Podcasts about wages

In this episode, we reflect on a rare missed recording and share a series of listener stories that raise broader questions about compassion, responsibility, and civic duty. We examine claims surrounding illegal orders in the military and the role of oaths and institutional accountability before turning to the “foolishness of the week,” including the internet's ability to amplify extremism and reward outrage. We then shift to why Americans consistently believe the economy is doing worse than the data suggests, exploring consumer sentiment, inflation, wages, housing costs, and the lingering psychological effects of pandemic-era stimulus. We close by discussing housing as both shelter and investment, the realities of rent and mortgage affordability, student loan debt, rising expectations, and why economic anxiety persists even in periods of growth. 00:00 Introduction and Overview 00:31 Missing an Episode for the First Time 02:28 Listener Gift and Firefighter Calendar Story 03:52 A Belated Christmas Story of Compassion 07:13 Mark Kelly, Illegal Orders, and Military Oaths 12:40 Foolishness of the Week: Nazi Dating Sites 15:08 The “Village Idiot” Theory and the Internet 18:07 Why Americans Think the Economy Is Terrible 22:08 Consumer Sentiment vs. Economic Data 24:37 Inflation, Wages, and Why It Still Feels Worse 29:27 COVID Stimulus Effects and Income Perception 33:30 Housing Costs, Rent, and Homeownership Myths 37:10 Mortgage Rates, Rent Increases, and Risk 41:04 Housing as Shelter vs. Housing as Investment 45:29 Why People Still Can't Afford Homes 48:33 Social Media, Expectations, and Lifestyle Inflation 51:02 Student Loan Debt and the Real Affordability Crisis 55:14 College Costs, Tradeoffs, and Financial Reality 57:44 Expectations, Advertising, and Economic Anxiety 01:00:40 Why Consumer Sentiment May Never Fully Recover Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at wage growth versus home price appreciation. Plus, Robbie sits down with STRATMOR Group's Garth Graham for a discussion on M&A activity in 2025, the plays that larger companies are making through acquisitions, and how deal flows change throughout market cycles. And we close by looking at what the events in Venezuela could mean for bond markets.Thanks to Polly. Polly operates the industry's only vertically integrated capital markets platform, purpose-built to maximize profitability through precision cost reduction, margin expansion, and real-time, loan-level attribution and profitability analysis.

Who will be #1? Last week, we kicked off our annual countdown of the Top 10 Most Listened to Craftsmen Online Podcast episodes of 2025. Our annual tradition continues this week as we reveal the Top 5 episodes... working our way to Number One! Want to hear the full Top 5 episodes? Click on the links below to listen on Spotify. Enjoy!Top 5 Most Listened to Craftsmen Online Podcast Episodes for 2025:5. RW Rev. Kanjin Cederman — Square and Compass, Mind and Buddha4. WB Metal Drew - Corn, Wine and Oil: Decoding the Wages of a Master Mason3. WB Will Rothery - "Now What?" The First Steps After Your Third Degree2. Bro. Matthew Brockbank — Survey Says: Why Are Men Leaving Lodges and What We Can Do To Get Them Back1. WB Nathan St. Pierre — How Preston-Webb Ritual Shaped American FreemasonrySeason 6 of the Craftsmen Online Podcast starts next Monday (01/12), with WB Bull Garlington and our episode on "Messoterica: Why Esoteric Study is a Waste of Time."Have a safe and happy New Year!Show notes: Join us on Patreon. Start your FREE seven day trial to the Craftsmen Online Podcast and get instant access to our bonus content! Whether it's a one time donation or you become a Patreon Subscriber, we appreciate your support.Visit the Craftsmen Online website to learn more about our next Reading Room event, New York Masonic History, and our Masonic Education blog!Follow the Craftsmen Online Podcast on Spotify.Subscribe to the Craftsmen Online Podcast on Apple Podcasts.Follow Craftsmen Online on YouTube, hit subscribe and get notified the next time we go LIVE with a podcast recording!Yes, we're on Instagram.Get our latest announcements and important updates in your inbox with the Craftsmen Online Newsletter.Email the host, RW Michael Arce! Yes, we will read your email and may even reach out to be a guest on a future episode.Become a supporter of this podcast: https://www.spreaker.com/podcast/craftsmen-online-podcast--4822031/support.Follow the Craftsmen Online Podcast on Spotify.Subscribe to the Craftsmen Online Podcast on Apple Podcasts.Follow Craftsmen Online on YouTube, hit subscribe and get notified the next time we go LIVE with a podcast recording!Yes, we're on Instagram.

Weekly Message from Maranatha Church of Jacksonville. Find out more at maranathajax.com

Jim and Chris discuss listener emails on Social Security claiming strategies, deemed military wages, and survivor benefits timing, a PSA from Jim and Chris on their New Year's resolution, and QLAC use for inherited IRAs. (11:00) A listener asks whether a spouse who will be collecting spousal benefits should ever delay claiming past full retirement age and also asks for retirement drawdown calculator recommendations. (24:30) George asks how veterans can verify that deemed military wages were credited correctly to their Social Security earnings record. (36:00) The guys address whether a surviving spouse can keep both Social Security checks after a spouse dies after being given conflicting answers from the Social Security Administration. (45:00) Jim and Chris share a PSA on their New Year's resolution relating to estate planning. (1:02:45) A listener asks whether an inherited IRA can be used to purchase a QLAC with payments starting at age 84. The post Social Security, Deemed Military Wages, Estate Planning, QLACs: Q&A #2601 appeared first on The Retirement and IRA Show.

The minimum wage in both Connecticut and New York will get a bump on January 1. New York is changing how child abuse reports are made. New research finds migrating birds will arrive in our region earlier this upcoming spring. Plus, the latest from WSHU's Good at Heart.

Paul and (mostly) Anna walk the listener through the full game auditorily, and Paul explains why this entry is his favorite in the series so far! Mangia! Play our adventure game! The Phantom Fellows is out now! GOG  Steam  itch.io Fireflower   Mac App Store The Phantom Fellows Pin/Magnet by CanvasQuest! The Phantom Fellows Players Companion (Guide to Must-See Moments!) Grab a Phantom Fellows shirt or mug at AdventureGameMerch.com ! Shek out our friends in the Adventure Game Hotspot Network: Space Quest Historian's 6 Adventure Game Puzzles That Can Go F Themselves (feat. Paul) Adventure Game Geek's Geek Plays Demos - Theropods, "An Adventure Lost In Time" OneShortEye's  Why (almost) No One Solves This Game Adventure Game Hotspot's Point and Click Adventure Game Stories You'll Relate To (feat. Anna & Paul) Conversations with Curtis' Paul Korman & Daniel play The Phantom Fellows!  & Daniel plays Return to Monkey Island with Anna & Paul from the Classic Gamers Guild Podcast Tech Talk with Daniel Albu's Mark Seibert: The Sound of Sierra On-Line

*Previously aired episode* J Scott, Partner at Bar Down Investments and Host of the Drunk Real Estate Podcast, discusses the current state of the multifamily housing market, focusing on trends, challenges in new construction, the impact of wages on rent growth, and the dynamics of supply and demand. They explore the implications of low housing starts, the importance of tenant affordability, and innovations in construction methods, including modular housing. The discussion highlights the complexities of the market and the interplay between economic factors and housing availability. J Scott | Real Estate Background Partner at Bar Down Investments and Host of the Drunk Real Estate Podcast Portfolio:  About 1,000 units of SFR and multifamily 5,000 units as an LP Based in: Sarasota, FL Say hi to him at:  ⁠jscott.com⁠ Best Ever Book: ⁠Thinking, Fast and Slow⁠ by Daniel Kahneman Greatest Lesson: The value in holding property for the long-term. That's where real wealth building happens. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money.  He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates.  All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education   Speaker 1  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold   Keith Weinhold  10:29   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Speaker 2  11:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  12:14   this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man.   Keith Weinhold  12:35   Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047   Speaker 2  30:36   and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem   Speaker 3  36:06   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:34   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

durée : 00:58:21 - Entendez-vous l'éco ? - par : Aliette Hovine - Quel rôle peuvent jouer les économistes dans la conservation du vivant ? Nous en parlons avec Lauriane Mouysset et son ancien doctorant, Simon Jean. Retour ensuite dans les années 1970, quand le collectif féministe Wages for Housework faisait sortir le travail domestique de l'impensé économique. - réalisation : Benjamin Hû - invités : Lauriane Mouysset Chargée de recherche CNRS au Centre international de recherche sur l'environnement et le développement (CIRED) ; Simon Jean Professeur d'économie à AgroParisTech; Maud Simonet Chargée de recherche en sociologie au CNRSà l'IDHE.S et directrice adjointe à l'IDHE.S-Nanterre

durée : 00:33:39 - Entendez-vous l'éco ? - par : Aliette Hovine - Dans les années 1970, le collectif féministe international Wages for Housework perce l'impensé du travail domestique. Dialoguant avec la théorie marxiste, nombre de féministes redéfinissent le concept même de valeur, et avec lui les lieux de l'exploitation. - réalisation : Benjamin Hû - invités : Maud Simonet Chargée de recherche en sociologie au CNRSà l'IDHE.S et directrice adjointe à l'IDHE.S-Nanterre

Odeta Kushi and Orphe Divounguy analyze the current U.S. housing market, noting that affordability is at its best level in three years. They discuss how wage growth is outpacing housing price growth, contributing to modest improvements in housing affordability. While not forecasting a boom, both anticipate a modest increase in home sales in 2026.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

12-24 Adam and Jordana 9a hour

In this episode, Randall gives you a Christmas week edition of the Front Page Report, including reporting on the Trump Administration garnishing wages of student loan borrowers in default and the original cast of "A Different World" returning to the sequel series on Netflix. In the HBCU Sports Playbook, Randall reports on DeSean Jackson receiving a contract extension from Delaware State, as well as Quinn Gray being officially announced as head coach of Florida A&M. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week on Inside the Economy, we dive into stock performance and take a closer look under the hood at AI, inflation, wages, and the U.S. job market. The “Magnificent Seven” stocks of the S&P 500 have been primary drivers of the market over the past few years. Is the index beginning to broaden now? What has led to Google's success this year? We also examine long-term inflation, which has averaged around 3% in the U.S. How do inflation numbers in the 2020s compare to those of the 1970s and 1980s, and what insights can be drawn from 2025 inflation numbers? Meanwhile, disposable income and compensation growth have recently exceeded inflation by more than 2%, according to available data. Unemployment has ticked up to 4.6%, but when we zoom out historically, where are we and what cracks may be present? Tune in to learn more. Key Takeaways: • Crude Oil at $55.07 a barrel • Unemployment at 4.6% • California's share of U.S. GDP is 14.5%

This week on Inside the Economy, we dive into stock performance and take a closer look under the hood at AI, inflation, wages, and the U.S. job market. The “Magnificent Seven” stocks of the S&P 500 have been primary drivers of the market over the past few years. Is the index beginning to broaden now? What has led to Google's success this year? We also examine long-term inflation, which has averaged around 3% in the U.S. How do inflation numbers in the 2020s compare to those of the 1970s and 1980s, and what insights can be drawn from 2025 inflation numbers? Meanwhile, disposable income and compensation growth have recently exceeded inflation by more than 2%, according to available data. Unemployment has ticked up to 4.6%, but when we zoom out historically, where are we and what cracks may be present? Tune in to learn more.   Key Takeaways: Crude Oil at $55.07 a barrel Unemployment at 4.6% California's share of U.S. GDP is 14.5%

Weekly Message from Maranatha Church of Jacksonville. Find out more at maranathajax.com

In this episode, Ryan and Jamie talk about dream work, creative labour, and self-exploitation under contemporary capitalism. Guiding us through this subject is friend of the podcast, Marxist theorist and editor Stevphen Shukaitis, discussing art, autonomy, and The Wages of Dream Work. We've got a lot to get through, so on your Marx, get set, let's go!Karl Marx · Stevphen Shukaitis · Dream Work · Creative Labour · Autonomy · Self-Exploitation · Art & Capitalism · Gig Economy · Corporate Social Responsibility · Class Compositionhttps://www.minorcompositions.info/

For the first time in weeks, Trump sounded like Trump — focused, disciplined, and deadly clear. In this episode, Tara breaks down the speech that finally connected the dots for everyday Americans: inflation + housing costs + illegal immigration + corruption — all tied together in one message. From affordability and interest rates to housing shortages, welfare incentives, crushed wages, and massive fraud, this was the explanation millions of Americans have been waiting to hear — especially those who don't live on talk radio.

Tara breaks down Donald Trump's jaw-dropping 18-minute speech — packed with more policy than most administrations deliver in months — and explains why Americans still don't know what's happening

We get a firehose of economic data this week. As these numbers come in, one thing is becoming clearer: Wage gains are stalling, and inflation has been heating up. What's that mean for affordability and consumers? Then, we check on oil prices after President Donald Trump ordered a blockade of Venezuelan oil tankers. Plus, we bring you the second part of our conversation with June Hagin, a night shift worker at a West Harlem Christmas tree lot.

We get a firehose of economic data this week. As these numbers come in, one thing is becoming clearer: Wage gains are stalling, and inflation has been heating up. What's that mean for affordability and consumers? Then, we check on oil prices after President Donald Trump ordered a blockade of Venezuelan oil tankers. Plus, we bring you the second part of our conversation with June Hagin, a night shift worker at a West Harlem Christmas tree lot.

On the 21st of November, the government of India has brought in 4 labour codes to reform and replace the 29 existing laws in the country They are Code on Wages, Code on Industrial Relations, Code on Social Security and Code on Occupation Safety, Health and working conditions. The government is touting these labour codes as India's biggest labour reforms—brought in nearly eight decades after Independence and over five years it was passed in the parliament. These codes seek to ease work regulations, expand social security, and bring greater uniformity to wage structures. However, on 26th November, the Left parties in the country took to the streets to protest these reforms citing them as “anti-labour”. So, why are the left parties opposing these reforms? What are the changes brought by the four labour codes and how do they reshape the future of labour in India? Guest: Venkatesh B. Athreya, economist, and former head of department, Bharathidhasan University Host: Bhagavathi Sampath K J Edited and produced by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices

Donate (no account necessary) | Subscribe (account required) Federal authorities stop a near-miss terror attack in California after arresting members of a far-left extremist group plotting New Year's Eve bombings in Southern California. New details also raise serious questions about the FBI's handling of the January 6 pipe bomber case, as investigators confirm key cellphone data was always available but left unanalyzed for years. In Washington, DC's police chief resigns amid revelations that crime data was deliberately manipulated, fueling broader concerns about the reliability of national crime statistics. On the economic front, President Trump defends his "Golden Age" message as new labor and inflation data approach. Wages continue to outpace inflation, rents and gas prices fall, and a major 7.4 billion dollar smelter project in Tennessee promises to reduce America's reliance on China for critical minerals. Democrats, meanwhile, signal plans to campaign on affordability fears and AI-driven job anxiety, even as Republicans quietly work to elevate the most left-wing Democratic candidates ahead of future elections. Abroad, Australia reels from the deadliest terror attack in decades as leaders debate gun control versus confronting radical Islam. Mexico agrees to release overdue water to Texas after tariff threats, while the US expands a militarized buffer along the southern border. Chile elects a hard-right president amid a regional political shift, ransom payments strengthen al-Qaeda in Africa, peace deals collapse in Congo and Southeast Asia, and new medical research offers early cancer detection and improved dental health for children.    "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: California terror plot, left-wing extremism, Turtle Island Liberation Front, January 6 pipe bomber, FBI cellphone data, DC crime statistics scandal, Trump economy, critical minerals smelter Tennessee, Australia terror attack, Mexico water treaty, southern border militarization, Chile election, al-Qaeda ransom Mali, Congo conflict, Cambodia Thailand tensions, early cancer blood test, vitamin D pregnancy

Trump claims prices are falling, but voters feel the opposite. New polls show economic reality is crushing GOP credibility.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Thank you Steven Rosenzweig, Sheryl, Marg KJ, LeftieProf, Laura

Canadian journalist Nora Loreto reads the latest headlines for Monday, December 15, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Weekly Message from Maranatha Church of Jacksonville. Find out more at maranathajax.com

Illegal Alien "Maryland Man" WAGES WAR on Trump!

Baroness Amos, who was appointed by the Health Secretary to lead an independent rapid investigation into NHS maternity and neonatal care in England, has said nothing prepared her for the scale of 'unacceptable care' that women and families have received. Presenter Krupa Padhy is joined by the BBC's Social Affairs correspondent Michael Buchanan and Theo Clarke, former Conservative MP who also chaired the UK Birth Trauma Inquiry and hosts the podcast, Breaking the Taboo, to discuss the review and what comes next.Wages for housework was a feminist mantra in the West in the 1970s – feminist campaigners arguing for recognition of the economic value of domestic labour. The debate has been revived in India over the last decade with an estimated 118 million women across 12 states now receiving unconditional cash transfers from their governments. Devina Gupta, a reporter based in Delhi, and Professor Prabha Kotiswaran from King's College in London unpick the impact of ‘wages for housework' on women's lives and the Indian economy.When Kaitlin Lawrence was just 22 years old, she collapsed whilst playing netball for the then Super League side Surrey Storm. She was eventually diagnosed with arrhythmogenic cardiomyopathy (ACM), a genetic condition she never knew she had. Following this, she was forced to give up her dream of playing professionally for Scotland and has gone on to successfully campaign to get cardiac screening introduced in the Netball Super League next season. She tells Anita her story. They were joined by Presenter Gabby Logan, whose younger brother died suddenly at the age of 15 years old from an undiagnosed heart condition. Hypertrophic cardiomyopathy.A new report highlights the crucial role of strength training and exercise for people on weight loss drugs. Data gathered by fitness professionals, Les Mills and the not-for-profit industry body, ukactive, shows the impact of weight loss drugs on skeletal muscle mass. Their report says that 20-50% of weight loss is lean body mass, which poses significant health risks such as frailty, disability, reduced metabolism, and increased mortality. Physiotherapist Lucy McDonald and Dr Sarah Jarvis join Krupa to discuss the importance of strength training to mitigate muscle loss.Presenter: Anita Rani Producer: Dianne McGregor

Remember when 5% inflation was “no big deal” because Democrats said it was Putin's fault? Now that inflation sits around 2.5%—a historically normal rate—the same media is suddenly losing its mind.

Guests Dawn Wages | Loren Crary Panelist Richard Littauer Show Notes In this episode of Sustain, Richard Littauer talks with Dawn Wages, former Chair of the Python Software Foundation board and Loren Crary, Deputy Executive Director of the PSF, about how the PSF sustains Python and its community, governance, fundraising, and events like PyCon US, and why they ultimately turned down a $1.5M NSF grant rather than accept new anti-DEI conditions. They walk through what the grant was for, how the decision unfolded, the financial and ethical risks involved, and the overwhelming community response in donations and support, ending with a call to participate in the PSF fundraiser and submit talks to PyCon US 2026. Press download now to hear more! [00:02:41] Dawn explains she just finished her term as Chair at the PSF Board, previously served as Treasurer, and that board seats are elected volunteer toles with three-year terms. [00:03:40] Loren describes her job as Deputy Executive Director, #2 to ED Deb Nicholson. She leads fundraising and revenue strategy, handles internal operations and strategic planning, and she clarifies that the Python Steering Council steers the language itself and mentions PyCon US will be in Long Beach, CA May 2026. [00:05:38] Dawn shares a personal story how PSF funding and local Python user group helped her start in Python a decade ago and encourages listeners to donate and use company matching. [00:06:57] Loren speaks about sponsors and individual donors and plugs the fundraiser and the “cute snake thermometer” on the donate page. [00:08:00] Richard, as a board member of Python New Zealand, underscores PSF's support for Python user groups and conferences. He then pivots to ask about strategy where Loren describes how the board leads strategy. [00:13:34] Dawn reflects on learning to chair the board for the first time, praising staff expertise, and she describes the ‘flywheel' model where staff and board collaborate closely, with staff often joining board meetings to co-develop strategy. [00:15:18] Loren highlights the PSF board and representation. [00:16:59] Richard gives a special shout-out to Phyllis Dobbs as one of the “unsung heroes” of open source, noting her work with OSI and Deb in the past. [00:17:26] The convo turns to the NSF Safe OSE program and what happened with the large grant the PSF was awarded and then declined. Loren details everything that happened and gives a shout-out to Seth Larson, whom she collaborated with. [00:29:00] Loren reads the key clause that PSF would need to affirm, and the board ultimately made the call that it was too risky to their mission to accept the terms. [00:31:42] Dawn explains the board's decision to withdraw and Loren notes that no one on the board or staff ever floated “dropping DEI to take the money.” [00:33:55] Dawn points to Python's reputation as a welcoming, diverse community and DEI is portrayed as “lifeblood,” not an optional extra. [00:35:03] What happened after they said they weren't taking the money? Dawn and Loren recount an outpouring of support after the public statement, and we find out how much money the fundraiser has made so far along including an anonymous donation. [00:38:33] Dawn zooms out to decades of conversations about funding open source, arguing that individual donors and major AI companies profiting from Python should be contributing at scale. [00:41:20] Richard reinforces the ongoing donation, and Loren plugs the PyCon US Call for Proposals (open through December 19) with new AI and security tracks and invites listeners to submit. Quotes [00:07:09] “If you want to know what a nonprofit does, look at who their funders are and that's who they're working for.” [00:12:07] “The board sets a strategy, but there needs to be a ‘flywheel' from the staff to keep things like that going.” [00:18:45] “We dipped our toes into grant funding, and we thought that would be a great way to make our work more sustainable.” [00:32:40] “The $1.5 million is not net worth putting the future health and safety of the language in the organization in jeopardy.” [00:32:58] “I am proud that at no point did anyone float: What if we just stopped doing everything DEI and take the money?” [00:38:09] “I like my boss to be the users.” [00:38:41] “We've been talking about what it means to fund open source for decades…I think this is an interesting arc that we're experiencing. I'm hoping that the numbers will have two or three commas from individual donations.” Spotlight [00:42:15] Richard's spotlight is Phyllis Dobbs. [00:42:26] Dawn's spotlight is PyScript. [00:42:42] Loren's spotlight is The Carpentries. Links SustainOSS (https://sustainoss.org/) podcast@sustainoss.org (mailto:podcast@sustainoss.org) richard@sustainoss.org (mailto:richard@sustainoss.org) SustainOSS Discourse (https://discourse.sustainoss.org/) SustainOSS Mastodon (https://mastodon.social/tags/sustainoss) SustainOSS Bluesky (https://bsky.app/profile/sustainoss.bsky.social) SustainOSS LinkedIn (https://www.linkedin.com/company/sustainoss/) Open Collective-SustainOSS (Contribute) (https://opencollective.com/sustainoss) Richard Littauer Socials (https://www.burntfen.com/2023-05-30/socials) Dawn Wages Website (https://dawnwages.info/) Loren Crary LinkedIn (https://www.linkedin.com/in/loren-crary/) Python Software Foundation (http://www.python.org/psf/) PSF Donate (https://donate.python.org/) PyCon US 2026, Long Beach, CA (https://us.pycon.org/2026/) The Philadelphia Python Users Group (PhillyPUG) (https://www.meetup.com/phillypug/) Safety, Security, and Privacy of Open Source Ecosystems (Safe-OSE) (https://www.nsf.gov/funding/opportunities/safe-ose-safety-security-privacy-open-source-ecosystems) PSF Welcomes New Security Developer in Residence with Support from Alpha-Omega (https://openssf.org/blog/2023/06/22/psf-welcomes-new-security-developer-in-residence-with-support-from-alpha-omega/) Seth Michael Larson-GitHub (https://github.com/sethmlarson) Seth Larson Blog post: I am the first PSF Security Developer-in-Residence (https://sethmlarson.dev/security-developer-in-residence) Python Software Foundation turns down $1.5 million NSF grant because of the anti-DEI strings attached (The Verge) (https://www.theverge.com/news/808268/python-software-foundation-turns-down-1-5-million-nsf-grant-because-of-the-anti-dei-strings-attached) The PSF has withdrawn a $1.5 million proposal to US government grant program (PSF Blog post) (https://pyfound.blogspot.com/2025/10/NSF-funding-statement.html) PSF Board Meeting Minutes Archive (Python) (https://www.python.org/psf/records/board/minutes/) Phyllis Dobbs (https://www.linkedin.com/in/phyllisadobbs/) PyScript (https://pyscript.net/) The Carpentries (https://carpentries.org/) Credits Produced by Richard Littauer (https://www.burntfen.com/) Edited by Paul M. Bahr at Peachtree Sound (https://www.peachtreesound.com/) Show notes by DeAnn Bahr Peachtree Sound (https://www.peachtreesound.com/) Special Guests: Dawn Wages and Loren Crary.

A Classic RISK! episode from our early years that first ran in September of 2013, when Amanda Egge and Nayland Blake shared stories about reconciling their own desires with the desires of others.

How does China's economic model work? Political economist Ben Norton explains the ideas behind Socialism with Chinese Characteristics, discussing China's socialist market economy, historical development, reform process, poverty reduction, industrial policy, and more. VIDEO with charts here: https://www.youtube.com/watch?v=6E89qUXTX-k Topics 0:00 Introduction 1:07 China has world's largest economy 3:01 China's economic development 3:54 Poverty reduction 6:56 Rising incomes 7:42 Life expectancy 8:57 Mortality rates 9:34 Reform and Opening Up 10:16 To get rich is glorious? 11:35 Deng Xiaoping's ideology 13:54 Primary stage of socialism 14:28 Chinese capitalists 15:54 Industrialization & urbanization 16:55 Birdcage economy (Chen Yun) 18:17 State ownership 19:40 State-owned enterprises (SOEs) 20:49 Grasp the large, let go of the small 22:22 Public property 23:16 SOE assets 24:14 Provincial & local governments 25:51 Golden shares in tech companies 26:54 Huawei, biggest worker-owned company 27:17 Rural cooperatives 29:09 Democracy in China? 31:40 Foreign investment in China 33:49 Global value chain 34:34 Foreign direct investment (FDI) 35:48 Industrial policy evolution 38:22 New quality productive forces 39:23 China's green energy revolution 40:24 World's manufacturing superpower 41:04 US deindustrialization & financialization 43:22 US bubble economy 44:37 China popped real estate bubble 46:50 Inequality & uneven development 48:31 Eras of the PRC 49:01 Common prosperity in New Era 49:34 Gini coefficient 50:26 Labor income vs capital income 51:48 Poverty alleviation 52:17 Wages of Chinese workers 52:44 Labor unions in China 55:19 USA funds anti-China labor groups 57:02 Marco Rubio takes over NED 57:32 Delivery workers 58:30 996 system is banned 59:23 Working hours in China 1:00:25 Imperialism & division of labor 1:03:51 AI & new cold war 1:04:45 Silicon Valley model: monopoly 1:05:43 Market competition in China 1:07:44 China opposes private monopolies 1:08:10 State planning 1:09:05 Cold War Two

In episode 1977, Jack and guest co-host Andrew Ti are joined by comedian and host of I Said No Gifts!, Bridger Winegar, to discuss… Oh No Way... Katie Miller Is Also A Lying Piece of Sh*t? Las Vegas Getting Taken Over By Private Equity, Liam Neeson And Pam Anderson Are No More…, Capitalism Doesn’t Want You To Poop and more! Katie Miller’s Excuse for Free Military House Falls Apart in Damning Police Report Las Vegas Getting Taken Over By Private Equity Las Vegas casinos see gaming revenue surge despite summer tourism slump How to make yourself poop regularly in the morning before going to work 1 in 3 Gen Z workers too scared to use office bathroom, study reveals ‘It’s okay to poo at work’: new health campaign highlights a common source of anxiety The Corporate War on What Constitutes an Employee Poop Break Bathroom break at work? Swiss court upholds watchmaker’s rule to do it on your own time Man claims he was fired from stone works job after sharing a meme of Elmo pooping on 'company time' - before later admitting that he quit because of 'bad blood' and offensive texts from his boss New sloped toilet designed to reduce time workers spend in the bathroom Managers Are Literally Obsessed With Their Employees’ Bathroom Breaks LISTEN: Yes I Do by Leon Knight & DE'WAYNESee omnystudio.com/listener for privacy information.

Small businesses continue to experience stable job and hourly wage growth, according to the Paychex Small Business Employment Watch. Gene Marks says this is good news considering that small businesses contribute half of this country's GDP. Gene also shares details about how tariffs are reportedly starting to impact businesses decisions regarding headcount, especially in manufacturing that is expecting to do layoffs in 2026. Cyber Monday Sales rose 7.1% year over year, but Gene warns that many of these sales were done on buy-now, pay-later plans, which have strict policies. Listen to the podcast. Additional Resources Meet Paychex: https://bit.ly/3VtM6bs Top Regulatory Issues webinar: https://bit.ly/2026-top-regs-webinar DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

Hour 1 of the Chris Hand Show | Wednesday 12-10-25See omnystudio.com/listener for privacy information.

Policy analyst Sam Cardwell of the Mountain States Policy Center argues that California's new $20 minimum wage for fast-food workers is a warning sign for the rest of the country. Citing a National Bureau of Economic Research study, he says the policy coincided with an estimated 18,000 fast-food jobs lost between September 2023 and September 2024 and a steeper employment decline than in other states. Cardwell applies those findings to Washington, Idaho, Montana and Wyoming, estimating thousands of potential job losses if each adopted a $20 minimum wage, and points to higher restaurant prices in Seattle as evidence of existing wage pressures. He concludes that large minimum wage hikes risk leaving some workers with “a minimum wage of zero.” https://www.clarkcountytoday.com/opinion/opinion-fast-food-jobs-at-risk-with-high-minimum-wages/#UnitedStates #MinimumWage #FastFoodJobs #CaliforniaPolicy #WashingtonState #MountainStatesPolicyCenter #Opinion

Why does it feel like the harder you work, the further ahead others get—and the further behind you fall? In this explosive episode, Paul Musson, author of Capital Offence and host of the Paulitical Economy™ podcast, joins Lisa G. on the WholeCEO Podcast to break down the real reasons ordinary people are losing wealth in a system designed to favor a select few. Paul is known for turning mind-bending economic concepts into clear, simple truths—and this conversation uncovers the hidden mechanics shaping your financial life, your future, and your freedom. If you've ever felt the system wasn't built for you… you need this episode.

Join us on Red Pill Cinema as we discuss the war on men in our culture and entertainment. Might there be a push back against this in the normie space?

In this Advent message, we explore Paul's contrast in Romans 6:23: the wages we earn through sin versus the free gift God offers through Jesus Christ. Scripture reminds us that there are only two ends (death or eternal life), two means (earned wages or received grace), and two masters (sin or God). This sermon invites us to anticipate eternity, confront our entitlement, and lay down the illusion of autonomy. Through Jesus, who took our wages and gives us His righteousness, we receive what we could never earn: eternal life. Listen, reflect, and remember the hope of Advent.

Your 60-second money minute. Today's topic: Wages Aren't Keeping Up With Inflation For Some Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you paying yourself what you're worth, or is your practice managing you?In this episode of The Millionaire Dentist™, host Jarrod Bridgeman sits down with CPAs Kevin Rhoton and Brodie Hough from Four Quadrants Advisory to dismantle the "one-size-fits-all" approach to dental practice finances.Too many dentists rely on generic quarterly tax estimates, leading to cash flow crunches and nasty surprises at year-end. Kevin and Brodie explain why proactive tax management is the key to keeping more of what you earn. They dive deep into the strategies that separate struggling practices from profitable ones, including how to properly structure owner compensation and how to leverage 401(k) plans for massive tax savings.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

California's $20 minimum wage experiment just delivered a reality check that even socialism's cheerleaders can't spin away. We're talking 19,000 fast food jobs obliterated, menu prices skyrocketing 14.5%, and workers making LESS money because their hours got slashed harder than a budget meeting. But hey, at least Gavin Newsom can pat himself on the back while sipping Napa Cabernet as families choose between overpriced Happy Meals and staying home with ramen.We break down the cold, hard numbers: how California managed to destroy over 25% of America's fast food job losses in one state, why your $11 combo meal now costs $22, and how businesses are racing to install robots faster than you can say "Would you like fries with your unemployment?" Meanwhile, the same economic genius is eyeing a retroactive billionaire tax - because nothing says "please stay in California" like surprise taxation.Did anyone actually think mandating wages above economic reality would work? Are we witnessing the acceleration of automation thanks to government overreach? Drop your thoughts below and let's talk about what happens when ideology crashes into basic math. Don't forget to subscribe for more government accountability deep dives!

#940 | Jamie and Ed break down the Premier League's newly approved financial regulations - rules that will reshape how every club spends, invests, and strategises. They outline the new financial framework, focusing on the Squad Cost Ratio and how it caps total spending on wages, amortisation, and agents' fees relative to club revenue. We analyse how these changes mirror UEFA's own rules and why the league is pivoting toward a more standardised, long-term model of financial control. The pair explore what this means specifically for Manchester United - from wage-bill management and transfer flexibility to projected revenues, the need for player trading, and the club's ability to refresh the squad under new constraints. There's discussion of potential loopholes, how clubs may attempt to game the system, and what enforcement could look like as the Premier League attempts to restore credibility. The episode wraps with a look at United's structural changes, including the arrival of a new head of senior scouting. 00:00 Introduction 02:20 Premier League's New Financial Rules Explained 06:48 How Clubs Will Adapt Their Spending 10:26 United's Financial Health & Future Projections 12:37 Player Trading, Wages & Squad Management 25:50 Penalties, Loopholes & Rule Enforcement 38:24 Closing Thoughts If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are ad-free. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

"Noirvember" draws to a close with the cast of Double Indemnity - Billy Wilder's genre-defining adaptation of James M. Cain's novel. It's a twisted tale of greed, lust, and revenge with Fred MacMurray, Barbara Stanwyck, and Edward G. Robinson, and we'll hear each of them in an old time radio thriller courtesy of Suspense. Robinson invents a spouse to get ahead at work with unexpected results in "My Wife Geraldine" (originally aired on CBS on March 1, 1945). Ms. Stanwyck is a tough dame whose connection to a murder puts her own life in danger in "The Wages of Sin" (originally aired on CBS on October 19, 1950). And MacMurray is a jazz player in a Prohibition-era tale of the mob and murder - "The Windy City Six" (originally aired on CBS on February 8, 1951). Then, Fred MacMurray and Barbara Stanwyck recreate their film roles in a production of The Lux Radio Theatre (originally aired on CBS on October 30, 1950).  

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Friday Headline Brief of The Wright Report, Bryan covers President Trump's accusation of sedition against former intelligence and military officials, the deeper pattern of political activism inside America's security agencies, the White House's meeting with New York City's socialist mayor elect, new economic and immigration data, and a sprawling welfare scandal involving Somali migrants in Minnesota. Trump Accuses Former Intel and Military Officials of Sedition: A group of Democratic lawmakers and former intelligence and military officers released a video urging current service members to refuse "illegal orders" from President Trump. Senator Elissa Slotkin and Representative Jason Crow admitted they could not name any unlawful orders but again labeled Trump a fascist and a Nazi. Trump responded by calling their actions sedition and said they should be arrested and tried, adding that such offenses can be punishable by death. Bryan argues the video is part of a ten-year pattern of partisan activism from former security officials who wrap themselves in patriotism while advancing political goals. A Personal Warning About the Deep State: Bryan recounts cases involving Ned Price, Peter Strzok, Lisa Page, Kevin Clinesmith, and the fifty one former intelligence officials who misled the public about Hunter Biden's laptop. He describes how some officials use the cachet of CIA or military service to shield partisan motives. He also reflects on his former boss, Jennifer Matthews, and objects to her being used for political gain. Trump Hosts New York City's Socialist Mayor Elect: President Trump will meet Zohran Mamdani, the mayor elect of New York City, who openly identifies as a Marxist. Mamdani insists the NYPD will not assist federal deportation efforts, even for violent offenders held at Rikers Island. He says the meeting will focus on public safety and affordability. Bryan questions the wisdom of giving such a figure a platform inside the White House. Economic Signals Improve for Housing and Jobs: Mortgage rates have fallen to about 6.25 percent. Rent prices are dropping in many cities and analysts tie the trend to Trump's deportation operations, which have reduced demand for rental units. Job growth in September exceeded expectations, with 119,000 new positions. Native born workers filled most new roles while foreign-born workers lost ground. Wages are growing faster than inflation. Manufacturing orders appear strong, but exact data are delayed due to the recent shutdown. Tariff Adjustments and Manufacturing Investments: The White House lifted remaining tariffs on Brazilian goods such as beef and coffee to ease grocery prices. GE Appliances will shift more production to Kentucky, Indiana, and Tennessee due to U.S. tariffs and competitive pressure from Whirlpool. China unexpectedly resumed large soybean purchases and placed a new wheat order, giving U.S. farmers encouraging news. Border Crossings Fall and Medical Strain Eases: Hospitals near San Diego report a dramatic drop in injuries among migrants who fall from the border wall. Emergency rooms say they can finally prioritize American patients because crossings have fallen to lows not seen since the 1970s. Judges Block National Guard Deployments: A federal judge in Washington blocked Trump's deployment of the National Guard to the capital despite clear data showing that Guard operations sharply reduced crime. Similar rulings in Memphis and other cities reflect what Bryan describes as political obstruction at the expense of public safety. Somali Welfare Fraud Funds Terrorism Abroad: City Journal reports that Somali migrants in Minneapolis defrauded Minnesota's Medicaid Housing Stabilization Services program of hundreds of millions of dollars. The money was routed to clan networks and to al-Shabaab in Somalia, making Minnesota taxpayers one of the largest funders of the terror group. More than fifty individuals have been charged. Bryan warns that state leaders have tried to minimize or dismiss the scandal for fear of appearing xenophobic. FBI Analyst Fired After Displaying Pride Flag: An FBI trainee claims he was terminated for displaying a Pride flag at work. The Bureau denies this. Bryan discusses his own experience serving alongside gay and lesbian officers and argues that all personal politics, identities, and symbols should be left outside the workplace so that the mission remains the focus.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: Trump sedition accusation Slotkin Crow, former intel officials illegal orders video, Deep State political activism, Zohran Mamdani socialist NYC mayor elect, mortgage rates falling deportation effect, GE Appliances reshoring tariffs, China soybean wheat purchases, San Diego border crossings ER cases, National Guard deployment ruling DC, Minneapolis Somali welfare fraud al-Shabaab, FBI pride flag firing claim

It's … Indicators of the Week! We look at some of the most fascinating economic numbers from the news and bring them to you.On today's episode: The cost of living is outstripping wage growth for most of us, the math behind the Trump administration's proposed 50-year mortgages, and how we're just giving Uber and Lyft free money. Related episodes: Trump's plans for the housing market The Money Illusion: Have Americans really gotten a raise? For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy