Live Better by Centric FCU

Unlock the full potential of your business with Centric's groundbreaking online banking upgrade, "Journey to Better." Join me and our insightful guest, Casey Messer, Centric's training manager, as we explore how this innovative platform is designed to streamline financial management for business owners. Experience the freedom of customized user access, enhanced security, and seamless integration with tools like QuickBooks and positive pay. Discover how the app's new "conversations" feature ensures quick, efficient communication with Centric staff, making transaction inquiries a breeze. As we prepare for the platform's exciting launch in March, you'll gain valuable insights into how these changes can transform your business operations.As we conclude our dynamic two-part series, Casey and I share our enthusiasm for the Journey to Better living and business management. We express heartfelt gratitude for your support and encourage you to stay connected by subscribing to the Live Better podcast on your favorite platforms. Keep up with us on social media, including Facebook, Instagram, Pinterest, TikTok, and YouTube, for the latest updates and content that enriches both your personal and professional life. Don't forget to visit our monthly blog at MyCentric.org for more in-depth exploration of these topics. Together, let's embrace a future of improved living and thriving business practices with Centric!

Unlock the secrets to personalized financial empowerment with Centric's game-changing online banking upgrade, "Journey to Better." Join us as we chat with Casey Messer, Centric's training manager, who reveals how Centric's latest features can transform your financial management. From changing preferred names to setting personalized account alerts, this upgrade is all about tailoring your banking experience to fit your unique needs. Casey walks us through the new account aggregation capability, which brings all your financial information together in one place, and an innovative app feature that simulates credit score changes, helping you make informed financial decisions like never before.Discover how Centric is bolstering online security with two-factor authentication and enhanced password reset safeguards, adding layers of protection to your digital financial footprint. Our discussion with Casey also covers seamless in-app communication with Centric staff, making it easier than ever to resolve transaction issues. These enhancements not only simplify financial management but also aim to improve your overall experience as a member. Don't miss out on how these advancements can help you achieve your long-term financial goals and provide you with a personalized and secure banking journey.

Curious about how refinancing could become your financial lifeline amid rising mortgage rates? Join us as we welcome Laura Hawthorne, Centric's Chief Consumer Lender, who brings over 25 years of expertise to unravel the complexities of mortgage rates and refinancing. Laura shares her invaluable insights into the current state of mortgage rates, discusses the resulting affordability concerns for potential homeowners. You'll learn about Centric's comprehensive support services, including financial counselors and a dedicated mortgage team ready to guide first-time homebuyers through the maze of borrowing, insurance, and property taxes.Discover the pivotal role refinancing can play in enhancing cash flow and how it aligns with your personal financial goals. We emphasize the importance of understanding your current interest rate and clarify the motives behind refinancing, whether it's to secure a lower rate or to create more manageable monthly payments. This episode highlights the crucial benefit of consulting with financial counselors and explores debt consolidation as a means of simplifying payments. We also touch on the advantage of seeking pre-approval for new purchases and leveraging tools to find the best deals, even beyond your local area. Tune in for a wealth of expert advice that could transform your financial future.

Unlock the secrets to protecting your finances from fraud with expert insights from Zane Dubois, Centric's Cards Manager. With over ten years of experience in the banking world, Zane joins us on the Live Better podcast to discuss practical strategies for securing your debit and credit cards. From the advantages of mobile wallets to the critical role of EMV chip technology, we guarantee you'll walk away with actionable tips to navigate our increasingly digital financial landscape safely.Tune in as we share a personal story about an unexpected Amazon alert that highlights the importance of vigilance and quick action when fraud strikes. Learn how to recognize early warning signs, such as small test charges by scammers, and discover why keeping your contact information updated is crucial. We also shed light on avoiding impersonation scams and securing mobile wallets, ensuring you are armed with the knowledge to protect your financial well-being. Don't forget to subscribe for more episodes packed with valuable advice and follow us on our social media channels for ongoing updates.

Ever wondered how a simple overdraft privilege can be a financial game-changer? Join me, Kelli Green, on the latest episode of the Live Better podcast by Centric, where I sit down with Whitley Johnson, Centric's seasoned Overdraft Coordinator, to uncover the secrets of managing financial crunches with ease. Whitley, who has been a cornerstone at Centric for nearly nine years, shares her expert insights on how the Overdraft Privilege Program can step in to cover unexpected expenses, from gas to daycare payments, without the long-term strings attached. In this episode, we explore how Centric is innovating to make financial management more accessible, including their thoughtful approach to waiving fees for overdrafts under $5. Whether it's those sneaky Apple subscriptions or a quick snack from the vending machine, small transactions no longer need to be a burden. Learn how this program can serve as a lifeline during financially tight times, offering a practical alternative to the high costs and embarrassment often associated with payday lenders. Tune in for valuable tips and real-life stories that illustrate how overdraft privilege can be a smart tool for living better.For more information related to our Overdraft Privilege Program you may learn more here. 

Can managing your finances during the back-to-school season save your sanity? Join us as we uncover valuable strategies with Lynette Kovack, Centric's Solutions Recovery Specialist, who reveals how skip-a-pay and loan deferrals can ease financial stress without harming your credit score. You'll gain insights into scrutinizing bank statements to cut unnecessary expenses and the power of a well-crafted budget that puts you in control. Lynette and I discuss the often overlooked costs of school supplies and extracurricular activities, offering practical advice to help you navigate this financially demanding time with confidence.Experiencing a job loss or medical expenses? Discover the array of financial relief options Centric offers to support you through both short-term and long-term hardships. Learn the benefits of early communication with your credit union and explore refinancing options that come with a 90-day no-payment grace period. We also emphasize the unique advantages of being part of a credit union and Centric's unwavering commitment to its members, regardless of their financial situation. Stay connected with us by subscribing to the Live Better podcast and following Centric Federal Credit Union on social media for ongoing tips and updates.

Unlock the secrets to financial stability with our latest episode of the Live Better Podcast! Join Kelli Green, Centric's Senior Vice President of Marketing, and Linette Kovach, Solutions Recovery Consultant at Centric Federal Credit Union, as we navigate the complex world of debt relief. Learn how to effectively manage financial challenges, from contacting Centric's Solutions Department for interest reductions and payment adjustments to making informed decisions about significant purchases like vehicles. With the rising cost of living, maintaining flexibility and open communication with financial institutions is more crucial than ever. Discover the power of being proactive and open-minded. Linette shares invaluable insights into the tailored financial solutions offered by Centric, including debt consolidation loans and free credit counseling, available to both members and non-members. We emphasize the importance of setting up a budget, obtaining a credit report, and staying informed to enhance your financial health. Empower yourself with the knowledge to tackle debt head-on and achieve long-term financial stability. Tune in and take the first step towards a more secure financial future!

Ever wondered how to shield your wallet from the sting of inflation? Join us as we dive into an insightful conversation with Laura Hawthorne, Chief Consumer Lending Officer at Centric Federal Credit Union. Laura unpacks the complex dynamics of inflation, revealing the forces behind rising costs in groceries, housing, and the car industry. Understand the intricate balance of supply and demand, and discover how inflation is affecting loan and savings rates. Don't miss Laura's expert advice on how to navigate these turbulent times with practical strategies, including Centric's car buying program designed to help you make smarter financial decisions.Ready to make your money work harder for you? This episode is packed with actionable tips to help you maximize savings despite soaring prices. Learn the benefits of loan repricing and adjusting payment frequencies to lower your interest costs. Laura also emphasizes the critical distinction between needs and wants in your budget, and the role of financial counselors in streamlining your expenses. From investing in high-yield certificates to leveraging the security of NCUA insurance, we cover all bases. Plus, discover how building a robust credit score can pave the way for better borrowing terms in the future. Tune in and equip yourself with the tools to stay financially resilient!

Unlock the door to your future home with confidence as Ashley Owens, Centric FCU's VP of Mortgage, joins us to clarify the journey of home ownership and the art of securing an advantageous mortgage. If you've ever felt baffled by the fluctuating housing market or tangled in the web of credit scores and interest rates, this episode is your beacon through the fog. Ashley disentangles market trends and illuminates how a sterling credit score is more than just a number—it's your ticket to a rate that smiles back at your wallet. Our chat navigates through the often-overlooked debt-to-income ratio and arms you with strategies to anchor yourself in a rate that won't leave you adrift when financial tides shift.Step through the threshold of your first home with ease, as we explore Centric's tailored program for first-time buyers that's changing the game—one without private mortgage insurance or the confines of zip codes. Ever pondered the secret passages an experienced real estate agent might reveal or how to prepare for the financial surprises that life likes to throw our way? We've got you covered, filling your toolbox with the essentials for not only acquiring the keys to your new abode but also crafting a budget to keep the hearth of your home life glowing. From pre-qualification to post-purchase peace of mind, this episode is your guide through the labyrinth of home-buying to ensure your journey ends with a welcome mat at a place you can truly call your own.

Unlock the secrets to planting the seeds of financial wisdom in our youth with Melanie Moffett, our whirlwind of a Marketing Coordinator who's making waves in the community. In celebration of Youth Month, we're putting the spotlight on the need for early financial education, and Melanie is here to share how she's engaging young minds on this vital topic. With the help of our lovable mascot Sprout, we're guiding kids to understand the value of a dollar and the significance of saving, starting with some enticing April promotions that make opening a KidSaver account or getting a student debit card more rewarding than ever.Our conversation with Melanie isn't just about piggy banks and allowance—prepare to navigate the more sophisticated aspects of financial literacy for youngsters. We discuss the tangible impact of financial responsibility when unforeseen expenses like Chromebook repairs arise, offering practical tips for kids to manage and grow their savings. Meanwhile, for parents fretting about oversight, we illuminate how the convenience of ATMs and ITMs can provide easy access to funds while still allowing parental control. As Youth Month marches on, let's commit to empowering the next generation with a robust financial toolkit that will serve them for life.

Unlock the secrets to a smooth path toward owning your first home, with guidance from Ashley Owens, the powerhouse Vice President of Mortgage at Centric. In our heartfelt discussion, she brings a trove of experience—16 years, to be exact—to demystify the home buying process. Ashley showcases Centric's unique offerings, like 100% financing options sans PMI, and how they intertwine with local real estate expertise to keep your budget in check. Her personalized approach to financial guidance doesn't just end with getting you a set of keys; it's about nurturing the confidence to make well-informed decisions every step of the way.Prepare to have all your home buying myths busted and your queries quelled, as we zoom in on the essentials of financial literacy for first-time buyers. Think of this episode as your personal advisory session, where we'll walk you through credit checks, savings tips for sprucing up your new space, and the unexpected costs that can crop up. Ashley's comprehensive rundown on pre-qualification illuminates the path from browsing listings to becoming a bona fide homeowner, while emphasizing the joy and achievement that come with purchasing your very own piece of the American dream.

Unlock the secret to a fatter tax refund and wiser financial future with Centric's CFO, Billy Joiner. As your savvy guide, Billy doesn't just break down the numbers; he brings to light the comprehensive value of being prepared with essential documents like 1099s and W-2s to ensure your tax return is not just timely but hits the mark for accuracy. Our conversation ventures into the diverse offerings at Centric, from financial counseling to the BizKids program, and paints a picture of a financial institution that's deeply invested in the economic prosperity of its community members. This episode is a treasure trove of strategies for maximizing your tax season winnings. We'll share why professional tax advice could be your holy grail to uncovering hidden deductions and how opting for direct deposit into a credit union can stretch your dollar further. Billy Joiner helps navigate the tricky waters of tax withholdings, providing actionable tips to adjust them in your favor during inflationary times. And for those pondering the smartest ways to use their tax refunds, we cover everything from extinguishing debt to bolstering your savings, ensuring that your financial decisions are both informed and intelligent. Join us and transform your approach to personal finance one tax season at a time.

Unlock the secrets to a thriving financial future with SVP Marketing Kelli Green, who joins us with her 16 years of finance acumen to navigate the complexities of credit health. Get ready to understand how your credit score shapes your economic opportunities and learn the ins and outs of installment debts versus revolving credit. We'll guide you through the importance of payment history and the subtle yet significant ways new credit lines can influence your score. If you've ever been puzzled by the financial decisions that pave the path to prosperity, this conversation is the key to clarifying those mysteries.Embark on a journey with us that transcends the basics of credit card usage, delving into effective debt management strategies and the power of paying above the minimum. Discover how consolidating credit lines can streamline your finances and potentially lift your credit score. Our dialogue with Kelli Green doesn't just end with tips and tricks; it's an eye-opener to the harsh realities of a low credit score and the strategic moves one can make in the face of financial adversity. From fostering bank relationships for favorable credit terms to leveraging expert financial counseling, we're handing you the roadmap to not just survive, but thrive in the world of credit and overall financial well-being.

In Episode 324 of the "Live Better Podcast" from Centric FCU, host Emma explores the challenge of "Navigating Work-Life Balance." With guest speaker Lawrencia from Finding Solace Counseling, the episode provides practical tips for thriving in a harmonious work-life balance.They discuss evolving work-life balance concepts and trends in today's workplaces, sharing personal experiences and lessons learned. The conversation emphasizes setting boundaries at work, employer roles in creating supportive environments, and effective communication of balance needs.Key topics include time management, self-care, and using technology for productivity without sacrificing personal time. The episode recognizes signs of imbalance and burnout, offering prevention tips. The role of remote work in balance and common misconceptions are also addressed.As the episode wraps up, Emma reinforces Centric's commitment to supporting listeners on their financial and well-being journey. The audience is encouraged to subscribe, share, and provide feedback for ongoing conversations on social media. Overall, Episode 324 is a practical guide for achieving a balanced work-life approach.

In Episode 323 of the Live Better Podcast, presented by Centric FCU, explore the transformative force of the gig economy and side hustles in our rapidly changing world. The gig economy has become more than just a buzzword—it's reshaping the way we work, earn, and live. Side hustles are now a lifeline for many seeking financial flexibility and diverse opportunities.Join us as we dive into the pros and cons of side hustles with Matt Waldroup, Centric's SVP of Business Services. From assessing the advantages and disadvantages of side hustles to exploring popular side hustles in 2023, this episode equips you with valuable information and strategies to improve your financial well-being.Discover creative ways people are making extra income, explore how hobbies can be turned into profitable side hustles, and learn about balancing full-time work with additional ventures. The episode also discusses the growth of remote freelance work, financial planning for side hustlers, and the gig economy's impact on creatives.Get practical advice on finding freelance opportunities online, managing your time effectively, and identifying and leveraging your skills for profitable side hustles. Explore the risks associated with side hustles and learn how to protect yourself financially and legally.As the episode concludes, listeners are encouraged to define their financial goals and understand how side hustles can expedite goal achievement. The Live Better Podcast remains committed to providing insights into personal finance. Subscribe, share, and review to support the podcast and stay connected on social media for the latest financial insights and resources. Centric is your steadfast partner as you navigate your financial journey—thank you for tuning in!

Join us in this informative episode of Centric FCU's Live Better Podcast, where we explore the impact of inflation on your financial well-being and how Centric Federal Credit Union is here to support you. Host, Emma Banes, and special guest, Kelli Green, guide you through understanding inflation, its effects on your daily life, and strategies to protect your finances. Discover how Centric FCU empowers its members during these challenging times, providing a roadmap to financial stability in the face of inflation. Tune in now and take control of your financial future!

Welcome to another exciting episode of Centric FCU's Live Better Podcast!

Join us for a compelling and insightful discussion on Episode 320 of Centric FCU's Live Better Podcast as we delve into the ever-relevant topic of Digital Detox. Our special guest, Lawrencia Jenkins, from Finding Solace, a cherished counseling service in our community, offers her expert insights on the impact of technology and social media on our lives.In this episode, we tackle the pressing issue of limiting screen time and shed light on the potential harmful effects of excessive social media usage on individuals of all ages, including kids, teens, and adults. Lawrencia's valuable expertise opens up a meaningful conversation about the importance of nurturing healthy relationships with those around us and finding solace beyond the digital world.Whether you're a parent concerned about your child's online habits or an adult seeking balance in your own tech usage, this episode is filled with practical tips and guidance on how to take intentional breaks from technology and embrace a more present and meaningful life.Tune in to Episode 320 of the Live Better Podcast for a thought-provoking exploration of the Digital Detox movement, and discover how we can reclaim our focus, mental well-being, and authentic connections in a technology-driven world.Subscribe now to never miss an episode of Centric FCU's Live Better Podcast as we continue to explore ways to enrich our lives and inspire positive change in our community.

Welcome to the Centric FCU Live Better Podcast, where we strive to help you live your best life. In this episode, we shift our focus to job interviews and delve into the dos and don'ts that can make a significant difference in your career journey.Join us as we dive deep into the world of job interviews, providing valuable insights, expert tips, and practical advice to help you navigate this crucial stage with confidence. While our podcast covers a wide range of topics related to living better, in this particular episode, we place a spotlight on the intricacies of job interviews.Our experienced host and special guest discuss effective interview techniques, common mistakes to avoid, and the key elements that can set you apart from other candidates. From crafting compelling answers to tough questions to mastering body language and presentation skills, we leave no stone unturned.Tune in to this engaging episode of the Centric FCU Live Better Podcast to gain valuable insights that can enhance your interview performance and increase your chances of landing your dream job. Don't forget to subscribe to our channel for more episodes covering a wide range of topics aimed at helping you live better.

On this month's episode of the Live Better Podcast, we chat with Centric's very own AVP of Operations to discuss whether or not student loans are really worth it.

Today we are joined by Casey Messer, who is Centric's Training Manager, to chat about different ways to put your tax refund to good use.

On this episode of the Live Better Podcast, we chat with Centric's VP of Mortgage Lending, Ashley Wilson, about the different aspects of buying a home in 2023.

On this month's podcast, we met with Brent May, principal at West Ridge Middle School here in West Monroe, to discuss the importance of financial education within the school system. 

On this month's podcast, we met with Kelli Green, Centric's SVP of Marketing and Member Engagement, to discuss the many differences between a credit union and a bank. 

On this month's podcast, we met with Kelli Green, Centric's SVP of Marketing and Member Engagement, to discuss the many benefits of scheduling financial wellness checks with Centric's Certified Financial Counselors.

On this episode, we talked with Anna Grimmett, a member of the executive team at the Center for Children and Families. We discussed our community partnership and how they promote safe environments for children through advocacy, counseling, education, and prevention. 

On this month's podcast, we chatted with one of Centric's loan processors, Sarah-Beth Gaston, about different ways to budget and save money during the holidays. She shared her perspective on the importance of saving, budgeting, and spending time with family.

On this month's podcast, we chatted with Centric's Training Manager, Casey Messer, about different ways to budget and save money on gas, groceries, and energy. She shared her perspective on the importance of saving and budgeting and how her family does it. 

On this month's podcast we chatted with Krystal Farnell and Hannah Burgess from The Wellness Center in West Monroe, LA. We were able to chat about their fitness classes, memberships, childcare, and gym facilities. They offer camps throughout the year for children, called KidsFit. Through KidsFit, they have fun and creative activities that keep them moving. Be sure you make time to stop and check out their open house on September 19th from 5 to 7pm. They will be providing tours of the facilities, special pricing, and giveaways. You can find everything they offer at wmwellnesscenter.com! 

On this month's podcast we chatted with Haleigh Murphy. Haleigh is the Center Manager at Centric's Arkansas Road Center and is one of Centric's Certified Credit Union Financial Counselors. Haleigh previously served at our Ruston Center for three years before moving to the Arkansas Road location. Haleigh enjoys helping members with her team.  She shared with us on how to have fun with your family right here in our community such as Kiroli Park, Louisiana Purchase Gardens and Zoo, The Northeast Louisiana Children's Museum, Lincoln Parish Park and more. She also shared with us about her recent family vacation to Orange Beach. 

This month we sat down with  Officer Glenn Springfield to chat about having a safe summer. Glenn is the Public Information Officer at the Ouachita Parsih Sherriff's office, where he has been employed for nearly 30 years. Listen now for tips on swimming and boating safety, fireworks safety and much more!

On this month's Podcast, we sat down with Centric's Vice President of Business Development, Matt Waldroup, to discuss Centric's benefits and Business Services.Matt shared with us some of the great benefits Centric's Business Services team offers. Some of these include competitive rates and terms for Business loans, business checking and savings accounts, as well as business debit and low-rate credit cards.If you're looking for an opportunity to expand your business and have Centric has your financial Partner, you can reach out to our Business Service's team at 318-340-9656 or online at mycentric.org 

On this month's episode of the Live Better with Centric FCU Podcast, we sat down with Centric's Senior Vice President & CFO, Billy Joiner and Centric's Thomas Road Center Manager, Destiny Witherington to talk about Centric's Biz Kid$ program.Both Billy and Destiny share with us some of their favorite memories, favorite lessons, and their over all experiences with Bizkids. Centric offers free financial education for middle and high school students throughout Northeast Louisiana. To learn more about Biz Kid$ at Centric, please visit https://www.mycentric.org/bizkids/.

On this month's podcast, we sat down with Centric's VP of Mortgage Lending, Ashley Wilson, to talk about the home buying process. Ashley shares with us the many ways that the Centric mortgage team helps our members Live Better in the home of their dreams. From a first-time homeowner to those ready to build their forever home, Centric can help everyone reach their goals of homeownership. Ashley sheds truth on many myths people believe about being able to own a home. Even if you aren't ready now to purchase a home, Centric's Certified Credit Union Financial Counselors can help you get your finances in order and reach all of your financial hopes and dreams.

While we are settling into the routine of colder weather, many of us are looking forward to the sunshine and freedom of summertime. To help us start planning for our getaways, we sat down with Centric's Senior Vice President of Marketing and Member Engagement and the infamous camping queen, Kelli Green, to discuss her tips and expertise on vacationing. Kelli enjoys weekend getaways in her RV with her family and week long vacations to discover new adventures. Listen to our podcast to hear her travel tips for planning and budgeting and check out her adventures on her camping group's YouTube page: Can't. We're Camping.

As the New Year rolled in, we sat down with one of Centric's retail managers, Glenda Augustine, to talk about all things credit scores and how to reach your financial goals this year. Glenda shares with us the advice that she shares with every person who comes to sit down in her office. We discuss what factors into having a good credit score and how building your savings can create a safety net to help. Listen now to share a laugh with us and learn more about Centric can help you build and repair your credit score.

This month we sat down with Toni Crawford from Summit Financial to talk about end of year plans and how to prepare for the new year. She shares dates to keep in mind, how to plan for retirement starting now, and how Summit Financial helps Centric's members Live Better.

As Centric continues our Holiday Double Points promotion, we decided it would be a great time with one of Centric's most credit-wise employees, Lori Riggin, our Assistant Vice President of Consumer Lending. Lori shares with us the knowledge she has earned over her 29 years at Centric working with our members to help them reach their financial goals and teaching them how to build and manage their credit. Lori shares reasons why we should have a credit card in our wallet and tips on how to use it so it helps us.

In celebration of the holiday season, we sat down this month with Centric's Omni Manager and unofficial Holiday Ambassador, Kristen Shambro. We discuss ideas on how to enjoy the season and getting the kiddos in your life involved with the reason we celebrate. The magic of the holidays can make sticking to a budget difficult; but with this episode's tips, the Holiday Gift Budget, and the Santa Bucks Envelopes, you can keep the magic without the debt rolling into the new year.

This month we sat down with one of Centric's Mortgage Loan Originators and our Market Development Specialist, Victoria Sullivan, to talk about the current housing market. With mortgage rates being so low right now, there are many people in the market looking to buy a new house. Victoria shares with us how she can put herself ahead in the buying process and the ways that the Centric mortgage team can help you through the journey. Tune in now to learn more from one of Centric's mortgage experts!

With the start of a new school year, normalcy begins to enter all of our schedules again. Routines are being set as homework is sent home and extracurricular schedules are being decided. You might find yourself rushing from one thing to the next which can make managing everything difficult. From meal time to a stretched budget, adjustments have to be made as schedules change. On this month's podcast, we talk with Melanie Moffett to find out how she balances things for her family as the school year takes off.

Centric is proud to partner with Summit Financial to provide our members with access to experts in wealth advising, estate planning, and investing. As an additional way to help our members Live Better, you can go to any of Centric's five locations or online at MyCentric.org to get connected with a Summit Financial Wealth Advisor. Summit Financial can assist anyone, no matter age or dollar amount. Centric's partnership with Summit Financial comes as an added resource to reaching your financial hopes and dreams. If you've met with a Centric Certified Credit Union Financial Counselor and have gotten your budget and credit where you want it, you will want to continue to look towards what you want your future to hold. Summit Financial and Centric share the ultimate value and purpose of helping our community and members reach their goals and Live Better.

In this episode, we welcome special guest, Casey Messer. Casey is Centric's Training Manager and expert on all the benefits Centric has to offer our Members. This month, Casey and Carmen discuss Centric's reward accounts, online banking, MyCentric Connect Video Banking and the many other account and online resources Centric Members can benefit from. Centric proudly offers free financial wellness checks with one of our on-staff Certified Credit Union Financial Counselors. Listen now to learn how Centric can help YOU #LiveBetter!

From your loved ones to your finances, it is important to have plans in place to protect what is important to you. Making safety plans can vary depending on your personal situation, but there are some things we all can put into practice. When doing anything online, it is important to remember to be cautious of what information you are sharing and what people you are connecting with. Being open and honest with your family about what to be cautious of online is important to keep everyone safe. This also opens up the line of communication to discuss the family's budget, financial situation, and what goals everyone wants to achieve. Being prepared and planning ahead gives everyone peace of mind and encourages everyone to work together towards the same goals.

Shopping for a new vehicle and choosing how to finance it can be a stressful situation. One quick way to make it easier is to do business with someone you know and trust. When you are shopping for a new vehicle, you want to know that you are getting the best deal and the best car for you. In the same way, when you are financing your new vehicle, you want to know that you are getting the best rate for you and working with someone who can help you the most.

April is Youth month at Centric Federal Credit Union! We are RAWRing with excitement to celebrate the kiddos in our lives and find fun ways to teach them about money and banking. Throughout the month of April, we are sharing fun, budget-friendly ideas to keep your kids entertained as the weather warms up. From Boredom Busters to summer camp, we teamed up with Macaroni Kid to learn what fun there is to be had in our community.