Podcasts about does kim

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Best podcasts about does kim

Latest podcast episodes about does kim

Scott VS The Internet
Behind The Channels

Scott VS The Internet

Play Episode Listen Later Jul 8, 2021 79:51


We open the episode talking breakups as we cover Carmelo's baby mama drama and it's effect on his marriage, moving on to “Happy Couple turned Co-Parents” Kim and Ye. Does Kim just have bad judge in character, or are the men she's choosing to busy for a family lifestyle. Each of the gang weighs in on where they think the couple fell short. Juneteenth is officially a federal holiday! A lot of people are asking for a reparations check, but where do you stand? Stacks thinks it's a chance for education while Smalls argues the capitalization of it all. No matter which side of the fence, we hope you enjoy! Smalls asks our opinion on supporting toxic friend behavior as Scott breaks down what his role would be if faced with a toxic brother and the crew discusses support vs enabling. Don't you hate interruptions? We do too, as the topic at hand uncovers a sticky situation involving a date, and and old friend. All this and much more on this episode, so check us out!!

The Anna & Raven Show
Thursday Jan 28th, 2021: Un-Dateable; Teen Slang; What Are You Addicted To?

The Anna & Raven Show

Play Episode Listen Later Jan 28, 2021 48:15


How do you think people in other countries view America?  Anna and Raven go over a list of what other countries think are the best AND worst things about America!  Apparently, the rest of the world loves the Super Bowl, but hates racial inequality.  Makes sense, but you'll never guess what they hate the most! Are there certain jobs that make someone “un-dateable”?  Anna's friend said it was lucky Anna was married, because nobody would want to date someone who talks about their personal life on the radio that much!  Anna and Raven compare the most (and least) “date-able” jobs!  (3:15) It's one thing to want a raise, but if you steal money from your job, especially THIS much money, that's all I need to know about you! (3:13) What's your (legal) addiction?  Anna can't get enough of Sandy's Pita Chips, but what Raven is addicted to says a lot about his personality!  (10:51) How do you and your significant other sit on the couch?  Do you cuddle in the corner?  Do you even sit on the same couch!?  Believe it or not, your answer says a lot about the state of your relationship!  Get the full story in the podcast… (22:13) Are you up-to-date on all the new teen slang?  Raven thinks he knows all the hip new lingo, so Anna gives him a quiz on it!  Find out how he does, and learn which slang to watch out for, in the podcast!  (28:48) What do you do if someone steals your laptop?  Anna and raven talk to Eric B. Cole, a cyber-security expert who has some great tips to avoid making a tough situation worse!  (32:47) Stephanie's father passed away last year, and her stepmother still uses his personal Facebook page to respond to people and to post things even though she has her own. Stephanie wants her to memorialize the page and stop utilizing it. It's jarring when she sees an update from her deceased father. Her husband, Jacob, says she's overreacting. She probably finds it comforting and it's not her place to tell her stepmother what to do. Whose side are you on?  (36:47) Raven is on a roll, and the jackpot for Can't Beat Raven is up to $1,700!  Does Kim have what it takes to claim the prize?  (43:29)

Critical Bits
Episode 45: Also the Sentinel

Critical Bits

Play Episode Listen Later Sep 8, 2020 92:37


We rejoin our heroes in the graveyard as an old foe appears. Will Triggus and the Sentinel kill the group? Does Kim get to punch Triggus in the face? Will Alex rekindle her friendship with the Sentinel? Can Gerry make a pun large enough that even god trembles? Find out 33% of this (or more) in today's episode featuring Jack Packard as the Sentinel! Joel Ruiz as the GM. Paul Byron, Shelby Lee, and Shannon Strucci as the players, With special guest, Jack Packard. https://twitter.com/CriticalBitCast https://www.criticalbitcast.com/ https://www.patreon.com/CriticalBitCast

Bars & Hoops
The Oddcast Episode 22

Bars & Hoops

Play Episode Listen Later Jul 30, 2020 119:53


Oddcast Episode 22 *Fatherisms -Tamar Braxton Burning question -How do we make our family and friends feel comfortable with talking to us while dealing with depression? *Oddcast mini mix Burning Question -Is Coronavirus pandemic being used as the Segway that leads to the one world currency conspiracy in the name of bitcoin? *The Drama Hour -Entanglements *Oddcast mini mix *Hip-Hop views -KRS ONE says that LL COOL J wouldn’t last in a VERZUZ battle -Do you feel that Nick Cannon sold out after he apologized for his comments? -Dave Chappelle visits Kanye West after his series of meltdowns? Does Kim leave or stay? Burning Question Is the Kardashian Curse REAL? -Hip-Hop Bracket Challenge *****PROMOTIONAL USE ONLY***** Email: Barsandhoopsradio@gmail.com @Barsandhoops (Acast, Breaker, Google Podcast, iTunes, iHeart Radio, Pocketcast, Soundcloud, Spotify, Stitcher, Streama, TuneIn, Twitter, YouTube, Instagram, Facebook)

Little Left of Center Podcast
EP64: Hormones, Health, and Body Dysmorphia with Expert, Kim Schaper

Little Left of Center Podcast

Play Episode Listen Later Jun 16, 2020 62:14


[fusebox_track_player url="https://episodes.castos.com/5e3aa627bb42e8-95594950/Kim-Schaper-Redo-Interview.mp3" artist="Culture Changers Podcast" title="EP64: Hormones, Health, and Body Dysmorphia with Expert, Kim Schaper" social_twitter="true" social_facebook="true" social_linkedin="true" social_pinterest="true" social_email="true" permalink="https://allisonhare.com/64" tweet_text="Listen to this episode of Culture Changers Podcast about Hormones, Health, and Body Dysmorphia with Expert, Kim Schaper" hashtag="culturechangers #culturechanger #fitover40" twitter_username="allison__hare" ] Host Allison Hare talks to Kim Schaper, Metabolic and Hormone-Reset Expert, Personal Trainer, and Nutrition and Wellness Coach. Kim Schaper shares her personal journey from anorexic to obese and back to physically fit, and how her extensive research and experience have made her a fitness influencer, and advice on how to better balance your mind and body.  Episode Highlights: Allison Hare introduces Kim Schaper. How does Kim Schaper remain both gracious and authentic? How did she move from offline personal training to online? Where did her drive come from? Kim Schaper shares her origin story of going from anorexic to obese and back to healthy. How does she get past all of the fakeness online and remain so authentic? How does she personalize training? Kim Schaper talks about why blood work is important and a proper medical doctor. When working out, can you target specific body parts? Do calories matter? You have to have both cardio and weight training. Go longer periods of time for your food to digest. Does Kim worry about her weight wavering back again? What does she know that she wishes people knew? What does success look like to Kim and what is next? What services does Kim Schaper currently offer? Can you isolate body parts? Do calories really matter?Eating carbs after a workout or certain times?Cardio or weight training?Changing your workouts in your 40’sPCOS?Different diet trends? 3 Key Points Kim Schaper is the same person online that she is offline. She won’t work with any clients unless they get blood work done before to learn more about what is happening with their bodies. You just target one body part. It is a full-body all-encompassing training. Tweetable Quotes: “My coping, anytime I was stressed, anytime I was sad, anytime I was happy it was always, ok, I have to exercise, or I have to undereat, or I have to do this. So, that was my coping skill. I had no source of how to manage my emotions.” –Kim Schaper“Whatever happens in this, I’m going to stay true to who I am and stay true to my mission and what I stand for and what I have gone through. The most important piece in all of this is if I just say one thing that impacts another female, then I have done my job.” –Kim Schaper“The first few years of the business, you are hustling hard and no one is listening. I remember there were days I would be online and I would get maybe one ‘like’ or it would just be crickets. I told myself, I’m going to keep going.” –Kim Schaper Resources Mentioned: I’d love to hear back from you. Text me at 470.242.6311. Subscribe to this podcast, SHARE, and find me everywhere at Allison’s Linktree.Kim Schaper social media: Instagram Twitter YouTubeKim Schaper website: kimschaper.com

#DoorGrowShow - Property Management Growth
DGS 119: The Ins and Outs of Cost Segregation

#DoorGrowShow - Property Management Growth

Play Episode Listen Later Feb 25, 2020 41:21


What is cost segregation, and how does it work? If you're knowledgeable of the tax code and understand what you’re able to do, you will put money in your pocket.  Today, I am talking to Kim Lochridge, Executive Vice-President at Engineered Tax Services. The company started with about six employees and has grown to 130 to do 150-200 cost segregation studies a month. Kim loves talking about taxes. She’s here to help make sense of it all!  You’ll Learn... [03:10] Investment Depreciation Concept: What you get when you have an investment property. It's a tax deduction. [05:15] Depreciation is everything and anything, including buildings, carpet, walls, paint, countertops, and cabinets that depreciate over 27.5 years (unrealistic). [07:17] Cost Segregation Metamorphosis: IRS allows building professional/engineer that understands property and tax laws to segment each component of a building.  [10:30] Does Kim use cost segregation? No matter how big or small, she doesn’t do a deal without cost seg. [11:53] Cost Segregation Studies: How long are you going to own the property? What are you going to be doing with the property?  [12:03] Justify Numbers: Don’t do a cost seg study unless it makes sense financially to pay less in taxes for more money to reinvest. [15:10] Audit Defense: Engineered Tax Services covers questions from IRS about cost seg performed by internal engineers. [16:00] Tax Strategy: Know how to use it and when to use it. Too many people don't understand taxes and let their professionals handle it.  [16:21] Motto: We do believe that everyone should pay tax, but there's nothing in the code that says you have to leave a tip. [16:55] When and when not to do cost seg? Ask questions. If something doesn't make sense, make it make sense.  [21:35] Bonus Depreciation: Too good to be true? Or, leaving money on the table by not doing cost seg? Probaby 80-90% of real estate agents are missing out.  [29:30] Depreciating Bonus Depreciation: Do it now before it decreases from 100% to 20% in 2026. Tweetables Engineered Tax Services’s Motto: Everyone should pay tax, but there's nothing in the code that says you have to leave a tip. Depreciation: What you get when you have an investment property. It's a tax deduction. Don't do a deal without cost seg. It doesn't matter how big or how small. Bonus Depreciation: It’s a big deal, not a scam, to spark the economy.  Resources Kim Lochridge’s Email Engineered Tax Services Schedule E W-2 Form 1099 Tax Cuts and Jobs Act (TCJA) Opportunity Zones DoorGrowClub Facebook Group DoorGrow on YouTube DoorGrowLive DoorGrow Website Score Quiz DoorGrow Cold Leads Calculator Transcript Jason: Welcome, DoorGrow Hackers, to the DoorGrow Show. If you are a property management entrepreneur that wants to add doors, make a difference, increase revenue, help others, impact lives, and you are interested in growing your business and life, and you are open to doing things a bit differently, then you are a DoorGrow Hacker. DoorGrow Hackers love the opportunities, daily variety, unique challenges, and freedom that property management brings. Many in real estate think you’re crazy for doing it, you think they’re crazy for not, because you realize that property management is the ultimate high-trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management businesses and their owners. We want to transform the industry, eliminate the BS, build awareness, change the perception, expand the market, and help the best property management entrepreneurs win. I’m your host, property management growth expert, Jason Hull, the founder and CEO of DoorGrow. Now, let’s get into the show. My guest today is Kim Lochridge. Kim, welcome to the show. Kim: Thank you, Jason. Thanks for having me. Jason: Kim is here with Engineered Tax Services. We're going to be chatting a little bit today about cost segregation and how it works. Those of you that don't really geek out on accounting, that's okay because I pay people to help me with that stuff. I don't either, so I'm going to ask all the questions. We're going to figure this out and make sure it'll all make sense. Kim, give us a little bit of background on you, and how you got started with Engineered Tax Services. Kim: Thank you for the internal question. I've been with Engineered Tax Services. I'm the Executive Vice-President, and I've been with them for about 10 years. I started out as an associate. I was on the board of a manufacturing company, and they were looking into some energy-efficient tax credits. It was just a brand new program that came out and tax rules. I found this company because they were doing that early on. That was really my beginning and how I met them. I just thought I came on board.  We've been growing the company since we started about five or six employees. Now we have about 130 across the country. We're doing about 150-200 studies a month across the country. It's pretty impressive. Jason: All right. We will get into what those studies are in just a minute. Let's get into the subject at hand. Maybe we start in the preshow, in the Green Room, we were chatting for just a little bit. It was like, "When is this stuff?" "Maybe I should explain it a little bit to you, Jason." You did which is very gracious of you. Why don't we start with the concept of depreciation on an investment? Just to make sure those that are not yet investors, or they're just new in the space, and they're starting to deal with real estate investors, understand this concept. Kim: Okay. Depreciation is something that you get when you have an investment property. It's a tax deduction, essentially. On top of the mortgage interest or any of that expenditures that you spend on that property, you also get depreciation.  Depreciation is calculated depending on the type of property that you have. If it's a single family home or some type of residence like a multifamily and then in capacity, you're required to depreciate that property over 27½ years. If it's any other type of property like an office, retail, or anything commercial, that is 39 years. For today, I think almost everybody in the audience is more of a single family-owned, we’ll target more at 27½. Just know that that's interchangeable with 39 if it's commercial. Essentially, if you have (say) a $300,000 single family home, you're going to be able to depreciate according to the IRS. You're going to divide that by 27½ and you end up getting $10,909 every year, that you can help use that to offset the income that you made on that property and then not pay tax on it. Sometimes, if it's a smaller home, that might cover it, that and any expenses, and you won't have to pay any tax on the income (which is nice). But sometimes, if your cash flow's pretty good, once you're high right now, mortgage rates are low, you might've owned it for a while, then this could be something that could help you. If you have that, your income is more than the depreciation, then you're going to want to make sure to do something else. This is where cost segregation comes in. Also, if you end up having multiple properties, and one is cash flowing much more than another, then you can basically take that cash flow, and you can do from one to another if it's in the excess. We'll go over some of those details a little bit more. Essentially, the depreciation is just that. You have depreciation. You're required to depreciate a building if it's on a Schedule E or if it's a rental income. If it’s a second home, you're not going to depreciate it. It has to be a Schedule E or some sort of an income revenue-generating project. Jason: The idea with depreciation is that everything in the property is going to depreciate at the same way? Kim: Yeah, everything. It contains the whole building, whatever you bought. That means carpet, walls, paint, countertops, cabinets, anything that you bought in that purchase is going to be depreciated over 27½ years. Jason: [...] lasts about 27½ years, right? Kim: That's what the IRS says.  Jason: Okay, that's not reality. How do we solve this problem there? Kim: Yeah, it's not reality. For decades since the 40s, cost segregation as a whole, what we're going to talk about today, has been around since the 40s when it began in court cases. That's because property owners went and argued the fact that, "This is what I'm doing. This isn't really fair because assets that I'm depreciating over 27½ years or 39 years are not going to last that long. I'm replacing them, in some cases, multiple times over the course of ownership. I want different rules. I want to be able to depreciate those separately." It made it very difficult for a CPA to say how much is the carpet or how much is the building when you just bought up a building. You didn't put it in. You don't have receipts. You don't know how much the roof, the HVAC, the water heater and all that were. They can't break it down. The CPA doesn't have the ability to do that. The IRS came back and over years of morphing cost segregation, they said, "We're going to give you the ability to do cost segregation, which means you have to have a building professional or an engineer, somebody who understands property and tax laws to come into the building, and segment (hence, the segregation) out each of the component of your building." As a result of segmenting those out, you can depreciate them in different time zones, or different buckets. For instance—these are just some examples, depending on the purpose on some of those components—carpeting is always going to land in a five-year bucket. You're going to be able to depreciate all of your carpet in five years, not 27½.  Things like all of your landscaping, your driveways, curbing, gutter, landscape bushes, trees, all of Rockwell expenses, all of that stuff, gets to be depreciated over 15 years. That's more realistic. Things are going to be overgrown. You're going to have to rip things out. You're going to have to replace fences, all those types of things. They'll give you that bucket as well.  The law also says that you can break down certain components like mechanical, electrical, and plumbing, as long as it's for specific purpose for the building, and not necessarily for the building itself. It has to be for the business.  It gets pretty complicated and these rules have morphed since the 40s. There have been massive amounts of court cases that give us these rules today. As an example, something traditional out of today, if you have that same $300,000 single family home, percentage-wise, we're going to be able to take (conservatively) about 40% of the cost of that building or $120,000, and we're going to be able to shift that into faster class lives for you. You won't have to depreciate all of it over 27½ years, but we can break it out.  Essentially with that, that would be $180,000 gets depreciated over 27½ years, and about $120,000 gets split up between five and 15 years. Those are the good rules of thumb numbers to use. Following so far? Jason: I'm with you. Kim: I have to tell you, I love tax. I know it's really geeky, but it's okay. I can help you through it. Jason: That's why people hire you. You're weird. Kim: I get excited about it. Just to kind of give you an idea, I'm also a real estate investor myself. I have my day job, but I'm also an investor. I have invested in about 800 doors in multifamily in Texas. We have cannabis warehouses, we have a mobile home park, just my husband and I. We manage them all ourselves (which is pretty incredible) plus a full-time job. Jason: Do you use this? Do you use cost segregation? Kim: Of course. I don't do a deal without cost seg. It doesn't matter how big or how small. Jason: That's the cool phrase for it, it's cost seg. Kim: Yes, short for cost segregation. Jason: Guys, get yourselves some cost seg. Pretty dope. Explain how your company helps with this. Obviously, accountants can do these. The property manager isn't doing this. The investor doesn't know when they will buy this property. How do we solve this problem? Kim: Engineered Tax Services, this is our specialty. This is one of the main service lines that we offer as cost segregation. This is where I was saying that we do about 150-200 studies per month across the country, whether it's a single family residence all the way up to something like the AI Building in Chicago—big, high-rise, office buildings. We do cost segregations. We're very good at it. It's cost effective. Most CPAs, if it's not over $2,000,000 then it's going to be too expensive. We have single family home rates. We have different levels of studies that we can do according to how long you are going to own the property, what you are going to be doing with the property and those types of things. Maybe we should go in and talk about some numbers, Jason, just to tell everybody (the listeners and the viewers) what it would mean for them. Jason: Yeah. I don't know if this is where you're headed but if you're saying that a lot of people say, "Oh, that's for the big properties. That's too expensive to do for my clients on this single family home or my investment property." Help them justify the cost of doing this study. Nobody would ever do it with you ever unless it made sense financially. Kim: I haven't since a project that isn't at minimum like a 50-to-1 return. It's going to be better than any improvement you can do in the house, any tenant change over, addition, or whatever you're going to do, your returns on this are going to be [...]. Jason: By doing this, by getting the cost seg study, working with you guys, and with their accountant to make this all happen, what has this allowed the investor then to do that they wouldn't have been able to do otherwise? Kim: They're going to be able to depreciate more in the first years rather than just the $10,900 on the $300,000 property that we talked about.  Jason: Which means they're just reducing their tax liability? Paying less taxes? Which maybe means they have more money to reinvest? Kim: Exactly. I want to preface this with the fact that there's a lot of investors that this is passive income for them. If you don't know whether your income from your investment property is passive or active, you want to talk to your CPA because sometimes this gets locked up. We're only talking about if you're a non-real estate professional, how to offset the income from the property so you're not going to have to pay tax on that. This isn't a loophole. This is nothing that is illegal. This has been around for decades. This isn't something that I’m going to get in trouble if I do this. This is simply just a different method of accounting and it requires a professional to come in. Just like an inspector or an appraiser would come in to tell you more specific about a building that you're building. This is basically more of a professional coming in to explain more of the accounting side of it. Jason: Okay. What do you call these experts that come out to the property to do a cost seg? Kim: They're engineers. Jason: Engineers? Kim: Yeah. Engineers come out. They're either structural professionals or mechanical engineers that understand building mechanics. They understand how to break down different components in the building. They're our own employees across the country. They come out to do those studies to document everything.  Just keep in mind that the IRS says that if you have the building professional onsite, then that is required by the IRS. A CPA can do some sort of cost seg if they're knowledgeable about it, but many of them aren't going to be able to tell you how much the [...] costs. If they do, they're just going to do it from a square foot allocation. It's not going to be able to stand up in the event of an audit.  We offer audit defense, so if the IRS does come back and question this, we're going to cover all of that for you. We're going to defend that for you. Our reports are going to be solid. We're going to be here and that's what this covers. We're going to stay behind the product. Jason: Okay. What else should people know about cost segregation or about your company that they may ask? Kim: I think we need to talk about tax strategy because I think this is really important for people to understand. So many people (and I think in my opinion, too many people) don't understand taxes, and they let their professional handle it. That’s exactly what you said in the very beginning, Jason. Jason: Yeah, that's what I do. Kim: Yeah. We have a motto at Engineered Tax Services. The motto is we do believe that everyone should pay tax, but there's nothing in the code that says you have to leave a tip. Jason: I love it. Kim: If you're knowledgeable of that tax code and you understand what you are able to do, you will literally put money in your pocket. That's what this strategy does. That's what these studies do for you. You have to know how to use it and when to use it. That's what I can help with. We help with realizing when is the good time to do cost seg and when it may not be a good time. When it would not be a good time to do a cost seg study is if you just flip. You're going to buy and you're going to renovate it. You're going to get rid of it. You will probably not want to accelerate depreciation. It's just not smart because you're essentially taking more depreciation upfront because you're going to hold on to those assets like the carpet, and you’re depreciating it over five years. You're not going to get all that money and keep it if you sell the building. Jason: Right. You don't want to pay for the future owner of the place’s carpet. Kim: Right. Unless you're doing substantial rehab—that's a different story—and if you're actually going to depreciate the property on a flip, you usually don't depreciate it because you're never placing it in service, if that makes sense. You're never really putting in service because it's all going to be under renovation. You're not going to depreciate it. This does not include flippers, but it does include people who are renting their property. If you have this passive income, let's just take our $300,000 example from the beginning, you're giving the $10,900 in the depreciation every year. If your cash flow is bigger than that, more than that, and you're still paying some tax on that income, you might have to figure that out because you might have a job in your W-2, and you're not really sure what part of this is what you owed in tax because of the house and the income, and what's on your W2.  It's really important for you to see where this is coming from. "How much of my paying tax is from my rental property?" Ask those questions to your CPA, or we can work with you on that. We're looking at tax returns and can help you there. That's the first thing. Just ask some questions. If it doesn't make sense, let's make it make sense. Let's make sure that the common sense is there. At least, you trigger certain things in the brain. When you get into that and you start realizing that you are paying tax on the income, that $10,000 isn't enough, then you're going to want to do some sort of cost segregation, so you can accelerate the depreciation faster especially if you're going to do renovations. Many times we buy property, and then we're doing renovations, either immediately or very soon after or even just repairs and maintenance, and we have to capitalize that in many cases. Now, you're actually depreciating two assets. Let's say you bought a building that had a roof, then the roof gets replaced in five years, now you can't write off the roof. You have to capitalize it which means you have to depreciate it. You don't just get an expense for the cost of the roof. You have to capitalize it and depreciate it. Now you have two roofs. You're depreciating one in the purchase and you're depreciating one you just bought. That's where we really want to come back from that and say, "I don't want to depreciate two roofs. When I sell this property, I'm going to get killed in the accumulated depreciation on both of those assets. I only have one in the building. Why am I depreciating two?" If you do a cost seg study on the original purchase, then you replace the roof, not only do you have to capitalize the new roof, but you can write off the remaining depreciation of the old roof. Traditionally, CPAs can't do that because they don't know how to value the roof if you don't have a cost segregation study.  Not only are we going to help you with your depreciation, but you're now going to have a very detailed fixed asset report that's going to outline every single aspect, every component of that building, and it's going to have a number attached to it. Every light switch plate cover on the wall, every baseboard, every layer of the roof, HVACs, and hot water heater. Now, you have this really great report that every time you do any improvement, it has to be capitalized. You're going to write off the remaining depreciation of the old.  Let's think about this for a minute. Let's say you buy a property. You have it for three years and the hot water heater goes out. It's a significant dollar amount, you have to replace it. You can now take that hot water heater if it's not expensable. You capitalize it and write off the old hot water heater. If you have it in a straight-line depreciation, that water is being depreciated over 27½ years. That means you're going to have 24½ years left of depreciation on the old one. Now, you're depreciating two of them. Why not get that money right now and help cover the cost of the new water heater? That's the beauty of cost segregation. Jason: Nice. You mentioned real estate agents. Are they not allowed to do cost segregation on their properties if they're an agent? Kim: No. It actually gets better for them. If you're a real estate professional, this is a whole different conversation. Jason: A lot of our listeners, they're property management business owners, but they're also brokers, real estate agents, and are licensed, most of them. Kim: Yeah. That's where we really want to get into. This is part of the tax strategy that I was talking about. If you are a real estate professional in any capacity, whether you're self-proclaimed real estate professional and you're managing your own property, or if you're actually a real estate professional, an agent, or a manager. If you are paying tax, if you are a W-2 employee or if it's a 1099, if you're paying tax, and you're a real estate professional, you have had some misinformation. This industry right now, we have a real estate president, like him or hate him, it doesn't matter. He's a real estate president. He walked in and just literally handed the real estate industry a gift with a big red bow. It's called bonus depreciation. Remember what when we said the $300,000, you'd have over 27½ years. You'd have $10,900. Then if we did a cost segregation, we would be able to accelerate the depreciation. That would be a lot better, actually. Now, with the Tax Cuts and Jobs Act of 2018, President Trump passed the bill for bonus depreciation. Let me go back a little bit in history. Bonus depreciation has been around since 2006. It was 50% bonus depreciation (and I'll cover what that 50% of what in a minute) on new construction or renovations. You're essentially able to really expense a lot of stuff to a certain point—at least half of it—for a long time from 2006 until through 2017.  In 2018, President Trump passed this Tax Cuts and Jobs Act. Not only increasing the bonus depreciation to 100% from 50%, they also expanded it to allow purchases not just new construction. What this means is that, say you're a real estate professional. Let's say you're making $200,000 a year. Maybe it's tons more, but let's just call it that. Let's say you're making $200,000 a year, and at that level you're probably paying 33% tax rate or something like that. Maybe a little bit less. Let's call it 35% just to be generous. Each year you're paying about $70,000 in income taxes. If you are a real estate professional and you go buy a property, let's just say you go buy this $300,000 house, and you're going to start renting it out. We have the cash flow, we have the income from that which is also a factor, but let's just talk about the tax for a minute. When and if you do buy a $300,000 property and you're a real estate professional, then you do a cost seg study on that building. Essentially, we're going to be able to write off about 40% of it. That's $120,000. Normally, if you're not a real estate professional, that's locked up in your passive income and it cannot offset your W-2 wages. It has to just stick with the income from the property or other properties that you owned.  If it goes in your Schedule E, if you own 10 properties, then that $120,000 will house all the other properties. But it is still stuck on the passive side because it's passive income. When you're a real estate professional, it's an active income. This is active depreciation, which also covers all of your regular W-2 or 1099 income when you're in the real estate industry. Remember when I said that the $120,000 will be shifted over five or 15 years. We have to prorate that all out over these buckets. What's really cool about bonus depreciation, that means 100%, not 50% anymore on purchases, but 100% of your purchase price that is allocated to a class life less than 20 years. You heard me talk about the 5-year buckets and the 15-year buckets. Anything in a cost seg study that you reclassify that's less than 20 years which would be about 40% of this building, you're going to take as a writeoff in year one. Now you get this $120,000 in the year that you purchase it. You can go buy a property on December 31st and it closes before the end of the year. You can offset your taxes by the amount of your results of cost seg study. In this case, $120,000 that you get to offset, all of your $200,000. You've made $200,000, you're going to depreciate $120,000. Now you're only paying tax on $80,000. But if you buy two houses, you basically just wrote it off, and you can pocket that $70,000 that you would've paid in taxes. Let's just run the numbers real quick. If you have $300,000 and you're saying you're going to put 30% down, that's $90,000. Let's just say the $120,000 times the tax rate of 33%, so $40,000. Basically, what the $120,000 would equate to is about $40,000 in cash. Instead of coming up with your down payment of 30%, if you have to come up with 30%, you've got to come up with the $90,000 down payment to buy that $300,000 house. But you're going to get $40,000 back in your pocket. Immediately. As soon you file your tax return. You get to write that off. Buy two properties and you just write off your entire tax liability for the year. Jason: Okay. This sounds almost too good to be true. Help me understand. How many agents do you think are doing this type of stuff, that they're not doing cost seg, and they're just leaving tens or hundreds of thousands of dollars on the table. Kim: Probaby 80%-90%. Jason: This is a pretty big problem. Kim: That’s why I’m on the show because I want to raise awareness. I will tell you personally, I'm an executive, my husband's an executive, we have high incomes, and when they came out with this bill, the first thing that I told my husband was, "We have to go and buy some properties." I am a real estate professional by trade because of what I do anyway, so I'm a professional. We are under contract to buy a mobile home park. We're closing on December 31st. We have good income and I bought it, but I actually am going to have about $400,000-$500,000 write-off this year for my taxes. Jason: Nice. Is there anything else that people need to know about this? That was a really good point. Any other major things that we should be aware of? Kim: Yeah. Bonus depreciation goes through 2026.  Jason: Okay, then what happens? Kim: Then it starts to phase out starting in 2023. It goes from 100% to 80%. Then 2024, it goes down to 60%. Then 2025, it goes to 40%. Then in 2026, there's only a 20% bonus depreciation. It doesn't mean cost seg is not beneficial. It's still beneficial to do that just like it would've been without bonus depreciation, but there's a greater incentive to do it now. This is all brand new tax rules that just came out in 2018. If you're saying to yourself, "Hey, why haven't I heard of this? This has got to be a scam." It's not. This is a big deal. It's huge for President Trump [...]. Jason: It's a big deal. Was this done to basically spark the economy? Is that why they're throwing this out there? Such a big [...], so to speak, then they're depreciating their bonus depreciation over time? They're going to be taking it down, but is that the mindset of why was it put out there? Kim: Yeah. I'm in the tax community for the real estate roundtable in Washington, DC. When the Tax Cuts and Jobs Act was being formulated, we had long discussions about how to deal with depreciation and what to do. Everyone was worried about the real estate being in the 7th or 8th inning as far as the cycle goes. “Hey, we’re a little bit worried about this. How can I continue to be sustainable at this rate?” The big talk of this Tax Cuts and Jobs Act on President Trump's docket was solely to raise the GDP and just really get the economy going a little bit better. What they did to incentivize that is to offer this bonus depreciation. This was part of that incentive to buy property, exchange property. They also, in this package, were part of the opportunity zone, which I know a lot about. If you don't know about that, we can do a whole another show on that, about purchasing property in an opportunity zone, and having essentially no tax liability on that after you held it for 10 years (as long as you do some improvements). That's a whole another show that we can do. All of these are part of the Tax Cuts and Jobs Act. It's very powerful, and in my opinion, I think we probably, at that time, went from a 7th or 8th inning in real estate back down to a 5th or 6th inning. That's where it really continued to boost and postpone any kind of real estate downturn.  Jason: Who is aware of this and is capitalizing on this? Obviously, your company and your clients. Who's been taking advantage of this? Kim: We do a really good job educating CPAs across the country. We try. There are a lot of CPAs out there. We cannot touch them all. We've got 120 people and there's literally hundreds and thousands of CPAs. We do the best we can. We love CPAs. We want to educate them. We want to connect with them. If you are not doing this and you want to do this, it would be great for us to work together. I really want to talk to your CPA because he has more of use out there that I want to make sure he’s or she's aware and give him or her resources to be able to let other people know that we do this. We do this very economically. I work with a lot of property management companies, investors, and funds. I work with a lot of family offices. I work with a lot of individuals. The word is now starting to get out there. There's a lot more individuals that are starting. We do a lot of shows like this to bring what really the wealthy has done for a long time down into mainstream. That's really what we've been doing. Jason: Random seg question, if property managers came to you, and they've got lots of investors, is there some sort of service that they could work with on you that they can add as a new revenue stream to push their investors towards you? Kim: Yeah. Absolutely have them call us. We can do some sort of [...] share or something like that, or just the finder's fee or something like that. Property managers, historically, have been difficult. Property managers do the property management. They usually don't get involved in the taxes. It's hard for them to have those discussions because a lot of times with the owners they'll say, "Hey, you should really do cost seg," they're going to go, "Oh, it's taxes. My CPA handles that." Now you're dealing with two different layers. Just like you said in the beginning, "If it has anything to do with taxes, I'll let my CPA do it." Those people have that mentality like, "Oh. I'm sure my CPA's already doing this if it's that big." I'm telling you, please listen to me, most CPAs are not doing this. I'm telling you that right now. Most of them aren't. Be proactive. Take your own taxes and your knowledge into your own hands and ask the appropriate question.  I will leave you with a kind of case study of a project I've been working on right now. This is incredible. I literally have a client that I was referred to from a CPA. The CPA brought me the client—a very good CPA client of mine. He owns tons of property all over the country. His family owns property and I've done all their cost seg for about five or six years. We finished the project. I was in my closing call with them, explaining those studies in the last report and everything. He says to me, "I'm part owner in this mobile home park. I think we should probably do this. Do you think it will be worth it?" I said, "Absolutely. Mobile home parks are killer. They're amazing." They do way better than single family homes or multifamily with that matter.  They said, "Yes. It's absolutely worth it. Get me the depreciation schedule, and we'll go over it." He put his partner on the phone with me, and we talked about it. Then, they finally sent me the depreciation schedule. The mobile home park was put on their depreciation schedule as land, $3.5 million as land. I looked at that and I almost gasped, that I called, and I was like, "That's not good. You're not depreciating this at all. Land is not depreciable. It looks like you just bought a raw piece of land." He goes, "Well, that's just all there is. We don't own any of the parks." I go, "Yeah. But you own the pads, the electrical post, you own a laundry facility and there's a house there, there's fencing and there are all kinds of stuff. They are land improvements. That's all 15 year depreciation. You have to pull out the land first then depreciate what's left." He goes, "Oh, man." Long story short, we get on the phone with the CPA. They're like, "Why didn’t you depreciate this? Why is it all on land?" He's like, "Oh, well. I didn't know." The CPAs don't know this stuff. Make sure that you're asking questions. If you have even just the inkling, reach out to me. I try to be very responsive to my emails, text messages, and whatnot. Email me. It's klochridge@engineeredtaxservices.com. Shoot me an email. Give me some synopsis on what's going on. Send me your depreciation schedule and I'll be able to tell you real quick if we can do something or not.  Most CPAs are not doing this because we don't have the resources. They don't even know. How was a CPA to know how much the electrical post we're going to depreciate? How was he supposed to know how much the pads are? They don't. You have to have a professional to go out there. Appraisers can't do it because they're going to tell you what's in there and what's the total value is. They're not going to break it down. Inspectors are going to tell you what's wrong. Nobody's going to tell you what the cost of every component is in that building. That's where the power comes. Jason: Awesome. This is really interesting to me. I appreciate you coming on the show, Kim. You gave out your email address, which we will have in the show notes as well, and on the website. How else can they get in touch with your company? Kim: Our website is engineeredtaxservices.com. I'm also on the back page with our team. Just pick my profile and shoot me an email from there as well. I'm happy to help you. I have an assistant that can handle all the influx of emails that might come. We'll be able to work through them all. I'd love to hear it from you and please just reach out, so we can at least talk about tax. Jason: Perfect. Kim, thanks for coming out and hanging out with me here on the DoorGrow Show. Kim: Anytime. Jason: All right. We'll let you go. Bye. Kim: Okay. I’ll talk to you soon. Bye, Jason. Jason: All right. There you have it. Really interesting topic. I didn't know about that. It's really fascinating. I'm sure it might be new to a lot of you. If that was helpful, make sure to reach out to them. If you are watching this on YouTube, make sure to subscribe, and catch these videos as they come out. If you are paying attention to us on iTunes and listening, make sure to subscribe on iTunes. If you can give us a little review, like this video, whatever you can do to help us about, it means a lot.  We're putting out a lot of free content. We would love it if you would reciprocate just a little bit and help us out. It helps us get the message out. It helps us get greater awareness and help more property managers change this industry. I'm Jason Hull of DoorGrow. This is right towards the end of the year. This may come out in 2020 on iTunes and other places. To everybody, happy holidays. I hope you have a fantastic 2020. If you're looking to grow your business, you're wanting a vision for 2020, you want 20/20 vision, you have a plan, and you want to do something different, reach out to DoorGrow. I'll say this real quick, if you didn’t get the results you wanted in 2019 or the result you wanted in 2018 or in 2017, you know exactly where you're going to be at the end of 2020. You're going to be at the same level of results you had every year so far. That's your default future. If you want to have a creative future that's dramatically different, then I would love and be honored to help you create that. We've helped hundreds of companies do that. Those that listened to me, followed, do what I tell them to do, and show up to our coaching calls, they get those results. They get it. I would love that to be you. That's it. Bye, everyone. Until next time, to our mutual growth. You just listened to the DoorGrow Show. We are building a community of the savviest property management entrepreneurs on the planet, in the DoorGrow Club. Join your fellow DoorGrow hackers at doorgrowclub.com. Listen, everyone is doing the same stuff. SEO, PPC, pay-per-lead, content, social, direct mail, and they still struggle to grow. At DoorGrow, we solve your biggest challenge getting deals and growing your business. Find out more at doorgrow.com. Find any show notes or links from today’s episode on our blog at doorgrow.com. To get notified of future events and news, subscribe to our newsletter at doorgrow.com/subscribe. Until next time, take what you learn and start DoorGrow hacking your business and your life.

Critical Bits
Episode 34: Call to Action

Critical Bits

Play Episode Listen Later Feb 25, 2020 81:19


The Fun Bunch reunites with Nolan Marks but, the whole town seems to want to kill the five of them. Will Gerry get a Nut-Car for himself? Can Alex stand being with Brantley this long? Does Kim make yet another alter ego? Find out if any of this is even relevant in our newest episode! Joel Ruiz as the GM. Paul Byron, Shelby Lee, and Shannon Strucci as the players. Transcribe of cold open: https://docs.google.com/document/d/1RMKo2Jk7Ce3CU4IGHOTyEcPtx61fDkQRNWwRmiEYaBQ/edit?usp=sharing

Critical Bits
Episode 32: The UnHappy Meal

Critical Bits

Play Episode Listen Later Jan 28, 2020 93:08


Join the Fun Bunch as they do the impossible, make a plan and actually talk things through! Follow our heroes as they turn into what they hate most, dumb villains of Heavendale! Will Gerry be able to keep a smile on his face? Does Kim find an outlet for her pain? Can Alex finally steal a milkshake? Only a few ways to find out! Joel Ruiz as the GM. Paul Byron, Shelby Lee, and Shannon Strucci as the Players.

Path to Podcast Success
Episode 31: Flip The Switch with Kim Beasley

Path to Podcast Success

Play Episode Listen Later Jan 16, 2020 34:09


In This Episode:[1:57] What was Kim's biggest fear of podcasting?[3:41] Does Kim have any regrets for starting his podcast?[6:12] Does Kim produce his own podcast, or does he outsource?[9:02] How much time did Kim save by outsourcing some work for his podcast?[20:06] Did Kim waited for an income first from her sponsorship before hiring someone to produce her podcast?[21:35] Is it worth it to hire a podcast editor or a podcast producer?[24:13] How does Kim's podcast fit into her business?[29:51] Kim's tip for you.Important Quotes:"You need to have a plan""Don't be afraid to flip the switch and get started""Make sure you have a purpose""Know your WHY""In the end, It's gonna be more valuable to get your time back than for you to spend money to pay somebody else to do it ""It's up to you to determine what works for you and what doesn't works for you""You just gotta choose what's best for your podcast""Research, prepare and flip the switch""Be willing to adapt and listen to your audience"About The Guest:After becoming a successful multi-six figure entrepreneur who provides WordPress development, training, and support desk services to corporations, Kim Beasley decided to pay it forward. She created PamperMyBusiness.com which offers coaching and a podcast that focuses on small business Google coaching to entrepreneurs. Also, get free access to the best online marketing tools database at GrowVisibility.com.Important Links:Listen to Kim's podcast and learn more about Pamper My Business Podcast

RIMScast
The Current State of the Risk Management Profession’s Talent Supply, Future Outlooks, and the Influence of Diversity and Inclusion Programs

RIMScast

Play Episode Listen Later Oct 15, 2019 37:16


Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Today’s topic is talent in the risk management profession! This episode will be featuring several guest experts with different insights and perspectives — so you’ll definitely want to tune in for this one!   The first guest is Gail Kiyomura, the Deputy Director of Human Resources and Risk Services for the City of Stockton, CA. She is also a member of the RIMS Diversity and Inclusion Advisory Council. The second guest is Gloria Brosius, RIMS 2019 President and the Director of Risk Management and Insurance at Pinnacle Agriculture. She was also on a previous RIMScast episode where she gave her insights on risk management (which is linked below in the show notes). The third and final guest is Kim Waller, a Practice Leader at Willis Towers Watson. Together with Justin, all three guests will be discussing the current state of the talent supply, future outlooks, and the influence of diversity and inclusion programs on organizations of all types.   Also important to note is that Justin will be referencing the RIMS Risk Management Talent 2025 Report. So if you haven’t already, be sure to take a look at it and perhaps read along with it during the episode!   Key Takeaways: [:13] About today’s episode. [:28] About some of the fantastic upcoming RIMS events! [1:10] More details about today’s episode! [1:30] About today’s first guest, Gail Kiyomura. [1:48] Justin welcomes Gail to the podcast! [1:53] Gail speaks about her position on the RIMS Diversity and Inclusion Advisory Council. [2:51] Based on Gail’s experience, does she view the risk management profession (as a whole) as a diverse group of professionals? [3:58] What are some things that employers or risk managers themselves can do to strengthen their DNI initiatives? [5:30] While speaking on the topic of diversity at the recent California Workers' Compensation & Risk Conference, what takeaways did Gail reference from the RIMS Risk Management Talent 2025 Report? [9:24] Gail speaks about what diversity and perspective truly are, how the risk management profession is putting it into practice, and provides some examples. [15:55] About the next guest, Gloria Brosius. [16:08] Justin welcomes Gloria to the podcast! [16:37] What can seasoned professionals, as well as young and upcoming students, do to change the confidence level of the next generation of risk managers? [17:24] In Gail’s experience, how has the profession transformed or evolved in its approach to inclusiveness? [18:04] Gail speaks about what she sees as the biggest takeaways from the RIMS Risk Management Talent 2025 Report. [19:05] About this episode’s final guest, Kim Waller. [19:13] Justin welcomes Kim to RIMScast! [19:19] Kim highlights some of the key takeaways that she spoke about at a recent conference as well as some of the findings from the report she conveyed to the audience. [21:42] Kim speaks about her findings on the number of well-prepared graduates entering the workforce. [23:00] Does Kim think — given the number of students entering the workforce today — that there’s a chance we’re going to see a shift in who has a risk management background? [24:55] Kim speaks about her experiences working with risk managers. [26:06] Where does education play a role for the risk managers of tomorrow? [28:20] Kim elaborates further on her quote from earlier that “the students of today are coming out with cutting-edge philosophies that their new superiors might not know about just because it’s first coming out of education.” [32:13] Kim gives some invaluable advice to young risk professionals for presenting their ideas to their new manager or supervisor without seeming too forceful. [34:58] As a follow-up to the previous question, would Kim say that some of the onus is on the risk manager supervisor themselves? [36:00] Justin gives thanks to the many guests featured on today’s episode and lets you know about some links to follow-up on after listening to today’s show!   Mentioned in this Episode: Register here for the RIMS ERM Conference 2019 and enter code ANDERSON2019 to receive 10% off! (Nov. 4th–5th in New Orleans, LA) RIMS Risk Forum India 2019 (Nov. 22nd in Mumbai, India)RIMS RiskTech Forum 2019 (Dec. 9th in New York City) Upcoming RIMS Events RM Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS Membership — Discover why 10,000 of your peers from more than 60 countries are a part of the RIMS community! RIMS Risk Management Talent 2025 Report RIMS Diversity and Inclusion Advisory Council California Workers' Compensation & Risk Conference RIMScast Ep: “Risk Management Insights from RIMS 2019 President, Gloria Brosius” Pinnacle AgricultureWillis Towers Watson   Want to Learn More? Keep up with the podcast on RIMS.org and listen on iTunes. Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook and Twitter, and join the RIMS Group on LinkedIn.   Follow up with Our Guests: Gail Kiyomura’s LinkedIn Gloria Brosius’ LinkedIn Gloria Brosius’ Bio on RIMS.org Kim Waller’s LinkedIn

TV Source Podcast
S3 EP 34: Week in Soaps – Damn, Gina!

TV Source Podcast

Play Episode Listen Later Sep 17, 2019 104:15


In the TV Source Podcast’s new Week in Soaps episode for September 9-13, 2019: Finn’s return sparks outrage on Hollyoaks; Half the town is drugged on The Young and the Restless; Things get rapey again on both The Bold and the Beautiful and General Hospital; The Sarah hate train continues on Days of Our Lives. Taped: September 16, 2019Producer: Johnathon K. Headlines Primetime news. Tisha Campbell will guest star on B&B. Hollyoaks consults former Nazi for advice on the extremist storyline. Hollyoaks Autumn Trailer is released and its intense! Hollyoaks Finn is home and everyone has an opinion. Place yourself in Diane’s shoes, would you try to help your child? Should we give Finn a chance? Mercedes helps talk Brooke down from getting an abortion. The truth comes out about Brooke’s pregnancy and she reconciles with Ollie while finally pushing Juliet out of her life. The Young and he Restless Devon and Elena are in love. Devon thinks his life is perfect and nothing can go wrong right now. This is a telltale sign of things to go wrong. Half the town is slipped Molly and start tripping. Victor is gonna fall and maybe not get up again. But this is just another way to smoke out Adam’s wrong doings, isn’t it? Victor and Nikki are right back into their usual places, doing the same automatron things as always. What might come of this latest plot? The Bold and the Beautiful Ridge finds himself in a vulnerable position. We are more than halfway through the year and this show is still playing fast and loose on the issue of consent. General Hospital Julian finally figures out the truth about Wiley. Will he be to blame for the whole thing? Or will it be Brad who takes the fall after he puts a hit out on Obrecht? So many secrets with no development or movement. Does Kim sleeping with Franco thinking he’s drew constitutes as rape? Um, yes. Days of Our Lives Is Sarah Horton getting too much POV? Are people mostly up in arms about Sarah because she’s in the way of Ericole? This last week, she confirms she’s pregnant while also having to step aside for Zombie Nicole. Brady is slowly stepping back to the bad side… Are we ready for Bristen 2.0? Dr. Rolf finishes the serum but it goes missing!  Episodes of the TV Source podcast are available iTunes, Spotify and Google Play. If you’re enjoying what you hear, please give us a review anywhere this podcast is available. Join in on the conversation using #TVSPodcast on Twitter, comment below, or email us at podcast[at]tvsourcemagazine.com.

Two Judgey Girls
Ep116: Two Judgey Girls

Two Judgey Girls

Play Episode Listen Later May 31, 2019 96:36


Summer Mary hangs with Shep, Austen, and Carlito in sf. She once again finds out nothing and everything. Does Austen need to cut the Madison cord? Does Craig get better looking each episode? Is Sonja on pills? Do Lu and Ramona get her sloppy seconds? Have you peed in a bathtub? DDDDDooooooorrrrrrinnndddaaaaaa. Sorry, Kyle killed it as a playboy bunny at Farrahween and Rinna slayed as Erika Jayne. But would Erika Jayne ever talk about stuffed animal bunnies? Does Kim owe her an apology? Come judge with us. Sponsored by www.whosthathousewife.com, the fresh new game that celebrates the most iconic housewives from seasons past and present. See acast.com/privacy for privacy and opt-out information.

Gambling With an Edge
Gambling With an Edge - Kim Hultman

Gambling With an Edge

Play Episode Listen Later May 16, 2019


Our guest this week is Kim "LetsGiveItaSpin.com" Hultman, a slot player who streams his play, and uses bonuses and affiliate money to be profitable. We also dip into their mailbag and answer some of your questionsWe welcome your questions - send them to us at gamblingwithanedge@gmail.com, or you can find me at @RWM21 on Twitter.podcastClick to listen - Alt click to downloadShow Notes[00:00] Introduction of slot AP Kim Holtmann, aka LetsGiveItASpin[00:43] GWAE is now available on Spotify[01:45] Kim's gambling history and strategies[03:02] Kim's streaming on Twitch and Youtube[07:37] Generating revenues from streaming[12:58] What slots attract viewers?[14:16] Live streaming from Cosmo[16:47] South Point Casino May promotions: $500k Swipe, Spin, and Win[17:54] VideoPoker.com: Gold Membership offers correction on most games[19:06] Does Kim ever stream video poker and casino table games[25:21] Kim's respect for money[26:06] What does think is the future of the streaming market?[27:10] Casino Grounds, online streaming community[28:10] How do new streamers build an audience?[30:06] Does Kim get his own affiliate sponsorships or use an agent?[32:48] Kim's "real job"[33:38] Kim's YouTube and social media, LetsGiveItASpin[35:47] Kim's advice to listeners[36:41] Listener question about the value of a clean name[39:29] Listener question about the risks of selling comps[43:39] Listener question about how long it takes surveillance to spot a card counter[47:58] Listener question about blackjack rules[49:52] Listener question about counting and betting[51:12] Listener question about hole-carding[55:27] Listener question about casino reviews for blackjack APsSouthPointCasino.comVideoPoker.comCasinoGrounds.comTwitch.tv/letsgiveitaspinWizardofOdds.comTwitter.com/LetsGiveItASpinBlackjackapprenticeship.comWizardofVegas.comBooks:Blackbelt in Blackjack by Arnold Snyder https://amzn.to/2Yn9dozBlackjack Blueprint by Rick Blaine https://amzn.to/2vUBHtG

Critical Bits
Episode 13: Bottom Penthouse

Critical Bits

Play Episode Listen Later May 7, 2019 90:24


In the final episode of our second arc, the Narc Arc, the Fun Bunch finishes up their lives as Amantha, Craigory, and VegetaWeedLord420 as they make their way to the bottom penthouse level of the D.E.T.E.N.T.I.O.N. facility. Will Gerry find the answers he's looking for? Does Kim deal with her problems finally? Can Alex ever truly stop being Craigory? Joel Ruiz as the GM. Paul Byron, Shelby Lee, and Shannon Strucci as the players. Featuring Hope Leigh and Brian Emond.

Betch Slapped
#126 Who Is Kim K’s Fashion Mole?

Betch Slapped

Play Episode Listen Later Feb 19, 2019 54:54


Jordana and Aleen are back and talking about the internet’s reaction to the passing of Karl Lagerfeld. At 5:55 they discuss the crazy vintage dress Kim K wore over the weekend. Does Kim have a right to be outraged that companies are selling cheap replicas of the designs she wears? At 12:20 they catch us up on Aleen’s RHOC re-watch and discuss the new Bev Hills season. Is Denise Richards a good fit for the show? At 25:45 they ask if we have too many boring streaming options to choose from right now. At 36:15 a listener writes in to ask if she’s being the high maintenance one in her friend group, and another asks for advice about quitting a job she just started. They close out the show with a trivia game all about how much money each of the Real Housewives make for being on the show.

Positive Impact
#12 Kim Bauman - Her search for answers, One Love Movement, and lululemon

Positive Impact

Play Episode Listen Later Feb 8, 2019 63:13


Kim Bauman is the founder of One Love Movement (@onelovemovementorg, onelovemovement.org), podcast host "One Love Heroes," yoga teacher at Broadway Athletic Club & CorePower Yoga, and ambassador for @lululemon in San Diego. In this episode, KIm & I talk about: Jason Mraz smoking pot with Willie Nelson Kim's recent trip to South Korea looking for answers One Love Movement's big plans for 2019 Does Kim ever get pissed off Kim's positive impact and "ripple effects" in the community being the change she wants to see

Podcast A Vet: Stories, Support & Community From Leaders In The Veterinary Field
045: Why You Should Come First In Your Life w/ Kim Ellis

Podcast A Vet: Stories, Support & Community From Leaders In The Veterinary Field

Play Episode Listen Later Nov 13, 2018 75:37


Kim Ellis has had an incredibly impressive 32-year long career as a CVT and equine nurse and has created a lasting positive impact in the field. Today we are reflecting on highlights throughout her career, finding longevity as a nurse, and her three-year-long battle with breast cancer. A life motto of ‘lean into the collar and go’, developed from a childhood surrounded by horses, Kim is an open book and advocates for taking care of yourself first. Everything from the importance of becoming specialized in your field, to keeping your nurses happy and why Kim loves meditation, are on the table today. In addition to a passionate equine talk, get ready for an honest, open conversation about kicking cancers ass and the struggles and good times that have happened as a result. No topic is off limits today as we explore the emotional and raw side of not only being a vet tech, but also a human. Does Kim’s story of struggle and perseverance resonate with you? We would love to know your thoughts about today's episode, leave us a message in the comments on the episode page!   In This Episode Becoming okay with asking for help and putting yourself first The importance of having balance in work and in life What you can learn in the field that you can’t learn in a textbook How the equine field has evolved over the years for veterinary nurses Listening to your body, being in the present and slowing down   Quotes “I’m not 110, I’m 150 percent of giving to my job. And I set the example, and I mentor. And that’s when I decided that I needed to take this and just go ahead and retire.” (19:58) “In my entire career I have not been seriously hurt by horses, and its because I take the time with them and read their body languages. That’s hard to teach to somebody, and that's what difficult for students nowadays when they graduate.” (34:08) “I just everyday found excitement in learning something and knew that I was in the right place because I wanted to teach. I just kept myself learning something or developing something or creating something or just ‘go’. Just kept myself going, I never settled, I just wanted to keep expanding.” (44:02) “Get rid of those cellular devices and be in the present. And make memories and be kind to yourself, that’s my tagline… You have to be kind to yourself first before you can be kind to other people. And that’s where I’ve learned to take anything negative and to find the positive.” (52:49) “That longevity, that's what it is. It's these chapters, you want to turn the page, and what is that next chapter. And so you want to keep going, go to the next chapter and see what it reads. That might be what it is. It's a book.” (1:07:02)   Links AAEVT PAV 021: Karie Madigan CALM App   Find the full show notes here  Keep up with everything Podcast A Vet Follow Podcast A Vet on Facebook | Twitter | Instagram Join our free community of dedicated vet professionals looking to improve their practices and lives in our free Facebook community! We'd love it (and you) if you would take 1 minute and leave us a review on iTunes!

Staying in Tonight
#17 - Best of 2016 Pt. 2 - Internet Content!

Staying in Tonight

Play Episode Listen Later Feb 9, 2017 51:57


This week we talk about the best memes and YouTube content of 2016, and unexpectedly decide that we need to turn this two-part series into a three-part series. PS. Does Kim sound like he's talking to us through the phone? He's not. But something happened with the audio LOL. Thanks for listening! Contact Us - Email: stayingintonightpodcast@gmail.com @SIT_Show on Twitter http://www.stayingintonight.com -- Find Cailee: @caileecladerzu (Twitter/Instagram) http://youtube.com/caileedelacruz Find Kim: @kimfromregina (Twitter/Instagram) http://www.kimtnguyen.com Find Jon: @moveonwithjon (Twitter) @athirdtime (Instagram) -- Artwork by Evan Bonk http://evanbonk.ca Intro music courtesy of The Passion HiFi http://thepassionhifi.com

Survivor Fans Podcast
One World Episode 8

Survivor Fans Podcast

Play Episode Listen Later Apr 5, 2012 44:40


So long sneaky banker. You danced, dodged, bobbed and weaved until Kim got some food in her belly and could think clearly again. Fully powered up, Kim managed to not only nuke Mike, but also manipulate Troy, manage Jay and almost won individual immunity. Can you imagine what she will be able to accomplish if she manages to win a second reward challenge? It sure would be great if we got a pecking order challenge in episode 9 so everyone could see where they stood. Does Troy have a chance to recover? Should he play his HII now? Will he be forced to reveal that he has an HII to ensure that he can get enough votes to take control of the tribe? Does Kim have it in the bag from here? Who do you think the men could convince to swing their votes away from the all female alliance? Here is the merged tribe after episode 8. Tikiana:Alicia, Chelsea, Christina, Greg, Jay, Kat, Kim, Leif, Sabrina and Troy Jo Ann thinks the annihilation will continue as Jay becomes the next victim of the women's alliance. Stacy thinks that Troy will come to his senses and set a trap for Kim. Who is your pick for the next one to be voted out? We've got several ways you can reach us. You can call and leave a voicemail at 206-350-1547. You can record an audio comment and attach it or just type up a quick text message and send it to us via email at joannandstacyshow@gmail.com. Listener Feedback is due by Saturday at 5pm PST. 00:00 Date 00:04 Ancient Voices Season 24 Survivor One World by Russ Landau 00:25 Introductions 30:30 NToS 34:59 JSFL Update 44:22 Ancient Voices Season 24 Survivor One World by Russ Landau Links for Today's Show Paul's Visual Roster for One World Survivor Fans Podcast Fans group on Facebook JSFL Contact Info: Voicemail: 206-350-1547 Email: joannandstacyshow@gmail.com Survivor Fans Podcast P.O. Box 2811 Orangevale, CA 95662 Enjoy, Jo Ann and Stacy