Adventure for your ears - The Banyan Collective brings you podcasting from Ogden, Utah.

Riley Rawlings on Van Sessions! Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Riley Rawlings FULL SET LIST Track 1 - The Middle Track 2 - For You Track 3 - Crazy On Me Track 4 - Doesn't Feel Right Track 5 - Patience Track 6 - Okay ARTIST LINKS INSTAGRAM: https://www.instagram.com/rileyrawlings/ SPOTIFY: https://open.spotify.com/artist/1hfdkC91GVmtMJyN3Ksoxh?si=kxhsr1QAQuK8maiVpCq96A PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com #vansessions #musicdiscovery #localmusic #podcast #music #ogden #firstfriday #rileyrawlings

Mel Soul & The Heartbeat on Van Sessions! Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Mel Soul & The Heartbeat FULL SET LIST Track 1 - Warmth Track 2 - 2022 Track 3 - I Am Now Track 4 - …Baby One More Time COVER ARTIST LINKS LINKS: https://linktr.ee/melsoul90 INSTAGRAM: https://www.instagram.com/melsoul90/ SPOTIFY: https://open.spotify.com/artist/2cPLR9VyeGizpf5FIxLAfY?si=JWJCCdLRTTOrmDgUqvDwpw YOUTUBE: https://youtube.com/@melsoul90 PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines we'll cover your Ultimate Financial High Level Financial Checklist including… Insurance Emergency Fund Debt Estate Planning Savings Strategies Retirement Financial Goals & Dreams *This is not a comprehensive list, however, it is a really good list to make sure you have your financial bases covered. It's also in a good order of operations. So, grab a note taking tool, a pencil, a notes app, etc. and let's dive in! Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while chopping wood with his bare hands, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Are your insurances in order? Health Insurance Home and Auto Insurance Life Insurance Disability Insurance Is your Emergency fund fully funded? Is your debt appropriate? What kinds of debt Debt to income ratios Is your Estate Planning taken care of? Wills Trusts Etc. Are you taking advantage of Savings strategies available to you? 401k Match HSA Employer Stock Plans Etc. s your Retirement on track? Will you be able to continue your current expenses in retirement What other retirement goals do you have Kids/ Grandkids Education and other savings Other Major Financial Goals Boats, Cabins, vacations Family Foundations •⁃Generational Wealth This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Kase - Utah Humanities - Utah Book Festival Dorie G. - Resident Horror Aficionado, & Bourbon Beer & Books Co-Host Utah Book Festival: https://utahhumanities.org/programs/center-for-the-book/book-festival MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure If you found value in this podcast, buy us a beer: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: Mel Soul & The Heart Heartbeat Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | J.Ezra FULL SET LIST Song 1 - Weepin' Afternoon Song 2 - Carry On Song 3 - I'm Not Over You Song 4 - Boots of Spanish Leather, Bob Dylan COVER ARTIST LINKS LINKS: https://linktr.ee/j.ezramusic INSTAGRAM: https://www.instagram.com/j.ezramusic/ SPOTIFY: https://open.spotify.com/artist/4mEe0nupEetWdTBRulVt0G?si=bpG8dk1kSO6b9083nwqCEw YOUTUBE: https://www.youtube.com/@j.ezramusic TIKTOK: https://www.tiktok.com/@j.ezramusic?is_from_webapp=1&sender_device=pc PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

atrick & Brody join us to chat Weber State Snowboarding Club and Snowboard Movie Night at The Monarch on November 5th. 6pm. FREE ENTRY Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Patrick - WSU Snowboard Club Brody - WSU Snowboard Club MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure If you found value in this podcast, buy us a beer: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: J.Ezra Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Sammy Brue FULL SET LIST Song 1 - Hard Livin' Justin Townes Earle COVER Song 2 - Borrowed Time Song 3 - A Letter From Your Favorite Billionaires Song 4 - 21st Century Hallelujah Man Song 5 - Poncho & Lefty, Townes Van Zandt COVER ARTIST LINKS LINKS: https://linktr.ee/sammybrue INSTAGRAM: https://www.instagram.com/sammybrue/ SPOTIFY: https://open.spotify.com/artist/07UNjwKXGW68cGvs4ifQlk?si=F-0ZBP0QRKa75U3YNjjmEg YOUTUBE: https://youtube.com/watch?v=LCXa113ZCOE PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Sandra // Mittendurch Amber // Atlas Tea Company Jerry // My Mind & Body Collective Emma & Chandler (Kids) Troy Callentine // GOAL / The NUT Spencer Paul // Singer / The NUT MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: Spencer Paul Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

On this episode of Through The Pines we'll learn how to build wealth in Retirement including… Diversifying Investments Optimizing Withdrawals Generating Passive Income Minimizing Taxes Controlling Expenses Flexible Work Protecting Against Inflation Managing Healthcare Costs Seeking Professional Advice Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while polishes his F1 car, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

LORD VOX on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Lord Vox FULL SET LIST Song 1 - Situations Song 2 - No Matter Song 3 - Border Haunt Song 4 - Even in the Night Song 5 - Nighttime Lover ARTIST LINKS LINKS: https://linktr.ee/lordvox INSTAGRAM: https://www.instagram.com/lordvoxmusic/ SPOTIFY: https://open.spotify.com/artist/7q95KLYcQpEDxi1ma3XvGg?si=kG8vxXwxQlmZdFaItdVh4A YOUTUBE: https://www.youtube.com/channel/UCxV3lb-ifr2I8KUAOJd1YZQ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines we'll dive into how to financially help our adult children How do you see people handle Education expenses for kids or grandkids? When do you see people stop helping their kids with basic monthly expenses? Wedding Expenses? How much do we help with living expenses as kids get married How do you handle emergency situations How do you handle disagreements with how they are spending their money if you are helping them out financially. What do you do when spouses disagree how to help kids? Family Vacations/ Reunions? Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while foraging for hallucinogenic mushrooms, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

The Glitter Bombs on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | The Glitter Bombs FULL SET LIST Song 1 - Goodbye Song 2 - Alchemy Song 3 - Never Gonna Letcha Song 4 - Cry Baby Song 5 - Morning, Noon & Night ARTIST LINKS LINKS: https://linktr.ee/theglitterbombsband WEBSITE: https://www.theglitterbombsband.com/ INSTAGRAM: https://www.instagram.com/theglitterbombsband/ SPOTIFY: https://open.spotify.com/artist/0wvCKyiVsYEYa3oxbsvgCQ?si=vHEG9KmDTG2qcReh1RHH0Q PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines, we'll provide a Millennial's Guide to Financial Freedom Millennials and Gen Z are navigating a financial landscape marked by high living costs, stagnant wages relative to inflation, and evolving career dynamics (e.g., gig economy, remote work). Recent data highlights their challenges: Student Debt: Over 45 million Americans owe $1.7 trillion in student loans, with Millennials and Gen Z bearing the brunt. Many are delaying major life milestones like buying homes or starting families. Homeownership Barriers: Rising home prices and interest rates (hovering around 6–7% in 2025) make homeownership elusive, especially in urban areas. Retirement Concerns: Only 55% of Millennials have retirement savings, and Gen Z is just starting to grapple with long-term planning, per recent surveys. Economic Optimism: Despite challenges, these generations are entrepreneurial, with 54% of Gen Z expressing interest in side hustles or starting businesses, according to 2024 studies. Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while training in his F1 Ferrari, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Cannibal Queen on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Cannibal Queen FULL SET LIST Song 1 - Master of My Fate Song 2 - Weeds in My Garden Song 3 - New Colors Song 4 - Pretty Boy Song 5 - Hostage ARTIST LINKS INSTAGRAM: https://www.instagram.com/cannibalqueen13/ SPOTIFY: https://open.spotify.com/track/4wdZRjwxxvy6DzGoQLp40k?si=344efbb9e2e54011 YOUTUBE: https://www.youtube.com/@AubreyAuclair PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines, we'll discuss 5 questions to ask your partner to ensure you're on the same page financially… 1. Hypothetical 2. How much $ do you need? 3. What happens if one of us were to die? 4. What happens if one of us is disabled? 5. How do you feel about our current financial strategy Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sippin' coffee and listening to a live DJ at Drips with Drops, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

The Last Wild Buffalo on Van Sessions! Support local musicians - Sponsor Van Sessions: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | The Last Wild Buffalo FULL SET LIST Song 1 - Don't Cry When I Leave Song 2 - Hay Burners ARTIST LINKS LINKS: https://linktr.ee/thelastwildbuffalo INSTAGRAM: https://www.instagram.com/thelastwildbuffalo/ SPOTIFY: https://open.spotify.com/album/1glhcMP1GBXkwUMADllQkY?utm_medium=share&utm_source=linktree APPLE MUSIC: https://geo.music.apple.com/us/album/_/1771233009?app=music&at=1000lHKX&ct=linktree_http&itscg=30200&itsct=lt_m&ls=1&mt=1 YOUTUBE: https://www.youtube.com/playlist?list=OLAK5uy_llUe1xByQWgVshj7EdbVeQLkYWK2QQ3_8 PRESENTING SPONSORS Ogden Friends of Acoustic Music: https://ofoam.org/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Karlie McKinnon on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Karlie McKinnon FULL SET LIST Song 1 - Part-Time Honey Song 2 - Drink Tonight Song 3 - Vultures Song 4 - Lord Take Me Away Song 5 - Dream On COVER ARTIST LINKS LINKS: https://linktr.ee/karliemckinnon WEBSITE: https://karliemckinnon.com/ SPOTIFY: https://spotify.link/L5wPQ7WatDb APPLE MUSIC: https://music.apple.com/us/artist/karlie-mckinnon/427394373 VENMO: https://account.venmo.com/u/karlie-mckinnon PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Mara Winegar // Wasatch Yoga Fest https://www.wasatchyogafest.com/ MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Vultures,” Karlie McKinnon on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Baja Baptism on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Baja Baptism, an Imagine Music Rock Academy Band FULL SET LIST Song 1 - crushcrushcrush, Paramore COVER Song 2 - Today I Saw The Whole World, Pierce the Veil COVER Song 3 - Master of Puppets, Metallica COVER Song 4 - Adults are Talking, The Strokes COVER Song 5 - Oblivion, Royal Blood ARTIST LINKS Imagine Music: http://www.imaginemusicogden.com/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Saving money vs spending money - what are the benefits to both saving & spending? On this episode of Through The Pines, we talk to two certified financial planning professionals to get their opinion on saving vs spending: Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while knitting his new wighted blanket to help calm his creeping forest anxiety, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Car Alarm on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Car Alarm, an Imagine Music Rock Academy Band FULL SET LIST Song 1 - Get Bummed Out by Remember Sports COVER Song 2 - Just Like Heaven by The Cure COVER Song 3 - Duvet by bôa COVER Song 4 - Breed by Nirvana COVER Song 5 - Song 2 by Blur COVER ARTIST LINKS Imagine Music: http://www.imaginemusicogden.com/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

What is a Roth IRA, and How can you use a Roth to build wealth? On this episode of Through The Pines, we'll discuss all things Roth IRA's, including… Roth vs. Traditional IRA's What is a Backdoor Roth Contribution? When can you do Roth Conversions? What is a MEGA-Backdoor Roth? Does your 401K Allow Roth's? 3 Money Types in a Roth IRA What is the 5 Year Rule? Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while Rollerblading the Newport Beach Boardwalk, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Rats on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Rats, an Imagine Music Rock Academy Band FULL SET LIST Song 1 - Mr. Brightside, The Killers COVER Song 2 - Paranoid, Black Sabbath COVER Song 3 - Adam's Song, blink-182 COVER Song 4 - Square Hammer, Ghost COVER ARTIST LINKS Imagine Music: http://www.imaginemusicogden.com/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

YUDI on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | YUDI FULL SET LIST Song 1 - Sunflower Garden Song 2 - Cam Song 3 - Tumbleweed Song 4 - I Like What I Like Song 5 - Moon Eyes ARTIST LINKS YUDI: https://linktr.ee/yudikomusic PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On today's episode of Through the Pines we'll explore the complexities of debt including: What is debt & why it's not always evil Using debt as a tool for growth Defining the debt that drags you down Recognizing when debt becomes a crisis Understanding the psychology of debt Looking at debt in 2025 Escaping the debt trap Prevention Expert insights Debt Game Plan Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while mastering his pickleball serve, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Resonomics with SA Lopez and Smash Boogie are Th3 Recipe on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Resonomics with SA Lopez & Smash Boogie aka Th3 Recipe FULL SET LIST Song 1 - Junction City Song 2 - Mind Write Song 3 - Can You Feel It (Th3 Recipe) Song 4 - Picture Mixture (Th3 Recipe) Song 5 - Danger Us (Th3 Recipe) ARTIST LINKS RESONOMICS: https://solo.to/resonomics SA LOPEZ: https://linktr.ee/salopez SMASH BOOGIE: https://linktr.ee/smashboogie TH3 RECIPE: https://www.instagram.com/th3_recipe_music/ SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

What you need to know about Estate Settlement including… What is an Estate Settlement What generally needs to happen What happens with your home How personal assets are handled Bank Account transfers IRA Beneficiaries Life Insurance implications Annuity challenges Why you need a Trust Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens making AI photos of himself in public & having a great laugh about it, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** What you need to know about Estate Settlement including… What is an Estate Settlement What generally needs to happen What happens with your home How personal assets are handled Bank Account transfers IRA Beneficiaries Life Insurance implications Annuity challenges Why you need a Trust Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens making AI photos of himself in public & having a great laugh about it, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025 This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Barrage à Trois on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Barrage à Trois FULL SET LIST Song 1 - My Little Suede Shoes - Charlie Parker COVER Song 2 - Alison, Elvis Costello COVER Song 3 - Night Life, Willie Nelson COVER Song 4 - I Always Bounce Back To you - Craig Schriber ORIGINAL Song 5 - Still Got the Blues (For You) Gary Moore COVER Song 6 - Coming Home To You - Craig Schriber ORIGINAL ARTIST LINKS INSTAGRAM: https://www.instagram.com/barrage_a_trois/ THREADS: https://www.threads.com/@barrage_a_trois?xmt=AQF0-_hBEIZ0XvHNY1u1k2bes7e-6UJaTS43TjgJ0R415sc SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Standards & Substandards on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Standards & Substandards FULL SET LIST Song 1 - Sunday Kind of Love, Etta James COVER Song 2 - Something Right Song 3 - Mardi Gras Beads on the Virgin Mary Song 4 - What Was I Made For? Billie Eilish COVER Song 5 - Armor, Sara Bareilles COVER ARTIST LINKS INSTAGRAM: https://www.instagram.com/standards_and_substandards/ FACEBOOK: https://www.facebook.com/StandardsandSubstandards/ YOUTUBE: https://www.youtube.com/@substandards WEBSITE: https://substandards.band/ SPOTIFY: https://open.spotify.com/artist/7Khj27KYmG2L4PXlCs360I?si=vOKLqUPrQQam7k8iHpnStA SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Sara Mejeur // Ogden Dinosaur Park ED Ogden Dinosaur Park MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Something Right,” Standards & Substandards on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

The Proper Way on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | The Proper Way FULL SET LIST Song 1 - Good Love, Mike Clark & the Sugar Sounds COVER Song 2 - Ophelia, The Band COVER Song 3 - When I Paint My Masterpiece, Bob Dylan COVER Song 4 - Brokedown Palace, Grateful Dead COVER Song 5 - A Song for You, Leon Russell COVER ARTIST LINKS INSTAGRAM: https://www.instagram.com/theproperwayband/ FACEBOOK: https://www.facebook.com/theproperwayband/ WEBSITE: https://theproperwayband.com/ TIP: https://account.venmo.com/u/theproperwayband?catchAll=u&catchAll=theproperwayband CONTACT/BOOK: https://theproperwayband.com/contact SHOWS: https://www.bandsintown.com/a/13337733-the-proper-way?came_from=242&utm_medium=web&utm_source=artist_event_page&utm_campaign=artist LISTEN: https://songwhip.com/theproperway WATCH: https://www.youtube.com/c/theproperway BUY: https://theproperwayband.com/merchandise STUDIO: https://theproperwayband.com/studio SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

ALL SYSTEMS RED // Bourbon Beer & Books

The Ogden Music Festival returns for its 17th year featuring a phenomenal music lineup, fun events for kids, and a continued emphasis on sustainability. Reba, Shauna & Leanne, join us to chat about this year's event! Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Reba // OFOAM - Ogden Music Festival Shauna // OFOAM - Ogden Music Festival LeeAnn // OFOAM - Ogden Music Festival Ogden Music Festival: https://www.ofoam.org/ogden-music-festival MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “When I Paint My Masterpiece,” The Proper Way on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Financial care for aging parents: tough decisions unveiled… On this episode of Through The Pines, we'll discus some of the biggest financial challenges facing aging parents including: Home Care vs. Care Facility When to add adult kids names to accounts Reviewing your estate plan When do you start thinking about taking the keys away? Senior Fraud Joint meetings with professionals Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while combing out his lovely locks, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

The Ogden Marathon returns with America First as the Title Sponsor! We chat with GOAL Executive Director Troy Callentine, AFCU Director of Public Relations, Dave Nellis, and featured Marathon artist Leon Araujo about the exciting upcoming event. Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Troy Callentine // GOAL - Ogden Marathon Leon Araujo // Artist Dave Nellis // Director of Public Relations - AFCU Ogden Marathon: https://www.ogdenmarathon.com/ MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “…,” The Low Point on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Investing in uncertain times, making sense of markets, emotions, and sticking to timeless strategies to weather the storm On this episode of Through The Pines, we'll discus investing in chaos including: Understanding Market Volatility The emotional Rollercoaster Timeless Strategies That Weather the Storm Investing Trends in 2025 Inflation & Interest Rates Geopolitical Wildcards Learning From the Pros in the Industry Laying out Your “Chaos” Playbook Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while laying out by the pool, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Atlas Lane on Van Sessions! Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Atlas Lane FULL SET LIST Song 1 - Perennial Song 2 - Skeleton Park Song 3 - First Thing Song 4 - The Bends Song 5 - Sisyphus ARTIST LINKS INSTAGRAM: https://www.instagram.com/atlaslanemusic/ SPOTIFY: https://open.spotify.com/artist/0I2NRKQ4rw0kXjwW4l7EAv?si=KOGXhWjKToOXMSAB00pKXQ APPLE MUSIC: h YOUTUBE: https://www.youtube.com/channel/UCc-wZi5CviqGnywdek5dLHA SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts Become a Sponsor: https://t.ly/KsrVL CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Tactical Nacho Media: https://www.tacticalnacho.com/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

After a one year hiatus, the Ogden Arts Festival returns with new directors. Reide & Cecily from Ogden Downtown Alliance dish out the details and we offer our dream event scenarios for Historic 25th Street! Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Cecily Kiss // ODA - Ogden Arts Festival Reide Thompson // ODA - Ogden Arts Festival Ogden Arts Festival: https://ogdendowntown.com/ogdenartsfestival/ MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Skeleton Park,” Atlas Lane on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Cooper Lavallee on Van Sessions! Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Cooper Lavallee FULL SET LIST Song 1 - The Train Song Song 2 - The Double Down Blues Song 3 - Bluebird Wine (COVER) Rodney Crowell Song 4 - Do I Ever Cross Your Mind (COVER) Dolly & Chet ARTIST LINKS WEBSITE: https://www.cooperlavallee.com/ INSTAGRAM: https://www.instagram.com/lavalleecooper/ FACEBOOK: https://www.facebook.com/share/16Bjkbp38n/?mibextid=wwXIfr YOUTUBE: https://www.youtube.com/@cooperlavalleemusic SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts Your Business Here: https://t.ly/KsrVL CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Tactical Nacho Media: https://www.tacticalnacho.com/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Hayley & Phil from Weber State's Outdoor Program detail the events around the 18th annual Ogden Climbing Festival. From a Himalayan trip keynote, to a boulder comp, crate stacking, clinics, and more, the climbing festival offers education, and inspiration for all. Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Hayley Prine // Weber State Outdoor Program Coordinator - Ogden Climbing Festival Philip Burnett // Weber State Outdoor Program Rentals Manager - Ogden Climbing Festival Ogden Climbing Festival: https://www.weber.edu/ogdenclimbingfestival MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “The Train Song,” Cooper LaValle on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

On this episode of Through The Pines, we'll discuss how to build a winning business plan, including… What is an annual Business Plan? Why do you need an annual Business Plan? What benefits do you see from a Business Plan? How do you write a business plan? Mission / Vision Statement Past Goals / Year in Review Current State of Business Future Goals Activities Needed to Achieve those goals Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while puffing on his Beehive branded cigar, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 _________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUEST: Abbigail Hohmann // Cycle Tourist & Freelance Filmmaker Media Mentioned on the show: “Far Behind,” Candlebox: https://open.spotify.com/track/3mhOmh4tRKsMfnRmgZfeBm?si=9c25169f3f984abb “How You Remind Me,” Nickleback: https://open.spotify.com/track/0gmbgwZ8iqyMPmXefof8Yf?si=ce0a903394eb4caf “Tehachapi”by Margo Cilker: https://open.spotify.com/track/0j9jP19PPII2GKfTSR3Gsz?si=3efeafa378604389 The Cabinet of Dr. Caligari: https://www.imdb.com/title/tt0010323/ Horatio's Drive: https://www.pbs.org/show/horatios-drive/ MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Love,” Lapdog on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

On this episode of Through The Pines, we'll discuss How to Win Financially in 2025! Including… Creating a Budget Pay Yourself First Debt Management / Strategic Borrowing Investing / Wealth Building Understanding Market Trends Income Diversification / Skill Acquisition Personal Financial Growth Set Clear Goals Leverage Technology Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sipping mai tai's on the beach, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2024

ARTISAN: Hand Crafted with Dylan Totaro &Happy Hippy Skis - Caleb & Liz Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUEST: Dylan Totaro // Cinematographer Caleb & Liz // Happy Hippy Skis ARTISAN: Hand Crafted: https://dylantotaro.myportfolio.com/artisan-happyhippyskis Happy Hippy Skis: https://www.happyhippyskis.com/ MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. SPONSOR: Salt & Hops GUEST: Troy Price // Executive Director, Snowbasin Sports Education Foundation MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Miles From Home” Theoretical Blonde on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Oh, for the love of insurance… On this episode of Through The Pines, we'll discuss the importance of Insurance when it comes to your finances, along the potential savings and risks involved - Why do we have insurance - The invention of insurance - What is a loss ratio? - Most important insurances: Auto, Health, Life, Disability, etc… - What are HSA's and should you have one? Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sipping hot cocoa, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates _________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Theoretical Blonde on Van Sessions! Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Theoretical Blonde FULL SET LIST Song 1 - One Of Us Song 2 - Big River Song 3 - Opium Song 4 - Miles From Home ARTIST LINKS LINKS: https://linktr.ee/theoreticalblonde WEBSITE: https://theoreticalblonde.com/ INSTAGRAM: https://www.instagram.com/theoreticalblonde/ SPOTIFY: https://linktr.ee/theoreticalblonde APPLE MUSIC: https://music.apple.com/us/artist/theoretical-blonde/1710045482 SUPPORTERS The Monarch Building: https://themonarchogden.com/ UTOG Brewing: https://www.utogbrewing.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson, https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com #vansessions #localsrock #musicdiscovery #localmusic #podcast #music #theoreticalblonde

The Drought on Van Sessions! Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | The Drought FULL SET LIST Song 1 - Crossroads Song 2 - Portrait Song 3 - Play of the Game Song 4 - BLB Song 5 - What Have I Done To You ARTIST LINKS SPOTIFY: https://open.spotify.com/artist/3uwmjfetdUzoi2ZiRA4NyK?si=jdw4ZtnoSSCYnaRILkoHVQ SOUNDCLOUD: https://soundcloud.com/thedrought_slc INSTAGRAM: https://www.instagram.com/thedrought_slc/ TIKTOK: https://www.tiktok.com/@thedrought_slc?_t=zp-8tkaqlx0znn&_r=1 SUPPORTERS The Monarch Building: https://themonarchogden.com/ UTOG Brewing: https://www.utogbrewing.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson, https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Financial planning is crucial for achieving financial stability and reaching long-term goals, yet many individuals struggle with it. On this Through The Pines episode, we'll discus some of the biggest reasons people fail to plan financially and what you can do about it, including… Procrastination Living Beyond One's Means Emergency Expenses Fear of Investment or Risk Aversion No Clear Goals Mental or Psychological Barriers Poor Debt Management Lack of Discipline Life Changes and Lack of Adjustment Economic Conditions Over-reliance on One Income Source Neglecting Retirement Planning Not Seeking Professional Advice Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while contemplating the mysteries of the universe, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

If and When on Van Sessions! Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | If and When FULL SET LIST Song 1 - My Way Song 2 - Untitled Song 3 - Before You Song 4 - Something ARTIST LINKS SPOTIFY: https://open.spotify.com/artist/2wHbxlpeYKDm3QiQ563zQY?si=Kx1VkB4hQOyf_ekpCBSYcQ INSTAGRAM: https://www.instagram.com/_ifandwhen_band/?igshid=NTc4MTIwNjQ2YQ%3D%3D TIKTOK: https://www.tiktok.com/@ifandwhenband SUPPORTERS The Monarch Building: https://themonarchogden.com/ UTOG Brewing: https://www.utogbrewing.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson, https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Dead Zephyrs on Van Sessions! Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Dead Zephyrs FULL SET LIST Song 1 - Sub City Song 2 - Buttaface Song 3 - Cancel the Culture Song 4 - Cheated Death Song 5 - Intelligence ARTIST LINKS SPOTIFY: https://open.spotify.com/artist/2oQZ6PJSYyBBroGpKO4T1x APPLE MUSIC: https://music.apple.com/us/artist/dead-zephyrs/1517186093 FACEBOOK: https://www.facebook.com/deadzephyrs INSTAGRAM: https://instagram.com/deadzephyrs YOUTUBE: https://www.youtube.com/channel/UCC8NtpjlsmVzqzNKyVk9mDg SUPPORTERS The Monarch Building: https://themonarchogden.com/ UTOG Brewing: https://www.utogbrewing.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Tactical Nacho: https://www.instagram.com/tactical_nacho_media/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com