Podcasts about Estimates

UnitedHealth (UNH) reached a 52-week high Thursday after the company posted a beat on earnings and set guidance above Wall Street expectations. Shares pulled back in the first hours of the trading session. Jenny Horne points out that the stock still shines as a healthcare outperformer in 2026 and takes investors through the key metrics to note in the earnings report. Joe Tigay offers an example options trade for UnitedHealth. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the June inflation report and what it means for mortgage rates. Related to this episode: July rate hike should be off the table with big June inflation miss HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire The Top 5: July rate hike should be off the table with big June inflation miss What the ROAD to Housing Act means for agents, homebuyers JMG Brings $5.9B Teamerage Platform to Keller Williams Iran Conflict Lifts Mortgage Rates but Housing Demand Stays Positive MBA analysis finds minimal pricing impact from single credit score approach Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

In this episode, Jon Wilson, a seasoned mortgage professional, shares his insights on ethical lending, effective marketing, and building a successful real estate finance business. Discover practical tips on transparency, relationship building, and navigating industry challenges.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Welcome to Sketching Up. Hosts Chris Schnabel and Matt Tornetta estimate the real-world Zillow values of some of the most iconic animated houses in pop culture history.Join the Discordhttps://discord.com/invite/dYhnmwQANbBefore jumping into the housing market chaos, Chris and Matt discuss Netflix recreating Gene Wilder's voice for a Willy Wonka competition series, the growing problem of AI voice recreation, SpongeBob Day, SpongeBob alternate endings, and the Emmy nominations for best voiceover performance.Then the real fun begins: What would Wayne Manor actually cost? How expensive is Titans Tower? Is SpongeBob's pineapple secretly prime underwater real estate? Could Arnold's boarding house be a New York City goldmine? From The Simpsons' house to Dexter's Laboratory, Foster's Home for Imaginary Friends, The Addams Family Mansion, Planet Express, Bob's Burgers, the Griffin house, and more, Chris and Matt try to guess the value of fictional animated properties with wildly mixed results.If you love animation, cartoons, pop culture, fictional real estate, Zillow scrolling, SpongeBob, Batman, Cartoon Network, Nickelodeon, and ridiculous podcast debates, this episode is for you.Follow Sketching Up:Instagram — https://www.instagram.com/sketchinguppod/Facebook — https://www.facebook.com/sketchinguppod/TikTok — https://www.tiktok.com/@sketchinguppodVideo edited by Chris SchnabelEpisode Produced by Chris Schnabel and Matt TornettaMusic by Kyle ScottSketching Up is a Schnabel Studios Production.Chapters00:08 Introduction & Episode Setup00:34 Gene Wilder AI Voice Controversy03:25 SpongeBob Day, Alternate Endings & Patrick Star Music08:17 Emmy Voiceover Nominations Discussion18:31 Animated House Zillow Estimates Begin20:15 Wayne Manor Estimate23:39 Titans Tower Estimate25:41 Foster's Home for Imaginary Friends Estimate26:51 Kids Next Door Treehouse Estimate31:18 Mystery Shack Estimate33:30 Powerpuff Girls House Estimate35:15 Dexter's Laboratory House Estimate37:47 Kent Farm Estimate40:30 Courage the Cowardly Dog Farmhouse Estimate42:13 The Simpsons House Estimate44:09 SpongeBob's Pineapple, Squidward's House & Patrick's Rock48:22 Ed, Edd n Eddy Cul-de-Sac Estimate49:18 Arnold's Boarding House Estimate51:39 Flintstones House Estimate52:47 Johnny Bravo & Fairly OddParents Houses53:57 Tommy Pickles House Estimate54:23 Jetsons Sky Pad Apartment Estimate55:48 Proud Family & Griffin House Estimates58:30 Planet Express Building Estimate59:47 Adventure Time Treehouse Estimate1:01:18 Bob's Burgers Building Estimate1:03:38 Addams Family Mansion Estimate1:08:01 Final Thoughts & Outro

The Galveston Hurricane of 1900: A Catastrophic Miscalculation Time Stamp Breakdown:00:00 Introduction to the Galveston Hurricane of 190001:03 Galveston's prominence as a major city in 190002:04 Galveston: The "City of Firsts" and its vulnerable elevation03:07 Galveston's unusually high dew points and its place in weather history04:07 Galveston's past wealth and concerns about storms05:17 Isaac Cline: Chief Meteorologist and his optimistic views06:24 The controversy surrounding Isaac Cline's role07:23 Cline's main argument: Hurricanes curve away from Texas08:28 The concept of recurvature and why Cline's understanding was flawed09:36 The "warm bathtub" effect and Texas's vulnerability10:39 Cline's second mistake: Misunderstanding storm surge in shallow water11:42 The impact of shallow water on storm surge12:43 Cline's third mistake: Believing surge would spill past the city13:47 The reality of total submersion during the hurricane14:04 Cline's fourth mistake: Underestimating the strength of Texas hurricanes15:52 Reasons for Cline's misjudgment: Incomplete science and motivated reasoning17:59 The Weather Bureau's institutional arrogance and its impact18:51 Cline's ironic quote and the tragic outcome for his family19:10 Cline's transformation into a cautious expert after the disaster20:23 Excerpts from Cline's special report on the Galveston Hurricane23:12 The unusual weather signs leading up to the hurricane24:13 Isaac Cline's brother's warning and the initial telegram25:16 Detailed account of wind shifts and increasing hurricane velocity26:18 Barometer readings and the hurricane's intensity27:27 Heroic efforts to record weather data during the storm28:35 Timely storm warnings and their limited impact29:37 Isaac Cline's personal experience during the storm and his family's rescue31:49 The rapid rise of water and the destruction of Cline's home34:00 The aftermath: Widespread destruction and loss of life35:06 Estimates of homes destroyed and lives lost36:10 Economic impact and determination to rebuild Galveston38:15 Lessons learned and the importance of a seawall39:16 List of other affected towns and the human cost39:51 Letter of praise to Isaac Cline and his assistants41:44 Concluding thoughts on resilience and future weather predictions20 Hashtags: #GalvestonHurricane #1900Disaster #TexasHistory #IsaacCline #WeatherCatastrophe #StormSurge #HurricaneHistory #NaturalDisaster #GalvestonIsland #ClimateAdaptation #Meteorology #HistoricalEvents #DeadliestStorm #USHistory #WeatherForecasting #BarrierIsland #GulfCoast #Tragedy #Resilience #WeatherLessonsBecome a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.Weather with Enthusiasm is produced by Kol Simcha Productions.New episodes drop daily (B'N)— a morning forecast at 7 AM and historical deep dives Tuesdays and Thursdays. Contact: kolsimchaproductions@outlook.comHistorical content is thoroughly researched and factually verified. After it has been factually verified it often will say so in the description. Should you find any mistakes, please email kolsimchaproductions@outlook.com so we can look into it and correct it. Not affiliated with any government agency or academic institution. Presented for educational and entertainment purposes — with meaning.Support the show — exclusive bonus episodes available to subscribers for just $2/month at spreaker.com/organization/kol-simcha

Preview for Later Today: Iran's Potential for Nuclear Weaponization. Henry Sokolski warns that Iran's Bushehrreactor contains significant spent fuel. He estimates this fuel holds enough plutonium for hundreds of bombs, which could be extracted quickly, complicating views on Iran's nuclear energy program. (5)1951

In the 1970s, thousands of immigrant workers living in "foyers" or workers' hostels across France stopped paying rent. They were protesting against rent hikes and living conditions in the foyers, known for their tiny box rooms and substandard conditions, and against the racism of the housing management companies. The strike mainly took place in foyers run by Sonacotra, formerly Sonacotral: the National company for the construction of housing for Algerian workers.The strike lasted some five years, from around 1975 to 1980. Estimates vary, but at least 20,000 residents are thought to have taken part at the peak of the strike. Today, the strike is still remembered as a founding moment in the struggle for immigrants' rights in France.Mohammed Kherbachi, originally from Algeria, tells Carolyn Lamboley why he took part in the strike. A Whistledown production.Eye-witness accounts brought to life by archive. Witness History is for those fascinated by and curious about the past. We take you to the events that have shaped our world through the eyes of the people who were there. For nine minutes every day, we take you back in time and all over the world, to examine wars, coups, scientific discoveries, cultural moments and much more. Recent episodes explore everything from how the Excel spreadsheet was developed, the creation of cartoon rabbit Miffy and how the sound barrier was broken.We look at the lives of some of the most famous leaders, artists, scientists and personalities in history, including: the moment Reagan and Gorbachev met in Geneva, Haitian singer Emerante de Pradines' life and Omar Sharif's legendary movie entrance in Lawrence of Arabia.You can learn all about fascinating and surprising stories, like the invention of a stent which has saved lives around the world; the birth of the G7; and the meeting of Maldives' ministers underwater. We cover everything from World War Two and Cold War stories to Black History Month and our journeys into space.(Photo: Protest at the Sonacotra homes for immigrant workers. Credit: Eric Bouvet via Getty Images)

Fans have been gathering across the US, Canada and Mexico, as well as the world's TV screens, to watch the 2026 men's football World Cup kick off. However, experts have been increasingly worried about the effect of summer heat and humidity on the competing players. High levels of both have been predicted for a number of the tournament venues.球迷们聚集在美国、加拿大和墨西哥以及世界各地的电视屏幕上，观看 2026 年男足世界杯的开赛。 然而，专家们越来越担心夏季炎热和潮湿对参赛选手的影响。 预计许多比赛场馆的这两项指标都将达到高水平。Previous competitions held in similar conditions have caused difficulties for players and officials. Assistant referee Humberto Panjoj collapsed during a Copa America game in Kansas City in 2024. In a game in Miami in the same competition, Uruguayan defender Ronald Araujo was substituted, complaining of dehydration and dizziness. Players also complained about conditions at the 2025 Club World Cup in the US. Both these competitions were played in cities that feature in the 2026 World Cup. Sports Medicine Australia warns of the dangers of heat exhaustion, heatstroke and dehydration from exercising in hot and humid conditions.此前在类似条件下举行的比赛给球员和官员造成了困难。 助理裁判温贝托·潘乔伊 (Humberto Panjoj) 在 2024 年堪萨斯城举行的美洲杯比赛中晕倒。在迈阿密举行的同一场比赛中，乌拉圭后卫罗纳德·阿劳霍 (Ronald Araujo) 因脱水和头晕而被替换下场。 球员们还抱怨 2025 年美国世俱杯的条件。 这两项比赛均在 2026 年世界杯举办城市举行。 澳大利亚运动医学警告说，在炎热和潮湿的环境下运动可能会导致中暑、中暑和脱水的危险。Experts suggest that the key measure to assess risk from heat and humidity is the wet bulb globe temperature. When we sweat, it usually evaporates, cooling us down. Humid conditions make this process less effective. Wet bulb globe temperature is the minimum temperature achieved after water has evaporated. Many experts suggest that heat can be a problem for athletes if the wet bulb globe temperature is above 28C.专家建议，评估湿热风险的关键指标是湿球温度。 当我们出汗时，它通常会蒸发，使我们降温。 潮湿的条件使这个过程的效率降低。 湿球温度是水蒸发后达到的最低温度。 许多专家建议，如果湿球温度高于 28°C，热量可能会给运动员带来问题。14 out of 16 of the World Cup venues have been forecast to have wet bulb globe temperatures above this level during normal summer afternoons. For this reason, many games have been moved to evening kick offs, and cooling breaks have been scheduled. Additionally, some stadiums have roofs and air-conditioning. However, concerns remain around evening games in Miami and Kansas City, which had been predicted to be hot and humid, and the final in New Jersey, which was scheduled for 3pm. Estimates are based on a normal summer. However, the situation would be considerably worse should there be a heatwave.据预测，在 16 个世界杯场馆中，有 14 个场馆的湿球球温度在正常夏季午后将高于这一水平。 因此，许多比赛已移至晚上开球，并安排了休息时间。 此外，一些体育场有屋顶和空调。 然而，人们仍然对迈阿密和堪萨斯城的晚间比赛以及定于下午 3 点在新泽西举行的决赛感到担忧，比赛预计将炎热潮湿。 估算基于正常夏季。 然而，如果出现热浪，情况会更糟。

I recently joined Annika Taylor on The Wellness Rebel Podcast to talk about mold toxicity, and how it can cause not only physical symptoms, but also brain symptoms such as anxiety, depression, OCD, brain fog, mood swings, and in more severe cases, psychosis.Watch the full conversation above. Below is a recap of our conversation, along with the resources we discussed along the way.Chapters:0:00 Introduction to Mold and Mental Health1:47 Understanding Mold Exposure and Illness5:13 Personal Journey with Mold Illness8:40 Sources of Mold Exposure12:12 Physical Symptoms of Mold Toxicity18:54 Mental Health Impacts of Mold Exposure25:32 Identifying Mold in the Environment32:28 Treatment Options for Mold ToxicityI. What Is Mold-Related Illness?Mold-related illness can be broken down into three distinct categories that often get lumped together: mold allergy, mold toxicity, and mold colonization. Mold allergy, which most people are familiar with, is a reaction to outdoor or indoor mold spores. Mold toxicity is different: it happens when mycotoxins actually accumulate in the body, something that appears to affect roughly 25% of people who can't effectively remove the toxins on their own. This explains why one family member in a home with mold can get seriously ill while another in the same house is fine. Third is the lesser-known mold colonization, where mold spores take hold directly in the sinuses or even the GI tract. That means a person can be out of a moldy environment for years and still have an internal source of toxicity.II. My Own Mold StoryMy interest in mold began around 10 years ago when I was diagnosed with mold toxicity. For years prior, I had been dealing with chronic fatigue, symptoms of fibromyalgia, and vague neurological symptoms that neither my doctors nor I could explain. My daughter was also having complex chronic health issues that initially looked like developmental regression. Understanding the microbiome and dietary changes were helpful to both of us, as were the Walsh Research Institute's nutrient-based interventions, but the real turning point came when the topic of mold toxicity came across my radar in 2016.Mycotoxin testing and testing of our home and my office confirmed that we had significant exposure and toxicity, which we were treated for and benefited significantly from.III. When a Partner Isn't on Board: How Mold Treatment Affects the Whole FamilyOne thing that doesn't get talked about enough is how difficult it can be for someone to get out of or address an exposure if their spouse or partner is not on board. In my own case, I was fortunate — my then-husband was agreeable, especially when he realized how much clarity, decisiveness, and even sense of urgency I had. We'd dealt with significant health issues for a long time, and I didn't want something irreversible to emerge that would leave me in regret for not acting sooner. We acted on that instinct.We were very lucky to find that we were eligible for insurance coverage, which covered an extended-stay hotel while we had our home remediated. For a lot of families, that's not the reality. If a partner isn't on the same page, it can become one of the biggest reasons someone doesn't end up leaving a house with mold — whether that obstacle gets talked about openly or not. There are those who don't believe mold toxicity is real, and those who don't want to believe it's real (consciously or unconsciously). Education, input from those with expertise, or even seeking couples therapy can be necessary.It is important to remember that part of the treatment, namely addressing mold in the home, impacts the whole family.IV. Where Mold Hides: Common Sources of ExposureFor most people who test positive for mold toxicity, the primary exposure is likely environmental, as opposed to mold in food. Leaks under sinks, problems around windows, roof leaks, chimney flashing, damp basements, and high ambient humidity are all common culprits. High humidity left unaddressed can be a big problem. Estimates of the percentage of homes that mold have crept up over the years, from 50% to 75% to, as some consultants now say, essentially every building to some degree. I've seen a couple of children with developmental issues who had mold in their mattresses from bedwetting.V. The Physical Symptoms of Mold ToxicityMold toxicity often shows up as sinus issues (especially with colonization), asthma, and — notably in young children — recurring croup (spasmodic croup) and ear infections.Many people with mold toxicity also develop mast cell activation, which triggers an exaggerated immune response affecting the skin, respiratory tract, GI tract, and/or bladder. Racing heart, air hunger, and stomach pain can occur. Neurological complaints can include electric "jolt" sensations, numbness and tingling, headaches, light sensitivity, and temperature dysregulation.Many of these symptoms overlap with Lyme disease, EMF sensitivity, and other chronic conditions. The immune dysregulation caused by mold toxicity can contribute to a vulnerability to Lyme and its coinfections, Candida, SIBO, PANS, PANDAS, and more.VI. The Brain and Mental Health Symptoms of MoldBrain Fog, Fatigue, Anxiety, OCD, Psychosis, Mood Swings, Developmental Delays & Cognitive DeclineI don't know what psychiatric symptom mold toxicity can't cause. Brain fog and fatigue are especially common, as is anxiety. For some, mold toxicity can contribute to psychosis and/or dramatic mood swings. In children, mold toxicity can look like ADHD, anxiety, or developmental delays.I see mold toxicity as something that aligns with — and amplifies — someone's existing genetic vulnerabilities rather than acting alone. Most of the patients I see with severe conditions like schizophrenia, bipolar disorder, or severe OCD have mold toxicity as a contributing factor, though, again, rarely the only factor.The Neurotransmitter ConnectionMold toxicity can drive up pyrrole levels, which in turn depletes zinc and B6 — two nutrients essential for neurotransmitter functioning. It can also worsen copper-zinc imbalances through oxidative stress and interfere with methylation, both of which also impact neurotransmitter functioning.A Client's Story: OCD and a Hidden LeakAnnika recalls when she became interested in helping those with mold toxicity. She shares the story of a friend whose severe, debilitating OCD — along with episodes of derealization and out-of-body sensations — turned out to trace back to black mold discovered behind a washing machine, the result of an old water leak. Once they addressed the mold, the connection became clear in hindsight.VII. Mold Toxins Can Create a Threat Response in the Body & BrainWhile we can have threats on the outside, mold toxicity is a threat we can have on the inside. When we are under threat, three systems tend to get activated: the immune system (as discussed with mast cell activation), the limbic system, and the autonomic nervous system. The limbic system puts the body into a vigilant, threat-scanning state — and for some people, that vigilance surfaces as OCD (an unconscious attempt to "make things right" when the body senses something is wrong), health anxiety, or a diffuse sense that something isn't okay.The autonomic nervous system, meanwhile, can get stuck in fight-or-flight or shutdown mode instead of rest-and-digest. Annika is careful to frame this not something to fear, but something to understand — the goal isn't panic, it's empowerment.VIII. Testing for Mold: Home and BodyTesting Your EnvironmentIf there's visible water damage or visible mold, extensive testing usually isn't necessary. Generally, where there is water damage or water retained in a space, there will be mold growth. The priority becomes proper containment, and remediation. If there is no known issue and someone has mold toxicity (which could be from an old exposure), I recommend the ERMI-style dust test (I use Mycometrics), which measures water-damage-associated spore counts against outdoor spore counts from a simple cloth dust sample.I caution against relying solely on air sampling from a home inspector, which I and many of my patients have found unreliable by itself — surface or dust testing gives a clearer picture. Petri-dish testing (I use Immunolytics) can help pinpoint which room is affected, though it misses a couple of important mold species.Testing Your BodyFor testing mycotoxins in the body, I use RealTime Labs, an at-home urine test that screens for five toxin families. Annika discusses her experience with another company, which showed false negatives — a patient with a "no mold" result went untreated for years while ongoing exposure continued.To improve the accuracy of the test, I sometimes have patients do a sauna session or take glutathione in the days leading up to testing, to help mobilize toxins — though this isn't appropriate for everyone, particularly more sensitive patients.IX. Treatment: Binders, Antifungals, and DietEnvironment:Once someone has a positive test and a known or suspected source, I recommend having a consultant (separate from the remediation company, to avoid conflicts of interest) create a remediation plan — ideally with proper containment so the remediation process itself doesn't spread spores further. After remediation, a retest should be done to confirm the space is actually clean, ideally at the remediation company's expense if it isn't.Binders:On the body side, treatment typically starts with binders — chosen based on which toxins showed up on testing — such as bentonite clay, activated charcoal, chlorella, or cholestyramine (a prescription option that binds ochratoxin particularly well). I start sensitive patients low and slow, since mobilizing toxins can temporarily worsen symptoms.Antifungals When Appropriate:Depending on the response and whether colonization is present, treatment may progress to nasal or systemic antifungals.Diet:Because colonization is so common, minimizing sugar and refined carbs is very important, since these feed Candida and mold colonization directly. Foods with higher trace mold content — corn, peanuts, dried fruit, aged meats and cheeses, coffee, and non-shelled nuts — are also worth limiting, along with high-histamine foods for those who are histamine-reactive.X. Where to Learn MoreAs Annika emphasizes: this isn't about fearing every corner of your home — it's about being empowered with the right information.And as always, I welcome your thoughts, experience and questions.Until next time,CourtneyCourtney Snyder MD is a Holistic and Functional Child and Adult Psychiatrist who offers non-patient consultations to individuals and practitioners nationally and internationally in addition to her treatment practice serving FL, IN, KY, OH. Her educational content, shared through her website, Substack Newsletter, the Holistic Psychiatry Podcast and her YouTube Channel reaches readers and listeners in over 160 countries.Resources* Dr. Courtney Snyder's blog: How Mold Toxicity Impacts the Brain* Home mold test (dust sample / ERMI-style)* RealTime Labs mycotoxin urine testing* Mold Symptom Questionnaire (Dr. Jill Crista)* Mold Clean-Up Guide (Dr. Jill Carnahan)* Finding mold consultants & remediation professionals (ISEAI)* Annika Taylor's website: Nourished by NatureMedical Disclaimer:This newsletter is for educational purposes and not intended or implied to be a substitute for professional medical advice, diagnosis or treatment for either yourself or others, including but not limited to patients that you are treating (if you are a practitioner). Consult your own physician for any medical issues that you may be having. This is a public episode. 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“I have other sheep that are not of this sheep pen. I must bring them also. They too will listen to my voice, and there shall be one flock and one shepherd.” — John 10:16 As a keeper of honeybees, I've grown a bit narrowminded. I've become partial to honeybees even though I know there are lots of others—like bumblebees, sweat bees, and carpenter bees—to name a few. Recently I learned there are also mason bees, which use mud to make nests is small cavities. There are actually over 20,000 species of bees all around the world. Mind-boggling!This could lead us to wonder about people groups too. Estimates for the number of people groups in the world range from about 11,000 to 24,000. Did you know that?Jesus knew about other people groups—"other sheep” besides the people into which he was born. Jesus, the good shepherd, could not and would not be content in rescuing just one people group. He came to bring God's salvation to all the people groups throughout the world.In my thinking about honeybees, I need to remember that all of the bees in God's creation are treasured. And when it comes to people, we need to remember that each one is made in the image of God. Jesus came to rescue God's children from every people group in the whole human race.In what ways can we show others that they are precious in God's sight? Jesus, thank you for being the good shepherd. Thank you for rescuing us from the curse of sin and death. Guide us to pray for and work with others whom you have come to rescue as well. In your name, Amen.

On this week's episode of The MacRumors Show, we discuss the latest leaks and rumors surrounding the iPhone 18 Pro. 01:30 Tata Electronics data leak discussion02:49 iPhone 18 Pro's C2 modem: US.. vs. international09:57 Color-matched rear glass insert12:20 Variable aperture camera upgrade17:31 Apple's camera marketing and demo criticism20:59 iPhone 18 Pro price increase expectations27:55 Apple TV price hike reaction35:24 Micron, memory shortage, and supplier pricing41:18 New HomePod and Apple TV timing 43:56 iPhone 18 Pro's 5G satellite connectivity feature49:11 SIM vs. eSIM and carrier headachesTata Electronics, one of Apple's manufacturing partners in India, was hit by a ransomware attackthat resulted in more than 200,000 internal files being posted online, including component lists, supplier data, and images of ‌iPhone 18 Pro‌ test units. The material was obtained illegally, and MacRumors has not seen the stolen files directly.Among the leak's more surprising details is that the C2 modem may be limited to international models, succeeding the C1 and C1X modems already used in the iPhone Air, iPhone 17e, and M5 iPad Pro. A bill of materials for the U.S. variant instead lists Qualcomm components, including the SDX80M and other parts associated with mmWave 5G, a feature Apple's C-series modems still lack. U.S. carriers have spent years building out mmWave networks, making it a harder feature to drop from the Pro lineup than it was from the ‌iPad Pro‌ or a rumored cellular MacBook.The leak also lined up with existing rumors of a more uniform rear finish than the iPhone 17 Pro's two-tone design and camera lenses that protrude further from the plateau. Separately, a leaked SIM tray offered another look at the rumored Dark Cherry color option, expected to join Light Blue, Dark Gray, and Silver as this year's lineup, with no black model.On the camera side, the rumored variable aperture main camera is this year's headline upgrade, though it's unclear how much of a real-world difference it will make compared to genuinely transformative jumps in past generations, like the 8x telephoto lens introduced on the ‌iPhone 17 Pro‌ or the and 48-megapixel sensor from the iPhone 14 Pro. Pricing looms over rumors about the device. Apple has now raised prices across much of its lineup, citing a global memory chip shortage driven largely by AI data center demand. The Apple TV and HomePod price hikes drew particular criticism, since both products are several years old with no accompanying hardware changes.Estimates for the ‌iPhone 18 Pro‌ itself point to a starting price as high as $1,399, up from $1,099 for the ‌iPhone 17 Pro‌, an increase weighed against a modest RAM and battery bump, a smaller Dynamic Island, and a more capable N2 chip. A rumored 5G-via-satellite feature will likely offer limited access to specific services like Siri or Maps rather than full Safari browsing.Micron's chief business officer suggested that Apple's own aggressive supplier negotiating tactics may have contributed to the memory shortage now driving prices up industry-wideVisit https://www.storyblocks.com/mac for 15% off annual plans.

In this edition of The KE Report, I sat down with Marc Chandler, Chief Market Strategist at Bannockburn Capital Markets and Editor of the Marc to Market website, to unpack another full week of macroeconomic data.  We focused on the US jobs report, GDP estimates for Q2, the mid-week European central bank meeting where Kevin Warsh spoke, the shift to an annual review of the Mexico/Canada/America (“MCA”) trade agreement, further geopolitics effects of tariffs and the Strait of Hormuz supply shock, and how all of that factors into interest rates, currencies, and international markets.   Key Discussion Points:   Jobs Report Metrics Come In Weaker Than Expected: The Bureau of Labor Statistics announced that the US added just 57,000 jobs in June, a slowdown from previous months and below the 113,000 economists expected. The unemployment rate, however, ticked down to 4.2%, below the expected 4.3%. Marc gets under-the-hood and looks at the nuances of the regular revisions to the jobs data, the nature of the data collection and inherent challenges with getting it all in a timely basis, and how the low participation rate effected the unemployment rate. The Atlanta-based GDP Now Forecasts ~1.2% GDP Growth in Q2:  While this number is also subject to revision when the official number comes out, and is contrast to Bloomberg's 2.2% GDP growth estimate, it highlights a reduction in growth in Q2 versus Q1. When contrasting the 1.2% GDP growth estimate versus the May inflation reading at 4.2% area, some economists point to negative growth in “real” inflation-adjusted terms and point to this being stagflation.   Marc weighs in on the conversation and is less convinced of the economy being in that kind of dire stagflationary pressure, and lays out the case for steady growth and how different segments of the economy are in different situations. Inflation Expectations and Fed Policy: A few weeks after Fed Chair Kevin Warsh's debut meeting, and after getting more comments from him this last week at the European Central Bank Forum, the market is pricing in a hawkish trajectory for the end of the year; with 1.5 hikes prices in. This is affecting the short-end of the bond yield curve, while the longer-dated treasury yields are flattening. Mark weighs in on the key takeaways in these trends as well as where "real" inflation-adjusted interest rates are coming in. International Market Movers:  Widening the scope beyond US markets, we discuss interest rates, currencies, and stock markets abroad from Europe to Asia, and the trends and moves by specific countries that have Marc's attention. Mexico/Canada/America (“MCA”) Trade Agreement Goes To Annual Review: Marc highlights that now that July 1st deadline has come and gone, the MCA is still intact, but now goes to an annual renewal and review for the next decade.  This brings up the larger discussion around North American trade and economies of scale between the 3 countries, and the benefits of the MCA versus bilateral trade agreements. Strait of Hormuz Supply Shock Effects Multiply: While the MOU for the ceasefire between the US and Iran is on unsure footing, there has been a significant drop in crude oil prices over the last couple of weeks, easing some future inflation expectations.  However, the resulting supply shock in fertilizers and pesticides, had an impact on farming in a year where the warmer weather effects from El Niño are anticipated to result in lower food yields.  This is one of the big themes Marc will be watching for the balance of this year and setting up for 2027.   Click here to visit Marc's site – Marc To Market – https://www.marctomarket.com/     For more market commentary & interview summaries, subscribe to our Substacks:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.    

US equity indices closed mixed on Thursday, as tech volatility gripped trading ahead of the holiday, despite easing concerns over rate hikes. The S&P 500 was flat and the Nasdaq 100 fell 0.8%. Chipmaker stocks fell for a second day as investors questioned whether AI optimism had pushed valuations beyond reasonable levels. Fresh developments included reports that OpenAI was in talks to sell a 5% stake to the US government, while Meta (-4.9%) said it may monetize its excess compute capacity. Micron Technology sank 7%, Applied Materials slipped 7.4%, and Advanced Micro Devices dropped 4.3%. SanDisk (-14%) and Marvell (-9.8%) tanked. Tesla fell 7.5% despite a strong deliveries report. Still, the Dow climbed 595 points to a new record high amid strength in traditional sectors, as a softer-than-expected June jobs report pushed back expectations of an imminent Fed hike. Apple gained 4.8%, while Visa and Walmart both rose around 3%. For the week, the index added about 1.8%.SPI up 52 - Gold recovers Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

A highly resilient day of stock-specific action powered the Nifty back above the 24,000 milestone today. Leading the charge was Tata Motors, deliverinng a massive June sales beat with a 35% YoY surge in Commercial Vehicles (40,805 units) alongside an all-time high EV monthly run rate. Join tonight's wrap-up as we combine these high-velocity auto volumes with Brent crude's modest recovery to $73.5 and map the opening trades.

A highly resilient day of stock-specific action powered the Nifty back above the 24,000 milestone today. Leading the charge was Tata Motors, deliverinng a massive June sales beat with a 35% YoY surge in Commercial Vehicles (40,805 units) alongside an all-time high EV monthly run rate. Join tonight's wrap-up as we combine these high-velocity auto volumes with Brent crude's modest recovery to $73.5 and map the opening trades.

A highly resilient day of stock-specific action powered the Nifty back above the 24,000 milestone today. Leading the charge was Tata Motors, deliverinng a massive June sales beat with a 35% YoY surge in Commercial Vehicles (40,805 units) alongside an all-time high EV monthly run rate. Join tonight's wrap-up as we combine these high-velocity auto volumes with Brent crude's modest recovery to $73.5 and map the opening trades.

Two stars that sound a bit scary peek above the southern horizon on summer nights. Together, they form the “stinger” – the end of the curving body of the scorpion. The stars are Lambda and Upsilon Scorpii. Lambda is the brighter of the two. It’s also the more complicated – it consists of three stars. The system’s details are a bit uncertain. That’s largely because its distance is uncertain. Estimates range from about 365 light-years to almost twice that range. Without a good measurement of the distance, it’s tough to figure out how big and heavy the stars really are. We do know that the system consists of a tight binary – two stars that orbit each other once every six days – plus a third star that orbits the others every three years. One of the stars in the binary is much bigger and brighter than the Sun, and 10 to 14 times the Sun’s mass. That means the star will end its life with a colossal explosion. Its close companion is maybe twice the mass of the Sun. But it’s not yet fully formed. The distant companion is another big guy – roughly 8 to 10 times the mass of the Sun. If it’s at the high end of that range, then it, too, will explode as a supernova. If not, its fate is less certain. It could become a supernova, but it also might expire in a more gentle process – a fate similar to the Sun’s. More about the scorpion tomorrow. Script by Damond Benningfield

Homeowners are now using AI to compare roof estimates.That means that AI could be advising your homeowners on which roofer to choose. And from the conversations I've been having, it sounds like this is becoming even more common. I wanted to know exactly what AI was saying to homeowners, so I ran the experiment myself.I fed three real roof estimates into ChatGPT, Claude, and Gemini and I documented everything.Watch this new video to see my test results:1) The 7 things AI looks for when comparing roof estimates2) How estimates that don't include attic ventilation details get “red flagged”3) The specificity AI expects on warranties, flashing, ice & water shield, and more4) The details about the cleanup process that AI seems to want in an estimate5) The 3 common questions AI is prompting homeowners to ask their contractors (these were the most surprising to me)This emerging trend is actually great news for contractors who are willing to adapt.Because what AI flagged is very fixable. And if you adapt before your competitors do, your estimate could become the one AI points to as the winner.P.S. Are you interested in building an even stronger, more modern roofing company? I'd love to invite you to join the Roofing STRONG Alliance™ community: https://rsa.pro/Membership is now available at no additional cost to The TAMKO Edge® Certified Contractors.=============Join The Roofing STRONG Alliance by TAMKO™ (RSA): https://rsa.pro/Exclusively available to The TAMKO Edge® Certified Contractors at no additional cost.FREE Starter Membership (RSA): https://rsa.pro/freePODCASTApple Podcasts: https://apple.co/3fSQievSpotify: https://bit.ly/3eMAqJeFOLLOWFacebookInstagramTikTokLinkedInThe views and opinions expressed are based on Adam's long tenure and personal experiences as a roofing service consultant prior to coming to TAMKO. As such, his views are intended for general informational purposes only and should not be considered professional advice regarding insurance, financing, legal matters, compliance, artificial intelligence, inspections, estimates, or business transactions. Communication techniques and estimate-review concepts discussed are intended solely to help contractors better understand and serve homeowners — not to encourage manipulative, deceptive, misleading, or high-pressure sales practices. Contractors must ensure their inspection, estimate, sales, and business practices comply with all applicable federal, state, and local laws, including consumer protection, licensing, permitting, insurance, advertising, lending laws (including the Truth in Lending Act), and home solicitation sale requirements, including any applicable cooling-off periods or cancellation rights. Any discussion of artificial intelligence tools or AI-generated outputs is illustrative only; such tools may produce incomplete, inaccurate, or variable results and should not be relied upon as a substitute for independent professional, legal, technical, or compliance judgment. Financing and payment-term examples are illustrative only; terms, availability, fees, and required disclosures vary by lender, payment processor, and state. TAMKO makes no representation regarding any financing product, payment method, or its availability. Viewers are encouraged to consult with qualified professionals before applying these concepts or making any decisions related to their business operations.Content produced on or before 5/13/26 was previously produced by The Roof Strategist, TAMKO Building Products LLC makes no representations or warranties regarding its accuracy, completeness, or applicability to current products, programs, or operations.

AI agents are not as complicated as they sound, and Peter Ranney and Elliott Wittstruck of DataX are proof. They walk through exactly how remodelers are using AI agents inside JobTread right now to automatically clean up field notes, process receipts, cost jobs, and land a daily project health report in their inbox every evening. They also share a seven-level framework for AI adoption that takes all the pressure off and helps you figure out exactly where to start! If you have been curious about AI but not sure where to begin, this one gives you a clear and practical first step.—Today's episode is sponsored by Builder Funnel! Click here to learn more about how Builder Funnel helps remodelers and home builders grow through strategic digital marketing.Explore the vast array of tools, training courses, a podcast, and a supportive community of over 2,000 remodelers. Visit Remodelersontherise.com today and take your remodeling business to new heights!—Key TakeawaysStart with a specific problem, not AI itself.Think micro. Small use cases create big wins.AI is not a magic button. It takes time to learn.AI agents work automatically without manual prompts.Reporting is one of the most valuable AI applications.Better data in = better insights out.Focus on your current level of AI adoption.Don't let AI distract you from serving clients and improving your business.—-Chapters00:00 Introduction and Background06:39 Managing Multiple Ventures10:16 Interacting with AI: The Basics12:09 Automation and AI Agents14:38 Practical Applications of AI in Business19:40 Email Automation and Receipt Processing21:52 Job Performance Analysis with AI24:52 Self-Updating AI Agents26:43 AI Models and Security Concerns29:34 Advanced AI Prompts and Use Cases34:18 Creating Contracts and Estimates with AI38:16 Bridging the Knowledge Gap in AI40:13 Understanding AI Levels of Interaction49:21 Future of AI in Business

Solid earnings and guidance from chip giant Micron initially sent its shares up sharply, while Wall Street awaits PCE price data this morning. Banks passed the Fed's stress test. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The {securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. For illustrative purpose(s) only. Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment. Supporting documentation for any claims or statistical information is available upon request. Past performance is no guarantee of future results. Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please seeschwab.com/indexdefinitions. The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument. Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Schwab does not recommend the use of technical analysis as a sole means of investment research. The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc. Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Podcasts and the Google Podcasts logo are trademarks of Google LLC. Spotify and the Spotify logo are registered trademarks of Spotify AB. (0130-0626) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Business and finance news from the Asia-Pacific. Micron Technology, the largest US maker of computer memory chips, surged in late trading after its quarterly sales forecast crushed Wall Street estimates, signaling that an AI-fueled growth run remains strong. Revenue will be approximately $50 billion in the fiscal fourth quarter, which runs through August, the company said in a statement Wednesday. Analysts estimated $43.2 billion on average. Excluding some items, profit will be about $31 a share, compared with a projection of $25.31. For more on the market reaction, we speak to Jed Ellerbroek, Portfolio Manager at Argent Capital Management. Plus - Canada plans to send warships to the Indo-Pacific in two deployments this year, its defense minister said, part of a move to deepen military ties with regional allies even as Ottawa also endeavors to build closer trade relations with China. Defense Minister David McGuinty speaks to Bloomberg TV host Shery AhnSee omnystudio.com/listener for privacy information.

This show has been flagged as Clean by the host. -------------------- 01 Introduction This is the second follow up to my 8 part series on nuclear power. In this episode I will attempt to answer a question posed by brian in ohio in a comment on HPR4583. In that comment he said: 02 -------------------- Loving this series. Maybe Whiskey Jack could give some cost comparisons between large and small reactors. He could also give us a realistic look at nuclear plant safety/accidents compared to conventional power production. Looking forward to the episode on FORTH generation reactors ;-) -------------------- 03 End of quote. The first question I answered in my previous follow up, which was HPR4628. In this episode I will attempt to answer the second question, which was about the safety of nuclear power compared to other sources of electrical power generation. One of the HPR janitors encouraged me to make this episode, so I think we can thank him for getting another HPR episode made. 04 Defining the Scope First, let's define the scope of the question. This will cover electrical power generation only. Within that scope I will consider only the following sources of energy. 05 Coal Oil Natural Gas Hydroelectric Nuclear Wind Solar I won't cover geothermal, wave, or tidal power as these are only used in very small amounts and so there simply isn't enough literature on them to base a discussion on . 06 Foreshadow Conclusion I should mention right away that I cannot provide absolute answers to this question in the form of a nice, neat ranking table based on numbers from peer reviewed scientific sources. The reasons for this will become apparent, but to put it briefly, the data on which to base such a ranking simply doesn't exist. I will however provide context within which people can think about the issue. Wherever possible, I will provide links to the references that I used in the show notes so you can read further on this yourself. -------------------- 07 Energy Catastrophism versus Energy Uniformitarianism First though I need to go off on a slight geological detour in order to explain an important analogy that I will use. 08 In the 19th century there was a great debate among geologists over what is known as catastrophism versus uniformitarianism. In seeking to explain the origins of the earth and of the landscape that we see around us, there were two points of view. 09 One was "catastrophism". This is the belief that the mountains, valleys, and plains that we see around us were formed as a result of great catastrophes which occurred relatively recently in earth's history. This explanation was necessary in order to fit geological features into an earth that was believed to be only a few thousands of years old. This view was heavily influenced by religious belief. In this view Noah's flood was the great catastrophe and the fossils of dinosaurs were the remains of animals who had not been saved on the ark and so had died in the flood. 10 The other point of view was uniformitarianism. This was the hypothesis that the landscape we see around us can be explained by the very slow accumulation of very small changes over very long periods of time. For this to be true however, the earth had to be far older than the few thousand years that a literal reading of the bible would suggest. The earth in fact had to be many, many, millions of years old. 11 Eventually, the uniformitarian view won out and people understood that while some catastrophes can take place, the shape of the landscape is overwhelmingly due to small changes over very long periods of time. 12 How is this Relevant to this Episode You Ask? How this is relevant is that I will use this analogy to explain how we need to think about energy and safety. Very small numbers of deaths and injuries multiplied over many occurrences can add up to big numbers, comparable in scale or possibly even larger than a single catastrophe or even several of them. 13 I don't know if anyone else has used this analogy before, I have just thought of this when writing the script for this podcast. None the less, I think it is a very useful way of helping to understand the issues. 14 As an example of this, think about the well known case of the safety of flying versus the safety of travelling in your car. Air crashes are catastrophes that make the headlines. Automobile crashes are seldom more than local news at best. You have probably heard many times the claim that if you making a trip somewhere, you are safer to fly than to drive yourself in your car. 15 Example - Hydro versus Solar I will now present an example of this. Hydro electric power has some notable large scale catastrophes associated with it. Roof top solar power does not have any notable catastrophes that I am aware of. However, which is safer? 16 Hydro Catastrophes Here are three examples of hydro electric catastrophes in just one country, Italy. The Vajont Dam which collapsed in1963 An estimated 1,917 to 2,500 people died. The Sella Zerbino dam which collapsed in 1935. More than 100 people died. The Gleno Dam which collapsed in 1923. An estimated 350 people died. https://damfailures.org/ https://pmc.ncbi.nlm.nih.gov/articles/PMC4997708/ 17 I haven't tried to compile a global list of the worst hydro electric dam collapses, as this sort of information is actually very difficult to find, even on web sites dedicated to dam failures. An additional problem is that information on whether a dam was used for electric power generation or not is often not available. 18 Dam failures where contradictory or insufficient information is available on whether there was an associated hydro power plant include the 1975 Banqian Dam failure, where death estimates range up to a quarter of a million. 19 Solar Panel Slow Accumulation Contrast this with roof top solar panels. Many small accidents can add up to big numbers as well. 20 Health and safety literature discussing solar panel safety mention things such as Falls from roofs. Electric shock. Arc flash (burns from electrical arcing). Normal electrical safety procedures which are based around locking out sources of energy do not work with solar panels which makes safety more difficult. Heat stress due to working exposed in the hot sun. Warning from US government on falls by solar panel installers. https://stacks.cdc.gov/view/cdc/228946 https://www.osha.gov/green-jobs/solar 21 Why We Cannot Compare the Two Hydro catastrophes are not well documented, but we can at least find records of some of the most notable ones. However, even those have very large variations in estimates of deaths. 22 Roof top solar deaths however are largely undocumented. The industry is largely unregulated. There is no central authority which accumulates many individual deaths or injuries. At best there are worker and public safety bodies who simply accumulate those statistics into general construction or household injuries. 23 Thus we have no reliable means of comparing the two energy sources on a comparable basis. We face the same problem with all other major electrical energy sources. So far as I am aware, there are no peer reviewed scientific studies which compare the relative safety of all of the major electrical energy sources we are considering here based on actual numbers. -------------------- 24 Safety Risks I will now try to list some the major hazards for each of energy sources we are considering. There is however limited data available. In many cases we just have reference to worker safety organizations as to what the hazards are. I will not attempt here to put numbers to these here. Categories 25 Coal, Oil, Natural Gas The hazards are Air pollution Mining and oil field accidents Pipeline explosions Transportation accidents. These- move a lot of material so these are significant. 26 Hydroelectric These include Dam collapse Drowning 27 Nuclear These include Radiation exposure 28 Wind These include Falls Confined space deaths (there is not much detail on this) Electric shock Ice throws (that is, throwing pieces of ice off the blades) This technology has a significant problem with people working alone which greatly increases risks associated with other dangers. 29 Solar These include Falls Electric shock Arc flash Heat stress 30 I have not tried to cover all possible risks associated with each category, just the ones which each industry considers to be the risks they concern themselves with. There does not exist any means by which risks of similar types are compared across different industries. 31 Reliability of Supply is Also Safety In a completely electrified net zero society, reliability of supply is a safety matter. People will die in very large numbers in cold climates if they do not have heat. If we have no fossil fuels, we need to also consider how reliably does a grid based on any of the options work. I have not seen anyone attempt to address this question and will not attempt to address it here. However, it must be addressed in any comprehensive attempt to rank safety. -------------------- 32 Studies or Articles on Estimates of Relative Safety Despite the difficulties of comparing the safety of different sources of energy, some people have attempted this anyway. Different estimates done at different times had different focuses, so unfortunately we do not have a nice set of studies that we can neatly use to cross check one another. I will however list the names and the authors and summarize the results. -------------------- 33 The Health Hazards of Not Going Nuclear By Dr. Petr Beckman Published in 1976 The author of this book tried to address the relative safety of different sources of energy in the mid 1970s. However, it is old at this point, so I won't bother digging through its pages to find his figures. 34 He mainly focused on comparing electric power generated with coal to nuclear. His conclusion was that if the goal was to prevent deaths or ill health in the process of generating electricity, then the logical conclusion was to replace coal fired power plants with nuclear. 35 The book was relatively well known at the time, as least as far as books on energy are concerned, so I thought it was still worth mentioning. I happen to have a copy of this book which I bought back in that time period It was the 8th printing of the book, so it would appear to have had relatively good sales. 36 The author did address the issue of what I have termed "catastrophism" in his comparison of different energy sources, although I don't know if he used this phrase. I don't know if he was the first to use this sort of analysis, but he certainly was very influential in terms of popularizing it. -------------------- 37 Risk of Energy Production by Herbert Inhaber Publication AECB 1119 March 1978 This study is a scientific paper from the same time period as the book "The Health Hazards of Not Going Nuclear". 38 He based his risk estimates largely on estimates of the amount of material which was used in the construction and operation of various power sources. While we could argue over whether or not this is a valid methodology, I think any such argument would be pointless as I think the age of the study alone renders it not relevant today anyway. Advancements in materials have changed the basis results significantly by now. However, as it exists I thought I would mention it to show that the idea of comparing energy sources to each other is not a new one. The author compared a wider variety of potential sources than Beckman did. 39 Here's his conclusions. He assumes equal amounts of energy produced by each method. The numbers are normalized such that the total sums to 100%. You can think of it in terms of what proportion of total deaths or injuries would result from each source if each were equally used. 40 Coal 27.5% Oil 25.6% Methanol 16.7% Wind 10.8% Solar photovoltaic 9.2% Thermal 8.1% Solar space heating 1.5% Ocean thermal 0.4% Nuclear 0.13% Natural Gas 0.08% 41 His natural gas estimate is drastically different from that of other authors. I am not going to worry about explaining it however, as the study is as I said old enough to be not very relevant anyway. I am mainly including this here out of historical interest. 42 As a footnote, the methanol he refers to would be synthesized from wood. This was a popular idea in that era as a means of providing liquid fuels for transportation. Practical battery electric cars in those days were strictly science fiction. 43 The ocean thermal category is a real blast from the past and I had forgotten all about that concept. It was a very popular idea at that time and was supposed to be *the* big and upcoming thing in renewable energy. It involved various means of attempting to extract energy from differences in water temperature at different depths in the ocean. It gradually faded away however, as despite great efforts being put into it, designs never proved to be practical. -------------------- 44 Electricity generation and health Anil Markandya, Paul Wilkinson Published in the Lancet, Vol 370, 15 September 2007 45 This is more recent than the previous one, although it is nearly 20 years old at this point. Unfortunately it doesn't cover wind or solar, just fossil fuels and nuclear. However it is still useful, and the Lancet is a very reputable peer reviewed journal. 46 I will present just the results rather than discussing the whole paper. The authors break it down into deaths among the public, occupational deaths, and air pollution related deaths, serious illness, and minor illness. 47 They break the energy sources down into lignite, coal, gas, oil, biomass, and nuclear. Lignite is a type of very low grade coal used mainly for electric power generation. In this paper biomass refers to energy crops and forest residues. 48 I will summarize the results by category rather than trying to describe a table that has 6 rows and 5 columns. All numbers are normalized in terms of deaths or cases per TWh. 49 Occupational deaths from accidents lignite 0.1 coal 0.1 gas 0.001 oil no data biomass - no data Nuclear is 0.019. 50 Deaths among the public from accidents lignite 0.02 coal 0.02 gas 0.02 oil 0.03 biomass no data Nuclear 0.003 51 Air pollution deaths lignite 32.6 coal 24.5 gas 2.8 oil 18.4 biomass 4.63 Nuclear 0.052 52 Air pollution serious illnesses lignite 298 coal 225 gas 30 oil 161 biomass 43 Nuclear 0.22 53 Air pollution minor illnesses lignite 17,676 coal 13,288 gas 703 oil 9,551 biomass 2,276 Nuclear no data 54 Natural gas edges out nuclear power slightly in terms of occupational safety, but in every other category nuclear is drastically lower in terms of ill effects than any of the alternatives. -------------------- 55 2020 Fatalities for US Roofers Increased 15% as Solar Roof Installations Increase Published in The Next Big Future July 6, 2021 by Brian Wang 56 This seems to be written by someone who has a popular science blog. I'm not familiar with it personally, but he addresses the subject so I'll list it. The title implies that it's all about rooftop solar, but he provides comparative numbers for the other energy sources of interest, so that is useful for our purposes. However, he doesn't describe his methodology, so we need to treat them with some caution. Here are his results These are deaths per thousand terawatt hours. 57 Coal - 100,000 Oil - 36,000 Natural gas - 4,000 Hydro - 1,400 Rooftop solar - 440 Wind - 150 Nuclear - 90 58 If we plot these numbers on a bar chart, coal and oil are so large that all of the others are squished to the bottom of the chart and are difficult to see at all. Let's therefore look at these in terms of orders of magnitude. Keep in mind that this is a logarithmic scale. This means that the difference between 4 and 5 is much greater in linear terms than the difference between 1 and 2. 59 Coal - 5 Oil - 4 Natural gas - 3 Hydro - 3 Rooftop solar - 2 Wind - 2 Nuclear - 1 60 Each of these numbers represents an order of magnitude, that is a power of ten. We can see that with rooftop solar, wind, and nuclear, the numbers are so close and the uncertainties are so great and their relative values so small compared to say coal that they can be seen as equivalent so far as safety is concerned. -------------------- 61 What are the safest and cleanest sources of energy? by Hannah Ritchie Published in Our World in Data First published in 2017, updated in 2022 and 2024 62 The author of this study addressed both deaths and greenhouse gas emissions. Deaths from accidents and air pollution are normalized to per TWh of electricity, while greenhouse gas emissions are normalized to GWh of electricity over the life cycle of the plant. 63 Here are the death figures. Coal 24.6 Oil 18.4 Biomass 4.6 Natural Gas 2.8 Hydro power 1.3 Wind 0.04 Nuclear 0.03 Solar 0.02 64 For greenhouse gas emissions the figures are Coal 970 tons Oil 720 tons Natural gas 440 tons Biomass 78 to 230 tons Solar 53 tons Hydro power 24 tons Wind 11 tons Nuclear 6 tons 65 If we take the death figures and rank them by order of magnitude as we did with the previous article, we get the following. 66 Coal - 4 Oil - 4 Biomass - 3 Natural Gas - 3 Hydro power - 3 Wind - 1 Nuclear - 1 Solar - 1 67 Keep in mind that the previous article covered only rooftop solar and not large industrial installations, and so is not directly comparable. Also the units are different, with the previous article being in terms of thousand TWh, and this one being in TWh. If we exclude solar (as the numbers are not comparable), Brian Wang's numbers are between 1.5 to 4 times higher than Ritchie's, except for hydro which are almost identical. I think this latter is due to both sets of numbers are dominated by one exceptionally big hydro accident. 68 Overall however, the relative rankings are quite comparable. Ritchie's numbers for deaths from coal, oil, and natural gas appear to be directly from the study by Markandya and Wilkinson mentioned above. For the benefit of those who are wondering, Ritchie specifically states that her numbers for nuclear include the Chernobyl and Fukushima accidents. -------------------- https://www.iaea.org/publications/magazines/bulletin/21-1/solar-power-more-dangerous-nuclear Direct link to file https://www.iaea.org/sites/default/files/publications/magazines/bulletin/bull21-1/21104091117.pdf https://ourworldindata.org/safest-sources-of-energy https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(07)61253-7/abstract https://www.nextbigfuture.com/2021/07/2020-fatalities-for-us-roofers-increased-15-as-solar-roof-installations-increase.html -------------------- 69 Conclusion from Studies Remember that in engineering terms, when comparing groups of numbers which contain both both very small numbers and one or more very large numbers, the differences between the small numbers are often not significant. The differences between the small numbers may be the product of our ability to measure these things rather than any real differences. 70 For example, in the article by Ritchie wind power would appear to be twice as dangerous as nuclear. However, the difference between them is 0.02 compared to 24.6 for coal. In other words, the difference between apparently "dangerous" wind and apparently "safe" nuclear is equivalent to 0.08% of the total for coal. It's therefore meaningless and a red herring to even worry about. 71 With the above taken into consideration, generally the different sources of energy fall into two broad categories in terms of number of deaths, injuries, and illnesses. The fossil fuels and biomass fall into one group and wind, solar, and nuclear into another group. 72 Hydro power would seem to fall into the higher risk category or at least somewhere between the two, but this I suspect is mainly due to one exceptionally large dam collapse in China, the Banqian Dam failure in 1975. This is mentioned as being specifically included in the article written by Ritchie. This was a multi-purpose dam, and information on this dam is difficult to find. It is not clear to me whether it had a hydro electric generator associated with either it or another dam that was part of the same system. 73 Some people therefor may argue for its exclusion from the numbers. Of course some people may argue for its inclusion anyway, as it was a dam regardless of whether it actually had an electric generator attached. If we exclude it, then I think the numbers for hydro power would fall into the same range as for nuclear, wind, and solar. 74 Most people would consider hydro power to be safe and clean enough regardless of this and I will rank it as such in any conclusions that I come to. As you can see, even if we have numbers, it can be a matter of opinion as to how to interpret them. -------------------- -------------------- 75 Taking a Systems Approach Now let's take a look at the broader energy picture today and into the future. Many countries in many parts of the world have committed to the concept of "Net Zero", which means eliminating carbon emissions on a net basis. Net zero essentially means the complete electrification of society. We must therefore have electrical energy on demand and at low cost. We must as a result of this look at complete electrical systems rather than individual sources in isolation. 76 At one time many electrical systems were entirely coal or entirely hydroelectric. This is no longer the case. There are now major amounts of wind and solar involved in many countries. However these are inherently intermittent. This means that other sources of energy are inherently also required to have a functional system. 77 If any particular solution inherently requires fossil fuels to meet part of the demand, then the safety, pollution, and climate issues relating to those fossil fuels have to be factored in to that complete system when trying to come up with a relative ranking. Talking about Individual sources in isolation are therefore meaningless in these countries. 78 There are battery systems, but these are mainly used to stabilize and regulate the grid plus to a lesser degree to smooth out short term daily peaks in demand. They do not have the ability to store large amounts of electricity on a large scale for an entire grid for days, weeks, and months to make up for intermittency. 79 So a serious attempt to rank sources of energy would need to look at a variety of representative countries and for each one come up with a plan that involves 'x' megawatts from source 'a', 'y' megawatts from source 'b', etc., and total up the values for each. 80 I am not aware of anyone who has studied this larger issue. However, the problem has to be addressed from this perspective in order for any answer to be useful. Not taking this into account is like ordering a diet soft drink to go with with a high calorie meal and assuring yourself that your plans to diet are fine. 81 This is not to imply there is anything inherently wrong with wind or solar. It does mean that if your goal is to achieve both net zero and a clean environment, you have to look at your entire energy system as a complete system rather than focusing on what you feel are the most reassuring parts of it while ignoring the rest. This does however add to the argument that it is in fact inherently very difficult to come up with a system of ranking energy sources for safety. -------------------- 82 Nuclear, Climate, and Clean Air - Contrasting Examples To give a tangible example we will now look at two different places that followed two divergent paths at roughly around the same time frame. These are the province of Ontario in Canada, and Germany. 83 Ontario had a mix of coal, hydro electric, and nuclear generating plants. Germany had a mix of coal, nuclear and natural gas plants. Ontario shut down their coal fired plants and kept their nuclear plants. Germany however shut down their nuclear plants and kept their coal fired plants. 84 The Phase Out of Coal in Ontario In 2003 Ontario decided to close all of its coal fired generating plants, which consisted of 19 units (that is boilers and turbines) totalling 8,800 MW. This phase out was completed by 2014. 85 Here are the figures for amount of power generated by each energy source in 2003 and 2014. Nuclear went from 42% to 60% Hydro went from 23% to 24% Gas went from 11% to 9% Coal went from 25% to 0% Non-hydro renewable went from 0% to 7%. 86 As you can see, the bulk of that replacement came from increased use of nuclear power. Furthermore, this did not result in simply replacing coal with natural gas. While gas is cleaner than coal, it still has emissions and if you recall from the studies that we looked at earlier, had an estimated death rate roughly 2 orders of magnitude greater than nuclear, solar, or wind. 87 To put this in more practical terms, at one time Toronto regularly had clouds of smog obscuring it, to a large extent due to these coal fired power plants With the phase out of coal, smog days went to zero in 2015 compared to 53 a decade earlier. The 2023 figures for Ontario show carbon emissions of 53 grams per kWh of electricity generated. We can use this as a rough benchmark comparison for total emissions. 88 The Phase out of Nuclear in Germany Until March of 2011, Germany generated one quarter of its electrical power from nuclear. Starting in 2011 however, they began shutting down their nuclear power plants. These were then phased out over the next decade. However, the coal plants were to be kept to 2038. In 2026 Germany began talking about increasing use of coal in order to save gas. In the same year the German chancellor Friedrich Merz stated that the phase out of nuclear was a quote “serious strategic mistake”. EU Commission President Ursula von der Leyen said it was "a strategic mistake for Europe to turn its back on a reliable, affordable source of low-emissions power". 89 I won't go into the details of the phase out, but let's look at some emissions numbers for Germany. If we look at the official numbers from the European Environmental Agency for 2024, for Germany their emissions were 298 grams per kWh of electricity generated. Recall that we are using emissions as a very rough guide to amount of air pollution, and that this has a direct effect on the safety of the overall electrical energy system. 90 So, who actually made their people safer, Ontario who phased out their coal plants and kept their nuclear plants, or Germany who phased out their nuclear plants and kept their coal plants? 91 If you want a comparison directly within Europe, then Germany has one of the highest rates of emissions per kWh of electricity generated, whereas France, who use mainly nuclear power, have one of the lowest at 43 grams per kWh of electricity generated. Again, who is making their people safer, Germany or France? 92 I don't want to make it sound like I am picking on Germany. I am also not going to tell them how they ought to run their country. However they provide a good real world example of how we need to look at things in overall context when we are thinking about the choices that we make. https://www.ontario.ca/page/end-coal https://www.cbc.ca/news/canada/windsor/smog-study-shows-significant-decreases-in-pollutants-in-ontario-1.4151183 https://www.eea.europa.eu/en/analysis/indicators/greenhouse-gas-emission-intensity-of-1 https://world-nuclear.org/information-library/country-profiles/countries-g-n/germany https://www.politico.eu/article/friedrich-merz-is-right-to-reject-germanys-nuclear-phase-out-says-iea-chief-fatih-birol/ https://www.politico.eu/article/germany-considers-ramping-up-coal-power-to-avert-energy-crisis/ https://www.iea.org/countries/estonia/electricity https://www.iea.org/countries/malta/electricity -------------------- 93 Conclusions As we can see, there don't appear to be an abundance of peer reviewed scientific studies that we can simply point to in order to answer the question of safety of all possible major different energy sources once and for all. Collecting the data to even attempt to answer the question is inherently very difficult as we cannot readily conduct experiments to answer the question, and sources of data are not collected or consolidated in a manner which can answer this question adequately. 94 The essence of the problem is that most energy industries are not as tightly regulated and monitored to the same degree that say nuclear power or commercial airliners are, so this data is simply not being systematically recorded. However, a number of people have attempted to make estimates. 95 Their conclusions would seem to be that nuclear, wind, and solar are roughly equivalent in terms of safety. All fossil fuels are much less safe than nuclear, wind, and solar, by as much as several orders of magnitude. 96 We can however say with a reasonable degree of certainty that if a country shut down their nuclear power plants and kept their fossil fuel plants, particularly coal, then they probably made their people less safe than if they had done things the other way around. 97 I hope that I have provided some context in which to think about the issue. Thanks again to brian in ohio for providing the question upon which this episode is based. -------------------- Provide feedback on this episode.

In this World Shared Practice Forum Podcast, first authors Drs. Frances Balamuth and Chanu Rhee describe the objectives and methodology for their study “National Estimates of Pediatric Sepsis in US Hospitals Using Clinical Data” published in the March 2026 edition of JAMA. They discuss the process of modifying the Phoenix Sepsis Criteria to an electronic health record-based Pediatric Sepsis Event (PSE) definition and the methods for validating this definition. The authors share salient findings from their study, noting the limitations, and share their hopes for the future direction of sepsis surveillance research. LEARNING OBJECTIVES - Understand the derivation for the Pediatric Sepsis Event definition for electronic health record-based pediatric sepsis surveillance - Review the validation process for the Pediatric Sepsis Event definition - Compare the Pediatric Sepsis Event definition to the Phoenix Sepsis Criteria - Discuss the results and limitations of the electronic health record-based study design - Express the goals for the future direction of pediatric sepsis surveillance research AUTHORS Frances Balamuth, MD, PhD, MSCE Professor of Pediatrics, Chief of Pediatric Emergency Medicine University of Pennsylvania Perelman School of Medicine Children's Hospital of Philadelphia Chanu Rhee, MD, MPH Associate Professor of Population Medicine Harvard Medical School and Harvard Pilgrim Health Care Institute Traci Wolbrink, MD, MPH‌ Senior Associate in Critical Care Medicine; Department of Anesthesiology, Critical Care and Pain Medicine Boston Children's Hospital Associate Professor of Anesthesia Harvard Medical School DATE Initial publication date: June 23, 2026. ARTICLES REFERENCED Rhee C, Balamuth F, Dysart K, et al. National Estimates of Pediatric Sepsis in US Hospitals Using Clinical Data. JAMA. 2026;335(15):1321-1331. https://pubmed.ncbi.nlm.nih.gov/41865411/ TRANSCRIPT https://cdn.bfldr.com/D6LGWP8S/as/swj4kvkgg686b6p9whmbht/20260622_WSP_Rhee_and_Balamuth_Transcript Please visit: www.openpediatrics.org OPENPediatrics™ is an interactive digital learning platform for healthcare clinicians sponsored by Boston Children's Hospital and in collaboration with the World Federation of Pediatric Intensive and Critical Care Societies. It is designed to promote the exchange of knowledge between healthcare providers around the world caring for critically ill children in all resource settings. The content includes internationally recognized experts teaching the full range of topics on the care of critically ill children. All content is peer-reviewed and open-access, thus at no expense to the user. For further information on how to enroll, please email: openpediatrics@childrens.harvard.edu CITATION Balamuth F, Rhee C, O'Hara JE, Wolbrink TA. National Estimates of Pediatric Sepsis. 06/2026. OPENPediatrics. Online Podcast. https://soundcloud.com/openpediatrics/new-national-estimates-of.

Rt Hon CHRIS HIPKINS to the Prime Minister: Does he stand by all his Government's statements and actions? Hon MARAMA DAVIDSON to the Prime Minister: E tautoko ana ia i nga korero me nga mahi katoa a tona Kawanatanga? Does he stand by all of his Government's statements and actions? RYAN HAMILTON to the Minister of Finance: What recent reports has she seen on KiwiSaver and retirement savings? Hon Dr AYESHA VERRALL to the Minister of Health: Does he agree with the Director-General of Health's statement at health Estimates hearings that "the average length of stay for first-time mothers is around two and a half days", and why is only $1.6 million appropriated for the three-day postnatal stay initiative in each of the first two years? NANCY LU to the Minister for Infrastructure: What announcements has he made about the Government's response to the National Infrastructure Plan? TANGI UTIKERE to the Minister of Transport: Does he stand by all his statements and the Government's policies in relation to fuel taxes? Dr PARMJEET PARMAR to the Minister for Regulation: What actions has the Government taken to reduce the burden of regulations on New Zealanders? KATIE NIMON to the Minister of Education: What update can she give on the Student Monitoring, Assessment and Reporting Tool? CHLÖE SWARBRICK to the Prime Minister: E tautoko ana ia i nga korero me nga mahi katoa a tona Kawanatanga? Does he stand by all of his Government's statements and actions? Hon PRIYANCA RADHAKRISHNAN to the Minister of Conservation: Does he stand by his statement that he is "one of the hugest flagbearers for conservation, kaitiakitanga, and the environment"; if so, why? MILES ANDERSON to the Minister for Trade and Investment: What recent reports has he seen on primary sector export growth? SHANAN HALBERT to the Minister for Tertiary Education: Does she stand by her statement regarding Budget 2026 that "Funding is also being provided to meet additional forecast demand for tertiary education and training"; if so, why?

Laura Aull, professor of English and linguistics and recent director of the English Department Writing Program at the University of Michigan, joins the Michigan Minds podcast to discuss "AI English," how generative tools disrupt the natural diversity of human speech and why automated hiring and housing systems inherit these linguistic biases. She also explores a largely unexamined downside to our rapid adoption of large language models: the massive, real-world carbon footprint generated by our daily digital conversations.Do you think people will care whether a human or a robot wrote the news or books we read?So far, humans care very much. And today I think we should care. And here are three reasons why I think we should. One is the environmental cost of the computer processing used with AI. Estimates suggest that if you pose a simple query to AI to ChatGPT, let's say versus to a search engine like Google, you're using 50 times the electricity for the simple query. I'm a serious scuba diver, and I know that the ocean should not get any warmer, and so I don't think we should normalize that kind of environmental impact.A second reason is bias. It's clear that AI English tools are biased against language too close to itself or too far away, so it penalizes some English users, including nonnative writers of English, who are more often flagged for plagiarism or more often flagged by AI detection tools even when they haven't used it. And those who use non-standardized dialect AI English don't know varieties from Jamaican English to Indian English.That leads to the third and final reason, which is that human and AI English are different. Human English has more variation and readability than AI English, meaning that human English has more varied kinds of dialect and genres and it is less grammatically dense and it's more humble. AI English is more formal, more impersonal, and more sure of itself. Hosted on Acast. See acast.com/privacy for more information.

A single cottonwood tree can produce a staggering number of small seeds each year. Estimates range from around 25-48 million. But of course, the chances of a seed becoming established and living to maturity are extremely slim.

Dr. Maarten Cruyff is an Assistant Professor in the Faculty of Social and Behavioural Sciences and Chair of Methodology and Statistics at Utrecht University. In this episode, he discusses how methods used to measure doping prevalence have changed over time, his work on different models for collecting and analyzing responses from athlete surveys about doping, his role in the World Anti-Doping Agency's Prevalence Working Group, current challenges that remain in determining doping prevalence, and more.

How often do you laugh? According to the National Library of Medicine, children generally laugh more frequently than adults. Estimates have it that children laugh 400 times per day, while adults may laugh only 15-20 times a day. Psalm 126:2 says, “Our mouths were filled with laughter, our tongues with songs of joy. Then it was said among the nations, ‘The Lord has done great things for them.'” Maybe it's time we count our laughs and start laughing at ourselves. Learn more about priority projects at www.newmissions.org/projectsRead our monthly newsletter at www.newmissions.org/newsRead the entire "Laugh At Yourself" article.Follow New Missions on Instagram.Support the show

Minneapolis officials released updated numbers Wednesday on how much the surge in federal immigration officials cost the city. City officials say there was nearly $700 million dollars in damage between December 2025 through April 2026. That total includes revenue businesses lost, wages workers lost and money the city spent responding to the surge.MPR News reporter Estelle Timar-Wilcox joined MPR News host Nina Moini with details from a briefing on the report.

Treasury estimates it could cost up to $5 billion to pay for the overseas carbon credits New Zealand needs to honour its Paris Agreement commitments. Climate change correspondent Kate Newton spoke to John Campbell.

Today's episode jumps straight into the deep end of managing a practice. Dr. Kuba shares about a disgruntled parent in her practice that ended up with an unexpected bill of $1,700. Travel together with Dr. Kuba and Bethany as they discuss step by step how they investigated the account and used it as an opportunity to learn and improve. In today's episode, they discuss what all went wrong with the treatment estimate and then discuss the changes that could have been made to ensure a more accurate estimate. Deep and meaningful tips are included in this episode PLUS so much more in the June bonus episode. Don't Miss the Early Bird Registration Special for the Leadership Summit!! Friday, September 18 from 8:30 – 4:30Inquire or register TODAY: www.hellobethany.com/leadership 

Today we're going to talk about a cognitive bias that causes people to believe, often mistakenly, that they are less likely to experience negative events and more likely to experience positive events than others. Estimates suggest that 80% of us display what's known as the optimism bias. For example, we might think that we are less likely to get sick, lose our job, or have a car accident than the average person. We might also think that we are more likely to live longer, be successful, or win the lottery than others. Why do we have such a bias? And how does it affect our decisions and actions? What are the drawbacks of optimism bias? In under 3 minutes, we answer your questions ! To listen to the latest episodes, click here: ⁠⁠Is it bad to hold in your pee?⁠⁠ ⁠⁠Why does looking at the sun make me sneeze?⁠⁠ ⁠⁠What is “Act your Wage”, Gen Z's latest work-life trend?⁠⁠ A Bababam Originals podcast written and realised by Joseph Chance. First Broadcast : 7/6/2023 Learn more about your ad choices. Visit megaphone.fm/adchoices

Old enemies on one side - critics on the other - that’s life these days for Richard Marles, the deputy prime minister, defence minister and the man in charge of driving through the biggest military investment Australia’s ever made - the nuclear powered AUKUS submarines. So - is the deal falling apart? Can Marles stare down the haters? Greg Sheridan is here. Read more about this story at theaustralian.com.au and see the video by subscribing to our YouTube channel. Hanson finally turns up to Estimates to grill brass Watch our submarine documentary: The Flood Episode 1 Xenophobia makes us less safe: Marles This episode of The Front is presented and produced by Claire Harvey and edited by Tiffany Dimmack. Our team includes Kristen Amiet, Lia Tsamoglou, Joshua Burton and Jasper Leak, who also composed our music. See omnystudio.com/listener for privacy information.

EPISODE DESCRIPTION Today's combined transcript paints a picture of a country under multiple stress lines at once—political conflict over immigration enforcement, accelerating corporate relocation driven by legal risk, escalating accusations of federal fraud in spending programs, and rising instability in global energy and security dynamics. Across all segments, one theme repeats: institutions are being challenged—by protesters in the streets, corporations in boardrooms, watchdogs in federal agencies, and geopolitical actors abroad. SEGMENT 1: IMMIGRATION SHOWDOWN IN NEW JERSEY Tensions escalate around ICE detention facilities in New Jersey, where federal and state narratives sharply diverge over conditions, protests, and enforcement. Supporters of the facility argue it is being properly managed, legally compliant, and necessary for immigration enforcement. Critics and protest groups are described as escalating pressure campaigns to force shutdowns. The broader conflict reflects a familiar national pattern: local jurisdictions, federal agencies, and political leaders all asserting competing authority over immigration enforcement zones. At the center is a deeper question—who ultimately controls access, safety, and enforcement when federal facilities sit inside politically divided states? SEGMENT 2: CORPORATE AMERICA'S “COURTS, NOT TAXES” MIGRATION A major theme today: corporations relocating headquarters are increasingly citing legal jurisdiction—not taxation—as the deciding factor. Executives and analysts point to growing concerns over: unpredictable jury awards politically charged litigation environments inconsistent legal standards across states and “judge shopping” strategies used by both plaintiffs and defendants ExxonMobil's move from New Jersey to Texas is highlighted as a major example, with leadership emphasizing regulatory and legal predictability over traditional cost savings. The broader argument: companies are reorganizing around federal court geography, choosing states where legal outcomes feel more stable and business-aligned. Florida and select Texas jurisdictions are repeatedly referenced as preferred destinations due to perceived legal consistency. SEGMENT 3: FEDERAL SPENDING, FRAUD CLAIMS, AND GREEN ENERGY GRANTS Sharp accusations emerge around federal spending oversight, particularly involving environmental and “green energy” grant programs. Former and current officials cited in the discussion claim: large-scale fraud or misallocation in federal spending systems billions routed through nonprofit intermediaries limited oversight once funds are distributed beyond initial federal transfer Specific grant programs tied to climate and infrastructure funding are described as structurally difficult to audit once dispersed through multiple organizations. At the center of the debate is whether federal spending mechanisms have adequate controls—or whether layered nonprofit structures reduce accountability. These claims remain politically contested but are fueling renewed calls for audits, clawbacks, and enforcement actions. SEGMENT 4: BUDGET DEFICIT AND FRAUD REDUCTION DEBATE Senior officials and policy voices argue that significant portions of federal spending may be vulnerable to fraud or improper distribution. Estimates cited range in the hundreds of billions annually in potential waste or fraud, with arguments that stricter eligibility enforcement could materially reduce the deficit. The policy debate centers on two competing visions: aggressive enforcement and restructuring of eligibility systems versus maintaining existing program structures with incremental oversight improvements The conversation reflects broader fiscal anxiety about long-term debt sustainability and federal spending integrity. SEGMENT 5: GLOBAL ENERGY PRESSURE AND STRAIT SECURITY DYNAMICS International developments add another layer of instability. Oil markets are described as highly sensitive to geopolitical t ...

Snowflake (SNOW) beat earnings expectations and announced AWS deal while Dell Technologies (DELL) beat revenue expectations by almost $10 billion. Nebius (NBIS) also rallied after a filing showed a hedge fund disclosing 5.5% stake in the infrastructure company.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

ed by Duvo and Mirakl.In today's Retail Daily Minute, Omni Talk's Chris Walton discusses:Ross Stores delivered a blowout fiscal first quarter, with revenue surging 21% and comparable sales up 17%, prompting the off-price giant to dramatically raise its full-year outlook.Walmart is reshuffling its executive ranks under new CEO John Furner, with Sam's Club COO Tom Ward and U.S. store operations head Cedric Clark both departing.Starbucks has scrapped its AI-powered automated inventory counting tool just nine months after a national rollout, after the app repeatedly miscounted and mislabeled products.The Retail Daily Minute has been rocketing up the Feedspot charts, so stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights.

The Moon creeps up on the heart of Leo tonight, the star Regulus. Regulus is close to the upper left of the Moon at nightfall. The Moon will move closer before they set, around 2 a.m. They’ll be closest together as seen from the West Coast. The star we see as Regulus is called Regulus A. It’s several times bigger and heavier than the Sun, and much brighter. A tiny companion star is so close that it’s impossible to see through the glare. That duo appears to have two more companions, Regulus B and C. They form their own pair, orbiting each other once every 600 years or so. Regulus B is about 80 percent the size and mass of the Sun, and one-third as bright. Regulus C is a third of the Sun’s mass and size, and just two percent as bright. Regulus B and C are 79 light-years from Earth – the same distance as Regulus A. And they’re moving through space in the same speed and direction as the brighter star. That suggests that they’re bound to Regulus A. But they’re a long way from it – several thousand times the distance between Earth and the Sun. So astronomers haven’t watched the system nearly long enough to calculate a mutual orbit for the two pairs of stars. Estimates say it would take more than a hundred-thousand years for them to complete one circuit. So it’s possible that they’re not really bound at all – just a chance alignment at the bright heart of the lion. Script by Damond Benningfield

The housing crisis is worse than ever, and it’s one that many elected representatives and nonprofits have been working on for some time. Last month Gov. Kotek signed a package of housing related bills into law. They allow cities to expand their urban growth boundaries, protect existing affordable housing and provide financing to encourage the construction of new housing. Estimates put the need for new homes at 29,500 a year to keep up with population growth and the demand for housing.   Constructing new housing for middle income families is at the heart of the Oregon Community Foundation’s announcement of its $100 million “Building Hope Fund.” OCF says it’s a kind of down payment to spur even more investment from other sources to create a fund that will make affordable loans to developers so they can build middle income housing. OCF’s goal is 10,000 new homes built all around Oregon in the next 10 years. Lisa Mensah is the President and CEO of the Foundation. She joins us to explain how she sees the loan program working and how it fits into their extensive and longstanding granting program for housing and other community needs throughout the state.

Nvidia notches another stellar quarter with revenue soaring by 85 per cent to more than $80bn. The chip giant has also announced the same amount in share buy-backs. CEO Jensen Huang tells our colleagues Stateside that demand in the new era of A.I. is ‘sky-high'. SpaceX files its prospectus ahead of what will be the biggest listing of all time on Wall Street. The company is eyeing future data centres to be built in space and a million-resident colony on Mars. In further IPO news, OpenAI is also reportedly aiming at a listing as soon as next week in what could be a trillion-dollar offering. Stakeholder Softbank sees shares soar in the Asian session as a result.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Plus: SpaceX files its long-anticipated IPO as investors prepare for what could be the largest debut on record. And AMC Entertainment stock soars after the movie theater chain's CEO disclosed that he purchased 250,000 additional shares. Sign up for the WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your phone is ringing again. You're in the middle of an estimate with a great client, building rapport, about to close — and your crew leader is calling because the mower won't start. Or they ran out of mulch. Or a customer asked about one extra shrub.   If this is your day, this episode is for you.   Scott Molchan walks through exactly how to get your crews running jobs without you — not by hiring better people, but by giving the people you have the right tools and information.   In this episode, Scott covers: Why your crew keeps calling — and why training them to stop starts with you changing your behavior, not theirs. How to use estimated hours on every work order — sharing that number changes the psychology of the job. It gives your crew a target. It turns work into a game. And it starts protecting your profits. What detailed job instructions actually look like — vague work orders create phone calls. Photos, videos, notes, and specific scope attached to every job means your crew can do 90% of that work before you even show up. The Three Before Me rule — before any crew leader is allowed to call you with a problem, they have to check three things first: the work order, your SOPs, and one other person. Only then do they call you. This one shift quietly changes how your whole team operates. How to actually enforce it — because the rule only works if you hold the line. Scott talks through what that looks and feels like in the first few weeks.   If you're stuck answering field questions all day while trying to run the business side, this episode gives you a real path out.   Follow Million Dollar Landscaper: Website | Facebook | Instagram | YouTube

The cost of the Iran war has ballooned $4 billion since the Pentagon's last public estimate less than two weeks ago, officials said Tuesday—though the economic costs of the war are likely significantly higher. The war has cost around $29 billion, Defense Department Comptroller Jay Hurst told Congress Tuesday, attributing the increase to “updated repair and replacement of equipment cost and also just general operational cost.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

Welcome back to The Kevin Jackson Show where common sense still rents property in America, though apparently not in California because the taxes are too high. Folks, there is trouble in Leftist Paradise, and you can measure it the way archaeologists measure the collapse of ancient civilizations: abandoned structures, fleeing citizens, and governors standing in front of cameras insisting everything is “vibrant.”After hearing Stuart Varney talking about the exodus from blue states, and it raises the most obvious question in modern politics: if Democrat policies are so magical, why are millions of people treating Democrat-run states like a house with a carbon monoxide leak?Seriously. Democrats campaign like they invented happiness itself. They talk about “equity,” “compassion,” “community,” and “sustainability.” But apparently the most sustainable thing in California is the outbound lane on Interstate 10.They estimate somewhere between 1.5 and 2 million people have left California in recent years. And remember, the official population decline looks smaller because babies are still being born there. In other words, California has become a state where the stork and the U-Haul are passing each other on the freeway like shift changes at a factory.Think about that. California lost over 200,000 residents in 2019 alone. That's not a migration pattern. That's an evacuation with better coffee.And businesses? Don't even start. Estimates range from 300 to over 800 companies either relocating headquarters or moving major operations out of the state. Imagine building the most beautiful restaurant in town, then discovering every customer is sprinting toward the parking lot carrying to-go boxes.Tesla left. Oracle left. Charles Schwab left. Other companies quietly slipped out the back door like party guests who suddenly heard someone say, “Before dessert, let's discuss reparations and new permit fees.”And Democrats still talk like the midterms are going to be some giant awakening. Awakening to what? The thrill of paying fourteen dollars for a kale wrap while stepping over a human landmine on the sidewalk?People aren't leaving red states to move into blue states anymore. They're leaving blue states because the “progressive dream” started to resemble a luxury escape room where every clue costs another tax increase.California remains economically gigantic, no question about it. It's still a powerhouse. Silicon Valley alone can generate enough wealth to make smaller nations blush. But at the same time, California has turned daily life into what feels like the world's most expensive loyalty test.Can you survive the gas prices? Can you survive the regulations? Can you survive the crime? Can you survive explaining to your child why math is now emotionally problematic?[X] SB – Teacher DarrenCongratulations! You win the privilege of renting a one-bedroom apartment for the price of a liver transplant.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The monthslong closure of the Strait of Hormuz and the related surge in crude oil exports from the U.S. Gulf Coast has prompted two big questions: (1) how much oil can the region's marine terminals reliably send out on a sustained basis and (2) does the USGC need more export capacity.

Let's play a quick round of Two Truths and a Lie.Here are three statements about agile. Two are true. One is false.Read them over and see if you can spot the lie before I reveal it. Agile teams should be willing to change their plan for the sprint if they discover a better way to meet the sprint goal.Estimation in agile is most useful for helping teams forecast and make trade-offs, not for holding individuals accountable.A team that consistently finishes every planned story in every sprint is demonstrating a healthy, predictable agile process.The lie is #3.That statement sounds responsible, disciplined, and maybe even a little impressive. Which is exactly why it fools people.It reflects a common misunderstanding of agile: the idea that a good team is one that is always comfortable, always certain, and always exactly on plan.But healthy agile teams are not defined by perfect adherence to a prediction. They are defined by how well they pursue outcomes, adapt to what they learn, and make sensible decisions in the presence of uncertainty.Let's look at each statement.A sprint plan should guide the team, but it should not trap the team. At the start of a sprint, the team creates the best plan it can with the information available at that moment.Once the sprint begins, though, the team learns more. A technical approach that seemed promising turns out to be awkward. A dependency proves easier than expected. A simpler solution emerges. Or a conversation reveals a better way to achieve the intended outcome.When that happens, a good agile team should be willing to adjust. The important thing to preserve is the sprint goal rather than every detail of the original plan.The goal provides focus. The selected stories, tasks, and implementation approach are simply the team's current best thinking about how to reach that goal. If the team discovers a better path, it should take it.Changing the plan during a sprint is not a sign of weak discipline. In many cases, it is evidence that the team is paying attention and responding intelligently to what it learns.Teams get into trouble when they stick to the initial plan even after new information shows a better way forward. Agile works best when teams stay committed to the goal while remaining flexible about how to achieve it.Estimation is most helpful when it supports planning and decision-making. Teams estimate so they can answer practical questions like these: How much work can we likely take on?When might a larger effort be completed?If we add this item, what will need to move?Are we taking on too much uncertainty at once?Those are valuable questions, and estimation can help teams answer them.Where estimation becomes far less useful is when it is turned into a tool for judging individual performance.Once estimates are used to hold individuals accountable, people naturally become more defensive with them. Estimates get padded. Uncertainty gets hidden. Conversations become less honest. The numbers may still exist, but they stop helping the team make good decisions.That is why I prefer to keep estimation focused on decision-making. Estimates do not need to be exact to be useful. They only need to be good enough to help a team forecast, weigh options, and recognize when it may be taking on too much. A team that finishes every planned story in every sprint may look predictable. But if that happens all the time, I would not automatically consider it a sign of health. In fact, I would probably wonder whether the team is planning too conservatively.How to connect with AgileDad:- [website] ⁠https://www.agiledad.com/⁠- [instagram] ⁠https://www.instagram.com/agile_coach/⁠- [facebook] ⁠https://www.facebook.com/RealAgileDad/⁠- [Linkedin] ⁠https://www.linkedin.com/in/leehenson/

Tyler breaks down the line between being helpful and giving away work you should be paid for. This one is about protecting your time, charging for the planning, and stopping the habit of solving the hardest part of the job for free. Sign up for the Modern Craftsman Community:

Fresh off the massive success at the ISA Expo, Aaron is pulling back the curtain on the most requested feature of the new SquareCoil platform: Precision Cost Accounting. In this episode, we move past the "cool AI tricks" and get into the brutal reality of shop floor labor, scope cards, and the human factor.Aaron discusses why your team—no matter how technical—has no excuse for not tracking data, and how having those data points allows you to reward your top performers and make smarter machinery investments.

Estimates are that $200B of goods have already been diverted away from the region surrounding Yemen in the Gulf of Aden and the Red Sea. The disruptions in travel through the Suez Canal have cascading effects that are felt worldwide, as it puts additional pressure on the supply chain.There is fear of an event drawing Iran into some kind of conflict in the region, which would see the Straight of Hormuz come under the watchful eye of the Iranian government, further adding to shipping issues impacting the oil and LNG exports coming out of that geographic region.It is also worth noting that the expansion of BRICS into this region works to solidify China's connections through the Belt & Road Initiative, while also locking down and securing the shipping lanes to make sure that the oil can continue to leave the region through the Persian Gulf and the Red Sea.—Video ChannelsWatch the video version of Macroaggressions:Rumble: https://rumble.com/c/Macroaggressions YouTube: https://www.youtube.com/@MacroaggressionsPodcastBrighteon: https://www.brighteon.com/channels/macroaggressions/—MACRO & Charlie Robinson LinksHypocrazy Audiobook: https://amzn.to/4aogwmsThe Octopus of Global Control Audiobook: https://amzn.to/3xu0rMmWebsite: www.Macroaggressions.ioMerch Store: https://macroaggressions.dashery.com/ Link Tree: https://linktr.ee/macroaggressionspodcast—Activist Post FamilySign up for the Activist Post Newsletter: https://activistpost.kit.com/emailsActivist Post: www.ActivistPost.comNatural Blaze: www.NaturalBlaze.com —Support Our SponsorsGround Luxe Grounding Mats: https://GroundLuxe.com/MACROReplace Your Mortgage: www.WipeOutYourMortgageNow.comC60 Power: https://go.ShopC60.com/PBGRT/KMKS9/ | Promo Code: MACROChemical Free Body: https://ChemicalFreeBody.com/macro/ | Promo Code: MACROWise Wolf Gold & Silver: https://Macroaggressions.Gold/ | (800) 426-1836LegalShield: www.DontGetPushedAround.comEMP Shield: www.EMPShield.com | Promo Code: MACROChristian Yordanov's Health Program: www.LiveLongerFormula.com/macroAbove Phone: https://AbovePhone.com/macro/Van Man: https://VanMan.shop/?ref=MACRO | Promo Code: MACROThe Dollar Vigilante: https://DollarVigilante.spiffy.co/a/O3wCWenlXN/4471Nesa's Hemp: www.NesasHemp.com | Promo Code: MACROAugason Farms: https://AugasonFarms.com/MACRO—

PREVIEW FOR LATER Jeff Bliss discusses the Butterfly Bridge in California, a wildlife crossing over Highway 101 where original ten million dollar cost estimates for animal safety have now surged past one hundred million dollars. (1)1897 LA