Podcasts about SG

NIO reported November 2025 deliveries of 36,275 vehicles on December 1, 2025, representing the company's second-highest monthly total on record behind October's 40,397 units. This marks a 76.31 percent increase year-over-year but a 10.20 percent decline month-over-month. With Q4 delivery guidance of 120,000 to 125,000 vehicles, this episode analyzes whether NIO can still achieve its first quarterly profit in Q4 2025.Breaking down November deliveries by brand reveals divergent trends. The NIO main brand delivered 18,393 vehicles, up 18.72 percent year-over-year and up 7.29 percent month-over-month, marking four consecutive months of growth driven by strong ES8 demand. Onvo delivered 11,794 vehicles, up 132.07 percent year-over-year but down 31.99 percent from October's 17,343 units. Firefly achieved a record 6,088 deliveries, up 2.98 percent month-over-month, representing the third consecutive month of record-breaking performance.The sharp decline in Onvo deliveries reflects the impact of phased-out vehicle trade-in subsidies across multiple Chinese provinces and cities. NIO founder William Li stated during a November 26 media briefing that the abrupt withdrawal of trade-in subsidies significantly impacted the market in ways the industry hadn't anticipated, leading to a sharp decline in new orders across the sector. Li noted all models except the NIO ES8, Firefly, and upcoming ET9 have been affected by these policy changes.With October and November combined deliveries of 76,672 vehicles, NIO needs to deliver between 43,328 and 48,328 vehicles in December to meet Q4 guidance of 120,000 to 125,000 total units. December 2024 saw NIO deliver 50,045 vehicles, setting a monthly record at the time. Matching that performance while Onvo faces a 32 percent month-over-month decline presents a significant challenge.Analyzing Q4 profitability potential using the delivery numbers: if NIO achieves 117,000 to 121,000 Q4 deliveries at an average selling price around 280,000 REN mixing ES8, Onvo, and Firefly, revenue would total approximately 32.76 to 33.88 billion REN, aligning with management guidance of 32.76 to 34.04 billion REN. With management targeting approximately 18 percent vehicle margin for Q4 and ES8 margins exceeding 20 percent, gross margin at company level of 15-16 percent would generate 4.9 to 5.4 billion REN in gross profit. Against quarterly operating expenses of approximately 6.2 billion REN including 2 billion REN R&D and 4.2 billion SG&A, this suggests an operating loss of 800 million to 1.3 billion REN unless ES8 over-delivers, SG&A comes in lower than expected, or other income sources like swap network revenue contribute more significantly.From January to November 2025, NIO Inc delivered 277,893 vehicles total, representing 45.62 percent year-over-year growth and achieving 63.15 percent of the 440,000 annual target. The NIO main brand delivered 146,909 vehicles during this period, down 18.65 percent year-over-year. Onvo delivered 98,654 vehicles since beginning deliveries in September 2024, while Firefly has delivered 32,330 vehicles since launching in April 2025.Competitive context shows significant industry reshuffling. Leapmotor delivered 70,327 vehicles in November, achieving its 500,000 unit annual target 45 days early and targeting 1 million units for 2026. XPeng delivered 36,728 in November, having already met its 350,000 annual target in October. Li Auto delivered only 33,181 vehicles in November, down 31.9 percent year-over-year, achieving just 56.5 percent of its revised 640,000 unit target. HarmonyOS delivered over 80,000 vehicles in November with 513,000 year-to-date against a 1 million unit target. Xiaomi Auto exceeded 40,000 November deliveries and surpassed 500,000 cumulative deliveries, exceeding its initial 350,000 annual target.NIO's strategic shift emphasizes operational quality over sales volume with the core goal being annual profitability.

Hey YC Online! Sermon notes: https://static1.squarespace.com/static/592f36b4d1758e4fdf70080e/t/692c8255f539d35a994c6c29/1764524629461/SG+11_29_25+ADVENT_+COMING+OF+THE+KING+OF+HEARTS+WEEK+1.pdf ABOUT YOSEMITE CHURCH: Our mission is meeting people where they are and loving them to where Christ wants them to be. Yosemite Church wants to help you find your next step. Find locations, videos, and more info about us at https://yc.church/ or download the Yosemite Church app. NEXT STEPS: Have you made a decision to follow Jesus? You may be wondering what's next on your journey. We want to help! Let us guide you to your next steps in your walk with Christ: https://yc.church/baptism GIVE ONLINE: https://pushpay.com/g/yosemitechurch FIND US ON SOCIAL MEDIA: https://www.facebook.com/yosemitechurch https://www.instagram.com/yosemitechurch/ All music performed under CCLI Licenses: 6010 and CSPL028666

021225: Simon Pytlick geht 2027 zu den Füchsen, das ist seit gestern klar. Kommt nun auch Dika Mem?Wir beleuchten die Causa Pytlick aus Sicht der Flensburger mit Jannik Schappert vom SHZ. Er berichtet dort über die SG und ist auch Host des Podcasts "Hölle Nord".Außerdem: Saison-Aus für Witzke, Vind geht nach Magdeburg, Bilyk verlässt Kiel und weitere Personal-News aus der Liga.Die im Podcast genannten Artikel:Über Flensburg: https://www.shz.de/sport/sg-flensburg-handewitt/artikel/simon-pytlick-was-man-zum-transfer-des-sg-stars-von-flensburg-nach-berlin-wissen-muss-49590051Über Dika Mem: https://sportbild.bild.de/sportmix/handball/spanische-medien-melden-handball-weltstar-dika-mem-klar-mit-den-fuechsen-692daf2a392d5c38e3852ec2Interview mit Nikola Bilyk:https://www.shz.de/sport/thw-kiel/artikel/darum-wechselt-nikola-bilyk-vom-thw-kiel-zum-hc-kriens-luzern-49590694__________________________Ab sofort gibt's alle Folgen auch bei YouTube: ⁠⁠⁠https://www.youtube.com/@fomtastisch⁠⁠⁠Hier findet ihr den Podcast bei Instagram: ⁠⁠⁠https://www.instagram.com/fomtastisch_handball/⁠⁠⁠Hier findet ihr den Podcast bei facebook: ⁠⁠⁠https://www.facebook.com/fomtastisch⁠⁠⁠Tägliche Handball-News gibt es übrigens in meinem WhatsApp Channel: www.whatsapp.com/channel/0029Va8iNIb7YSd542MZxC1tDie nächste Folge erscheint am Mittwoch, 03.12.2025.

Els canvis en la lluna ens afecten; per aix

Jill Teed, "Yolanda Reese" / "Stacey Monroe," joins Dial the Gate to talk her career and explore SG-1's most wild meta-narrative as the show-within-a-show!

We are guest-free this week, which provides an opportunity to dig deeper into some of the topics we've been covering this season, and the biggest focus is on money… well, the economy more broadly. We always discuss the economy in relation to what's happening in the news, going as deep as we can, because we know it's the wider implications of what's going on that really matter when it comes to the economy – debt, climate impacts, and more. It's a conversation requiring nuance, something we seem allergic to these days. We'll talk about Cop30 and the lack of funding promised to developing countries, along with why it's never going to happen. The UK had a new budget announced this week, and no one is excited about it, so what is happening? Crypto has been falling apart and the global economy has been on the edge of collapse for months – what's really going on? Is it more than the AI bubble? We'll also talk about other big issues in the news, like the flood devastation happening right now in Southeast Asia, with Vietnam expecting Typhoon Verbena to strike this Friday, after already suffering three extreme flooding events in three weeks. Hundreds are dead across the region, with millions displaced, and more rain is expected. Why is it so extreme? Well according to experts, two major climate systems - La Niña and a negative Indian Ocean Dipole - have combined, supercharging rainfall across the region. We are going to talk about food security, the growing health and financial impacts of heat extremes, why poorer nations keep investing in coal and industries that kill their people, and Australia is firmly entering its hot season with record seasonal temperatures. We'll ponder if peace will happen in Ukraine after Russia wrote the plan (?), delve more into the big picture on AI, and of course, a show wouldn't be a show without discussing US political shenanigans. Whatever is happening in the world that matters, we'll be sure to cover it. Come and join us, so you can get caught up on the news that matters, this Friday 28th November 2025, 7am UK, 8am EU, 11am UAE, 2pm TH, 3pm SG, 6pm AEST. Streaming across various locations, and no doubt about it, we'd love your support. The Sh*t Show is a Livestream happening every Friday, where Andrea T Edwards, Dr. David Ko, Richard Busellato and Joe Augustin, as well as special guests, discuss the world's most pressing issues across all angles of the polycrisis, working to make sense of the extremely challenging and complex times we are all going through, plus what we can do about it. Help us move the needle so we can change the name of the show to something more genteel when (or if) it is no longer a sh*t show. #TheShitShow #UncommonCourageTo get in touch with me, all of my contact details are here https://linktr.ee/andreatedwards My book Uncommon Courage, an invitation, is here https://mybook.to/UncommonCourage My book 18 Steps to an All-Star LinkedIn Profile, is here https://mybook.to/18stepstoanallstar

How far would you go to get your child enrolled at a primary school of your choice? One woman repeatedly lied about her home address to get her daughter a spot at the primary school the mother wanted in 2023. But the school discovered the truth, and she was handed a one-week jail sentence in November for subverting the admissions process. While her sentence has raised eyebrows, she’s not the only one to have attempted this, with other parents over the years having been fined between $4,000 and $5,000 over similar attempts. In a 2007 case, a parent was jailed after lying about his residential address in order to get his daughter into a certain school in Bukit Timah. Data from the Ministry of Education showed that between 2020 and 2024, there were about nine such cases each year. In this episode of The Usual Place, I speak with three guests about why some parents think they need to game the system to get their child a good education. They are: • Pooja Bhandari, founder of non-profit EveryChild.SG, which looks to raise awareness about the need for education reforms and the well-being of children in Singapore, • Esther Foong-Tan, a family life education specialist, who helps families work on their interpersonal relationships by equipping parents with up-to-date resources and training, and • Assistant Professor of Sociology Jacqueline Ho, who teaches at Singapore Management University. Her research is focused primarily on the Singaporean education system. In this pre-recorded episode, we discuss: Is this just ‘kiasu’ culture taken to extremes? And what’s driving parents to go to such lengths for a place at a “good” primary school? Highlights (click/tap above): 3:16 Emotional impact on the child whose parent was jailed for lying about their address4:54 Unfairness in the P1 registration system 11:26 How inequality in society builds anxiety in parents23:32 Bullying in an elite school 35:54 How the lack of information about school culture has spurred anxiety among parents 38:20 Could an automatic allocation to primary schools create a fairer admission system? Follow The Usual Place podcast on IG: https://www.instagram.com/theusualplacepodcast Follow Natasha on LinkedIn: https://str.sg/v6DN Filmed by: Studio+65 Edited by: Teo Tong Kai, Eden Soh and Chen Junyi Executive producers: Danson Cheong, Elizabeth Khor & Ernest Luis Editorial producer: Lynda Hong Follow The Usual Place Podcast and get notified for new episode drops every Thursday: Channel: https://str.sg/5nfm Apple Podcasts: https://str.sg/9ijX Spotify: https://str.sg/cd2P YouTube: https://str.sg/theusualplacepodcast Feedback to: podcast@sph.com.sg SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX -- #tup #tuptrSee omnystudio.com/listener for privacy information.

Hey YC Online! Sermon notes: https://static1.squarespace.com/static/592f36b4d1758e4fdf70080e/t/691f9368aa8aea406bb1a1de/1763677032824/SG+11_23_25+KING+OF+HEARTS+WK+15.pdf ABOUT YOSEMITE CHURCH: Our mission is meeting people where they are and loving them to where Christ wants them to be. Yosemite Church wants to help you find your next step. Find locations, videos, and more info about us at https://yc.church/ or download the Yosemite Church app. NEXT STEPS: Have you made a decision to follow Jesus? You may be wondering what's next on your journey. We want to help! Let us guide you to your next steps in your walk with Christ: https://yc.church/baptism GIVE ONLINE: https://pushpay.com/g/yosemitechurch FIND US ON SOCIAL MEDIA: https://www.facebook.com/yosemitechurch https://www.instagram.com/yosemitechurch/ All music performed under CCLI Licenses: 6010 and CSPL028666

La m

The tech broligarchy is getting a lot of attention, as is AI and the potential of a massive bubble. Tech industry insiders are calling BS on the promises executives are saying AI will deliver, while the financial market responds to every word its leaders utter. So, what is it? Is the promise real? Is it a hype cycle on steroids? We are going to dig into this, with an industry veteran who has seen it ALL across a career spanning more than three decades. We'll also discuss job losses and where we went wrong with DEI, but also where we can get it right. It's a looking back AND looking forward discussion on an industry shaping our world today. Then it's onto the news, and boy, it's been a blow-your-hair-back kind of time, hasn't it? The important thing is to focus on what really matters in all the noise, and that's what we try to do on this show. We'll talk about Cop30 so far, as well as some recent climate and humanitarian reports, the global economy because the news cycle around this is bonkers too (luckily we have David and Richard to make sense of it), possible peace talks between Russia and Ukraine, MBS in Washington, the US's chaotic news cycle, and everything else that's going on that matters, as well as what doesn't matter, which is important too. We are thrilled to welcome Stanimira Koleva as our special guest this week. A seasoned C-level technology executive with more than three decades of leadership experience at companies including Microsoft, Cisco, HERE Technologies, Sage, and Citrix, her career has spanned the globe, from Bulgaria to Singapore, London to Dubai, and everything in between. Stanimira has built businesses and transformed organizations while developing deep cultural intelligence and understanding of global markets. Today, she channels this extensive experience through RASK Tech, providing interim leadership and strategic advisory services to organizations navigating critical transitions, while also pursuing her passion for building communities and sharing insights from her global investment and business experiences.We are all looking forward to hearing Stanimira's wisdom, so do join us, and get caught up on the news while you're at it, this Friday 21st November 2025, 7am UK, 8am EU, 11am UAE, 2pm TH, 3pm SG, 6pm AEST. Streaming across various locations, and no doubt about it, we'd love your support. The Sh*t Show is a Livestream happening every Friday, where Andrea T Edwards, Dr. David Ko, Richard Busellato and Joe Augustin, as well as special guests, discuss the world's most pressing issues across all angles of the polycrisis, working to make sense of the extremely challenging and complex times we are all going through, plus what we can do about it. Help us move the needle so we can change the name of the show to something more genteel when (or if) it is no longer a sh*t show. #TheShitShow #UncommonCourageTo get in touch with me, all of my contact details are here https://linktr.ee/andreatedwards My book Uncommon Courage, an invitation, is here https://mybook.to/UncommonCourage My book 18 Steps to an All-Star LinkedIn Profile, is here https://mybook.to/18stepstoanallstar

L’Etat français est-il toujours souverain, c’est la question que l’on peut se poser pour plusieurs raisons. Souveraineté numérique de la France L’intégration de la France dans l’ensemble européen impose de renoncer à des compétences régaliennes. Le niveau de dette rend la politique française dépendante de ses créanciers. Mais le destin numérique de la France est-il bien protégé. Un rapport récent de la cour des comptes nous éclaire sur ce sujet. L’Etat français est-il toujours souverain On imagine que l’État protège jalousement ses données les plus sensibles, les enfermant dans des forteresses numériques impénétrables. La souveraineté numérique est devenue un mot d’ordre politique, une promesse de contrôle et d’indépendance face aux géants technologiques étrangers. Ceux que l’on nomme les GAFAM. Le paradoxe standard du marché ou souveraineté Il faut garder en tête que les standard du marché sont américains et ensuite Chinois. L’Europe arrive ensuite en ordre dispersé. Sur le plan analytique, il existe une tension concernant la politique numérique française : d’un côté, l’ambition affichée de souveraineté ; de l’autre, le besoin des administrations de disposer d’outils performants, modernes et à un coût maîtrisé. J’ajoute aussi que les agents de l’Etat veulent utiliser des outils qu’ils connaissent car ils ont été formés dessus avec ou en disposent chez eux. Bien souvent, c’est le second impératif qui l’emporte. Le cas le plus notable est celui du nouveau système d’information de ressources humaines du ministère de l’Éducation nationale, Virtuo, pour lequel le ministère a choisi une solution cloud opérée par une entreprise américaine. Ce choix a été fait en passant outre les recommandations initiales de la doctrine “Cloud au centre”, car aucune offre souveraine ne répondait aux exigences de performance et de coût. Le ministère estime a posteriori que sa décision est conforme à la version finale de la loi SREN, qui a restreint le champ d’application de l’obligation de souveraineté en exigeant non seulement que les données soient sensibles, mais aussi que leur violation présente un risque direct pour l’ordre public. Quand la loi se met elle même une balle dans le pied et fait de la vertu un vice. Circulaire Cloud au centre Revenons sur ce texte important, la circulaire cloud au centre. La doctrine « Cloud au centre » est une orientation édictée par le Premier ministre pour que les administrations privilégient les infrastructures cloud (informatique en nuage) pour leurs nouveaux projets numériques. Le cloud est appelé à devenir l'environnement par défaut de tout nouveau projet informatique de l’État. Cette doctrine est la déclinaison opérationnelle de la Stratégie nationale pour le cloud lancée en mai 2021, qui vise à encourager l’utilisation du cloud tout en assurant l’autonomie de l’État, la maîtrise de ses données et le respect des règles européennes en matière de protection des données à caractère personnel. Version de juillet 2021 : La première version de la circulaire, diffusée en juillet 2021, stipulait que toute application manipulant des données d'une sensibilité particulière, notamment les données personnelles des citoyens français, devait être hébergée sur une infrastructure souveraine. Voir mon article sur ce sujet ici Version de mai 2023 : La doctrine a été mise à jour en mai 2023 (circulaire n° 6404/SG). Cette version a restreint l'obligation de recourir à une offre souveraine, ne l’exigeant que lorsque deux critères sont cumulativement observés : Les données doivent relever de secrets protégés par la loi. Leur violation doit être susceptible « d'engendrer une atteinte à l'ordre public, à la sécurité publique, à la santé et à la vie des personnes, ou à la protection de la propriété intellectuelle ». Voilà comment faire entrer le loup dans la bergerie. Loi SREN : Ces critères cumulatifs ont été élevés au niveau législatif par l’Article 31 de la loi du 21 mai 2024 visant à sécuriser et à réguler l'espace numérique (dite loi SREN). La restriction du champ d’application de cette obligation visait notamment à consolider la doctrine sur le plan juridique en limitant les risques de recours par des opérateurs étrangers au regard des règles du marché intérieur européen et du principe de non-discrimination de l'OMC. Le Cloud de confiance et SecNumCloud Le concept de « cloud de confiance » remplace la notion initiale de « cloud souverain ». Il repose sur deux solutions jugées équivalentes en termes de sécurité pour les données sensibles : Les clouds internes de l'État (dits du 1er cercle), comme Nubo (opéré par la DGFiP) et Pi (opéré par le ministère de l'Intérieur). Les offres commerciales qualifiées SecNumCloud. La qualification SecNumCloud est un référentiel d'exigences techniques, opérationnelles et juridiques élaboré par l'Agence nationale de la sécurité des systèmes d'information (Anssi). Il garantit le plus haut niveau de sécurité pour les services de l'État et les opérateurs d'importance vitale (OIV). Un apport essentiel de ce référentiel est l’accent mis sur la souveraineté. Il garantit une immunité aux lois non européennes à portée extraterritoriale, telles que le Cloud Act ou le Foreign Intelligence Surveillance Act (Fisa) américain. Cela impose notamment que le siège social du prestataire soit situé dans l'Union européenne et qu’une entité non européenne ne détienne pas, à elle seule, plus de 24 % du capital et des droits de vote du prestataire. Les limites de la mise en œuvre Cloud au centre Malgré l’ambition politique affichée, la mise en œuvre de la doctrine « Cloud au centre » rencontre des difficultés. Bien que la commande publique en services cloud soit passée de 1 M€ en 2020 à 52 M€ en 2024, atteignant 120 M€ au total sur cette période, cela reste très modeste par rapport aux dépenses informatiques annuelles de l'État, de l'ordre de 3 Md€. De plus, le recours aux solutions qualifiées SecNumCloud induit un surcoût par rapport aux offres cloud non qualifiées, estimé entre +25 % et +40 %. Ce point est à challenger car, pour avoir fait le travail de passer tout une entreprise SECNUMCLOUD, cela à pu être fait à ISO cout en partant d’un système déjà Cloud. C’est sur que si on part de On premise, on a ce surcout. Mais on ne compare pas la même solution. Cloud au centre L'échec des clouds internes Face à la domination des géants américains, l’État a tenté de construire ses propres solutions Cloud souverain. Deux clouds interministériels ont ainsi vu le jour : Nubo, porté par le ministère des Finances, et Pi, porté par celui de l’Intérieur. L’ambition était de fournir une alternative sûre et maîtrisée pour les données les plus sensibles. La réalité est cependant bien loin des ambitions affichées. Les chiffres sont sans appel : “la part d'interministériel pour les clouds Pi et Nubo plafonne à 5 %”. En clair, ces solutions sont très peu utilisées en dehors des ministères qui les ont créées. La raison principale ? Un sous-investissement chronique. Le rapport note que Nubo a coûté 55 millions d’euros en neuf ans, une somme modeste au regard des dépenses numériques annuelles de l’État qui s’élèvent à environ 3 milliards d’euros. En conséquence, la gamme de services offerts reste limitée et la tarification est jugée inadaptée. Cet échec à attirer les utilisateurs empêche Nubo et Pi d’atteindre la “taille critique” nécessaire pour justifier de nouveaux investissements, créant ainsi un cercle vicieux de sous-performance et de sous-utilisation qui les rend non compétitifs. Peut être aussi la stratégie n’est pas bonne de vouloir créer son propose cloud plutôt qu’externaliser cela à un hyperscaler souverain qui pourra mutualiser les couts. La souveraineté SECNUMCLOUD un coût : jusqu’à 40 % plus cher Qu’est-ce qu’une solution numérique “vraiment” souveraine ? En France, le plus haut standard est défini par la qualification SecNumCloud, délivrée par l’Agence nationale de la sécurité des systèmes d’information (ANSSI). Ce label garantit non seulement un très haut niveau de sécurité technique, mais aussi une immunité juridique contre les lois extraterritoriales, comme le fameux Cloud Act américain. Cette loi qui permet aux autorités américaines de contraindre les fournisseurs de services américains à livrer des données, où qu’elles soient stockées dans le monde. Services secnumcloud Cette garantie a un prix. Le rapport de la Cour des comptes met un chiffre précis sur ce coût, une donnée rarement rendue publique : le surcoût d’une infrastructure qualifiée SecNumCloud par rapport à une offre cloud traditionnelle est estimé “entre +25 et +40 %”. De nouveau, je pense que ce montant est un maximum et que en faisant appels à un hyperscaler et en optimisant, on peut le faire à iso cout. Marché public cloud Vos logiciels de bureautiques sont un enjeu stratégique majeur D’un point de vue politique, le débat sur la souveraineté devient le plus tangible lorsqu’il touche aux outils quotidiens des agents publics. Exemple très concret des suites bureautiques pour illustrer ce défi. La dépendance historique de l’administration française à la suite Microsoft Office est devenue un problème stratégique lorsque l’entreprise a commencé à pousser agressivement son offre cloud, Microsoft 365. Face à ce mouvement, la Direction interministérielle du numérique (DINUM) a demandé aux ministères de ne pas y souscrire, afin de protéger la souveraineté des communications électroniques. La réponse de l’État a été pour le moins fragmentée. D’un côté, le ministère de l’Éducation nationale, le plus grand employeur de France, a entrepris de remplacer la suite Office par une solution basée sur un logiciel libre (Collabora Online). De l’autre, la DINUM, l’autorité numérique de l’État, développe sa propre alternative (“La Suite”) en coopération avec l’Allemagne et les Pays-Bas. Cette divergence entre le plus grand ministère et l’autorité interministérielle illustre un manque de stratégie unifiée, même sur un sujet aussi fondamental que l’outil de travail quotidien de ses agents. La France, une voix isolée dans la bataille pour la souveraineté en Europe Le combat pour la souveraineté numérique ne se joue pas seulement à l’échelle nationale. C’est au niveau européen que se dessinent les règles du jeu, et sur ce terrain, la France peine à imposer sa vision exigeante. Le cas du projet de certification européen des services cloud (EUCS) est emblématique. La France a plaidé pour y inclure un niveau de sécurité maximal, inspiré de son propre label SecNumCloud, afin de garantir une immunité totale face aux lois extraterritoriales. La conclusion de la Cour des comptes est sans équivoque : “La démarche de la France est restée jusqu'à présent isolée au sein de l'UE.” Cet isolement n’est pas purement idéologique ; il est alimenté par de dures réalités économiques. Comme le note le rapport, la position de l’Allemagne s’est considérablement assouplie après l’annonce par Amazon Web Services d’un investissement de 7,8 milliards d’euros dans un cloud “souverain” sur son territoire, démontrant comment la puissance d’investissement des géants américains de la tech peut directement influencer la politique européenne. La quête de souveraineté numérique de la France n’est pas une stratégie assez coordonnée. Comme souvent c’est une série de compromis tactiques où la performance prime sur le principe, où les solutions internes échouent à se déployer à l’échelle, et où l’ambition européenne est contrecarrée par la réalité économique. Le parfait exercice des missions de service public peut être garanti sans nécessairement aligner les spécifications des systèmes d'information sur le plus haut niveau technologique dès lors qu'un degré trop élevé de performance à court terme peut constituer un double écueil : par la mise en cause de la souveraineté sur les données et par une dépendance de l'administration vis-à-vis de la politique commerciale d'un éditeur dominant.The post L'Etat français est-il toujours souverain ? first appeared on XY Magazine.

Tales of Three Campaign OneArc 2.1 OladellEpisode 63: The Delegates Our Trio meets with two of the Seelie delegates and distributes water to the town. Content Warnings: Profanity, Reference to fantasy violence, romantic and sexual situations, and Water Scarcity. Tales of Three is an all-queer, dark fantasy dnd podcast where your three Game Masters are also your three Players!If you like what you hear please tell your friends about us & consider giving us a 5 star review! It's a quick and easy way to show your support for small creators whose content you enjoy! Follow the Cast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Arianna⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠as Elara Spinelspark⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dusty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ as Ivy Nightbreeze- Tinkerfey  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wayra⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ as Véres Find our socials ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!  Want to chat with the cast, talk spoilers, play games, and make new friends? Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!  If you want to help keep the podcast running and get access to bonus content check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Buy us a coffee on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ko-fi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Special thanks to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SG ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the theme music, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chriss ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the logo, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fenn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ely ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the character art! Background music and SFX by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Epidemic Sounds⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monument Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This week we're featuring our friends at Big Campaign podcast! Check out their podcast here!

Two of Stargate's most memorable double acts, Alex Zahara and Patrick Currie, are joining us LIVE to share memories from SG-1's "Space Race," "Enemy Mine" and more!

Christian Ashley and Liz Clyde dive deep into the captivating world of "Inuyasha," exploring the show's iconic love triangle and its rich blend of action and drama. They kick things off by pondering a thought-provoking question: if given the chance, what would they wish for using the elusive Shikon Jewel? Throughout their laid-back banter, they reveal their personal connections to the series, with Liz sharing how "Inuyasha" was her first anime love, while Christian reminisces about the wild hours spent watching it on Adult Swim. Their discussion doesn't shy away from critiquing character arcs and relationships, particularly the complex dynamics between Inuyasha, Kagome, and Kikyo, while also touching on the series' deeper themes of identity and belonging. With a mix of humor and insightful commentary, this episode is a nostalgic trip for long-time fans and a welcoming introduction for newcomers to the "Inuyasha" fandom.Takeaways: Christian and Liz dive deep into the world of Inuyasha, discussing its unique blend of romance, action, and supernatural elements. They explore the complex relationships between the characters, particularly the love triangle involving Inuyasha, Kagome, and Kikyo, adding layers to the story. The podcast highlights the show's exploration of identity, particularly Inuyasha's struggle with being half-demon and half-human, which resonates with themes of belonging. Listeners are reminded that while Inuyasha has its flaws and filler episodes, it remains a cornerstone of anime culture, beloved by fans for its nostalgic charm. .You can leave a one-time gift, purchase some SG merch, or become a member on our website:https://systematic-geekology-shop.fourthwall.com/.Check out our other anime reviews:https://player.captivate.fm/collection/ff4343b3-82e0-4173-a884-1608a49eec5b.Don't miss any episode with Christian:https://player.captivate.fm/collection/ebf4b064-0672-47dd-b5a3-0fff5f11b54c.Check out all of Liz's episodes:https://player.captivate.fm/collection/b4feaf6c-e817-4e86-b6f3-e13c0abc7147Mentioned in this episode:Anazao Podcast NetworkOur show is part of the Anazao Podcast Network and you can find other great shows like ours by checking out the whole network with this link!Anazao Podcast NetworkDonate to our Show / Check Out Free ExtrasCheck out our show on Fourthwall to donate to the podcast or get free extra content!SG on FourthwallSystematic GeekologyOur show focuses around our favorite fandoms that we discuss from a Christian perspective. We do not try to put Jesus into all our favorite stories, but rather we try to ask the questions the IPs are asking, then addressing those questions from our perspective. We are not all ordained, but we are the Priests to the Geeks, in the sense that we try to serve as mediators between the cultures around our favorite fandoms and our faith communities.Anazao Ministries Podcasts - AMP NetworkCheck out other shows like this on our podcast network! https://anazao-ministries.captivate.fm/

Send us a textEver wondered why your referrals aren't pouring in despite your expertise? In this episode of the Serve First, Sell Later Marketing podcast, Sylvia Garibaldi, founder and CEO of SG and Associates, uncovers the surprising truth: it's all about trust, not skill. Learn why referrals hinge on making partners feel safe, discover the tiny signals that build or break trust, and get practical steps to skyrocket your referral network. Dive in to change your approach and consistently attract referrals with confidence!In this episode, you'll learn:  01:29 The Truth About Referrals02:54 Building Trust with Referral Partners06:05 Signals Referral Partners Notice09:36 Addressing Referral Partners' Fears13:31 Becoming the Go-To Professional18:02 Practical Steps to Increase Referrals Resources:Join us for the next webinar here.Feeling stuck about how to grow your practice, book a free strategy call here.#64 From Referral Plateau to Referral Powerhouse#77 Don't Sell Services. Sell the Feeling After.#88 5 Steps to Fast-Track Referral PartnershipsRate, Review, & Follow on Apple Podcasts"Love listening and learning from the Serve First, Sell Later Marketing Podcast” If that sounds like you, please consider rating and reviewing my show! This helps me support more people -- just like you. Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Want more insights like this? Sign up for our newsletter. Sign up for our free LinkedIn newsletter on marketing your professional practice Connect with me on linkedin Join our online community Subscribe to my youtube channel

Wie können 50 Kinder gleichzeitig ein Turnier mit gemischten Spielformaten spielen, ohne Chaos? Olaf Krüger, Kinderfußballtrainer der SG 47 Bruchmühle, hat mit dem FALO-Turniermodus ein System entwickelt, das Spielfreude, Abwechslung, Organisation und Digitalisierung vereint: Er erklärt, wie ein Algorithmus die Kinder nach Spielstärke fair auf verschiedene Spielfelder verteilt, wie sich der Modus flexibel an kurzfristige Änderungen anpasst – und wie Kinder, Eltern, Trainer und Vereine gleichermaßen profitieren. Wenn du außerdem wissen willst, wie Olaf es geschafft hat, 12 neue Co-Trainer für seinen Verein zu gewinnen, dann hör' einfach rein! Viel Spaß mit dieser Folge SPIELTRIEB!

This episode dives deep into the fascinating world of the Inklings, featuring the dynamic duo of Dr. David C. Downing and Dr. Crystal Downing, who take listeners on a vibrant journey through the lives and works of J.R.R. Tolkien and C.S. Lewis. The conversation unfolds from a live lecture at Holy Trinity Lutheran Church in Chapel Hill, NC, where they discuss the essence of the Inklings—an eclectic group of writers who gathered in pubs to share their ideas and inspire one another. The Downings highlight how Tolkien and Lewis not only influenced each other's literary paths but also played pivotal roles in shaping modern Christianity through their imaginative storytelling. As they navigate through the complexities of faith, creativity, and friendship, listeners are invited to reflect on the Reformation of Redemption and its relevance today. So, grab a pint (or your favorite beverage) and prepare to geek out over some of the most influential literary minds of the 20th century!Gather around, folks! The latest episode of Systematic Geekology brings the magic of the Inklings to life with a special lecture from Dr. David C. Downing and Dr. Crystal Downing, recorded live at Holy Trinity Lutheran Church in Chapel Hill, NC. This special event, titled "The Reformation of Redemption," dives deep into the world of J.R.R. Tolkien and C.S. Lewis, two literary titans who not only shaped fantasy literature but also influenced Christian thought through their imaginative storytelling. The Downings, seasoned scholars of Lewis and Tolkien, explore the camaraderie and creative sparks ignited among the Inklings—a group of writers who met regularly to share their works, critique each other, and inspire one another over pints and good cheer. They delve into how Tolkien reframed the dying god myth for Lewis, leading to his eventual conversion, and discuss the unique friendship that blossomed in the aftermath of their shared experiences during World War I. All of this unfolds in a cozy, pub-like atmosphere, inviting listeners to reflect on the impact of these authors on modern faith and literature, with anecdotes that resonate even today. So if you're a fan of Lewis, Tolkien, or just love a good story, this episode is a treasure trove of insights that you won't want to miss!Takeaways: The Inklings, including Tolkien and Lewis, created a unique space for collaboration and inspiration through their shared love for storytelling and literature. Dr. David and Dr. Crystal Downing emphasized how the friendship between Lewis and Tolkien significantly impacted their views on faith and creativity. Dorothy Sayers' approach to writing about Christianity in a relatable way has resonated with modern audiences, highlighting the importance of inclusivity in faith discussions. The podcast reflects on the timeless relevance of the Inklings, showing how their community dynamics can still inspire today's creatives and thinkers. Discussion of the 'dying God' myth illustrates how Tolkien's reframing of this concept played a crucial role in Lewis's conversion to Christianity. The event at Holy Trinity Lutheran Church served as a celebration of the literary friendship among the Inklings, showcasing their lasting influence on contemporary faith narratives. .You can leave a one-time gift, purchase some SG merch, or become a member on our website:https://systematic-geekology-shop.fourthwall.com/.Check out our episode with John Hendrix about his book Mythmakers:https://systematic-geekology.captivate.fm/episode/mythmaker-ep/.Don't miss any episode with Will:

In this episode, Benjamin Levy, MD, FASCO, and Alex Spira, MD, PhD, FASCO, discuss the latest developments in targeting TROP2 and TIGIT for the treatment of lung cancer, including:TROP2-targeting ADCs: datopotamab deruxtecan, sacituzumab govitecan, sacituzumab tirumotecan TROP2 ADCS for patients with EGFR-mutated NSCLCTIGIT-targeting agents: domvanalimab, rilvegostomigPresenters:Benjamin Levy, MD, FASCOAssociate ProfessorJohns Hopkins School of MedicineClinical DirectorJohns Hopkins Kimmel Cancer Center, National Capitol Region (NCR)Washington, DCAlex Spira, MD, PhD, FASCODirector Clinical ResearchVirginia Cancer SpecialistsCEO NEXT Oncology VirginiaFairfax, VirginiaContent based on an online CME program supported by an independent educational grant from Gilead Sciences, Inc.Link to full program:https://bit.ly/4qZLR6B Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The popular Parking.SG app was supposed to help parking wardens issue summons. What happened? Synopsis: Every 3rd Wednesday of the month, The Straits Times examines not just vehicle prices but wider transport issues and trends connected to public and private transport. The Parking.SG app handles a million sessions a month, with under half of them being ended early and the motorist getting a refund. Half of them are Apple users, and the rest use Android smartphones. To think that it all began as a project to help the parking warden. In this episode, host and senior transport correspondent Lee Nian Tjoe speaks with Ms Amelia Fong, the product manager for Parking.sg and a policy officer at Open Government Products (OGP), a division of the Government Technology Agency of Singapore. Highlights (click/tap above): 2:21 The technology behind the original Parking.SG app 4:00 User statistics 8:00 Considerations to make the app senior-friendly 11:56 Annual hackathon for new technology solutions 19:00 Keeping the app working 24/7 20:57 Becoming a product manager at OGP Learn more about Parking.SG: https://www.parking.sg/ Read Lee Nian Tjoe's articles: https://str.sg/wt8G Follow Lee Nian Tjoe on LinkedIn: https://str.sg/iqkJ Read more COE articles: https://str.sg/iGKC Host: Lee Nian Tjoe (niantjoel@sph.com.sg) Produced & edited by: Teo Tong Kai Executive producers: Ernest Luis and Lynda Hong Follow Wheel Insights Podcast here and get notified for new episode drops: Channel: https://str.sg/iTtE Apple Podcasts: https://str.sg/iqW2 Spotify: https://str.sg/iqgB Feedback to: podcast@sph.com.sg SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #wheelinsightsSee omnystudio.com/listener for privacy information.

Silvana, Eric and Tegan watch Stargate SG-1 Season 6 Episode 10 "Cure."  The hosts start out discussing which bands SG-1 characters would love, unfortunately this is not a crossover episode with the band The Cure. We are back in classic SG-1 style with the costumes, the post-industrial backdrop, archeology, and great character moments.  The emotional moments hit hard and the ethical dilemma was interesting and handled well. Silvana gives a lesson on why Agile isn't done in medicine, Tegan rants about drug trials, and Eric gives a history lesson on Bath in England. No explosions in this episode! Episode Ratings: Comedic Effect - 5/7 chevrons Emotional Impact - 7/7 chevrons Enjoyability - 7/7 chevrons Culture/history/lore - 7/7 chevrons Novelty - 7/7 chevrons Technical Quality  - 7/7 chevrons Plot - 7/7 chevrons Relevant to the overall story? Yes, don't skip! Join the discussion on our socials.

Hey YC Online! Sermon notes: https://static1.squarespace.com/static/592f36b4d1758e4fdf70080e/t/6916c32a55b9ed1b39d18c7d/1763099434542/SG+11_16_25+KING+OF+HEARTS+Week+14.pdf ABOUT YOSEMITE CHURCH: Our mission is meeting people where they are and loving them to where Christ wants them to be. Yosemite Church wants to help you find your next step. Find locations, videos, and more info about us at https://yc.church/ or download the Yosemite Church app. NEXT STEPS: Have you made a decision to follow Jesus? You may be wondering what's next on your journey. We want to help! Let us guide you to your next steps in your walk with Christ: https://yc.church/baptism GIVE ONLINE: https://pushpay.com/g/yosemitechurch FIND US ON SOCIAL MEDIA: https://www.facebook.com/yosemitechurch https://www.instagram.com/yosemitechurch/ All music performed under CCLI Licenses: 6010 and CSPL028666

232 - Lydia Luce In episode 232 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine, host James Patrick Regan speaks with singer/songwriter violist and guitarist Lydia Luce. In their conversation Lydia joins us from her home studio in Nashville and talks about one of her alma mater Berklee college of music in Boston. Lydia describes her musical upbringing her mother being a classical conductor with Lydia playing violin and her primary instrument viola, moving to guitar and her songwriting. Lydia discusses her new album “Mammoth” and talks about being very pregnant at the time of the interview hence no current tour dates. Lydia tells us about her physical journey, growing up in Ft. Lauderdale moving to Boston then Washington D.C., Los Angeles and finally ending up in Nashville. Lydia talks about a group of string players she curates for shows and sessions in Nashville called “Lockeland Strings” and she takes us through the ambient music she makes. Lydia describes her Waterloo guitars waterlooguitars.com and her other guitars and her Wooly Coats amps, her different tunings she uses on her guitars and she discusses what touring looks like for her. Finally Lydia talks about her drummer/graphic artist husband and her soon to arrive baby and what she does outside of music including being a rescue diver. To find out more about Lydia you can go to her website: lydialuce.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #LydiaLuce #Mammoth #LockelandStrings #JamesPatrickRegan #WaterlooGuitars #theDeadlies #Berklee#WoolyCoatsAmps #haveguitarwilltravelpodcast #HGWT #tourlife Please like, comment, and share this podcast! Download Link

No surprise to me that there's a glut of apartments on the market  I saw the potential for this oversupply happening in San Diego a couple of years ago. It seemed anywhere you drove within a short distance you would see the construction of new apartment buildings. It is not just here in San Diego though as the glut of apartments is happening around the country. With the dynamics of supply and demand, if you're looking for an apartment today, you're in for a treat. In September rental rates had the steepest drop in more than 15 years. Landlords are now offering months of free rent, gift cards, free parking and some are even paying for your moving expenses just to get you to sign a lease. You may want to play hardball because in some areas they'll even cut the rent on top of all those incentives. In September, 37% of rentals agreed to concessions like months of free rent. What caused the problem for landlords is during the early years of the pandemic, developers could not begin building apartments fast enough, especially in the Sunbelt area where there was a major population migration. It became the biggest apartment construction boom in 40 years, but because of the delay of construction permits and labor shortages, development took much longer than they had hoped. It seemed no one looked around to see all the apartments going up, and now they're all competing with each other for renters. The landlords are hoping they can raise rents by the end of 2026 or at least sometime in 2027, but I don't think they are factoring in how many apartments are online with more still to come. Based on the current apartment inventory and new apartments coming online, renters could be in for lower rent maybe perhaps until 2028. This will not be good for the housing market because rent for houses will be the next to fall and then people will have to factor in the affordability of renting vs buying a home. This would also likely hurt the demand for buying rental properties as an investment if you can't get as much rent as you thought.    Are the large hyperscale companies like Meta, Microsoft, and Alphabet inflating earnings?  Michael Burry, who was made famous by "The Big Short", made the claim that some of America's largest tech companies are using aggressive accounting to pad their profits. He believes they are understating depreciation expenses by estimating that chips will have a longer life cycle than is realistic. Investors are likely aware of the huge investment these companies are making in AI, but they likely don't understand how the accounting of the investments work. If a business makes an investment in these semiconductors/servers of let's say $100 B, that doesn't hit earnings when the money is spent as under generally accepted accounting principles, or GAAP, they are instead able to spread out the cost of that asset as a yearly expense that is based on the company's estimate of how rapidly that asset depreciates in value. From what I've seen, these companies are generally depreciating their Nvidia chips for over 5 to 6 years. This seems to be a stretch considering Nvidia is on a 1-year chip production cycle, and the technology is changing quite rapidly. Burry estimated that from 2026 through 2028, the accounting maneuver would understate depreciation by about $176 billion and if Burry is correct, hyperscale's will have to write off AI capex as a bad investment, due to depreciation-useful life mismatch. This would then produce a major hit on earnings. While I remain a believer that AI is here to stay, I do believe there will be some big-time losers in this space given all the money that is being spent. Be careful chasing the hype as I do worry the fallout for some of these companies could be larger than many things possible. Burry has also warned this year that AI enthusiasm resembles the late-1990s tech bubble and recently disclosed put options betting against Nvidia and Palantir. He also stated that "more detail" was coming November 25th, and that readers should "stay tuned." I know I'm definitely curious what other information he has!    China is no longer just manufacturing; they are also beginning to innovate.  For many years innovation was generally done here in the US, and we would have the products manufactured in China. China is no longer happy with this arrangement, and its research and development spending is up nearly 9% a year well above the 1.7% here in United States. In 2024, China filed 70,160 international patents which was about 16,000 more than the 54,087 patents the US filed. China also seems to be more advanced in robotics installing 300,000 industrial robots in 2024 compared with roughly 30,000 industrial robots in the US. It also has been noted that when it comes to worldwide sales of electric vehicles, 66% came from China. While these developments seem positive for China, the country is still experiencing problems with a slowing economy as they have seen fixed asset investment decline and a slowdown in retail sales. The population of China has also declined over the last three years, and the real estate market after four years has really taken away a lot of household wealth. China's public and private debt continue to climb rapidly, which is becoming a problem for them as well. It is estimated that China is spending around $85-$95 billion on AI capital spending yet their economy is struggling as noted by the China Merchants Bank which talked about a 11% decline in consumption among customers and retail loans are now under pressure. China's exports to the US are down 27% because of the tariffs, but worldwide their exports are up 8%. It was recently reported that Beijing banned foreign AI chips from Nvidia, Advanced Micro Devices and Intel from government funding data center buildouts. Currently, China cannot pass the US and its allies in producing the most advance semiconductors, but they're making very good progress in developing mid-level chips and parts of the AI ecosystem. The US must continue to forge ahead because if we rest, China will be the world dominant power    Financial Planning: 50-year Mortgage: Helpful or Hurtful? A 50-year mortgage is being discussed as a way to reduce monthly payments and help with affordability, offering borrowers slightly lower costs that could help them qualify for homes otherwise out of reach. Critics argue that these loans would saddle buyers with far more interest paid to banks and that many borrowers would never pay off such a long mortgage, but those arguments often miss the bigger picture. Paying a low rate of interest to a bank is not inherently bad if it allows someone to invest money elsewhere at higher returns, just as today's homeowners with 30-year mortgages at 2% benefit greatly from not paying them off early. Also, most mortgages today are never fully paid off anyway because homes are sold, or loans are refinanced long before they reach maturity. A 50-year loan would be no different, especially since borrowers could always pay more than the minimum if they wanted to accelerate payoff. In practice, savvy investors would likely use the freed-up cash flow from 50-year mortgages to invest in higher-return opportunities, but most borrowers probably wouldn't resulting in slower wealth accumulation for the masses without addressing the root cause of housing affordability. If used correctly, this loan could be a useful tool, but I fear the overall impact could be damaging.     Companies Discussed:  Axon Enterprise (AXON), Zoetis Inc. (ZTS), Elf Beauty Inc. (ELF),Sweetgreen Inc. (SG)  

SG1 helps Martin Lloyd reshape his movie script and sparks a storm of ridiculous rewrites—from sci-fi clichés to bold jabs at SG-1's own history. Jack Baruzzini, Jeff Haecker, Victor Lams, and special guest Fr. Cory Sticha unpack the wildest ideas. Is this the ultimate sci-fi roast? The post 200 (SG1) appeared first on StarQuest Media.

Tales of Three Campaign OneArc 2.1: Oladell Episode 52: Vision. Memory. Bones. After a good night rest, our trio spends the morning discussing the events of the past few days. Each one opens up a bit about how they're feeling, Ivy talks about the bone wolf, Elara talks about her visions, and Véres talks about their memory issues. Content Warnings: Complicated Family Relationships, Complicated Romantic Relationships, Memory Loss, Profanity, and Romantic and Sexual Situations Tales of Three is an all-queer, dark fantasy dnd podcast where your three Game Masters are also your three Players!If you like what you hear please tell your friends about us & consider giving us a 5 star review! It's a quick and easy way to show your support for small creators whose content you enjoy! Follow the Cast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Arianna⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠as Elara Spinelspark⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dusty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ as Ivy Nightbreeze- Tinkerfey  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wayra⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ as Véres Find our socials ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!  Want to chat with the cast, talk spoilers, play games, and make new friends? Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!  If you want to help keep the podcast running and get access to bonus content check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Buy us a coffee on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ko-fi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Special thanks to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SG ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the theme music, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chriss ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the logo, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fenn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ely ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the character art! Background music and SFX by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Epidemic Sounds⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monument Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

231 - Jake Banfield In episode 231 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine, host James Patrick Regan speaks with singer/songwriter Jake Banfield. In their conversation Jake talks about his college basketball career and his love of sports particularly the Sooners teams and he talks about his hometown of Tulsa. Jake tells us about his new debut album “Open Bars” and the songwriting sessions he's apart of both for his follow up album and for other artists. Jake gives us his musical history after a college basketball injury sidelined him and tells us about how the purchase of a Martin guitar changed his life. Jake describes how a song he wrote and recorded “ Hold Me” went viral and caught the attention of management in LA and in turn Nashville and how that led to his album and his writing sessions. Jake discusses his previous tours and his future tours many of which are international and how he makes the ends meet financially and he talks about his new album. To find out more about Jake you can go to his website: jakebanfieldmusic.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #JakeBanfield #OpenBars #HoldMe #JamesPatrickRegan #MartinGuitar #theDeadlies #Sooners #haveguitarwilltravelpodcast #HGWT #tourlife Please like, comment, and share this podcast! Download Link

The conflict between the Federation and Zeon in Gundam is a hot topic, and Christian Ashley and TJ Blackwell dive right into the thick of it, asking the burning question: whose side are we really on? They explore the Universal Century timeline, unraveling the web of motivations, ideals, and the often murky morality that defines this iconic series. Christian lays out the historical backdrop, highlighting how the struggle for representation and rights fuels the fire of rebellion among the space colonies. Meanwhile, TJ, with his fresh perspective, brings a humorous touch as they banter about the complexities of allegiance in a world where both factions have their share of villains and heroes. They aim to find the good in these polarized sides, while reminding listeners that sometimes, it's all just a giant robot fight dressed up in political drama.In the latest episode of Systematic Geekology, the hosts dive into the complex universe of Gundam's Universal Century, tackling the age-old question: whose side are we really on? With Christian Ashley leading the charge and TJ Blackwell by his side, listeners are treated to a casual yet insightful exploration of the intricacies of the Earth Federation versus the Xeon conflict. The duo playfully banters about their own backgrounds in the Gundam lore, with Christian having a wealth of knowledge while TJ admits to being a bit of a newbie. As they dissect the timeline, listeners are introduced to key figures like Zeon Daikun, the idealist behind the Xeon movement, and the infamous Zabi family, who seize power amidst the chaos. The episode cleverly juxtaposes the political struggles within the Gundam universe with real-world parallels, emphasizing the moral gray areas that exist in both realms. Christian's enthusiasm for the rich narrative history shines through as he explains pivotal events like the One Year War and the rise of mobile suits, all while keeping the conversation light and engaging through witty remarks and humorous exchanges with TJ. By the end of their discussion, listeners are left pondering their own allegiances in this epic saga, as the hosts encourage them to reflect on the deeper meanings behind the battles fought in space and the human experiences that drive them.Takeaways: The Universal Century timeline of Gundam is intricate and spans various conflicts and factions, making it a rich subject for discussion. Christian and TJ humorously navigate their differing levels of knowledge about Gundam, creating a light-hearted banter throughout the episode. The discussion touches on serious themes like representation and government oppression, showing how Gundam reflects real-world issues. Listeners are encouraged to dive into the Gundam series, regardless of where they start, as it's become more accessible than ever. Mentioned in this episode:Become a member of Systematic Geekology on our Website!Check out the link to become a member of Systematic Geekology! All member get exclusive extras and shout outs on the show! Some of the paid tiers of membership get store discounts, free merch, and more!SG on FourthwallAnazao Podcast NetworkOur show is part of the Anazao Podcast Network and you can find other great shows like ours by checking out the whole network with this link!Anazao Podcast NetworkDonate to our Show / Check Out Free ExtrasCheck out our show on Fourthwall to donate to the podcast or get free extra content!SG on FourthwallSystematic GeekologyOur show focuses around our favorite fandoms that we discuss from a Christian perspective. We do not try to put...

230 - Hunter Metts In episode 230 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine host James Patrick Regan speaks with singer/songwriter Hunter Metts. In their conversation Hunter tells us about his touring schedule and the lineup of his band while touring and the types of venues he's playing. Hunter describes growing up in the outskirts of Nashville singing and playing guitar at a young age at church and listening to Nick Drake and Little Feat and Bonnie Raitt. Hunter talks about his different tunings and playing finger style. Hunter tells us about his new EP “A Crater Wide” and driving to Colorado to record the album and he talks about the instrumentation on the album and he describes his guitars. Hunter gives us his strategy for finding cheap hotels while on tour and he talks about self managing his career. Hunter tells us what he does with his days off while on the road and while he's at home. To find out more about Hunter you can go to his website: huntermetts.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #HunterMetts #ACraterWide #JamesPatrickRegan #GibsonGuitar #theDeadlies #haveguitarwilltravelpodcast #HGWT #tourlife Please like, comment, and share this podcast! Download Link

Welcome back to the Konfidence in the Klutch Podcast with Donald Nelson.  RIP Lenny Wilkins, Paul Tagliabue, Yung Bleed, and Marshawn Kneeland (2:30). Konfidence in the Klutch's Deezus gives his Konfident Service Announcement: Four seasons (5:30).  Deezus then shares his NFL Week 10 notes and news. Daboll is out at the Giants.  The Packers' offense is trash.  Is it playcalling, personnel, QB play, or all three?  Thank you to Allen, Jones, and Goff for throwing over 300 yards.  What's ya fantasy? My team is done at 3-7 with four games left (8:30). Deezus then shares his NBA news, including the Sixers Bulls game last week, Desmond Bane deserved to be ejected, and Dejounte can't change a player's game in the ninth inning.  Nico is fired from the Mavs.  Reaves is an elite SG, and the Lakers must pay him.  Bron will fit in (15:25). Deezus talks about Politics as usual.  The government shutdown is over due to weak democrats.  Cali passes Prop 50 to help Dems win the 26 midterms.  The Trump administration cuts air traffic, and it won't be back to normal by Thanksgiving.  SNAP benefits are in limbo (23:00). Quick Ones, I've been watching Cheaters.  OMFG, that show is and was crazy—power Reverberation Podcast update.  (32:15).  Life Accused as a Teacher/Coach part 125 (34:00).  The podcast was recorded at 2:00 p.m. CT on Tuesday, Nov. 11, 2025.  Host: Donald Nelson Producer/Engineer: Donald Nelson Music by: Konfidence in the Klutch Productions Subscribe, Stream, or Download:

As always when Kim Jong Duh is in (what's left of) the white house, the scandals and nightmares come far too quickly and numerously for me to keep up. This song is about air traffic horribleness from earlier this year... and it seems appropriate to drag it out now, with the air traffic controllers on furlough (which might be over before this song gets to you). Oh well. You know me... I have to parody this classic John Denver song every few years. I think this is the fourth one. Wow. Music: John Denver Words: SG and Niamh Bagnell Guitar, mandolin, bass, piano, arrangement, production: SG

229 - Marcus Deml In episode 229 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine,host James Patrick Regan speaks with Guitarist Marcus Deml. In their conversation Marcus talks about his physical journey as a child from the former Czech Republic to Austria and to Germany, Hamburg being his current home in the forest which also houses his studio. Marcus describes his gear in detail and talks about his friendship with fellow german Reinhold Bogner whom he met while attending GIT in Hollywood, Marcus is partially responsible for helping Bogner design the Ecstasy. Marcus takes us through his musical history, starting on jazz studying in Munich before moving to Hollywood to attend Musicians Institute and Marcus tells us why he chose MI and his goal of becoming a session guitarist. Marcus describes the culture shock of moving to Hollywood at 20 after growing up in Europe and he talks about his return to Europe after seven years of working doing sessions and teaching at MI as well as playing in the inevitable “hair bands” of the 80's. Marcus tells us about how he started doing sessions in Europe. Marcus tells us about becoming a brand, making pedals doing clinics running his own label, doing YouTube demos and making his own music, his current album is called “Pure”. Marcus talks about his guitar hero's particularly Gary Moore. Marcus discusses the financial aspects of touring and playing live and workshops. To find out more about Marcus you can go to his website: marcusdeml.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #MarcusDeml #BognerAmps #JamesPatrickRegan #GibsonGuitar #theDeadlies #Pure #GIT #FenderCustomShop #MusiciansInstitute #haveguitarwilltravelpodcast #HGWT #GaryMoore #EddieVanHalen #tourlife Please like, comment, and share this podcast! Download Link

Hey YC Online! Sermon notes: https://static1.squarespace.com/static/592f36b4d1758e4fdf70080e/t/690d17688391191d633e346d/1762465640920/SG+11_8_25+KING+OF+HEARTS+Week+13.pdf ABOUT YOSEMITE CHURCH: Our mission is meeting people where they are and loving them to where Christ wants them to be. Yosemite Church wants to help you find your next step. Find locations, videos, and more info about us at https://yc.church/ or download the Yosemite Church app. NEXT STEPS: Have you made a decision to follow Jesus? You may be wondering what's next on your journey. We want to help! Let us guide you to your next steps in your walk with Christ: https://yc.church/baptism GIVE ONLINE: https://pushpay.com/g/yosemitechurch FIND US ON SOCIAL MEDIA: https://www.facebook.com/yosemitechurch https://www.instagram.com/yosemitechurch/ All music performed under CCLI Licenses: 6010 and CSPL028666

(토) 컬투쇼 - 사랑의 컬센타 (김태현 (딕펑스), 랄랄, 김용준 (SG워너비)) - 2025.11.8

Investor sentiment has dropped down to extreme fear as the financial headlines increasingly stoke concerns. Many stocks have dropped into bear territory but our analysts are decided to celebrate the "holiday" and give some of these bears a hug. The team also tackles Berkshire Hathaway's record pile of cash, Elon Musk's $1 trillion payday, and restaurant stocks before wrapping up with stocks on our radar. Jon Quast, Lou Whiteman and Emily Flippen discuss: - The fear and greed index is showing extreme fear. -Berkshire Hathaway is sitting on $382 billion. -Tesla approves Elon Musk's performance award that includes important operational milestones. -Denny's is being acquired, Papa John's bid is pulled, and Yum! Brands may be looking for a buyer for Pizza Hut. - Stocks on our radar. Companies discussed: BRK.A, BRK.B, TSLA, EATZ, DPZ, PZZA, YUM, CASY, SBUX, DENN, SG, DASH, AXON, LULU, IT, SMCI, CMG, DUOL, TTD, STN Host: Jon Quast Guests: Lou Whiteman, Emily Flippen Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Jimmy Hidalgo, Jr. is the favorite in Super Stock... but it's not over! Kris Whitfield is the favorite in SC... but it's not over! JJ Brock is the favorite in SG... but it's FAR from over! Luke does his best to break down all the scenarios (and even gives some odds) in today's Daily Driver!

Tales of Three Campaign OneArc 2.1: OladellEpisode 61: Reunited, Kind of While Elara and Véres get de-blighted, Ivy has a long day helping Arias with some healing and herb sorting.  Content Warnings: Discussion of Death of a Loved One, Grief, Medical Wound Gore, and Profanity. Tales of Three is an all-queer, dark fantasy dnd podcast where your three Game Masters are also your three Players!If you like what you hear please tell your friends about us & consider giving us a 5 star review! It's a quick and easy way to show your support for small creators whose content you enjoy! Follow the Cast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Arianna⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠as Elara Spinelspark⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dusty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ as Ivy Nightbreeze- Tinkerfey  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wayra⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ as Véres Find our socials ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!  Want to chat with the cast, talk spoilers, play games, and make new friends? Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!  If you want to help keep the podcast running and get access to bonus content check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Buy us a coffee on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ko-fi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Special thanks to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SG ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the theme music, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chriss ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the logo, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fenn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ely ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for the character art! Background music and SFX by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Epidemic Sounds⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monument Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

228 - Duane Smith - the Chevelles In episode 228 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine, host James Patrick Regan speaks with Duane Smith, Singer and Guitarist with the Chevelles. In their conversation Duane tells us a little about his home town of Perth, Australia and the Chevelles new single “Caveman” and his alter ego surf band the Stingrays. Duane talks about his gear for both bands and tells us about his home studio where he records both bands. Duane walks us through the history and the lineups of the Chevelles throughout the years and talks a bit about his side job as a psychiatrist and he talks about his childhood and being named after guitarist Duane Eddy. Duane describes how bootlegs of their early albums kickstarted their career both in Spain and Brazil and how that eventually led to them catching the attention of Little Steven and be signed by his label, Wicked Cool Records and eventually writing songs with Little Steven. Finally Duane discusses his other side projects, surfing, building custom motorcycles and a clothing label 66motorcycles.com and talks about his home in Bali. To find out more about Duane you can go to the Chevelles website: thechevelles.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #DuaneSmith #theChevelles #PerthAustralia #LittleStevensUndergroundGarage #66MotorCycles #Caveman #GibsonCustomShop #JamesPatrickRegan #theDeadlies #haveguitarwilltravelpodcast #HGWT #tourlife Please like, comment, and share this podcast! Download Link

William deVry, who played the Tok'ra operative Aldwin in three seasons of SG-1, joins Dial the Gate to talk about his Stargate experience and take your questions LIVE!

4ª jornada de Champions: Liverpool 1 - 0 Real Madrid y Atlético 3 - 1 Unión SG. Protagonistas. Tiempo de opinión. Previa del La NFL, en Madrid. MundoMaldini.

Send us a textIf you've ever shown up for your business — posting, recording, networking, nurturing relationships — and wondered if it's making a difference… this episode is for you. In this special 100th episode, Sylvia Garibaldi, founder and CEO of SG and Associates, takes you behind the mic to share what these 100 episodes have taught her about consistency, visibility, and the quiet, often unseen work that builds momentum over time. Tune in for key takeaways on how clarity, focus, and authenticity can transform your practice and grow your network!  Don't miss this one!In this episode, you'll learn:01:17 Celebrating Episode 10004:29 The Power of Consistency06:38 Client Success Stories11:11 Key Lessons from 100 Episodes15:48 Surprising Connections and Feedback21:37 Top 10 Lessons Learned26:40 Future PlansResources:Feeling stuck about how to grow your practice, book a free strategy call here.#72 How to Stand Out in a Crowded Legal or Mediation Market#95 What Thousands of Professionals Taught Me About Marketing That Works#14 Be Seen. Be Heard. Be Noticed: The Power of Personal BrandingRate, Review, & Follow on Apple Podcasts"Love listening and learning from the Serve First, Sell Later Marketing Podcast” If that sounds like you, please consider rating and reviewing my show! This helps me support more people -- just like you. Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Want more insights like this? Sign up for our newsletter. Sign up for our free LinkedIn newsletter on marketing your professional practice Connect with me on linkedin Join our online community Subscribe to my youtube channel

227 - Rome Ramirez (Sublime with Rome, Solo) In episode 227 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine, host James Patrick Regan speaks with singer/songwriter Rome Ramirez from Sublime as well as his solo work. In their conversation Rome talks about growing up in Fremont, California and living now in Nashville and he walks us through his early musical journey. Rome discusses enrolling in Musicians Institute only to leave after a short while to do studio work in Orange County. Rome talks about a song he wrote for the Dirty Heads “Lay Me Down” and how that song changed his trajectory and eventually had him playing guitar and singing with the band Sublime. Rome discusses how he moved on from Sublime and decided to go solo and he talks about writing songs for Enrique Iglesias and Selena Gomez. Rome tells us about his band and his solo album that is being produced by Dan Huff and will be out in early 2026. Rome talks gear his guitars now and with Sublime and his home studio outside of Nashville. To find out more about Rome you can go to his website: romeramirez.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #RomeRamirez #SublimewithRome #Sublime #Nashville #DirtyHeads #JamesPatrickRegan #LayMeDown #theDeadlies #DanHuff #haveguitarwilltravelpodcast #HGWT #tourlife Please like, comment, and share this podcast! Download Link

As a young girl, mowing her neighbor's lawn in the Kentucky heat, SG Goodman learns many important things: how to avoid running into the chain-link fence, the art of blowing the grass away from the house ... and the way these small, regular acts of community become the glue holding the world together. In caring for Miss Betty across the street, and in caring for the land her father farms, SG learns to love the world and its stories, its songs, its connections that sustain us.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

4ª jornada de Champions: Liverpool 1 - 0 Real Madrid y Atlético 3 - 1 Unión SG. Protagonistas. Tiempo de opinión.

If you ask 20 different people to tell you the time, there's a good chance that you may receive at least 10-15 different answers.Why?Because time is relative...Grab your cups and LET'S G.O!!! ^_^Transcripts Available: englishandcoffee.orgContact: englishandcoffeepodcast@gmail.com

226 - Kelly Ogden (the Dollyrots) In episode 226 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine, host James Patrick Regan speaks with Kelly Ogden, bassist and singer with the Dollyrots. In their conversation Kelly talks about drummers and the band's tour schedule. Kelly discusses the bands core, herself and husband Luis and tells us about the two managing of them the band and Kelly talks about her side gig as a DJ on Little Steven's Underground Garage on Sirius XM channel 21. Kelly tells us about her and the band's musical history, her starting on guitar and moving to bass early on as they moved from Florida to California. Kelly talks about her bass of choice the Gibson Thunderbird and her evolution to that model bass and she discusses her amps both on the road and at home. Kelly describes some of the business of the band and talks about the importance of merch. Kelly talks about the musicians that inspired her early on, the Breeders, the Cramps and the ones that inspired her vocally. To find out more about Kelly you can go to the Dollyrots website: dollyrots.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #KellyOgden #theDollyrots #Dollyrots #LittleStevensUndergroundGarage #GibsonCustomShop #JamesPatrickRegan #Bass #theDeadlies #bassguitar #GibsonThunderbird #haveguitarwilltravelpodcast #HGWT #tourlife Please like, comment, and share this podcast! Download Link

225 - Jared James Nichols In episode 225 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine, host James Patrick Regan speaks with guitarist Jared James Nichols (for the second time, the first time was in 2019 for episode 8). In their conversation Jared talks about moving to Nashville and being a father and his new single on Frontiers records called “Ghost” Jared tells us about his Nashville lifestyle and his tour schedule including his upcoming tour of Europe and he talks about his band he also discusses how he ended up supporting Michael Schenker and Joe Perry. Jared describes his new Gibson Futura guitar with a crazy almost Explorer style body and Jared tells us about his guitar and gear collection and his relationship with Gibson. Jared discusses why he joined teams with frontiers records and why he didn't start his own independent label. Jared talks about his work out schedule and how he got started with exercise. Jared tells us about jamming around town in Nashville and songwriting sessions he's involved in. Jared tells us about where he goes for repairs: Gibson, Matt Knowles and the Blackstar people for amps. Finally, Jared tells us about his love of cars and wrenching on cars… and his Chevy Nova and… Buckethead. To find out more about Jared you can go to his website: jaredjamesnichols.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #JaredJamesNichols #JJN #GibsonCustomShop #BlackstarAmps #JamesPatrickRegan #GibsonFutura #theDeadlies #Ghost #Nashville #BucketHead #haveguitarwilltravelpodcast #HGWT #tourlife Please like, comment, and share this podcast! Download Link

Send us a textIf you're a lawyer, mediator or divorce professional posting on social media but still wondering why the leads or referrals aren't showing up, this episode is your game-changer. In this episode, Sylvia Garibaldi, founder and CEO of SG and Associates, dives into how your LinkedIn company page followers are more than an audience — they can become strategic referral partners. You'll discover how to identify those followers, reach out using smart DMs, create content that appeals to them, and turn social activity into a referral-partner engine. Let's stop posting and hoping — and start building referral relationships that deliver.In this episode, you'll learn: 03:23 The Importance of Referral Partnerships06:27 Leveraging LinkedIn for Referral Partners09:08 Engaging and Growing Your Follower Base11:06 Outreach and Engagement Strategies19:32 Content and Collaboration Tactics24:04 Action Steps  Resources:Feeling stuck about how to grow your practice, book a free strategy call here.#64 From Referral Plateau to Referral Powerhouse#87 How to Win Clients From Other People's Audiences#88 5 Steps to Fast-Track Referral Partnerships#31 How To Turn Your LinkedIn Company Page Into A Client Magnet Rate, Review, & Follow on Apple Podcasts"Love listening and learning from the Serve First, Sell Later Marketing Podcast” If that sounds like you, please consider rating and reviewing my show! This helps me support more people -- just like you. Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Want more insights like this? Sign up for our newsletter. Sign up for our free LinkedIn newsletter on marketing your professional practice Connect with me on linkedin Join our online community Subscribe to my youtube channel

224 - Robin Taylor Zander (Cheap Trick, Solo) In episode 224 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine, host James Patrick Regan speaks with Robin Taylor Zander who is Cheap Trick's “Secret Weapon” and has his second solo album out. In their conversation Robin talks about his hometown of Clearwater, Florida and he talks about his current projects: producing and songwriting and performing with Cheap Trick, his dad's band. Robin talks about his musical upbringing at Florida state and with his dad's band. Robin tells us about his solo dates, when he decides to use a band versus playing solo and the venues he's playing. Robin describes the instruments he's playing solo, guitar, pedal steel, bass and the instruments he played in Cheap Trick singing, guitar, bass and even drums subbing for everyone except his dad. Robin discusses Jack Douglas and Jay Messina's production help throughout his career including Jack signing Robin to his record label. Robin talks gear and collecting gear. To find out more about RTZ you can go to his website: robintaylorzander.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #RobinTaylorZander #RTZ #CheapTrick #VoxAmps #Gibson #JamesPatrickRegan #theDeadlies #JackDouglas #Rickenbacker #JayMessina #haveguitarwilltravelpodcast #HGWT #tourlife Please like, comment, and share this podcast! Download Link

On this month's innovation conversation to highlight key topics in the countdown to the Apex technology and innovation conference  Jan 27-28, 2026, in Washington, sponsored by Clarion Defence, Dr. Jennifer McArdle, the US director of Helsing Inc — the American arm of the European startup — joins Defense & Aerospace Report Editor Vago Muradian to discuss the company's rapid evolution since its founding in 2021; it's self-learning AI technology that taught itself how to fly and execute air combat that was tested in a Gripen fighter by Saab as well as the Europa collaborative combat aircraft; lessons from the Ukraine war including development of the HX-2 aerial vehicle in partnership with frontline troops; the SG-1 Sea Glider autonomous underwater vehicle; the future of autonomy and human oversight over AI-enabled systems; the company's distributed manufacturing approach and role in the surging production worldwide; and its growth strategy. To learn more about the Apex conference, sponsorship and attendance opportunities please visit apexdefense.org

Season 6 Episode 19:  The Changeling If you thought Inception was a Multi-Story-Verse-Russian-Doll Torus-Knotted-Mind-Fuck of a story, wait till you see what Christopher Judge has got waiting for you.  Teal'c is a firefighter, a SG member, a polygamist, war torn veteran, and Dr. Fraz Lover ALL IN ONE!  You won't know what the hell is real!  All you'll know is that Teal'c has been watching too much Taur'i television, and that Green Jello is the "Spinning Top" of the Stargate Universe.   We hope Judge gets to write more episodes in the future.   ----more---- 00:00 - Intro 5:20 - 24 Seconds 7:11 - Debrief 1:01:20 - Were We Comforted 1:01:47 - Yeh Neh or Meh 1:05:03 - Next Episode 1:06:35 - ComeTrya! 1:09:01 - Get To Know Your Hosts 1:12:08 - Outro