0:16:26 Pay-Per-Review: WWE's Summerslam 2 0:17:54 Musicular Interlude 2 0:29:43 Pay-Per-Review: WWE's Summerslam 3 0:31:43 Musicular Interlude 3 0:39:59 Pay-Per-Review: WWE's Summerslam 4 0:41:27 Musicular Interlude 4 0:48:55 Pay-Per-Review: WWE's Summerslam 5 0:50:48 Musicular Interlude 5 0:57:01 Assuming the Intermissionary Position 0:59:10 This Week's Macho Fact 1:09:06 Pay-Per-Review: WWE's Summerslam 6 1:10:44 Musicular Interlude 6 1:20:50 This Week's 3-Way Dance-Off: More of Wrestling's Most Prolific Rock Band! 1:33:17 Pay-Per-Review: WWE's Summerslam 7 1:34:30 Musicular Interlude 7 1:45:29 Pre-Per-View: Total Nonstop Action Wrestling's Emergence 1 1:46:36 Musicular Interlude 8 1:55:35 Pre-Per-View: Total Nonstop Action Wrestling's Emergence 2 / AAA's Triplemania 1:57:04 Musicular Interlude 9 1:54:20 Podcast Extra 

Send us a textWe break down nine essential traits of successful project managers and provide practical tips for developing these skills to advance your career in the ICT industry.• Leadership qualities including leading by example and making decisions under pressure• Organizational skills for tracking projects and maintaining documentation• Assuming authority appropriately in meetings and client interactions• Focusing on key issues and prioritizing effectively amid distractions• Client relations strategies including setting expectations and communicating without jargon• Communication techniques for clear, brief, and direct messaging• Flexibility to adapt to changing schedules and project requirements• Personal accountability by owning mistakes and keeping promises• Interpersonal skills to build loyalty and encourage collaborationShare this episode with someone who wants to become a project manager or with a current project manager looking to improve their skills. Let's continue the conversation about project management by sharing resources and experiences with each other.Support the showKnowledge is power! Make sure to stop by the webpage to buy me a cup of coffee or support the show at https://linktr.ee/letstalkcabling . Also if you would like to be a guest on the show or have a topic for discussion send me an email at chuck@letstalkcabling.com Chuck Bowser RCDD TECH#CBRCDD #RCDD

In today's episode, we're diving deep into the intricate world of federal procurement, uncovering vital insights that could reshape your business strategy. Our guest, a seasoned entrepreneur, takes us on a journey through the maze of federal acquisition regulations and the diverse landscape of small business opportunities. Our discussion revolves around the power play between GSA (General Services Administration) schedules, Best in Class contracts, and small business set-asides. Our guest dissects the nuances of FAR (Federal Acquisition Regulation) Part 8, Part 16.5, and Part 19, shedding light on the discretionary nature of small business set-asides. We explore the dynamics within various government agencies, particularly spotlighting the labyrinthine structure of the National Institutes of Health (NIH) and Health and Human Services (HHS). This episode is a goldmine for entrepreneurs aiming to crack the federal procurement code, as we unravel the complexities, share practical strategies, and empower you to make informed decisions. Catch you next time on The Daily Windup for more entrepreneurial insights!

Jensen Huang on why AI will be indispensable, how he uses AI, synthetic data and AI generated knowledge in 10 years to be 99% on all AIs, and his own American Dream. This Part 3 is the third and last 10-minute segment of a 3-part recording of Jensen Huang's entire 30-minute talk in Stanford on July 26, 2025.  Part 3 Summary:  to read Pt. 3 as a 5-min blog To watch Pt. 3 as a 16-minute video Part 3 Summary:  Jensen Huang advised young people to learn how to reason and break things down to first principles. To know what the first principles are: “Go to school!” In answering the concerns about human collective intelligence of managing the collective intelligence of AGI, Jensen Huang stated that “... human generated knowledge and human generated data would today be 99%, in about 10 years it will probably be 1%. The vast majority of human knowledge will be generated by AI. It will be AI generated data that the other AIs learn from,...it's going to be synthetic generated intelligence. …that's just intelligence, it is not a big deal, It's just data…that the amount of AI generated knowledge is to be incredibly high.” (Comments from Joanne Z. Tan:)  I respectfully disagree with Jensen Huang regarding synthetic data:  I wrote an article (link below) seven months ago, analogizing the danger of synthetic data to Norman Rockwell's famous painting, “The Gossips”. What may start as a story about a “cat”, may end up being about an “elephant” after being passed through 15 people. It is therefore important to label data either as originating from a source or as synthetic, before being used to train AI and becoming untraceable, to avoid misinformation that can cause catastrophes like a financial market meltdown. Here is my article: https://10plusbrand.com/2025/01/13/synthetic-data-ai-toxic-assets-financial-crises-2008-1987-joanne-z-tan/ This point is echoed by a prominent expert in the AI fintech industry, who was also a chief data officer at both state and federal government levels, in the “Interviews of Notables and Influencers”. The subheadings about synthetic data speak for themselves: https://10plusbrand.com/2025/04/07/ai-future-synthetic-data-ai-mistakes-ai-governance-crypto-regulations-knowledge-economy-tammy-roust-interview-joanne-z-tan/ (At 46'21”): “Untagged synthetic data pose systemic risks; model collapse; The real danders from AI hallucination”  (At 49'56”): “Need for auto tagging of synthetic data when it is being generated and used; the danger of group think” and “We need to have a human consensus mechanism & AI governance committee to correct AI's mistakes”. Jensen Huang said this about AI: “You want the smartest friends? You want the most productive friends?...go engage AI as fast as possible, because they're super, super smart and they're going to help you solve problems.”  “It's also the case that we want second opinions, and third opinions. I use multiple AIs at the same time solving the same problems. And I take the answers from one and I give it to the other one. I'll make the second one judge the first one: What do you think about this answer?...And I ask each one of them to produce, you know, based on everything that you've now learned, why don't you reflect on what I told you and what I gave you, and then give me a better answer. And so you notice I'm interacting with AI the way I interact with people, I want them on my side, I want them to work with me.” (Comments from Joanne Z. Tan:) The above sounds like circular reasoning to me. If nothing is done to label synthetic data used by all AI models, what makes their second and third opinions any more reliable? Without holding AI accountable by resorting to “first principle thinking” that Jensen Huang has applied over and over, what makes AI smarter or credible? Assuming that Jensen Huang's preference for human control over AI tools is not hijacked by AI yet, AI is threatening human intelligence with this “double whammy”: By automating tasks, AI will take away the OPPORTUNITY for humans to learn the basic skills that train their minds to advance to higher level positions; By relinquishing analytical and critical thinking to AI, human mental acuity will be degraded. Without doing the thinking ourselves to practice and strengthen the skills, humanity will lose reasoning CAPABILITY by relying on AI.  Finally, Jensen reflected on the American melting pot, amazing opportunities, and the rule of law for both immigrants and Americans. He said it is a combination that is “SO delicate, … it depends on so many things working together, …. It is not a guarantee, … I really hate to see us squander that… I hope that we continue to protect that.”   Regarding the competition between China and the US, he said “competition is great, but conflict is less good.” He cautioned that what is going on between governments and countries ought not to be conflated with how individual American Chinese who are pursuing the American Dream are treated. ©Joanne Z. Tan  all rights reserved. Please don't forget to like it, comment, or better, SHARE IT WITH OTHERS!  - To stay in the loop, subscribe to our Newsletter (About 10 Plus Brand: In addition to the “whole 10 yards” of brand building, digital marketing, and content creation for business and personal brands. To contact us: 1-888-288-4533.) - Visit our Websites: https://10plusbrand.com/ https://10plusprofile.com/ Phone: 888-288-4533 - Find us online by clicking or follow these hashtags: #10PlusBrand #10PlusPodcast #JoanneZTan #10PlusInterviews  #BrandDNA #BeYourOwnBrand #StandForSomething #SuperBowlTVCommercials #PoemsbyJoanneTan #GenuineVideo #AIXD #AI Experience Design #theSecondRenaissance #2ndRenaissance

Carnell Tate, a wide receiver at Ohio State, talks about his offseason and taking charge of the wide receivers. Friday, August 1, 2025 Subscribe to the Podcast

#RingRust with my #Summerslam & #BloodAndThunder chat... & I *begin* to play all the wrestling music that 1 band in particular has produced, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  RECORDED LIVE @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:04:21 Pre-Per-View: WWE's Summerslam 1 0:05:41 Musicular Interlude 1 0:15:02 Pre-Per-View: WWE's Summerslam 2 0:15:51 Musicular Interlude 2 0:26:46 Pre-Per-View: WWE's Summerslam 3 0:28:42 Musicular Interlude 3 0:38:21 Pre-Per-View: WWE's Summerslam 4 0:38:50 Musicular Interlude 4 0:45:26 Pre-Per-View: Major League Wrestling's Blood & Thunder 1 0:46:12 Musicular Interlude 5 0:54:29 Assuming the Intermissionary Position 0:58:48 This Week's Macho Fact 1:08:28 Pre-Per-View: Major League Wrestling's Blood & Thunder 2 1:09:31 Musicular Interlude 6 1:22:13 This Week's 3-Way Dance-Off: Wrestling's Most Prolific Rock Band! 1:34:07 Battle Royale With Cheese: Vampire Hunter DDT! 1:35:25 Musicular Interlude 7 1:43:21 Battle Royale With Cheese: Late Night with... Abraham Washington!? 1:44:59 Musicular Interlude 8 1:54:07 Battle Royale With Cheese: Metallica's Darkest Secret! 1:55:16 Musicular Interlude 9

As it turns out, there were in fact quite a few more people, human or vampire, that were inside of the house than what the Film Crew had surmised, but hey, it's not like our gang isn't pretty good at making sure people aren't around for very long.  Assuming they're not all bloodily murdered in short order, one would assume that eventually, they're gonna find Kenny and do some horrible things to him, right?Episode 3/3Content Warnings: Adult Language, Adult Situations, Extreme Violence, Gore (biting, corpse abuse, head trauma, immolation, impalements) ProfanityHandy Hank Hammerstein is RoyPatsy Batsy is AmesMad Maddie is HarmRayne is ObieThis recording of iHunt Dollars $ Draculas is a Real Play Games Podcast production.  The #iHunt setting, the characters, the logos, the brands, and the names are all licensed under a Creative Commons Attribution-Noncommercial-Share Alike 4.0 license: https://creativecommons.org/licenses/by-nc-sa/4.0/. #iHunt: Dollars $ Draculas is published by Machine Age Dreams, and you can find copies of it and all of their other works on machineage.itch.io or on www.drivethrurpg.com, and if you use the latter, feel free to use our affiliate link to kick a little money back to us for your purchase while not costing the authors a damn thin dime!  If we all work together, we really can defeat capitalism by subverting its methods!DriveThruRPG.com affiliate link - https://www.drivethrurpg.com/index.php?affiliate_id=177655 Our theme song, “Dark Metal with Piano” by Sixide Beats is used under a commercial license which includes synch licensing.If you want to reach out to the Real Play Games Podcast, feel free to email us at realplaygamespodcast@gmail.com or reach us on Tumblr under RealPlayGamesPodcast or on Bluesky @realplaygamespod.bsky.social.  If you'd like to help support the show, as well as get early access to episodes, exclusive episodes, and behind-the-scenes looks at how we make our adventures, head on over to www.patreon.com/realplaygamespod and become a Patron today!Support the show

Thursday, 31 July 2025   Then He said to the man, “Stretch out your hand.” And he stretched it out, and it was restored as whole as the other. Matthew 12:13   “Then He says to the man, ‘You outstretch your hand.' And he outstretched it, and it reconstituted, healthy as the other” (CG).   In the previous verse, Jesus said to the Pharisees, “Therefore, how much man – he excels a sheep! So too, it permits – the Sabbaths – to do good.” Having said this, He now turns His attention to the man with the withered hand. Matthew notes, “Then He says to the man, ‘You outstretch your hand.'”   The account says nothing of healing prior to the command. One might think He would say, “Give Me your hand and let Me help you,” or something similar. Instead, right in front of the Pharisees who had questioned Him about the appropriateness of healing on the Sabbath, He spoke the word of authority.   In His speaking, He expected that the man would comply. From there, the man could have said, “I can't, the hand hasn't worked for twenty-five years.” Instead, however, Matthew next records, “And he outstretched it.”   At this point, one might expect him to have extended his arm with the hand withered and useless, saying, “Well, if You want me to, here You go. If You can do something, please do it.” Instead, Matthew immediately records, “and it reconstituted.”   It is a new word, apokathistémi. It is derived from apo, from, and kathistémi, to place down, such as putting someone in charge of something. As such, it would be a restoration back to the original standing of something. There is a separation from the previous, negative state to what lies ahead, meaning the restoration.   In this case, the man's hand was once lively and active. For whatever reason, it became atrophied, desiccated, and useless. But with the mere spoken word from Jesus, the vitality it once had was restored, and the hand was reconstituted, just as “healthy as the other.”   Hooray for Jesus! The man must have been astonished at the feeling of life, power, and ability in a hand that was thought to be forever useless. With nothing more than a spoken command, he could go back to a life of tending to chores, holding his wife's hand, and raising his arms in thanks to the God of Israel for His tender care of His people.   Life application: Imagine having an arm that is like a dried-up piece of wood or legs that hang down, dead and unusable. There would never be a day when you would say, “I can't wait to do such,” and so because you would know that it wasn't within the realm of possibility to do it.   You would simply accept your limitations and remember what it was like when you could do the things you can no longer do. Eventually, you will die, and that will be the end of it.   Now consider that because of Jesus, whatever is afflicting you will someday no longer exist. Think of what it says in Revelation 21:4 –   “And God will wipe away every tear from their eyes; there shall be no more death, nor sorrow, nor crying. There shall be no more pain, for the former things have passed away.”   The man's withered hand was suddenly completely whole. Assuming this lasted until his death, he would remember the event with a sense of joyful amazement all his days. Someday, we will enter into a new phase of existence that we cannot even imagine now.   This is the marvel of what God in Christ has done. What was lost at the beginning was tragic, but what has been gained on the way to glory actually makes all of the tragedy of this life worth it. This is because we will have something that we otherwise never would have known or been able to grasp.   We now have Jesus. Someday, we will have the results of what Jesus did for us in their fullness. We will remember this life, consider the change, and be able to forever appreciate the difference. This man's restored hand is only a small taste of what lies ahead. And all God asks us to do to receive it is to believe the good news of Jesus Christ.   Let us thank God. Through faithful obedience to the word, a lifeless hand was restored. Through faithful obedience to the gospel, the dead shall rise, and together with them, those who are His at the Lord's coming will be reunited with their Creator forever. Faith. Have faith in God's word.   “But what does it say? ‘The word is near you, in your mouth and in your heart' (that is, the word of faith which we preach): 9 that if you confess with your mouth the Lord Jesus and believe in your heart that God has raised Him from the dead, you will be saved. 10 For with the heart one believes unto righteousness, and with the mouth confession is made unto salvation. 11 For the Scripture says, ‘Whoever believes on Him will not be put to shame.' 12 For there is no distinction between Jew and Greek, for the same Lord over all is rich to all who call upon Him. 13 For ‘whoever calls on the name of the Lord shall be saved.'” Romans 10:8-13   Lord God, we have heard the word and we believe it. Thank You for the good news that has been presented to us. We are saved by the precious blood of Christ, not by anything we have done. What a wonderful thing to consider. Praise to You, O God, forever and ever. Amen.  

It's another full show of questions, ranging from assumed growth rates for investments, to Save As You Earn schemes to retirement cash buffers, and much more besides!   Shownotes: https://meaningfulmoney.tv/QA20    01:21  Question 1 Hi to you both. Absolutely love the podcast and Pete's book. The information in both has made a huge difference to my understanding of what to do with my finances. My question is about expected returns when investing in equities. If often hear people use 5% growth as a estimate to use when predicting possible future values of an investment. But from what I can see (and I could be wrong!) The global stock market has averaged around 8-9% over the last 20 years. This obviously makes a huge difference to the total expected value when compared to 5%. I currently have a DB scheme pension through the fire service, so I do my 'extra' investing through a S+S ISA global index fund with 100% equities which has averaged 8.5% over the last 8 years. I am happy with a higher risk level as I have the DB pension from the Fire Service. Am I missing something with my numbers? Thanks again for all the great information. I have recommended you to many of my friends. Kind Regards James W 08:22  Question 2 Hi Pete and Roger, Thank you so much for your contribution to making the world a better place. Your passion for sharing and educating everyone is inspiring. I have a question about our Save As You Earn Scheme maturing this year. I'm lucky enough that (at the current price) I'll get a total return of > £20k at maturity in November. Not counting my chickens, but I'd like to plan the most tax efficient way of receiving these funds. The SAYE provider offers a flexible ISA to receive the shares. Could I transfer enough shares for £20k into the ISA, sell and withdraw enough cash to make space to then transfer the rest of the shares to avoid any CGT? Alternatively, could I exercise the option in March and partially transfer into an ISA across the tax year end? Are there any other mechanisms I could use to minimise tax? Thank you again for all of your hard work. Priten 15:01  Question 3 Hi Team Long time listener and YouTube viewer, heck I even watched a video when Pete wore a tie! Your podcasts have made me change my pension default funds, increase my salary sacrifice (really affects take home pay a lot less than people think!) and generally have confidence in my future. Thank you! Question: When I do finally decide to retire I'm planning a 1-2 year cash buffer for any market disasters that may happen.  But when would you say to use this?  The markets always move up and down a bit but should I use the cash buffer if they drop 3%, 5%, 10%?  And then if I've taken 1 years worth of income from the buffer how do I rebuild the buffer?  For example I'm targeting a pension drawdown of around £45K per year to keep below 40% tax.  But if I've just used up the buffer then I'll be taxed 40% on taking out extra to rebuild it, so why bother as any downturn is very likely to be smaller than 40%!  Wouldn't it just make sense to take out less in a downturn than get taxed 40% to rebuild a buffer? Thanks for all the podcasts! Simon Doig Halifax (but was in Cornwall!) 213:33  Question 4 Hi guys Podcast question for you please: "I've been a listener for ages, and so I have started to do the good things you suggest. I had a workplace pension (local gov DB) but now I have AVC's, a SIPP, and an S&S ISA, as well as a savings account and life insurance/ critical illness cover. Thank you. I am making contributions monthly to my pension and ISA but the gist of my question is, is it worth it if I'm only saving small amounts? This is the most I feel I can save without compromising my lifestyle, but it feels small. I'm 31 and so I'm prioritizing available cash in savings accounts for things like, new cars, boiler breakdowns and hopefully having a baby. I'm saving £80 a month into my ISA & £60 a month into my pension. Occasionally I did in extra bits when I feel I can afford it. Is this worth it, is it enough? Is it not worth bothering if I'm not saving in bigger chunks? Thanks so much - from Bianca 25:33  Question 5 Hi Pete & Roger, I have been listening to your podcast for some time and love your chat and sensible and pragmatic “advice” especially when walking my dog. I feel I'm quite knowledgeable but always pick up pearls of wisdom from you both. My wife and I have over £300k in GIAs having maximised our ISAs since around 2009. This is all in Scottish Mortgage (I'm sure you appreciate any withdrawals are 80% gains as we bought around £2). We sold all our Scottish Mortgage in ISAs near the £15 peak which was lucky and allows us to sleep at night as we are more diversified- mainly vanguard index funds.  You have mentioned taking the CGT hit each year and moving money to ISAs however I'm not convinced that would make sense for us. Assuming we sold around £24k each of our Scottish Mortgage GIA each year that would give us around £20k each to move into our ISAs however we would pay around £4k each in tax (24% CGT rate). My thinking is that it will take a long time to make that up via better tax treatment in an ISA. So far my plan is to hang on until we are retired and can pay a lower rate of CGT on any gains plus there is a chance a future Government (not one I would vote for myself) may increase the £3k tax free allowance. Also if we left it all in the GIA as inheritance to our daughter (as we may not need it ourselves) would she potentially pay IHT on it and no CGT would ever be paid? We are 54 and hope to retire by 56. Many thanks. Paul 32:05  Question 6 Hello Pete & Roger Fabulous podcast and I binged Pete's new book in one sitting-the best investment I'm ever going to make! I love the concept of the cashflow ladder. I'm in my early 50's and in the University hybrid pension scheme with a great DB component and a decent projected DC pot. I can select appropriate funds for each timeline tranche within my providers system. When I come to access the DC component (limited to up to 4x UFPLS per year only-no FAD), the provider doesn't allow the draw from each pot independently so it's impossible take money only from the fund I'm targeting at that point. The fees in the current scheme are subsidised to 0% by the scheme. What kind of broad principles should someone weigh up when thinking about the flexibility advantage vs the cost of transfer to get that flexibility? Thanks, Duncan

When Swedish twins Ursula and Sabina Eriksson suddenly began throwing themselves into speeding traffic on a UK motorway—captured on camera by a reality TV crew—it was only the beginning of a shared psychotic break that would lead to superhuman strength, psychiatric hospitalization, and ultimately murder.==========HOUR ONE: In 1761, a young Frenchman died violently. This tragedy would lead to what is still one of that country's most famous cases of judicial injustice. Assuming, of course, that it truly was an injustice at all. (The Mysterious Death of Marc Antoine Calas) *** Most know them as “The Hidden Folk.” The elusive and magical residents of Iceland, who live inside rocks and sometimes play games with unsuspecting passers-by. Are they real? That's a complicated question, if you ask Icelanders. (The Elves of Iceland) *** As two boys were walking back to the house on their farm, a small stone rolled past them. Then a second one. They immediately thought some other boys were hiding in the scrub and throwing stones for a joke.  They couldn't have been more wrong. (Stone Throwing Spirits) *** Belle Gunness lured numerous suitors to her Indiana farm. Not to entertain them or to be courted by them. She simply wanted to kill them in cold blood and dump their bodies in her hog pen. (Belle Gunness – The Black Widow of the Midwest) *** "They're going to steal your organs!" screamed Sabina Eriksson, before running toward oncoming traffic on the M6 highway, having already been hit head-on by a Volkswagen. Her twin sister, Ursula, legs crushed by the truck that had just run her over, was spitting and screaming at paramedics on the side of the road. Now, many years after these events, we're still no closer to understanding the chaos that occurred over two days in 2008 involving psychotic twin sisters on a UK highway. (The Disturbing Case of the Eriksson Twins)==========HOUR TWO: In 1882 the Ma'amtrasna murders, the brutal killing of several members of the Joyce family in rural Galway, caused outrage in Irish society and remains one of the most notorious homicides in Irish history. However a few years later Cork was rocked by an equally heinous case which has largely been forgotten. We'll look at the brutal murders of four family members that took place in Castletownroche, Ireland. (The Castletownroche Murders) *** An Arizona family encounters a creature from the dark side of a Navajo legend. (The Arizona Skinwalker) *** John Blair liked to keep things “in the family”. But in his case, it wasn't just a saying. It was literal. Because John was infamous for being bigamous. (Bigamous Blair) *** Dozens of Korean War GI's claimed an unidentified flying object made them all sick. Theories range from high-tech Soviet death rays to extraterrestrials studying how we engage in battle to combat-stress-induced hallucinations. What actually happened? (The Korean War UFO)==========SUDDEN DEATH OVERTIME: Were people ever really tortured in Iron Maidens? (The Iron Maiden)==========SOURCES AND REFERENCES FROM TONIGHT'S SHOW:“The Disturbing Case of the Eriksson Twins” by Harrison Tenpas for Graveyard Shift: https://tinyurl.com/r6cbnxf“The Mysterious Death of Marc Antoine Calas” from Strange Company: https://tinyurl.com/rrs89rx“The Elves of Iceland” by Rob Schwarz for Stranger Dimensions: https://tinyurl.com/u4bcw6v“Stone Throwing Spirits” from The Fortean: https://tinyurl.com/qnuf7sd“Belle Gunness – The Black Widow of the Midwest” by Steven Casale for The Line Up: https://tinyurl.com/tqyceby“The Iron Maiden” by Karl Smallwood for Today I Found Out: https://tinyurl.com/t2y6vj6“The Korean War UFO” by Natasha Frost for History.com: https://tinyurl.com/y765nsgm“The Castletownroche Murders” by Fin Dwyer for the Irish Examiner: https://tinyurl.com/y9fhagfb“The Arizona Skinwalker” by Stephen Wagner for Live About: https://tinyurl.com/yxkdh9vv“Bigamous Blair” from London Overlooked: https://tinyurl.com/y9qpo54x==========(Over time links seen above may become invalid, disappear, or have different content. I always make sure to give authors credit for material I use whenever possible. If I have overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it immediately. Some links may benefit me financially through qualifying purchases.)=========="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46==========WeirdDarkness®, WeirdDarkness© 2025==========To become a Weird Darkness Radio Show affiliate, contact Radio America at affiliates@radioamerica.com, or call 800-807-4703 (press 2 or dial ext 250).

Episode SummaryI discuss how a positive attitude (with a specific focus on gratitude) can change everything about your day..Show Notes Pagejeffsanders.com/591a.Go Premium!Exclusive bonus episodes, 100% ad-free, full back catalog, and more!Free 7-Day Trial of 5 AM Miracle Premium.Perks from Our SponsorsSee current deals from sponsors of The 5 AM Miracle.Learn More About The 5 AM MiracleThe 5 AM Miracle Podcast.Free Productivity Resources + Email Updates!Join The 5 AM Club!.The 5 AM Miracle BookAudiobook, Paperback, and Kindle.Connect on Social MediaLinkedIn • Facebook Group • Instagram.About Jeff SandersRead Jeff's Bio.Questions?Contact Jeff.© 5 AM Miracle Media, LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of 'Don't Cut Your Own Bangs,' host Danielle Ireland introduces John Kippen, a resilience and empowerment coach, magician, and motivational speaker. John shares his incredible journey of overcoming a life-threatening brain tumor and how it transformed his life and career.  Throughout the episode, John discusses his healing journey, the power of vulnerability, and the importance of facing one's limiting beliefs. He also reveals the origins of his unique phrase 'impossible really means I am possible' and offers a special gift to listeners. Tune in to uncover valuable wisdom nuggets and be inspired by John's story of triumph over adversity.   00:00 Introduction to the Episode 00:40 Meet John Kippen: A Multihyphenate Talent 01:23 John's Life-Altering Diagnosis 05:46 The Surgery and Its Aftermath 08:04 The Road to Recovery 13:30 Embracing the New Normal 17:29 The Power of Truth and Magic 29:14 The Power of Magic and Connection 29:31 Introducing Treasured: A Journal for Self-Discovery 30:44 The Magic of Personal Connection 32:59 Overcoming Personal Struggles Through Magic 34:38 The Journey to Self-Acceptance 35:42 The Importance of Asking and Vulnerability 50:24 The TED Talk Experience 54:34 Final Thoughts and Encouragement   RATE, REVIEW, SUBSCRIBE TO “DON'T CUT YOUR OWN BANGS”  Like your favorite recipe or song, the best things in life are shared. When you rate, review, and subscribe to this podcast, your engagement helps me connect  with other listeners just like you. Plus, subscriptions just make life easier for everybody. It's one less thing for you to think about and you can easily keep up to date on everything that's new. So, please rate, review, and subscribe today.    DANIELLE IRELAND, LCSW I greatly appreciate your support and engagement as part of the Don't Cut Your Own Bangs community. Feel free to reach out with questions, comments, or anything you'd like to share. You can connect with me at any of the links below.   JOHN KIPPEN: https://www.ted.com/talks/john_kippen_being_different_is_my_super_power_magic_saved_my_life   https://www.johnkippen.com   DANIELLE IRELAND, LCSW Website: https://danielleireland.com/ The Treasured Journal: https://danielleireland.com/journal Instagram: https://www.instagram.com/danielleireland_lcsw TikTok: https://www.tiktok.com/@dontcutyourownbangspod?_t=ZP-8yFHmVNPKtq&_r=1 Transcript:   John Kippen Edited Interview [00:00:00] [00:00:07] Hello. Hello, this is Danielle Ireland and you are catching an episode of Don't Cut Your Own Bangs. And today I have the great pleasure of introducing you to someone I can now call a new friend John Kippen. John is a multihyphenate. He has had quite a life and he's an excellent storyteller. So this episode you're gonna wanna buckle up. [00:00:31] It is so good. Get those AirPods in, go on your walk, get safely in your car, get ready to listen because this is just an absolutely beautiful episode. But let me tell you a little bit about John. John is a resilience and empowerment coach. He was and is the CEO of a very successful IT company. [00:00:49] He was a main stage performer at the Magic Castle in Los Angeles, so if that just gives you a little insight, is the level of his magic. He is a motivational speaker. He's a life coach, and. He has a TED talk that has received over a million views. And the heartbeat of this TED talk is how he triumphs over tragedy with a diagnosis of a tumor the size of a golf ball that is separating his brainstem and the procedure he needed to save his life, changed his life forever. [00:01:23] Doing the work of healing does not come easily to anyone, but as John so beautifully puts in this episode, if John can do it, you can do it. He's using his stories, his vulnerable and raw experiences, and talking about not only what happened to him, but how he moved through the impossible. [00:01:45] He actually coins a phrase that I love and I'm going to keep. Which is that impossible really means I am possible. So the ultimate magic trick, the ultimate illusion is what your limiting beliefs are about yourself, and how do you use facing those fears and those limiting beliefs to transform your life. [00:02:08] And in John's case, he takes that healing and offers it as a gift to us. As listeners to his clients and his coaching practice to the readers of his book, he has authored a book The Forward by None other than the Jamie Lee Curtis from all of the places. You know her most recently. The Bear where she won an Emmy, but everything everywhere, all at once. [00:02:32] She and John are buds, and she believes in him and believes in his work, and as a champion of that work, it just adds a little extra sparkle and fairy dust to the beautiful work that he's already doing to say that he's been vetted by someone who is so sparkly and magnetic and also deeply entrenched in holding space for the truth and honoring the truth. [00:02:52] This is a heartfelt episode, so what I would recommend. If you're in a place to do so is you might wanna jot some notes down because John drops some beautiful wisdom nuggets in this episode. And the book that he authored is playing The Hand You're Dealt. And what I wanna share too, we talk about it in the episode, but I wanna highlight this 'cause it's really important. [00:03:12] John is giving everyone who listens to the episode a free gift, but it is not linked in the show notes. It is only available to those of you who listen. It's a special little surprise embedded in the episode that you have to listen to find, but it is a free gift from him to you. So without further ado, get ready to sit back, relax, and enjoy the beautiful wisdom of John Kippen. [00:03:35] ​ [00:03:36] Kippen, multihyphenate resilience and empowerment, coach magician, keynote speaker, author, and all around. Nice guy. Thank you for joining me today on the Don't Cut Your Own Bangs podcast. [00:03:47] Danielle: Hollywood legend wrote the forward of his beautiful book, playing the Hand You're Dealt Forward by the one and Only Take It Away, John, Jamie [00:03:58] John: Lee Curtis. [00:03:59] Danielle: Jamie Lee Curtis. Yes. So you have to stay and listen to the entire episode because he's going to tease out a special little giveaway that will only be revealed in the audio. [00:04:10] So you gotta listen. It's not gonna be linked in the show notes, folks. So buckle up, sit down. This is gonna be a great episode with a fun gift for you, a special little dose of magic hidden inside. So, John, you, I mean, all the different fun things that we listed about what you do. You're a magician, you're a motivational speaker, you're a coach. [00:04:30] What I know doing the work I do as a therapist is the skills and trade that you're building your life on. Those were skills that they were. Hard one, like nobody chooses, in my opinion and in my experience, no one chooses to go into a helping profession that hasn't needed help in their life. It's like the, our healing becomes our medicine. [00:04:54] And I really wanna learn about not just what you offer, but your healing journey that put you in the unique position you're in to do the work you do. So, welcome and I'd love to hear from you. [00:05:05] John: So just quickly, the Reader's Digest version of my backstory. Grew up Los Angeles, middle class family, two great parents loving, no sisters or brothers, had everything I needed. [00:05:18] They sent me to a nice school and, I got into theater, started doing theater, in college. I studied theater and became the big man on campus because pretty much I grabbed every opportunity that presented itself. Started a computer company out of college. 'cause I'm a creative problem solver. [00:05:38] That's the thread that goes through everything I do in my life. [00:05:42] Mm-hmm. [00:05:42] John: I look at a problem, I say, how am I gonna solve that? [00:05:45] Mm-hmm. [00:05:46] John: And then in June of July of 2002, I was diagnosed with a four half centimeter brain tumor called an acoustic neuroma. [00:05:55] Danielle: Yes. And this was, so it was slowly severing your brainstem? Correct. [00:05:59] John: It was displacing the brainstem. Causing not only hearing issues, but dizziness upon standing or walking. [00:06:07] Mm-hmm. [00:06:08] John: I had to have something done with it. I would not have survived. [00:06:12] Mm-hmm. [00:06:14] John: And. It was a whirlwind , I went and saw the doctor who finally diagnosed it after seeing him the MRI films, and he, he had no bedside manner. [00:06:25] I remember sitting on the examining room table, right. And the, the tissue paper is crinkling under my butt. Mm-hmm. I could feel the, I could sense the temperature. I'm heightened sensitivity. [00:06:37] And he looks up at the MRI after talking to a neurosurgeon, and he turns around and says, John, you have a four and a half centimeter brain tumor. [00:06:46] It's killing you. We're operating you on Friday. You're gonna go deaf in your left ear, and there's a possibility for some facial weakness. We're gonna do everything we can to prevent that. And he left [00:07:01] Danielle: the room. So he knew, and in his own. Brash in abrupt way, essentially prepared you for the outcome and challenges that would come assuming the surgery was a success? [00:07:17] John: Yeah. He is a world renowned acoustic neuroma surgeon. He's one of the guys you go to, when you have this kind of tumor and that's all he does. Wow. But he literally left the room and I'm sitting there and I didn't bring anybody in and [00:07:31] yeah. [00:07:32] John: A tip to anyone who's potentially going in for a serious diagnosis. [00:07:36] Yeah. [00:07:37] John: Bring a friend or a family member. [00:07:39] Because it goes in one ear and out the other, you're in shock. Right. Right. When you get home and you say, wait a minute, he said that surgery gonna be four hours or 14 hours or 20. How, how long ago and you have all these questions. Yeah. And you know, getting ahold of the doctor to ask them again is just not the way our medical system works. [00:08:01] He's back to back, to back to back patients. [00:08:04] So, I checked in the night before, they did blood tests and I tried to get an hour or two sleep, 6:00 AM my clockwork the orderly came in and said, okay, get naked, get on this cold gurney. What a sheet over you and we're going take you to the operating room. [00:08:21] Danielle: I wanna pause your story for a moment. 'cause there's a couple things that I, I wanna tease out a little. So one is you, the way that you tell your story, so well probably because you've told it on stages, you've shared it with others, you've written about it. There is something about a trauma. [00:08:37] That really marks the sort of BCAD of life. And the way you shared, I felt like I was in the room with you when you were getting this bomb of news dropped on you so you were theater trained, theater kid, a creative person, a creative problem solver, and a business owner. [00:08:57] Like I, I think about that often when people are experiencing trauma. What, what was life sort of the, the illusion of normalcy. The, the, you know, the predictability of this is my life and this is my to-do list and this is my calendar. So before that moment, you were just a guy on the west coast running a business. [00:09:17] Is that right? [00:09:18] John: Very successful business. [00:09:19] Danielle: And I, I just wanna share briefly too, I haven't met too many other only children. Theater background 'cause that's me too. [00:09:30] John: Oh, really? [00:09:31] Danielle: I'm an only child and I was a theater major and started acting when I was 13, so before. But, the creative problem solver, God, my theater background has paid dividends in ways I didn't know at the time. [00:09:42] I didn't know that when I was preparing for this interview, but now that you've said that, it's like that thing that I couldn't put my finger on has clicked into place. [00:09:49] John: I love doing improv. [00:09:51] Improv is the, you know, everybody talks about being in the moment. [00:09:57] Yeah. [00:09:57] John: What does that really mean, being in the moment? [00:10:00] When you do improv, you have to be in the moment. Otherwise you fall flat. And everybody, you're doing improv looks at you going. Well, it's your turn. [00:10:10] Danielle: You've tapped in. Now you've gotta say something. How are you gonna move the story forward? [00:10:14] Exactly. I feel most alive when I'm engaged in moments like that. And I, it's, I'm not a, a adrenaline junkie, but I would say that's my high, it's the, rush of connecting with somebody like that. So you were running a very successful business. This bomb has dropped. [00:10:32] You can barely remember what you were told and what your life is likely going to be. Assuming everything goes well, what is going to happen when you wake up off your op? And how long was your operation? [00:10:46] John: 15 hours. [00:10:48] Danielle: And the surgery was a success. They were able to remove the golf ice tumor. [00:10:52] Yeah. So they removed the fall sized tumor. [00:10:54] John: I didn't have time to think, you know, I got one of my guys who worked for me told him that he was gonna be running the company for a month or two. He agreed. [00:11:05] Mm-hmm. [00:11:05] John: Had to shovel up some more money to get him to do it, but, you know, it is what it is. You do what you have to do. [00:11:11] Yeah. And then,, I just tried to think positively, hope for the best. Plan for the worst. You know, I had someone gonna stay with me the first week, make food because I just wanted to recover and I didn't know what it was gonna be like. [00:11:27] Danielle: Yeah. You're like, I just need a week to recover, and then I'm just gonna hop back into life, hopefully. [00:11:31] John: Rolling the gurney into the surgical, prep area. [00:11:35] The nurse saying, Hey John, you know, we know we have to shape after your head. You want me to do it now or after you're under. [00:11:42] Danielle: So you didn't even know that they were gonna shave your head. Well, I didn't think about it. [00:11:48] John: I mean, if I had thought about it, I got a shaved part of my head. [00:11:51] Danielle: Right. [00:11:52] John: I said to her, please. [00:11:56] Danielle: Yeah. [00:11:58] John: And so, they roll me into the operating room. You got these really bright lights, , blinding you, and you're laying there and they're like, okay, you're gonna count back toward five. [00:12:09] The next thing I know, I hear faint voices and it was like I was 30 meters deep in a pool. Struggling to get to the surface. And I remember this like it was yesterday, literally trying to swim to the service to regain consciousness. [00:12:26] And finally when I got enough, I realized that my dad was sitting on the edge of my bed holding my hand, [00:12:34] and [00:12:34] John: he was smiling at me, but I didn't see my mom. [00:12:40] So I asked my dad for my glasses and he handed me the glasses. And I remember trying to put the, and then I realized my head's bandage. [00:12:48] Danielle: Oh, right. [00:12:50] John: So I had to figure out how to get the glasses in Cockeye to get 'em on my face, right? [00:12:55] And the look on her face was one of horror. What did these butchers do to my son's face? And at that point, I didn't know my face was paralyzed. Because I have full feeling, I just can't move it. [00:13:10] Danielle: So you currently, you still have full feeling in your face. You just lost mobility, [00:13:14] John: so I didn't really understand what that look was. [00:13:18] Danielle: Right. How could you? [00:13:19] John: And then my mom handed me her compact makeup. [00:13:22] And I opened it up and I'm like, holy crap. And then, I'm still getting [00:13:30] accustomed to, the one thing I noticed is leading into surgery, I was constantly dizzy and that dizziness was gone. [00:13:38] Danielle: Wow. [00:13:39] John: And that was like, oh my God, what a relief. [00:13:42] Mm-hmm. [00:13:43] John: So the doctor finally made his way in and I was like, so when's my face gonna move? And he said, John, we were, successful. [00:13:50] The tumors removed. Right when we were close the incision, your face stopped moving. But we think it's just to do the swelling, and once the swelling goes down, your face should start moving again. So I'm like, okay. I can handle that. That's a, it's not a permanent thing. I can deal with it. [00:14:05] So I'm in the hospital a week and, they're like, when you can do three laps around the hospital floor, without a walker, we'll send you home. [00:14:16] So that became my goal. I remember getting outta bed and then they said, no, no, no. Wait for the, I said, no. The doctor said that I need to rock three laps around. [00:14:26] I want to get the hell out of here [00:14:28] Five days I got home. My dad drove me home and I sat on my couch and now I'm like, okay, I can start healing and check email here and there. And I was taking lots of naps. And then I coughed and I touched the back of my neck and it was wet. [00:14:45] Mm. [00:14:47] John: Oh, it was a spinal fluid leak on the base of the incision. [00:14:51] Whew. [00:14:53] John: So immediately I called the doctor's office and the said, oh, get your ass back here. And I went back to the hospital three times with them to redo the bandaging to try to prevent the leak. [00:15:05] Danielle: Wait, you call the hospital. Hey, their spinal fluid leaking out of my surgical incision. And they're like, yeah, you should get in a car and drive yourself to the hospital. [00:15:16] John: They didn't say how I should get to the hospital. [00:15:19] Danielle: Okay. Fair, fair. But that, [00:15:22] okay. Wow. ' [00:15:24] John: cause that's not good. [00:15:25] And there was potential for getting, spinal meningitis in that. From what I understand is one of the most extreme pains out there. [00:15:35] Okay. [00:15:35] John: I went back and forth three different times over that week. [00:15:39] They tried to, it was just as right behind my ear, right at the base of the incision. So, there was no way that they were going to be able to, put a pressure manage to keep that and so it could start healing. [00:15:51] Danielle: Mm-hmm. [00:15:52] John: So they finally said, all right, tomorrow you're gonna come in and we're gonna, redo the incision and pull more belly fat outta your belly to fill the hole. [00:16:01] And Yeah. This time they used staples, man, thick Frankenstein. [00:16:07] All the way up. [00:16:08] But then I'm like, I was only in the hospital for a day. And then, and I'm like, okay, I can relax. I remember getting up and brushing my teeth, you know, and I'm looking at the mirror and God, , I don't recognize that guy. [00:16:24] Yeah. And I got rid of all the mirrors in my house. [00:16:30] I didn't want a constant reminder. [00:16:33] My face was screwed up. [00:16:34] Danielle: I, there's so much specificity to what is uniquely your story. [00:16:46] Mm-hmm. [00:16:47] Danielle: But what I have found is when people. Are able to share elements of their experience. It's when you go into the specificity of what you experienced. I can see myself in so many elements of your story in my own, like when we get in deeper, it becomes somehow more accessible and universal. [00:17:16] And in that way, you're not alone, even though it happened to you and that detail about your removing the mirrors from your home. It, it brings me to something I really wanted to ask you about. You share by saying, and then also , by, actually demonstrating in your TED talk that, once you began the healing process of really addressing your depression after your operation, that, the story, it led you to magic, literally. And I also think in a more magical way, beyond performing an illusion. And I know not to call it a trick, I learned that from arrested development. [00:18:03] But, there's something you said that I wanted to quote that it's amazing how accepting kids are of the truth. You open up your TED talk, which I will link in the show notes so people can see. But that you mentioned that this in a way that your permission and your humor and your honesty, it created levity and lightness. [00:18:27] For something that would be considered maybe so precious and heavy. And what I wanna speak to, and open up a question if that's okay, is, I'm curious what your relationship with the truth is because I think humor in its highest expression is allowing us to laugh at something that we see the truth in. [00:18:49] And yet it's this razor's edge between laughing at someone or laughing at something versus inviting us to laugh at the, the human experience that we maybe don't know how to name or express in another way. But I wanna know personally for you, what your relationship is with the truth and the value of embracing it. [00:19:13] And then in your line of work as a coach, where do you see people struggle with it? [00:19:19] John: Truth is an illusion. [00:19:21] Danielle: Ooh, tell me more. That just, that was a zingy response that you popped right out. Please tell me more. [00:19:28] John: Yeah. Truth. Everybody has their own truth. [00:19:31] Danielle: Oh, well there you go. [00:19:32] John: Their own perspective, [00:19:34] Danielle: uhhuh, [00:19:35] John: And the truth is formed out of your limiting beliefs. [00:19:41] Danielle: So the truth is formed out of your limited beliefs, [00:19:44] John: your limiting beliefs. [00:19:45] Danielle: Limiting beliefs. Okay. [00:19:47] John: Yeah. [00:19:48] I just wanted to take a slight step back. [00:19:50] Danielle: Mm-hmm. [00:19:51] John: I told you this was gonna be the Reader's Digest version. [00:19:54] Danielle: Yes. [00:19:54] John: But it took me 12 years [00:19:57] To come out of that hiding. Wow. 12 years. [00:20:02] Danielle: How old were you when you had your operation? [00:20:05] John: 33. [00:20:06] Danielle: 33. Okay. [00:20:08] John: And fortunately for me, I could work from home. But I miss so many celebrations with friends and family. 'cause I just didn't want to have to explain it. I didn't want to have to deal with the looks, , and I tell this story on my TED Talk and in my book. You know, at a restaurant I wanted to get a burger at Tony Aroma's. And I'm sitting there by myself and in a booth, and there's a booth right in front of me and there's a family with a kid, two parents and a kid. And the kid's squirming and gets up and turns around and is now on his knees on the bench and looking at me. [00:20:44] And he gets up and he comes over and he says, Mr, what's wrong with your face? And in that moment, I didn't want to have a five or 6-year-old come over and Right. And I'm like, okay, I had the strength to come out and go to a restaurant. I have to deal with this. So I started talking to this little boy [00:21:06] Danielle: Mm. [00:21:07] John: And saying, I had a medical procedure that caused me not to with my face before I could continue his mom grabbing him [00:21:16] mm-hmm. [00:21:17] John: The arm and drug him back and said, don't bother him. The nice man, he has enough troubles already. And I couldn't leave it there. [00:21:25] Mm-hmm. [00:21:27] John: So I had to go to the little boy and I knelt down and I got eye level and I said, I love my new face because it's different. [00:21:34] It's different just like yours. And I remember it like it was yesterday, he took his fingers and he tried to distort his face to be crooked like mine. And he turned to his mom and said, look, mom, I could do that too. And then he went back to eating his meal. His question was answered. [00:21:56] He had no judgment. And his parents were like, holy crap, did we just learn a lesson? How to raise our child? [00:22:03] They whispered, thank you on their way out. [00:22:07] Danielle: But there is something I, there, there's something to that woman's response to you that really resonated with me. [00:22:14] And it also, highlights the point you made so well about the, essentially the truth being relative. Because she projected onto you what her perception of your life was. Don't bother the nice man one, she didn't know you were nice, though. You are. But she didn't know that. Right. And she also didn't know what your troubles were or weren't, and she assumed that. [00:22:39] John: But I always wonder what her motives were. [00:22:41] Danielle: Right. [00:22:42] John: was it to make me comfortable or was it to make her and her son comfortable [00:22:48] Danielle: it for her? I think so. [00:22:50] John: And that's how I took it. [00:22:51] Danielle: I remember. So I have two children and I was pregnant once before and lost that pregnancy. [00:22:57] 12 weeks in. And I haven't thought about this in a very long time, but I remember going into, a annual doctor's appointment and she saw on the chart that I was listed as pregnant and clearly now was not. And it was in her own discomfort of not, she was asking me about the baby thinking, 'cause she was not my ob, GYN it was a different type of doctor. [00:23:20] And, she caught. Oh, and then I had sort of explained to her what that meant, and then she said, well, I'm sure, you blame yourself and I want you to know it's not your fault. Like she took her discomfort and tried to turn it into, she positioned herself above as someone who knew what he was experiencing and wanted to offer me this sympathy that was, one, she was wrong. [00:23:45] I totally misplaced. Yeah. I didn't blame myself. And it, that, that moment was such an extension of her own inability to hold the moment and the discomfort of the moment, and, tried to offer it up as a gift for me, which that's, yeah. [00:24:03] John: It's your perception of how you deal with that. [00:24:06] Danielle: Mm-hmm. [00:24:07] John: Losing a child can be. Empowering because you know that you can try again and get a child that is not gonna have any kind of defects and is gonna have a good life. And you know whether or not you believe in God or not. [00:24:24] Danielle: Yeah. [00:24:25] John: Things happen for a reason and we don't always understand the reason for them. [00:24:30] Danielle: I don't know if it, what the reason was, but I can say a gift from that was that somebody who lived with a very active monkey mind and a lot of head trash and some anxiety in the experience of the early grief, not for very long, but there was a moment in time where my mind was quiet, not numb, but quiet. [00:24:55] And it helped me realize, oh, there's the observer within me. Then there are the different conversations that are happening in my head that aren't me, which are maybe the perceptions that I call truth sometimes I wanna bring that same question of truth, which you had an answer I was not expecting, which I love when I never see it coming, so thank you. [00:25:18] Where do you see your clients? Because you're a coach, right? You are taking your healing and offering it as medicine to people that are trying to make a connection in their own life. So where do you see people that you work with? Struggle with the truth? [00:25:36] John: Everybody's hiding from someone something in their life. [00:25:40] They have buried something so deep and it keeps them from moving forward in their lives. 'cause it erodes their self-confidence. [00:25:50] That's what I learned through my love for performing magic. [00:25:58] Going to the magic castle, sitting at a table with a paralyzed face. [00:26:03] Yeah. I'm this overweight guy with balding, balding with a paralyzed face. And I could sit at a table and have people come to me. I tell this story sometimes, that the Magic Castle is a place where you have to get dressed up to the nines, you know? And women love to get dressed up [00:26:22] Danielle: That's true. [00:26:23] John: They're wearing their best outfits, right? And all of a sudden I'd have five or six women sitting at the table, and their reactions are very guarded. [00:26:34] Hmm. [00:26:36] John: You know, they're sitting there with their legs and arms crossed. [00:26:39] Hmm [00:26:40] John: they're leaning back. They have a smile that's just more of a grin. [00:26:45] Mm-hmm. ' [00:26:47] John: cause I don't know what I'm about. Sure. They don't know if I'm gonna be inappropriate, if I'm gonna come onto them, if I'm what it is. So they have no expectations other than they're gonna see some magic. [00:26:58] Mm-hmm. [00:26:59] John: So I start my act saying, hi guys. My name is John and I'm doing magic all my life. [00:27:05] But in 2 0 2 I had a brain tumor. And when they cut over my head, they traumatized medication, nerve offense, a paralyzed face. But something happened to me on that talk table that day, Danielle. [00:27:16] Mm-hmm. [00:27:17] John: I'm not sure what it was because I was unconscious. All I know is I recovered. I realized I had acquired some new skills and I pause. [00:27:29] Yeah. And I wait for everybody to get on the edge of their seat. Like, what happened, John, what? Skills. Skills I could acquire. I'm having brain surgery. [00:27:40] Mm-hmm. I [00:27:41] John: looked to my right and I looked to my left like it's the biggest secret. [00:27:45] Lean in and I whisper in a loud voice as I am able to visualize people's thoughts. And then I do some mental magic mentalism. Love it. And what I just did was I turned my biggest challenge into a superpower. [00:28:07] Danielle: Yes, you did. And I wanna pause you because when you said that in your talk, have, have you read Elizabeth Gilbert's book, big Magic? [00:28:15] Yes. [00:28:15] Danielle: When she talks about trickster energy, I was like, John Kippen is a freaking trickster. [00:28:22] That is trickster energy that you can shift. Before someone's very eyes. It's like you are performing magic and you are performing magic. You shifted before them and you invited them, your audience to see beyond their own limiting beliefs, their own projected truth. [00:28:47] John: They were distracted. They wanted to know why it was paralyzed, but they couldn't ask, did he have a stroke? Did he have be palsy? What was the reason? So I found them being distracted when I was performing. So I got that outta way in the first two minutes. [00:29:00] Mm-hmm. [00:29:01] John: I explained why my face is paralyzed. [00:29:03] And now I treat it as the experience is now I'm able to do superhuman things. [00:29:10] And now they're like, okay, cool. So as I perform [00:29:16] I focus on the spectator. Magic happens in your mind as a spectator. [00:29:22] Danielle: Oh, I love that magic happens in your mind [00:29:26] ​ [00:29:31] If you've ever wanted to start a journaling practice but didn't know where to start, or if you've been journaling off and on your whole life, but you're like, I wanna take this work deeper, I've got you covered. I've written a journal called Treasured, a Journal for unearthing you. It's broken down into seven key areas of your life, filled with stories, sentence stems, prompts, questions, and exercises. [00:29:51] All rooted in the work that I do with actual clients in my therapy sessions. I have given these examples to clients in sessions as homework, and they come back with insights that allow us to do such incredible work. This is something you can do in the privacy of your own home, whether you're in therapy or not. [00:30:10] It has context, it has guides. And hopefully some safety bumpers to help digging a little deeper feel possible, accessible and safe. You don't have to do this alone. And there's also a guided treasured meditation series that accompanies each section in the journal to help ease you into the processing state. [00:30:29] So my hope is to help guide you into feeling more secure with the most important relationship in your life, the one between you and you. Hop on over to the show notes and grab your copy today. And now back to the episode.​ [00:30:44] John: Magic is what you see in your mind or someone else sees in their mind. [00:30:49] Magic is that thing that immediately makes you present. [00:30:56] Danielle: Yeah. [00:30:57] John: And your, all of your sensors are now in a heightened state , whether it's a sunset or a beautiful beach or a beautiful woman or a magic trick or whatever it is, there's that sense of awe and wonder. [00:31:15] So as I would start to take each spectator, I would learn their names. [00:31:19] And I would use their names throughout the show. [00:31:22] Danielle: People love that. [00:31:23] John: People, I ask them, the one word in everybody's language that they love to hear the most is their own name . and so I use that as a way of engaging the audience. [00:31:33] They start leaning in and now they've got real smiles on their face [00:31:37] and I can literally see this wall that women in today's society are forced to put up as a self-protection mechanism. [00:31:45] Yeah. [00:31:46] John: I see this wall start to grow as they start to identify with me and they're like, I'm okay being myself. [00:31:54] And then the end of this [00:31:56] they're asking permission to hug me. [00:31:58] And , having a creative mind, I wanted to understand. What that is. What that, what was going on. [00:32:06] Danielle: You also, not only through performing magic, inviting the curiosity you could see in other people's faces into your opening act essentially, or your sleight of hand. [00:32:17] I'm gonna show you this over here so that you can not see what's coming here. Vulnerability in its purest form is magic because it's the one thing sharing the story you feel like you couldn't share. Letting somebody see the one part of you that you would never let anybody see 'cause you were so utterly convinced you would be outed or you would be cast out by exposing that vulnerability is the birthplace of true connection. [00:32:47] Yeah. Which is the ultimate magic trick. It's, it's like what they say in nightmares, if you stop and face the thing that's chasing you, it, it can't chase you anymore in the dream. And so you spent a decade, did I remember that correctly, you wanted to be a main stage performer at the Magic Castle? [00:33:06] It took you about 10 years and you did it. [00:33:08] John: I did. [00:33:09] Yeah. [00:33:09] Danielle: 10 years. [00:33:11] John: Yeah. [00:33:12] Danielle: 10 years. [00:33:13] John: It was my creative coping mechanism. I had hit rock bottom, was I suicidal? No, not really. But I was unhappy. [00:33:25] Danielle: Yeah. [00:33:26] John: I was, my girlfriend left me, and, fortunately I had a job that I could focus on. But I needed something more. And through sharing something so personal and tying magic into it and making it a positive instead of a negative [00:33:45] people are attracted to it. [00:33:49] Danielle: Yeah. Well, because you're holding fire in your hand. Yeah. You're not just saying it's possible, but you're living. You're turning it into a performance, which I think for an artist is one of the most selfless, beautiful acts. [00:34:11] John: It's what separates great artists from mediocre artists. What is he giving me to care about? [00:34:18] Danielle: I never thought about that with magic. What are they giving me to care about? [00:34:22] John: Yeah. What do I want them to think when they leave the theater? [00:34:27] Ability to put your own life in perspective. If John can, so can I. [00:34:33] That's my true message. [00:34:36] Any different is your superpower. [00:34:38] Now, my facial paralysis does not have to define me if I don't let it. [00:34:44] You know, Danielle I live my life that it's better to ask for forgiveness than permission. [00:34:51] And that's bit me in the butt numerous times. [00:34:54] Danielle: I can also say the opposite, can bite you in the butt. I think I waited probably too long, many times for permission that wasn't really coming because no one can ultimately grant it. Right? Like, if there's a path you wanna carve, like the job that you built, all of the different things that you've done, there's no resume posted on LinkedIn. [00:35:15] No one's hot. Like that's an empowerment coach slash magician slash keynote speaker, slash documentarian like that. You have to get curious and still, and listen to that little voice inside and follow that curiosity to a path that may not make sense for anyone for a really long time. And I didn't do that. [00:35:40] And that can bite you in the butt too. 'cause regret's hard to hold. [00:35:42] John: Alex SBE came out on national television [00:35:45] to his fans, to the world and said, I'm scared. I am fighting the battle of my life and I'm gonna ask for everyone's good thoughts and prayers . of what I'm going through. I reached out to Nikki Trebek, Alex's daughter and I said, Nikki, I need to perform for your dad . we're having a 75th birthday party and we don't have any entertainment. [00:36:13] So if you wanna be the entertainment, and I was like. Damn. Yes. [00:36:18] Danielle: Well, yeah. I will go to his house and perform magic for him. a [00:36:22] John: restaurant, but [00:36:23] Danielle: Oh, a restaurant. Okay. [00:36:23] John: Wrote a unique magic show [00:36:25] With Jeopardy themes and the whole nine yards and he was actually at the table as one of my assistants. [00:36:33] Oh. Along with his daughter. so he was this, he needed to understand how things worked. [00:36:39] Was a genius. And so he was constantly looking at me like, wait a minute. That's not possible. Just embrace it, Alex. You're not gonna figure it out. Just enjoy it. [00:36:52] Danielle: That's awesome. [00:36:54] John: And there's, on my website, john kipp.com. There are some magic videos and there are two videos of me performing for Alex , sat with him, and I said, Alex, I need to share something with you that, when you came out so publicly about your diagnosis [00:37:10] I asked for everybody's support and love and prayers that resonated with me. I am here to give to you. You've been a part of my life and the lives of millions of people. [00:37:27] And your life's work is meaningful. [00:37:30] I just wanted to tell you that, 'cause I had a feeling that no one ever takes the time to say thank you for your life's work. [00:37:37] And he immediately started welling up. [00:37:39] Danielle: Well, anybody who makes something look easy that we do take for granted. [00:37:45] And I think that, like I appreciate so much in the telling of your story, you share not just the struggles, but the time you had a vision of yourself. On the main stage performing at the Magic Castle, like the most elusive place where magic is. And you didn't just wanna get in, you didn't just wanna get an audition, you didn't wanna just like get to per perform an illusion, like main stage. [00:38:23] You didn't just have a goal. You had the goal and you did it, but you also say that it took you 10 years. And there's usually themes that run with anxiety, about not enoughness and the crunchiness of time. There's never enough time. I'm not enough and there's not enough time. And not being worthy. [00:38:42] Yes, yes, yes. One of my main motivations when I started this podcast originally several years ago, was I was. Starting to increasingly feel, trapped in this sort of, world of before and after story. And it was no longer feeling inspirational. It was just another measuring stick for how not enough. [00:39:03] Yeah. 'Cause it, it's great to see where somebody was and where they are, but when I'm knee deep in my own struggle when I'm the caterpillar goo and the chrysalis, and I'm not the shiny butterfly, but I'm also not the caterpillar anymore. What do I do when my life is literally a shitty pile of goo this is something that most clients don't come right out and ask me like in sessions one, two, and three. But it inevitably comes well, I've been doing this for, so many months. How much longer is it gonna take? How long is it gonna take? And I just always, I appreciate when people can acknowledge. [00:39:41] The time and consistency that goes into healing [00:39:47] John: joy is in the journey. [00:39:48] Danielle: Mm. [00:39:49] John: Not in the destination. [00:39:51] And that's the thing I really focus with my clients. [00:39:55] I have clients come to me because they're holding themselves back in their life. [00:39:59] And it's my job to get that out of them by asking open-ended questions, by building a rapport, I can trust this guy. [00:40:08] Danielle: Yeah. Would you say that's your superpower as a coach? [00:40:11] John: Through my journey of reverse engineering who I am and who I wanted to become. Coming out the other side immediately understood that it's not about me. [00:40:24] Danielle: Yes. It's only true every single time. [00:40:27] John: The joy comes from helping others get that realization, [00:40:32] That they understand they are truly powerful and have a chance to shape their destiny. [00:40:40] That's why I talk about limiting beliefs. [00:40:43] And we grow up with our parents or whoever raised us, those are our belief systems. [00:40:49] And so that's what forms who you are. You stop dreaming. [00:40:54] That's what midlife crisis is all about. [00:40:58] Danielle: Yeah. [00:40:59] John: We got educated, we got a job, we built a career. We have a family. [00:41:06] Danielle: It's, I think the version of that I hear in my sessions is essentially I did everything right. Shouldn't I be feeling better than I am? Yeah. Like, I followed all the rules. I'm winning. Why does it not feel like I'm winning? Yeah. And finding our way back to that. [00:41:29] The unlearning and the unraveling. That is a, it's a process. [00:41:34] John: I'll talk to a friend. How you doing? And so many people respond automatically living the dream. But is it your dream? You're living? [00:41:46] Whose dream are you living? Because you're wasting your life by living someone else's dream. And that's why you get to that point in life where it's not enough. [00:41:58] Cause it's not your dream. You just finished the last 30 years building. [00:42:03] Danielle: Yeah. And the joy really is in the process and there's no way to enjoy the process of fulfilling the wishes of somebody else because you, what you're constantly chasing is when I get there, then the relief will come and then you're there and you're like, well, where's my pot of gold? [00:42:22] John: Yeah. I had, I spent 20 years learning how not to hide my face. [00:42:28] And what happened in March in 2020? The pandemic hit [00:42:33] now covering your face with a mask, became not only politically correct. [00:42:41] But government mandated and I'm like sitting there thinking to myself, what do I do? So I found a company who prints things on masks and I sent them a picture of my face and a picture of the lower part of my job. [00:43:01] Danielle: Trickster energy, John Kippen trickster. That's the new hyphen to your list of all of your accomplishments. [00:43:08] John: I would walk around and strangers would look at it and not understand. [00:43:12] Danielle: Right, right. But people who knew me [00:43:15] John: would do a double take. [00:43:17] Danielle: I will not hide. [00:43:19] John: Refuses to hide. [00:43:20] Even through a global pandemic. [00:43:23] Yeah. [00:43:23] John: I'm gonna live my life [00:43:25] Danielle: mm-hmm. On [00:43:26] John: my own terms. [00:43:28] Danielle: Yeah. I work too hard, too long to get free and I will not hide for you. Wow. Wow. And [00:43:37] John: when I share that story, people like, wow, John's done some soul searching. [00:43:44] Danielle: Which is why your clients come to you. [00:43:46] John: Yeah. [00:43:46] Danielle: Yeah. I unfortunately have come across many. People in the helping profession that haven't started with their first client, which is themselves. I put myself in that camp. I've talked about it on the podcast before, but I didn't start seeing a therapist until I became one, which is probably not the right order, but I didn't realize until I was sitting there trying to help people. [00:44:09] And then my own stuff was getting activated in the session. It's called Counter Transference. And, yeah, I was like, oh shit, I gotta look at the mirror. I gotta do a little more digging. But I think a, what leads a lot of people into helping professions is its desire to heal. And it sounds like in your case you did the herculean task of lifting your own self up before you said, now what can I offer you? [00:44:39] I wanna ask, just a purely curious, selfish question before we get to the very end I wanna ask. In your book playing the Hand you're Dealt how did you connect with Jamie Lee Curtis? The same way you did Alex Trebek? Did you just find someone and you DMed them and [00:44:55] John: you're like, her assistant worked for a production company [00:45:00] in a previous job. [00:45:02] Danielle: Gotcha. [00:45:02] John: That I knew. [00:45:03] When Jamie was like, I need it. So help with my computer. Her assistant said, I've got the guy for you. And I remember being at Jamie's house. [00:45:15] She knew me before my facial surgery, and after. [00:45:18] Danielle: So you have a history then? [00:45:19] John: Oh yeah. We met in 2000. [00:45:21] Danielle: Oh, okay. [00:45:22] John: So she saw me before. [00:45:24] She saw the struggle. Sure, she has two. Great kids. [00:45:29] And she adopted me as her third child. Wow. She saw the ability to help me. And so I had a filmmaker friend of mine reach out and said, John, I'd love your story. [00:45:45] I want to film a documentary on you. And I'm like, cool. So I realized I'm paying for the damn documentary. [00:45:51] Danielle: Oh. So I wanna offer you this gift, and by the way, here's the bill. [00:45:55] John: Yes, exactly. But at that point, I'm all in and I'm like, what do I have to lose? I'm a risk taker. I can afford it. [00:46:01] I've got money in the bank. [00:46:03] Let's make sure we stay on budget or close to budget, so there I am working on Jamie's computer and I'm staring at the screen and I'm summoning the courage. Ask Jamie. So I'm telling her the story. My friend Ryan's gonna direct this documentary about my life and my journey, and then I pause and I'm just staring at the screen. [00:46:23] I feel these eyes burning into the side of my head. [00:46:26] Mm-hmm. [00:46:28] John: And Jamie says, and [00:46:32] Danielle: I love that she didn't do it for you, but she made you do it. [00:46:36] John: And then at that point, I realized what the question was. I said, Jamie, will you be in my documentary? [00:46:44] And she goes, fuck yes, I will. [00:46:48] Danielle: Yeah. [00:46:49] John: She gets it. [00:46:50] Yeah. [00:46:51] John: Going through her sobriety, she wears her sobriety on her. Shoulder as a badge of honor. [00:47:00] And that is her message. [00:47:02] Yeah. [00:47:03] John: If she can get people to stop drinking by showing up for people. That's her ultimate goal in life. And so, she saw in me what I didn't see, [00:47:18] Danielle: and you asked the question. I think it's a lesson that I feel like I'm eternally playing a game of peekaboo with where I forget, and then I remember and then I forget and then I remember. But like the opportunities that you're asking for, you have to ask. [00:47:39] Yes. You have to say the thing. Right. Which is so brave and so vulnerable. But then the magic is sometimes when you ask, someone will say Yes. Now, in your case, she was essentially lovingly poking you until you, [00:47:55] John: asked. There was a point where I was debating plastic surgery. [00:48:00] Did I want to try to fix my face? Because at the end of the day, I wanted symmetry at rest. I wanted to be able to get rid of the droopiness and just, have a symmetrical base. That's all I really wanted. Sure. And because I would say, I hit my smile. And I've had friends come up and say, John, your first smile, we love your smile. [00:48:23] But I didn't love my smile. And until I, not up here, not in my head, but in my heart, accepted my smile. I couldn't move forward. I couldn't heal. And once I accepted my new smile, I found joy. I found that I could love myself. [00:48:46] And what's funny is when you get to that point, [00:48:49] yeah. [00:48:50] John: You overcome whatever that thing is that's holding you back. [00:48:53] Yeah. [00:48:54] John: And you want to share it with every person you come in contact with. [00:49:00] Danielle: Yeah. You are the love you're seeking. [00:49:02] John: Yes. Yes. And you are your acceptance. [00:49:05] Danielle: It reminds me of, something. He said in an interview, in, A New Earth, but author Eckert Tolle said that right before his essential death of the, he called it the death of his ego, but we could call it enlightenment or rebirth. [00:49:19] But he remembers the last thing he said before he went to sleep was, I can't live with myself anymore. And it wasn't about in the interpretation , of , taking one's own life . but what he realized is that he couldn't live with the self that was hating him. He couldn't live with that self. [00:49:40] And that self never woke up. But he did. [00:49:45] John: Through my journey [00:49:46] Of coming to accept myself for who I am. I immediately see others. [00:49:53] Yeah. [00:49:53] John: How they're hiding. [00:49:54] Before they recognize it. And so my coaching is all about not saying, this is why you're hiding. [00:50:03] That's what's holding you back. [00:50:06] Danielle: What you said about once you, you see somebody's wall so clearly because you understand your own so well. My less eloquent way of saying that to clients, it's once you smell bullshit, you can't unm it. It's the scent in the air and you're like, huh, what am I smelling? [00:50:23] Oh, it's bullshit. Well, John, I would love to know your, don't cut your own bang moment. [00:50:30] John: I'm backstage. There are a thousand people in the audience and I had theatrical training I had a talk memorized. It had to be 12 minutes long. [00:50:39] I'm doing a magic trick with other people that are coming up stage. I needed to control that. I got there early the morning of the TED Talk and helped the guys focus the lights so that it looked better. I'm all in. I want to shine in this TED Talk. , I remember I'm going up on stage and I'm saying, to the cherry picker operator, can I give you a hand? Because I have lighting experience. And I expected the presenter come and say, no, John, you're the actor. Go in your, the green room and there's some donuts and coffee , and we'll call you already, but you didn't. She knew that I was there to make the entire event better. And she let me do it, [00:51:18] That's awesome. [00:51:19] John: This is my first real speech. Okay, in front of a thousand people. And I knew that I had a limited time to get the audience on my side. [00:51:30] Get the audience engaged. How was I gonna be able to break their, going through their phone, talking to a neighbor, drinking, eating, snacking in a full day of speech? [00:51:41] Yeah. [00:51:43] John: So I said, I wanna go first. And everybody has said, great, but we don't, you can go first. And right before the mc went on stage to introduce me. I did a magic trick war. I turned Monopoly money into real money and then back again. [00:52:00] So as a magician, everything was possible. I turned monopoly into real money, but then I realized that's actually called counterfeiting he stays out for like seven seconds. I did that to the mc and now he just saw a miracle happen. [00:52:16] So he turns around and walks on stage beaming, and he told that story to the audience and said, Hey guys, your next speaker just did a miracle. He turned monopoly money into real money in front of my eyes. Pay attention to this cat. [00:52:37] Yeah. [00:52:38] John: So I walked on that stage. I had the love of everybody in the audience that everybody wanted to see what I was gonna do. [00:52:46] Everybody wanted to hear what I was gonna say, so I didn't have to warm up the audience. I got the mc to do it for me. Genius. And I do that every time I speak because it works but anyway, three quarters of the speech, I'm standing on my red circle and I'm delivering my talk. [00:53:08] And the front lights go out. [00:53:10] Danielle: Wait, you were three fours of the way done when they went out. [00:53:13] John: I'm standing in shadows. And my first reaction was, whoa. That Whoa. Got the lighting guy to realize, holy shit, I hit the wrong button, and he brought the lights slowly back up. [00:53:27] As the lights went back up, I went magic [00:53:32] and so I got an amazing laugh from the audience. [00:53:36] Because I cut the tension, I was doing improv. [00:53:38] I remember walking off stage and the producer of the event said, John, don't worry about, we'll edit that part out. And I said, don't you dare. That was my finest moment. Don't you dare edit that out. [00:53:54] I want that in the video. [00:53:57] She just smiled as I went back to the dressing room and sat down and then the adrenaline was like, whew. Walking out into the audience after the event and having strangers just come up to me and wanna hug me and say, holy cow, I resonate with your message. [00:54:18] And my message on the TED Talk was, treat people are different with respect to compassion. [00:54:23] That's what TED talks are all about. You want one key message and that was my message. [00:54:27] You never know, you might be in their shoes in an instant. [00:54:34] Danielle: I wanna add to that, another way to speak to the value of doing some self investigation, whether that's through journaling, through therapy, or seeking out a coach from someone like yourself is, because that expression of, treat other people the way you would wanna be treated. [00:54:53] What I know is that we don't treat ourselves all that well. A lot of us, many of us don't treat ourselves well, which is why accessing the compassion. Of treating others kindly is sometimes harder for us to find, jumping to criticism or judgment, because there's something we are rejecting in us. [00:55:13] So I think a way to do the thing you're saying , that beautiful treat others with kindness and compassion. The best way to do that is to look within. And I invite anybody listening to go to the show notes, visit John's website, seek out a coaching call, grab a copy of his book. There are resources that can help you be kinder to yourself, to lowering the walls, to lifting the veil, to seeing yourself in a new way, to performing the ultimate illusion, which is [00:55:52] to love yourself more fully exactly as you are so that we can be kinder to each other. 'cause we need that, we need a lot more kindness. [00:56:00] Thank you, John. Do we have the information we need for our listeners to get the special code? [00:56:06] John: John kipping.com. [00:56:08] Slash free gift. [00:56:11] Danielle: Ooh, you heard it here. John kipping.com/free gift. And this is only the gift for those of you who have listened this far. [00:56:20] So if you listen to the beginning and you just try to skip to the show notes, sorry. You ain't getting a gift. Thank you, John. [00:56:28] Thank you so much for joining me on this incredible episode of Don't Cut Your Own Bangs. I hope that you love listening because I thoroughly enjoyed making it. My favorite episodes are the ones where I get to learn something too. I'm also a listener. And benefiting from the wisdom and insights of all of the experts, creatives, performers, adventurers seekers that I get an opportunity to meet in this podcast format. [00:56:56] Don't forget to check out the show notes and please before you sign off , always remember rate, review, subscribe to the podcast when you interact with the podcast. It just helps send it out like a rocket ship to other people that are looking for the same value that you are. And it also helps create a conversation where I can continue to develop and cultivate something that benefits you more and is more fun for you to listen to. Feedback is great, and also if you just wanna throw a compliment, that's sweet too. But thank you so much for being here. [00:57:26] Your intention, your time mean the absolute world to me, and I hope you continue to have an incredible day. [00:57:32] ​

Assuming the economy continues its downturn as all the major markets are pricing, what would that look like and what should we be looking for? That leads into the question of how deflationary money becomes a deflationary or depression economy in the first place. That means we need to examine economic mechanisms. Eurodollar University's Make It Make Sense******Eurodollar University's One Big Thing Weeklyhttps://eurodollaruniversity.substack.com/Eurodollar University's Anniversary Salehttps://www.eurodollar.university/sale******https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Share your lol moments of the episodeLet's talk about mirrors, confusing timelines, and light bulbs, baby! This week we are recapping Oculus from 2013. This was a first time viewing for Stacy and we enjoyed every minute of it! This movie was full of twists and really had us using every brain cell we had to figure out what was going on. Tune in to hear us tell you everything that happens in this movie, along with plenty of laughs and light-hearted discussions.Recap starts ~ 32:24Socials:Follow us on Instagram, TikTok and Threads @scaredybratspod

Essay 1 is the first of what may become a more regular feature: me doing a solo show, talking about something I've thought a lot about but never decided upon the right way or place to present it. While most GoT shows are apolitical, that's not entirely the case. My politics and those of guests, come through at times. I consider myself a Centrist. That doesn't mean I'm in the Center of every issue. I might be extremely Conservative about many and pretty Progressive or Liberal about others. But for many issues, I recognize they are complex and no one ideology has answers. I believe most people fit in this spectrum. And within this spectrum, there is room for compromise to not have the perfect be the obstacle of the good, or just the better.I've been very up front about certain issues. It's no secret how pro-Ukraine I am in supporting it's struggle against Russia. This essay addresses one of the lies that has subsided but will likely rear it's head again: the myth that we would spend these billions at home on mental health and homelessness. The figure I recall being bandied about was 50 billion dollars. So, that is what I fixated on.What did elements of both Left and Right say? What are my thoughts on their motives?More importantly, what would it take to cure homelessness in the United States? Assuming this is some permanent solution, would 50 billion dollars come close? We use math. Then we use common sense on some inconvenient realities like Not In My Backyard and the costs of infrastructure, treatment and ongoing expenses beyond just building a glorified internment camp in some imaginary unused/unowned hectary of land.Let's see how I do. Let's see what I left out. Let's find out if you like this content. 

#RingRust with my #TNAslammiversary & #Summerslam chat... & I celebrate the 1st EP of a wrestling busker, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:05:48 Pay-Per-Review: Total Nonstop Action Wrestling's Slammiversary 1 0:07:42 Musicular Interlude 1 0:15:56 Pay-Per-Review: Total Nonstop Action Wrestling's Slammiversary 2 0:16:53 Musicular Interlude 2 0:26:46 Pay-Per-Review: Total Nonstop Action Wrestling's Slammiversary 3 0:28:43 Musicular Interlude 3 0:38:07 Pre-Per-View: WWE's Summerslam 1 0:40:25 Musicular Interlude 4 0:46:56 Pre-Per-View: WWE's Summerslam 2 0:49:12 Musicular Interlude 5 0:55:51 Assuming the Intermissionary Position -= EXPLICIT =- 0:59:36 This Week's Macho Fact 1:11:30 Pre-Per-View: WWE's Summerslam 3 1:13:40 Musicular Interlude 6 1:21:06 This Week's 3-Way Dance-Off: WWE Stands For...! 1:32:59 Pre-Per-View: WWE's Summerslam 4 1:34:52 Musicular Interlude 7 1:42:05 Pre-Per-View: WWE's Summerslam 5 1:43:13 Musicular Interlude 8 1:54:20 Podcast Extra -= EXPLICIT =-

#RingRust with my #ROHsupercard #WWEGAB #AEWallInTexas #WWEevolution & #TNAslammiversary chat... & I wish a #WWEHOF'r a #HappyBirthday, in this week's #3WayDanceOff! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:05:35 Pay-Per-Review: Ring of Honor Wrestling's Supercard of Honor 1 0:07:07 Musicular Interlude 1 0:15:55 Pay-Per-Review: Ring of Honor Wrestling's Supercard of Honor 2 0:17:32 Musicular Interlude 2 0:24:08 Pay-Per-Review: NXT's Great American Bash 0:25:51 Musicular Interlude 3 0:34:04 Pay-Per-Review: All Elite Wrestling's All In Texas 1 0:36:31 Musicular Interlude 4 0:46:43 Pay-Per-Review: All Elite Wrestling's All In Texas 2 0:48:27 Musicular Interlude 5 0:56:51 Assuming the Intermissionary Position  1:00:25 This Week's Macho Fact 1:09:36 Pay-Per-Review: All Elite Wrestling's All In Texas 3 / WWE's Evolution 1 1:11:42 Musicular Interlude 6 1:21:17 This Week's 3-Way Dance-Off: Happy Birthday, Mister Wrestlemania! 1:30:53 Pay-Per-Review: WWE's Evolution 2 / Total Nonstop Action Wrestling's Slammiversary 1 1:32:39 Musicular Interlude 7 1:40:46 Pay-Per-Review: Total Nonstop Action Wrestling's Slammiversary 2 1:41:40 Musicular Interlude 8 1:49:15 Podcast Extra 

In this powerful episode of Uncover the Human, hosts Cristina Amigoni and Alex Cullimore welcome Amanda Gulino, founder of A Better Monday, for an authentic conversation on burnout, values alignment, and what it means to build a career—and life—on purpose. Amanda shares her personal journey from recruiting to leadership and culture consulting, emphasizing how her business emerged from deep curiosity and a desire to do work that reflects her values. Together, they explore themes of identity, burnout recovery, and the freedom that comes with choosing a slower, more intentional path—one that prioritizes energy, joy, and human connection over unchecked growth.Listeners will gain insight into how burnout often stems from internal misalignment and external pressure, and how presence, curiosity, and intentional boundaries can help reverse that cycle. Amanda, Cristina, and Alex also unpack the nuance behind the Great Resignation, challenging the simplistic narrative that people “don't want to work.” Instead, they reveal a deeper story about people reclaiming agency and seeking meaningful contribution in environments that value them. The episode is a rich, reflective invitation to pause, examine our defaults, and courageously design a life and career that support who we truly are.

In this episode, Alissa addresses a pattern many highly sensitive people struggle with...feeling like a burden and constantly putting others on a pedestal. She unpacks how these feelings stem from low self-worth and how they shape the way others respond to us. With compassionate but honest insight, Alissa shares how shifting your energy and healing your self-worth can radically transform your relationships, confidence, and opportunities.What You'll Learn:How low self-worth leads to feeling like a burden or “too much”Why highly sensitive people often shrink themselves in relationships and workThe subtle ways insecurity shows up in your body language and behaviorHow over-apologizing and people-pleasing backfiresHow group coaching environments can help HSPs practice taking up spaceWhat happens when you stop assuming you're less than othersThe importance of healing your “sensitive shadow” archetypeReal-life examples of how self-worth work impacts confidence and magnetismUncover your sneaky internal belief that's stopping you from being your most confident self TAKE The FREE Shadow Archetype Quiz NOWLearn my 6-step process for managing & neutralizing your triggers as an HSP in our FREE UN-Botherable Workshop!The Sensitive & Soulful Self-Worth Course: Go from second-guessing & self-doubt to YOU'VE got YOU. Your journey to unwavering self-trust & radical self-acceptance starts HERE. Use code PODL at checkout for a secret discount!

This episode of the Popperian Podcast is part of a series on William Bartley and his book The Retreat to Commitment. ** John Post's description of the alleged paradox within pancritical rationalism, as presented by William Bartley on page 224 of The Retreat to Commitment: Since (B) is implied by (A), any criticism of (B) will constitute a criticism of (A), and thus show that (A) is open to criticism. Assuming that a criticism of (B) argues that (B) is false, we may argue: if (B) is false, then (A) is false; but an argument showing (A) to be false (and thus criticizing it) shows (B) to be true. Thus, if (B) is false, then (B) is true. Any attempt to criticize (B) demonstrates (B); thus (B) is uncriticizable, and (A) is false. *** Retreat to Commitment Retreat to Commitment by Bartley - AbeBooks and Retreat to Commitment: Bartley, III: 9780812691276: Amazon.com: Books   Support via Patreon – https://www.patreon.com/jedleahenry Support via PayPal – https://www.paypal.me/jrleahenry Website – The Popperian Podcast — Jed Lea-Henry Libsyn – The Popperian Podcast (libsyn.com) Youtube – The Popperian Podcast - YouTube Twitter – https://twitter.com/jedleahenry RSS - https://popperian-podcast.libsyn.com/rss *** Underlying artwork by Arturo Espinosa

If your opponent is going to shoot himself in the foot, let him.And that's what Democrats are doing daily. They literally lose 1000s of people from their party daily. [X] SB – Joy Reid says Trump will rig 2026 electionsReason we have to coalesce for 2026. Assuming we have free and fair elections. Insane to believe we will have free elections16 Republicans said that BBB will hurt their constituents. Bill is an abomination. All but one voted for them. One who didn't vote, just didn't vote at all.Gut Republicans.NY, MD, CA, VT, will try to take care of their poor. Red state people will die.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ryan Isaac of Dentist Advisors returns to continue his discussion with Kiera about the future of dentistry, including options aside from DSOs. The question a practice owner should ask themself, Kiera and Ryan say, is what that individual wants out of their life — then consider the best platform to get you there. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team listeners, this is Kiera, and this is going to be part two of mine and Ryan Isaac's conversation where we're digging into DSOs to sell to not to sell, all of that. And I truly am so excited for you guys here, part two. And as always, thanks for listening. I'll catch you next time on the Dental A Team Podcast.   Kiera Dent (00:17) why don't we take a pause and just think of like, what's the future of dentistry as now the future pioneers of dentistry? And what are we going to do to our profession? Yes, there's top dollar. Yes, there's things about it, but is there a way to influence?   and make sure that the integrity of dentistry can maintain long-term. I have no answer to that, but again, this is Kiera Dent sitting on my podcast where I think that there is a voice and an influence and like on Dentist Advisors podcast, is there a way that we can influence our industry in ways that will protect and still pay out? Because I'm like, even if you don't get the 10X EBITDA, you still can get a freaking great payout if you do your life right to where you can be financially set up.   Ryan Isaac (00:33) Mm-hmm. ⁓   Kiera Dent (00:58) still be able to sell your practice, not have to sell it in ways that could potentially hurt the industry. I'm not saying one's the right answer or the wrong answer. There's no judgment on my side. It's just, let's maybe think and consider how it could influence. Can we get people that could be private equity higher up that could help protect it? Those are things that, and again, I'm just Kiera Dent here in Reno, Nevada.   Ryan Isaac (01:03) Mm-hmm. Yeah.   Same, okay.   Okay. Yes. No, these are the questions.   You're totally influential. I think it's just in the opposite direction. ⁓ I don't think we can influence private equity. Private equity is ruthless in every industry. They don't. It feels dirty. It feels dirty. And I have a question for you, but I just want to say really fast. ⁓ I do feel like, yes.   Kiera Dent (01:30) It's dirty. It's dirty.   Is there a way though, Brian, you   don't finance better than me. Is there a way that there could become dentists that could become in private equity where they own it? Because once you, there's no way to insulate, you don't think. Because once you get to that level, you just, I mean, I've had.   Ryan Isaac (01:44) Yeah, but they'll do the same thing. I mean, they'll want the same thing.   Now, money's money. It's why capitalism runs   the world. mean, that's why, you know, it's like why it influences politics and money and business runs the world, you know? ⁓ Okay, hold on. There's so many good things here. Number one would be not every group will be a DSO, private equity backed DSO. And you know, many, many ⁓ clients and just dentists around the country who will end up being owners of   Kiera Dent (02:05) Okay.   Ryan Isaac (02:19) 20, 50, 100 group practices that will stay privately held and ran by owner doctors. That will be a chunk of this ⁓ group practice ⁓ takeover. So in that space, the influence can still be huge. ⁓ I think the chance to influence the integrity of private practice is in those who don't sell to DSOs.   I think it's in the industry, educated in influencing the industry for people who aren't going to sell and who are going to maintain control. Now, I do think that in the future, more and more dentists will be in a group. ⁓ are probably, yeah, be fewer and I can see why it would make sense to do that. There would probably be fewer and fewer people with just solo doc, solo location practices. know, some towns and rural places, that would be hard to do.   Kiera Dent (02:47) Mm-hmm.   I do too.   Ryan Isaac (03:15) So I think you're Dorothy, is that what you said? I'm Dorothy. I think that is possible, not with private equity, but with still the owner doctors that still exist and the group practices that are ran by dentists, not private equity back. I think the influence is still gonna be, I mean, if you took the projections of what will stay private,   Kiera Dent (03:20) Yeah, hi.   I agree.   Ryan Isaac (03:40) and then the chunk of the group stuff that'll be non DSO non-corporate, that's still got to be 40, 50 % of the industry eventually.   Kiera Dent (03:49) I would think so.   I mean, look at it right now. There's corporate dentistry within. And again, there's nothing wrong with any, because I have clients that are in corporate dentistry that run their practices like private. They take care of their teams. So it's one of those things I still think, like even if you are, and that's another way that we can influence this, if you are part of a private equity-backed DSO, you can still influence your practice. You're still the dentist working in the practice. You can still run culture. You can still run change.   Ryan Isaac (03:59) Totally. Absolutely.   Yes.   and hit it.   Kiera Dent (04:16) ⁓ I know the doctors I have, they're part of a very large group corporate and things that we have done together, like I work with them, they're my only corporate practice that I work with, but we have literally influenced the top tier CEO. They've asked what these offices are doing differently. They're taking things that I've helped bring into the practice and they've asked like, what's changed in your practice? Like we hired this girl who teaches us to run it like private practice. Their culture's incredible. We're even right now petitioning up to the top people because they're writing off things that you can actually   bill out to insurance that they're making them write off when it's like, actually, no, we can bill it as a non covered service and actually have the patients cover. So I'm like, I do still think whether you're in private equity, but I think you've got to be a strong enough doctor where you advocate for the rights of your patients and the rights of your practice. And I'm super proud of my client who does this because her and her husband, they go to bat and they're like, they write some pretty direct emails to the CEO of this and say like, hey, and they're a big enough force. Cause I mean,   Ryan Isaac (04:55) Mm. Yes.   huh.   Kiera Dent (05:15) They're the top tier practice in their area. have them making like, we are adding multiple millions to their offices every single year. But I'm like, I think that's also how dentists, even if you're in private equity, even if you're in group practices, I think at the end of the day, are clinicians and clinic, like you are, you are the product. And I think that they have, I think dentists have more say than they might realize that they do to influence the industry and keep it more positive and more ethical than it could be otherwise.   Ryan Isaac (05:38) Yeah.   Yeah, I totally agree. I totally agree with that. We all know people who are in those group models that are still running like amazing, almost privately held practices. The other thing that's interesting that's different than medical, because it always gets compared to the medical field consolidation that happened, is medicine has a distinct difference and advantage in that they have hospital systems where gigantic campuses where they can house hundreds of doctors in one place, right?   It's just not that's not a thing in dentistry, which I think will will force it to stay a little unique, different than medical, because you can never have a giant campus building with, you know, 400 dentists. Yeah, like 500. I mean, I don't know. I guess never say never some some group might invent that and you know, like the dental campus of the city. I don't know. Yes, it's possible. But it seems a lot less likely. Yeah.   Kiera Dent (06:18) Mm-hmm.   500 off, you imagine?   Say hi.   I mean, dental schools have a lot, but   I'm like, okay, I think the piece that would be really hard is to justify 500 beds, like 500 ops. You've got your hygiene that's cranking. So you gotta have, in a 500 bed, would need, like, we can only see 500 patients a day. so you can only see if it's 500 a day, that's how many patients you could actually see. I don't think that would be a full city, and we're basically taking over whole city.   Ryan Isaac (06:55) Yeah.   No. Yeah.   Kiera Dent (07:03) And then you might   not be pulling out that much dentistry outside of all of that to be able to fill that many doctors in their schedules. Cause so much of it's hygiene run, it's like a two to one ratio that I think that would be the zone. ⁓   Ryan Isaac (07:07) No.   I love this analysis. Yeah, I   couldn't go that far, but there you go. That's exactly right. So I do think it'll stay different enough in nature because of that. ⁓ And yeah, I, to go back to the, love your question. We've been kicking this around a lot in dentists advisors and I want to reiterate the same thing. There's no judgment here. There's no right or wrong. For some people, it's absolutely the best decision to exit with the DSO and just find the right one. Take your time. ⁓   Kiera Dent (07:19) There you go.   I agree.   Ryan Isaac (07:43) to go through the deals with someone who really knows what deals look like, not just a friend or a CPA unless that CPA is looking at hundreds of deals. Call Brandon, right?   Kiera Dent (07:51) Seriously, I'm like, why? He's got like every flavor of ice cream available of DSOs for you. And like, what are your goals with your financial advisor? What do you need to retire? And then you make sure that the deal is going to actually get you that because like you said, Ryan, it's your greatest asset. And that's where to me, it breaks my heart when people do this. And I was actually, when we were talking about assets, ⁓ there was a stress test portfolio that I heard at a conference that I thought was really awesome that I think about often. so thinking about when you said like, we're investing into this stock.   Ryan Isaac (07:59) Yeah.   That's it.   Kiera Dent (08:20) portfolio, like we're basically putting so much of our biggest asset and so many of our dollars into one single stock. And they said, just stress test your portfolio. If my two biggest portions of my portfolio. Okay. So the two biggest portions right now. And I think about this often, even you and me, Ryan, if those two asset classes dropped yesterday, cause I always do like, if they dropped tomorrow and you're like, well, I'd freaking move things. No, if it dropped yesterday, so there's nothing you could do. Do you have the staying power for things to recover? So like, I don't need to liquidate my assets.   Ryan Isaac (08:24) in one single, yeah.   Mm.   Kiera Dent (08:50) can still have income from our other assets and buying assets that are down. So looking at that, and I think about that often, like, so if your biggest ones are in the stock market and in your DSO and both of those dropped yesterday, like that's all that's gone. Could you still be okay? And if not, maybe look at other ways to diversify that portfolio. I'm not an advisor, Ryan. So you speak to like, if you agree or disagree on that, because that's my thoughts on it.   Ryan Isaac (09:11) Yeah.   Although yeah, no,   that's a really ⁓ logical way to look at stress testing something. If the stock market disappeared as a whole yesterday, all, yeah, well, we just, every publicly traded company in the entire world would be gone simultaneously. We would all be in so much trouble. Like we just wouldn't have cell phone service or gasoline or, you know, like a million things. Yeah, for a minute.   Kiera Dent (09:26) You say that we're all gonna go to the apocalypse, like.   Good thing you're by the ocean. You at least have a good time there, Ryan. I need   to get out of Reno, Nevada for that one year fact alone.   Ryan Isaac (09:44) Yeah, yeah. For me, yeah,   it would work for a minute, but then we would have no grocery chains, there would be no shipping distribution, there'd be no trucking, there would be no like, you know, we'd be done within like a week. You know what I mean? So, but you're the logic of it is true. It's almost like what if we just looked at stress testing a deal, you know, and you said there's usually three parts in a DSO deal, there's the cash up front, there's usually some kind of earned back, or bonus system, that's usually a smaller piece. And then there's the equity piece.   And if one of those didn't exist, if one of those dropped off, what would this deal look like? And I think the question we have to ask is if the equity didn't hit, you know, if they don't get returns on multiples on their equity, like they're projecting and always, of course, the projections are huge, you know, always, always. If this does not come in like you expect, let's just say it's half of what they expected that which would be probably fair to say, or it's all you do is get your money back one day.   Kiera Dent (10:32) always.   Ryan Isaac (10:43) What does this now look like to you? Is this a survivable thing? And is this even something you would be interested in doing? But again, you said this before, I've been saying this, go talk to someone who knows what these deals look like, like Brandon. I'll give you an example. with a client a few weeks ago who had an offer. They were getting a lot of pressure from the group where this came from. They were kind of involved in like, well, I won't even say it. It was just a group of people of other dentists that were kind of pooling practices together. And this buyer,   Kiera Dent (10:50) you   Ryan Isaac (11:14) just a lot of pressure, a lot of hype, right? A lot of hype. And the deal as the details started coming through started smelling really weird. And even he was just like, I don't know. He talked to Brandon for 30 minutes and it became so obvious so quickly how bad this deal was. And now he's pushing the brakes a little bit. He's going to ramp up his profitability, work on the practices some more. He still wants to consider a sale, which is great with that's fine if that's still what you want to do.   Kiera Dent (11:38) Yep.   Ryan Isaac (11:43) But I think that conversation probably just saved him millions of dollars, literally in 30 minutes of conversation. So just talk to somebody, please, about these deals. There's every flavor out there. There's so many ways that they can twist and bend these things. And yeah, there's just a lot of moving pieces in there. So just be careful. Yeah, just talk to someone. Be careful.   Kiera Dent (12:02) I would like, and what   you said, also think like, make sure that you're also selling it for top dollar. This is something I really love about working with you guys, working with clients is if we know that there's a sell on the horizon, think one of the best things you can do is truly like pulling a consultant, pulling somebody. And like I was talking to a doctor the other day and they're like, KK, we want you to come in and help us like with our systems, but they're selling in a year. And I was like, well, respectfully as your consultant, I'm not going to sit here and deal with systems.   Ryan Isaac (12:13) Yes.   Please.   Kiera Dent (12:31) If you're selling to a DSO, odds are a lot of those systems they're gonna bring into you anyway. Our best thing we can do is make your life easy right now, boost your production, reduce your overhead, increase your EBITDA so you get top dollar on the sale while making it like amazing. Like we'll still put systems into place. We'll still take care of your hot fires with your team right now. But like, why not go, it's like, if I know I'm selling my house in a year and if I did a few things to make it exponentially higher.   Ryan Isaac (12:32) .   Yeah.   Kiera Dent (12:56) in the next year of my sell, why would I not do that now? And for us, it's not even like a house where I'm just painting the walls. We're literally boosting your production. We're pushing your overhead down. We're helping your whole team get on board for that. So that way your asset really is the best asset you can get. And we're not doing it in a hard way. So I know it feels like a push, but just know Dental A Team's way is ease. So it's like, it's going to be an exponential growth for you, but with like ridiculous ease. And most of our clients, we just did a huge study across the board of hundreds of our clients.   Ryan Isaac (13:13) Mm-hmm.   Kiera Dent (13:24) And on average, they're seeing a 30 % increase in their production and a reduction in their overhead within their first three to six months of working with us. So like even if you have a year or two year timeline, that right there, so getting the right deal, making sure you're selling it at top, like squeezing the juice out of every single thing we possibly can get out of your practice. ⁓ But then also I feel like what happens in that scenario, Ryan, I see it all the time, is when we come in and we like powerhouse it up with them.   Ryan Isaac (13:34) Thank   Kiera Dent (13:51) They're like, wow, I'm working two days a week and I would make what this DSO was going to offer me and I don't even have to work. Why would I get rid of this practice right now to the DSO? That happens more than I can tell you because it's like they didn't realize it could happen this way. And I'm like, just tell me what you want. Like you want the DSO, you want to work two days. Why don't we build you that right now and like keep the asset that you've got and sell it when you want, which is going to make you the same amount of money as the DSO, but it's on your terms.   Ryan Isaac (13:59) Yes. Yep.   all the time.   Kiera Dent (14:20) So I think that like people don't realize that you can have the benefits of the DSO today. I think the only piece you can't have like, but I give air quotes on can't is like, you still are an owner, but I'm like, there's literally ways for you to sell to partners, have it pay out to you. And you can actually get rid of that ownership piece if you don't want it ⁓ and still have it be the same type of a deal. I think like, don't forget that there's also deals outside of DSOs that you can do internally. ⁓   Ryan Isaac (14:26) Yep.   Kiera Dent (14:48) but it is shocking Ryan how many practice, like I had a doctor and he's like, Kara, I'm going to get 5 million for my practice on this. And I was like, rock on in two years, we literally will make you 5 million net post-tax in two years. was like, literally, and that's net that's post-tax like in two years. I was like, this is not a good deal for you financially if you're going after the financial dollar. So I think just be smart with how you look at this because I don't know, right. And you do it to me all the time. You're like, Kara, yeah, go sell.   Ryan Isaac (14:58) That's what you're make in two years of income. Yeah. Yeah.   Mm-hmm.   Kiera Dent (15:17) but you can also just get the life you want and have your practice and your business run differently, why not consider that scenario too? So I think.   Ryan Isaac (15:19) Yeah.   Yeah, I'm,   yeah, okay. Sorry, finish your thought. I just like what you just said. I just love that. I was gonna ask you this exact thing. I was gonna ask you this exact thing. I was gonna say, Kiera, aren't there ways someone could step back and pause and say, why am I interested in selling to a DSO and then just try to create it through the work you guys do easily?   Kiera Dent (15:27) Okay, so yeah, take it.   100 % and right you do   it to me all the time. You're like Kiera. Well, what would you want your life to look like if you were to sell it? I'm like, I would care if you stopped if you sold what would your life look like? And I'm like, I do this. I do this. I do this. You're like, all right, then why don't we just make your business do that today? I don't think people realize how like you can manipulate your business to truly support the life, the finances, everything you want. Like it's shocking. I'm like just basically give me the North Star and we will manipulate the entire thing for you.   Ryan Isaac (15:59) Just do it.   Yeah.   Yeah.   Kiera Dent (16:14) in ways you didn't even know. like, I need Ryan to know our North Star where we need to get. Then we break it down to your, like what lifestyle you want to have. And then we just crank, like, it's like shake and bake. It's such an easy thing for us to do. And we're still doing it with like amazing ethics. It's under your control. It's your culture. It's your business. It's your life. But I mean, I have a doctor who's producing over 5 million a year, working two days a week, taking home DreamPaycheck and they were going to sell it to a DSO. And I'm like, it took us two years to get them to the offer.   and they're like, they're so happy and they're able to now, like you said, I think one of the best pieces on this is they got everything that they would have gotten from the cell. But in addition to that, they didn't lose everything that they've built to where now they can go build and create, like you said, the two day a week practice where they're having it, but they've kept their huge asset over here. And so I just think like, I don't know. I feel like there's so many more options on the table than people necessarily think there are. And so.   Ryan Isaac (17:03) Mm-hmm.   Kiera Dent (17:12) Maybe don't listen to all the noise, be the smarter. It's like when everybody's doing X, maybe there's a Y that would actually benefit your life.   Ryan Isaac (17:16) Yeah. A million percent.   Yeah. I mean, Warren Buffett has a quote around that. It's a little bit different with stock market buys and sells and greed and fear. But yeah, that's exactly it. Yeah. I love that you said that. I assume. What are we like 45 minutes already? I assume that you probably want to wrap this thing up, but I wanted to end it with that exact question you went there, which is like, can't we do this? Can't you? No. I mean, that's not the job we do. The Dental A team can help design.   that what you're trying to accomplish that you think some private equity firms gonna come in and give you. And again, let's all just remember, private equity firms, ⁓ they don't love you.   Kiera Dent (17:57) It's true.   Ryan Isaac (17:58) They love your money   and they are not stupid. There's a reason why they gobble up every industry in the economy is because they make us believe they're just giving us sweetheart deals. Like, they're gonna give us so much money. Isn't it so crazy? Like, no, they're really smart. They're gonna get so much more money from you than you're gonna get from them. So if they want your thing so bad that they're gonna chase you down and send you offers and every time you decline, they're gonna be like, okay, wait, what about this one?   Kiera Dent (18:15) They are.   Ryan Isaac (18:26) They want it so bad. You must really be holding something really special. So how can you make that thing become your dream scenario without having to give it up? First, just consider that again, no judgment. There is no right or wrong. Maybe that is your path and that is best for you. Great. If you do the work and the, you know, the research and you're just sitting and you're asking smart people like here in the Dental A Team, you know, about all the details and you're asking yourself why through all this process, that's just, that's the whole thing. So I'm glad you   Kiera Dent (18:31) Mm-hmm.   Yeah.   Ryan Isaac (18:56) Assuming we're ending it soon. I'm glad you ended it with that because that's what I was thinking about   Kiera Dent (19:01) Well, and I'm glad I'm going around the same beach because I feel like DSOs can be such a buzz. I think it's, I don't know. I just thought about, I remember when Jason and I were graduating from pharmacy school and we had a lot of debt on us and it was so tempting to go the 10 year loan forgiveness plan. So tempting. And Jason and I decided like, Hey, we don't want to like hope and bank that in 10 years, we're actually going to get all this paid off.   Ryan Isaac (19:07) yeah.   Mm-hmm.   Kiera Dent (19:29) And if it doesn't happen, what's it going to cost us at that point? And so we elected to just go for it to pay for it and to basically have it like, it's within our control rather than someone else holding my future. And I think that's how I often live my life of like, is there a way that I can get my dream life or I'm not banking on someone else holding up their end of the deal, hoping and praying that their equity makes it and it's something that we can actually do with ease? Why not do that?   Ryan Isaac (19:33) Mm-hmm.   Kiera Dent (19:55) Ryan knows it was a huge issue with me and Jason for about a year to pay off his student loans, but the growth and the life that we were able to achieve that we wouldn't even be done. We still would not even be done with our debt right now. And it would have ballooned and not all of the debt's being eliminated. Like there's so many things around these loan forgiveness programs that I think about that with DSOs too. You have so much banked in, the hope, the promises, like everything has to go right for this huge multiple to have it there.   Ryan Isaac (20:07) yeah. Yeah.   Uh-huh.   Kiera Dent (20:24) Is there maybe a few other paths that you could look at that might get you what you ultimately want, give it to you with more control on your side, and also be able to allow you just more flexibility and freedom. Again, no judgment. think what Ryan and I are trying to bring to the table is maybe just consider looking at things differently to see what's the best path for you. And I say like, right back at you, Ryan, use your financial advisors, know what your magic number is, know what you need, and then figure out which option is going to be that.   Ryan Isaac (20:48) Yeah.   Kiera Dent (20:52) while also providing you the dream life that you want. So Ryan, thanks for the riff today. It was a solid time.   Ryan Isaac (20:54) Yep. Thank you.   It almost felt like planned. was so smooth.   Kiera Dent (21:01) So, mean, it does help when we're good like peanut butter jelly. Like we're very aligned on how we see, that's why I think our clients work so well together because like Denali team clients going to Dentist advisors, it's amazing. We think on similar investment strategies and like just the planning and the protecting clients. And on the other side, it's, Hey, here's our financial number. Denali team literally can like give the gas and give the pieces to it of tactical. So thanks Ryan. was a good time.   Ryan Isaac (21:04) Yep.   Hmm.   We all want to do. Yeah.   Yeah. Yeah. We want to grow and protect that business and make it, you know, it's your whole life. Make it as good as you possibly can. You guys are so good at that.   Kiera Dent (21:34) Great.   Well, Ryan, if people are interested in connecting with you, how do they get connected? Because again, I think for me, before I even talked to DSOs, I always tell them like talk to your financial advisor, figure out your project number. That way you actually can then have even one filter on what deals you're looking for, what plan you need your business to be. So Ryan, how do they connect with you?   Ryan Isaac (21:41) Yeah, totally.   Million   percent. So I'll always say friends of the Dental A Team always can email me directly. I'll always have a conversation with anyone no matter what you're looking for. You don't have to be trying to hire a financial advisor. You might just have a few questions and I will always get on the phone and talk to someone. Just email me directly if you ever want to. Ryan at Dentist Advisors dot com. It's with an O.R.S. You can all just also just go to our website dentist advisor dot com. have   probably thousands of hours of free content on there, podcasts, articles, webinars, everything. You can book a consultation with our whole team there at any time. go learn as much as you want, listen to anything, tons of free stuff on there, but that's the best thing. I'm always happy to have a conversation.   Kiera Dent (22:29) It's amazing. And just so you know, Ryan does not take very many clients. So that's why I love him being on here. He's one of the founders. I think Ryan's one of the smartest people I've ever met. So definitely take him up on it. I know tons of our clients love meeting with Ryan because Ryan will tell you like, Hey, you don't need me or Hey, here's someone better for you. So I think it's just like, you're just an incredible human who ultimately cares and loves about these dentists, which is why I just appreciate you. So check him out. Yeah, of course. And for everyone listening, thank you for listening and we'll catch you next time.   Ryan Isaac (22:31) Yeah.   I do. Yep, I do. Thank you. Thank you.   Kiera Dent (22:59) the Dental A Team Podcast.  

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