Podcasts about ssdi

Jon Hansen is joined by Social Security Disability Attorney Jeffrey Rabin of The Law Offices of Jeffrey A. Rabin & Associates to talk about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Jeff answers whether people can be on both, how people qualify for each, and answers listener questions. For more information, call 312-431-1000.

     MEDICARE ADVANTAGE MINUTE:                                                         Informed consent: The key to preventing big Medicare Advantage mistakes!      YOUR MEDICARE BENEFITS 2025:                                                            Surgical Dressings Enjoy some correspondence from clients or wannabe clients:      Ken & Mrs. Ken sent their heartfelt thanks for the help with various insurance products, including Medicare supplement and life insurance which they shopped for effortlessly and without being irritated by me or any other annoying insurance agent.      A new client, under 65 on SSDI, wrote to request Medicare supplement quotes. Fortunately for her, the rates in her state are quite reasonable.      ANON sent a lengthy message entitled: Two Complaints and Some Serious Foot-Stomping (or words to that effect);      ANON II sent a short, invective-laden complaint.  Finally, we held a short review of a list of the most frequently prescribed drugs in America.      Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

One of the clearest signs that God has changed a person's heart is generosity. Scripture makes it plain: giving isn't merely an act—it's a reflection of God's own character. As believers, we give not because we have to, but because God has given richly to us.Today, we explore what the Bible says about generosity and highlight timeless wisdom from Christian voices throughout history. Their words still inspire us today to give joyfully, sacrificially, and with hearts shaped by the gospel.A Biblical Vision of GenerosityThe Bible paints a sweeping picture of generosity—one that reaches far beyond financial giving.Generosity Begins with CompassionJesus taught, “Whoever has two tunics is to share with him who has none, and whoever has food is to do likewise.” Generosity starts with seeing the needs right in front of us and responding with compassion, humility, and love.Giving Flows from the HeartThe apostle Paul reminds us that our gifts should reflect the posture of our hearts: “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.”Generosity isn't measured by the amount of money given, but by the joy, gratitude, and trust behind it.Generosity Reflects God's CharacterPsalm 112 connects generosity to righteousness itself. Giving is not just something Christians do—it becomes part of who we are when our lives are aligned with God's heart.Timeless Christian Wisdom on GivingThroughout the centuries, believers have wrestled with what it means to give faithfully. These quotes reflect deep biblical conviction and continue to encourage us today.C. S. Lewis“I do not believe one can settle how much we ought to give. I am afraid the only safe rule is to give more than we can spare.”Lewis reminds us that generosity stretches us—it costs something. Yet in that stretching, God grows us.John Wesley“Do all the good you can, by all the means you can…as long as ever you can.”Wesley captures the spirit of a life poured out for God: comprehensive, intentional, and relentless generosity.A. W. Tozer“Any temporal possession can be turned into everlasting wealth. Whatever is given to Christ is immediately touched with immortality.”Our giving invests in eternity, turning temporary resources into lasting treasure.Billy Graham“Tell me what you think about money, and I will tell you what you think about God… A man's heart is closer to his wallet than anything else.”Graham's words challenge us to consider how closely our financial decisions reveal our spiritual values.Evelyn Underhill“The spirit of adoration is the spirit of generosity, for worship is giving.”True generosity flows out of worship—a recognition that everything we have is a gift from God.Randy Alcorn“Giving affirms Christ's lordship. It dethrones me and exalts Him.”Giving reorders our priorities. It loosens our grip on earthly security and strengthens our trust in Christ.St. Augustine“Charity is a virtue which…unites us to God, for by it, we love Him.”For Augustine, generosity wasn't just an action—it was spiritual formation.Amy Carmichael“You can give without loving, but you cannot love without giving.”Our giving is evidence of Christ's love alive in us.St. Paula of Rome“The more we give to Christ, the more we possess Him.”Generosity deepens our fellowship with Christ, reminding us that He is our true treasure.Jesus ChristWhen sending His disciples, Jesus said: “Give as freely as you have received.” (Matthew 10:8)All Christian generosity begins here—in response to His grace.Giving as a Reflection of the GospelWhen we give, we echo the heart of the ultimate Giver. Jesus held nothing back—not even His own life. Generosity isn't defined by the size of the gift but by the surrender of the heart.Every act of giving becomes a small reflection of the love of Christ in us.At FaithFi, we're committed to helping you integrate your faith and finances in a way that reflects God's glory. That's why each issue of our Faithful Steward magazine is designed to encourage you to:Live wiselyGive generouslySee God as your ultimate treasureWhen you become a FaithFi Partner by December 31, you'll receive all four issues of Faithful Steward—plus our brand-new devotional, Our Ultimate Treasure, releasing early next year. Learn more at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I'm in the process of redoing my will—this is actually the second attorney I've worked with—and I want to leave my house to my daughter, who's on SSDI. The attorneys I've spoken with both mention trusts, but they offer different opinions, which is confusing. What would you recommend? Also, I still owe about seven years on the mortgage at a 3.75% interest rate. Should I pay it off now or keep making payments?How should I advise my 19-year-old granddaughter on investing? Right now, she saves her cash in an envelope or in the bank, but I want to help her get started investing in a simple, conservative way. What's a good company or platform for her to begin with—something that doesn't require a lot of money to start?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)Schwab Intelligent Portfolios | Betterment | StockpileWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jon Hansen is joined by Social Security Disability Attorney Jeffrey Rabin of The Law Offices of Jeffrey A. Rabin & Associates to talk about how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are funded and more. Jeffrey answers listener questions about pensions and more! For more information, call 312-431-1000.

This week, Jeremiah and Alex tackle the questions that real retirees are actually asking. From how to file for Social Security the smart way to how to unlock forgotten retirement money hiding in old accounts. They dig into Social Security myths and strategies, including how to decide when to file, the difference between spousal and survivor benefits, how income limits affect your payments, and what happens when SSDI converts to regular benefits. Callers share real-world dilemmas: a 64-year-old in cybersecurity weighing when to claim; a woman in California discovering a secret credit card in a community property state; and a couple debating whether to sell or rent a second home and how to avoid capital gains taxes using the Section 121 exclusion. The unstoppable duo wrap with tips on finding unclaimed 401(k)s, old accounts, and missing funds, plus why year-end is the perfect time to revisit tax strategies and portfolio moves.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren ————————————————————— SPONSORS: Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

3. Supply vs. Demand: Economic Shocks, Entitlements, and the Invisible Population Nicholas Eberstadt Book: Men Without Work (Post-Pandemic Edition) Eberstadt explores the competing explanations for the ghost army, contrasting his supply-side argument (men holding back labor/unpreparedness) with demand-side views from critics Henry Olsen and Jared Bernstein. Olsen highlights the role of economic shocks and structural changes, like the 1970s stagflation and deindustrialization (the Rust Belt). The role of entitlements is significant, as over half of NILF men receive at least one benefit, often disability payments like SSDI. Regional differences in labor force participation (e.g., high inactivity in West Virginia adjacent to low inactivity in Maryland) mitigate a purely national demand-side case. The source stresses the lack of data on the estimated 25 million ex-convicts, who are an "invisible population" largely untracked by labor statistics. 1929

When facing tax debt, you are worried about every asset you own and whether or not the IRS is going to take it from you. Can the IRS garnish you SSI and/or SSDI though? Find out today! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

This parent-focused webinar demystifies benefits so you can plan with confidence. Benefits Navigator Marcy LaCroix explains how SSI and SSDI work, why “logic” often feels missing, and how to use work incentives so your teen can try jobs without losing critical supports. You'll hear when and how to apply, what documentation Social Security looks for, and why the age 18 redetermination matters. Marcy clarifies the difference between income limits and asset limits, how living arrangements affect SSI, and when Medicare and Medical Assistance can work alongside employer insurance. She also covers student-friendly supports like the student earned income exclusion, plus paths to keep eligibility if earnings rise. Expect practical guidance on reporting wages, avoiding overpayments, and handling denials and appeals. Throughout, SSB's Transition Coordinator Shane DeSantis underscores that work is possible, help is available, and you're not alone. Parents leave with next steps, trusted resources, and real-world answers.   Links mentioned in the episode: Disability Hub DB101   To find out more about the services provided at State Services for the Blind, and what they can do for you, contact Shane DeSantis at shane.desantis@state.mn.us or call Shane at 651-385-5205.   Full Transcript    Thanks for listening!

Jim and Chris discuss listener questions on Social Security disability, dependent benefits for an adult child, a 60-day rollover nuance, inherited IRA RMD rules, and a deferred income annuity strategy.(15:00) George asks whether his brother, who is on SSDI and will transition to retirement benefits at 67, can suspend and restart his benefit to grow […] The post Social Security, 60-Day Rollover, Inherited IRA, and Deferred Income Annuity: Q&A #2539 appeared first on The Retirement and IRA Show.

Jim and Chris discuss listener questions on surviving spouse Social Security benefits and Roth conversions, SSDI and pensions, the Social Security Fairness Act, managing large HSA reimbursements, and choosing between MYGAs and the TSP G Fund.(7:45) George asks whether Roth conversions count toward the earnings test when planning to claim his surviving spouse Social Security […] The post Social Security, HSA Reimbursements, and MYGAs: Q&A #2536 appeared first on The Retirement and IRA Show.

As a social worker, Billie Guthrie was drawn into all the factors at play in her clients' struggles. As a Social Security Disability attorney for The Deuterman Law Group, she is laser-focused on getting clients the benefits they deserve. Tune in to this conversation with host Amber Nimocks as Billie reflects on her unique journey to making “tangible differences” in clients' lives. And attend the NCAJ's upcoming day-long CLE, "Social Security Disability Updates and Practical Pointers for 2025 and Beyond," to learn more about her strategies and insights. Held at NCAJ's Raleigh headquarters, the September 18 event will kick-off the fall season of in-person, member-led CLE programming. Billie's topic for the CLE is strengthening cases involving mental health impairments and substance abuse, but email her if you're attending and have a question.

What if your work isn't just a job—but part of God's bigger story for your life?For some, work is a source of stress, struggle, or simply something to endure. But what if we're seeing it all wrong? What if God designed work to be a vital part of how we worship Him and serve others? Dr. Tom Nelson joins us today to talk about that. Dr. Tom Nelson is the President of Made to Flourish and has served as the Senior Pastor of Christ Community Church, a multi-site congregation across Kansas City, for over 30 years. He is also the author of Why Your Work Matters: How God Uses Our Everyday Vocations to Transform Us, Our Neighbors, and the World.False Narratives About WorkCulture tells us many things about work—most of them untrue.“Thank God it's Friday” reflects the belief that work is a curse and that our real lives happen only on weekends.Work as mere productivity reduces our calling to a paycheck or to-do list.Sacred vs. secular divide suggests ministry work matters more than other vocations.However, if we return to Genesis 1 and 2, we find that work is not a curse. Work is God's good design. Whether paid or unpaid, our work is part of how we glorify Him.The Four-Chapter Story of WorkDr. Tom Nelson uses a “four-chapter” framework to show how the Bible shapes a proper view of work:Creation – What Ought to Be. God designed work as a gift and a reflection of His image. Work and worship were never meant to be separate.The Fall – What Is. Sin corrupted work, introducing toil, frustration, and broken relationships.Redemption – What Can Be. Through Christ, our work can be redeemed. Whether changing diapers, leading a company, or volunteering, we bring God's presence into every environment.New Creation – What Will Be. One day, we will experience work in its perfect form—creative, joyful, and without sin—in God's restored Kingdom.One of the most transformative ideas to remember is that all work done for God's glory is sacred. Work is contribution, not just compensation. We carry God's presence with us into our workplaces because the Holy Spirit dwells within us.This perspective breaks down the artificial barrier between “spiritual” and “secular” work. It gives believers a seamless life of worship—Sunday through Monday.Hope for the FutureWe won't spend eternity sitting on clouds. Revelation offers us a glimpse of a garden city where we will worship Jesus and engage in creative, joyful work—free from sin, frustration, and the need for perfect relationships with God and others.If you've believed that your work doesn't matter, be encouraged that you were created with work in mind. God is with you in your work. When you embrace Jesus and become His apprentice, you'll learn to live a seamless life where every task, big or small, can glorify Him.Dr. Tom Nelson's latest book, Why Your Work Matters: How God Uses Our Everyday Vocations to Transform Us, Our Neighbors, and the World, is available wherever books are sold. To learn more about integrating faith and work, visit MadeToFlourish.org.On Today's Program, Rob Answers Listener Questions:I'd like advice on how to invest between $30,000 and $60,000 to generate steady monthly or quarterly dividends. My goal is to cover about $150 a month to help with some expenses.I've been on SSDI for about five or six years due to health issues, and I also earn about $1,400 a month from a part-time job. Am I allowed to contribute to an IRA with this income?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Made to FlourishWhy Your Work Matters: How God Uses Our Everyday Vocations to Transform Us, Our Neighbors, and the World by Dr. Tom NelsonCommon Good MagazineBankrate.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Jon Hansen is joined by Social Security Disability Attorney Jeffrey Rabin of The Law Offices of Jeffrey A. Rabin & Associates to talk about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Jeffrey answers listener questions about back pay and what to do after someone who was receiving benefits passes. For more information, call 312-431-1000.

Jon Hansen is joined by Social Security Disability Attorney Jeffrey A. Rabin of The Law Offices of Jeffrey A. Rabin & Associates to talk about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). He also talks about the mental health aspects of SSDI and general rules for applying. Jeffrey also answers listener questions. For more […]

8.8.25. MTA Max Page with Jonathan Hecht on reforming stipends. Atty James Winston impact cuts to SSI & SSDI. Nina Kleinberg on Casablanca at Amherst Cinema. Northampton Mayoral Candidate David Dombrowski.

8.8.25. MTA Max Page with Jonathan Hecht on reforming stipends. Atty James Winston impact cuts to SSI & SSDI. Nina Kleinberg on Casablanca at Amherst Cinema. Northampton Mayoral Candidate David Dombrowski.

8.8.25. MTA Max Page with Jonathan Hecht on reforming stipends. Atty James Winston impact cuts to SSI & SSDI. Nina Kleinberg on Casablanca at Amherst Cinema. Northampton Mayoral Candidate David Dombrowski.

8.8.25. MTA Max Page with Jonathan Hecht on reforming stipends. Atty James Winston impact cuts to SSI & SSDI. Nina Kleinberg on Casablanca at Amherst Cinema. Northampton Mayoral Candidate David Dombrowski.

Tom Foley began 2021 as the new Executive Director of National Disability Institute (NDI).Trained as a tax lawyer and financial planner, Tom has more than 30 years of experience in the disability community. As a person who is blind, he has been an advocate and dedicated his career to partnering with other thought leaders to address the complex drivers of economic inequality and create pathways to employment and financial security for the most vulnerable communities. In addition, Tom has been instrumental in developing and influencing federal and state legislation to encourage employment and increase participation of people with disabilities in employment and wealth-building programs. He most recently held the position of Managing Director at the World Institute on Disability.Tom says: I think financial institutions, educators and banks each have to recognize the disability community as a specific market segment of the population that have been traditionally underserved and have a demonstrated need for access to financial tools and services. Once they make the decision to work with the disability community, they need to partner with organizations who are particularly well-positioned to provide industry technical assistance to reach the disability community and further the financial industry's inclusion goals – like National Disability Institute. For example, NDI reaches two million people per year and has been doing this for 15 years. We are particularly well situated, through our research, policy and practice, to reach this community.In addition, it's important for banks and financial institutions to target people with disabilities through their CRA activities. NDI's Center for Disability-Inclusive Community Development (CDICD) works to improve the usage of the opportunities and resources available under the Community Reinvestment Act (CRA). This is really important as millions of dollars, that could help people with disabilities in LMI communities, goes unspent every year. Through NDI's research, we've identified that Black, Indigenous and People of Color (BIPOC) communities with disability are the most underserved. How do we change this? Financial institutions, in particular, need to make a concerted effort to work with and support this segment of the community. In addition, we, the disability community, need to be intentional in our own efforts to better address these issues.© 2025 All Rights Reserved© 2025 Building Abundant Success!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Learn what the One Big Beautiful Bill Act means for your taxes, benefits, and financial planning. Then, understand how to adapt to living on disability insurance. What tax changes are coming from the federal budget bill? Can you save money while living on disability? Hosts Sean Pyles and Elizabeth Ayoola unpack the latest legislative changes to help you understand how they'll impact your finances. Joined by senior news writer Anna Helhoski, they explain how the nearly 900-page budget bill alters the tax landscape, including extensions of Trump-era cuts, new deductions for car loan interest and tipped income, and major clean energy credit rollbacks. They also explain what the end of certain EV and solar credits means for your 2025 tax strategy and how new "Trump Accounts" for babies could factor into long-term savings. Then, personal finance Nerd Kate Ashford joins Sean and Elizabeth to help answer a listener's question about how to manage their finances while on disability. They cover SSDI vs. SSI, saving strategies despite income limits, and whether it's possible to start a nonprofit or invest money without risking benefits. They also discuss emotional support during life transitions, who should consider disability insurance, and how to shop for a policy while you're still healthy. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: federal budget 2025, tax cuts 2025, Trump tax cuts extension, new tax deductions 2025, car loan interest deduction, tipped income tax exemption, overtime income tax deduction, SALT deduction 2025, standard deduction for seniors, clean energy tax credits ending, EV tax credit deadline, solar panel tax credit expiration, energy efficient home improvement credit, Trump baby savings accounts, Medicaid work requirements, SNAP cuts 2028, ACA premium increases 2025, health insurance cost increase, student loan changes 2026, repayment assistance program 2026, graduate student loan limit, SSDI savings rules, how to save on SSDI, investing while on SSDI, SSDI vs SSI, work income limit on disability, disability benefits income cap, short term disability insurance, long term disability insurance, how to buy disability insurance, SSDI work expense deductions, how to qualify for disability benefits, financial planning on disability, and new tax rules 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

“For God is not a God of disorder but of peace—as in all the congregations of the Lord's people.” - 1 Corinthians 14:33We're continuing our series on temperaments—how our God-given wiring shapes the way we communicate, relate to others, and make financial decisions. Kathleen Edelman is back with us, joined by Andrew Stanley, as we take a closer look at the Blue temperament and its influence on our approach to money.Kathleen Edelman is the author of I Said This, You Heard That: How Your Wiring Colors Your Communication. She is certified in Biblical Studies and Christian Counseling Psychology and has spent over 30 years coaching clients in the art of effective communication.Andrew Stanley is a nationally touring stand-up comedian who's been performing across the country since 2016. You can learn more at AndrewStanleyComedy.com. In this episode, he also joins us as our representative for the Blue Temperament.The Four Temperaments in a NutshellBefore diving into blue specifically, Kathleen offers a quick primer on all four temperaments:Yellow (Sanguine) – Extroverted and people-oriented, they speak the language of fun and relationships.Red (Choleric) – Task-oriented extroverts who value power and control.Blue (Melancholic) – Introverted and task-focused, they speak the language of perfection and order.Green (Phlegmatic) – Introverted but people-oriented, seeking peace and harmony.Each temperament influences not just relationships, but also how people handle money, make decisions, and respond under pressure.Blues and the Search for SafetyFor those with a blue temperament, safety isn't just a preference—it's a core emotional need. Blues thrive in environments where things are predictable, orderly, and well-organized. They naturally seek clarity, structure, and control to feel secure. When it comes to money, this often means creating detailed budgets, developing long-term plans, and being cautious when making financial decisions without having all the necessary information. Blues may prefer to save rather than spend, not because they're stingy, but because a growing bank account feels like a safety net against life's uncertainties. They can struggle with risk and may delay action if they feel unsure, even if the opportunity is wise or time-sensitive.In relationships, this drive for safety shows up in how blues communicate and connect with others. They crave understanding and support but may not always express those needs clearly. Because they process deeply and thoroughly, they often require space and time before responding, especially in moments of conflict or when making big decisions. If rushed or misunderstood, they may withdraw, using silence as a way to regain control or avoid making a mistake. However, when their need for emotional safety is honored through patience, empathy, and clear communication, they can be deeply loyal, thoughtful, and intentional partners. Understanding this temperament helps others engage them with compassion and build stronger, more harmonious relationships.Advice for and About BluesIf you have a blue temperament, give yourself permission to take the time you need to process decisions, especially those involving finances. Your thoughtful, analytical nature is a gift, but it can also lead to overthinking or decision paralysis. Don't let the desire for perfection keep you from making progress. Instead, set realistic deadlines, seek wise counsel, and remember that not every choice has to be airtight before it's made. Lean into your strengths—planning, order, and foresight—while also allowing space for joy, spontaneity, and relational connection. A budget isn't just a safety tool; it can also be a pathway to shared experiences and generous living.For those in a relationship with a blue—whether in marriage, friendship, or at work—understand that their quiet moments are rarely a sign of apathy. Blues often feel deeply but express slowly. They value being understood and respected, especially when making important decisions. Don't rush them. Instead, provide information clearly and give them time to reflect. Be patient if they seem hesitant or cautious. Underneath that careful exterior is someone who longs for peace, harmony, and purpose. When you honor their need for safety and support, you'll discover a loyal, wise, and dependable partner who brings depth and stability to any relationship.On Today's Program, Rob Answers Listener Questions:My wife and I are carrying about $8,500 in credit card debt, plus a car loan. I've been considering opening a new credit card with an introductory 0% interest rate to help us pay it down more quickly. My wife's grandmother also mentioned a credit card relief program, but I'm worried it might hurt our credit. What's the best way for us to tackle this debt?Thank you for the financial advice you share on the program. It's helped me organize my finances, set up separate accounts, and start investing early. I'm grateful for the practical wisdom you offer!I'm on SSDI and have limited resources, but I'm wondering if it's still worthwhile to start investing. My daughter helps manage my finances, and I could probably set aside about $100 a month. Is starting small like that a good idea?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)I Said This, You Heard That: How Your Wiring Colors Your Communication by Kathleen EdelmanAndrewStanleyComedy.comChristian Credit CounselorsThe Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Jon Hansen is joined by Social Security Disability Attorney Jeff Rabin of The Law Offices of Jeffrey A. Rabin & Associates to talk about Social Security Disability Insurance (SSDI), how they’re paid for and how often there is pushback. For more information, call 312-431-1000.

¿Sabías que más del 90 % de las solicitudes de Seguro Social por incapacidad se rechazan en el primer intento? ⚠️ En este episodio de Contacto PYMEs te revelamos cómo aumentar tus probabilidades de éxito junto al Lcdo. Marcos A. Rivera, abogado con amplia trayectoria en casos de SSI y SSDI en Puerto Rico y EE. UU.

For many parents, retirement planning includes the idea of an empty nest. But what if that's never going to be your reality? Today, Phil answers a viewer question about how to plan for retirement while continuing to care for an adult child on the autism spectrum. It's a question more families are facing, and in this episode, we're walking through the financial and emotional factors that come with a “forever caregiving” retirement. From budgets to housing needs, your retirement roadmap may look entirely different, but it can still be achievable with the right strategies. Here's some of what we discuss in this episode:

What is Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)? Many have never heard of these terms and those who have are often confused by them. Partner and attorney, Chris Johnson, dives into SSI and SSDI with attorney Steve Perrigo. Prior to becoming an attorney in 2010, Steve spent 17 years working for the Social Security Administration helping hundreds of individuals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 15 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Allsup, and Filing Concurrent Social Security Disability and Long-Term Disability Claims."Join attorney Nancy L. Cavey, a leading expert in disability claims, for an eye-opening discussion on the intersection of ERISA Disability insurance and Social Security Disability benefits. If your Long-Term Disability carrier has suggested using a third-party service like Allsup to handle your SSDI application, you're not alone - but is that really in your best interest? In today's episode, we're pulling back the curtain on what Allsup promises versus what you may actually experience. From the fine print in your ERISA policy to the strategic timing of your SSDI application, we'll explore why many claimants are required to apply for Social Security Disability - often before their Long-Term Disability claim is even approved. Whether you're just starting the claims process or re-evaluating your options, this episode is packed with essential guidance to help you make informed decisions, avoid common pitfalls, and protect your financial future. So, let's get into it.In this episode, we'll cover the following topics:One - Did Your ERISA Disability Carrier Suggest That You Use Allsup to File a Claim for Social Security Disability Insurance? Why the Four Claims That Allsup Makes About Why You Should Use Them to Handle Your Social Security Disability Don't Make SenseTwo - Is Allsup Really Interested in Helping Me or the Disability Insurance Carrier When the Carrier Recommends I Use Allsup to Apply for Social Security Disability Benefits?Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

 Ken opens up about life after a devastating neck injury, sharing raw stories of pain, recovery, and resilience. From battles with workers' comp and SSDI to finding humor in goats replacing lawnmowers, he reflects on the emotional weight of chronic pain, lost passions, and adapting to new realities. Blending grit with humor, Ken also dives into the trucking world—old gear, DOT inspections, e-logs, and the mental toll of the road—always reminding us that healing is more than just physical.   Donate to help our Coworker's son during his battle with Cancer! Click HERE to donate! Support The Show KEEP US FUELED: buymeacoffee.com/hammerlane Gear: https://www.hammerlanelegends.com/gear Share Your Stories EMAIL US YOUR STORIES: hammerlanelegends@gmail.com Website: www.hammerlanelegends.com Follow The Show YouTube: www.youtube.com/channel/UC5TWlB5Yqx8JlQr3p3bkkMg Facebook: www.facebook.com/hammerlanelegends Facebook Fan Group: www.facebook.com/groups/hll Instagram Desktop: www.instagram.com/hammerlanelegends Instagram Mobile: @hammerlanelegends Twitter Desktop: www.twitter.com/HLLPodcast Twitter Mobile: @HLLpodcast Follow The Team Brian Merkel Facebook: www.facebook.com/brian.merkel.94 Instagram Desktop: www.instagram.com/brianmerkeloffical/ Instagram Mobile: @brianmerkelofficial Produced by: Jason York Follow Jason on Instagram @jyorkofficial Share 

The Social Security system is set to run out of money by 2033. The number of people receiving SSDI is skyrocketing and there is fraud within the system. Lets look at what is going on and what DOGE and others are finding.

Chris tackles the ‘Nilf' epidemic. 7 million prime-age men (24-54) not in the labor force, neither working nor looking, a tenth of their demographic, blaming decades of Great Society handouts turned narcotic, as he argued in his old Drug Pusher piece citing Cato Institute data. With three Nilfs for every unemployed job-seeker, he scoffs at Trump's factory revival dreams, noting these ‘long-termers, won't budge, fueled by a dysfunctional $7 trillion disability archipelago (SSDI, SSI, VA benefits, and more) that's spiked sevenfold since 1965. Markowski warns cutting benefits is political suicide; the fix starts with eighth-grade prep and grandfathering current Nilfs. www.watchdogonwallstreet.com

March 10, 2025 Episode 28Should You Apply for Disability After a Stroke? Steps to Take With Sam Schad In this episode of “Stronger After Stroke,” we tackle a crucial question for stroke survivors: Should you apply for Social Security Disability Insurance (SSDI) benefits? Navigating the SSDI application process can be overwhelming, but knowing when and how to apply can make all the difference. Our expert guest, Sam Schad from Schad Law, has spent his career advocating for individuals with disabilities, managing all aspects of SSDI claims. As one of the first non-attorney representatives eligible for direct payment from the Social Security Administration, Sam has decades of experience helping people present their cases effectively. He also works closely with medical professionals to ensure that patient impairments are well-documented for the claims process. In this episode, we discuss: Key factors to determine if you qualify for SSDI after a stroke The timeline for applying and what to expect during the process The most common reasons claims get denied and how to avoid them How to work with your doctors to strengthen your application What to do if your claim is denied and how to appeal If you or a loved one is struggling with the decision to apply for disability, this episode will provide essential guidance to help you move forward with confidence.

Minisode 007 | Lance highlights how traditional corporate work culture fails to account for the gray area of vision loss. He explains how blind individuals are often forced to choose between capped SSDI payments or employment that expects them to perform the same duties as their sighted peers for the same pay, despite the unique challenges they face. SEE-THROUGH is hosted by Lance Johnson. Based in New York City, Lance is a video editor living with the eye disease - retinitis pigmentosa or RP for short. In most cases, RP causes legal-blindness by the age of 40. Now 34, Lance uses SEE-THROUGH as a platform to explore his future of blindness through transparent conversations with his guests. ------------------------- MERCH: Visit: https://seethroughpod.com/merch ------------------------- SOCIAL LINKS: YouTube: https://bit.ly/3JRSPEO Instagram: https://instagram.com/seethroughpod TikTok: https://www.tiktok.com/@seethroughpod Twitter: https://twitter.com/seethroughpod Facebook: https://www.facebook.com/seethroughpod Website: https://www.seethroughpod.com/  

With financial fraud on the rise, protecting your personal and banking information has never been more important. A recent JD Power study found that nearly 29% of bank account holders experienced fraud in some form over a 12-month period.To help us navigate the best security practices, Aaron Caid shares expert advice on how to safeguard your accounts from cybercriminals.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. 1. Strengthen Your Password SecurityA strong, unique password is your first line of defense against fraud. Here's how to create one that's tough to crack:Use a mix of uppercase and lowercase letters, numbers, and special characters.Avoid using common words or easily guessed phrases (e.g., "password123" or your birthdate).Consider using a password manager to generate and securely store complex passwords.In addition to a strong password, enable two-factor authentication (2FA) for your financial apps. This extra layer of security requires a one-time passcode (usually sent via text or an authentication app) to verify your identity when logging in or completing transactions.Pro Tip: Turn off text message previews on your phone. If a scammer steals your phone, they could see your passcode on your lock screen and gain access to your accounts.2. Monitor Your Accounts & Stay Alert for FraudVigilance is key when it comes to detecting fraudulent activity early.Regularly check your bank accounts for unauthorized transactions.Review your credit reports through the three major bureaus—Equifax, Experian, and TransUnion—by visiting AnnualCreditReport.com.Sign up for transaction alerts from your bank or credit union to get notified of suspicious activity.Fraudsters also use phishing scams—fake emails, texts, or calls—to trick people into giving away personal information. These scams often create a sense of urgency to pressure you into acting quickly.Never share your:Username or passwordOne-time passcodesAccount or personal information over the phone, email, chat, or textHackers can spoof phone numbers and email addresses to make messages appear legitimate, even impersonating banks and credit unions. If you're ever unsure, call your financial institution directly to verify any suspicious messages.3. Use Secure Wi-Fi & Protect Your Personal InformationWe all love a good coffee shop work session, but public Wi-Fi networks are a big security risk when accessing sensitive financial accounts. Hackers can intercept your data and steal your login credentials.Always use a secure, password-protected Wi-Fi network when banking online.Use a Virtual Private Network (VPN) for added encryption and security.Also, ensure you don't let identity thieves find your personal information in the trash!Shred documents containing sensitive details like account numbers, social security numbers, or other financial information. Shredders cost as little as $35—a small price to pay for big security.Stay Secure & Bank with PurposeAs fraud prevention becomes increasingly important, many Christians are seeking banking solutions that align with their values. Christian Community Credit Union (CCCU) offers a Harvest Bundle—a unique checking and savings account designed to help members grow their savings while supporting missions worldwide.4% APY on the first $5,000 in Harvest Checking5% APY on the first $5,000 in Harvest Savings1.5% cash back on purchases with the Cash Rewards Visa CardA portion of proceeds supports missions, including gospel outreach, protecting vulnerable children, and fighting human trafficking. For those looking to align their banking with their faith, the Harvest Bundle from CCCU offers competitive rates and kingdom impact—a win-win for wise financial stewardship.If you're looking for a banking partner that reflects your faith and values, consider joining Christian Community Credit Union (CCCU).Ready to bank with purpose? Visit JoinChristianCommunity.com today!On Today's Program, Rob Answers Listener Questions:Can you provide a list of the faith-based investments that I can invest in? I'm trying to invest differently with my 401(k) funds.  I have an old work comp claim that was incorrectly billed, causing Medicare to deny payment. What happened, and how can I prevent this in the future? Also, if I submit a claim to the work comp company and they only pay a portion, am I responsible for the remaining balance? I own a free-and-clear home in Davenport. There is no mortgage anymore, and I would like to transfer 50% of ownership to a family member. Would I have to pay any taxes, or would my family members have to pay them because of this transfer? I'm retired, receiving $70,000 annually from disability and SSDI. I have $50,000 in a TSP account and $9,000 in debt that I'm paying off. I'm currently renting for $1,500 per month. Should I use my VA loan to purchase a home or just continue renting? I have a Roth IRA that I formed from a 403(b) annuity a couple of years ago. I'm 73 and will be 74 in a couple of months. At what point does the RMD apply to my Roth? Also, I'm retired and have Social Security and a retirement pension. I occasionally make profits from a book I publish and workshops I do. Can I make contributions to my Roth from those profits?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineList of Faith-Based Investing FundsCenters for Medicare & Medicaid Services (CMS.gov)AnnualCreditReport.comLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Staying informed about Social Security changes is crucial for maximizing your benefits, and recent legislation will change benefits for a significant number of Americans. Today we're going to bring you up to speed on the Social Security Fairness Act and explain how this legislation will be retroactive to 2024, potentially offering a financial windfall for affected retirees. Here's some of what we discuss in this episode: 0:00 – Intro 0:48 – The Social Security Fairness Act 5:42 – Claiming strategies 10:22 – Strategies for dual-income households 14:03 – Previous marriages 18:31 – SSDI and SSI   For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: https://bit.ly/3WdDG96

Today's witnesses are from Matthew West's website called popwe.org. If you don't know who Matthew West is, he is a singer, songwriter, and storyteller. This website is for the non-profit that he has with his father, a pastor. Matthew and his father encourage people to share their stories. They have various categories of stories. Today, I chose two testimonies from the God Stories Category. Often, we can hear our own story in someone else's story. When we listen to others tell their story, it helps us see that we are not alone. When we hear how God worked in their situation, it gives us hope that He will work in ours, too! I pray when you hear these testimonies, you get the faith and hope to believe that miracles can happen in your situation, also. I pray you know that God is there with you, and if you invite Him into your situation, He can help. I hope you enjoy these testimonies.Brande: I have been dealing with back problems for a while and couldn't figure out what was going on. I was overweight so I thought that maybe that was the problem. But the more weight I lost the worse my pain became.In April of this year, I had an MRI done and found out I have Degenerative Disc Disease, Arthritis and Spinal Stenosis. I also have a tear in one of my discs and my L5 is pushing on my S1.So, in July I had an injection, and it didn't work. I went back to the doctor in August, and he had set up another injection for Sept 20th. But a week before, the doctor office called and said that my insurance would not approve another injection until I see the nurse practitioner. After I hung up the phone that day, I was upset. We were busy at work, and I was in a lot of pain. After work, I sat in my car and cried, feeling defeated. I wanted to give up.Then, as I was driving home from work, “Don't Stop Praying” come on and I started bawling. I knew that was God telling me not to stop praying.I shared this at church, and someone there works for SSDI. She called me and helped me start the process of filling for that assistance.I know this is all an answer to my prayers. That song means more to me than anyone could ever imagine not just for this situation but others as well.My name is Suzie, and this is my testimony of God's strength.Three months ago, I was faced with a dark season. This is a season I never asked for and never thought in a million years I would ever have to go through. I was lied to, and almost broken. My heart was shattered, and I felt numb to everything. I had no clue how this could happen. How could someone who is supposed to be my life partner do something like this?Being a recovering alcoholic, I could have easily fallen back to drinking to forget everything that was happening. But instead, I choose to turn to God, my Bible, and my pastor. You could say I choose the high road instead of the lonely, dead-end road. I thought I was doing well, and I was trying my hardest to keep my head up and be as strong as I could. Yet, it hurt, and I was emotionally tired. In reality, I was spiraling and not doing well at all. I felt like I was in tunnel vision and couldn't get out. I then took the first step in healing by admitting to myself I needed help and reached out to talk with a counselor. Admitting out loud that I needed help emotionally and mentally and that I was not ok, was a huge step in getting through this. In all thisI was getting signs that I needed to let go of everything I was holding onto. Which I really thought I had done. But in truth I was not listening to what God was saying to me. Until one Saturday morning.  I got a message from a friend checking in on me to see how I was doing. After talking with her I felt God telling me I need to let go of everything I am holding on to so I could start to really heal. So, I said a simple prayer that morning before getting ready for the day. After saying the prayer, God started working in my heart. During different times throughout the day, I wanted to leave where I was. But God said “No, you need to stay put. You need to be with others around you.” I soon realized I was right where I need to be, and I am stronger than I realized.   I also realized that I was truly holding onto some parts, and I needed to let go and let God work through me to heal.I am blessed beyond words that I have an awesome support system that knows when I am having a rough time or trying to fake it. I realize that I don't have to be strong all the time. It's ok for me to show my emotions and show that I am human. And it's “ok” to not be “ok” and most importantly it's “ok” to have bad days.I am thankful to God and His guidance and the love He has shown me. He has put people in my path through all of this storm for one reason or another. I am grateful for the little reminders He is showing me to keep my head up. I know my path of healing is going to be a long journey and it is not going to be easy. There are going to be tough days and easy days. If it was meant to be easy, then it wouldn't be called a storm. I am ready to see what God has in store for me no matter how long it takes.Psalm 27:14 “Wait patiently for the Lord. Be brave and courageous. Yes, wait patiently for the Lord.”Thank you all for sharing your stories. I know it can be hard to be vulnerable and share what you have gone through. Yet, when we do, it helps others who are in a similar circumstance know there is hope that the same can happen for them. Please continue sharing your story. www.findingtruenorthcoaching.comCLICK HERE TO DONATECLICK HERE to sign up for Mentoring CLICK HERE to sign up for Daily "Word from the Lord" emailsCLICK HERE to sign up for my newsletter & receive a free audio training about inviting Jesus into your daily lifeCLICK HERE to buy my book Total Trust in God's Safe Embrace

Don't be ashamed to ask for help! Many people with disabilities, caregivers, and families rely on disability programs due to the added challenges in their lives that others do not face. These programs can include financial assistance, daily living supports, healthcare, and much more.   These programs go beyond being a safety net; they are often a lifeline! Without this support, many people could not live healthy, independent lives in their communities.   Dive into Disability Programs that Transform Lives to learn about the programs that could change your life of the life of a loved one! This 4-part documentary series presents the lived experiences and professional advice to motivate and help you get started.

Can the IRS Take Your SSDI Back Pay? There are many factors to the answer to this question, so listen to this episode to understand the answer! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/Mentioned Video Link:-Can the IRS Garnish Social Security?:    • Can the IRS Garnish Social Security?  -Trust Fund Recovery Penalty [For Payroll Tax Debt] Explained by a CPA:    • Trust Fund Recovery Penalty [For Payr... 

What are ABLE accounts and how can they help disabled folks save money?On episode 548 of the Queer Money Podcast, hosts John and David welcome back Brynn Conroy, founder of Femme Frugality and Disability Finance. They discuss the challenges Americans face in qualifying for social security disability benefits and how the system often forces poverty. Conroy delves into the details of ABLE accounts, designed to help those with disabilities achieve a better quality of life by offering tax advantages and allowing savings without jeopardizing benefits like SSI and SSDI. The conversation also touches on the impact of ableism in the workplace, systemic issues, and how the pandemic has strained systems for people with disabilities. Conroy provides insights from her lived experience and emphasizes the importance of financial education and legislative advocacy for improving disability finance.Topics Discussed00:00 Introduction to Social Security Disability Benefits 00:46 Welcome to Queer Money Podcast01:45 Introducing Brynn Conroy and Disability Finance04:47 Challenges Faced by Disabled Individuals06:56 Understanding Disability Definitions and Models19:15 Income and Asset Restrictions for Disabled Individuals23:30 Political and Social Issues Surrounding Disability26:37 The Impact of ADAPT on Disability Laws27:13 Understanding ABLE Accounts29:04 ABLE Accounts and Inheritance29:58 Medicaid Payback and Trusts31:20 Housing Benefits of ABLE Accounts31:58 Challenges and Resources for Disability Finance35:51 Expanding Eligibility for ABLE Accounts37:49 Disability in the Queer Community42:23 Real-Life Benefits of ABLE Accounts45:26 How to Open an ABLE Account47:42 Global Perspectives on Disability49:33 Final Thoughts and ResourcesFor the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money InstagramQueer Money YouTubeQueer Money on TiktokConnect with John on LinkedInConnect with David on LinkedInDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Send us a textDiscover the critical financial strategies that can transform the lives of families with autism in our latest episode of "Why Not Me." Join us as we sit down with Andrew Smith, an experienced financial planner who specializes in guiding families with special needs. With a personal connection to the cause, Andrew delves into the complex world of government benefits like SSI, SSDI, and Medicaid, shedding light on how families can navigate these programs while addressing unique financial needs such as medical and travel expenses. His insights emphasize the importance of personalized planning and utilizing specialized tools to create secure financial futures.Ever wondered how to manage the financial complexities that come with an autism diagnosis? Andrew walks us through the essential first step of securing case management and introduces the ABLE plan—a game-changing financial tool for individuals with disabilities. Similar to a 529 college savings plan, the ABLE plan allows for savings beyond the typical asset limits without jeopardizing benefits. Andrew explains how understanding state-specific rules and investment options can provide a hopeful and clear path forward for families, easing the emotional and financial burdens that come with such diagnoses.Protecting assets for children with autism is a crucial task for any parent, and Andrew lays out the importance of third-party special needs trusts in this episode. Learn how these trusts can ensure that assets are managed according to the parents' wishes without disqualifying the child from necessary aid. We also cover the role of professional trustees and the vital need for educating both clients and advisors to improve service quality. Through Andrew's expertise, we aim to inspire and reassure families, showing them that they are not alone on this challenging, yet hopeful, journey towards a secure financial future.https://tonymantor.comhttps://Facebook.com/tonymantorhttps://instagram.com/tonymantorhttps://twitter.com/tonymantorhttps://youtube.com/tonymantormusicintro/outro music bed written by T. WildWhy Not Me the World music published by Mantor Music (BMI)

Welcome to Season 4, Episode 29 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Intersection of SSDI and ERISA, P2 - Vocational Evaluation." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intersection of SSDI and ERISA claims. While SSDI and ERISA are completely different things, they do share some similarities in process, and are often intertwined in the course of applying for disability. Often, when you're applying for one, you are required to apply for the other. That is why it is vital to be knowledgeable regarding both. In the second part of this multi-part series, your host Nancy L. Cavey will be diving into the specifics of the vocational evaluations applicants will undergo. In this episode, we'll cover the following topics:1 -  The Vocational Denial Toolbox2 - The Game Played at the Any Occupation Stage3 - How to Attack the Common Mistakes Made at the Own Occupation Stage of an ERISA CaseWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Navigating the transition to adulthood with your neurodivergent child can be overwhelming and fraught with uncertainties. In this episode of Beautifully Complex, my guest, Shannon Urquiola and I explore the critical aspects of preparing kids on the spectrum for adulthood, addressing common pain points like guardianship, financial planning, SSI, and vocational rehabilitation. You'll gain insights into crucial legal processes and the importance of starting early, as well as practical tips for ensuring your child's needs are met.From understanding the guardianship process and navigating Social Security benefits to involving vocational rehab in IEP meetings, this episode covers the essential elements you need to consider. Shannon shares strategies to prepare your child for independence, highlights from her own experiences, and the importance of detailed documentation and early planning.By focusing on these key elements, you can better understand the steps needed to support your child's journey into adulthood. Tune in to learn how to manage the emotional and logistical challenges and discover resources that can make this transition smoother for both you and your child. Don't miss this information-packed episode that provides valuable tools and encouragement for parents and guardians.Subscribe, share, and gain peace of mind knowing you're not alone in this journey.Become a supporter of this podcast: https://www.spreaker.com/podcast/beautifully-complex--6137613/support.

They think the problem involving prior authorizations can be fixed with legislation. So the evil MA trolls won't find another way to use their enslaved members to extract more cash from the US Treasury? On the Wikipedia page about Medicare, we learn about out-of-pocket costs: deductibles, co-pays, co-insurance and IRMAA. Correspondence with clients and prospects, such as Patricia who may have been tricked into a MA plan without her knowledge or consent. Thomas fell 30 feet off a roof and has been in SSDI. MLM was able to enroll him in Plan A in his home state of Virginia. Howard was hoping that we post our MA articles on a bulletin board somewhere. Finally, Frank is not so sure he wants to enroll in an HDG plan in spite of the very low premium. I think Frank is overlooking the long-term HDG advantages!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Parents naturally want to make sure their child with disabilities is well taken care of, both now and in the future. It's not just about meeting the day-to-day needs but also thinking ahead to their long-term financial security. There's a lot to juggle—from managing medical expenses to planning for their financial future. It can feel pretty overwhelming and complicated. In this episode, host Annette Hines welcomes financial planning expert, James Lange, to discuss the crucial need for specialized financial planning for parents of children with disabilities. James emphasizes the importance of working with advisors who understand the unique financial needs of these families and securing government benefits like SSI or SSDI to ensure long-term support. The conversation covers essential legal documents such as wills and trusts, and James offers a free copy of his book, “Retire Secure for Parents of a Child with a Disability,” packed with strategies for financial planning. Annette and James delve into the practical and emotional aspects of financial security, reflecting on how proactive planning can provide peace of mind and a brighter future for children with disabilities.   In this episode, you will hear: The importance of collaborating with specialized financial planners and tax advisors for families with children with disabilities Key government benefits essential for the financial support of children with disabilities The necessity of creating appropriate wills, trusts, and powers of attorney tailored for children with disabilities How proper financial planning can alleviate anxiety for parents raising children with disabilities Why it is important to involve the child in the financial planning process Resources from this Episode: Free digital copy of Retire Secure for Parents of a Child with a Disability Website: https://DisabledChildPlanning.com Facebook:  @RothRevolution Twitter/X: @rothguy  LinkedIn:@jameslangecpa Other Sites:https://PayTaxesLater.com Engage with us: Join our community: Circle of Care Visit:  https://annettehines.com Read Butterflies and Second Chances LinkedIn: @annette-hines-snc  Instagram: @parentingimpossible Facebook: @SpecialNeedsCompanies Twitter: @SpecialNeedsCo   Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

We're happy to bring you some of our listener favorites during the next few weeks. These episodes are sure to pique your interest by featuring topics important to each of us Enjoy!We are pivoting from our normal education-centric topics today to take a broader view of the financial side of raising a child with a disability. We want to make sure that families, and people working with these families, have all the resources and tools for a well-rounded toolkit for supporting their kids. We welcome James Lange to the podcast to share his practical insights and expertise.James Lange is a CPA, a state attorney in Pennsylvania, and the author of nine best-selling financial books. He is a nationally recognized IRA, 401(k), and retirement plan distribution expert. As a result of his daughter's disability, James developed a passion for helping parents who need to provide sufficient care for a disabled child even beyond their own lifetime. He explains how he and his wife are providing for their daughter's future and what parents of a disabled child should do right now to ensure the financial future of their child. Show Highlights:James' plan to provide for his daughter for the rest of her lifeJames' mission to help parents of children with disabilities optimize their financial assetsThree steps to take right now for your disabled child: Get your child qualified for government benefits in the SSI or SSDI. (James explains the #1 mistake most parents make in applying for these benefits.)Get your estate planning done appropriately with the proper trust or conservatorship option. (Don't rely on “Joe Schmo Attorney” for this!)Get the Roth IRA conversion strategy done right by a financial professional. (The difference in doing this correctly and incorrectly can amount to a huge difference in available funds for your child.) Best resources for parents to use in their education and planning:Get James' FREE book, Retire Secure for Parents of a Child with a Disability. Click here!Sign up for Expert Advice for Parents of Children with Disabilities: A Virtual Summit, June 18-20, 2024. Click here for more information about this FREE event!Links/Resources:Connect with James Lange: Disabled Child Planning, Pay Taxes Later, and LInkedInContact us on social media or through our website for more information on the IEP Learning Center: www.inclusiveeducationproject.org Thank you for listening! Don't forget to SUBSCRIBE to the show to receive every new episode delivered straight to your podcast player every Tuesday.If you enjoyed this episode and believe in our message, then please help us get the word out about this podcast. Rate and Review this show on Apple Podcasts, Stitcher Radio, or Google Play. It helps other listeners find this show.Be...

We explore essential planning for parents of children with disabilities with CPA and estate attorney James Lange! Note and disclaimer - this episode deviates from our previous episodes in that it is about financial planning and how to provide for our kids after us. Please use your usual due diligence and research before implementing these strategies. Also please note that this episode is very US-centric. James shares his personal experience and provides valuable insights, emphasizing three critical steps: getting the child approved for SSI or SSDI, creating a special needs trust for estate planning, and optimizing taxes through Roth IRA conversions. James offers a free book, 'Retire Secure for Parents of a Child with a Disability,' and a virtual summit for further resources and support. Connect with James Lange at www.paytaxeslater.com and explore his book, “Retire Secure for Parents of a Child with a Disability,” for more detailed guidance.

Tom Foley began 2021 as the new Executive Director of National Disability Institute (NDI).Trained as a tax lawyer and financial planner, Tom has more than 30 years of experience in the disability community. As a person who is blind, he has been an advocate and dedicated his career to partnering with other thought leaders to address the complex drivers of economic inequality and create pathways to employment and financial security for the most vulnerable communities. In addition, Tom has been instrumental in developing and influencing federal and state legislation to encourage employment and increase participation of people with disabilities in employment and wealth-building programs. He most recently held the position of Managing Director at the World Institute on Disability.Tom says: I think financial institutions, educators and banks each have to recognize the disability community as a specific market segment of the population that have been traditionally underserved and have a demonstrated need for access to financial tools and services. Once they make the decision to work with the disability community, they need to partner with organizations who are particularly well-positioned to provide industry technical assistance to reach the disability community and further the financial industry's inclusion goals – like National Disability Institute. For example, NDI reaches two million people per year and has been doing this for 15 years. We are particularly well situated, through our research, policy and practice, to reach this community.In addition, it's important for banks and financial institutions to target people with disabilities through their CRA activities. NDI's Center for Disability-Inclusive Community Development (CDICD) works to improve the usage of the opportunities and resources available under the Community Reinvestment Act (CRA). This is really important as millions of dollars, that could help people with disabilities in LMI communities, goes unspent every year. Through NDI's research, we've identified that Black, Indigenous and People of Color (BIPOC) communities with disability are the most underserved. How do we change this? Financial institutions, in particular, need to make a concerted effort to work with and support this segment of the community. In addition, we, the disability community, need to be intentional in our own efforts to better address these issues.© 2024 All Rights Reserved© 2024 Building Abundant Success!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

In the US, there is something often called a 'marriage penalty' for people with disabilities. We dig into the very complicated and often heartbreaking details of what this is, and why the system was designed this way.See omnystudio.com/listener for privacy information.

Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances separate - can Maria cover her own expenses in early retirement? That's today on Your Money, Your Wealth® podcast 482 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, the fellas explain the difference between FDIC insurance and SIPC insurance for Edward, who wonders if he should spread his assets between banks for protection. Fajita Willy needs a spitball on his MYGA retirement strategy, that is, multi-year guaranteed annuities. Nancy wants to know if mandatory seismic retrofit expenses are tax-deductible. And how should Lee manage Roth contributions and IRMAA now that his Social Security disability has finally been approved and he's received 5 years of back pay? Free financial resources and transcript: https://bit.ly/ymyw-482 Retirement Readiness Guide - free download EASIretirement.com - free retirement calculator Financial Planning at Every Age: Retirement Planning for Millennials, Gen-X, and Baby Boomers - YMYW TV Ask Joe & Big Al On Air for your Retirement Spitball Analysis Schedule a free financial assessment Timestamps: 00:00 - Intro 01:02 - Will Building a New Home Delay My Early Retirement? (Janelle, CO - voice) 07:35 - Should I Spread Assets Between Banks for FDIC Insurance? (Edward, IL) 13:16 - Multi-Year Guaranteed Annuity (MYGA) Retirement Spitball (Fajita Willy, TX) 21:09 - Is the Mandatory Seismic Retrofit Expense Tax-Deductible? (Nancy, Tarzana, CA) 22:47 - My SSDI Was Approved and I've Received 5 Years of Back Pay. How to Manage Roth IRA Contributions and Medicare IRMAA? (Lee, Jacksonville, FL) 28:33 - Can We Retire Early Next Year at Ages 55 and 50? How Much Should We Convert to Roth? (Mike, NY) 34:57 - My Partner and I Maintain Separate Finances. Can I Cover My Own Expenses in Early Retirement? (Maria, Chicago suburbs, IL) 42:06 - The Derails

We are pivoting from our normal education-centric topics today to take a broader view of the financial side of raising a child with a disability. We want to make sure that families, and people working with these families, have all the resources and tools for a well-rounded toolkit for supporting their kids. We welcome James Lange to the podcast to share his practical insights and expertise.James Lange is a CPA, a state attorney in Pennsylvania, and the author of nine best-selling financial books. He is a nationally recognized IRA, 401(k), and retirement plan distribution expert. As a result of his daughter's disability, James developed a passion for helping parents who need to provide sufficient care for a disabled child even beyond their own lifetime. He explains how he and his wife are providing for their daughter's future and what parents of a disabled child should do right now to ensure the financial future of their child. Show Highlights:James' plan to provide for his daughter for the rest of her lifeJames' mission to help parents of children with disabilities optimize their financial assetsThree steps to take right now for your disabled child: Get your child qualified for government benefits in the SSI or SSDI. (James explains the #1 mistake most parents make in applying for these benefits.)Get your estate planning done appropriately with the proper trust or conservatorship option. (Don't rely on “Joe Schmo Attorney” for this!)Get the Roth IRA conversion strategy done right by a financial professional. (The difference in doing this correctly and incorrectly can amount to a huge difference in available funds for your child.) Best resources for parents to use in their education and planning:Get James' FREE book, Retire Secure for Parents of a Child with a Disability. Click here!Sign up for Expert Advice for Parents of Children with Disabilities: A Virtual Summit, June 18-20, 2024. Click here for more information about this FREE event!Links/Resources:Connect with James Lange: Disabled Child Planning, Pay Taxes Later, and LInkedInContact us on social media or through our website for more information on the IEP Learning Center: www.inclusiveeducationproject.org Thank you for listening! Don't forget to SUBSCRIBE to the show to receive every new episode delivered straight to your podcast player every Tuesday.If you enjoyed this episode and believe in our message, then please help us get the word out about this podcast. Rate and Review this show on Apple Podcasts, Stitcher Radio, or Google Play. It helps other listeners find this show.Be sure to connect with us and reach out with any questions/concerns:Facebook

Treatment for schizophrenia is a tough journey for people with the illness but also for caregivers and loved ones. Due to cognitive symptoms, hallucinations, and delusions, a person with schizophrenia may not be able to make decisions on treatment or take care of themselves. When should caregivers step in to legally take control over a person with schizophrenia? What are the types of involuntary treatment? What are the other options available to people with schizophrenia and caregivers? Host Rachel Star Withers, a person with schizophrenia, and co-host Gabe Howard discuss involuntary treatment options in schizophrenia and the moral issues around forcing treatment on a person.  Guest Nicole Drapeau Gillen joins the discussion. Nicole was an IT executive and chief marketing officer turned caregiver and the author of “Schizophrenia & Related Disorders: A Handbook for Caregivers.” Nicole recognized that caregivers like herself often find themselves thrust into this challenging, complex, and stressful situation with little guidance on how to help a loved one with a serious mental illness. In this episode, Rachel speaks about psychiatric advance directives. You can find more information at the National Resource Center on Psychiatric Advance Directives at www.NRC-PAD.org. To learn more -- or read the transcript -- please visit the official episode page. Our guest, Nicole Drapeau Gillen, is a caregiver and the author of “Schizophrenia & Related Disorders: A Handbook for Caregivers.” Nicole began her journey as a caregiver in this world of schizophrenia in 2020 when her daughter became sick. After thrashing about for a few years, finding herself frustrated and desperate for information, she wrote the book on caregiving for someone with a serious mental illness. In her book, “Schizophrenia & Related Disorders: A Handbook for Caregivers,” Nicole addresses a myriad of issues caregivers face, including: • From the Beginning of the Journey: Treatment — medication primer, treatment primer, etc.; hospitals, case managers, and more; and doctors (working with, talking to, finding) • Ongoing: Communication, definitions, family and friends; support groups — for yourself and your loved one; and creating your ongoing paper trail • Could Happen Anytime: Housing/homelessness; navigating jail and police; and crisis — suicidal ideation, arrests, run away, etc. • Getting The Right Support Setup: Legal — advanced directives; legal — power of attorney, conservatorship, guardianship; and financial — SSI, SSDI, other government services • Long-term issues: Budgeting — estate planning, trusts and letter of intent; and transition to self support for your loved one • And so much more! As a caregiver, our journey is ever-evolving and fluid. No sooner do we get our loved one on a good path, then things take another twist and turn. This book aims to give you the fundamentals on how to help your loved one no matter where they are on their road to recovery. With clear steps and compassionate insights, you'll find a lifeline in your caregiving journey. https://schizophrenia-caregiver.com/ Schizophrenia & Related Disorders: A Handbook for Caregivers Rachel Star Withers creates videos documenting her schizophrenia, ways to manage and let others like her know they are not alone and can still live an amazing life. She has written Lil Broken Star: Understanding Schizophrenia for Kids and a tool for schizophrenics, To See in the Dark: Hallucination and Delusion Journal. Fun Fact: She has wrestled alligators. To learn more about Rachel, please visit her website, RachelStarLive.comm. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's an EmMajority Report Thursday! She speaks with Timothy M. Gill, assistant professor of sociology at the University of Tennessee, Knoxville, to discuss his recent book Encountering US Empire in Socialist Venezuela: The Legacy of Race, Neo-Colonialism, and Democracy Promotion. Then, she is joined by David Adler, Co-General Coordinator of the Progressive International, to discuss what has transpired since Argentinian President Milei's took power. First, Emma runs through updates on the UN's unlikely ceasefire vote, continuing reports on Israeli war crimes, US-Venezuela relations, protests in Argentina, a mass shooting in Prague, GOP primary polling, growing challenges to union-busting in the US, and the incredible use of the MTA's funding, before parsing through a recent CNN report on the unsurprising role Israeli Settlers play in the West Bank. Timothy Gill then joins, diving right into the developments in US-Venezuela relations, including a drawback of US sanctions and a prisoner swap, and what that means moving forward. Next, Gill steps back to walk Emma through the history of the US' neocolonial approach to Venezuela, occurring at the beginning of a shift away from blunt displays of US power towards more subtle attempts at “Democracy Building,” like the funding and bolstering sympathetic actors and political parties. Expanding on this, Gill and Emma tackle the role of NGOs and political organizations in laundering US dollars to train long-term efforts to manipulate Venezuelan elections, and how that's reflected by the executive branch with the eager backing of un-elected leaders, first in the wake of the coup of Hugo Chávez and more recently with their uplifting of Juan Guaidó, before parsing through the particular role of the Chávez Administration – and their opposition to the US' global war on terror – in shifting the US stance toward Venezuela. Wrapping up, Gill explores the role of anti-imperialism as a patriotic force within Venezuela, and touches on the lingering tentacles of US neo-colonialism. David Adler then jumps right into the early action of Javier Milei's administration in Argentina as a direct representation of his extreme anarcho-capitalist ideology and his coalition with the “Law and Order” right, including an unprecedented crackdown on peaceful protests with direct attacks on their rights and welfare as they speak out against his attacks on their rights and welfare. Adler also parses through Milei's most recent display of hyper-neoliberalism – via a sweeping 600-article piece of legislation – before exploring the strong majority with which Milei won office, and what that means for the staunch backlash to his early actions. After expanding on the important context of massive foreign debt left by Mauricio Marcri's Administration, David and Emma wrap up with an assessment of yesterday's mass protests of the free-speech crackdown by Milei, and what that suggests for the future of the administration. And in the Fun Half: Emma is joined by Brandon Sutton and Matt Binder as they reflect on the politics of Late Night TV and the coverage of women in 2000s media, listen to Tim Pool's newest song courtesy of DJ Danarchy, and watch Tulsi Gabbard unite islamophobia and antisemitism at TPUSA's America Fest. The MR Crew also parses through John Fetterman's apparent right-wing turn as he goes all in on the ethnic cleansing of Gaza and brutal US immigration policies, and Sargent Flux from the MR Chat calls in to talk SSDI reform, plus, your calls and IMs! Check out Timothy's book here: https://upittpress.org/books/9780822947448/#:~:text=A%20very%20interesting%20and%20relevant,literature%20on%20US%20foreign%20policy Check out the Progressive International here: https://progressive.international/ Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! http://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: http://majority.fm/app Check out today's sponsors: Henson Shaving: Henson Shaving is giving my audience a 2-year supply of blades for FREE. Just go to https://hensonshaving.com/MAJORITY. That's https://hensonshaving.com/MAJORITY. Add a razor and 100-pack of blades to your cart, then enter code MAJORITY to get the blades for free. Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/