Podcasts about APS

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Best podcasts about APS

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Latest podcast episodes about APS

Current Directions in Psychological Science Podcast
What's to Come of All This Tracking “Who We Are”? The Intelligence Example

Current Directions in Psychological Science Podcast

Play Episode Listen Later Sep 28, 2022 13:35


Despite increased requirements and encouragements to track what we do and how we do it in different areas of our lives, from job performance to sleep and diet, evidence suggests that constant tracking might not help that much with health and well-being and instead might have dire social consequences. Johnson uses human intelligence, which has been the object of efforts to track for more than 100 years, as an example of tracking's social consequences. The author suggests the potential for tracking activities to lead society into a dystopian future, much like the one portrayed in Huxley's Brave New World.   Robert Goldstone of the Percepts and Concepts Laboratory at Indiana University and editor of the APS journal Current Directions in Psychological Science interviews Wendy Johnson, Professor in the School of Philosophy, Psychology and Language Sciences at the University of Edinburgh.

SZAJN na głos
E75: O seksualności osób z niepełnosprawnością

SZAJN na głos

Play Episode Listen Later Sep 28, 2022 51:24


Gościnie Karoli to Sylwia Wierzbicka i Marta Lorczyk. Sylwia pracuje jako seksuolożka, psycholożka, jest absolwentką APS-u i WUM-u, udziela wsparcia seksuologicznego w Fundacji Avalon, a także przyjmuje w prywatnym gabinecie w Warszawie i przez internet (Wellbee). Marta jest ekonomistką zajmuje się finansami i ocenia efektywność inwestycji transportowych. Marta to także aktywistka i edukatorka – promuje tematy związane z niezależnością w życiu oraz seksualnością osób z niepełnosprawnościami. Obie gościnie są członkiniami zespołu projektu Sekson – inicjatywy Fundacji Avalon, której celem jest obalanie stereotypów i mitów, związanych z seksualnością i rodzicielstwem osób z niepełnosprawnością ruchową. Linki: https://www.sekson.pl/ https://www.sekson.pl/fundacja-avalon/https://www.instagram.com/projektsekson/

The Assistant Principal Podcast
The Three Epiphanies

The Assistant Principal Podcast

Play Episode Listen Later Sep 27, 2022 11:47


Show Description:How did your to-do list go today?How about yesterday?How will it go tomorrow?If you missed last week's webinar on escaping the black hole of urgency, you may still be focused on the to-do list. I won't recap the entire webinar here, but I will pull a couple of highlights. Show Intro Hello colleagues and welcome to the Assistant Principal Podcast. I'm your host Frederick Buskey. The goal of this podcast is to help improve the life and leadership of assistant principals. This is another content-focused episode. I know it has been a few weeks since our last interview, but if you can hold on for one more week, you'll be able to tune in to my discussion with the incomparable Dr. Mary Hemphill. Celebrations: That we all have opportunities to reflect and refocus. Just because we are struggling doesn't mean we have to stay there, and so often our struggles as leaders are more about our own self-doubt or the flawed perspectives, we have adopted than about the actual work itself.  So, I am celebrating that I have been able to reflect and refocus and I breathing a bit easier. I hope you also find the opportunity to this if it is something you need right now. Body We can't escape the black hole of urgency by using time management because time is not the problem. I'm not going to lay out everything that spells out what the real problem is, that's why I did the webinar. However, I will share the three epiphanies that have helped me reshape the way I work and what I focus on. Two responsibilities of administrators:·      Keep everyone safe·      Grow your teachers Story with the principal The three epiphanies Emphasize priorities and values Examples:·      PPT over coaching·      Adding clipart to a newsletter ·      Car line v. new teacher Think about what you are doing v not doing and ask:·      Are the things I value most getting done?·      Are the most important things getting done?·      How do what's important and my own values as a leader intersect? Summarizing (The big takeaway)Repeat the three epiphanies These aren't about time management, but by keeping them close. Maybe you can focus more of your time doing what's most important. I mentioned the webinar. It was a fun time I participants walked away with a better understanding of the real problem, a change in perspective, five tips for being strategically reactive, and three strategies for being proactive that could be enacted in five minutes or less. The replay is available as a courtesy to APEx Community members. APEx stand for … My goals in developing APEx Community were two-fold:·      Improve mental and emotional health of APs and other school leaders by building a community that decreases isolation, develops a network of support, and provides a place for colleagues to collaborate and share in solving real-world problems.·      Create a place to provide community-driven professional development to help leaders excel at the jobs they have now while also preparing for the jobs they may want or have later.·      If you are interested in joining our APEx Community, you can learn more at frederickbuskey.com/APExlaunchlive·      For podcast listeners I am running a five-day special. If you use the code “3epiphanies” on check out you will receive two months for the price of one. You can sign up here.This special expires Saturday at midnight, so if you've been interested in joining APEx Community but not quite sure, this is the perfect time. You'll be able to connect with colleagues from different states and different types of schools, and if you join by Thursday you'll be able to sign up for our group coaching session on Thursday, Sept 29 at 3:30 EDT. I would love for you to join our community, but this offer expires Saturday night.https://www.frederickbuskey.com/apexlaunchlive.html,  hit the join now link, use 3 epiphanies when you check out. It's $49/month but you will get a two months for that proce, immediate access to the community, group coaching, and the webinar replay. Show Outro That wraps up today's content focused episode. We'll be back next week with [guest] in an episode titled [title].  If you enjoyed today's show, please subscribe and rate this podcast.You can ask questions, make requests, and give us feedback at frederick@frederickbuskey.com. If you'd like more content tailored towards the needs of assistant principals, you can head over to my website at frederickbuskey.com/theassistantprincipal. That wraps up today's show! I'm Frederick Buskey and I hope you'll join me next time for the Assistant Principal Podcast. Cheers! 

A Problem Squared
043 = Millennia Tripled and Why Are Males Nippled?

A Problem Squared

Play Episode Listen Later Sep 26, 2022 0:07


In this episode... * We run the numbers on the 2002 hit song 'Year 3000' * Why do all humans have nipples? * And, A Problem Squared goes to New York City!  If you happen to be in New York City at 4pm on Saturday the 8th of October, Matt will be performing with A Podcast of Unnecessary Detail. That's at Caveat Comedy Club in Manhattan!  You can find tickets for that, here: https://caveat.nyc/events/aeoud-10-8-2022  Please send your New York related problems to the Problem Solving Page, and tag it 'New York'.  Juat a reminder that you can now buy APS merch! Head on over to: https://a-problem-squared.teemill.com. As always, if you've got a problem or a solution, hit us up on our website aproblemsquared.com. And if you want want even more from A Problem Squared, find us on Twitter and Instagram.

Astro arXiv | all categories
Excess of lensing amplitude in the Planck CMB power spectrum

Astro arXiv | all categories

Play Episode Listen Later Sep 26, 2022 1:03


Excess of lensing amplitude in the Planck CMB power spectrum by Rahima Mokeddem et al. on Monday 26 September Precise measurements of the Planck cosmic microwave background (CMB) angular power spectrum (APS) at small angles have stimulated accurate statistical analyses of the lensing amplitude parameter $A_{L}$. To confirm if it satisfies the value expected by the flat-$Lambda$CDM concordance model, i.e. $A_{L} = 1$, we investigate the spectrum difference obtained as: the difference of the measured Planck CMB APS and the Planck best-fit $Lambda$CDM APS model. To know if this residual spectrum corresponds to statistical noise or if it has a hiden signature that can be accounted for with a larger lensing amplitude $A_{L} > 1$, we apply the Ljung-Box statistical test and find, with high statistical significance, that the spectrum difference is not statistical noise. This spectrum difference is then analysed in detail using simulated APS, based on the Planck $Lambda$CDM best-fit model, where the lensing amplitude is a free parameter. We explore different binnations of the multipole order ,$ell$, and look for the best-fit lensing amplitude parameter that accounts for the spectrum difference in a $chi^2$ procedure. We find that there is an excess of signal that is well explained by a $Lambda$CDM APS with a non-null lensing amplitude parameter $A_{lens}$, with values in the interval $[0.10,0.29]$ at 68% confidence level. Furthermore, the lensing parameter in the Planck APS should be $1 + A_{lens} > 1$ at $sim 3 sigma$ of statistical confidence. Additionally, we perform statistical tests that confirm the robustness of this result. Important to say that this excess of lensing amplitude, not accounted in the Planck's flat-$Lambda$CDM model, could have an impact on the theoretical expectation of large-scale structures formation once the scales where it was detected correspond to these matter clustering processes. arXiv: http://arxiv.org/abs/http://arxiv.org/abs/2209.11660v1

Ruben Gabelli Foto y Video
FUJI XH2 y XH2s con JOAN VENDRELL

Ruben Gabelli Foto y Video

Play Episode Listen Later Sep 26, 2022 48:36


Fuji ha lanzado recientemente dos cámaras prácticamente simultaneas. Hablamos de la XH2 y la XH2s. Una serie que parecía que no tendría continuidad y no solo la ha tenido, si no que estamos ante dos cámaras brutales con avances grandiosos dentro de las cámaras Aps-c. De hecho, podemos decir que son las mejores cámaras de este sector hoy día. Para hablar de estas novedades y de las diferencias entre una y otra, traemos al Podcast a Joan Vendrell, quien ha probado las dos cámaras y nos explicará para quien recomienda un modelo u otro. WEB FOTOK: https://fotok.es/?aff=y206 **COMPRA EN FOTOK desde este enlace y pon el cupón GABELLIFTK en tu carrito de la compra para llevarte un regalo. WEB: https://www.rubengabelli.com YOUTUBE: https://cutt.ly/ft3QEHF PATREON: https://www.patreon.com/RubenGabelli INSTAGRAM: @rubengabelli CONTACTO: info@rubengabelli.com

Astro arXiv | all categories
Excess of lensing amplitude in the Planck CMB power spectrum

Astro arXiv | all categories

Play Episode Listen Later Sep 26, 2022 0:58


Excess of lensing amplitude in the Planck CMB power spectrum by Rahima Mokeddem et al. on Monday 26 September Precise measurements of the Planck cosmic microwave background (CMB) angular power spectrum (APS) at small angles have stimulated accurate statistical analyses of the lensing amplitude parameter $A_{L}$. To confirm if it satisfies the value expected by the flat-$Lambda$CDM concordance model, i.e. $A_{L} = 1$, we investigate the spectrum difference obtained as: the difference of the measured Planck CMB APS and the Planck best-fit $Lambda$CDM APS model. To know if this residual spectrum corresponds to statistical noise or if it has a hiden signature that can be accounted for with a larger lensing amplitude $A_{L} > 1$, we apply the Ljung-Box statistical test and find, with high statistical significance, that the spectrum difference is not statistical noise. This spectrum difference is then analysed in detail using simulated APS, based on the Planck $Lambda$CDM best-fit model, where the lensing amplitude is a free parameter. We explore different binnations of the multipole order ,$ell$, and look for the best-fit lensing amplitude parameter that accounts for the spectrum difference in a $chi^2$ procedure. We find that there is an excess of signal that is well explained by a $Lambda$CDM APS with a non-null lensing amplitude parameter $A_{lens}$, with values in the interval $[0.10,0.29]$ at 68% confidence level. Furthermore, the lensing parameter in the Planck APS should be $1 + A_{lens} > 1$ at $sim 3 sigma$ of statistical confidence. Additionally, we perform statistical tests that confirm the robustness of this result. Important to say that this excess of lensing amplitude, not accounted in the Planck's flat-$Lambda$CDM model, could have an impact on the theoretical expectation of large-scale structures formation once the scales where it was detected correspond to these matter clustering processes. arXiv: http://arxiv.org/abs/http://arxiv.org/abs/2209.11660v1

The Think Tank with Mike O'Neil
THINK TANK 9-24-22 - Perspective from 50 Years of AZ Politics // Guests: Martin Schultz and Herb Paine

The Think Tank with Mike O'Neil

Play Episode Listen Later Sep 25, 2022 40:19


Martin Shultz, retired lobbyist and former vice president of APS, and Herb Paine, social critic and columnist at KJZZ, join Mike O'Neil to discuss how Arizona has changed in five decades of covering politics, President Biden's speech on national security, and more.  TIMESTAMPS:SEG1 - 0:00SEG 2 - 10:46SEG 3 - 18:07SEG 4 - 31:03See omnystudio.com/listener for privacy information.

PaperPlayer biorxiv neuroscience
An optimized workflow to generate and characterize iPSC-derived motor neuron (MN) spheroids

PaperPlayer biorxiv neuroscience

Play Episode Listen Later Sep 23, 2022


Link to bioRxiv paper: http://biorxiv.org/cgi/content/short/2022.09.22.509079v1?rss=1 Authors: Castellanos-Montiel, M. J., Chaineau, M., Franco-Flores, A. K., Haghi, G., Carrillo-Valenzuela, D., Reintsch, W. E., Chen, C. X.-Q., Durcan, T. M. Abstract: Motor neuron diseases (MNDs) are characterized by the progressive degeneration of motor neurons (MNs) from the cortex, brainstem and/or the spinal cord. In an effort to understand the underlying causes of this selective degeneration, a multitude of in vitro models based on induced pluripotent stem cell (iPSC)-derived MNs have been developed. Moreover, different groups have started to use advanced 3D structures, composed of MNs and other cell types to increase the physiological relevance of such in vitro models. For instance, spheroids are simple 3D models that have the potential to be generated in large numbers that can be used across different assays. In this study, we generated MN spheroids and developed a workflow to analyze them. We confirmed the expression of different MN markers as the MN spheroids differentiate, at both the transcript and protein level, as well as their capacity to display functional activity in the form of action potentials (APs) and bursts. We also identified the presence of other cell types, namely interneurons and oligodendrocytes, which share the same neural progenitor pool with MNs. In summary, we successfully developed a MN 3D model, and we optimized a workflow that can be applied to their characterization and analysis. In the future, we will apply this model and workflow to the study of MNDs by generating MN spheroids from patient-derived iPSC lines, aiming to contribute to the development of more advance and physiological in vitro disease models. Copy rights belong to original authors. Visit the link for more info Podcast created by PaperPlayer

Under the Cortex
The September Collection: New Technology Can Be Scary, Why to Stop Worrying and Love the Eco-Apocalypse, and Much More

Under the Cortex

Play Episode Listen Later Sep 22, 2022 25:05


What determines how we feel about new technologies? Can an existential approach help us deal with apocalyptic fears about the climate crisis? And does having brothers or sisters influence our personality? New research in APS journals explores these questions and much more, including what makes a joke funny and how social support can prevent depression in breast-cancer survivors. In this episode of Under the Cortex, cognitive psychologist Ludmila Nunes and her colleague Amy Drew, APS's Director of Publications, discuss five of the most interesting new articles from the APS journals.    Learn more at psychologicalscience.org. 

ACB Community
20220921 Untangling Transportation – No Cars Required

ACB Community

Play Episode Listen Later Sep 22, 2022 89:00


20220921 Untangling Transportation – No Cars Required Originally Aired September 21, 2022, on ACB Media 5   On September 22nd, Car Free Day encourages motorists around the world to give up their vehicles for a day. Newsflash! Those of us who are blind or have low vision does this daily. So, we can skip all the oohs, ahs, and OMGs our car-loving neighbors might be voicing at the very notion of going a day without driving. Instead, we can take the time to talk about life as a pedestrian—the good, the bad, and the challenging. We've got a very special guest to help us do just that. Becky Davidson is First Vice-President of the North Carolina Council of the Blind; Co-Chairperson of ACB's Pedestrian Environmental Access Committee: and a long-time advocate for Accessible Pedestrian Signals (APS) and anything else that helps to increase pedestrian safety. So, we discussed APS and pedestrian safety and the link between community accessibility and public transportation. We took a few minutes to dream about what a world could look like without so many cars. Sponsored by Accessible Avenue

Diabetes Connections with Stacey Simms Type 1 Diabetes
"I think it's just the beginning" - A new way to test DIY pump systems from UVA

Diabetes Connections with Stacey Simms Type 1 Diabetes

Play Episode Listen Later Sep 20, 2022 34:20


Researchers at UVA recently published a study called Design and Validation of an Open-Source Closed-Loop Testbed for Artificial Pancreas Systems. They say what they've set up here is quote - a valid tool that can be used by the research community to demonstrate the effectiveness of different control algorithms and safety features for APS, automated pancreas systems. This week, you'll hear from Xugui Zho and Homa Alemzadeh, two of the researchers on this study. Link to the study: https://arxiv.org/pdf/2208.06479.pdf This podcast is not intended as medical advice. If you have those kinds of questions, please contact your health care provider. Check out Stacey's book: The World's Worst Diabetes Mom! Join the Diabetes Connections Facebook Group! Sign up for our newsletter here Episode Transcription Below (or coming soon!) Please visit our Sponsors & Partners - they help make the show possible! *Click here to learn more about OMNIPOD* *Click here to learn more about AFREZZA* *Click here to learn more about DEXCOM*

Gambling With an Edge
Mail Bag 9/15/2022

Gambling With an Edge

Play Episode Listen Later Sep 15, 2022 61:20 Very Popular


No guest this week as we answer questions from our mail bag. We welcome your questions - send them to us at gamblingwithanedge@gmail.com, or you can find me at @RWM21 on Twitter or https://www.facebook.com/GamblingWithAnEdge.Show Notes[00:00] Introduction[00:54] MegaBucks[03:07] Can fans show support for GWAE by donating to charity?[04:10] Progressive slots, earning EV[12:07] DB versus DBB video poker[16:46] Books for aspiring card counters[18:19] Networking with other APs[19:56] Vulturing video poker[24:57] Playing blackjack for comps[29:27] Video poker line questions[31:33] Do video poker players get banned?[33:28] Playing as a recreational player in Reno[35:35] Risk of ruin in 9/6 Jacks or Better $125 hands with $100k bankroll[37:17] http://SouthPointCasino.com[38:02] http://BlackjackApprenticeship.com[38:31] http://VideoPoker.com/gwae[39:22] http://Unabated.com[40:05] Returning to a casino after being trespassed[41:39] Using a bearded account for sports betting[44:52] Traveling for sports betting sign up bonuses?[47:00] W2G tax implications[50:20] Counting cards against CSMs[52:35] Vulturing Ultimate X[54:30] Do all Mega-Millions machines lock after the jackpot is hit?[55:52] Stories from Bob's plays at MGM in the late 1990sSponsored Links:http://SouthPointCasino.comhttp://BlackjackApprenticeship.comhttp://VideoPoker.com/gwaehttp://Unabated.comBooks Referenced:Knockout Blackjack by Olaf Vancura and Ken Fuchs https://amzn.to/3QNln4XBlackjack Blueprint by Rick Blaine - https://amzn.to/3UglWqQ21st Century Card Counter by Colin Jones - https://amzn.to/3xr2fD5Video Poker for Winners by Bob Dancer https://amzn.to/3Bk7dCTSoftware Referenced:http://Lasvegasadvisor.com/shop/products/dunbars-risk-analyzer-for-video-poker-v-2-0-download/Episodes Referenced:http://Lasvegasadvisor.com/gambling-with-an-edge/podcast-captain-jack-andrews/http://Lasvegasadvisor.com/gambling-with-an-edge/podcast-captain-jack-andrews-and-rufus-peabody/http://Lasvegasadvisor.com/gambling-with-an-edge/podcast-captain-jack-andrews-and-rufus-peabody-part-2/

Under the Cortex
Attitudes Improve for Sex and Race. Disability and Age? Not So Much

Under the Cortex

Play Episode Listen Later Sep 15, 2022 22:01


How did attitudes about race, sexuality, age, or disability change in the last decade or so? In the United States, it appears that bias decreased across all explicit attitudes, but implicit biases decreased only for certain attitudes, including sexuality and race. Moreover, biases have remained stable for variables such as age or disability. What can these patterns of change tell us about our society and the different nature of certain attitudes?     Researchers examined more than 7 million implicit and explicit tests for an article published recently in Psychological Science. In this conversation, APS's Ludmila Nunes speaks with APS member Tessa Charlesworth, the article's lead author, an experimental psychologist, and currently a postdoctoral researcher at Harvard University.    To find your implicit attitudes about race, gender, sexual orientation, and other topics, check out the Project Implicit website at https://implicit.harvard.edu/implicit/.    To read the transcript, see here.

The Urban Auntie Show
Episode 43: Being an Indigenous Scholar and Ambassador with Cordelia Falls Down

The Urban Auntie Show

Play Episode Listen Later Sep 15, 2022 47:31


In this episode, Laura and Cordelia, discuss Cordelia's experiences as a graduate student, as a contestant in the Miss Indian World Pageant, and as a Remembering Our Sisters fellow. Cordelia has taken part in a lot of cool opportunities and she has some great advice for other Native people. Cordelia Falls Down is a member of the Apsáalooke Nation and United Keetoowah Band. Her name is Biabaashíalebaaxpáash which translates to “Sacred Dream Woman” given to her by her grandfather Art Alden, a Vietnam veteran. Cordelia is from the Crow reservation of Montana but currently resides in Norman, OK where she completed a Bachelor of Arts in Political Science and a Masters in Tribal Governance and Policy at the University of Oklahoma. Her area of emphasis focuses on Missing and Murdered Indigenous Women, Girls, and Two-Spirit +, Indigenous methodologies, and community planning. She is currently a Fellow at the Center for Native American Youth at the Aspen Institute where she has served roles as a Remembering Our Sisters Fellow, Democracy is Indigenous organizer, and cultural preservation ambassador.

Current Directions in Psychological Science Podcast
Do Social Networking Sites Influence Well-Being? The Extended Active-Passive Model

Current Directions in Psychological Science Podcast

Play Episode Listen Later Sep 14, 2022 26:42


According to the active-passive model, social networking sites (SNSs) can increase well-being when used actively to interact with others but can decrease well-being when their content is passively consumed. However, this distinction might not fully capture the sites' nuanced effects on well-being. Verduyn and colleagues propose the extended active-passive model of SNS use, which organizes active use into reciprocity and communion facets, organizes passive use into achievement and self-relevance facets, and crosses all usage types with user characteristics. Thus, active use may not always be positive, and passive use may not always be negative.  Robert Goldstone of the Percepts and Concepts Laboratory at Indiana University and editor of the APS journal Current Directions in Psychological Science interviews Philippe Verduyn, Professor in the Faculty of Psychology and Neuroscience at the University of Maastricht.

The Assistant Principal Podcast
Supporting New Teachers with John Schembari

The Assistant Principal Podcast

Play Episode Listen Later Sep 13, 2022 59:14


Show Notes, Episode 58: Supporting New Teachers with John SchembariAbout this show:We all know how critical it is to support new teachers, but do we actually know how to support them? Today we answer four questions: What do we mean when we say “new teacher?” How can APs build collaborative relationships with new teachers? What specific actions can we take to meet the personal and professional needs of early career teachers and  How do we fit those actions into the crazy days of the assistant principalship? Between the podcast and our monthly micro-journal – Quadrant2, we've been investing a lot of time on new teacher support and for good reason. Today we will go another layer deeper with our special guest Dr. John Schembari.Notable QuotesJohn Schembari: “You don't need to be a friend but you do need to care and understand what the emotional needs of our students are”“”You really gotta know your students'' is what I am saying, and to know your students, you really have to have a relationship with them. You can't stay behind your desk, so to speak, at a removed distance”“I get concerned when schools say “Oh, this new teacher can't handle that yet””“I think administrators need to practice what they preach so teachers have models of the ways that they can develop these relationships with the various stakeholders”“How can we even expect our assistant principles to get into classrooms on a regular basis if the understanding for the need for that is not throughout the entire district administration”“New teachers, like all teachers, need support. And the number one way administrators can be showing support is to be present in classrooms beyond the formal evaluation”Frederick:“We really have to approach it in education that we are on the job training, that we are not bringing in finished products. and we always know that but i think we need to be doubled down on that and really be mindful about what is that 5-year process for nurturing and developing and helping our early career teachers”“New teachers, thankfully, don't carry that attitude; they want administrators in the classroom, so the first way to build that relationship is just to be in the classroom, not to evaluate, not to correct, but to be there and be present. And you just investing that time, being in the classroom, shows that you care.”“When we observe, we're collecting data. We're collecting that data to support the teacher's growth, that data is a tool for that teacher. So we can collect data and then go to the teacher and say “hey let's talk about what is happening. Here's what I am seeing, what are you seeing, what do you want to work on?””“I have never seen anybody leave a job in which they were growing, they were becoming more skilled, they saw themselves on a ladder developing and growing and had support around them to do that. People don't leave jobs like that because those kinds of jobs are satisfying”Links:John Schembari's LinkedIn: https://www.linkedin.com/in/johnaschembariMy email: frederick@frederickbuskey.com The Assistant Principal Podcast website: https://www.frederickbuskey.com/appodcast.html Sign up for the daily leadership email: https://mailchi.mp/c15c68e6df32/specialedition Website: www.frederickbuskey.comBlog: www.frederickbuskey.com/blog (reposts of the daily email)

Wealth Without Bay Street
132. Infinite Banking Policy Application Questions

Wealth Without Bay Street

Play Episode Listen Later Sep 13, 2022 41:32


FREE report 7 Simple Steps to Becoming Your Own Banker -  http://7steps.ca/    Wealth Without Bay Street EPISODE 132: Featuring on today's episode is Jennifer Wolfe, who recently started her journey with infinite banking and now helps others with theirs. Join us today with Richard Canfield and Vernon McCarty to discuss the infinite banking policy application process to make your journey easier.    IN THIS EPISODE, YOU WILL LEARN:  0:00 Introduction 2:21 The Start of Jennifer's Journey With IBC 10:34 What To Be Prepared For When You Start 15:25 How Long Does The Application Take 20:27 Give All The Information You Can 22:53 What is an APS? 28:49 Process of Taking a Policy Loan  36:40 Continue To Meet Your Coach 38:33 Who Would Jennifer Want To Be a Hero To    Get Connected With Jennifer: E-Mail: jwolfe@ascendantfinancial.ca  

A Problem Squared
042 = Plate or Bowl Guesses and Faster Processes

A Problem Squared

Play Episode Listen Later Sep 12, 2022 37:10


In this episode... * When does a plate become a bowl? * And, five five-letter words with twenty-five unique letters: Some mind-blowing solutions.  Juat a reminder that you can now buy APS merch! Head on over to: https://a-problem-squared.teemill.com. As always, if you've got a problem or a solution, hit us up on our website aproblemsquared.com. And if you want want even more from A Problem Squared, find us on Twitter and Instagram.

aostapodcast
aostapresse week magazine del 10 settembre

aostapodcast

Play Episode Listen Later Sep 10, 2022 43:32


L'attualità della Valle d'Aosta, da lunedì 5 a venerdì 2 settembre. Si inizia con il racconto della sedicesima edizione del Festival degli Artisti di strada di Aosta, con Luca Della Gatta (Agro the Clown), Valentina Calandriello della Compagnia Insolits, Salvatore Stella del Teatro dei mille colori e con Carlo Benvenuto, presentatore dell'evento, per poi passare all'analisi della stagione estiva di Courmayeur insieme al sindaco Roberto Rota. Si presentano anche le iniziative per la “Settimana europea della mobilità” ad Aosta, con Fabio Bressan, dirigente della società in house “Aps” e Fabio Fiore, comandante della Polizia locale di Aosta e della Plaine e quindi gli appuntamenti della Diocesi di Aosta nel corso dell'anno pastorale 2022-2023, raccontati da don Fabio Bredy, parroco della Cattedrale. Si conclude con l'analisi del disegno di legge del Governo regionale per la concessione di contributi a fondo perso per il contenimento dei costi energetici delle famiglie ed a favore degli investimenti delle imprese valdostane.

Top of the Class
#78 Starting a Mentoring Company for High School Students

Top of the Class

Play Episode Listen Later Sep 9, 2022 26:42


#78 Starting a Mentoring Company for High School Students ft Harsha BharadwajSummary2020 Tiger Global Case Comp winner, Harsha, is back! This time as the founder and CEO of Catalyst, an awesome organisation giving high school students a chance to meet inspiring mentors from around the world.About Crimson EducationThe Top of the Class is powered by Crimson Education, the world leaders in US and UK university admissions. If you're aiming for top universities, visit the Crimson website to request a free consultation with an Academic Advisor near you.If you want to create an epic academic profile, join Crimson Global Academy where 800+ students are learning APs and A Levels from amazing teachers all over the world.

Under the Cortex
Self-Injury: Can the Internet Play a Positive Role?

Under the Cortex

Play Episode Listen Later Sep 8, 2022 16:52


Anywhere between 17% and 38% of adolescents and young adults engage in behaviors of nonsuicidal self-injury, defined as “the deliberate, self-inflicted damage of body tissue without suicidal intent.” These behaviors, which might include cutting, scratching, head-banging, and burning, sometimes help people cope with negative emotions or even serve to keep them from attempting actual suicide, but they can also pose real harms.      A recent study in Clinical Psychological Science explores the role that online groups and e-communities can play in reducing the harm posed by nonsuicidal self-injury and in contributing to more effective treatments of this behavior. To speak about self-injury and how online communities might help, Emma Preston, an APS member and graduate student at the University of Southern California, joined APS's Ludmila Nunes.      To read the transcript, see here.

Stamp Show Here Today - Postage stamp news, collecting and information

We discuss Hip Stamp joining with APS and also - Part #3 of saving money on expertizing (a listener request).

The Charity Charge Show
EP 97 John Lux | Executive Director, Film Florida

The Charity Charge Show

Play Episode Listen Later Aug 31, 2022 34:41


John LuxIn Episode 97 of the Charity Charge Show, Stephen talks to John Lux, Executive Director of Film Florida, a not-for-profit entertainment production association for Florida's film, TV, production & digital media industry. Stephen and John Lux talk about John's unique career path, Film Florida's mission to support the film industry in Florida, and the challenges in showing value to individual members in a large membership based organization. John has been the Executive Director for Film Florida since June 2016 and manages the day-to-day operations of the organization after spending 20 years working in the industry. John is responsible for Film Florida operations, marketing, membership recruitment and finance. In addition to his other responsibilities for Film Florida, John is a social media enthusiast and has been handling the Film Florida social media strategy and day to day management of the website since 2014. In previous roles John has been responsible for operations, finance and marketing positions including day-to-day operations (including all project proposals and budgets), finance (POs, APs, ARs, cash flow planning, etc.), and marketing strategies (social media, award submissions, press releases, communication with media, etc.). John started in operations for the Walt Disney Company and helped Orlando-based IDEAS transition from Disney to an independent corporation and was instrumental in the transformation and growth of the company for 18 years. After graduating from Purdue University, John worked in the live entertainment industry managing a staff of 300+ for an outdoor music and entertainment venue in the Chicago area before moving to Florida to join Disney where he received Disney's rare and highly respected Partners In Excellence award. His strong Chicago roots are reflected in his undying passion for college football, especially his alma mater, the Purdue Boilermakers and his home town teams, Blackhawks, Bears, Bulls, White Sox, Cubs and Northwestern University.

A Problem Squared
041 = Table Surface Braced and Toothbrush Versus Paste

A Problem Squared

Play Episode Listen Later Aug 29, 2022 50:35


In this episode... * How do you stop a wobbly table from wobbling?  * Which is more effective for your dental hygiene: a toothbrush without toothpaste or toothpaste without a toothbrush?  * A-to-the-O-to-the-B.  * Plus! Some exciting merch news.  If you want to see more of Matt's wobbly tables on ridiculous maths surfaces, you can do that here: https://arxiv.org/abs/math/0511490. For the best system for teeth brushing and more tips on dental hygiene have a listen to ‘APS 03 - Teeth Tips and Defining Decades' https://aproblemsquared.libsyn.com/aps-003. And, you can now buy APS merch! If you want a t-shirt of your own, head on over to: https://a-problem-squared.teemill.com. As always, if you've got a problem or a solution, hit us up on our website aproblemsquared.com. And if you want want even more from A Problem Squared, find us on Twitter and Instagram.

Working Capital The Real Estate Podcast
Investor Relations Podcast with Jesse Fragale & Jonny Cattani

Working Capital The Real Estate Podcast

Play Episode Listen Later Aug 24, 2022 37:12


In this episode we talked about: Covid Effect Listing work US Investing Rent Control Real Estate Market Outlook Useful links: Book “How the world works from the economic perspective” https://www.instagram.com/jessefragale/ https://workingcapitalpodcast.com/ Transcription: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time And more broadly, just the forecast or outlook on real estate for the next year or two. So if any of those topics are of interest, I think you're going to really enjoy the episode for those that want to reach out.   I've got a number of different messages and emails, just with questions as it relates to real estate, you can always send me a message. Jesse, at working capital podcast.com or you can just go to www dot, working capital podcast.com. So happy to discuss those. And I think the next episode we do have in the pipeline is kind of a deal analysis of a purchase that we did in Orlando, Florida. So anyway, so without further ado, enjoy the show.   Jonny (1m 1s): What's up guys, and welcome to another episode of the investor relations real estate podcast. I'm your host, Johnny Katani and I am joined today by Jesse for galley. Jesse is a commercial real estate broker and investor as an investor. Jesse specializes in multi-family acquisitions as a broker in both office leasing and investment sales transactions is also the host of working capital, the real estate podcast. Jesse, welcome to the show.   Jesse (1m 24s): Hey John, how's it going?   Jonny (1m 25s): Doing well, happy to have you you're up in Toronto, we were just talking offline, had a few Canadian guests, which is always a treat to get kind of a different perspective on the U S market from, from outside. Before we get into that, kind of give us the reader's digest version. You know what you're doing before this and, and how you got into real estate.   Jesse (1m 47s): Yeah, no problem. First of all, I want to say I didn't put the two and two together from Johnny Katani. That is an amazing name. He has like Jonathan Katani, Johnny Katani. Yeah, man. Well, first of all, I appreciate you having me on, I guess, you know, I give you, like you said, I'm just a condensed version of how I got into the industry. Like you mentioned before I work as an investor and, and a broker or commercial realtor up in Toronto, the way I initially got into the industry was I started investing in oh 7 0 8 when I was in my second year in college for first to second year.   And it was basically student rental properties. I was playing football at a school called Lauria Wilfrid Laurier university. It's a in Waterloo, it's kind of like our silicone light area where there's a lot of startups, a lot of tech. And I went to school at there and basically I was living with a couple of guys I played ball with and one of the, one of the friends of mine, his dad and him owned the property that we were renting out. It was kind of like that light bulb moment of, you know, I'm giving, I'm paying a buddy of mine and he owns the property and that's kind of the first foray saw into rental properties from a student rental perspective.   My father entrepreneurial guy, he's a, you know, him and his brothers had an automotive shop and he really good friend of the family. One of my dad's friends had a number of rental properties. I think something like 30, 30 something, single family rental properties. So I basically picked his brain at that time when I saw that my buddy was renting this place out and from there just started looking for, for properties. And at that time, you, you know, you have all the energy in the world, but you don't have the money. And I always, anytime I tell this story, you know, you hear online, people are like, I bought this, I bought that.   And you're like, yeah, you were 14 and you did this. But you know, the reality is people have to get the financing from somewhere. And I basically went to my dad with a business plan. I said, you know, this is how much it's going to make. This is a great property. He summarily dismissed that and said, you know, he's encouraging. But he said, absolutely not. So I, my parents were divorced. So first thing I did was go to my mom and be like, ma dad said no. So basically what I needed at that time, I had, it was a $250,000 asset.   And it was a five bedroom. I think it was a 10% down or tender. Yeah, I think it was 10% down at the time. And I had enough for half of it. And then what I needed was somebody to guarantee, to sign on a loan, to come, come up with the rest. And that's where I got the magic signature from my mom. And that's initially how I got into it. And then from there, you know, the rest is history to a certain extent. I started to acquire other properties, specifically student rental in that area. And then it got to the point where, you know, I had five or six student rentals finished university.   So came back to Toronto, tried to manage them at a distance hour and a half, but I always say anything over an hour, you might as well be in the next state or next province because you know, you're not going to go over there for a bunch of work if you're actively managing it. So from there, I sold a number of the properties and started acquiring properties in Toronto. And, you know, kind of takes us up to where I'm at today and how we've kind of moved into the multi-room space and, you know, happy to happy to jump into any of that.   Jonny (5m 15s): Awesome. I love it. That's a, that's a cool story. I love the dad said now.   Jesse (5m 21s): Yeah, that was, you know what, it's, it's funny though, too, because the next one I did, it was kind of a proof of concept, right? Because you can kind of go to whoever it is, does it, you know, if you have family friends, whatever way that you get in the door, or if you're at the point now where you're, you know, you have a number of properties, you still have the lenders that you're trying to satisfy. And once you have one, you have that proof of concept that you can actually show that other banks in my case, my father, but whoever it is, it's basically kind of showing that, you know, you had a plan, you executed it and completed it.   So yeah, it was a, it was a good learning lesson and yeah, that was kind of, that was the kind of start of it. And I always say like zero to one is really the tough part in anything you do and getting that first one realizing it's possible. And then, you know, rinse and repeat.   Jonny (6m 9s): Absolutely. Yeah. What do they call it? The art of the first deal or, or whatever it is, because it's just like, all of a sudden just goes, because typically you do have, you know, especially in your close network, especially now social media, you have people kind of watching and being like, oh, I wonder what's going to happen. And then you're successful. And they're like, Hey, I want to get in on this. So, but you got to do that first deal and kind of, and kind of prove that, that you can do it. So this was in Canada, did, did oh eight hit Canada, the way that it affected the U S in terms of housing,   Jesse (6m 41s): We were actually, we weathered it quite a bit better. A part of that is, you know, if you look at like the economic history of even the, the depression from the U S and Canada, basically the, the banking laws, at least as far as I know, and this is something that I've kind of been a nerd about for, for a long time. And part of it was branch banking. You know, we have branch banking in Canada, so we, our risks are diffused. So we kind of spread the risk over multiple different areas, but we have five major banks, but with multiple branches.   So if one bank, you know, one branch has, has an issue, the system, you don't have that systemic risk. That being said, we still had a recession. And it was still a very good opportunity for real estate and detrimental to, to businesses. And I think as, as you know, in the states, the real challenge at that time was credit dried up and you had, you know, companies on main street not able to get credit. So, you know, it's very interesting time now that we're kind of coming out of the last year or two w with a very different type of recession, but yeah, it'd be interesting to see how, how things unfold.   Jonny (7m 54s): Absolutely. Yeah. Okay. That's, that's good perspective. So you're a broker in an office space. Talk about what that has been like coming out of COVID. Are you, are you guys headed back to the office and that kind of stuff?   Jesse (8m 9s): Yeah, so I, I always tell like younger individuals now that, you know, you're seeing like the next crew of brokers come in the early twenties, mid twenties, I always tell them that office leasing or industrial leasing or multi-racial leasing to, to that extent. And retail is a great way to learn the business because at the end of the day, the value of all of our properties is predicated on a lease. That that's just the, kind of the easy version of understanding valuations, right? The covenant of the tenants. So for us, working with different companies is really, it's a treat because I can see various industries do my job and my job repeats.   So whether you're a tech startup in software, and then you're dealing with a law firm, so you see a lot of different type of companies, which is, you know, from my perspective, I think a lot of people in our industry are similar to me, or I'm similar to them in that, you know, I, I, if I did one thing every day, I'd probably lose it. And so the fact that there's this like creativity, I think investors understand that too. They like, you know, different projects to your question about how it's been impacted without a doubt office was impacted by COVID.   I think, you know, taking the four major food groups of real estate, industrial, multi Rez, retail, and office, you know, industrial, I think most people know it was on fire, continued to be on fire with COVID multi Raz, also very, very popular asset class retail. If it was grocery store anchored, if it was essential services, I always say, if there was like Mike's TaeKwonDo and Jenny's nails, those places didn't do as good, that kind of tertiary stuff. Long story short, you get to office office was in this kind of weird space because we're shut down in a lot of areas in north America and people are wondering what's going to happen and what they're going to do with their office.   I think now that we're, the dust is settled to a certain extent. The takeaways were that office is a important part of most businesses in terms of how they build culture, how they build their, their teams. I think leadership has acknowledged that, but also in the same breath, we acknowledge the fact that you can have hybrid work models without the business suffering. And you you've learned certain businesses is actually are really, the makeup of the business is really set up well for that type of that type of environment and some not so much.   So I'm very bullish on the office, obviously I'm biased, but we've seen huge upticks since the beginning of this year, 2022 to now versus last year. It's, you know, it's tremendous how many companies, even if it's just to come out and say, like, what's going on because leaders in, in these companies, they want to make sure that they're ahead of the curve.   Jonny (11m 0s): Yeah. It makes perfect sense. And there are certainly some businesses, like you mentioned, like collaborative businesses, like you think of like law firms, CPA firms, you know, certain businesses like, you know, tech doesn't really require you to be in the office. Certainly the collaboration piece of it is, you know, useful, but you can have a smaller office, you know, downsize, but there are certainly some business models that really do need that, that office space in order to, to be successful.   Jesse (11m 31s): Yeah.   Jonny (11m 32s): So have you seen a change in the, the target businesses you're going for in terms of leasing   Jesse (11m 40s): To a certain extent, like for us, we do, I'd say 30% of what we do on the brokerage side is listing work. So our clients are these larger landlords, well, private and larger. So pension funds, real estate investment trusts, and then private, and then the balance of that is tenant rep. So then, you know, we're dealing with companies and, you know, part of it in our world is where somebody is in their lease cycle, whether it's five, 10 year deals. And you find, you know, in terms of BD, if they're not already a client, it's about finding them in, you know, a good spot in their lease or being able to say like, okay, you're coming up to an expiry, you know, have you thought about it?   The one good, positive thing. I think for tenants in our market, we're very similar to LA and New York prior to COVID in that office, vacancy was like 2%, 2.7% ridiculously low to the point where tenants had no negotiating power where now we're starting to see a little bit more of a balanced market, but yeah, that's a, that's kinda what we're working on now. And then, you know, on my partners on the other side, you know, we're continuing, continuing to look for acquisitions on the investment side.   Jonny (12m 50s): Awesome. I love it. Yeah. That makes, that makes perfect sense, especially right, right. In the heart of the city like that. So you mentioned that you also invest in the U S what is your investment thesis for, for us investing and what is it like investing, you know, from, from Canada, essentially? Like what other red tape or hurdles that you have as a foreign investor, I guess, so to speak.   Jesse (13m 14s): Yeah. I was going to say, when I say invest in the U S I have bought my first property in the U S so I'm definitely not an authority, but it was, it was something that was kind of on my 20, 22, you know, new year's resolution, whatever you want to call it in that, you know, by, by an asset, in, in the states. And what happened was I had a buddy of mine that actually does residential real estate up here. And he basically had a sister company that works in, in Florida, and they do a bunch of condos, townhouses, single family homes in Orlando, Miami, some in Fort Lauderdale.   So basically got, got him to look at this one pre construction. It was a townhouse in Orlando. I was thinking of doing the short-term rental aspect of it in Miami. I decided to go with this. It seemed like a better investment. So in terms of the actual hurdles, I think it's important that when you're looking, if, whether you're in Canada, investing in the states where you're in the states, investing in Canada, I think what's important is that number one, the structure of, of how you invest.   So talking to a CPA, talking to a lawyer, it's a little bit of money and cash out first, really, if you want to get good advice, because any investor knows that basically any CPAs or lawyers AF they don't give free advice very often, and you want to get good advice. And I'll just give an example, a lot of Canadians, they listen to these late night infomercials about investing in the U S and they say, put it in an LLC. And, you know, that's the structure you should use. And we don't have that in Canada. We don't have an equivalent to the LLC. Well, we have something similar, but there's no LLC.   So there's no limited liability company. So what happens is Canadians go to the states, they put an investment in an LLC and the Canadian government says, Nope, that's a corporation. And now they're subject to double taxation. So just stuff like that, of understanding how to invest when you're buying properties down, there is one of the first steps. We have a number of very solid tax treaties between the U S and Canada. So one of the other piece to keep in mind is withholding tax so that when you're getting rental income acknowledge, or have to understand that the IRS will have a withholding tax, which can be ameliorated.   If you fill out the right forms and you can get it taxed on the net instead of gross, because any investor knows that if you're getting 30% tax on your gross income, like a lot of investors right after you depreciate it, there's no, there's no 30% of gross income. So it's little things like that. I think the, the other really big one is understanding the debt side of things. U S individual that's domiciled in the, in the states for tax is gonna have a hard time getting a mortgage in Canada and vice versa.   So for me, the IRS doesn't know me. They don't know they don't have an identity for, for me. So for me to get credit, I have to build credit in the UK. So was the first investment. The mortgage is going to come from Canada. And one of the things you can do to try to bridge the gap, and if you really want to start building credit in another country, is you, first of all, utilize a bank that does cross border, you know, that has locations in both the states and Canada. So for me, CIVC or TD north, that kind of thing where we can have both in Florida is great for that because a lot of Canadians live in Florida.   And then I think, lastly, sorry for the long-winded answer. I was, we were just talking about this in the office, but lastly, I think it's like understanding your strategy. So I mentioned that, you know, if you're in a certain place in Arkansas, maybe short-term rentals, isn't, isn't the way to go. If you're in Miami, okay. Understanding the, what type of strategy you want to actually employ. Is it Burr? Is it wholesaling and, and making sure that the geography, your pick is conducive to that. So, yeah, that's high level. What I I'd say there.   Jonny (17m 9s): Interesting. Okay. Wow. A lot of fascinating things that I'm learning for the first time. One I want to touch on is this LLC. So do you only have one structure that you're allowed to create and in Canada?   Jesse (17m 22s): No. So what happens again? Like, so our corporation there's one type of corporation. It would be most similar to your C corpse. I know you have escorts, NC corpse in the states, the limited liability company, you know, for any listeners that don't know him, I'm sure most do that. What you're trying to do is have a pass through, right? You have ownership of something, but it's a pass through entity. We do have that, but we do it in the GPLP structure, general partner, limited partner. So if you and I, for instance, we're the general partners and we went to buy something in the states and we had a number of different limited partners.   They would be like members in an LLC, if you use that context. Right? So I think member, you know, member and investors is the equivalent. It's just important to know that, you know, you start using a structure in a country that your country doesn't recognize there's implications for that. And a lot of times we're when you're in investing, you know, it's so good to get a tax lawyer, because if you talk to an accountant Mo you know, it's a blanket term, but I think it's, it's true. Most of the time accountants are trying to protect you from a tax perspective and lawyers are thinking liability.   So you might get a lawyer that says, don't put it in personal, in your personal name. You might have an account that says now the personal name, fine, just get, you know, more insurance or vice versa. So just getting the right information, I think is really helpful. And I actually had a, there's a, I think she's a flirting by, I think she's from Florida, but she worked up here. It's Lauren Colon. If you just type that in type in cross-border and Google, she's got a lot of good information. I ha if I had her on my podcast about if you're investing in Canada or if in you're investing in the states.   Jonny (19m 0s): Interesting. Okay, cool. Yeah. That makes perfect sense. You know, obviously the, the connections that we have, of course sharing a border, you know, there's a lot of things I would imagine that they want to make it as simple as possible to a certain extent. I know that there's this underlying thing that Canadians don't like Americans, Americans don't like Canadians, but I've never had any problems.   Jesse (19m 25s): And I love, I love Americans. Like a lot of my family when they immigrated, they are went in through Ellis island. So in New York and New Jersey, so I love the states. It was a blast being there over COVID to get away from the lockdowns here.   Jonny (19m 40s): So they let you leave. Huh?   Jesse (19m 42s): Yeah. Yeah. I got out of here, you know, in certain windows we went into harder lockdown semi-hard and yeah. So it was nice being able to travel. One last thing I would say, I forgot to mention is one of the best things you can do is find a partner in the states or in Canada, because then you can kind of do the real estate thing of, you know, if I'm going to be the operational guy or gal, and you're going to be the one that guarantees the debt, then all of a sudden, you know, if you're 50, 50 on a property and you go to a us bank, the banks like, okay, we don't really know this guy, but we know this person.   So, you know, it opens the door for a little bit more ease of transaction. And it's also great. You know, you make connections in a new city, in a new state.   Jonny (20m 26s): Absolutely. Yeah. I couldn't agree more. And, and while you were explaining it, I was kind of thinking in my head, I was like, okay, if I wanted to do this, I would probably just partner with someone who is already up there and gets it. And so that makes perfect sense. So along those lines, what is the market like, if there, do you guys have rent controls across everything? You know, what does that look like in terms of rental increases and different aspects of the business?   Jesse (20m 51s): Yeah. We have a, it is a, it's a shock for most people when they're investing in the states and then come to Canada because we have rent control, which, you know, the fancy term for rent control these days is rent stabilization. I did a podcast with, with this gentleman, Richard Epstein. Who's fantastic. He's like, he's a lawyer at NYU and kind of gave a history of rent control and rent stabilization is basically rent control with an allowable percentage. You're allowed to raise it every year.   And the percentages is very low. Like, it's kind of, I was going to say, it goes with inflation, but inflation is pretty high right now. It was like 1.8% last year. So yeah. So the other thing is what we have is rent decontrol. And it's a lot of like confusing terms. But what that means is that when somebody moves out, I can mark to market the rent. So if you're paying 500 and it's really worth a thousand, once you move out, I can charge you a thousand. But as you can imagine, just like in New York, what do people do? They don't leave. So you're really stuck.   And in Canada, it's not like, you know, like pictured Texas, you're, you're done you're, you're in Dallas, you're done your lease. Your landlord's like, I want you out. That's, you know, that's the breaks that landlord wants you at Canada. You cannot evict somebody. What happens at the end of the fixed rate? Sorry, a fixed term tenancy is that it reverts to a month to month and you can't kick somebody out with like two, there's only a few circumstances. If you're moving in personally, which you have to live there for at least the guidances a year, you can be fine, $25,000 if you're doing substantial renovations.   But even if you do that, you have to give the property back to them after the renovations. So what happens in our market is I'm going to call them incentives. People pay tenants to leave. And in Toronto, the going rate for buying tenants out, it can vary from anything from 15,000 to $50,000, basically, just to say, you know, can you leave and agree to sign this? And I, I don't know, one landlord that likes doing that. I don't. And obviously there is a meeting of the minds for two people to agree to that.   And there's a lot of people in the press here. That's a, you know, it's taken advantage of tenants. I disagree with that, but I'm a biased landlord. And I think when you hand somebody $25,000 and they accept it, you know, I get that there's a power imbalance, but that's kind of what happens in our market. But when I tell them my American friends, as I say, like that, it's not necessarily a bad thing with any challenge in a market is going to create some opportunities. So somebody that can, you know, have a protocol for this market, just like there are successful investors in, in Maryland, in New Jersey, Washington, where there are different versions of rent control.   So I think for us, it's just a matter of, yeah, it's a little bit more challenging in that sense. And I'll say this, this is where student rentals to me are very interesting because you don't have to force kids to leave. You know, after three years they're like, see you later. Like, it's very rare that you get somebody that's, you know, going to, going to school and then stays there. So you can mark the market, the rents every three years, you just have to deal with maybe a little bit more on the maintenance side.   Jonny (24m 3s): Interesting. Yeah. That's a very awesome perspective and a, a good kind of find there as well as, you know, anything like if you were close to a hospital, maybe like traveling nurses or something too, I'm not sure if traveling nursing is a thing in Canada.   Jesse (24m 16s): Well, that's, that's like, so the Orlando property that I bought was right beside the name escapes me, but it's a, it's a massive, it's a massive hospital. And it's kind of the same idea where you have nurses that if you have shorter term rentals, you can utilize that.   Jonny (24m 32s): Awesome. I love it. Yeah. So, and that was a really great point that you made where the opportunities are there. You just have to be willing to do that. So does that keep, I guess, like less, less investors, less people trying to get on deals because of these sort of hurdles that you have to deal with, or is it still a lot of people?   Jesse (24m 54s): The problem is like, yeah, we still have the Canada, like, like the states, I think in general, we are extremely supply constraint. Despite with people say like, oh, real estate prices. Like it's, it's not a supply issue. It is 100% of supply issue. We have the majority of the, of the multi-family rental stock in Canada is, is extremely old, like circus, seventies and, and older. So what we what's happened in our major cities, whether it's Vancouver, Ottawa, Montreal is the condo development market has basically picking up the slack for the multi Rez and multi and single family.   So what is created is you'll hear the term of shadow a shadow market, and it's basically condos like you and I owning a condo and renting the conduit rather than some developer building a large purpose-built development. And that is kind of the concern because investors, at least there's been legislation where 2016 or 2017, where there isn't rent control for buildings built after that. But I think a lot of investors there, they're weary of building a lot of these projects because they don't know if the government's going to say that you can or can't raise rent.   So bottom line is that we don't get enough of this type of property built. And I think the other piece is a regulatory environment. It's very similar to California where, you know, you can, you can fix the issue if you just loosen some of the regulations where you have the ability to kind of rezone this idea of nimbyism that, you know, you can't build in my area or banana. I don't know if you've heard that the new   Jonny (26m 28s): Ones, that one   Jesse (26m 29s): It's build absolutely nothing anywhere near anything.   Jonny (26m 35s): So   Jesse (26m 35s): It's like, you can't have it both ways if you're left of center politically and you're like, no, there's, we have to have all this regulation. Then you can't be that that's chewing kale in your town. And then, you know, a lower income individual wants to live in there. And you're like, ah, next town over, like, we need to democratize, I think to a certain extent where you can build and what you can build and all he had off my soap box right there.   Jonny (27m 0s): Thanks so much for coming to the Ted talk. I was just having this conversation about affordable housing here in the states and how the president Biden administration is trying to roll out all these things, but they're getting in their own way. They're like, yeah, we want to make more affordable housing, but it's going to take you two years probably before, you know, you can turn a property into affordable housing, you know, like, okay, well then why would I even do it?   Jesse (27m 27s): Yeah, yeah. You guys have a, you guys have some interesting things happening right now, even with energy. Like you, you know, you're a lot of these policies, even with the fed where like the top of the agenda is, is systemic risks for climate change. And it's like, you're talking to the fed. They're like inflation should be the thing that you're talking about with them. Like not to say that's not important, but it's like, you know, pick, pick your lane in terms of, in terms of who you're talking to. But you know, at the end of the day, I still think it's such a great country to invest in.   And whether you're in Canada or the states, we are spoiled in terms of the re the tax framework, as you know, most of your lists listeners will know that you guys, especially, and now I think you guys, do you still have the bonus depreciation that you can take on properties.   Jonny (28m 16s): Yeah. So, yeah, we'll have it for a while actually, but it's going to start going down by 20%. So this is the last year of a hundred percent next year is 80, 60, so on and so forth rumors that that could change for sure. But so you do not have that in Canada.   Jesse (28m 34s): We have a depreciation, but bonus not exactly like that. The other thing is, I think we can do it similarly, but for, you know, those that in the states you use cost segregation or cost sag, where you can kind of itemize your, your depreciation schedules. I think that's something that you have, and we don't don't quote me on that one, but I think the other main, one of the big, main differences with your market as opposed to ours is we don't have 10 31 exchanges. There is no such thing as that. So we are a very buyin hold type of market, not, not completely, but that is a large part of what happens.   Whereas, you know, if somebody told me, okay, you can buy a likened kind of asset, I roll it into this one. You know, we would probably have more velocity in our market, but for us, you know, clients say like, you know, well, if I sell this, I'm going to, I'm going to pay a bunch of taxes. It's like, well, yeah, yeah, you did make all that money though. So that's, but yeah, we don't have the ability to kind of, to roll things over into other properties.   Jonny (29m 35s): Interesting. Okay. Yeah. So definitely definitely some differences. There, there are certainly a lot of, and I've done episodes on this with lawyers and CPAs. We have a lot of incentives for real estate because ultimately you're dealing with, you know, a need an essential need for, for humans, which is, you know, a place to live. So, so yeah, it makes a lot of sense. Awesome. Well, as we wind up here, we've got five questions to ask all of my guests, it's the final five.   So we'll get to that. What's the best advice you've gotten from a mentor,   Jesse (30m 10s): The best advice that I've gotten from a mentor, I'm thinking of something recently that I've had. I, you know what I think for me, it's, it's cliche, but it's not having a limiting belief in terms of, of what you can do. And part of, one of my mentors, when I was younger, it basically said if there's something that you want to do, like go out and, and do that, do that thing that will kind of lead to that. So for, just give an example. When I bought my first property, I had no business buying properties, but the idea of calling a realtor saying, Hey, you know, here's a list of houses that I want to go see as 19 year old or 20 year old, and actually going in there and kind of experiencing that.   And I think it's been said before by a number of people, but once you do that process, it sounds kind of, you know, very abstract, but you're going in there, you're talking to somebody you're seeing space, you're immersing yourself in something that was only a possibility before and suddenly it's becoming a reality. And I think I've done that with other things in my life where if there was an opportunity to get into a certain area in real estate, it's like, just go to that event or go to that in that environment, link up with people that are doing what you want to do in that environment.   That's always been something for me that I've gotten value out of. And it's always scary at first, especially, you know, if you're the new person in that area, but really is about kind of getting in there and immersing yourself.   Jonny (31m 34s): Absolutely. Yeah. I couldn't agree more. And, and that's what holds people back so much is that starting kind of circling back to what we said, the art of the first deal it's so it's so intimidating, right. Because you know, someone's up on stage who has a billion dollars in assets and you're like, I could never have a billion dollars in assets, but then you break it down or even, you know, I've talked to those people and they're like, yeah, there was a day where I had zero. Right? Yeah. I started where you started and then you start to realize those kinds of things. You're like, okay, like, I can be that person too.   Yeah. I'm is there a lot of education available? Like is one thing I love here in the states is this is a sector where everybody tries to help everybody. Is it, is it the same up there as well?   Jesse (32m 17s): Yeah. I was just having this conversation with a friend of mine. I think this is, you know, I assume other industries are similar, but you know, working with a number of different companies that there's definitely different variations, but I found like real estate investors want to help out other real estate investors, especially when there's an age gap. I don't know if you've noticed, but when you have somebody that's like in their fifties, sixties, and they see a young kid in their twenties asking for help trying to add value to them, you know, don't just go and say, you know, help me with this and that. But there really is I think, a want to help that person because they see some of themselves in that person, if they've been an investor.   So yeah, a hundred percent, I think that it is, it is an area that, where I see a lot of that. And then the other thing too, is everybody likes their ego stroked a bit. So, you know, for them, it's kind of validation that they've done well in their career and they're kind of, you know, handing down knowledge to like the next, the next generation of investors.   Jonny (33m 16s): Awesome. Yeah. That's, that's a great perspective for sure of that. What is it about your career that makes you feel like you're fulfilling your why? Okay.   Jesse (33m 24s): It's definitely the relationships. It's the fact that I'm exposed to people that are smarter than me, stronger than me, better at, you know, certain aspects of the business than me and the ability to do that. I think it just makes you a better investor, probably a better person in general. And having those doors open to those different facets, I think is something that fulfills my, why, which is, you know, to constantly be trying to grow, whether that's a portfolio or you interpersonally, I think that's a big thing, developing the relationships and continuing to do that.   And who knows, maybe my next cool partner is going to be in Orlando. And you know, that's just another example of kind of expanding the, the network of people you have, but doing it in what I think is a meaningful way.   Jonny (34m 12s): Absolutely. Yeah. It's a, it's so true. How sort of the five people I surround myself with has changed and is more focused on, you know, we all have the same mindset, same goals. And then you know, that once that energy gets going, man, you just feeding off each other and it's really awesome. Favorite non real estate or investment related book.   Jesse (34m 37s): I would say a basic economics by Tom soul is probably, I mean, it's slightly related to pretty much everything, but that is one of my favorite books on just how the, how the world works from an economic perspective. Thomas, SOL's probably one of my favorite economists or economist historian in general. Yeah. That book is, yeah, it was a huge book for me that, that I got into when I was well, not too long ago, but yeah, that's a good one.   Jonny (35m 9s): Nice. Love it. If you could have any superpower, what would it be?   Jesse (35m 13s): Super power and visibility.   Jonny (35m 15s): Nice. There you go. Don't get that one too often. Slightly   Jesse (35m 19s): Creepy.   Jonny (35m 21s): Yeah. I mean, it depends how you use it for sure.   Jesse (35m 26s): It's like, what did they know that could have had them at 20 mill that could add them at 20 mil? And then you can just go in there, hear different real estate conversations when you're putting APS as in   Jonny (35m 36s): Like go listen on a seller and be, you know what, yeah. They're like, yeah. You know what? We would actually take a lower price, then all of a sudden you just come in. You're like, Hey, would you guys take it for this price?   Jesse (35m 46s): You know, I said, I should've said time travel. I'm such a Saifai fan. That, that seems like the better one, but that's what you do the fast five   Jonny (35m 53s): That's right. Final five. Awesome. And last one, what's the best way for people to get ahold of you and learn more?   Jesse (35m 60s): Yeah, sure. I mean, you can go to Instagram, Jessie for galley, F R a G a L E. You can pretty much type that into YouTube or Instagram. You can check things out there. If you're interested in the podcast, working capital podcast.com or working capital, the real estate podcasts, anywhere on Spotify or apple or wherever you watch your stuff we interview, you know, not dissimilar to you. We interview people that are investing in real estate, but also, you know, professionals that surround our, our industry.   So CPAs lawyers, et cetera.   Jonny (36m 34s): Awesome. I love it. Jesse. Thank you so much for all of your insight and perspective. I had a lot of fun,   Jesse (36m 40s): Johnny Katani thanks, man.   Jonny (36m 41s): Absolutely.   Jesse (36m 50s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.

The Assistant Principal Podcast
Who Are You? with Craig Martin

The Assistant Principal Podcast

Play Episode Listen Later Aug 23, 2022 48:17


Show Notes, Episode 51: Who are you? With Craig MartinAbout this show:Last spring several of the assistant principals in our APEx group asked if we could work on how APs can influence school culture without over-stepping their boundaries. One AP noted that this could be especially problematic if you and your principal had very different styles. Back then I approached this as a culture question, but today I'm looking at it differently. Today, I'm thinking about this through two lenses. The first is authenticity: how do I do a job where everyone is watching me all the time, and make sure that I am true to myself? The second lens is sociological. If we were in a room together and someone introduced me as “a leader” you would not be surprised because I look the part. I'm a 6-2 white male in my late 50's, I have a good speaking voice and I know how to engage with people. And yes, I coached football. In other words, I meet the societal expectations of what leaders look and sound like in our culture. But what about everyone else? What does it mean to be a leader in schools when you don't look like me? How do you maintain your authenticity when the expectations of who can lead and how they should lead are still relatively narrow and rigid? Notable QuotesCraig Martin“To be authentic, in my opinion, means that you recognize in the spaces where you walk, you breathe, you lead, that you allow the pulses of the young people who are moving about, the teachers who are working with the young people, the custodians, the food service community, the parents, the community partners, you allow those pulses help you center on what you feel led to that important.”“People want to know you're human, they want to know you care” “Being authentic is about, in my Opinion, being open to sharing parts of who you are in your human experience that connect and resonate with others”“Not all acts of vulnerability are created equal. There is a ladder within yourself that is unique to you.”“Sometimes the smallest moments are the actually the most meaningful for people when we talk about vulnerability”“Our kids know us”“In your ability as a leader, you have the ability to transcend what is most important. You have the ability to send signals to people on ‘this is what i believe in, this is what i am about.' and people will find harbor with you, they will look to you for council and coaching and development. they will want to take those walks because they want to be in spaces where they feel safe, they feel affirmed, they feel seen, and they know they will be supported and loved.”“Be okay with not being okay, but consistently love on yourself. and thats a thing I have to keep doing. I have to keep reminding myself “I am loved, I am thriving, I am safe” but I need to keep filling myself with those kinds of messages and affirmations”Frederick“Authenticity is not about you, it is about how you relate to all of these other people, and authenticity involves serving, connecting, and supporting other people”“Our authenticity should remind other people of the best parts of us and the best parts of others”Links:Craig's Twitter: @CraigCMartin12Craig's Website: https://www.craigcmartinleads.com My email: frederick@frederickbuskey.com The Assistant Principal Podcast website: https://www.frederickbuskey.com/appodcast.html Sign up for the daily leadership email: https://mailchi.mp/c15c68e6df32/specialedition Website: www.frederickbuskey.comBlog: www.frederickbuskey.com/blog (reposts of the daily email)

Tipping Point New Mexico
431 What to Do with New Mexico's Big Budget Surplus, Unemployment, APS and Union at Impasse and more

Tipping Point New Mexico

Play Episode Listen Later Aug 23, 2022 46:43


New Mexico has another very big surplus. What should and shouldn't be done with the surplus money? An opinion piece by one "progressive" legislator calls out their Democrat critics calling them ignorant or shills for the rich. We discuss.  NM's unemployment rate dropped to 4.5% in July and MLG is taking full credit, but New Mexico's rate remains the highest among US states as it has been for 8 straight months. But, as an RGF opinion piece notes, workforce participation remains an issue and the state must encourage people to work. PNM hasn't merged with Avangrid (yet), but their marketing materials seem to have. What's the deal? Is this even legal?  APS and their union are at an impasse, what does that mean and what are the issues at hand? 

Waypoint Podcast
Waypoint Podcast Episode 11: Adult Protective Services offers help and hope for vulnerable adults

Waypoint Podcast

Play Episode Listen Later Aug 23, 2022 63:26


Welcome back to Waypoint, an Oklahoma Human Services podcast intended to help you chart your course, by informing, educating and enhancing collaboration in service to Oklahomans. In our 11th episode, we're talking with Community Living, Aging and Protective Services director, Jeromy Buchanan, Shanika Lovett and Jayme Winkler, about Adult Protective Services (APS). APS helps adults who need help taking care of themselves, and who may be experiencing abuse, self-neglect or financial exploitation. In SFY 2021, APS received over 24,000 reports of maltreatment of vulnerable adults and substantiated over 2,200 of those reports. They respect the autonomy of those they serve and seek community partners to provide resources and services that can help vulnerable adults improve their safety, health and independence and continue to live at home for as long as possible. This discussion will teach us the basics about APS, including some myth-busting about the program and how we, as a community, can prevent adult abuse, neglect and exploitation. Buchanan, Lovett and Winkler have a shared passion to advocate for those our agency serves and their teams work each day to improve outcomes and provide hope for vulnerable adults. If you suspect a vulnerable adult is the victim of abuse, neglect or exploitation, please submit an online report at www.OKHotline.org. We hope you'll continue to join us on this podcast where we'll explore topics that affect and uplift Oklahomans. New episodes drop monthly, and will be available wherever you find your podcasts, like Anchor, Apple, Google Podcasts, Spotify and many more. Please rate each episode and subscribe so you know when a new episode posts. And don't forget to share to this podcast with your friends so we can take them on this journey with us together.

TJ Trout
Ellen Bernstein

TJ Trout

Play Episode Listen Later Aug 20, 2022 29:47


From the Albuquerque Teachers Federation Ellen Bernstein talks about the APS and Teachers Union negotiations being at an impasse with TJ on News Radio KKOB See omnystudio.com/listener for privacy information.

Under the Cortex
The August Collection: Attitude Changes, Cognition in Lemurs, and Much More

Under the Cortex

Play Episode Listen Later Aug 18, 2022 22:27


How have our biases and attitudes changed in the last decade? Are there sex or gender differences in verbal skills? And do the impressions of personality we form from someone's face depend on our culture? New research in APS journals explored these questions and much more, including ADHD, and cognitive control in lemurs. In this episode of Under the Cortex, cognitive psychologists Ludmila Nunes and Andy DeSoto discuss five of APS's most interesting new articles.    APS members get advance notice of all new research through our This Week in Psychological Science newsletter and may access the complete archive of APS journal articles.  Learn more at psychologicalscience.org. 

The Gary Null Show
The Gary Null Show - 08.18.22

The Gary Null Show

Play Episode Listen Later Aug 18, 2022 55:13


Videos: Dr. Ryan Cole: Covid Vaccine Side Effects Are Like A Nuclear Bomb New Rule: F*** tha Casting Police | Real Time with Bill Maher (HBO) Renters In America Are Running Out Of Options   Consuming green vegetables, supplements suppresses inflammatory bowel disease Sichuan University in China and from Cedars Sinai Medical Center, August 17, 2022 The dietary supplement chlorophyllin alleviates inflammatory bowel disease (IBD), including Crohn's disease and ulcerative colitis, according to researchers from the Center for Diabetes and Metabolism Research at Sichuan University in China and from Cedars Sinai Medical Center in Los Angeles. In addition, chlorophyllin significantly reduces mortality related to IBD, weight loss, diarrhea and hidden blood in the stool, intestinal epithelial damage and infiltration of inflammatory cells. The findings are published ahead of print in the American Journal of Physiology-Gastrointestinal and Liver Physiology, and the study has been chosen as an APS select article for August. Current therapeutics for IBD include medications that suppress the immune system (immunosuppressants) and surgery. However, long-term use of immunosuppressive treatments could result in severe adverse effects, including opportunistic infections and even organ failure. In this study, researchers found taking an oral chlorophyllin supplement—a compound derived from the green pigment found in plants—reduced colitis and abnormalities in the intestinal epithelia of mice. Also, consumption of green vegetables and chlorophyllin may be helpful for IBD recovery, in part through alleviation of inflammation and autolysosomal flux (a process that uses lysosome to degrade and remove toxic molecules and organelles). Green pigment found in these foods and supplements can initiate a feeding signaling to modulate autophagy in the cells, which suppresses IBD symptoms. (next) Coriander is a potent weapon against antibiotic resistant bacteria University of Beira Interior (Portugal) August 10, 2022 The problem of antibiotic resistant bacteria has been deemed a public health crisis, with the Centers for Disease Control and Prevention (CDC) reporting that invasive MRSA – or methicillin-resistant S. aureus – infections affect 80,000 people globally a year, and claim over 11,000 lives. But, what the CDC will never tell you is how coriander can potentially save lives. Researchers in Portugal now say that that the oil from coriander – a common kitchen spice – is quite toxic to a wide range of harmful bacteria, leading to hopes that it may be enlisted in the fight against MRSA and other pathogens. The scientific research about coriander is promising Researchers at University of Beira Interior used flow cytometry to study the effects of coriander oil on 12 different disease-causing types of bacteria, including E. coli, Salmonella, B. cereus and MRSA. In the study, published in Journal of Medical Microbiology, the oil significantly inhibited bacterial growth – especially that of MRSA and E. coli. (next) Tumour blood supply stopped in its tracks by modified natural compound University of New South Wales (Australia), August 10, 2022 Researchers have discovered how the modified natural compound dextran-catechin disrupts formation of blood vessels that fuel growth in the childhood cancer neuroblastoma. Researchers have discovered how a modified natural compound disrupts angiogenesis, the formation of blood vessel networks, in neuroblastoma tumours, stopping them laying down the vital supply lines that fuel cancer growth and spread. Dextran catechin is a sugar based conjugated form of catechin commonly found in green tea, red wine, dark chocolate and apple peels. Lead author Dr Orazio Vittorio of Children's Cancer Institute found that the natural polyphenol catechin slows tumour growth in the laboratory but breaks down too quickly in the body to be effective. (next) Researchers discover how DDT exposure contributes to Alzheimer's disease risk Florida International University and Rutgers University, August 17, 2022 A new study led by researchers from Florida International University and Rutgers reveals a mechanism linking the pesticide DDT to Alzheimer's disease. Published in Environmental Health Perspectives, the study shows how the persistent environmental pollutant DDT causes increased amounts of toxic amyloid beta, which form the characteristic amyloid plaques found in the brains of those with Alzheimer's disease. According to Jason Richardson, professor at FIU's Robert Stempel College of Public Health & Social Work and corresponding author, the study further demonstrates that DDT is an environmental risk factor for Alzheimer's disease.”The vast majority of research on the disease has been on genetics—and genetics are very important—but the genes that actually cause the disease are very rare,” Richardson says. “Environmental risk factors like exposure to DDT are modifiable. So, if we understand how DDT affects the brain, then perhaps we could target those mechanisms and help the people who have been highly exposed.” The study focused on sodium channels, which the nervous system uses to communicate between brain cells (neurons), as the potential mechanism. DDT causes these channels to remain open, leading to increased firing of neurons and increased release of amyloid-beta peptides. In the study, researchers demonstrate that if neurons are treated with tetrodotoxin, a compound that blocks sodium channels in the brain, the increased production of the amyloid precursor protein and toxic amyloid-beta species is prevented. “This finding could potentially provide a roadmap to future therapies for people highly exposed to DDT,” Richardson says. (next) Study shows how food preservatives may disrupt human hormones and promote obesity Cedars-Sinai Medicine Institute, August 9, 2022 Can chemicals that are added to breakfast cereals and other everyday products make you obese? Growing evidence from animal experiments suggests the answer may be “yes.” But confirming these findings in humans has faced formidable obstacles – until now. A new study published in Nature Communications details how Cedars-Sinai investigators developed a novel platform and protocol for testing the effects of chemicals known as endocrine disruptors on humans. The three chemicals tested in this study are abundant in modern life. Butylhydroxytoluene (BHT) is an antioxidant commonly added to breakfast cereals and other foods to protect nutrients and keep fats from turning rancid; perfluorooctanoic acid (PFOA) is a polymer found in some cookware, carpeting and other products; and tributyltin (TBT) is a compound in paints that can make its way into water and accumulate in seafood. The investigators used hormone-producing tissues grown from human stem cells to demonstrate how chronic exposure to these chemicals can interfere with signals sent from the digestive system to the brain that let people know when they are “full” during meals. When this signaling system breaks down, people often may continue eating, causing them to gain weight. (next) Standing desks can improve well-being, reduce stress among office workers University of Leicester (UK), August 17 2022 Standing desks can improve workers' performance as well as cut their time sitting by an hour each day, according to new research. Study authors add that getting up from an office chair also boosts well-being and energy levels, while reducing stress. “High levels of sitting time are associated with several health related outcomes and premature mortality, with high levels of workplace sitting associated with low vigor and job performance and high levels of presenteeism.” Presenteeism is the practice of being present at one's place of work for more hours than is required, especially as a manifestation of insecurity about one's job. Sedentary lifestyles increase the risk of chronic conditions including cardiovascular disease, type 2 diabetes, depression, anxiety, and cancer.

Stamina
Ep 25 - Jacob Trujillo - Sobriety, Mental Health, Vices and Vasectomies

Stamina

Play Episode Listen Later Aug 18, 2022 69:44


This week we sit down with Jacob Trujillo and talk about sobriety, mental health and steps APS is taking on suicidal children, vices and self-criticism, and lastly, vasectomies and having children! This Podcast was produced by Era Follow Christian, Levi, and the Stamina Podcast on Instagram at @Christianxpuckett @levixlobo @stamina.podcast For booking inquiries please reach out to us at: Info@eracinema.com

Politisk kvarter
Ekstreme forskjeller i strømpris

Politisk kvarter

Play Episode Listen Later Aug 16, 2022 15:12


Lederen i Aps nye energiutvalg har terget på seg hele Nord Norge fordi hun kalte strømprisforskjellene mellom nord og sør for «dypt urettferdige». Mens folk i Sør Norge har rekordhøye priser på strøm, er prisen på strøm i Nord Norge på et historisk lavt nivå. Ordfører i Alta advarer folk sørpå mot å tro at de får det bedre om folk i nord må betale like mye som dem. Hør episoden i appen NRK Radio

Tests and the Rest: College Admissions Industry Podcast
373. SMALL GROUP CLASSES VS 1-1 TUTORING FOR SAT & ACT PREP

Tests and the Rest: College Admissions Industry Podcast

Play Episode Listen Later Aug 16, 2022 24:49


At every stage of education–including test preparation–highly individualized instruction presents both benefits and tradeoffs compared to learning in large or small groups.  Amy and Mike invited educator Dominique Padurano to explore the pros and cons of small group classes vs 1-1 tutoring for SAT & ACT prep. What are five things you will learn in this episode? Are test prep classes or tutoring even necessary?  Which is better for test prep: classes or tutoring?  Which students should skip classes in favor of tutoring? What personality types work best for group instruction? Is test prep tutoring ever a worse option than a class? MEET OUR GUEST Dr. P. (Dominique Padurano, M.S., Ed., Ph.D.) founded Crimson Coaching in 2014 to address the educational and socio-emotional needs of students and families.  A solopreneur, Dr. P. herself provides academic tutoring in many high school subjects; prepares students to take tests like the SAT, ACT, and APs; and counsels students and families through the college application process. After teaching for ten years at New York high schools such as Horace Mann and Scarsdale and writing and scoring tests such as the SAT II in U.S. History and AP U.S. History, Dr. P. used her expertise in testing, deep understanding of how teens learn, and passion for a wide range of academic disciplines to serve students' individualized academic needs. Dr. P. earned her A.B., magna cum laude, from Harvard University and her Ph.D. from Rutgers University.  A native Long Islander, Dr. P. loves open water swimming in the summer, salsa dancing in New York City, and spending time with friends and family. Dominique can be reached on Facebook, LinkedIn, and info@crimsoncoaching.com. LINKS What Kind of Test Prep is Right for My Teen? RELATED EPISODES HOW TEST PREP TUTORING SHOULD WORK TEST PREP FOR STUDENTS WITH ACCOMMODATIONS WHY REMOTE TUTORING IS HERE TO STAY ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright. Amy Seeley is the president of Seeley Test Pros. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, feel free to get in touch through our contact page.  

Plantopia
APS Leadership: Unified Vision Even in Times of Change

Plantopia

Play Episode Listen Later Aug 15, 2022 32:56


In this episode, recorded live at Plant Health 2022 in Pittsburgh, Pennsylvania, outgoing APS president Dr. Amy Charkowski, and incoming APS president Ron Walcott, join host Jim Bradeen for an engaging conversation wrapped around serving the APS membership, challenges of leading during times of change, and advice for others looking to move up in the organization. The full transcript for this episode can be found here: https://bit.ly/3QLXVpm This episode is produced by Association Briefings (https://www.associationbriefings.com). Special Guests: Amy Charkowski and Ron Walcott.

Top of the Class
#77 Top 25 Environmentalist, Poet and Public Speaker On How to Make a Difference

Top of the Class

Play Episode Listen Later Aug 11, 2022 38:42


#77 Top 25 Environmentalist, Poet and Public Speaker On How to Make a Difference Ft Sarah SyedSummary:Environmentalist, poet and public speaker, Sarah Syed, has developed a method to combat oil spills with orange and pomegranate peels. Along the way she has learned about networking, persisting through challenges and how anyone can help the environment.About Crimson EducationThe Top of the Class is powered by Crimson Education, the world leaders in US and UK university admissions. If you're aiming for top universities, visit the Crimson website to request a free consultation with an Academic Advisor near you. If you want to create an epic academic profile, join Crimson Global Academy where 800+ students are learning APs and A Levels from amazing teachers all over the world.

Under the Cortex
A Paradox in the Field: Mental Health Disorders Among Psychologists

Under the Cortex

Play Episode Listen Later Aug 8, 2022 20:33


It's been estimated that at least one third of the population will experience mental disorders and difficulties in their lifetimes, from anxiety to depression. Those affected can be helped by people working in applied fields of psychological science, such as clinical psychology, counseling, or school psychology. But what do we know about the prevalence of mental health difficulties among psychological scientists themselves—that is, among the same professionals who seek to understand and alleviate suffering in others due to mental disorders?   To speak about mental health among psychologists and paths for future research, APS member Sarah Victor, a clinical psychologist and professor at the Texas Tech University, joined APS's Ludmila Nunes.   

At the Square
Episode #72: Words Create Worlds

At the Square

Play Episode Listen Later Aug 2, 2022 56:22


On this Episode Mike is joined by APS executive director Claire Bishop as they talk with Joe Bednar, registered lobbyist and attorney with Spencer Fane. Joe served nearly seven years as Chief Legal Counsel to the late Governor Mel Carnahan and Governor Roger B. Wilson.  He also served as Special Counsel to former Governor Robert Lee Holden.  

Transformed Sales
Building Effective Regional Sales Teams with Dr. Chad Briscoe

Transformed Sales

Play Episode Listen Later Jul 27, 2022 27:53 Transcription Available


Get Your https://go.transformedsales.com/p3 (FREE GUIDE) to A Build High-Performance Sales Team Highlights [00:47] - The journey to being a scientist who works in a business development and sales role. [06:27] - Following his gut in moving from the technical side of the business to the sales leadership side. [11:18] - How he worked on improving the performance of every business developer in his team. [16:07] - The value of ensuring sales team members are constantly in communication with each other and collaborating. [19:02] - Why sales leaders should embrace and encourage their team members being better in sales than they are. [23:27] - His pride and joy: Seeing drugs he worked on hit the market and impact people's lives. In this episode of the Transformed Sales Podcast, I had a chat with Dr. Chad Briscoe, the Vice President of Business Development- Europe for BioAgilytix, a leading provider of contract bioanalytical testing services with specialization in large molecule bioanalysis. Dr. Briscoe is a seasoned scientific executive with nearly 25 years of experience leading operational and scientific innovation in the bioanalytical and biomarker segments of the pharmaceutical industry. Prior to joining BioAgilytix, Dr. Briscoe was executive director of global bioanalytical science for a large contract research organization, where he was responsible for global laboratory scientific strategy including team leadership and key client relationship oversight.  Today he is a recognized global expert and thought leader in areas including regulated bioanalysis, analytical instrument qualification, and biomarker analysis with immunoassays, flow cytometry, and genomics techniques. Dr. Briscoe is also a sought-after speaker at industry events such as WRIB, the Global CRO Council, Land O' Lakes, Global Bioanalysis Consortium, APA, APS, CPSA, and ASMS, and is often requested to participate in industry forums as a collaborator and mentor. Dr. Briscoe has had a very interesting career. He went from a bench chemist, to overseeing a lab, to going to Europe to become a sales leader. He will share his years of experience and insights on what it takes to be an effective sales leader. Dr. Briscoe will also somehow debunk one of my many sales tips, so this is one episode you'll definitely enjoy and learn tons from. Stay tuned for more! Quotes “In sales, you've gotta give people time” - Chad Briscoe “If it's fighting the battles for your team, or for the customers, or for the operations team that needs to deliver, you can't hang them out to dry when things don't go perfectly with the customers” - Chad Briscoe “If somebody comes in that's not a fit, I think you're doing a favor for yourself and your organization when you make changes that need to happen so people can find the right fit for them” - Chad Briscoe Learn More About Chad Briscoe in the Links Below: LinkedIn - https://www.linkedin.com/in/chadbriscoe/ (https://www.linkedin.com/in/chadbriscoe/) Connect with Wesleyne Greer: Wesleyne's Website - https://transformedsales.com/ Wesleyne on LinkedIn - https://www.linkedin.com/in/wesleynegreer/ Wesleyne on Facebook - https://web.facebook.com/wesleynegreer Wesleyne on Twitter - https://twitter.com/wesleynegreer Email Her at WGreer@TransformedSales.com

Under the Cortex
The July Collection: Five Research Briefs

Under the Cortex

Play Episode Listen Later Jul 20, 2022 23:12


What gives away a deceitful 911 caller who might have committed a crime? From a cross-cultural spin on the classic “marshmallow experiment” to deceitful 911 homicide calls to what true smiles do, new research in APS journals explores a broad range of topics, including visual memory and success. In this episode of Under the Cortex, APS's Ludmila Nunes and Andy DeSoto—both of whom are psychological scientists themselves—discuss five of our most interesting new research papers.  APS members get advance notice of all new research through our This Week in Psychological Science newsletter and may access the complete archive of APS journal articles. Learn more at psychologicalscience.org.

The Assistant Principal Podcast
Just Put the Key in the Door with Maddie Jurek

The Assistant Principal Podcast

Play Episode Listen Later Jul 14, 2022 51:56


Show Notes, Episode 38: Just Put the Key in the Door with Maddie JurekAbout this show:Yay! You finally found time to get into a classroom and do a big observation! You sit down, congratulating yourself for prioritizing, and the teacher and students dive into a lesson on quantum physics. Wait! What? Of course, this is an exaggeration, but most of us have found ourselves tasked with observing a teacher whose content we did not fully understand. We dive into this topic today with our guest, Dr. Maddie Jurek. Notable QuotesDr. Maddie Jurek:“The hardest part for me whenever I went in to observe those lessons, truly, was putting the key in the door and turning the knob to walk into the room. After I walked into the room I realized, I don't have to focus on content here… I am here to focus on instruction, and there is a difference between instruction and content.” “Good teaching is good teaching, no matter the content of the classroom” “One of the most important attributes for an education leader is an attitude of being self-aware” “So often we get tunnel vision of what is going on right here in our schools and I might not be seeing what they are doing in another school that may be something effective that I can do AS n administrator in my building” “We can't make excuses for their past experiences, but we can do our best with what we have now” “I really am not afraid to say ‘I don't know' when I don't know to a teacher” “Don't be quick to make a decision on something if there is doubt creeping in your mind” “Go in with the confidence that you have something to offer. You were hired for a reason” “I always encourage our APs here just to ask questions of their teachers and develop a more conversational rapport” “You have to take the plunge. You have to let yourself be uncomfortable” “Put the key in the door and step in the classroom, because so many times there are so many things that will prevent us from doing that”    Frederick:“One of the switches that I advocate that we flip as administrators is understanding that our role is to grow great teachers. That's how we improve our schools, that's how we support our kids. And to do that, we need to support our teachers every step of the way” “We are asking you to do something important. And how do we know it is important? Because we are investing resources in creating the time for you” “We don't have to do a flywheel for everybody. We can choose a grade level or we can choose a subject area” “Teachers can be feedback junkies, just like students can want stickers on their papers when you hand them back” “The most common practice that I see is that we do Professional Development and then we don't follow up specifically on that PD” “To hear people from buildings that are different than yours, from districts that are different than yours, to hear the perspectives they bring can be really valuable, not because you need to change yours, but you may understand why you do what you do a little bit better” “If you never feel imposter syndrome, you're not pushing your edge” Links:My email: frederick@frederickbuskey.com The Assistant Principal Podcast website: https://www.frederickbuskey.com/appodcast.html Sign up for the daily leadership email: https://mailchi.mp/c15c68e6df32/specialedition Website: www.frederickbuskey.comBlog: www.frederickbuskey.com/blog (reposts of the daily email) 

Fortune's Path Podcast
Bob Batcheler – Growing Your Network with Lean

Fortune's Path Podcast

Play Episode Listen Later Jul 12, 2022 62:25


Bob "Batch" Batcheler shares his secret for growing his consultancy and finding great companies. He gives his services away, and that makes people want more. Batch tells how his initial conversations lead to one of three outcomes: he has no interest (almost never), he knows someone who can help more than him, or he knows how he can help. Batch tells how his free exploration leads to a request for a commitment to an engagement, and how some of those commitments lead to full-time employment. Batch also talks about how product management is a job that requires 30 ways to say no. "Sell what's available today," is one of his mantras for good relationships between sales and product. Batch sells against alternatives rather than the ideal, and knows how to show that his product is way better than alternatives. "You don't have to be perfect, but you do have to be better than what they can do on their own or with another vendor." Batch tells how he handles the CEO who tells him what needs to be done, CEO's who are often leading organizations that lack focus and have limited ability to deliver. Batch talks about the power of focus and why that leads to more value than spreading yourself too thin. Batch enjoys being engaged and solving hard problems, and tells us why he applies Lean principles to his own life. "There's not an organization or an industry that Lean principles cannot transform," says Batch. Finally, Batch struggles with his APS beeping during a power outage.

Command Control Power: Apple Tech Support & Business Talk
Best Of CCP - 009: Welcome new members - part 1 2013

Command Control Power: Apple Tech Support & Business Talk

Play Episode Listen Later Jul 12, 2022 70:15


Thank you to our VIP sponsors! An extended water cooler chat with Jerry, Sam, and Joe, discussing issues facing new ACN members, featuring tips from seasoned pros.   FOLLOWUP: - Gary Hustwit, director of the Helvetica and Objectified documentaries tweeted that the correct pronunciation of Helvetica Neue is "noya" - Command-Control-power "Have you tried restarting?" first generation shirts funded! TOPICS: - hybrid Managed Services offerings; Joe's "Tech Checkup", Sam's "Wellness Visits"; Jerry's offering periodic monthly maintenance to check backups, check disks, run updates; discounted rate when paying for six or twelve months in advance - the advantages of sporting an Apple logo onsite and in public; whether or not to advertise on your car; great sources for logo merchandise aside from the ACN-direct options: Zuse, Queensboro - Apple Professional Services; operating as an arm of Apple; how to get involved with APS? face time with Apple, building a reputation over time - Francois Daumard, formerly heading up Mobile Technology Competency at Apple in the Apple Consultants Network, left Apple a couple of weeks ago to join Fiberlink, sellers of MaaS360, a cloud-based Mobile Device Management (MDM) solution - Apple Remote Desktop frustrations; Jerry coins a phrase for dealing with the black screen of doom: "cleaning the windshield" MEMORABLE LINES: "There's just these big black chunks of blocks and you have to open up a new Finder window and drag it around to have it clean the windshield." – Jerry MENTIONS: - Passenger    

Rise of the Demigods | A Dungeons and Dragons Podcast

The Monster Manual describes Rakshasas as creatures who “employ delicacy and misdirection in their pursuit of dominion over others. Few creatures ever see the fiend in its true form, for it can take on any guise it wants. A rakshasa's true form combines the features of a human and a tiger, with one noteworthy deformity: its palms are where the backs of the hands would be on a human.”We are joined by KP.KP is a creative tackling multiple fields including photography, cosplay, Streaming, TTRPG AP, and published written work. He's currently a permanent cast member of Glenbrook Unhallowed (Tales from the Loop AP), Void (Coriolis AP), and City of Light & Shadow (Fate AP), with many other charity one shots and long term APs under his belt. He's worked with major channels and cons, such as Roll20, Kobold Press, Gen Con, Jasper's Game Day. KP is also a Jasper's Game Day Ambassador, using his space to raise over $10k for charity in the last year.KP strives to use inspiration from his culture as a PoC/South Asian to tell unique stories in all his works, with hopes to inspire those around him to invest in such cultures & their voices. He can be found on Twitter at @KP11Studios.MUSIC"A Truly Powerful Force" by NC Music"Capital City" by Stephane Lorello"Soaring" by Kevin Macleod"Haratanaya Sree" by Veena Kinhal"Return of the Mummy" by Kevin Macleod"Duduk Drone" by Patrick Sainton"Sunset" by Kai EngelKill Every Monster is a 5th Edition Dungeons and Dragons podcast. In each episode, we are joined by a guest to discuss the lore, mechanics, and story potential of classic D&D creatures. We debate tactics for maximizing these creatures in your game, and we ask the ever-important question: are they really a monster?Send us your questions for a future mailbag episode!COMMUNITYDiscordTikTokTwitterRedditInstagramFacebook

Another Podcast Show
FROM THE VAULT: Shorting the Lives of Other Humans | Patreon Only APS #7

Another Podcast Show

Play Episode Listen Later Jul 10, 2022 42:02


This was our Patreon only episode from back in January 2021. We do an extra episode of APS every week only at Patreon.com/AnotherPodcastNetwork Dylan, Nick and Pat are back for another episode of Another Podcast Show. We talk life insurance and that one time Pat couldn't tell someone something very important, Tyra Banks learning salacious phrases for the first time, the pigeon holes certain porn stars can't fly out of, fresh delicious food reviews, and the Witch Corey Feldman. Also on our Patreon find full recaps of Netflix's The Ultimatum & Love is Blind season 1 & 2, Flavor of Love season 1, PLUS an extra episode of Another Podcast Show every week at https://patreon.com/anotherpodcastnetwork ! Follow us on instagram: https://instagram.com/anotherpodcastnetwork Join our Facebook group: https://www.facebook.com/groups/anotherpodcastnetwork Do you like the show Below Deck? We cover it every week here: https://www.youtube.com/channel/UCpgRn46VevjnBrp5A4tgiqw?sub_confirmation=1 Are you a fan of Bachelor Nation? We cover it every week here: https://www.youtube.com/channel/UCkHWXX5Wy4zE9vAh2jiQmRQ?sub_confirmation=1

All Home Care Matters
The Future of Dementia Education

All Home Care Matters

Play Episode Listen Later Jul 8, 2022 78:23


All Home Care Matters was honored to welcome three remarkable guests that all specialize in the field and study of dementia. Each of these guest are Master's trained and educated in dementia.   The first guest, Bettina Morrow obtained a BA of Social Work from Deakin University, Australia, and a Masters in Dementia at the University of Tasmania, Australia. Bettina possesses experience with intellectual and developmental disabilities, child protection, hospital social work and over 16 years in adult protection services with the past seven years as a APS supervisor in Colorado. Bettina has worked in a professional capacity in Australia, England, and USA.   Our second guest, Sarah-Kaye Page is currently inciting change within the aged care industry. She has worked within the aged care industry for the past 9 years in different roles including personal carer, lifestyle coordinator, and dementia consultant. She has also spent almost 20 years in the hospitality industry. She has helped to create face-to-face dementia-specific staff training programs and is currently undertaking her own research. As a qualified trainer and assessor, Sarah-Kaye also holds a Diploma in leisure and health, a Bachelor's degree in Dementia Care, and has recently completed the Masters of Dementia, the first of its kind in the world. Sarah-Kaye's road to her current position has not been straightforward or easy, and she has a passion for ensuring people living within long-term aged care are provided enough stimulating and engaging activities to feel useful, happy, and wanted during their final years. She is about to embark on her P.h.D specialising in lifestyle and recreation programs within aged care systems to provide engaging individualised activities for clients. It is her hope to offer this to the World Health Organisation and Alzheimer's Disease International for inclusion as part of their National Dementia Plan framework.   The final guest, Tim England has been a guest previously and we are always honored to welcome him back to share his knowledge and expertise in the field of dementia. Tim demystifies and destigmatized dementia in the community and advocates for people living with dementia and their families to live well. Being a Dementia Care Specialist, an experienced Educator, an effective Consultant and an Advance Care Planner he encourages others to make a positive difference to people living with dementia in their community. Tim achieves this by sharing information about dementias pathology, the personal impact of dementia, and what can be done to help.

Crump Insights
Life Insurance Underwriting Insight in Today's Challenging Environment

Crump Insights

Play Episode Listen Later Jul 5, 2022 26:50


There are many unknowns in today's environment, and even industry veterans admit they've never seen anything like this. However, one thing is certain: Life insurance underwriting can be challenging if you aren't proactive with your clients. In this episode, Crump Senior Vice-President and Head of Underwriting Chris Cook joins us. Chris offers valuable insight on the impact of Long COVID,  an update on APS requirements, and a cautionary story about the underwriting risks if clients wait.

A Problem Squared
037 = Digital Displays and Digits All Splayed

A Problem Squared

Play Episode Listen Later Jul 4, 2022 47:12


In this episode...   * When does a high five become a low five?   * What is the most efficient digital display?   * And, some any other beesness   Just 18 more sleeps until APS is LIVE at Bluedot - that's between 19:45 - 20:45 on Friday the 22nd July.   Please send in your Bluedot specific questions to the Problem Solving Page including the phrase 'Bluedot'.   You can do this on Twitter too, but it might get lost!   A big shout out to Mr Thing, just because they are fantastic. You can find them on Twitter: @wearemrthing or on their website here: https://www.wearething.co.uk/.   You can also see them at this year's Edinburgh Fringe Fest, and buy tickets for that here: https://tickets.edfringe.com/whats-on/mr-thing-show.   As always, if you've got a problem or a solution, hit us up on our website aproblemsquared.com.   And if you want want even more from A Problem Squared, find us on Twitter and Instagram.  

Clear To Send: Wireless Network Engineering
CTS 293: Cognitive Unified Edge with Arista Networks (Sponsored)

Clear To Send: Wireless Network Engineering

Play Episode Listen Later Jun 27, 2022 73:07


In this episode, Heather Paunet and Ed Chapman from Arista talk about their new product: Cognitive Unified Edge. Arista is making a move in the commercial enterprise space by offering a new product that will let its customer manage the full stack of network equipments: APs, switches, firewalls and WAN appliance. Here are a few […] The post CTS 293: Cognitive Unified Edge with Arista Networks (Sponsored) appeared first on Clear To Send.