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Nathan Lambert and Sebastian Raschka are machine learning researchers, engineers, and educators. Nathan is the post-training lead at the Allen Institute for AI (Ai2) and the author of The RLHF Book. Sebastian Raschka is the author of Build a Large Language Model (From Scratch) and Build a Reasoning Model (From Scratch). Thank you for listening ❤ Check out our sponsors: https://lexfridman.com/sponsors/ep490-sc See below for timestamps, transcript, and to give feedback, submit questions, contact Lex, etc. Transcript: https://lexfridman.com/ai-sota-2026-transcript CONTACT LEX: Feedback – give feedback to Lex: https://lexfridman.com/survey AMA – submit questions, videos or call-in: https://lexfridman.com/ama Hiring – join our team: https://lexfridman.com/hiring Other – other ways to get in touch: https://lexfridman.com/contact SPONSORS: To support this podcast, check out our sponsors & get discounts: Box: Intelligent content management platform. Go to https://box.com/ai Quo: Phone system (calls, texts, contacts) for businesses. Go to https://quo.com/lex UPLIFT Desk: Standing desks and office ergonomics. Go to https://upliftdesk.com/lex Fin: AI agent for customer service. Go to https://fin.ai/lex Shopify: Sell stuff online. Go to https://shopify.com/lex CodeRabbit: AI-powered code reviews. Go to https://coderabbit.ai/lex LMNT: Zero-sugar electrolyte drink mix. Go to https://drinkLMNT.com/lex Perplexity: AI-powered answer engine. Go to https://perplexity.ai/ OUTLINE: (00:00) – Introduction (01:39) – Sponsors, Comments, and Reflections (16:29) – China vs US: Who wins the AI race? (25:11) – ChatGPT vs Claude vs Gemini vs Grok: Who is winning? (36:11) – Best AI for coding (43:02) – Open Source vs Closed Source LLMs (54:41) – Transformers: Evolution of LLMs since 2019 (1:02:38) – AI Scaling Laws: Are they dead or still holding? (1:18:45) – How AI is trained: Pre-training, Mid-training, and Post-training (1:51:51) – Post-training explained: Exciting new research directions in LLMs (2:12:43) – Advice for beginners on how to get into AI development & research (2:35:36) – Work culture in AI (72+ hour weeks) (2:39:22) – Silicon Valley bubble (2:43:19) – Text diffusion models and other new research directions (2:49:01) – Tool use (2:53:17) – Continual learning (2:58:39) – Long context (3:04:54) – Robotics (3:14:04) – Timeline to AGI (3:21:20) – Will AI replace programmers? (3:39:51) – Is the dream of AGI dying? (3:46:40) – How AI will make money? (3:51:02) – Big acquisitions in 2026 (3:55:34) – Future of OpenAI, Anthropic, Google DeepMind, xAI, Meta (4:08:08) – Manhattan Project for AI (4:14:42) – Future of NVIDIA, GPUs, and AI compute clusters (4:22:48) – Future of human civilization

ABOUT THE EPISODE Our next episode we talk about some Mid-year entries that will be contenders come March, Battle of the Burgs preview, Pete Willson Invite discussion, and some big time results from around the country.Twitter & Instagram - @D3NationPodcastABOUT THE PODCAST Hosted by Anthony and Gennaro Bonaventura, former DIII wrestlers at Waynesburg University, current DIII Head Coach at Stevens Institute of Technology & DII Head Coach at Fairmont State University. The D3 Nation podcast mission is to provide DIII wrestling news and updates throughout the year. We also look forward to delivering episodes featuring DIII coaches and wrestlers as special guests to share their stories. We are both passionate about DIII wrestling and want to use this platform to keep the wrestling community educated on what is happening in DIII plus raise awareness of the amazing stories in DIII Wrestling.

Soul guide, astrologer, and Mystical Messages host Hilary outlines the cosmic events for February 2026.  From the get go, this month is tumultuous and will redefine our world.  The Full Moon in Leo on February 1stROARS, making a statement for all to hear and see, while Radical Uranus turns direct motion just a few days later on February 4th.  These are days of shock and awe, think earthquakes, surprise, and lightning strikes.  Significant ripple effects follow this upheaval; fortunately, Messenger Mercury and Valuable Venus shift into soulful Pisces by February 10th, delivering the calmest stretch of the month.  Mid-month finds Taskmaster Saturn joining spiritual Neptune at the Creator Degree, 00 Aries, on Saturday, February 14th, giving everyone a fresh, blank slate.  The caution is we may feel impulsive and trigger happy.  Definintely look before leaping into action.  This is underscored by the first eclipse of 2026 on February 17th.  The New Moon solar eclipse in Aquarius encourages innovation and reinvention.  When Messenger Mercury turns retrograde on February 25th, we all may breathe a sigh of relief from the onslaught of cosmic waves.  For the next three weeks, take a breath and take a beat as we head into the Full Moon eclipse on March 2nd.  Anything is possible and the impossible is calling.   To reach Hilary Harley: www.hilaryharley.com http://www.hilaryharley.com/ Hilary@hilaryharley.com Facebook:  hilary harley. https://www.facebook.com/hilary.harley.3 hilary harley astrology https://www.facebook.com/profile.php?id=100057501487642  holistic healing https://www.facebook.com/hilaryharley714 Instagram:  hilary.harley https://www.instagram.com/hilary.harley    

The Big Hunt Guys are back, Lorenzo, Brady, and Trail recap a busy stretch that took them from the Sheep Show to SHOT Show—talking wild gear, auction tags, and the stuff that actually caught their attention. Mid-episode, things take a left hook when they call Luke Caudillo and Justin Gaethje, breaking down the recent fight and sharing their thoughts on UFC 324. From fight prep and mindset to crossover lessons between elite hunting and elite competition, this episode covers way more ground than expected.Learn more about GOHUNT.Follow GOHUNT on Social Media:InstagramYouTube - Podcast ChannelYouTube - Main ChannelFacebook

The Federal Reserve is holding interest rates steady, keeping policy in a 3.5%–3.75% range. Lance Roberts and Michael Lebowitz examine how markets are reacting to Chair Jerome Powell's message, and break down what the Fed is signaling—and why it could fuel market volatility ahead. 0:00 - INTRO 0:19 - Mega Reports & Fed Fallout 4:31 - Markets Struggle after 7,000 9:33 - Inflation, Truflation, & Labor 14:14 - Chances of Rate Changes Higher or Lower? 16:44 - Current Growth Spurt is Unsustainable 19:10 - No Mention of QT/QE 21:10 - Citadel Securities; Risk-on Indicator 23:14 - Margin Debt is Bullish for Markets 26:13 - Liquidity Shifts & Fed Watching 29:15 - Geopolitics, Mid-term Elections & Potential Gov't Shutdown 31:42 - Why Fed Policy Matters 34:02 - Are We In an AI Bubble 35:53 - Favorite Search Engine Rankings - Then & Now 38:23 - The AI Boom vs the Dot-com Bubble Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=1vX2vPQQp28 ------- Articles Mentioned in Today's Show: "AI Bubble: History Says Caution Is Warranted" https://realinvestmentadvice.com/resources/blog/ai-bubble-history-says-caution-is-warranted/ ------- Watch our previous show, "Q&A Wednesday, the YouTube Chatroom Free-for-all," here: https://www.youtube.com/watch?v=XLaWDc-IGAw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Markets Stall at 7,000: Breakout or Bull Trap?" is here: https://www.youtube.com/watch?v=meTHta-tC1o&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #TechnicalAnalysis #RiskManagement #MarketSpeculation #InvestorDiscipline #FederalReserve #JeromePowell #InterestRates #MarketOutlook #MonetaryPolicy

The Federal Reserve is holding interest rates steady, keeping policy in a 3.5%–3.75% range. Lance Roberts and Michael Lebowitz examine how markets are reacting to Chair Jerome Powell's message, and break down what the Fed is signaling—and why it could fuel market volatility ahead. 0:00 - INTRO 0:19 - Mega Reports & Fed Fallout 4:31 - Markets Struggle after 7,000 9:33 - Inflation, Truflation, & Labor 14:14 - Chances of Rate Changes Higher or Lower? 16:44 - Current Growth Spurt is Unsustainable 19:10 - No Mention of QT/QE 21:10 - Citadel Securities; Risk-on Indicator 23:14 - Margin Debt is Bullish for Markets 26:13 - Liquidity Shifts & Fed Watching 29:15 - Geopolitics, Mid-term Elections & Potential Gov't Shutdown 31:42 - Why Fed Policy Matters 34:02 - Are We In an AI Bubble 35:53 - Favorite Search Engine Rankings - Then & Now 38:23 - The AI Boom vs the Dot-com Bubble Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=1vX2vPQQp28 ------- Articles Mentioned in Today's Show: "AI Bubble: History Says Caution Is Warranted" https://realinvestmentadvice.com/resources/blog/ai-bubble-history-says-caution-is-warranted/ ------- Watch our previous show, "Q&A Wednesday, the YouTube Chatroom Free-for-all," here: https://www.youtube.com/watch?v=XLaWDc-IGAw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Markets Stall at 7,000: Breakout or Bull Trap?" is here: https://www.youtube.com/watch?v=meTHta-tC1o&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #TechnicalAnalysis #RiskManagement #MarketSpeculation #InvestorDiscipline #FederalReserve #JeromePowell #InterestRates #MarketOutlook #MonetaryPolicy

Merchant of Record, Stripe, or your own merchant account — what's the real difference, and why does it matter?In this video, Maria breaks down the key differences between using a payment service provider like Stripe, a Merchant of Record setup, and having your own merchant account. While all three allow you to accept credit cards, they are fundamentally different in how risk, liability, control, and scalability are handled.Maria explains how each option works, when each makes sense, and why the “as long as I can accept payments” mindset often leads businesses into dead ends as they grow. From legal seller implications and account ownership to scalability, flexibility, and long-term success, this video will help you choose the right payment setup for your business — and know when it's time to make a switch.____________________________________________

1/28/2026 PODCAST Episodes #2278 - #2280 GUESTS: John Reid, Mike Howell, Chris Hoar, Eric Branstad, Michael Letts, Debbie Dooley, Vernon Jones, Celestine James, Salleigh Grubbs + YOUR CALLS! at 1-888-480-JOHN (5646) and GETTR Live! @jfradioshow #GodzillaOfTruth #TruckingTheTruth   Want more of today's show? Episode #2278 John Reid and Mike Howell Break Down MN's Communist Color Revolution Episode #2279 Trump Rocks Iowa in 2026 Mid-term Campaign Launch Episode #2280 GA Voter Fraud; GA HS Principal Advocates for Student Anti-Ice Protests   https://johnfredericksradio.libsyn.com/

1/28/2026 PODCAST Episodes #2278 - #2280 GUESTS: John Reid, Mike Howell, Chris Hoar, Eric Branstad, Michael Letts, Debbie Dooley, Vernon Jones, Celestine James, Salleigh Grubbs + YOUR CALLS! at 1-888-480-JOHN (5646) and GETTR Live! @jfradioshow #GodzillaOfTruth #TruckingTheTruth   Want more of today's show? Episode #2278 John Reid and Mike Howell Break Down MN's Communist Color Revolution Episode #2279 Trump Rocks Iowa in 2026 Mid-term Campaign Launch Episode #2280 GA Voter Fraud; GA HS Principal Advocates for Student Anti-Ice Protests   https://johnfredericksradio.libsyn.com/

1/28/2026 PODCAST Episodes #2278 - #2280 GUESTS: John Reid, Mike Howell, Chris Hoar, Eric Branstad, Michael Letts, Debbie Dooley, Vernon Jones, Celestine James, Salleigh Grubbs + YOUR CALLS! at 1-888-480-JOHN (5646) and GETTR Live! @jfradioshow #GodzillaOfTruth #TruckingTheTruth   Want more of today's show? Episode #2278 John Reid and Mike Howell Break Down MN's Communist Color Revolution Episode #2279 Trump Rocks Iowa in 2026 Mid-term Campaign Launch Episode #2280 GA Voter Fraud; GA HS Principal Advocates for Student Anti-Ice Protests   https://johnfredericksradio.libsyn.com/

"Mr and Mrs Smith" have nearly $850,000 saved at age 43, but they're very concerned about retirement. "Lucy and Desi" are 58 and 64 with nearly $7 million saved, but they still lie awake wondering if it's enough for their high-expense life. "Tony and Carmela" are in a similar boat with millions saved at 61 and 59, but they're worried their asset allocation won't get them through their retirement. No matter the numbers, the fears sound exactly the same: will you run out of money in retirement? Turns out overcoming that fear is not about hitting a magic number. We'll find out what it's all about today on Your Money, Your Wealth podcast number 566 with Joe Anderson, CFP®, and Big Al Clopine, CPA. The fellas also spitball Roth conversions, long/short direct indexing capital gains tax strategies for "Juicy Squeeze", working after retirement for Wendi, and how one confusing word can completely change a retirement timing decision for "Jacques and Johana." Free Financial Resources in This Episode: https://bit.ly/ymyw-566 (full show notes & episode transcript) Withdrawal Strategy Guide - free download Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) WATCH 6 Signs You Truly Have "Enough" For Retirement on YMYW TV REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:01 - 43 With $850K. Am I Too Late to Build Enough Roth Money? (Mr & Mrs Smith, Dallas, TX) 11:29 - Nearly $7M Saved at 58 and 64. Do We Have Enough for a High-Spend Retirement? (Lucy & Desi, Jersey Shore, NJ) 23:38 - 61 and 59 With $4.5M Saved. Can I Retire Now With a 50/50 Portfolio? (Tony & Carmela, San Ramon, CA) 32:09 - Mid-50s with $685K Saved. Can One Spouse Retire While the Other Works? (Jacques & Johana, Florida) 38:53 - Are Long-Short Direct Indexing Tax Strategies Worth the Fees? (Juicy Squeeze) 47:04 - Should I Work as an Employee or Contractor After 70 on Social Security? (Wendi) 52:04 - Outro: Next Week on the YMYW Podcast

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Mid 8-Figure Exit Lessons: How to Avoid Millions in Taxes and Regret After the Sale with Nathan Collins   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   Most business owners think the hardest part of selling a business is the deal. But the real danger often shows up after the sale: the taxes you didn't plan for and the identity shift you didn't expect In this episode of Profit Answer Man, Rocky Lalvani sits down with Nathan Collins, a former CEO who sold his business for a mid-eight-figure exit—and then realized he wasn't personally prepared for what came next. Nathan shares what he wishes he'd done differently, how business owners should think about diversifying outside the business, and why "exit readiness" is about far more than financials.    In This Episode, You'll Learn: Why many business owners hesitate to take money out of the business and invest elsewhere—and how that lack of diversification increases risk.  The difference between preparing your business for sale vs preparing your life for the exit.  The common "cheap" mistake founders make that can cost millions in avoidable taxes.  Why your CPA and financial advisor often don't proactively plan together—and how that gap hurts business owners.  What happens emotionally the day after the sale (and why so many owners feel lost even after a big win).  The "liminal phase" after an exit—and how to prepare for it with purpose, community, and health.  How systems like EOS/Traction and having the right people in the right seats can make your company stronger—and more sellable.  Why many exits are forced (not planned) and why "exit-ready" equals resilience.    The Big Takeaway: A profitable exit is not the finish line. If your identity, purpose, and community are built entirely around your company, selling can create a void—fast. And if you haven't done personal tax planning ahead of time, the IRS can take a bigger share than necessary. Exit planning is not just about maximizing the sale price. It's about being ready financially and personally—so you can enjoy the outcome you worked so hard to create.    Bio:  Nathan Collins is a wealth manager at Raymond James and a former CEO who sold his business through a successful middle-market process. He now helps business owners optimize business value, plan for liquidity events, and avoid the costly personal and financial mistakes that often happen around exits.    Links: Website: https://www.raymondjames.com/founderwealthstrategies/ LinkedIn https://www.linkedin.com/in/nate-collins/ Exit Planning Workshop Webinar: https://www.raymondjames.com/founderwealthstrategies/events nate.collins@raymondjames.com   Conclusion: Whether you plan to sell in 3 years or 30 years, the best time to prepare is now. Build a business that can run without you, diversify so you're not financially trapped in one asset, and make sure you're building a life you actually want to "retire into."   #ProfitAnswerMan #ProfitFirst #BusinessProfit #CashFlow #BusinessOwners #ExitPlanning #TaxPlanning #WealthManagement #EOS #Traction   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Source Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book:  Monthly Newsletter signup:  Relay Bank (affiliate link):  Profit Answer Man Facebook group:  My podcast about living a richer more meaningful life: http://richersoul.com/ Source Music provided by Junan from Junan Podcast.  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

Episode 121 is a long-form, no-filter BJJ conversation covering gym culture, promotions, competition mindset, coaching philosophy, and the kind of off-the-rails tangents that only happen when you hit record and let it fly.We start with a breakdown of a real-life super fight experience and the idea of bringing authentic super-fight energy directly into local gyms. From there, the conversation shifts into leadership inside an academy, what it means to be a team captain, and how gym culture is built through accountability, motivation, and the right personalities on the mat.Mid-episode, things derail in classic fashion with the now-infamous penguin story, internet culture spirals, and brutally honest belt talk—especially the pressure shift from blue to purple belt and why that transition messes with your head more than people admit.The second half of the episode delivers serious value for competitors and coaches, including:• competition prep routines• warm-ups and mindset before matches• scouting opponents and reading brackets• ecological training concepts for kids• lineage vs legitimacy in jiu-jitsu• what actually makes a good coachAll of it wrapped in raw humor, real gym talk, and zero corporate polish.If you train jiu-jitsu, coach jiu-jitsu, or live inside gym culture, this episode will hit home.

This week on Two Parents & A Podcast, it's one of those episodes where nothing is technically related… and yet somehow it all is. Very Friday energy (but HAPPY MONDAY!!!). We kick things off with Tate entering her unzipping era (a big-girl milestone no one prepares you for!!!) and come to terms with the fact that we've officially become the parents we SWORE we'd never be (hahahaha). We have another SHOW REC (is this our new thing???) - His & Hers.. Then react to Matt Damon and Ben Affleck's take on Netflix and filmmaking (I think we agree?? I mean we are to the point that Harrison bought a phone lock box sooooo). Then it's toddler parent life as usual: discovering that “tractor wheels” are apparently a food, relying on DoorDash as a legitimate parenting strategy, and settling a cohabitating Bicker of the Week we didn't know we felt so strongly about (do you dry off IN the shower or ON the bath mat??). Mid-episode chaos includes gym drama involving a smoothie bar heist (and learning about Harrison's fascination with bank robberies?!), home updates (haunted light, breakfast nook plans, and our couch ordered on vibes alone), and a very real debate about whether Dad gets any say in nursery design. We also talk through our night nurse plan for baby #2 — why we're doing it again and what we learned the first time around. We close with Tate discovering SHOPPPING (hello sparkly cowboy boots), why buying kids clothes for their “future age” is a scam, a viral moment where a mom throws an iPad out the car window (we have thoughts), an alarm clock that charges you to snooze, and the comment section absolutely lighting us up over the word “de-thaw” (WOOPS).  LOVE YOU GUYS!  Timestamps:  00:00:00 Welcome back to Two Parents & A Podcast! 00:05:18 Tate's latest “big girl” milestone: the “unzipping” phase  00:07:22 We've officially become the parents we SWORE we'd never be 00:10:21 Show rec: His & Hers 00:11:16 Matt Damon + Ben Affleck on Netflix “ruining” movies (kinda true?) 00:13:22 Our continued war against Apple products (phone box, middle of he night Apple Watch)  00:17:45 PSA: “tractor wheels” are apparently actually a top-tier toddler food 00:19:00 Our Friday night parenting hack: DoorDash 00:21:40 Bicker of the Week: dry off IN the shower or ON the bath mat? 00:23:34 Gym chaos: the smoothie bar heist 00:30:46 Home updates: haunted light, breakfast nook plans & the new couch 00:41:13 Hot take: does Dad get a vote on nursery design?! 00:46:11 Our night nurse plan (and why we're doing it again) 00:51:35 Why you should stop buying “future size” kids clothes  00:53:07 Toddler shopping: Tate picked her own sparkly cowboy boots 00:56:31 Things We DMed Each Other: Mom throws iPad out the car window 00:59:36 Things We DMed Each Other: Alarm clock that charges $10 to snooze 01:01:50 From the comments: “de-thaw” is not a word (apparently) 01:03:04 LOVE YOU GUYS! #twoparentsandapod --------------------------------------------------------------- Thank you to our sponsors this week: *Merit Beauty: Right now, Merit Beauty is offering our listeners their Signature Makeup Bag with your first order at https://www.meritbeauty.com *Doordash: Parenting can be chaotic, unpredictable, and complicated. Delivery with DoorDash isn't. Get order, delivered. #DoorDashPartner  #DoorDashParents *Bobbie: If you want to feed with confidence too, head to https://www.hibobbie.com for the formula trusted by 700,000+ parents. *Fora Travel: Become a Fora Advisor today at https://www.ForaTravel.com/TWOPARENTS *Ka'Chava: Rewild your nutrition at https://www.kachava.com and use code TWOPARENTS. New customers get twenty dollars off an order of two bags or more, now through the 31st! Learn more about your ad choices. Visit megaphone.fm/adchoices

Katherine's Telling Everybody Everything from the Ryan-Kootstra kitchen as the family rushes around for an LA flight departing in the morning BUT WAIT. Mid-episode, the flights been cancelled WHICH IS GREAT and makes the episode very unsuitable for young listeners. Katherine learns she's used a slur on an episode and is stressed about a drop in milk supply since contracting a urinary tract infection. Fenna Grace has the bright idea to go ice skating then melts down because she's not immediately good at it. More on the Beckham drama and is 2026's hottest club.....2016? YES. x Hosted on Acast. See acast.com/privacy for more information.

This week on Forgotten Cinema: Now Showing, the Mikes are talking about Matt Damon and Ben Affleck's new movie, "The Rip". And just like almost every single Netflix film...it's fine. Mid. Meh.Mike Butler and Mike Field discuss how the great performances by Damon and Affleck push this film slightly above the Netflix norm. But poor writing, dark and empty sets with a skeleton cast keep this film from being all that it can be. Is this the future of cinema? Do we have to hear them say they have to get "the rip" 9000 times to remind second screen audiences what's going on?Seems to us like it's mostly just films you'd find in the DVD bargain bin at your local superstore.

On today's show Torres talks about the Charles Bediako mess at Alabama - and what if anything the NCAA can do about it. Kentucky wins a fourth straight but ANOTHER injury pops up, plus wins for Arizona, Nebraska, UCLA and Arkansas earlier in the week. Finally, a college football expert says Alabama is TOO BROKE to compete in modern college football - is he right?! Alabama's Charles Bediako mess (2:00): Torres opens the show by discussing the mess at Alabama - as the Crimson Tide try to get pro player Charles Bediako eligible. Torres explains why this is different from Baylor bringing in a former NBA Draftee a few weeks ago and any other situation we've so far. Also, the ONE thing the NCAA can do to stop this madness. Mid-week college hoops (31:00): From there, Torres breaks down a busy middle of the week in college hoops. Kentucky gets a fourth-straight win, but loses a third key player to injury. How worried should fans be? Arizona and Nebraska stay undefeated, plus UCLA stuns Purdue and John Calipari shakes up his lineup at Arkansas. A college football insider says Alabama is TOO broke to compete in college football going forward (1:02:00): Finally, a college football insider says Alabama is TOO broke to compete in college football going forward - is he right? Tiege Hanley: Get your first box 40% off (+ FREE gift), and 20% off for life, at ⁠⁠https://www.tiege.com/aaron2026 ⁠⁠ Circa is the OFFICIAL hotel and gaming partner of the Aaron Torres Podcast: Check out their NEW sportsbook in Franklin, Kentucky or visit their Las Vegas property! Want to watch your favorite college football team or get tickets to ANY big game - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠at SeatGeek you can use code "TORRES" and get $20 off your first purchase! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Also, thank you to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Caulipuffs, the healthy, yet delicious snack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ that is taking over your grocery isle! For more details - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠visit CauliPuffs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Description This is a Vintage Selection from 2005. Chef, author, and Saveur editor Melissa Hamilton joins the Restaurant Guys to talk about community feasts, food culture, and the role shared meals play in bringing people together. The conversation centers on the joy of cooking for one another.The BanterMark and Francis reflect on restaurant culture in the mid-2000s, touching on critics, clever reviews, and the era of the snooty maître d'—setting the stage for a broader discussion about how food and restaurants were experienced at the time.The ConversationThe Guys welcome Melissa Hamilton, chef turned food writer and editor at Saveur. Melissa discusses community feasts, collaborative cooking, and how shared meals shaped restaurant culture and food writing in the early 2000s. The conversation explores food as a social act, the importance of gathering around the table, and how publications like Saveur supported these ideas.The Inside TrackThe Guys share why Melissa's restaurant has long been one of their favorites and how her work bridges the restaurant world and food writing.Guest BioMelissa Hamilton is a chef, author, and food writer who served as an editor at Saveur magazine. With experience in both kitchens and publishing, she brought a thoughtful, community-focused perspective to food storytelling in the early 2000s.Timestamps00:00 – Episode Start 03:30 – Restaurant Reviews in the Mid-2000s 08:40 – Melissa Hamilton Joins the Conversation 12:40 – What's Great about Saveur Magazine15:15 – Community Feasts and Dinner Parties 22:00 – Cohesive Articles and Themes in Saveur35:00 – Wrap Up with an Amusing Ad InfoRuth Reichl episode of The Restaurant Guyshttps://www.restaurantguyspodcast.com/2390435/episodes/17591435-ruth-reichl-critic-in-disguise-vThursday, February 5  Michter's Whiskey Tastinghttp://stageleft.com/event/2-5-26-michters-whiskey-tasting/Wednesday, February 25 Martinelli Wine Dinner https://www.stageleft.com/event/22526-wine-dinner-w-george-martinelli-of-martinelli-winery/Our Places Stage Left Steakhttps://www.stageleft.com/ Catherine Lombardi Restauranthttps://www.catherinelombardi.com/ Stage Left Wineshophttps://www.stageleftwineshop.com/ To hear more about food, wine and the finer things in life:https://www.instagram.com/restaurantguyspodcast/https://www.facebook.com/restaurantguysReach Out to The Guys!TheGuys@restaurantguyspodcast.com**Become a Restaurant Guys Regular and get two bonus episodes per month, bonus content and Regulars Only events.**Click Below!https://www.buzzsprout.com/2401692/subscribe

Most Christians don't lose their faith overnight. They lose it slowly—through fatigue, distraction, and disorder. In this episode, Coach Alex breaks down why mornings are not just a productivity hack, but a spiritual battleground.Drawing from Scripture, neuroscience, circadian biology, and lived discipleship, he shows how your first 30 minutes shape your faithfulness, clarity, and emotional regulation for the entire day. You'll learn why Scripture before screens matters neurologically and biblically, why sunlight and movement anchor your nervous system, how prayer realigns your loves, and why delaying dopamine restores authority over your mind.This isn't aesthetic “quiet time.” It's embodied stewardship of the body God designed.Main Discussion Themes-Why mornings are about consecration, not self-care-First fruits theology and the discipline of order-Scripture before screens: neurological and spiritual implications-Circadian rhythm, cortisol, testosterone, and morning light-Dopamine, novelty, and nervous system dysregulation-Training attention toward truth instead of threat-Prayer as alignment, not performance-Habit formation and spiritual plasticity -Stewardship of the body as worship-A simple, repeatable, faithful morning rule of lifeTimestamped Outline0:00 – 0:45 Hook: “If Satan can't steal your salvation, he'll gladly steal your morning.” Why most Christians drift through fatigue, distraction, and disorder.0:45 – 1:45 Biblical foundation: Psalms 5:3, Mark 1:35, Lamentations 3:23. Mornings as first fruits and consecration.1:45 – 2:45 Orientation: Who is Lord today? Why reactivity is the opposite of discipline.2:45 – 3:45 Biology: Testosterone, cortisol, circadian rhythm, morning light. Why God designed your body to win the day early. 3:45 – 4:45 Dopamine, novelty, phones, and nervous system scrambling. Why Scripture stabilizes attention and identity.4:45 – 6:00 Four rules of a faithful morning: Scripture before screens Sunlight and light movement Short, honest prayer Delay dopamine6:00 – 7:15 Formation: What you rehearse first becomes your default under stress. Morning habits shape emotional regulation and faithfulness.7:15 – 8:15 Mid-episode CTA: Faithful Fitness Premium invitation.8:15 – 10:15 Peace is readiness, not passivity. Strong mornings don't make life easier—they make you faithful. 10:15 – 11:30 Seven-day challenge: No phone. 10-minute walk. One short prayer.11:30 – 12:00 Closing: Who you belong to before the world makes demands.Move Forward Today-Coach Alex's Devotional, “Faithful Fitness” - https://faithfulfitnessdevo.com-Join Faithful Fitness Premium - https://faithfulfitness.coStructured disciplinesScience-backed formationFaith-rooted community Serious accountability-Try the 7-Day Faithful Morning Challenge – No phone before Scripture– 10 minutes of outdoor movement– One short prayer– Delay dopamineBecome a supporter of this podcast: https://www.spreaker.com/podcast/faithful-fitness-by-better-daily--5150768/support.

In this episode, Dad explains Gen Z slang like Rizz, NPC Energy, and Mid in a classic Back In My Day rant. If you are confused by modern logic, this Dad Explains Gen Z slang breakdown is for you. Welcome back to the Stay Outta My Fridge Podcast! Today, Beard Laws dives deep into the "Dad Life" struggles. We're breaking down why Gen Z Slang makes zero sense, why music used to have actual intros, and the tragedy of modern Happy Meal toys. Plus, we discuss the unwritten rules of the household—including the "Sacred Thermostat" and why every dad has that one specific fork. [Episode Highlights] Dad Explains Gen Z Slang: What is Rizz? Is it just confidence? NPC Energy: Why do we call people NPCs now? Back In My Day: Why parenting, music, and food were better in the 90s. Dad Logic: The rules of the thermostat and the fridge. [Sponsors & Deals] SQUATCH JUICE: The best way to hydrate and focus. Use code BEARDLAWS to save! [Insert Link to Squatch Juice] LIVE BEARDED: The best beard products I've ever used. Use code BEARDLAWS to save! [Insert Link to LiveBearded.com] [Stay Connected] Subscribe to the Beard Laws Network: https://youtube.com/beardlaws Follow on Instagram: [Insert Link] #DadExplainsGenZSlang #BackInMyDay #BeardLaws #GenZSlang #DadLife #Podcast #Rizz #NPCenergy About the Beard Laws Network The Beard Laws Network delivers weekly shows covering parenting humor, family comedy, sports culture, true crime, conspiracies, and strange real-life stories. New episodes every week. Watch More: ️ Beard Laws Network Shorts: https://www.youtube.com/@BeardLawsNetwork/shorts ️ Main Beard Laws Channel: https://www.youtube.com/@BeardLaws Follow on Socials: TikTok • Instagram • Facebook https://linktr.ee/beardlaws Like, comment, and share — it helps the channel grow more than you think. Chapters 00:00 Introduction: Back in My Day 03:14 TikTok Slang and Modern Communication 06:33 Parenting in the Modern World 08:14 The Evolution of Music 11:12 Kids' Meals: Then and Now 13:04 Homemade vs. Fast Food 17:03 School Fundraisers: A Lost Art 18:50 Things No One Warns You About as a Dad 21:32 Snacks: Community Property? 23:55 Couches and Comfort 25:15 The Fridge: A Source of Hope 27:33 Conclusion: Embracing the Chaos of Modern Life Friends of the show: Live Bearded - https://livebearded.com Yellow Leaf Hammocks - https://www.yellowleafhammocks.com/products/the-vista Shinesty - https://shinesty.com/?ref=beardlaws Want your fridge roasted? Share your weirdest item in the comments for a future Fridge Detective segment! Like, share, and subscribe to join the Stay Outta My Fridge community! Your support helps us grow! Stay curious with Beard Laws Studio—Stay Outta My Fridge: Your go-to for family entertainment! Listen to Full Episodes & Clips ➜ Beard Laws Network Shorts: https://www.youtube.com/@BeardLawsNetwork/shorts ➜ Main Beard Laws Channel: https://www.youtube.com/@BeardLaws Follow on Socials TikTok, Instagram, Facebook, and more → https://linktr.ee/beardlaws Support the Show Like, comment, and share this episode — it helps the Network grow a TON! If you enjoyed this episode, please subscribe and leave a 5-star review on your favorite podcast app! It's the best way to help our family show reach more people.This has been The Stay Outta My Fridge Podcast, your source for family comedy, snack reviews, and '90s nostalgia.Find us on social media The Stay Outta My Fridge Podcast is a part of the Bleav Network. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Topics:“99% Right Is 100% Wrong” MindsetMaximizing Outcomes in a Sale ProcessPost-Close Seller Regrets...and so much more.Top TakeawaysMake your first deals your brand. Matt emphasizes that early deals define how the market sees you and become proof of your standards and the caliber of clients you can win. That's why it pays to set a clear bar for what you'll take on: deal quality, counterparty strength, and your ability to run a clean process.Build an advisory board with a clear purpose. Matt notes that advisory boards only create value when you're clear on what you want from them At Edgeview, advisors were brought in for credibility, introductions, and high-level guidance. That clarity kept the relationship lightweight and efficient. Decide early whether you need a stamp-of-approval and network board with periodic check-ins or an operator board that requires heavy preparation and greater accountability.Private business owners: not every great outcome is a sale. The best path forward might be a recap, a minority partner, or a keep-and-grow strategy with the right buyer. Before going to market, owners should align on liquidity needs, legacy goals, leadership succession, and employee impact. That clarity reframes value from price alone to after-tax outcomes and long-term fit.Mid-level bankers: don't get stuck as “the execution person.” If you don't build a revenue lane, you'll never leave the trenches. The bankers who create real leverage carve out a clear wedge—a vertical, sponsor set, buyer niche, or unique POV—and spend real time developing deal flow and ideas, not just executing.About Matt SalisburyMatt Salisbury has built, scaled, and exited two successful investment banking firms over a 25+ year career, advising on 100+ M&A and strategic transactions primarily for private business owners. Matt launched EVP Strategic Advisors to focus on helping entrepreneurs navigate complex strategic decisions with clarity and confidence.About EVP Strategic AdvisorsEVP Strategic Advisors is a boutique advisory firm dedicated exclusively to privately held and family-owned businesses. Rather than pushing owners toward a transaction, EVP helps founders clarify their long-term goals, evaluate strategic options, and maximize outcomes across growth, liquidity, and legacy.

After 40 years, Roederer Estate, the Californian arm of Champagne Louis Roederer has really started to hit its stride. Arnaud Weyrich, SVP and Winemaker of Roederer Estate and Xavier Barlier, CMO of MMD USA, discuss its history, trajectory, and how Roederer Estate continues to create more reasons to believe in the brand and the wines. This belief is grounded in a vision to make wines that look and taste like Champagne, but with Californian roots. Detailed Show Notes: Arnaud's background: interned at Roederer Estate (“RE”) in 1993, returned to winemaking team in 2000Xavier's background: Moet Hennessy, Renault, Disney, then Roederer Marketing & CommunicationsRoederer Estate in contextLouis Roederer founded in 1776, began exporting to US in 1860-70's1980s - acquired Anderson Valley vineyards and built Roederer Estate wineryMaison Marques & Domaines (“MMD”) founded 1987 for launch of 1st vintage of RE and distribution of Louis RoedererRE founded because during 1980s, not enough Champagne made to supply growing US market and land was cheaper than France; could also do the estate model, which was difficult in ChampagneAnderson Valley had the right weather, track record of other quality, local wines (Chardonnay, Riesling, Gewurztraminer), and inexpensive land (was known for apple orchards)RE production1st harvest 1985 (80s challenged by legal problems for wine w/ sulfite content)Late 80s-early 90s - 40-45k cases Mid-90's-2000 - ~80k cases (bolstered by French paradox, internet boom, young chefs, and “sommelier” becoming an English word)2025 - ~100k casesLimited by estate model, remote part of CA (tries to attract talent by providing subsidized housing for 90% of staff, invested $3M over last 10 years)CA sparkling historyPioneers supported each other (e.g. - Schramsberg, Domaine Carneros, Iron Horse)Downturn in market (1987 stock market crash, 1989 phylloxera hit vineyards)Market reaction positive, particularly after Schramberg wine served by President Nixon in China at the 1972 “Toast to Peace”RE launch pricingChampagne was priced

Send us a text“Fine” sounds harmless, but at mid-career it is often a warning light.In this episode, I unpack why quiet professionalism can be misread as low ambition and how being seen as reliable can quietly turn into being perceived as replaceable. If you are job-hugging for stability, I help you distinguish between a smart season of skill-building and a slow slide into stagnation, and then show you how to course-correct with intention.We'll explore the psychological cost of settling for fine, including overfunctioning to stay relevant, growing resentment, and the internal narrative that you should just be grateful. I walk you through how to name your genius, the specific value others rely on but rarely articulate, and how to put that value to work in rooms where decisions are actually made.You will learn a practical approach to brand stewardship at mid-career. That means protecting your brand so leaders, peers, and stakeholders clearly understand your value, and promoting your brand so your impact is remembered when stretch assignments, promotions, and high-visibility projects are on the table.I cover the early warning signs of a career plateau, including generic performance reviews, smaller bonuses, and fewer strategic invitations, along with specific actions you can take to regain momentum.Mid-career is your wealth-building window. Doubling down on what you do exceptionally well is not bragging. It is stewardship of your impact, influence, and earning power.If “fine” has become your default answer, treat it as a signal to act. Listen in, take the scripts and steps I share, and choose one bold action this week to make your genius visible.If you found this conversation helpful, follow the podcast, share it with a colleague who needs the nudge, and leave a review so more mid-career professionals can find the show.Support the showVisit https://johnneral.com/resources to: Subscribe to my free leadership and career newsletter Get The Mid-Career Clarity Code to help you figure out whatever is next for you and your career Please leave a rating and review on Apple Podcasts here. Connect with John on LinkedIn here.Get John's New Mid-Career Journal on Amazon here. Follow John on Instagram @johnneralcoaching. Subscribe to John's YouTube Channel here.

What does smart multifamily investing actually look like in 2026?In this episode of the LSCRE Podcast, Craig McGrouther and Rob Beardsley break down their 2026 multifamily outlook, including acquisitions, operations, capital strategy, and why walking away from bad deals is often the best deal you can do.This episode covers how LSCRE is approaching growth after one of the most volatile real estate cycles in recent history.Topics discussed:LSCRE's 2026 acquisition goals (~$200M, one deal per quarter)Why doing a bad deal is extremely expensive for sponsorsDeal discipline vs “doing deals to do deals”Texas market focus: Houston, Dallas, San AntonioWhy some markets (like Phoenix) are still early — and riskyOptimal debt & equity structures for the next cycleWhy LSCRE targets lower leverage (~65%)Mid-teens IRR expectations and 5–8% cash flow targetsWorkforce housing vs Class C riskOperational priorities: occupancy, renewals, staffingWhy renewal rates matter more than new leasesEmployee turnover targets and portfolio healthBringing RUBS billing in-house to save ~$300K annuallyK-1 delivery timelines and internal tax infrastructureCapital markets commentary: private credit vs common equityWhy 2026 may reward offensive positioning, not defensiveWe also discuss:Why Houston may outperform other Sunbelt marketsWhere forced sellers may emergeWhy stability matters more than forecastsAnd why LSCRE is focused on long-term ownership, not flipsLearn more about LSCRE:www.lscre.com

Part 1 in this series covered how ADHD affects desire. Now let's get practical.Mid-sex, suddenly thinking about work emails and grocery lists? Your partner can tell you're not fully there . . . and it doesn't feel great to you either. You're not a bad lover, your ADHD brain is just incredibly loud.This episode covers the most common in-the-moment challenges and what to do about them:Sensory needs: why some touches work and others don't, and how to communicate what your body needsTask-list brain: staying present instead of mentally composing tomorrow's to-do listNovelty, time blindness, and working memory: we'll discuss practical toolsThese aren't flaws to fix—they're features to work with. Your ADHD brain can experience incredible pleasure and connection when you understand what it needs.Start with one small tool. Small shifts make huge differences.Part 3 coming soon: medication effects, sleep issues, and how ADHD behaviors outside the bedroom kill desire inside it.Special Course Announcement: limited time, last enrollment: Thriving Together, Couples Healing Attachment Patterns Through TouchA Groundbreaking 6-Week Live Online Workshopwith Dr. Aline LaPierre & Dr. Laura Jurgens starts February 1, 2026https://neuroaffectivetouch.com/thriving-togetherGet my free guide: 5 Steps to Start Solving Desire Differences (Without Blame or Shame), A Practical Starting Point for Individuals and Couples, at https://laurajurgens.com/libido Find out more about me at https://laurajurgens.com/ Read The Desire Gap Blog at https://laurajurgens.com/the-desire-gap-blog/

What really matters for markets in 2026—and why are most forecasts focused on the wrong metrics? Lance Roberts visits with Simplify Portfolio Manager & Chief Investment Strategist, Michael Green, CFA, to examine the structural changes inside today's markets that are reshaping price discovery, volatility, and risk. From the rise of passive investing and ETF dominance to the growing disconnect between fundamentals and flows, the mechanics of how markets trade have changed dramatically. We explore why small-cap and mid-cap stocks remain the most economically sensitive indicators, how ETFs can pull sellers higher during inflows—and why that dynamic reverses dangerously during outflows. We also examine declining market elasticity, the limitations of the Efficient Market Hypothesis, and why traditional analysis is increasingly ignored. Beyond markets, we connect these shifts to investor behavior, financial nihilism, generational risk-taking, and the unintended consequences of policy intervention. From the "Bank of Dad" to systemic fund imbalances, this discussion reframes what a useful market outlook should actually focus on heading into 2026. This is not a prediction. It is a framework for understanding risk, structure, and consequences. 0:00 INTRO 2:02 - Outlook for 2026 - What's the important metric? 6:22- Small-cap, Mid-cap stocks are most economically sensitive 8:32 - The importance of Understanding What You Own 11:09 - The Issue of ETF's - Dragging the Sellers higher 13:13 - The Theory of Passive Investing 15:16 - The Composition of Trading has Changed 17:52 - How to correct an over valued stock 19:25 - The Problem with Passive Investing - what happens when investors start selling indexed ETF's (the Bigger the Company, the LESS Elastic the Demand Response) 23:55 - The Efficient market Hypothesis 25:32 - What Makes for a Useful Market Forecast - The market Can't Crash?? 27:14 - Systemic Issues within the Market 31:14 - What Would Michael Green Do? 33:18 - The Death of Analysis & Fund Imbalances 37:13 - The Next Generation of Investors and Risk-taking 39:17 - The Poverty Line & Young Investors 43:34 - When the Government Gets Involved 46:04 - Making Choices - Luxuries vs Necessities 49:18 - Financial Education, Financial Stability, & Financial Choices: Financial Nihilism 53:16 - The Bank of Dad & Soft Society 1:00:58 - Actions Have Consequences 1:05:30 - How to Reach Michael Green 1:06:33 - The Problem with The Problem Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Simplify Portfolio Manager & Chief Investment Strategist, Michael Green, CFA Produced by Brent Clanton, Executive Producer ------- You can read Michael Green's blog, "Yes...I Give a Fig," here: https://www.yesigiveafig.com/ ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=TQSiR6fxLGg&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- Watch our previous show, "Social Security Reform: Expansion or Cuts?" here: https://www.youtube.com/watch?v=TQSiR6fxLGg&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 -------- The latest installment of our new feature, Before the Bell, "Market Rotation Is Broadening — But Risks Remain," is here: https://www.youtube.com/watch?v=KS2mSWm16qg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook2026 #PassiveInvesting #ETFMarketStructure #FinancialNihilism #MarketRisk #MichaelGreen

Sale: All programs in the TTM SOF Prep Bundle are 25% off with code RUNFIT25. Offer ends Jan. 24 at midnight EST. In this episode, I break down JG 3.0 from start to finish.Topics:JG3.0 Program breakdown 00:00 — Why Jacked Gazelle exists 11:46 — What is the difference between JG 3.0 and other programs? 14:51 — Who is this program for and who this program is NOT for? 16:46 — Program prerequisites 21:01 — Program structure 23:15 — Phase 1 layout25:13 — Phase 2 layout26:19 — Mid-program testing & Phase 3 30:19 — Phase 4 layout33:13  — Arm Farm vs ACFT/PT prep 34:28 — Outcomes you can expectQ&A 35:55 — Is it a good idea to cycle between 2&5 mile and JG 3.0 until a few months out from SFRE?36:41— Are there deadlifts in every week?37:22 — Will it be ideal for 1.5, 5, and 20 mile preparation?41:17 — Swiss Bar or Cadillac bar?43:08 — Can I do a calorie deficit early in the program?44:11 — Ruck Run Lift or JG 3.0 if I'm going to RASP?45:38 — Could I train two times a day or is that too much?47:41 — Is it a Ranger school prep?48:56 — On easy conditioning days, would I be able to do a Z2 30-minute run?50:27 — Is this program repeatable?52:08— How does the conditioning volume compare to other programs?52:25 — Is this good for dudes in the Q course and are there more plyos or oly lifts?-New Selection Prep Program: Ruck | Run | Lift New Hybrid Program: Jacked Gazelle 3.0Ebook: SOF Selection Recovery & Nutrition Guide-TrainHeroic Team: T-850 Rebuilt (try a week for free!)-PDF programs2 & 5 Mile Run Program - run improvement program w/ strength workKickstart- beginner/garage gym friendlyTime Crunch- Workouts for those short on timeHypertrophy- intermediate/advancedJacked Gazelle- Hybrid athleteJacked Gazelle 2.0 - Hybrid athleteSFAS Prep- Special forces train-up-Spoken Supplements: Code terminator_training for 10% offCwench supplements: Code terminator_training for 15% off-Newsletter Sign UpIG: terminator_trainingYoutube: Terminator Training Methodwebsite: terminatortraining.com

In an education landscape that forces educators to prioritize getting kids to pass standardized tests, students who are already performing above grade level can easily be overlooked. But, Warrensville Education Association member Briana McDonald says we have to do better for those gifted students. In this episode, she shares her perspective about the need for high-quality gifted education programs in our schools, the challenges of serving gifted-identified learners, and the opportunities for all educators to grow as professionals to meet gifted students' needs.SHARE YOUR PERSPECTIVE | If you, like Briana, have an education topic you're passionate about, we want to hear from you on the podcast! Please email us at educationmatters@ohea.orgMID-CAREER EDUCATORS UNITE | Many educators in the second decade of their career especially report a need for more effective professional development opportunities. Mid-career educators are coming together now within the Ohio's New Educators (ONE) department to ensure all Ohio educators in the second decade of the career have the support they need to thrive. Check out our episode on the mid-career pilot program from earlier this season.  SUBSCRIBE | Click here to subscribe to Public Education Matters on Apple Podcasts or click here to listen on Spotify so you don't miss a thing. You can also find Public Education Matters on many other platforms. Click here for some of those links so you can listen anywhere. And don't forget you can listen to all of the previous episodes anytime on your favorite podcast platform, or by clicking here.Featured Public Education Matters guest: Briana McDonald, Warrensville Education Association memberNow in her 13th year in education, Briana McDonald has been a teacher, administrator and gifted intervention specialist during her career. She currently works for Warrensville Heights City School District as an elementary teacher. Her two Bachelor's degrees in Middle School Education and Accounting are from the University of Mount Union (Alliance, OH). Her two Master's degrees in Educational Administration and Curriculum and Instruction with Gifted and Talented Learners are from Cleveland State University. She is a twin mom to 5 year old twin boys, Zeke and Zion, and married to her husband, Jeff. Connect with OEA:Email educationmatters@ohea.org with your feedback or ideas for future Public Education Matters topicsLike OEA on FacebookFollow OEA on TwitterFollow OEA on InstagramGet the latest news and statements from OEA hereLearn more about where OEA stands on the issues Keep up to date on the legislation affecting Ohio public schools and educators with OEA's Legislative WatchAbout us:The Ohio Education Association represents nearly 120,000 teachers, faculty members and support professionals who work in Ohio's schools, colleges, and universities to help improve public education and the lives of Ohio's children. OEA members provide professional services to benefit students, schools, and the public in virtually every position needed to run Ohio's schools.Public Education Matters host Katie Olmsted serves as Media Relations Consultant for the Ohio Education Association. She joined OEA in May 2020, after a ten-year career as an Emmy Award-winning television reporter, anchor, and producer. Katie comes from a family of educators and is passionate about telling educators' stories and advocating for Ohio's students. She lives in Central Ohio with her husband and two young children. This episode was recorded on September 22, 2025.

Women who are in the throes of menopause are never thrilled about having hot flashes, but they aren't particularly surprised by them.  It's other symptoms that often blindside women, including symptoms that are not often associated with menopause.Esoteric symptoms are different than unusual symptoms. An unusual symptom is something that rarely occurs. An esoteric symptom, on the other hand, is one that occurs commonly, but is rarely discussed and often not well understood. My guest is Makeba Williams, MD, FACOG, MSCP a Professor of OB-GYN and the Director of the Center for Health Awareness and Research on Menopause at the University of IllinoisWe discuss: Tingling Skin Other Skin Changes Ringing in the Ears Hearing Loss Dry, Burning Eyes Dry Mouth  Facial Changes Sleep Apnea Voice Changes Palpitations Reflux, Bloating, Frequency of Bowel Movements Arthritis/Joint Pain Bladder Symptoms For more information on post menopause hearing loss: Estrogen and Your Ears For more information on post menopause dry mouth: Dry Mouth? I'm Doing Some Research For more information on post menopause palpitations: Palpitations in Mid-life Women For more information on post menopause gastrointestinal changes: Menopause and the Gut COME AGAIN is a 30-part audio series to address the biological, hormonal, and medical issues that can sabotage your sex life. This solution-driven, science-based guide will help get your libido to kick in and your clitoral nerve endings to wake up.For more information, go to DrStreicher.com/COMEAGAIN Dr. Streicher is on SUBSTACK      DrStreicher.Substack.com Articles Monthly News Flash Reports on recent research  Monthly Zoom Ask Me Anything Webinar Lauren Streicher MD, is a clinical professor of obstetrics and gynecology at Northwestern University's Feinberg School of Medicine, the founding medical director of the Northwestern Medicine Center for Sexual Medicine and Menopause, and a Senior Research Fellow of The Kinsey Institute, Indiana University. She is a certified menopause practitioner of The Menopause Society. Dr. Streicher is the medical correspondent for Chicago's top-rated news program, the WGN Morning News, and has been seen on The Today Show, Good Morning America, The Oprah Winfrey Show, CNN, NPR, Dr. Radio, Nightline, Fox and Friends, The Steve Harvey Show, CBS This Morning, ABC News Now, NBCNightlyNews,20/20, and World News Tonight. She is an expert source for many magazines and serves on the medical advisory board of The Kinsey Institute, Self Magazine, and Prevention Magazine. She writes a regular column for The Ethel by AARP and Prevention Magazine.   LINKS Subscribe To Dr. Streicher's Substack Information About COME AGAIN Dr. Streicher's CV and additional bio information To Find a Menopause Clinician and Other Resources  Glossary Of Medical Terminology Books by Lauren Streicher, MD   Slip Sliding Away: Turning Back the Clock on Your Vagina-A gynecologist's guide to eliminating post-menopause dryness and pain Hot Flash Hell: A Gynecologist's Guide to Turning Down the Heat Sex Rx- Hormones, Health, and Your Best Sex Ever The Essential Guide to Hysterectomy                                     Dr. Streicher's Inside Information podcast is for education and information and is not intended to replace medical advice from your personal healthcare clinician. Dr. Streicher disclaims liability for any medical outcomes that may occur because of applying methods suggested or discussed in this podcast.    o   

Join Liz Cruz M.D. and Tina Nunziato, Certified Holistic Nutrition Consultant, as they discuss the benefits of using a Squatty Potty.  If you don't know what a Squatty Potty is and you suffer from chronic constipation or just want to learn how to have a smoother BM this podcast is for you.  Learn about the Squatty Potty and how it can help you have better #2's.  Mid-podcast commercial was on the Pleasant Probiotics.  Please check out this link for more information: https://drlizcruz.com/collections/supplements/products/dr-liz-cruz-pleasant-probiotics Watch us on YouTube: https://youtu.be/4dFWTvgA10Y Dr. Cruz is a Board Certified Gastroenterologist who practices in Phoenix, AZ. Along with her wife Tina Nunziato, a Certified Holistic Nutritionist, they have helped tens of thousands of individuals get well from a more holistic standpoint. They focus on issues such as constipation, diarrhea, acid reflux, heartburn, gas, bloating, food sensitivities, IBS, Crohn's disease, and diverticulitis in addition to a person's general overall health. They do this by teaching about real food, water, digestive enzymes, probiotics, detox, greens, electrolytes, food sensitivity testing, and so much more. If you're struggling with finding the answers to your issues, tired of not feeling well, and sick of taking over the counter and prescription medicines, schedule a FREE 30 minute phone consult at www.drlizcruz.com.For more information visit www.digestthispodcast.com or www.drlizcruz.com. Enjoy the show! Dr. Liz Cruz and Tina Nunziato, CHNC

In this episode of the Uploft Interior Design Podcast, I talk about why I finally joined TikTok and how balancing entrepreneurship, family, and creativity pushed me to get help and commit to daily content, then I dive into interior design trends that are officially “out” for 2026. I share my honest reactions—sometimes agreeing, sometimes strongly disagreeing—on jewel-toned sofas, boucle fabric, mid-century modern overload, open-concept floor plans, chevron patterns, pastel palettes, and patterned fabrics like ikat. Drawing heavily from my own home, my clients' spaces, and I explain which trends feel impractical, overdone, or limiting, and which I believe are timeless despite what “experts” say. I challenge the idea that entire patterns or styles can ever truly be out and encourage listeners to focus on longevity, functionality, and personal expression over trend chasing. Timestamps: 00:00 - Launching my TikTok journey 03:30 - Jewel-toned sofas: why they're out and my own velvet-filled confession 07:45 - Boucle fabric trends and durability issues 13:20 - Mid-century modern overload and why furniture stores all feel the same 18:10 - Open-concept floor plans 25:40 - Chevron patterns 30:10 - Pale color palettes, pastels, and misuse of the 60-30-10 rule 34:50 - Ikat, prints, light wood finishes, and what I personally think is truly over Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Uploft.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AffordableInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your design questions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to be featured on the show ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Become a Premium Member⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and access the bonus episodes Click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to become an interior designer with Uploft's Interior Design Academy. Get Betsy's book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠betsyhelmuth.com/book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For more about our residential interior design services, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ModernInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For our commercial interior design services, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠OfficeInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Us: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@uploftinteriordesign⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/UploftIntDes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@uploftinteriordesign⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/uploft-interior-design⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoy the show, please spread the word and leave a review on iTunes! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Recording date: 28th December 2025Samuel Pelaez, President & CEO, and Derek Macpherson, Executive Chair, at Olive Resource Capital conducted a comprehensive year-end review of their investment decisions spanning July 2024 through September 2025, providing transparent insights into both successful calls and missed opportunities during a significant precious metals bull market.The portfolio's standout performer was Omai Gold Mines, delivering a 10x return from an initial $0.125 position established in July 2024. Pelaez emphasized that success stemmed not merely from stock selection but from conviction-based holding through the development phase. "We had conviction for it as well, right? We held," Macpherson explained, highlighting their philosophy of establishing positions in quality juniors before momentum develops rather than chasing running stocks.Mid-tier producers with embedded growth optionality proved highly profitable. K92 Mining, Aris Mining, and AngloGold Ashanti each delivered 220-260% returns, outperforming the GDX benchmark's 130% gain by a 2:1 ratio. These companies shared underappreciated expansion projects with capital already invested that markets had failed to recognize.Post-U.S. election investments capitalized on anticipated permitting improvements. Arizona Sonoran Copper appreciated from $1.29 to over $5.00, while AngloGold Ashanti surged from $21 to $91—a remarkable 300% return on a multi-billion dollar company.The managers candidly acknowledged execution shortfalls. They missed substantial returns on Fresnillo, which appreciated 500% after they correctly identified it as undervalued but failed to act. Position sizing emerged as a recurring issue, with inadequate allocations to highest-conviction names limiting overall portfolio impact.Olive's perpetual capital structure proved advantageous during April 2025's tariff-related volatility. Without redemption pressures, the managers deployed cash opportunistically during market dislocations, capturing the subsequent rally that traditional funds missed.Macpherson cautioned against overconfidence: "It's very easy when you get into a market like this to confuse a bull market for brains." Both managers emphasized systematic portfolio review as essential for understanding investment discipline, risk tolerance, and identifying areas for improvement in future market cycles.Sign up for Crux Investor: https://cruxinvestor.com

Mid-year is when the cracks start to show - expectations fade, routines get sloppy, and classroom management feels heavier than it should. In this episode, I share why you can reset classroom management at any point in the year and walk you through the mindset shift, conversations, and practical steps that make a mid-year reset actually work. We'll talk about identifying your biggest classroom pain points, clearly communicating new expectations, and consistently reinforcing procedures so they stick!➡️ Show Notes: https://itsnotrocketscienceclassroom.com/episode217Resources:Winter Science FREEBIESCulture Mini-CourseSSS Virtual PD Course Bundle SSS Podcast Episodes by Topic Download your FREE Classroom Reset Challenge.Take the Free Labs When Limited virtual PD courseSend me a DM on Instagram: @its.not.rocket.scienceSend me an email: rebecca@itsnotrocketscienceclassroom.com  Follow, rate, and review on Apple Podcasts.Follow, rate, and comment on Spotify.Related Episodes:Episode 35, Competency, Classroom Management, Teaching Chemistry, and MORE with Guest Zach MatsonEpisode 91, My Top 5 Classroom Management Routines and Procedures for High School Science TeachersEpisode 93, Simple Strategies for Classroom ManagementEpisode 133, Using Refrains When Teaching

Our very first merch line is here! Get it now at http://mtmvegas.shop Want more MTM Vegas? Check out our Patreon for access to our exclusive weekly aftershow! patreon.com/mtmvegas Want to work with us? Reach out! inquiries at mtmvegas dot com Save 10% on a Las Vegas Advisor 2026 membership and book with code MTM. https://www.lasvegasadvisor.com/shop/products/lva-membership-platinum/ Episode Description This week Mark stayed at Venetian as part of a New Year's Eve comp. On this show we review the newly renovated Venetian King Room, discuss how the new decor works and doesn't work plus discuss the one huge downside of his stay. Does Venetian have the best standard rooms in Vegas and why is the resort so good? In other news as 2026 rolls on remember not to forget your losses from last year. We have some good advice for you. We also discuss: Joe's at Forum Shoppes, our favorite bars revisisted, deconstruction of Eastside Cannery, Vegas 2025 weather, Flamingo's new carpet, the death of mid-tier hospitality & a crazy sports bet gone wrong. Episode Guide 0:00 Budweiser Clydesdale in a casino? 0:35 2025 Vegas weather recap 1:55 Las Vegas Athletics trademark denied! 3:16 Eastside Cannery deconstruction process 4:27 Main Street Station's rooms are decent 5:49 Crazy sports bet gone wrong 6:57 Mid-tier hospitality is dying? 9:32 Flamingo new carpet - Sexy ending! 10:54 Gambler advice - Look at your win/loss statements 12:20 Joe's at Forum Shoppes and F1 Arcade surprise 13:32 Silver Stamp & Red Dwarf are still so good 15:28 Pedestrian bridge screens are an improvement? 16:33 Mark's Venetian room review & check-in experience 17:58 The Venetian room refresh is solid 19:11 Does Venetian have the best standard room in Vegas? 20:12 Hair in the tub & cleanliness of Vegas hotel bathrooms Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. We do two news shows weekly on YouTube with this being the audio version. Never miss out on the latest happenings in and around Las Vegas! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Podcasts, Spotify or by searching "MtM Vegas" or "Miles to Memories" in your favorite podcast app. Don't forget to check out our travel/miles/points podcast as well!

Re-releasing a DAT listener favorite! The Dental A-Team is joined by Dr. Nate Tilman! Fascinating history aside (read his bio below), Dr. Tilman talks with Kiera about his unique dental practice situation, how he's managed to merge five different practices into his own, and a strategy for doing so. He also speaks to the shifting of culture in his practice, what it took for him to recognize, and the success it's brought. More on Dr. Tilman: Originally from Salisbury, Maryland, Dr. Tilman attended Wake Forest University for his undergraduate degree. He was awarded his Doctor of Dental Surgery from the University of Maryland where he graduated Summa Cum Laude in 2001. Dr. Tilman served in the U.S. Navy Dental Corps for four years, including two years forward deployed aboard USS Ashland (LSD 48). Following his military service, Dr. Tilman moved to Newport, Rhode Island, in 2007 and opened Newport Family and Cosmetic Dentistry. He has had the pleasure to work with an amazing team and amazing patients in creating a state-of-the art, caring, and comfortable dental practice. His commitment to incorporating advanced technologies and techniques allows Dr. Tilman and his team to provide dental treatment in fewer visits and more comfortably than with traditional techniques. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: speaker-0 (00:05) Hey everyone, welcome to the Dental A Team podcast. I'm your host, Kiera Dent, and I have this crazy idea that maybe I could combine a doctor and a team member's perspective, because let's face it, dentistry can be a challenging profession with those two perspectives. I've been a dental assistant, treatment coordinator, scheduler, filler, office manager, regional manager, practice owner, and I have a team of traveling consultants where we have traveled to over 165 different offices coaching teams. Yep, we don't just understand you, we are you.   Our mission is to positively impact the world of dental. And I believe that this podcast is the greatest way I can help elevate teams, grow VIP experiences, reduce stress, and create A-Teams. Welcome to the Dental A Team Podcast.   Hello, Dental A Team listeners. This is Kiera and you guys. I love podcasts where I get to bring on offices that I just think are fantastic. So this is an office that we have worked with in the Dental A Team. Also fun fact, he is in the smallest state in the entire United States. So you all know me and my state traveling. His state is one of my hardest states to get to every year, because it's so tiny and it's so far away from me. But he's just one of the best people I've ever met. He's an incredible leader, incredible dentist, incredible just   good human. So I'm so glad and so excited to welcome Dr. Nate Tilman to the show. How are you today, Nate?   speaker-1 (01:27) I am great. Thank you. Thank you. I'm super excited to be here. ⁓ as you know, I've been a fan of the podcast for, know, pretty much since you started. And it's kind of like, it's kind of surreal being, you know, being on, being on the podcast. So I appreciate, appreciate the offer.   speaker-0 (01:44) Well, I love it. love to one it's fun. Thank you for being a podcast fan I mean it's almost coming up on three years of the podcast since we created it and I never would have thought that the podcast could connect me with such cool people so one thank you for being a podcast listener and two things are just being a rad person I I liked the podcast has become a fun passion project for me to meet people to hear their stories   So I kind of alluded to it. You're also doing something similar to Dr. Dave Mogadon, who was on the podcast about those chart ⁓ mergers and buyouts that's kind of helped with your growth, but kind of just tell the listeners like how you even got into dentistry and kind of what your growth trajectory has been, just so they kind of know as a background to today's podcast.   speaker-1 (02:28) Yeah, I'll try not to ramble too much about it. yeah, I went to always wanted to do something in healthcare. My grandfather was a public health physician is a big inspiration for me. So kind of I think it's midway through college decided dentistry is gonna be a really good fit, you know, for a number of reasons. Went to University of Maryland for dental school, loved it decided to stay in general dentistry for   you know, all the variety of what we do. was on a Navy scholarship, so I was able to spend the first four years as a practicing dentist in the Navy. ⁓ Two years I was on a ship as the only dentist. So it was a really good, didn't realize like how helpful an experience that was for like running us an organization, even though it was an organization of three.   speaker-0 (03:14) Yeah, but I also feel like let's just talk about the Navy real fast because I didn't know this about you and my husband and I were literally talking probably two days ago and he said I don't think I ever could do the Navy like put me on a ship with these people for so long and dump me in the middle of the ocean like nowhere to go no hiking like what do you even do? How how was that? feel like more than anything it would teach you mental stamina is what I think I would learn from being on the Navy. But how was it for you? Maybe maybe you guys go swimming every day. I don't know like what do you do all day?   speaker-1 (03:43) Definitely not at all. it was, the two years on the ship was very, it's a super unique experience. And we were a small ship, 400 sailors. We transported Marines. So I was responsible for pretty much 400 patients. had, it was me, I had an administrative assistant and I had two dental technicians that could do some basic hygiene, not a hygienist, but it was me. ⁓   So having to learn like managing supplies and, know, managing appointments and all of that stuff. But the unique thing as a, as a dentist, and mean, this is one year out of a, you know, my GPR. still I was safe, but didn't really know necessarily all what I was doing, but I love to get myself out of jams because middle of the ocean, like. Mid procedure. I'm not going to be the guy calling a helicopter, you know, you got to work through it. So.   speaker-0 (04:40) They're like awesome because it's gonna push your limits and you've got to just figure it out Which I think so many dentists when they do own they don't learn that stamina that stress like hey, it's you figure it out But you're like the odds are even stacked more you're in the middle of the ocean and I mean it would been a pretty cool story for me maybe not for you to hear like a helicopter to come get a patient because you botched a root canal or something like you'd have to figure that out, but that that doesn't definitely up your odds of intensity   for sure being out there and nobody else is there to help you. You're the man. You got to figure it all out.   speaker-1 (05:13) Yeah. And I think it's, while it would have been nice to, you know, if I'd had a situation like, know, where I had a mentor, another dentist I was working with, you know, to be able to bail out, like it have been helpful, but it really, it did, it gave me a lot of, a lot of confidence, um, you know, early on for like, can work my way through this. And then also like what things I don't want to do. Cause I don't want to get stuck in that position again. Yeah. And it was, and yeah, while I didn't have to helicopter anybody out, one of the things I did do, and I don't think at the time, nobody had ever really.   speaker-0 (05:34) True.   speaker-1 (05:42) done it from a small ship or the even smaller ships around us that there were two times where people had some dental emergencies that I was able to fly out to their ship and take care of them.   speaker-0 (05:52) No way. Well, you do have like built in planes. You travel anywhere. So it's like quick, like fly you in, but that's crazy. Cause you ma I can't even imagine the stress that those poor other dentists were feeling of like we're in the middle of here. Like what am I supposed to do? ⁓ I guess call someone else. So, I mean, we talk about dentistry and I've said this so many times, like, feel like dental practices are like these solo islands out there. All y'all just kind of hang in your own area. You literally were in the middle of the ocean flying solo.   speaker-1 (06:22) Yeah. That's crazy. It was fun. There wasn't a ton of dentistry to do. I, know, cool thing with the Navy, they give you other jobs. So I became an air traffic controller. So I was in charge of, you know, all of the flight operations on the ship. so between that and dentistry, it me pretty busy. And then I played a of video games, you know,   speaker-0 (06:41) I'm like, I would be pulling pranks. mean, just throughout COVID, my husband, he makes fun of me. I feel like a roaming tiger in these four walls of our house. Like sometimes I'm like, just let me out of here. Like I can't even handle it. I'm like, I gotta go for a run. I gotta go for a hike that I can't even imagine being on a ship. would be like, I know I'd be pulling pranks on every single person on that ship and just like running for my life. Cause I probably would torment everybody, but air traffic control that like you really went for all the things, Nate, dentistry and air traffic controller.   What don't they say those are the top two suicide jobs? Like you really went for the whole extreme there. Nice job.   speaker-1 (07:15) Well, that's that's like when they selected me to go to the school for our traffic control. What are you guys trying to tell me? You already know I'm a dentist.   speaker-0 (07:23) Gosh, that's crazy. So you were in the Navy and then you went, got out of the Navy. Did you go straight to private practice? Did you go in and be an associate?   speaker-1 (07:32) So I was an associate for a year, still in the Virginia Beach area and then moved to Rhode Island. My wife is, we met in college, I'm two years older, so she was awesome for following me around. then, ⁓ so when she was done with her residency, she's from New England, so we kinda, that's where we looked up here. And I'll tell you, Virginia Beach area, super easy to get a job as an associate, tons of positions around, I figured it'd be the same thing coming up here and there was nothing.   speaker-0 (08:00) mean,   Rhode Island is like the size of a dot on a map. I mean, it's itty bitty, which I makes you a celebrity just because you live there. Like, not many people even live there, so.   speaker-1 (08:11) Yeah, it's in and it's there's there's a number of dentists, but it's it's all solo guys and it's tough like restricted covenants. You know you get a two mile radius. That's the whole state.   speaker-0 (08:21) Exactly   exactly that is you definitely have to look at your associate ships of their contracts really closely Otherwise, you might be booting out of that state just because like you said two mile radius is not far in Rhode Island   speaker-1 (08:34) Not at all. So I ended up having an opportunity to a it's like a four operatory practice, like three, I think two and a half, three days a week. The guy was definitely like on the decline of practice. So jumped into that, had no idea what I was doing. And then six months later, was approached by another dentist who was moving from the area. I think it was a family thing too. And he was having trouble getting somebody to buy   his practice Rhode Island. It's not many dentists moved to the state for a number of reasons. So again, I was still trying to figure out how I was paying my initial loan and how I was running this practice or whatever. the opportunity to buy, to merge this, the patient base. So I did that and it was definitely the best thing I did because it brought in a whole new group of patients. I was able to go from like two and a half days a week to four days a week.   I was able to add another hygienist at the time. so it wasn't super intentional, but the growth was happening. just kind of fell in my lap. I'm like, I'll do this. And looking back, it is where I realized what a good thing it was.   speaker-0 (09:48) For sure. And I hope people listening, ⁓ I am a firm believer that opportunity doesn't always knock on the door and say, I'm opportunity. Sometimes it looks like pure chaos. Sometimes it's stretching you beyond. Sometimes it's really just showing up. I remember the day that I was asked to work with DSI as a consultant. Guys, I had one consulting client before Mark asked me to be a consultant. And overnight, I had 45 clients in my lab. I didn't know what the heck I was doing. But I people listening realize like,   For you, you're struggling. just bought your practice. Don't know what you're doing. Yes, you've had quite a bit of experience, but at the same time, running a practice is very different than being an associate or I'm sure even in the Navy. And so now, and then, hey, by the way, there's all this other patient base wanting to come in. And I love that you just, jumped, you took that opportunity. And I think again, so many times in life, opportunities show up. It's just a matter of, we willing to take them and figure it out or are we too scared and just let them pass by? ⁓   You brought those patients in and you were mentioning pre record that adding in patients from other practices has really been a great way for you to get new patients. ⁓ which people are constantly looking for new patients. was just talking to, there's a guy out here. He's a pathiatrist guys. I'm like, I don't know. I just can't help myself, but help business owners. Like I love it. Podiatry is not that much different than dentistry. Y'all see patients like dentistry, we work on the mouth, but I treat work on the foot. Like   Basically, it's kind of like pediatric. You go to your surgery centers, they come in, you see these patients for their adjustments. But I was talking to him and he's a solo podiatrist and there are two podiatry offices around him that have just shut down doors. So he's like, yeah, it's just great. Like people are finding us and I'm like, did you call those people and ask them for their charts, buy those charts? that is two practices worth of patients that you're just hoping maybe one day will Google you when they're seriously sitting right in front of you. So   I'm super curious. I love this topic. know Dave's talked about it as well, but Nate, how do you buy charts successfully? How do you make that transition? Like Dave was talking about buying so many charts, but kind of from your experience, how do you buy these charts? How do you merge these patients in successfully? And other than just good luck and being in the right place at the right time, finding more of these opportunities. I'm super curious.   speaker-1 (12:04) Yeah, yeah. So for this one, know, having no idea what I was doing, I did have some, think, good advice from a transition attorney that I worked with. initially, the guy that was selling his charts, wanted X number of dollars for his, I think he said, 1,000 active records.   speaker-0 (12:26) And what's like X number of dollars like just give me a ballpark you don't have to say the exact amount but I'm like is it five dollars a chart ten dollars a chart thirty dollars a chart like what   speaker-1 (12:35) If I remember, this was probably 10 years ago, so I believe it was 60 a chart is what he wanted. So I think he wanted 60 million, right? And, you know, I, again, not knowing too much, I definitely knew that those 1,000 people were not gonna come over, right? So I was worried about like, what's the risk? Like, are 10 people gonna come or are 800 gonna come? I have no idea.   Yeah. So the attorney I was talking to, he said, he'd never done it this way. said, but maybe what you want to do is offer a little bit more per record, but only for like a small percentage at first. And then keep track of it over time. And that's what I think I did. It was either a hundred or 120 a chart. And I prepaid for like 300. But then for the next year, I kept track of all the, like once I got above that 300, I kept track of it.   So the nice thing is it limited my, it limited my risk. It put more, I guess, importance or motivation on the seller to really like push his patients to come. Cause the more you make more, the more people that came to see me. So it was a win-win that way. And it also, it let me kind of control that the influx too, because I think if all of sudden I was getting, you know, 800 patients calling all at once, it'd be a little bit trickier to merge this all in.   So that worked out really well.   speaker-0 (14:00) And I'm just curious on that, because this is something else I've been really wondering. After talking to Dave, now meeting this podiatrist, guys, I just love this type of stuff. This is cool business stuff that I feel a lot of people don't talk about. I'm curious, how long was the arrangement? Was it for a year that you would pay him? Was it for five years you'd pay the selling doctor? Because I'm curious, how is the motivation? for me as a business owner, I wouldn't want this to go on forever. I'd want an end date of when I don't have to pay you $120 per patient.   So how is that kind of arrangement set up?   speaker-1 (14:32) It actually, was nine months is what we had set. And I think it could work either, but I certainly wouldn't go more than a year, because it is, it becomes a major pain. And then, honestly for me, as I got close to that nine months, we sort of started slowing down. We strategically scheduled those last few patients in the nine months, but I still had all the records.   speaker-0 (14:54) That's what curious. So did you get all the records? So like you paid this, all the charts come to you, and then the other dentist has good faith that you're going to be honest? Or do they get access to it? Was that what it was?   speaker-1 (15:04) He could have like, had it written. If you wanted to send somebody to audit it, like absolutely. He had access to do that. He just never did. and yeah, we had an initial wave of a lot of people and then it slowed down a bit. And you know, it's, um, I think, I think it ended up, maybe we got 450 out of that thousand. Um, and it and it was close and it was close to that nine months. You know, we were getting close to like 400 and again, I just.   We slowed down a little bit, ⁓ just whatever. But as soon as that nine months hit, then we started re-marketing to the people we hadn't seen.   speaker-0 (15:43) 100   % because then it's like you've got basically 400 patients on recall that haven't been in and so did you guys win it happened and of course you might say things you'd do differently or whatnot but did you have that selling doctor send a letter to all of his patients like hey I'm no longer seeing it come see Nate like he's fantastic or did you guys just pick up the phone and start calling these people what was kind of the strategy of the how-to for you?   speaker-1 (16:07) So he, so he wrote, we both wrote a joint letter, which was good. And then I was able, I actually brought on his, he didn't have an office manager, but it was like his lead front desk and scheduler. So we brought her on. She wasn't a, she wasn't a great, perfect culture fit, but she knew the patients. So that worked. I think she was with us for probably about the nine months.   speaker-0 (16:26) Exactly.   Cause in my mind I was thinking like, that's genius. Maybe you can do like a little like sweetheart deal where it's like, Hey, I'm buying your charts and also your scheduler upfront. Can I just have them like help me call these patients? I'll pay them for a couple of months or whatnot. I don't know. Like there's a piece of me that's like, I could see the pros and the cons of that, but you're right. It's me calling that person who's known these patients for years calling to get them scheduled and help out with that. That's probably again, even if it wasn't a great culture fit, it probably did get more patients in your door.   speaker-1 (16:59) For that initial, yeah, absolutely for the initial. Because they already had the patients pre-scheduled, so they were able, and they know them, it was really helpful having that familiar voice.   speaker-0 (17:09) Totally. Yeah. Clever. Okay. So you went higher than what they're doing, ⁓ which I tell everybody, I'm like these people who are shutting their doors, pretty much any offer you give them is, mean, don't be like a low ball and completely have it feel ridiculous, but they, have no option to sell. There are no options for them to sell. They're not going to make any money. Like that's gotta be a hard reality for that selling doctor to realize like, Hey, I built this business up, but it's not even a sellable product.   So I have no asset anymore. So I'm like, honestly, any money that they can get for these charts, I do think is a good deal and something great for the selling doctor as well. So I don't think it's a ⁓ vicious, like you're taking advantage. I just think again, opportunity shows up in different ways. And I think for the selling doctor, it also was an opportunity that they got probably way more than they were expecting to get when they closed the doors of their practice.   speaker-1 (18:02) Yeah. Cause honestly, it hadn't been for new, he'd been trying actively to sell it somewhere. And I was like, I think I was like the last person, you know, had I not been able to step up and, and, work something out, it would have just been all those patients out into the ether. And, know, probably who knows how many of those, you know, 450 would have shown up with us anyway. But it's, it's, know, again, being younger, not knowing what I was doing, like it was intimidating for me. But as I look back, like he'd never done that either.   speaker-0 (18:22) Yeah   speaker-1 (18:30) You know, so was all, it was new for both of   speaker-0 (18:33) Well, and also thinking about, I'm sure some listeners might think like, Nate, that's a bad deal, though, spending $120 per patient chart. And if you are a wise business owner and you know the cost of acquisition of a new patient, yes, I would say that that probably is on the higher end of a patient. However, I think the perk of this is these are most likely patients who have been active patients in a dental practice that are going to be good patients that are coming. And odds are they also might be, I call them sleeping.   patients in the fact that this dentist was on the retiring side, odds are that dentist was just slowing down with dentistry. Every dentist will have this happen to where odds are these patients actually have a lot more treatment available since their selling doctor was slowing down in their career. while it might be more expensive, you're probably also paying for it with the dentistry available with an older doctor selling. So got it. Okay.   speaker-1 (19:22) Yeah. Yeah.   And then yeah, like, and then fast forward, you know, another five years or so from then, it's not five, about five years ago. I had a dentist moonlighting with me who was in the Navy. It was getting out, wanted to stay in the area. Awesome, awesome dentist, really good friend of mine now. And he wanted to stay, but again, at that point I wasn't busy enough to really support another.   an associate and I'd never really never had an associate either. And again, opportunity I had, was having, it was like a county dental society meeting. I was talking to a friend of mine as well, who was a little bit older dentist and she was like, I'm thinking about slowing down. maybe this guy could work for you for a couple of days a week and me a couple of days a week. And kind of light bulb went off my head. I was like, or I could buy your practice if you're open to it. And then you can slow down whatever you want. ⁓   be an associate with me and he could work at the two. I kind of saw the writing, like the potential if he did that, what happens if now he wants to buy that practice and then it's, you know, so that actually.   speaker-0 (20:29) You would be training up your competition. So good job on seeing that and not letting that happen.   speaker-1 (20:35) Yeah. And, uh, and it worked and that worked out great around the, again, just weird timing around the same as I was closing on that deal. One town over those, dentist who unfortunately had a terminal, uh, terminal cancer and was looking for somebody to help take over his practice. So I was able to take over his patient base, which another bonus of being able to help, you know, get this new associate, you know, even busier.   speaker-0 (21:01) So really your practice is a makeup of four practices. Did I count my?   speaker-1 (21:06) And then I had one more a little bit later. There's like five, five, nine into two locations now. So yeah. Yeah. And with that one, was the, um, I was able to bring one of the hygienists on board. Um, which again, that familiar, familiar face, familiar voice, um, was a big, was big and she's still with us and she's awesome. So, um, so that's been, that's been really good.   speaker-0 (21:07) Okay, so   Clever. love it.   awesome.   Have you guys heard? But like really have you heard? And are you the type of person that loves to take massive action? Well, if you are, I would love to invite you to Dental A Team's Virtual Summit, April 22nd through 23rd. And yes, right now guys, it's early bird. That means it's $200 off the normal ticket price. You guys are going to learn how to optimize your practice this year. We know it's been a rough year. People have quit. We've had COVID, we've had changes. So we want to teach you guys how to optimize within your practice now and execute.   Friday is full team, Saturday is all things leadership. So bring your team, get some CE, take massive action, head on over to TheDentalATeam.com. Coupon code is summit early bird, and it's valid until March 31st. That's summit early bird, all one word, and it's valid until March 31st. So guys, head on over. I can't wait to have you take massive action, optimize your practice, and execute. Let's make 2022 your best year. I love it.   I love how much you have, ⁓ I think if anything I'm taking is don't be afraid to take those risks, don't be afraid to look at opportunities and also I think you just kind of have also positioned yourself to be well known within your community and I feel like so many dentists, like yes even within big cities like New York, Denver, guess what? People are always retiring. I just had a student from Midwestern reach out to me and was mentioning how like.   Hey, care, do you know of anybody to buy a practice? And I'm like, what is going on? I don't know all the details, but I'm like, this is somebody who's been graduating for maybe a couple of years looking to sell a practice. so I think it's just important to get to know the doctors around you to build those friendships. Because when I think it's often like you're putting yourself in a position to be ready for that opportunity, it's kind of like right now they say have a lot of cash on hand. We know something's going to be shifting in the economy.   So just be ready for when opportunities there. And I think getting to know your neighbors, getting to know those dentists, hey, great, you also as a dentist might need them as a resource in the future as well. So I think it can go both ways, but I love that you've done that. So now I'm curious, Nate, because I selfishly want to talk to you about this. You've got these two practices, you've got these dentists.   Who knows, you're gonna like probably add on like four more practices of charts in the next five years. I mean, based on your record, like let's just start piling them all on. You'll be the only dentist in Rhode Island. You're just gonna last. But I know culture is something you and I off air. Nate is one of my favorite clients. I don't even come to your practice, Nate, and you and I will just chat business, talk shop. You are somebody that I will say publicly is someone who's just been.   a really great influence in my life. Periodically, you will just send me a random text of like, just tell me that we're doing a good thing. And I will say, and you know, as an owner, those kudos and those like good vibes, they don't happen as often because you're the one who's giving all that out to your team and to your clients and to your patients. And so Nate, I will say publicly, like how much you've just been an influence in my life as well. Something I just have appreciated with you as a client, as a friend, as a mentor. So I'm excited to chat. You've got all these things going.   I know culture has been a piece that you and I both have been talking about of developing this culture. So kind of what spurred you into realizing you wanted to shift your culture of your practice. And then let's talk about the nitty gritty, but like how did you as a business owner know you needed to do a shift within your culture? Because I think that that's humility. And I'm just curious, like what tipped you off? How are you able as a dentist to own that, that you wanted to shift that?   speaker-1 (25:03) Yeah, I mean, I think for me it was noticing, you know, sort of the patterns over the years of the just the ups and downs of culture, you know, and it's, you know, whether you call it the vibe or how everybody's getting along. ⁓ And there, I mean, it's over the years, like we've had some pretty painful, painful times and times where it's like, nobody likes being here. That's way better, you know, in the last few years and it had been in the past, but.   It's, I was realizing I didn't really know how to, I didn't realize I had, that I could have influence on, on how to change that. It's, you know, some of it, I'm not a confrontational person. I'm pretty laid back and I want every, you know, I want to be the one that's liked. I want to be everybody's friend. And it's hard. It's, mean, whatever 13 years into practice ownership. And I still, you know, struggle with that.   kind of not being able to be everybody's best friend. Like I actually own the boss and like I have to own that. So it's, know, again, I finally got like just really got so exhausting of the ups and downs of like, is this going to be a good month or is this going to be a good week or who's going to be upset and all that. that it's like, you know, it's not just on me, but it's like, creating that environment that people, you know, that people want to be here. You know, people are happy people.   playing well together and trying to manage all that. it's, you know, it's certainly I haven't figured it out completely, but it's, you know, just trying to work on little things.   speaker-0 (26:41) Yeah, well and I love that you said that because incidentally I'm like, ⁓ Nate, why didn't I even think about this? I know why you and I are good friends. We're eyes on the disc profile. We both love to be liked. We're both very outgoing. We're like, you know life at the party have a good time. We're also okay to like let other people be the life of the party, but just really that and I do think a lot of dentists have that personality. ⁓ I was thinking about dentists last night actually while I was falling asleep and I'm like gosh you guys have to charm and dazzle and wow all day long.   Like you walk in and you have to make friends quickly and it's in an uncomfortable like, hey, let me like get real up and close and personal, like look in your mouth. And I got to like win you over and make you like me. I want to say yes to treat Mike. That's a lot of output of energy all day long for you guys. And so for you to realize that you also have to be a boss, I think one takes humility and two, also is ownership. And I would agree. I think it's like you get to a spot where I'm like, all right, being friends is fun.   But we got to have this like even kill because this up and down is just causing me to feel like I'm in whiplash all day long. So what were some of the things that you started to shift again? You and I chatted in December and I know we both like I've taken this from our conversation of culture is a slow burn. It is not something that happens overnight. It is not something that is instantaneous and I am an instantaneous person. Like I will figure it out. I will come up with it like we will find the solution and culture is like, all right.   Cool, I'm here for the journey. So what were some of the things you started to shift that you've been able to see? know Tiffanie's been helping you guys in your practice quite a bit as well, but I think ultimately at the end of the day, consultants can only help as far as the leaders are willing to go. And so for you to be willing to shift and change is why your team's been shifting and changing too. So what were some of those specifics?   speaker-1 (28:26) One of the, I would say the hardest thing for me and I still like, it still gives me anxiety and trouble is having difficult conversations. And while, you know, it's   you wouldn't think it would necessarily play toward helping with culture, having difficult conversations. I think it really does because I think it resets some of that, ⁓ like where the expectations are, what kind of the clarity on what needs to be done. But I think that's part of, on my ups and downs, I, again, wanting to be agreeable and being pretty laid back, if there was some...   trouble happening or there's some conflict between the team. Like a lot of my default for years was, it'll just blow over. Like, let's it work itself out. And it would work itself out by exploding after a drink or two. And then everybody would hug it out after a drink or two, and then we're fine for a while. But like, was no way to operate, right? So for me, getting over my fear and my anxiety of having those hard conversations, you know, and that's actually, that's one of the things that Tiffanie has been super helpful.   with on helping me through some of those. And I think one of the biggest skills that I've gotten with working with the Dental A Team is that, to have those conversations. They're not fun. People don't like them. I don't like them. But I think it makes a big difference and means a lot once people, like once you get through that.   speaker-0 (30:02) For sure. And you're lucky to have Tiff. think Tiff is one of the best at it. Tiffanie is very masterful on being able to, I say word ninja it. She's also just very direct, which is odd because she's so lovable and so nice. But something her and I have chatted a lot. And to your exact point, when team members have those uncomfortable conversations and they know their employer is willing to do it, everybody actually feels safe.   and that safety can create stability, which also creates like easiness. So my husband and I felt like I used to be a people pleaser with him. And just this week, he and I had a really big decision, a really awesome opportunity, and we ended up turning it down. And I was so frustrated. Like, I'm such a like driver and doer and like, this is an opportunity. We've been working for five years for this and we're just gonna like walk away from it. And I was not my most polished Kiera. ⁓   Thankfully, I would never do this with my team, but my husband, was just like full on expressive on like, and not anger at him, just the frustration of the situation. Like we've worked for this for five years and we're still not going to go through with it. And he made a comment to me, said, Kiera, I love that we've worked on our relationship so much to where you can feel comfortable and confident to have this conversation, to express your true feelings and we can work through it and find a solution. And I use that example because I feel like it's very similar with teams with   bosses that are willing to have these uncomfortable conversations because there's a there's a trust and a confidence that I can come to you. I know we can go toe to toe. I know we can work through this even though it's not fun in the moment per se. There's so much beauty and ease and flow that happens because we're not just always like holding it inside trying to like charm everybody else around us.   speaker-1 (31:47) Yeah. And what I have sort of seen ⁓ as I'm doing that more often and as I'm getting more comfortable with it, I'm seeing my team do the same thing with each other, in a, you know, in a respectful way. And they're confronting things before they become like these underlying deep seated issues. So yeah. So that's been good. ⁓ Working on gratitude is another, is another big one. Yeah. It's funny. It's, it's, ⁓   That's been, that's taken me a little bit to get used to and kind of coming up with a pattern of how to do it because it doesn't necessarily come naturally to me. You know, I think it all the time in my head, you know, how appreciative I am, but it's expressing it is what's hard and finding the way that resonates because everybody's different. What, you know, what lights everybody up is different. So it's trying to, I'm still trying to figure that out for everybody individually.   speaker-0 (32:42) But I think it's awesome that you're taking that on and like you said and I will say kudos to male doctors that are willing to share their appreciation because I'm not a male, but I have heard from several male colleagues that it's very uncomfortable. They're like, I'm just not somebody like you said, I think it, but I don't necessarily say it I don't know how to say it and sometimes it's an awkward thing. But I will say as a team member, I worked only with male doctors, except for one time I had a female doctor. But most of the time males were the doctors I would work with.   And as a team member, especially a female team member, it meant the world to me when they would share that appreciation. it just would, most women are very much ⁓ people who love those words of affirmation that are genuine and sincere. And so I think that that's a great thing that you've taken on. And I know that that's shifting because you shifting that way is shifting your entire team as well. Very cool. Okay. I just want like a quick highlight list as we wrap up, Nate, I appreciate you so much. What are some of the things working with Tiffanie that you've   that you guys have implemented in your practice or some things that you've seen, like we've talked about chart mergers, which gosh, it's just so fun. And we talked about culture shifts, but what are some of the things over the last year? I think you guys are just wrapping up your heading into year two. What are some of the things you guys have implemented with her this last year that were really just impactful for you?   speaker-1 (33:59) Yeah, it's, it's, it's, it's a, we've done a bunch of like small things, you know, and, and, that's what I think has been great is like they, they're easy concepts, but communicating ⁓ better handoffs from front to back and committing to that. ⁓ It's, one of the first things that she introduced with us. And, you know, it seemed like such a simple thing, but it's made a huge difference in. ⁓   and just having consistency of communication and then also it helps the teamwork. ⁓ That's been really good. She's helped a lot with trying to ⁓ have us have a better of sense and strategy around our revenue cycle. Just little things that we didn't necessarily know that we weren't doing, you know, as efficiently as we could. But what I love the most is the process and the accountability part that's put in. ⁓   there, you know, I, in previous years, you know, I've worked with other coaches and consultants and things. Um, and it's always been like a kind of a cookie cutter type thing. And it's, you know, it has been helpful, but what I really love about Dental A Team is how. Yeah. She's able to look and see exactly what it is that we do and how we do it and tailor those systems to us. Um, uh, but also that holding us like holding us accountable to do it. Like we had a, we had a call.   this week, I think it was. we've been looking at outsourcing things for, and I think we've probably been talking about it for a month, two months or so. And it was kind of funny because she has, she's like the sweetest person in world, but she was like, all right guys, I'm tired of talking about this. You're going to buy the end of it. And we're going to, we're going to make a decision on this in my head. This is on Tuesday. I was like, all right, by the end of Thursday, we'll have this done. She's like today, like today that you've done this and tell me who you're going with. And I was like, all right.   But sometimes that's what we need, know, cause we were stuck in this little cycle. So she, you she's good with that. And then sort of same thing with, you know, those are one of the difficult kinds of conversations I needed to have, but was Tuesday was funny. She was, she like really lit a fire under us. Cause like three or four things are like, you're getting this stuff done today and it's happening. that's the push we need, but there's other, know, there's, it's not always that intense. You know, there's also, ⁓ you know, if we need a little help with, you know, with things and,   It's process. She's there each step of the way.   speaker-0 (36:25) awesome. I love it. Well, I think that other no, go ahead.   speaker-1 (36:28) Sorry, it's   been really, it's been really good that I haven't seen with anybody else I've worked with before is she's totally accessible to my team. And I have a couple of the people on my team who are like very growth mindset, growth oriented with us. And, know, they, I think they talked to her more than I realized. And it's, it's one of like, felt initially like when she, you know, gave everybody her contact information, she like, I don't know, I hope that doesn't get abused. And she's like, I love it. That's what I'm here for.   and not knowing the specifics of what she's helping some people with. Like I've had a couple of people on my team, they're like, is so great to be able to reach out to Tiffanie and get this advice on this. And she's helping them just as much as she's helping me. That's awesome.   speaker-0 (37:09) That's huge and I appreciate that Nate because one it's fun to hear how our consultants are doing and I love like a few pieces you said which makes me happy because like as an owner and I'm sure as dentists we have this great vision of what we want our company to be what we want our practice to be and then to hear a patient experience to hear a client experience I'm like we will never be cookie cutter I refuse like forever because no practice is cookie cutter so to hear that it's systems that are customized to you guys where it's what's gonna work with you and also like you said   that accountability. Tiff and I, will say kudos to Tiff because at first, you know, we were like, how do you consult offices? And most of time we'll just kind of go through with you holding you accountable. But there are times when we will need to like laser in, lay it down and be like, guys, here's the reality. Just like a coach at the gym. I'm like, I don't want you like high five. I mean, that was a great workout when my squats look terrible. Like tell me to get my booty down, get my back out. Like   make sure I'm actually doing the work if I'm going to put in the work. And so I love that she did that. And like you said, that is something that we are so pro having those team members elevate rising them around you. That's something like we have kind of, I have a three prong approach and it's making sure you are profitable as a business. Cause if we're not profitable, fantastic. And to hear that TIF is helping you guys with that revenue cycle, making sure that's there at the handoffs, but then also growing people themselves.   You with those hard conversations, you making sure, I mean, we were just talking, you're having time off and your whole team is like killing it and you're not even there, which is awesome. ⁓ Also elevating team members. So it's not just the dentists themselves, but the team and then putting in those systems and team development top to bottom. So to hear it from a client experience, and we didn't even rehearse this prior to it, but to really hear the, and I didn't even prep you Nate. I didn't tell you to like, Hey, think of the last year and the highlights before we get on it. And I purposely did that because I wanted to hear.   what really stood out to you over this last year? What were the things that, because sure, you could go back and reread the emails and prep for it, but I'm like, that doesn't actually matter. What matters is what sticks in the moment. And so I just appreciate that. I love you as a client. know Tiff loves you as a client. You're just a, you're a great example of execution, of humility, of seeing opportunities and executing on them. And I hope people realize that success in my opinion doesn't just happen by chance. It is methodical. is...   Executed on sometimes you get sprinkled with that good luck charm But I also think that good luck charm is only good luck if you actually execute on it So Nate, you're just a dream. I love it. I love what you've done. I appreciate you being on the podcast you're just such a happy human and You're you're a great person who's doing great things in this world and your team's super lucky to get to work with you and learn from you as well   speaker-1 (39:48) Oh, thank you so much. And I feel so, you know, so lucky to have come to come across the Dental A Team, you know, three years ago and, and, and gotten to know you, gotten to know your team and all of you thought, you know, to me, my team and my life, it's awesome.   speaker-0 (40:00) Totally.   Well, it's, you know, we said yes, because you're in Rhode Island first. That was the first like initial yes. then you know, so but no, I appreciate it, Nate. So guys, if you if you have questions on mergers, or how to buy these charts, like please reach out, we'll connect you in with Nate. And if his story and the successes he's had resonate with you, email us, we'd love to chat with you. Hello@TheDentalATeam.com. And Nate, thanks for being here today. Thanks for just being a good human in this world that we need more people like you. So thanks for being here today.   Thank you. Awesome, guys. All right. As always, thank you all for listening, and I'll catch you next time on the Dental A Team Podcast.   wraps it up for another episode of the Dental A Team Podcast. Thank you so much for listening and we'll talk to you next time.  

0:00 - The Nuggets won AGAIN last night, on the road, in a hostile enviroment, with no Jokic. The biggest positive takeaway from this East Coast road trip has been...Jamal Murray. He's absolutely stepping up to lead this depleted roster.14:10 - The Avalanche power play is still a problem...but the penalty kill is really good. They have half of their special teams woes figured out.Mid-segment, the news broke that the Dolphins have fired Mike McDaniel. Is John Harbaugh taking his talents to South Beach?32:22 - All season long, Brett has questioned whether or not the Broncos' method of winning games is "sustainable." Well, they're the 1 seed in the AFC. Clearly it was sustainable. Why? What made it sustainable?

Picture yourself cruising past vintage motels with glowing vacancy signs, stopping for pie at a chrome-trimmed diner, and discovering roadside museums that tell stories most travelers speed right past. Today's Route 66 isn't about getting from point A to point B. It's about embracing the journey as America's most iconic highway turns 100.In this episode, host Angie Orth welcomes Karuna Eberl, a travel journalist and filmmaker who just completed the entire 2,448-mile journey from Illinois to California. Karuna wrote the latest cover stories for AAA Explorer and Westways, documenting her three-week adventure through eight states, visiting local eateries, historic motor courts, and small-town museums that preserve a century of American history.You'll learn how long you need to enjoy Route 66 and why slowing down transforms the experience. She also shares the cultural landmarks that make this highway a living time capsule and practical tips on where to stay and how to navigate the route.What You'll Learn:3:35 Why slowing down transforms the Route 66 experience 8:13 Mid-century Americana's roadside diners and motor lodges 13:41 Must-see roadside attractions 19:12 The historic motor courts that connect travelers24:30 Essential lessons from 2,500 miles on the Mother RoadConnect with Karuna Eberl:Instagram: https://www.instagram.com/quixotictravelersHave you driven Route 66? Tell us about your experience in the comments! Connect with AAA:Book travel: https://aaa-text.co/travelingwithaaa LinkedIn: https://www.linkedin.com/company/aaa-auto-club-enterprisesInstagram: https://www.instagram.com/AAAAutoClubEnterprisesFacebook: https://www.facebook.com/AAAAutoClubEnterprises

In this Episode: It's the spooky season, find out who ranks in the guys' top 5 horror directors | Houston, we have another piece of Film History | Make a detour to Gabby's Dollhouse | The Simpsons are back, and a lot more in today's Jon Burgundy | " Did you say MID?" | There Will Be Blood (2007) review, and much more. --------------------------- Starring: Jamal Davis Alec Douglas Jonathan Garcia Produced By: Joshua Martinez Edited by: Alec Douglas --------------------------- Recorded: 10/04/2025

Thank you to Theater of the Mindset for sponsoring this episode!Hey is this thing on? Had an idea for a Persona game but instead of "The Midnight Channel" there's "The 7:18 Bowl of Chili." What do we think, gang?Discussed: Post-GOTY, what we had for dinner, Antiques Roadshow, GOTY 2016, the next season premiere, The Jersey Devil, Brendon Vaguely, Hyrule Warriors: Age of Imprisonment, the appeal of the Warriors spin-offs, Zelda's past and future, the Zelda movie, Persona 4 Golden, the upcoming Persona 4 remake, the unique strengths of Persona 4(Spoilers for our 2026 Season Premiere:) Google Form for your input. Details mentioned in the episode!Find us everywhere: https://intothecast.onlineBuy some merch, if you'd like: https://shop.intothecast.onlineJoin the Patreon: https://www.patreon.com/intothecast---Follow Stephen Hilger: https://bsky.app/profile/stephenhilger.bsky.socialFollow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.onlineProduced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social---Season 8 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/Theme song by Will LaPorte: https://ghostdown.online/---Timecodes:(00:00) - Intro (01:31) - Thank you for being here! (02:57) - The next season premiere will be... (08:39) - Antiques Roadshow (12:20) - Flipping something just for kicks (12:30) - Hyrule Warriors: Age of Imprisonment | Antiques Castle Town Show (35:30) - Break (36:11) - BB stands for Big Bug (36:32) - Persona 4 Golden | It's time to talk about Persona 4 Golden (01:21:41) - Mid-game Teddie spoiler!!! (01:27:09) - Persona 4 Golden | It's time to talk about Persona 4 Golden (01:34:24) - Wrapping up ---Thanks to all of our amazing patrons, including our Eternal Gratitude members:Vincent JPatrick KEd AJ-RockSamantha DNorth HeroSam HSnzznJ-RockGregory Mark SCmndr BiscuiticemanChristian HRydan BCaleb HArden FEye of the DuckKaleNathan EJ. H. AjoelchronoMellowMatthew BRobin LPSeekingSeakingJimmerszoey!Vinny MMattKerry KBrian MNoah DZach DChristopher TDHugo WToddChris BLukerfuffleStephen YDaniel GEric FTaran WBrendan OChris ZClayton MZach RDylan NFederico VTigerz RevengeLogan HAlan RJohn AMike LmattjanzzDavid MHeavyPixelsKaleb HTyler JCorey ZSusan HBarry TRobert RChris JBrett Allen HDan SJack SGarrett CjimiiboJohn HDirch FJim EJim WTristan LEvan BAwfulHanzomin2Aaron GJean HTodd Nred_wagonNeilPeter BJohn VvErik MRedmage77Joshua JTony LDanny KGibson GKate Duncan BRichard MDaniel NSeth MJamesAndy HDemoEmmaLyn ECorey TCaleb WJake LJesse WMike TCodesMatt BWesleymebezacAlex LSergio LninjadeathdogRory BA42PoundMooseRobert MMichael WAndrewthis_JUSTINRyan O14.3 billion yearsBrendan KMegan BSecretAgentKoalaNoah OArcturusAndrew WhepaheChase ALoveDiesNick QChris MRBKaren HAdam FScott HAlexander SMatt HMurrayDavid PJason KMicah OKamrin HAndrew DKyle SPhilip N ★ Support this podcast on Patreon ★

If you're a physical therapist treating dizziness (or a patient trying to understand what's going on), this episode is packed with practical, clinic-ready guidance. Dr. Abbie Ross, PT, NCS and Dr. Dani Tolman, PT welcome Dr. Sara MacDowell, PT & Dr. Sydney Duhe, PT from Dizzy Diagnostics to break down real-world vestibular cases—including BPPV with lingering symptoms, acute vertigo after the ER (vestibular neuritis / hypofunction), and the common overlap of vestibular migraine (VM) + Persistent Postural-Perceptual Dizziness (PPPD) with visual motion sensitivity.You'll learn how to think beyond textbook presentations, how to avoid missing multi-canal or bilateral BPPV, how to build patient buy-in with education, and how to dose and progress VOR/gaze stabilization and visual desensitization exercises for busy environments like grocery stores.Episode Resources:-Follow Dizzy Diagnostics on Instagram: @DizzyDiagnostics-Advanced Neurotherapy Education (ANTE): advancedneurotherapyed.comFor more FREE resources, click ⁠⁠⁠here⁠.⁠⁠Hosted by:

Join Liz Cruz M.D. and Tina Nunziato, Certified Holistic Nutrition Consultant, as they discuss how to set new years goals that stick.  If you made your list for 2026 and are wondering if they will last longer than January this podcast is for you.  It's never too late to make positive changes in your life, find out how.  Mid-podcast commercial was on the GLP-1 Power Pack.  Please check out this link for more information: https://drlizcruz.com/collections/product-bundles/products/glp-1-power-pack Watch us on YouTube: https://youtu.be/b3tEdG3F03IDr. Cruz is a Board Certified Gastroenterologist who practices in Phoenix, AZ. Along with her wife Tina Nunziato, a Certified Holistic Nutritionist, they have helped tens of thousands of individuals get well from a more holistic standpoint. They focus on issues such as constipation, diarrhea, acid reflux, heartburn, gas, bloating, food sensitivities, IBS, Crohn's disease, and diverticulitis in addition to a person's general overall health. They do this by teaching about real food, water, digestive enzymes, probiotics, detox, greens, electrolytes, food sensitivity testing, and so much more. If you're struggling with finding the answers to your issues, tired of not feeling well, and sick of taking over the counter and prescription medicines, schedule a FREE 30 minute phone consult at www.drlizcruz.com.For more information visit www.digestthispodcast.com or www.drlizcruz.com. Enjoy the show! Dr. Liz Cruz and Tina Nunziato, CHNC

Mid week and there is a lot to get to including conversations with Jimmy Gagliano, Barry Moore, Olivia Turner & Mike Dickinson on this Wednesday Edition of The Jeff Katz Show!

What is up guys! Kelsey is back and oh boy, she is bringing the unstable to the pod this week and Melissa is full blown encouraging her menty b

In this podcast I go through my final thoughts to help you lock your FPL Team Selections ahead of Gameweek 21. ━━━━━━━━━━━━━

00:01 – Show open, tech chaos, Griffin camera issues, and welcome to Arc Fall Eve 05:30 – IRL streaming setup talk, Starlink mounts, redundancy planning, and Hawaii prep 10:19 – Arc preview kickoff: leaks, mid-ops focus, and January expectations 13:42 – Mid-ops arc breakdown by ops brackets (20–50) and ship focus overview 17:00 – Arc timing concerns: Tuesday start, weekly cycles, and point adjustments 00:21:41 – USS Excelsior reveal video begins and historical context 00:23:10 – Excelsior's decloaking ability explained and comparisons to Voyager 00:26:00 – Galaxy-wide “Enhance” ability discussion and deployed ship mechanics 00:29:20 – New dailies preview: silent hostiles, rotations, and difficulty balance 00:32:18 – Free-to-play Excelsior sourcing path explained through daily challenges 00:35:26 – Challenge refinery breakdown: blueprints, titles, and forbidden tech 00:38:57 – Prototype tech discussion and community skepticism on value 00:41:24 – Excelsior research tree overview and combat buff implications 00:44:30 – G7 efficiency nodes and why they matter more than prototype tech 01:02:10 – Event structure concerns, clarity issues, and alliance communication needs 01:18:40 – Mid-arc expectations, playtest shortcomings, and live ops realities 01:33:15 – Community Q&A: deployment limits, PvP implications, and daily flow 01:52:00 – Long-term Excelsior value, arc pacing, and progression philosophy 02:09:30 – Final thoughts, reminders, next-day follow-ups, and show wrap-up

00:45 – Welcome to Talking in Cars and kickoff of the January 2026 ARC 01:20 – Overview of Arc 86: V'Ger Rebirth and the Excelsior launch 02:10 – Introduction to the new Challenge Track system 03:00 – Easy vs. Hard daily tasks and how early milestones work 04:15 – Hostile rotations, crewing considerations, and daily cadence 05:30 – Weekly schedule breakdown for Gorn, Hurok, and Silent hostiles 06:45 – Crew restrictions and the Strange New Worlds apex barrier penalty 08:05 – Recommended crewing strategies for G7 and sub-G7 players 09:30 – Free-to-play accessibility and milestones 1–5 10:45 – Unlocking the Excelsior and tier-based daily mechanics 12:00 – Massive damage scaling and the new PvE damage meta 13:30 – Elite Challenge Credits and Excelsior progression loop 15:25 – Legendary milestone requirements and near-perfect participation 17:05 – Launch-week catch-up mechanics and gifted challenge points 19:10 – Challenge Track vs. Battle Pass clarification 21:10 – Rewards overview: faction credits, Forbidden Tech, and banners 23:30 – Sigma faction credits value and refinery math 25:40 – Cost-to-value discussion of the $20 legendary unlock 28:20 – Free-to-play ship sourcing timeline and long-term value 32:40 – Officer spotlight: Uhura and Sulu roles and effectiveness 36:30 – Prototype Forbidden Tech overview and sourcing paths 40:00 – Critical analysis of Prototype Forbidden Tech value 45:15 – Mid-ops experience changes and alliance considerations 47:40 – Final Q&A, reminders, and show wrap-up

In Episode 454 of the Immigration Lawyers Toolbox® Podcast, host John Q. Khosravi, Esq. speaks with Enes Hajdarpasic, Esq., an immigration litigator with prior experience as a DHS trial attorney and Assistant U.S. Attorney.   They discuss immigration court practice, removal defense, habeas petitions, mandamus actions, federal litigation strategy, and how attorneys must adapt as bond eligibility tightens and agency delays increase. Enes also shares insights from defending the government and how that experience now informs advocacy for immigrants. Spotify | iTunes | YouTube Music | YouTube Timestamps: 00:00 Opening 00:33 Introduction 02:23 Enes's path into immigration law 03:16 Becoming a DHS attorney 03:43 Federal court responsibilities 04:37 Types of cases handled 05:24 Government delays explained 07:42 Why immigration law 08:37 Bond, detention, and removal defense 12:35 Mid-episode break 14:05 Habeas cases in practice 16:30 Practice tips from both sides 18:11 Looking ahead to 2026 21:22 Contacting Enes Follow eimmigration by Cerenade: Facebook | Instagram | LinkedIn Start your Business Immigration Practice! (US LAWYERS ONLY - SCREENING REQUIRED): E-2 Course EB-1A Course Get the Toolbox Magazine!  Join our community (Lawyers Only) Get Started in Immigration Law! The Marriage/Family-Based Green Card course is for you Our Website: ImmigrationLawyersToolbox.com Not legal advice. Consult with an Attorney. Attorney Advertisement. #podcaster #Lawyer #ImmigrationLawyer #Interview #Immigration #ImmigrationAttorney #USImmigration #ImmigrationLaw #ImmigrationLawyersToolbox  

- Trump Administration Announces Tariffs on Chinese Semiconductors for Mid-2027 - Apple Appeals £1.5B UK Ruling - Third-Party App Stores and Payment Alternatives Headed to Brazil - Apple Japan New Year's Promo Includes Gift Cards and a Special AirTag - Ford Still Committed to Apple's CarPlay - Sponsored by Copilot Money: Get a two months free trial with Offer Code MACOSKEN at try.copilot.money/macosken - Catch Ken on Mastodon - @macosken@mastodon.social - Send Ken an email: info@macosken.com - Chat with us on Patreon for as little as $1 a month. Support the show at Patreon.com/macosken

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Bonds, Portfolio Management, Credit Card Debt, Real Estate Co-Op, Investing for Kid's Future, Current Bond Market, Investing in Morocco, Value Stock, Difference from a 403b and Regular 401k, The Young Consumer, Large, Mid or Small Caps, Roth I-R-A Withdrawals, Preferred Dividend Stocks, The Dow vs. The S&P 500, 401k Rollover, Fractional Shares, Growth to Value Trade.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands