Adventure for your ears - The Banyan Collective brings you podcasting from Ogden, Utah.

Celebrating 25 years of the Ogden Marathon with The GOAL Foundation, America First, and Artist Ryan Snarr Never miss an episode of Ogden Arts & Adventure, SUBSCRIBE HERE: https://www.youtube.com/ @ogdenartsandadventure

Subscribe to live your best life - Ascent Life Newsletter: ascentlifenow.com Ascent Life Podcast YouTube: https://www.youtube.com/@ascentlifenow Spotify: https://open.spotify.com/show/7t25ibFaEVPw2rui7OEbhg?si=edce41a45a0c446a Apple Podcasts: https://podcasts.apple.com/us/podcast/ascent-life-podcast/id1800541658 ——————————————————————————— Intro: Cultura & Craft with Leon Araujo From admiring the street art in Mexico City as a child to now creating murals along the Wasatch Front in Utah, Leon Aruajo is living his dream of sharing art with the world… Welcome to the Ascent Life podcast, I'm your host, R. Brandon Long, here with the mission to inspire 1 million people a day to live their best lives, and become the best version of themselves: Healthy, Wealthy & Wise—That is living an Ascent Life Please subscribe to the show on YouTube @ascentlifenow Subscribe to my weekly Ascent Life Newsletter where yes, I link each podcast so you never miss an episode, and I also dive deeper into what I've learned each week on the subject of living your best life —newsletter link is ascentlifenow.com WISDOM FROM THE PAGES: We begin today's episode with Wisdom From The Pages - reading from The Book of Elon “You want to embark on something where success is certain to be one of the outcomes.” “I've got mad respect for the makers of things.” “The one thing you cannot replace is time.” “Innovation is not the problem. Execution is the problem.” Thank you for tuning into this episode of the Ascent Life podcast! If you made it this far in the program, then you are the perfect person to help someone else live their best life, simply share this episode with just one other human, and together we can fulfill the goal of helping one million people a day become the best version of themselves. If you're not already subscribed on YouTube, join us on that platform @ ascentlifenow. For your daily dose of visual inspiration, follow Ascent Life on Instagram. Each week in my Ascent Life newsletter, I dive a little deeper into what I've learned when it comes to living your best life, and I share that information along with links to the podcast so you never miss an episode! The email newsletter subscription link in the episode show notes. Thank you for joining me on this journey as we all push towards self actualization through resilience, and adaptability, creating a positive impact on the world —using our “unique ability” to fulfill our purpose, and become the best version of ourselves: healthy, wealthy & wise! We'll continue our paths together on the next Ascent Life! Cheers, and Godspeed

On this episode of Through The Pines we're covering what we've learned along with our favorite moments as we celebrate our 100th episodes of Through The Pines!! Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while enjoying his first latte of the day, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: planwithbaxter.com Congratulations on 100 Episodes of Through The Pines! This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2026

On this episode of Through The Pines we'll cover the Most Important Concepts Investors Live By Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while performing his morning routine for optimized living, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: planwithbaxter.com ____________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2026 #podcast #money #wealth #retirement #financialplanning #finances #networth

BONNEVILLE on Van Sessions at The Monarch Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | BONNEVILLE FULL SET LIST Track 1 - Toe Track 2 - Marie Track 3 - Horse Track 4 - What You Need Track 5 - Punch ARTIST LINKS: https://linktr.ee/bonnevilleband PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ The Banyan Collective: http://www.thebanyancollective.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines we'll cover why & how to have the talk, the money talk with your partner before marriage Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while washing his air cooled Porsche 911, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: planwithbaxter.com Money Mindset & Values Current Financial Snapshot Combining Finances (or not) Protecting Each Other: Insurance Safety Nets Short, Mid, & Long Term Financial Goals Investing Style & Philosophy Past Financial Baggage Estate Planning & Legacy Day-to-Day Financial Management Prenups This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2026

Ascent Life Podcast Ep. 28 - Break Limits, Build Better Habits with High Performance Coach, Chad Weller Subscribe to live your best life - Ascent Life Newsletter: ascentlifenow.com Ascent Life Podcast YouTube: https://www.youtube.com/@ascentlifenow Spotify: https://open.spotify.com/show/7t25ibFaEVPw2rui7OEbhg?si=edce41a45a0c446a Apple Podcasts: https://podcasts.apple.com/us/podcast/ascent-life-podcast/id1800541658 ——————————————————————————— Intro: Break Limits, Build Habits with High Performance Coach, Chad Weller From traveling the world as a model working with top designers, and building multiple six and seven figure businesses to becoming a professional ultra-runner, and now a High Performance Life Coach on this episode of Ascent Life, we'll chat with Chad Weller and discover his inspirational story from hitting rock bottom to now living his best life. Welcome to the Ascent Life podcast, I'm your host, R. Brandon Long, here with the mission to inspire 1 million people a day to live their best lives, and become the best version of themselves: Healthy, Wealthy & Wise—That is living an Ascent Life Please subscribe to the show on YouTube @ascentlifenow Subscribe to my weekly Ascent Life Newsletter where yes, I link each podcast so you never miss an episode, and I also dive deeper into what I've learned each week on the subject of living your best life —newsletter subscription link is in the podcast description. WISDOM FROM THE PAGES: We begin today's episode with Wisdom From The Pages - reading from The Let Them Theory, Mel Robbins & Sawyer Robbins - rooted in Stoicism, & Buddhism… “True power lies in our response.” “You always have power, no matter what is happening around you.” “You reclaim your power by choosing how you respond.” CONTENT SUGGESTION: YouTube: “The Number One Reason For FAILURE” https://youtu.be/KglLWOTWE7U?si=mGqHCICX1tg0aV5Y INTERVIEW Our guest today is former model and professional ultrarunner, and entrepreneur & current High Performance Life Coach, Chad Weller https://chadweller.com/ Chad, Welcome to Ascent Life… Interview: Preview the Big 3 Questions: Purpose, Success, Legacy, Let's begin with your story and how & when you decided to take control of your life When did you decide to make running very day a priority? Now 2,000+ days & 5.5 years The importance of alignment with goals and daily actions Currently living your best life (Ascent Life) what does that actually mean to you? With Coaching, describe a Breakthrough Session and how you help people discover their purpose What sets you apart as a life coach? #chadding Describe the power of self belief & how self discipline helps What is your Definite Major Purpose Currently living your best life (Ascent Life) what does that actually mean to you? - How do you define success or living your best life? How do you want to be remembered? What is your biggest fear? Fave local trail? The goal with the Ascent Life podcast is to help as many people as possible live their best life (a life by design), what advice would you like to leave us with so that others may take their first step to an Ascent Life? Outro: Thank you for tuning into this episode of the Ascent Life podcast! If you made it this far in the program, then you are the perfect person to help someone else live their best life, simply share this episode with just one other human, and together we can fulfill the goal of helping one million people a day become the best version of themselves. If you're not already subscribed on YouTube, join us on that platform @ ascentlifenow. For your daily dose of visual inspiration, follow Ascent Life on Instagram. Each week in my Ascent Life newsletter, I dive a little deeper into what I've learned when it comes to living your best life, and I share that information along with links to the podcast so you never miss an episode! The email newsletter subscription link in the episode show notes. Thank you for joining me on this journey as we all push towards self actualization through resilience, and adaptability, creating a positive impact on the world —using our “unique ability” to fulfill our purpose, and become the best version of ourselves: healthy, wealthy & wise! We'll continue our paths together on the next Ascent Life! Cheers, and Godspeed

Runaway Fire on Van Sessions at The Monarch Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Runaway Fire FULL SET LIST Track 1 - Your Watch Track 2 - Come Pick Me Up Track 3 - Lovely You Are Track 4 - Bent Track 5 - Wool Socks ARTIST LINKS WEBSITE: https://runawayfire.com/ SPOTIFY: https://open.spotify.com/artist/20YTafSqFjwJyWebEgZKDT?si=WNzwcLQhQrWexBaS4yzFMw INSTAGRAM: https://www.instagram.com/runawayfireband/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ The Banyan Collective: http://www.thebanyancollective.com/ GREEN ROOM SPONSOR: Ogden's Own Distillery GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Dylan Totaro: https://www.instagram.com/dylantotaro/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Never miss an episode of Ogden Arts & Adventure, SUBSCRIBE HERE: https://www.youtube.com/ @ogdenartsandadventure

Fur Foxen on Van Sessions at The Monarch Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Fur Foxen FULL SET LIST Track 1 - Murders & Metaphors Track 2 - Where You Are Track 3 - Beats Uncertain Track 4 - Leave The Cane Track 5 - You Want Love ARTIST LINKS WEBSITE: https://www.furfoxen.com/music SPOTIFY: https://open.spotify.com/artist/6In9P4kDaRgsRq4LwtdNeT?si=FzZ0q7QSSJ-SgGKVtx-TPg YOUTUBE: https://www.youtube.com/channel/UCYUqPyplfAzbftk8QF_j5jw INSTAGRAM: https://www.instagram.com/furfoxenmusic/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ The Banyan Collective: http://www.thebanyancollective.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Dylan Totaro: https://www.instagram.com/dylantotaro/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Modern Speed on Van Sessions at The Monarch Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Modern Speed FULL SET LIST Track 1 - Canoe Track 2 - Say Hello Track 3 - Modern Reasons for Crying Track 4 - River Track 5 - Peace of Mind ARTIST LINKS LINKS: https://linktr.ee/modernspeed ITUNES: https://music.apple.com/us/artist/modern-speed/1572744361 SPOTIFY: https://open.spotify.com/artist/3UEPKJeKKKhfQDNhpPqdm5?si=C69eUJ2oSsOJU09kQqwAJQ YOUTUBE: https://youtube.com/channel/UCuV77qFOoqT8nJ5rkUdOK1A INSTAGRAM: https://www.instagram.com/modernspeedgram/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ The Banyan Collective: http://www.thebanyancollective.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Ar Lewi on Van Sessions at The Monarch Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Ar Lewi FULL SET LIST Track 1 - Blue Palace Track 2 - What We Do For Fun Around Here Track 3 - Oh, So Madly Track 4 - I Won't Lay Down And Die Track 5 - Rum Shaker Track 6 - What's One More Heartbreak ARTIST LINKS WEBSITE: https://arlewi.com/ SPOTIFY: https://open.spotify.com/artist/1aHrVUxFCfaVRk89G5HL4Q?si=35y-HHZpQL29pePx5D6Agw INSTAGRAM: https://www.instagram.com/ar.lewi/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ The Banyan Collective: http://www.thebanyancollective.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Pines Ep. 92 - Saving For Your Kids' Future On this episode of Through The Pines we'll cover Saving For Your Kids' Future, including Trump Accounts - What are they, features & contributions 529 Plans Custodial Accounts Roth IRA's for Kids Investment Strategies Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while writing his New Year's Resolutions, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: planwithbaxter.com __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2026

Don't Apologize on Van Sessions at The Monarch Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Don't Apologize FULL SET LIST Track 1 - Ethereal Track 2 - Catharsis Track 3 - Worth It Track 4 - American Dream Track 5 - Expectations ARTIST LINKS LINKS: WEBSITE: https://dontapologizeband.com/ SPOTIFY: https://open.spotify.com/artist/5pOdXmLvjCjUbUVl7TYm8J?si=O6nGhfgnSYyLXaAWdSpMUQ INSTAGRAM: https://www.instagram.com/dontapologize.band/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ The Banyan Collective: http://www.thebanyancollective.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Sunny Daze on Van Sessions at The Monarch Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Sunny Daze FULL SET LIST Track 1 - Little Chocolate Piece Track 2 - Coming Home Track 3 - Seven, Seven, Seven ARTIST LINKS LINKS: https://distrokid.com/hyperfollow/sunnydazeandkhay/float SPOTIFY: https://open.spotify.com/artist/5NZgdphK0VcsK27RzmDIOU?si=dorSHgw_SOy5SvEXbBKdNg APPLE MUSIC: https://music.apple.com/us/album/float-single/1842607446?uo=4 INSTAGRAM: https://www.instagram.com/sunnyd_aze/ YOUTUBE: https://youtu.be/bxyMEAiEMSI?si=NkOSTT6pfwJQ0MzO PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ The Banyan Collective: http://www.thebanyancollective.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines we'll cover your year-end financial planning checklist! Maxing out Retirement Contributions Harvest Investment Taking Required Minimum Distributions Charitable Gifts Deferring Income Roth Strategies Spending FSA Funds Portfolio Rebalancing Evaluating Business Retirement Plans Updating Estate Plans Reflecting on Financial Goals Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while buffing his vintage Porsche 911 Speedster, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: planwithbaxter.com This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025 #podcast #money #wealth #retirement #financialplanning #finances #networth

Congratulations, you've built up a good-sized nest egg of wealth! Now, what are the risks you need to watch out for. Obviously, there are a variety of ways people lose money. Vices, scams, etc. However, today we will be discussing the major risks to a financial plan that we can plan for. On this episode of Through The Pines we'll cover risks that threaten wealth building including… Inflation Stock Market Fluctuation Risk Sequence of Returns Risk Distribution Rate Risk Interest Rate Risk Credit Risk Concentration Risk Liability Risk let's dive in! Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while playing pickleball by himself, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Angela H. Brown | Executive Director, Craft Lake City https://craftlakecity.com/holiday-market Amy Wicks | Programs Manager, Utah Rivers Council https://utahrivers.org/ MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure If you found value in this podcast, buy us a beer: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Still a Boy” The Boy in Blue on Van Sessions Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Boy in Blue on Van Sessions! Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Boy In Blue FULL SET LIST Track 1 - Mr. Operation Track 2 - All For Nothing Track 3 - Still A Boy Track 4 - Bottle of Broken Cheers Track 5 - The Songs We Sing ARTIST LINKS INSTAGRAM: https://www.instagram.com/rileyrawlings/ SPOTIFY: https://open.spotify.com/artist/1hfdkC91GVmtMJyN3Ksoxh?si=kxhsr1QAQuK8maiVpCq96A PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ The Banyan Collective: http://www.thebanyancollective.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com #vansessions #musicdiscovery #localmusic #podcast #music #ogden #firstfriday #boyinblue

Underground, 5 Wives, Porter's Fire, Madam Pattirini, are all spirits those of us in Ogden have loved and enjoyed for years! We got the opportunity to chat with Ogden's Own Distillery's Social Media Manager along with their National Sales Manager on the latest Arts & Adventure Show to learn more about the brand along with fresh releases! Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Christian Miconi | Social Media Coordinator, Ogden's Own Distillery Ed Cable | National Sales Manager, Ogden's Own Distillery Ogden's Own: https://www.ogdensown.com/ MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure If you found value in this podcast, buy us a beer: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Okay,” Riley Rawlings on Van Sessions Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

On this episode of Through The Pines we'll cover How Health & Longevity Matter for Wealth-Building How Living Longer helps Health Compound Preventative Measures as a Financial Investment Health Savings Accounts Longevity Planning Mental Health & Productivity Long Term Care Workplace Wellness let's dive in! Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while doing his laundry in the stream, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Health is a foundational asset that amplifies financial success. Poor health can derail financial plans through unexpected medical expenses, lost income, or reduced productivity, while good health extends the time horizon for earning, saving, and investing. Exhibit A: Warren Buffett. __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Riley Rawlings on Van Sessions! Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Riley Rawlings FULL SET LIST Track 1 - The Middle Track 2 - For You Track 3 - Crazy On Me Track 4 - Doesn't Feel Right Track 5 - Patience Track 6 - Okay ARTIST LINKS INSTAGRAM: https://www.instagram.com/rileyrawlings/ SPOTIFY: https://open.spotify.com/artist/1hfdkC91GVmtMJyN3Ksoxh?si=kxhsr1QAQuK8maiVpCq96A PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com #vansessions #musicdiscovery #localmusic #podcast #music #ogden #firstfriday #rileyrawlings

Mel Soul & The Heartbeat on Van Sessions! Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Mel Soul & The Heartbeat FULL SET LIST Track 1 - Warmth Track 2 - 2022 Track 3 - I Am Now Track 4 - …Baby One More Time COVER ARTIST LINKS LINKS: https://linktr.ee/melsoul90 INSTAGRAM: https://www.instagram.com/melsoul90/ SPOTIFY: https://open.spotify.com/artist/2cPLR9VyeGizpf5FIxLAfY?si=JWJCCdLRTTOrmDgUqvDwpw YOUTUBE: https://youtube.com/@melsoul90 PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines we'll cover your Ultimate Financial High Level Financial Checklist including… Insurance Emergency Fund Debt Estate Planning Savings Strategies Retirement Financial Goals & Dreams *This is not a comprehensive list, however, it is a really good list to make sure you have your financial bases covered. It's also in a good order of operations. So, grab a note taking tool, a pencil, a notes app, etc. and let's dive in! Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while chopping wood with his bare hands, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Are your insurances in order? Health Insurance Home and Auto Insurance Life Insurance Disability Insurance Is your Emergency fund fully funded? Is your debt appropriate? What kinds of debt Debt to income ratios Is your Estate Planning taken care of? Wills Trusts Etc. Are you taking advantage of Savings strategies available to you? 401k Match HSA Employer Stock Plans Etc. s your Retirement on track? Will you be able to continue your current expenses in retirement What other retirement goals do you have Kids/ Grandkids Education and other savings Other Major Financial Goals Boats, Cabins, vacations Family Foundations •⁃Generational Wealth This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Kase - Utah Humanities - Utah Book Festival Dorie G. - Resident Horror Aficionado, & Bourbon Beer & Books Co-Host Utah Book Festival: https://utahhumanities.org/programs/center-for-the-book/book-festival MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure If you found value in this podcast, buy us a beer: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: Mel Soul & The Heart Heartbeat Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Support the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | J.Ezra FULL SET LIST Song 1 - Weepin' Afternoon Song 2 - Carry On Song 3 - I'm Not Over You Song 4 - Boots of Spanish Leather, Bob Dylan COVER ARTIST LINKS LINKS: https://linktr.ee/j.ezramusic INSTAGRAM: https://www.instagram.com/j.ezramusic/ SPOTIFY: https://open.spotify.com/artist/4mEe0nupEetWdTBRulVt0G?si=bpG8dk1kSO6b9083nwqCEw YOUTUBE: https://www.youtube.com/@j.ezramusic TIKTOK: https://www.tiktok.com/@j.ezramusic?is_from_webapp=1&sender_device=pc PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

atrick & Brody join us to chat Weber State Snowboarding Club and Snowboard Movie Night at The Monarch on November 5th. 6pm. FREE ENTRY Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Patrick - WSU Snowboard Club Brody - WSU Snowboard Club MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure If you found value in this podcast, buy us a beer: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: J.Ezra Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Sammy Brue FULL SET LIST Song 1 - Hard Livin' Justin Townes Earle COVER Song 2 - Borrowed Time Song 3 - A Letter From Your Favorite Billionaires Song 4 - 21st Century Hallelujah Man Song 5 - Poncho & Lefty, Townes Van Zandt COVER ARTIST LINKS LINKS: https://linktr.ee/sammybrue INSTAGRAM: https://www.instagram.com/sammybrue/ SPOTIFY: https://open.spotify.com/artist/07UNjwKXGW68cGvs4ifQlk?si=F-0ZBP0QRKa75U3YNjjmEg YOUTUBE: https://youtube.com/watch?v=LCXa113ZCOE PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Sandra // Mittendurch Amber // Atlas Tea Company Jerry // My Mind & Body Collective Emma & Chandler (Kids) Troy Callentine // GOAL / The NUT Spencer Paul // Singer / The NUT MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: Spencer Paul Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

On this episode of Through The Pines we'll learn how to build wealth in Retirement including… Diversifying Investments Optimizing Withdrawals Generating Passive Income Minimizing Taxes Controlling Expenses Flexible Work Protecting Against Inflation Managing Healthcare Costs Seeking Professional Advice Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while polishes his F1 car, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

LORD VOX on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Lord Vox FULL SET LIST Song 1 - Situations Song 2 - No Matter Song 3 - Border Haunt Song 4 - Even in the Night Song 5 - Nighttime Lover ARTIST LINKS LINKS: https://linktr.ee/lordvox INSTAGRAM: https://www.instagram.com/lordvoxmusic/ SPOTIFY: https://open.spotify.com/artist/7q95KLYcQpEDxi1ma3XvGg?si=kG8vxXwxQlmZdFaItdVh4A YOUTUBE: https://www.youtube.com/channel/UCxV3lb-ifr2I8KUAOJd1YZQ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines we'll dive into how to financially help our adult children How do you see people handle Education expenses for kids or grandkids? When do you see people stop helping their kids with basic monthly expenses? Wedding Expenses? How much do we help with living expenses as kids get married How do you handle emergency situations How do you handle disagreements with how they are spending their money if you are helping them out financially. What do you do when spouses disagree how to help kids? Family Vacations/ Reunions? Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while foraging for hallucinogenic mushrooms, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

The Glitter Bombs on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | The Glitter Bombs FULL SET LIST Song 1 - Goodbye Song 2 - Alchemy Song 3 - Never Gonna Letcha Song 4 - Cry Baby Song 5 - Morning, Noon & Night ARTIST LINKS LINKS: https://linktr.ee/theglitterbombsband WEBSITE: https://www.theglitterbombsband.com/ INSTAGRAM: https://www.instagram.com/theglitterbombsband/ SPOTIFY: https://open.spotify.com/artist/0wvCKyiVsYEYa3oxbsvgCQ?si=vHEG9KmDTG2qcReh1RHH0Q PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines, we'll provide a Millennial's Guide to Financial Freedom Millennials and Gen Z are navigating a financial landscape marked by high living costs, stagnant wages relative to inflation, and evolving career dynamics (e.g., gig economy, remote work). Recent data highlights their challenges: Student Debt: Over 45 million Americans owe $1.7 trillion in student loans, with Millennials and Gen Z bearing the brunt. Many are delaying major life milestones like buying homes or starting families. Homeownership Barriers: Rising home prices and interest rates (hovering around 6–7% in 2025) make homeownership elusive, especially in urban areas. Retirement Concerns: Only 55% of Millennials have retirement savings, and Gen Z is just starting to grapple with long-term planning, per recent surveys. Economic Optimism: Despite challenges, these generations are entrepreneurial, with 54% of Gen Z expressing interest in side hustles or starting businesses, according to 2024 studies. Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while training in his F1 Ferrari, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Cannibal Queen on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Cannibal Queen FULL SET LIST Song 1 - Master of My Fate Song 2 - Weeds in My Garden Song 3 - New Colors Song 4 - Pretty Boy Song 5 - Hostage ARTIST LINKS INSTAGRAM: https://www.instagram.com/cannibalqueen13/ SPOTIFY: https://open.spotify.com/track/4wdZRjwxxvy6DzGoQLp40k?si=344efbb9e2e54011 YOUTUBE: https://www.youtube.com/@AubreyAuclair PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On this episode of Through The Pines, we'll discuss 5 questions to ask your partner to ensure you're on the same page financially… 1. Hypothetical 2. How much $ do you need? 3. What happens if one of us were to die? 4. What happens if one of us is disabled? 5. How do you feel about our current financial strategy Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sippin' coffee and listening to a live DJ at Drips with Drops, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

The Last Wild Buffalo on Van Sessions! Support local musicians - Sponsor Van Sessions: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | The Last Wild Buffalo FULL SET LIST Song 1 - Don't Cry When I Leave Song 2 - Hay Burners ARTIST LINKS LINKS: https://linktr.ee/thelastwildbuffalo INSTAGRAM: https://www.instagram.com/thelastwildbuffalo/ SPOTIFY: https://open.spotify.com/album/1glhcMP1GBXkwUMADllQkY?utm_medium=share&utm_source=linktree APPLE MUSIC: https://geo.music.apple.com/us/album/_/1771233009?app=music&at=1000lHKX&ct=linktree_http&itscg=30200&itsct=lt_m&ls=1&mt=1 YOUTUBE: https://www.youtube.com/playlist?list=OLAK5uy_llUe1xByQWgVshj7EdbVeQLkYWK2QQ3_8 PRESENTING SPONSORS Ogden Friends of Acoustic Music: https://ofoam.org/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Karlie McKinnon on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Karlie McKinnon FULL SET LIST Song 1 - Part-Time Honey Song 2 - Drink Tonight Song 3 - Vultures Song 4 - Lord Take Me Away Song 5 - Dream On COVER ARTIST LINKS LINKS: https://linktr.ee/karliemckinnon WEBSITE: https://karliemckinnon.com/ SPOTIFY: https://spotify.link/L5wPQ7WatDb APPLE MUSIC: https://music.apple.com/us/artist/karlie-mckinnon/427394373 VENMO: https://account.venmo.com/u/karlie-mckinnon PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Mara Winegar // Wasatch Yoga Fest https://www.wasatchyogafest.com/ MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Vultures,” Karlie McKinnon on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod

Baja Baptism on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Baja Baptism, an Imagine Music Rock Academy Band FULL SET LIST Song 1 - crushcrushcrush, Paramore COVER Song 2 - Today I Saw The Whole World, Pierce the Veil COVER Song 3 - Master of Puppets, Metallica COVER Song 4 - Adults are Talking, The Strokes COVER Song 5 - Oblivion, Royal Blood ARTIST LINKS Imagine Music: http://www.imaginemusicogden.com/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer: The Banyan Collective Host: R. Brandon Long, brandon@thebanyancollective.com Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Saving money vs spending money - what are the benefits to both saving & spending? On this episode of Through The Pines, we talk to two certified financial planning professionals to get their opinion on saving vs spending: Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while knitting his new wighted blanket to help calm his creeping forest anxiety, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Car Alarm on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Car Alarm, an Imagine Music Rock Academy Band FULL SET LIST Song 1 - Get Bummed Out by Remember Sports COVER Song 2 - Just Like Heaven by The Cure COVER Song 3 - Duvet by bôa COVER Song 4 - Breed by Nirvana COVER Song 5 - Song 2 by Blur COVER ARTIST LINKS Imagine Music: http://www.imaginemusicogden.com/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

What is a Roth IRA, and How can you use a Roth to build wealth? On this episode of Through The Pines, we'll discuss all things Roth IRA's, including… Roth vs. Traditional IRA's What is a Backdoor Roth Contribution? When can you do Roth Conversions? What is a MEGA-Backdoor Roth? Does your 401K Allow Roth's? 3 Money Types in a Roth IRA What is the 5 Year Rule? Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while Rollerblading the Newport Beach Boardwalk, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Rats on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Rats, an Imagine Music Rock Academy Band FULL SET LIST Song 1 - Mr. Brightside, The Killers COVER Song 2 - Paranoid, Black Sabbath COVER Song 3 - Adam's Song, blink-182 COVER Song 4 - Square Hammer, Ghost COVER ARTIST LINKS Imagine Music: http://www.imaginemusicogden.com/ PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

YUDI on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | YUDI FULL SET LIST Song 1 - Sunflower Garden Song 2 - Cam Song 3 - Tumbleweed Song 4 - I Like What I Like Song 5 - Moon Eyes ARTIST LINKS YUDI: https://linktr.ee/yudikomusic PRESENTING SPONSORS The Monarch Building: https://themonarchogden.com/ Lucky Slice Pizza: https://www.theluckyslice.com/ GRANTING SPONSOR Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

On today's episode of Through the Pines we'll explore the complexities of debt including: What is debt & why it's not always evil Using debt as a tool for growth Defining the debt that drags you down Recognizing when debt becomes a crisis Understanding the psychology of debt Looking at debt in 2025 Escaping the debt trap Prevention Expert insights Debt Game Plan Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while mastering his pickleball serve, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Resonomics with SA Lopez and Smash Boogie are Th3 Recipe on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Resonomics with SA Lopez & Smash Boogie aka Th3 Recipe FULL SET LIST Song 1 - Junction City Song 2 - Mind Write Song 3 - Can You Feel It (Th3 Recipe) Song 4 - Picture Mixture (Th3 Recipe) Song 5 - Danger Us (Th3 Recipe) ARTIST LINKS RESONOMICS: https://solo.to/resonomics SA LOPEZ: https://linktr.ee/salopez SMASH BOOGIE: https://linktr.ee/smashboogie TH3 RECIPE: https://www.instagram.com/th3_recipe_music/ SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

What you need to know about Estate Settlement including… What is an Estate Settlement What generally needs to happen What happens with your home How personal assets are handled Bank Account transfers IRA Beneficiaries Life Insurance implications Annuity challenges Why you need a Trust Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens making AI photos of himself in public & having a great laugh about it, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** What you need to know about Estate Settlement including… What is an Estate Settlement What generally needs to happen What happens with your home How personal assets are handled Bank Account transfers IRA Beneficiaries Life Insurance implications Annuity challenges Why you need a Trust Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens making AI photos of himself in public & having a great laugh about it, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023 & 2024 Forbes Best in State Wealth Management Teams For Utah - Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award - Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2 __________________________________________________________________________ This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah. Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/ Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams. **** This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025 This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much. Through the Pines Podcast Copyright, The Banyan Collective - 2025

Barrage à Trois on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Barrage à Trois FULL SET LIST Song 1 - My Little Suede Shoes - Charlie Parker COVER Song 2 - Alison, Elvis Costello COVER Song 3 - Night Life, Willie Nelson COVER Song 4 - I Always Bounce Back To you - Craig Schriber ORIGINAL Song 5 - Still Got the Blues (For You) Gary Moore COVER Song 6 - Coming Home To You - Craig Schriber ORIGINAL ARTIST LINKS INSTAGRAM: https://www.instagram.com/barrage_a_trois/ THREADS: https://www.threads.com/@barrage_a_trois?xmt=AQF0-_hBEIZ0XvHNY1u1k2bes7e-6UJaTS43TjgJ0R415sc SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Standards & Substandards on Van Sessions! Sponsor the program: https://t.ly/KsrVL Van Sessions is Recorded at The Monarch in Ogden, Utah. ARTIST | Standards & Substandards FULL SET LIST Song 1 - Sunday Kind of Love, Etta James COVER Song 2 - Something Right Song 3 - Mardi Gras Beads on the Virgin Mary Song 4 - What Was I Made For? Billie Eilish COVER Song 5 - Armor, Sara Bareilles COVER ARTIST LINKS INSTAGRAM: https://www.instagram.com/standards_and_substandards/ FACEBOOK: https://www.facebook.com/StandardsandSubstandards/ YOUTUBE: https://www.youtube.com/@substandards WEBSITE: https://substandards.band/ SPOTIFY: https://open.spotify.com/artist/7Khj27KYmG2L4PXlCs360I?si=vOKLqUPrQQam7k8iHpnStA SUPPORTERS The Monarch Building: https://themonarchogden.com/ Ogden City Arts: https://ogdencity.com/707/Arts CREDITS Producer / Host: R. Brandon Long, The Banyan Collective Bookings: Todd Oberndorfer, todd@thebanyancollective.com Audio Mix: Scott Rogers, The Proper Way https://theproperwayband.com/studio DOP: Dixon Stoddard, https://www.instagram.com/studios_d21/ Photography: Avery Atkinson: https://www.instagram.com/avery_atkinson_/ FOLLOW // SUBSCRIBE Van Sessions Instagram: https://www.instagram.com/vansessions/ Van Sessions Facebook: https://www.facebook.com/thevansessions Van Sessions YouTube: https://www.youtube.com/@vansessionspod Tip Jar: https://www.buymeacoffee.com/banyanmedia The drive behind Van Sessions is to create a music discovery community for Northern Utah musicians to share their work, refine their craft, and network with other artists. Van Sessions helps support local musicians, photographers, and videographers through our project. Show your support for local artists by subscribing to Van Sessions on YouTube @vansessionspod or search "Van Sessions Podcast" on your favorite podcast platform. Join us live at the Monarch in Ogden every First Friday to be a part of the free concert and video podcast recording. Bookings: todd@thebanyancollective.com

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! I am R. Brandon Long along with Todd Oberndorfer, and we are your hosts for the greatest arts & adventure podcast in all the land. GUESTS: Sara Mejeur // Ogden Dinosaur Park ED Ogden Dinosaur Park MORE OAA: https://www.facebook.com/ogdenoutdooradventure https://www.instagram.com/ogdenadventure/ https://www.thebanyancollective.com/ogden-outdoor-adventure-show Thank you to BANYAN1 for powering today's Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. DM us on Instagram @ogdenadventure Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia OUTDOOR JUKEBOX: “Something Right,” Standards & Substandards on Van Sessions at The Monarch Watch Van Sessions on YouTube here: https://www.youtube.com/@vansessionspod