Podcasts about financial wellness

In this episode, which was recorded live from the HR Tennessee Conference in Nashville, David welcomes Misty Bolt, also known as "Medicare Misty." Misty demystifies the complexities of Medicare, explaining what it is and how it's funded, and she explains the critical differences between it and Medicaid. She also discusses the current state of Medicare, common misconceptions employees have as they approach retirement, and why early and continuous financial education is essential for ensuring a secure future.  [0:00] Introduction Welcome, Misty! Today's Topic: Demystifying Medicare and Planning for a Secure Retirement [3:16] The Current State and Future of Medicare How recent legislation is impacting Medicare Advantage plans and doctor's funding.  Navigating disruptions as some insurance plans are terminated, and the importance of open enrollment.  [7:03] Why Employees Are Unprepared for Retirement Decisions How to navigate being "thrown out to the wolves" with no transitional support after decades of your company making healthcare decisions for you.  The challenge of suddenly having to make complex decisions about Medicare, Social Security, and long-term care all at once.  [15:58] Proactive Steps for Financial Wellness and Retirement The importance of engaging a financial advisor early in your career to plan for the future.  Using financial tools like Health Savings Accounts (HSAs) as a retirement tool, not just for medical expenses.  [18:15] Closing Thanks for listening! Quick Quote “[When you retire] you're thrown out to the wolves and [navigating Medicare] is . . . so hard and so complicated that nobody understands it.”

Aubrey Masango speaks to Dr Frank Magwegwe, Head of Financial Wellness at Nedbank and GIBS faculty member on the link between one's mental wellness and their finances. They also reflect on ways to go about keeping optimal mental health in the middle of financial crisis. Tags: 702, The Aubrey Masango Show, Aubrey Masango, Financial Matters, Mental Wellness, Finances, Debt, Stress, Depression, Connection, Crisis, Repossession, Community The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Why is financial wellness such a universally agreed-upon priority yet so painfully hard to deliver in practice? In this episode, I sit down with Jason Lee—founder of DailyPay, Salt Labs, and now Chief of Chime Enterprise—to break down why employees don't engage with financial programs, why saving feels like the world's most boring habit, and what it takes to design benefits that people actually use.Jason lays out why most employer programs are stuck in the 1980s, why rewards points sometimes function better than savings accounts, and why the best financial wellness programs should look less like coupon clubs and more like full-service hospitals—ER, diagnostics, and rehab floors included. We also explore how brand trust, design simplicity, and modern tech will shape the next generation of employee financial benefits.Related Links:Join the People Managing People community forumSubscribe to the newsletter to get our latest articles and podcastsConnect with Jason on LinkedInCheck out Chime EnterpriseSupport the show

Welcome to the sixth episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend's Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we've always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions. In this episode, our Founder and CEO, Christopher Tan, chats with Shulin, a lawyer turned recruiter and Managing Director at Aslant Legal, whose mission is to serve the legal community. She is also the host of the podcast After the Bar, where she interviews lawyers, former lawyers and other movers and shakers in the legal industry. Shulin reflects on her evolving understanding of Ikigai, using it to embrace her God given strengths and pursue what truly lights up her life while making a meaningful impact on others. She emotionally recalls grieving the loss of her “lawyer” title and shares that, while money was never her main motivator, she feels genuinely happy and fulfilled, something that cannot be measured in financial terms.Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download Investment eBook Today!TBC

 In this special episode, Connor Agnew speaks with Mike Campagna, Financial Advisor and Senior Qualified Plans Specialist, about developing financial wellness. The conversation covers essential money habits, from budgeting and tracking expenses to tackling high-interest debt and starting retirement savings early. Mike emphasizes removing shame from financial discussions, being kind to yourself during setbacks, and making small, consistent improvements over time. Drawing parallels between financial discipline and athletic training, he offers actionable strategies to help strength coaches and young professionals take control of their financial futures.Key TakeawaysStart building financial habits early, just like fitness.Automate savings to make it easier to save money.Track your spending to identify areas for improvement.Focus on paying off high-interest debt first.Don't let lifestyle inflation consume income increases.Retirement savings should start as early as possible.Be kind to yourself when facing financial setbacks.Use budgeting tools to categorize and visualize expenses.Consider refinancing student loans for better rates.Work with a fiduciary financial advisor for personalized guidance.Quote "When approaching all of this stuff, be kind to yourself... A slip up doesn't mean you quit. The same thing with your financial health—get back on the wagon and keep going." — Mike Campagna

On this episode of the podcast, Alex Becerra is joined by SAFE's Senior Design and Communications Specialist, Susan Burns to tackle the topic of Financial Avoidance. Together they discuss Susan's featured articles in Comstock's Magazine, the importance of understanding your relationship with money, and strategies for leveraging your unique personal qualities to keep your finances in check. They also provide useful insights for being a positive money role model and helping the young people in your life as they learn to navigate their own financial wants, needs, and goals. Tune in today, because learning and demonstrating smart money behaviors to inspire the young people in your life as they build financial freedom… just makes Perfect Cents! To check out the resources highlighted in this episode visit the links below. Read Susan's latest article in Comstock's Magazine: "How to Avoid Passing Financial Fears to Kids" Read Susan's first article in Comstock's Magazine: "Are You a Financial Avoidant?" To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/ To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/  To contact the podcast team, email Podcast@safecu.org

Welcome to the CanadianSME Small Business Podcast, hosted by Maheen Bari. In this episode, we explore how AI-driven financial tools are helping students build better habits through a simple, set-it-and-forget-it approach to money management.Joining us is Lewie Moodley, CEO & Co-Founder of Pocket Financial, a platform launched in 2025 to help students save more, spend smarter, and reduce the stress of budgeting. He shares insights on building a student-first solution and his vision for the future of financial wellness in Canada.Key Highlights:1. The Student Finance Problem: Why a set-it-and-forget-it approach eases financial stress.2. AI & Budgeting: How Pocket Financial eliminates the mental load of money management.3. Frictionless Design: Building a product that meets students where they are.4. Mission & Impact: Lessons from entrepreneurship and supporting diverse student success.5. Future Vision: Launching in Alberta schools and expanding financial wellness nationwide.Special Thanks to Our Partners:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAGoogle: https://www.google.ca/A1 Global College: https://a1globalcollege.ca/ADP Canada: https://www.adp.ca/en.aspxFor more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.

In this episode of the Born Wild Podcast, host Sophia Henderson speaks with Karma — a woman devoted to supporting women outside of conventional systems through full-spectrum doula care, women's circles, and financial wellness guidance. Karma shares her transformative journey into birth work, her commitment to holistic support for women across all stages of life, and her vision of weaving financial empowerment into women's wellness.Together, Sophia and Karma explore the power of community, the importance of honoring traditional practices, and the challenges of navigating systems that often limit women's choices. This conversation highlights the resilience of women supporting women, and the call to heal the sister wound through connection and empowerment.What You'll Learn • How Karma began her journey into birth and women's support work in 2019 after a transformative experience. • Why she believes women's circles and community connection are essential to healing. • The significance of financial wellness as a form of empowerment for women. • The challenges of practicing outside of regulated systems in Canada. • The role of full-spectrum support across menstruation, pregnancy, birth, and postpartum. • How she blends her work as a doula, women's mentor, and financial guide.Karma is a devoted guide for women across the full continuum of life's passages. She facilitates women's circles, works as a full-spectrum doula, and supports women in cultivating generational wealth and financial wellness as a “Financial Midwife.” Her work is rooted in community, sovereignty, and healing the sister wound. Karma is also the host of Freebirthing in Color, a podcast uplifting diverse voices in the freebirth movement, which she is relaunching soon.Links and Resources Mentioned • Karma on Instagram: @primal_woman_ • Karma's Links: linktr.ee/primal_woman_ • Freebirthing in Color Podcast: linktr.ee/freebirthing_incolor • Book a complimentary financial wellness session: Financial Wellness SessionIf you enjoyed this episode, please subscribe to the Born Wild Podcast, share with a friend, and leave a review so more families can discover empowering stories of birth and beyond.Connect with usInstagram: @sophiabirth | @bayareahomebirth | @bornwildmidwifery

More than half of Americans report that they will run out of money when they stop earning a paycheck and millions haven't saved enough to maintain their standard of living in retirement, There is an urgent need to re-imagine the role record keepers play in financial wellness, and it starts by leveraging technology to close the gap between capabilities and customer expectations. “When I look at things like automatic enrollment and automatic increase, that's where it starts,“ explains Will Hicks, Head of FIS Global Retirement Products and Services. “Then it bleeds into the technology phase in terms of how you deliver that. How do you actually let participants know how that impacts their financial future?“. The sector is in transition, where traditional retirement record keeping is expanding into comprehensive financial wellness platforms. Scott Parker, Partner at Deloitte Consulting and leader of their wealth retirement practice, notes that the industry is “at the cusp of taking it to the next level and getting outside of what we've always done in the past, which is more and more communication.“ The change is driven by both technological capabilities and changing expectations which center around integrated solutions: “Our clients are asking us to bring those solutions together, because they want a clear picture of not just their retirement, but what are they doing in the banking space?“ said Sherry Baker, SVP and Head of Global Wealth Products and Services at FIS. Listen to the podcast to discover how retirement industry leaders are breaking down traditional silos to deliver integrated financial wellness solutions that go far beyond the 401(k). Learn the role that modernization, data, personalization, and cybersecurity play in pushing record keepers forward. It's a conversation on record keeping organizations can meet regulatory requirements while meeting the daily engagement expectations of younger participants.

What's your relationship with money? Is it your friend, your enemy, or something much more complicated? In this episode, I discuss a topic we all think about but rarely talk about: money.   We'll explore the science of how money stress affects our creative brains and unpack the family stories that shape our financial habits. We'll guide you through actionable steps and a few mindset shifts, including the powerful "Honey Money" concept, that have helped me build a healthier, more abundant relationship with my finances.  This episode is for any creative who's ready to rewrite their money story and build a life that feels not just creatively fulfilling, but financially safe and expansive. Chapters 00:00 - My Money Story: From Haiti to a Scarcity Mindset 03:05 - The Science of Money Stress: How Scarcity Affects Your Brain 05:15 - Unpacking Your Family's Money History 07:00 - The Five-Step Journey to a New Mindset 11:10 - Books That Will Change Your Relationship with Money 15:30 - Meet 'Honey Money': A Simple Practice for Abundance 18:18 - A Gentle Warning and Where to Find Help   Here is the list of books and resources to help you reframe your relationship with money: Lower Ed by Tressie McMillan Cottom https://www.amazon.com/Lower-Ed-For-Profit-Education-Ruin-of-the-American-Dream/dp/1620974497 The Color of Money by Mehrsa Baradaran ttps://www.amazon.com/Color-Money-Banking-Racial-Wealth/dp/0674237477 Poverty, by America by Matthew Desmond https://www.amazon.com/Poverty-America-Matthew-Desmond/dp/0593239912 Get Rich, Lucky Bitch! by Denise Duffield-Thomas https://www.amazon.com/Get-Rich-Lucky-Bitch-Manifesting/dp/1788172101 The Psychology of Money by Morgan Housel https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681 Overcoming Underearning by Barbara Stanny https://www.amazon.com/Overcoming-Underearning-Five-Steps-Richer/dp/0062842455 The Body Keeps the Score by Bessel van der Kolk, M.D. https://www.amazon.com/Body-Keeps-Score-Healing-Trauma/dp/0143127748 Happy Money by Ken Honda https://www.amazon.com/Happy-Money-Japanese-Making-Peace/dp/1501188372 Mental Health & Crisis Resources Please remember, your well-being matters more than any amount of money. If you are struggling, please reach out to these resources for support. Crisis Text Line: For immediate support, text HOME to 741741. 988 Suicide & Crisis Lifeline: You can call or text 988 to connect with the prevention line. Psychology Today: A resource to help you find a therapist in your area.   Support the Show Website: https://www.martineseverin.com/ Follow on Instagram: https://www.instagram.com/martine.severin/ | https://www.instagram.com/thisishowwecreate_ Subscribe to the Newsletter: https://www.martineseverin.substack.com/ This is How We Create is produced by Martine Severin. This episode was edited by Daniel Espinosa.   Subscribe wherever you get your podcasts Leave a review Follow us on social media Share with fellow creatives  

Today we discuss how to obtain true financial  wellness with a challenge. Are you up for it?

Charisse dives into the upcoming Medicare window, opening October 15, discussing the potential rise in premiums and the importance of evaluating your current plans. Learn about the differences between Medicare Advantage and Medicare Supplement plans, and get practical advice on how to make the best choices for your health and finances. Like this episode? Hit that Follow button and never miss an episode!

Taylor Swift and Travis Kelce's engagement may have “broken the internet,” but hosts Chantel Windeshausen and Liz Malmberg are here to bust an even bigger set of myths: your credit score. In this episode of A Penny or Two for Your Thoughts (produced by Centris Federal Credit Union and Hurrdat Media), Chantel and Liz welcome Centris AVP and longtime credit expert Ron VanSkiver for a playful yet practical “Mythbusters” spin on all things credit. From whether checking your score will hurt it, to why closing a card can backfire, to how one $25 subscription mistake dropped a score 100 points, the conversation mixes humor, family stories, and real-world money lessons you can use right now.00:00 Cold open — producer Rico, tequila jokes & pre-show banter00:25 APOTFYT intro — hosts Chantel Windeshausen & Liz Malmberg00:52 Taylor Swift & Travis Kelce engagement “breaks the internet”02:09 Back-to-school life: five-year-old fatigue & senior-year feels 05:05 Credit Score “Mythbusters” — today's game plan05:30 Guest intro: Centris AVP Ron Van Schuyver (39 years in finance)06:27 Fun fact & branch leadership; agribusiness degree06:55 Welcome Ron — virtual setup & vibes08:06 What is credit? Why it matters for cars, homes & rates09:46 How credit scores impact approvals and interest rates10:56 Why credit myths persist & what lenders actually look for11:22 Myth #1: Does checking your own credit score lower it? (soft pulls)13:39 Myth #2: Should you carry a balance to build credit? (30% utilization)15:49 Adulting & the “free pizza” credit-card cautionary tale16:34 Myth #3: Will closing a credit card hurt your score? (utilization & age)18:41 Myth #4: Does your income affect your credit score?20:19 Myth #5: Can you fix bad credit overnight? (HELOC/restructure tips)22:49 Myth #6: Do paid-off loans vanish from your report? (7 vs 10 years)24:00 Myth #7: Is there only one true credit score? (models vary)24:28 How lenders choose which bureau/model to use26:05 Myth #8: Do debit cards build credit?26:53 Myth #9: Can one late payment tank your score? ($25 subscription story)29:30 Myth #10: Is all debt bad? (using “good debt” to build a life)31:01 Myth #11: Is there a credit blacklist? (how decisions are made)32:31 Myth #12: Can you control your credit score? (influence vs control)33:25 Myth #13: Will your score drop when you pay something off?34:40 Myth #14: Do hard pulls wreck your score? (~5 points & timing)37:22 Takeaway — Ron's credit playbook: moderation & smart borrowing39:07 Shout-outs, socials & subscribe40:29 Book an appointment with Centris FCU & outro– About A Penny or Two for Your Thoughts –When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success.Visit us at our website: https://www.centrisfcu.org/a-penny-or...Listen to our Podcast on:Spotify: https://open.spotify.com/show/6Lf8gGY...Apple Podcasts: https://podcasts.apple.com/us/podcast...*Follow Centris on Social Media:*https://www.facebook.com/CentrisFCUhttps://www.instagram.com/centrisfcu/https://twitter.com/CentrisFCUhttps://www.linkedin.com/company/centris-federal-credit-union/This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!

Sharing his career journey, Jason Patton, reveals his introverted nature despite being involved in public speaking and leadership roles. The Managing Director and Head of Community and Business Development for the Northeast division of JP Morgan Chase, Patton discusses his accidental entry into financial services, his experience with a health crisis in 2005, and how it transformed his perspective on work and life. Patton emphasizes the importance of financial health, continuous education, and authentic leadership. He highlights his work in promoting financial literacy and community engagement, especially through initiatives like opening a community financial center in the Bronx and partnering with educational institutions. James "Trig" Rosseau and Jason Patton also touch on the personal and professional impact of faith and the evolution of his leadership style. Patton concludes by reflecting on the importance of leaving a lasting legacy and the interconnectedness of physical, mental, and financial wellness.

Scott Brown with Edgewater Family Wealth starts the discussion by answering a question from last week: "if I inherited 100k and owe more or less that on my house, should I pay it off at a 6% Interest Rate?" Scott also talks about what the difference is in today's “Financial Advisor” vs the “Stock Broker” of 20-30 years ago, before wrapping it up by explaining why Financial Wellness translates to improved cognitive and child development.See omnystudio.com/listener for privacy information.

Struggling to get your spouse involved in retirement planning?You are not alone. Many financially-minded partners lose their spouse's attention by jumping straight into 401(k) allocations or tax strategies. The result is glazed eyes and little engagement.This approach works differently. Start with powerful, open-ended questions that spark curiosity and connection. Ask things like “What does your perfect retirement day look like?” or “If we had to spend $150,000 this year, how would you want to use it?” These prompts bypass resistance and lead to meaningful conversations about dreams, priorities, and lifestyle.When you know whether your partner envisions constant travel or staying close to home, or whether they fear losing purpose more than running out of money, you can build a plan you both believe in. Lifestyle clarity comes first. The numbers follow naturally.Retirement planning is not just about financial optimization. It is about creating a shared vision for the years ahead with the person who matters most. Try these questions with your partner and watch the conversation shift from spreadsheets to shared dreams.Visit earlyretirementpodcast.com to share your results or explore tools for building a plan that works for both of you.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

“It's not about the ability to retire but also how we utilise the time while we are on this planet. In the last three years, I was travelling with just one backpack. Every item I buy has to fit in that backpack. If I buy something new, it means that I have to give up something else.”We are back with part two of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty of vaccinations, all while working remotely and keeping costs low.In this episode, Jeshua opened up about his reasons for choosing to study at a polytechnic versus the junior college and university route and why he considered it a ‘shortcut' in his filmmaking and creative journey.Jeshua believes that education is really about learning, and for him, it's less about being in a ‘branded' education institution and having a certificate. He also shared how his parents reacted to the choices he made: “It wasn't like I was going to drop out of school to do drugs or join a gang.” In fact, he considers himself to have graduated from the “university of life”.His thoughts on ‘fitting everything into one backpack' is truly a wonderful depiction of life and something for us to think about – what really matters to us and what we should or should not carry in our own ‘backpack' in life and how to live the most meaningful life that we possibly can.It has been a joy having Jeshua with us, and we hope you find his story as inspiring as we did.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Text Us, We Love Hearing From You:)Welcome to How To Be Fit Over 40: Midlife Conversations with Hicunni.  It's Week 13 of our journey together, and today's episode is all about continuing the dream!Are you ready to take your dreams to the next level? You have everything that you need. Let's talk about it.Grab your smoothie or cup of tea and join the conversation. Let's go!Thanks for tuning in! We now have a How To Be Fit Over 40 merch. store - your hub for Midlife fitness and wellness. UPDATED: LABOR DAY SALE HAS ENDED. Go to: https://howtobefitover40.com/ Enter your email address to get updates on our upcoming Holiday/Unholiday store deals. We appreciate your financial support.Support the showHow to Live In Time: 33 Lessons Learned is available now on Amazon.com This book is more than just a project — it's a reflection of 45 years of life, growth, and learning to live on purpose. If the podcast has ever helped you feel more aligned, more grounded, or more encouraged, then this book was written for you.

Thinking of retiring at 60? You might want to hear this first. On this episode, Steve Hoyl and Derrick Caldwell of the Hoyl Financial Group break down the hidden costs of early retirement—from the Medicare gap to risky portfolio decisions—and why planning is everything. Learn how annuities, income strategies, and realistic budgeting can help you retire with confidence, not chaos. Whether you're dreaming of beach days or worried about medical bills, this conversation is your wake-up call to retire smart. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.

Being a trusted adviser to our affluent clients for over two decades, Providend celebrates its 24th birthday this year, a milestone that reminds us just how far we've come!In this special Money Wisdom episode, we sat down with three of our leaders: Christopher Tan (Group CEO), Moon Shary (Group COO & Executive Director), and Evelyn Goh (Deputy CEO & Chief Advisory Officer), to answer some of the most frequently asked (and Googled) questions about Providend.From “Where is Providend located?” and “When did Providend start?” to broader questions such as “How is Providend still around?” and “Why is Providend so expensive?”, no topic was avoided. They also addressed questions on our fee structure, whether changes are anticipated, and the often-asked succession question: “Who will be Providend's next CEO, COO, and Deputy CEO?”Candid, light-hearted, and filled with insights, this episode is a rare behind-the-scenes look at what makes Providend who we are today, how far we've come in our journey, and our vision for the future.As the leading fee-only wealth advisory firm in Asia, we celebrate this milestone with heartfelt gratitude to our clients for their trust and to our colleagues (our fellow bearies) for their dedication. Together, you have made Providend who we are today — a light in the financial world.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Register for Our Providend's Heritage Webinar Today!Providend is hosting an exclusive webinar where we'll unpack what fee-only wealth advisory really means, why we chose this model when we started 24 years ago, and how to decide which advisory approach best suits your needs. It's happening on 11 September, and the best part—it's completely free! You'll also get the chance to ask your questions live, directly to our CEO, Christopher Tan. Spots are limited, so don't wait—click the link here to register today: https://events.zoom.us/ev/AthVd9US3ZeC0TeOmmhndZVvdpL27JExtKSgTAZDyhEtOU2BQ2gr~AnV4QNf3iZChr_svSIpolYwKCi9foPZWqr9IR7PvmoBYEuTwG3GbqfsuTA We can't wait to see you there!Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris's book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

Send us a textJohn Drozdowski, known as "The Millionaire Cop," shares how financial wellness is the overlooked component of officer wellbeing and reveals why pensions alone won't secure a comfortable retirement for law enforcement professionals. Travis and John discuss how the traditional academy mindset of "you'll never be rich, but you'll live comfortably" limits officers' financial potential and keeps them trapped in unhealthy overtime cycles.Check out John's content on Instagram @TheMillionaireCop or visit his website at thedrozdowskigroup.com for more information on financial wellness for law enforcement.Join Our Tribe of Courageous Leaders: Get The BookGet Weekly Articles by Travis YatesJoin Us At Our WebsiteGet Our 'Courageous Leadership' TrainingJoin The Courageous Police Leadership Alliance

On this episode of the podcast, Alex Becerra is joined by SAFE Home Loan Consultant, Nate Dungca & Realtor, Nico Almanza to discuss all things Home Buying. Together they discuss the importance of organizing your finances before shopping for a home, the additional costs that come along with a home purchase, and the true value of leveraging strong lender/realtor relationships. They also provide useful insights about saving money on your purchase with SAFE Credit Union member benefits and the exclusive Home Rewards program. Tune in today, because having a dedicated team of professional experts to help you navigate the home buying process just makes Perfect Cents! To check out the resources highlighted in this episode visit the links below. Nate Dunga (Home Loan Consultant) | phone: (916) 639-7652 | email: nathaniel.dungca@safecu.org Nico Almanza (Realtor) | phone: (916) 745-9643 | email: nico@sellingsacramento.com To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/ To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/  To contact the podcast team, email Podcast@safecu.org

 In this special episode, Connor Agnew speaks with Mike Campagna, Financial Advisor and Senior Qualified Plans Specialist, about developing financial wellness. The conversation covers essential money habits, from budgeting and tracking expenses to tackling high-interest debt and starting retirement savings early. Mike emphasizes removing shame from financial discussions, being kind to yourself during setbacks, and making small, consistent improvements over time. Drawing parallels between financial discipline and athletic training, he offers actionable strategies to help strength coaches and young professionals take control of their financial futures.Key TakeawaysStart building financial habits early, just like fitness.Automate savings to make it easier to save money.Track your spending to identify areas for improvement.Focus on paying off high-interest debt first.Don't let lifestyle inflation consume income increases.Retirement savings should start as early as possible.Be kind to yourself when facing financial setbacks.Use budgeting tools to categorize and visualize expenses.Consider refinancing student loans for better rates.Work with a fiduciary financial advisor for personalized guidance.Quote "When approaching all of this stuff, be kind to yourself... A slip up doesn't mean you quit. The same thing with your financial health—get back on the wagon and keep going." — Mike Campagna

Text Us, We Love Hearing From You:)Welcome to How To Be Fit Over 40: Midlife Conversations with Hicunni.  It's Week 12 of our journey together, and today's episode is a celebration of desire.I want to remind you of something:You are allowed to dream. You are allowed to want more. Let's talk about it. Grab your smoothie or cup of tea and join the conversation. Let's go!One more thing… I've created a way for you to get 33% off products to add some fun to your life over 40. This is only for a limited time, for the “soft” launch of my store.That's right, we now have a How To Be Fit Over 40 merch. store - your hub for Midlife fitness and wellness. “Give me 33%?” You want to know? Go to the merch. Website: https://howtobefitover40.com/ Enter your email address to receive 33% off your order! This is our way to say thank you for being from 1 of more than 126 different countries/territories represented here. I so appreciate your financial support.Happy listening and happy shopping! Support the showHow to Live In Time: 33 Lessons Learned is available now on Amazon.com This book is more than just a project — it's a reflection of 45 years of life, growth, and learning to live on purpose. If the podcast has ever helped you feel more aligned, more grounded, or more encouraged, then this book was written for you.

Text Us, We Love Hearing From You:)Welcome to How To Be Fit Over 40: Midlife Conversations with Hicunni. This is Week 11 of our 180-Day Challenge.Today's reminder is simple but powerful: Your budget should include joy.Most of us learned budgeting as something restrictive, like punishment. But what if budgeting became a form of self-kindness? Let's talk about it.Grab your smoothie or cup of tea and join the conversation. Let's go!Thanks for listening!Inside my premium coaching podcast, we create space to budget with compassion. I guide you through mindset shifts and planning tools that honor the whole you.If you're ready to go deeper, click the direct link here:  https://www.buzzsprout.com/783239/subscribeSupport the showHow to Live In Time: 33 Lessons Learned is available now on Amazon.com This book is more than just a project — it's a reflection of 45 years of life, growth, and learning to live on purpose. If the podcast has ever helped you feel more aligned, more grounded, or more encouraged, then this book was written for you.

What is financial wellness and why has it taken center stage in the financial planning world.  Nate discusses the industry shift from general investment advice to holistic wealth planning. 

On this episode of the podcast, Alex Becerra is joined by Cordova High School student participants of SAFE's 2025 Youth Workforce Development program. Together they discuss their career goals and aspirations, the importance of financial literacy for Gen Z and Gen Alpha, and the impact of online influencers on young people's spending behaviors. They also provide valuable insights on how to prioritize savings and avoiding online spending traps. Tune in today, because investing in the personal and professional development of young adults in our community just makes Perfect Cents! Youth Workforce Development Marketing Ad (Instagram) To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/ To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/  To contact the podcast team, email Podcast@safecu.org

Text Us, We Love Hearing From You:)Episode 292: How  Money Talk is a Relationship Skill Welcome to How To Be Fit Over 40: Midlife Conversations with Hicunni. It's Week 10 of our 180-Day Challenge. We've been focusing on financial wellness through a holistic lens. Last week, we explored how trauma can shape the way we manage money. But healing isn't just internal. It's relational.Today, we're talking about why having real conversations about money, especially in your close relationships, is one of the highest forms of self-care. So, grab your smoothie or cup of tea and join the conversation. Let's go!Thanks for listening! If you want help unpacking your money story — and building the confidence to speak up,  you don't have to do it alone.My private coaching podcast community is where we get into the how.Click the link below to join.It's bite-sized coaching, paced with your life, not against it.Direct link here: https://www.buzzsprout.com/783239/subscribeSupport the showHow to Live In Time: 33 Lessons Learned is available now on Amazon.com This book is more than just a project — it's a reflection of 45 years of life, growth, and learning to live on purpose. If the podcast has ever helped you feel more aligned, more grounded, or more encouraged, then this book was written for you.

“Some of the guesthouses are closed due to the pandemic, so I had to pitch a tent along the road to stay a night.”In this three-part episode, we are joined by Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, in a span of three years!He navigated through the uncertainty of vaccinations and avoided quarantines & visa applications, all while he was working remotely and keeping costs low – with a total estimated spent of just US$3000.Jeshua has always been a proponent of working remotely, and this travel-experience was simply an extension of his belief. In fact, he found it ‘abnormal' to do what everyone else was doing. He shared: “The worse lesson we can pick up is that everything in life progresses in a sequence.”Through his travels, he discovered that there are more ways to define success than by being rich, such as generosity and happiness. It is important how we view others in the community and look out for one another. “If we become so developed and neglect those around us, we have lost the plot!” This is indeed a good reminder on what living a meaningful life is all about – the people around us.It has been a joy having Jeshua with us and we hope you find his story as inspiring as we did. Part 2 and Part 3 oof this interview will be published soon. So do keep a look out for it!Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this episode of "The Free Lawyer," host and veteran lawyer Gary Miles interviews Melissa Murphy Pavone, a Certified Financial Planner and Divorce Financial Analyst. They discuss the challenges lawyers face balancing finances, career transitions, and personal life—especially during divorce. Melissa shares strategies for financial delegation, mindful money habits, and the importance of open communication. She explains how collaborative divorce and financial planning can reduce stress and foster healthier relationships. The episode emphasizes building financial confidence, aligning money with personal values, and prioritizing experiences over material possessions for a more fulfilling professional and personal life.Melissa is a financial advisor who helps her clients balance their wealth with what matters most. With 18 years of experience, she guides clients through life's most challenging transitions with empathy and expertise.The Shift from Reactive to Proactive Financial Guidance (00:03:29) Collaborative Divorce and the Financial Neutral Role (00:06:26) Customization in Collaborative Divorce (00:10:27) .Financial Mindfulness: Meaning and Application (00:13:29) Balancing Work, Money, and Enjoyment for Lawyers (00:17:47) Delegation, Automation, and Paying Yourself First (00:22:15) Financial Planning for Career Transitions (00:23:54) Unique Divorce Challenges for Lawyers (00:27:06) Knowing Your Numbers: First Steps for Professionals (00:29:50)Time, Money, and Life Satisfaction (00:32:09) Financial Wellness, Mindfulness, and Professional Satisfaction (00:34:16) Redefining Success and Financial Freedom (00:36:37) Would you like to learn more about Breaking Free or order your copy? https://www.garymiles.net/break-free Would you like to schedule a complimentary discovery call? You can do so here: https://calendly.com/garymiles-successcoach/one-one-discovery-call

Text Us, We Love Hearing From You:)Episode 291: You're Not Bad With Money, You're Healing Welcome to How To Be Fit Over 40: Midlife Conversations with Hicunni. It's Week 9 of our 180-Day Challenge. Today's topic is something many people feel in their bodies long before they ever learn the words for it: Financial Trauma.If you've ever said, “I'm just bad with money,” I want to gently offer this reframe: Maybe you're not bad at money. Maybe you're healing from something that shaped how you relate to it.Let's talk about that. Grab your smoothie or cup of tea and join the conversation. Let's go!Thanks for tuning in! If this resonates, and you're ready to heal your relationship with money in a supportive space, check out the private podcast subscription where we go deeper into this kind of work. You'll get exclusive access to tools, journal prompts, and coaching-style reflections. Even access to chat via voice text!You can start by clicking the link here: https://www.buzzsprout.com/783239/subscribeSupport the showHow to Live In Time: 33 Lessons Learned is available now on Amazon.com This book is more than just a project — it's a reflection of 45 years of life, growth, and learning to live on purpose. If the podcast has ever helped you feel more aligned, more grounded, or more encouraged, then this book was written for you.

Want to learn how credit unions thrive through collaboration? Curious about leading a low-income designated institution? In this episode of Credit Union Conversations, host Mark Ritter sits down with Andy Jaeger, CEO of Credit Union of New Jersey, for an insightful 1-on-1 conversation. From his unexpected start in the credit union industry to driving financial wellness and youth engagement through initiatives like the Greenlight debit card, Jaeger shares his journey and vision. Discover strategies for succession planning, fostering emerging leaders, and supporting small credit unions to ensure a vibrant future for the industry.IN THIS EPISODE:(00:00) Intro: meet Andy Jeager(02:55) Andy Jaeger shares his origin story into the credit union space(09:05) A low-income designated credit union with $475 million in assets, focusing on members (15:02) Fostering credit union philosophy by indoctrinating new employees to maintain industry spirit(19:31) Succession planning strategies, training emerging leaders and identifying talent gaps(24:21) Small credit unions should collaborate and partner to overcome economic challenges (29:16) Credit Union of New Jersey's priorities: financial wellness, youth engagement via Greenlight debit cardKEY TAKEAWAYS:Collaboration is vital for the credit union industry's future. Andy Jaeger emphasizes partnerships, like those with business lending CUSOs, to help small credit unions deliver services cost-effectively while maintaining their identity.Succession planning is critical to sustain the credit union's philosophy. Jaeger advocates for identifying and training emerging leaders through regional programs and networking to preserve the industry's mission.Financial wellness and youth engagement are priorities for Credit Union of New Jersey. Initiatives like the Greenlight debit card aim to attract younger members and promote long-term member services and community impact.RESOURCE LINKSMark Ritter - WebsiteMark Ritter - LinkedInCredit Union of New Jersey - WebsiteAndy Jaeger - LinkedInBIOGRAPHY:Andy is the longtime CEO of Credit Union of New Jersey. Andy is an accomplished credit union executive and is a former chair of the New Jersey Credit Union League.KEYWORDS: Credit Union, Collaboration, Succession Planning, Member Services, Financial Wellness, Low Income, Community Impact, Youth Engagement, Greenlight Debit, Credit Union Philosophy, Board Training, Emerging Leaders, Small Credit Unions, Member Business Financial Services, Business Lending CUSO, Greenlight debit card

What if retirement wasn’t the end—but the beginning of something more meaningful? In this episode, Mike Douglas explores how to retire with purpose, not just a portfolio. From mental and physical wellness to community, service, and faith, he outlines five key areas to help you thrive in your next chapter. It’s not just about money—it’s about living with intention. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Welcome to the fifth episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai alongside Providend's Philosophy of Sufficiency. As trusted advisers to affluent clients for over two decades, we've always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions. In this episode, our Founder and CEO, Christopher Tan, sits down with two of his long time friends and army buddies, Han Kiat, an Associate Professor, and Maurice, an Accountant, to talk about all things ikigai and the role it plays in their lives. For Han Kiat and Maurice, choosing to serve in the Singapore Armed Forces (SAF) beyond the mandatory ten years was not just a commitment, it became their ikigai, a purpose they held closely for much of their early adult lives. Now as fathers, they reflect on their shared experiences, even as their sons serve in different vocations during their National Service. Does a different path diminish the value of their own ikigai? And how did they bridge the gap between those differences with their sons?They reflected on how simple, ordinary moments, and being there for one another over the years, can become something deeply meaningful and also part of their ikigai.You may find Han Kiat's full letter mentioned in the podcast here: https://providend.com/finding-ikigai-saf-fatherhood/Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris's book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

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Hosts: Dr. Ashlee Gethner, LCSW – Child of a Police Officer Jennifer Woosley Saylor, LPCC S – Child of a Police Officer Guest: Brian Box CFS, Retired US Army & Police Sergeant Episode Overview: In this enlightening episode, Ashlee and Jennifer welcome Brian Box—former army officer, police sergeant, and now financial advisor—to unpack the unique financial challenges and opportunities faced by first responders. The conversation weaves Brian’s personal journey from military to law enforcement and eventually into financial planning, illustrating firsthand how these careers impact financial wellness, family life, and long-term stability.   Key Topics Covered Brian’s Journey: Brian shares his background from Texas A&M to the U.S. Army, his years as a police officer, and ultimately the career pivots and financial planning that led him into advising other first responders. Unique Financial Challenges for First Responders: The trio discusses overtime as a built-in option for many first responders, the trap of “lifestyle creep” with higher base pay, and the stress of balancing multiple roles at home and work. Financial Wellness & Family Impact: How money stress contributes to marital strain and higher-than-average divorce rates among first responders, and practical tips for healthy budgeting. Budgeting & Debt: Brian dives into why a budget is your top wealth-building tool, the debt snowball method, and how to break the paycheck-to-paycheck cycle common in 80% of U.S. households. Retirement & Pensions: Explanation of first responder pension systems, their limits, and what planning for retirement really looks like—especially for those entering the field later in life. Teaching & Resources: Details about the financial education classes Brian and his team provide to academies and departments, plus online resources like their “Legacy Go Bag” for organizing wills and vital documents. Success Stories & Impact: Brian shares small but important victories—helping first responders pay off debt, retire with confidence, and break destructive financial cycles for good.   If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms!   Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms!   Follow Us: - Facebook: When The Call Hits Home Podcast - Instagram: @whenthecallhitshome - Whenthecallhitshome.com --- This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice. The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk.  WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST.  Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.

Text Us, We Love Hearing From You:)Episode 290: When Simplicity Feels SaferHey there! Welcome back to How to Be Fit Over 40: Midlife Conversations.We're in Week 8 of our 180-Day Challenge, and I'm leaning into something I've come to value deeply — and maybe you have too.Simplicity.Today we're talking about why keeping things simple, especially with your money,  is not just a preference…It's actually safer. For your body. For your nervous system.And for who you're becoming.So let's get to it. Grab your smoothie or cup of tea, and join the conversation. Let's go!P. S.If this episode spoke to you, I want to invite you into my Inner Circle — a private coaching space inside the premium version of this podcast.Inside, you'll get: ✅ Exclusive, coaching-style episodes that guide you step-by-step ✅ Mindful wellness tips and rituals to practice throughout the week ✅ Personal reflections and behind-the-scenes audio I only share with my Inner CircleAs a founding member, you'll also have the opportunity to connect with me directly via Voxer, allowing you to ask questions or share wins and challenges as they arise via voice access.It's bite-sized coaching, paced with your life, not against it.Direct link here: https://www.buzzsprout.com/783239/subscribeSupport the showHow to Live In Time: 33 Lessons Learned is available now on Amazon.com This book is more than just a project — it's a reflection of 45 years of life, growth, and learning to live on purpose. If the podcast has ever helped you feel more aligned, more grounded, or more encouraged, then this book was written for you.

“At some point in time, we see the higher purpose of why we are doing certain things.”This reflection sets the tone for our latest episode, where we are glad to sit down with Terence Quek to hear about his journey to discovering his life purpose—and how he is living it out today.As the leading fee-only wealth advisory firm in Asia, we've always believed that life decisions should come before money decisions—especially when it involves your hard-earned savings. Understanding what truly matters in life gives clarity to the financial decisions that follow.Terence's path took him from the navy to entrepreneurship. Today, he wears many hats: Founding Member and Director of Project Happy Feet, Master Associate and APAC CEO of Emergenetics, and CEO of the Singapore Institute of Directors—the list goes on. Yet, through all these roles, one thing remains constant: his desire to make a positive impact.We hope you find his story as inspiring and meaningful as we did.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Text Us, We Love Hearing From You:)Hey there! Welcome back to How to Be Fit Over 40: Midlife Conversations.This is Week 7 of our 180-Day Challenge, and if you've been here from the beginning, you already know… this isn't just about fitness or finances.It's about becoming. Becoming the version of you who thrives. Who chooses to live on purpose.So let's get to it. Grab your smoothie or cup of tea, and join the conversation. Let's go!Support the showHow to Live In Time: 33 Lessons Learned is available now on Amazon.com This book is more than just a project — it's a reflection of 45 years of life, growth, and learning to live on purpose. If the podcast has ever helped you feel more aligned, more grounded, or more encouraged, then this book was written for you.

In this episode of A Penny Or Two For Your Thoughts, hosts Chantel Windeshausen and Liz Malmberg are joined by returning guest Andy Manthei of GreenPath and Centris' own James Moon to unpack the emotional and financial reality of repossession, bankruptcy, and recovery. From understanding the warning signs of financial hardship to what happens when your car is repossessed, this candid conversation blends humor, empathy, and hard-won wisdom. Whether you're struggling with debt or simply want to feel more confident about your finances, this episode delivers practical steps, emotional support, and that all-important reminder: you're not alone!If you have any questions for our subject matter experts, send them our way to pennyforyourthoughts@centrisfcu.org.– About A Penny or Two for Your Thoughts –When it comes to all things financial, there are often a lot of questions. Being two marketers and moms on a budget, we certainly have all the questions. That's why we're bringing in the subject matter experts to help educate us on all things financial and get their thoughts to help improve our financial wellness and the financial well-being of our communities. Join us for a few laughs, some great insights, and hopefully, a few tips you can take on your path to financial success.If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.orgFollow Centris on Social!Facebook | Instagram | Twitter | LinkedInThis is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!

On this episode of the Inner Edison podcast, host Ed Parcaut chats with Eric Brotman, a seasoned financial advisor and entrepreneur, about his unconventional journey into the world of finance and the lessons learned along the way. Eric shares how a failed plan to become a lawyer led him by accident into finance, his entrepreneurial leap after starting over from scratch at age 30, and how adversity—like the 2008 recession—shaped his business and personal growth. Ed and Eric dive deep into the realities of entrepreneurship: the risks, the need for resilience, and the lessons that come from setbacks. Eric shares actionable insights on building financial independence, including practical strategies for tax diversification, the use of whole life insurance, and the importance of financial literacy for business owners and families alike. They also discuss Eric's philosophy behind his book, “Don't Retire… Graduate,” which challenges the conventional notion of retirement and encourages listeners to plan for a financially free and fulfilling next chapter. Along the way, the conversation covers mistakes, management missteps, innovations during the pandemic, and the value of aligning company culture for long-term success. Whether you're an aspiring entrepreneur or a seasoned business owner, this episode is packed with candid stories, practical advice, and a refreshing perspective on success, failure, and building a life (and business) you love. Listen now to get inspired, learn, and grow from real-life “Edison moments” with Ed Parcaut and guest Eric Brotman! **Contact Ed Parcaut:** -

Today's episode of Drilling It Down highlights Trump's One, Big, Beautiful, Bill and some of the impacts it will make to the tax law. Wes and Mario highlight the changes that will affect dentists' tax bills, some of the entertaining provisions of the bill, and how Trump did compared to promises he made during his election campaign. Tune in to discover how this will affect you!Charlotte Seminar: https://www.mcgillhillgroup.com/Seminar/4302/The-Roadmap-to-Financial-Wellness-and-Practice-SuccessWant to submit a question that will be answered on the next episode? Submit it here or email us at newsletter@mcgillhillgroup.com. If you're not already, subscribe to The McGill & Lyon Dental Advisory newsletter to keep up with all the articles mentioned in our episodes, as well as a plethora of other content. Use code Podcast20 for 20% off! Listen to our sister show, Next Gen DDS! An all-in-one resource for dental students, residents, and early career doctors, discussing both clinical and business aspects of dentistry, hosted by Wes Lyon and Dr. Scott Menaker.

In this episode of Boldin Your Money, Steve Chen talks with Andy Hill, creator of Marriage, Kids and Money, about Andy's journey from having a negative net worth to achieving financial independence through intentional saving, living on one income, and aligning money decisions with family goals. Andy shares how reaching “Coast FI” allowed his family to work less and enjoy life more, the importance of early financial conversations with a partner, and his strategies for teaching kids about money by making it a regular, open topic. He also reflects on how purposeful time use can lead to a happier, healthier life and discusses his upcoming book Own Your Time, which helps parents build financial security while prioritizing family.

How can you feel better prepared for the financial curveballs life can throw your way?In this episode, I'm joined once again by certified financial planner Dave Frank to talk about one of the most fundamental, and often overlooked, aspects of financial wellness: buffers. We dive into the emotional and practical sides of creating buffers in your business and personal life, and why this matters more than ever in a world that's increasingly uncertain. From navigating economic instability to finding the right balance between saving and living, this conversation is full of practical tips to help you feel more prepared.Dave and I also unpack the emotional challenges many therapists face when trying to use the resources they've set aside, and we share how rethinking your language can shift your relationship with saving. Whether you're just starting to think about buffers or you're reassessing your current systems, this episode offers tools and insights to help you build a more resilient financial foundation.For a full transcript of the episode and much more, check out the blog post on our website! To watch a video version of this, check it out on YouTube: https://youtu.be/qlDYxUcZ5u0 For more from David and Linzy, check out:140: Balancing Debt Repayment and Real Life with David Frank104: How Deep Work Can Enhance Your Business with David Frank83: Embracing Emotions for Financial Wellness with David FrankWant to work with Linzy?Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you! https://moneynutsandbolts.com/masterclass-signup-p/ David Frank has a lot of free resources & webinars on his website, like his training “Retirement Plans Fundamentals for Private Practice Owners”, or his “Finance Quick Start Guide for Therapists”. Check those out here. You can also find David on LinkedIn: https://www.linkedin.com/in/davidwfrank/ Mentioned in this episode:Want to work with Linzy?Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click on the link to find a masterclass time that works for you!

In this episode of Real Money, Real Experts, we're joined by Dr. Brandon Shurn, AFC®️—a mental health counselor, counselor educator, accredited financial counselor, and certified personal trainer—who brings a truly holistic perspective to financial wellness.Dr. Shurn walks us through his journey from traditional mental health counseling to founding his private practice, Empower Me Holistic Counseling. He shares how financial health, physical health, and mental well-being are deeply interconnected—and how professionals can support clients by addressing the full picture.We discuss how to help clients break free from generational money scripts, how to define your ideal client in private practice, and why time is one of our most powerful yet underutilized resources.Show Notes: 03:25 Brandon's journey into financial wellness08:37 How money scripts shape behavior—and how to reframe them12:55 Breaking generational cycles through financial empowerment18:32 Why your ideal client matters 21:29 Knowing your audience = more effective client attraction 23:40 Why time is a tool, not a barrier 25:32 Brandon's 2 centsShow Note Links:Connect with Brandon on Linkedin!Learn more about Empower Me Holistic Counseling!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In this episode of About That Wallet, host Anthony Weaver speaks with Wanda Belle, a financial wellness coach and founder of Bell Financial Services. They discuss the challenges of the Sandwich Generation, who financially support both children and aging parents. Wanda shares her journey from financial struggle to empowerment, emphasizing planning and discipline.The conversation covers practical strategies for budgeting, debt elimination, and building financial confidence. Wanda highlights the importance of monthly financial check-ins with her son to foster open communication about money.Wanda reflects on her past experiences and the lessons learned, reminding listeners that anyone can transform their financial situation. She also stresses the value of continuous education in navigating the financial landscape.

What do control, perfectionism, and money have in common? For many of us, they're deeply rooted in childhood wounds, and they're the very blocks standing between us and our manifestations.In this heartfelt Q&A episode, Lacy and Jessica respond to powerful community questions that crack open the real energetics behind love, money, motherhood, and glass ceilings. Whether you're navigating burnout, trying to call in more income, or craving peace while juggling life's many demands, this conversation offers guidance, tools, and expansion to help you move forward. You'll hear personal revelations from Lacy and Jessica about their own inner child programming around control; how it shows up in work, relationships, and even wedding planning. And they offer expansive, grounded advice to two listeners: one manifesting full-time motherhood and another trying to break through a financial glass ceiling while living paycheck to paycheck.This episode is for anyone working through the TBM Money Challenge, or anyone asking: “Why do I still feel stuck?” Because often, the block isn't what you think—it's what you've normalized. So tune in for deep permission to slow down, reassess, and come back into alignment with what's truly authentic for you. The abundance you're calling in might just require a little less effort—and a little more letting go. Stay tuned for Part 2 in a few weeks!Find the Complete Show Notes Here -> https://tobemagnetic.com/expanded-podcast Resources: SALE IS LIVE$22/monthJoin the Pathway MembershipSale ends July 20th at 11:59pm PST Join our membership to access the TBM Money Challenge The Pathway Membership gives you unlimited access to all of our manifestation workshops—including How to Manifest, Unblocking Your Inner Child, Shadow, Love, Money, Rock Bottoms, Ruts, and Energetic Updates —plus 70+ self-hypnosis tracks designed to unlock your full potential.LEARN MORE HERE Get the latest from TBMNeed motivation during the Money Challenge? Join Jessica's Free IG Money Challenge Chat!Join our Money Challenge - 3 weeks to your next level of abundanceTake our Free Money Quiz - find out what level of wealth consciousness you are atJoin the Pathway now to get full access to our Money Challenge now! New to TBM? Free Offerings to Get You StartedLearn the Process! Expanded Podcast - How to Manifest Anything You Desire Get Expanded! The Motivation - Testimonial LibraryReady to find out what's holding you back? Try our Free Clarity Exercise Be an EXPANDER! Share Your Manifestation StorySubmit to Be a Process GuestShare your Money Manifestation Expander Story! Share a voice note of your Process to be featured in an episode! This Episode is brought to you by: Seed - Use 25MAGNETIC at checkout for 25% off your first month@seed's DS-01® Daily Synbiotic Bon Charge - 15% off with code MAGNETIC Red Light Neck and Chest Mask Everyday Dose - Go to everydaydose.com/TBM and use code TBM for 45% off your first order.Get 45% off your first subscription order of 30-servings of Coffee+ or Bold+. You'll also receive a starter kit with over $100 in free gifts. In This Episode We Talk About:How perfectionism and control are rooted in childhood trauma and old patterningThe connection between love and moneyThe inner child belief: "If I let go, it will all collapse"Defining your authentic “why” for abundanceReframing beauty as spiritual and energetic nourishmentThe abundance found in nature and somatic peaceConnecting to sensory environments that regulate and groundRevisiting authentic code to reflect internal expansionNavigating motherhood, generational trauma, and money energeticsBreaking consumerist hypnosis to create true financial freedomUsing “the opposite is the medicine” for financial and personal growth Mentioned In the Episode: Channeling with Lacy - 2025 EnergeticsTake our Free Money Quiz - find out what level of wealth consciousness you are atShare your Money Manifestation Expander Story! Share a voice note of your Process to be featured in an episode!Find our authenticity challenge plus all our workshops and all workshops mentioned inside our Pathway Membership! (Including the Stripped DI, Embodied DI, and Inner Child DI) Where To Find Us!@tobemagnetic (IG)@LacyannephillipsLacy Launched a Substack! - By Candlelight - Join Here@Jessicaashleygill@tobemagnetic (youtube)@expandedpodcast

On this episode of the podcast, Alex Becerra and Savannah Brown are providing tips and tricks for having summer fun on a budget. Together they discuss common summer money mistakes, the importance of making budget adjustments to keep you on track with your savings goals, and fun things to do that don't require a lot of money. They also provide useful insights on ways to maximize your savings and increase your cash flow… Because beating the heat and making the most of your summer season without breaking your budget just makes Perfect Cents! To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/ To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/  To contact the podcast team, email Podcast@safecu.org

What if your financial story was something you felt empowered and excited by?In this episode, Jessica sits down with Britt Baker, seasoned investor and co-founder of Dow Janes. Britt has a background in consulting and a degree from Harvard Business School, however, it wasn't until years later, when she saw many of her close friends struggling with their own finances that she realized how many women lacked the financial literacy to build wealth.In this conversation, Britt breaks down the exact steps she teaches to get out of debt, build an emergency fund, invest with confidence (even if you've never done it before), and move from financial fear into financial freedom. – basically, everything you wish you learned in school. This is more than a conversation about saving and investing—it's a holistic look at how healing your relationship with money unlocks manifestation. If you've ever felt stuck in survival mode, afraid to look at your bank account, or convinced investing “just isn't for you,” this episode is for you. Get ready to rewrite your money narrative and step into the identity of someone who is not only financially secure, but magnetic.Find the Complete Show Notes Here -> https://tobemagnetic.com/expanded-podcast Resources: SALE IS LIVE! $22/monthJoin the Pathway MembershipJoin our membership to access the TBM Money Challenge The Pathway Membership gives you unlimited access to all of our manifestation workshops—including How to Manifest, Unblocking Your Inner Child, Shadow, Love, Money, Rock Bottoms, Ruts, and Energetic Updates —plus 70+ self-hypnosis tracks designed to unlock your full potential.LEARN MORE HERE Get the latest from TBMJoin our Money Challenge - 3 weeks to your next level of abundanceTake our Free Money Quiz - find out what level of wealth consciousness you are at Join the Pathway now to get full access to our Money Challenge now! New to TBM? Free Offerings to Get You StartedLearn the Process! Expanded Podcast - How to Manifest Anything You Desire Get Expanded! The Motivation - Testimonial LibraryReady to find out what's holding you back? Try our Free Clarity Exercise Be an EXPANDER! Share Your Manifestation StorySubmit to Be a Process GuestShare your Money Manifestation Expander Story! Share a voice note of your Process to be featured in an episode! This Episode is brought to you by: Bon Charge - 15% off with code MAGNETIC Infrared PEMF MatThe BON CHARGE Infrared PEMF Mat is my absolute go-to product! I use it almost daily to ground my nervous system, drop in deeper into my meditations & help my body recover after big hikes. The highest quality and most biohacking stacked mat I've seen on the market! Use code MAGNETIC at checkout for 15% off. us.boncharge.com/MAGNETIC Sundays for Dogs - 40% off with code TBMGet 40% off your first order of Sundays. Go to sundaysfordogs.com/TBM or use code TBM at checkout. In This Episode We Talk About:Navigating unemployment and finding income portalsThe power of non-dream jobs to shift financial energyConscious and values-aligned spendingShame, money stories, and how to rewrite your financial narrativeThe truth about credit card debt and how to escape the cycleRetirement accounts demystified (Roth IRA, 401k, SEP IRA)Investing for beginners: ETFs, funds, and dollar cost averagingWhy community can be essential for financial transformationUnderstanding emotional triggers behind impulse spendingBuilding an FU fund and setting financial boundariesThe mindset shift from survivor to creatorAligning money habits with long-term manifestation goals Mentioned In the Episode: Blog Post: Stress-Free Investment Strategy: Dollar Cost AveragingTake our Free Money Quiz - find out what level of wealth consciousness you are at Find our authenticity challenge plus all our workshops and all workshops mentioned inside our Pathway Membership! (Including the Validation DI and Inner Child DI) Connect with Dow Janes!Join the Money Reset Retreat - use coupon code EXPANDED for $10 off their virtual seminar@dow.janes on IGFollow Dow Janes on Youtube Where To Find Us!@tobemagnetic (IG)@LacyannephillipsLacy Launched a Substack! - By Candlelight - Join Here@Jessicaashleygill@tobemagnetic (youtube)@expandedpodcast

This week, Ash is joined by Leslie Tayne, a seasoned financial attorney, debt resolution expert, and author of Life and Debt, to unpack the emotional and practical layers of debt– and how to overcome it with clarity, confidence, and courage. Leslie and Ash dive deep into the psychological toll debt can take, from shame and denial to impulsive decision-making. Leslie shares how her personal journey into financial law revealed just how little people know about their rights and how powerful education and self-advocacy can be in breaking free from financial overwhelm. She reveals why communication, transparency, and a non-judgmental approach are essential to navigating debt-related stress. But that's just the beginning. Leslie provides actionable steps for both individuals and business owners, including how to negotiate credit card debt, understand contract fine print, and make smarter decisions in high-interest environments. Whether you're facing personal debt, managing business finances, or simply want to feel more in control of your money, this episode is a must-listen for building long-term financial resilience. In This Episode, You'll Learn: How to recognize and overcome the psychological roadblocks tied to debt. Steps to confidently negotiate consumer and credit card debt. Why understanding your rights as a consumer is critical and how to advocate for yourself. Practical tips for navigating financial setbacks like divorce or fraud. How to manage business debt and avoid over-reliance on credit lines. The difference between using debt as a tool for growth vs. creating a financial burden. How to shift from a scarcity mindset to empowered financial decision-making.   Visit shopify.com/youturn and only pay $1 for your first month's trial. Connect with Leslie Tayne Facebook: https://www.facebook.com/TayneLawGroup Instagram: https://www.instagram.com/lesliehtayne/?hl=en Linkedin: https://www.linkedin.com/in/leslietayne/ Connect with Ash: https://www.instagram.com/ashleystahl/ Want to become a professional speaker and skyrocket your personal brand?  Ashley's team at Wise Whisper Agency offers a done-with-you method to get your signature talk written and booked and it's helped more than 100 clients onto the TEDx stage! Head over to WiseWhisperAgency.com/speak