Podcasts about Creditor

Eric Fine, Portfolio Manager and Head of Active Emerging Market Debt at VanEck, joins Tellimer CEO Duncan Wales to unpack how emerging markets have evolved from cyclical shock-takers to structural beneficiaries in a world where fiscal dominance is increasingly a developed-market issue. The conversation dives into the transformation of EM policy credibility, the rise of local-currency markets, and the shifting dynamics of reserve management driven by sanctions, gold accumulation, and the growing influence of CNY. They also explore the surge in EMFX, the balance between local and hard-currency debt, and where the most compelling opportunities — and risks — sit as investors prepare for another potential wave of EM inflows.The Emerging Markets Podcast by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tellimer⁠ – Emerging Markets, Connected. Check out the full Tellimer offering ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.The Emerging Markets Podcast dives into a range of topics in the emerging and frontier market world including investment themes, debt restructuring, elections, and geopolitical tensions.DISCLAIMERThis podcast is provided for information purposes and represents the personal opinions of the speakers. It is not an offer or solicitation for investment in any securities, nor should it be regarded as investment advice. Tellimer Technologies Limited does not offer or provide advice and no mention of a particular security in this podcast constitutes a recommendation to buy, sell or hold that or any security, portfolio of securities, or enter any transaction or investment strategy. Nor is any such mention an indication that any investment is suitable for any specific person.For more information, please visit ⁠⁠⁠⁠⁠Tellimer.com⁠⁠⁠⁠⁠. 

In this time-sensitive episode,  Certified Financial Planner™ and GA pilot Tim Pope unpacks the new Market-Based Cash Balance Plan (MBCBP) for American Airlines pilots ahead of the December 15 opt-in deadline. He explains how the plan captures NEC spillover beyond 401(k) limits, who qualifies, and how it differs from other carriers.What You'll Learn from This EpisodePlan Basics: How the MBCBP captures NEC spillover when 401(k) limits are hit—by percentage caps or dollar thresholds.Spill Cash Thresholds: When to expect spill cash based on whether you max your 401(k) (key earnings markers: $264k vs. $360k).3-Year Election Window: How American's election differs from Delta, United, and Southwest—and offers added flexibility.Planning Flexibility: When opting out or in may make sense.Investment Gaps: Why lack of allocation transparency can hinder holistic planning with outside advisors.401(k) vs. MBCBP: Key differences in investment control, Roth conversion flexibility, and contribution mechanics.Creditor & Beneficiary Rules: Features that are consistent between this plan and your 401(k).Roth Strategy Fit: How the MBCBP can indirectly support Roth conversions by freeing up tax-free shelf-space elsewhere.Use Case Thinking: This plan isn't good or bad—it's a tool that must align with your financial phase.Deadline Reminder: Election closes December 15, 2025—locked in (or out) for three years.Resources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

Probate, HOA Dues, and the Creditor Claim Process

Civil society organisations call for governments to prioritise climate justice, reduce debt distress, and tax billionaires and dollar millionaires. The G20 summit will be the first hosted on the African continent and will host dignitaries from the wealthiest countries in the world., Sakina Kamwendo spoke to Deputy Director at Oxfam in Africa, Daile Judge.

Marty sits down with Robert from Infranomics to discuss the Fed's recent revelation that hedge funds hold $1.8 trillion in U.S. debt through the basis trade, the hidden leverage threatening Treasury markets, and why Bitcoin remains the only sound asset in an era of debasement and rising populism. Infranomics Linktree: https://linktr.ee/infraa_ STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Bitkey https://bit.ly/TFTCBitkey20 Unchained https://unchained.com/tftc/ Obscura https://obscura.net/ SLNT https://slnt.com/tftc CrowdHealth https://www.joincrowdhealth.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

Tired of constant calls and threats from collectors? Bankruptcy attorney Kim Covington breaks down how federal protections work, what rights consumers have, and how Albany residents can regain peace of mind.Visit https://www.kimcovington-bankruptcylawyer.com/ Law Office of Kim Covington City: Eugene Address: 207 East 5th Avenue Website: https://www.kimcovington-bankruptcylawyer.com/

This conversation provides a comprehensive overview of third party rights and contract discharge in contract law. It explores the roles of third party beneficiaries, the distinctions between intended and incidental beneficiaries, and the processes of assignment and delegation. The discussion also covers the various ways contracts can be discharged, including mutual agreement, unforeseen events, and operation of law, while emphasizing the importance of intent and the implications of these concepts for legal analysis and exam preparation.In the realm of contract law, third-party beneficiaries play a crucial role, often extending the reach of a contract beyond the original parties involved. Understanding the nuances of intent and vesting is essential for anyone navigating this complex area, especially when preparing for exams or dealing with real-world legal scenarios.The Role of IntentThe concept of third-party beneficiaries hinges on the intent of the original contracting parties. For a third party to have enforceable rights, the original parties must have specifically intended to benefit this outsider. This intent is the cornerstone that differentiates an intended beneficiary from an incidental one. An intended beneficiary is someone the contract was designed to benefit, granting them the right to enforce the contract in court. In contrast, an incidental beneficiary merely benefits as a side effect and lacks enforceable rights.Intended vs. Incidental BeneficiariesThe distinction between intended and incidental beneficiaries is pivotal. An intended beneficiary can sue for performance or damages if the contract is breached, while an incidental beneficiary cannot. For instance, if a restaurant contracts with a supplier, and a nearby boutique benefits from increased foot traffic, the boutique is an incidental beneficiary. They cannot sue if the supplier fails to deliver, as the contract was not made for their benefit.Creditor vs. Donee BeneficiariesOnce a third party is identified as an intended beneficiary, they are further categorized as either a creditor or a donee beneficiary. A creditor beneficiary arises when the contract is made to fulfill a pre-existing obligation to the third party. For example, if Alice owes Carol $1,000 and contracts with Bob to pay Carol directly, Carol is a creditor beneficiary. She can sue Bob if he fails to pay, but she can also sue Alice for the original debt.Conversely, a donee beneficiary is intended to receive a gift, with no pre-existing obligation involved. Life insurance policies often illustrate this, where the insured contracts with the insurer to pay a beneficiary upon their death. The beneficiary, in this case, can sue the insurer but not the estate of the deceased.Triggers for VestingVesting is the process by which a third party's rights become legally enforceable, preventing the original parties from altering the contract without the beneficiary's consent. Rights can vest in three main ways: the beneficiary assents to the contract, detrimentally relies on the promise, or sues to enforce the contract. Before vesting, the original parties can modify or cancel the contract, but once vested, the rights "lock in."Navigating the ComplexitiesUnderstanding the intricacies of third-party beneficiaries, from intent to vesting, is vital for anyone dealing with contracts. Whether you're a student preparing for exams or a professional handling legal agreements, grasping these concepts ensures you can effectively navigate and apply contract law principles.Subscribe NowStay informed and deepen your understanding of contract law by subscribing to our blog. Don't miss out on future insights and analyses that can give you the edge in your legal studies.contract law, third party rights, contract discharge, beneficiaries, assignment, delegation, legal analysis, exam preparation

For 34 years, Japan held one of the most prestigious titles in global finance: the world's top creditor nation. This meant Japan owned more assets in other countries than foreigners owned in Japan, holding the biggest net positive balance in "net external assets". But that long-standing record has been broken, as Germany quietly climbed to the top of the ladder.Tune in as we explain this massive $3.7 trillion shift. The surprising twist? Japan's net external assets actually hit an all-time high in 2024Support ALL IS MONEY

Gijs de Reuver, managing director in Houlihan Lokey's restructuring team, discusses the erosion of creditor protections in Europe and the subsequent rise in creditor-on-creditor violence on the latest edition of the Debtwired! Podcast. Gijs also touches on recent high-profile restructuring court decisions in the UK and the role of CDS in restructuring.

This episode is Part 2 of a two-part series. In this follow-up episode of Senior Matters, host dig deeper into the probate process in Idaho. They cover how probate protects against unknown debts, why personal representatives can be personally liable, and how to close an estate formally or informally. You will also learn practical ways to avoid probate through beneficiary designations, small estate strategies, and revocable living trusts. If you are planning your estate or managing a loved one's, this episode gives you tools to protect assets and reduce stress. To listen to the first episode, find What Really Happens When Someone Dies at  

In order to forgive others, you must... Put the Fellowship of Your Faith into Practice (v 17) Charge the Debt to Your Own Account (vv 18-19a) Realize that You are Fundamentally a Debtor, Not a Creditor (v 19b) Let Your Forgiveness Refresh the Hearts of Others (v 20) Obey Beyond the Minimal Requirement (v 21) Remain Accountable to Others (vv 22-24) Rely on the Grace of the Lord Jesus Christ (v 25) You can watch this message here.

Many student loan borrowers are falling behind again, and the impact is more than financial.A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you're feeling the weight of repayment, you're not alone. Neile Simon joins us today with practical steps to help you regain control.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.Major Changes in Federal Student Loan RepaymentIn early July, sweeping legislation restructured federal student loan repayment options. Borrowers now face only two choices:Standard Repayment Plan: Lasting 10 to 25 yearsRepayment Assistance Plan (RAP): A 30-year plan with payments based on 1% to 10% of the borrower's income, with a minimum of $10 per monthWhile RAP may seem like a helpful tool, the new law eliminated borrower-friendly plans such as the SAVE plan and many income-driven repayment options. For borrowers who are unemployed or experiencing hardship, this is a significant loss. The end of pandemic-era protections, including deferments, has left many unprepared and falling behind.Adding to the challenge, federal collections resumed on May 5, signaling a firm end to COVID-19 relief. The result? A wave of financial instability.The Credit Score CrisisThe fallout from these changes has been swift and painful. According to AP News, in the first quarter of this year alone:Over 2.2 million borrowers experienced a credit score drop of more than 100 points.Over 1 million borrowers experienced a decrease of more than 150 points.This sharp decline has made it difficult for individuals to secure new credit. Car loans, mortgages, and even rental approvals are now being denied. With limited disposable income, many are forced to choose between paying rent, student loans, or credit cards.More people are relying on credit cards just to cover essentials like groceries and gas. It's a cycle that only deepens their debt and financial stress.How Credit Counseling Can HelpWhile Christian Credit Counselors doesn't directly manage student loans, they play a vital role for those overwhelmed by mounting credit card balances. Neely explains how nonprofit credit counseling agencies bring clarity and relief:One-on-One Counseling: Certified counselors review your debt, income, and budgetDebt Management Plan (DMP): Unsecured debts are consolidated into a single monthly paymentCreditor Negotiation: Lowered interest rates (often between 1% and 12%), reduced monthly payments, and elimination of late feesCommitment to Repayment: This is not a loan, bankruptcy, or debt settlement. You repay your full debt—just through a simplified plan.It's a way to honor your commitments while regaining control. And once enrolled, your interest rates remain fixed throughout the program.If you're feeling weighed down by debt, don't wait. Take an honest look at your budget, explore your options, and don't hesitate to reach out for help. You may feel stuck, but there are real solutions—and people who care.Christian Credit Counselors is here to walk with you, offering biblical guidance and practical solutions to help you achieve debt freedom. Visit ChristianCreditCounselors.org to connect with a certified credit counselor today.On Today's Program, Rob Answers Listener Questions:I've paid off my credit cards and car—praise God! Now I'm wondering how to balance my emergency fund and regular savings. How much should I aim for in each?I'm reinvesting the interest from a CD. Since I'm not withdrawing the money, do I still need to tithe on the interest?My wife is turning 65 but hasn't earned enough credits for Social Security on her own. Can she start receiving spousal benefits now—and how will that affect her survivor benefits down the road?I'm debt-free and contributing 15% to my 401(k), but I only have two months of emergency savings. Should I pause my retirement contributions to build up my emergency fund?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Michael Hudson is Distinguished Research Professor of Economics at the University of Missouri, Kansas City and President of the Institute for the Study of Long-Term Economic Trends. He researches domestic and international finance, the history of economics, and the role of debt in shaping class stratification, among many other topics. This is Michael's fifth appearance on the show. He was also a guest on episode 180, where he and Robinson discussed neoliberalism, industrial capitalism, and the rentier economy, and on episode 198, where they discussed Marxism, economic parasites, and contemporary debt cancellation. He has also joined with Richard Wolff. In this episode, Michael and Robinson discuss how the Crusades shaped the future of economics, the role of economics in political history, the current budget of the Republicans, problems with social security, the effects of AI on economics, and more. Michael's most recent book is Temples of Enterprise (ISLET, 2024). Michael's Website: https://michael-hudson.comTemples of Enterprise: https://a.co/d/a3c53dmOUTLINE00:00:00 Introduction00:00:37 Why Historians Missed How the Crusades Shapes Economics00:10:39 What Motivated the Crusades?00:20:09 The Problem of Financing Wars00:29:23 How The Roman Catholic Church Invented Financial Interest00:40:08 Importing Jewish Merchants to England00:45:12 The Intolerance of the Catholic Church00:48:51 The Origin of Roman Catholic Indulgences00:58:39 Using Indulgences to Finance the Crusades01:05:54 Neglecting the Role of Economics in Political History01:15:43 Finance as the Central Planning Power of Governments01:18:17 What's Wrong with the Republicans' Budget?01:19:48 The Dark Problem with Social Security01:26:40 The Conflict Between Finance and Democracy01:37:19 How the 1 Percent Don't Contribute to the Economy01:38:40 How Will AI Impact the Future of Economics?01:45:55 How Will AI Affect Unemployment Rates?01:54:18 Will the 1 Percent Need People in an AI Future01:58:32 How Will AI Affect the Future of Academia?02:08:59 Papal Financial Control vs The IMF02:19:37 How the Government Favors the Creditor over the Debtor02:23:42 The Difference Between the Chinese and American Economies02:32:37 Global Warming's Devastating Effects on the EconomyRobinson's Website: http://robinsonerhardt.comRobinson Erhardt researches symbolic logic and the foundations of mathematics at Stanford University.

Creditor hierarchy. For "tikkun olam"! For the source sheet, look here: https://tinyurl.com/MishnatGittin For other resources go to https://www.thedailymishnah.com  

A @Christadelphians Video: ### **Video Description:** Join John Martin in this **thought-provoking** Bible talk as he unpacks Jesus' parable of **"The Unforgiving Creditor"** (Matthew 18:21-35). Discover the **wonderful** depth of God's mercy, the danger of withholding forgiveness, and how this teaching applies to our lives today.

In this episode, Evercore's Greg Berube and Carlyle's Joshua Katzeff sit down to discuss the rise of liability management and navigating today's creditor environment.Greg Berube – Senior Managing Director, EvercoreJoshua Katzeff – Head of Special Credits Group, Carlyle© Evercore Inc. 2025 All rights reserved.The material contained herein is intended as a general market and/or economic commentary and is not intended to constitute financial, legal, tax, accounting or investment advice. The information contained in this podcast does not constitute an offer to buy or sell securities from any Evercore entity to the listener and should not be relied upon to evaluate any potential transaction. The information contained in this recording was obtained from publicly available sources, has not been independently verified by Evercore, may not be current, and Evercore has no obligation to provide any updates or changes. This podcast is not a product of Evercore Investment Research and the information contained in this podcast is not financial research. The views and opinions expressed in this podcast are not necessarily those of Evercore and may differ from the views and opinions of other departments or divisions of Evercore and its affiliates. In addition, the receipt of this podcast by any listener is not to be taken to constitute such person a client of any Evercore entity. Neither Evercore nor any of its affiliates makes any representation or warranty, express or implied, as to the accuracy or completeness of the statements or any information contained in this podcast and any liability therefore (including in respect of direct, indirect or consequential loss or damage) is expressly disclaimed.

BUSINESS: Japan loses status as top global creditor | May 28, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

Today's blockchain and cryptocurrency news  Bitcoin is down half a percent at $83,057 Eth is down slightly at $1,830 XRP, is down half a percent at $2.15 FTX will start repaying creditor claims over $50,000 on May 30th Learn more about your ad choices. Visit megaphone.fm/adchoices

What do Bigfoot and credit reports have in common? They're each the subject of many myths.We don't know much about 8-foot furry creatures, but we can dispel some of the folklore about credit and credit reports. Neile Simon is here to help us do that today.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.If you've ever wondered whether closing a credit card boosts your score or if credit counseling hurts your credit, you're not alone. Let's dive into these common misconceptions and separate fact from fiction.Myth #1: Paying Off Debt Instantly Improves Your Credit ScoreIt's a common belief that paying down debt will immediately result in a perfect credit score. However, credit improvement takes time because credit scores are based on your payment history.Reality: Your credit report gives lenders a snapshot of how responsibly you've managed debt over time. Consistently paying bills on time is the best way to build and maintain a strong score—but it won't happen overnight.Tip: Be cautious of anyone claiming they can “fix” your credit instantly. No legitimate company can erase negative (but accurate) information from your credit history overnight.Myth #2: Credit Counseling Destroys Your Credit ScoreMany people worry that seeking credit counseling will harm their credit score.Reality: Enrolling in a credit counseling program is a neutral mark on your credit report and does not directly affect your score. Closing accounts impacts your score, so working with an accredited nonprofit organization is essential to develop a plan that keeps your credit intact. That's why Christian Credit Counselors is the only organization we recommend for credit counseling and debt management. Tip: Avoid paying for expensive credit monitoring or identity protection services. You can monitor your credit for free through reputable sources.Myth #3: Canceling Credit Cards Boosts Your ScoreMany people believe that closing old or unused credit cards is a responsible move, but it can actually hurt their credit scores.Reality: Lenders want to see two or three active credit lines. Closing credit cards reduces your available credit, which can negatively impact your score by increasing your credit utilization ratio (the percentage of available credit you're using).Tip: Keep zero-balance accounts open unless they charge an annual fee. If you must close an account, do so gradually—perhaps one every six months—to minimize the temporary impact on your score.Myth #4: Too Many Inquiries Hurt Your ScoreWhile excessive hard inquiries (when lenders check your credit for a loan or credit card application) can lower your score, not all inquiries count against you.Reality: Credit bureaus recognize rate shopping—for example, when you're comparing mortgage or auto loan rates. If you make multiple inquiries within a 45-day window, they count as one single inquiry, not multiple.Tip: Always shop around for the best loan terms without worrying about multiple hits to your credit score.Myth #5: Checking Your Own Credit Report Hurts Your ScoreMany consumers avoid checking their credit reports because they fear it will negatively impact their scores.Reality: Checking your own credit is a "soft inquiry" and does not affect your score. Only "hard inquiries" (such as applying for a loan or credit card) can impact your score.Tip: Review your credit report every 6–12 months to catch errors or fraud early. Get a free report from AnnualCreditReport.com, the only official site for free credit reports.Myth #6: Credit Scores Are Locked In for Six MonthsSome believe their credit score is only updated periodically, leading to confusion when making financial decisions.Reality: Your credit score is dynamic, meaning it updates as new information is reported—not every six months. Changes in balances, payments, and account activity can impact your score as soon as they are reported by creditors.Tip: If you're working on improving your score, be patient and consistent—your efforts will show over time.Myth #7: If I Pay My Bills on Time, I Don't Need to Check My Credit ReportIt seems logical that paying your bills on time means your credit report is in good shape. But that's not always the case.Reality: 80% of credit reports contain errors. Mistakes like incorrect account information or fraudulent activity can damage your score even if you've never missed a payment.Tip: Check your credit report at least once a year to identify errors and dispute inaccuracies before they hurt your financial standing.Myth #8: All Credit Reports Are the SameMany people assume that if they check one credit report, they've seen them all.Reality: There are three major credit bureaus—Equifax, Experian, and TransUnion—and they all calculate scores differently. Some lenders may pull from only one bureau, while others check all three.Tip: Review reports from all three bureaus to get a complete picture of your credit history and spot discrepancies.Myth #9: A Divorce Decree Automatically Removes You from Joint AccountsDivorce proceedings often divide assets and debts, but that does not automatically separate joint accounts.Reality: If you and your former spouse share a loan or credit account, both of you remain responsible for the debt—even if a court assigns the balance to one person.Tip: To protect yourself, close joint accounts or refinance loans to remove your ex-spouse's name. Simply relying on a court order won't protect your credit.Myth #10: Bad Marks Automatically Disappear After Seven YearsMany assume that negative information automatically falls off their report after seven years, but it's more complicated than that.Reality: Some items, like Chapter 7 bankruptcies, remain on your report for 10 years, while Chapter 13 bankruptcies stay for seven years. Paid-off accounts in good standing can remain for 10 years, which benefits your credit history.Tip: If you have negative marks on your report, focus on building positive credit habits to minimize their impact over time.Myth #11: I Can Pay Someone to “Fix” My CreditCredit repair companies often promise quick fixes, but many of their claims are misleading.Reality: No company can legally remove accurate negative information from your credit report. If a debt is legitimately yours, it will stay on your report until its expiration date.Tip: You can dispute errors yourself for free. Christian Credit Counselors provides free resources and sample dispute letters to help you correct inaccuracies.The Truth About Credit ReportsUnderstanding your credit report and score is essential for financial success. By debunking these myths, you can take control of your credit and make informed financial decisions.Check your credit report regularly for errorsKeep credit card accounts open to maintain a strong scoreShop around for loans without worrying about multiple inquiriesWork with trusted advisors, not credit repair scamsIf you're struggling with credit card debt, Christian Credit Counselors can help. They've helped thousands of people get out of debt 80% faster while honoring their financial obligations.Visit ChristianCreditCounselors.org or call 800-557-1985 to learn more.On Today's Program, Rob Answers Listener Questions:I have a $50,000 home equity line of credit with $40,000 currently owed. I'm in school for one more year and have had to draw $1,000-$2,000 from the line every couple of months to cover expenses. My interest rate is 2.6%. I was wondering if I could use the equity in my home to pay off this debt and get some extra cash to help me through the rest of school.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Credit CounselorsAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Talk to the team at Debt Redemption Texas Debt Relief (210-503-1099) for friendly, approachable service - and you can find yourself debt-free in as little as 24-48 months! Find out more at https://debtredemption.com/debt-relief-in/san-antonio-texas/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/

The small businesses paying the price for free school lunches after the collapse of the main provider Libelle Group. Libelle, which made meals for the government's revamped programme, has gone bust owing more than $14 million to dozens of creditors. Liquidators Deloitte said one of the failed company's biggest problems was scaling up too fast going from making about 17,000 lunches to more than 125,000 a day. Hamilton Company Echo Automation worked on Libelle's production line equipment where the lunches were packaged.Owner Sean Donovan told Lisa Owen he was blindsided by it going bust.

What makes a creditor claim valid in a probate? We do estate planning. We do probate. We do it well. If you are in Washington State and need help, you can get a free strategy session at the link in our bio. #estateplanning #probate #realestate #wealth #trusts #legacy #estatetaxes #lawyer #attorney #taxes #money

For creditor harassment protection services to bankruptcy petition expertise, reach out to the Law Office of Kim Covington in Roseburg, OR! More details at https://www.kimcovington-bankruptcylawyer.com/ Law Office of Kim Covington City: Eugene Address: 207 East 5th Avenue Website: https://www.kimcovington-bankruptcylawyer.com/

église AB Lausanne ; KJV 2 Kings (4 Kings) 4 Now there cried a certain woman of the wives of the sons of the prophets unto Elisha, saying, Thy servant my husband is dead; and thou knowest that thy servant did fear the LORD: and the creditor is come to take unto him my two sons to be bondmen. And Elisha said unto her, What shall I do for thee? tell me, what hast thou in the house? And she said, Thine handmaid hath not any thing in the house, save a pot of oil. Then he said, Go, borrow thee vessels abroad of all thy neighbours, even empty vessels; borrow not a few. And when thou art come in, thou shalt shut the door upon thee and upon thy sons, and shalt pour out into all those vessels, and thou shalt set aside that which is full. So she went from him, and shut the door upon her and upon her sons, who brought the vessels to her; and she poured out. And it came to pass, when the vessels were full, that she said unto her son, Bring me yet a vessel. And he said unto her, There is not a vessel more. And the oil stayed. Then she came and told the man of God. And he said, Go, sell the oil, and pay thy debt, and live thou and thy children of the rest. And it fell on a day, that Elisha passed to Shunem, where was a great woman; and she constrained him to eat bread. And so it was, that as oft as he passed by, he turned in thither to eat bread. And she said unto her husband, Behold now, I perceive that this is an holy man of God, which passeth by us continually. Let us make a little chamber, I pray thee, on the wall; and let us set for him there a bed, and a table, and a stool, and a candlestick: and it shall be, when he cometh to us, that he shall turn in thither. ...

Send us a textJoin us as we sit down with Bankruptcy Attorney, Darin Wisehart, to discuss what you can expect from a Chapter 13 Bankruptcy repayment plan.As a leading divorce, bankruptcy and personal injury firm in Portland, our attorneys provide guidance on custody, alimony, separation, estate planning, and more. Learn what to expect in Oregon and Washington divorce cases and how we can help.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

Send us a textJoin us as we sit down with Bankruptcy Attorney, Darin Wisehart, to discuss how to prepare for the meeting of creditors in a Chapter 7 bankruptcy, and ensure that all runs smoothly not only for the meeting, but for the bankruptcy as a whole.As a leading divorce firm in Portland, our attorneys provide guidance on custody, alimony, separation, estate planning, and more. Learn what to expect in Oregon and Washington divorce cases and how we can help.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

If you're struggling to make your regular credit payments in San Antonio, Debt Redemption Texas Debt Relief (+1-800-971-4060) is here to help! Find out more at: https://debtredemption.com/debt-relief-in/san-antonio-texas/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/ Phone: +1 800 971 4060

With Debt Redemption Texas Debt Relief (+1-800-971-4060) you can get out of debt fast, often in as little as 24-48 months. Talk to the local experts today! Find out more at: https://debtredemption.com/houston-texas/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/ Phone: +1 800 971 4060

Join Chris Willis and his colleague Stefanie Jackman as they delve into the recent amendments to New York City's debt collection rules. In this episode of The Consumer Finance Podcast, they discuss the significant changes, including communication restrictions, validation requirements, and the expanded coverage to include creditors. Learn about the implications for both creditors and debt collectors, the enforcement mechanisms, and the ongoing legal challenges. Stay informed and prepared for the April 1, 2025, enforcement date.

Meryl chats with Rabbi Menachem Creditor and Dr. Ora Horn Prouser about their new collection of High Holiday supplemental readings that were written in response to last October 7's Massacre in Israel when 1,200 were killed and 251 were kidnapped and held hostage. Contributors to the book include rabbis, academics, poets, Americans, Israelis, and scholars and students of the Academy for Jewish Religion. Rabbi Menachem Creditor serves as the Pearl and Ira Meyer Scholar in Residence at UJA-Federation New York and was the founder of Rabbis Against Gun Violence. An acclaimed author, scholar, and speaker with over 3 million views of his online videos and essays, he was named by Newsweek as one of the fifty most influential rabbis in America. Dr. Ora Horn Prouser is the CEO and Academic Dean at the Academy for Jewish Religion. Her book, Esau's Blessing: How The Bible Embraces Those With Special Needs, was recognized as a National Jewish Book Council Finalist. These Holy Days: A High Holidays Supplement After October 7: https://a.co/d/jajfFT3 Menachem Creditor: menachemcreditor.net/ Ora Horn Prouser: https://ajr.edu/admin_and_staff/ora-horn-prouser/ Copyright by Authors on the Air Global Radio Network #AuthorsOnTheAir #AuthorsOnTheAirGlobalRadioNetwork #AOTA #Israel #Pluralism #TheLandOfIsrael #AttackOnIsrael #IsraelAtWar #AfterOctober7 #October7Attack #Grief #antisemitism #TheseHolyDays #AHighHolidaysSupplementAfterOctober7 #RoshHashanah #YomKippur #SimchatTorah #RabbiMenachemCreditor #DrOraHornProuser #AJR #AcademyForJewishReligion #APrayerForTheStateOfIsrael #BethDwoskin #MeGodAndTheTerrorist #RabbiDavidEhrenkranz #EssaysPoemsPrayers #Hostages #Machzor #PeopleoftheBook #MerylAin #TheTakeawayMen #Sequel #ShadowsWeCarry #LetsTalkJewishBooks #JewsLoveToRead!

Laila Kollmorgen, Portfolio Manager, CLO Tranche for Pinebridge Investments, joins Jack for a Fireside Chat on Forward Guidance to discuss why collateralized loan obligations (CLOs) have rallied so much over the past two years as most of the fixed-income world has suffered enormously. Laila explains why she likes the structure of CLOs and why she thinks there will be an opportunity to be selective going forward as credit fundamentals begin to soften and valuations have increased. This interview is a Fireside Chat and paid sponsorship on behalf of the VanEck Associates Corporation. __ Follow VanEck on Twitter https://x.com/vaneck_us Laila Kollmorgen's articles on Pinebridge: https://www.pinebridge.com/en/insights/after-the-clo-rally-selectivity-will-be-key-as-fundamentals-shift https://www.pinebridge.com/en/insights/after-the-clo-rally-selectivity-will-be-key-as-fundamentals-shift https://www.pinebridge.com/en/insights/leveraged-finance-asset-allocation-insights-issuer-selection-is-key-as-loans Follow Jack Farley on Twitter https://twitter.com/JackFarley96 Follow Forward Guidance on Twitter https://twitter.com/ForwardGuidance Follow Blockworks on Twitter https://twitter.com/Blockworks_ __ Timestamps: (00:00) Introduction (01:15) What Is A Collateralized Loan Obligation (CLO)? (05:37) CLOs (Collateralized Loan Obligations) vs. CDOs (Collateralized Debt Obligations): How CLOs Fared Much Better Than CDOs During The Great Financial Crisis (13:13) Market Value CDOs and CLO Reinvestment Periods (19:45) Why CLOs Have Performed So Well (24:54) If Silicon Valley Bank Had Invested In CLOs Instead of Long-Duration Paper (Agency MBS & Treasurys), Perhaps They Would Still Be Around! (35:26) CLO Valuations And Laila's Base Case For CLOs As Interest Rate Cutting Cycle Is About To Begin (41:21) Have Economic Fundamentals Begun To Soften? (43:37) Refinancing Risk (i.e. if CLO Manager Pays Off Tranche Liabilities At Par To Refinance At Tighter Spread) (46:32) Some CLO Investors Were Buying Callable Paper Above Part (>100)! (That's "Crazy" Says Kollmorgen) (51:59) The Maturity Wall For High Yield and Corporate Credit Has Been Extended (56:13) How Might Various Tranches Of CLO Asset Class Perform In A Recession? (59:41) Risk of Default and Risk of Distressed Sales (01:03:53) Views On Liquidity and Volatility (01:09:04) Not A Huge Fan of Private Credit CLOs (01:13:37) Thoughts on "Creditor on Creditor Violence" (01:17:10) Red Flags to Avoid In CLO World __ Disclaimer: Nothing discussed on Forward Guidance should be considered as investment advice. Please always do your own research & speak to a financial advisor befor

Welcome to The Times of Israel's Daily Briefing, your 20-minute audio update on what's happening in Israel, the Middle East and the Jewish world. Rabbi Menachem Creditor, the Pearl and Ira Meyer Scholar in Residence at UJA-Federation New York, joins host Amanda Borschel-Dan in The Times of Israel's Jerusalem offices for today's special Shabbat episode. Ten months into the war with Hamas, it is easy for Israelis to lose heart and focus on the struggle rather than the beauty and purpose of the Jewish state. Creditor brings words of strength and shares moving experiences from his short support mission to Israel this week. Subscribe to The Times of Israel Daily Briefing on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. This episode was produced by the Pod-Waves.  IMAGE: Rabbi Menachem Creditor, the Pearl and Ira Meyer Scholar in Residence at UJA-Federation New York (courtesy)See omnystudio.com/listener for privacy information.

Have an old or forgotten credit card bill? You might end up carless.  GBH's Jenifer McKim looks into the debt collection tactics of Andrew Metcalf of Avon, now under legal fire and an investigation by the state attorney general's office.

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You know of the infamous murder trial involving OJ Simpson and the Goldman and Brown families that took place in the 90s. And in case you happened to miss the news, Simpson passed away recently, stirring up the family conflicts all over again. Here at Absolute Trust Talk, we have an affinity for celebrity estate drama, mainly because of the important estate planning lessons we can take away. While the exact details of OJ's estate structure remain unknown, the estate will probably undergo probate due to the presence of creditors. Listen in as we cover all the details we know so far and share some essential estate planning wisdom with you along the way. Time-stamped Show Notes: 0:00 Introduction 1:23 Here's what we know about the executor handling OJ Simpson's estate and the public statement made. 3:35 Next, we're summarizing the current legal tension with the Goldman family. 5:33 The Goldmans want their rightful payout from the Simpson estate. However, much of his assets are tied up. 7:36 Listen in as we discuss what it means to go through the probate process and the executor's role. 8:55 When divvying up money from an estate, the probate expenses and executor must first be paid, as well as super creditors like the IRS.

Join us as we sit down with Bankruptcy Attorney, Darin Wisehart, to discuss the path of debts throughout the bankruptcy process, with a focus on how they're treated after a bankruptcy is filed.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

Join us as we sit down with Bankruptcy Attorney, Darin Wisehart, to discuss the path of debts throughout the bankruptcy process, with a focus on how they're treated once a bankruptcy is filed.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

In this podcast episode, Bankruptcy Attorney, Darin Wisehart, explains the path of debts throughout the bankruptcy process, starting with how they're treated before a bankruptcy is filed.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

We sit down with Pacific Cascade Legal's Partner, Will Jones, to discuss the various types of money awards that might be ordered by a judge, and how long they last after a family law matter finalizes.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

Join us as we sit down with Bankruptcy Attorney, Darin Wisehart, to discuss who you pay in a Chapter 13 bankruptcy, and the details of what to expect from the process.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

In a rare interview, two Genesis creditors discuss their dealings with the lender and DCG, including the sales pitch that got them to give Genesis new loans after the 3AC debacle. Two Genesis creditors, BJ and Branden, who prefer to use pseudonyms for security reasons, spoke with Unchained about the alleged fraud by the crypto lender and its parent company, Digital Currency Group (DCG). The discussion is one of the first times Genesis creditors have spoken with a media organization about the situation. BJ and Branden explain how they gave more loans to Genesis after it took a $1.1 billion hit from the liquidation of Three Arrows Capital and how they then came to be members of the ad hoc group, a collective of Genesis customers who came together to try and save the company from bankruptcy. They talk about how they now want DCG to pay back the $1.1 billion it owes over a shorter timeframe and to pay back any Bitcoin in actual Bitcoin. The discussion with Unchained followed shortly after New York Attorney General Leticia James filed a lawsuit against Genesis, along with its parent company Digital Currency Group, and Gemini Trust. Listen to the episode on Apple Podcasts, Spotify, Overcast, Podcast Addict, Pocket Casts, Stitcher, Castbox, Google Podcasts, Amazon Music, or on your favorite podcast platform.Show highlights | What NYAG Letitia James alleged in the lawsuit against Gemini, DCG, and GenesisHow BJ and Branden became creditors of GenesisHow Genesis claimed it got into what it called a “liquidity mismatch”How, after the Three Arrows Capital collapse, BJ and Branden were reassured that Genesis had "no issues" and "was back to business" Whether the trading and lending units of Genesis were all part of the same company and why that distinction is important.What the difference is between the ad hoc group and an unsecured creditors committeeWhat the creditors are proposing in order to get their assets backWhy the creditors want to be paid in crypto, not in USDWhether the case will go to litigation and what Silbert can do to avoid itThank you to our sponsors! | Crypto.com | Arbitrum Foundation | Phemex| Popcorn NetworkGuests| Branden, Creditor of GenesisBJ, Creditor of GenesisLinks | Previous coverage of Unchained on Genesis and DCG:Genesis May Be Facing Bankruptcy. Could It Take DCG Down With It?Gemini vs. DCG Is Heating Up. Could Gemini Force Genesis Into Bankruptcy?$630M Due Next Week: Is DCG at Default Risk?NYAG LawsuitUnchained: NY Attorney General Sues Crypto Firms Gemini, Genesis, and DCG for Over $1 Billion FraudThe Block:DCG says it was 'blind sided' by NYAG suit in third quarter shareholder letterGenesis, Gemini, DCG disputesUnchained: Gemini Says DCG Missed $630 Million Payment Last WeekCameron Winklevoss Threatens to Sue DCG and Barry Silbert Over Delays in Genesis ResolutionDCG Calls Gemini Lawsuit a ‘Publicity Stunt' From Cameron WinklevossDCG Calls Gemini's Complaint a PR Campaign in Motion to Dismiss LawsuitFTX and Genesis Reach $175 Million Settlement, Resolving Complex DisputeDCG and Genesis Reach In-Principle Deal With CreditorsGemini and Genesis Creditor Groups Object to In-Principle Deal to Resolve BankruptcyGenesis Winds Down its US Spot Crypto Trading OperationGenesis Sues Parent Company DCG, Seeks Repayment of $600 MillionDCG Proposes Remuneration Plan That Could Enable Gemini Earn Users to Be Made WholeGenesis Winds Down All Crypto Trading Services: ReportGemini Pushes Back on DCG's Remuneration Proposal, Calling it an ‘Attempt to Bait' Earn UsersDisclaimer: Genesis and CoinDesk are both owned by DCG.Unchained Podcast is Produced by Laura Shin Media, LLC. Distributed by CoinDesk. Senior Producer is Michele Musso and Executive Producer is Jared Schwartz. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Two Genesis creditors, BJ and Branden, who prefer to use pseudonyms for security reasons, spoke with Unchained about the alleged fraud by the crypto lender and its parent company, Digital Currency Group (DCG). The discussion is one of the first times Genesis creditors have spoken with a media organization about the situation.   BJ and Branden explain how they gave more loans to Genesis after it took a $1.1 billion hit from the liquidation of Three Arrows Capital and how they then came to be members of the ad hoc group, a collective of Genesis customers who came together to try and save the company from bankruptcy.   They talk about how they now want DCG to pay back the $1.1 billion it owes over a shorter timeframe and to pay back any Bitcoin in actual Bitcoin. The discussion with Unchained followed shortly after New York Attorney General Letitia James filed a lawsuit against Genesis, along with its parent company Digital Currency Group, and Gemini Trust. Listen to the episode on Apple Podcasts, Spotify, Overcast, Podcast Addict, Pocket Casts, Stitcher, Castbox, Google Podcasts, Amazon Music, or on your favorite podcast platform. Show highlights: what NYAG Letitia James alleged in the lawsuit against Gemini, DCG, and Genesis how BJ and Branden became creditors of Genesis, including the role of the influence of MicroStrategy's Michael Saylor how Genesis claimed it got into what it called a “liquidity mismatch” how, after the Three Arrows Capital collapse, BJ and Branden were reassured that Genesis had "no issues" and "was back to business" whether the trading and lending units of Genesis were all part of the same company and why that distinction is important what the difference is between the ad hoc group and an unsecured creditors committee what the creditors are proposing in order to get their assets back why the creditors want to be paid in crypto, not in USD whether the case will go to litigation and what Silbert can do to avoid it   Thank you to our sponsors! Crypto.com Arbitrum Foundation Phemex Popcorn Network Guests: Branden, Creditor of Genesis BJ, Creditor of Genesis Links Previous coverage of Unchained on Genesis and DCG: ​​Genesis May Be Facing Bankruptcy. Could It Take DCG Down With It? Gemini vs. DCG Is Heating Up. Could Gemini Force Genesis Into Bankruptcy? $630M Due Next Week: Is DCG at Default Risk? NYAG Lawsuit Unchained: NY Attorney General Sues Crypto Firms Gemini, Genesis, and DCG for Over $1 Billion Fraud The Block: DCG says it was 'blind sided' by NYAG suit in third quarter shareholder letter Genesis, Gemini, DCG disputes Unchained: Gemini Says DCG Missed $630 Million Payment Last Week Cameron Winklevoss Threatens to Sue DCG and Barry Silbert Over Delays in Genesis Resolution DCG Calls Gemini Lawsuit a ‘Publicity Stunt' From Cameron Winklevoss DCG Calls Gemini's Complaint a PR Campaign in Motion to Dismiss Lawsuit FTX and Genesis Reach $175 Million Settlement, Resolving Complex Dispute DCG and Genesis Reach In-Principle Deal With Creditors Gemini and Genesis Creditor Groups Object to In-Principle Deal to Resolve Bankruptcy Genesis Winds Down its US Spot Crypto Trading Operation Genesis Sues Parent Company DCG, Seeks Repayment of $600 Million DCG Proposes Remuneration Plan That Could Enable Gemini Earn Users to Be Made Whole Genesis Winds Down All Crypto Trading Services: Report Gemini Pushes Back on DCG's Remuneration Proposal, Calling it an ‘Attempt to Bait' Earn Users   Learn more about your ad choices. Visit megaphone.fm/adchoices

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