Podcasts about Estimates

COP 30 is largely "political theater" with commitments insufficient to address climate change. Estimates suggest the crucial 1.5-degree global temperature increase will be reached by 2030. While there is increased international attention, funding remains inadequate; Brazil secured only $5.5 billion toward its $125 billion forest preservation goal. The plight of Amazonian indigenous peoples continues unaddressed. Guest: Evan Ellis.4/4

SHOW 11-13-25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR THE SHOW BEGINS IN THE DOUBTS ABOUT BUNDESTAG COHESION AND  STABILITY. FIRST HOUR 9-915 1/2 Anatol Lieven discusses the war in Ukraine, noting the new Russian unit RubiKon hunting drone operators and the slow Russian advance on Pakovsk, aided by both innovation and old factors like fog. The conversation also covers Germany's military rearmament plans and the significant, rising influence of the populist right AFD party in German politics, which is strongly anti-immigrant and largely anti-rearmament. Guest: Anatol Lieven. 1/2 915-930 2/2 Anatol Lieven details UK Prime Minister Starmer's genuine political troubles concerning domestic policy drift and significant potential losses in upcoming regional elections. Starmer maintains prestige supporting Ukraine, though funding remains a question. A back channel to Moscow has been opened by Jonathan Powell to discuss peace, dropping the prior insistence on a ceasefire, indicating a shift in London. Guest: Anatol Lieven. 2/2 930-945 Chris Riegel, CEO of SCALA.com, states that Chinese claims of matching Nvidia's high-end chip success are largely propaganda, though China mandates domestic chip use. The US holds the AI "pole position." AI is a genuine profit driver, worth trillions to GDP, with material workforce impact expected by 2026. Guest: Chris Riegel 945-1000 Mary Anastasia O'grady reports on the assassination of Mayor Carlos Monzo in Michoacán, killed after leaving President Sheinbaum's Morena party and aggressively confronting cartels and their agricultural extortion. Sheinbaum has cooperated smartly with the US, allowing surveillance flights, and hired credible security chief García Haruch. The main challenge is whether Sheinbaum has the political will to confront the cartels, especially given the widespread belief in Morena's complicity. Guest: Mary Anastasia O'Grady. SECOND HOUR 10-1015 Cliff May discusses severe Christian persecution in Nigeria, which President Tinubu claims guarantees religious liberty. Attacks are carried out by Boko Haram, ISWAP, and powerful Fulani militias. May suggests jihadism acts as theological justification for Fulani nomadic herders to seize land from Christian farmers. The US could provide assistance, training, and advice to the Nigerian military to protect communities. Guest: Cliff May. 1015-1030 Sadanand Dhume examines the shift in US foreign policy, where President Trump now favors Pakistan and its military chief, General Munir. This followed intense combat between India and Pakistan after a horrific terrorist attack. When the US mediated a ceasefire, Trump took credit, which embarrassed Indian Prime Minister Modi. Pakistan cleverly thanked Trump and nominated him for a Nobel Peace Prize, securing his favor over India. India now needs a trade deal. Guest: Sadanand Dhume. 1030-1045 Professor Matthew Graham discusses the most powerful black hole flare ever recorded, which shone like 10 trillion suns from an Active Galactic Nucleus (AGN). Material falling into the supermassive black hole forms an accretion disc, releasing intense radiation. This 10-billion-year-old event was detected using computer cameras. Graham explains that these black holes are ancient "seeds" of galaxies, acting as cosmic vacuum cleaners, such as when a large star gets shredded. Guest: Professor Matthew Graham. 1/2 1045-1100 Professor Matthew Graham details his needs for future black hole research, prioritizing a network of space telescopes with large fields of view, like the Roman space telescope, for perpetual, multi-wavelength monitoring of the sky. This "audit of the cosmos" will improve detection speed and timing. Graham encourages students to pursue black hole work, noting it is a vibrant growth area, viewing black holes as the enduring future product of the universe. Guest: Professor Matthew Graham.2/2 THIRD HOUR 1100-1115 Veronique de Rugy discusses the cost of living, critiquing the administration's claims that Thanksgiving dinner is cheaper, citing the use of shrinkflation and item removal. She criticizes the proposal to send $2,000 checks, noting this Keynesian approach boosts demand, which, without increased supply, risks raising prices further. De Rugy advocates for deregulation and the elimination of tariffs (which she confirms are a tax) as the necessary supply-side solution to the affordability crisis. Guest: Veronique de Rugy. 1115-1130 Conrad Black assesses Canadian Prime Minister Mark Carney's new budget as anti-climactic, failing to deliver promised growth or definitive decisions on controversial policies like pipelines. However, the budget was sensible and conciliatory, avoiding conflict with the opposition, Washington, and Alberta. Carney, adopting a diplomatic style akin to a central banker, did offer serious encouragements to alleviate the housing shortage. Guest: Conrad Black. 1130-1145 Scott Winship analyzes 50 years of US median earnings, preferring the MACPI to accurately adjust for cost of living. He finds that the middle class is better off: women's earnings are up 120%, and men's are up 40–50%. Winship disputes populist theories that income inequality or the China shock are the main villains, noting that the worst period for young men was 1973–1989, predating those factors. Guest: Scott Winship.1/2 1145-1200 Scott Winship investigates the mystery of the decline in young men's earnings between 1973 and 1989. He concludes this period was not caused by accelerated immigration or women entering the workforce, as men's earnings continued to rise. The actual explanation is the unique economic combination of stagflation—high unemployment and very high inflation—that occurred until the early 1980s recession. This severe economic dynamic has not been matched since 1989. Guest: Scott Winship. FOURTH HOUR 12-1215 The arrival of the US carrier Gerald Ford signals an escalating commitment to possible military solutions against Maduro's regime in Venezuela. Maduro has ordered a Cuban-style guerrilla defense, but analysts worry more about "anarchization"—wreaking havoc—if he falls. Removing Maduro and lifting sanctions could lead to necessary refinancing of Venezuela's $170 billion debt. Guest: Evan Ellis. 1/4 1215-1230 Peru faces severe political instability, evidenced by six presidents in two years and detentions for corruption. Transitional leader José Heresi is tackling rising organized crime, including a 36% jump in homicides, through a state of emergency. Meanwhile, China maintains deep-seated influence, controlling key sectors like mining, oil, and the deep-water port of Chancay. Guest: Evan Ellis.2/4 1230-1245 Honduras is holding a high-stakes, single-round election where the outcome could determine if the country returns to alignment with Taiwan or shifts to China. Election observers noted improper pressure and concerns about meddling by the ruling Libre Party. Separately, Argentina's economy under Milei is strengthening, backed by a significant US currency swap and political support. Guest: Evan Ellis. 3/4 1245-100 AM COP 30 is largely "political theater" with commitments insufficient to address climate change. Estimates suggest the crucial 1.5-degree global temperature increase will be reached by 2030. While there is increased international attention, funding remains inadequate; Brazil secured only $5.5 billion toward its $125 billion forest preservation goal. The plight of Amazonian indigenous peoples continues unaddressed. Guest: Evan Ellis.4/4 | 

In this episode, Wade sits down with James Hatfield, Chief Revenue Officer at LiveSwitch, to talk about how video and AI are transforming sales for moving and home service businesses. They dig into why the old way of doing in-person estimates is slowing companies down, and how virtual video surveys can help you win the "race to the face," respond faster, and close more of the right jobs without sending a truck to every lead. The conversation covers practical use cases for live video and AI: building accurate inventories and cube sheets from a simple walkthrough, documenting pre-existing damage to protect your crews, turning recordings into training and SOPs, and creating a long-term "data moat" that makes your business harder to compete with. They also look ahead at what's coming next—AI agents that can watch surveys, build reports, and help move you toward almost touchless online booking. Connect with James Hatfield: Chief Revenue Officer of LiveSwitch https://www.linkedin.com/in/james-hatfield/ Know more about LiveSwitch: https://www.liveswitch.com/ Shop Wade's book - Hometown Titan: Build A Local Business That Dominates Your Market: https://a.co/d/8zLXZMC Become a MOVING TITAN at the next Moving Titan Retreat https://www.movingtitanretreats.com/ Tighten up your moving company operations with TITAN UP TRAINING https://www.titanuptraining.com/ This episode is powered by Hyre (formerly Hey Lieu) Virtual Assistants: https://www.hyreup.com/ https://www.linkedin.com/company/hyre https://www.instagram.com/hyre.up https://www.facebook.com/hyre.up This episode is sponsored by: Moversville - an online marketing company and resource for movers, consumers, and those involved in the moving process. https://www.moversville.com/wade USA Home Listings – a marketing and lead resource for moving companies. https://www.usahomelistings.com/   About the Show Wade Swikle is the CEO of 2 College Brothers Moving, Storage and Franchising, currently with locations in Tampa, Gainesville, and Orlando, Florida. https://2collegebrothers.com/   Learn more and connect with Wade Swikle: Wade's website: https://2collegebrothers.com/ LinkedIn: https://www.linkedin.com/in/wadeswikle/ Youtube: https://www.youtube.com/@2CollegeBrothersMovingStorage Instagram: https://www.instagram.com/wadeswikle/

Plus: Paramount Skydance shares jump after the entertainment company reports third quarter earnings. And Pakistan blames India-backed militants for a deadly suicide bombing in Islamabad, raising tensions in the region. Zoe Kuhlkin hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ahmad Fouad Alkhatib discusses the high probability of renewed conflict in Gaza, arguing that the ceasefire is fragile due to Hamas's malign intentions. He estimates Hamas's combat-effective forces are significantly lower than reported (3,000 to 5,000, versus 15,000 to 30,000), noting Hamas pays fighters $20 to $25 a day. He also challenges polls showing widespread Gazan support for Hamas, arguing such results are manipulated and defy logic given the catastrophe following October 7. Disarmament is crucial for any future political process. 1898

Ahmad Fouad Alkhatib discusses the high probability of renewed conflict in Gaza, arguing that the ceasefire is fragile due to Hamas's malign intentions. He estimates Hamas's combat-effective forces are significantly lower than reported (3,000 to 5,000, versus 15,000 to 30,000), noting Hamas pays fighters $20 to $25 a day. He also challenges polls showing widespread Gazan support for Hamas, arguing such results are manipulated and defy logic given the catastrophe following October 7. Disarmament is crucial for any future political process. 1917

PREVIEW. Inside Gaza: Estimates of Hamas's Remaining Combat Forces and Fighter Pay. Ahmad Fouad Alkhatib of the Atlantic Council discusses the situation inside the half of Gaza where Hamas maintains control using the power of the gun. Based on contacts on the ground, he is highly skeptical of estimates claiming 15,000 to 30,000 Hamas troops. His personal estimate, shared by military intelligence contacts, places the number of combat-effective militants at no more than 3,000 to 5,000. Hamas allegedly offers its fighters $20 to $25 a day. RAMALLAH

Flood Data Shows Alarming Trends, Surpassing Previous Modeling Estimates. Professor Beth Tellman (University of Arizona Geography Department; Cloud to Street) highlights that her compiled flood data is useful for financial sectors, such as insurance and municipal bonds. The data shows Asia dominates observations, accounting for 398 of 913 events, including 85 in India and 52 in China. Furthermore, climate change projections for 2030 show Asia, among 57 countries globally, is expected to see significantly increased flood exposure. Tellman asserts her data is more alarming than previous modeling because it systematically captures impactful human events that models often exclude, such as dam breaks (13 events affecting over 13 million people). Although projections to 2100 are highly uncertain, the 2030 predictions are considered a "pretty good bet." This fresh, observed data, which runs contrary to good planning, is expected to be incorporated into the next IPCC report. 1894 PORTLAND

Palantir topped consensus estimates and investors await Advanced Micro Devices after today's close. Chip stocks keep rallying, but breadth is narrowing, a possible sign of caution.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0130-1125) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Thank you to everyone who tuned into my live video! Join me for my next live video in the app.Show notes and transcript up tomorrow, 11/3.#AutisticAF Out Loud Newsletter is a reader-supported publication. Click to receive new posts… free. To support my work, please consider a paid subscription.Notes, sources, and further readingnot comprehensive or complete, but where I startedInternational Law: Starvation as War CrimeSupporting Sources:* Rome Statute of the International Criminal Court, Article 8(2)(b)(xxv): Case Matrix Network documenting “Intentionally using starvation of civilians as a method of warfare” as war crime casematrixnetwork​* D'Alessandra, Federica and Matthew Gillett. “The war crime of starvation in non-international armed conflict.” Oxford Blavatnik School of Government Working Paper BSG-WP-2019-031 (November 2019) bsg.ox​Counter/Nuance Source:* Lieber Institute West Point. “The War Crime of Starvation – The Irony of Grasping at Low Hanging Fruit” (September 2024): Notes starvation crime requires armed conflict context and specific intent elements; discusses challenges of prosecution lieber.westpoint​SNAP Shutdown & November 2025 Funding CrisisSupporting Sources:* CBS News. “SNAP funding is set to lapse Nov. 1, leaving recipients empty-handed” (October 30, 2025): USDA memo states “the well has run dry” and “At this time, there will be no benefits issued November 01”; 42 million Americans affected cbsnews+1​* NBC News. “Government shutdown effects bear down on millions more people after a crucial Nov. 1 deadline passes” (November 1, 2025): Despite judge's ruling, Trump administration indicated November SNAP payments likely delayed nbcnews​Counter/Nuance Source:* NBC News. “Federal judge orders Trump administration to pay SNAP benefits out of contingency fund” (October 31, 2025): Rhode Island Judge McConnell and Massachusetts Judge Talwani ruled USDA must use $5.25B contingency fund; creates uncertainty about timing rather than total cutoff nbcnews​Government Shutdown Timeline & StatusSupporting Sources:* Wikipedia. “2025 United States federal government shutdown” (updated November 2025): Documents shutdown began 12:01 AM EDT October 1, 2025; became second-longest (22 days) on October 22; resulted from partisan disagreements over spending, foreign aid, and ACA health subsidies wikipedia​* CBS News. “The 2025 U.S government shutdown, by the numbers” (October 30, 2025): Senate has voted 13 times on House-passed continuing resolution; all failed to reach 60-vote threshold needed to overcome filibuster cbsnews​Counter/Nuance Source:* NPR. “The federal government is still shut down. Here's what that means across the country” (October 30, 2025): Notes Republicans blame Democrats for voting against funding 14 times; Democrats counter that GOP refuses to address expiring ACA tax credits affecting 24 million Americans npr​USDA Refusal to Use Emergency FundsSupporting Sources:* Texas Tribune. “The federal shutdown will halt November SNAP benefits” (October 28, 2025): USDA Secretary Brooke Rollins stated October 27 via USDA website that no November 2025 SNAP benefits would be issued; agency memo says “contingency funds are not legally available to cover regular benefits” texastribune​* USA Today. “Government shutdown live updates” (November 2, 2025): Documents that USDA claimed $5.25 billion contingency fund reserved for disasters, not regular benefits; judges ordered use anyway usatoday​Counter/Nuance Source:* Fortune. “Judges order Trump administration to use emergency reserves for SNAP payments during the shutdown” (October 31, 2025): Federal courts rejected USDA legal interpretation; Massachusetts Judge Talwani ruled government “obligated to deploy contingency funds as necessary” fortune​Social Security & Trump WarningsSupporting Sources:* Newsweek. “Social Security, Medicare are ‘going to be gone,' Donald Trump warns” (October 21, 2025): Reports Trump statement during shutdown linking Democratic opposition to potential program loss newsweek​* Duke University Government Relations. “Fall 2025 Government Shutdown Updates” (October 31, 2025): Notes “Social Security ‘could vanish,' Trump warns” among shutdown impacts; documents 31-day shutdown status governmentrelations.duke​Counter/Nuance Source:* American Progress. “The Trump Administration's Plans To Covertly Cut Social Security Disability Benefits” (October 2025): Distinguishes between shutdown rhetoric and separate regulatory changes to tighten disability eligibility criteria americanprogress​Autism Employment & Benefit DependencySupporting Sources:* Autism Society. “Employment Statistics” (October 2025): Reports up to 85% of autistic adults with college degrees unemployed or underemployed; notes 40% lower earnings than peers with other disabilities autismsociety​* Kids Club ABA. “Autism Unemployment Rate” (May 2025): Cites National Autism Indicators Report showing 14-16% full-time employment among autistic adults kidsclubaba​Counter/Nuance Source:* Reddit r/autism. “PSA: The ‘85% autism unemployment rate' isn't accurate” (July 2024): Statistical critique noting figure conflates unemployment, underemployment, and labor force non-participation; argues if 85% of autistic adults were unemployed, they'd represent 94% of all unemployed at 4% national rate reddit​“Useless Eaters” & Eugenic RhetoricSupporting Sources:* Mostert, Mark P. “Useless Eaters: Disability as Genocidal Marker in Nazi Germany.” Documents Binding & Hoche 1920 tract; eugenic progression from efficiency language to T-4 program catholicculture+2​* NIH/PMC. “Confronting the Legacy of Eugenics and Ableism” (December 2023): Shows Industrial Revolution capitalist productivity models reframed disability as state cost pmc.ncbi.nlm.nih​Counter/Nuance Source:* Migration journal. “Reconsidering the history of eugenics and discrimination” (December 2024): Notes eugenic ideas were “deeply intertwined” with race, gender, class and disability—varied significantly across national contexts academic.oup​Boomerang Effect & Internal ColonialismSupporting Sources:* Wikipedia. “Imperial boomerang”: Documents Césaire's “terrific boomerang” thesis from Discourse on Colonialism (1950); Foucault's “Society Must Be Defended” lecture (1976) on colonial tactics returning home wikipedia​* Osun Global Commons. “Césaire's Boomerang Effect on the Streets of Berlin” (March 2023): Analyzes how European bourgeoisie “tolerated Nazism before it was inflicted on them” because it targeted non-Europeans first osunglobalcommons​Counter/Nuance Source:* Reality Studies. “The Department of War on American Cities, Ukraine, Gaza, and the Imperial Boomerang” (September 2025): Cautions against deterministic causation in linking colonial and domestic tactics realitystudies​Britain: Colonial Policing to Domestic ControlSupporting Sources:* Wikipedia. “Aliens Act 1905”: Documents how British emergency powers and crowd-control from Ireland informed domestic legislation wikipedia​* Human Rights Watch. “This Alien Legacy: The Origins of ‘Sodomy' Laws in British Colonialism” (December 2008): Shows British colonial legal mechanisms later echoed in domestic law hrw​Counter/Nuance Source:* Past & Present. “Aliens in a Revolutionary World” (April 2022): Notes British Alien Act 1793 “fell into disuse” post-Napoleonic Wars, complicating narrative of automatic domestic adoption academic.oup​France/Algeria: Torture Techniques to ParisSupporting Sources:* World Socialist Web Site. “Maurice Papon and the October 1961 massacre of Paris” (October 2021): Documents Papon's 1956-58 Algeria torture role, then as Paris police chief applied “same methods” in 1961 massacre wsws​* BBC. “How a massacre of Algerians in Paris was covered up” (October 2021): Confirms Papon supervised “repression and torture” in Algeria 1956; police records show he directed 1961 Paris massacre tactics bbc​Counter/Nuance Source:* LA Review of Books. “How to Forget a Massacre” (October 2019): Emphasizes Papon's individual agency empowered by de Gaulle rather than systemic inevitability; many police refused participation lareviewofbooks​U.S. Philippines to Domestic Militarized PolicingSupporting Sources:* The Diplomat. “How America's Wars in Asia Militarized the Police at Home” (June 2020): Documents Philippine Constabulary (1901) as hybrid military-police; veterans imported counterinsurgency techniques to U.S. law enforcement thediplomat​* Brown University Costs of War. “How the United States' Post-9/11 Wars Helped Militarize U.S. Police” (September 2020): Traces “colonial and anti-Black roots” through Philippines to 1033 program watson.brown​Counter/Nuance Source:* Jacobin. “Policing Empire” (September 2014): Argues policing-empire link involves domestic political contestation each era, not automatic transfer jacobin​Ottoman Empire: Genocides & StarvationSupporting Sources:* USHMM Holocaust Encyclopedia. “The Armenian Genocide (1915-16): In Depth” (August 2023): Documents centralized CUP deportation orders as “death warrant”; forced marches caused starvation, dehydration, exposure deaths encyclopedia.ushmm​* Genocide Education Project. “Brief History” (February 2016): Estimates 1.5M Armenians killed, 2M+ Christians total including Greeks and Assyrians genocideeducation​Counter/Nuance Source:* University of South Florida Genocide Studies. “The Ottoman Genocide of the Assyrians”: Notes genocides were “culmination of series of policies”; emphasizes WWI context and CUP nationalist ideology as distinct causal streams digitalcommons.usf​Black Radical Thought & Internal ColonialismSupporting Sources:* Gilderle hrman Institute. “Both Black and Disabled: Intersectional Experiences” (June 2022): Traces eugenic scientific racism; notes Black disabled Americans as “internal colonies” subject to extraction and surveillance gilderlehrman​* NIH/PMC. “Past Is Prologue: Dismantling Colonial Legacies to Advance Black Health” (December 2023): Argues chattel slavery was “expansive colonial project”; mass incarceration ongoing colonial project pmc.ncbi.nlm.nih​Counter/Nuance Source:* University of Miami. “The Forgotten Activists: Black People in the Disability Rights Movement” (January 2022): Notes disability movement historically “comprised of White people”; cautions against conflating marginalization without attending to specific mechanisms repository.law.miami​Food Insecurity & Violence (Structural Violence Frame)Supporting Sources:* NIH/PMC. “Association of Food Insecurity With Multiple Forms of Interpersonal Violence” (April 2023): 19 of 20 studies show food insecurity associated with increased violence; General Strain Theory supports food insecurity as stressor pmc.ncbi.nlm.nih​* Human Organization. “University Student Food Insecurity as a Form of Structural Violence” (May 2023): Uses structural violence framework for institutional food insecurity harm meridian.allenpress​Counter/Nuance Source:* CSIS. “Dangerously Hungry: The Link between Food Insecurity and Conflict” (April 2023): Notes agricultural abundance can also drive conflict; food-conflict link is “complex” https://open.substack.com/live-stream/74795?utm_source=live-stream-scheduled-upsellcsis​ This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit johnnyprofaneknapp.substack.com/subscribe

For review:1. President Trump Meets Chinese President in S. Korea; Discusses Ukraine.2. President Trump Directs Renewed Nuclear Testing.3. Qatari Prime Minister al-Thani indicated on Wednesday that Hamas violated the US-brokered ceasefire in Gaza on Tuesday when it attacked IDF soldiers- but did not specifically blame Hamas, referring instead to “the Palestinian party.” 4. Hamas on Thursday returned to Israel the remains of two deceased hostages, Amiram Cooper, 84, and Sahar Baruch, 25, with Israeli authorities confirming their identities within hours. The remains of 11 deceased hostages are still being held in Gaza.5. Israeli PM Benjamin Netanyahu vowed Thursday that Hamas will be disarmed and the Gaza Strip demilitarized, asserting that if the international community doesn't do it, then Israel will.6. IAEA Estimates Iran Still Has 400kg of 60% Enriched Uranium.7. Officials in Budapest on Thursday said that Hungarian Prime Minister Viktor Orbán is to meet US President Donald Trump at the White House on Friday, November 7.8. President Donald Trump in a social media post Wednesday said the United States will share sensitive nuclear submarine propulsion technologies with South Korea, “South Korea will be building its Nuclear Powered Submarine in the Philadelphia Shipyards, right here in the good ol' U.S.A. Shipbuilding in our Country will soon be making a BIG COMEBACK,” Trump said on Truth Social.9. US Senate Confirms New USAF Chief of Staff- General Kenneth Wilsbach.

Travel season is approaching fast!  Anna & Raven review one of the most important aspects of all – the top travel snacks! Are you up to date on this week's biggest news story? Anna and Raven will get you caught up on what's trending, including why one expert thinks today is the day for aliens to make contact, and also a research monkey jailbreak! If the aliens do land today, or any day, where are the Top 5 places to hide?  Anna & Raven learn some new strategies! It's Candy Autopsy! Anna and her witch voice describe the ingredients of a popular candy, and a lucky contestant has a chance to win a $50 Target Gift Card by guessing correctly! John Kozik from the Salem Witchboard Museum joins Anna & Raven to give them an overview of the history of the Ouija Board! All Raven wants for Halloween is more kids coming to his house for candy!  Anna tries to help him develop a plan for a bigger bash! Estimates say 4% - 8% of all people have had a near-death experience!  Anna & Raven hear incredible stories, from funny to breathtaking! Couples Court - Amber and Damian's 17-year-old daughter is begging them to have a Halloween party on Friday night in their backyard. She promises that everyone will stay outside and will leave by midnight. Mom is for it and thinks it'll be fine. What's the difference if 50 kids hang out in their yard with a fire pit and some chips and soda? Dad says no way. They're 17-year-olds, they're going to drink, it's Halloween night and bad stuff will happen. She can have four friends inside the house, no party. He mentions that they also won't be home until late because they have plans already.  Whose side are you on?  Listen to both sides, and you be the judge! TJ has a shot at $2200!  All he has to do is take down Raven in pop culture in Can't Beat Raven!

A visitor from far beyond the solar system is getting better acquainted with the Sun this week. Tomorrow, it’ll make its closest approach to the Sun – just 126 million miles. After that, it’ll head back toward interstellar space. The visitor is 3I/ATLAS. It was discovered on July 1st by an automated telescope that looks for comets and asteroids. Calculations of its orbit quickly showed that it came from outside the solar system. That makes it the third known visitor from interstellar space. It originated in the galaxy’s “thick disk.” That’s a region that sandwiches our part of the disk. It contains stars that are far older than the Sun. Estimates say 3I/ATLAS could be three billion years older than the solar system, so it could preserve a chemical record of an earlier era in galactic history. 3I/ATLAS is a comet – a ball of rock and frozen gases a few miles in diameter. As it’s closed in on the Sun, some of its gas has vaporized, releasing bits of dust as well. Observations will reveal the composition of this material, telling astronomers about conditions in the region where it formed. Unfortunately, astronomers can’t see 3I/ATLAS at all right now – it’s hidden in the Sun’s glare. It’ll return to view in December – but only when viewed through a telescope. It’ll pass closest to Earth on December 19th – almost 170 million miles away. Script by Damond Benningfield

When the going gets tough—and the battles don't end as quickly as we hoped—it's easy to grow weary and discouraged. That's where Israel found themselves in Joshua 11. Victory didn't come in a single day or even a single campaign. It took years of relentless struggle.After conquering the land in central and southern Canaan, Joshua turned his focus to the north. There, he was confronted by a huge coalition army. Not only was Joshua outnumbered 7-to-1, but for the first time in battle, he faced horses and chariots—terrifying and effective war machines of the Bronze Age.Yet despite the odds, Joshua and his army ultimately triumphed. It didn't happen easily, and it didn't happen quickly. Estimates are that the Northern Campaign took more than seven years – seven painful, bloody years.Here's what we need to understand.  There is no record in chapter 11 of any sort of dramatic supernatural intervention. No rivers that parted…no walls that fell down…no hail from the sky…and no sun standing still.  For seven long years, God's people had to fight day after day after day.And that's something we need to grasp in our day.Sometimes God demonstrates that He is with us by moving in dramatic ways, which result in a quick victory. Other times, God demonstrates that He is with us by enabling us to doggedly fight on over the long haul.What can we learn from Joshua that can help us keep going when the going gets tough? 1.     Joshua demonstrated an unwavering trust in God. Joshua trusted that the God who had promised him ultimate victory would eventually take him there—even though there was pain and struggle along the way. Courageous faith soldiers on.  2.     Joshua demonstrated an uncompromising obedience to God. When the going gets tough, it's easy to begin cutting corners. A bit of compromise here or there. But Joshua recognized that the end does not justify the means. Obeying, even when it was difficult or didn't make sense, was the key to success.3.     Joshua demonstrated an unfaltering perseverance with God. When the going gets tough, it's no easy thing to keep on fighting day after day after day. Yet, during those long years of struggle and battle, Joshua never gave in…he never gave out…he never gave up.  And in the end, he realized victory. Text: Joshua 11 Originally recorded on October 30, 2016, at Fellowship Missionary Church, Fort Wayne, IN

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

The Grump Strategists move back into their renovated bunker deep in the Brindabellas to assess the finely-managed Albanese-Trump meeting. Full marks to PM Albanese & Ambassador Rudd for stage managing & delivering the meeting. The critical minerals deal has been celebrated as historic. It was a delightfully cheap distraction from tricky questions about Australian defence spending. But the bigger issues the meeting surfaced cut to the core of Indo Pacific security and Australian assumptions about a joint allied strategy focused on China. Meanwhile, back in sunny Canberra, Estimates hearings in the Parliament give some pearls about SSN-AUKUS design maturity, defence recruiting and the Aust-PNG Defence Treaty.

Netflix, with earnings that often set the tone, fell sharply after bottom-line growth fell short due to a one-time issue. Tesla rolls out of the garage after today's close.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Brett Feldman from AT&T (T) reflects on the latest quarter on Next Gen investing. He highlights strong customer growth year over year and above Street estimates. “Our success was not limited to our mobility business,” he adds, turning to better-than-expected broadband customers. He notes that they don't lead in market share despite making the most investments in their business, and that creates a “huge opportunity” to grow. “We are a pure execution story.”======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

AP correspondent Charles de Ledesma reports rebuilding Syria after over a decade of civil war is expected to cost about $216 billion, the World Bank estimates.

Connor and Ace give you the recap of the previous week in K-State sports, including a top recruiting class in the nation and new TV schedule announcements

This week Sam discusses the Michelin Guide's announcement that they will be launching a global wine-ranking system, a new grape variety authorised for champagne, a new Vino de Pago for Spain, New Zealand's wine exports, France's new yield estimate and new research on how bacterial injections can help fight esca, a grapevine trunk disease. You can read the transcript of this newscast (with linked news sources) at https://www.jancisrobinson.com/articles/michelin-takes-wine-frances-yield-estimates-fall-ukrainian-wine-stolen-london.

Cherry growers here in the Pacific Northwest wound up topping early season estimates for what turned out to be one of their more productive seasons.

Stephen Grootes speaks to Musa Mabesa, Principal Executive Officer at the GEPF, about the Fund’s implementation of revised actuarial factors, effective 1 October 2025. Based on the March 2024 valuation and following consultations with labour unions, the updated factors are on average 15% lower than the 2021 figures. This means members will see reduced estimated withdrawal benefits on their statements, except for death and retirement benefits, reflecting the current value of their benefits if they exit the Fund before retirement. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comTwo items on the agenda today.First, my interview with Konstantin Kisin and Francis Foster for Triggernometry has been released. Here it is on YouTube, Spotify and Apple PodcastsSecond, using a different methodology to that which I used in Secret History of Gold (have you read it yet?), I am going to estimate China's gold reserves.I was planning to take a look at top silver pick, Sierra Madre Gold and Silver (TSX-V:SM) today, after my meeting with CEO Alex Langer last week, but I will leave that till tomorrow now, meaning you get an extra piece this week you lucky things.China's Hidden Gold Empire: How Much Does Beijing Really Hold?I regard this as one of the most important subjects in geo-politics, which is why I repeatedly come back to it.It doesn't matter if you issue the global reserve currency, if you don't make anything you are in the doo-doo, and this is something the Trump administration is attempting to address with tariffs, a weaker dollar and, more subtly, the managed decline of the US dollar as global reserve currency. It's all part of Triffin's Dilemma. As a result, neutral gold's role as global reserve asset is re-surging.History's “golden” rule will soon apply again: he who has the gold makes the rules. (If you are interested in the origins of the phrase by the way, it's all here).This different methodology only came to me overnight, and I don't know what the conclusion will be yet, though I suspect it will arrive at a figure which is more conservative than what I have argued previously. Here we go.Here, for context, are world central bank holdings, as officially stated.My argument has long been that China has considerably more than the 2,300 tonnes it says it does.The People's Bank of China (PBOC), by the way, is the main custodian, but other state entities, such as China Investment Corporation (the sovereign wealth fund), State Administration of Foreign Exchange and the army also own gold.Remember China is the world's largest importer of gold, the largest consumer and the largest producer. it's been that since 2007 when it overtook South Africa.I am going to use round numbers, as they are more digestible, and when there is a spread - eg 500-1,000 tonnes, take the middle number, ie 750 tonnes.It is impossible to know just how much gold China has imported, because so many transactions are private, particularly those which go through London, Switzerland or Dubai. The Hong Kong gold is better disclosed.However, most - though not all - of the gold which goes to China goes through the Shanghai Gold Exchange (SGE). SGE withdrawals from 2007 to mid 2025 total 29,500-30,000 tonnes, based on aggregated data from the Shanghai Gold Exchange (SGE) and World Gold Council (WGC) reports.However, the SGE is just a flow metric. It does not represent total consumption. Some of that gold which passes through will have been double counted, either as a result of re-selling and re-cycling, or because of China's booming money-laundering business and the circular trade with Hong Kong. Estimates for double-counting range from 10% (World Gold Council) to 30% (analyst Koos Jansen). Let's take the middle 20% figure - 6,000 tonnes - and that leaves us with 23,250 tonnes of SGE gold.Undisclosed goldThe PBOC likes 400oz bars, as traded in London, and these do not trade on the SGE, which uses smaller kilo bars, 3kg or 12.5kg bars. 400oz is about 12.4kg by the way. So a lot of those London imports will not go through the SGE, and so are in addition to the numbers above.Analysts mostly concur that, while reported imports via London, Switzerland and Dubai total 3,500-4,500 tonnes, another 2,000-3,000 tonnes (mostly post-2009, accelerating since 2022) have gone unreported.2,500 tonnes is the middle figure, then. Add that to the 23,250 tonnes of SGE and our total is now 25,750 tonnes.If you live in a Third World country, such as the UK, I urge you to own gold or silver. The bullion dealer I recommend is The Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.Chinese gold productionAround 55% of Chinese gold production is state owned, and this century China has mined roughly 7,500 tonnes.70-80% of Chinese production is sold through the Shanghai Gold Exchange (SGE) - so we have already counted that - the other 20-30% goes to the state.Using estimates from the mid-range. 25% of those 7,500 tonnes, therefore - 1,875 tonnes - has gone to the state. The rest has been sold through the SGE.Add 1,875 tonnes to the total and we are at 27,625 tonnes.By the way, I have not included overseas Chinese gold production, of which there is a lot. Some of this product is sold on international markets and never actually reaches China. But what does reach China gets sold through the SGE and so has already been counted.Finally, we have to add in gold held in China, whether as bullion or jewellery, prior to 2000. The World Gold Council estimates a figure of 2,500 tonnes in privately-held jewellery. Added to domestic mining and official reserves, you get a figure of around 4,000 tonnes.This brings our grand total to 31,625 tonnes of gold in China.Putting it all togetherPreviously, I have argued that 50% of that gold would go to the state. That would mean roughly 16,000 tonnes. Almost twice as much as the US's reported 8,100 tonnes! When audit?My thinking has changed.

The McGraw Show 10-14-25: Sports Coaches, KP & TS, Quantum Computing & Gambling Estimates after December by

“Dark money” — meaning funds whose sources are hidden or obscured — has become deeply embedded in the U.S. real estate market through opaque ownership structures and all-cash deals that evade public scrutiny. Wealthy buyers, including foreign investors, often purchase property via shell companies, trusts, or limited liability corporations (LLCs), effectively masking the identity of the ultimate beneficial owners. In major markets like New York, Miami, and Boston, a significant share of real estate is owned via corporate entities, making it difficult for regulators and the public to trace who is behind high-value deals.Because many high-value and all-cash transactions bypass traditional banking and lending scrutiny, they provide an ideal channel for laundering illicit funds or moving capital anonymously. Estimates suggest that as much as 20–30 percent of U.S. residential real estate purchases are made without financing, making them harder to monitor.   Until recently, real estate professionals had little obligation to report beneficial ownership or cash-based transactions, but new rules from the Treasury's FinCEN will mandate reporting for residential all-cash sales involving entities or trusts beginning December 2025—an attempt to pull back the curtain on dark money in the housing market.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Robbie Barwick, the Research Director at the Australian Citizens Party and I discuss the latest from Estimates, where again it is clear who is pulling the strings, and playing the tunes for the politicians from the major parties. We play some of the essential moments relating to bank branch closures and ASIC, to highlight why … Continue reading "The Banks Have Got The Major Parties By The Throat!"

Our U.S. Thematic and Equity Strategist Michelle Weaver discusses how the largest intergenerational wealth transfer in history could reshape saving, spending and investment behavior across America.Read more insights from Morgan Stanley.----- Transcript ----- Michelle Weaver: Welcome to Thoughts on the Market. I'm Michelle Weaver, Morgan Stanley's U.S. Thematic and Equity Strategist.Today, a powerful force reshaping the financial lives of millions of Americans: inheritance.It's Friday, October 10th at 10am in New York.Americans are living longer and they're passing on their wealth later. Longevity is one of Morgan Stanley Research's four key themes, and this is an interesting element of longevity. As baby boomers age, they're expected to transfer their wealth to Gen X, millennials and Gen Z to the tune of tens or even hundreds of trillions of U.S. dollars.Estimates vary widely, but the amounts are unprecedented. And so, inheritance isn't just a family milestone; it's becoming an important cornerstone of financial planning and longevity. And understanding who's receiving, expecting, and using their inheritances is key to forecasting how Americans save, spend, and invest.According to our latest AlphaWise survey, 17 percent of U.S. consumers have received an inheritance, and another 14 percent expect to receive one in the future. Younger Americans are especially optimistic. Their expectations split evenly between those anticipating an inheritance within the next 10 years and those expecting it further out.But here's the kicker; income plays a huge role. Only 17 percent of lower income consumers report receiving or expecting an inheritance, but that number jumps to 43 percent among higher income households highlighting a clear wealth divide.What about the size of the inheritance? In our survey, those who received or expect to receive an inheritance fall broadly into three categories. About half reported amounts under $100,000 dollars. For about a third, that amount rose to under $500,000. And then meanwhile, 10 per cent reported an inheritance of half a million dollars or more.Younger consumers tend to report smaller amounts, while inheritance size rises with income. One important thing to remember about our survey though, is it looks more at the average person. We are missing some of those very high net worth demographics in there where I would expect inheritance to rise much higher than half a million.And so, when we think about this, how will recipients use this wealth? That's a really important question. The majority, about 60 percent, say they have or will put their inheritance towards savings, retirement, or investments. About a third say they'll use it for housing or paying down debt. Day-to-day consumption, travel, education and even starting a business or giving to charity also featured in the survey responses – but to a lesser extent.The financial impact of inheritance is significant: 46 percent of recipients say it makes them feel more financially secure; 40 percent cite improvements in savings; and 22 percent associate it with increased spending. Some even report retiring earlier or lightening their workloads.Inheritance trends are shaping consumer behavior and have the power to influence spending patterns across industries. To sum it up, inheritance isn't just a family matter, it's a market mover.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen, and share Thoughts on the Market with a friend or colleague today.

Harvest season is wrapping up, or will be soon, for northwest pear and apple growers, and Jon DeVaney, President of the Washington State Tree Fruit Association, says both crops are looking pretty good this year despite challenges.

Harvest season is wrapping up, or will be soon, for northwest pear and apple growers, and Jon DeVaney, President of the Washington State Tree Fruit Association, says both crops are looking pretty good this year despite challenges.

In this Roofing Road Trips®, Karen Edwards sits down with Jenni McMorran, Renoworks' contractor channel partner manager to explore how Renoworks Pro's Instant Estimate is changing the game for contractors by providing a quote in minutes, closing jobs faster and outpacing the competition. Learn how the tool works, the accuracy behind it and why it's becoming a must-have for winning more business.   Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/   Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up   Sign up for the Week in Roofing! https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #Renoworks #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

Navigating the murky waters of auto body repairs just got easier thanks to an innovative approach that puts transparency and consumer choice at the forefront. Ilan Mandil, founder of OttoFixIt, joins us to unveil how AI technology is revolutionizing the way drivers approach collision repair estimates. By simply snapping photos of vehicle damage, consumers can now receive preliminary cost projections before setting foot in a body shop – finally addressing the anxiety-inducing question: "How much is this going to cost me?"The conversation dives deep into the stratified world of auto body shops, from manufacturer-certified facilities using exclusively OEM parts to independent shops with varying quality standards. Mandil expertly breaks down how OttoFixIt vets repair facilities (requiring 4.5+ star ratings across hundreds of reviews) and why having multiple quotes empowers consumers to make informed decisions based on their specific circumstances and vehicle value. Jeff shares a cautionary tale about his Cadillac SRX repair gone wrong, highlighting exactly why finding reputable repair shops matters.Our journey through automotive culture continues with Jeff's fascinating exploration of badge engineering – the practice of selling identical vehicles under different brand names. From the embarrassing Cadillac Cimarron (a glorified Chevrolet Cavalier) to Volkswagen's triple-identity vehicles and GM's global rebadging strategies, we uncover how manufacturers have sometimes confused consumers with their marketing sleight of hand. The episode rounds out with Marrs' entertaining guide to the Texas State Fair, featuring everything from the iconic Big Tex statue to butter sculptures, thrilling rides, and of course, the comprehensive auto show. Whether you're dealing with collision repair decisions or simply curious about automotive culture, this episode delivers valuable insights with our signature blend of expertise and entertainment. Subscribe now and join our community of car enthusiasts who understand that knowledge is power when it comes to all things automotive!Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Pastor Katie sits down with Leadership Team Chair and Finance member Eric Lancaster. They talk about Leadership Team Applications, Estimates of Giving and the joy of serving.

Northwest Pear harvest should be wrapping up soon with forecast estimates calling for a 60% increase over last year's crop, but many growers hit by the closure of the Del Monte plant.

Why do people still say women make “careless” decisions about abortion – and how can you shut that argument down fast? And what does it have to do with a shocking PhD thesis on endometriosis?In this episode of The Scenic Route, you'll get:A toolkit to counter the “careless abortion” myth from three angles: logic, evidence, and power.Evidence-based insights you can drop in conversation to cut through opinion with data.A clearer lens on structural bias – why women's pain is underfunded and dismissed, and how the “default male” still shapes medicine.Practical ways to spot and challenge bias in your own life, research, and everyday conversations.Mentioned in this episode:Criado Perez, C. (2019). Invisible women: Exposing data bias in a world designed for men. Abrams Press.Foster, D. G., Biggs, M. A., Ralph, L., Gerdts, C., Roberts, S., & Glymour, M. M. (2018). Socioeconomic outcomes of women who receive and women who are denied wanted abortions in the United States. American Journal of Public Health, 108(3), 407–413. https://doi.org/10.2105/AJPH.2017.304247National Institutes of Health. (2023). Estimates of funding for various research, condition, and disease categories (RCDC). Retrieved from https://report.nih.gov/funding/categorical-spendingBy the end of this episode, you'll have the arguments, the evidence, and the confidence to dismantle abortion myths and to recognise structural bias whenever women's health and autonomy are sidelined.

Joe's Premium Subscription: https://standardgrain.com/Apple Podcasts https://podcasts.apple.com/us/podcast/grain-markets-and-other-stuff/id1494161095Spotify https://open.spotify.com/show/4NJ9AZcSQBrLXFLCcPrGGGFutures and options trading involves risk of loss and is not suitable for everyone.

This Podcast Is Episode 645, And It's About Construction Estimates: Why Your Bids Should Spell Everything Out As a contractor, you've likely had this experience: you deliver a job estimate to a client, they accept, and you get to work. Everything goes smoothly—until halfway through the project when the client says, “Wait, I thought this included the backsplash,” or “I assumed cleanup was part of the price.” Suddenly, what you thought was a straightforward project turns into a debate about expectations. The client feels misled, you feel frustrated, and worst of all, your profit margin starts to shrink. The root problem? The estimate wasn't clear enough. In construction, your estimate is more than just a number—it's a roadmap. It tells your client what's included, what's not, and sets the financial foundation for your project. A vague or rushed estimate leads to misunderstandings, disputes, and, most importantly, lost profits. As construction bookkeeping specialists, we've seen time and again that contractors who take the time to create precise, detailed estimates consistently run more profitable jobs. Let's break down why your bids should spell everything out, and how doing so protects your bottom line. The Real Cost of Vague Estimates When your estimate is unclear, three things happen: 1. Scope Creep Becomes Inevitable If you don't define exactly what's included, clients will naturally assume more. Every “little” addition—a fixture change, extra paint coat, or a bit of demo—eats into your profit. Without a signed change order, you're essentially doing free work. 2. Client Trust Erodes A client who feels surprised by added charges won't just be upset—they'll question your integrity. Even if you're being fair, unclear estimates make you look unprofessional. 3. Cash Flow Suffers If you forget to include certain costs—like disposal fees, permits, or delivery—you'll end up covering them out of pocket. Multiply that over several jobs, and suddenly your bank account feels tight, even though you're “busy.” What Clear Estimates Do for Your Business A well-written estimate does more than avoid disputes; it also facilitates effective communication. It creates a foundation for profitability: Protects Your Profit Margin – By listing labor, materials, and extras, you ensure that nothing is forgotten and everything is accurately priced. Manages Client Expectations – Clients understand precisely what they're getting and what they're not. No surprises, no arguments. Improves Professional Reputation – A polished, detailed bid positions you as a contractor who runs a serious business. This often justifies higher pricing. Simplifies Bookkeeping & Job Costing – Clear estimates help you track actual vs. estimated costs, making future bids more accurate.   What to Include in Every Estimate To protect your profit, your bids should cover more than just the basics. Here's what to spell out: 1. Scope of Work Detail exactly what work will be performed. For example: “Remove and replace 200 sq. ft. of flooring in the living room” is clearer than “Install flooring.” 2. Materials List the materials included, specifying the grade or brand when possible. If clients want upgrades, they'll know it costs more. 3. Labor Costs Break down labor separately from materials. This not only clarifies pricing but also helps if the client questions why the project costs what it does. 4. Timeline & Scheduling Provide an estimated start and completion date, along with notes on potential delays (e.g., permits, weather, client decisions). 5. Exclusions Spell out what is not included. For example, disposal, electrical, or painting, if not part of your scope. This protects you from assumptions. 6. Change Order Policy Include language like: “Any work not listed in this estimate will require a signed change order before proceeding.” This sets the expectation from the start. 7. Payment Terms Outline deposit requirements, progress payments, and final payment due dates. Clear payment terms support healthy cash flow. A Real-Life Example Let's say you bid on a bathroom remodel at $10,000. You wrote “install new tile floor” in your estimate. Halfway through, the client says they thought you were also retiling the shower walls. You now face a choice: Eat the cost and do it to keep the client happy (losing profit), or Argue that it wasn't included (damaging the relationship). If your estimate had said, “Install new tile floor, 200 sq. ft., client provides tile. Shower tile not included,” the expectation would be clear. Any additional work would require a signed change order. No profit lost. How Clear Estimates Make Bookkeeping Easier From a bookkeeping standpoint, detailed estimates are gold. Why? Because they give you a clear benchmark for job costing, you can compare what you estimated vs. what you actually spent on labor, materials, and subs. Over time, this data makes your bids sharper and your margins more reliable. Without detailed estimates, your books become guesswork. You'll never know which jobs are profitable and which ones are draining your resources. Tips for Creating Clear, Professional Estimates Use Templates – Don't start from scratch each time. A standard estimate template ensures you never forget important details. Leverage Software – Even basic estimating tools or accounting software can help automate calculations and keep everything organized. Don't Rush – Take the time to measure, calculate, and spell things out. A rushed estimate often leads to rushed profits. Review Before Sending – Double-check that labor, materials, and exclusions are listed clearly. Keep Copies – Always save a signed copy for your records. Final thoughts In construction, profit isn't just about how well you build—it's about how well you plan. A clear estimate isn't busywork; it's a tool that protects your bottom line, manages client expectations, and sets you apart as a professional. Every time you prepare a bid, ask yourself: If someone who knows nothing about construction read this, would they understand precisely what's included and what's not? If the answer is yes, you're on the right track. Remember: Clear estimates lead to clear profits. Don't leave your success up to chance—spell it out, every time. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

Nifty slipped for a fifth straight session on Thursday, its longest losing streak in six months. The GIFT Nifty points to another weak open. Global sentiment is shaky after U.S. President Donald Trump unveiled sweeping tariffs, including a 100% duty on imported branded and patented pharmaceutical products, sending Asian pharma shares lower. Technology stocks remain under pressure even as Accenture beat quarterly estimates on revenue and new bookings but warned of softer growth ahead. Back home, watch for action in IT, pharma and debut trades as two new IPO listings, Saatvik Energy & GK Energy, hit the bourses today. Tune in for all this and more in today's Market Minutes — your morning podcast bringing you the top stories to kickstart your trading day, from stocks in the news to macro trends and global market cues.

In the early days of a startup, forecasting isn't about nailing the numbers, it's about setting the course. In this episode, the world's most interesting CFO describes the art of “Cowboy forecasting” and how this back-of-the-envelope model can be far more valuable than a complex simulation. Kevin Drost started his career as a musician and talent scout for Sony before becoming the chief strategy officer of the music gear marketplace Reverb. Now, as the CFO of New Era ADR, he explains how the company is disrupting the notoriously expensive legal industry by replacing the billable hour with flat fees, and making dispute resolution faster and more predictable for businesses. The conversation also covers why simplicity often beats complexity in financial modeling, how a hands-on understanding of the product and customer builds real financial confidence, and how finance teams can empower every employee to understand and drive the business.—LINKS:Kevin Drost on LinkedIn: https://www.linkedin.com/in/kevindrostNew Era ADR: https://www.neweraadr.comCJ on X (@cjgustafson222): https://x.com/cjgustafson222Mostly metrics: https://www.mostlymetrics.comRELATED EPISODES:Secrets to Scaling a Marketplace Business with Jack Greco, VC and Co-founder of ACV Auctions — —TIMESTAMPS:(00:00) Preview and Intro(02:40) Sponsor – Aleph | RightRev | Navan(07:18) Kevin's Music Background & A&R at Sony(12:09) Record Labels Versus Venture Capital(17:01) Sponsor – Rillet | Pulley | Brex(20:53) Finding Motivation After Success(21:34) Building Reverb & the Etsy Acquisition(25:33) Stacking Skillsets & Interests(27:11) Cowboy Forecasting at Reverb(32:01) The Importance of Simplicity in Forecasting in the Early Stages(35:46) The Art and Science of Making Estimated Guesses(41:42) Building Firsthand Customer & Product Knowledge(45:36) Teaching Finance Across the Company(50:44) New Era ADR & Legal Industry Disruption(57:35) Legal Strategy Versus Financial Strategy(1:01:30) How New Era Gets Parties To Use the Platform(1:05:27) Other White Hot Use Cases for New Era ADR(1:09:25) The Long Ass Lightning Round: Kevin's Biggest Mistake(1:12:41) Advice to a Younger Self(1:14:01) Finance Software Stack(1:15:21) Life as an A&R Rep—SPONSORS:Aleph automates 90% of manual, error-prone busywork, so you can focus on the strategic work you were hired to do. Minimize busywork and maximize impact with the power of a web app, the flexibility of spreadsheets, and the magic of AI. Get a personalized demo at https://www.getaleph.com/runRightRev automates the revenue recognition process from end to end, gives you real-time insights, and ensures ASC 606 / IFRS 15 compliance—all while closing books faster. For RevRec that auditors actually trust, visit https://www.rightrev.com and schedule a demo.Navan is the all-in-one travel and expense solution that can give you access to exclusive, proprietary Nasdaq-validated data that reveals what's happening with corporate travel investments. See the Navan Business Travel Index at https://navan.com/bti.Rillet is the AI-native ERP modern finance teams are switching to because it's faster, simpler, and 100% built for how teams operate today. See how fast your team can move. Book a demo at https://www.rillet.com/metrics.Pulley is the cap table management platform built for CFOs and finance leaders who need reliable, audit-ready data and intuitive workflows, without the hidden fees or unreliable support. Switch in as little as 5 days and get 25% off your first year: https://pulley.com/mostlymetrics.Brex offers the world's smartest corporate card on a full-stack global platform that is everything CFOs need to manage their finances on an elite level. Plus, they offer modern banking and treasury as well as intuitive expenses and accounting automation, bill pay, and travel. Find out more at https://www.brex.com/metrics#CowboyForecasting #FinanceLeader #StartupFinance #LegalTech #StartupForecasting This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com

Officially, Saturn has 274 known moons. Un-officially, it has billions upon billions of them – the bits of ice and rock that make up the planet’s rings. They range from the size of dust grains to giant boulders. All of them orbit the giant planet like tiny moons. The system consists of three main bands, which are easy to see. Together, they span about three-quarters of the distance between Earth and the Moon. But there are some thinner, fainter bands as well. One is closer to Saturn than the main bands, while the others are farther. Despite their great span, the rings are quite thin – generally no more than a few dozen feet thick. Individual rings are held in check by the gravity of some of Saturn’s moons and “moonlets” – bodies no more than a few hundred feet in diameter that orbit inside the ring system. In some cases, they force the rings to intertwine like the braids in a loaf of challah bread. Scientists are still debating the age of the rings. Estimates range from a hundred million years to more than four billion. Either way, the rings are constantly replenished with fresh supplies of ice and dust – sustaining one of the most amazing features in the solar system. Saturn is at its best for the entire year. It looks like a bright star, low in the east at nightfall and climbing high across the south during the night. Telescopes reveal the planet’s beautiful rings. Script by Damond Benningfield

Welcome to The Times of Israel's Daily Briefing, your 20-minute audio update on what's happening in Israel, the Middle East and the Jewish world. Military correspondent Emanuel Fabian joins host Jessica Steinberg for today's episode. At least 600,000 Gazans are still in Gaza City as the IDF ground offensive enters its second day, says Fabian, and the army is steering clear of them. Estimates suggest that the operation will take months, although Fabian notes that it is unclear if the government or international community will allow it to continue for that long. IDF Chief of Staff Eyal Zamir was on the frontlines in Gaza City on Tuesday at the start of the offensive, says Fabian. He discusses the chief of staff's complicated role in leading the army and his need to present to the government the complications and risks to the troops and hostages in the Gaza offensive, as well as the possible opportunities. The IDF struck the Houthi-held port of Hodeida on Tuesday and, in response, Israel received the 85th rocket strike from the Yemeni rebel force in the evening, which was intercepted. Fabian explains that the IDF has repeatedly hit the Yemeni port, as it is where the Houthis receive imports of Iranian weapons. Check out The Times of Israel's ongoing liveblog for more updates. For further reading: IDF begins major Gaza City ground offensive targeting Hamas; dozens of Gazans said killed IDF chief insists it’s his duty to warn of Gaza City op’s ‘risks and opportunities’ Israel strikes Houthi-held port of Hodeida in response to drone and rocket fire As Hamas urges Gazans to stay put, its leaders are trying to flee Strip, says Israel Subscribe to The Times of Israel Daily Briefing on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. This episode was produced by Podwaves. IMAGE: IDF Chief of Staff Lt. Gen. Eyal Zamir (right) speaks with 98th Division commander Brig. Gen. Guy Levi and other officers in Gaza City, September 16, 2025. (Israel Defense Forces)See omnystudio.com/listener for privacy information.

Gov. Patrick Morrisey is asking for public input on two key issues: a plan to triple energy production and applying for Rural Health Transformation funds. And, broadening the state's Hope Scholarship program has made the number of participants harder to predict. The post Seeking Public Opinions And Assessing Hope Scholarship Estimates, This West Virginia Morning appeared first on West Virginia Public Broadcasting.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 Building Drought6:13 USDA Preview9:41 Export Sales12:21 Brazil's Crop Report14:20 Inflation is Up

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 Intro0:49 USDA Preview3:38 Argentina Situation7:22 Positive (ish) Soybean Spin10:11 Biofuel Back and Forth12:15 Ethanol Production

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The EU is feeling the pressure, without the US the EU economy is nothing, same goes with most of the countries around the world. Trump is reversing the [CB] trade policies. The Fed is panicking, Trump is going after the Fed and they are trying to stop him, so they ruled on his parallel system, this will fail. Trump and the patriots are putting everything place to make sure the [DS] cannot cheat the midterms. Trump is doing everything he can without congress passing laws. The pieces are coming together and it will be difficult for the [DS] to cheat. This has to be done to take back full control. The [DS] is building the narrative to counter this by pushing the idea that Russia is responsible for immigration and cyber attacks in the EU. Playbook known.   Economy Eurozone's Economic Outlook Worsens Amid U.S. Tariffs, Domestic Pressures the Eurozone's economic outlook has indeed deteriorated, driven by a combination of external pressures from U.S. tariffs and internal domestic issues. Recent data from the European Commission shows a decline in economic sentiment, signaling broader pessimism among businesses and consumers.   The tariffs target key EU exports, leading to reduced demand and higher costs.Key quantitative impacts from analyses include:  Estimates vary by scenario, but a baseline tariff increase could reduce EU GDP by 0.2% to 0.8%. For instance, in a symmetric tariff war, GDP might fall by 0.8-1.2%, with Germany facing a 0.4% contraction.   The EU's trade surplus with the U.S. is shrinking amid surging imports, exacerbated by trade diversion from China (e.g., a 12% year-on-year increase in Chinese exports to the EU as of May 2025).   The automotive industry faces double-digit hits to earnings, with potential 53% drops in export demand for machinery and equipment under a 10% tariff hike. Pharmaceuticals and chemicals are also at risk, though some exemptions apply. Sector 2023/2024 EU Exports to U.S. (EUR billion) Potential Impact from Tariffs Machinery & Equipment 157.7 High vulnerability; 53% export demand drop per 10% tariff Automotive Not specified (major exposure) Double-digit EBIT declines for key firms Pharmaceuticals 54.6 Exempt currently, but risk if targeted Chemicals & Metals Significant (part of broader exposure) Asset quality deterioration in banking Employment effects are notable, with 8,000-10,000 job losses estimated per EUR 1 billion reduction in exports, potentially raising unemployment by 0.1% in hard-hit countries like Germany and Ireland. Source: wsj.com Trump Canceling $679M in Federal Funding for Offshore Wind Projects The Trump administration said on Friday it was canceling $679 million in federal funding for 12 offshore wind projects, including $427 million for a California project. U.S. Transportation Secretary Sean Duffy announced that the department was canceling or terminating awards made under the administration of former President Joe Biden. Source: newsmax.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.

Legionella remains one of the most complex challenges for water professionals worldwide. How do we balance effective monitoring with realistic costs—and which strategies deliver true public health impact? In this episode, Trace Blackmore welcomes Dr. Vincenzo Romano Spica,  Head Public Health University of Rome "Foro Italico to explore new insights from his comparative research on Legionella control. Reframing Legionella Risk  Dr. Spica explains why public health data increasingly points to Legionella pneumophila—not all Legionella species—as the primary concern for human health. He shares how pan-European data modeling and peer-reviewed studies demonstrate that broad-spectrum monitoring may overburden systems without delivering proportional safety gains.  Cost-Benefit Models and Sustainability  Water professionals know that testing and compliance require resources. Dr. Spica discusses cost-benefit analysis frameworks that help decision-makers evaluate where investments deliver the greatest reduction in risk. He also highlights the sustainability implications of over-testing, from lab resources to environmental waste streams.  European Regulations and Legal Liability  The conversation also explores the European Drinking Water Directive 2020/2184, national approaches to Legionella, and how liability shifts when contamination is detected. Dr. Spica's insights illuminate what building owners, operators, and regulators must weigh as they update management plans.  Conclusion  For engineers, operators, and technical managers, this episode provides a clear framework for thinking about Legionella beyond routine testing. It's about focusing on the pathogen that truly drives disease outcomes, aligning regulatory strategy with science, and applying resources where they matter most.  Stay engaged, keep learning, and continue scaling up your knowledge!    Timestamps    02:24 - Trace opens the episode, welcoming listeners to Legionella Awareness Month and framing the call to action  05:37 - Water You Know with James McDonald  10:04 - Upcoming Events for Water Treatment Professionals   14:06 - Trace introduces Dr. Vincenzo Romano Spica, Head of Public Health at the University of Rome Foro Italico   17:22 - Dr. Spica outlines why Legionella pneumophila is the main pathogen of concern in Europe 35:04 - Dr. Spica explains Disability Adjusted Life Years (DALYs) as a measure of public health burden  44:08 - Monitoring strategies and how different culture methods affect outcomes  46:16 - The role of water temperature in Legionella proliferation    Quotes  “Not all Legionella are equal—public health data shows us it's Legionella pneumophila that drives the real risk.”  “Testing everything may look safer on paper, but in practice, it diverts resources from where they can have the greatest impact.”  “Risk management should not be a checklist; it should be a strategic allocation of resources aligned with outcomes.”  “European data models show that a targeted approach can deliver both better safety and greater sustainability.”    Connect with Dr. Vincenzo Romano Spica   Phone: +39.06.36733247 Email: vincenzo.romanospica@uniroma4.it  LinkedIn: vincenzo romano spica | LinkedIn        Guest Resources Mentioned   Legionnaires' Disease Surveillance and Public Health Policies in Italy: A Mathematical Model for Assessing Prevention Strategies by Dr. Spica et. al  Alessando Cassini's Burden of Infectious Diseases in Europe methodological challenges and opportunities for public health policy  NLM's Impact of infectious diseases on population health using incidence-based disability-adjusted life years (DALYs): results from the Burden of Communicable Diseases in Europe study, European Union and European Economic Area countries, 2009 to 2013  Supplemental information: Impact of UAT Diagnostic Methods on Estimates of Legionnaires' disease Caused by non-pneumophila Legionella    Scaling UP! H2O Resources Mentioned  AWT (Association of Water Technologies)  Scaling UP! H2O Academy video courses  Submit a Show Idea  Scaling UP! H2O's Legionella Resources Library  434 Encore Interview with Patsy Root    Water You Know with James McDonald  Question: What is it called when a valve is closed at the end of a pipeline system causing a pressure wave to propagate in the pipe and a loud banging sound?    2025 Events for Water Professionals  Check out our Scaling UP! H2O Events Calendar where we've listed every event Water Treaters should be aware of by clicking HERE.     

For more than a decade, financial advisor and author Wes Moss has surveyed people near and in retirement. In Part 1 of this two-part discussion with Robert Brokamp, Wes shares the financial and non-financial metrics and habits of the happiest retirees. Also in this episode: - How the current bull market compares to those of the past - Estimates for the future returns from stocks - How to make more on your cash Tickers discussed: SGOV Host: Robert Brokamp Guest: Wes Moss Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Scott Becker discusses hims & hers seeing a stock dip despite strong annual growth after narrowly missing quarterly revenue expectations.

On Monday's Mark Levin Show, WJNO's Brian Mudd fills in. The Senate Parliament has rejected a central Medicaid provision in the Senate GOP's sweeping budget bill, delivering a significant setback to Republican efforts to reduce federal spending. In addition, the Big Beautiful Bill is a determent to the Democratic agenda, which is why there are efforts to oppose it. If the bill does not pass, taxes could rise significantly, placing a heavy financial burden on average households. Estimates suggest that families could face an increase of up to $3,900 in annual taxes, which leads to increased financial strain, requiring people to work more or rely on government assistance. Lastly, one of the bill's key components involves encouraging NATO allies to contribute more to shared defense costs. Under President Donald Trump's leadership, the U.S. has invested approximately $404 billion into NATO, and the bill proposes using tariffs as a way to balance these contributions. Advocates believe this approach would help ensure that other countries share the financial responsibility, making this another reason to support the bill. Learn more about your ad choices. Visit podcastchoices.com/adchoices