Protect Your Assets

On this episode of Protect Your Assets, David Hollander delves into the challenges of generational wealth planning and how to avoid the so-called third-generation curse. Discover the key mistakes that can unravel even the largest estates and learn proactive steps to keep your wealth growing for generations to come. From outdated estate plans to business continuity strategies and tax law changes, this episode covers essential considerations for anyone hoping to preserve family wealth and values. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

With interest rates projected to fall in 2025, many investors are taking a closer look at what they consider “safe” money—particularly bonds and other fixed income investments. In this episode of Protect Your Assets, David Hollander explains how rate shifts may impact the performance of these traditionally conservative assets. You'll also hear a breakdown of key terms to know when reviewing bond holdings and why international diversification is gaining renewed attention this year. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Are you exploring ways to retire early but feeling uncertain about income, savings, or market volatility? In this episode of Protect Your Assets, David Hollander outlines five early retirement strategies that may help you better prepare for the road ahead. From maximizing contributions to tax-advantaged accounts to reassessing lifestyle expenses, discover approaches that could support an earlier transition out of the workforce. Whether you're just beginning to plan or refining your strategy, this episode offers ideas to help you think through your options. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Thinking about retiring or leaving your job? Before you take that leap, there are a few important things to understand. In this episode of Protect Your Assets, David Hollander—also known as The Sandman—walks through what to do before you retire from your job, including how to handle 401(k) vesting, unused PTO, HSAs, FSAs, and healthcare options. If you’ve been wondering how to transition out of your job without leaving money behind, this episode offers helpful insight and questions to consider. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Losing a spouse often means stepping into unfamiliar financial territory at a time when decision-making may feel overwhelming. In this episode of Protect Your Assets, David Hollander, joined by his daughter and Wealth Advisor Claire Hollander, offers thoughtful guidance on how widows can begin navigating their financial life after loss. They explore practical first steps, including organizing key documents, reviewing beneficiary designations, and revisiting your investment strategy to reflect your new needs. Whether you're newly widowed or supporting someone who is, this episode offers a structured approach to addressing financial questions with clarity and care. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

When David’s client Jim was making sandwiches with his eighth-grade daughter, Jessica, he didn’t expect a lesson on bear markets. But her surprising questions led to a deeper conversation about market downturns, retirement, and what it all really means. In this episode of Protect Your Assets, David “The Sandman” Hollander explains key facts about bear markets, shares insights on recent volatility, and challenges listeners with a quiz. Can you beat an eighth grader? From the bull and bear cases to the impact of tariffs and recessions, tune in for a timely look at what’s driving today’s headlines. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

After 25 years on the job, Frank was laid off—and he’s not the only one. With more layoffs happening across the Bay Area, many are left wondering what to do next, especially when it comes to retirement savings like 401(k)s, 403(b)s, or 457 plans. In this episode of Protect Your Assets, David Hollander, The Sandman, shares five key considerations for those facing job loss and weighing their retirement account options. From understanding plan restrictions to exploring rollover choices and potential tax implications, this episode offers perspective on the decisions many are navigating right now. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, David Hollander discusses five key considerations for strengthening your 401(k) in today’s uncertain market. With insights on interest rates, Fed policy, and economic trends, the episode offers practical strategies to help you reassess your retirement planning, reduce risk, and better position your portfolio for the years ahead. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Will Social Security be there when you need it? In this episode of Protect Your Assets, The Sandman, David Hollander, unpacks recent developments, including privatization discussions and new database access. With so many strategies for claiming benefits, understanding your options is key. Tune in for insights on what could be changing in 2025 and what to consider when planning for retirement. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander discusses the role of annuities in navigating market volatility and protecting your wealth. He provides an in-depth look at fixed index annuities (FIAs) and multi-year guaranteed annuities (MYGAs), comparing them to other investment options like CDs. The episode also addresses common myths surrounding annuities, including misconceptions about death benefits and fees. Hollander explains the importance of understanding annuity fees, beneficiary designations, and how they can fit into a diversified investment strategy. Tune in for a clear breakdown of how annuities can be used to protect your retirement and help manage risk. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Markets are shifting—are you ready? With economic uncertainty on the rise, understanding alternative investments is more crucial than ever. In this episode of Protect Your Assets, David Hollander, The Sandman, breaks down how sectors like European stocks, healthcare, and bonds are performing, along with private markets and liquid alternatives that could help manage risk. Through real-world examples and David’s insights, gain a clearer perspective on today’s evolving investment landscape. Don’t miss key takeaways that can help you stay ahead in a rapidly changing economy. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, David Hollander, The Sandman, wraps up the Retirement Boot Camp series by exploring how health and wellness impact your ability to enjoy your wealth. Joined by health advocate Sheila Hollander and hyperbaric therapy professional Alex Williams, David shares practical tips on better nutrition, fasting, hydration, and cutting-edge therapies. Later, his daughter Jackie Hollander offers insights on the transformative power of music and festivals for mental and emotional well-being. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/See omnystudio.com/listener for privacy information.

Join David Hollander, aka The Sandman, for the latest episode of Protect Your Assets, where he discusses strategies to help you approach the financial uncertainties of 2025. Explore the impact of inflation, interest rates, and common investment mistakes. Gain insights on aligning your financial approach with the changing landscape. This retirement boot camp episode offers practical information to support your financial planning for the year ahead. Your mission starts now! You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Start 2025 by exploring practical strategies to enhance your financial planning. In this advanced session of our New Year’s resolution financial boot camp, David Hollander, The Sandman, discusses ways to adapt to the changing tax landscape, approaches to Roth conversions, and considerations for retirement income planning. With real-life examples and timely insights, this episode provides valuable tools to help you make informed decisions for the year ahead. Tune in to learn more about opportunities that could align with your financial goals. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Start 2025 by reevaluating your financial strategies. In this episode of Protect Your Assets, The Sandman, David Hollander, explores foundational steps for managing your finances in the new year. From rethinking budgeting approaches to considering retirement goals, this episode offers insights to help you assess your current plans. You'll also hear updates on market trends, property taxes, and ways to adapt to ongoing economic changes. Join us for a practical discussion aimed at helping you feel more prepared for the road ahead. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

When the paychecks stop, it’s important to know where your retirement income might come from. In this episode of Protect Your Assets, David Hollander explores 12 potential income sources for retirees and highlights how different types of income can be taxed. From Social Security to 401(k) withdrawals, real estate income, and even life insurance, David provides insights to help you navigate your options. Listen in for practical tips on approaching retirement income with confidence. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

What if your next chapter involved following your passion and even making a movie about it? This week on Protect Your Assets, David Hollander, The Sandman, dives into a fascinating discussion with Sam Ball, director and co-founder of Citizen Film. Together, they explore Sam's latest documentary project, Racing on the Spectrum, which highlights the remarkable journeys of professional race car drivers on the autism spectrum. Discover how these drivers turn their unique traits into strengths on the track and how their stories challenge stigmas and celebrate individuality. Plus, learn how you can support impactful projects like this through charitable giving and tax-efficient strategies as the year draws to a close.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/    See omnystudio.com/listener for privacy information.

This week on the Protect Your Assets Market Briefing, David Hollander, a.k.a. The Sandman, breaks down the market's latest movements, from equities taking a breather to bond yields climbing and oil prices dipping below key support levels. With inflation, tariffs, and a new government driving uncertainty, David shares insights on what to expect as we approach year-end and head into the first quarter. He also addresses common concerns about tariffs and explains why they may not have the long-term impact you fear.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.     Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, David Hollander, known as The Sandman, examines the 4% rule—a popular approach for retirement withdrawals that's been widely used for years. With today's changing market conditions, he explores why relying solely on this rule may present risks for some retirees. David discusses how shifts in interest rates, inflation, and market volatility could impact this strategy and shares considerations to help you evaluate your retirement plan. Whether you're approaching retirement or already there, tune in for insights into building a retirement income plan that aligns with today's financial landscape.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this Protect Your Assets Market Briefing, David Hollander unpacks the market's strong response to recent election results, with record highs and significant gains across the S&P, Nasdaq, and Dow. David delves into how these shifts—and the Fed's latest rate cut—could impact your income strategy. He also discusses the importance of staying invested despite political cycles and the role of a diversified portfolio.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.     Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

With healthcare costs on the rise, managing Medicare choices has become increasingly important. In this episode of Protect Your Assets, David Hollander, also known as The Sandman, explores Medicare changes and considerations for 2025. Whether you're approaching Medicare age or already enrolled, join us to understand how different plans and coverage options might impact your healthcare expenses. From Medicare Advantage plans to income-based premiums, this episode offers valuable insights into navigating Medicare decisions. Tune in to get a clearer view of what's ahead and how you might adjust your plan to suit your needs.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this Halloween-themed episode of Protect Your Assets, David Hollander—aka The Sandman—pulls back the curtain on some of the spookiest financial tricks lurking in today's market. Beware of “zombie” stocks, haunting tax traps, and the chillingly common pump-and-dump schemes that could leave your portfolio looking like a ghost town! David shares tales of real-life financial frights and offers tips to help you keep your money safe from the ghastly pitfalls that might be hiding around the corner. Listen in…if you dare…to get insights that might just keep your financial nightmares at bay.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

Are you thinking about moving on to a new job or considering retirement? Don't rush into this big decision without understanding what happens to your benefits. In this episode of Protect Your Assets, David Hollander covers everything you need to know before making the leap. From understanding your 401(k) and health savings account to managing unused PTO and deciphering vesting schedules, this episode will guide you through the steps to help protect your hard-earned benefits.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, David Hollander discusses key aspects of retirement planning as a couple prepares to retire in 2025. From questions about liability and income to concerns about underinsurance, David highlights some of the challenges they faced while reviewing their financial plan. This episode offers insights into the kinds of issues people may encounter when planning for retirement and the potential impact of market changes. Listen to gain a better understanding of how to approach your own retirement strategy.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/    See omnystudio.com/listener for privacy information.

In this week's Protect Your Assets podcast, David Hollander explores important actions to evaluate as you approach retirement. With markets at an all-time high and potential volatility ahead due to the upcoming election, now may be a good time to review your portfolio. David discusses common challenges retirees face, including how market drops can impact retirement timelines. He also provides insights into tax-efficient strategies and how to assess your 401(k), real estate, or stock positions. Tune in to hear key considerations for managing your retirement savings effectively.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

What can the world of sports reveal about smart retirement planning? In this episode of Protect Your Assets, David "The Sandman" Hollander shares five key takeaways inspired by the return of football. Whether you're a college or professional sports fan, these observations offer useful parallels between sports strategy and managing your retirement. Listen to explore potential ways to adjust your financial approach and navigate your retirement years.    You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this episode, host David Hollander, aka The Sandman, delves into the critical ways the 2024 presidential election could affect your financial future. With over 30 years of experience in tax, legal, and financial planning, David explores the potential market volatility, investment risks, and changes in tax policies that may arise depending on the election's outcome. Discover practical strategies that aim to safeguard your assets, make the most of current tax rates, and prepare for a stable retirement amid political uncertainty. Tune in to learn how to navigate these challenging times and ensure your financial plans remain on track.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, David Hollander, the Sandman, dives into the hot topic of gold as it hits a new all-time high of $2,548 an ounce. Should you consider investing in gold right now? David discusses the four essential factors you need to consider before making any decisions. From understanding the market momentum to evaluating the best ways to own and store gold, this episode provides insights for anyone contemplating adding gold to their portfolio. Tune in to learn whether this precious metal is the right investment for you in today's economic landscape.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/    See omnystudio.com/listener for privacy information.

As Monterey Car Week shifts into high gear, The Sandman tackles the important topic of estate planning for car collections. Whether you have a single luxury vehicle or an entire fleet of classics, this episode provides crucial advice on how to help protect your automotive assets. David Hollander discusses strategies to help avoid probate, manage taxes, and make sure your vehicles are passed down according to your wishes. Tune in to learn how to plan for the future of your car collection and keep your passion rolling for years to come.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

Join David Hollander, known as The Sandman, on this week's episode of Protect Your Assets, where he explores the intriguing parallels between dating and hiring a financial advisor. Just like dating, finding the right financial advisor involves chemistry, compatibility, and trust. David will guide you through essential questions to ask when considering a financial advisor, helping you avoid common mistakes and make informed decisions. Whether you're thinking about retirement, managing your investments, or simply looking to enjoy your golden years with less financial stress, this episode provides advice that may help. Tune in to learn how a good advisor can assist you in navigating the complexities of retirement and planning for a more stable future.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/    See omnystudio.com/listener for privacy information.

Thinking about retiring in the next six months? Join David Hollander, The Sandman, on this episode of Protect Your Assets as he unveils the top five things to do before taking that big step. David will guide you through essential strategies to help you transition into retirement. From tax-efficient investments to healthcare planning, this episode is packed with actionable advice to help you retire with confidence. Don't miss out on these tips—tune in now!  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

Join David Hollander, also known as The Sandman, in this informative episode of Protect Your Assets, where he shares insights on traveling at a discount. With over 30 years of experience in tax, legal, and financial planning and having visited over 85 countries, David offers practical tips to help retirees make the most of their travel budget. Learn about leveraging a strong dollar, finding airfare sweet spots, saving on accommodations, and connecting with locals for a richer travel experience. Whether you're considering a trip to Argentina, South Africa, or Europe, David's advice could help you enhance your retirement travels and help prevent overspending. Tune in for tips and start planning your next adventure today!  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander, also known as The Sandman, explores the critical aspects of Social Security that every retiree should be aware of. Are you planning on collecting Social Security? Will the benefits you've been anticipating be there when you need them? Learn about strategies to potentially increase your Social Security income, the importance of your full retirement age (FRA), and the latest updates from the Social Security trustees' report. Whether Social Security is a major part of your retirement plan or just an additional source of income, this episode offers insights to help you make informed decisions.    You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/    See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, The Sandman discusses how to prepare for a comfortable retirement. Through the story of a client named Mark, David highlights the importance of comprehensive financial planning, addressing concerns about savings, healthcare costs, and long-term care. Learn practical steps to help make sure your retirement plans stay on track and avoid common financial pitfalls. Tune in for advice on navigating the complexities of retirement planning.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/    See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander, also known as The Sandman, dives deep into the latest scams that could potentially threaten your hard-earned money. With the rapid advancement of AI and other technologies, criminals are finding new, creative ways to steal from unsuspecting victims. Joined by Chief Jeremy Bowers of the Piedmont Police Department, David discusses how these scams work, shares real-life stories, and provides crucial tips on how to help protect your finances. Tune in to learn about the newest tactics crooks are using, from check cooking to voice printing and celebrity impersonation scams, and how you can stay one step ahead.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander dives deep into one of the most critical financial decisions you'll ever make: turning your pension or retirement fund into a lifetime income stream. David explains why the choice you make may be irrevocable and how it can impact you and your family's future. From understanding different pension options to creating a self-managed pension plan, David provides insights to help you potentially avoid costly mistakes. Whether you're nearing retirement or planning ahead, don't miss this essential episode to help guide your financial future. Tune in to learn how to create a stable, predictable income for the rest of your life.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this market segment, The Sandman tackles the recent market volatility and its implications for your retirement strategy. With the Dow Jones, S&P, and Nasdaq showing mixed performances, and short-term interest rates at their highest in 20 years, The Sandman emphasizes the importance of diversification. Tune in to gain insights on maintaining a balanced portfolio, especially if you're nearing retirement, and learn how you can help yourself protect your income and future in uncertain times.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander delves into the "100 Days of Darkness," comparing the early days of parenthood to the initial phase of retirement. He discusses the challenges faced by new retirees and offers practical steps to navigate this transition. You'll also hear from a caller dealing with complex family trust issues, showcasing real-life scenarios handled with professional advice. David covers essential components of a successful retirement plan, including investment strategies, income generation, healthcare, and estate planning. Tune in for valuable insights and advice to help make your retirement years truly golden.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander explores the diverse personalities you'll encounter in retirement. From the superhero volunteer to the tireless mover, David walks you through nine unique types of retirees, sharing valuable lessons each one offers. Whether you're just entering your golden years or planning ahead, this episode provides insights on how to navigate retirement with more confidence and purpose. Tune in to discover which type you might be and learn strategies to help make your retirement fulfilling.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/    See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander dives into the pressing issue of long-term care and its financial impacts. With a personal story about his friend John's elderly mother facing unexpected health challenges, David highlights the struggles many face when sudden health issues arise, leading to long-term care needs. This episode is particularly valuable for those with elderly parents, as David outlines five strategies to manage and finance long-term care to avoid draining life savings. From navigating veterans' benefits to exploring insurance and legal options, join us to learn how to help protect your family's financial future against the high costs of health care.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

Delve into a tumultuous week for the financial markets, marked by significant fluctuations across major indices, in this Protect Your Assets market segment. The Dow Jones remained stagnant, while the S&P 500 and Nasdaq experienced sharp declines of 3% and 5.5% respectively. Host David Hollander discusses the underlying factors influencing these shifts, including the latest Fed decisions on interest rates, which defy market expectations for reductions this year. Tune in as he analyzes the impact on bonds and the implications of recent geopolitical tensions in the Middle East on oil prices. Join David as he also explores the broader trends shaping market behavior, including a historical perspective on average returns and pullbacks since 1930, setting the stage for what investors might expect in the coming months.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode, David Hollander, aka The Sandman, dives into the crucial considerations for Americans reaching the retirement milestone of 65 in 2024, a record-setting year known as "Peak 65” or the “Silver Tsunami.” Highlighting the broad implications on Social Security, healthcare, and caregiving, David offers advice on legal status changes, Medicare enrollment, protection against financial scams, and the importance of preparing for retirement through diverse income streams and careful planning. The episode combines vital financial, legal, and health care information with actionable insights, emphasizing the need for early preparation and informed decision-making as one approaches this significant life milestone.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/    See omnystudio.com/listener for privacy information.

Dive into a standout week for the financial markets with The Sandman in this Protect Your Assets market segment. With the Dow, S&P 500, and Nasdaq all posting significant gains, and the S&P 500 hitting a notable milestone at 5234, The Sandman explores what's fueling this surge. Discover the impact of the latest FOMC meeting, where the Fed's decisions and economic projections hint at an optimistic future with potential rate cuts on the horizon. We'll also cover global central bank actions, from the Swiss National Bank's surprise rate cut to the Bank of Japan's rate increase—their first in 17 years. Plus, delve into the real estate market's inflation-defying jump and what the positive manufacturing outlook and stable jobless claims mean for the economy.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander explores strategies for possibly creating tax-free retirement income for business owners. Joined by insurance professional Tracy Tamura and Bill Poate of Friedmans Appliance, they delve into the risks business owners face and how to help protect and enhance employee and personal financial wellbeing. Discover insights on employee retention, wealth creation, and the transition of businesses to future generations. Plus, learn about the success behind Friedmans Appliance's employee ownership model.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this market segment, dive deep into the latest financial currents with David Hollander as he dissects an eventful week on Wall Street. Despite a stagnant Dow and a slight dip in Nasdaq, we saw gains in oil and signs of resilience in the bond market. Reflecting on the tumultuous aftermath of Silicon Valley Bank's collapse a year ago, The Sandman emphasizes the transformative journey from a bear to a bullish market reminiscent of the 90s. With inflation's persistent heat and the Federal Reserve's stance on interest rates, he unravels the complexities behind the recent economic data, including the surprising CPI and PPI reports.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Join David Hollander, also known as The Sandman, in this episode of Protect Your Assets as he breaks down what you need to know about your 401(k). With years of experience in tax, legal, and financial planning, David discusses the importance of being aware of fees, making informed investment choices in fluctuating markets, and managing the stress that comes with 401(k) decisions. Learn about the potential for hidden fees in your plan and how to investigate them, the reality of market volatility, and options for better managing your retirement savings. If you have questions about your 401(k) or want to get a clearer picture of how to handle your retirement planning, this episode offers a straightforward look at what you can consider doing.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

In this market segment, The Sandman delves into the latest financial trends as the labor market begins to show signs of slowing, impacting the stock market for another week. He observes mixed performances across major indexes with the Dow dipping, the S&P 500 slightly up, and the Nasdaq experiencing a decline. Despite these fluctuations, international markets like Europe's show strength. The Sandman also unpacks recent jobs data suggesting a cooling labor market, which could be a silver lining for inflation concerns. Additionally, he explores the potential for interest rate cuts by major central banks in response to changing inflation expectations, and what this means for investors globally.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode, David Hollander, also known as The Sandman, takes us through the complexities of managing taxes with the deadline of April 15th looming. With the national debt hitting $34 trillion, it's more important than ever to be informed about how taxes impact retirement planning. David, with his 30 years of experience, discusses 10 strategies for potentially reducing your tax burden if you're nearing or in retirement. Whether you're curious about how to better prepare your taxes or interested in exploring ways to be more tax-efficient, this episode offers insights and considerations. From debunking common myths about Social Security and taxes to providing a closer look at the implications of the national debt on future taxation, tune in for a thoughtful exploration of tax planning for retirees.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

Dive into the latest financial market updates where The Sandman highlights the S&P 500's new record, movements in the Dow, Nasdaq, oil, and gold prices. This market segment zeroes in on critical market indicators, the VIX and SKEW indexes, explaining their importance in forecasting market trends and assessing investor sentiment. The Sandman also unravels the implications of these indicators for managing investment risk and strategizing in the current economic climate.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode of Protect Your Assets, host David Hollander unpacks the complexities of fixed indexed annuities amidst a soaring stock market. As the S&P 500 reaches unprecedented highs, listeners are eager to participate in the gains without risking their entire investment. David addresses the mixed sentiments surrounding annuities, often seen as a financial enigma, by separating myths from facts. He introduces five strategic ways to invest in the market, with a special focus on fixed-indexed annuities as a tool for protecting against loss while still capturing potential upsides.   Additionally, David explores the impact of interest rate changes, the concept of MYGAs (multi-year guaranteed annuities), and how annuities may be beneficial for your financial planning. Whether you're considering entering the market, seeking to protect your gains, or curious about annuities, this episode offers valuable insights into making informed decisions in a volatile market environment.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/  See omnystudio.com/listener for privacy information.

This market segment explores the phenomenon of "platinum-locks," a new market high surpassing the traditional "Goldilocks" phase. Amidst the Dow Jones and S&P 500 reaching historic levels, David Hollander, also known as The Sandman, navigates the fine line between embracing market optimism and acknowledging the inevitable risks. He reviews recent market performances, including the impact of Nvidia's earnings surprise, and dissects investor sentiment through various indicators. With a balanced view on the bullish and bearish arguments surrounding current valuations, The Sandman emphasizes the importance of cautious investment strategies.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.