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This week on the Sunlight Tax Podcast, we go behind the scenes with writer Tessa Fontaine as we explore the realities of building a fiction writing career. We talk about money, publishing, creative community, balancing art with financial stability, and why most authors rely on multiple income streams to keep writing.We also discuss the deeper purpose of writing—how stories help us make sense of the world, why art matters beyond profit, and what it means to create work that truly connects. Whether you're a writer, artist, or creative entrepreneur, this conversation is an honest look at the intersection of creativity, career, and purpose.Also mentioned in today's episode:00:10 Introduction to Tessa Fontaine's Writing Journey03:18 The Role of Income and Writing as a Creative Outlet04:18 The Joy of Reading and Audiobooks for Writers06:36 Balancing Practical Career and Artistic Spirit11:36 Building Community and Accountability in Writing22:34 The Fickleness of Writing Income and Artistic Freedom27:54 The Incompatibility of Capitalism and Art36:36 The Gift Economy and the Purpose of Art46:06 Why Do You Write? Personal Motivations50:40 Diverse Careers and Income Streams for Writers54:29 Misunderstandings About the Financial Side of Writing01:00:02 The Enduring Power of Art and LiteratureIf you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.About Tessa Fontaine:Tessa Fontaine is the author of THE ELECTRIC WOMAN: A MEMOIR IN DEATH-DEFYING ACTS (FSG 2018), a New York Times Editors' Choice; Barnes & Noble Discover Great New Writers pick, and best book of the year by Southern Living, Refinery29, Amazon Editors', and The New York Post.THE RED GROVE (FSG 2024), her debut novel, was named a best book by Amazon Editors' and People Magazine, and was currently longlisted for the Center for Fiction's First Novel Prize.Other writing can be found in Outside, The New York Times, Glamour, AGNI, The Believer, People, LitHub, Creative Nonfiction, and more. Raised outside San Francisco, Tessa is a former professor and has taught in jails and prisons. She co-founded and teaches the Accountability Workshops with writer and pal Annie Hartnett, and lives in Asheville, North Carolina, with her daughter, goofy dog and sassy cat.Check Out Tessa's Work:Tessa's WebsiteAccountability Workshops websiteInstagram: @accountabilityworkshopsEpisode Links:Check out my program, Money BootcampGet my Tax Help on SubstackGet your FREE visual guide to tax deductionsOrder my book: Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe
Is it fiscally viable for all NFL stadiums to have grass fields? Former Redskins receiver Anthony Armstrong goes full detective mode in a convo with AI about the feasibility of going with grass in all 32 NFL stadiums. We find out how much it costs to maintain and just how much bread the league rakes in each season. Plus, which Commander has the most on the line for the 2026 NFL season? 1:52 VAMOS ESPANA 2:05 FanDuel World Cup Final 2:22 MetLife field under international scrutiny 3:05 #WORTHTHECOST 4:30 How much did each NFL team receive in profit sharing? - CBS article 7:11 Is it plausible for all NFL stadiums to have grass fields? 7:54 3 Challenges to grass fields, according to AI 10:30 How much does it cost to maintain a grass NFL field? 12:42 Go to all grass for 5-10 years 17:58 92% of the players prefer grass 18:15 Myron Rolle joining NFLPA in a medical advisory roll 20:28 Which Commander has the 'most on the line' for 2026? 23:40 FanDuel - Jayden and Terry props Thanks for listening! Please be sure to like, comment, and SUBSCRIBE Shoutout to @FanDuel for sponsoring the show on the @BleavNetwork Follow Anthony | MINDSET Hat Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This episode is a little different than what I normally do. I love interviewing guests and sharing their stories and expertise, but sometimes life has a way of changing your plans. Over the last few weeks, I've had one of the hardest experiences I've ever gone through as a parent, and honestly, I haven't felt like talking. I went back and forth on whether I should record this episode at all. But as I started processing everything that had happened, I realized there was a lesson I could share that illustrates why we save for emergencies, why insurance matters, and why financial preparation isn't about expecting the worst. It's about giving yourself the ability to focus on what matters most when life takes an unexpected turn. So today, I want to share a personal story and one financial lesson I hope you'll never have to learn the hard way. For more information, visit the full show notes at https://milmo.co/podcast/emergency-expenses-family-emergency You can reach out to me at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook
What would it look like if your financial plan actually included a line item for aesthetics? Melissa Joy, CFP®, sits down with Stephanie Stewart, PA-C, founder of The Aesthetic Method, an award-winning medical spa in Ferndale, Michigan, to have the honest conversation that most financial planners and patients avoid entirely. From the secret dollars women squirrel away for skincare to the emotional weight of wanting to invest in how you look and feel, this episode brings a private topic into the open where it belongs.Stephanie shares her remarkable path from emergency medicine to entrepreneurship, sparked by a car accident at 15 that required years of facial reconstructive surgeries. She opens up about the real cost of injectable treatments, what a full face assessment actually looks like, and how to find a provider you can trust. Melissa and Stephanie also explore the parallel between financial planning and aesthetic medicine, two fields built on transparency, trust, and the courage to say no when it is not the right fit.What You'll LearnHow burnout in the emergency department led Stephanie to found The Aesthetic Method in 2018Why women often keep aesthetic spending secret, and how to change that conversationWhat happens during a full face assessment and how a personalized treatment plan is builtThe difference between neuromodulators, bio-stimulators, and filler, and how long each lastsReal cost ranges for common injectable treatments, from 500 dollar Botox sessions to 3,500 dollar Sculptra plansGreen flags and red flags to look for when choosing a med spa providerWhy a provider willing to say no is a sign of someone looking out for youHow financial planners and aesthetic professionals share a standard of care worth seeking outConnect with Stephanietheaestheticmethod.comInstagram: The Aesthetic MethodThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https...
Financial planning isn't really about spreadsheets, rates of return, or chasing the perfect investment strategy. At its core, it's about making sure the people you love are protected if life takes an unexpected turn. Ryan discusses the often-overlooked side of financial planning and shares how to navigate difficult family moments with clarity. Tune in to make sure you're protecting what matters most. Here's what we discuss in this episode: ❤️ Financial Planning Is Personal
⭐Let's make your financial story a heroic one! Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min Most people think financial planning is about growing wealth. But when life takes an unexpected turn, the real question becomes much more personal: will the people you love be okay? In this episode, Jude shares why true financial planning goes far beyond investments and returns. He explores what real financial protection actually looks like and how having a plan in place can completely change a family's future. Here's some of what we discuss in this episode: ❤️ Financial Planning Is About People: Real planning focuses on protecting loved ones, not just growing assets
Today on AirTalk: Should LA loosen restrictions on Airbnbs? (0:30) The financial side of divorce (20:12) Food Friday: Raw Bar (37:43) FilmWeek (51:03) The TCM Classic Film Festival (1:21:03) Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency
No one expects to get in an accident. But when you do, and when injuries are involved, navigating the insurance system and legal landscape can feel overwhelming. Melissa Joy, CFP® sits down with Megan Burns, founder of Mirador Law and personal injury trial lawyer, to pull back the curtain on what actually happens after an accident and how to protect yourself before one ever occurs.Megan brings both professional expertise and personal experience to this conversation, having been seriously injured in a bike accident in her early twenties. From understanding your auto insurance coverage to knowing when you need a lawyer and when you do not, this episode gives listeners a practical, honest roadmap for one of the most financially and emotionally complex situations a person can face.What You'll LearnWhy your insurance policy is a financial hedge and how to treat it like oneThe difference between fault states and no fault states and what that means for your coverageWhy uninsured and underinsured motorist coverage is one of the most important protections you can haveHow Michigan's 2020 no fault law changes affect what you are actually covered forWhy disability insurance may be as important or more important than life insuranceWhen you absolutely need a personal injury attorney and when you do notHow to find a quality personal injury lawyer and the red flags to avoidWhy hiring a trial lawyer specifically makes a significant difference in outcomesWhat to expect from the legal process after signing with an attorneyHow umbrella liability insurance works and why it matters for protecting your assetsConnect with Megan: Website: www.miradorlaw.comThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https...
Can Your DPC Practice Survive Its Own Success?Most physicians opening a Direct Primary Care practice master the clinical side quickly. The harder challenge? Running the business that sustains it.In this episode of My DPC Story, host Dr. Maryal Concepcion sits down with Tom Squire, founder of Osprey CFO, a financial advisory firm built specifically to support small businesses and DPC practices. Tom brings a background in banking and private equity and translates that institutional financial playbook for independent physician practice owners.Whether you're pre-launch, in your first year, or scaling a multi-location DPC, this conversation will help you identify where your finances are quietly costing you time, money, and peace of mind.What You'll Learn in This Episode:The two biggest financial problems DPC physicians face as their panel growsWhy the systems that worked when you opened your practice stop working as you scaleHow to know when it's time to start paying yourself a salary from your DPCThe real cost of DIY financial management (QuickBooks, Gusto, bookkeepers who don't explain anything)Why pricing strategy is one of the highest-leverage tools in your DPC financial toolkitHow a $5 membership price increase can meaningfully impact your bottom lineThe opportunity cost of doing your own financial administration vs. outsourcing to an expertWhat to look for when choosing a financial partner who actually understands DPCWhy private equity is coming for DPC and how strong financial foundations protect independent practicesOsprey CFO handles your DPC financial infrastructure so you can focus on patients and growth. Get your FREE Osprey + My DPC Story Financial Decision Tree HERE. DPC gives you autonomy. But autonomy without financial clarity becomes stress in disguise.Cash flow. Owner pay. Hiring timing. Tax strategy.These aren't afterthoughts. They're what protect your freedom long term.Book a free 30-minute strategy call with Osprey CFO to see how they can help you handle the financial infrastructure of your DPC so you can focus on patients Support the showGET your FREE MONTHLY BUSINESS TOOL DOWNLOADBecome A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube
In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes discuss the business side of HVAC with veteran technician and entrepreneur Greg Crumpton, the Vice President of Service Logic. Having built and sold his own HVAC business, Greg shares invaluable advice for technicians considering the leap into business ownership. Starting as a technician, he rose through the ranks to service manager, general manager, and eventually founded and sold his own HVAC company. This episode focuses on financial literacy, cash flow management, invoicing, and the crucial mindset shifts needed for success as a contractor-turned-owner. Expect to Learn: - Why understanding finances is the cornerstone of starting an HVAC business. - How to price your services correctly and avoid undercharging. - The importance of cash flow, invoicing terms, and collection strategies. - Common mistakes new business owners make — and how to avoid them. - How automation and process improvements can streamline billing and improve profitability. Episode Breakdown with Timestamps: [00:00:00] – Introduction to the Episode [00:00:59] – Greg's Background and the Technician-to-Owner Journey [00:05:09] – Learning the Financial Side of Business [00:09:42] – Pricing, Margins, and Knowing Your Costs [00:13:03] – Invoicing Strategy and Payment Terms [00:17:18] – Automation and Delegation in Billing [00:19:02] – Setting a Competitive Hourly Rate [00:21:52] – Gross Margin vs. Net Profit (EBITDA) Follow Greg Crumpton on: LinkedIn: https://www.linkedin.com/in/crumptonskilledtrades/ Instagram: https://www.instagram.com/gregcrumpton/?hl=en Facebook: https://www.facebook.com/gregcrumpton.airtight/ Company's Website: https://www.servicelogic.com/ Company's LinkedIn: https://www.linkedin.com/company/service-logic Follow Furman Haynes on: LinkedIn: https://www.linkedin.com/in/furmanhaynes/ WorkHero: https://www.linkedin.com/company/workherohvac/ Follow Gary McCreadie: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Instagram: https://www.instagram.com/hvacknowitall1/
In this episode of Retire With Style, Wade and Alex talk with Beth Pinsker, author of My Mother's Money, about the realities of financial caregiving. Beth shares her experience managing her mother's finances during a health crisis, underscoring the value of preparation and clear legal documentation. The discussion covers the importance of establishing power of attorney, the practical challenges of budgeting for someone else, and the emotional strain that arises when court involvement becomes necessary. The episode offers listeners a straightforward look at why financial caregiving matters and what steps can help families prepare before a crisis hits. Takeaways Preparation is crucial; having legal documents in place can save time and money later. Power of attorney is essential for anyone over 18 to ensure decisions can be made on their behalf. Financial institutions have varying requirements for accepting power of attorney documents. Navigating a loved one's finances can be complicated without access to their accounts. Budgeting for someone else requires understanding their entire financial picture, including bills and accounts. The court experience for those without power of attorney can be lengthy and emotionally taxing. Many people underestimate the importance of estate planning, regardless of their financial status. It's important to normalize discussions about power of attorney and healthcare proxies among families. Planning ahead can prevent significant stress and financial burden during a crisis. Chapters 00:00 Introduction to Financial Caregiving 01:45 The Journey Begins: Beth's Personal Experience 04:11 Preparing for the Inevitable: Legal and Financial Steps 10:21 The Importance of Power of Attorney 16:20 Navigating Financial Institutions 25:32 Reverse Engineering the Budget 30:34 The Court Experience and Its Implications Links Find links to order Beth Pinkser's book, "My Mother's Money," at www.bethpinsker.com Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”
There is plenty of talk about power and land availability, but another hurdle to data center growth and development is capital. In this episode, we talk to Julie Brewer, EdgeCore's EVP of finance, about the different ways data center developers and operators can secure funding - be it through equity or debt. In addition, we discuss how Brewer's experience of secure funding has varied between her roles, from the retail colocation space, to hyperscaler properties.
No money, no mission. Understanding coding is the key to funding care and making your practice sustainable. In this episode of BackTable OBGYN, host, Dr. Mark Hoffman, chats with Dr. Jon Hathaway, associate professor at IU School of Medicine and coding specialist. They discuss the intricacies of medical billing, the impact of coding knowledge on revenue, and the systemic gaps in residency training regarding financial literacy. ---SYNPOSISDr. Hathaway shares his journey from mastering coding to becoming a national expert, providing a crash course on CPT, RVU, and ICD codes, and emphasizing the importance of accurate billing for the sustainability of healthcare practices. The episode offers valuable insights into the challenges and opportunities in medical coding and the broader financial aspects of healthcare.---TIMESTAMPS00:00 - Introduction 02:03 - Dr. Hathaway's Journey into Coding04:11 - Understanding the Financial Side of Healthcare07:10 - The Disconnect in Healthcare Payments11:26 - The Complexity of Medical Billing18:11 - The Role of CPT, RVU, and ICD Codes24:03 - The Process of Approving New Procedures32:38 - Understanding the Value Update Process33:47 - Case Study: Cystoscopy in Hysterectomy Codes35:26 - Survey Participation and Its Impact36:12 - Roles and Responsibilities in ACOG38:12 - Challenges of RVU-Based Compensation42:08 - Specialty-Specific RVU Valuation48:42 - Comparing OB and GYN Reimbursements50:02 - Envisioning an Ideal Healthcare System55:10 - Maximizing Billing Efficiency59:46 - Final Thoughts
This episode is a conversation between a former member of the Sea Organization, an elite group within the Church of Scientology, and a host, Marc Headley. Part 1 of this discussion covers the former member's experiences in Scientology, including his family's involvement, the numerous relocations during his childhood, and working at Scientology's international base. Marc details the manipulation through family ties, the rigorous daily routine, and the psychological control employed by the organization. It also touches on the controversial beliefs and practices within Scientology, such as the infamous story of Lord Zenu. Moreover, the episode hints at a cliffhanger involving a significant encounter with Tom Cruise, promising more detailed revelations in Part 2. Menu: 00:00 Reunion in Vancouver00:09 Diving into the Book00:28 Life in Scientology03:26 The International Base05:31 The Secret Government Facility06:46 Old Man Gilman's Scam07:16 Scientology's Deceptive Purchases07:55 L. Ron Hubbard's Training Films15:05 Mark's Journey into Scientology20:11 Life in Hollywood22:26 Living the Scientology Way22:57 Childhood in Scientology25:28 Working for Scientology as a Child30:17 The Financial Side of Scientology33:14 Space Opera and Scientology Beliefs34:12 Personal Experiences and Reflections40:24 Family and Social Status in Scientology41:43 Teaser for the Next EpisodeFollow Marc's work and podcast at theaftermathfoundation.org and blownforgood.com and on YouTube @TheAftermathFoundation and @blownforgood. Also check out our past episodes with ex-Scientologists Mike Rinder and Claire Headley and Marc's book, Blown for Good: Behind the Iron Curtain of Scientology.Also…let it be known that:The views and opinions expressed on A Little Bit Culty do not necessarily reflect the official policy or position of the podcast. Any content provided by our guests, bloggers, sponsors or authors are of their opinion and are not intended to malign any religion, group, club, organization, business, individual, anyone or anything. Nobody's mad at you, just don't be a culty fuckwad.**PRE-ORDER Sarah and Nippy's newest book hereCheck out our amazing sponsorsJoin A Little Bit Culty on PatreonGet poppin' fresh ALBC SwagSupport the pod and smash this linkCheck out our cult awareness and recovery resourcesWatch Sarah's TED Talk and buy her memoir, ScarredCREDITS: Executive Producers: Sarah Edmondson & Anthony AmesProduction Partner: Citizens of SoundCo-Creator: Jess TardyAudio production: Will RetherfordProduction Coordinator: Lesli DinsmoreWriter: Sandra NomotoSocial media team: Eric Skwarzynski and Brooke KeaneTheme Song: “Cultivated” by Jon Bryant co-written with Nygel AsselinSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this special edition of the show Jeff Shade welcomes Danielle Meister, a Madrona advisor, and Dr. Richard Himmer, author of the new book, "Your Encore Years" to talk about the non-financial side of retirement.
The Dentist Money™ Show | Financial Planning & Wealth Management
Do you need a vacation from your vacation? On this episode of The Dentist Money Show, Matt and Taylor unpack the changing meaning of vacations, from the pressure to plan extravagant getaways to the financial strain and emotional guilt that often tag along. They share personal experiences, explore how technology interferes with true downtime, and highlight why intentional planning (and smart budgeting) is key to actually enjoying your time off. You can read Taylor's full article about vacation planning here. Tune in to learn how to take a break that actually feels like one. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.
In this powerful episode, Tracy Malone returns to discuss what most lawyers don't tell you about parenting plans — the money. From major expenses like cars and tech, to everyday costs like school supplies, Tracy breaks down how to build financial protection directly into your parenting plan. She and Rhonda explore real client scenarios, highlight common pitfalls in legal agreements, and share practical strategies to help you avoid future conflict, legal fees, and emotional burnout. If you're navigating divorce or co-parenting, this episode will give you the clarity and confidence to stand your ground — and plan for your future. Key Topics Covered: Why financial clauses are critical in parenting plans Specific costs you must define (phones, insurance, travel, etc.) The power of a noncompliance clause — and why you need one How financial ambiguity leads to conflict (and how to prevent it) What lawyers often overlook in divorce agreements A walkthrough of Tracy's Parenting Plan Course: 52 lessons for every kind of family Using tech tools like Dcomply to track shared expenses How to split professional costs (therapy, medical, mediation) fairly Why naming a mediator or parent coordinator can prevent long-term headaches
On this week's episode, Shira Scott Astrof, who created the rescue, The Animal Rescue Mission (ARM,) discusses the financial costs of starting an animal rescue as well as navigating personal finances when dedicating so much time to the rescue. Follow Shira & The Animal Rescue Mission: https://www.theanimalrescuemission.org/ https://www.instagram.com/shirascottastrof/ https://www.instagram.com/theanimalrescuemission/ If you are interested in hearing more from Saige via email: https://forms.gle/HfTeCv72Xgr1Ac4EA This is part 3 of 4 revisiting an earlier full length episode with Shira. Find us on socials: https://www.instagram.com/saigejones/?hl=en https://www.instagram.com/saigejonespodcast/?hl=en https://www.youtube.com/c/SaigeJones Season 8 is focused on animal rescue, animal adoption, animal advocacy, stories of coming together with our pets and related topics about cats, kittens, dogs, puppies, wildlife and more. Saige's insight is from her experience; this is not professional advice nor professional insight. Adopt don't shop!
Welcome back to another episode of MOJO: The Meaning of Life and Business! In today's episode, host Jennifer Glass tackles a subject that so many of us push off until it's almost too late—retirement planning. But we're not just talking about the dollars and cents. It's about figuring out what you actually want your life to look like after you leave the daily grind.Joining Jennifer is Wendy Leggett, a certified professional coach and founder of Conflux Retirement Coaching. With over 25 years of experience in corporate sales leadership, Wendy specializes in non-financial retirement life planning. Together, they dig into why you need a holistic plan for your next chapter—not just a financial one—and how to create a fulfilling, vibrant life in retirement.Wendy shares how having a "runway" into retirement can make all the difference, and offers practical advice on finding purpose, maintaining connections, adopting a positive mindset, and avoiding the common pitfalls that can make retirement less enjoyable than anticipated. Plus, she introduces her "No Regrets Retirement" worksheet, designed to help you imagine—and start living—your ideal future now.Whether you're a business owner mapping your exit or just starting to think about retirement, this episode is packed with valuable insights to help you transition smoothly and purposefully. So grab your headphones and get ready for some powerful strategies to design your best years yet!About my guest: Wendy Leggett is a Certified Professional Coach and owner of Conflux Retirement Coaching, specializing in non-financial retirement life planning. With 25 years of corporate sales leadership experience, she guides clients through a fulfilling retirement transition, focusing on well-being, identity, and positive aging.Connect with Wendy on LinkedIn and on the web at https://confluxretirementcoaching.com/Keywords: retirement planning, non-financial retirement, retirement life coaching, positive aging, retirement transition, retirement mindset, retirement roadmap, business owner retirement, retirement identity, retirement purpose, aging and health, retirement runway, retirement vision, planning for retirement, retirement lifestyle, retirement habits, transitioning to retirement, post-career planning, life after work, social security, financial planning, retirement regrets, longevity, health span, retirement structure, purposeful living, retirement wellness, positive mindset, retirement community, retirement relationships
The guys attempt to determine who the "Bacon Burger Bandit" is on the Panthers Leroy tries to fix tanking and the spread of young talent in MLB Tobin explains why the Marlins haven't found success with drafting Drew Rosenhaus, Agent of Jonnu Smith, opens up on the tight end's contract situation The guys read between the lines in regards to Drew's statement on his client Tobin and Leroy dive into the financial side of Football Saquon Barkley selected to be on the Cover of this year's Madden We do our yearly Madden Curse Coverage to determine if Saquon will be the next victim!? Is there a Dolphin you would risk putting on the Cover? Leroy hands out his Game Ball and Game Bums Sasha Barkov receives 2 Trophies in one Day Not only did he win an award for his Philanthropy he was also voted as best defensive forward in Hockey In 2nd place? Fellow Panther Sam Reinhart Tobin and Leroy preview the Finals matchup
Good morning from Pharma and Biotech Daily, the podcast that gives you only what's important to hear in the Pharma and Biotech world. Novo Nordisk has filed a lawsuit against Singaporean biotech company KBP Biosciences, alleging fraud in relation to a hypertension and kidney disease drug deal. Novo seeks $830 million in damages, claiming they were misled by the biotech's founder. In other news, Biogen and Stoke have teamed up to develop a treatment for Dravet syndrome, with potential payments of up to $385 million to Stoke. Additionally, Arcus challenges Merck in kidney cancer treatment, Cour Pharmaceuticals enters the myasthenia gravis arena after 10 years of work. On the financial side, AlgoTx faced setbacks in a non-opioid pain trial, while Moderna reported higher-than-expected losses. On a different note, RFK Jr. signals support for the psychedelics space. Lastly, the FDA faces challenges as the Trump administration seeks to dismantle the workforce, leading to concerns about job security within the agency. Thank you for tuning in to Pharma and Biotech Daily.
Divorce can be a complex and emotionally charged process, especially when it comes to finances. In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Melissa Murphy Pavone, a Certified Financial Planner and Certified Divorce Financial Analyst. They discuss the common financial pitfalls of divorce, how to protect yourself financially, and the importance of financial communication in a relationship. Key Takeaways:→ Understand the tax implications of dividing different assets during a divorce. → Consider the impact of divorce on business ownership, including valuation and cash flow. → Ensure you have adequate life insurance coverage to protect your financial future in case of a spouse's death. → Address health insurance coverage and costs as part of your divorce settlement. → Engage in open financial communication with your spouse to avoid potential conflicts and ensure both partners are informed. More from Melissa Murphy Pavone:Connect with Melissa: https://mindfulfinancialpartners.com/ https://tidycal.com/mindfulfinancialpartners https://www.linkedin.com/in/melissamurphypavone/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Divorce can be a complex and emotionally charged process, especially when it comes to finances. In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Melissa Murphy Pavone, a Certified Financial Planner and Certified Divorce Financial Analyst. They discuss the common financial pitfalls of divorce, how to protect yourself financially, and the importance of financial communication in a relationship. Key Takeaways: → Understand the tax implications of dividing different assets during a divorce. → Consider the impact of divorce on business ownership, including valuation and cash flow. → Ensure you have adequate life insurance coverage to protect your financial future in case of a spouse's death. → Address health insurance coverage and costs as part of your divorce settlement. → Engage in open financial communication with your spouse to avoid potential conflicts and ensure both partners are informed. More from Melissa Murphy Pavone: Connect with Melissa: https://mindfulfinancialpartners.com/ https://tidycal.com/mindfulfinancialpartners https://www.linkedin.com/in/melissamurphypavone/ Learn more about your ad choices. Visit megaphone.fm/adchoices
EP. 227 In today's episode of the podcast, we explore a deeply important and often contentious topic—vaccines. I sit down with Alexandra, founder of Just The Inserts, who has made it her mission to help people make informed medical decisions by providing transparency around vaccine inserts. Her website offers a wealth of information directly from vaccine manufacturers and government sources, ensuring that all facts are well-sourced and unbiased. This conversation covers everything from childhood vaccines to the COVID vaccine, shedding light on adverse reactions, ingredients like mercury and formaldehyde, and the broader implications for health. Whether you agree or disagree, this episode is about empowering you with the truth so you can make the best choices for yourself and your family. FOR REFERENCES CLICK HERE Sponsored By: LMNT Get your free Sample Pack with any LMNT drink mix purchase at drinklmnt.com/realfoodology BIOptimizers Order now at bioptimizers.com/realfoodology and use code realfoodology for 10% off any order. Timeline Timeline is offering 33% off your order of Mitopure while supplies last Go to timeline.com/REALFOODOLOGY33 and use code REALFOODOLOGY33 Timestamps: 00:00:00 - Introduction 00:03:05 - Social Media in 2020 00:07:23 - The Beginning of Just The Inserts 00:14:17 - Finding the Right Doctor and Vaccine Conversations 00:16:47 - Misunderstandings Around Vaccines by Doctors 00:18:34 - Discussion on COVID Vaccines 00:20:04 - Childhood Vaccines: What You Should Know 00:22:54 - SIDS, Big Pharma, and Vaccine Risks 00:27:40 - Combo Vaccines: Are They Safe? 00:30:10 - Mercury, Formaldehyde, and Other Vaccine Ingredients 00:33:32 - The 1986 Vaccination Act and Its Impact 00:37:40 - Sources of Adverse Reactions and How to Spot Them 00:40:01 - Virus Shedding & Herd Immunity 00:44:46 - Advice for Parents Navigating Vaccines 00:48:47 - The Financial Side of the COVID Vaccine 00:52:15 - Vaccine Exemptions: What You Need to Know 00:56:21 - Vaccines During Pregnancy 00:59:31 - Birth Control and Vaccine Interactions 01:00:44 - Medical Provider Directory and Resources 01:05:50 - VAERS: Reporting Adverse Reactions 01:09:11 - Breakthrough Infections 01:13:11 - Epidurals and Vaccines 01:16:44 - Antivax vs. Provax Further Listening: How To Win The FIght Against Corruption In Heath & Agriculture | Senator Ron Johnson Check Out Just The Inserts: Website Book Motherhood Guide Instagram FOR REFERENCES CLICK HERE Check Out Courtney: LEAVE US A VOICE MESSAGE Check Out My new FREE Grocery Guide! @realfoodology @realfoodologypodcast www.realfoodology.com My Immune Supplement by 2x4 Air Dr Air Purifier AquaTru Water Filter EWG Tap Water Database
California wildfires are a powerful reminder of how environmental crises impact economics and personal finance. In this episode, I discuss the economic toll these wildfires take, from the destruction of properties and businesses to rising insurance premiums and rebuilding costs. I also touch on how communities of color are disproportionately affected, both financially and environmentally, and explore strategies for safeguarding your assets against such disasters. Whether it's through strategic investments, emergency preparedness, or understanding the broader financial implications of climate change, this episode equips you with the tools to stay resilient. I'm Dr. Boyce Watkins, a Finance PhD and founder of The Black Business School. My mission is to empower our community with the tools for financial freedom. To get a free list of my favorite AI stocks, text the word 'Stock' to 87948, and for more resources, visit BoyceWatkins.com.
Analysis paralysis is real. Many investors dive into the property market with high hopes but find themselves unable to make a move. Often, it's because of the sheer amount of info out there that's making them afraid to take a single step. That's why in this episode of the Dashdot Insider Podcast, we're chatting with David Villaume to help you get rid of analysis paralysis. David is one of our senior property advisors who's got extensive experience helping clients navigate the complex — and sometimes intimidating — world of real estate. Since joining Dashdot in early 2023, David has been a key figure in guiding property investors through strategic planning, personalised goal setting, and crafting tailored investment paths. His hands-on approach takes the anxiety out of making that first step into building a thriving investment portfolio. So if you're ready to gain some valuable insights into how to overcome your fears, set achievable goals, and build a successful property portfolio, this episode is for you! If you love this episode, email us at podcast@dashdot.com.au, and don't forget to subscribe, rate, and share this podcast! See you on the inside! In this episode, we cover: 00:00 Coming Up 02:32 Understanding Client Needs: The First Step to Tailored Solutions 05:13 Setting Common Goals: Realistic Expectations for Investors 07:57 Aligning Client Wants with Needs 12:54 The Emotional vs. Financial Side of Property Investment 17:38 Overcoming Client Objections 26:55 The Importance of Tailored Plans in Current Market Conditions 30:54 Inspiring Client Success Stories: A Look at Long-Term Goals 31:07 Facing Fears: Making Informed Investment Decisions Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.
Send us a textThis week on the Investing RN Podcast, we're joined by Hannah Kimmel, a registered nurse and flight attendant, who shares her incredible story of balancing two demanding careers. Hannah talks about the highs and lows of working as both a nurse and a flight attendant, how she avoids burnout, and the strategies she uses to make the most out of her unique dual career. If you've ever wondered what it's like to juggle two jobs or how to thrive in both healthcare and aviation, this episode is for you!Hannah also offers valuable insights into personal finance, investing in your future, and how having multiple income streams can help secure financial independence. Don't miss her tips on time management, career satisfaction, and why you don't need to choose just one path in life.Meet the Guest:Hannah Kimmel is a registered nurse and flight attendant based in Chicago. After starting her career in nursing, Hannah expanded her horizons by becoming a flight attendant, mastering the art of balancing two high-stress, full-time jobs. In this episode, she discusses her journey through nursing school, her time working as a CNA, and what ultimately led her to pursue a career in aviation. With a passion for patient care and a love for travel, Hannah provides a unique perspective on thriving in two completely different industries.Timestamps:00:00 - Introduction01:45 - Meet Hannah Kimmel: Nurse and Flight Attendant05:10 - How Nursing Sparked an Interest in a Second Career09:25 - The Challenges of Nursing School & Starting as a CNA12:50 - Why Hannah Chose to Become a Flight Attendant17:35 - Balancing Nursing and Flight Attendant Life21:20 - The Financial Side of Both Careers25:05 - Handling Burnout in Two High-Stress Jobs29:15 - How Flight Attendant Training Compares to Nursing33:00 - Travel Benefits as a Flight Attendant36:30 - Long-Term Goals: Combining Nursing and Business40:00 - Advice for Nurses Looking for Side Careers43:00 - Closing Thoughts & Final TakeawaysShop Our Favorites: https://www.amazon.com/shop/investingrnpodFollow Hannah Kimmel: Instagram: https://www.instagram.com/hankimmelBe sure to follow us on instagram here Subscribe to our YouTube channel here Click the link, share your contact details, and we'll help you get started on your investment journey. Start now!
We don't often talk about the financial side of dating over 40. Coach Cass is here to guide all the busy, professional women how to organize your assets. Are your financial affairs in order? WANTED Woman Live isn't just another self-help seminar. It's a 3-day celebration of you - the whole you. Learn about what makes it special: https://wantedwomanlive.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Tim Tebow, LIVE and in-person at Clay Clark's December 5th & 6th 2024 Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
In this episode of BioTalk Unzipped, Gregory Austin and Dr. Chad Briscoe continue their conversation with Zealic CEO, Chuck Piccirillo. They delve into the unique challenges of the patient journey and the increasing demand for hybrid healthcare solutions that offer more flexibility. The discussion highlights the rise of virtual health, particularly in Europe, and introduces exciting developments in ion channels as a goldmine for new medicines. They also explore the financial intricacies of drug development, the importance of leadership through incremental steps, the value of in-person interactions, and hard-earned lessons in the industry. Finally, Chuck offers invaluable advice for entrepreneurs in the life sciences sector. Chapters 00:17 - Adapting to what is unique in the patient journey. 07:08 - Push for hybrid solutions - more flexibility. 09:20 - Virtual health is emerging, especially in Europe. 14:02 - New News! - Ion Channels are a goldmine for new medicines 19:23 - The Financial Side of Drug Development 21:50 - Leadership - Incremental Steps, the Value of In-Person Interactions, Learning Hard Lessons 30:58 - Advice For Entrepreneurs in Life Science Takeaways Building blocks to build the digital patient experience, then tweak it to the individual drug and form a complex digital and personal adaptive health journey. The healthcare industry needs to find a balance between safety and innovation to ensure patients have access to the best possible care. Remote patient monitoring and decentralized clinical trials are crucial in improving patient engagement and outcomes in the healthcare industry. Virtual visits and technology integration can enhance patient engagement and make healthcare more accessible. While there has been an increase in decentralized trials, the focus is currently on commercial solutions due to the crowded nature of the clinical trial technology space. Virtual health and routine monitoring have the potential to alleviate the burden on healthcare providers and improve patient care. Ion channel research holds promise for developing new medicines and treatments for various conditions. Incremental progress and persistence are key in entrepreneurship and leadership. Sound Bites (regarding adaptability in clinical software) “Imagine if LinkedIn only every 6 months. How engaging would that be?” "And it would actually integrate with like Uber, for example, and help them get a ride if they had to go to the doctor and actually, and all of that is based on these building blocks that we're able to assemble and then press a button." “I think everybody wants whatever aspect of life nowadays to be hybrid anything.” “It's why we always talk about pragmatic innovation.” “Persistence in the face of opposition of all sorts.” New News Story: These microscopic tunnels are a goldmine for new medicines https://www.biopharmadive.com/news/ion-channels-drug-research-vertex-biohaven-jazz/719337/ How to reach us: Crohn's & Colitis Foundation https://www.crohnscolitisfoundation.org/ Chuck Piccirillo https://www.linkedin.com/in/cpiccirillo/ Zealic Health - http://www.zealichealth.com Dr. Chad Briscoe https://www.linkedin.com/in/chadbriscoe/ Celerion - https://www.celerion.com/ Gregory Austin https://www.linkedin.com/in/gregoryaustin1/ ECI - https://eci-rx.com / Keywords Patient Journey, Hybrid Healthcare Solutions, Drug Development Finance, Leadership in Life Sciences, Entrepreneurship in Life Sciences, Remote Patient Monitoring, Decentralized Clinical Trials, Healthcare Technology Integration, Digital Patient Experience, Clinical Software Adaptability, Pragmatic Innovation, Persistence in Entrepreneurship, Leadership #HealthcareInnovation #VirtualHealth #DrugDevelopment #LifeSciences #Entrepreneurship #DigitalHealth #HybridHealthcare #IonChannels #PatientCare #RemoteMonitoring #ClinicalTrials #Leadership #HealthTech #PragmaticInnovation #Persistence #pharmaceutical #biotech #science #CEO
Join Jaci and Michael Russo as they welcome David C. Barnett to the podcast. As an accomplished author, speaker, educator, and consultant, David brings a wealth of knowledge on buying and selling businesses, entrepreneurship through acquisition, and the current business landscape influenced by trends like the “silver tsunami” and internet “influencers.” Tune in to learn why business is tough, why it's important to be realistic about business opportunities, and how to navigate the ever-changing landscape of buying and running a business. Don’t miss David’s practical advice and candid insights that could help you make better business decisions. _______David Barnett graduated from the Williams School of Business and Economics at Bishop's University in 1998 and from UNBSJ's Electronic Commerce Management Program in 1999. Since the late ‘90s, Mr. Barnett has been building his profile as an expert in small and medium-sized enterprises.
Born on December 29th, 1983, in Vlissingen (Netherlands), Lex developed an early love for computer games when his uncle gave him a NES for his 5th birthday. During his teenage years, he discovered StarCraft: Brood War, where he met friends like Victor Goossens, founder of Teamliquid.net.After finishing middle school and starting criminology at Erasmus University in Rotterdam at age 20, Lex discovered poker during the poker boom following Moneymaker's WSOP win. Starting with $10 from online friends, he quickly advanced to the highest stakes both online and live. In 2009, he signed a contract with PokerStars and traveled the world playing poker, featuring in shows like High Stakes Poker and The Big Game.In 2013, Lex transitioned from PokerStars Team Pro to PokerStars Team Online, achieving Supernova Elite status for three consecutive years. With the rise of poker on Twitch, Lex began streaming in 2015, becoming the platform's top poker streamer for eight years straight. Now 40 years old, living in Vlissingen with his wife and two young children, Lex focuses on streaming and promoting poker. In November 2016, he was inducted into the Dutch Poker Hall of Fame for his contributions to the game in the Netherlands.Here is what you can expect to hear on this week's show:0:00 Introduction1:15 Becoming a Streamer2:42 The Rise of Streaming4:43 Grinding and Sticking to Schedules5:57 Spoiled with Content8:22 Authenticity Makes for Streaming Success12:55 Stories from a Stream - You Can't Ignore the Trolls19:41 Pushing Passed the Adversity27:24 Merging Content Creation and Poker Strategy33:12 The Importance of ICM35:45 Live Strategy vs. Online Strategy43:39 The Financial Side of Streaming46:39 Truman Show-esque - The Scary Side of Streaming50:57 Mad Monk - Living Healthy1:00:09 Lex vs, Elky - Starting with a FIghtFollow Lex Veldhuis:X (Formerly Twitter): @lexveldhuis Twitch: @lex veldhuis Website: https://www.lexveldhuis.com/YouTube: @lexveldhuistv Follow "Jungleman" Dan Cates:Instagram:@thedancatesX (Formerly Twitter): @junglemandanJoin Poker Academy today using this link: https://www.preflop.academy/?via=danPoker strategy tipsPoker tournament highlightsPoker player profilesPoker player rankingsPoker coachingPoker mental game
Dr. Nessim interviews Eric Miller a financial planner who specializes in working with private practice healthcare owners. Eric has served over 20 years in the financial industry and co-owns a national financial planning company dedicated to serving the needs of healthcare owners. He has personally had over 20,000 conversations with practice owners at every phase of ownership. He has published countless articles, videos, and podcasts on various financial topics and is an expert on matters concerning creating economic independence for a practice owner's business and household. He has recently published a book “How To Become a Financial Beast” which quickly became a bestseller on Amazon.
The financial side of modern-day college footballSee omnystudio.com/listener for privacy information.
When my dogs Bonnie and Clyde romped into my life, they brought unmeasurable happiness and a hefty dose of financial reality. It's Amber here from the Debt-Free Dad Podcast, and I'm ready to walk you through the true cost of pet ownership, sharing the highs, the tails, and, yes, the bills. With veterinary expenses skyrocketing, it's no longer just about food and toys; we're talking a serious budget line item that 91% of pet owners feel squeezing their wallets. The joy of a wagging tail at the door does come at a price, and I'm here to break down those numbers, from insurance to unexpected vet visits, to help you understand the full picture of what it means to financially care for your furry family member.Transitioning from pet care costs to your own fiscal health, I'll pull back the curtain on how to shore up your finances to ensure you and your future pet can thrive together. No guests this episode, just me and the Debt-Free Dad philosophy, as I guide you through our Life Without Payments workshop—your first step towards living a life rich in companionship and free of debt. This isn't about quashing those dreams of puppy or kitty cuddles; it's about planning, preparing, and ensuring that when you're ready to add four paws to your home, you're doing so with financial confidence and stability. Join me on this journey to pet ownership that's not only joyful but also financially savvy.Resources MentionedGet better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days The Totally Awesome Debt Freedom PlannerFor more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.Free Tools and Downloads at www.debtfreedad.comConnect With BradWebsite - https://www.debtfreedad.comFacebook - https://www.facebook.com/thedebtfreedadPrivate Facebook Group - https://www.facebook.com/groups/lifewithoutpaymentsInstagram - https://www.instagram.com/debtfreedad/TikTok - https://www.tiktok.com/@debt_free_dadYouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featuredThanks For ListeningLike what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTubeWe LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.Support the Show.
In days gone by many private companies could offer pensions that would actually support someone financially in retirement, but those days are gone and so are the pensions. The financial side of retirement is extremely uncertain, many mainstream retirement plans are mediocre at best and while the desire to retire persists among people, the financial challenges of retirement have increased. The Financial Side of retirement can be better than the forecast looks, if you do something different than what most Americans are doing. Watch this episode and start planning for a better retirement now. Watch on YouTube: https://www.youtube.com/@wealth-talks-podcast Follow the Wealth Talks Podcast on: Instagram: https://www.instagram.com/wealthtalkspodcast/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA== Facebook: https://www.facebook.com/profile.php?id=61554798231074 Listen to the Wealth Talks Podcast on: Apple Podcasts: https://podcasts.apple.com/gb/podcast/wealth-talks/id978187163 Spotify: https://open.spotify.com/show/7MOugefeGkTl5jdkhYdjvQ?si=80ce9359d8e54cc8 Youtube Music: https://music.youtube.com/playlist?list=PLwU1nBBz00on-wImV9bLClndzJhc0a2eu
SummaryIn today's episode, we are sitting down with Becca Pahl, Co-Founder and CEO of Balanced Family Academy. Becca is powerhouse in the childcare industry and has established 17 wildly successful daycare centers in less than a decade. She knows the daycare business inside and out, and she's been instrumental in creating the game changing features within CareDay Solutions. Today, Becca's going to dive into the nitty-gritty of the business side of childcare. We'll talk about why accurate revenue projections are so critical, how data can keep you from just relying on your gut, and how CareDay has played a vital role in her business growth. Key Takeaways Projecting revenue is essential for financial stability. The ability to accurately predict income is crucial for making sound budgeting decisions and avoiding pitfalls that can jeopardize your center's success. Understanding your "walking around numbers" demonstrates business savvy. Know your key figures inside and out: full-time child (FTC) capacity, current enrollment, margins, and projected revenue. These figures offer a snapshot of your center's health. Data-driven decision-making eliminates uncertainty. Looking at waitlist conversion rates, tour success, and other clear metrics allows you to make informed choices rather than relying on gut feelings. Pay attention to even small opportunities for growth. Allowing part-time families to easily add days helps fill open spaces that would otherwise go unused, and this can directly offset childcare management software costs. Prioritize business planning for long-term success. Carve out dedicated time to analyze your center's financial picture. Focus on revenue, expenses, and the crucial connection between income and staffing levels. Connect with us:Instagram: @caredaysolutionsFacebook: https://www.facebook.com/caredaysolutionsLinkedin: https://www.linkedin.com/company/careday/ CareDay: Advanced Childcare Management Software bringing next level tools for childcare business owners. We're bringing technology to the daycare world that you've never seen anywhere else. Streamline your daycare business, boost your enrollment, and grow your bottom line. https://www.caredaysolutions.com/
In today's ever-changing world, preparing for unexpected tragedies and end-of-life scenarios is essential. Brad Nelson, the founder of Debt Free Dad, shares his personal journey and insights on building financial resilience in the face of adversity. What You'll LearnThe importance of financial organization and preparedness. The importance of creating an "If I Die" file & its components.How to embrace financial planning in preparation for worst-case scenarios. Resources MentionedGet better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days The Totally Awesome Debt Freedom PlannerFor more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.Free Tools and Downloads at www.debtfreedad.comConnect With BradWebsite - https://www.debtfreedad.comFacebook - https://www.facebook.com/thedebtfreedadPrivate Facebook Group - https://www.facebook.com/groups/lifewithoutpaymentsInstagram - https://www.instagram.com/debtfreedad/TikTok - https://www.tiktok.com/@debt_free_dadYouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featuredThanks For ListeningLike what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTubeWe LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!Support the show
Ethan Wadsworth shares his journey in real estate wholesaling, starting with his first wholesale deal and transitioning from the financial side of the industry. He discusses finding deals through marketing strategies, targeting specific properties, and analyzing after repair value (ARV). Ethan also shares his negotiation tactics and how he calculates offers. He explains the process of selling wholesale properties and building a network of buyers through personal connections and joint ventures. Ethan emphasizes the importance of finding distressed properties and leveraging option periods. He concludes by highlighting the benefits of wholesaling and the freedom it offers. Takeaways • Wholesaling can be a profitable entry point into real estate investing, allowing for quick profits and minimal risk. Marketing strategies, such as cold calling and social media, can be effective in finding distressed properties and motivated sellers. • Analyzing ARV and calculating offers are crucial skills in wholesaling, and tools like Propelio can assist in determining property values. • Building a network of buyers and joint venturing with other wholesalers can help in selling wholesale properties and expanding business opportunities. • Leveraging personal connections and word-of-mouth referrals can lead to valuable deals and partnerships in the real estate industry. Chapters 00:00 Introduction and First Wholesale Deal 02:05 Transition to Wholesaling 03:21 Finding Deals and Marketing Strategies 05:18 Targeting Properties and Analyzing ARV 06:18 Negotiating and Making Offers 08:30 Calculating Offers and ARV 11:25 Selling Wholesale Properties 12:55 Building a Network and Joint Ventures 14:35 Finding Buyers and Joint Ventures 17:09 Finding Deals through Social Media 18:50 Leveraging Personal Connections 20:22 Finding Buyers through Personal Connections 23:07 Finding Distressed Properties 25:14 Earnest Money and Option Periods 28:37 Transition from Financial Side to Real Estate 33:45 Benefits of Wholesaling and Conclusion David's Social: @dlecko https://www.dealmachine.com/pod
In this podcast episode, we unravel the financial side of full-time RVing. Living on the road offers a unique blend of freedom and adventure, but being savvy about the monetary aspects is crucial. From sharing our journey of selecting the perfect RV to discussing ongoing expenses like fuel, campground fees, and RV maintenance, we've got you covered. We even talk about the unexpected, from health emergencies on the road to those unforeseen RV breakdowns. For those looking to stretch their dollar, we've got money-saving tips, from the joys of boondocking to the benefits of cooking in your RV. Show notes: https://thefaiolas.com/97
This vault episode is all about our furry best friends and explores dog ownership, the costs vs. investment. Our guest on this dogolicious episode is Krista Karpowich, who owns Wag Out Loud and is the host of the Wag Out Loud pawdcast. The Wag Out Loud pawdcast is a show that helps us pet parents to be the best advocate for your dog's health and wellness. She's here to share everything she knows about dogs, including how much money to spend on food, what to feed your dog, what kind of pet insurance she loves, how much money to devote to training, treats and toys, and so much more. Whether you have a dog or are looking to bring one into your life, this episode is for you. LINKS Wag Out Loud Pumpkin Trupanion Lemonade Pawp SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite's popular KPI Checklist for free at www.netsuite.com/etm. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you'll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone's Talkin' Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq Leave a 5-star Review here https://ratethispodcast.com/etm Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Todays gorgeous Money Diarist is a 29 year old Law student, and full time employee in litigation. She's also a part time step mum dealing with infertility, and juggling her finances while doing it all! Having spent 10k on 3 rounds of IVF with her partner, she wants to share her experience of navigating the fertility journey, and the impact that these procedures can have on your finances and your relationships. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Show Notes In this episode of Entrepreneur Money Stories, we revisit Brandee Gaar, the founder of a thriving wedding planning business based in Orlando, Florida. With an impressive track record spanning sixteen years in the industry, Brandee has not only built a profitable business but has also become a dedicated coach to other wedding professionals. Her mission is clear: she wants to help others succeed while challenging the pervasive burnout culture that often plagues the wedding industry. The Summit The conversation takes place just after Brandee's annual Summit, an event she meticulously plans with thoughtfulness and intention. Initially starting her coaching online, Brandee found her true calling in in-person events, allowing participants to experience a sense of empowerment and embrace their roles as CEOs. Every aspect of the Summit is crafted to provide authenticity and realness to attendees, both during the sessions and outside of them. Brandee believes that gathering the right individuals in one room can spark transformative changes in their professional lives. Tracking the Financial Side of Things Brandee astutely manages her business, ensuring clear financial segregation among its various branches, such as wedding planning, the Summit, and coaching, all under the same LLC. This approach enables her to closely track the profitability of each segment individually. She emphasizes the importance of paying attention to the finer details, especially during less profitable years, and setting expense goals to complement sales targets, driving steady growth. Looking into the Future Despite the fear surrounding a possible recession, Brandee adamantly refuses to plan from a place of fear, dismissing it as an excuse for mediocrity. Instead, she advises professionals to focus on excellence, redouble their marketing efforts, and invest in personal and business growth. Even post-pandemic, when her company seemed to be coasting, Brandee recognized the opportune moment to push for growth and made concerted efforts to expand the business. A strong advocate for investing in her team, Brandee believes in providing her employees with opportunities for growth. For instance, she invested in her social media manager by purchasing an SEO course, which will remain available to future team members in that role, enhancing their skills and contributing to the overall growth of the business. Money Mindset and the Financial Aspect A major decision Brandee made recently was moving the Summit from Orlando to Austin, TX. This shift was a strategic one, calculated to foster a 20% growth in that region by centralizing the event. Drawing from past attendance data and comprehensive planning for best and worst-case scenarios, Brandee confidently took the leap, recognizing the potential for success in this bold move. Advice for the Fearful Business Owner Brandee's insights resonate deeply with entrepreneurs, emphasizing the importance of thoughtfulness in managing one's business, resisting conformity, and identifying and addressing the gaps that hinder growth. Her approach exemplifies how investing in essential areas and shedding weaknesses can lead to business expansion and overall success. In conclusion, this enlightening episode with Brandee Gaar is a treasure trove of wisdom for anyone navigating the wedding planning industry or seeking entrepreneurial inspiration. Her remarkable journey, coupled with her passion for uplifting others, serves as a guiding beacon for entrepreneurs striving to thrive in competitive markets while avoiding burnout. Listeners are left with invaluable takeaways on building profitable businesses, fostering authenticity, and nurturing a strong team to achieve their goals. Key Points [04:48] The Summit [09:28] Tracking the financial side of things [17:18] Looking into the future [24:34] Money mindset and the financial aspects [32:43] Advice for the fearful business owner Connect with Danielle: Website | Kickstart Accounting Facebook | Kickstart Accounting Inc. Get Started Today: https://kickstartaccountinginc.com/get-started/ Connect with Brandee: Website | https://brandeegaar.com/ Instagram | https://www.instagram.com/brandeegaar/ Youtube | https://www.youtube.com/channel/UCwii0TlcCz7Cfy5Han-RPYg?view_as=subscriber
Steve, McNew, Kathy, Tim and Darren talk about the viability of several different ways to invest in whiskey. It should be noted neither The Bourbon Daily or the ABV Network or anyone on this podcast are capable of providing you with investment advice. This is a show for entertainment purposes only. Please consultant your investment advisor for what is right to invest in for your long and short term strategies. TBD music is by Kevin MacLeod (incompetech.com). Important Links: Jerry Dalton Movie: https://tinyurl.com/33buk7aw ABV Barrel Shop: abvbarrelshop.com ABV Network Shop: https://shop.abvnetwork.com/ Patreon: https://www.patreon.com/theabvnetwork Check us out at: abvnetwork.com. Join the revolution by adding #ABVNetworkCrew to your profile on social media.
Ellie Mental Health Franchise and associated franchises provide counseling, medication management, and therapeutic products and services, by licensed clinical counselors, therapists, and prescribers. Ellie was founded in 2015 by Erin Pash and Kyle Keller when they opened the first Ellie clinic. Since then, the Ellie brand has continued to grow with multiple clinics in Minnesota and a growing number of franchises across the country. This episode was based on an exclusive Vetted Biz analysis, click here for the full report: https://www.vettedbiz.com/ellie-mental-health-franchise/ Need help finding the right franchise? Click here: https://www.vettedbiz.com/franchise-search/ 00:00 Introduction 01:21 About Ellie Mental Health 02:07 Franchise Fee, Investment Cost & Net Worth 03:17 Financial Side 04:39 Profit 05:25 Conclusion #EllieMentalHealth #FranchiseFindings If you are looking for more information, you can connect with us through our networks: https://www.vettedbiz.com/ https://www.linkedin.com/company/vettedbiz/ https://www.facebook.com/vettedbiz https://www.tiktok.com/@businessandfranchiseinus We partner with Fund My Franchise to give you the best “one-stop source” for all your funding needs. Knowing which option is best suited for you and your business is their specialty. Whether you use our Self-Directed 401(k), allowing an entrepreneur to use qualifying retirement monies to capitalize a business, and/or traditional Debt Funding, utilizing Unsecured Lines of Credit (ULOC) or Small Business Administration (SBA) Loans, they are here to help you realize your entrepreneurial dream. Don't let bad credit stand in your way. They can help with credit repair. Click the link in the show notes to apply for a no-obligation, no-charge consultation with one of their Senior Consultants: https://share.hsforms.com/1hkqew4n2S7ap6o8z1OqBIQ4e0xw
The Rent-A-Center Franchise business was started by Ernie Talley in Wichita, Kansas during the 1960s. Rent-A-Center is for rental businesses that provide “rental purchase” programs for a specialized inventory of rental products, such as major consumer electronics, appliances, furniture, computers, tires, and jewelry, as well as the sale of related accessories. The company was incorporated in 1986 and as of 2014 operates approximately 2,972 company-owned stores in the United States, Puerto Rico, and Mexico, accounting for approximately 35% of the rent-to-own market in the United States based on store count. This episode was based on an exclusive Vetted Biz analysis, click here for the full report: https://www.vettedbiz.com/rent-a-center-cost/ Need help finding the right franchise? Click here: https://www.vettedbiz.com/franchise-search/ 00:00 Introduction 01:43 Rent-A-Center Locations 01:58 Franchise Fee, Liquid Capital, Net Worth & More 02:18 Financial Side 03:37 Conclusion #RentACenterFranchise #FranchiseFindings If you are looking for more information, you can connect with us through our networks: https://www.vettedbiz.com/ https://www.linkedin.com/company/vettedbiz/ https://www.facebook.com/vettedbiz https://www.tiktok.com/@businessandfranchiseinus
Twin Peaks Franchise is a chain of sports-themed restaurants and bars in the United States. Founded in 2005 by Randy DeWitt and Scott Gordon in the Dallas, Texas area, the chain has grown to over 80 locations across the U.S. The concept of Twin Peaks was born when Randy DeWitt and Scott Gordon, who were working in the restaurant industry, became frustrated with the lack of options for men looking for a casual, yet upscale dining and social experience. This episode was based on an exclusive Vetted Biz analysis, click here for the full report: https://www.vettedbiz.com/twin-peaks-franchise-analysis/ Need help finding the right franchise? Click here: https://www.vettedbiz.com/franchise-search/ 00:00 Introduction 01:11 About Twin Peaks 02:10 Franchise Metrics 03:13 Financial Side 03:57 Selling Price 04:29 Earnings 04:49 Conclusion #TwinPeaksFranchiseIsMakingMillions #TwinPeaks #FranchiseFindings If you are looking for more information, you can connect with us through our networks: https://www.vettedbiz.com/ https://www.linkedin.com/company/vettedbiz/ https://www.facebook.com/vettedbiz https://www.tiktok.com/@businessandfranchiseinus
Does the financial side of freelancing and owning your own business hold you back? Today's guest, Sarah Young, helps you to understand this side of things a little more and can help you from feeling stuck. Sarah breaks down the financial side of freelancing including information abut taxes, retirement when you are self-employed, pricing, investing, and what to track in your own business. We also talk about how Sarah got started, imposter syndrome, the common challenges that Sarah sees with female service providers, and when to hire a bookkeeper. This episode is full of value and can help whether you have been in business for a while or thinking about starting. Don't forget! I have a live training happening September 12 all about freelancing. Sign up at www.micalaquinn.com/live Thanks for listening! Check out the show notes (link below) for the links and resources mentioned in today's episode! Connect with me on Instagram: @micala.quinn Thinking about freelancing? Check out my Launch Fast Crash Course SHOW NOTES: www.micalaquinn.com/episode218