Podcasts about yorkshire building society

Annemarie Durbin is Chair at YBS. Tune in to hear her thoughts on: How did you become comfortable as Chair of the Yorkshire Building Society (YBS)? (1:50) How much time did you commit, as a new chair, to YBS? (4:45) What lessons have you learnt from previous chair transitions? (7:48) How valuable was having a mentor during your chairship? (9:30) Who are some examples of good chairs you have served under? (11:15) What are some examples of bad chairing? (14:09) What are the most difficult situations you face as a chair?  (16:24) What is the difference between a subsidiary board and top co board? (18:38) How does the relationship between a CEO and a chair differ from that between a CEO and their coach? (21:00)Do coaching qualifications make you a better chair? (25:43) What are building societies? (28:11) What are the strategic threats facing Yorkshire Building Society? (33:18) Has previously being a company secretary made you a better NED? (36:40) Has the fact that you sat on a ‘sin-stock' board ever been an issue in finding new non-exec opportunities? (39:54) And ⚡The Lightning round ⚡(41:55)Host: Oliver Cummings Producer: Will Felton Editor: Alex Fish Music: Kate Mac Audio: Nick Kolt Email: podcast@nurole.com Web: https://www.nurole.com/nurole-podcast-enter-the-boardroom

5 Fact Friday 7 Feb 2025https://linktr.ee/movinghomewithcharlie Corporate landlords profits increase as small landlords exithttps://www.cityam.com/grainger-property-giant-benefits-from-higher-rents-and-small-landlord-exits/Bank of England cuts rate AND growth outlook, forecasts rapid rise in unemployment https://www.bankofengland.co.uk/monetary-policy-report/2025/february-2025Renters Rights Bill has 2nd reading in Lords, accelerating towards disasterhttps://theindependentlandlord.com/rrb-latest/Yorkshire Building Society opens £5k deposit mortgage up to First Time Buyershttps://www.ybs.co.uk/mortgages/5k-deposit-mortgageUK Housebuilding has biggest slump for a year.https://www.bloomberg.com/news/articles/2025-02-06/labour-s-housing-ambitions-hit-by-worst-building-slump-in-a-yearWatch the video here: https://youtube.com/live/Ne4cyCtDo58Support the showFollow me on X for daily updates: https://x.com/moving_charlie Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancingCheck out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home. If you need a mortgage, talk to my hand picked, trusted mortgage team here: https://mhwc.co.uk/mortgageAll my other links: https://linktr.ee/movinghomewithcharlieFor my estate agency podcasts, visit https://linktr.ee/bestagentIf you're an estate agent, make sure you're getting your free telephone leads as well as viewing and vendor leads by joining https://bestagent.co.uk/agents

In this weeks' episode of The UK Money Podcast, I'm talking through the British ISA, and why I think it's actually a brilliant idea. I also touch on the new 99% mortgage from Yorkshire Building Society, and discuss whether you should consider a mortgage like this to get on the housing ladder. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/ukmoneypodcast/message

Rob discusses the return of 99% loan-to-value mortgages, specifically focusing on a fee-free deal offered by Yorkshire Building Society for first-time buyers. While this may seem like a great opportunity, Rob stresses the importance of understanding the potential risks and economic factors involved in high loan-to-value mortgages.  KEY TAKEAWAYS 99% loan-to-value mortgages are back, but it's crucial to consider the potential risks and implications. Yorkshire Building Society is offering a fee-free deal for first-time buyers with a £5,000 deposit and the ability to borrow up to 99% of the property value. It's essential to understand the general economics of housing before committing to high loan-to-value mortgages to avoid potential pitfalls. Having a plan B in case the market turns against you is crucial when opting for high loan-to-value mortgages to prevent becoming a mortgage prisoner. Consider all economic possibilities, especially if taking out a five-year fixed mortgage, to make informed decisions about purchasing or refinancing a property. BEST MOMENTS "But the thing with 99% mortgage or the thing with high loan to value mortgages is you've got to be very careful." "A lot of people don't seem to take into account the general economics of housing. And that's quite concerning." "You have to have a plan B for if the market turns against you." "Please try and understand the generic economics of what's going on at the moment." VALUABLE RESOURCES https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline  GET YOUR PROPERTY DEVELOPMENT FINANCE HERE: https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration SOCIAL MEDIA/CONTACT US https://linktr.ee/thepropertynomadspodcast BOOKS  Property FAQs = https://amzn.to/3MWfcL4   Buy To Let: How To Get Started = https://amzn.to/3genjle   101 Top Property Tips = https://amzn.to/2NxuAQL  uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

The row over small deposit mortgage is the gift that keeps on giving. Hot on the heels of the Budget plan that never appeared arrives Yorkshire Building Society's new deal, that's been dubbed a 99 per cent mortgage. But is it really one of those and does it have any redeeming features? And if it's cheaper than you rent, is there anything wrong with taking a 99 per cent mortgage? On this week's This is Money podcast, Georgie Frost and Simon Lambert talk tiny deposit mortgages, negative equity and buying vs renting. Plus, gift card draining scammers, can your pension last retirement, and finally, where are the experts investing their Isa and how can you easily sort yours?

Alison Hutchinson CBE, CEO of Pennies, an award-winning fintech charity, also serves as Senior Independent Director at DFS plc, Yorkshire Building Society, and Foresight Group Holdings Ltd. Awarded a CBE in 2016 for her contributions to the economy and charities, Alison has a diverse background, including 15 years at IBM overseeing global operations, leading e-commerce solutions in the financial services sector, and serving as CEO of a digital subsidiary joint venture with Accenture and Barclays at Barclays Bank. Her tenure at The Kensington Mortgages Group PLC as Group CEO culminated in a successful sale to Investec in 2007 just before the financial market crisis. In this episode, we delve into the keys to business success, underscore the significance of diligent work ethic, and share invaluable career insights. We discuss: - Growing up in West Scotland - Early exposure to family businesses from the age of 8 - Commencing University studies at the young age of 16 - Navigating the loss of your father - Embarking on a career journey at IBM - An encounter with a special individual during a skiing trip - Ascending to the role of CEO at Barclays B2B - Balancing decisiveness with compassion in leadership - Guiding a company through the challenges of a financial crisis - Transitioning to the role of CEO at Pennies, marking a significant career change ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@HOWIBECAME__⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We're on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Unity & Motion⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - A London based production company specialising in commercials and branded content Email: info@weunify.co.uk This is a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠UNIFY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast. Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Unity & Motion⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Credits: Director: Charles Parkinson Poet & VO Artist: Ashley Samuels-McKenzie Sound Recordist: Stuart Aitken Camera Operator: Stuart Aitken Editor: Catherine Singh

Alison Hutchinson CBE is the CEO of Pennies, an award-winning fintech charity making digital giving affordable, sustainable, and feel-good. She is also a Senior Independent Director at DFS plc, Yorkshire Building Society and Foresight Group Holdings Ltd. Alison was previously a Trustee of the Charities Aid Foundation, Non-Executive Director of Aviva Life Holdings UK and AIL (General & Health Insurance), subsidiary boards of Aviva Group plc, LV=, and of LMAX Exchange. In 2016, she was awarded a CBE for services to the economy and charities.   Prior to creating Pennies, Alison was CEO of Kensington Group plc, a role she took over as CEO of the specialist lender in March 2007. Alison led the turnaround of Kensington as the “credit crunch” took its grip globally leaving the financial markets with the worst liquidity crisis ever experienced. Key experiences include: the sale and delisting of Kensington Group to Investec plc, diversification of the funding model and a complete integration programme with Investec plc including a significant downsizing of the business. She joined Kensington in October 2004 as Managing Director to diversify the business into broader product segments and channels. Kensington moved into the FTSE250 after only 5 years of being in the market and was the first lender to win the Queens Award for innovation in recognition of the sustained growth and value they contributed to the specialist lending market.   Previously she was at Barclays, where she was Marketing & Communications Director for Barclaycard.  Other roles have included Chief Executive Officer of Barclays B2B, the Business Services subsidiary of Barclays Corporate Banking, as well as various global senior executive roles at IBM Corporation where she worked for 14 years working across the globe, running a European consortium of banks, and latterly leading the global business for ecommerce solutions for the financial services sector. She passionately believes in customer service and ensuring executives spend time in the business and at the coalface where the business really delivers.   Alison was educated at Strathclyde University where she graduated at 19 with a BSc in Technology and Business Studies.  She is married with three children and loves fresh air, exercise, and quality time with her family.

Hello and welcome to Secure The Insecure hosted by Johnny Seifert.On this episode you will hear Business women and owner of Sairaskin, Saira Khan open up about why she left Loose Women after five years and how it changed her identity. Plus, Saira talks about joining her friend Eamonn Holmes on @GBNewsOnline to host two shows in early 2023. And Saira gives her advice when it comes to mortgages.My thanks to The Yorkshire Building Society and Shout Communications for setting up this interview. For more details on SairaSkin visit sairaskin.co.ukSecure The Insecure is the celebrity mental health podcast that airs on Mondays and Fridays available to watch on Youtube or listen to on Apple Podcasts and Spotify. Make sure you subscribe/rate/review where you are watching or listening to Secure The Insecure.Follow Johnny Seifert on Social Media:Twitter: www.twitter.com/JohnnySeifertInstagram: www.instagram.com/johnnyseifertInstagram: www.instagram.com/securetheinsecurepodcastTikTok www.tiktok.com/johnnyseifert92 Hosted on Acast. See acast.com/privacy for more information.

Subscribe to our newsletter to receive our weekly bulletins and stay ahead of what is shaping the super prime property market.In London, a significant shift has occurred where renting a home has become more cost-effective than buying one, driven by surging interest rates that have made homeownership increasingly elusive. A comprehensive study reveals that Londoners have experienced the fastest pricing-out from the property market nationwide, with property price-to-salary ratios increasing by 3.78 over the past decade. Even in all London boroughs examined, property prices consistently outpaced salary growth, with Kensington and Chelsea witnessing the most substantial change in property affordability, rising from 31.27 to 38.12 times annual salary.  In the world of luxury, The Peninsula London has opened in Belgravia, offering opulent experiences and amenities, including luxury vehicles, elegant public spaces, and a grand lobby. The Peninsula Suite stands out with a private screening room and a dedicated fitness center. The rooftop restaurant, Brooklands, pays homage to motorsports, creating a new standard for luxury in London. Mortgage rates have dipped below 5% for the first time in two months, alleviating concerns of unexpected interest rate hikes. Lenders like Yorkshire Building Society and Coventry Building Society are offering more economical deals. While estate agents are the most pessimistic in 14 years due to declining house prices and sales, rental demand has increased, with rental affordability reaching its worst level in a decade. In a surprising twist, residents of Hong Kong are driving a surge in British residential property investments. Factors such as exceptional schools and affordable housing in places like Sutton, south London, have attracted international buyers, along with investment opportunities near UK universities. The perception of UK property as more affordable, combined with political uncertainty in Hong Kong, has fuelled this trend, with Hong Kong investors now owning an estimated £10.8 billion worth of property in England and Wales. Lastly, a recent investigation has unveiled ties between individuals arrested in Singapore for alleged involvement in a billion-dollar Chinese money-laundering syndicate and London real estate worth over $56 million. The investigation highlights the mingling of licit and illicit funds in global real estate markets, driven by Chinese capital controls. This development suggests increased scrutiny on money laundering and the international reach of such networks. These articles collectively shed light on the evolving dynamics of London's property market, luxury offerings, mortgage rates, international investments, and money laundering concerns.

There's a chill in the air and the schools are back, which means Planet Normal is ready to blast off again, and there's been no shortage of madness to contend with.Both our co-pilots are digesting the conviction of neonatal nurse, Lucy Letby, for the shocking murder of seven babies and question the bureaucratic issues that might have led to such an unthinkable crime.As we steam towards the party conferences, aka the ‘starting gun' for the General Election next year, our co-pilots examine the Government which Allison calls ‘rudderless and burnt out' and Liam explains why he thinks the ULEZ roll out has been ‘cack handed'.Also boarding the rocket is Reverend Richard Fothergill, who tells our co-pilots how his account at the Yorkshire Building Society was closed after he gave them feedback about their support for transgender ideologies. And Allison has returned from her holiday to Turkey with a furry souvenir…Read more from Liam: https://www.telegraph.co.uk/authors/liam-halligan/ |Read more from Allison: https://www.telegraph.co.uk/authors/a/ak-ao/allison-pearson/ |Read Allison:'The Letby case has revealed an NHS rancid with cover-up and corruption': https://www.telegraph.co.uk/columnists/2023/08/22/lucy-letby-nhs-managers-grotesque-stupidity-and-cowardice/ |Read Allison: ‘The kiss of death for Spanish machismo': https://www.telegraph.co.uk/news/2023/08/27/the-kiss-of-death-for-spanish-machismo/ |Listen to The Telegraph Women's Sport Podcast: https://podfollow.com/the-telegraph-womens-sport-podcast |Need help subscribing or reviewing? Learn more about podcasts here: https://www.telegraph.co.uk/radio/podcasts/podcast-can-find-best-ones-listen/ |Email: planetnormal@telegraph.co.uk |For 30 days' free access to The Telegraph: https://www.telegraph.co.uk/normal |See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Special guest the Rev'd Richard Fothergill joined revs with a difference Jamie Franklin and Daniel French for the second half of this episode to discuss his recent experience of being debanked by the Yorkshire Building Society for his shockingly prejudicial comments about transgenderism. But our conversation was more wide-ranging, taking in Richard's experience in starting the international movement which goes by the name of The Filling Station (https://thefillingstation.org/) in response to the weakness of many local churches and the general spiritual darkness of the surrounding culture.In the first half of the episode, Daniel and Jamie discussed Psalm 2 and the nations raging against Christ, the Costa Coffee transgenderism debacle and the spiritual implications of the outrageous level of inheritance tax that we are forced to pay in this country. We also covered a Question the Rev on the legitimacy or not of the NRSV translation of Scripture.Please Support!Support us on Patreon (https://www.patreon.com/irreverend) or Buy Me a Coffee (https://www.buymeacoffee.com/irreverend). Subscribe to Jamie's Blog here: https://jamiefranklin.substack.comFor your merchandise needs: https://irreverendmerch.bss.designLinks:Costa "trans man" cartoon - https://www.telegraph.co.uk/news/2023/07/31/costa-boycott-cartoon-trans-man/Inheritance tax in the UK - https://www.telegraph.co.uk/news/2023/07/31/taxing-inheritance-leaves-everyone-poorer/Notices:Find me a church: https://irreverendpod.com/church-finder/Join our Irreverend Telegram group: https://t.me/irreverendpodFind links to our episodes, social media accounts and ways to support us at https://www.irreverendpod.com!Thursday Circles: http://thursdaycircle.comJamie's Good Things Substack: https://jamiefranklin.substack.comIrreverend Sermon Audio: https://irreverendsermonaudio.buzzsprout.comSupport the show

This week we look at riots in France; banning 4th of July fireworks; misinformation bill in Australia; hate crime in Ireland; banning Nigel Farage; Rev Richard Fotheringill and the Yorkshire Building Society; Political climate change hypocrisy; 75th anniversary service for the NHS and Dr John Ellis; man gets lectured on 'woke' clothing for his toddler; Colonel Kelvin Wright forced out of army; Cricket hypocrisy; Highway 61 revised; Winnie the Pooh; Canberran government takes down the Cross; Woke US church; Miriam Cates; Psalm 130 -  with the help of the Clash, Bruce Springsteen, Status Quo,  Dave Alvin, and the Gettys. 

A new report from Fair4All Finance highlights the positive impact of the customer support banks provided during the pandemic and calls for some measures to be re-introduced or modified to help people navigate the rising cost of living. In research conducted with Lloyds Banking Group, NatWest Group and Yorkshire Building Society, Fair4All Finance looked at the response of major banks and building societies during Covid-19. The aim was to understand the impact of support measures like payment holidays and interest-free overdrafts on customers and the financial institutions themselves. The research found that many of the lessons learned can support financial institutions in the way they treat their customers and help people in vulnerable circumstances weather current and future financial storms.Guests:Sacha Romanovitch OBE, CEO of Fair4All FinanceCatherine Rutter, group ambassador for Yorkshire and The Humber, director group customer inclusion at Lloyds Banking Group Hosted on Acast. See acast.com/privacy for more information.

As sorry as I feel for people who've been scammed out of cash, and I do, I don't think banks should be forced to refund them. There's quite a successful scam going around at the moment involving a text purporting to come from New Zealand and quite a few scam victims have spoken to media in the last few days. The guy who was in Australia for work got a text purporting to be from BNZ saying his account had been frozen. He clicked it, entered his details- and lost $35,000. There was the Queenstown woman who got an alert saying a new device had been added to her BNZ account. She clicked it, logged in with her bank password- and lost $42,000.  And then there was the couple who sold their Whangarei house three months ago who saw a guy online claiming to be a broker for Citibank offering Yorkshire Building Society bonds paying 13.5 percent interest. And they wired him $330,000.  On the back of this, Consumer New Zealand is now pushing for banks to refund the scam victims, because banks have ‘deep pockets' and most, if not all of these people don't. But there are already laws around this. Banks have to refund you if you didn't authorise the  transaction. So maybe you lose your wallet, some guy paywaves your credit card and you didn't authorise that, the bank will return that money. Presumably the same would happen with someone hacking your account through no fault of your own, you would get a refund. But if you click a link, insert your bank details, or fall for a wild investment promise and send your money to a Nigerian prince- you did authorise that transaction, so no refund. I know the scammers are getting more and more sophisticated, but how many times do we have to be told: Do not click a link sent to you. If you're worried that the bank is actually trying to get hold of you, close the email or the text. Open the bank's actual website. Log in there instead. It is not complicated. If we start forcing banks to refund for very few people, I guarantee it will increase risky behaviour. A 13.5 percent return on investment from the UK sound a little too good to be true? Today, maybe you don't take the risk in case it's a scam. But if the bank has to refund in the case of a scam, it makes it much less risky doesn't it?   I think Consumer NZ has a point that banks should step up their security. For example, every transaction over a certain amount should generate a text asking you to confirm you really want to send that money. If banks don't have that, they should. But forcing banks to refund is forcing them to pay for mistakes they aren't making. See omnystudio.com/listener for privacy information.

Good morning from London, where the FTSE 100 is up so far this morning to continue with the momentum from last week. Supermarket giant Tesco is among the gainers after naming Burberry and Tate & Lyle chair Gerry Murphy to head up its own board of directors, following John Allan's departure. M&S shares also rose, despite a squabble breaking out between management and shareholders over the retailer's advice to stay away from Tuesday's AGM due to its digitalisation drive. Here in the City, high street banks have been told by Chancellor Jeremy Hunt that he's “deeply concerned” by them blocking the accounts of people they deem insufficiently progressive, after it emerged that the Yorkshire Building Society has closed the personal bank account of a 62-year old vicar after he emailed them about their Pride flags. Elsewhere, Apple has faced slashing production targets for the Vision Pro augmented-reality headset from 1mln to 400,000 over concerns of design complexity. Elon Musk's Twitter has been slapped with a US$665,000 lawsuit by Australian project manager Facilitate Corp for not paying bills. And in small caps, 88 Energy rose after announcing it had completed the acquisition of new oil and gas assets in Texas. #ProactiveInvestors #FTSE100 #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

Orlagh describes her experience in responding to the financial crash in 2008, and how her learning, sharing in particular the importance of clear anchors, is helping her lead her organisation through current shocks society. Discussing the shift to hybrid working Orlagh advocates measuring performance on outcomes and describes the benefits of team charters, and using them for cross team collaboration too. Orlagh shares her passion for helping people to realise their talents, learn and grow, and encourages us to create a sense of hope and stability through our place of work. Here's a snapshot of a few things we talked about: [3:30] Responding to the 2008 financial crash – creating hope for the future [6:40] Clarity for leadership - anchors in times of significant change        [9:00] Hybrid working, productivity and measuring on outcomes [17:00] Orlagh's passion for education, learning and growth         [21:50] Creating active employee groups that foster inclusion [29:45] Strengthening connection and sense of hope through work How HR Leaders Change the World - Live! Don't miss out on HR Leaders Change the World - Live!, the inspiring event for designing best practice in the new world of work and pioneering how people leaders deliver ESG strategy.  As well as learning from inspiring HR Leaders on how your strategic, commercial HR work is also creating change and delivering ESG goals, you'll be able to discuss ideas, challenges, co-create best practice with your peers and... there's more... We're utterly thrilled to announce that our special guest, presenting a galvanising keynote, is the amazing Erin Brockovich!  Watch Erin introduce How HR Leaders Change the World – Live! here In her inspiring session you'll hear Erin share her experience and advice on how you too can harness the power of your role to create positive social change. It's on 16th November 2022, at Linklaters, London.  Don't delay - we'll be in a big auditorium, but we know we won't be able to fit everyone that wants to come... so visit our website today to grab your seat before tickets sell out! It's set to be the most inspiring, changemaking, HR event ever, and we can't wait to see you there! 

Helping Mortgage Brokers Work With IntroducersIn this weeks episode of the Mortgage Broker Broadcast,  I am joined by Steve Bartholomew, Managing Director of St Barts Finance, Bournemouth & Southampton Agencies of Yorkshire Building Society and Introvice. He is also a self confessed petrolhead. We talk about.........

Element Society is a youth-led charity with an enterprise mindset, says CEO Chris Hill.It has run over 200 projects since launching in 2013: "young people become role models to their peers and we train them to deliver projects." Over 5,000 young  people have changed their lives and their communities by working with Element. People attending Specialist schools don't always get the same opportunities as people at other schools, so Element has been running a Learning through Nature programme. It has extensive benefits to participants, as Chris explains, and involves working with The National Trust – "they can add something pretty special to this programme" – and SEND schools.Projects, trading, winning contracts, even selling pizza: it's all about bringing in unrestricted income and avoiding "mission drift." Has Element ever been in danger of diluting its mission to secure funding?  How does it measure its impact? How did it secure a city-centre base from Yorkshire Building Society? And what are its criteria for working with partners and building relationships? Chris explains in this, episode 349 of Business Live.Chris would love to hear from listeners if you can offer employment placements or training opportunities. Check out Element Society here.Also in this episode:28:33 Create Sheffield launches online programme to discuss "Why Creativity Matters NOW" Details.30:01 Yorkshire has fastest-growing digital industry in UK.31:08 Previous guest Yasin El Ashrafi of music social enterprise HQ CAN named joint national winner in O2 Everyday Heroes Award.32:29 Awards: The Sheffield Business Awards are open for entries. The deadline is 1 November. Enter here. Meanwhile the Star Small Business Award winners have been revealed 34:20 Sheffield Women in Tech's next event, 19 October is "Mind the Gap: Negotiating Your Pay - the ShfWIT guide" – details.

In this episode, Helen is joined by Sue Buckle, the Resolution Delivery Manager at Yorkshire Building Society. Sue shares how YBS have been supporting their staff and customers during this last year, especially customers facing vulnerable circumstances. Find out more about Yorkshire Building Society here - https://www.ybs.co.uk/index.htmlWhy not join Helen's vulnerability discussions - https://www.helenpettifer.com/vulnerability-discussions.htmlYou can also follow Helen for future episodes and more consumer vulnerability information:Email - info@helenpettifer.comTwitter - https://twitter.com/hpettifertrainLinkedIn - https://www.linkedin.com/in/helen-pettifer-unlocking-vulnerability/Website - https://www.helenpettifer.com

Alison Hutchinson CBE is the CEO of Pennies, an award-winning fintech charity making digital giving affordable, sustainable, and feel-good.Previously, Alison spent 15 years at IBM running a European consortium of banks & leading the global business for ecommerce solutions for the financial services sector. She next joined Barclays Bank where she was the first CEO for a small digital subsidiary joint venture with Accenture, & latterly Marketing Director at Barclaycard. Prior to Pennies, Alison was Chief Executive of FTSE financial services company Kensington Group plc. She currently holds Non-Executive Director positions at Yorkshire Building Society, LV= & DFS.Alison was very inspired by the values and upbringing of her parents; especially her Mum “Aunty Betty”. She learnt a hard work ethic, how to start multiple businesses in the West Coast of Scotland & putting back to charity & the community. She’s inspired by everyday people & what they do in their lives. She spoke on the advantages of Executive Coaching.Learning from mistakes – her style was sometimes to be over positive, strong & that can be overwhelming - coming over as aggressive & she needed to dial back. She learnt - let others talk first & understand them - put yourself in the receiver’s shoes.Top Tip – How you do things more than what you do. How you make others feel. “Sorry”#InspiringLeadership #leadership #CEOs #MotivationalSpeaker #teamcoach #InclusiveLeadership #Boards See acast.com/privacy for privacy and opt-out information.

In episode 28 of the Growth Series podcast, Katie Pepper, Communications Manager at Accord Mortgages, is joined by Alison Hutchinson CBE, CEO of Pennies and a Non-Executive Director of Yorkshire Building Society. Together they discuss corporate social responsibility (CSR), the self-regulating policy that ensures business contribute to societal goals of a philanthropic or charitable nature, and engage in ethically-oriented practices.

In episode 27 of the Growth Series podcast, Katie Pepper, Communications Manager at Accord Mortgages, is joined by Richard Bassinder, Social Media Manager at Yorkshire Building Society. Together they discuss how brokers can meet the challenges posed by the changing social media landscape and ensure their messaging contributes to wider conversations that provide real value to their audience.

In episode 7 of the Accord Mortgages podcast, Jeremy Duncombe, Director of Intermediary Distribution at Accord Mortgages, is joined by Mark Edeson, Talent Acquisition Specialist at Yorkshire Building Society, to discuss Mortgage Broker recruitment, specifically using LinkedIn. Mark explains how LinkedIn allows employers to advertise jobs like a “job board” and then interact with applicants through its direct messaging feature. This can save recruiters valuable time and prevent you from interviewing the wrong candidate. LinkedIn allows Mortgage Broker businesses to tweak their profile by adding articles and statuses, letting potential applicants get a more dynamic impression of the employer than they'd be able to gain on a traditional jobsite. For example, you can show applicants what progression looks like in your business and what benefits of working there would be. Successful employees for the future in Mortgage Broking will use technology to enhance existing skills like personal interaction. In this environment a great applicant would be somebody who is capable of using technology to build relationships. Mark explains how you can attract applicants like this by showing how you use technology to grow your business on LinkedIn. If you enjoy this episode of the Growth Series podcast, please take a moment to rate it. Your feedback helps us improve. The Growth Series is a dedicated resource that aims to help mortgage brokers grow their business using digital and communications marketing techniques. For more hints and tips on how to grow your business, you can sign up to the Growth Series for free, here.

Richard Frost joins us and shares what he's looking for in automation. "I'm looking for three things, really. We've got to be able to afford the technology, so it could be the best in the world, but if we can't afford it ultimately ... So a lot of vendors come in cheap and then start ramping up. So we got down to some really hard negotiations on that one. Secondly, are they a match for us, are they ten times our size and then they will just walk all over us? When we want to start working with them, will they send in the B team once the sale has been made? So we found that Colfax are large, they're larger than us, but we've worked with them on other technologies for a few years now and we've had a fairly good relationship with them so felt that they would be a good match for us as a smaller bank in the U.K. And then finally, the functionality. They have the robotic process automation, they've got the BPM technology as well and some of the stuff around the side in terms of scanning, which is where they came from, working with paper electronically and electronic signature. They've got that as well. So it kind of made sense as a good fit for us."

Stephen White, Executive Director and Chief Operating Officer at Yorkshire Building Society presents the keynote address: 'Meeting customer needs: exploring the YBS customer and broker journey'. Find out more about MoneyLIVE here >> https://bit.ly/2JxaXnG

Today on the show, we're talking about what's in your wallet and all things payment cards. It's the tenth anniversary of contactless payments in the UK, and we're also going to look at the pros and cons of charge charges and reward cards. The first contactless cards in the UK were launched in September 2007, with 111 million in issue in June 2017. During the first half of this year the amount spent using contactless technology (£23.23 billion) almost matched the amount spent in the whole of 2016 (£25 billion). Contactless usage is expected to increase four-fold by 2026. Is this growth in contactless payment a positive thing or is it changing our spending habits, resulting in less conscious decisions about our money? Andy Webb My co-host for this episode is Andy Webb, founder of Be Clever With Your Cash. Andy is a blogger, journalist and trainer on all things money and consumer. Alongside Be Clever With Your Cash, he works two days a week as the senior writer for The Money Advice Service’s blog.  Andy also represents the company as a “money expert” on TV, radio and in print. He’s appeared on BBC Breakfast (BBC One), Rip Off Britain (BBC One), Right on the Money (BBC One), Channel Five News, You and Yours (Radio 4), Newsbeat (Radio 1), Rip Off Britain Food (BBC One) and dozens of local radio stations. You can follow Andy on Twitter @AndyCleverCash. Want to join the Informed Choice Radio squad and co-host a future episode? Find out more here. Personal finance news -Price inflation in the UK has reached its highest level in more than five years. The Consumer Prices Index (CPI) measure of price inflation was 2.9% for the twelve months to August, up from 2.6% the previous month. -The Financial Conduct Authority has issued a consumer warning about the dangers of Initial Coin Offerings. This new investing trend is being used by companies who issue digital tokens or coins. - More than half of the country has experienced faster wage growth than house price growth during the past decade. Research from mortgage provider Yorkshire Building Society found that 54% of areas in the UK experienced pay outperforming property prices since 2007, including Edinburgh and Birmingham. - Chancellor of Exchequer Philip Hammond has announced the date of the next Budget. It will take place on Wednesday 22nd November. - Citizens Advice has called for a suspension in the expansion of reforms to the Universal Credit system, due to the risk of pushing families into a spiral of debt. The charity has said that those who rely on Universal Credits are more likely to be struggling with problem debts. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message.

Are games in elearning a powerful tool for engaging learners or a gimmick that turns them off? Maybe they're a bit of both? This week on the GoodPractice Podcast, Emma Barrow from Yorkshire Building Society joins James, Ross G and Eoghan from the GoodPractice team to discuss elearning games. If you'd like to share your thoughts on the show, you can find Emma on Twitter @SavageNoodles, Ross @RossGarnerGP, James @JamesMcLuckie and Eoghan @EoghanScott. You can also tweet @GoodPractice or @GoodpracticeAus. If you'd like to find out more about our upcoming events, blogs and whitepapers, visit goodpractice.com. Ross had to Google the ZX Spectrum after recording this episode, so here is the Wikipedia page if you're interested in doing the same: https://en.wikipedia.org/wiki/ZX_Spectrum The podcast Ross recommended, and where he got the definition of 'diurnal' from, was No Such Thing As A Fish: http://qi.com/podcast  And Eoghan's fact about Edinburgh property prices was covered by the Scotsman: http://www.scotsman.com/lifestyle/homes-gardens/how-much-do-you-need-to-earn-an-hour-to-buy-in-each-edinburgh-postcode-1-4539977 

Around 100,000 current account customers with Norwich and Peterborough Building Society have until the end of August to move their money elsewhere. It follows the decision by its owner, Yorkshire Building Society, to exit the current account market in order to focus on its savings and mortgage products. Guest: Mike Regnier, Chief Executive of Yorkshire Building Society. The growth of automatic enrolment workplace pension schemes reached a milestone this week. For the first time the number of people in schemes where both the employee and employer pay contributions has overtaken membership numbers for schemes based on years worked and salary earned. It comes as two separate reports highlight concerns for some of the smaller firms and lower paid staff who are in, or due to join, them. Bob Scott, Chairman of the Association of Consulting Actuaries and Andrew Warwick-Thompson, Executive Director at the Pensions Regulator discuss. More transparent overdraft charges and simplifying the process of switching bank accounts. Those are just two of the changes which the Competition and Markets Authority now want to see banks put into practice following its review of the industry. Alasdair Smith Chair of the CMA's retail banking investigation outlines why and how banks will be working much harder for their customers. The energy supplier npower has announced plans to raise prices for its duel fuel customers. From 16 March standard tariff electricity prices will go up by 15% and gas prices by 4.8%. Independent consumer champion Ann Robinson explains what's behind the price increase. Reporter: Tony Bonsignore Presenter: Paul Lewis Producer: Charmaine Cozier Editor: Andrew Smith.

In this episode of Informed Choice Radio, we get an investment market update from Ayesha Akbar, Portfolio Manager in the Fidelity Multi Asset team, and Martin talks about getting divorced and what it means for your money. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Financial tips for Brad & Angelina Unless you’ve been living under a rock, you would have heard the news this week that actors Angelina Jolie and Brad Pitt are set to divorce. Jolie filed for divorce on Tuesday, citing irreconcilable differences. The Hollywood couple have been together for 12 years, married for 2, and have six children. For this episode of Informed Choice Radio, Martin shares 6 financial tips for Brad & Angelina, or anyone else when going through a divorce or separation. His six financial tips for Brad & Angelina are: 1 – Get an overview of your current financial position. 2 – Set a reasonable budget for divorce proceedings 3 – Don’t rush into making big financial decisions 4 – Think about the short, medium and long-term! 5 – Update your will and beneficiaries 6 – Ignore your well meaning friends Also in this episode, Martin spoke to Ayesha Akbar, Portfolio Manager in the Fidelity Multi Asset Team. Martin asked Ayesha about the outlook for volatility in the investment markets. Volatility has been relatively low during the course of the summer. Is this likely to last? He also asked what are the main risks to the investment market outlook which needs to be considered right now? Martin asked Ayesha what’s the current market outlook in light of these risks? Are there any particular market areas with good prospects? And finally, Martin asked how does investor perception of emerging markets need to change? Personal finance news update -Uncertainty around the EU referendum didn’t have an impact on UK house buying, with a slight rise in transaction levels during August.  -A financial scam was committed once every 15 seconds during the first half of the year, according to Financial Fraud Action.  -The EU referendum result has created a “challenging period of uncertainty and adjustment”, according to the Bank of England. -Withdrawing money out of pensions is leaving over 55s at risk of paying thousands of pounds in inheritance tax.  -Yorkshire Building Society is urging the Government to consider reforming stamp duty land tax to make it paid by sellers not buyers, removing the tax burden entirely for more than 225,000 people getting on the housing ladder every year.  -The US Federal Reserve kept interest rates on hold during its meeting this week.  Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.speakpipe.com/InformedChoicePodcast to leave an online voicemail. Help us spread the word! Thank you for listening to this episode of Informed Choice Radio. Please get in touch with any feedback you have. If you enjoyed this episode, please share it with a friend! If you enjoy the show, please subscribe in iTunes and write us a review! Reviews really help us stand out from the crowd and reach more listeners.