Podcasts about MID

http://www.sherylkline.com/blogIn the latest Fearless Female Leadership interview, I had the honor of talking with Sarah Lloyd Favaro, Senior Solutions Director, Office of Responsible AI and Governance at HCLTech, about one of the most urgent and misunderstood leadership topics today: how leaders can mitigate AI bias for women.Sarah's career has always lived at the intersection of technology and learning. Long before generative AI swept into the mainstream, she was exploring how tech could enhance human capability (not replace it.) But with the rapid rise of AI tools, Sarah doubled down on understanding how these systems work, why bias appears, and how leaders can prepare their organizations for a future where AI is woven into every workflow.What makes Sarah's perspective so powerful is her blended expertise: she understands both the practical magic of AI and the very real risks. She believes strongly that if organizations benefit from AI's productivity and innovation, they must also ensure equitable, responsible, human-centered usage.She emphasizes the critical role leaders play in upskilling their workforce… especially women, who are statistically underrepresented in AI fields. According to Sarah, equitable access to education and tools is non-negotiable if companies want to avoid widening gender and societal gaps.Sarah also demystifies what many call the AI “black box.” She explains that becoming confident with AI doesn't require being an engineer. Instead, it requires learning how to communicate with AI systems, think critically about outputs, and understand where bias may creep in.Her message is both empowering and practical: AI is here to stay. And with the right awareness, skills, and strategies, women and leaders can shape a future where AI is an equalizer (not a divider.)

A high-octane sprint through bass culture: Godino's “Sonar” sets the radar pinging before rubbery rollers (Basstyler “Rubber Duck”), Spanish heat (Yo Speed “Crime Files” / “Fogo”), and warehouse grit (Shade K x CODE BREAKERZ “WORK IT!”). Loopcrashing and ADDAMZ pull it widescreen, then Bassrock's refit of Phrenetic slams into JottaFrank and Nitro (ESP). Mid-show goes turbo with Woter & Bazco “Power,” Destroyers & Guau “Dance 2,” and Blaze DJ “Let It Roll,” before Charlotte de Witte's “Higher” takes a techno detour with a Breaks wink. We land on fresh UK/ES flavours from Borez & Dominic B UK, Thunder Breakz, GLOW (SP), and a cheeky Papu Papu reload to sign off. ⚡️Like the Show? Click the [Repost] ↻ button so more people can hear it!

Mid week and Jeff is loaded with news items and chats with Preston Truman Boyd & Mike Dickinson on this Happy Hump Day Edition of The Jeff Katz Show!

Mid-career change can open the door to fresh possibilities, but it can also bring pressure, uncertainty and moments where clarity feels out of reach. In this episode, I'm joined by Nina Stephenson-Camps, founder of Thrive Always, to explore how we can stay grounded and think clearly during times of transition.Nina specialises in what she calls real-time resilience — simple, practical mindset tools you can use right in the moment when stress rises or your confidence wobbles. Drawing on her experience working with global brands like Google and Microsoft, she shares how people can steady themselves mid-meeting, mid-decision or mid-change without losing momentum.We talk about the pressures many mid-career professionals face, including identity shifts, self-doubt, and the mental overload that comes with exploring new directions. Nina introduces techniques such as the one-minute breathing reset, thought reframing and compassionate pausing, helping you bring calm and clarity back into the moments that matter.We also look at how stress blocks creativity — and how a more settled mindset can help you open up new career possibilities.If you're navigating a change, feeling stretched, or simply wanting practical ways to think more clearly under pressure, this episode offers grounded tools you can use straight away.https://www.thrive-always.comhttps://www.linkedin.com/in/ninastephensoncamps/Thanks for listening! If you need support with your career:call me on 07833 593875email mark@bravocoaching.co.ukvisit www.bravocoaching.co.uk

This was a not-at-all-MID, nor, for that matter -MEH, Monday crossword: the theme was above average, the clues crisp and clever. We especially want to give a shoutout to 22D, Sch. with a T section, MIT; and the presence of both 10D, Nickname for Dorothy, DOT, and 59A, Play-_____, DOH, in the grid. Kudos to Rena Cohen for this, her 6th NYTimes crossword.We also are delighted to announce our JAMCOTWA™️ (Jean And Mike Crossword Of The Week Award) winners (yes, plural!) -- deets inside.Show note imagery: Katrina Gorry, poised to do something extraordinary with a football.We love feedback! Send us a text...Contact Info:We love listener mail! Drop us a line, crosswordpodcast@icloud.com.Also, we're on FaceBook, so feel free to drop by there and strike up a conversation!

Ever wondered what Dr. Deming really meant by "profound knowledge" — and how it can still transform your work today? In this conversation, Bill Scherkenbach shares with host Andrew Stotz lessons from Dr. W. Edwards Deming on profound knowledge, systems thinking, and why "knowledge without action is useless, and action without knowledge is dangerous." Tune in for wisdom, humor, and practical insights on learning, leadership, and finding joy in work. TRANSCRIPT 0:00:02.2 Andrew Stotz: My name is Andrew Stotz, and I'll be your host as we dive deeper into the teachings of Dr. W. Edwards Deming. Today, I'm continuing my discussion with Bill Scherkenbach, a dedicated protege of Dr. Deming since 1972. Bill met with Dr. Deming more than a thousand times and later led statistical methods and process improvement at Ford and GM at Deming's recommendation. He authored the Deming Route to Quality and Productivity at Deming's behest, and at 79, still champions his mentor's message, learn, have fun, and make a difference. Bill, how are you doing?   0:00:36.3 Bill Scherkenbach: Doing great, Andrew. How about you?   0:00:38.6 Andrew Stotz: I'm good. It's been a while since we talked. I took a little holiday to Italy, which was. I was out for a bit, but I'm happy to be back in the saddle.   0:00:48.9 Bill Scherkenbach: Dove in Italia?   0:00:51.3 Andrew Stotz: Yes.   0:00:52.5 Bill Scherkenbach: Where in Italy?   0:00:53.6 Andrew Stotz: Well, I went to Milan for a trade show in the coffee industry, and then I went to Lake Como and relaxed and oh, what a paradise.   0:01:03.2 Bill Scherkenbach: Beautiful. Beautiful. Yep.   0:01:05.0 Andrew Stotz: And, of course, always great food.   0:01:09.4 Bill Scherkenbach: Yep, yep, yep. Well, you have a chance to use the PDSA on improving your mood there.   0:01:16.6 Andrew Stotz: Yeah, it was just... The resort I stayed at was a tiny little place on the side of a hill, and the food at this tiny little place was fantastic. We just didn't want to leave. Every single meal was great. So I love that. Who doesn't love that?   0:01:34.4 Bill Scherkenbach: They didn't have a food cart in the background.   0:01:38.0 Andrew Stotz: Yeah. In fact, they didn't really open for lunch.   0:01:39.8 Bill Scherkenbach: Like what they do over here.   0:01:41.3 Andrew Stotz: Yeah, they didn't open for lunch. They only served sandwiches at 2pm so we had to hold out. But we still, the sandwich was so good. We just thought yeah, just wait.   0:01:51.3 Bill Scherkenbach: Early lunch. Yep.   0:01:53.3 Andrew Stotz: Well, you've got some interesting stuff to talk about today, and I'm gonna share the screen, and then I think we can kick it off from there. So let me see if I can get that up straight here. One second in. All right, so hopefully, you see a white screen that says profound knowledge. You see that, Bill?   0:02:16.0 Bill Scherkenbach: Yes, I do.   0:02:17.2 Andrew Stotz: All right, well, let's... Yeah, let's. Let's get into it.   0:02:23.2 Bill Scherkenbach: Oh, okay. I'll go from the bullets that I've got, and we'll hear from Dr. Deming and how he couched it in a little bit, in a few minutes, but he recognized that leaders would say they had the knowledge. Oh, yeah, we do SPC. We follow Deming's philosophy, we do that. But they really only knew the buzzwords. And to an extent, and I don't know how he came up with the word profound, but I do know in speaking with him that he intended it to be a degree of expertise that was beyond the buzzwords. Now, he said you didn't have to be an expert in it, but you had to know enough to be able to understand it and in fact, use it, as we'll talk about in a little bit. And knowledge obviously includes, as he said, an appreciation for a system and variation and knowledge and psychology. And as we'll hear in the audio, he also didn't really limited to that when he said there was there... His point, main point was that there are a whole bunch of interrelated subject matters that are very, very useful in managing your business or managing any organization.   0:04:17.1 Andrew Stotz: You know, I was thinking about that word profound. It's oftentimes wondering exactly what is meant by that. This is helpful to help us understand. It's, number one, about expertise. And I think the thing that I've always also felt is like, when you understand appreciation for a system, knowledge about variation, theory of knowledge and psychology, it, like things click, like it comes together, it's a whole. And that's the way I've thought about it. But that's interesting about the expertise aspect.   0:04:51.8 Bill Scherkenbach: Yeah. And that's something Don Peterson at Ford spoke about. He gave a very good talk to our leaders with Dr. Deming in attendance. And he said that a lot of you have said, "Oh, yeah, we already do this at Ford, " but you have to come to grips with a lot of you have been promoted for perhaps the wrong reason throughout your career, and you're gonna have to change. The change starts with us. So that was very impactful for Dr. Deming to listen to that.   0:05:32.7 Andrew Stotz: Yeah. And I just thought about the idea of profound action. Like, once you get this knowledge, does that mean that you're going to also, you know, the way that you do things is going to change substantially.   0:05:47.3 Bill Scherkenbach: Yeah. I mean, that's been a philosophical question. In one of the slides, I quote Confucius. About 2500 years ago, essentially saying knowledge without action is useless and the action without knowledge is pretty dangerous. But that's been consistent with Eastern and Western. Aristotle did the same thing, and Mid Eastern folks did it as well. Philosophers dealing with, yeah, we've got knowledge, but everyone agrees, at least in the good thinker role, that, that you've got to take action, otherwise it's useless. Okay, so we've got, and the subject matters, as I said, are not new. And he coalesced on four, but the general thought was that. And you've got to remember Dr. Deming was a classically trained physicist in the 1920s. And because of that a lot of, although it had been a few years, but they were very aware that everything started in the both, the eastern philosophies and western philosophies. Everything started with philosophy. Science wasn't a separate subject matter. And so everything was connected on how people should live, on how the stars move, a whole bunch of stuff. It all was philosophy. And these various subject matters evolved over the years.   0:07:50.6 Bill Scherkenbach: So even though he stopped it for his general intent was that a whole bunch of things are interconnected. If you go study these various subject matters.   0:08:05.1 Andrew Stotz: It's interesting because I attended the seminars in 1990, 1992 and then I went to Thailand and then I did other things and I didn't really keep up with it because I was in the financial world and doing my thing. And then I got The New Economics years later and there was this discussion about System of Profound Knowledge. And then I think about also going back to your previous discussions of what it was like being in a classroom with Dr. Deming when you first met him and studied with him. You know, that these things were going on. Obviously he had a deep understanding of variation. He definitely understood about the theory of knowledge from his scientific background. But I'm just curious, as you... It's interesting what you said, these things are not new. It's the way he brought them together. I just find that, that fascinating. How do you see that journey for him going from when you first met him to a very full formed concept or theory of profound knowledge at his later years?   0:09:15.3 Bill Scherkenbach: Yeah, I think things just solidified or codified. I mean, when I first met him in '72 at New York University Graduate School of Business, he didn't have 14 Points. He didn't have the Deadly Diseases. So none of the stuff that were codified as he progressed. I mean the one thing that I've mentioned it a number of times, the most important thing I learned from him is that you never stop learning. And he epitomized that sense of continual learning in improving oneself. So he tried to learn from everyone. But, but yes, for instance, as I mentioned, he was a degreed physicist and ended up doing a whole bunch of. And that transitioned into statistics which was a relatively. Well, I'm going to say everything is relative. But new in operationalizing the use of statistics besides counting people and the experiments at Rothamstead for agriculture. I mean, that really was some of the... But the earlier stuff, yeah. Was helping their patrons gamble better.   0:11:02.0 Andrew Stotz: And so I often take comfort in your descriptions in the first episodes about how he hadn't put all of these things in place at the age of 72. And I think there's still hope for me, Bill, to figure it out and put together my grand thinking.   0:11:22.7 Bill Scherkenbach: Yeah. Oh, no, I understand. I mean, I'll be 80 in less than six months. But he really, he started out getting his foot in the water here anyway when he was 79 also. So there's a chance. There's a chance.   0:11:46.4 Andrew Stotz: There's a chance. All right, well, the next slide, you're talking about the connections.   0:11:51.6 Bill Scherkenbach: Yeah. Again, all the subject matters are, again, evolve from philosophy and they all are interconnected in many, many ways. So, yeah, if you could play what Dr. Deming's introducing, that might set the stage.   0:12:14.0 Andrew Stotz: Okay, let me play this audio. Hopefully it comes across. Okay.   [video playback] Dr. Deming: Let us begin our study of Profound Knowledge. Profound Knowledge. Provides a roadmap to transformation, not just change, but a roadmap to transformation. Nothing else will satisfy our needs. Not just change, a roadmap to transformation into a new state. The System of Profound Knowledge, appears here in four parts, all related to each other: first, Appreciation for a System. Which we shall study, we shall study a system, and soon, I won't keep you waiting. And Theory of variation and theory of knowledge and knowledge of psychology and add anything you please, sociology, anthropology, whatever you please. I present these four parts to Profound Knowledge. They are interdependent, they cannot be separated. One need not be imminent in any part of Profound Knowledge in order to make it, in order to understand it and apply it.   0:13:30.9 Andrew Stotz: That's quite a mouthful.   0:13:33.1 Bill Scherkenbach: Yes, it is. Yes, it is. What I've got to do is go back to the tapes and get the lead in and follow on to that. But yeah, that's how he introduced profound knowledge in his later seminars.   0:13:56.2 Andrew Stotz: So what would this have been? What, 1990, 1991, 1992?   0:14:03.8 Bill Scherkenbach: Well, probably, I would say, yeah, maybe '89.   0:14:10.6 Andrew Stotz: Okay.   0:14:11.9 Bill Scherkenbach: In there. Yeah.   0:14:13.8 Andrew Stotz: So I took out a little transcript of that and I want to just go through a couple quick points, if you don't mind. He starts off by talking about it's a roadmap to transformation, not just change. Why would he say transformation rather than just change?   0:14:38.6 Bill Scherkenbach: Well, he changed really, transformation. And he thought a metamorphosis would be better. There's a butterfly in there somewhere, but it needs change. And it's not just, I know he mentioned the western style of management, but in my travels, Eastern style of management is just as bad. And again, knowledge is, is literally encompasses space and time. Looking at the past, projecting or predicting the future, little space, great space. And when you look at Western philosophies or western style management, we have emphasized the individual. So restricted space and short term. And the eastern philosophy of management took a longer term viewpoint of things. And they said it's not the individual, it's the team, the family. In my opinion, you have to, everyone, no matter where you live in the world has to balance those two, being able to take joy in your work as an individual. To be able to take joy in your work as a member of the team. And, I mean, I've been asked years ago, how long would it take? And I would say, "Well, Deming says it'll take 30 years." So over here in the US it's going to take a long time, but it's not going to take a long time in Asia, it's only going to take them 30 years. So time is relative, so is space.   0:16:53.2 Andrew Stotz: And there's something else he said in here that if you could try to help me understand and help the listener understand it. He talks about, you know, he gives a summary, theory of variation, theory of knowledge, knowledge of psychology. And then he adds in this line, "add anything you please, sociology, anthropology, whatever you please." What does he mean by that?   0:17:16.6 Bill Scherkenbach: That's what I said before he came from the the school that everything started with philosophy and things broke off science and all of these various disciplines. What he's saying is he's gone to, his theory of profound knowledge is included these four. But the general message is any discipline is interconnected with each other. So you don't have to be restricted to these four. And you're going back to how knowledge was developed in the first place. And perhaps it could be full circle, although I'm not going to get bogged down with the potential of AI contributions. But you need to, you need to recognize that many, many subject matter are interrelated because they were spawned from the original Eastern philosophy and Western philosophy.   0:18:37.5 Andrew Stotz: And one last thing on this, he wraps it up with this statement that also, you know, particularly given his depth of knowledge of the subject, he said, "One need not be imminent in any part of profound knowledge in order to make it, nor to understand it and to apply it." Why do you think he had this need to explain that you don't really have to know this in super deep detail?   0:19:02.7 Bill Scherkenbach: Well, I think he was being off a little bit. The word profound scares a lot of people. And so there's again a balance. You need to go far beyond the buzzwords, but you don't need to be an expert in any of those fields in order to grasp and be able to in some cases, I think, contribute to them. So he's saying that he's trying to better explain or define the word profound.   0:19:48.8 Andrew Stotz: Yep. Okay, now the next slide is incredible. A lot of different things on here that you're showing. Maybe you can explain what you're getting across in this one.   0:19:57.9 Bill Scherkenbach: Yeah, this is a MEGO chart. My Eyes Glaze Over. What I tried and I'm. I'm continually updating it. The different colors are from the fields of statistics, the fields of epistemology, psychology and systems thinking. And I'm linking a whole bunch of them together to show that there are similar thoughts in all four of these fields that contribute to a better understanding and use of all of them. Now the next slide, hopefully is more visible. It should be. I'm focusing on a stable process, which is statistical concept. Stable process means you've got by definition of Shewhart. There's a... Deming would call them common causes. When common causes are... When a process is stable, you're able to do design of experiments. Some of the enumerative methods work very, very well or with some degree of belief with a stable process. The red bead experiment was stable. Rule one and two of The Funnel. Stable process. Common causes in theory of knowledge. There's comment, well, I've seen that before or no, jeepers, I've never seen that that hooks up to some other special causes and statistics. There's a concept in theory of knowledge where you're talking about general providence or specific providence that the storm just, it hit everyone and pick out anyone in systems thinking you can only have a stable process if you have negative feedback loops and negative feedback.   0:22:40.0 Bill Scherkenbach: Again, I think I had mentioned in a previous discussion with you, negative doesn't mean it's bad. It just means it closes the loop and it seeks a stasis so, and that's the only way you're going to get. I'll simplify just about the only way you're going to get a stable process. There's a negative feedback loop in there somewhere. Stable process leads to long term thinking versus short term thinking, the theory of knowledge, empirical knowledge is never complete. Knowledge is theory applied over time. Stable process over and over and over again. The theory matches the data or what you predict, you then have knowledge. So the point is that, that there are a number of specific learnings. Well, for instance, let me see here, what's on. I have to adjust this. Okay. From psychology you've got what the psychologists call a fundamental attribution error. And that is mistaking who, as Dr. Deming says, who, who did it, who did it, did the people do it? Or did the system do it? Did the process do it? And in psychology, although it's in a different place, you've got following Rule 3 of The Funnel is a psychological term called complementary schismogenesis.   0:24:42.3 Bill Scherkenbach: And that's easy for me to say, going back to the Greek schism of split in genesis of a birth of a split. What that means is in psychology it's two people trying to one-up another. I've got this example. Well, I can do it. I mean, who, yeah, and the move or the musical Annie Oakley. Anything you can do, I can do better. So, psychology has observations and subject matters that they didn't have a clue. That was rule 3 of The Funnel. So my point in looking at all of these is that as you dig into things, they are interrelated. Now I haven't dug through anthropology or started. I've just restricted it to the four things Dr. Deming spoke about. But that would be a challenge to our listeners. If you really know some of these sciences, some of these bodies of knowledge, how are they connected? Okay. The aim of profound knowledge, he says, has to have an aim. Confucius in the East, Aristotle in the West, and in the Mid east, someone essentially said knowledge without action is useless and action without knowledge is dangerous.   0:26:51.0 Bill Scherkenbach: And Deming said the aim of a system, of his System of Profound Knowledge is action. And as we discussed previously, it's a transformation of Western, I think it's a transformation of Eastern and Western style of management. And he, the way he pronounced it was metamorphosis. And I will have to check the OED, Oxford English Dictionary. I haven't done that yet. But he has been 100% right in his pronunciation and usage of the English language. So as I said, there's got to be a butterfly in there somewhere. But he's talking about a major, major shift, major rebirth if you will, management. Systems theory. A lot of this is obvious and these are what he mentioned in his, not Out of the Crisis, but The New Economics. A network of interdependent components that work together to try and accomplish its aim. And, and he, and this I had mentioned earlier, I think that in his work. Well, I've got... Going back to some things, this is a 1954 speech he gave in Rome and this is a 1940 speech he gave. And because he was a Renaissance scholar, they were talking about a Systems View before it was popular.   0:29:06.5 Bill Scherkenbach: Everyone knows that he introduced the improvement on the old: design it or spec it, make it, try to sell it. And he introduced his expertise, sampling theory to be able to check on the customers and see what they think about stuff and be able to create a system of production instead of just one way through. Now. And I'm sure anyone who has read any of his books knows he spoke about the interdependence. He said in the example he gave was bowling. You just add up the scores. In the orchestra, you don't use a bunch of soloists, but they have to work together to be able to make sure that the result is what the composer, well, we don't know, I don't think what modes are intended.   0:30:28.9 Andrew Stotz: One of the things that's interesting about that orchestra concept is even, you know, it's a relatively complex system, but there's a score, there's a rule book, there's a play guide, here's what we're going to play. But sometimes with business there is no guide particularly, you know, you're running your own business relative, you know, you're focused on your own development of your own business. And it's not like you wake up every morning and there's a manual that says, "Here's what you do, here's what you play today." Which makes it that interdependence even more difficult and the need for communication and cooperation even more challenging. I have a client of mine that they've struggled to get the team to work together. But what I've also found is that they never sat down as a team and really had honest discussions consistently to try to break down the barriers and figure out how we're going to work together for this aim. So I'm curious about how do you look at business compared to, let's say, that orchestra example?   0:31:36.9 Bill Scherkenbach: Well, yeah, and Deming made that exact same point, at the far end of complexity or just about is business. They are far more complex and require far more interaction than the orchestra. Now, in trying to operationalize Dr. Deming's philosophy, I've tried to emphasize. And we've got a process to be able to create a vision and it obviously is followed by mission, values and question. We covered the physical, logical, emotional a few talks ago. But, but you have to... Top management has to have that vision that will include everyone in its and all sorts of voices in its creation. And then you have to have a way to be able to master that vision or make sure that that vision is operationalized. And that requires a whole bunch of feedback loops, if you will, systems thinking, a whole bunch of being able to work with people. And so it literally needs the application of profound knowledge from the management's perspective. You need to be able to operationalize your vision, not just come up with the vision and put it on the bookshelf.   0:33:34.5 Andrew Stotz: And the final bullet, says "the obligation of any component is to contribute its best to the system, not to maximize its own production, profit or sales, nor any other competitive measure." Oftentimes in the world of finance where I teach and I work, a lot of stuff, people think that the objective is to maximize profit, but the reality is the objective is to maximize value. And so when we look at, for instance, the value of a business, it's two components. Number one, the profit, which you could consider is kind of in the numerator. And then we reduce the profit by the denominator, which is risk. So think about it. If you were to invest money in two projects. One, you invest $100 in two projects, and one is very proven and you're very confident that this is going to work, and the other one is brand new, very possible it doesn't work. We would reduce the second cash flow and say, "Well, yeah, the amount we're investing is $100, but the reality is the cash flows may or may not hit." So we would reduce the value by the risk. And I try to help my young students particularly understand that it's an intricate balance of profit and risk. And if you overemphasize profit, you could be increasing the risk, which actually doesn't increase the value of the company.   0:35:07.0 Bill Scherkenbach: Yeah. And Dr. Deming had a similar statement saying that the cost of something doesn't mean anything. It's the value of what you get for the cost and value is determined by the quality. My look at systems theory, especially the obligation this last one is to contribute its best to the system. What many people forget is as I mentioned in the beginning, everything is defined as in space and time. And Bill Ouchi who wrote the book Theory Z stated that... And this is an eastern management concept that you have to have, I guess, corporate knowledge because in order for someone to say, "Okay, this department, I'm going to..." Well, for instance, lunches, the corporate lunch room will lose money so that the corporation can make. So the people would stay on site and be able to contribute more work. But that's in the longer term. And so if someone steps aside today to let someone else get the kudos or the credit, the corporation needs to remember that. He called it societal knowledge or memory. And if you ended up being saying, "Screw you, I'm taking what's owed to me, " that also will be remembered. So you have to introduce the dimension of time to any systems theory view. Time and space.   0:37:36.3 Andrew Stotz: You mentioned about... Oh, go ahead.   0:37:40.5 Bill Scherkenbach: No, it's a statistician's attempt at humor before Einstein. Yeah.   0:37:49.6 Andrew Stotz: You mentioned about metamorphosis and you mentioned about transformation and I was just looking it up and let me maybe if I'll read out what I found. "Metamorphosis is a biological stage based change. Like a caterpillar turning into a butterfly. It implies a natural structured process. Transformation is a broad change in form, character or condition. It can be physical, emotional or organizational. In short, every metamorphosis is a transformation. But not every transformation is a metamorphosis."   0:38:26.2 Bill Scherkenbach: Good point. Understand.   0:38:30.7 Andrew Stotz: So let's continue.   0:38:35.0 Bill Scherkenbach: Okay. Variation. I think the first noble truth of Buddhism is "life is suffering." And Deming equated variation with suffering. So when I presented similar slides to my friends in Asia, I... Life is variation.   0:39:02.2 Andrew Stotz: That's great.   0:39:03.0 Bill Scherkenbach: Now there are two extremes in taking action on variation. Well, in taking action, I know this is in front of us, but Dr. Deming spoke about Shewhart's contribution. And that is the two mistakes that people can make with variation, while in taking appropriate action on variation. And one is mistaking common cause for special causes or special causes for common causes. And that's really the primary view. But Deming seminars showed that if you're going to take action, there also are two extremes in taking action. And one was every action taken tends to make things worse, which he used The Funnel experiment. And the other extreme is every action taken has no effect on the variation. And that's obviously the red bead experiment. And so he, those were the two extremes that he wanted to show and demonstrate to people in order to solidify the folks learning. Theory of knowledge. Okay, Management is prediction, temporal spread, space and time absolutely required, knowledge is built on theory.   0:40:50.5 Bill Scherkenbach: He got that from Shewhart and indirectly through C.I. Lewis and on knowledge being built on theory. And with that, that jogged my mind as far as coming up with my theory-question-data-action cycle, which is a bit different than the Plan-Do-Study-Act cycle. But in knowledge development knowledge is built on theory. So anytime any data that you see you and he asked, he told people, by what method did these data get to me? If you see data you have to ask that. If you see data you have to say what was the question that was asked? If you're a question asker, questions come from theory. They're connections of concepts in your mind. And so theory could be a guess or it could be as proven as scientific law, but everything, and that scares people away, but everything really starts with theory. Given a theory you can ask a question. You can tell people when you ask the question what I'm going to do with the data so they have a better idea of how to collect the data and what data to collect. And then you take the action and go back and revisit the theory. So theory, question, data, action over time generates knowledge. And with some other emotional and physical constraints and consistencies, you're going to gain wisdom.   0:42:58.8 Andrew Stotz: There's something...   0:43:00.4 Bill Scherkenbach: Go ahead.   0:43:01.5 Andrew Stotz: There's something that I always, I've questioned, I think you can probably clear it up in this part of our discussion is that Dr. Deming used to say something along the lines of without prediction or without theory there is no knowledge. Something along that line as I recall. And sometimes I understood that clearly and other times I question that. What would you say about that? How should I understand that?   0:43:33.1 Bill Scherkenbach: Well, it's something that he and Shewhart spoke about a lot. And let's see, in his 1939 book The Statistical Methods from the Viewpoint of Quality Control by Shewhart and edited and commented on by Dr. Deming, they speak about that, as far as. And again Shewhart was influenced by C.I. Lewis. And as an aside, when, when I was at Ford and we had a speaker who had studied under CI Lewis. I had to get Dr. Deming to speak with them. And I've put part of a video of their conversation on LinkedIn, YouTube, I guess. But knowledge is built on theory. Now can you explain it again? I might be able to...   0:45:03.0 Andrew Stotz: So let me get a quote from New Economics. He said "experience by itself teaches nothing. Without theory, experience has no meaning. Without theory, one has no question to ask. Hence without theory there is no learning."   0:45:19.0 Bill Scherkenbach: Yeah. Yeah, okay. He was getting to, and he had all sorts of examples on the, on the first statement that experience teaches nothing. If you're, you might have an experience that perhaps you were, you, you were picked on. And what are you going to do about it? Well, your theory could have been: well, they don't like me. It could have been that: well, that person was a bully. Could be a whole bunch of things. But without the theory, what are you going to do in the future to make that experience more to your liking? And so you have to go beyond the experience and look at what is the thoughts and motivations behind that, which is theory. And now I don't know why I mentioned that, but I mean a number of the way... Well, I'll leave it at that.   0:47:02.8 Andrew Stotz: Yeah.   0:47:04.3 Bill Scherkenbach: As the left and right dukes it out based on their own theories. Okay. Psychology, it's incomplete without knowledge of variation. You mention that if you know the red beads, you won't make the fundamental attribution error. I had mentioned schismagenesis earlier, which is rule three of The Funnel. It invites, it says helps us understand people as different individuals. In, again, my take on this part of psychology. And again Dr. Deming saying everyone is entitled to take joy in their work. And he spoke about extrinsic and intrinsic motivation. Well, I have looked at it for many years as each one of us has an internal voice of the customer. We are the customer. And what makes me take joy would make another person perhaps take despair. And so it's management's responsibility who manages the people, materials, methods, equipment, environment to know me as a customer and be able to, if this works for me, then the management would try to arrange things that would help me take joy because it's more congruent with my internal voice of the customer. Deming used a number of examples that I gather some psychologists call it overjustification. But it in fact says the description was he tried to tip someone and it was an insult.   0:49:30.8 Bill Scherkenbach: And so instead of a thank you. He talked, he talked about the letter he sent to a surgeon of his, meant more than adding $500 to the bill. And the surgeon would carry the letter from Dr. Deming because he was, Deming was thankful for it. But it takes an astute manager to be able to understand all of the individual voices of the customers, their employees, and be able to construct a system that is going to be more congruent with each of them. And if you know that money doesn't influence or isn't congruent with someone, maybe it's retirement point, maybe it's a day off, maybe it's a variety of things managers would know that works for one person pisses off another. So that's where I stand on that, on the overjustification. And the obvious: fear invites wrong figures. Yeah. Although I think I had mentioned that in my work over in Asia, in China. So we don't have fear. It's called respect. So.   0:51:09.0 Andrew Stotz: I've just been reading a book about the Gaokao, the exam that students have to take in China to get into the elite university system. And it really makes you, it definitely gives you all kinds of both sides of the thinking on that. It really has got me thinking about this, one measure, everybody's ranked and they go through the pros and cons of it, which is challenging, it's good to go through that and think about that. So, fascinating. Well, that's been a great discussion for me, the idea of transformation, the concept of metamorphosis was interesting to me also the stuff related to having, you know, that how do we acquire knowledge? I think sometimes when in research, let's say in financial research that I've done all my life, I come up with a vague hypothesis and then I just start playing with numbers to see what I find. And so I'm kind of fiddling around. I wouldn't say that I have...   0:52:18.7 Bill Scherkenbach: What's the vague hypothesis? Give an example of...   0:52:22.7 Andrew Stotz: So, one observation that I've been able to make is that a particular ratio has fallen consistently across the world for the last 30 years, and that is the amount of revenue that assets generate out of companies. And I looked at 10,000 companies across the world. So the first thing I thought, okay, well, maybe it's a particular sector that's causing this. And I broke down that those 10,000 companies into 10 different sectors, and I saw they all had almost the same pattern. So that kind of showed me yeah, it's probably not that. And then I went through. I came up with kind of five different ideas of what it could be. And I could test that because I had a lot of data to be able to test it, but I couldn't find an answer to it. Now, I guess what you could say is that my fiddling around was based on some type of theory or guess or prediction. It wasn't until I came up to one final one, which was, could interest rates have a relationship with this? We have been through a period of time of very, very low interest rates.   0:53:39.7 Andrew Stotz: So could that decline have been caused by or related to interest rates? So I looked at the average interest rate that these 10,000 companies were paying over the past 30 years, and I saw it was going down, down, down, down, down, down very low. And I would say that that was the most plausible explanation I could find was that low interest rates incentivize companies to invest in projects that generated less revenue than previous projects.   0:54:13.2 Bill Scherkenbach: Okay. Yeah. I would think that the system. Well, you have to take into account the lag in response to lower and lower. Okay, am I going to wait for the next one? Whatever. And what's the lag in decision-making on the thing? But you need to codify, what's your theory? Okay, if X, then Y, then collect, ask the questions, make sure you understand how you got the data. And then try to take action there. But, yeah, everything starts with theory. Yeah. So it'll be good to be specific about it. What do you think it is?   0:55:09.8 Andrew Stotz: Yeah, that's, that's helpful. Well, let's wrap this up. How would you, if you were to, to bring this into a very condensed takeaway of what you want people to get from this discussion, what would you say is the core takeaway you want them to remember.   0:55:25.7 Bill Scherkenbach: Space and time. And I have done my best. Dr. Deming ended all of his lectures.   0:55:38.9 Andrew Stotz: I have done my best. Well, I love that. And let me wrap it up, Bill, by saying, on behalf of everybody at the Deming Institute, I want to thank you again for this discussion, another one that I've enjoyed immensely and for listeners remember to go to deming.org to continue your journey. And of course, you can find bill on LinkedIn in particular, where he's posting a lot of these cool discussions and thoughts and all of that. So this is your host, Andrew Stotz, and I'll leave you with one of my favorite quotes from Dr. Deming, and it relates to what we were just talking about. And that is "people are entitled to joy in work."

Welcome, welcome! We're hitting you with a ton of anime this week. Dustin discusses the second season of Solo Leveling, is it Mid? Is it great? Is it Super S? Lindsay's Catch Up Corner is back... catching up... with Sakamoto Days. We also discuss the Chainsaw Man movie, This Monster Wants To Eat Me, Hands Off: Sawaranaide Kotesashi-kun and With You, Our Love Will Make It Through.

Pastor Paul Lloyd speaks at our Sunday service. Join us in person at the church building or on Facebook and YouTube live, Sundays 10am. Mid week Prayer Connect Groups on Wednesdays at 7pm at various locations. Visit www.vomanchester.org.uk for more info.

In Episode 437, John Q. Khosravi, Esq. shares his Top 10 immigration updates and lessons from the week — covering everything from new USCIS policies to DOJ shakeups and practical tips for immigration attorneys. Highlights include: ⚖️ USCIS denials of U for You parole-based adjustments

Episode 410 of Airey Bros Radio breaks down one of the most chaotic, unforgettable NJCAA championship weekends ever — the 2025 NJCAA Cross Country & Half Marathon National Championships in snow-covered Fort Dodge, Iowa.A full blizzard turned the XC course into a survival test and the half marathon into a grit fest. Tonight, five of the top programs in the country join us to relive every moment — the wins, the adversity, the strategy changes, and the championship celebrations.Featuring:• Mesa CC – Coach Daniel Pescador: DII Women's National Champions | Men 5th• College of DuPage – Coach Mallory Dominguez: DIII Women's National Champions | Men Runner-Up• Odessa College – Coach Chris Beene: DI Women's National Champions | Half Marathon Champions• Iowa Central – Coach Dee Brown: DI Men's National Champions | Host School• Iowa Western – Coach Marc Bierbaum: Men's Half Marathon National Champions | Women Runner-UpWe dive into:– Racing through a whiteout snowstorm– XC race plan adjustments & spike decisions– Saturday XC breakdowns across D1, D2 & D3– Monday Half Marathon results– Key athletes, huge moves & gritty performances– What these results mean heading into indoor & outdoor trackHosted by Airey Bros RadioYouTube: https://www.youtube.com/@Aireybros Instagram: https://www.instagram.com/aireybrosradioFueled by Black Sheep Endurance Coaching https://www.blacksheependurance.com/SHOW NOTES Coach Daniel Pescador – Mesa Community CollegeDII Women's National Champions | Men 5th7:00 – Coach joins7:15 – Blizzard morning reaction7:50 – Adjusting race plans & spikes8:40 – Olivia Baker's fall + concussion mid-race9:20 – Paradise Valley challenge10:50 – Mesa defends its title12:00 – Mesa Men finish 5th13:00 – Team celebration14:30 – Indoor track plansCoach Mallory Dominguez – College of DuPageDIII Women's National Champions | Men Runner-Up20:00 – Coach joins20:20 – “The girls were excited to race in the snow”21:40 – Men's race helped prep the women22:50 – Visibility & course navigation24:10 – COD women take control early25:45 – Men's runner-up finish27:00 – Celebration + recovery28:20 – First women's XC title in school history29:40 – Half marathon recap31:20 – Building future depthCoach Chris Beene – Odessa CollegeDI Women's XC Champions | Half Marathon Champions40:00 – Coach joins40:15 – Weather shock: expected rain, got blizzard41:20 – Emotional meaning behind this title42:15 – Rukia & Kadine overcome adversity43:40 – When he knew Odessa was winning45:00 – First XC title in program history46:30 – Half Marathon dominance47:50 – Culture, recruiting & what's nextCoach Dee Brown – Iowa CentralDI Men's XC National Champions | Meet Host55:00 – Coach joins55:10 – Panic on Saturday morning56:00 – Coaches clearing snow manually57:25 – DIII athletes “create the path”58:40 – Iowa Central vs Hutch battle1:00:10 – Winning at home1:02:00 – Monday half marathon recap1:03:20 – Hosting challenges & victoriesCoach Marc Bierbaum – Iowa WesternMen's Half Marathon Champions | Women Runner-Up DI XC1:10:00 – Coach joins1:10:30 – Women grinding through the blizzard1:11:50 – Mid-race strategy adjustments1:13:15 – Back-to-back men's half marathon titles1:14:40 – Women win the half marathon title1:16:10 – Full Fort Dodge weekend recap1:17:45 – Transitioning into track season1:20:00 – OutroThanking all coaches, ABR weekly schedule, Peace, love & happiness — The Airey Bros are out

We come through on our promises: super fan Paulie is getting his signed cards sent out. Who you surround yourself with is important. Crederes guide to being a man. Mid season NFL talk. Grown men and cereal, with AG1 endorsement.    

Tech Contrarians explains the market's AI obsession, and why fears of a bubble might be premature (1:00). OpenAI's spending spree (3:20). Big tech's CapEx surge and what it signals about market anxiety (5:40). Red flags may indicate short-term supply chain hiccups not AI collapse (8:00). AI bubble or deflation? Mid-2026 more likely for major corrections (10:15). AMD, Nvidia & Broadcom (15:30). Intel's turning point (25:40). Why data storage and HBM memory are long-term AI plays (33:50). Opportunities outside AI (36:00).Episode TranscriptsShow Notes:AMD: OpenAI Got A Bargain - I Wouldn't Hold Into EarningsTaking Profits For Yield And Growth With David Alton ClarkMichael Burry to shut down hedge fundRegister for Top Income & AI Growth Stocks Worth Watching: https://bit.ly/4ifR7PPFor full access to analyst ratings, stock and ETF quant scores, and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Mid-market leaders are facing a once-in-a-generation opportunity with AI, and this episode shows how to capitalize on it.  John Powers, former CIO and Chief Transformation Officer at Deloitte and now Executive in Residence at Mod Op, shares practical ways to turn AI, data strategy and governance into real competitive advantage. He explains why smaller, more nimble companies can finally “punch above their weight,” how to spot the fastest wins and where custom, company-specific AI beats off-the-shelf tools. You'll hear how John partnered with Mod Op to stand up data leadership, why engineering the way you communicate makes AI dramatically more effective and how to rethink work so teams spend less time on administrative tasks and more time on growth.  If you're done “checking the AI box” and ready to drive measurable outcomes, this conversation gives you a clear path forward. Leader Generation is hosted by Tessa Burg and brought to you by Mod Op.  About John Powers: John is an accomplished senior advisor with decades of success driving transformation for global multi-nationals, now bringing that experience and expertise to Mod Op Strategic Consulting clients. As Deloitte's Global Chief Transformation and Chief Information Officer he led enterprise-wide IT cloud migrations, modernized cybersecurity governance and implemented zero-trust principles to bolster resilience, while reducing cost, and improving service delivery. His experience in strategy, digital transformation, inorganic growth and organizational effectiveness is now dedicated to leveraging AI and Big Data to drive growth and profitability. John can be reached on LinkedIn or at John.Powers@ModOp.com.  About Tessa Burg: Tessa is the Chief Technology Officer at Mod Op and Host of the Leader Generation podcast. She has led both technology and marketing teams for 15+ years. Tessa initiated and now leads Mod Op's AI/ML Pilot Team, AI Council and Innovation Pipeline. She started her career in IT and development before following her love for data and strategy into digital marketing. Tessa has held roles on both the consulting and client sides of the business for domestic and international brands, including American Greetings, Amazon, Nestlé, Anlene, Moen and many more. Tessa can be reached on LinkedIn or at Tessa.Burg@ModOp.com.

Today Eddie tells the show about how his old headphones turned into a fashion accessory hours after he took them off, Emily takes over the Mid-week Meltdown responsibilities, Eddie and Emily get into an argument about Eddies rouge actions and who gets to see Thor's new baby first

Today Eddie tells the show about how his old headphones turned into a fashion accessory hours after he took them off, Emily takes over the Mid-week Meltdown responsibilities, Eddie and Emily get into an argument about Eddies rouge actions and who gets to see Thor's new baby first

Mid week in Maryland and we meet harmonica star Steve Potter with songs Break My Heart, Grotto Says and My Special Place

Hump Day, yo! Mid-50's. Plenty of sun. Headed towards the low 60's on Friday & Saturday! Lot's happening recently, including yesterday's announcement regarding this year's "RiverFront Revolt" at the La Crosse Center. Get tickets & info here. In the news this morning, there wasn't a jackpot winner for Mega Millions after last night's drawing, In sports, the Badgers improve to 3-0 on the season with a win over Ball State last night, a look at Week 11 in the NFL, the Bucks are in Charlotte tonight to take on the Hornets, the new College Football Playoff rankings were released, Pat Murphy is the NL Manager of the Year again, and Nico Harrison finally got canned by the Dallas Mavericks. Let you know what's on TV today/tonight and talked about some of the movies that are in the works, including a Miss Piggy movie, a Jessica Rabbit film, and also a Betty Boop horror movie that's being made. Fantastic story about a Purple Heart medal that was found in a safe deposit box and returned to the family of the deceased soldier who was awarded the honor. And a video is going viral of a pilot reassuring nervous flyers that their safety is his top priority. Thanksgiving is just two weeks from tomorrow and today we looked at a list of Thanksgiving-themed movies you can watch to get in the turkey day spirit. Plus, Jell-O is celebrating the holiday AND the company's 125th anniversary by selling special Thanksgiving-shaped molds. Took a look at our Week 11 Pigskin Picks after I dominated Jean in Week 10. In case you were unaware, today is "National Happy Hour Day", so stop by your favorite bar after work for a cocktail or two! Hooked you up with a list of ways to easily boost your immune system this flu season. And do you know someone with a pretentious hobby? The latest on the Matt Kalil/giant penis situation, and in today's edition of "Bad News with Happy Music", we had stories about a light rail operator who fell asleep on the job, a man charged with double homicide who claims a cockroach told him to do it, a porch pirate that got busted while dressed as a woman, the return of the McRib(but only in select cities), and and a former day care worker that bit a kid.See omnystudio.com/listener for privacy information.

Today, Jakub Remiar breaks down the Scopely-style “sticker album” collectible mechanic—popularized at scale by Monopoly Go (global April 2023)—and why it's sweeping casual and now encroaching on mid-core. Hallmarks: time-limited albums, gacha booster packs, duplicate sinks → premium packs, and peer trading that drives massive social engagement (e.g., official trading groups). It adds perceived depth to shallow economies (soft currency + energy) without adding gameplay complexity, resets cleanly by season, and monetizes whales via “double bottom” albums (a second, higher-reward album with ~50% more rewards and exclusive cosmetics). Implementations span Royal Match (135 cards/≈60 days), Travel Town (162), Monopoly Go (~200), and mid-core experiments like Whiteout Survival and Acecraft (smaller sets, licensed collabs). The open questions: optimal card counts, season length, and how mid-core will standardize the pattern. What you'll learnHow the Scopely/Monopoly Go sticker album works: time-limited albums, gacha packs, duplicate exchanges, trading, seasonal resets, and whale “double albums.”Why this mechanic adds depth to shallow economies and boosts engagement, retention, and monetization—with examples from Royal Match, Travel Town, Monopoly Go and mid-core tests (Whiteout Survival, Acecraft).Practical knobs: card counts (≈135–200), season length (30–60 days), guaranteed-missing pack, and social/trading ops.Get our MERCH NOW: 25gamers.com/shop--------------------------------------PVX Partners offers non-dilutive funding for game developers.Go to: https://pvxpartners.com/They can help you access the most effective form of growth capital once you have the metrics to back it.- Scale fast- Keep your shares- Drawdown only as needed- Have PvX take downside risk alongside you+ Work with a team entirely made up of ex-gaming operators and investorsJoin our slack channel here: https://join.slack.com/t/two-and-half-gamers/shared_invite/zt-2um8eguhf-c~H9idcxM271mnPzdWbipgChapters00:00 — Cold open & why albums exploded01:20 — The template: pages, rarities, grand prize, timebox03:45 — Rewards & pressure: limited window, page bonuses, grand prize06:10 — Gacha everywhere: pack sources & duplicate sink design08:30 — Social engine: trading loops (in-clan & community)10:20 — Seasonal resets & cosmetics: depth without UX bloat12:10 — “Double/Grand Album” for whales (~50% more rewards)14:00 — Case studies: Monopoly GO, Royal Match, Travel Town17:00 — Mid-core spillover: Whiteout Survival, Acecraft experiments19:00 — Tuning knobs: card counts (≈135–200), 30–60 day seasons, guarantees20:30 — Actionable checklist & pitfalls---------------------------------------Matej LancaricUser Acquisition & Creatives Consultant⁠https://lancaric.meFelix BrabergAd monetization consultant⁠https://www.felixbraberg.comJakub RemiarGame design consultant⁠https://www.linkedin.com/in/jakubremiar---------------------------------------Please share the podcast with your industry friends, dogs & cats. Especially cats! They love it!Hit the Subscribe button on YouTube, Spotify, and Apple!Please share feedback and comments - matej@lancaric.me---------------------------------------If you are interested in getting UA tips every week on Monday, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠lancaric.substack.com⁠⁠⁠⁠⁠⁠ & sign up for the Brutally Honest newsletter by Matej LancaricDo you have UA questions nobody can answer? Ask ⁠⁠⁠⁠⁠⁠⁠⁠Matej AI⁠⁠⁠⁠⁠⁠ - the First UA AI in the gaming industry! https://lancaric.me/matej-ai

In episode 67, we're joined by Carwyn Thomas and Tom Kerton from Aberystwyth's Mid and West Wales Fire and Rescue Service for an inspiring and eye-opening conversation.

In this solo training episode, John Q. Khosravi, Esq. breaks down the Top 3 USCIS memos every immigration lawyer must know — especially for family-based immigration practice. From conditional residence and adjustment of status to unlawful presence, John explains how each memo impacts your strategy, filings, and client outcomes. You'll learn:

Apart from their vocation, teachers also handle administrative work and counselling. Synopsis: Every second Wednesday of the month, The Straits Times takes a hard look at Singapore's social issues of the day with guests. Teachers in Singapore work longer than their peers in other advanced economies. They spend less time teaching but more on planning, counselling and communicating with students’ parents, according to the Teaching and Learning International Survey (Talis) released on Oct 7, 2025. In total, the Talis survey polled 194,000 teachers in 55 education systems across Organisation for Economic Cooperation and Development (OECD) countries. Teachers in Singapore work an average of 47.3 hours a week, higher than the overall average of 41 hours. Approximately 3,500 teachers and respective school principals across all 145 public secondary schools and 10 randomly selected private secondary schools participated in the survey from April to August 2024. In this episode, ST assistant podcast editor Lynda Hong examines why this is happening, and whether there is any way their workload and stress can be reduced. In the studio with her is Ms Sarah Tan, a former secondary school teacher with 17 years of experience and taught till 2020, but now gives tuition. She is also a mother of two children aged 13 and 15. Mr Manogaran Suppiah was formerly the principal of Anderson Serangoon Junior College. He first started out teaching for 16 years, before moving to different departments within the Ministry of Education, including becoming the founding executive director of Academy of Singapore Teachers (AST). In 2022, he retired from his career spanning over 40 years. Highlights (click/tap above): 7:23 Teacher workload: Why it has gone up 11:08 How technology adds to and can also lighten workload 14:10 Learning to use AI tools? 18:18 Administrative duties, parents' expectations 23:20 On teachers having to 'parent' students? 28:43 Mid-career switches from other professions to teaching: Different perspectives 30:00 Why education leaders must find out from teachers what is meaningless 33:08 School leaders, heads of departments and teachers: What's lacking? Read ST’s Opinion section: https://str.sg/w7sH Host: Lynda Hong (lyndahong@sph.com.sg) Produced and edited by: Hadyu Rahim Executive producers: Ernest Luis & Lynda Hong Follow In Your Opinion Podcast here and get notified for new episode drops: Channel: https://str.sg/w7Qt Apple Podcasts: https://str.sg/wukb Spotify: https://str.sg/w7sV Feedback to: podcast@sph.com.sg SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #inyouropinionSee omnystudio.com/listener for privacy information.

In this monthly episode, John Q. Khosravi, Esq. sits down with Kevin A. Gregg, Esq. to break down key new immigration cases and developments from the federal courts. They discuss the latest in: - Notice and due process in Rivera-Valdes (9th Cir.) - Police reports and discretion in Maurice v. Bondi (1st Cir.) - Conspiracy and particularly serious crimes in Amos v. Att'y Gen. (3d Cir.) Plus, Kevin shares updates on habeas litigation trends and practical tips for removal defense attorneys.

Change is happening to our bodies and our minds and our careers and our relationships. And sometimes, the changes we decide to make can alter a life we thought we had mapped out for us. Today, we're talking about what happens when midlife women stop performing and start becoming. When we shed the things we don't need, including the opinions of people who don't matter. When we realise we've got choices here, even if some of them will be hard. And yes, we talk about how, as a woman in the public eye, that's never truer than if you dare to change your body. It's an exceptionally honest conversation about identity, courage, and growth with Julie Goodwin, the person with whom this podcast all began. THE END BITS: Mamamia wants to hear about your financial wellbeing and how you're feeling about the future. Complete our short survey here for a chance to win a $1,000 gift voucher in our quarterly draw! Share your feedback! Send us a voice message or email us at podcast@mamamia.com.au Follow us on Instagram @MidbyMamamia or sign up to the MID newsletter, dropping weekly here. CREDITS: Guest: Julie Goodwin Host: Holly Wainwright Senior Producer: Tahli Blackman Executive Producer: Naima Brown Audio Producer: Tina Matolov Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.See omnystudio.com/listener for privacy information.

“The Church from You, dear Master, Received the gift divine; And still that light is lifted O'er all the earth to shine. It is the chart and compass That, all life's voyage through, Mid mists and rocks and quicksands Still guides, O Christ, to You. “O make Your Church, dear Savior, A lamp of burnished gold To bear before the nations Your true light as of old! O teach Your wand'ring pilgrims By this their path to trace Till, clouds and darkness ended, They see You face to face.”

In this episode of the Immigration Lawyers Toolbox® Podcast, host John Q. Khosravi, Esq. speaks with Jeffrey O'Brien, Esq., founder of O'Brien Immigration and Mobile Pathways, about leadership, technology, and access to justice in the immigration space. Jeffrey shares how he built a thriving removal and asylum law practice, how technology is reshaping client service and nonprofit impact, and why collaboration across the immigration bar is essential for systemic change. They also dive into: ⚖️ Modern challenges in immigration court

Pastor Paul Lloyd speaks at our Sunday service. Join us in person at the church building or on Facebook and YouTube live, Sundays 10am. Mid week Prayer Connect Groups on Wednesdays at 7pm at various locations. Visit www.vomanchester.org.uk for more info.

Ladies and gentlemen, welcome to the 2025 Football America! Mid-season Awards. We're presenting awards to: 1. Guy who constantly gets mentioned as an MVP candidate but has zero chance of winning. 2a. Team currently in playoff position but won't be by season's end. 2b. Team currently not in playoff position but will be by season's end. 3. Team you'd least want to be rooting for (if you're a Jets fan, you could theoretically be excited by the trades). 4. Best single getup of the season so far. 5. Best uniform matchup. 6. the most handsome Football America! Mike Ryan Ruiz and Ten Day Tony join to make their picks with Dave Dameshek and the gang on this episode of Football America! (Photo by Paul Sancya/AP) Timestamps: (00:00) The 2025 Football America! Mid-season Awards Show (38:44) Pick Six - Week 10 (41:50) Games to Watch and Games to Pick- Week 10 AUDIO Football America! is available wherever you listen to podcasts. Leave us a 5-star review on Apple Podcasts: https://podcasts.apple.com/us/podcast/football-america/id1831757512 Follow us: Dave Dameshek: https://x.com/dameshek Mike Ryan Ruiz: https://x.com/MichaelRyanRuiz Ten Day Tony: https://x.com/10DayTony Host: Dave Dameshek Guests: Mike Ryan Ruiz, Ten Day Tony Team: Gino Fuentes, Mike Fuentes Director: Danny Benitez Senior Producers: Gino Fuentes, Mike Fuentes Executive Producer: Bradley Campbell Arizona Cardinals, Atlanta Falcons, Baltimore Ravens, Buffalo Bills, Carolina Panthers, Chicago Bears, Cincinnati Bengals, Cleveland Browns, Dallas Cowboys, Denver Broncos, Detroit Lions, Green Bay Packers, Houston Texans, Indianapolis Colts, Jacksonville Jaguars, Kansas City Chiefs, Las Vegas Raiders, Los Angeles Chargers, Los Angeles Rams, Miami Dolphins, Minnesota Vikings, New England Patriots, New Orleans Saints, New York Giants, New York Jets, Philadelphia Eagles, Pittsburgh Steelers, San Francisco 49ers, Seattle Seahawks, Tampa Bay Buccaneers, Tennessee Titans, Washington Commanders Learn more about your ad choices. Visit podcastchoices.com/adchoices

When the roar of the crowd fades, what remains? Former MLB All-Star closer Brian Wilson joins Matt to talk about life after baseball, mental health, and rediscovering purpose. Subscribe for weekly coaching on baseball mindset and youth development. In this deep, vulnerable conversation, Brian reveals why performance doesn't define peace—and why real strength begins when the spotlight ends. WHAT YOU'LL LEARN MLB Pressure Mindset: What it truly takes to handle the 9th inning in a World Series. From Fame to Faith: How Brian Wilson found peace after baseball—and why it matters more than rings. Athlete Identity Crisis: Why so many pros struggle after retirement and how to prepare now. Youth Baseball Wake-Up Call: The hidden emotional costs of early specialization and pressure. Grace Over Grind: Why God's grace, not grit alone, carried Brian through his career. Whether you're a parent of a young athlete or someone chasing the big leagues, this episode is a must-listen for those seeking meaning beyond medals.  CALL TO ACTION (CTA) Subscribe for weekly coaching on baseball mindset and purpose.

Joining Lisa this week is daughter-father duo Theresa J. May and James May. Theresa is a professional trumpeter, educator, and advocate from Shaker Heights, Ohio. James May is a native Clevelander and was the founder, music director and bandleader of Gabriel's Horns®, a 21-piece inter-generational community jazz-praise big band from 2002 -2023. Theresa and James discuss the importance of joy in musicking, Theresa's work with Afrofuturism, and reflect on mentoring young musicians. Season 8 co-host George Blake expands on themes of autonomy, fun, and blossoming brought up in the interview.Mid-episode music credit: “Afrofuturism: Black Lives Will Exist in the Future,” performed by Theresa J. May and Megan Denman, composed by Shanyse Strickland. Additional performance credits listed at link. Link: https://www.youtube.com/watch?v=1luwWjOISvQTheresa's websiteTheresa's Facebook and InstagramYoutube video of Theresa's Afrofuturism projectAccompanying context on Afrofuturism projectGabriel's Horns performs at Trinity Cathedral (Cleveland, 2021)Cleveland.com article about Gabriel's Horns and the Salvation ArmyGabriel's Horns Facebook page

Today we're starting a new, unique category - games where you control a vehicle but are not racing. To kick things off we have Twisted Metal Black, originally released in 2001 for the PlayStation 2. We have mentioned the Twisted Metal series a few times in our Bonus Level episodes and are excited to deep dive into what many consider the best game in the series.The brothers discuss their favorite and least favorite characters to play, as well as the stories that act as each character's motivation for entering the Twisted Metal contest. They also ponder whether a new entry in the series would be popular amongst modern gamers.Mid episode filler polls return! This time, the brothers ask if Twisted Metal Black had followed the scrapped "Roadtrip USA" theme, what location would you have liked to play in? Yellowstone National Park, Miami Beach, or Area 51.Follow us onX @BrosBossBattlesYouTube @BrosBossBattlesInstagram @BrosBossBattleshttps://brothersandbossbattles.com/

Mid-week in Maine with Joe Sweeney from Old Orchard Beach. His songs include Mr. Mediocre, Crypto Zoology and The Whaler

The Bulls finally took their first L of the season… but hey, it happens. The real question is: how do they bounce back tonight against a Philly squad that's been lighting the NBA on fire?On today's episode, I'm breaking down everything Bulls fans need to know before tip-off:✅ Ayo might play… or he might not✅ Coby is STILL out (and it's getting annoying)✅ Maxey is dropping 30+ like it's nothing✅ VJ Edgecombe looks way too comfortable for a rookie✅ And Philly's defense? Mid. But elite at guarding the three. Weird combo.We're talking all the keys to the matchup — how the Bulls slow down those guards, why Vooch could be the secret weapon tonight, and why Chicago's SIZE is quietly one of the biggest advantages in the league right now. Seriously, when Josh Giddey is your 6'8 point guard and your “smallest starter” is 6'5… that's wild.Plus, we listen to some voicemails from the Bulls family.Shoutout to Immortal Beast and Bryan Washington for keeping the energy right.Tap in, Bulls Nation. Let's talk bounce-back vibes.

Still no end in sight for ending the government shutdown. Dodgers win 2025 MLB World Series. Thwarted terrorist attack: Michigan attorneys say there was no attack planned despite FBI claims. Explosion at Harvard Medical School appears to have been intentional, authorities say. Mid-term elections tomorrow. China will make ‘substantial' purchases of U.S. soybeans and should avoid 100% tariff. Trump says there 'could be' US troops on the ground in Nigeria, or air strikes. Affordability and child care. The dangers of AI ChatBots. The problems with supermarket self-checkouts. Traffic worsening as return-to-the office rules take effect. 

Send us a textBOOK YOUR NOVEMBER READING NOW! www.jilljardineastrology.comOrder Jill's Book "Sacred Sound Formulas to Awaken the Modern Mind:" https://innerpeacepress.com/products/sacred-sound-formulas-to-awaken-the-modern-mindShockwaves of truth, waves of calm. November 2025 brings the Taurus full moon's practical grounding, Scorpio's x-ray vision, and a rare mix of retrogrades that turns the spotlight inward so real change can take root. We walk through the month's key dates—Mars into Sagittarius, Venus into Scorpio, Mercury's two-part retrograde, Jupiter retrograde in Cancer, the Scorpio new moon, and Saturn stationing direct in Pisces—and translate them into moves you can make without burning out your nervous system.We start by framing the month's tone: clarity through embodiment. The Taurus full moon on November 5 asks what you keep and what you release around self-worth, money, and stability, while Scorpio flushes hidden motives and old patterns to the surface. From there, Mercury retrograde first challenges bold beliefs and travel plans in Sagittarius, then dives into intimate truths in Scorpio, where power dynamics, secrets, and emotional contracts demand a revision. Jupiter's retrograde in Cancer reframes abundance as safety, rest, and roots; a grand water trine supports deep healing, softer boundaries, and honest conversations with family and self.Mid-month, the Scorpio new moon offers a decisive reset: compost baggage, reclaim authority, and plant the kind of seeds that actually grow. Then Saturn stations direct in Pisces, testing spiritual talk against daily practice. We share grounded strategies—how to navigate travel and contracts, where to pause, and what to repair first—so you can make smarter choices, not louder ones. To cap it off, we deliver a clear, practical sign-by-sign forecast with lucky days and focused advice for love, money, work, and emotional health.If you're ready to align with the sky rather than react to it, this guide is your map. Subscribe, share with a friend who needs calm, and help more listeners find practical astrology that actually helps.NOVEMBER KEY DATES:  11/4-12/15: Mars transits SAG;                                        11/5: FULL MOON IN TAURUS- 11/6 -12/7: Venus in Scorpio                          Mercury retrograde from 11/9-11/29- in Sag from 11/9-11/18 in Scorpio from 11/18-11/29JUPITER RETROGRADE on 11/11-3/11/2611/18 Mercury slides into Scorpio retrograde   11/20 SCORPIO NEW MOON11/21 Sun enters SAG11/27: Saturn goes direct in Pisces - Thanksgiving11/29: Mercury goes directSupport the show

In today's Cloud Wars Minute, I look at the shift in enterprise preference from Microsoft to Google Cloud.Highlights00:15 — The three original hyperscalers all released numbers for Q3 last year. Each should be proud, but Google Cloud stood out in a significant way. Its Q3 revenue is up 34% to $15.2 billion. Its Q2 growth had been 32%, so, accelerating here. Mid-year, it said its CapEx would be $75 billion for all of 2025. A few months ago, it said, “Now we're going to have to make it $85 billion..."01:38 — Now it's saying it's going to be somewhere between $91 and $93 billion for this year. If you take the three hyperscalers in their Q3 performance here: $49.1 billion for Microsoft, up 26%, , terrific results. AWS, $33 billion; that was up 20%, so accelerating from Q2's 17.5% — very nice. And then Google Cloud, $15.2 billion, as I mentioned, up 34%.02:39 — AWS and Microsoft are much larger than Google Cloud. Regarding new business Microsoft added $2.4 billion, AWS $2.1 billion, and Google Cloud $1.6 billion. So how does that play out? Well, of the $6.1 billion in incremental new revenue, Q3 over Q2, Microsoft got 39.3%, AWS, 34.4%, and Google Cloud,26.2%. So, for Google Cloud, 15.6% overall, but 26.2% of the new business.03:47 — My point here is that some previous long-range contracts that these companies have been winning have positioned AWS and Microsoft as much larger than Google Cloud; they've earned that. But looking forward here, in the early days of the AI Revolution, Google Cloud is gaining a disproportionate share of new business based on its size relative to AWS and Microsoft.04:44 — But I think the interesting thing here is to say, of the new business and looking forward, who's winning this stuff — sort of right here, right now — forgetting the size disparities that have been up in the past. And Google Cloud, on that front, is looking very good. Visit Cloud Wars for more.

What makes a life successful? Is it the promotion, the postcode, the likes that light up your phone? That’s the story we’ve been sold, isn’t it? Kemi Nekvapil is successful—but not in the way you might think. Yes, she’s one of Australia’s leading executive coaches and the author of the powerful book Grounded Success. But to Kemi—who was homeless at 13 and who now lives on a daffodil farm in regional Victoria—success is something deeper. Her success is that she’s built a life rich in purpose and peace. In this conversation, she shares how to recognise a “full-body yes”—those moments when your entire being says this is right—and why keeping death close can actually lead to a more vibrant, meaningful life. You can find Kemi's book Grounded Success here. THE END BITS: Mamamia wants to hear about your financial wellbeing and how you're feeling about the future. Complete our short survey here for a chance to win a $1,000 gift voucher in our quarterly draw! Share your feedback! Send us a voice message or email us at podcast@mamamia.com.au Follow us on Instagram @MidbyMamamia or sign up to the MID newsletter, dropping weekly here. CREDITS: Guest: Kemi Nekvapil Host: Holly Wainwright Senior Producer: Tahli Blackman Executive Producer: Naima Brown Audio Producer: Tina Matolov Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.See omnystudio.com/listener for privacy information.

Mid-life gay men still use apps like Grindr or Scruff; not just for sex, but for social connection, validation, and visibility.  Gay therapist Ken Howard, LCSW, CST explores desire, aging, open relationships, and how to use apps with intention instead of compulsion.

Subscribe for free weekly horoscopes and exclusive offers at https://www.quietmindastrology.comNovember brings a fascinating mix of forward motion and reflection: Saturn moves direct while both Mercury and Jupiter are retrograde. You may feel eager to start fresh, yet drawn to revisit old territory. This episode walks you through each major transit and how to stay grounded through the shifting tides of November.From November 1–9—and again around the 20th—you'll feel renewed motivation for projects, new routines, and setting intentions. Mid-month, Mercury retrograde in Scorpio asks you to slow down, look within, and tie up unfinished business. It's an ideal time to journal, re-study, and deepen spiritual practice.Jupiter retrograde in Cancer continues its theme of emotional growth and inner faith. Patience pays off—what's evolving now is meant to nourish your soul, not rush ahead. Sun in Libra and Venus moving from Virgo to Libra bring relationships into focus. The lesson this month: balance head and heart. The longest journey is the six inches from your head to your heart. Presence and honesty matter more than perfection.Rahu in Aquarius and Ketu in Leo keep transforming your sense of purpose and identity. Life may feel like improv theater—commit fully to your role, then release it when the scene changes. Venus in Libra supports harmony, beauty, and connection, while her shift into Scorpio later in the month brings deeper intimacy and transformation.The Full Moon in Bharani Nakshatra (Aries) on November 5th highlights themes of birth, surrender, and creative renewal. This is a powerful time to let go of control and trust life's cycles.Throughout the episode, I share practical ways to stay balanced—through journaling, yoga, and steady daily rhythm—so you can flow with these energies rather than against them.Get your Free Vedic Birth Chart & Big 3 Training:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.quietmindastrology.com/freebirthchartInstagram: http://www.instagram.com/quietmindastrologyYouTube: http://www.quietmindastrology.com/youtubeMentorship Waitlist: http://www.quietmindastrology.com/mentorshipYoga Teacher Training Podcast: https://www.anchor.fm/yogateachertrainingQuietmind Yoga: https://www.quietmind.yoga

Send us a textHalloween edition of the show because Week 9 of the 2025 NFL season is scarier than any haunted house.Here's what's lurking under the lights this week:

In this episode, John Q. Khosravi, Esq. sits down with Ruby Powers, Esq., founder of Powers Law Group, to talk about leadership, technology, and scaling a law firm in today's immigration landscape. Ruby shares her experiences with AI adoption, remote teams, and strategic growth, offering practical advice for immigration lawyers building efficient, future-ready practices.

Whether you're a job seeker trying to get noticed by recruiters, an executive positioning for a board seat, a consultant building authority, or a business owner looking for visibility—LinkedIn is your most powerful career asset. But most people are doing it completely wrong.In this video, I'm breaking down the exact 3-phase strategy to grow from 0 to 5,000+ LinkedIn followers—and why hitting that number means you'll never have to worry about your next opportunity again. No more cold applying. No more waiting for someone to discover you. This is how you make opportunities come to YOU.This isn't generic LinkedIn advice. This is the real system I use with my clients at Resume Assassin to help professionals at every level turn LinkedIn into their personal opportunity engine.Here's what we cover:✅ Why 5K followers is the credibility threshold that opens doors to consulting gigs, board seats, speaking opportunities, and executive roles  ✅ The 3-phase blueprint: 0-1K, 1K-5K, and scaling beyond with authority  ✅ Profile weaponization: How to position yourself as THE expert in your space  ✅ The Sales Navigator strategy for connecting with decision-makers (not just recruiters)  ✅ Why you should ENGAGE before you CREATE (this changes everything)  ✅ The 60/30/10 content framework that builds authority and trust at scale  ✅ How to stand out in a sea of AI-generated LinkedIn noise with YOUR voice and brand  ✅ Conversion mechanisms that turn followers into clients, speaking gigs, board invitations, and executive opportunities  ✅ Real client stories: From corporate exec to $150K consulting contracts, VP roles without applying, paid speaking gigs from LinkedIn reach The truth about LinkedIn in 2025: Everyone's pumping out AI-generated content that sounds exactly the same. The professionals who will dominate—whether you're climbing the corporate ladder or building your own brand—are the ones who show up authentically with their own voice, stories, and perspective. This strategy works if you want to: 

00:00:00 Opening banter & show setup 00:05:12 Recap of the October arc's chaotic start 00:11:30 DJz and Bubba Joe debate event design failures 00:17:25 Player frustration over scoring inconsistencies 00:24:40 Community compensation reactions 00:32:05 Deep dive on G7 progression bottlenecks 00:46:10 Discussion on Dauntless and Vengeance ships 00:53:50 G4–G6 player experience comparisons 01:01:40 The “field rations” debate and reward balance 01:19:20 G7 chest values and multiphasic inflation 01:28:05 Cross-server feedback & player expectations 01:44:45 Mid-show pivot: Talking Trek Christmas Angel Fund update 01:52:55 Community generosity and Monroe Carell Hospital support 02:03:40 Return to gameplay: “Surge” event segment review 02:16:50 Audience call-ins and G7 event progression feedback 02:32:00 Ratings and community poll for the October arc 02:49:45 DJz closing rant on feature design and monetization

Ever wondered why someone pays to be dominated? In this electrifying episode, I sit down with Miss May, a professional dominatrix, dungeon owner, and kink educator based in London and Berlin. We unpack what it really means to be a dominatrix — from understanding BDSM and power exchange to why humiliation and taboo fantasies can actually be healing. Ms. May shares what her clients request most, how kink can create emotional release, and what it's like to separate her professional “Mistress” persona from her personal life.This is not your typical sex conversation — it's raw, fascinating, and deeply human.

No Money, No Mission: The Truth About Pricing Your Cash Practice In this episode, Doc Danny Matta shares what he's seeing across dozens of clinics: most cash PT owners are undercharging—especially in high cost-of-living markets. He breaks down a four-clinic pricing test, why price ≠ local median income, and clear targets for sustainable margins so you can hire, retain talent, and keep your mission alive. Quick Ask Help us reach our mission of adding $1B in cash-based services to physical therapy: share this episode with a clinician friend or post it to your Instagram stories and tag @dannymattaPT so he can reshare! Episode Summary Pricing drives scale: Bigger, healthier clinics almost always charge more and keep volume steady enough to grow. Four-clinic test: Comparing average visit rates vs. local median household income showed no clean correlation—the lowest-income market had the highest price point. Fear tax: Owners fear backlash when raising prices; in reality, drop-off is rare and usually limited to poor-fit patients. Market targets: Most markets need $190–$200+/visit average. High-cost markets (NYC, SF, LA, Boston, Chicago, etc.) should target $250+/visit. Mid-sized-city edge: Lower overhead + above-average pricing = clinics running 40%+ net margins. No money, no mission: Healthy pricing funds salaries, benefits, space, culture, leadership development—everything that sustains impact. Lessons & Takeaways Price for your costs, not your fears: Match rates to COL, rent, salaries, and benefits—or growth stalls. Volume x Price = Revenue: Find your sweet spot; small price lifts often don't dent demand. Benchmark with peers: Mastermind conversations expose underpricing fast. Raise with intent: Reinvest into team, space, and patient experience. Mindset & Motivation Permission to charge: Premium outcomes and experience justify premium pricing. Mission requires margin: You can't build great jobs or serve at scale without profit. Courage compound: Every successful price raise builds confidence for the next. Pro Tips for Owners Set targets by market: Standard markets: $190–$200+ AVV. High-COL markets: $250+ AVV. Audit contribution margin: Know your per-visit profit after labor, room, and overhead. Use pricing tiers: Eval premium, follow-up standard, package/plan discounts tied to outcomes (not minutes). Communicate simply: "To reach your goal, most people need X visits over Y months. The investment is Z." Then pause. Grandfather gracefully: Honor legacy rates for a window; apply new pricing for new plans. Notable Quotes "What you charge isn't just income—it's how you fund salaries, benefits, space, and leadership." "No money, no mission. Your purpose can't survive long-term on underpricing." "Most fear a mass exodus after a price raise. It almost never happens." Action Items Calculate your actual AVV (average visit value) over the last 90 days. Compare against your market target ($190–$200+ or $250+ in high-COL areas). Plan a 10–20% price adjustment with clear rollout (date, scripts, FAQs). Reinvest the lift into team comp/benefits and patient experience. Benchmark with two peers this week—confirm you're not the outlier undercharging. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get crystal clear on your numbers, pick your path, and build a one-page plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.

In this episode of RealGM Radio, NBA experts Wes Goldberg and Matt Moore break down the 2025 NBA contender tiers, diving into early-season surprises, elite teams, and breakout stars. From the Oklahoma City Thunder's title defense to Victor Wembanyama's meteoric leap, this deep dive explores how early trends shape the championship race. The duo also examines the Denver Nuggets, Cleveland Cavaliers, Golden State Warriors, and Minnesota Timberwolves, debating who truly belongs in the top tier. Later, they discuss under-the-radar teams like Houston, Milwaukee, and San Antonio, plus what's gone wrong for squads like Orlando and Atlanta. Packed with sharp insights, stats, and smart banter, this is your must-listen guide to where every team stands in the NBA's title chase. 00:00 – Intro: Breaking down the NBA contender tiers 01:25 – Early-season overreactions and meaningful trends 03:55 – OKC Thunder: defending champs or vulnerable? 06:12 – Thunder depth and star power discussion 08:25 – Tier Two: Denver Nuggets & Cleveland Cavaliers 11:40 – Denver's defensive issues and Jokic's dominance 14:15 – Can Cleveland's defense carry them to the Finals? 14:41 – Tier Three: Warriors and Timberwolves analysis 16:45 – Golden State's “Jimmy Butler era” & aging core 24:37 – Minnesota's defense and trade deadline potential 28:52 – Tier Four: Spurs, Rockets, Bucks & Knicks 32:12 – Victor Wembanyama's rise into NBA's elite 39:53 – Houston's struggles and the Fred VanVleet effect 45:09 – Giannis and the Bucks' identity; Knicks' hero-ball 49:21 – Mid-tier teams: Lakers, Clippers, Heat, Magic, etc. 59:51 – Miami's fast-paced offense & elite conditioning 1:03:23 – Disappointments: Celtics, Hawks, Pelicans 1:06:39 – The Cooper Flagg problem in Dallas 1:13:00 – Lamelo Ball's frustrations and Charlotte's direction 1:15:51 – Utah & Washington's surprising progress 1:17:31 – Trade deadline talk and rebuilding futures 1:19:15 – Outro: final thoughts on NBA tiers RealGM Radio is powered in part by North Station Media (CLNS). For advertising or media inquiries, contact info@clnsmedia.com

When Pope Leo was elected on May 8, 2025, Archbishop Nelson Pérez was flying home to Philadelphia from Rome. Mid-flight, he got to share the historic news with his fellow passengers. In this episode, Archbishop Pérez reflects on Pope Leo's leadership style, his vision for the Church, and his awareness of the world's challenges—qualities that are inspiring Catholics everywhere to renew their witness to Christ's love and their commitment to making disciples. And yes, the new pope even has a Philly connection: he's a Villanova grad with a standing order from Wawa. We would love it if you could leave a written review on Apple and share with your friends! Editing provided by Forte Catholic (https://www.fortecatholic.com/)

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training How are the new technologies and tools shaping the future of agencies? How can you create an agency that outlasts trends? When you've been around for 75 years in the ad world, you've seen it all, from Mad Men, media buying by fax, the rise of the internet, and now, AI. Today's featured guest runs an agency that has been doing full-service marketing since 1950. What's impressive isn't just their longevity but also how they've stayed relevant and human in a business that changes faster than a TikTok trend. Jennifer Spire is the CEO of Preston Spire, an independent Minneapolis-based creative agency that's been helping brands grow with full-service marketing since 1950. She's the agency's fourth CEO, starting in small independent agencies, rising through global holding companies, and bringing both worlds' lessons to how she leads today. That mix of experiences shaped her leadership style grounded in independence, driven by creativity, and fiercely protective of agency culture. In this episode, we'll discuss: Building a culture that lasts seven decades and beyond. Why independence still matters in the agency world. The future of agency talent and AI. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. How One Agency Has Stayed Relevant for 75 Years Preston Spire started as a design shop in 1950 and quickly grew to a full service advertising agency, which differs from what we think of as full service today. Over the decades, it's evolved continuously, reinventing itself with every shift in marketing. Jennifer says the real secret to their longevity is adaptability. "It's really hard to continue to evolve and stay strong, but I think there's a lot to be said for an agency that can evolve and still grow while being relevant." Now they're 25 years away from a century, which is both impressive and humbling, as well as something they want to highlight more. Surprisingly, some advisors have actually told Jennifer it'd be best to not mention their 75-year run, since some might assume a 75-year-old agency should be bigger by now. However, Jennifer has a different perspective. For her, you don't have to be one of the biggest agencies to be better and longevity isn't a weakness but rather proof of resilience and reinvention. From Big Agency Bureaucracy to Small Agency Freedom Before joining Press Inspire, Jennifer spent years inside the machine of large agencies, where shareholder-driven decisions often overshadowed what's best for clients or teams. There, she learned that you don't have to be bigger to be better, a philosophy that now fuels how she runs Press Inspire, as she has chosen to keep it small enough to stay personal but strong enough to compete with anyone. Once she left the big-agency world for an independent shop, Jennifer cut her teeth doing everything from answering phones, assisting on shoots, starting media departments, and running PR. That early experience taught her the one skill every agency leader needs — resourcefulness — something she now encourages young people to develop early in their careers. Her time at big agencies, though, showed her what not to do. "You end up making decisions that are best for shareholders, not clients," she said. "At a smaller agency, I wanted everyone to be able to chart their own path and make decisions that serve both the client and the team." Building an Agency Culture Keeps People for Deacades People stay for decades at Preston, some for 37 years, others 30, and three just recently celebrated 25-year anniversaries. That kind of loyalty is nearly unheard of in today's agency churn cycle. So what's the secret? Balance. Jennifer encourages collaboration between long-time employees and newer hires with fresh perspectives. The agency operates in a hybrid setup, with three days in-office to keep creativity flowing while maintaining flexibility. It's a rhythm that keeps collaboration alive without burning people out. "Being together helps," she said. "That human connection is something you can't replicate over Zoom." Their internal compass is guided by what they call COOP values: Courage, Originality, Openness, and Positivity. The team is encouraged to take risks, fail fast, learn, and keep moving forward. Leading with Clarity: Building Alignment and Growth Paths Jennifer may be CEO, but being at a smaller agency she's not above the grind. She manages operations, oversees HR and finance, and still maintains direct relationships with every major client. That visibility matters because, as she explains, clients need to know leadership is invested in their business. Her team structure also breaks down roles by what percentage of their time is spent leading, managing, or making. This clarity helps people grow without being shoved into management if it's not something they want for their careers. This way, they get to build their unique path within the agency, a key to keeping them happy with their work. Quarterly goals, regular feedback, and individualized growth paths keep everyone aligned and fulfilled — a framework that scales culture without micromanagement. Furthermore, constant feedback, quarterly goals, and individualized growth paths help keep everyone aligned and fulfilled. Why Staying Independent Still Wins for Some Agencies Does a 75-year-old independent agency get offers from the big holding companies? They do, actually; all the time. Jennifer says M&A emails land in her inbox daily. But she's not interested. "We've had serious talks with other agencies," she said, "but we've said no every time. Staying independent is critical to our success." If they sold, they'd probably start making decisions for investors instead of their people and be back in the big agency world she escaped. For Jennifer, independence isn't just about control, it's about protecting the culture that makes their agency different. The freedom to put clients and people first is what keeps the agency thriving. Preparing for the Future: AI's Impact on Agency Talent Jennifer's not blind to the future. She's already planning staffing and financial strategy through 2030, a move that would make most agencies sweat. One question she's wrestling with: how AI will change entry-level roles and career paths. "AI has been an incredible tool and has allowed us to be more efficient," she said. "But if it takes away too much of the junior work, where do mid-level people come from five years from now?" The truth is that the jobs won't vanish, they'll evolve. Junior people using AI can perform at mid-level. Mid-level people can perform like senior leaders. You'll just need fewer of them. Still, Jennifer sees it as a call to action for colleagues and agency leaders alike: train people not just in the AI tools, but in critical thinking, problem solving, creativity, and the human side of marketing. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Our U.S. Biotech and Biopharma analysts Sean Laaman and Terence Flynn discuss the latest developments that could be positioning the healthcare sector for strong outperformance.Read more insights from Morgan Stanley.----- Transcript -----Sean Laaman: Welcome to Thoughts on the Market. I'm Sean Laaman, Morgan Stanley's U.S. Small and Mid-Cap Biotech Analyst. Terence Flynn: And I'm Terence Flynn, Morgan Stanley's U.S. Biopharma Analyst. Sean Laaman: Today, we'll discuss how a rally in the healthcare sector is being driven by more favorable macro conditions. It's Tuesday, October 28th at 10am in New York. So, Terence, healthcare has lagged the broader market year-to-date, and valuations have been near historical lows. But recent weeks show strengthening performance. Policy headwinds have been front and center.What's changed in the regulatory environment and how is the biopharma sector adapting to these pricing and tariff dynamics? Terence Flynn: Sean, as you know, with many other sectors, tariffs were initially a focus earlier this year. But a number of companies in our space have subsequently announced significant U.S. manufacturing investments to reshore supply chains. And hence, the market's less focused on tariffs in our space right now. But the other policy dynamic and focus is what's called Most Favored Nation or MFN drug pricing. Now, this is where the President's been focused on aligning U.S. drug prices with those in other developed countries. And recently we've seen several companies announce agreements with the administration along these lines, which importantly has provided investors with more visibility here. And we're watching to see if additional agreements get announced. Sean Laaman: Got it. Another hurdle for Large-cap biopharma is a looming expiration of patents with [$]177 billion exposed by 2030. How is this shaping M&A trends and strategic priorities? Terence Flynn: For sure. I mean, as you know, Sean, patent expiry is our normal part of the life cycle of drug development. Every company goes through this at some point, but this does put the focus on company's internal pipelines to continue to progress while also being able to access external innovation via M&A. Recently we have started to see a pickup in deal activity, which could bode well for performance in SMID-cap biotech. Sean Laaman: At the same time, you believe relative valuations look compelling for Large-cap biopharma. Where are valuations versus where they've been historically? What's driving this and how should investors think about positioning? Terence Flynn: Absolutely. Look, on a price to earnings multiple, the sector's trading at about a 30 percent discount to the S&P 500 right now. Now that's in line with prior periods of policy uncertainty. But as policy visibility improves, we expect the focus will shift back to fundamentals. Now, positioning to me still feels light here, given some of the patent cliff dynamics we just discussed. Now, Sean, with the Fed moving toward rate cuts, how do you see this impacting your sector on the biotech side? Sean Laaman: Well, Terence, particularly in my space, which is Small- and Mid-cap biotech companies, they're typically capital consumers are not capital producers. They're particularly sensitive to the current rate environment.Therefore, they're sensitive to spending on pipeline. They're sensitive to M&A. So, as rates come down, we expect more spending on pipeline and more M&A activity, which is generally positive for the sector. Looking forward, biotech sector is generally the best performing sector on a six-to-12-month timeframe post the first rate cut. Terence Flynn: Great. You've also talked about this SMID to Big thesis on the biotech side. Can you explain what's driving that? Sean Laaman: Sure Terence. There's three pieces to the SMID to Big thematic. So, we in SMID-cap biotech, we cover 80 to 90 companies. About a third of those are newly, kind of profitable companies. Those companies are turning from being capital consumers to capital producers. We see about $15 billion of cash on balance sheets for 2025, going to north of 130 billion by 2030. That's the first piece. The second piece is due to regulatory uncertainty at the USFDA. We're seeing more attractive valuations amongst clinical stage names. That's the second piece. And third piece relates to your coverage, Terence. I refer back to that [$]177 billion of LOE. So, we expect generally that M&A activity will be quite high amongst our sector. Terence Flynn: And let's not forget about AI, which has implications across the healthcare space. How much is this changing the dynamic in biotech, Sean? Sean Laaman: It is changing, but we're really at the beginning. I think there's three things to think about. The first one is faster trial recruitment. The second one is faster regulatory submissions. And the third one, which is the most interesting, but we're really at the beginning of, is faster time to appropriately targeted molecules. Terence Flynn: Great. And maybe lastly, what are the key risks and catalysts for SMID-cap biotech in the current environment? Sean Laaman: As always, we're focused on pipeline failures in terms of risk. Secondly, in terms of risk, we're looking at regulatory risk at the FDA. And thirdly, we're looking at the rise in China biotech and the competitive dynamic there.Whether you're watching large cap biopharma, M&A moves, or the rise of cash-rich, SMID-cap biotechs, the healthcare sector setup is unlike anything we've seen in years.Terence, thanks for speaking with me. Terence Flynn: Always a pleasure to be on the show. Thanks for having me, Sean. Sean Laaman: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

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Welcome back to the Dynasty Nerds Dynasty Fantasy Football Podcast with Rich, Matt, and Garret breaking down all the must-know dynasty strategy to crush your league. In this episode, we dive deep into the Legit List—ranking non-rookie breakouts like Daniel Jones, Sam Darnold, Javonte Williams, Rico Dowdle, Quinton Johnston, Jordan Mason, Keyshawn Boutte, and Tucker Kraft to see who's legit for next year and who's fading fast. Then, contenders rejoice: we hit the "Would You Buy for a First?" segment, debating trades for James Cook, Ladd McConkey, Kyren Williams, Sam LaPorta, Jaylen Waddle, Ricky Pearsall, DeVonta Smith, and Trevor Lawrence across early, mid, and late firsts in the 2026 rookie class. Get 20% off the #NERDHERD: Use promo code 'datahub' Fantasy Roster Rescue: ⁠Get your Roster Rescued!⁠ FastDraft: Download and deposit $10 using code NERDS on the ⁠FastDraft app⁠ and join your first draft to be eligible for a free one-year full bundle membership at Dynasty Nerds (new members only). ⁠FastDraft⁠ will match your deposit up to $50. Draft best ball teams in under 5 minutes! Keywords: dynasty fantasy football, dynasty fantasy football trades, dynasty trades, Daniel Jones, Sam Darnold, Javonte Williams, Rico Dowdle, Quinton Johnston, Jordan Mason, Keyshawn Boutte, Tucker Kraft, James Cook trade, Ladd McConkey value, Kyren Williams, Sam LaPorta, Jaylen Waddle, Ricky Pearsall, DeVonta Smith, Trevor Lawrence, 2026 rookie class 00:00:00 Start 00:01:31 The Legit List 00:04:53 Kayshon Boutte 00:08:27 Jordan Mason 00:12:01 Rico Dowdle 00:15:42 Quentin Johnston 00:20:15 Sam Darnold 00:26:23 Daniel Jones 00:30:53 Javonte Williams 00:36:10 Tucker Kraft 00:40:22 FastDraft 00:41:57 Is he worth a 1st? 00:43:18 Is James Cook Worth an Early First? 00:50:56 Is Ladd McConkey Worth an Early 1st? 00:55:33 Is Cam Skattebo Worth an Early 1st? 01:00:30 Is Kyren Williams Worth a Mid 1st? 01:03:27 Roster Rescue 01:04:01 Is Sam LaPorta Worth a Mid 1st? 01:07:54 Is Jaylen Waddle Worth a Mid 1st? 01:13:17 Is Ricky Pearsall Worth a Late 1st? 01:14:44 Is DeVonta Smith Worth a Late 1st? 01:16:43 Is Trevor Lawrence Worth a Late 1st? Learn more about your ad choices. Visit megaphone.fm/adchoices