Podcasts about us stock market

Dominic Pappalardo, chief multi-asset strategist for Morningstar Investment Management's Wealth group, discusses how trade talks over tariffs could ripple through the bond market and whether import taxes are the right move for Hollywood movies.Key Takeaways:What a Potential Trade Deal Between the US and UK Means for Market SentimentWhat Countries Need to Strike a Trade Deal to Calm Wall Street?What Persistent High Tariffs and Falling Imports From China Could Mean for the USHow Japan Moving Out of US Treasuries Could Rattle the Bond MarketHow Trump's Tariffs on International Movies Could Affect the Services SectorHow Tariff-Induced Market Volatility Affects the US Dollar's Strength GloballyHas Market Volatility Made the US a Risky Bet for Stock Investors?How Investors and Investment Managers Should Handle Market VolatilityWhat to Watch Before Trump's 90-Day Tariff Pause Ends Read about topics from this episode.  9 Charts on Trump's First 100 Days in the Markets 6 Charts on How Trump's Tariffs Have Upended Global Markets Q1 GDP Forecast to Show Sharp Slowdown as Imports Surge Ahead of Tariffs US-China Trade War Cause Us to Reduce Most US Independent Producers' Valuations by 2%-13% US Treasuries Sell Off as Trade War Calls Haven Status Into Question Dollar Hits 3-Year Low Against the Euro in Tariff Turmoil May 2025 US Stock Market Outlook: Eye of the Hurricane What to watch from Morningstar. Berkshire Hathaway's Annual Meeting Could Reveal Its Future PlansRetirees: Here's How to Tweak the 4% Rule to Protect Your Nest EggMarket Volatility: Which Investments Will Protect Your Portfolio in a Recession?Market Volatility: What Lies Ahead in Trump's Trade War Read what our team is writing:Dominic PappalardoIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

President Donald Trump admits a period of difficult transition is inevitable as his trade policies continue to cause upheaval in international markets. And after the end of the Cold War, the world economy became integrated, and globalisation began, but is that at risk now because of the tariffs, trade war and protectionism? Presenter Roger Hearing speaks to Mohamed El Erian, former IMF Deputy Director who is now President of Queens' College, Cambridge, and chief. Also, a general strike against public spending cuts in Argentina has severely disrupted transport systems in the country. All domestic flights have been cancelled; trains and metro services have been suspended in Buenos Aires and other parts of the country.Throughout the program, Roger will be joined by two guests on opposite sides of the world – Yoko Ishikura, a professor emeritus at Hitotsubashi University in Japan, and Tony Nash, CEO and founder of Complete Intelligence, an AI-based financial forecasting firm in Houston.

President Donald Trump admits a period of difficult transition is inevitable as his trade policies continue to cause upheaval in international markets. And after the end of the Cold War, the world economy became integrated, and globalisation began, but is that at risk now because of the tariffs, trade war and protectionism? Presenter Roger Hearing speaks to Mohamed El Erian, former IMF Deputy Director who is now President of Queens' College, Cambridge, and chief. Also, a general strike against public spending cuts in Argentina has severely disrupted transport systems in the country. All domestic flights have been cancelled; trains and metro services have been suspended in Buenos Aires and other parts of the country.

On today's show, LIVE on Thunderous Radio (Stream 2) https://thunderousradio.com at 5:30 pm CT, 6:30 pm ET: Tariff-ying Nations: Trump pauses higher tariffs for nations willing to deal, hikes to 125% for combative China - Europe approves mild tariff response while looking for deal with Trump - Treasury Sec. Bessent Says U.S. building Allied Trade Bloc to isolate Beijing, market panic overblown - US Stock Market whiplash - we'll analyze. Deportation Nation: Thousands leave country voluntarily amid Trump self-deport push, DHS says - NYC welcomes ICE back to Rikers Island after lengthy ban - Supreme Court grants Trump request to lift stay halting Venezuelan deportations, Supreme Court ruling on deportations for the Trump administration is a ‘colossal victory,' says Stephen Miller - Texas taxpayers ROBBED to the tune of millions; paying for illegal aliens to lawyer up - Analyst confirms corporate scheme to overlook Americans so that foreigners can be hired - we'll examine. Government Overreach: Law Prof. Jonathan Turley says judges are 'appointed, not anointed' - Woman rips government officials, now they sue her for 'defamation'! Plus, Faith Underfire: Holy war erupts as judge bans mom from taking daughter to Christian church - 'No area is safe for Christians': The West looks away while Islamic jihadists mutilate and murder. And, Assassin's Creed: Shocking number of Americans say murdering President Trump is justifiable! http://www.spreaker.com/show/christian-talk-that-rocks https://christiantalkthatrocks.net or http://christiantalkthatrocks.com

Financial markets continued their upheaval today after President Trump has doubled down on his tariffs. The S&P 500 was down 0.8% in late trading, following another volatile day. The Dow Jones Industrial Average was down 563 points, or 1.5%...while the Nasdaq composite was 0.6% lower. This comes as a growing number of Republicans are signing onto bills that would give Congress more power over tariffs. Nebraska Republican Rep. Don Bacon introduced a bill today that would give Congress the authority to approve tariffs. In the Senate, six Republicans have signed onto a companion bill led by Judiciary Chair Chuck Grassley and Commerce Committee Ranking Member Maria Cantwell. That bill has prompted a veto threat from the White House. Meanwhile, House Speaker Mike Johnson is publicly sticking by the tariff strategy Tariffs aren't the only issue dividing Congressional Republicans as the revised 2025 Republican Budget resolution is scheduled to hit the floor this week. This is the same bill that the Senate approved in the early hours of Saturday morning. At least three other Republicans have said they will oppose it on the House floor. That comes despite pressure from a Dear Colleague letter from House Republican leadership on Saturday and a private conference call on Sunday. And Israeli Prime Minister Netanyahu was at the White House today. It's his second visit since January. He stated that his country will eliminate the trade deficit and trade barriers with the US, and that he hopes Israel can serve as a model for other countries to do the same. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tim, Phil, & Brett are joined by Evita Duffy-Alfonso to discuss $6 Trillion being wiped out from the US Stock Market after Trump's tariffs, China retaliating & hitting the US with a 34% tax on all imports, Trump supporting blocking congress proxy voting, and Trump delaying the TikTok ban again. Hosts: Tim @Timcast (everywhere) Phil @PhilThatRemains (X) Brett ⁨@PopCultureCrisis⁩ (YouTube) Serge @SergeDotCom (everywhere) Guest: Evita Duffy-Alfonso @evitaduffy_1 (X) Learn more about your ad choices. Visit megaphone.fm/adchoices

Tim, Phil, & Elaad are joined by Tiffany Cianci to discuss countries panicking & begging Trump for a deal after he signed global tariffs, $2.5 Trillion being wiped out from the US Stock Market, CNN accused of making Trump look more orange, and Antifa attacking TPUSA staff. Hosts: Tim @Timcast (everywhere) Phil @PhilThatRemains (X) Elaad @ElaadEliahu (X) Serge @SergeDotCom (everywhere) Guest: Tiffany Cianci @TheVinoMom (X) Learn more about your ad choices. Visit megaphone.fm/adchoices

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Global markets react to President Trump's tariff announcement

In this podcast, Edmund Shing, Global Chief Investment Officer, discusses the risks to the American stock market from shifting foreign investor flows.Foreign investors have significantly increased their holdings in US financial assets, totaling 10 trillion dollars between 2020 and 2024, with European investors holding 49% of these assets.The S&P 500 is currently expensive at 20x forward PE compared with its long-term average of 16x, while the eurozone and Japan markets are fairly valued or cheap.There is a “double whammy” risk for US equities as foreign investors may reduce exposure due to under-performance, high valuations and a weakening US dollar, potentially leading to further derating and currency losses.We prefer US stock exposure via the S&P 500 equal-weighted index, along with rebalancing towards international stocks in the UK, eurozone, Japan, and possibly China.Hosted by Ausha. See ausha.co/privacy-policy for more information.

The US stock market is still undergoing a turbulent period, with more investors aiming to cut their losses. Donald Trump's tariffs still loom large over the market, with numbers dipping into the red after a short rebound. Milford Asset Management's Andrew Curtayne explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The US stock market is still undergoing a turbulent period, with more investors aiming to cut their losses. Donald Trump's tariffs still loom large over the market, with numbers dipping into the red after a short rebound. Milford Asset Management's Andrew Curtayne explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

This week: The US Stock Market is plummeting during Trump's second term. Felix Salmon, Emily Peck, and Elizabeth Spiers explain why headlines very rarely affect the movements of the Stock Market–and discuss whether we're currently living one of those exceptions. Then, the Wall Street Journal has reported that the Trump family is in talks to invest in the US arm of crypto giant Binance. If true, the move would almost certainly be an attempt to buy a pardon for billionaire founder CZ, who pled guilty to violating U.S. anti-money-laundering requirements under Biden. And finally, Youtube megastar MrBeast, made popular among the Gen Alpha set for giving away fabulous prizes, is turning his fame into fortune via his candybars. Are they any good? Elizabeth will decide! In the Slate Plus episode: How many days a year should we all really spend at work? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: The US Stock Market is plummeting during Trump's second term. Felix Salmon, Emily Peck, and Elizabeth Spiers explain why headlines very rarely affect the movements of the Stock Market–and discuss whether we're currently living one of those exceptions. Then, the Wall Street Journal has reported that the Trump family is in talks to invest in the US arm of crypto giant Binance. If true, the move would almost certainly be an attempt to buy a pardon for billionaire founder CZ, who pled guilty to violating U.S. anti-money-laundering requirements under Biden. And finally, Youtube megastar MrBeast, made popular among the Gen Alpha set for giving away fabulous prizes, is turning his fame into fortune via his candybars. Are they any good? Elizabeth will decide! In the Slate Plus episode: How many days a year should we all really spend at work? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: The US Stock Market is plummeting during Trump's second term. Felix Salmon, Emily Peck, and Elizabeth Spiers explain why headlines very rarely affect the movements of the Stock Market–and discuss whether we're currently living one of those exceptions. Then, the Wall Street Journal has reported that the Trump family is in talks to invest in the US arm of crypto giant Binance. If true, the move would almost certainly be an attempt to buy a pardon for billionaire founder CZ, who pled guilty to violating U.S. anti-money-laundering requirements under Biden. And finally, Youtube megastar MrBeast, made popular among the Gen Alpha set for giving away fabulous prizes, is turning his fame into fortune via his candybars. Are they any good? Elizabeth will decide! In the Slate Plus episode: How many days a year should we all really spend at work? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: The US Stock Market is plummeting during Trump's second term. Felix Salmon, Emily Peck, and Elizabeth Spiers explain why headlines very rarely affect the movements of the Stock Market–and discuss whether we're currently living one of those exceptions. Then, the Wall Street Journal has reported that the Trump family is in talks to invest in the US arm of crypto giant Binance. If true, the move would almost certainly be an attempt to buy a pardon for billionaire founder CZ, who pled guilty to violating U.S. anti-money-laundering requirements under Biden. And finally, Youtube megastar MrBeast, made popular among the Gen Alpha set for giving away fabulous prizes, is turning his fame into fortune via his candybars. Are they any good? Elizabeth will decide! In the Slate Plus episode: How many days a year should we all really spend at work? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, Threads and YouTube

US markets plummeted yesterday due to growing fears of a looming recession, with the major US stock indices all falling sharply, amid ongoing trade tensions and uncertainty over the Trump administration's tariff policies. The sell-off was particularly brutal in the tech sector, while the VIX volatility index surged 19% and bond yields plunged, reflecting heightened investor anxiety. On today's podcast, we are also joined by Dario Messi, Head of Fixed Income Research, with an update on the German Bund market.00:00 Introduction by Helen Freer (Investment Writing)00:31 Markets wrap-up by Jonti Warris (Investment Writing)06:18 Bond market update: Dario Messi (Head of Fixed Income Research)11:01 Closing remarks by Helen Freer (Investment Writing)Would you like to support this show? Please leave us a review and star rating on Apple Podcasts, Spotify or wherever you get your podcasts.

Founder of the Tao of Trading, Simon Ree, joins Michelle Martin to discuss the market’s current valuation landscape. He highlights that the Cyclically-Adjusted PE (CAPE) ratio stands at 38 - making U.S. stocks 97% more expensive than historical averages. Against this backdrop, how should investors assess their exposure to AI stocks as concerns grow over AI infrastructure spending? Is AI optimism strong enough to offset uncertainty surrounding Trump’s tariffs? This episode unpacks Nvidia’s $600 billion market wipeout, the risks to AI investments, and whether investors should rethink their AI strategies. Plus, insights on Trump’s tariffs, their impact on inflation, and potential shifts in global supply chains. See omnystudio.com/listener for privacy information.

In today's episode of Weekly News, hosts Ryan Alford and Chris Hansen discuss current business and marketing news. They cover TikTok's rapid resurgence, the impact of China's new AI technology Deep Seek on the stock market, and its geopolitical implications. The duo also examines the state of the cryptocurrency market, focusing on Bitcoin and XRP, and the challenges of resume honesty in job applications. The episode blends humor with serious analysis, offering listeners a thought-provoking exploration of the fast-paced world of business and technology.TAKEAWAYSRapid news cycle and its impact on business and marketing.Recent performance and resurgence of TikTok.Introduction and implications of the Chinese AI technology Deep Seek on the stock market.Geopolitical tensions between the U.S. and China due to technological advancements.Economic ramifications of Deep Seek's success on U.S. tech companies.Current state of the cryptocurrency market, focusing on Bitcoin and XRP.Challenges of resume honesty and the prevalence of embellishments in job applications.Discussion on interest rates and the Federal Reserve's economic strategies.Examination of taxation, government spending, and potential reforms.Exploration of the idea of eliminating federal income tax and alternative revenue sources. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.

The US stock market is in "the mother of all bubbles", with the market capitalization of publicly traded companies at 206% of GDP. This is higher than the dot-com bubble of 2000, and even the peak of the crash of 1929. Meanwhile, just 25 companies make up over half of the weight of the S&P 500, and the Magnificent 7 Big Tech monopolies are 35% of the market cap of the index. However, the US economy was built upon this financial house of cards, and politicians are profiting from it. Ben Norton explains the dangers. VIDEO with charts here: https://www.youtube.com/watch?v=rguHublkxCQ Topics 0:00 American exceptionalism 0:53 US stock market is over 60% of world 1:16 USA is 74% of MSCI World Index 2:10 Top 25 companies in world 3:29 Exorbitant privilege of US dollar 4:59 S&P 500 and Nasdaq indices 6:07 Magnificent 7 6:50 Just 25 companies make up 50.3% of S&P 500 8:26 Tesla is insanely overvalued 12:03 Big US companies are really financial firms 13:11 How to measure a bubble 14:15 Buffett Indicator (market cap to GDP) 15:57 Public & private equities to GDP 17:00 How the US government inflated the bubble 21:10 Richest 10% of Americans own 93% of stocks 22:23 Warren Buffett's warnings 23:56 Berkshire Hathaway dumps stocks 26:32 Jeff Bezos sells Amazon shares 27:22 Mark Zuckerberg sells Meta stocks 27:40 Elon Musk sold Tesla shares 28:08 The "greatest bubble in human history" 30:27 Alan Greenspan and "irrational exuberance" 31:16 Fears of "pent-up exuberance" 32:19 P/E ratios 33:41 Irrational investing 34:54 Donald Trump's tax cuts help the rich 37:54 Trump and Ronald Reagan 39:04 Trickle-down economics 41:16 Wall Street fills Trump's cabinet 42:02 Financialization of US economy 43:44 Will Trump reverse de-industrialization? 45:38 Real estate & homelessness 46:38 US dollar 47:34 Wall Street vs Main Street 49:06 Outro

Dec 17, 2024 – In this compelling interview, legendary investor Felix Zulauf shares his bold predictions with FS Insider for the financial markets in 2025. He warns that the US stock market is currently in a bubble, trading at extremely overvalued levels...

Inside Agriculture Segment 3

Nov 21, 2024 – So far this decade, the stock market has experienced something close to a "Roaring 20s," and our next guest has been among the most bullish voices on Wall Street, sharing this forecast with us in previous years. Today, we'll dive into...

The election is over. What to look out for now that Trump has once again been elected President. The platform I use to manage investments is IG Trading (ig.com.au).

US stock markets seem convinced of a Trump win in the upcoming election. Evidence of the swing can be found in a rally in bank stocks, shares in Trump Media & Technology Group soaring, and a rise in Bitcoin. Plus, the man behind The Apprentice tv show has said he regrets painting Donald Trump as a superstar businessman. And, the price of a slice of cake at Disneyland has been blasted as ‘obscene'. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Wall Street hit new record highs, led by the S&P 500, as mining stocks surged. However, U.S. consumer confidence dropped to its lowest in three years amid concerns about the labour market and broader economy. Meanwhile, China announced its largest stimulus since the pandemic, lifting oil prices by 2% and driving copper to a 10-week high. Locally, Aussie inflation is set to hit a 3 year low but don't expect a rate cut. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Title: ⏰ ST #53: Setting Long-Term Fibonacci Targets On The Us Stock Market with Sid Norris of ElliottWavePlus.com   Recorded on as part of the Synergy Traders #53: "27 Fibonacci & Elliott Wave Trading Strategies" hosted by TradeOutLoud and TimingResearch.   The full event archive is available here: https://link.timingresearch.com/ST53Archive   Bonus... ⚡ PDF: 7 Must-Watch Mid-Cap Growth Stocks: Potential Big Winners Through The Rest of 2024 https://timingresearch.com/LR6POD   Terms and Policies: https://timingresearch.com/policies/  

Sep 4, 2024 – Gold is now up over 20% year to date and silver is just slightly behind at over 18%. Amazingly, both precious metals are outperforming all the major US indices. Today, we discuss some of the drivers of the current bull market in gold and silver...

On today's podcast, we'll chat with Daniel Peris about his new book, The Ownership Dividend: The Coming Paradigm Shift in the US Stock Market. Daniel oversees dividend-focused portfolios for Federated Hermes and has written several other books about investing, as well as a study of the former Soviet Union. Daniel began his investment career in the late '90s as a stock analyst at Argus Research.BackgroundBioThe Ownership Dividend: The Coming Paradigm Shift in the US Stock MarketGetting Back to Business: Why Modern Portfolio Theory Fails Investors and How You Can Bring Common Sense to Your PortfolioStorming the Heavens: The Soviet League of the Militant GodlessThe Strategic Dividend InvestorDividend Investing“Will Dividend Investing Reign Again?” by Daniel Peris, federatedhermes.com, April 25, 2024.“There Is Nothing Special About Dividends,” by Larry Swedroe, Morningstar.com, April 10, 2024.“The Retreat of Dividends and the Changing Nature of the Stock Market,” by Daniel Peris, americanaffairsjournal.org, Fall 2022.OtherWilliam Goetzmann“What Is the Modigliani-Miller Theorem?” by James Chen, Investopedia.com, Aug. 1, 2024.“Markowitz Efficient Set: Meaning, Implementation, Diversification,” by Will Kenton, Ivestopedia.com, Nov. 21, 2023.“Fama and French Three Factor Model Definition: Formula and Interpretation,” by Adam Hayes, Investopedia.com, Jan. 29, 2024.“Tax Differential View of Dividend Policy: Meaning, How It Works,” by Julia Kagan, Investopedia.com, June 14, 2022.

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The ETH ETF launch was a huge success yet it doesn't seem like the crypto market is very excited about it… If you're wondering what the best trade is today, join Cryptomanran live as holding ETH right now, is nothing but a massive opportunity cost! - - -

Our guest on the show this week is Jeremy Harbour.  Jeremy has been involved in the M&A market across the globe for decades.  He's the founder and CEO of the Unity Group, a boutique international mergers & acquisitions firm.  He also runs the Harbour Club, a professional network focused on teaching M&A best practices to entrepreneurs.  Jeremy shares with us the do's and don'ts and buying and selling businesses after dozens of successes and failures he's had over the years.  We also cover an article by Global Financial Data that reviews concentration in the US stock market today compared other periods dating back to the late 1700s.     Links: https://www.jeremyharbour.com/ https://www.unity-group.com/ https://harbourclubusa.com/ https://globalfinancialdata.com/200-years-of-market-concentration

Today we answer your questions about rolling over an HSA, when to withdraw from your HSA, whether a UTMA or Custodial Roth IRA is better for your kids, if it is a good idea to open a solo 401(k) for your kids, how to maximize your 403(b) contributions and how to mimic the US Stock Market index fund if your 403(b) doesn't offer that. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

More on dividend growth investing  -> Join our market newsletter!Between immediate information from the internet and minute-by-minute stock quotes at your fingertips, investors appear to be more infatuated with price appreciation than anything else. In contrast, prior to the 1990s, investors primarily focused on earning returns through a cash flow of dividends. Even though there has undoubtedly been a shift from cash-focused investing to a market fixated on price performance, dividends play a critical role in assessing the true value of businesses.In this episode, Greg examines wisdom from "The Ownership Dividend: The Coming Paradigm Shift in the US Stock Market." Through several excerpts, he exposes how important dividends are to the structure of the market, investor goals, and company valuation. In the second half of the episode, Greg looks at Williams-Sonoma which has appreciated 300% since we first bought it two years ago. He analyzes whether its recent outperformance should warrant selling it to lock in gains.Notes & Resources:DCM Investment Reports & ModelsIf you submit a question to us and we use it in an episode, we will send you an official The Dividend Mailbox Yeti® Tumbler -> Email us at ethan@growmydollar.com.Visit our website to learn more about our investment strategy and wealth management services.Follow us on:Instagram - Facebook - LinkedIn - TwitterIf you enjoy the show, we'd greatly appreciate it if you subscribe and leave a review

This week's US inflation numbers came in and they've remained higher for longer than many expected, or wanted. How does this change the Federal Reserve's outlook and will the US stock market respond or continue its jaunty ascent? Today on the show Katie Martin and Robert Armstrong unpack the numbers. Also, we go long UK pasty purveyor Greggs and short Tesla. For a free 30-day trial to the Unhedged newsletter go to: https://www.ft.com/unhedgedofferFollow Ethan Wu (@ethanywu) and Katie Martin (@katie_martin_fx) on X. You can email Ethan at ethan.wu@ft.com.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

This week Stanford Brown CEO Vincent O'Neill meets once again with CIO Nick Ryder to discuss the early 2024 highs in the US stock market and the impact of geopolitical events on markets and asset allocation. Nick explores recent shifts in interest rate cut expectations, providing insights into disinflation and the softening in the labour market. The pair delve into oil politics and discuss the inflationary impact of Red Sea shipping disruptions. They examine China's $278 billion stock market rescue package and weak consumer sentiment. Lastly, they turn to the upcoming US election and how that may affect markets and portfolio construction.   Music provided by: Autumn Trumpet Background Corporate by LesFM | https://lesfm.net/ Music promoted by https://www.chosic.com/free-music/all/ Creative Commons CC BY 3.0 https://creativecommons.org/licenses/by/3.0/

How should you be reading the US stock market's recent rally? Is the speculation surrounding a dovish Fed pivot going too far? And why did China decide to keep prime rates unchanged despite its troubling economy? Dan Koh finds out with Ryan Huang.See omnystudio.com/listener for privacy information.

Re-airing this Ep on the Stock Market vs. The Economy as the info is relevant again (and many of you have asked). One of our early episodes so forgive the audio quality at times. Original Air Date: 4.23.20. Atul talks Economy vs Stock Market, the US vs. China while diving into the concept of, the United States of Socialism and so much more. ⁠Blanton's Single Barrel Bourbon⁠ provides the sips. 00:00  Intro 06:15  2 Super Powers in the World, Socialism, US Stock Market vs. the Economy 07:20  US & China: Blurred Governing style 09:30  United States of Socialism mixed with Capitalism 14:00  4 Parts of our Economy: Personal Consumption, Business Investment, Government Spending, Net Exports 15:00  Stock Market vs. The Economy (Josh Brown of Ritholtz Wealth shoutout!) 17:00  Market Crashes: 1987, Dot.com, Great Recession, 2018, 2020 19:30  Hedge Fundge: Creating Markets 28:45  Western Cultures: Consumption Based 30:30  Tech Giants drive us out of trouble 35:00  SYSK. “The Last Dance” MJ Series gets another shoutout 3 years later Some things we get right, some things we get wrong…but there is quality knowledge in here that will help inform your decisions on the markets and economy.   Please Rate, Review and Subscribe! Thank you for listening!!

A prominent developer has brought the anti-trust heat against Apple to the public, kicking off a chain reaction that could have gone very wrong for Apple. Plus, why the Apple Vision Pro is destined for the Friend Zone.

GET THE TRANSCRIPT AND FREE COUPONS FOR PETER'S ONLINE ECONOMICS COURSES AT HTTP://PETERNAVARRO.SUBSTACK.COM Hi.  Peter Navarro here with this week's market and economy wrap for the week ending December 22, 2023.  The S&P 500 continued its hot streak with a modest gain.  Except for an absolutely weird options expiration day on Wednesday which led to a massive one-day pullback, the week offered few other surprises. On the economic indicator front, the Federal Reserve's favorite inflation indicator, the PCE Index, fell for the first time in 2020 and provided further evidence that inflation and price pressures are continuing to cool.  On an annualized basis, the core rate decelerated from 3.4 percent to 3.2 percent; and this month's inflation reduction came in right at expectations so the market underwent little change on Friday's news. The Wall Street betting money continues to be on a reduction in interest rates, but after getting out on their skis last week in talking about such possible rate reductions, a gaggle of Federal Reserve officials tried to walk the whole thing back.  Good luck with that. The broader context for all of this ... LISTEN NOW TO THE REST OF THE STORY.  

In this episode of the Planned Solutions Incorporated Podcast, The federal tax code offers several tax credits for the purchase and/or installation of energy-efficient property. These credits generally fall into three categories: Residential Clean Energy Credits (credits for clean energy generation), Clean Energy and Vehicle Credits (credits for buying electric or fuel cell vehicles), and Energy Efficient Home Improvement Credits (credits for improving the energy efficiency of home heating or cooling). Also, The S&P 500 has rallied recently and is now at a new high for the year. The index needs to increase less than 5% to reach a new all-time high. However, several other market indexes have further to go to achieve a full recovery. Yet the overall market momentum has been positive causing some to speculate that a full market recovery may be just around the corner. And, The amount that can be contributed to a Health Savings Account will increase in 2024. To contribute to a Health Savings Account an individual must be enrolled in a Health Savings Account (HSA) eligible High Deductible Health Plan which typically have a lower cost but require the insured to contribute more toward the cost of their care, up to a certain limit. However, money saved in an HSA can be used to pay these higher costs tax-free. Plus a look at the Planned Solutions Incorporated Office Bulletin Board - As we near the end of the year we have been busy making sure all Required Minimum Distributions (RMDs) are processed before the deadline. In addition, we have been reviewing taxable investment accounts to see if there are any opportunities for tax loss harvesting or other tax strategies that could save taxes on upcoming 2023 income tax returns. We are currently in the process of getting our tax software set up for the upcoming 2023 tax filing season. We will be sending out our annual tax packets at the beginning of January. This year we plan to send the tax packet digitally to save on paper and postage costs. However, if you prefer to receive a paper tax packet in the mail, please give us a call or send us an e-mail and we will be happy to mail the information in addition to sending it digitally. Chase Armer's book- Financial Planning Insights is now available at: https://www.amazon.com/Financial-Planning-Insights-Decades-Planner/dp/1098306279?ref_=ast_author_mpb To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail Katie@PlannedSolutions.com The Personal Finance Review is published and distributed biweekly by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action. Planned Solutions, Inc.

Davis Mattek is joined by Brian Hooper to discuss how Bitcoin could potentially fail, the function of the US Stock Market, and, of course, Man's Search For Meaning. www.patreon.com/taekcast

Join Gary and me as we dissect the current state of the US Stock Market. Dominated by the 'Magnificent Seven' tech companies, the S&P 500 has wiped out all its gains for 2023. We explore the consequences of increasing government spending, skyrocketing debt, and the alarming state of market breadth. Tune in as we discuss how this shift from insane to ludicrous spending levels impacts economic growth and the importance of investing in real infrastructure for long-term economic prosperity.Blog post available at: https://www.stocksforbeginners.net/blog/gary-brode-dkiDeep KnowIedge Investing empowers you to earn higher returns in the equity portion of your portfolio. Providing conflict-free, well-researched stock ideas, and timely market commentary - Deep Knowledge without a hidden agenda. Use the coupon code stocksforbeginners50 to receive fifty percent off of an individual monthly or six-month subscription!Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will also usually receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value.Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

KMOX host of the Dollars and Sense Show, Dave Simmons, joined us to discuss what the affect if any that the war in Israel will have on the market in the United States.

US Advantages I always enjoy seeing advantages of the United States over China. In the recent book “Chip War” written by Chris Miller he writes that across the entire semiconductor supply chain, including chip design, intellectual property, tools, fabrication and other steps, the Chinese only has a 6% market share. That compares to 39% for the US, South Korea at 16% and Taiwan at 12%. The author also points out as China pushes forward with cloud computing, autonomous vehicles, and AI its market share will continue to grow. The x86 server chips will be the workhorse of modern data centers which are dominated by AMD and Intel.   Snacking in the US I can't remember the last time I had a Twinkie, but apparently, I'm in the minority. The snack business overall in the US is up 8% in the past two years with consumers eating three or more snacks a day. Overall, US snacks increased by 11% last year to a total of $181 billion. The demand has led to 1 million Twinkies being produced each day. This could be why J.M. Smucker recently paid $4.6 billion for Hostess brands which over the last 15 years has filed bankruptcy twice. Twinkies were started back in the 1920s by James Dewar who delivered pound cakes from a horse drawn carriage. If you want to know where the name Twinkie came from, Mr. Dewar came up with the idea after passing a billboard for Twinkie toes shoes. He thought Twinkies would be a great name for a snack. Hostess which owns Twinkies filed for bankruptcy back in 2004 and again in 2012 after the company failed due to a strike over a labor deal with the Baker's union. It looks like this time being owned by J.M. Smucker; Twinkies will last longer. You may not know this, but they also prolonged the life of a Twinkie from 26 days to now they will last on the shelf for 65 days. I guess I will have to try a Twinkie and bring back the days of my school lunches when I was a kid.   Stock Market You may be worried about investing because of the high levels of the stock market. At Wilsey Asset Management, we have talked about how it's an overconcentrated market and overall, it is still expensive. Famed investor Warren Buffet also feels the market is expensive, he has what's known as the Buffet indicator, which he uses to see when the market is expensive. He compares the Wilshire 5000 index to the GDP of the country. The perfect market price is when the market has the same value as the GDP. Buffet points out that the Wilshire 5000 is currently $49 trillion, well above the GDP at $26.9 trillion. To bring the Buffet indicator from a high level of 182% down to 100%, the market would need a decline of 45%. No one, including Buffet, expects to see a 45% decline in the market. What I have said, and agree with Warren Buffett on is that for the next 5 to 10 years we will not have much of a gain in the overall market as the GDP will increase to catch up to the index and normalize the ratio. To make money in your portfolio going forward one must remember it is not a stock market, but a market of stocks and one has to find good stocks that are of good value with good dividends. This will bring the investor better returns over the next 5 to 10 years.   Financial Planning: Premium Financed Life Insurance Cash value life insurance is sometimes sold as a retirement planning vehicle. Premiums are paid with after-tax dollars which covers the fees, cost of insurance, and builds cash value. If enough cash value is accumulated, you can take out loans against it, which is not taxable because it is technically debt. In retirement, the cash value can continue to grow tax deferred while loans can be structured as a “tax-free” income source. The loan balance increases from the withdrawals and compounding interest, but the income/loans may continue as long as the loan balance does not exceed the cash value of the policy. At death, the life insurance death benefit is used to pay off the outstanding loan balance. One challenge for these types of plans is they require substantial amounts of cash value collateral to produce a worthwhile income stream. To build the necessary cash value, extremely large premiums are required which can be difficult to add into someone's budget. This is where premium-financed life insurance comes in. Instead of the policy owner paying the premiums themselves, they obtain a 3rd party loan to pay the high premiums and then make payments on that loan. The hope is that the cash value will grow faster than the loan balance and at some point in the future, a second loan can be taken against the insurance cash value to repay the loan used to pay the premiums. At that point, additional loans can be taken from the cash value to produce the “tax-free retirement income”. It may go without saying but this type of plan can get complicated and risky pretty quickly. If structured correctly and with some luck, this strategy can produce some retirement income, but there are so many areas where it can fail, and when you invest using debt and fail, the losses are compounded. High net worth and accredited investors can be attracted to these plans from believing they need a more sophisticated and tax-advantaged strategy, and advisors are happy to sell them because of the massive commissions that come along. However, these plans are extremely risky and in pretty much every case there is a more appropriate alternative.

Savannah Chrisley and Larry Formato go deep into the story of Formato's Mafia past and how he had a hand in some of America's biggest industries during his time in organized crime, from the US Stock Market to the modern Music Industry. Lorenzo "Larry" Formato began this wild ride in the early 70's and stayed on top for almost two decades. Relive his life experiences through his own words as he takes you on a journey reminiscent of Godfather, Wall Street, and Boiler Room. Now, through his own eyes, witness what really went on with the penny stock market and the power he gained from the Mafia. Look into a world where only Formato can take you, as he talks about the total manipulation of the Penny Stock Market and the role the Mafia played in it. "This book is based on my experiences and memories, along with my complete congressional testimony. His testimony before Congress led to the Penny Stock Reform Act of 1990 and was hailed as the most important stock reform legislation passed since 1933." Larry Formato Read ALL the details on Todd & Julie Chrisley RIGHT HERE -- www.chrisleydefense.com Thank you for supporting our show! - LUME: Get $5 OFF your Starter Pack (That's over OVER 40%) at LUMEDEODORANT.COM when you use promo code UNLOCKED - Apartments.com: Check out Apartments.com! The Place to find your Pet-Friendly Place! - ROCKET MONEY: cancel unwanted subscriptions and manage your expenses the easy way by going to RocketMoney.com/SAVANNAH - PROGRESSIVE: join the over 29 million drivers who trust progressive. Restrictions apply. Not available in all states and situations. LET'S BE SOCIAL: Follow Savannah Chrisley: Instagram (@SavannahChrisley) TikTok (@SavannahChrisley) Twitter (@_ItsSavannah_) Follow Unlocked Podcast: Instagram (@UnlockedWithSavannaa) on Instagram TikTok (UnlockedWithSav) Produced and Edited by "The Cast Collective" in Nashville, TN---(www.thecastcollective.com) Follow The Cast Collective on Instagram & Twitter! -- (@TheCastCollective)

Pro trader Gareth Soloway joins today's Crypto Banter to discuss how the market could shock investors ahead of the FOMC meeting and how the biggest traders on Wall Street and in crypto are preparing for this big move! Don't miss this show!! ⚠️

Episode #71: The Debt Ceiling Question The U.S. Government hit its legal debt limit of $31.4 trillion in debt on January 19, 2023, and we're getting closer and closer to June - when the 6-month extension expires. So, will Congress take measures to reset the limit? Will we have another close call? What does it all mean for the markets? I answer these questions and more in this episode. Want more Flourish Insights? Check out our insights blog at https://www.flourishinsights.com EPISODE TRANSCRIPT: Hi everyone, Jay Pluimer here with Flourish Insights. As the director of investments at Flourish Wealth Management, I take pride in providing our clients, colleagues, and friends with resources and information that can help them make strategic and effective choices regarding their investments. If you've been enjoying the show, be sure to subscribe on Apple, Spotify, Google, or wherever you get your podcasts, so you'll never miss an episode. Today, we are discussing The Debt Ceiling Question.   An interesting comment about recording this episode in late February is that over 95% of the articles I looked at about the debt ceiling were dated in mid- to late-January. That's odd because we are a month closer to running out of money but conversations about the debt ceiling are no longer grabbing headlines or being featured in doom-and-gloom articles. Just a guess, but debt ceiling articles will become all rage again and grabbing attention at some point in June because that's when the debt ceiling will be approaching a final expiration date. The US Government hit its legal debt limit of $31.4 trillion in debt on January 19th, 2023. By definition, the debt ceiling sets the limit that the US Government can borrow to keep the country running. The US has used debt ceilings since 1917 to cap government spending, although its been a very flexible cap that has been raised or suspended 102 times over the past 104 years. The US can continue to spend and borrow money for a few months due to “extraordinary measures” by the Treasury Department and the Federal Reserve, but those can't keep the government afloat for more than about 6 months. Congress is in charge of the debt ceiling and is responsible for resetting the debt limit as needed. The last extension took place with minimal fanfare back in 2021 when Covid relief spending still had bipartisan support. In contrast, partisanship is all the rage in Washington DC these days as both sides of the political aisle are using the debt ceiling topic as a beach ball to whack back and forth in the Halls of Congress. The odds are in favor of a deal happening at some point over the next few months because there has never been a time when the US failed to increase the debt ceiling or defaulted on debt payments. The closest call to a default took place in 2011 when negotiations concluded just 2 days before the US was going to run out of money. The close call resulted in the first and only downgrade for the US Credit Rating from AAA to AA+, plus the US Dollar sold off and the stock market dropped by over 16%. An uncomfortable similarity between now and 2011 is that we had the exact same political configuration then as we do today with a Democratic President and Senate paired with a Republican majority in the House of Representatives. Many analysts and commentators have expressed surprise that the US Stock Market is up over 8% through the first 7 weeks of the year with the debt ceiling crisis looming over the markets. Without getting into the weeds of political discourse in Washington DC, both parties have legitimate arguments about how the US Government should or shouldn't spend money in the future. Although there don't seem to be any adults in the room to help politicians put their egos on the back burner and negotiate in good faith at the moment, there is hope that fear will eventually provide the motivation necessary for a solution to take place. And there is good reason for politicians from whichever party looks most responsible for failing to negotiate in good faith to be fearful because Republicans took the brunt of the blame for the debt ceiling crisis in 2011 and then performed poorly at the polls during the 2012 election. From my perspective, the debt ceiling crisis will most likely get lumped into conversations about persistently high levels of inflation that will continue to be a problem through the first half of 2023. Although these considerations are independent of each other, it's hard to argue with the coincidence when two worrisome things are happening at the same time. However, if the stock and bond markets start to dip in April and May due to these concerns that will put additional pressure on Congress to make a deal. The most likely outcome is increased market volatility with the potential to give up most or all of the gains from the first couple of months of 2023 until a deal happens. At that point we expect the Fed to be closer to the end of their interest rate increases which should provide a dual tailwind for the markets during the second half of the year. What is the worst-case scenario? There are scenarios where hardliners from either or both political parties refuse to negotiate and commit to turning the global markets upside down. That could put not only the credit rating of US debt at risk but it would also likely result in a significant downfall for the US Dollar, creating a powerful double whammy that would be hard to recover from. The global economy does not want this scenario to take place because there isn't another great option for a default currency or a safe lender that issues as much debt as the US does on an annual basis. I don't want to go too far down this line of thought because the chances of a default happening are low…but they aren't zero. What should investors do to prepare for something that may or may not create significant market turmoil? Historical evidence consistently demonstrates that the best option is to stay fully invested, maintain a diversified portfolio, add money if possible during a downturn, and make sure you have an emergency reserve to support at least 6 months of spending if a worst-case scenario takes place. Our Team at Flourish will provide as much education as possible throughout the political negotiating process, staying optimistic for a timely resolution while also being prepared for a default. In addition, I recommend that you avoid getting too invested in watching headlines or articles while the politicians in Washington DC play beach volleyball with the debt ceiling topic. None of us can influence this conversation until the next time we vote, so it won't help anybody to get too wrapped up in the debt ceiling conversation.   If you enjoyed this episode, please take a moment to rate and review us on Apple Podcasts so that more investors like you can find the show. And don't forget to check out Flourish Wealth Management's other podcast, Flourish Financially with Kathy Longo, available on all your favorite podcast providers. Thanks for listening, and don't forget to stay focused and think long-term.   Send us your feedback online: https://pinecast.com/feedback/flourish-insights/a384097b-b182-4f0a-8201-423014e67b99

Episode #70: Dividends Reward Discipline The traditional approach to dividends is that they are an important supplement to generating income and can be used to support a steady withdrawal rate in retirement. An updated approach is that dividends are an important aspect of total return and help grow a portfolio through reinvestment. We're exploring this topic today, using historical data from the S&P 500 to illustrate important points for investors. Always check back for more Flourish Insights with Jay Pluimer and don't forget to check out our insights blog at https://www.flourishinsights.com. EPISODE TRANSCRIPT Hi everyone, Jay Pluimer here with Flourish Insights. As the director of investments at Flourish Wealth Management, I take pride in providing our clients, colleagues, and friends with resources and information that can help them make strategic and effective choices regarding their investments. Did you know we have an Alexa Skill? To listen on your Alexa device, just say, “Alexa, play Flourish Insights.”   Today, we are reviewing the impact dividend income has on long-term performance by stating that Dividends Reward Discipline.   Dividends can be a surprisingly controversial discussion topic for investors and investment professionals. The traditional approach to dividends is that they are an important supplement to generating income and can be used to support a steady withdrawal rate in retirement. An updated approach is that dividends are an important aspect of total return and help grow a portfolio through reinvestment. Basically, dividends can be used to support distributions or be reinvested for long-term growth. In this episode, we will focus on the benefits of reinvesting dividends as part of a disciplined approach for long-term investors. I will be referencing information and statistics for the S&P 500 Index throughout this episode, so this is a quick reminder that the S&P 500 measures performance for the largest 500 companies on the US Stock Market. The companies in the S&P 500 change over time, based on market movements, and can be significantly different over time. This Index has the most reliable historical data and is a good reflection of US Large Cap stocks at any point in time. Although there are other good indexes to capture historical performance for this part of the market, the data I will reference over the next few minutes is all for the S&P 500. From 1928 to the end of 2022 the stock market increased by 21,500%, which leads to an annualized return of 5.8%. That is the return for the price of the Index and doesn't include reinvested dividends. Although 5.8% is a solid return, the S&P 500 Index returned 9.9% annually when dividends are reinvested and included in the total return calculation. In other words, reinvesting dividends resulted in a return that was almost 70% higher over a 95-year time period. My initial reaction to these numbers was surprise because I did not think dividend payments of a few percentage points a year would add up to such a big difference in returns. The gap is huge when comparing the growth of $1 from 1928 with price increases alone growing to $216 compared to $7,500 with dividend reinvestments. This is where the word discipline comes in because a significant part of the performance difference is due to compounding. Frequently referenced as the 8th Wonder of the World, a quote that is most often attributed to Albert Einstein, compounding reflects the impact of dividend payments from 80 or 90 years ago that are allowed to grow over time. The disciplined part is to let the dividends continue to grow instead of cashing them out to cover short-term spending needs. The longer the time period an investor has, the more compounding will work in their favor. In fact, once the historical performance data is broken down into components it becomes clear that dividends are not a magical source of investment returns; instead, the point is that leaving money in the market for multiple decades will increase the opportunity to maximize long-term gains. Reinvesting dividends to support higher long-term performance is an important aspect of being a disciplined investor. In addition, minimizing fees and taxes will result in better long-term returns, as will continuing to add money to your portfolio regardless of the market environment. Our goal at Flourish is to help clients follow a disciplined investment approach to capitalize on opportunities that reward long-term investors while encouraging all investors to embrace these evidence-based concepts.   For more up-to-date insights into the market, the economy, and what it all means for your portfolio, subscribe to Flourish Insights on Apple Podcasts, Spotify, or wherever you listen to podcasts. You can also find our full catalog of episodes at FlourishInsights.com. Thanks so much for listening, and don't forget to stay focused and think long-term. Send us your feedback online: https://pinecast.com/feedback/flourish-insights/bab7b848-dedc-4646-becd-1251222b15f4