Podcasts about MID

Mid-level managers are sandwiched between C-suite executives and everyone else in their companies. Coaching them presents unique challenges to meet them where they are while helping them expand their lens through creative options in a very competitive coaching market. We are exploring these relevant topics and focusing on the work of mid-level managers, often referred to as the “unsung heroes” of the corporate world. Join us!Loretta Stagnitto is a certified executive coach and president of Loretta Stagnitto Leadership Associates, an online coaching and training company specializing in leadership development for executives, mid-level leaders, and high-performing teams, along with workplace wellness and mental health first aid. LSLA provides individual and group-based leadership development based on its trademarked “I Know System” and the “Assess. Act. Achieve” methodology. With over 20 years of executive coaching experience, Loretta empowers professionals at all levels to drive their development and team growth. She offers C-suite-level insights and fosters new work approaches, enabling leaders and teams to enhance inspiration, operations, and collaboration, ultimately strengthening relationships, developing talent, and accelerating organizational change. Extensively experienced in healthcare, tech, finance, and biotech, Loretta has coached in diverse corporate and start-up settings. The 2020 pandemic spurred her focus on workplace anxiety and burnout, leading to expertise in related remedies. Through her non-profit, Invest in Mental Health, Loretta provides free or low-cost adult and youth mental health first aid certifications to a variety of communities. The non-profit is dedicated to breaking the stigma around mental health disorders. To help encourage and build advocacy for women's leadership, Loretta serves as a guide for CHIEF, the nation's largest membership-based executive coaching organization for executive women. Loretta has raised two amazing adult children with her husband in their northern California home, and her hobbies include biking, indoor rowing, Pilates, weight-training, silent walking, and sewing. Show Highlights:The biggest challenges for mid-level managers, the “unsung heroes”Loretta's theory on what coaches can do for mid-level leadersCreative solutions for mid-level leaders (because companies are not investing in them):Short programs delivered in smaller bitesA convenient, online coaching program Putting cohorts together for peer group coaching and camaraderieThe impacts of coaching within organizations around self-awareness, proactive feedback, communication, and self-advocacyShifting perspectives around empowerment, awareness, and choice—to see ourselves differently and do things differentlyAssessing The Stress Factor--and how it shows up for leadersPositioning coaching as an investment, not remediationFor external coaches: Position yourself for profitability with differentiation strategies such as a niche focus, collaboration, and investment.Loretta's focus on burnout, anxiety, and wellness in the workplaceThe bottom line for coaches: Loretta's advice to coaches about working harder, figuring out your clients' problems, and being creative in developing solutions in a competitive marketResources:Connect with Loretta Stagnitto: Website, LinkedIn, and FacebookConnect with...

This week, Gabby chats to both her twins together - Reuben and Lois - in a Mid.Point first! On the day of their 20th birthdays, Lois and Reuben talk about how it feels to be properly into adulthood, moving further away from home and being more permanently independent. Gabby reflects on this point in her life, two decades in to being a mum, and talks about how their relationship has changed over the years. There's also quite a bit of chat about leaf blowers and air fryers! We'll take a short break for the summer now, but will be back with more great guests and expertise in September! Hosted on Acast. See acast.com/privacy for more information.

Reasons for Leaving Mid Date 07/25/25

This week we look back on our senior camogie's team's exit from the championship at the semi final stage for the 7th time in 8 seasons. We hear from manager Denis Kelly and PRO Ger Kinane. We go around the county with divisional hurling semi finals in all four divisions in a variety of grades, we hear from the North, West, Mid and South of the county. David Byrnes joins us to discuss the passing of horse trainer Edward O'Grady. It's non-stop on another packed Extra Time: we hope you like.....

Kyle Robert and Brian Twining get you set for the Brickyard 400 as NASCAR tackles Indianapolis Motor Speedway. The guys run through every driver on DraftKings to break down their favorite targets and fades for this weeks NASCAR DFS slate! Then they build three GPP lineups for the race. For more of our favorite bets and the full card make sure you are subscribed to the completely FREE Newsletter! It can be found at aoppodcast.substack.comAs a reminder, check out our friends over at GridRival and use code AOP25 for a 100% match deposit up to $100.00:00 Intro04:39 Brickyard 400 High priced options11:16 Brickyard 400 Mid pack options17:30 Brickyard 400 Cheaper options23:06 Brickyard 400 GPP lineups32:42 Brickyard 400 Updated Odds

Pastor Kevin Keenan speaks at our Sunday service. Join us in person at the church building or on Facebook and YouTube live, Sundays 10am. Mid week Prayer Connect Groups on Wednesdays at 7pm at various locations. Visit www.vomanchester.org.uk for more info.

In Hour 1 of The Odd Couple

After federal workers were fired in February, many warned it would be much harder to keep the over 3 million acres in the Bridger-Teton National Forest clean, accessible and safe this summer. We check in. Also, what the passage of the “One Big Beautiful Bill” may mean for rural hospitals like St. John's here in Jackson, a chat with a four-member bluegrass band from Victor and a high alpine lake in the southern end of the Wind River Range is the nation's poopiest.Mid-episode music this week is from the Balsamroots, a four-member band based in Victor, Idaho, that has been playing in and around the Tetons since forming in 2018.Jackson Unpacked airs locally at 89.1 FM or via live-stream Mondays at 7:30 a.m. and 12:30 p.m., and Fridays and Sundays at 12:30 p.m. Support Jackson's only nonprofit newsroom by becoming a member of KHOL today.

On this episode of Challenge Accepted, Frank and Thomas dive deep into Fantastic Four: First Steps, Marvel's latest take on its original superhero team. They unpack what makes this version click—from the emotional dynamics between the characters to the classic comic book roots baked into the plot. They also debate Pedro Pascal's Reed Richards, celebrate Vanessa Kirby's commanding performance as Sue, and break down what that end credits Doom reveal means for the future of the MCU. This one's packed with takes, comic knowledge, and that signature CA banter. Timestamps and Topics: 00:00 Intro and first reactions 00:34 Emotional tone and visual impact 01:17 The family dynamic and what Marvel nailed 02:06 Comparing Fantastic Four and Superman's reboots 03:13 Marvel's tonal shift and 60s sci-fi inspirations 04:07 Spoiler alert and space travel discussions 05:24 Comic nods: Galactus, Mole Man, Red Ghost 07:00 The return of recurring villains in the MCU 10:06 Deep character breakdown: Sue, Reed, Johnny, Ben 13:40 Ben and Reed's friendship complexity 18:09 Pedro Pascal as Reed Richards—does it work? 24:02 Franklin Richards and the film's emotional core 27:10 Comic comparisons and MCU differences 30:32 CGI highs and lows 35:00 Galactus' design and introduction 37:00 Final battle and team synergy 41:04 Stretching powers and future potential 46:49 Mid and post-credit scene breakdowns 51:00 Multiverse theories and TVA links 55:02 Final thoughts and sequel hopes Key Takeaways: Vanessa Kirby shines as Sue Storm, grounding the film with emotion and authority. This Fantastic Four reboot captures the sci-fi spirit of the comics while carving out a fresh MCU tone. Johnny Storm is finally more than comic relief—he's passionate, intelligent, and layered. Pedro Pascal delivers a solid performance, but debate remains whether he feels like Reed. Galactus and Silver Surfer bring scope and threat, with visual set pieces built for IMAX. The mid-credits Doom reveal got the loudest cheer in the theater—for good reason. Memorable Quotes: “This is the first time in a long time I walked out of a Marvel movie wanting a sequel—not the next MCU thing. Just more of this.” “Sue Storm runs this team. Period.” “I don't think Pedro was Reed. I think Pedro played someone like Reed.” “They didn't just adapt a comic—they brought 60s sci-fi to life.” “Galactus wasn't just big. He was felt—especially in IMAX.” Call to Action: If you enjoyed this episode, hit follow, leave a review, and share it with your Marvel-loving crew. Tag us with #ChallengeAcceptedPod and tell us your rating for Fantastic Four: First Steps. Links and Resources: For all the latest news we reference, visit GeekFreaksPodcast.com Follow Us: Instagram: @challengeacceptedlive Twitter: @CAPodcastLive TikTok: @challengeacceptedlive Listener Questions: What's your take on Pedro Pascal's Mr. Fantastic? Are you ready for Doctor Doom to shake up the MCU? Let us know and we might read your responses on a future episode. Apple Podcast Tags: Fantastic Four, Marvel Review, MCU Phase 6, Pedro Pascal, Vanessa Kirby, Galactus, Silver Surfer, Sue Storm, Reed Richards, Marvel Reboot, Doctor Doom, Marvel End Credits, Comic Book Movies, Challenge Accepted, Marvel 2025

A Bump School BackStory - A Common ThreadWelcome to this special edition of PSYCHOTIC BUMP SCHOOL's LIVE funk and soul musical escapade—a deeply personal sonic expedition threading ancestral echoes, cultural legacy, and unforgettable performances. These sets aren't just recordings—they're living testaments to the moments that made me fall in love with music, each artist forming a vital strand in the Common Thread that weaves through my personal soundscape, across geography, memory, and soul.No group has shaped my musical worldview more than The Isley Brothers. During their legendary 3 + 3 era—when Ernie and Marvin Isley along with brother-in-law Chris Jasper (rest in peace) joined their big brothers O'Kelly, Rudolph, and Ronald, they became a creative powerhouse. Writing, producing, and performing their own material, they blended funk, rock, and soul into a timeless eargasmic sound-piece. I once saw them at The Beverly Theater in West L.A., where Ernie, my all-time favorite guitarist, played with both precision and passion—his solos part anthem, part sermon. A later acoustic clip here reveals a softer, more intimate side of his artistry.It's widely known that Jimi Hendrix spent time with the Isley Brothers early in his career—even living in their home for a period, jamming on the family's living room couch while a young Ernie looked on. Therefore, the most jaw-dropping Isley moment I've ever witnessed came around 1990 during a rare Ernie Isley solo show. Mid-set, he picked up a left-handed guitar—despite being right-handed—and played it with flawless soul and dexterity. A whispered legend among die-hard fans, and I saw it firsthand! A deeply rare, fleeting moment of brilliance—a glimpse into the sacred lineage from Hendrix to Isley, from couch jam sessions to stages lit by legend.Now to Black Kennedy by August Greene—a powerful one-off collaboration between Common, Robert Glasper, Karriem Riggins, and Samora Pinderhughes (not pictured). I've seen Common live more than any other MC. His tribute to Dilla and Karriem (or “Reem”) on this track struck a chord. I once met Karriem at L.A.'s Do-Over party. Despite sharing stages with giants, he remembered my name and greeted me with the warmth, humility & respect of someone deeply rooted in Detroit's rich musical tradition-from the "D" to L.A. With the spirits of the late Dilla and Amp Fiddler in the mix, this set carries a joy that's truly uncommon.  Lastly, Samora's understated vocals may seem minimal at first, but their honesty and simplicity carry quiet strength.Then there's Tweet—with a capital “T.” I've admired her for years & once spoke with her briefly after an interview with her guitarist Charlie Bereal. That moment truly stuck with me. Seeing her live revealed a whole new & surprising dimension: gritty, sultry, and unexpectedly fierce. Think Betty Davis meets Tina Turner—cheetah-smooth with gospel heat. A revelation!And finally, Erykah Badu—the high priestess of soul and queen of the unexpected. I once opened for her on New Year's Eve at the House of Blues but missed her set. This 2025 performance in her hometown of Dallas recorded during Black Music Month, felt like a gift. I reshaped it a bit—trimming the interludes to highlight her explosive musical energy. Funk, soul, jazz & hip-hop all converge in a set that proves, once again, that Badu doesn't just perform—she transmits. Beam her up!These are the moments that make live music sacred. Not just entertainment, but communion. Each set here reflects the throughline in my life—A Common Thread. I'm grateful to share it with you.

It's a brief, Mid-summer (Don't get in the bear!) minisode.Ever wondered what's really happening with Disneyland Forward? Dive into this revealing mini-episode where we crack open the truth behind Disney's highly publicized expansion plans in Anaheim. https://boardwalktimes.net/disneylandforward-what-exactly-is-it-3f4c79bf93c4A new full episode in a few weeks!Thanks for listening!We'd love it if you would give us a review on your podcast platform of choice. They're really helpful.Come visit us on Bluesky, Mastodon, Instagram, or whatever social media you like. Just look up Lowdown on the Plus-Up and you'll probably find us. Or drop us a note to comments@lowdown-plus-up.com and let us know any questions or comments about how YOU would like to plus-something-up! We are a Boardwalk Times production.Boardwalk Times, https://boardwalktimes.net/Boardwalk Times store, https://boardwalktimes.store .

Mid-2025 brings a short tour of Saturn through Aries, as a kind of prelude to the longer, two-year Saturn in Aries transit which starts in February 2026. In this episode, Kelly shares three tips on how to work with, manage, and navigate Saturn in Aries.  Kelly has two webinars that are all about Saturn. ‘Saturn Transits Through the 12 Houses' goes through transiting Saturn in each of the 12 houses. For those of you interested in transits to Saturn in Aries, Cancer, Libra, or Capricorn, Kelly's webinar ‘Saturn Transits to the Planets' looks at transits to Saturn from all of the visible planets. The links for each are here:Saturn Transits Through the 12 Houses - https://www.kellysastrology.com/product/saturn-transits-through-the-12-houses/Saturn Transits to the Planets - https://www.kellysastrology.com/product/saturn-transits-to-the-planets/

Have you ever felt your goals slipping away or wondered if your financial plan still matches your life? In this insightful episode, Joey Boding, alongside Adam Morris and Tommy Williams, discusses the concept of personal reconstitution—a valuable method inspired by passive investment strategies that helps you recalibrate your personal and financial goals. Learn why regular check-ins can significantly boost your chances of success, keep you aligned with your priorities, and help you celebrate meaningful progress. For detailed show notes, navigate using the timestamps below: [0:00] Introduction [1:00] Understanding financial reconstitution and its purpose [3:00] Potential downsides of passive fund reconstitution [6:30] Tax implications and volatility during reconstitution [10:00] Benefits and simplicity of periodic financial reconstitution [12:30] Why investors should regularly review fund holdings [15:00] Transition to personal reconstitution [16:30] Mid-year goal check-in and personal reflections [19:00] How frequent personal evaluations can keep you aligned [21:30] Questions to help you stay on track and aligned with values [24:00] Budgeting: the foundation of effective personal reconstitution [27:00] Identifying and eliminating financial leaks [30:00] Adjusting strategies and goals when life changes [32:00] Setting SMART goals and realistic expectations [35:00] Final tips for personal and financial success   For more information on Asset Builder, visit our website: https://assetbuilder.com

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Mid-east expert Ksenia Svetlova says that Israel’s policy toward Syria was “schizophrenic” and reduced to tactical measures. A former member of the Knesset and today executive director of ROPES, the Regional Organization for Peace, Economics and Security, Svetlova told reporter Arieh O’Sullivan that the Druse conflict with the Bedouin has been longstanding and vicious, some of it over drug trafficking routes and that the Druse in Syria themselves are divided over receiving aid from Israel. (photo: Omar Sanadiki/AP)See omnystudio.com/listener for privacy information.

https://teachhoops.com/ Mid-summer presents a critical juncture for coaches to strategically "regroup" and ensure their players remain highly engaged and motivated. This period is ideal for assessing the team's mental and physical state, identifying any signs of burnout or flagging interest. It's an opportune moment to refresh coaching approaches, introduce new challenges, or simply reiterate the 'why' behind their efforts, reconnecting players with their passion for the sport. By proactively addressing engagement, coaches can prevent mid-season slumps and ensure that the team's enthusiasm and dedication carry through to the latter half of the year. Effective mid-summer regrouping for player engagement involves a multi-faceted approach. This could mean revisiting core fundamentals in a fresh, perhaps more competitive or playful, manner to reinforce skills without monotony. Coaches might also focus on individual player check-ins, setting small, achievable goals, or incorporating team-building activities that foster camaraderie off the court. By varying drills, celebrating small victories, and emphasizing the fun and developmental aspects of the game, coaches can reignite their players' focus and ensure they are not just present, but actively invested and enjoying their journey. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In 1975, logger Travis Walton vanished in the Arizona woods after allegedly being struck by a beam of light from a UFO. His co-workers witnessed the event and reported it, sparking a massive manhunt. Walton reappeared five days later, claiming he had been abducted and experimented on by extraterrestrials. His story became one of the most famous—and controversial—alien abduction cases in history, inspiring books, investigations, and films. But is it real? On this episode we are setting out to get to the bottom of this story once and for all.-----------------Head to the Strange Places home website, asylum817.com to keep up with all things Strange Places, as well as the host. Billie Dean Shoemate III is an author with over 40 novels published, a master-trained painter, host of the No Disclosure Podcast, and multi-instrumentalist musician with multiple albums released. To check out Billie's books, albums, paintings and other artistic ventures, head to asylum817.com. Official Strange Places merch is now available as well!-----------------This podcast can also be heard on Spotify, Apple Podcasts, iHeart Radio, Pandora, and wherever you get your Podcast listening experience.-----------------Want to promote your brand, YouTube channel, Etsy page, charity, event or podcast on the show? I am selling the show's ad space! Mid roll ads, beginning ads, bottom of the show ads, all of it. Click the link below to get yourself some of that sweet, sweet ad space on the fastest growing paranormal podcast on the planet. If you want to advertise here, click the LINK BELOW!https://www.fiverr.com/share/mgzw1R-----------------If you like what you hear and wish to donate to this podcast to help keep it going, visit:https://www.fiverr.com/s/WEY9lex-----------------Visit us on Patreon for ad free early access and exclusive content!!!patreon.com/asylum817Shout-out to our top tier patrons, Summer Rain Zen, DILLIGAF and Old School!-----------------This episode is brought to you by Kali Luxe! Head to KaliLuxe.com and use code KALI10 at checkout to save 10% on your first order.That's KaliLuxe.com — and don't forget to enter KALI10 to unlock your discount.-----------------This episode is brought to you by Recovering Out Loud! LINK BELOW:https://open.spotify.com/show/037OyEhc44WfJYgRBDxBvh?si=ZDg4TD6hSNOUkJpLhFz11QChannel and coaching : https://linktr.ee/Recoveringoutloudpod

Kyle Robert and Brian Twining get you set for the Autotrader EchoPark 400 as NASCAR battles the Monster Mile. The guys run through every driver on DraftKings to break down their favorite targets and fades for this weeks NASCAR DFS slate! Then they build three GPP lineups for the race. For more of our favorite bets and the full card make sure you are subscribed to the completely FREE Newsletter! It can be found at aoppodcast.substack.comAs a reminder, check out our friends over at GridRival and use code AOP25 for a 100% match deposit up to $100.00:00 Intro04:39 Autotrader EchoPark 400 High priced options19:01 Autotrader EchoPark 400 Mid pack options24:30 Autotrader EchoPark 400 Cheaper options27:26 Autotrader EchoPark 400 GPP lineups37:27 Autotrader EchoPark 400 Updated Odds

Ask Me Anything: vCISO Strategy, IR, and Cyber Leadership | DailyCyber 268 ~ Watch Now ~In this special AMA edition of the DailyCyber Podcast, I go live solo to answer your biggest questions about cybersecurity, incident response, and what it really takes to succeed as a Fractional vCISO in 2025.Whether you're building a security program, managing client risk, or navigating the transition from security engineer to executive advisor, this episode is packed with actionable insights and behind-the-scenes lessons. 

https://teachhoops.com/ Mid-summer presents a valuable opportunity for individuals to engage in a strategic "regrouping," a crucial process for personal and professional development that often involves a renewed focus on fundamentals. This period allows for a deliberate pause to evaluate the progress made during the first half of the year, acknowledging successes while critically assessing the strength of one's foundational skills and core principles. It's an opportune moment to reflect on initial goals and determine their continued relevance, ensuring that the underlying basics are solid before adjusting strategies. This thoughtful mid-year assessment helps in maintaining momentum and ensures that energy is directed towards reinforcing the fundamental elements that drive overall effectiveness. The regrouping process often involves a comprehensive review of past performance, understanding what strategies have proven effective, and critically analyzing any challenges encountered, particularly where a lapse in fundamentals might have occurred. This introspection is vital for learning and adapting, allowing for the refinement of approaches and the setting of more realistic and achievable targets for the remainder of the year by shoring up basic skills or core principles. By taking the time to reassess and strengthen these foundational aspects, individuals can clarify their vision, re-energize their commitment, and develop a robust plan that guides them toward a successful and fulfilling completion of their yearly aspirations. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Energy Newsbeat Daily Standup - Weekly Recap, Stuart Turley and Michael Tanner dive into the California refinery crisis, Trump's authority under the War Powers Act, and the political fallout of potential federal intervention. They tackle Europe's costly Russian gas replacement, the flaws in the Jones Act, peak oil denial amid record consumption, and the looming grid strain from AI expansion. Plus, they expose the staggering costs and failures of the net-zero push and highlight how wind and solar barely dent fossil fuel demand. A must-listen for energy investors and policy watchers.Highlights of the Podcast 00:00 - Intro00:12 - Can President Trump Take Control of the California Refineries to Stop a National Security Crisis?03:48 - Europe Says They Won't Need Russian Gas in the Future, But Do They?06:49 - 100 Percent Secondary Tariffs if no end to the Russia/Ukraine war in 50 days – President Trump10:24 - Oil Supply Surge Not Impacting Tight Oil Market13:04 - Mid-roll ad14:32 - Trump to Outline AI Priorities in Speech Next Week: Implications for Energy and Grid Reliability17:48 - Peak Oil Not on the Horizon, as Global Oil Consumption Reaches an All-Time High20:42 - Wind and Solar's Day of Reckoning is Approaching.25:07 - OutroPlease see the links below or articles that we discuss in the podcast.Can President Trump Take Control of the California Refineries to Stop a National Security Crisis?Europe Says They Won't Need Russian Gas in the Future, But Do They?100 Percent Secondary Tariffs if no end to the Russia/Ukraine war in 50 days – President TrumpOil Supply Surge Not Impacting Tight Oil MarketTrump to Outline AI Priorities in Speech Next Week: Implications for Energy and Grid ReliabilityPeak Oil Not on the Horizon, as Global Oil Consumption Reaches an All-Time HighWind and Solar's Day of Reckoning is Approaching.Follow Stuart On LinkedIn and TwitterFollow Michael On LinkedIn and TwitterENB Top NewsEnergy DashboardENB PodcastENB SubstackENB Trading DeskOil & Gas InvestingNeed Power For Your Data Center, Hospital, or Business?– Get in Contact With The Show –

Episode 007 of You Liang's Far East Taste locks into a high-energy groove — blending chunky basslines, slick vocal cuts, and techy percussion that's built for movement. This month's mix leans into feel-good rhythms and mainroom-ready hooks, delivering a sharper, more accessible sound while keeping underground sensibilities intact. The journey kicks off with a rework of Marshall Jefferson's iconic anthem before dipping into UK garage nostalgia and jackin' house grit. Mid-set, You Liang unveils two originals: Maybe Tonight — already supported by Don Diablo — and Not The Same, teased here as an ID. From extended cuts by Dannic, KREAM, and Victor Tellagio to bass-driven standouts by Chris Lake and Aleksey Kraft, the second half charges into peak-time with zero filler. As always, Far East Taste is crafted in Tokyo and tuned for global floors, wherever your night takes you. ⚡️Like the Show? Click the [Repost] ↻ button so more people can hear it!

https://teachhoops.com/ Mid-summer presents a valuable opportunity for individuals to engage in a strategic "regrouping," a crucial process for personal and professional development that often involves a renewed focus on fundamentals. This period allows for a deliberate pause to evaluate the progress made during the first half of the year, acknowledging successes while critically assessing the strength of one's foundational skills and core principles. It's an opportune moment to reflect on initial goals and determine their continued relevance, ensuring that the underlying basics are solid before adjusting strategies. This thoughtful mid-year assessment helps in maintaining momentum and ensures that energy is directed towards reinforcing the fundamental elements that drive overall effectiveness. The regrouping process often involves a comprehensive review of past performance, understanding what strategies have proven effective, and critically analyzing any challenges encountered, particularly where a lapse in fundamentals might have occurred. This introspection is vital for learning and adapting, allowing for the refinement of approaches and the setting of more realistic and achievable targets for the remainder of the year by shoring up basic skills or core principles. By taking the time to reassess and strengthen these foundational aspects, individuals can clarify their vision, re-energize their commitment, and develop a robust plan that guides them toward a successful and fulfilling completion of their yearly aspirations. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On April 19, 2020, ESPN and Netflix released a landmark documentary series that was over two decades in the making, chronicling a behind the scenes look at the supremacy of Michael Jordan's last years in ChicagoAs Americans and people all across the globe were settling into an entirely new life of pandemic quarantine madness, The Last Dance was a much needed escape, and a fascinating glimpse into the life of one of the most popular figures in the history of sportsBut lost in the spectacle of MJ's unprecedented greatness, and ultimately reduced to something little more than a footnote in the pages of NBA history, the Utah Jazz came away emptied handed again and again, despite fielding a team that likely could have hoisted a championship banner, had they played in any other eraLed by a dynamic duo of John Stockton and Karl Malone, two players who still stand among the top 10 of all time at their respective positions, the Jazz had spent much of the late 80s and 90s just on the cusp of taking those final steps into championship gloryBut always for one reason or another, the stars never perfectly aligned for the team from Utah, and Stockton and Malone would find themselves forever on another and far less desirable all-time list: as some of the best players to never win a ring.In today's episode, we take the NBA time machine back to the 1990s, and explore the rise and fall of the team that tried and failed to steal the last dance, and find out just what went wrong for the Utah JazzThis is Once Upon a Dribble!(04:30) The Foundation - Background on the '80s Jazz(18:14) The Slow Climb - The Ups and Downs of the Early and Mid '90s(41:29) The 1996-97 Utah Jazz season(01:08:56) The 1997-98 Utah JazzCopyright Disclaimer: - Under section 107 of the copyright Act 1976, allowance is mad for FAIR USE for purpose such a as criticism, comment, news reporting, teaching, scholarship and research. Fair use is a use permitted by copyright statues that might otherwise be infringing. Non- Profit, educational or personal use tips the balance in favor of FAIR USE.

Mid-summer changes on the island: sockeye salmon runs are slowly making way for pink salmon, young birds are finding their way, and more...Life on Alaska's Emerald Isle, Kodiak.

https://teachhoops.com/ Mid-summer presents a valuable opportunity for individuals to engage in a strategic "regrouping," a crucial process for personal and professional development that often involves a renewed focus on fundamentals. This period allows for a deliberate pause to evaluate the progress made during the first half of the year, acknowledging successes while critically assessing the strength of one's foundational skills and core principles. It's an opportune moment to reflect on initial goals and determine their continued relevance, ensuring that the underlying basics are solid before adjusting strategies. This thoughtful mid-year assessment helps in maintaining momentum and ensures that energy is directed towards reinforcing the fundamental elements that drive overall effectiveness. The regrouping process often involves a comprehensive review of past performance, understanding what strategies have proven effective, and critically analyzing any challenges encountered, particularly where a lapse in fundamentals might have occurred. This introspection is vital for learning and adapting, allowing for the refinement of approaches and the setting of more realistic and achievable targets for the remainder of the year by shoring up basic skills or core principles. By taking the time to reassess and strengthen these foundational aspects, individuals can clarify their vision, re-energize their commitment, and develop a robust plan that guides them toward a successful and fulfilling completion of their yearly aspirations. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Helen Lewis is a big deal y'all, and yes we'd be saying that even if she didn't have a British accent. She's a staff writer at The Atlantic, author of the new book The Genius Myth: A Curious History of a Dangerous Idea , as well as Difficult Women: An Imperfect History of Feminism. She has written and presented several BBC (ooh!) Radio shows including "The New Gurus"and our personal favorite, "Helen Lewis Has Left the Chat. You can also find her right here on Substack, at Helen Lewis. Good for the Jews is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.We talk overrated geniuses, AI and the class divide, the Israeli-Palestinian conflict, and other very serious topics that Helen manages to make really fun.Also:* London survived The Blitz, so we'll all be ok* Jewish Rumspringa* Helen Lewish isn't Jewish, but the Manosphere thinks she is* Chess.com is the new 4Chan* The Genius Myth* Was Shakespeare a black trans woman?* 1600s LinkedIn* Einstein was Mid, but he had great branding* AI and the class divide* The Ayatollah has a suprise for us* Gout and IQ* Helen Lewis has left the chat* WhatsApp drama is life* Greta Thunberg created Zionists * What people don't understand about Israelis is….* Helen admits that America is beating the UK!* Oh wait, now she's talking about inequality* Babies need to start pulling their weight and giving more to charity* 2025 feminismThanks for reading Good for the Jews! This post is public so feel free to share it. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit askajew.substack.com/subscribe

This week on Challenge Accepted, Frank and Thomas unearth The Mummy (1999) and debate whether this fan-favorite adventure deserves a spot in the official Challenge Accepted Top 100 list. Originally challenged by Australian podcast pal Aaron Brasher from Fandom Portals, the duo dives into everything from the film's wild plot and iconic action to its CGI, practical effects, and Brendan Fraser's action star moment. They unpack what holds up, what doesn't, and why this movie might be the perfect time capsule of late '90s popcorn cinema. Timestamps & Topics: 00:00 Introduction & who challenged this movie 02:00 First impressions: childhood memories and DVD nostalgia 04:00 Two-minute plot rundown (with chaotic energy) 06:00 Brendan Fraser: action hero or accidental legend? 09:00 Can this franchise come back—and should Fraser lead it? 11:00 Comparing Rick O'Connell to Indiana Jones 13:00 Evelyn's character: damsel, badass, or both? 18:00 Imhotep's motivations and why he's low-key sympathetic 22:00 Side characters, comic relief, and iconic moments 24:00 Filming in Morocco and creating believable heat 25:30 The good, the bad, and the beetles of CGI 30:00 Why Brendan Fraser's fight choreography still holds up 33:00 That Egyptian score and the power of a strong soundtrack 35:00 Mid-budget movie magic: why we need more like this 38:00 Behind-the-scenes fun facts: near-death moments and more 44:00 Historical accuracy vs cinematic fun 46:00 Cast reunion and the movie's lasting cult status 47:30 Top 100 decision time—does it make the cut? Key Takeaways: Brendan Fraser choreographed much of his own action—legend. The Mummy walks the line between camp and craft, with charm to spare. This is a film that thrives on practical effects, strong chemistry, and a sense of fun. While some moments feel dated, the core still entertains in 2025. It's a solid contender for the Challenge Accepted Top 100, but is that enough? Quotes Worth Repeating: “Rick O'Connell is 90% action hero, 10% lucky idiot—and that's why we love him.” “Imhotep didn't ask to be cursed. They turned him into the villain.” “This movie feels hotter than Dune—and everyone's actually sweating.” “It's not just nostalgia, this thing's still fun start to finish.” Call to Action: Think The Mummy deserves a Top 100 spot? Let us know on social or by emailing us at challengeacceptedgfx@gmail.com. And don't forget to follow, rate, and review the show. Share the episode and join the conversation with #ChallengeAcceptedPod! Links and Socials:

https://teachhoops.com/ Mid-summer presents a valuable opportunity for individuals to engage in a strategic "regrouping," a crucial process for personal and professional development. This period allows for a deliberate pause to evaluate the progress made during the first half of the year, acknowledging successes and identifying areas that require renewed focus or adjustment. It's an opportune moment to reflect on initial goals and determine their continued relevance, enabling a realignment of efforts to ensure future actions are purposeful and contribute meaningfully to overall objectives. This thoughtful mid-year assessment helps in maintaining momentum and ensuring that energy is directed towards the most impactful activities. The regrouping process often involves a comprehensive review of past performance, understanding what strategies have proven effective, and analyzing any challenges encountered. This introspection is vital for learning and adapting, allowing for the refinement of approaches and the setting of more realistic and achievable targets for the remainder of the year. By taking the time to reassess, individuals can clarify their vision, re-energize their commitment, and develop a robust plan that guides them toward a successful and fulfilling completion of their yearly aspirations. Learn more about your ad choices. Visit podcastchoices.com/adchoices

YMC Special Episode - A Chat With Jaime Marconette On The Luminate 2025 Mid-year Report On this very special edition of the YMC podcast, your hosts Jay Gilbert and Mike Etchart sat down with Luminate's Jaime Marconette to discuss their recently released Lumninate 2025 Midyear Music Report.    Subscribe to the newsletter! YourMorning.Coffee

Mid-summer in Space! This week host Lothar brings us The World in Peril #12, 253 mthilde: Episode 25: Eath's Past and Brad Lansky and the Lazy Eight #16! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mid-summer in Space! This week host Lothar brings us The World in Peril #12, 253 mthilde: Episode 25: Eath's Past and Brad Lansky and the Lazy Eight #16! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mid week check in (00:00-8:13). Emmy nominations roundup (9:14-23:46). PopCorner voicemails: ‘Love Island: Beyond the Villa' question, Do celebs use finstas?, Genius Love Island producing idea + more! (24:26-38:10). Interview with ‘Love Island USA's' Nic Vansteenberghe - talking his relationship with Olandria outside the villa, Cierra being sent home, why he voted Jeremiah off + so much more! (38:59-1:29:29). CITO LINKS > barstool.link/chicks-in-the-office.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/chicks-in-the-office

0:00 - Vic is currently going through a midlife crisis. Brett questions if it's truly MID-life.11:25 - Teddy Bridgewater has been suspended from his high school football coaching job for giving "impermissable benefits" to his players. Brett thinks the punishment doesn't necessarily fit the crime.30:18 - Can MPJ become an All-Star in his first season in Brooklyn? Will it potentially be easier for him in his new role?

Mid year family check-in and therapy session

What happens when a board-certified OB-GYN starts questioning everything she was taught? In this episode of Medical Disruptors, I sit down with Dr. Suzanne, a conventionally trained physician who nearly walked away from medicine altogether—until she realized the problem wasn't her. It was the system. And the ones impacted the most? Mid-life women searching for answers. In this episode, we talk about why so many midlife women are being ignored, misdiagnosed, or flat-out dismissed. As Dr. Suzanne puts it, “Tell me you don't like older women without telling me you don't like older women.” We talk about what it means to blend surgical precision with Ayurvedic wisdom, how integrative medicine started as a whisper behind closed doors. Dr. Suzanne opens up about the fear of being labeled “quacky,” the burnout of practicing within insurance constraints, and the radical act of slowing down enough to listen.  We also dig into the structural mess—PBMs, prior authorizations, and why clinicians and patients are both suffering.  But this conversation isn't just about what's broken. It's about what's possible. It's about women reclaiming agency in midlife and clinicians rebuilding medicine on their own terms. This one's for anyone who's tired of being dismissed, miscategorized, or left behind.  Come for the hormone talk.  Stay for the revolution. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this encore episode of Down the Garden Path podcast, landscape designer Joanne Shaw offers mid-season advice for your lawn and garden. Topics covered in this week's episode: YES, you can still plant this summer. You do not need to wait until fall. Summer is always a good time to pick up a good sale on plants, just check that the roots are healthy. The roots are the most important thing to look at in mid-summer, especially on discounted plant material. It may not do much this year, but it will be even better next year. Tree and shrub planting is fine, but you need to be around home to water in case of drought. If you are away for a few days, that is fine. Consider using a tree watering bag for your trees or even timers for sprinklers. The important thing is to be around to keep an eye on your newly planted trees. Also, remember the sign of too much water is the same as not enough. So, check the soil deeply if your plant appears to be struggling. Mid-summer is Japanese beetle season. I want to reassure you that Japanese beetle traps work, when used according to instructions. Read the instructions! Place the trap far away from the garden and plants (including your neighbours' plants) Communicate with your close neighbours; you don't all need a trap. Follow the distance guidelines in the instructions and you will be fine. The key is to capture as many as possible before they lay their eggs in your lawn, which turn into grubs. Native Plants There's so much talk about native plants and only using them in your garden. If it is overwhelming, don't worry. There are a lot of non-native plants that pollinators love. There is no need to remove plants or shrubs to add native plants -- unless you have invasive plants, or you want to. I suggest a few mid-season native bloomers that can be added now. Many native plants are spring or fall bloomers and many can become invasive or spreaders, so keep that in mind when choosing them. Removing seed heads will help with their spread. Mid-summer is also crabgrass season. It is important to pull it out before it goes to seed. Try not to cut grass when it has gone to seed because that spreads the seed to create more weeds for next year. If you have a large lawn and or a large amount of crabgrass, consider bagging your grass for the rest of the season to try to prevent as many weeds as possible for next year. Resources mentioned during the show: Permeable Landscaping Products with David Maxwell from Romex Down the Garden Path: A Step-By-Step Guide to Your Ontario Garden Are you a landscape or gardening expert? We'd love to have you on the show! Click here to learn more. Find Down the Garden Path on Instagram, Facebook, and YouTube: @downthegardenpathpodcast. Down the Garden Path Podcast On Down The Garden Path, professional landscape designer Joanne Shaw discusses down-to-earth tips and advice for your plants, gardens and landscapes. As the owner of Down2Earth Landscape Design, Joanne Shaw has been designing beautiful gardens for homeowners east of Toronto for over a decade. She does her best to bring you interesting, relevant and useful topics to help you keep your garden as low-maintenance as possible.  In Down the Garden Path: A Step-By-Step Guide to Your Ontario Garden, Joanne and fellow landscape designer Matthew Dressing distill their horticultural and design expertise and their combined experiences in helping others create and maintain thriving gardens into one easy-to-read monthly reference guide. Get your copy today on Amazon. Don't forget to check out Down the Garden Path on your favourite podcast app and subscribe! You can now catch the podcast on YouTube.

In the latest Weekly Security Sprint, Dave and Andy covered the following topics:Warm Open:• Join the GRIP! The GRIP is one year old and to celebrate, we're running an anniversary sale!! Join the GRIP in July and use promo code HOTJULY2025 to receive a 20% discount!• We're excited to release this brand-new collaborative report! (TLP:CLEAR) North Korea IT Worker Threat Report: Threat Overview and Mitigation. This report is a collaboration that incorporates analysis from several leading Information Sharing and Analysis Centers (ISACs), including Crypto ISAC, Oil and Natural Energy ISAC (ONE-ISAC), Real Estate ISAC, Tribal ISAC, WaterISAC, the Faith-Based Information Sharing and Analysis Organization (ISAO), and Gate 15. • New! Lock It Down: Why MFA Isn't Optional Anymore• FB-ISAO Current Threat Level• Faith-Based (U.S.): TLP:CLEAR | FB-ISAO Newsletter• DHS intelligence office halts staff cuts after stakeholder backlashMain Topics:• Unreleased Beyoncé music stolen from car at Atlanta's Krog Street Market• Elmo has been hacked, claims Trump is in Epstein files, calls for Jews to be exterminated• Hacktivist Attacks on Critical Infrastructure Grow as New Groups Emerge• NOAA - June 2025 was Earth's 3rd warmest on record• A deadly 1987 flood foreshadowed the Texas disaster. Survivors ask, ‘why didn't we learn?' • Camp Mystic waited over an hour to evacuate after receiving ‘life threatening' flood alert• CSU: Forecast for 2025 Hurricane Activity, 09 Aug update. PDF• UK arson attack trial reveals how Russia-linked operatives recruited ‘gig' workers for terrorismo British criminals convicted over Wagner Group-linked arson attack on London warehouseo Intelligence officials worry a sabotage campaign blamed on Russia is growing more dangerousQuick Hits:• A Marco Rubio impostor is using AI voice to call high-level officials• Recorded Future: US Violent Extremists Likely Shifting Focus to Targeted Physical Threats in 2025• Soufan Center: Assessment of the Global Terrorism Threat Landscape in Mid-2025• Public exploits released for Citrix Bleed 2 NetScaler flaw, patch now • Pay2Key's Resurgence: Iranian Cyber Warfare Targets the Westo To view this content in one document, please download the full threat report here.o Iranian ransomware crew reemerges, promises big bucks for attacks on US or Israel• CISA warns hackers are actively exploiting critical ‘Citrix Bleed 2' security flaw• 'Anti-Government Militia' Says It's Targeting Oklahoma Weather Radars• Suspect In News 9 Radar Vandalism Arrested By Oklahoma City Police• (TLP:CLEAR) WaterISAC: Anti-Government Extremist Group Threatens to Destroy Critical Weather Radars, NOAA Warns (15 May 2025)• Far-right extremist group threatens to take weather radars offline• US neo-fascist group claims it is part of Texas floods relief efforts & Extremist Groups Uphold Long Tradition of Exploiting National Tragedies for Publicity• Swedish PM's private address revealed by Strava data shared by bodyguards• UK NCSC: Getting your organisation ready for Windows 11 upgrade before Autumn 2025• Crypto Wallets Continue to be Drained in Elaborate Social Media Scam• U.S. Secret Service One-Year Update Following the July 13, 2024, Attempted Assassination of President Donald Trump• US GAO - Cybersecurity: Implementation of the 2015 Information Sharing Act• NATO Ally Warns of Iranian Assassination Threat

https://www.patreon.com/jarmedia Timecodes: 00:00 Intro 06:16 Housekeeping 19:03 Jim's Embarrassed 24:52 Markiplier CBT 37:01 Mid break 39:41 Question Segment: Hand Over Your Data 42:52 Jims Thoughts on Various 2006 Animated Comedies 44:19 Thomas the Tank Engine 48:02 CBT Needs MORE 49:01 When will you give anime a chance? 49:28 The Devil wants to Guest Star 53:04 Destiny be Good or Halo Undead 54:33 Lewis Hamilton Monster Critique 58:46 Teleported to 50BC 1:03:26 Batman Writes In 1:10:38 Patron Name Segment #BroCastS2E18

Mid month and birthday celebration Support us on PayPal!

In this season of MID, we are answering the dilemmas and questions that you, our listeners, have sent us. This episode is all about our MID relationship with our bodies, and Holly has enlisted one of Australia's foremost nutritionists and dietitians, Susie Burrell. The dilemmas Susie and Holly tackle in this episode are: My friends are telling me to get weight loss jabs...but I don't want to remove the pleasure of eating from my life. My daughter is obsessed with "clean eating" - should I be worried? My body is changing so much in midlife...the exercise and diet that used to work for me isn't working anymore...help! Do you have a dilemma you'd like to send us? You can find us on helpme@mamamia.com.au To listen to Susie's weekly podcast, which covers all areas of nutrition: http://www.thenutritioncouch.com For her evidence-based supplements: http://www.designedbydietitians.com Or to find a dietitian who specialises in Women & Peri: www.daa.asn.au THE END BITS: Share your feedback! Send us a voice message or email us at podcast@mamamia.com.au Follow us on Instagram @MidbyMamamia or sign up to the MID newsletter, dropping weekly here. CREDITS: Guest: Susie Burrell Host: Holly Wainwright Executive Producer: Naima Brown Senior Producer: Tahli Blackman Audio Producer: Jacob Round Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.See omnystudio.com/listener for privacy information.

New pod cast with josh from KDM tuners. We talk about all of the races he has done with Gridlife and the ups and downs. We talk about his team's experience with the first GLGT class and his first Mid-west festival. Looking FWD to seeing how the team finishes this year.

In this episode, I talk with Seth Greenwald, PMP, MID, senior project manager at the US Army Corps of Engineers, best-selling author, and passionate storyteller for the AEC space, about how storytelling and Generative AI for project managers are reshaping project management, transforming meetings, sparking creativity, and helping teams shift from resistance to readiness. Engineering […] The post Generative AI for Project Managers Drives Creative Change and Leadership Effectiveness – Ep 078 appeared first on Engineering Management Institute.

Orbs: Dust, spirits, or something else entirely? In this episode, we dive into the mysterious phenomenon of floating lights caught on camera—exploring the science, the skepticism, and the strange emotional weight these glowing anomalies carry. Whether you believe or not, orbs tend to show up when something bigger is happening. Let's find out why.-----------------Head to the Strange Places home website, asylum817.com to keep up with all things Strange Places, as well as the host. Billie Dean Shoemate III is an author with over 40 novels published, a master-trained painter, host of the No Disclosure Podcast, and multi-instrumentalist musician with multiple albums released. To check out Billie's books, albums, paintings and other artistic ventures, head to asylum817.com. Official Strange Places merch is now available as well!-----------------This podcast can also be heard on Spotify, Apple Podcasts, iHeart Radio, Pandora, and wherever you get your Podcast listening experience.-----------------Want to promote your brand, YouTube channel, Etsy page, charity, event or podcast on the show? I am selling the show's ad space! Mid roll ads, beginning ads, bottom of the show ads, all of it. Click the link below to get yourself some of that sweet, sweet ad space on the fastest growing paranormal podcast on the planet. If you want to advertise here, click the LINK BELOW!https://www.fiverr.com/share/mgzw1R-----------------If you like what you hear and wish to donate to this podcast to help keep it going, visit:https://www.fiverr.com/s/WEY9lex-----------------Visit us on Patreon for ad free early access and exclusive content!!!patreon.com/asylum817Shout-out to our top tier patrons, Summer Rain Zen, DILLIGAF and Old School!-----------------This episode is brought to you by The Terror Cellar Podcast! LINKS BELOW:https://open.spotify.com/show/7LUmoQsH2Et0a2vkuPXiIh?si=BjhXCW_URwywBZmUM9mhdg

A bright April day has dawned in Derbyshire earlier in the spring. The air is unusually still for this time of year and this upland location. At just under a thousand feet barely a breeze is ruffling the trees surrounding the mics. These are the same trees that can be heard so powerfully in episode 250 - Moorland trees in mid-winter gales.  Far across the valley, stretching from far left to far right of scene, a country road threads its way over the moors. It links the small Derbyshire town of Whaley Bridge to the busier Cheshire town of Macclesfield about seven miles away. Due to a major land slip and road closure on the next valley, there is less traffic, though you can hear occasional cars threading the tarmac way through the landscape from time to time.   Mid left down the field, a woodpecker. In the same copse, a song thrush. From different points in the mid-distance seesawing great tits. Wrens too, and wood pigeons, and a chif chaf, and a pheasant.  Deep in the valley, geese can be heard over the reservoir. What made this segment of the overnight recording feel special though was the blackbird.  As time passes the blackbird lands on a branch of the apple tree directly above the Lento box, and sings so sonorously. And then does it again, as if it knows how special it is to witness a singing blackbird so close. 

Kyle Robert and Brian Twining get you set for the Toyota/Save Mart 350 as NASCAR takes on wine country. The guys run through every driver on DraftKings to break down their favorite targets and fades for this weeks NASCAR DFS slate! Then they build three GPP lineups for the race. For more of our favorite bets and the full card make sure you are subscribed to the completely FREE Newsletter! It can be found at aoppodcast.substack.comAs a reminder, check out our friends over at GridRival and use code AOP25 for a 100% match deposit up to $100.00:00 Intro02:28 Toyota/Save Mart 350 High priced options09:48 Toyota/Save Mart 350 Mid pack options13:56 Toyota/Save Mart 350 Cheaper options19:58 Toyota/Save Mart 350 GPP lineups31:10 Toyota/Save Mart 350 Updated Odds

How's your 2025 going—really?Mid-year is the perfect time to hit pause and check in with yourself. Are you on track… or just hustling in circles?Here's my simple 3R framework for getting back in the game: 1️⃣ Reflect. Be honest about what's working (and what's not). 2️⃣ Refresh. Unplug & recharge. You can't pour from an empty cup. 3️⃣ Refocus. Double down on your real goals (ditch the “shoulds”).I'm a little behind on my revenue and just broke my 535-day workout streak—so trust me, you're not alone. This is halftime. The first half is over. What matters is how you finish.What's your refocus for the rest of the year? Drop it below!

Author, Ultrarunner, Triathlete, Marathoner, and OG Run Farther & Faster Runner, Jeffrey Weiss joins us on the show this week to talk about his incredible running trajectory—from walk/run to the Comrades Marathon—and every event in between. Jeff started running in 2010 when he joined our very first running group at the JCC of Greater Washington. He quickly found his passion and progressed to triathlons, marathons, and ultramarathons. Now, fifteen years later after countless athletic endeavors, Jeff wrote a memoir about his fitness journey called Racing Against Time: On Ironman, Ultramarathons and the Quest for Transformation in Mid-life. Jeff's book is available on Amazon for preorder and will be released by MSI Press on October 1. (https://a.co/d/9XoHEgG ). Part memoir and all inspiration, Racing Against Time has it all: family, life, midlife transformation, along with tragedy with triumph.Huge thanks to Jeff for joining us!Thanks for listening. If you are inclined to leave a five star review, we would be so grateful!Follow us on Instagram and Facebook at @runfartherandfaster.Questions? Email us at julieandlisa@runfartherandfaster.com or head over to our website (www.runfartherandfaster.com).Please follow, share and review our show!

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock on Thursday, July 17th at 8PM Eastern. Keith discusses the competitive nature of short-term rentals (STRs) and the need for hosts to offer luxury amenities to attract guests. Long time investing pro, Alex, joins us to cover the BRRRR strategy in Little Rock, Arkansas, an investor-advantaged market, emphasizing its low property taxes and stable cash flow. They explain the BRRRR process, including: buying, renovating, renting, refinancing, and repeating.  The strategy allows investors to scale their portfolios with minimal initial capital, offering a 0% management fee in year one and 4% in year two.  Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock on Thursday, July 17th at 8PM Eastern. Show Notes: GetRichEducation.com/561 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, anymore when you own short term rentals like Airbnbs and vrbos, you are in an all out arms race competing to provide amenities like never before. Then what happens when you take the popular burr real estate strategy and overlay it with one of the most investor advantaged markets in all of America. It's a lucrative opportunity. You'll see how and why today on get rich education.    Keith Weinhold  0:32   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows, an A plus rating with the Better Business Bureau, and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know mid south enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  1:58   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:14   Welcome to GRE from North Conway, New Hampshire to North port, Florida and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, happy July, the second half of the year. And my favorite month of the year is your Airbnb fancy enough, because anymore STRS short term rentals have gotten so competitive that hosts treat their properties like white lotus level hotels. Now, STRS were never passive, but they become even less so it is active income. Once upon a time, Airbnb hosts could just sort of drop a few colorful throw pillows on their fold out couch and make a killing. But no more those days are so far gone. The STR game has changed drastically. I mean, you used to be able to list a basic home with generic furniture that you got at Costco, minimal amenities, no Wi Fi, and still get it booked, but today, it will sit empty unless you offer more than just a place to sleep. You have to build an experience for Airbnb guests. Now, increasingly, hosts are doing things like adding outdoor kitchens, arcade machines, putting greens, even basketball. And now, though these upgrades do cost a lot up front, they can pay off. These amenity types can double your nightly rate, but they come with more responsibility and more to maintain. I mean, more guests are expecting a flawless experience. The trend is that Airbnbs are becoming full scale hospitality operations, and if you don't treat it like one, you're going to fall behind. So simply having a nice house that just no longer cuts it, running a short term rental today is nothing like it was even two or three years ago. You used to be able to stand out with a decent bed and colorful throw prolos, but now guests are basically comparing your place to boutique hotels. Hosts are deeply investing in design, forward furniture, layered lighting and featuring spaces that some market as what they call moments like cozy reading corners in these luxurious bathroom setups, adding things like welcome guides and even complete brand identities with a proper. Name and even a logo and a story to give the place some personality, even writing up a history for your property, even if it's not that historic. Now, these sorts of tactics, they actually do, seem to work. Guests will give you more bookings, better reviews, and guests even share the space on social media like it's somewhat of a lifestyle destination now sometimes STR hosts, they team with these other platforms to add welcome champagne in ice buckets on site, sommeliers, private chefs, daily, housekeeping on demand. 24/7 textable concierges, heated plunge pools and other amenities through you partnering with some of these platforms and these upgrades don't come cheap. The publication called the playbook, they featured an STR in Sag Harbor, New York, where the property owner invested $85,000 into overhauling the landscaping and adding a James Turrell Inspired LED light installation. But overall, these improvements boost rental revenue by an average of 40% over what the property was collecting previously. All right, so this is a case study now, though, this STR trend of offering deep hospitality and luxury amenities has turned into more of a job and less about passive income. You know, really, this is free market capitalism, because this is competition to see who can provide the best service at the lowest price, but that's what it is. So this is making real estate less of a good and more of a service. Short term rentals soaring supply, day rate compression and AI driven pricing tools. That means that the just this all nice house with good photos thing that no longer cuts it. It is an amenities arms race now, and of course, this is a national trend. It doesn't mean that it's happening absolutely everywhere. In some places, hosts are able to charm guests simply with something like a freshly baked loaf of banana bread, but the consensus is whether they spend a little or a lot, Airbnb hosts unanimously say that they've got to work harder in order to keep guests happy. It's become more of a business and less of a side hustle than it used to be. You've got more hosts leaning into higher upfront investments because they know guests will pay for a sort of turnkey, Instagrammable experience. And this really is a classic early adopter issue, just like a lot of things, Airbnb launched in 2007 by the way, so this sort of first wave of Airbnb hosts back around 2012 to 2015 they were riding a blue ocean back then. There was virtually no competition. There weren't any standards, and there were plenty of bookings, and that made a lot of hosts pretty fat and happy. But that's not where we are now, really. The bottom line is that in many markets, short term rentals have transitioned from partial passivity to all out hospitality. That's the Airbnb arms race. The average Airbnb nightly rate for North America. Do you care to venture a guess at the average nightly rate? It is approximately $216 per night, and that right there is up 26% from 2020 so it is not up as much as house prices over that five year period from 2020 really, the Airbnb rate is up about as much as the long term rental rate.    Keith Weinhold  8:58   While we're talking numbers a quarter recently ended. Let's hit on our asset class rundown. What's happened to home prices in the past year? Well, when you aggregate all these sources, Zillow, Freddie, Mac case, Shiller, FHFA, in totality, home prices are up 2% single family rents are up 3% apartment rates are down 1% due to their oversupply. The 30 year mortgage rate was 6.9% a year ago, and it's 6.8 now. CPI inflation is 2.4% expressed in year to date terms. Now the SP5 100 is up 5% in the first half of this year, ending near 6200 the dollar is down. That means that it takes more of them to buy gold, which is over $3,300 an ounce, gold is up 27% just from the start of this year, and the oil price is still depressed in the 60s. Per dollar for a barrel, Bitcoin still strong, ending the quarter at 106kthat's your asset class rundown, which we do about quarterly.    Keith Weinhold  9:57   Hey, I really enjoyed meetingside. Of you on this year's terrific real estate guys Investor Summit at sea was concluded about a week ago. It was two days on land in Miami, followed by a week of conferences and fun aboard a Caribbean cruise ship. I really got to meet you and get to know you, because we had nine days together, and as one of the faculty members, I hosted a table at dinner every night, and each night the attendees rotated around to my table, so I got to meet a lot of you and really get to know you, and you got to know me. Yeah, it was as interesting for me to meet you in person, perhaps, as it was for you to meet me, because I like to hear what you're doing in real estate, investing, in everything else. I gave a main stage presentation that was almost an hour of all me, all GRE and also served on five different panel discussions. Oh, it's such a unique event. Get this, I was kind of dressed up to give my main stage presentation, which so many of you, by the way, told me afterwards, that that was your favorite presentation of them all, all week long, because each faculty member made a main stage presentation. But what I want to tell you is, just a few hours after I presented, on the cruise ship, I was shirtless in the water throwing a football around at the beach in St Thomas Virgin Islands. What an event. Fantastic to meet a number of you in person. So far today, I hope what I've shared with you has been informative. Next. It's something informative and really actionable that you can make lucrative that's next. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  11:45   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Russell Gray  12:16   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lock ups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Russell Gray  13:30   Hi. This is Russell Gray, co host of real estate guys radio show, and you're listening to get rich education with Keith Weinhold, don't quit your Daydream. You Keith,   Keith Weinhold  13:38   welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking to a guest not only about an investor advantaged market, but when you overlay a certain strategy with it, this can be highly lucrative for investor returns, and we're with a long time investing pro Alex, welcome onto the show.    Alex Craig  14:04   Hi Keith, thank you.    Keith Weinhold  14:05   Well talking about top US cashflowing market, let's get right to it. Tell us about yours.   Alex Craig  14:11   Little Rock, Arkansas. It's a market that we've been in since 2012. I personally invest there. I've got about 75 doors of multi family, single family. And the reason why it works is just cash flow. Over the years, we've had investors from around the country that have owned portfolios where maybe they're somewhere in Phoenix or Dallas, where they're kind of speculating. This is not a speculation market, and that's why it works for myself. It's consistent. It's very linear, and linear is a word that we use a lot to describe. And if you're going to be a cash flow investor, and that's why I'm in it, it's you want a linear market. You don't want ups or downs, and then you want to make sure it's a growing market too. And Little Rock checks all the boxes of what you would want in a stable cash flow environment market.   Keith Weinhold  14:57   And I think a lot of our investor listeners are. Already pretty keen on that. You get a high ratio of rent income to purchase price. You have laws that heavily favor landlords over tenants. But Alex, in today's environment, people are more conscious about rising operating expenses and higher mortgage expenses, and that's really one advantage that Arkansas can give right now, is with those low property taxes   Alex Craig  15:20   Keith,it's so interesting you mentioned that because I did have a conversation with a client of ours that had a property in another market that he had mentioned how his property taxes had gone up and gone up substantially, which that's to expect. I mean, after COVID, there was a lot of markets saw a huge boost, especially with markets that saw hedge funds come in. Hedge Funds, I believe, ruined a lot of markets, raised the prices. And another reason I like Little Rock, it flies under the radar. You think is Little Rock is a small market, but it's really not. It's, I mean, the population of the city is 250,000 but the metro area, which is a 50 mile radius around Little Rock, is much bigger. And the entire, not only the entire market, metro area, feeds off little rock, really, the entire state does too. But that being said, because it's floating under the radar, the property tax have remained low. They've taken a little bit of bump over the years, because the values steadily go up, but they started low anyway. So with operating costs of insurance, insurance has gone up for a lot of for my own properties in other markets, it's going up, and it's going up in Little Rock too. I mean, it's just the name of insurance, but property taxes have remained low. They've always been low, and that's really a big help as to why this market works for us.   Keith Weinhold  16:30   Talking about flying under the radar, you're talking about, therefore evading a lot of that hedge fund money. Tell us more about the market and some of those anchors and drivers.   Alex Craig  16:40   It's a blue collar town. You've got logistics. Is a market, or is a segment of the industry that has really come on strong over the last few years, Amazon has really put a footprint in the market. Healthcare is a huge, huge market, like I mentioned earlier, not only does the region feed off the direct to the entire state, it's the hub of healthcare for the entire state of Arkansas, of course, it's government. Government provides a lot of jobs. The good thing about government jobs is they're maybe not on a national level anymore, but on a local, state level, they're very it's hard to get let go from a government job, unless now, not on a federal level, but it's very steady, so a lot of steady blue collar jobs, and that's what you want for a strong resident base, especially in the type of properties and 1000 to $1,200 price range, you want those blue collar study growing jobs.   Keith Weinhold  17:31   Yes, you do have those there. It's funny. I'm smiling a bit because I used to be a state government employee, and there's just no way that they ever would have fired me. I was so protective I had to quit in order for them to have to replace me at that job. I'm wondering about the new supply that's come on, Alex, because a number of markets have added supply. I know, for example, that Redfin reports that little rock median home price appreciation is up 7.3% year over year, and with the dynamics going on in the market recently, that typically tells us that there hasn't been that much new supply added. Is that what's going on there?   Alex Craig  18:11   No, there hasn't been a lot of new supply. I just think with little rock and every other market, the mortgage rates have gone up. Home ownership is down during COVID. It was really hard to get an investment property. For what we did, sending out our list every week. It was basically send out our properties, people hitting send and not even knowing what they were reserving. Rates were just low, right? Everybody's jumping in. It was hard to get inventory. So now what we have is, you know, higher rates that scares some people off. It pushes some people out on the market, but it also creates opportunity. I feel like this is the easiest time I've been investing in real estate since 2007 that was the foreclosure crisis, Great Recession, and it was a lot of foreclosures on the market, and that's how I built a big chunk of my portfolio. But now it's just a matter of there's not as many people in it. So for us, there's just more acquisitions for us to go out and get. There's still distressed homes on the market where individuals don't want to hire a realtor, they just want all cash offers. They're ready to get rid of them, and that's where we step in. And without as much competition like I said, we kind of fly under the radar. I feel it creates more just supply inventory for us and for me as an investor, but also for our clients too   Keith Weinhold  19:23   with that in mind, and again, a lot of our audience is already on board, knowing that little rock in Arkansas is a good cash flow market with stable, long term fundamentals, but in order to make it more profitable, you've overlaid it with a certain strategy there in Little Rock. Tell us about that.    Alex Craig  19:45   So the BRRRR strategy, yes, it's able to work now because there's not as many buyers in the market. So basically, the way the burrs strategy works is we acquire a property. I'm just going to use very round, simple numbers for simple math makes it easier on me   Keith Weinhold  19:58   and we're talking the BRRRR. Strategy that's buy, renovate, rent, refinance, and repeat. Those are the five investor steps.   Alex Craig  20:07   correct. And so that's what we do, is we buy. Let's just say the B. Let's take the B, for example, we buy a home, and we buy it for 60,000 where I'm just talking like if I own the home, and then I put $20,000 into the deal. So now I'm all into it for 80,000 and you have to remember, there's some in between, cost of closing costs. I'm just talking just very general strategy. You buy it for 60, you put 20 into it, and all of a sudden you're in it for 80, and the value comes back at 100 so you're in it for 80% of the after repair value. Most Fannie Mae lenders will do 75% so if you purchase a house outright, you put 20% down, but if you are doing a refinance, you're able they'll do it at 75% so instead of buying a home and putting it down payment upfront, you're using equity in the deal. And that's what the burst strategy is, buy renovate. So we buy it, we renovate it, we refinance it, we rent it out, and then you repeat it. So it allows for investors to scale their portfolios quicker and stretch their money a little bit further. So if you've got, I've got $50,000 and I want to invest in real estate, if you purchase a home, you're bound by the down payment. Once you put that down payment, it's, I wouldn't call it sunk cost, but that money's gone for reinvesting. The burr model allows you to stretch that money a little bit further. Now, like I said, I gave pretty basic numbers to the deal, but that's what you're going for. Some equity in the deal, and that's what we're able to provide for ourselves and for our clients.   Keith Weinhold  21:38   So let's review that numbers on a little rock burp, making a $60,000 purchase with a pre renovated property. Then the investor puts another 20k into it for the renovation. So now they're all in for 80k and they get a 100k appraisal on that property, and then they can borrow, say, 75% of that there, that is the refi portion, the fourth letter of the BRRRR acronym. So therefore they've got 80k into it, and they got 75k back, meaning they would only have 5k into it, but maybe another 5k for closing costs, and now they only have 10k in to a 100k property. That's the appeal. That's what we're talking about here with the BRRRR   Alex Craig  22:22   strategy. I mean, you're exactly right. And as I mentioned, I use some really basic numbers, because when you're using, you know, 100,060 and 20 makes them very basic. It's pretty hard to find out a deal worth 100,000 these days, even when we started in the industry, 100,000 was a pretty cheap after pair value. Probably the mean value of the homes that we're dealing in is probably about 140 to 140 to 160 but same principle, based on those same logic that what we just talked about, I wouldn't say, you know, five or 10k out of pocket, but if you're talking about purchasing a deal with 25% down versus doing a bur you're probably going to be in it at 15% Out of pocket costs 10 to 15% as opposed to putting a down payment of 25% but the big thing is, you're getting money back, and you're not putting as much so just it's great for scale. I don't know if you'll talk about DSCR lending very much on your show, but that's something that a lot of our clients, and that does 80% so we have a lot of clients going that route now too.   Keith Weinhold  23:21   Okay, so you could do 80% with debt service coverage ratio loans, but to drop back in our example, to help be clear, the investor has 80k of their own skin in the game into the property, 60k for the purchase, 20k for the renovation, even though they only have 80k in it appraises for 100k that ARV, that after repair value. Why is the after repair value 100k when you only have 80k into it? Why is it more?   Alex Craig  23:49   that's based off comparable sales? So when you're in it at 80, and you're going to refinance it through a lender, they're going to send an appraiser out, and appraiser is going to pull comparable sales within that neighborhood. So just because you're in an 80 the appraiser is going to go pull three comps, very similar to that home. So if we're selling a three bedroom one bath, they're going to pull three comps at a three bedroom one bath, relatively the same size look, if it's got a carport, they're going to try to find three houses with the carport. So in theory, that's what they're doing. They're pulling comparable sales and developing new value based on recent sales.   Keith Weinhold  24:23   So it's that you have this knowledge to buy in neighborhoods and buy in certain sub markets, where, when you know that capital is added and renovations are made and a rehab period that they do tend to appraise for that value based on the comparables that are already there.   Alex Craig  24:40   Yeah. I mean, if we were to take the same house at 60,000 and didn't do any work, he would then say, well, you've got some comparables here versus 100 but you could never sell this home for 100 these are the things you have to do, and that's what we do during the first R the renovate of the acronym is to renovate the home to the condition that the. Appraisers feel that are comparable for the neighborhood, and that's a real important part, is comparable to the neighborhood. We could go in and put in a Jacuzzi tub and grain of countertops. We actually, we do put a lot of grain in, because we get it so cheap. But you could go in and fix it up to the nines, but it's not going to appraise for any more than the others, because the appraiser would say, we over improved it. So we improve it to what we know, what the kind of the standard for the neighborhood? Because you could over improve these things for sure and not get that return on that investment.   Keith Weinhold  25:28   That is a great answer. There is a specific improvement target that you know that needs to be hit. Tell us more about this burr process, because to an out of area investor, it can sound pretty intimidating if they had to manage contractors remotely themselves,   Alex Craig  25:43   there definitely is a need to have a team on the ground that you trust, that you feel comfortable with, and that's what we've done. I've been doing it in multiple markets for myself since 2007 and we built into a business model in 2010 like I said, expanded Little Rock in 2012 and we've been doing this for 15 years now for other investors. So we've got that name and that reputation of taking care of our investors, that's the important part. And we do see a lot of investors get burned, because you can find a realtor to go to help you find deals, but usually the realtor relationship is thesis to end. It's okay, I found you a deal, but then there's so many other things afterwards, and the renovations, where I see so many people get burned, and you know, we manage approximately 1200 homes between two markets, and that's where I see when property owners come to us, they've been burned the most. It's like they've paid somebody $50,000 they didn't finish the job, they didn't do what they say they're going to do. So the renovation that we're the team on the ground, we've got a in House Project Manager, we've got a network of subcontractors. We tend to act as the contractor, subbing things out. We've got in house property management. We've got all the tools, but it's really between both. In the markets in which I operate. I've got about 30 employees within property management, renovations, acquisitions, so the team on the ground is and then the back in the property management part is the long, ongoing accountability. So if something doesn't work out, that's the way we said it. If we say it's going to rent for 1200 and we rent it out for 900 Well, we really got a big egg on our face. You do a few of those, and that's how you don't stay in business anymore. And there's, and I like to say, about every five years the market corrects itself into getting the wrong players out of the business. COVID was super easy, easy to find deals, easy to sell deals. But once the market changed and it became a little more competitive and rates rose, that's the people that have been around for the long time, been in it for the long haul, that stick around. They've got the established business model and their reputation. So every five years, a good correction in the market eliminates those bad players.   Keith Weinhold  27:47   So you have this vetted, proven in play system that investors can get into besides just identifying the property, it comes with that system, those contractors or that investor just has one point of contact with you there for updates on the renovation.   Alex Craig  28:03   Yeah. I mean, I feel like we know these neighborhoods. I like I feel we know these neighborhoods like the back of our hand. We've been investing in them for a decade plus, and we know the areas you want to be in, the areas you don't want to be in. And we have a lot of investors will call us either they already own the property or they're a current client, and they'll say, Hey, I could get this deal for 30,000 and it's worth 100 and I'm like, Well, that sounds too good to be true, especially if it's on the open market. If it was that good of a deal, it's already gone. We just know the market, where to be. We know what to pay. We could, pretty much just through our experience, identify a house we know probably within about five to 10% before we even dive into comparable sales of what it's worth. We could walk through a house within probably about three to five minutes and peg the renovation costs probably within about 10% now we still order an inspection, and that's where we uncover the things that we can't see, that maybe there's a bunch of rotted out joist or a foundation problem that we didn't see. So, but there's things aside we could walk through and we pretty much know, okay, it needs a roof that's 7000 it needs an air conditioner that's six flooring, two. So that's the expertise that we bring and like. So then the management part of it, on the back end, that kind of ties it all together with accountability.   Keith Weinhold  29:22   And I know that your typical project renovation cost tends to be about 25k just for simplicity, we use 20k in that example, and your completion times are shorter than others that have inexperienced crews. So tell us about that typical renovation time. Alex.   Alex Craig  29:39   every day we're accomplishing 500 so 25,000 divided by 500 comes to 50 days, 50 days. So we'll knock that out in about 50 days. And we just have a large network of subcontractors that we've been working with for years. If you weren't in the business, I think that'd be really hard to accomplish, and there's just a lot that. Goes into it. I mean, the renovating the homes, it's the once, it's the worst, it's the hardest thing that we do. For sure, it's definitely the most scheduling, but it's where, if you don't know what you're doing, a great deal turns into, how do I get out of this?   Keith Weinhold  30:15   Right, absolutely. Now, in our example, we used where an investor puts 60k into it for the purchase to start with, because I see the burst strategy is a good strategy. If someone doesn't have a lot of capital, like they would for maybe a new build property, can one even finance that initial purchase amount?   Alex Craig  30:35   Yeah, so private lending. So that's the part that makes if you've only got 50 grand to facilitate this entire process, and you want to try to repeat it as many times as you can. 50,000 would not be enough just to pay cash. So yes, we have private lending. We set that up. Sometimes we lend it ourselves. Sometimes we outsource it to some of our strategic partners, but we'll lend the money to buy and renovate the home. A typical what that loan would look like it's about 3.3 points of loan origination. So if you've got an $80,000 loan, that's $2,400 most lenders do require for you to bring that up front, and now you're in it for an $80,000 loan at 12% which, five years ago, that sounded crazy to borrow at 12% but with for private lending, that's not bad at all, especially you want to get in and out of it quickly. So if we're renovating the home, and you know, 50 days, if you're already pre approved with your lender, and they have all your documents by the time we finish renovating the home, the appraisals lined up, and you could be in and out of these private loans in about 90 days. That love that depends on the lending side, that you're giving the lender what they need. But ideally you want to be in these things about 90 to 120 days. So $80,000 loan at 12% that $800 a month. So if you're in it for 90 days, 800 times 320, 700 plus the loan origination fee. But that's how you do it. That's the you're just borrowing money to finance the acquisition, the rehab and the refinance   Keith Weinhold  32:03   that is an option for you if you don't have the cash here to come in with these burr strategy properties. Alex, tell us more about it. Really, what I would like to know is, when an investor gets their appraisal, their after repair value, how many want to sell it for a profit, and how many want to hold it with a tenant for long term income   Alex Craig  32:26   so far, zero. Want to sell it for a profit. If you're all in it for add and then you're selling for 100 once you sell it, there are other fees involved. You got to hire a realtor. Right now is a great time to hold it's a slow real estate market. I don't think Little Rock from an aspect, is where home ownership is down. I think that's a nationwide thing. So I think if you're going into this, you certainly want to look at it from perspective. This is a buy and hold. I don't think this is the best market to get into to buy something. Flip it with a in the example, we use a $20,000 margin with buyer concessions, realtor commissions. That's a lot of work involved. And let's just say it did work out. You sold it for 100 but you had to pay 2% closing in an agent fee, and you got some holding cost. Let's just say you netted 8000 that might be good for a six month return, but I feel like there's a lot of risk. I feel like our job as what we do for our clients, is to minimize risk. So someone came and said, Hey, I want to flip it. I would say, Well, I don't think it's the best market for it right now. I think you want to get into this buy and hold.   Keith Weinhold  33:29   Yes, Alex has been doing this for a long time, and he's a specific expert right there in that local market. Buy and hold is a strategy that most likely makes sense. And he also strongly recommends pay cash if possible, instead of using that 12% short term private lending option, like he mentioned before, because that can cut out about four to 5k worth of transactional cost. And then if you do buy and hold what Alex and his company offer there in Little Rock is essentially a cash flow boost, 0% management fee in year one and only 4% in year two. So that gives you some extra cash flow runway as well. And Alex, before I ask you if you have any last thoughts, I want to announce to you the audience, that we have a live event virtually next week, on July 17, at 8pm eastern for Little Rock BRRRRproperties that Alex is CO hosting with our investment coach, Naresh, where you can find these bird deals in this cash flowing market. In Little Rock you'll see actual bird deals recently completed with full breakdowns of their purchase prices, sort of these case studies, where you can see some real numbers and what the rehab budgets are and what the actual timelines were, and what the refi outcomes were like, and explore BRRRR ready properties that are currently available to own, if you so choose, on this upcoming live event that you can attend from the comfort of your own home. Learn the full process, from acquisition to renovation to property management to the financing of them, and again, everything is all handled by local experts, so that you don't have to live with the nightmare of remotely managing contractors, which I couldn't imagine doing. So whether you're a first time investor or you're scaling your portfolio, this is your chance to get boots on the ground, insight and a proven road map to burr success and really one of the most accessible markets in the country. Again, Alex here is CO hosting the event along with GRE investment coach, Naresh Vissa. It is a free, live virtual event again next week, Thursday, July 17, at 8pm Eastern. Sign up is open now at gre webinars.com it ought to be great. Alex, teaming with local experts like you has been of real benefit to our audience. Do you have any last thoughts about either Little Rock or burrs or the events that you're going to co host with our audience next week?   Alex Craig  35:57   So here's my last thought, as you were, you know, kind of concluding and I was reviewing what we had talked about. And one of the questions we get sometimes it's a fair question. It's like, well, if this is such a great deal, why don't you keep all the deals? So we hear that from time to time, and the simple answer is, we do. We do keep a lot of deals, and we're buying more real estate now, like I said, I feel like it's the easiest time to get into real estate. So we do, we do keep a lot. We're building a very large portfolio right now, but the house flipping to investors is just another business model that we have. And Property Management too. And we love property management, and we love building investor relationships. We've had a lot of investors we've had been with us since day one that we've developed really tight relationships with. So yes, we do keep a lot of the properties, and we sell properties too, and we and helps us build our management company, which you don't hear too many people say this, but we actually love property management. That's a hard thing to love, but we actually like it.   Keith Weinhold  36:54   That is more weird than Tom wheelwright loving taxes, perhaps, but Right. But I want to deal with somebody that really loves what they're doing, especially when they're protecting our asset and probably more importantly, when it comes to property management, protecting our time. So that's right, Alex, well, our viewers and listeners are really looking forward to it next week, again, that live event Thursday, July 17, at 8pm Eastern is something that you can sign up for now at grewebinars.com. Alex, we're looking forward to it next week.   Alex Craig  37:27   Bye, Keith, thank you.   Keith Weinhold  37:34   Oh yeah. Terrific overview on why the burr strategy can be so profitable. And our event next week. Now, when you rent your primary residence, which you would typically do in a high cost area, and then you own rental property elsewhere, typically a low cost area, do you know what that's called? Yeah, there is a name for that. Last week we spoke to two listener guests in California that are doing just that. That is called rentvesting. And yes, Little Rock is surely a popular low cost market for rentvesting. I have been on the ground myself in Little Rock with Alex's associate to do an on the ground tour of properties. There you want to tap into a system where you've got the guiding hand of both experience and belief. That's what you're doing here. As like he said, Alex personally owns 75 doors there. That is belief, and he's been doing this for out of area investors for 15 years. That's the experience part real proof of concept at next week's event, you'll be introduced to this same system where you can lean on their team for acquisition, renovation and management. Little Rock has an MSA population of about 770,000 but I think more importantly today, savvy investors are conscientious of keeping their expenses down, and for good reason, since they've been up all over the place. Now, the purchase price is 140 to 160k for these BRRRR optimized single family rentals. Remember that we used 100k just for ease of an example there, usually when you buy income property, you're really in at close to 25% of the purchase price when you add up the down payment and closing costs, but this way, you're in for just about half of that at 10 to 15% another low expense is that property tax, statewide, Arkansas Property Tax is just 610 of 1% so that's half the national average. And then your management expense is definitely going to be low for the first two years, because it is 0% in year one and 4% in year two. And these are properties that you can actually be pretty proud of. You'll learn more about this. Scope of work with a renovation on the webinar, often granite countertops in the kitchen is a live, remote event. So this means that you can have any of your questions answered in real time. Should you have them? As you can imagine, demand is high for these properties, and this is a chance to get connected directly with the team that makes it happen. We might never get Alex on an event like this again, and is co hosted with our GRE investment coach, Naresh. It's next week. It's free, Thursday, July 17, at 8pm Eastern, 5pm Pacific. Sign up now, or your future self might not be able to forgive yourself. You can do that now at grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:19   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   Keith Weinhold  42:35   The preceding program was brought to you by your home for wealth, building, getricheducation.com.