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In this episode, Saam speaks to Piragash Sivanesan - Head of Structured Real Estate at Shawbrook Bank.Shawbrook Bank is a UK Challenger Bank. The Structured Real Estate Team look at property development deals over £5m focusing on income producing and bridging loans across residential and commercial assets.Watch the episode to discover how property finance lenders analyse risk vs reward and what every property developer should know when trying to secure large sums of funding.
In this episode of Property People, Saam sits down with Uliana Kuzmis, Deputy Managing Director at Hampshire Trust Bank's Development Finance team.With over 20 years of experience in underwriting, development finance, and credit risk, Uliana is a highly accomplished and energetic credit and real estate specialist. She has led her team to win the Best Development Finance Provider Award at the Business Moneyfacts Awards in both 2023 and 2024 and has been recognised as a Power List winner by Bridging & Commercial and an Elite Women Award winner in 2024.Uliana's leadership style centres on investing in her team, helping them become the best versions of themselves, and trusting them to deliver exceptional results. Passionate about creating a positive and supportive environment, she prioritises mental health and wellness, ensuring her team is equipped with the tools to look after themselves. In this episode, Uliana shares insights into her approach to leadership, her journey in the finance sector, and how Hampshire Trust Bank is striving to reach new heights.
In this episode, Saam speaks to Vanish Patel - successful property investor and developer, master networker and capital raiser. Vanish Patel started his journey towards financial independence in the early 2000's, when he quit his day job to become a full-time property investor. Although working as an IT Contractor in central London enabled him to generate a good income, he knew that owning income-producing assets was the only way to achieve financial independence. Vanish now has two decades of hands-on property experience and is an expert at finding and on-boarding private investors. This superpower has enabled him to accelerate the growth of his property business. He loves helping new and experienced property investors learn how to fast track their journey towards financial independence by finding and on-boarding private investors._______________________________________This episode is sponsored by PLMD Group.PLMD Group is made up of PLMD Development, PLMD Estate Management and PLMD Capital. PLMD Group provide expertise in real estate development combined with asset management. With more than 70 Build to Rent(BTR) properties and £20M+ assets under management, their extensive knowledge of local planning policies have resulted in a strong track record turning liabilities into valuable assets. PLMD also help UK & overseas investors looking for value-add properties and ground-up green developments in the UK residential market, build to rent sector in London & its suburbs.The group delivers value through a fusion of experience, innovative design, imagination, hands-on management and sustainable resources.Find out more about PLMD Group here.
In this episode, Saam speaks to Michael Bristow - CEO of CrowdProperty, the UK's leading specialist property development lending platform.Mike has built an 8-figure personal property portfolio and a portfolio of over 25 PropTech, FinTech and tech businesses with multiple £100m+ exits to date.He was named 'Entrepreneur of the Year' in 2020 and 'Business Person of the Year' in 2022 at the Midlands Business Awards, a national finalist in 'Tech Entrepreneur of the Year' in the renowned Go:Tech Awards 2022.He is also a founding board member of the Innovate Finance 36H Fintech Group and sits on the Pi Labs Investment Committee (Europe's most prolific specialist proptech venture capital fund) as a voting member and is an LP in Funds I, II & III and a mentor to portfolio businesses. _________________This episode is sponsored by PLMD Group.PLMD Group is made up of PLMD Development, PLMD Estate Management and PLMD Capital. PLMD Group provide expertise in real estate development combined with asset management. With more than 70 Build to Rent(BTR) properties and £20M+ assets under management, their extensive knowledge of local planning policies have resulted in a strong track record turning liabilities into valuable assets. PLMD also help UK & overseas investors looking for value-add properties and ground-up green developments in the UK residential market, build to rent sector in London & its suburbs.The group delivers value through a fusion of experience, innovative design, imagination, hands-on management and sustainable resources.Find out more about PLMD Group here.
In this episode of Property People, Saam speaks to Dave Forde - Chartered Construction Manager, Property Developer, Construction Consultant.Dave has 42 years experience across all sectors of the Construction and Engineering industries including industrial, commercial, pharmaceutical, residential, healthcare and rail and for the past 20 years he has been involved in major infrastructure projects in London.Dave also runs a multi-disciplinary chartered consultancy working with construction companies, private clients and property developers and is a property developer with extensive experience completing successful profitable property refurbishments and developments.Watch the full episode to learn some of the major mistakes developers makes when it comes to managing construction as well as some valuable tips to successfully achieve a profitable development project. ___________________________________This episode is sponsored by PLMD Group.PLMD Group is made up of PLMD Development, PLMD Estate Management and PLMD Capital. PLMD Group provide expertise in real estate development combined with asset management. With more than 70 Build to Rent(BTR) properties and £20M+ assets under management, their extensive knowledge of local planning policies have resulted in a strong track record turning liabilities into valuable assets. PLMD also help UK & overseas investors looking for value-add properties and ground-up green developments in the UK residential market, build to rent sector in London & its suburbs.The group delivers value through a fusion of experience, innovative design, imagination, hands-on management and sustainable resources.Find out more about PLMD Group here.
In this episode of Property People, Saam talks to Samantha (Sammi) Gilbank - Regional Account Manager for Central London at Castle Trust Bank, a challenger bank offering savings, mortgages and retail finance. Sammi started her career as a mortgage broker and has since worked for Interbay, Hampshire Trust Bank and now Castle Trust - accumulating a depth of experience in property finance on both the broker and lender side. Unless you're using your own cash to invest in and develop property, which is rare, leveraging the right property finance is vital to purchase property and get deals off the ground.This episode will delve into the details of how lenders operate in today's market and what they like to see when working with investors and developers - so that you can equip yourself with the knowledge to secure the finance you need and do more deals. EPISODE SPONSORThis episode is sponsored by PLMD Group.PLMD Group is made up of PLMD Development, PLMD Estate Management and PLMD Capital. PLMD Group provide expertise in real estate development combined with asset management. With more than 70 Build to Rent(BTR) properties and £20M+ assets under management, their extensive knowledge of local planning policies have resulted in a strong track record turning liabilities into valuable assets. PLMD also help UK & overseas investors looking for value-add properties and ground-up green developments in the UK residential market, build to rent sector in London & its suburbs.The group delivers value through a fusion of experience, innovative design, imagination, hands-on management and sustainable resources.Find out more about PLMD Group here.MORE CONTENT ON INSTAGRAM!
In this episode of Property People, Saam talks to John Howard - Serial Property Developer & Investor, Mentor, and Angel Investor on Sky's Property Elevator and Property Graduate.John is one of the UK's most experienced property consultants, developers, traders, and investors, with over four decades of experience within the industry.His extensive expertise stems from the sale and purchase of over 4,000 houses, apartments, and developments across the UK: from traditional houses to hotels and large scheme developments. One of John's more recent projects being the £27 million construction of 150 apartments at Ipswich Waterfront.In this episode, John shares how he got started in property and built a portfolio of 4000+ properties throughout an impressive 40 year career._______________________________________MORE CONTENT ON INSTAGRAM!
In this episode, Saam speaks to James Farge - Sales Director at Catalyst Property Finance & Managing Director at HIVE & Partners.James is a property and finance sales professional with over 15 years of experience working on global projects for a range of private and corporate clients. In this video, James shares his interesting story on how he got into property, as well as some useful tips for investors when securing property finance. 00:00 - James Farge Intro02:05 - How James started in property 22:49 - Highstreet banks vs Alternative lenders25:50 - How do lenders deal with a volatile market?29:40 - What do lenders look for when reviewing property finance applications?43:10 - How do lenders deal with investors who run out of time to complete a deal?46:40 - When property finance deals go wrong_______________________________________MORE CONTENT ON INSTAGRAM!
Hayley Andrews is one of the co-founders of Your Freedom Empire - an accredited, National LIS award-winning property training organisation based in the UK. She's been investing since 2002, adopting many different strategies ranging from BTLs, Serviced Accommodation, HMO's, Commercial, Distressed Developments, Lease Options, Rent to Rent, Listed Buildings and Car Parks.She's a multiple business owner, a global property mentor, an International speaker and a regular property expert on SKY TV. She's also been named one of the UK's most inspirational female entrepreneurs, a board member of the Vine Trust Group, and a trustee of three Historic Building Trusts.With over 20 years of property investing experience, Hayley shares her journey into property and the strategy that works best for her.______________________________________MORE CONTENT ON INSTAGRAM!
In this episode, Saam speaks to Paul Stapleton - Buy-to-Let Investor, Off Market Sales Specialist, Public Speaker, Podcaster and Mentor.Paul is a dynamic professional who's turned a passion for sales training and property into an exhilarating 15-year adventure! With an impressive 8-year stint in the property sector, Paul has perfected the art of offering covert selling services that landlords can't resist.Paul is also one part of London's freshest business events, Peak Performance, which brings together some of the coolest experts who spill the beans on priceless advice, motivation, and inspiration for up-and-coming business dynamos.MORE CONTENT ON INSTAGRAM!
In this episode, Saam speaks to Andrew McDonald - Experienced Property Consultant, Property Agent, Coach & Mentor.Andrew is the co-founder of TheCredo.Group, who provide complete property services to stakeholders within property markets, as well as co-founder of Tandem Real Estate - a commercial property consultancy dealing with a wide range of property asset classes in both an acquisition & disposal capacity. Andrew's property experience spans 28 years with clients ranging from major property companies, pension funds and high net-worth individuals. He also owns and operates a successful luxury serviced accommodation business in the Highlands of Scotland (Strathspey Lodge).
In this episode, Saam speaks to Shazad Ahmed - Property Finance Broker, Speaker and Podcast Host.Shaz owns Elan Property Finance and works with investors looking to start, scale or grow their portfolios by arranging short-term (bridging, development and refurb) finance, as well as long-term funding (BTL, HMO, SA, commercial and so on).Shaz can often be found at various property events up and down the country, providing valuable advice and tips to investors. He's also the host of his own podcast, “Where's Shaz” - where he speaks to people in the world of property, finance and business.
In this episode, Saam speaks to Jason Living - aka The Property Expert. Jason is a Chartered Surveyor and Property Investor with over 30 years of experience. He is also the Founder and MD of Argyle Square Properties - which owns and manages a diverse range of residential and commercial property assets and a short-term rental business across Sunderland. Jason has also helped over 1000 investors learn about the property through his training courses and masterminds.
In this episode, Saam speaks to Kris Carpenter - Property Developer, Buy-to-let Landlord and Lettings Agency Owner.Kris has significant experience in residential and commercial property and runs Quattro Property Services - a leading Residential Development Firm in the North working on deals ranging from 1 - 50 units and sites up to £20m GDV.Kris specialises in the purchase, refurbishment and development of rental properties throughout the Yorkshire region, building profitable portfolios for high-wealth individuals.His extensive experience also covers site acquisitions, Permitted Development, fundraising, seeking out development opportunities nationwide (with or without planning permission), and maximising land value for landowners while making a good return for investors. ➡️ Learn more about Quattro Property Services
In this episode, Saam speaks to Andy Graham - Property Developer and Founder of the HMO Roadmap. After qualifying as a physio, Andy realised that career wasn't for him and decided to save up to purchase his first property, which he converted into a five-bed student house. Fast forward 10 years, and Andy has built up a profitable HMO portfolio. He now educates others to do the same via his course, The HMO Roadmap, as well as running a successful mastermind in Sheffield that brings together some of the best minds in property.➡️ Learn more about the HMO Roadmap
In this episode, Saam speaks to Daryl Norkett - Head of Real Estate Proposition at Shawbrook Bank.Daryl has a background in banking, an incredibly profound insight and level of experience in property finance and is a fountain of knowledge when it comes to securing finance in the real estate space.With over 300,000 active and engaged customers, Shawbrook Bank provides highly personalised, practical lending to individuals, businesses and real estate investors. The Shawbrook Property Finance team specialise in Buy-to-Let, Bridging Finance, Commercial Investment and Second Charge Mortgages, and work with a network of intermediaries across the UK.➡️ Learn more about Shawbrook bank
In this episode, Saam speaks to Tej Singh, also known as ‘Tej Talks' - property investor, speaker, mentor and business owner. After buying 15 properties in his first 9 months in property development, building a £1,300,000 portfolio and raising £850,000 of private investor finance, Tej is now buying and building other businesses. Tej shares his valuable experience in property from the highs to the lows, as well as his plans for the future. ➡️ Learn more about Tej: https://tej-talks.com/
In this episode, Saam speaks to Ajay Kapur - an experienced Property Developer and CEO of PLMD Group. Ajay has delivered projects of £50M+ GDV and worked at organisations such as Morgan Stanley, JP Morgan, UBS and Bank of America.As a seasoned property developer and investor, Ajay has a specific focus on urban regeneration and turning low-value assets into high-performing investments. He has been responsible for a series of redevelopment schemes in strategic locations on the outskirts of London and has a proven track record of delivering high-quality developments in locations with increasing economic growth, investment and regeneration.PLMD Group provides expertise in real estate development combined with asset management. With more than 70 Build to Rent(BTR) properties and £20M+ assets under management, their extensive knowledge of local planning policies has resulted in a strong track record of turning liabilities into valuable assets. ➡️ PLMD
People with fibromyalgia are significantly more likely to experience a sleep disorder. On top of that, some particular issues tend to happen when it comes to sleep and fibromyalgia. Last week Tami and her friend, sleep expert Sovann Pen, talked about the importance of sleep for your healing journey and how you can get better sleep. In today's special episode, Tami dives deeper into the specifics of fibro sleep, from research studies to books, supplement recommendations, and more. In this episode, Tami talks about what research shows about the connection between poor sleep and pain, why not getting good sleep can make you feel more hungry and less satisfied after eating, the three ways sleep is different in people with fibromyalgia, different ways fibromyalgia impacts sleep, diagnosing fibromyalgia looking at the alpha brain wave/delta brain wave ratio, the 45% higher incidence of sleep disorders with fibromyalgia, why getting a sleep study done is probably a good idea, medications and supplements that can help you to get more and better sleep, causes and treatment of restless leg syndrome or periodic limb movement disorder (PLMD), sleep is essential for healing, things that can help you to fall asleep, lowering the overactive fight or flight response, increasing the amount of deep sleep you're getting, practices you can try to lower your stress response before bed, and more. The information Tami shares in this episode is just the tip of the iceberg. If you're interested in learning more, consider joining us for our next class of the Certified Fibromyalgia Advisor® training program, where she goes much deeper into sleep and many other topics specific to fibromyalgia. Note: This episode is not meant to be medical advice. Every person and every situation is unique. The information you learn in this episode should be shared and discussed with your own healthcare providers. To learn more about the resources mentioned in this episode, visit the show notes. For daily doses of hope, inspiration, and practical advice, join Tami on Facebook or Instagram. Need a good book to read? Download Tami's books for free. Ready to take back control of your life and health? Schedule a consultation with a Certified Fibromyalgia Coach®.
This is the first part of a more in-depth discussion on sleep and fibromyalgia that I spoke at on November 5th for the virtual Fibromyalgia Care Conference. This week you'll hear an in-depth discussion on restless leg syndrome and periodic limb disorder, which are common in those with fibro, but typically not recognized, diagnosed treated. Today's sponsor, BetterHelp, is here to help you.BetterHelp offers licensed therapists who are trained to listen and help you.Talk to your therapist in a private, online environment at your convenience.A broad range of expertise in BetterHelp's 20,000+ therapists network gives you access to help that may not be available in your area.Go to https://betterhelp.com/cqrfibro for 10% off your first month.
In this episode, our guest is the charismatic, insightful, philosophical, and moving Tim Webb. Tim is the founder of the UK's Oily Cart company todayTim's work in theatre spans many decades and is focused on creating sensory engaging theatre for children with PMLDs or Profound Multiple Learning Disabilities. PLMD is not just those who are neurodivergent such as having an autism spectrum disorder but also includes those who have difficulty speaking, seeing, or hearing as well as those with other physical, mental, emotional or social challenges. The audiences are often very small and the scripts very personal and adaptable. It's truly incredible. To get a good overview of Tim's work I would suggest this article: https://www.theguardian.com/stage/2017/mar/26/tim-webb-director-childrens-theatre-oily-cart-in-a-pickle-q-and-aIn this episode of the podcast, we discuss Tim's history in the field and some of his favorite productions. He discusses his new book that is under contract as well as giving us insight into what he thinks makes this kind of theatre tick -- and what makes TYA effective generally. I had the chance to have a week-long intensive with him as a graduate student at the University of Central Florida, and we discuss some of what I've learned. Tim is a delight to listen to and a fountain of wisdom. I think you'll enjoy listening to him. Audio Engineer: Darius Fletcher | Lumber Beard DesignsTheme Music: Wallpaper by Kevin Macleod
Op het gebied van farmacotherapie bij restless legs syndrome (RLS) en periodic limb movement disorder (PLMD) valt er veel nieuws te leren, ontdekken Daan en Nancy tijdens het lezen van het nascholingsartikel in de nieuwe editie van tijdschrift PiL. Ze bespreken de nieuwste behandelmogelijkheden en gaan o.a. in gesprek met Marjan Beijer, bestuurslid van de Stichting Restless Legs en zelf RLS-patiënte. Verder in deze aflevering: bezorging. Afspraken over het bezorgen van medicatie zijn vaak duidelijk, maar de praktijk blijkt weerbarstig.www.stichting-restless-legs.nl
In this episode, Kathy and I discuss two common conditions that are not usually associated with sleep breathing disorders, but should be. _____________________________________ Show Notes Willis-Ekbom Disease Limb movements and sleep breathing disorder Bruxism and sleep breathing disorder review paper Bruxism and CPAP Ferritin levels and RLS Iron Levels and PLMD in children Dr. David Buchholz podcast Heal Your Headache: The 1-2-3 Program for Taking Charge of Your Pain Glyphosate podcast
Jeremy Alonzi, multi-musicien dans The Experimental Tropic Blues Band, Seasick, Ginger Bamboo ou encore Colonel Bastard, me recevait chez lui, dans sa petite « pièce à musique » pour un entretien d’une heure sur son parcours, son père artiste, son travail dans les instituts pour personnes handicapées et comment tout ça se mélange pour former une belle chose. On y parle aussi de rock'n'roll et de liberté.Le son fait un petit « bzz », un peu, parfois. Avec Jeremy on pense que c’est à cause d’un cable foireux mais c’est pas grave ça se laisse écouter, c’est un super épisode et je te dis déjà merci d’y laisser vagabonder ton oreille.Les liensLe poster de The Experimental Tropic Blues Band dont on parle au début, que j'ai fait avec mon studio de design PLMD et le photographe Grégory DerkenneJe n’ai pas trouvé le lien dont parle Jeremy vers l’interview de son père dans « Intérieur Nuit » mais j’ai trouvé celle-ci sur NOW Magazine.Chevalier SurpriseFacebook de Robert AlonziJohn Spencer sur Nulle Part Ailleurs en 1998Ekphrasis ImageSes projetsThe Experimental Tropic Blues BandGinger BambooColonel Bastard (je te laisse allez découvrir sur Youtube les videos de ce projet foufou)Seasick (à part ce discogs j’ai pas trouvé grand chose)La playlist Spotify avec des morceaux dont on parle durant les émissions.Si l'épisode t'a plu, n'hésite pas à me laisser un mot sur Twitter ou sur la page Facebook de L'EADI ou encore sur ma page Damien AA.Tu peux aussi aider sur le compte Patreon du podcast. Voir Acast.com/privacy pour les informations sur la vie privée et l'opt-out.
It's not hard to imagine someone being diagnosed with ADHD, PTSD, anxiety, insomnia, PLMD, depression or bipolar disorder. But imagine being diagnosed with ALL of those conditions? That's the reality for one U.S. veteran who recently reached out to Distraction looking for help. In this episode he opened up to Dr. Hallowell about his struggles and looks for advice on how to move forward in his life. If you have a question or comment please email connect@distractionpodcast.com or call 844-55-CONNECT. Are you a veteran in crisis? Call the Veterans Crisis Line at 1-800-273-8255. Learn more about our sponsor Landmark College. Have you taken our Listener Survey?
A few weeks ago, I received an interesting email from a podcast listener, who cryptically stated... ..."you could improve sleep also by a simple screening of oximetry to rule out OSA in your adrenal fatigue clients. 30% of OSA patients have OSA unrelated to obesity. Me included and I am 9% body fat. Just something to consider since you are doing a lot of cool but out of the box sleep recommendations. This coming from a fan and a board certified sleep specialist." I have to admit that I did not, off the top of my head, even recall what OSA was, and that it had been some time since I'd personally used a little to measure my blood oxygen saturation. I was also intrigued about the fact that many people who don't sleep well, are constantly tired, or experience adrenal fatigue don't seem to know about this issue, so I asked him what he meant. He wrote back and clarified: "Relating to OSA, I was referring to Obstructive Sleep Apnea Hypopnea Syndrome. I like a more accurate description "sleep suffocation". The issue is totally ignored by Primary Care Physicians, let alone the guys that should be investigating it which should be the cardiologists. 30 percent of OSA patients have no obesity contributing to the problem but have craniofacial development deficiencies. The other 70 percent or so end up developing "sleep suffocation" as obesity sets in. Nearly 80 percent of moderate and severe OSA cases are undiagnosed. This is the lion's share of water that sleep specialists deal with every day. The insomnia cases, ASPS, DSPS, jet lag, RLS, PLMD, narcolepsy and the other sleep disorders take a back seat to this OSA issue. You can't address sleep issues thoroughly without thoughtful discussion regarding OSA." Wow. Now that's something that needed some further digging, so I decided to get this guy on the podcast. His name is Dr. Joseph Zelk and he is the Medical Director of the , which you'll learn more about in this show. In this episode, you'll also discover: -Why many sleep monitoring devices and wearables simply aren't accurate, and how you should really be measuring your sleep... -What a sleep cycle should really look like when it comes to deep sleep vs. light sleep... -Why you should use a pulse oximeter upon waking, and what can it tell you... -How you get OSA, especially if you're a lean active person who eats healthy... -Why more people don't know about OSA, especially physicians... -What you can do to fix OSA... -Are there ways/technologies to measure pulse oximetry all night while you're sleeping? -Which nutrient deficiencies can cause this issue... -And much more! Resources we discuss in this episode: -The - - - Do you have questions, comments or feedback about this hidden sleep killer that flies under the radar? Leave your thoughts at !