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Today Episode is the review of Black Widow! Natasha Romanoff, aka Black Widow, confronts the darker parts of her ledger when a dangerous conspiracy with ties to her past arises. Pursued by a force that will stop at nothing to bring her down Are you a big simps for movies? Me and my girlfriend, Anthony and Jenny, just love movies you even call us simps for them. we talk about movies and go in depth with our chosen movie of the episode. Sit back, relax, and simp with us. Movie Simp Club All access Ticket = https://allmylinks.com/moviesimpclub
Today Episode we review the brand new Pixar movie Luca! Luca is a coming-of-age story about one young boy experiencing an unforgettable summer filled with gelato, pasta, and endless scooter rides. Are you a big simps for movies? Me and my girlfriend, Anthony and Jenny, just love movies you even call us simps for them. we talk about movies and go in depth with our chosen movie of the episode. Sit back, relax, and simp with us. Join Us and listen to us talk about Pixar Soul. We will talk about Funny moments, Easter eggs, the making of soul, the message of the movie, and Much more. Movie Simp Club All access Ticket = https://allmylinks.com/moviesimpclub
Relevance for Today Episode 141 Dr. John Burpee’s Book Milestones To The Miraculous Thanks for tuning into this important interview with Dr. John Burpee founder of Destiny Churches & Ministries International Apostolic Network. In this episode we will be discussing his new book “Milestones to the Miraculous”. This powerful book will impact your lives in ways you couldn’t even imagine. Whether you are a Follow of Jesus Christ or not, this amazing book will touch your life and draw you closer to God. My prayer is that you will listen to this episode as Dr. John shares about his experiences that led him to write his book. I hope you will also share this episode with your friends and head over to Amazon to purchase a copy of Milestones to the Miraculous, your life will never be the same. We look forward to hearing from you all, hope you enjoy the show, God Bless and Love To You ALL. Contact Dr. John Burpee Website: www.JohnBurpee.com Email: John@Johnburpee.com Facebook: John Guy Lockwood Burpee Youtube: https://youtu.be/SZYRcIlNkjM Interested in more shows? Search for “Relevance For Today” with Stephen Lewis on any of the following: Subscribe or Follow: Libsyn, Apple Podcasts, Spotify, Blogger, Google Play, Downloadable Podcast Apps, Youtube, Amazon Music and, Audible! #MilestonestotheMiraculous #Christianbooks #Ministry # JohnBurpee # DestinyChurches # ApostolicNetwork #Minister #JohnBurpeeMinistries #HopeinJesus #JohnandNancyBurpee #SalvationthroughJesusChrist #focusonJesus #Godsplan #Relationship #plansforthisyear #Godscalling #StephenLewis
Relevance for Today Episode 140 A Powerful Ministry Chat with Dr. John Burpee Thanks for tuning into this important interview with Dr. John Burpee founder of Destiny Churches & Ministries International Apostolic Network. My prayer is that you will listen to this episode as Dr. John shares about his life before and after stepping into the call of God. John and Nancy (his wonderful wife) have and continue to travel extensively holding Healing crusades, Leadership conferences, Revival meetings and more, all around the world. He also travels and ministers through John Burpee Ministries. We look forward to hearing from you all, hope you enjoy the show, God Bless and Love To You ALL. Contact Dr. John Burpee Website: www.JohnBurpee.com Email: John@Johnburpee.com Facebook: John Guy Lockwood Burpee Youtube: https://youtu.be/-afAH3W_rYs Interested in more shows? Search for “Relevance For Today” with Stephen Lewis on any of the following: Subscribe or Follow: Libsyn, Apple Podcasts, Spotify, Blogger, Google Play, Downloadable Podcast Apps, Youtube, Amazon Music and, Audible! #Ministry # JohnBurpee # DestinyChurches # ApostolicNetwork #Minister #JohnBurpeeMinistries #HopeinJesus #JohnandNancyBurpee #SalvationthroughJesusChrist #focusonJesus #Godsplan #Relationship #plansforthisyear #Godscalling #StephenLewis
Step right up and hear the greatest show on Oith! Today Episode 57 brings us and the Great Gildersleeve (4/13/49) to the circus and to some of the greatest singers on Earth too! Stepping right up will be Blue Magic (a ‘70's group), Peggy Lee, Perry Como, Doris Day, a classic circus song, Bing Crosby with a classic of his own, Dusty Springfield & the great Jimmy Durante! Wow, that's a boatload of talent, eh? Well your Humble Host and all our friends are here to lose our tops at the Big Top! That's a little circus talk. Now let's start the show!
Welcome to Simple Joe. I'm glad you're here. You can email me at joe@thesimplejoe.com or send me a text at 513.399.6468. Today: Episode 100! T-Shirt Contest - Share #simplejoeismyfriend on social media Special Guest Co-Host Weather in Philadelphia, PA Birthdays Explosion at a gender reveal party Random Here's the Deal question Weight loss update Hear from Obi-Wan Kenobi And much much more
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 304 - SPHERE OF INFLUENCE From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Watch on YouTube! Support us on Patreon ForceCenter merch! All from ForceCenter: https://linktr.ee/ForceCenter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 302 - ARC TROOPERS From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Watch on YouTube! Support us on Patreon ForceCenter merch! All from ForceCenter: https://linktr.ee/ForceCenter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 307 - ASSASSIN From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Watch on YouTube! Support us on Patreon ForceCenter merch! All from ForceCenter: https://linktr.ee/ForceCenter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/forcecenter/message
Welcome to God's pathway to life for you, Today Episode about john Chapter 3 John 3 talks about Nicodemus talking with Jesus about being Born again he didn't understand the metaphor Jesus was using and then John talks about his roll and how he must decrease and Jesus will increase their more so come join me today and God Bless you all I Invite you to live stream Church service with me at South Height Baptist Church on Facebook Live Link Below time: 11am CST Sunday and 6:30CSTpm Sunday Night and Wednesday Night at 7pmCST https://www.facebook.com/SouthHeightsBaptistChurchOfSapulpa Website for the Church, Check out the Media Tab on the left side of the Webpage https://www.southheightsbaptist.com/Website for Podcast https://godspathwaytolife.faith/ I 'm a member of SHBC the Church doesn't support this podcast with any kind of money i do this to help you find God and to reconnect with Jesus and it helps me to because we are in this together and i want to help you get a understand so we can grow in Christ God Bless you all.prayer List Email address godspathwaytolife@gmail.comhello if you would like to donate to the Church there's a link below tithe.ly linknot asking but if God has laid it on your heart to here a place Donate goes straight to a real Church Support the show (https://tithe.ly/give_new/www/#/tithely/give-one-time/433047)
Welcome to God's pathway to life for you, Today Episode about Spiritual warfare and how to fight back and how to safe guard your walk with Christ, Come join us today Look for Sam Cathey every Friday till we get through the Four part Sermon I invite you to Live stream Church services on Facebook link below for the Church's Facebook group page (Times: Sunday Am 11:00 CST and Sunday PM 6:30 CST and Wednesday PM7:00 CSThttps://www.facebook.com/SouthHeightsBaptistChurchOfSapulpaWebsite for the Podcast https://godspathwaytolife.faith/ I 'm a member of SHBC the Church doesn't support this podcast with any kind of money i do this to help you find God and to reconnect with Jesus and it helps me to because we are in this together and i want to help you get a understand so we can grow in Christ God Bless you all.prayer List Email address godspathwaytolife@gmail.comhello if you would like to donate to the Church there's a link below tithe.ly linknot asking but if God has laid it on your heart to here a place Donate goes straight to a real Church Support the show (https://tithe.ly/give_new/www/#/tithely/give-one-time/433047)
Today Episode we are talking what 5 top sighs you have a loser on your hands. And the ways to get raid of them also. All on tonights Episode. Call in number to the show is (214) 526-5425 Call,Text,Video Chat all on the for everyone enjoy !
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 211 - Lightsaber Lost From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Watch on YouTube! Support us on Patreon ForceCenter merch! All from ForceCenter: https://linktr.ee/ForceCenter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 210 - The Deserter From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Watch on YouTube! Support us on Patreon ForceCenter merch! All from ForceCenter: https://linktr.ee/ForceCenter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 204 - Senate Spy From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Watch on YouTube! Support us on Patreon ForceCenter merch! All from ForceCenter: https://linktr.ee/ForceCenter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 217 - Bounty Hunters From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Watch on YouTube! Support us on Patreon ForceCenter merch! All from ForceCenter: https://linktr.ee/ForceCenter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 117 and 118 - Blue Shadow Virus and Mysteries of a Thousand Moons From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Support us on Patreon ForceCenter merch! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app · Charity Promotion: HeadCount: The goal of this initiative is to increase voter registration and encourage your listeners to get the vote out during the 2020 General Election this November. https://www.headcount.org/ --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 115 - TRESPASS From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Support us on Patreon ForceCenter merch! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app · Charity Promotion: HeadCount: The goal of this initiative is to increase voter registration and encourage your listeners to get the vote out during the 2020 General Election this November. https://www.headcount.org/ --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 110 - Lair of Grievous From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Support us on Patreon ForceCenter merch! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app · Charity Promotion: HeadCount: The goal of this initiative is to increase voter registration and encourage your listeners to get the vote out during the 2020 General Election this November. https://www.headcount.org/ --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 109 - Cloak of Darkness From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Support us on Patreon ForceCenter merch! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app · Charity Promotion: HeadCount: The goal of this initiative is to increase voter registration and encourage your listeners to get the vote out during the 2020 General Election this November. https://www.headcount.org/ --- Send in a voice message: https://anchor.fm/forcecenter/message
Today Episode talks about breaking the stigma that having Anxiety is a real illness and millions of people deals with it.
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 108 - Bombad Jedi From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Support us on Patreon ForceCenter merch! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app · Charity Promotion: HeadCount: The goal of this initiative is to increase voter registration and encourage your listeners to get the vote out during the 2020 General Election this November. https://www.headcount.org/ --- Send in a voice message: https://anchor.fm/forcecenter/message
The Clone Wars Report Chronological rewatch is in full swing! Today: Episode 105 - Rookies! From the minds of Ken Napzok (comedian, host of The Napzok Files), Joseph Scrimshaw (comedian, writer, host of the Obsessed podcast), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Stitcher, Spotify, and more! Follow ForceCenter! Support us on Patreon ForceCenter merch! Get a free 30 day trial of Audible at www.audibletrial.com/forcecenter --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/forcecenter/message
Today Episode is all about why Sometimes later become never! Great for a good kick up the ass! to get this week ready! Remember to follow at rorybrattpt on instagram or Facebook Page at Rory Bratt Personal Training
Austin, Tyler, and Bob talk about movies - WITH A CATCH - one (or more) of them hasn't seen it yet. They get to watch a trailer and then they try and guess what the movie is about... then they get the movie SPOILED! Tune in for some Lackluster Reviews! Today Episode is 2003 OLD BOY In the first ever episode of Lackluster Review, our own Bob Plant is shown a trailer for the hit neo-noir action thriller Oldboy, and like anyone else, assumes it is a run-of-the-mill action flick – filled with fighting, gritty monologues, and maybe a little bit of romance. But for those of us who’ve seen it, we know there is just so much MORE. Tune in as Austin and Tyler spoil Oldboy for Bob. Trust us when we say, he never saw this one coming. Movie IMDB https://www.imdb.com/title/tt0364569/ Trailer https://www.youtube.com/watch?v=2HkjrJ6IK5E Facebook Pages ClassyNerdTalk https://www.facebook.com/classynerdtalk/ Lackluster Review https://www.facebook.com/LacklusterReviews/ Twitter Twitter.com/ClassyNerdTalk --- Support this podcast: https://anchor.fm/classynerdtalk/support
Austin, Tyler, and Bob talk about movies - WITH A CATCH - one (or more) of them hasn't seen it yet. They get to watch a trailer and then they try and guess what the movie is about... then they get the movie SPOILED! Tune in for some Lackluster Reviews! Today Episode is 2003 OLD BOY In the first ever episode of Lackluster Review, our own Bob Plant is shown a trailer for the hit neo-noir action thriller Oldboy, and like anyone else, assumes it is a run-of-the-mill action flick – filled with fighting, gritty monologues, and maybe a little bit of romance. But for those of us who’ve seen it, we know there is just so much MORE. Tune in as Austin and Tyler spoil Oldboy for Bob. Trust us when we say, he never saw this one coming. Movie IMDB https://www.imdb.com/title/tt0364569/ Trailer https://www.youtube.com/watch?v=2HkjrJ6IK5E Facebook Pages ClassyNerdTalk https://www.facebook.com/classynerdtalk/ Lackluster Review https://www.facebook.com/LacklusterReviews/ Twitter Twitter.com/ClassyNerdTalk --- Support this podcast: https://anchor.fm/classynerdtalk/support
check out these throwback classic episodes if Kitchen Talk. Today Episode is the inaugural episode if Kitchen Talk so relax and enjoy the show. @infomux_media --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/infomuxmedia/message Support this podcast: https://anchor.fm/infomuxmedia/support
Today Episode 3 is part #2 on our topic of Relationships where my amazing Co host Will Salgado and I explore the subject further with Dr. Roberta Shaler a.k.a. "The Relationship Dr". I don't even know where to start because this episode is that REAL! We cover finding the right person, red flags, booty calls vs intimacy, , how long until we get to really know someone, how our upbringing affects our view on relationships, are we being too picky and so much more! Take a listen and let me know your thoughts. Enjoy
Today Episode is about classism. Hope you guys enjoy.
Welcome to Finance and Fury, The Furious Friday Edition Today, the episode is delving a little deeper into superannuation I Work as a financial adviser – see a lot of changes to the legislation of superannuation since I joined the industry in 2011 – Today - Episode on my theory of superannuation from a viewpoint you might not see anywhere else History of Super – From 1970s - superannuation arrangements were in place were set up under industrial awards negotiated by the union movement – nothing like currently – they were union/company run 1983 - A change to superannuation arrangements came - through an agreement between the government and the trade unions Called “Prices and Incomes Accord” - the trade unions agreed that their members (workers) forgo a 3% pay increase to instead direct into the new superannuation system – important point of forgoing salary increase – come back to later This 3% was also matched by employers' contributions the employees' income – Though there is general widespread support for compulsory superannuation today, at the time of its introduction it was met with strong resistance by small business groups who were fearful of the burden associated with its implementation and its ongoing costs – still – passed anyway due to union support Created 6% in total for union/Government workers – but didn’t exist across the board yet 1992 - the Keating Labor Government - compulsory employer contribution scheme became a part of a wider reform package - "Superannuation Guarantee" (SG) contributions Why? Reasoning of Australia, along with many other Western nations, would experience a major demographic shiftin the coming decades, of the aging of the population, and it was claimed that this would result in increased age pension payments that would place an unaffordable strain on the Australian economy. The proposed solution was a "three pillars" approach to retirement income: compulsory employer contributions to superannuation funds, further contributions to superannuation funds and other investments, and if insufficient, a safety net consisting of a means-tested government-funded age pension. The Keating Labor Government had also intended for there to be a compulsory employee contribution beginning in 1997-98, with employee contributions beginning at 1%, then rising to 2% in 1998-99 and reaching 3% in 1999-2000. However, this planned compulsory 3% employee contribution was cancelled by the Howard Liberal Government when it took office in 1996. By 2002-03 - Howard Government - The employer SG contribution was allowed to continue to rise to 9 Limited employer SG contributions from 1 July 2002 to an employee's ordinary time earnings Before this – no cap in conts The SG rate was 9% from 2002-03 to 2013-14, when the Rudd-Gillard Labor Government passed legislation to increase SG contributions to 12% by 1 July 2019 - originally intended by the Keating Government in 1995 – but got strong opposition and replaced by Howard Abbott Liberal Government deferred the start of this planned increase to the SG by six years, from 1 July 2015 to 1 July 2021. The SG rate has since 1 July 2014 been- from 9.5% and in July 2021 the rate is planned to increase by 0.5% each year until it reaches 12% by 2025. Super Today – has grown massively – increase in compulsory contributions, being tax-effective, and strong market growth It is massive – Estimates show it is likely cracked the $3trn mark as of last month – ASX is about $2trn – remember that every super fund has money in ASX products – so even assuming a 25% = $750bn of the market cap = 37.5% of ASX Massive inflows as well - $120bn p.a. of employee/member contributions The Australian industry superannuation funds is under fire for re-investing funds into questionable investments, to benefit related parties ahead of the investor. Thus, a conflict of interest exists with the parent entity re-investing funds into funds related to the parent entity. Thus the best rate of return is never sought out, and the bank or entity investing the money is not seeking the highest rate of return. Money in certain investments now is a concern - Debt - Bonds – Corporate and derivative position – repo markets Property – Build to rent schemes – especially for Gov buildings to occupy using tax payer funds Index – buying into markets and pushing prices up – for no fundamental gains Most non-self managed funds only provide very minimal information to the account holders about how their money has been invested. Usually, only vague categories are provided, such as "Australian Shares", with no indication of which shares were purchased. This makes the fund's management largely unaccountable to their members. Examples of legislation or policy changes that work against you – political/fiscal or monetary policy bank accounts Fiscal is taxes – where super in accumulation and now pension if you work and below 65 = taxed Also – money available to buy government debt to fund their expenditure Monetary is QE and having Where is also gets more corrupt - Who started super? Labour – but Liberals have helped it too – so it is a joint political effort But super is not all made equally – think super industry all gets along? Current political battlefield in my opinion Industry funds – Their investment options managed by them, control of flow, or at least who the money is given to for investment management WRAP platforms and SMSFs – ones outside of political control/backing You decide where the money goes – not the default option almost everyone is in with Industry super MySuper -default offering based around your age – used to be balanced across the board – but FOFA and stronger super reforms changed all of this These came from a campaign created by a Genuine politician - Bill Shorten – Shorten was elected to the House of Representatives in 2007 - was immediately appointed a parliamentary secretary – had almost a few years’ experience in the union Shorten was elected as the AWU's national secretary in 2001 and was re-elected in 2005. He resigned as Victorian state secretary of the AWU in August 2007. He was also director of the Superannuation Trust of Australia (now Australian Super) and the Victorian Funds Management Corporation. Any guess who some of his largest political donors were for his elections? AWU made $25k, but AusSuper made $25,500 to AWU just before – all of this happened in 2006-2007 just before his first run into politics Shorten - Assumed office in 2007 – became minister for financial services and superannuation, assistant treasurer and Minister for Workplace Relations in the Gillard Government in 2010 – Took him 3 years – must have been impressive – after graduating from Arts/Law degree – worked as a lawyer for 20 months then left to become a trainee union organiser. Worked his way up in the unions until becoming Vic state security in 1998 – where he remained until taking office in 2007 Corruption internally as to where super funds are invested – Publicly – buying Gov bonds – might get a gov job later/funded for office – or vies versa Privately - Example of how this would play out – Say you are a board member, and some business/share or property area you have a financial interest in would benefit from an investment/boost to demand = direct the funds there – Aus Super is very transparent when it compares to other Aus industry funds – go to the end page One area they don’t disclose so well is private equity – they tell you the private companies but not the amounts Regulation changes under FOFA – Insurances of fofa – super v non-super IP Financial advice regulations – Allowed for banks, industry funds and product providers to continue to make money of their products for recommendation, but banned any other adviser have the same opportunity through nil-entry products Im all for this – Advisers shouldn’t get it – charge for a service provided – as opposed to poaching wealthy clients with $1m+ to make 3.3% on placing their money - but nor do I think industry funds charge management costs through investments if it is being outsourced, who charge their own costs (as an ICR) Also – nepotism in construction projects – safe secure investments into Government buildings which the tax payer pays for – Bris is a good example - Cbus invested – Super funds used to pass the borrowing/construction financing costs to the investors – without disclosing it – now it is at least disclosing, but not included in the costs of the investment directly - More recent 2019 election campaign - Shortens proposed legislation changes Franking credits – split in who gains the benefits – in pension phase, SMSF or WRAP gains 100% of benefits – but in unitised structures, tax offsets go to the overall fund – so the returns while not taxed, will be lower on FF income Trust taxes – potential to destroy SMSF structures – as they are non-unit in structure Just saw that every bit of regulation went to help the industry funds, while hurting accounts where you can control your funds. The Government will likely continue to intervene with the super industry – lots to gain and may ways to do it Tax side – easy on the fiscal budget – already done a bit – the introduction of tax in super – increase in taxes on contributions for those earning more than $250k (30% instead of 15%) Consumer protection - Losses to the superannuation funds from the global financial crisis have also been a cause for concern, said to be around $75 billion. Initial financial discussions determined that the Australian economy would be at risk if citizens were allowed to immediately access and withdraw Superannuation, further confirming the belief that mandatory Superannuation may not be a viable long-term fiscal management tool. This was compounded by a lack of proper industry regulation, allegations of fraud and financial misconduct and a host of other issues currently plaguing the industry as a whole - "Thousands of superannuation fund members defrauded in Trio Capital scandal" A sudden outflow – say people could access and just withdrew – markets could collapse – as billions if not trillions may flow out And create other bubbles – like in property – reallocation of resources Summary Lots of money flowing in – likely yours – Pays to know where it is – and be aware of what powers that be have in plan for your super money The inflow of SG - https://www.superannuation.asn.au/resources/superannuation-statistics Thank you for listening to today's episode. If you want to get in contact you can do so here: http://financeandfury.com.au/contact/
Today Episode i discuss why we need to get rid of bad habits and stack new one on top of each other to build a solid foundation for success.
Today Episode,Women struggle to find men who make as much money as they do. Hybristophilia the female attraction . --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/KenDelrican/support
check out these throwback classic episodes if Kitchen Talk. Today Episode is the inaugural episode if Kitchen Talk so relax and enjoy the show. @kitchentalk_br @kitchentalkradioshow @team247comedy --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/infomuxmedia/message Support this podcast: https://anchor.fm/infomuxmedia/support
Today Episode we welcome home ASAP Rocky. We also discuss new hiphop beef between YG and Wack 100. Find out what beer will feature Post Malone. We give you a keyword for our 1st ever giveaway of a Mac Miller Portrait. We also discuss new sneakers release along with Vince Carter and his most memorable moments. Find out which RX chain will close 200 stores in the US.
Today Episode is In review of the movie Aladdin. I give my thoughts about this movie and expressions of what I think of this classic movie. From actors to story and more lets go deep from the regular movie person in the view of a "Normal" Hope you guys enjoy subscribe and Like the content find me on Instagram and twitter @romeokidtv --- Send in a voice message: https://anchor.fm/hosttalk/message
Today Episode. Don’t Be Sad. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Today Episode, I’ll tell you guys a story of why I started podcasting, what upcoming movies I’m excited for and my first Question of Day for Season 2. Enjoy guys and see you guys tomorrow!!!
Are you a entrepreneur, artist or other DIY business person with the need for amazing print and promotional services? Look no further than https://www.RAPromos.net, with a full line of products and services, PJ and the squad at RAPromos.net can use their 15 years experience to help achieve your goals. RAPromos.net Regrets of a Clown (4-15-17) #BeardSpeaksAgain #4 What up heads, Welcome back to the wayback reboot known as the Beard Speaks Again. My name is Chuck Reeves, I am the Beast Host... And you are fantastic excellent people for joining me for yet another trip down the faygo hole, the reboot redo remix if you will.... Today Episode 4... I wanna make sure to say thank you to ALL you listeners on all the platforms, iTunes and Spotify KILLIN IT......... Wanna thank the patreons, the haters, and joe bruces pill dealer.... especially and of course our sponsor R. A Promos. net.... The only place you should be looking for your print and promotional needs. Today we trip down the alleyway of shows past with a a mash up of Beard Speaks episodes 4 and 5. The continuation and apparent end to the friction between Tech N9ne and Insane Clown posse over a pair of dueling hot 97 interviews and a Tech N9ne Diss feature release. I hope you enjoy this retrospective look on events from the week of April 15 2017. The Beard Speaks again... NOW #BeastHost LIKE, SHARE, COMMENT & SUBSCRIBE For More #IncredibleBeardFootage visit https://www.Patreon.com/BeastHostBeard LISTEN TO THE BEARD SPEAKS MONDAY & EVERY OTHER FRIDAY PLUS THE BEARD SPEAKS AGAIN EVERY WEEKEND AnchorFM- https://anchor.fm/beasthostbeard OR iTunes, Google Podcasts, Stitcher, Breaker, Pocketcasts, and Radio Public. WATCH THE BEARD SPEAK TUESDAY & EVERY OTHER THURSDAY https://www.Beasthostbeard.com The Beard Has Spoken. FOLLOW, DEIFY AND OBEY THE #EASTCOASTBEASTHOST #BeastHost Social Media https://www.Facebook.com/BeastHostBeard https://www.Instagram.com/BeastHostBeard https://www.paypal.me/BeastHostBeard ALL #EastCoastBeastHost content is original, all unoriginal content was used in Accordance with fair use doctrine. Send blunt roaches, complaints and gripes straight to your Mom, C/O Me, Chucks House --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Today Episode 105: We always talk about tomorrow, we always bring up the past and future. This time I wanted to talk about TODAY! Reminder we are back on the air LIVE this Friday November 9, 2018 at 7am!Download, Subscribe, we are on all the following app platforms: Spreaker, ITunes, Podcast Player, IHeartRadio, tumblr, PlayerFM, SoundCloud, and Now we welcome Spotify!Subscribe to our YouTube channel: AWS SANTANA, Facebook Page @HFLIB1978Email us: HaveFaithLig@gmail.com or at Twitter @HaveFaithlibI plan to fill your daily commute with inspiring, motivational stories. Every Monday-Friday I will have a new episode.
Today (Episode 57) we go through the answers to three surveys I put up on Instagram @christ.is.the.cure. Some of the responses were awesome and some of them were shocking! I address the answers and give my thoughts on some of the responses. Some ideas brought up may be of interest to you! Feel free to email me for clarification or for a deeper response. None of my responses were premeditated and so if you have any concerns email me! I think it's also good to mention for the sake of not being misunderstood, that when I spoke on glorification and a sinless life and stated it will "take the full power of Christ at glorification", I did not mean that Christ's power is insufficient, but that in the receiving of my glorified body I will then be like Christ completely. Any questions, comments, or concerns? Reach out! Interested in being on the show? Email us! Interested in having me be on your show or guest write for your blog? Email me and we can chat! You can Partner with us at patreon.com/christisthecure for as little as $1 a month (12/yr). Website: Christisthecure.org Instagram: @Christ.is.the.cure Twitter: @NickCamp92 Email: nick.campbell@christisthecure.org christisthecure.org
Today Episode is about Weather and Entertainment.
Today Episode is about Our High school Life and Goals! Please excuse the bad language but it’s was so fun to do with my Sisters!
Today Episode 182 on Gridiron Blitz Nkeshi Free & TroyWilson chat with Allie McDez of Team Mexico & WWC'17 Plus Holly Curtis on WFA Playoffs and The WBowl Finals Visit our nojokefootball shop : www.zazzle.com/gridironbeauties Listen and Subscribe to our ITunes Podcast
FINALLY BACK TO THE PARBAR! It's been a few weeks outside of the ParBar garage setting.. But we have finally made it..... Today we bring back Vice President of the San Diego Guam Club Josh Borja and fellow member Franklin, aka Ko, aka K.O, Perez... We catch up with Josh about the work he and his team have started to task themselves with to improve the Guam Club and take action.. Also we speak about the Guam Liberation here in San Diego as Josh's team preps for the big event.... K.O who is also involved in the Irensia dance group brings in his Guitar and Jams some music and speaks about his efforts to no longer sit and watch, but get involved. Thank you fellas for stopping by... Today Episode is sponsored by Common Theory San Diego in Clairemont 4805 Convoy Street San Diego,CA 92111... Stop by with a ParBar Business Card and get 5% off the bill.. Also stand by as we will be going live from Common Theory this month..
Back to back podcasters on Living Your Passion? Yup. Earlier this week I chatted with John Lee Dumas. Today (Episode #17) is Kerry O'Shea Gorgone. Kerry is a self-proclaimed geek, baker of chocolate chip cookies, lawyer, a wife, a mom (of two adorable boys), an employee at MarketingProfs, and a podcaster! While she loves her family - and her job - her true passion is learning about people through interviews (podcasting). Oh, and see that picture of Kerry (look to your right (or down))? That's the outfit she mentioned during this podcast! Finally, wait till you hear the audio good audio (just like the Julie Neumark and John Lee Dumas episodes). In case you missed any of the previous episodes, you can catch them here by visiting the Living Your Passion landing page. Are you ready to get LEARNED on how to interview/podcast? During this episode ... Kerry gave one of the best intros of "who she is" I've ever heard. We discussed our mutual LOVE for talking with other people. A love I also share with my mother-in-law I shared my thoughts on the best female podcast voice of all time - KERRY! Kerry talked about "the podcast voice" and gives some tips on how to sound better. Kerry shared even more interview tips - specifically how to ask a question and then let the guest answer (not my strength. ha!) We discussed editing (note: I don't do it either of my podcasts!). We talked about my contractor laying tile (not a euphemism!). I admit Kerry may be the female version of me! We did a "speed round" of questions that mutual friend (and Kerry's boss!) Ann Handley asked on Facebook. Thanks Ann! More About Kerry Speaker, Lawyer, Writer, Podcaster. Work for @MarketingProfs. Write for Social Media Explorer, Huffington Post, Spin Sucks, {grow} blog, Mack Collier & more. Find out more on Twitter. Links Discussed In This Episode MarketingProfs Podcast ... Marketing Smarts Kerry on Twitter The woefully neglected (Kerry's words) KerryGorgone.com Enjoyed this episode? Please consider subscribing (if you haven't already). Also, what would be really awesome? If you could rate and review the show ... and use those fancy social sharing icons below to tell the world! Alternatively, you can subscribe to the RSS feed or subscribe via email (scroll to the bottom). Finally, if you know someone who bleeds passion (or maybe it’s you), please email me at djwaldow at gmail dot com. Oh, and if you have a connection to LeBron James, please let me know. I think he’d be a great person to talk to about his passion for basketball. #DeadSerious
It’s one thing to own your utility and have a commitment to renewable energy, but it’s another thing to deliver. The municipal utility in Palo Alto, CA, set an ambitious target of 33% renewable energy by 2015 and to ultimately … Read More