Bringing you a weekly dose of personal finance content that matters to savers and investors in the UK. Every week I'll break down the latest in what's happening in the world of investing and personal finance, answer listener questions and discuss hot topics. theukmoneyguide.substack.com
I'm back with another episode of the show, and we've got a bit to catch up on. Today I'm giving my thoughts on what the King's Speech means for your money, and how Labours plan might impact your hip pocket. I also talk about how to calculate the real return of your investments, with nominal (non-inflation adjusted) numbers can be misleading. Lastly, I explain why I think you should consider your home a lifestyle expense, NOT an asset.
I'm back after a few weeks break and in this episode I'm talking through how to choose a financial advisor. I share 9 things to look for when choosing the right advisor for you, to make sure they're going to help you, and not just try sell you. Got questions? Hit me up at jason@jasonmountford.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/ukmoneypodcast/message
In this episode of The UK Money Podcast, I'm talking through what elections mean for your investments. There's going to be a lot of mud-slinging and fear mongering in the coming months, particularly with a US election coming as well as the just-announced UK election. I also discuss some more about the undervalued UK market, and how companies like Hargreaves Lansdown are becoming attractive takeover targets for private equity and foregin investors. --- Send in a voice message: https://podcasters.spotify.com/pod/show/ukmoneypodcast/message
In today's episode I'm talking about bonds. With investment markets starting to heat up a little, a lot of investors may be starting to think more about their asset allocation.I want to dispel some of the myths around bonds, and question whether they're worth investing in at all. As well as that, I'm answering a listener question on what to do if you come into a lump sum of cash. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/ukmoneypodcast/message
In this weeks' episode of The UK Money Podcast, I'm talking through the British ISA, and why I think it's actually a brilliant idea. I also touch on the new 99% mortgage from Yorkshire Building Society, and discuss whether you should consider a mortgage like this to get on the housing ladder. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/ukmoneypodcast/message
In this episode of The UK Money Podcast, I'm explaining how the UK State Pension works. This is going to be especially important to understand with an election looming, and the State Pension always a hot issue! I also answer some listener questions about how to invest when you're running out of time to retirement, and how to invest for your kids. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
Thanks so much to everyone who sent in questions this week, it's great to be back and I am stoked with the response! On this weeks episode of the show I'm answering a listener question. Aaron has gone through a messy divorce and wants some information on how to deal with paying off debt and getting himself back on his feet. Got a question for me? Email me at jason@jasonmountford.com Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
...and it feels so good. Excited to be taking the show back to its roots and bringing you advice and information about personal finance and investing in the UK.I'd love to answer the burning questions you've been holding on to for the last year and a bit (ha!), so hit me up at jason@jasonmountford.com Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week on the show I'm breaking down some of the financial jargon you've surely come across when looking to invest your hard earned cash. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Joined by Peter Komolafe to talk through the latest in the world of investing and personal finance. You may remember Pete from his past appearance on the show, he run the successful Conversation of Money YouTube channel, podcast and Instagram account.He's recently made the jump to the big(ger) screen as well, appearing as an expert on Channel 4's Secret Spenders.Really enjoyed catching up with Pete, I hope you enjoy the episode.You can find Pete on his website, YouTube channel, podcast and Instagram account. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Got a great listener question about margin lending or using leverage to invest on today's show, and I'm also looking at what happens if your investment platform goes bust! Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Hello listeners of The Hedge! I'm pumped up today and ready to bring you a fresh episode of the show. I'm trying to put a bit of perspective to the mess that we're in at the moment. It's not all doom and gloom and we have more options than we think! Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
A number of different topics on this weeks showing, including a great question from listener Nick. I discussed how to organise paper share certificates that your Mum or Grandad probably has lying around, as well as a rundown on the current state of crypto.I also talk about how different investments often perform during a recession, and what that means for your portfolio.Got questions? HMU @ thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
I'm back on the mic after a couple of weeks off. Thanks for your patience and well wishes. On this week's show, I talk through what it means when we go into a recession and what it might mean for you and your investments. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Liquidity. It's a term I throw out all the time when talking about investments, but I don't think I've ever actually explained exactly what it means and why it's so important. So that's the plan for today! I talk through this often glossed over topic, and why it's something you should really be aware of in your own portfolio.If you want more from me, you can find it at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Great show for you this week with Tom Poulter from Square Mile Investment Consulting and Research. Tom is a CFA and is highly knowledgable on investment markets, and I pick his brains on what he thinks is happening in the world right now.If you want to connect with Tom on LinkedIn you can find him here, and if you want to check out the Square Mile podcast, you can find it on this link.As always, if you want more from me, go to thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I'm talking through some big news stories from the markets, as well as answering a great question from listener Nick. Make sure you head to the website to get loads more free content, and send me your questions that you'd like to see on the show.Head over there now at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Thanks for checking in to this weeks episode of The Hedge! I'm keeping things short and sweet today, with a great email from a listener of the show who has a great tip for people looking to level up their career, and a question on car leasing!If you have questions, make sure you get in touch with me at thehedge.ioTo learn more about the Apprenticeship Levy, go here! Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week on the show I'm joined by Laura Davison, a property investor and business owner. I know I talk about property every now and then, but it's usually to say why it's a crap investment! With that in mind, I thought it would be a good idea to get the other side of the argument.If you have questions you'd like to ask for next weeks show, head to thehedge.ioIf you want to connect with Laura on Instagram, here is the link to her account! Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Answering some more listener questions this week! We're talking about focusing on growing income rather than cutting expenses. Yes the cost of living is biting everyone, but let's focus on ways to increase our earnings rather than cutting our expenditure.I talk through some practical ways that families can do this, as well as explaining the FSCS protection on investments and why the ETF VXX has closed.Make sure you join me for Friday Lunch Money on YouTube at 12pm this (and every) Friday! The Hedge YouTube ChannelFind more content from me at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I''m answering a listener question about ethical investing, which is also known as sustainable investing or ESG investing. I explain why I think the terminology is more marketing buzz than anything, and how to cut through to try and find something that matches your needs.If you have a question you'd like answered on the pod, get in touch at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
On this week's show I'm joined by Nick Bradley, host of the popular podcast Scale Up and private equity expert. Nick has a huge amount of knowledge and experience with growing business and, most importantly, allowing business owners to exit those business for sums of money that change their lives.There are loads of parallels between Nick's approach to business and my approach to financial planning, and I found this a fascinating and insightful interview.You can check out Nick's podcast, Scale Up, on Apple and Spotify.For everything from me, you can go to thehedge.io and to check out the Friday Lunch Money live streams you can go to The Hedge Youtube Channel at 12pm GMT every Friday from the 1st April! Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I've got some questions to answer from listeners of the show. I talk through whether you can pick the bottom of a market downturn, pound cost averaging vs investing in a lump sum, and the importance of investing in yourself.Go check out the website to ask your own questions at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I'm joined on the show by an accountant probably unlike any other accountant you've ever met! Rachel runs a successful accountancy practice with her partner, as well as the successful Instagram account @Accountant_SheWe talk tax, we talk self employment, we talk career changes. If we could all take an ounce of the enthusiasm that Rachel brings to accountancy to our own jobs and careers, we'd probably never have to worry about money again!You can find Rachel at:Instagram: @accountant_sheYouTube: accountant_sheStriveX AccountancyHow to Become an Accountant YouTube video Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
It doesn't really make sense to talk about anything other than this on this week's episode, yet I am grossly ill-equipped to talk about it in any frame of reference other than investing. So that's what I'm going to do. We can always take lessons from anything horrible that happens around the world, and our power (unfortunately) comes from our money. Getting a handle on your money means that you will have the freedom and flexibility to be able to use that money in a way that helps people.What has been the best financial decision you've ever made? Let me know at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week on the show I'm joined by Andy Taylor from Exchange Street Recruitment. In the episode we discuss the lasting impact of the Covid pandemic on the working world and the trends he is seeing from employers. He also gives some great advice to new graduates, people entering the workforce for the first time and those looking to retrain and make a go of a second career.If you want to connect with Andy, the best way to do it is via his LinkedIn Profile.If you want a free copy of my eBook, Modern Investing Fundamentals, you can grab a copy here at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
I'm answering listener questions this week! I'm talking ISA's, and how the different types interact when it comes to your annual £20,000 allowance, as well as looking at what happens when you reach your investment time horizon. Do you stay invested or do you pull or your money out?I also talk through foreign exchange risk, the times when this can become relevant and how to avoid it.If you want to pick a free copy of my eBook Modern Investing Fundamentals, you can grab a copy at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
On this weeks episode of the show I'm discussing a big week in money. We've had the new energy price cap announced alongside Rishi Sunak's Klarna-esque solution. We've also had confirmation that National Insurance is going to go up in April as well as a freeze on the student loan threshold. To top it all off, interest rates went up!All in all, a lot to be concerned about, but I'll explain how I see all of these issues and how to tackle them.If you want to pick your free copy of Modern Investing Fundamentals or read any of the articles I reference in the episode, you can find it all at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I'm interviewing popular Bitcoin personality, Natalie Brunell. A passionate advocate for Bitcoin, she was a senior news correspondent and investigative journalist, including a 2016 Emmy nomination, before turning her career to Bitcoin full time. We talk about what Natalie sees as the future for Bitcoin, and some of her reasons for believing in it so strongly.Regardless of what you think about Bitcoin, it's sometimes just nice to listen to someone speak with such positivity for the future of the world, when so much of what we read and see online focuses on exactly the opposite!Get your free copy of Modern Investing Fundamentals at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Some punk is impersonating me on Instagram! In this weeks episode I explain how the scam is working, and what to watch out for when trying to work out whether something is a scam or not. This is a rapidly increasing issue with financial content, so it's really important!I also expand on part of the discussion with Mark LaMonica in last weeks episode about indexes, and whether the future for index investing looks quite as bright as the last 10 years.Get your free copy of Modern Investing Fundamentals at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
On this weeks episode of the show I'm joined by Mark LaMonica from Morningstar, one of the world's biggest providers of investment research, data and analytics. This episode is full investment focus from start to finish. We discuss the market outlook for 2022 in what looks to be a very challenging environment, we discuss cryptocurrency, inflation and the active vs passive debate with a bit of a twist.As always, if you'd like to give me any feedback on the episode or get in touch with questions, you can DM me on my Instagram @jasonmountfordmoney or find all my other content at thehedge.io Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
A recent study from Royal London has looked at how much you need to save in order to achieve a comfortable retirement. I think this is an important issue to look at, but I also think that the assumptions used in this particular study are pretty rubbish. I explain exactly why and what you should be thinking about when it comes to your retirement, regardless of whether you're 22 or 40.I also talk about the new 7 times salary mortgage from Habito. On the face of it, this might look like the answer to the ever growing challenge for first home buyers, but I explain why that's not exactly the case. I also talk through some of the key concepts to think about when it comes to mortgages in general.If you want your free copy of the Modern Investing Fundamentals eBook then you can find it at thehedge.ioTo see the article on this recent study you can go hereTo listen to the Episode 14 about how much you need for a comfortable retirement, the link to Apple Podcasts is here and the link to Spotify is here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I'm joined by YouTuber Damien Talks Money and we talk through a load of different things, including making a success from YouTube, the state of the global stock markets, staking crypto, bitcoin's energy use and active vs passive investing.Damien's channel has grown incredibly fast through his unique combination of UK tailored finance content, delivered in a way that is equal parts educational and entertaining.It was great to have Damien on The Hedge podcast to find out a bit more of what goes into his channel and his thoughts on various money and investing topics.If you want to get a free copy of the Modern Investing Fundamentals eBook - you can get your copy at thehedge.ioYou can find Damien's YouTube Channel here and his Instagram hereIf you want to follow me on Instagram you can find me here Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I want to talk about a fundamental aspect of a financial plan that, if you don't already have one, should be your number 1 financial goal for this coming year. I'm talking about an emergency fund! It's a simple concept but it is something that is often overlooked or misunderstood, and in today's episode I explain exactly what it is, the type of account you need and how much you should have.I also discuss the importance of setting financial goals and how to set yourself up to hit them int 2022!Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I'm joined by the wonderful Sarah Tucker aka The Mortgage Mum. Sarah is a mortgage broker who was thrust into the spotlight in the 2019 season of The Voice. In this episode Sarah shares how she spent 16 years auditioning before finally getting her shot at stardom, and how this led her to start her mortgage broking business.We also discuss some tips and tricks to be aware of when it comes to getting a mortgage, and some of the key trends and opportunities in the industry. This was recorded a few weeks ago, at which point the BoE hadn't yet raised their interest rates.If you want to find more from Sarah, you can find more info on her website and also find her on Instagram as The Mortgage Mum.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Over the last year, stock market is up, the property market is up and the crypto markets are definitely up. So should you invest after a period of strong growth, or is the risk too high? In today's episode I talk through this issue and give you some strategies to navigate investing when markets are at all-time highs.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
This week I'm joined by Catherine Morgan, a multi-award winning Financial Coach and Financial Planner who is an expert on money mindset. We discuss how our past experience and childhood influence our behaviours and feelings on money, and how understanding this can be a powerful starting point to improving our relationship with it.If you'd like to check out Catherine's book "It's Not About the Money" you can find it on her website, along with links to all her other content.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
On this week's episode of the show I'm joined by Peter McCormack, host of the biggest Bitcoin podcast in the world, What Bitcoin Did. Peter and we discuss exactly what Bitcoin actually is, what makes good money and why Bitcoin has "solved the problem of becoming the world's best money".We also talk about where Bitcoin fits within the broader cryptocurrency space and what the future might look like if Bitcoin really does become the world currency, a term known as Hyperbitcoinization.Finally, Peter lets me in on an exciting sporting/Bitcoin project that he has recently finalised.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
On this weeks episode I'm talking with Peter Komolafe from the Conversation of Money. Peter is active across social media, has a YouTube channel with over 30,000 subscribers as well as a successful podcast.On this episode we talk about the crazy couple of years we've experienced in markets all over the world. We discuss how attractive a higher risk investment approach can be during good times, but how important it is to keep sight of the fact that investing safely is equally as important.We talk about crypto mania and also Decentralised Finance, or DeFi, which is a space that Peter sees becoming increasingly important in the coming years.Lastly, we talk a bit about Peter's background and how he came to the UK from Nigeria at a young age before going back to Nigeria under unbelievable circumstances.If you want to see more from Pete you can find all his content via his website at conversationofmoney.com Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
In this weeks episode I caught up with Michael Campion, Managing Director of Four Fox Saké and host of the successful podcast, Playing the Inner Game. Michael has had an incredibly interesting career so far and embodies the concept of how having a strong personal brand and following your curiosity and gut feel can open doors.The conversation could have been 3 times as long, and there is a lot of Michael's story we didn't get a chance to fit in. Even so, there is so much to take from this episode that can be applied to your own business, career and life.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Today I finish off the questions about Capital Gains Tax with a great follow up question from listener Danny. I also delve into the comparison between a Defined Benefit/Final Salary pension scheme and how to weigh it up if you are potentially going to be moving to a Defined Contribution or Money Purchase Scheme. This is a common scenario for people changing jobs or those who have been told by their employer that the scheme will be changing.I also talk through how The UK Money Podcast will be changing with the rebrand to The Hedge. It's a really exciting change and something that I am so pumped up about. As I say in the episode, the content won't be changing, it will just be growing.Thanks for sticking with me on this, it's going to be awesome!Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
We're changing our name! Over the next week or so, The UK Money Podcast is going to be re-branded as The Hedge. You'll see a different icon in your podcast app and a different name attached, but you'll still be getting useful UK focused financial content on a regular basis.As well as continuing to discuss investing, money, personal finance, pensions, ISA's and everything else financial, I'll also be interviewing successful people about how to make the most of your life, your career, your business, and of course, your money.All of the new details can be found at thehedge.io and this includes links to follow all our social feeds, get in touch via email with your questions and find lots more great content.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Today's episode is a really interesting interview with Amelia Sordell, Founder of personal branding agency Klowt. A personal brand is something that we all have whether we think about it or not, and becoming more conscious about this can be a hugely powerful tool to standing out from the crowd and earning more money.In this conversation we talk about what a personal brand is, some practical steps of how to develop a personal brand and an idea of where a strong personal brand can take you.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
In today's episode I'm answering listener questions! The first question is about when do we pay Capital Gains Tax (CGT)? Is it when we sell an investment or is it when we withdraw the money into our bank account? This is a great question that has particular relevance when talking about cryptocurrency like Bitcoin and Ethereum.Secondly, I talk about pensions and how much you can put in, because one of my listeners has an accountant that seems to have got things a bit mixed up!Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
In today's show I discuss one of the key dilemmas for those with a bit of spare cash in the bank. Do I pay down my mortgage or do I invest? This is a particularly important issue at the moment because it looks like inflation and interest rates are both likely to be on the rise.I also explain NFT's or Non-Fungible Tokens. This is an area that is growing in popularity all the time, and whilst the current use case is kind of stupid, I think it's going to become a lot more mainstream in the coming years.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Inflation is rising in many parts of the world, including the UK. This is a bit of a worry, particularly because interest rates on bank accounts have pretty much never been lower. In today's episode I talk through the key issues of inflation, and give my thoughts on what you can do about.I also talk a bit about Gold Bullion, historically considered a hedge against inflation, and what my thoughts are on gold as an asset class.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
What does your ideal life look like? That's the very first question you need to ask yourself in order to know how to best structure your finances. You need to know what you are trying to achieve with your money, before you can understand whether you're going to be better off putting it into a pension or an ISA or whether you should actually be investing it at all!I also explain practically how to invest in bonds, and give a sneak preview into some of the guests who are coming up in future episodes of the show.The 4 Hour Work Week (affiliate link)Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Today I'm talking through the situation with Chinese property giant Evergrande and whether it marks the beginning of the next financial crisis. I also explain why you shouldn't lose any sleep over it! As well as that I also discuss dividend investing and why it is a strategy that can work for some, but that it's not without its downsides!Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Today I'm covering the hot and (not so) sexy topic of National Insurance and the latest increase that has been announced. I also answer listener questions on the financial tips for a new marriage and whether 4 years is long enough to invest for.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Today I'm expanding on my conversation with Andy Webb from last week, and talking about budgeting. It's not boring! I promise! I also answer a listener question about investment fees, and explain how fees work in the majority of investment funds and investment platforms/apps.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here.Free Budget Calculator Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe
Am I pumped about today's episode? You bet your ass I am! My very first guest is Blogger, YouTuber and Podcaster Andy Webb. Andy's blog, Be Clever With Your Cash is an awesome resource for the latest bank account bonuses, discounts and rewards point tips and hacks. We talk through what Andy does with Be Clever With Your Cash, we discuss some of the quick money wins that could save you over £500 a year for just a couple of hours work, and we talk about why money is (or isn't!) important.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. Get full access to The UK Money Guide at theukmoneyguide.substack.com/subscribe